PITTSFIELD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pittsfield averaged
5.84%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
5.75% and
one month ago for the week of 2024-10-10, the
average rate was 5.38%.
Pittsfield's average rate one year ago was 6.76%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.26%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Pittsfield 30 Year Fixed Rate | 2024-11-14 | 5.84% |
| Pittsfield 30 Year Fixed Rate Refi | 2024-11-14 | 6.26% |
| Pittsfield 15 Year Fixed Rate | 2024-11-14 | 5.99% |
| Pittsfield 15 Year Fixed Rate Refi | 2024-11-14 | 6.49% |
| Pittsfield 30 Year FHA | 2024-11-14 | -0.01% |
| Pittsfield 30 Year FHA Refi | 2024-11-14 | 0% |
| Pittsfield 30 Year USDA | 2024-11-14 | -0.1% |
| Pittsfield 30 Year USDA Refi | 2024-11-14 | -0.2% |
| Pittsfield 30 Year VA | 2024-11-14 | -0.2% |
| Pittsfield 30 Year VA Refi | 2024-11-14 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PITTSFIELD, MA.
PITTSFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PITTSFIELD, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PITTSFIELD Average Closing Costs & Other Stats
PITTSFIELD, MA's 97 lenders originated 2,547
loans during 2023. The total origination value was $569,695,000, with an average loan value of
$223,673.
PITTSFIELD's average closing costs are $4,451.
The top PITTSFIELD lender as defined by loan originations is Adams Community Bank, with
282 loans originated. Their average total fees are
$2,980, which is $515
lower than the next largest lender,
GREYLOCK.
The lowest fee PITTSFIELD lenders (with over 10 loans originated) are
Adams Community Bank ($2,980), GREYLOCK ($3,494), MountainOne Bank ($4,281), Berkshire Bank ($4,734) and NBT Bank ($6,099).
The lowest rate PITTSFIELD lenders (with over 10 loans originated) are
Adams Community Bank (5.51%), GREYLOCK (5.54%), NBT Bank (5.57%), MountainOne Bank (5.95%) and Berkshire Bank (6.00%).
PITTSFIELD, MA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| GREYLOCK | $206,485,000 | $128,350,000 | -37.8% | 22.5% |
| Adams Community Bank | $140,075,000 | $118,915,000 | -15.1% | 20.9% |
| Lee Bank | $59,400,000 | $48,460,000 | -18.4% | 8.5% |
| Berkshire Bank | $29,885,000 | $24,135,000 | -19.2% | 4.2% |
| ACADEMY MORTGAGE CORPORATION | $35,280,000 | $23,690,000 | -32.9% | 4.2% |
| The Pittsfield Co-operative Bank | $38,535,000 | $18,620,000 | -51.7% | 3.3% |
| NBT Bank | $23,400,000 | $14,715,000 | -37.1% | 2.6% |
| QUICKEN LOANS, LLC | $27,050,000 | $12,855,000 | -52.5% | 2.3% |
| MountainOne Bank | $15,190,000 | $12,100,000 | -20.3% | 2.1% |
| Webster Bank | $355,000 | $10,255,000 | 2,788.7% | 1.8% |
| TD Bank | $10,330,000 | $8,725,000 | -15.5% | 1.5% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $8,505,000 | n/a | 1.5% | |
| Citizens Bank | $12,630,000 | $7,380,000 | -41.6% | 1.3% |
| Salisbury Bank and Trust Company | $18,555,000 | $5,930,000 | -68.0% | 1.0% |
| GUARANTEED RATE, INC. | $6,615,000 | $5,220,000 | -21.1% | 0.9% |
| Bank of America | $16,710,000 | $4,985,000 | -70.2% | 0.9% |
| Mortgage Research Center, LLC | $4,090,000 | $4,020,000 | -1.7% | 0.7% |
| JPMorgan Chase Bank | $9,420,000 | $3,540,000 | -62.4% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $1,780,000 | $3,390,000 | 90.4% | 0.6% |
| NORWICH COMMERCIAL GROUP, INC. | $325,000 | $3,150,000 | 869.2% | 0.6% |
| Raymond James Bank | $3,885,000 | $2,935,000 | -24.5% | 0.5% |
| LOANDEPOT.COM, LLC | $7,215,000 | $2,925,000 | -59.5% | 0.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,600,000 | $2,860,000 | 10.0% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $2,455,000 | $2,850,000 | 16.1% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,300,000 | $2,820,000 | -34.4% | 0.5% |
| City National Bank | $860,000 | $2,610,000 | 203.5% | 0.5% |
| Wells Fargo Bank | $13,690,000 | $2,475,000 | -81.9% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $2,990,000 | $2,440,000 | -18.4% | 0.4% |
| PNC Bank | $490,000 | $2,410,000 | 391.8% | 0.4% |
| TOTAL MORTGAGE SERVICES, LLC | $7,560,000 | $2,275,000 | -69.9% | 0.4% |
| Citibank | $5,500,000 | $2,180,000 | -60.4% | 0.4% |
| TrustCo Bank | $2,630,000 | $2,070,000 | -21.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $3,250,000 | $2,015,000 | -38.0% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,970,000 | $1,795,000 | -39.6% | 0.3% |
| BNY Mellon | $1,965,000 | $1,770,000 | -9.9% | 0.3% |
| NEWREZ LLC | $1,420,000 | $1,740,000 | 22.5% | 0.3% |
| Easthampton Savings Bank | $1,100,000 | $1,710,000 | 55.5% | 0.3% |
| GUILD MORTGAGE COMPANY | $1,335,000 | $1,705,000 | 27.7% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,145,000 | $1,590,000 | 38.9% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $5,000,000 | $1,560,000 | -68.8% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $1,550,000 | n/a | 0.3% | |
| PeoplesBank | $715,000 | $1,490,000 | 108.4% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,105,000 | $1,400,000 | 26.7% | 0.2% |
| Semper Home Loans, Inc. | $1,210,000 | $1,380,000 | 14.0% | 0.2% |
| Westfield Bank | $2,995,000 | $1,380,000 | -53.9% | 0.2% |
| Cambridge Trust Company | $1,355,000 | n/a | 0.2% | |
| GuardHill Financial Corp. | $1,280,000 | $1,165,000 | -9.0% | 0.2% |
| A&D Mortgage LLC | $185,000 | $1,150,000 | 521.6% | 0.2% |
| M&T Bank | $975,000 | $1,135,000 | 16.4% | 0.2% |
| The Federal Savings Bank | $1,610,000 | $1,080,000 | -32.9% | 0.2% |
| KeyBank | $1,930,000 | $990,000 | -48.7% | 0.2% |
| First Republic Bank | $9,725,000 | $955,000 | -90.2% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $785,000 | $925,000 | 17.8% | 0.2% |
| Discover Bank | $500,000 | $920,000 | 84.0% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,420,000 | $860,000 | -39.4% | 0.2% |
| Rockland Trust Company | $13,805,000 | $765,000 | -94.5% | 0.1% |
| EMM LOANS LLC | $265,000 | $730,000 | 175.5% | 0.1% |
| Monson Savings Bank | $290,000 | $730,000 | 151.7% | 0.1% |
| FM Home Loans, LLC | $725,000 | n/a | 0.1% | |
| Salem Five Cents Savings Bank | $725,000 | n/a | 0.1% | |
| ARC HOME LLC | $695,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $670,000 | n/a | 0.1% | |
| SALEM FIVE MORTGAGE COMPANY, LLC | $380,000 | $660,000 | 73.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $650,000 | n/a | 0.1% | |
| Nations Lending Corporation | $640,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $5,775,000 | $625,000 | -89.2% | 0.1% |
| DIGITAL Federal Credit Union | $595,000 | $620,000 | 4.2% | 0.1% |
| USAA Federal Savings Bank | $785,000 | $620,000 | -21.0% | 0.1% |
| Evolve Bank & Trust | $430,000 | $605,000 | 40.7% | 0.1% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $930,000 | $590,000 | -36.6% | 0.1% |
| GFA Federal Credit Union | $450,000 | $575,000 | 27.8% | 0.1% |
| NEXERA HOLDING LLC | $555,000 | n/a | 0.1% | |
| Leader Bank | $825,000 | $545,000 | -33.9% | 0.1% |
| UBS Bank USA | $1,160,000 | $535,000 | -53.9% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $115,000 | $525,000 | 356.5% | 0.1% |
| CIBM Bank | $520,000 | n/a | 0.1% | |
| Community Bank | $455,000 | n/a | 0.1% | |
| EQUITY RESOURCES, INC. | $355,000 | $455,000 | 28.2% | 0.1% |
| MORTGAGE ACCESS CORP. | $455,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $350,000 | $450,000 | 28.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,365,000 | $445,000 | -67.4% | 0.1% |
| Jeanne D'Arc Credit Union | $445,000 | n/a | 0.1% | |
| NBKC BANK | $680,000 | $445,000 | -34.6% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $2,285,000 | $440,000 | -80.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $440,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $435,000 | n/a | 0.1% | |
| FIRST WORLD MORTGAGE CORPORATION | $165,000 | $425,000 | 157.6% | 0.1% |
| ARRHA Credit Union | $415,000 | n/a | 0.1% | |
| Truist | $2,075,000 | $415,000 | -80.0% | 0.1% |
| UMASSFIVE COLLEGE Federal Credit Union | $600,000 | $415,000 | -30.8% | 0.1% |
| Farm Credit East, ACA | $1,030,000 | $405,000 | -60.7% | 0.1% |
| North Shore Bank, a Co-operative Bank | $405,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $145,000 | $400,000 | 175.9% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $305,000 | $395,000 | 29.5% | 0.1% |
| CMG MORTGAGE, INC. | $500,000 | $385,000 | -23.0% | 0.1% |
| MidFirst Bank | $385,000 | n/a | 0.1% | |
| HARBORONE MORTGAGE, LLC | $3,835,000 | $380,000 | -90.1% | 0.1% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $380,000 | n/a | 0.1% | |
| GREENWOOD | $160,000 | $365,000 | 128.1% | 0.1% |
| BAY EQUITY LLC | $2,125,000 | $360,000 | -83.1% | 0.1% |
| ADVANCIAL | $355,000 | n/a | 0.1% | |
| MDE Home Loans, LLC | $345,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $345,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $300,000 | $325,000 | 8.3% | 0.1% |
| SIRVA MORTGAGE, INC. | $325,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $655,000 | $320,000 | -51.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,970,000 | $310,000 | -84.3% | 0.1% |
| Bethpage Federal Credit Union | $305,000 | n/a | 0.1% | |
| NP, Inc. | $305,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $300,000 | n/a | 0.1% | |
| AMERICAN EAGLE FINANCIAL CREDIT UNION | $55,000 | $295,000 | 436.4% | 0.1% |
| Heritage Bank | $295,000 | n/a | 0.1% | |
| MORTGAGE EQUITY PARTNERS LLC | $525,000 | $295,000 | -43.8% | 0.1% |
| BMO Harris Bank | $285,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $175,000 | $285,000 | 62.9% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $280,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $690,000 | $275,000 | -60.1% | 0.0% |
| Greenbox Loans, Inc. | $265,000 | n/a | 0.0% | |
| HANSCOM | $300,000 | $265,000 | -11.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $255,000 | n/a | 0.0% | |
| Navigant Credit Union | $255,000 | n/a | 0.0% | |
| Northpointe Bank | $360,000 | $255,000 | -29.2% | 0.0% |
| Workers Credit Union | $320,000 | $255,000 | -20.3% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $295,000 | $245,000 | -16.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $610,000 | $235,000 | -61.5% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $235,000 | $235,000 | 0.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $360,000 | $235,000 | -34.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $230,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $235,000 | $225,000 | -4.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $1,575,000 | $225,000 | -85.7% | 0.0% |
| The Cape Cod Five Cents Savings Bank | $435,000 | $225,000 | -48.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $185,000 | $225,000 | 21.6% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $235,000 | $215,000 | -8.5% | 0.0% |
| Quontic Bank | $215,000 | n/a | 0.0% | |
| The People's Credit Union | $225,000 | $210,000 | -6.7% | 0.0% |
| Sharon & Crescent United Credit Union | $205,000 | n/a | 0.0% | |
| The Huntington National Bank | $205,000 | n/a | 0.0% | |
| Cambridge Savings Bank | $195,000 | n/a | 0.0% | |
| Liberty Bank | $105,000 | $195,000 | 85.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,315,000 | $185,000 | -85.9% | 0.0% |
| LENDSURE MORTGAGE CORP. | $115,000 | $185,000 | 60.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $135,000 | $185,000 | 37.0% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $1,015,000 | $185,000 | -81.8% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $175,000 | n/a | 0.0% | |
| GREATER SPRINGFIELD CREDIT UNION | $165,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $165,000 | n/a | 0.0% | |
| Figure Lending LLC | $230,000 | $160,000 | -30.4% | 0.0% |
| Capital Bank | $155,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $155,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
| OCMBC, INC. | $155,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $565,000 | $155,000 | -72.6% | 0.0% |
| United Nations Federal Credit Union | $145,000 | n/a | 0.0% | |
| BAYCOAST MORTGAGE COMPANY, LLC | $135,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $135,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $125,000 | n/a | 0.0% | |
| Northwest Community Bank | $125,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $125,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $205,000 | $105,000 | -48.8% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $335,000 | $105,000 | -68.7% | 0.0% |
| Logan Finance Corporation | $105,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $105,000 | n/a | 0.0% | |
| Greenfield Savings Bank | $640,000 | $90,000 | -85.9% | 0.0% |
| WESTERLY COMMUNITY | $85,000 | n/a | 0.0% | |
| ALIGN CREDIT UNION | $75,000 | n/a | 0.0% | |
| HarborOne Bank | $75,000 | n/a | 0.0% | |
| LUSO | $75,000 | n/a | 0.0% | |
| First American Bank | $55,000 | n/a | 0.0% | |
| Freedom Credit Union | $300,000 | $55,000 | -81.7% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $415,000 | $45,000 | -89.2% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $185,000 | $45,000 | -75.7% | 0.0% |
| HOLYOKE | $155,000 | $25,000 | -83.9% | 0.0% |
PITTSFIELD's top lender by overall market share is GREYLOCK, with 22.5% market share. In second place, with 20.9%, is Adams Community Bank, having originated $118,915,000 in loans. In third place, with 8.5%, is Lee Bank, having originated $48,460,000 in loans. In fourth place, with 4.2%, is Berkshire Bank, having originated $24,135,000 in loans. In fifth place, with 4.2%, is ACADEMY MORTGAGE CORPORATION, having originated $23,690,000 in loans.
PITTSFIELD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - PITTSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $352,250 (17.5%) | $526,672 (-4.7%) | 1.31 | 854 |
| 2018-02-01 | $364,450 (12.1%) | $527,727 (-9.0%) | 1.32 | 850 |
| 2018-03-01 | $379,250 (13.3%) | $554,002 (-6.6%) | 1.33 | 844 |
| 2018-04-01 | $389,125 (12.8%) | $564,965 (-3.4%) | 1.32 | 884 |
| 2018-05-01 | $396,500 (13.5%) | $562,723 (-2.1%) | 1.32 | 946 |
| 2018-06-01 | $379,000 (8.0%) | $551,844 (-3.7%) | 1.26 | 1,037 |
| 2018-07-01 | $369,000 (5.4%) | $534,923 (-5.4%) | 1.23 | 1,119 |
| 2018-08-01 | $366,500 (4.7%) | $532,574 (-4.2%) | 1.23 | 1,144 |
| 2018-09-01 | $359,000 (2.6%) | $528,740 (-4.0%) | 1.21 | 1,138 |
| 2018-10-01 | $357,000 (2.0%) | $549,234 (0.9%) | 1.21 | 1,128 |
| 2018-11-01 | $369,450 (-1.4%) | $573,651 (5.2%) | 1.25 | 1,029 |
| 2018-12-01 | $374,900 (1.6%) | $582,366 (8.7%) | 1.29 | 943 |
| 2019-01-01 | $361,000 (2.5%) | $588,845 (11.8%) | 1.25 | 827 |
| 2019-02-01 | $370,225 (1.6%) | $600,562 (13.8%) | 1.25 | 805 |
| 2019-03-01 | $374,943 (-1.1%) | $606,219 (9.4%) | 1.23 | 809 |
| 2019-04-01 | $374,993 (-3.6%) | $601,617 (6.5%) | 1.19 | 853 |
| 2019-05-01 | $369,000 (-6.9%) | $600,885 (6.8%) | 1.15 | 936 |
| 2019-06-01 | $369,000 (-2.6%) | $579,866 (5.1%) | 1.15 | 1,051 |
| 2019-07-01 | $372,175 (0.9%) | $576,932 (7.9%) | 1.17 | 1,113 |
| 2019-08-01 | $373,364 (1.9%) | $578,296 (8.6%) | 1.18 | 1,091 |
| 2019-09-01 | $370,909 (3.3%) | $575,053 (8.8%) | 1.19 | 1,051 |
| 2019-10-01 | $369,000 (3.4%) | $574,532 (4.6%) | 1.19 | 1,011 |
| 2019-11-01 | $369,250 (-0.1%) | $602,672 (5.1%) | 1.21 | 923 |
| 2019-12-01 | $383,450 (2.3%) | $694,079 (19.2%) | 1.28 | 777 |
| 2020-01-01 | $391,500 (8.5%) | $713,809 (21.2%) | 1.31 | 668 |
| 2020-02-01 | $389,000 (5.1%) | $724,616 (20.7%) | 1.27 | 645 |
| 2020-03-01 | $399,450 (6.5%) | $724,527 (19.5%) | 1.25 | 677 |
| 2020-04-01 | $404,113 (7.8%) | $737,263 (22.6%) | 1.27 | 671 |
| 2020-05-01 | $425,000 (15.2%) | $736,884 (22.6%) | 1.29 | 708 |
| 2020-06-01 | $449,725 (21.9%) | $752,378 (29.8%) | 1.32 | 704 |
| 2020-07-01 | $430,000 (15.5%) | $763,395 (32.3%) | 1.25 | 653 |
| 2020-08-01 | $449,000 (20.3%) | $785,575 (35.8%) | 1.29 | 613 |
| 2020-09-01 | $454,500 (22.5%) | $784,607 (36.4%) | 1.30 | 590 |
| 2020-10-01 | $449,000 (21.7%) | $839,892 (46.2%) | 1.29 | 545 |
| 2020-11-01 | $422,000 (14.3%) | $936,397 (55.4%) | 1.23 | 477 |
| 2020-12-01 | $409,500 (6.8%) | $952,918 (37.3%) | 1.22 | 420 |
| 2021-01-01 | $432,500 (10.5%) | $1,025,096 (43.6%) | 1.29 | 334 |
| 2021-02-01 | $501,875 (29.0%) | $948,451 (30.9%) | 1.46 | 271 |
| 2021-03-01 | $529,000 (32.4%) | $995,601 (37.4%) | 1.50 | 242 |
| 2021-04-01 | $525,000 (29.9%) | $1,026,983 (39.3%) | 1.42 | 251 |
| 2021-05-01 | $499,450 (17.5%) | $988,820 (34.2%) | 1.33 | 294 |
| 2021-06-01 | $475,000 (5.6%) | $951,161 (26.4%) | 1.25 | 360 |
| 2021-07-01 | $472,450 (9.9%) | $942,275 (23.4%) | 1.25 | 400 |
| 2021-08-01 | $487,000 (8.5%) | $890,220 (13.3%) | 1.30 | 437 |
| 2021-09-01 | $475,000 (4.5%) | $905,162 (15.4%) | 1.27 | 447 |
| 2021-10-01 | $449,000 (0.0%) | $831,550 (-1.0%) | 1.20 | 431 |
| 2021-11-01 | $426,175 (1.0%) | $822,829 (-12.1%) | 1.14 | 377 |
| 2021-12-01 | $422,475 (3.2%) | $831,083 (-12.8%) | 1.14 | 302 |
| 2022-01-01 | $430,950 (-0.4%) | $911,018 (-11.1%) | 1.17 | 242 |
| 2022-02-01 | $439,225 (-12.5%) | $977,742 (3.1%) | 1.14 | 201 |
| 2022-03-01 | $449,900 (-15.0%) | $1,011,135 (1.6%) | 1.13 | 195 |
| 2022-04-01 | $425,000 (-19.1%) | $998,477 (-2.8%) | 1.01 | 199 |
| 2022-05-01 | $447,225 (-10.5%) | $881,658 (-10.8%) | 1.02 | 244 |
| 2022-06-01 | $461,250 (-2.9%) | $915,448 (-3.8%) | 1.03 | 281 |
| 2022-07-01 | $449,450 (-4.9%) | $877,778 (-6.8%) | 1.01 | 350 |
| 2022-08-01 | $458,225 (-5.9%) | $927,374 (4.2%) | 1.06 | 336 |
| 2022-09-01 | $439,500 (-7.5%) | $936,813 (3.5%) | 1.03 | 349 |
| 2022-10-01 | $449,000 (0.0%) | $904,402 (8.8%) | 1.06 | 348 |
| 2022-11-01 | $447,000 (4.9%) | $930,557 (13.1%) | 1.07 | 300 |
| 2022-12-01 | $447,000 (5.8%) | $963,607 (16.0%) | 1.10 | 255 |
| 2023-01-01 | $470,725 (9.2%) | $1,059,000 (16.2%) | 1.17 | 213 |
| 2023-02-01 | $476,675 (8.5%) | $1,159,235 (18.6%) | 1.15 | 205 |
| 2023-03-01 | $509,500 (13.3%) | $1,121,234 (10.9%) | 1.20 | 203 |
| 2023-04-01 | $485,000 (14.1%) | $932,455 (-6.6%) | 1.13 | 249 |
| 2023-05-01 | $507,450 (13.5%) | $1,022,174 (15.9%) | 1.15 | 269 |
| 2023-06-01 | $496,000 (7.5%) | $1,004,764 (9.8%) | 1.11 | 308 |
| 2023-07-01 | $525,000 (16.8%) | $1,036,142 (18.0%) | 1.19 | 337 |
| 2023-08-01 | $519,675 (13.4%) | $1,011,323 (9.1%) | 1.19 | 365 |
| 2023-09-01 | $522,450 (18.9%) | $992,913 (6.0%) | 1.22 | 365 |
| 2023-10-01 | $522,000 (16.3%) | $964,990 (6.7%) | 1.23 | 356 |
| 2023-11-01 | $524,975 (17.4%) | $952,578 (2.4%) | 1.25 | 355 |
| 2023-12-01 | $482,000 (7.8%) | $940,243 (-2.4%) | 1.18 | 330 |
| 2024-01-01 | $450,000 (-4.4%) | $937,190 (-11.5%) | 1.10 | 270 |
| 2024-02-01 | $469,975 (-1.4%) | $981,238 (-15.4%) | 1.13 | 251 |
| 2024-03-01 | $499,000 (-2.1%) | $1,030,653 (-8.1%) | 1.17 | 244 |
| 2024-04-01 | $542,500 (11.9%) | $1,082,465 (16.1%) | 1.26 | 257 |
| 2024-05-01 | $599,450 (18.1%) | $1,239,155 (21.2%) | 1.35 | 280 |
| 2024-06-01 | $599,000 (20.8%) | $1,193,809 (18.8%) | 1.35 | 333 |
| 2024-07-01 | $563,500 (7.3%) | $1,081,031 (4.3%) | 1.29 | 403 |
| 2024-08-01 | $542,000 (4.3%) | $1,021,541 (1.0%) | 1.26 | 429 |
| 2024-09-01 | $549,000 (5.1%) | $1,010,420 (1.8%) | 1.29 | 453 |
| 2024-10-01 | $537,475 (3.0%) | $957,471 (-0.8%) | 1.26 | 476 |
PITTSFIELD's median listing price for 2024-10-01 was $537,475, a difference of
$15,475
(3.0%) versus the prior year and
$-11,525 versus the prior month.
PITTSFIELD's median listing price comes in at 126% of the national average.
PITTSFIELD's average listing price for 2024-10-01 was $957,471, a difference of $-7,519 (-0.8%) versus the prior year and $-52,949 versus the prior month.
For the 2024-10-01 period, PITTSFIELD had 476 MLS listings, a difference of 23 listings (5%) versus the prior month and 120 listings (34%) versus the prior year.
PITTSFIELD's median listing price comes in at 126% of the national average.
PITTSFIELD's average listing price for 2024-10-01 was $957,471, a difference of $-7,519 (-0.8%) versus the prior year and $-52,949 versus the prior month.
For the 2024-10-01 period, PITTSFIELD had 476 MLS listings, a difference of 23 listings (5%) versus the prior month and 120 listings (34%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - PITTSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 128 days | 2,036 sqft |
| 2018-02-01 | 134 days | 2,028 sqft |
| 2018-03-01 | 134 days | 2,040 sqft |
| 2018-04-01 | 119 days | 2,060 sqft |
| 2018-05-01 | 84 days | 2,060 sqft |
| 2018-06-01 | 68 days | 2,009 sqft |
| 2018-07-01 | 66 days | 2,000 sqft |
| 2018-08-01 | 73 days | 2,023 sqft |
| 2018-09-01 | 84 days | 1,997 sqft |
| 2018-10-01 | 93 days | 1,973 sqft |
| 2018-11-01 | 104 days | 2,035 sqft |
| 2018-12-01 | 115 days | 2,043 sqft |
| 2019-01-01 | 119 days | 1,990 sqft |
| 2019-02-01 | 128 days | 2,003 sqft |
| 2019-03-01 | 118 days | 2,009 sqft |
| 2019-04-01 | 97 days | 2,004 sqft |
| 2019-05-01 | 72 days | 2,014 sqft |
| 2019-06-01 | 67 days | 2,003 sqft |
| 2019-07-01 | 72 days | 2,001 sqft |
| 2019-08-01 | 80 days | 2,007 sqft |
| 2019-09-01 | 89 days | 1,993 sqft |
| 2019-10-01 | 97 days | 1,979 sqft |
| 2019-11-01 | 101 days | 2,001 sqft |
| 2019-12-01 | 112 days | 2,023 sqft |
| 2020-01-01 | 122 days | 2,021 sqft |
| 2020-02-01 | 130 days | 2,016 sqft |
| 2020-03-01 | 118 days | 2,106 sqft |
| 2020-04-01 | 107 days | 2,127 sqft |
| 2020-05-01 | 95 days | 2,136 sqft |
| 2020-06-01 | 86 days | 2,126 sqft |
| 2020-07-01 | 59 days | 2,088 sqft |
| 2020-08-01 | 58 days | 2,086 sqft |
| 2020-09-01 | 50 days | 2,052 sqft |
| 2020-10-01 | 57 days | 2,086 sqft |
| 2020-11-01 | 71 days | 2,030 sqft |
| 2020-12-01 | 86 days | 2,013 sqft |
| 2021-01-01 | 98 days | 2,050 sqft |
| 2021-02-01 | 101 days | 2,210 sqft |
| 2021-03-01 | 72 days | 2,221 sqft |
| 2021-04-01 | 38 days | 2,183 sqft |
| 2021-05-01 | 36 days | 2,152 sqft |
| 2021-06-01 | 37 days | 2,138 sqft |
| 2021-07-01 | 41 days | 2,148 sqft |
| 2021-08-01 | 46 days | 2,105 sqft |
| 2021-09-01 | 51 days | 2,102 sqft |
| 2021-10-01 | 61 days | 1,992 sqft |
| 2021-11-01 | 69 days | 1,921 sqft |
| 2021-12-01 | 79 days | 1,846 sqft |
| 2022-01-01 | 103 days | 1,854 sqft |
| 2022-02-01 | 95 days | 1,865 sqft |
| 2022-03-01 | 64 days | 1,882 sqft |
| 2022-04-01 | 40 days | 1,842 sqft |
| 2022-05-01 | 35 days | 1,899 sqft |
| 2022-06-01 | 34 days | 1,897 sqft |
| 2022-07-01 | 38 days | 1,844 sqft |
| 2022-08-01 | 49 days | 1,905 sqft |
| 2022-09-01 | 53 days | 1,805 sqft |
| 2022-10-01 | 61 days | 1,843 sqft |
| 2022-11-01 | 70 days | 1,882 sqft |
| 2022-12-01 | 82 days | 1,906 sqft |
| 2023-01-01 | 98 days | 1,908 sqft |
| 2023-02-01 | 95 days | 1,875 sqft |
| 2023-03-01 | 72 days | 1,895 sqft |
| 2023-04-01 | 44 days | 1,932 sqft |
| 2023-05-01 | 45 days | 2,016 sqft |
| 2023-06-01 | 42 days | 1,966 sqft |
| 2023-07-01 | 46 days | 1,997 sqft |
| 2023-08-01 | 50 days | 1,985 sqft |
| 2023-09-01 | 53 days | 1,935 sqft |
| 2023-10-01 | 68 days | 1,927 sqft |
| 2023-11-01 | 68 days | 1,885 sqft |
| 2023-12-01 | 73 days | 1,891 sqft |
| 2024-01-01 | 87 days | 1,849 sqft |
| 2024-02-01 | 92 days | 1,867 sqft |
| 2024-03-01 | 74 days | 1,863 sqft |
| 2024-04-01 | 62 days | 1,885 sqft |
| 2024-05-01 | 45 days | 2,019 sqft |
| 2024-06-01 | 37 days | 2,077 sqft |
| 2024-07-01 | 46 days | 2,012 sqft |
| 2024-08-01 | 54 days | 1,966 sqft |
| 2024-09-01 | 58 days | 2,005 sqft |
| 2024-10-01 | 63 days | 2,004 sqft |
PITTSFIELD's median listing age (time on market) for 2024-10-01 was 63 days.
This
is -8%
shorter
than the same period one year ago.
PITTSFIELD's median square footage for active listings during the 2024-10-01 period was 2,004 sqft. One year prior, the average listing was 1,927 sqft.
PITTSFIELD's median square footage for active listings during the 2024-10-01 period was 2,004 sqft. One year prior, the average listing was 1,927 sqft.
PITTSFIELD, MA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 1201 | Pittsfield, MA HUD Metro FMR Area | $940 | $1,110 | $1,410 | $1,800 | $1,910 |
| 1202 | Pittsfield, MA HUD Metro FMR Area | $930 | $1,100 | $1,390 | $1,780 | $1,880 |
| 1220 | Pittsfield, MA HUD Metro FMR Area | $800 | $940 | $1,190 | $1,520 | $1,610 |
| 1223 | Pittsfield, MA HUD Metro FMR Area | $1,210 | $1,380 | $1,810 | $2,200 | $2,660 |
| 1224 | Pittsfield, MA HUD Metro FMR Area | $1,220 | $1,430 | $1,830 | $2,310 | $2,520 |
| 1225 | Pittsfield, MA HUD Metro FMR Area | $1,070 | $1,260 | $1,600 | $2,040 | $2,160 |
| 1226 | Pittsfield, MA HUD Metro FMR Area | $940 | $1,110 | $1,410 | $1,800 | $1,910 |
| 1227 | Pittsfield, MA HUD Metro FMR Area | $930 | $1,100 | $1,390 | $1,780 | $1,880 |
| 1229 | Pittsfield, MA HUD Metro FMR Area | $820 | $970 | $1,230 | $1,570 | $1,660 |
| 1235 | Pittsfield, MA HUD Metro FMR Area | $850 | $920 | $1,210 | $1,490 | $1,690 |
| 1236 | Pittsfield, MA HUD Metro FMR Area | $1,140 | $1,260 | $1,640 | $2,030 | $2,370 |
| 1237 | Pittsfield, MA HUD Metro FMR Area | $1,230 | $1,440 | $1,840 | $2,330 | $2,540 |
| 1238 | Pittsfield, MA HUD Metro FMR Area | $1,010 | $1,190 | $1,510 | $1,930 | $2,050 |
| 1240 | Pittsfield, MA HUD Metro FMR Area | $960 | $1,140 | $1,440 | $1,840 | $1,950 |
| 1242 | Pittsfield, MA HUD Metro FMR Area | $990 | $1,170 | $1,480 | $1,890 | $2,000 |
| 1254 | Pittsfield, MA HUD Metro FMR Area | $1,390 | $1,640 | $2,080 | $2,660 | $2,810 |
| 1260 | Pittsfield, MA HUD Metro FMR Area | $1,040 | $1,210 | $1,560 | $1,960 | $2,170 |
| 1262 | Pittsfield, MA HUD Metro FMR Area | $820 | $970 | $1,230 | $1,570 | $1,660 |
| 1266 | Pittsfield, MA HUD Metro FMR Area | $1,430 | $1,630 | $2,130 | $2,630 | $3,080 |
| 1270 | Pittsfield, MA HUD Metro FMR Area | $870 | $1,030 | $1,310 | $1,660 | $1,800 |
2022 Average & Median Rent Data Statistics
PITTSFIELD, MA average 1BR rent: $1,200, median: $1,155
PITTSFIELD, MA average 2BR rent: $1,535, median: $1,460
PITTSFIELD, MA average 3BR rent: $1,940, median: $1,865
PITTSFIELD, MA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,332 | $391,530,000 | $293,941 |
| Home Improvement | 513 | $44,615,000 | $86,969 |
| Refi | 368 | $68,840,000 | $187,065 |
| Other | 222 | $27,080,000 | $121,982 |
| Cash Out Refi | 112 | $37,630,000 | $335,982 |
Pittsfield's most frequently cited loan purpose was Home Purchase, with 1,332 originations. The 2nd most popular reason was Home Improvement, with 513 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 746 | $150,690,000 | $201,997 |
| 7-8% | 514 | $85,610,000 | $166,556 |
| 5-6% | 493 | $132,545,000 | $268,854 |
| 4-5% | 231 | $82,225,000 | $355,952 |
| Over 8% | 195 | $27,105,000 | $139,000 |
| 3-4% | 65 | $13,705,000 | $210,846 |
| <2.5% | 46 | $2,370,000 | $51,522 |
| 2.5-3% | 7 | $525,000 | $75,000 |
During 2023, Pittsfield's most frequently originated rate bucket was 6-7%, with 746 originations.
Loan Sizing (PITTSFIELD, MA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 809 | $217,535,000 | $268,894 |
| $100,000 or less | 787 | $38,245,000 | $48,596 |
| $100k-200k | 656 | $98,420,000 | $150,030 |
| $400k-600k | 170 | $81,430,000 | $479,000 |
| $600k-1000k | 93 | $67,895,000 | $730,054 |
| $Over $1MM | 32 | $66,170,000 | $2,067,813 |
PITTSFIELD's loan sizing saw the bucket of loans from $200k-400k with 809 originations, totaling $217,535,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 651 | $184,765,000 | $283,817 |
| Under 20% | 532 | $26,150,000 | $49,154 |
| 60-80% | 491 | $163,805,000 | $333,615 |
| 20-40% | 378 | $54,100,000 | $143,122 |
| 40-60% | 233 | $62,395,000 | $267,790 |
| Over 100% | 7 | $2,215,000 | $316,429 |
PITTSFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 651 originations, totaling $184,765,000 in origination value.