PITTSFIELD Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Pittsfield averaged
5.68%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
5.38% and
one month ago for the week of 2024-09-05, the
average rate was 5.31%.
Pittsfield's average rate one year ago was 6.45%.
For refis of the same type during the week of 2024-10-10, the average rate
was 5.6%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
| Pittsfield 30 Year Fixed Rate | 2024-10-10 | 5.68% |
| Pittsfield 30 Year Fixed Rate Refi | 2024-10-10 | 5.6% |
| Pittsfield 15 Year Fixed Rate | 2024-10-10 | 5.41% |
| Pittsfield 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
| Pittsfield 30 Year FHA | 2024-10-10 | 6.09% |
| Pittsfield 30 Year FHA Refi | 2024-10-10 | 6.2% |
| Pittsfield 30 Year USDA | 2024-10-10 | 5.98% |
| Pittsfield 30 Year USDA Refi | 2024-10-10 | 5.88% |
| Pittsfield 30 Year VA | 2024-10-10 | 5.85% |
| Pittsfield 30 Year VA Refi | 2024-10-10 | 6.05% |
PITTSFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PITTSFIELD, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PITTSFIELD Average Closing Costs & Other Stats
PITTSFIELD, MA's 97 lenders originated 2,547
loans during 2023. The total origination value was $569,695,000, with an average loan value of
$223,673.
PITTSFIELD's average closing costs are $4,451.
The top PITTSFIELD lender as defined by loan originations is Adams Community Bank, with
282 loans originated. Their average total fees are
$2,980, which is $515
lower than the next largest lender,
GREYLOCK.
The lowest fee PITTSFIELD lenders (with over 10 loans originated) are
Adams Community Bank ($2,980), GREYLOCK ($3,494), MountainOne Bank ($4,281), Berkshire Bank ($4,734) and NBT Bank ($6,099).
The lowest rate PITTSFIELD lenders (with over 10 loans originated) are
Adams Community Bank (5.51%), GREYLOCK (5.54%), NBT Bank (5.57%), MountainOne Bank (5.95%) and Berkshire Bank (6.00%).
PITTSFIELD, MA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| GREYLOCK | $206,485,000 | $128,350,000 | -37.8% | 22.5% |
| Adams Community Bank | $140,075,000 | $118,915,000 | -15.1% | 20.9% |
| Lee Bank | $59,400,000 | $48,460,000 | -18.4% | 8.5% |
| Berkshire Bank | $29,885,000 | $24,135,000 | -19.2% | 4.2% |
| ACADEMY MORTGAGE CORPORATION | $35,280,000 | $23,690,000 | -32.9% | 4.2% |
| The Pittsfield Co-operative Bank | $38,535,000 | $18,620,000 | -51.7% | 3.3% |
| NBT Bank | $23,400,000 | $14,715,000 | -37.1% | 2.6% |
| QUICKEN LOANS, LLC | $27,050,000 | $12,855,000 | -52.5% | 2.3% |
| MountainOne Bank | $15,190,000 | $12,100,000 | -20.3% | 2.1% |
| Webster Bank | $355,000 | $10,255,000 | 2,788.7% | 1.8% |
| TD Bank | $10,330,000 | $8,725,000 | -15.5% | 1.5% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $8,505,000 | n/a | 1.5% | |
| Citizens Bank | $12,630,000 | $7,380,000 | -41.6% | 1.3% |
| Salisbury Bank and Trust Company | $18,555,000 | $5,930,000 | -68.0% | 1.0% |
| GUARANTEED RATE, INC. | $6,615,000 | $5,220,000 | -21.1% | 0.9% |
| Bank of America | $16,710,000 | $4,985,000 | -70.2% | 0.9% |
| Mortgage Research Center, LLC | $4,090,000 | $4,020,000 | -1.7% | 0.7% |
| JPMorgan Chase Bank | $9,420,000 | $3,540,000 | -62.4% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $1,780,000 | $3,390,000 | 90.4% | 0.6% |
| NORWICH COMMERCIAL GROUP, INC. | $325,000 | $3,150,000 | 869.2% | 0.6% |
| Raymond James Bank | $3,885,000 | $2,935,000 | -24.5% | 0.5% |
| LOANDEPOT.COM, LLC | $7,215,000 | $2,925,000 | -59.5% | 0.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,600,000 | $2,860,000 | 10.0% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $2,455,000 | $2,850,000 | 16.1% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,300,000 | $2,820,000 | -34.4% | 0.5% |
| City National Bank | $860,000 | $2,610,000 | 203.5% | 0.5% |
| Wells Fargo Bank | $13,690,000 | $2,475,000 | -81.9% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $2,990,000 | $2,440,000 | -18.4% | 0.4% |
| PNC Bank | $490,000 | $2,410,000 | 391.8% | 0.4% |
| TOTAL MORTGAGE SERVICES, LLC | $7,560,000 | $2,275,000 | -69.9% | 0.4% |
| Citibank | $5,500,000 | $2,180,000 | -60.4% | 0.4% |
| TrustCo Bank | $2,630,000 | $2,070,000 | -21.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $3,250,000 | $2,015,000 | -38.0% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,970,000 | $1,795,000 | -39.6% | 0.3% |
| BNY Mellon | $1,965,000 | $1,770,000 | -9.9% | 0.3% |
| NEWREZ LLC | $1,420,000 | $1,740,000 | 22.5% | 0.3% |
| Easthampton Savings Bank | $1,100,000 | $1,710,000 | 55.5% | 0.3% |
| GUILD MORTGAGE COMPANY | $1,335,000 | $1,705,000 | 27.7% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,145,000 | $1,590,000 | 38.9% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $5,000,000 | $1,560,000 | -68.8% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $1,550,000 | n/a | 0.3% | |
| PeoplesBank | $715,000 | $1,490,000 | 108.4% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,105,000 | $1,400,000 | 26.7% | 0.2% |
| Semper Home Loans, Inc. | $1,210,000 | $1,380,000 | 14.0% | 0.2% |
| Westfield Bank | $2,995,000 | $1,380,000 | -53.9% | 0.2% |
| Cambridge Trust Company | $1,355,000 | n/a | 0.2% | |
| GuardHill Financial Corp. | $1,280,000 | $1,165,000 | -9.0% | 0.2% |
| A&D Mortgage LLC | $185,000 | $1,150,000 | 521.6% | 0.2% |
| M&T Bank | $975,000 | $1,135,000 | 16.4% | 0.2% |
| The Federal Savings Bank | $1,610,000 | $1,080,000 | -32.9% | 0.2% |
| KeyBank | $1,930,000 | $990,000 | -48.7% | 0.2% |
| First Republic Bank | $9,725,000 | $955,000 | -90.2% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $785,000 | $925,000 | 17.8% | 0.2% |
| Discover Bank | $500,000 | $920,000 | 84.0% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,420,000 | $860,000 | -39.4% | 0.2% |
| Rockland Trust Company | $13,805,000 | $765,000 | -94.5% | 0.1% |
| EMM LOANS LLC | $265,000 | $730,000 | 175.5% | 0.1% |
| Monson Savings Bank | $290,000 | $730,000 | 151.7% | 0.1% |
| FM Home Loans, LLC | $725,000 | n/a | 0.1% | |
| Salem Five Cents Savings Bank | $725,000 | n/a | 0.1% | |
| ARC HOME LLC | $695,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $670,000 | n/a | 0.1% | |
| SALEM FIVE MORTGAGE COMPANY, LLC | $380,000 | $660,000 | 73.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $650,000 | n/a | 0.1% | |
| Nations Lending Corporation | $640,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $5,775,000 | $625,000 | -89.2% | 0.1% |
| DIGITAL Federal Credit Union | $595,000 | $620,000 | 4.2% | 0.1% |
| USAA Federal Savings Bank | $785,000 | $620,000 | -21.0% | 0.1% |
| Evolve Bank & Trust | $430,000 | $605,000 | 40.7% | 0.1% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $930,000 | $590,000 | -36.6% | 0.1% |
| GFA Federal Credit Union | $450,000 | $575,000 | 27.8% | 0.1% |
| NEXERA HOLDING LLC | $555,000 | n/a | 0.1% | |
| Leader Bank | $825,000 | $545,000 | -33.9% | 0.1% |
| UBS Bank USA | $1,160,000 | $535,000 | -53.9% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $115,000 | $525,000 | 356.5% | 0.1% |
| CIBM Bank | $520,000 | n/a | 0.1% | |
| Community Bank | $455,000 | n/a | 0.1% | |
| EQUITY RESOURCES, INC. | $355,000 | $455,000 | 28.2% | 0.1% |
| MORTGAGE ACCESS CORP. | $455,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $350,000 | $450,000 | 28.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,365,000 | $445,000 | -67.4% | 0.1% |
| Jeanne D'Arc Credit Union | $445,000 | n/a | 0.1% | |
| NBKC BANK | $680,000 | $445,000 | -34.6% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $2,285,000 | $440,000 | -80.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $440,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $435,000 | n/a | 0.1% | |
| FIRST WORLD MORTGAGE CORPORATION | $165,000 | $425,000 | 157.6% | 0.1% |
| ARRHA Credit Union | $415,000 | n/a | 0.1% | |
| Truist | $2,075,000 | $415,000 | -80.0% | 0.1% |
| UMASSFIVE COLLEGE Federal Credit Union | $600,000 | $415,000 | -30.8% | 0.1% |
| Farm Credit East, ACA | $1,030,000 | $405,000 | -60.7% | 0.1% |
| North Shore Bank, a Co-operative Bank | $405,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $145,000 | $400,000 | 175.9% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $305,000 | $395,000 | 29.5% | 0.1% |
| CMG MORTGAGE, INC. | $500,000 | $385,000 | -23.0% | 0.1% |
| MidFirst Bank | $385,000 | n/a | 0.1% | |
| HARBORONE MORTGAGE, LLC | $3,835,000 | $380,000 | -90.1% | 0.1% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $380,000 | n/a | 0.1% | |
| GREENWOOD | $160,000 | $365,000 | 128.1% | 0.1% |
| BAY EQUITY LLC | $2,125,000 | $360,000 | -83.1% | 0.1% |
| ADVANCIAL | $355,000 | n/a | 0.1% | |
| MDE Home Loans, LLC | $345,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $345,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $300,000 | $325,000 | 8.3% | 0.1% |
| SIRVA MORTGAGE, INC. | $325,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $655,000 | $320,000 | -51.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,970,000 | $310,000 | -84.3% | 0.1% |
| Bethpage Federal Credit Union | $305,000 | n/a | 0.1% | |
| NP, Inc. | $305,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $300,000 | n/a | 0.1% | |
| AMERICAN EAGLE FINANCIAL CREDIT UNION | $55,000 | $295,000 | 436.4% | 0.1% |
| Heritage Bank | $295,000 | n/a | 0.1% | |
| MORTGAGE EQUITY PARTNERS LLC | $525,000 | $295,000 | -43.8% | 0.1% |
| BMO Harris Bank | $285,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $175,000 | $285,000 | 62.9% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $280,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $690,000 | $275,000 | -60.1% | 0.0% |
| Greenbox Loans, Inc. | $265,000 | n/a | 0.0% | |
| HANSCOM | $300,000 | $265,000 | -11.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $255,000 | n/a | 0.0% | |
| Navigant Credit Union | $255,000 | n/a | 0.0% | |
| Northpointe Bank | $360,000 | $255,000 | -29.2% | 0.0% |
| Workers Credit Union | $320,000 | $255,000 | -20.3% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $295,000 | $245,000 | -16.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $610,000 | $235,000 | -61.5% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $235,000 | $235,000 | 0.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $360,000 | $235,000 | -34.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $230,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $235,000 | $225,000 | -4.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $1,575,000 | $225,000 | -85.7% | 0.0% |
| The Cape Cod Five Cents Savings Bank | $435,000 | $225,000 | -48.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $185,000 | $225,000 | 21.6% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $235,000 | $215,000 | -8.5% | 0.0% |
| Quontic Bank | $215,000 | n/a | 0.0% | |
| The People's Credit Union | $225,000 | $210,000 | -6.7% | 0.0% |
| Sharon & Crescent United Credit Union | $205,000 | n/a | 0.0% | |
| The Huntington National Bank | $205,000 | n/a | 0.0% | |
| Cambridge Savings Bank | $195,000 | n/a | 0.0% | |
| Liberty Bank | $105,000 | $195,000 | 85.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,315,000 | $185,000 | -85.9% | 0.0% |
| LENDSURE MORTGAGE CORP. | $115,000 | $185,000 | 60.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $135,000 | $185,000 | 37.0% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $1,015,000 | $185,000 | -81.8% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $175,000 | n/a | 0.0% | |
| GREATER SPRINGFIELD CREDIT UNION | $165,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $165,000 | n/a | 0.0% | |
| Figure Lending LLC | $230,000 | $160,000 | -30.4% | 0.0% |
| Capital Bank | $155,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $155,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
| OCMBC, INC. | $155,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $565,000 | $155,000 | -72.6% | 0.0% |
| United Nations Federal Credit Union | $145,000 | n/a | 0.0% | |
| BAYCOAST MORTGAGE COMPANY, LLC | $135,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $135,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $125,000 | n/a | 0.0% | |
| Northwest Community Bank | $125,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $125,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $205,000 | $105,000 | -48.8% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $335,000 | $105,000 | -68.7% | 0.0% |
| Logan Finance Corporation | $105,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $105,000 | n/a | 0.0% | |
| Greenfield Savings Bank | $640,000 | $90,000 | -85.9% | 0.0% |
| WESTERLY COMMUNITY | $85,000 | n/a | 0.0% | |
| ALIGN CREDIT UNION | $75,000 | n/a | 0.0% | |
| HarborOne Bank | $75,000 | n/a | 0.0% | |
| LUSO | $75,000 | n/a | 0.0% | |
| First American Bank | $55,000 | n/a | 0.0% | |
| Freedom Credit Union | $300,000 | $55,000 | -81.7% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $415,000 | $45,000 | -89.2% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $185,000 | $45,000 | -75.7% | 0.0% |
| HOLYOKE | $155,000 | $25,000 | -83.9% | 0.0% |
PITTSFIELD's top lender by overall market share is GREYLOCK, with 22.5% market share. In second place, with 20.9%, is Adams Community Bank, having originated $118,915,000 in loans. In third place, with 8.5%, is Lee Bank, having originated $48,460,000 in loans. In fourth place, with 4.2%, is Berkshire Bank, having originated $24,135,000 in loans. In fifth place, with 4.2%, is ACADEMY MORTGAGE CORPORATION, having originated $23,690,000 in loans.
PITTSFIELD, MA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 1201 | Pittsfield, MA HUD Metro FMR Area | $940 | $1,110 | $1,410 | $1,800 | $1,910 |
| 1202 | Pittsfield, MA HUD Metro FMR Area | $930 | $1,100 | $1,390 | $1,780 | $1,880 |
| 1220 | Pittsfield, MA HUD Metro FMR Area | $800 | $940 | $1,190 | $1,520 | $1,610 |
| 1223 | Pittsfield, MA HUD Metro FMR Area | $1,210 | $1,380 | $1,810 | $2,200 | $2,660 |
| 1224 | Pittsfield, MA HUD Metro FMR Area | $1,220 | $1,430 | $1,830 | $2,310 | $2,520 |
| 1225 | Pittsfield, MA HUD Metro FMR Area | $1,070 | $1,260 | $1,600 | $2,040 | $2,160 |
| 1226 | Pittsfield, MA HUD Metro FMR Area | $940 | $1,110 | $1,410 | $1,800 | $1,910 |
| 1227 | Pittsfield, MA HUD Metro FMR Area | $930 | $1,100 | $1,390 | $1,780 | $1,880 |
| 1229 | Pittsfield, MA HUD Metro FMR Area | $820 | $970 | $1,230 | $1,570 | $1,660 |
| 1235 | Pittsfield, MA HUD Metro FMR Area | $850 | $920 | $1,210 | $1,490 | $1,690 |
| 1236 | Pittsfield, MA HUD Metro FMR Area | $1,140 | $1,260 | $1,640 | $2,030 | $2,370 |
| 1237 | Pittsfield, MA HUD Metro FMR Area | $1,230 | $1,440 | $1,840 | $2,330 | $2,540 |
| 1238 | Pittsfield, MA HUD Metro FMR Area | $1,010 | $1,190 | $1,510 | $1,930 | $2,050 |
| 1240 | Pittsfield, MA HUD Metro FMR Area | $960 | $1,140 | $1,440 | $1,840 | $1,950 |
| 1242 | Pittsfield, MA HUD Metro FMR Area | $990 | $1,170 | $1,480 | $1,890 | $2,000 |
| 1254 | Pittsfield, MA HUD Metro FMR Area | $1,390 | $1,640 | $2,080 | $2,660 | $2,810 |
| 1260 | Pittsfield, MA HUD Metro FMR Area | $1,040 | $1,210 | $1,560 | $1,960 | $2,170 |
| 1262 | Pittsfield, MA HUD Metro FMR Area | $820 | $970 | $1,230 | $1,570 | $1,660 |
| 1266 | Pittsfield, MA HUD Metro FMR Area | $1,430 | $1,630 | $2,130 | $2,630 | $3,080 |
| 1270 | Pittsfield, MA HUD Metro FMR Area | $870 | $1,030 | $1,310 | $1,660 | $1,800 |
2022 Average & Median Rent Data Statistics
PITTSFIELD, MA average 1BR rent: $1,200, median: $1,155
PITTSFIELD, MA average 2BR rent: $1,535, median: $1,460
PITTSFIELD, MA average 3BR rent: $1,940, median: $1,865
PITTSFIELD, MA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,332 | $391,530,000 | $293,941 |
| Home Improvement | 513 | $44,615,000 | $86,969 |
| Refi | 368 | $68,840,000 | $187,065 |
| Other | 222 | $27,080,000 | $121,982 |
| Cash Out Refi | 112 | $37,630,000 | $335,982 |
Pittsfield's most frequently cited loan purpose was Home Purchase, with 1,332 originations. The 2nd most popular reason was Home Improvement, with 513 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 746 | $150,690,000 | $201,997 |
| 7-8% | 514 | $85,610,000 | $166,556 |
| 5-6% | 493 | $132,545,000 | $268,854 |
| 4-5% | 231 | $82,225,000 | $355,952 |
| Over 8% | 195 | $27,105,000 | $139,000 |
| 3-4% | 65 | $13,705,000 | $210,846 |
| <2.5% | 46 | $2,370,000 | $51,522 |
| 2.5-3% | 7 | $525,000 | $75,000 |
During 2023, Pittsfield's most frequently originated rate bucket was 6-7%, with 746 originations.
Loan Sizing (PITTSFIELD, MA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 809 | $217,535,000 | $268,894 |
| $100,000 or less | 787 | $38,245,000 | $48,596 |
| $100k-200k | 656 | $98,420,000 | $150,030 |
| $400k-600k | 170 | $81,430,000 | $479,000 |
| $600k-1000k | 93 | $67,895,000 | $730,054 |
| $Over $1MM | 32 | $66,170,000 | $2,067,813 |
PITTSFIELD's loan sizing saw the bucket of loans from $200k-400k with 809 originations, totaling $217,535,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 651 | $184,765,000 | $283,817 |
| Under 20% | 532 | $26,150,000 | $49,154 |
| 60-80% | 491 | $163,805,000 | $333,615 |
| 20-40% | 378 | $54,100,000 | $143,122 |
| 40-60% | 233 | $62,395,000 | $267,790 |
| Over 100% | 7 | $2,215,000 | $316,429 |
PITTSFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 651 originations, totaling $184,765,000 in origination value.