PITTSFIELD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pittsfield averaged
6.44%
for the week of 2022-12-01, compared to the national average of
6.49% for the same period.
The average rate for the prior week (2022-11-23) was
6.63% and
one month ago for the week of 2022-10-27, the
average rate was 7.33%.
Pittsfield's average rate one year ago was 3.2%.
For refis of the same type during the week of 2022-12-01, the average rate
was 6.9%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-12-01 | 6.49% |
| Pittsfield 30 Year Fixed Rate | 2022-12-01 | 6.44% |
| Pittsfield 30 Year Fixed Rate Refi | 2022-12-01 | 6.9% |
| Pittsfield 15 Year Fixed Rate | 2022-12-01 | 6.26% |
| Pittsfield 15 Year Fixed Rate Refi | 2022-12-01 | 5.94% |
| Pittsfield 30 Year FHA | 2022-12-01 | 6.7% |
| Pittsfield 30 Year FHA Refi | 2022-12-01 | 6.53% |
| Pittsfield 30 Year USDA | 2022-12-01 | 6.95% |
| Pittsfield 30 Year USDA Refi | 2022-12-01 | 6.57% |
| Pittsfield 30 Year VA | 2022-12-01 | 6.6% |
| Pittsfield 30 Year VA Refi | 2022-12-01 | 6.35% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PITTSFIELD, MA.
PITTSFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PITTSFIELD, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PITTSFIELD Average Closing Costs & Other Stats
PITTSFIELD, MA's 160 lenders originated 4,494
loans during 2021. The total origination value was $1,125,630,000, with an average loan value of
$250,474.
PITTSFIELD's average closing costs are $4,168.
The top PITTSFIELD lender as defined by loan originations is Adams Community Bank, with
366 loans originated. Their average total fees are
$2,972, which is $5
higher than the next largest lender,
GREYLOCK.
The lowest fee PITTSFIELD lenders (with over 10 loans originated) are
TrustCo Bank ($1,749), GREYLOCK ($2,967), Adams Community Bank ($2,972), TD Bank ($3,573) and Berkshire Bank ($3,622).
The lowest rate PITTSFIELD lenders (with over 10 loans originated) are
Bank of America (2.54%), AMERISAVE MORTGAGE CORPORATION (2.66%), Leader Bank (2.75%), Citibank (2.76%) and TD Bank (2.82%).
PITTSFIELD, MA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Adams Community Bank | $155,875,000 | $167,670,000 | 7.6% | 14.9% |
| GREYLOCK | $164,655,000 | $128,540,000 | -21.9% | 11.4% |
| Lee Bank | $102,410,000 | $82,780,000 | -19.2% | 7.4% |
| QUICKEN LOANS, LLC | $54,105,000 | $64,065,000 | 18.4% | 5.7% |
| ACADEMY MORTGAGE CORPORATION | $38,330,000 | $60,415,000 | 57.6% | 5.4% |
| The Pittsfield Co-operative Bank | $33,220,000 | $41,115,000 | 23.8% | 3.7% |
| Berkshire Bank | $40,495,000 | $40,290,000 | -0.5% | 3.6% |
| Wells Fargo Bank | $18,510,000 | $32,930,000 | 77.9% | 2.9% |
| Salisbury Bank and Trust Company | $29,180,000 | $29,745,000 | 1.9% | 2.6% |
| JPMorgan Chase Bank | $22,345,000 | $22,710,000 | 1.6% | 2.0% |
| MountainOne Bank | $20,950,000 | $19,680,000 | -6.1% | 1.7% |
| LOANDEPOT.COM, LLC | $9,095,000 | $17,830,000 | 96.0% | 1.6% |
| FREEDOM MORTGAGE CORPORATION | $20,235,000 | $16,545,000 | -18.2% | 1.5% |
| Citizens Bank | $15,210,000 | $15,560,000 | 2.3% | 1.4% |
| TD Bank | $16,535,000 | $15,435,000 | -6.7% | 1.4% |
| NBT Bank | $12,460,000 | $14,390,000 | 15.5% | 1.3% |
| TOTAL MORTGAGE SERVICES, LLC | $12,825,000 | $13,945,000 | 8.7% | 1.2% |
| Citibank | $16,665,000 | $12,590,000 | -24.5% | 1.1% |
| Bank of America | $11,925,000 | $11,470,000 | -3.8% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $2,805,000 | $10,550,000 | 276.1% | 0.9% |
| TrustCo Bank | $10,790,000 | $9,935,000 | -7.9% | 0.9% |
| GUARANTEED RATE, INC. | $7,340,000 | $9,525,000 | 29.8% | 0.8% |
| Morgan Stanley Private Bank | $5,965,000 | $9,435,000 | 58.2% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,110,000 | $8,585,000 | 5.9% | 0.8% |
| First Republic Bank | $7,515,000 | $8,505,000 | 13.2% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $2,255,000 | $7,975,000 | 253.7% | 0.7% |
| BAY EQUITY LLC | $5,360,000 | $7,475,000 | 39.5% | 0.7% |
| NEWREZ LLC | $3,725,000 | $6,875,000 | 84.6% | 0.6% |
| Republic State Mortgage Co. | $5,015,000 | $6,705,000 | 33.7% | 0.6% |
| PeoplesBank | $195,000 | $6,690,000 | 3,330.8% | 0.6% |
| U.S. Bank | $3,750,000 | $6,385,000 | 70.3% | 0.6% |
| UNION HOME MORTGAGE CORP. | $5,540,000 | $6,130,000 | 10.6% | 0.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,490,000 | $5,975,000 | 71.2% | 0.5% |
| PNC Bank | $555,000 | $5,945,000 | 971.2% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,080,000 | $5,840,000 | 180.8% | 0.5% |
| Leader Bank | $4,035,000 | $5,550,000 | 37.5% | 0.5% |
| Mortgage Research Center, LLC | $4,940,000 | $5,430,000 | 9.9% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $2,730,000 | $5,425,000 | 98.7% | 0.5% |
| City National Bank | $2,960,000 | $5,230,000 | 76.7% | 0.5% |
| Charles Schwab Bank, SSB | $2,290,000 | $4,765,000 | 108.1% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,660,000 | $4,140,000 | 13.1% | 0.4% |
| SOFI LENDING CORP. | $1,225,000 | $4,120,000 | 236.3% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $2,180,000 | $4,095,000 | 87.8% | 0.4% |
| KeyBank | $1,240,000 | $3,835,000 | 209.3% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $1,215,000 | $3,290,000 | 170.8% | 0.3% |
| Cambridge Trust Company | $3,240,000 | n/a | 0.3% | |
| Raymond James Bank | $2,915,000 | n/a | 0.3% | |
| UBS Bank USA | $3,595,000 | $2,895,000 | -19.5% | 0.3% |
| HOMESTEAD FUNDING CORP. | $2,420,000 | $2,760,000 | 14.0% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,925,000 | $2,620,000 | 36.1% | 0.2% |
| People's United Bank | $505,000 | $2,605,000 | 415.8% | 0.2% |
| Mortgage Network, Inc. | $5,460,000 | $2,595,000 | -52.5% | 0.2% |
| First Guaranty Mortgage Corporation | $1,095,000 | $2,445,000 | 123.3% | 0.2% |
| Westfield Bank | $1,170,000 | $2,355,000 | 101.3% | 0.2% |
| USAlliance Federal Credit Union | $205,000 | $2,330,000 | 1,036.6% | 0.2% |
| The Federal Savings Bank | $1,205,000 | $2,310,000 | 91.7% | 0.2% |
| CALIBER HOME LOANS, INC. | $2,120,000 | $2,255,000 | 6.4% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,175,000 | $2,240,000 | 3.0% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $545,000 | $2,230,000 | 309.2% | 0.2% |
| USAA Federal Savings Bank | $5,850,000 | $2,220,000 | -62.1% | 0.2% |
| Amalgamated Bank | $665,000 | $2,170,000 | 226.3% | 0.2% |
| Flagstar Bank, FSB | $1,280,000 | $2,160,000 | 68.8% | 0.2% |
| Stifel Bank and Trust | $1,385,000 | $2,105,000 | 52.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,230,000 | $2,085,000 | 69.5% | 0.2% |
| GFA Federal Credit Union | $615,000 | $2,070,000 | 236.6% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,100,000 | $2,005,000 | 82.3% | 0.2% |
| Triumph Bank | $365,000 | $1,850,000 | 406.8% | 0.2% |
| Evolve Bank & Trust | $1,570,000 | $1,795,000 | 14.3% | 0.2% |
| Santander Bank, N.A. | $105,000 | $1,770,000 | 1,585.7% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,060,000 | $1,710,000 | -17.0% | 0.2% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $1,995,000 | $1,695,000 | -15.0% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $1,265,000 | $1,605,000 | 26.9% | 0.1% |
| Silicon Valley Bank | $1,605,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $305,000 | $1,565,000 | 413.1% | 0.1% |
| Webster Bank | $1,240,000 | $1,555,000 | 25.4% | 0.1% |
| BROKER SOLUTIONS, INC. | $2,580,000 | $1,495,000 | -42.1% | 0.1% |
| North American Savings Bank, F.S.B. | $680,000 | $1,495,000 | 119.9% | 0.1% |
| EMBRACE HOME LOANS, INC. | $740,000 | $1,445,000 | 95.3% | 0.1% |
| Quontic Bank | $1,435,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $520,000 | $1,400,000 | 169.2% | 0.1% |
| POLISH NATIONAL | $390,000 | $1,395,000 | 257.7% | 0.1% |
| HARBORONE MORTGAGE, LLC | $4,480,000 | $1,380,000 | -69.2% | 0.1% |
| Greenfield Savings Bank | $440,000 | $1,360,000 | 209.1% | 0.1% |
| GuardHill Financial Corp. | $1,355,000 | $1,310,000 | -3.3% | 0.1% |
| LADERA LENDING, INC. | $1,310,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $1,735,000 | $1,295,000 | -25.4% | 0.1% |
| Valley National Bank | $1,290,000 | n/a | 0.1% | |
| Watermark Capital, Inc. | $870,000 | $1,290,000 | 48.3% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $1,240,000 | $1,260,000 | 1.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $400,000 | $1,245,000 | 211.3% | 0.1% |
| The Northern Trust Company | $505,000 | $1,215,000 | 140.6% | 0.1% |
| EMM LOANS LLC | $685,000 | $1,175,000 | 71.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,470,000 | $1,165,000 | -20.7% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $350,000 | $1,125,000 | 221.4% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $885,000 | $1,115,000 | 26.0% | 0.1% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $935,000 | $1,105,000 | 18.2% | 0.1% |
| Watertown Savings Bank | $1,105,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $785,000 | $1,090,000 | 38.9% | 0.1% |
| First Federal Bank | $685,000 | $1,085,000 | 58.4% | 0.1% |
| DIGITAL Federal Credit Union | $1,900,000 | $1,070,000 | -43.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $265,000 | $1,060,000 | 300.0% | 0.1% |
| Eastern Bank | $165,000 | $1,045,000 | 533.3% | 0.1% |
| NBKC BANK | $830,000 | $1,005,000 | 21.1% | 0.1% |
| METRO | $970,000 | n/a | 0.1% | |
| LENDERFI, INC. | $385,000 | $955,000 | 148.1% | 0.1% |
| Goldman Sachs Bank USA | $1,760,000 | $920,000 | -47.7% | 0.1% |
| Manufacturers and Traders Trust Company | $1,605,000 | $905,000 | -43.6% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $895,000 | n/a | 0.1% | |
| NEW ENGLAND FEDERAL CREDIT UNION | $875,000 | n/a | 0.1% | |
| Rockland Trust Company | $610,000 | $855,000 | 40.2% | 0.1% |
| Liberty Bank | $845,000 | n/a | 0.1% | |
| Shamrock Home Loans, Inc. | $840,000 | n/a | 0.1% | |
| HANSCOM | $1,220,000 | $825,000 | -32.4% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $105,000 | $815,000 | 676.2% | 0.1% |
| Nations Lending Corporation | $410,000 | $805,000 | 96.3% | 0.1% |
| TIAA, FSB | $400,000 | $805,000 | 101.3% | 0.1% |
| Northmark Bank | $755,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $655,000 | $725,000 | 10.7% | 0.1% |
| First Savings Bank | $430,000 | $710,000 | 65.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $225,000 | $700,000 | 211.1% | 0.1% |
| Workers Credit Union | $655,000 | n/a | 0.1% | |
| Community Bank | $620,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $615,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $770,000 | $610,000 | -20.8% | 0.1% |
| Boston Private Bank & Trust Company | $605,000 | n/a | 0.1% | |
| Visio Financial Services Inc. | $210,000 | $605,000 | 188.1% | 0.1% |
| PHH Mortgage Corporation | $185,000 | $570,000 | 208.1% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $215,000 | $560,000 | 160.5% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $375,000 | $560,000 | 49.3% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $555,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $2,585,000 | $550,000 | -78.7% | 0.0% |
| Brighton Bank | $545,000 | n/a | 0.0% | |
| Easthampton Savings Bank | $330,000 | $545,000 | 65.2% | 0.0% |
| MSA MORTGAGE, LLC | $405,000 | $545,000 | 34.6% | 0.0% |
| United Nations Federal Credit Union | $265,000 | $545,000 | 105.7% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $450,000 | $530,000 | 17.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,025,000 | $520,000 | -49.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $315,000 | $510,000 | 61.9% | 0.0% |
| Avidia Bank | $590,000 | $500,000 | -15.3% | 0.0% |
| Brookline Bank | $500,000 | n/a | 0.0% | |
| Fall River Five Cents Savings Bank | $245,000 | $495,000 | 102.0% | 0.0% |
| FirstBank | $495,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $490,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $585,000 | $470,000 | -19.7% | 0.0% |
| Ixonia Bank | $455,000 | n/a | 0.0% | |
| Axos Bank | $450,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $440,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $435,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $1,760,000 | $430,000 | -75.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $155,000 | $425,000 | 174.2% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $425,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $365,000 | $415,000 | 13.7% | 0.0% |
| Jeanne D'Arc Credit Union | $415,000 | n/a | 0.0% | |
| The Camden National Bank | $880,000 | $415,000 | -52.8% | 0.0% |
| INLAND BANK & TRUST | $135,000 | $400,000 | 196.3% | 0.0% |
| Northwest Community Bank | $400,000 | n/a | 0.0% | |
| Cambridge Savings Bank | $870,000 | $395,000 | -54.6% | 0.0% |
| North Easton Savings Bank | $395,000 | n/a | 0.0% | |
| Patriot Community Bank | $395,000 | n/a | 0.0% | |
| MEMBERS MORTGAGE COMPANY, INC. | $385,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $365,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $235,000 | $365,000 | 55.3% | 0.0% |
| Cf Bank | $355,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $355,000 | n/a | 0.0% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $355,000 | n/a | 0.0% | |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $420,000 | $355,000 | -15.5% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $1,010,000 | $345,000 | -65.8% | 0.0% |
| CMG MORTGAGE, INC. | $335,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $165,000 | $335,000 | 103.0% | 0.0% |
| HARVARD UNIVERSITY EMPLOYEES | $450,000 | $315,000 | -30.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $310,000 | n/a | 0.0% | |
| MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $305,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $915,000 | $300,000 | -67.2% | 0.0% |
| ALLIANT CREDIT UNION | $75,000 | $295,000 | 293.3% | 0.0% |
| Envision Bank | $295,000 | n/a | 0.0% | |
| Cornerstone Bank | $285,000 | n/a | 0.0% | |
| Bank of England | $395,000 | $280,000 | -29.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| UIF CORPORATION | $275,000 | n/a | 0.0% | |
| Bangor Savings Bank | $1,005,000 | $265,000 | -73.6% | 0.0% |
| MILEND, INC. | $265,000 | n/a | 0.0% | |
| WILLIAM RAVEIS MORTGAGE, LLC | $695,000 | $265,000 | -61.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $240,000 | $260,000 | 8.3% | 0.0% |
| Bethpage Federal Credit Union | $535,000 | $255,000 | -52.3% | 0.0% |
| Windosr Federal Savings & Loan Association | $405,000 | $255,000 | -37.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| Country Bank for Savings | $240,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,700,000 | $235,000 | -86.2% | 0.0% |
| LUSO | $235,000 | n/a | 0.0% | |
| Northern Bank & Trust Company | $235,000 | n/a | 0.0% | |
| Poli Mortgage Group, Inc. | $265,000 | $235,000 | -11.3% | 0.0% |
| NFM, INC. | $1,220,000 | $225,000 | -81.6% | 0.0% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| Metro City Bank | $145,000 | $215,000 | 48.3% | 0.0% |
| St. Mary's Credit Union | $215,000 | n/a | 0.0% | |
| AFFINITY | $205,000 | n/a | 0.0% | |
| Baxter Credit Union | $205,000 | n/a | 0.0% | |
| Figure Lending LLC | $235,000 | $205,000 | -12.8% | 0.0% |
| Freedom Credit Union | $135,000 | $205,000 | 51.9% | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $175,000 | $205,000 | 17.1% | 0.0% |
| State Department Federal Credit Union | $205,000 | n/a | 0.0% | |
| BayCoast Bank | $300,000 | $195,000 | -35.0% | 0.0% |
| KELLER MORTGAGE, LLC | $300,000 | $185,000 | -38.3% | 0.0% |
| Milford Federal Bank | $185,000 | n/a | 0.0% | |
| MMS MORTGAGE SERVICES, LTD. | $185,000 | n/a | 0.0% | |
| Truist Bank | $715,000 | $185,000 | -74.1% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $175,000 | n/a | 0.0% | |
| EagleBank | $165,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $155,000 | n/a | 0.0% | |
| BELLWETHER COMMUNITY | $155,000 | n/a | 0.0% | |
| Discover Bank | $260,000 | $155,000 | -40.4% | 0.0% |
| First Bank & Trust | $155,000 | n/a | 0.0% | |
| Winchester Co-operative Bank | $155,000 | n/a | 0.0% | |
| First Home Bank | $325,000 | $145,000 | -55.4% | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | $215,000 | $145,000 | -32.6% | 0.0% |
| STEARNS LENDING, LLC | $540,000 | $135,000 | -75.0% | 0.0% |
| Northpointe Bank | $1,005,000 | $125,000 | -87.6% | 0.0% |
| Prosperity Home Mortgage, LLC | $125,000 | n/a | 0.0% | |
| SIWELL, INC. | $620,000 | $125,000 | -79.8% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $125,000 | n/a | 0.0% | |
| City of Boston Credit Union | $105,000 | n/a | 0.0% | |
| North Shore Bank, a Co-operative Bank | $105,000 | n/a | 0.0% | |
| Atlantic Home Loans, Inc. | $95,000 | n/a | 0.0% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $850,000 | $95,000 | -88.8% | 0.0% |
| Arvest Bank | $490,000 | $85,000 | -82.7% | 0.0% |
| MASSMUTUAL | $195,000 | $75,000 | -61.5% | 0.0% |
| GREENWOOD | $15,000 | $55,000 | 266.7% | 0.0% |
| The Washington Trust Company, of Westerly | $45,000 | $55,000 | 22.2% | 0.0% |
| Monson Savings Bank | $2,920,000 | $50,000 | -98.3% | 0.0% |
| Ballston Spa National Bank | $35,000 | n/a | 0.0% |
PITTSFIELD's top lender by overall market share is Adams Community Bank, with 14.9% market share. In second place, with 11.4%, is GREYLOCK, having originated $128,540,000 in loans. In third place, with 7.4%, is Lee Bank, having originated $82,780,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $64,065,000 in loans. In fifth place, with 5.4%, is ACADEMY MORTGAGE CORPORATION, having originated $60,415,000 in loans.
PITTSFIELD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - PITTSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $352,250 (17.5%) | $526,672 (-4.8%) | 1.38 | 854 |
| 2018-02-01 | $364,450 (12.1%) | $527,727 (-9.0%) | 1.36 | 850 |
| 2018-03-01 | $379,250 (13.2%) | $554,002 (-6.7%) | 1.35 | 844 |
| 2018-04-01 | $389,125 (12.3%) | $564,965 (-3.4%) | 1.34 | 884 |
| 2018-05-01 | $396,500 (13.5%) | $562,723 (-2.1%) | 1.33 | 946 |
| 2018-06-01 | $379,000 (7.7%) | $551,844 (-3.7%) | 1.30 | 1,037 |
| 2018-07-01 | $369,000 (5.4%) | $535,141 (-5.5%) | 1.26 | 1,118 |
| 2018-08-01 | $366,750 (4.8%) | $532,783 (-4.2%) | 1.23 | 1,143 |
| 2018-09-01 | $359,000 (2.6%) | $528,740 (-4.0%) | 1.20 | 1,138 |
| 2018-10-01 | $357,000 (2.0%) | $549,234 (0.9%) | 1.20 | 1,128 |
| 2018-11-01 | $369,450 (-1.4%) | $573,651 (5.2%) | 1.24 | 1,029 |
| 2018-12-01 | $374,900 (1.6%) | $582,366 (8.7%) | 1.28 | 943 |
| 2019-01-01 | $361,000 (2.5%) | $588,845 (11.8%) | 1.25 | 827 |
| 2019-02-01 | $370,225 (1.6%) | $600,562 (13.8%) | 1.23 | 805 |
| 2019-03-01 | $374,943 (-1.1%) | $605,838 (9.4%) | 1.21 | 808 |
| 2019-04-01 | $374,993 (-3.6%) | $600,792 (6.3%) | 1.18 | 852 |
| 2019-05-01 | $369,000 (-6.9%) | $600,084 (6.6%) | 1.14 | 935 |
| 2019-06-01 | $369,000 (-2.6%) | $579,173 (5.0%) | 1.14 | 1,050 |
| 2019-07-01 | $371,950 (0.8%) | $576,244 (7.7%) | 1.17 | 1,112 |
| 2019-08-01 | $373,364 (1.8%) | $577,595 (8.4%) | 1.17 | 1,090 |
| 2019-09-01 | $370,909 (3.3%) | $574,325 (8.6%) | 1.18 | 1,050 |
| 2019-10-01 | $369,000 (3.4%) | $573,782 (4.5%) | 1.19 | 1,010 |
| 2019-11-01 | $369,250 (-0.1%) | $602,672 (5.1%) | 1.21 | 923 |
| 2019-12-01 | $383,450 (2.3%) | $694,079 (19.2%) | 1.30 | 777 |
| 2020-01-01 | $391,500 (8.5%) | $713,809 (21.2%) | 1.31 | 668 |
| 2020-02-01 | $389,000 (5.1%) | $724,616 (20.7%) | 1.27 | 645 |
| 2020-03-01 | $399,450 (6.5%) | $724,527 (19.6%) | 1.28 | 677 |
| 2020-04-01 | $404,113 (7.8%) | $737,263 (22.7%) | 1.31 | 671 |
| 2020-05-01 | $425,000 (15.2%) | $736,884 (22.8%) | 1.33 | 708 |
| 2020-06-01 | $449,725 (21.9%) | $752,378 (29.9%) | 1.36 | 704 |
| 2020-07-01 | $430,000 (15.6%) | $763,395 (32.5%) | 1.29 | 653 |
| 2020-08-01 | $449,000 (20.3%) | $785,575 (36.0%) | 1.29 | 613 |
| 2020-09-01 | $454,500 (22.5%) | $784,607 (36.6%) | 1.36 | 590 |
| 2020-10-01 | $449,000 (21.7%) | $839,892 (46.4%) | 1.36 | 545 |
| 2020-11-01 | $422,000 (14.3%) | $936,397 (55.4%) | 1.27 | 477 |
| 2020-12-01 | $409,500 (6.8%) | $952,918 (37.3%) | 1.28 | 420 |
| 2021-01-01 | $432,500 (10.5%) | $1,025,096 (43.6%) | 1.41 | 334 |
| 2021-02-01 | $501,875 (29.0%) | $948,451 (30.9%) | 1.54 | 271 |
| 2021-03-01 | $529,000 (32.4%) | $995,601 (37.4%) | 1.59 | 242 |
| 2021-04-01 | $525,000 (29.9%) | $1,026,983 (39.3%) | 1.47 | 251 |
| 2021-05-01 | $499,450 (17.5%) | $988,820 (34.2%) | 1.36 | 294 |
| 2021-06-01 | $475,000 (5.6%) | $952,002 (26.5%) | 1.31 | 360 |
| 2021-07-01 | $475,000 (10.5%) | $943,964 (23.7%) | 1.31 | 399 |
| 2021-08-01 | $487,000 (8.5%) | $891,534 (13.5%) | 1.31 | 436 |
| 2021-09-01 | $475,000 (4.5%) | $905,162 (15.4%) | 1.26 | 447 |
| 2021-10-01 | $449,000 (0.0%) | $831,550 (-1.0%) | 1.18 | 431 |
| 2021-11-01 | $426,700 (1.1%) | $822,602 (-12.2%) | 1.16 | 377 |
| 2021-12-01 | $422,475 (3.2%) | $831,083 (-12.8%) | 1.13 | 302 |
| 2022-01-01 | $430,950 (-0.4%) | $911,018 (-11.1%) | 1.20 | 242 |
| 2022-02-01 | $439,225 (-12.5%) | $977,742 (3.1%) | 1.18 | 201 |
| 2022-03-01 | $449,900 (-15.0%) | $1,011,135 (1.6%) | 1.18 | 195 |
| 2022-04-01 | $425,000 (-19.1%) | $998,477 (-2.8%) | 1.12 | 199 |
| 2022-05-01 | $447,225 (-10.5%) | $881,658 (-10.8%) | 1.06 | 244 |
| 2022-06-01 | $461,250 (-2.9%) | $915,448 (-3.8%) | 1.07 | 281 |
| 2022-07-01 | $449,450 (-5.4%) | $877,778 (-7.0%) | 1.02 | 350 |
| 2022-08-01 | $458,225 (-5.9%) | $927,374 (4.0%) | 1.08 | 336 |
| 2022-09-01 | $439,500 (-7.5%) | $936,813 (3.5%) | 0.00 | 349 |
| 2022-10-01 | $449,000 (0.0%) | $904,402 (8.8%) | 0.00 | 348 |
| 2022-11-01 | $447,000 (4.8%) | $930,557 (13.1%) | 0.00 | 300 |
PITTSFIELD's median listing price for 2022-11-01 was $447,000, a difference of
$20,300
(4.8%) versus the prior year and
$-2,000 versus the prior month.
PITTSFIELD's median listing price comes in at 0% of the national average.
PITTSFIELD's average listing price for 2022-11-01 was $930,557, a difference of $107,955 (13.1%) versus the prior year and $26,155 versus the prior month.
For the 2022-11-01 period, PITTSFIELD had 300 MLS listings, a difference of -48 listings (-14%) versus the prior month and -77 listings (-20%) versus the prior year.
PITTSFIELD's median listing price comes in at 0% of the national average.
PITTSFIELD's average listing price for 2022-11-01 was $930,557, a difference of $107,955 (13.1%) versus the prior year and $26,155 versus the prior month.
For the 2022-11-01 period, PITTSFIELD had 300 MLS listings, a difference of -48 listings (-14%) versus the prior month and -77 listings (-20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - PITTSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 145 days | 2,036 sqft |
| 2018-02-01 | 156 days | 2,028 sqft |
| 2018-03-01 | 157 days | 2,040 sqft |
| 2018-04-01 | 153 days | 2,060 sqft |
| 2018-05-01 | 124 days | 2,060 sqft |
| 2018-06-01 | 95 days | 2,009 sqft |
| 2018-07-01 | 84 days | 2,001 sqft |
| 2018-08-01 | 89 days | 2,026 sqft |
| 2018-09-01 | 95 days | 1,997 sqft |
| 2018-10-01 | 108 days | 1,973 sqft |
| 2018-11-01 | 121 days | 2,035 sqft |
| 2018-12-01 | 135 days | 2,043 sqft |
| 2019-01-01 | 144 days | 1,990 sqft |
| 2019-02-01 | 151 days | 2,003 sqft |
| 2019-03-01 | 145 days | 2,009 sqft |
| 2019-04-01 | 130 days | 2,003 sqft |
| 2019-05-01 | 97 days | 2,014 sqft |
| 2019-06-01 | 80 days | 2,001 sqft |
| 2019-07-01 | 85 days | 2,001 sqft |
| 2019-08-01 | 91 days | 2,006 sqft |
| 2019-09-01 | 106 days | 1,992 sqft |
| 2019-10-01 | 114 days | 1,975 sqft |
| 2019-11-01 | 123 days | 2,001 sqft |
| 2019-12-01 | 135 days | 2,023 sqft |
| 2020-01-01 | 139 days | 2,021 sqft |
| 2020-02-01 | 147 days | 2,016 sqft |
| 2020-03-01 | 140 days | 2,106 sqft |
| 2020-04-01 | 137 days | 2,127 sqft |
| 2020-05-01 | 121 days | 2,136 sqft |
| 2020-06-01 | 99 days | 2,126 sqft |
| 2020-07-01 | 72 days | 2,088 sqft |
| 2020-08-01 | 74 days | 2,086 sqft |
| 2020-09-01 | 69 days | 2,052 sqft |
| 2020-10-01 | 66 days | 2,086 sqft |
| 2020-11-01 | 78 days | 2,030 sqft |
| 2020-12-01 | 94 days | 2,013 sqft |
| 2021-01-01 | 109 days | 2,050 sqft |
| 2021-02-01 | 117 days | 2,210 sqft |
| 2021-03-01 | 84 days | 2,221 sqft |
| 2021-04-01 | 53 days | 2,183 sqft |
| 2021-05-01 | 39 days | 2,152 sqft |
| 2021-06-01 | 37 days | 2,141 sqft |
| 2021-07-01 | 44 days | 2,149 sqft |
| 2021-08-01 | 51 days | 2,109 sqft |
| 2021-09-01 | 52 days | 2,102 sqft |
| 2021-10-01 | 63 days | 1,992 sqft |
| 2021-11-01 | 69 days | 1,926 sqft |
| 2021-12-01 | 81 days | 1,846 sqft |
| 2022-01-01 | 104 days | 1,854 sqft |
| 2022-02-01 | 101 days | 1,865 sqft |
| 2022-03-01 | 72 days | 1,882 sqft |
| 2022-04-01 | 45 days | 1,842 sqft |
| 2022-05-01 | 42 days | 1,899 sqft |
| 2022-06-01 | 35 days | 1,897 sqft |
| 2022-07-01 | 42 days | 1,844 sqft |
| 2022-08-01 | 49 days | 1,905 sqft |
| 2022-09-01 | 0 days | 1,805 sqft |
| 2022-10-01 | 0 days | 1,843 sqft |
| 2022-11-01 | 0 days | 1,882 sqft |
PITTSFIELD's median listing age (time on market) for 2022-11-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
PITTSFIELD's median square footage for active listings during the 2022-11-01 period was 1,882 sqft. One year prior, the average listing was 1,926 sqft.
PITTSFIELD's median square footage for active listings during the 2022-11-01 period was 1,882 sqft. One year prior, the average listing was 1,926 sqft.
PITTSFIELD, MA Average Rent (2022)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 01201 | Pittsfield, MA | $850 | $1,020 | $1,280 | $1,630 | $1,760 |
| 01202 | Pittsfield, MA | $850 | $1,020 | $1,280 | $1,630 | $1,760 |
| 01220 | Pittsfield, MA | $730 | $870 | $1,100 | $1,400 | $1,510 |
| 01223 | Pittsfield, MA | $1,270 | $1,380 | $1,810 | $2,240 | $2,540 |
| 01224 | Pittsfield, MA | $1,080 | $1,270 | $1,600 | $2,020 | $2,220 |
| 01225 | Pittsfield, MA | $990 | $1,180 | $1,490 | $1,890 | $2,050 |
| 01226 | Pittsfield, MA | $900 | $1,070 | $1,350 | $1,720 | $1,860 |
| 01227 | Pittsfield, MA | $850 | $1,020 | $1,280 | $1,630 | $1,760 |
| 01229 | Pittsfield, MA | $800 | $960 | $1,210 | $1,540 | $1,670 |
| 01235 | Pittsfield, MA | $760 | $830 | $1,060 | $1,330 | $1,490 |
| 01236 | Pittsfield, MA | $1,260 | $1,370 | $1,800 | $2,220 | $2,520 |
| 01237 | Pittsfield, MA | $1,090 | $1,270 | $1,610 | $2,030 | $2,230 |
| 01238 | Pittsfield, MA | $870 | $1,030 | $1,300 | $1,650 | $1,790 |
| 01240 | Pittsfield, MA | $880 | $1,050 | $1,330 | $1,690 | $1,830 |
| 01242 | Pittsfield, MA | $870 | $1,040 | $1,310 | $1,670 | $1,810 |
| 01254 | Pittsfield, MA | $1,280 | $1,520 | $1,920 | $2,440 | $2,640 |
| 01260 | Pittsfield, MA | $990 | $1,150 | $1,470 | $1,850 | $2,030 |
| 01262 | Pittsfield, MA | $800 | $960 | $1,210 | $1,540 | $1,670 |
| 01266 | Pittsfield, MA | $1,380 | $1,530 | $1,990 | $2,470 | $2,780 |
| 01270 | Pittsfield, MA | $820 | $970 | $1,230 | $1,560 | $1,710 |
2022 Average & Median Rent Data Statistics
PITTSFIELD, MA average 1BR rent: $1,126, median: $1,045
PITTSFIELD, MA average 2BR rent: $1,432, median: $1,320
PITTSFIELD, MA average 3BR rent: $1,808, median: $1,680
PITTSFIELD, MA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,939 | $555,975,000 | $286,733 |
| Refi | 1,549 | $358,335,000 | $231,333 |
| Cash Out Refi | 623 | $155,225,000 | $249,157 |
| Home Improvement | 235 | $23,685,000 | $100,787 |
| Other | 148 | $32,410,000 | $218,986 |
Pittsfield's most frequently cited loan purpose was Home Purchase, with 1,939 originations. The 2nd most popular reason was Refi, with 1,549 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,679 | $373,415,000 | $222,403 |
| 2.5-3% | 1,482 | $399,830,000 | $269,791 |
| <2.5% | 568 | $157,380,000 | $277,077 |
| 4-5% | 143 | $29,525,000 | $206,469 |
| 5-6% | 46 | $3,780,000 | $82,174 |
| Over 8% | 9 | $1,135,000 | $126,111 |
| 7-8% | 7 | $695,000 | $99,286 |
| 6-7% | 6 | $430,000 | $71,667 |
During 2021, Pittsfield's most frequently originated rate bucket was 3-4%, with 1,679 originations.
Loan Sizing (PITTSFIELD, MA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,679 | $254,085,000 | $151,331 |
| $200k-400k | 1,592 | $433,450,000 | $272,268 |
| $100,000 or less | 619 | $33,755,000 | $54,532 |
| $400k-600k | 395 | $189,195,000 | $478,975 |
| $600k-1000k | 143 | $104,545,000 | $731,084 |
| $Over $1MM | 66 | $110,600,000 | $1,675,758 |
PITTSFIELD's loan sizing saw the bucket of loans from $100k-200k with 1,679 originations, totaling $254,085,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,350 | $395,390,000 | $292,881 |
| 80-100% | 1,253 | $323,925,000 | $258,520 |
| 40-60% | 595 | $154,065,000 | $258,933 |
| 20-40% | 311 | $49,095,000 | $157,862 |
| Under 20% | 288 | $13,190,000 | $45,799 |
| Over 100% | 16 | $5,480,000 | $342,500 |
PITTSFIELD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,350 originations, totaling $395,390,000 in origination value.
