PITTSFIELD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pittsfield averaged
6.49%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.5% and
one month ago for the week of 2025-02-27, the
average rate was 6.51%.
Pittsfield's average rate one year ago was 6.74%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.84%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Pittsfield 30 Year Fixed Rate | 2025-04-03 | 6.49% |
| Pittsfield 30 Year Fixed Rate Refi | 2025-04-03 | 6.84% |
| Pittsfield 15 Year Fixed Rate | 2025-04-03 | 5.72% |
| Pittsfield 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
| Pittsfield 30 Year FHA | 2025-04-03 | 6.76% |
| Pittsfield 30 Year FHA Refi | 2025-04-03 | 6.06% |
| Pittsfield 30 Year USDA | 2025-04-03 | 6.12% |
| Pittsfield 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Pittsfield 30 Year VA | 2025-04-03 | 6.16% |
| Pittsfield 30 Year VA Refi | 2025-04-03 | 5.86% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PITTSFIELD, MA.
PITTSFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PITTSFIELD, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PITTSFIELD Average Closing Costs & Other Stats
PITTSFIELD, MA's 102 lenders originated 2,527
loans during 2024. The total origination value was $571,385,000, with an average loan value of
$226,112.
PITTSFIELD's average closing costs are $4,607.
The top PITTSFIELD lender as defined by loan originations is Adams Community Bank, with
231 loans originated. Their average total fees are
$3,427, which is $302
lower than the next largest lender,
GREYLOCK.
The lowest fee PITTSFIELD lenders (with over 10 loans originated) are
Adams Community Bank ($3,427), GREYLOCK ($3,729), MountainOne Bank ($4,706), Berkshire Bank ($5,170) and GUILD MORTGAGE COMPANY ($7,059).
The lowest rate PITTSFIELD lenders (with over 10 loans originated) are
MountainOne Bank (6.41%), Berkshire Bank (6.42%), Adams Community Bank (6.57%), GUILD MORTGAGE COMPANY (6.59%) and GREYLOCK (6.65%).
PITTSFIELD, MA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| GREYLOCK | $128,350,000 | $126,435,000 | -1.5% | 22.1% |
| Adams Community Bank | $118,915,000 | $95,710,000 | -19.5% | 16.8% |
| Lee Bank | $48,460,000 | $41,675,000 | -14.0% | 7.3% |
| GUILD MORTGAGE COMPANY | $1,705,000 | $33,620,000 | 1,871.8% | 5.9% |
| Rockland Trust Company | $765,000 | $22,940,000 | 2,898.7% | 4.0% |
| QUICKEN LOANS, LLC | $12,855,000 | $18,550,000 | 44.3% | 3.2% |
| NBT Bank | $14,715,000 | $17,755,000 | 20.7% | 3.1% |
| Berkshire Bank | $24,135,000 | $16,920,000 | -29.9% | 3.0% |
| The Pittsfield Co-operative Bank | $18,620,000 | $14,075,000 | -24.4% | 2.5% |
| TD Bank | $8,725,000 | $11,995,000 | 37.5% | 2.1% |
| JPMorgan Chase Bank | $3,540,000 | $9,605,000 | 171.3% | 1.7% |
| Mortgage Research Center, LLC | $4,020,000 | $6,955,000 | 73.0% | 1.2% |
| Citizens Bank | $7,380,000 | $6,725,000 | -8.9% | 1.2% |
| GUARANTEED RATE, INC. | $5,220,000 | $4,775,000 | -8.5% | 0.8% |
| M&T Bank | $1,135,000 | $4,725,000 | 316.3% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,820,000 | $4,575,000 | 62.2% | 0.8% |
| MountainOne Bank | $12,100,000 | $4,255,000 | -64.8% | 0.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,860,000 | $3,980,000 | 39.2% | 0.7% |
| Bank of America | $4,985,000 | $3,975,000 | -20.3% | 0.7% |
| Pinnacle Bank | $3,925,000 | n/a | 0.7% | |
| UBS Bank USA | $535,000 | $3,690,000 | 589.7% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $2,850,000 | $3,525,000 | 23.7% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $860,000 | $3,285,000 | 282.0% | 0.6% |
| Morgan Stanley Private Bank | $625,000 | $3,250,000 | 420.0% | 0.6% |
| TOTAL MORTGAGE SERVICES, LLC | $2,275,000 | $3,210,000 | 41.1% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $2,440,000 | $3,170,000 | 29.9% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $440,000 | $3,080,000 | 600.0% | 0.5% |
| CMG MORTGAGE, INC. | $385,000 | $2,950,000 | 666.2% | 0.5% |
| Leader Bank | $545,000 | $2,535,000 | 365.1% | 0.4% |
| Citibank | $2,180,000 | $2,465,000 | 13.1% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $1,560,000 | $2,215,000 | 42.0% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,795,000 | $2,130,000 | 18.7% | 0.4% |
| Westfield Bank | $1,380,000 | $2,015,000 | 46.0% | 0.4% |
| Wells Fargo Bank | $2,475,000 | $1,945,000 | -21.4% | 0.3% |
| Goldman Sachs Bank USA | $1,940,000 | n/a | 0.3% | |
| HARBORONE MORTGAGE, LLC | $380,000 | $1,840,000 | 384.2% | 0.3% |
| USAA Federal Savings Bank | $620,000 | $1,715,000 | 176.6% | 0.3% |
| Greenfield Savings Bank | $90,000 | $1,710,000 | 1,800.0% | 0.3% |
| LOANDEPOT.COM, LLC | $2,925,000 | $1,665,000 | -43.1% | 0.3% |
| TrustCo Bank | $2,070,000 | $1,645,000 | -20.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,590,000 | $1,615,000 | 1.6% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,400,000 | $1,605,000 | 14.6% | 0.3% |
| The Cape Cod Five Cents Savings Bank | $225,000 | $1,505,000 | 568.9% | 0.3% |
| NEWREZ LLC | $1,740,000 | $1,495,000 | -14.1% | 0.3% |
| LIMA ONE CAPITAL, LLC | $1,480,000 | n/a | 0.3% | |
| SALEM FIVE MORTGAGE COMPANY, LLC | $660,000 | $1,415,000 | 114.4% | 0.2% |
| Stifel Bank and Trust | $1,375,000 | n/a | 0.2% | |
| Monson Savings Bank | $730,000 | $1,220,000 | 67.1% | 0.2% |
| Dedham Institution for Savings | $1,165,000 | n/a | 0.2% | |
| LONGBRIDGE FINANCIAL, LLC | $525,000 | $1,165,000 | 121.9% | 0.2% |
| MSA MORTGAGE, LLC | $1,110,000 | n/a | 0.2% | |
| Northwest Community Bank | $125,000 | $1,105,000 | 784.0% | 0.2% |
| Salem Five Cents Savings Bank | $725,000 | $1,105,000 | 52.4% | 0.2% |
| Webster Bank | $10,255,000 | $1,045,000 | -89.8% | 0.2% |
| Axos Bank | $975,000 | n/a | 0.2% | |
| Discover Bank | $920,000 | $975,000 | 6.0% | 0.2% |
| Eastern Bank | $920,000 | n/a | 0.2% | |
| MOVEMENT MORTGAGE, LLC | $3,390,000 | $865,000 | -74.5% | 0.2% |
| UNION HOME MORTGAGE CORP. | $860,000 | n/a | 0.2% | |
| Community Bank | $455,000 | $845,000 | 85.7% | 0.1% |
| Semper Home Loans, Inc. | $1,380,000 | $845,000 | -38.8% | 0.1% |
| EMBRACE HOME LOANS, INC. | $835,000 | n/a | 0.1% | |
| Logan Finance Corporation | $105,000 | $820,000 | 681.0% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $225,000 | $770,000 | 242.2% | 0.1% |
| PeoplesBank | $1,490,000 | $765,000 | -48.7% | 0.1% |
| DIGITAL Federal Credit Union | $620,000 | $740,000 | 19.4% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $245,000 | $720,000 | 193.9% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $300,000 | $710,000 | 136.7% | 0.1% |
| Easthampton Savings Bank | $1,710,000 | $705,000 | -58.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $400,000 | $695,000 | 73.8% | 0.1% |
| HOMESTEAD FUNDING CORP. | $185,000 | $680,000 | 267.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $675,000 | n/a | 0.1% | |
| GFA Federal Credit Union | $575,000 | $635,000 | 10.4% | 0.1% |
| FM Home Loans, LLC | $725,000 | $610,000 | -15.9% | 0.1% |
| City National Bank | $2,610,000 | $605,000 | -76.8% | 0.1% |
| Figure Lending LLC | $160,000 | $595,000 | 271.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $585,000 | n/a | 0.1% | |
| PNC Bank | $2,410,000 | $580,000 | -75.9% | 0.1% |
| Ally Bank | $575,000 | n/a | 0.1% | |
| Raymond James Bank | $2,935,000 | $550,000 | -81.3% | 0.1% |
| CENTRAL ONE FEDERAL CREDIT UNION | $545,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $525,000 | n/a | 0.1% | |
| Keystone Funding, Inc. | $525,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $925,000 | $525,000 | -43.2% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $520,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $185,000 | $515,000 | 178.4% | 0.1% |
| Northpointe Bank | $255,000 | $515,000 | 102.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $175,000 | $510,000 | 191.4% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $230,000 | $510,000 | 121.7% | 0.1% |
| LEOMINSTER CREDIT UNION | $505,000 | n/a | 0.1% | |
| St. Mary's Credit Union | $505,000 | n/a | 0.1% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $495,000 | n/a | 0.1% | |
| Magnolia Bank | $490,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $475,000 | n/a | 0.1% | |
| NEW FED MORTGAGE, CORP. | $470,000 | n/a | 0.1% | |
| NFM, INC. | $460,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $445,000 | $450,000 | 1.1% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $345,000 | $450,000 | 30.4% | 0.1% |
| Cornerstone Bank | $445,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $440,000 | $445,000 | 1.1% | 0.1% |
| U.S. Bank | $440,000 | n/a | 0.1% | |
| Truist | $415,000 | $435,000 | 4.8% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $155,000 | $425,000 | 174.2% | 0.1% |
| Savers Co-operative Bank | $425,000 | n/a | 0.1% | |
| FOUNDATION MORTGAGE CORPORATION | $420,000 | n/a | 0.1% | |
| First National Bank | $415,000 | n/a | 0.1% | |
| AFFINITY | $405,000 | n/a | 0.1% | |
| HARVARD UNIVERSITY EMPLOYEES | $405,000 | n/a | 0.1% | |
| UMASSFIVE COLLEGE Federal Credit Union | $415,000 | $405,000 | -2.4% | 0.1% |
| A&D Mortgage LLC | $1,150,000 | $390,000 | -66.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $45,000 | $385,000 | 755.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $285,000 | $370,000 | 29.8% | 0.1% |
| Texana Bank | $355,000 | n/a | 0.1% | |
| Fidelity Co-operative Bank | $335,000 | n/a | 0.1% | |
| HARTFORD FUNDING, LTD. | $335,000 | n/a | 0.1% | |
| Liberty Bank | $195,000 | $335,000 | 71.8% | 0.1% |
| PLUS RELOCATION MORTGAGE, LLC | $335,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $225,000 | $325,000 | 44.4% | 0.1% |
| KeyBank | $990,000 | $305,000 | -69.2% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $3,150,000 | $305,000 | -90.3% | 0.1% |
| OCMBC, INC. | $155,000 | $305,000 | 96.8% | 0.1% |
| CITIZENS EQUITY FIRST | $295,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $2,015,000 | $290,000 | -85.6% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $275,000 | n/a | 0.0% | |
| FIRST WORLD MORTGAGE CORPORATION | $425,000 | $275,000 | -35.3% | 0.0% |
| NexBank | $265,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $235,000 | $255,000 | 8.5% | 0.0% |
| Cornerstone First Mortgage, Inc | $245,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $245,000 | n/a | 0.0% | |
| NBKC BANK | $445,000 | $245,000 | -44.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $235,000 | $235,000 | 0.0% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $235,000 | $225,000 | -4.3% | 0.0% |
| PHH Mortgage Corporation | $450,000 | $225,000 | -50.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $225,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $135,000 | $215,000 | 59.3% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $215,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $210,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $105,000 | $205,000 | 95.2% | 0.0% |
| Beeline Loans, Inc. | $125,000 | $205,000 | 64.0% | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | $205,000 | n/a | 0.0% | |
| EMM LOANS LLC | $730,000 | $205,000 | -71.9% | 0.0% |
| GREATER SPRINGFIELD CREDIT UNION | $165,000 | $205,000 | 24.2% | 0.0% |
| HarborOne Bank | $75,000 | $205,000 | 173.3% | 0.0% |
| Freedom Credit Union | $55,000 | $195,000 | 254.5% | 0.0% |
| Alden Credit Union | $185,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $320,000 | $185,000 | -42.2% | 0.0% |
| NORTHPOINT MORTGAGE, INC. | $395,000 | $185,000 | -53.2% | 0.0% |
| PAWTUCKET | $185,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $185,000 | n/a | 0.0% | |
| WESTERLY COMMUNITY | $85,000 | $180,000 | 111.8% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $165,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $155,000 | n/a | 0.0% | |
| Fall River Five Cents Savings Bank | $155,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $145,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $140,000 | n/a | 0.0% | |
| BayCoast Bank | $135,000 | n/a | 0.0% | |
| Cambridge Savings Bank | $195,000 | $135,000 | -30.8% | 0.0% |
| First National Bank of America | $135,000 | n/a | 0.0% | |
| NORTHERN MORTGAGE SERVICES, LLC | $135,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $105,000 | $135,000 | 28.6% | 0.0% |
| Bethpage Federal Credit Union | $305,000 | $125,000 | -59.0% | 0.0% |
| Greenfield Co-operative Bank | $125,000 | n/a | 0.0% | |
| HANSCOM | $265,000 | $120,000 | -54.7% | 0.0% |
| CHEVRON | $115,000 | n/a | 0.0% | |
| The Dutch Point Credit Union, Inc. | $105,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $105,000 | n/a | 0.0% | |
| GREENWOOD | $365,000 | $85,000 | -76.7% | 0.0% |
| Workers Credit Union | $255,000 | $55,000 | -78.4% | 0.0% |
| POLISH NATIONAL | $45,000 | n/a | 0.0% | |
| Farm Credit East, ACA | $405,000 | $35,000 | -91.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
PITTSFIELD's top lender by overall market share is GREYLOCK, with 22.1% market share. In second place, with 16.8%, is Adams Community Bank, having originated $95,710,000 in loans. In third place, with 7.3%, is Lee Bank, having originated $41,675,000 in loans. In fourth place, with 5.9%, is GUILD MORTGAGE COMPANY, having originated $33,620,000 in loans. In fifth place, with 4.0%, is Rockland Trust Company, having originated $22,940,000 in loans.
PITTSFIELD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - PITTSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $352,250 (17.5%) | $526,672 (-4.8%) | 1.31 | 854 |
| 2018-02-01 | $364,450 (12.1%) | $527,727 (-9.0%) | 1.32 | 850 |
| 2018-03-01 | $379,250 (13.2%) | $554,002 (-6.7%) | 1.33 | 844 |
| 2018-04-01 | $389,125 (12.3%) | $564,965 (-3.4%) | 1.32 | 884 |
| 2018-05-01 | $396,500 (13.5%) | $562,723 (-2.1%) | 1.32 | 946 |
| 2018-06-01 | $379,000 (7.7%) | $551,844 (-3.7%) | 1.26 | 1,037 |
| 2018-07-01 | $369,000 (5.4%) | $534,923 (-5.5%) | 1.23 | 1,119 |
| 2018-08-01 | $366,500 (4.7%) | $532,574 (-4.2%) | 1.23 | 1,144 |
| 2018-09-01 | $359,000 (2.6%) | $528,740 (-4.0%) | 1.21 | 1,138 |
| 2018-10-01 | $357,000 (2.0%) | $549,234 (0.9%) | 1.21 | 1,128 |
| 2018-11-01 | $369,450 (-1.4%) | $573,651 (5.2%) | 1.25 | 1,029 |
| 2018-12-01 | $374,900 (1.6%) | $582,366 (8.7%) | 1.29 | 943 |
| 2019-01-01 | $361,000 (2.5%) | $588,845 (11.8%) | 1.25 | 827 |
| 2019-02-01 | $370,225 (1.6%) | $600,562 (13.8%) | 1.25 | 805 |
| 2019-03-01 | $374,943 (-1.1%) | $606,219 (9.4%) | 1.23 | 809 |
| 2019-04-01 | $374,993 (-3.6%) | $601,617 (6.5%) | 1.19 | 853 |
| 2019-05-01 | $369,000 (-6.9%) | $600,885 (6.8%) | 1.15 | 936 |
| 2019-06-01 | $369,000 (-2.6%) | $579,866 (5.1%) | 1.15 | 1,051 |
| 2019-07-01 | $372,175 (0.9%) | $576,932 (7.9%) | 1.17 | 1,113 |
| 2019-08-01 | $373,364 (1.9%) | $578,296 (8.6%) | 1.18 | 1,091 |
| 2019-09-01 | $370,909 (3.3%) | $575,053 (8.8%) | 1.19 | 1,051 |
| 2019-10-01 | $369,000 (3.4%) | $574,532 (4.6%) | 1.19 | 1,011 |
| 2019-11-01 | $369,250 (-0.1%) | $602,672 (5.1%) | 1.21 | 923 |
| 2019-12-01 | $383,450 (2.3%) | $694,079 (19.2%) | 1.28 | 777 |
| 2020-01-01 | $391,500 (8.5%) | $713,809 (21.2%) | 1.31 | 668 |
| 2020-02-01 | $389,000 (5.1%) | $724,616 (20.7%) | 1.27 | 645 |
| 2020-03-01 | $399,450 (6.5%) | $724,527 (19.5%) | 1.25 | 677 |
| 2020-04-01 | $404,113 (7.8%) | $737,263 (22.6%) | 1.27 | 671 |
| 2020-05-01 | $425,000 (15.2%) | $736,884 (22.6%) | 1.29 | 708 |
| 2020-06-01 | $449,725 (21.9%) | $752,378 (29.8%) | 1.32 | 704 |
| 2020-07-01 | $430,000 (15.5%) | $763,395 (32.3%) | 1.25 | 653 |
| 2020-08-01 | $449,000 (20.3%) | $785,575 (35.8%) | 1.29 | 613 |
| 2020-09-01 | $454,500 (22.5%) | $784,607 (36.4%) | 1.30 | 590 |
| 2020-10-01 | $449,000 (21.7%) | $839,892 (46.2%) | 1.29 | 545 |
| 2020-11-01 | $422,000 (14.3%) | $936,397 (55.4%) | 1.23 | 477 |
| 2020-12-01 | $409,500 (6.8%) | $952,918 (37.3%) | 1.22 | 420 |
| 2021-01-01 | $432,500 (10.5%) | $1,025,096 (43.6%) | 1.29 | 334 |
| 2021-02-01 | $501,875 (29.0%) | $948,451 (30.9%) | 1.46 | 271 |
| 2021-03-01 | $529,000 (32.4%) | $995,601 (37.4%) | 1.50 | 242 |
| 2021-04-01 | $525,000 (29.9%) | $1,026,983 (39.3%) | 1.42 | 251 |
| 2021-05-01 | $499,450 (17.5%) | $988,820 (34.2%) | 1.33 | 294 |
| 2021-06-01 | $475,000 (5.6%) | $951,161 (26.4%) | 1.25 | 360 |
| 2021-07-01 | $472,450 (9.9%) | $942,275 (23.4%) | 1.25 | 400 |
| 2021-08-01 | $487,000 (8.5%) | $890,220 (13.3%) | 1.30 | 437 |
| 2021-09-01 | $475,000 (4.5%) | $905,162 (15.4%) | 1.27 | 447 |
| 2021-10-01 | $449,000 (0.0%) | $831,550 (-1.0%) | 1.20 | 431 |
| 2021-11-01 | $426,175 (1.0%) | $822,829 (-12.1%) | 1.14 | 377 |
| 2021-12-01 | $422,475 (3.2%) | $831,083 (-12.8%) | 1.14 | 302 |
| 2022-01-01 | $432,000 (-0.1%) | $910,176 (-11.2%) | 1.17 | 243 |
| 2022-02-01 | $439,225 (-12.5%) | $977,742 (3.1%) | 1.14 | 201 |
| 2022-03-01 | $449,900 (-15.0%) | $1,011,135 (1.6%) | 1.13 | 195 |
| 2022-04-01 | $425,000 (-19.1%) | $998,477 (-2.8%) | 1.01 | 199 |
| 2022-05-01 | $447,225 (-10.5%) | $881,658 (-10.8%) | 1.02 | 244 |
| 2022-06-01 | $461,250 (-2.9%) | $915,448 (-3.8%) | 1.03 | 281 |
| 2022-07-01 | $449,450 (-4.9%) | $877,778 (-6.8%) | 1.01 | 350 |
| 2022-08-01 | $458,225 (-5.9%) | $927,374 (4.2%) | 1.06 | 336 |
| 2022-09-01 | $439,500 (-7.5%) | $936,813 (3.5%) | 1.03 | 349 |
| 2022-10-01 | $449,000 (0.0%) | $904,402 (8.8%) | 1.06 | 348 |
| 2022-11-01 | $447,000 (4.9%) | $930,557 (13.1%) | 1.07 | 300 |
| 2022-12-01 | $447,000 (5.8%) | $963,607 (16.0%) | 1.10 | 255 |
| 2023-01-01 | $470,725 (9.0%) | $1,059,000 (16.4%) | 1.17 | 213 |
| 2023-02-01 | $476,675 (8.5%) | $1,159,235 (18.6%) | 1.15 | 205 |
| 2023-03-01 | $509,500 (13.3%) | $1,121,234 (10.9%) | 1.20 | 203 |
| 2023-04-01 | $485,000 (14.1%) | $932,455 (-6.6%) | 1.13 | 249 |
| 2023-05-01 | $507,450 (13.5%) | $1,022,174 (15.9%) | 1.15 | 269 |
| 2023-06-01 | $496,000 (7.5%) | $1,004,764 (9.8%) | 1.11 | 308 |
| 2023-07-01 | $525,000 (16.8%) | $1,036,142 (18.0%) | 1.19 | 337 |
| 2023-08-01 | $519,675 (13.4%) | $1,011,323 (9.1%) | 1.19 | 365 |
| 2023-09-01 | $522,450 (18.9%) | $992,913 (6.0%) | 1.22 | 365 |
| 2023-10-01 | $522,000 (16.3%) | $964,990 (6.7%) | 1.23 | 356 |
| 2023-11-01 | $524,975 (17.4%) | $952,578 (2.4%) | 1.25 | 355 |
| 2023-12-01 | $482,000 (7.8%) | $940,243 (-2.4%) | 1.18 | 330 |
| 2024-01-01 | $450,000 (-4.4%) | $937,190 (-11.5%) | 1.10 | 270 |
| 2024-02-01 | $469,975 (-1.4%) | $981,238 (-15.4%) | 1.13 | 251 |
| 2024-03-01 | $499,000 (-2.1%) | $1,030,653 (-8.1%) | 1.17 | 244 |
| 2024-04-01 | $542,500 (11.9%) | $1,082,465 (16.1%) | 1.26 | 257 |
| 2024-05-01 | $597,000 (17.7%) | $1,204,582 (17.9%) | 1.35 | 280 |
| 2024-06-01 | $595,000 (20.0%) | $1,157,085 (15.2%) | 1.35 | 333 |
| 2024-07-01 | $563,500 (7.3%) | $1,081,031 (4.3%) | 1.29 | 403 |
| 2024-08-01 | $542,000 (4.3%) | $1,021,541 (1.0%) | 1.26 | 429 |
| 2024-09-01 | $549,000 (5.1%) | $1,010,420 (1.8%) | 1.29 | 453 |
| 2024-10-01 | $537,475 (3.0%) | $957,471 (-0.8%) | 1.26 | 476 |
| 2024-11-01 | $525,000 (0.0%) | $912,362 (-4.2%) | 1.26 | 457 |
| 2024-12-01 | $499,999 (3.7%) | $912,504 (-3.0%) | 1.24 | 371 |
| 2025-01-01 | $499,925 (11.1%) | $926,370 (-1.2%) | 0.00 | 321 |
| 2025-02-01 | $510,000 (8.5%) | $926,039 (-5.6%) | 0.00 | 284 |
| 2025-03-01 | $545,000 (9.2%) | $929,095 (-9.9%) | 0.00 | 278 |
PITTSFIELD's median listing price for 2025-03-01 was $545,000, a difference of
$46,000
(9.2%) versus the prior year and
$35,000 versus the prior month.
PITTSFIELD's median listing price comes in at 0% of the national average.
PITTSFIELD's average listing price for 2025-03-01 was $929,095, a difference of $-101,558 (-9.9%) versus the prior year and $3,056 versus the prior month.
For the 2025-03-01 period, PITTSFIELD had 278 MLS listings, a difference of -6 listings (-2%) versus the prior month and 34 listings (14%) versus the prior year.
PITTSFIELD's median listing price comes in at 0% of the national average.
PITTSFIELD's average listing price for 2025-03-01 was $929,095, a difference of $-101,558 (-9.9%) versus the prior year and $3,056 versus the prior month.
For the 2025-03-01 period, PITTSFIELD had 278 MLS listings, a difference of -6 listings (-2%) versus the prior month and 34 listings (14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - PITTSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 128 days | 2,035 sqft |
| 2018-02-01 | 134 days | 2,026 sqft |
| 2018-03-01 | 134 days | 2,039 sqft |
| 2018-04-01 | 119 days | 2,059 sqft |
| 2018-05-01 | 84 days | 2,059 sqft |
| 2018-06-01 | 68 days | 2,006 sqft |
| 2018-07-01 | 66 days | 2,000 sqft |
| 2018-08-01 | 73 days | 2,022 sqft |
| 2018-09-01 | 84 days | 1,993 sqft |
| 2018-10-01 | 93 days | 1,973 sqft |
| 2018-11-01 | 104 days | 2,035 sqft |
| 2018-12-01 | 115 days | 2,043 sqft |
| 2019-01-01 | 119 days | 1,990 sqft |
| 2019-02-01 | 128 days | 2,003 sqft |
| 2019-03-01 | 118 days | 2,009 sqft |
| 2019-04-01 | 97 days | 2,004 sqft |
| 2019-05-01 | 72 days | 2,014 sqft |
| 2019-06-01 | 67 days | 2,003 sqft |
| 2019-07-01 | 72 days | 2,001 sqft |
| 2019-08-01 | 80 days | 2,007 sqft |
| 2019-09-01 | 89 days | 1,993 sqft |
| 2019-10-01 | 97 days | 1,979 sqft |
| 2019-11-01 | 101 days | 2,001 sqft |
| 2019-12-01 | 112 days | 2,023 sqft |
| 2020-01-01 | 122 days | 2,021 sqft |
| 2020-02-01 | 130 days | 2,016 sqft |
| 2020-03-01 | 118 days | 2,106 sqft |
| 2020-04-01 | 107 days | 2,127 sqft |
| 2020-05-01 | 95 days | 2,136 sqft |
| 2020-06-01 | 86 days | 2,126 sqft |
| 2020-07-01 | 59 days | 2,086 sqft |
| 2020-08-01 | 58 days | 2,080 sqft |
| 2020-09-01 | 50 days | 2,049 sqft |
| 2020-10-01 | 57 days | 2,078 sqft |
| 2020-11-01 | 71 days | 2,030 sqft |
| 2020-12-01 | 86 days | 2,013 sqft |
| 2021-01-01 | 98 days | 2,050 sqft |
| 2021-02-01 | 101 days | 2,210 sqft |
| 2021-03-01 | 72 days | 2,221 sqft |
| 2021-04-01 | 38 days | 2,183 sqft |
| 2021-05-01 | 36 days | 2,152 sqft |
| 2021-06-01 | 37 days | 2,138 sqft |
| 2021-07-01 | 41 days | 2,147 sqft |
| 2021-08-01 | 46 days | 2,105 sqft |
| 2021-09-01 | 51 days | 2,102 sqft |
| 2021-10-01 | 61 days | 1,992 sqft |
| 2021-11-01 | 69 days | 1,921 sqft |
| 2021-12-01 | 79 days | 1,846 sqft |
| 2022-01-01 | 103 days | 1,855 sqft |
| 2022-02-01 | 95 days | 1,865 sqft |
| 2022-03-01 | 64 days | 1,882 sqft |
| 2022-04-01 | 40 days | 1,842 sqft |
| 2022-05-01 | 35 days | 1,899 sqft |
| 2022-06-01 | 34 days | 1,897 sqft |
| 2022-07-01 | 38 days | 1,844 sqft |
| 2022-08-01 | 49 days | 1,905 sqft |
| 2022-09-01 | 53 days | 1,805 sqft |
| 2022-10-01 | 61 days | 1,843 sqft |
| 2022-11-01 | 70 days | 1,882 sqft |
| 2022-12-01 | 82 days | 1,906 sqft |
| 2023-01-01 | 98 days | 1,908 sqft |
| 2023-02-01 | 95 days | 1,875 sqft |
| 2023-03-01 | 72 days | 1,895 sqft |
| 2023-04-01 | 44 days | 1,932 sqft |
| 2023-05-01 | 45 days | 2,016 sqft |
| 2023-06-01 | 42 days | 1,966 sqft |
| 2023-07-01 | 46 days | 1,997 sqft |
| 2023-08-01 | 50 days | 1,985 sqft |
| 2023-09-01 | 53 days | 1,935 sqft |
| 2023-10-01 | 68 days | 1,927 sqft |
| 2023-11-01 | 68 days | 1,885 sqft |
| 2023-12-01 | 73 days | 1,891 sqft |
| 2024-01-01 | 87 days | 1,849 sqft |
| 2024-02-01 | 92 days | 1,867 sqft |
| 2024-03-01 | 74 days | 1,863 sqft |
| 2024-04-01 | 62 days | 1,885 sqft |
| 2024-05-01 | 45 days | 1,981 sqft |
| 2024-06-01 | 37 days | 2,048 sqft |
| 2024-07-01 | 46 days | 2,012 sqft |
| 2024-08-01 | 54 days | 1,966 sqft |
| 2024-09-01 | 58 days | 2,005 sqft |
| 2024-10-01 | 63 days | 2,004 sqft |
| 2024-11-01 | 71 days | 1,960 sqft |
| 2024-12-01 | 88 days | 1,930 sqft |
| 2025-01-01 | 0 days | 1,873 sqft |
| 2025-02-01 | 0 days | 1,985 sqft |
| 2025-03-01 | 0 days | 2,008 sqft |
PITTSFIELD's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
PITTSFIELD's median square footage for active listings during the 2025-03-01 period was 2,008 sqft. One year prior, the average listing was 1,863 sqft.
PITTSFIELD's median square footage for active listings during the 2025-03-01 period was 2,008 sqft. One year prior, the average listing was 1,863 sqft.
PITTSFIELD, MA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,323 | $397,485,000 | $300,442 |
| Home Improvement | 472 | $42,530,000 | $90,106 |
| Refi | 319 | $65,485,000 | $205,282 |
| Other | 245 | $30,925,000 | $126,224 |
| Cash Out Refi | 168 | $34,960,000 | $208,095 |
Pittsfield's most frequently cited loan purpose was Home Purchase, with 1,323 originations. The 2nd most popular reason was Home Improvement, with 472 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 977 | $308,775,000 | $316,044 |
| 7-8% | 610 | $83,900,000 | $137,541 |
| 5-6% | 391 | $77,975,000 | $199,425 |
| Over 8% | 212 | $29,110,000 | $137,311 |
| <2.5% | 69 | $1,895,000 | $27,464 |
| 3-4% | 30 | $3,640,000 | $121,333 |
| 4-5% | 25 | $5,845,000 | $233,800 |
| 2.5-3% | 6 | $660,000 | $110,000 |
During 2024, Pittsfield's most frequently originated rate bucket was 6-7%, with 977 originations.
Loan Sizing (PITTSFIELD, MA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 880 | $238,900,000 | $271,477 |
| $100,000 or less | 763 | $36,985,000 | $48,473 |
| $100k-200k | 620 | $91,300,000 | $147,258 |
| $400k-600k | 166 | $78,810,000 | $474,759 |
| $600k-1000k | 65 | $48,015,000 | $738,692 |
| $Over $1MM | 33 | $77,375,000 | $2,344,697 |
PITTSFIELD's loan sizing saw the bucket of loans from $200k-400k with 880 originations, totaling $238,900,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 640 | $214,530,000 | $335,203 |
| Under 20% | 543 | $26,805,000 | $49,365 |
| 60-80% | 476 | $158,540,000 | $333,067 |
| 20-40% | 377 | $44,795,000 | $118,820 |
| 40-60% | 261 | $60,915,000 | $233,391 |
| Over 100% | 14 | $4,240,000 | $302,857 |
PITTSFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 640 originations, totaling $214,530,000 in origination value.