Kittredge Mortgage Corporation Rates, Fees & Info
Manchester, VTLEI: 549300WPR8SX263KW279
Tax ID: 03-0286025
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Kittredge Mortgage Corporation is a smaller mortgage company specializing in Home Purchase and Refi loans. Kittredge Mortgage Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Bennington, Rutland, Burlington, and Lebanon among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Kittredge Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Kittredge Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.10% | 12/4/24 |
| 30 Year Conventional Refi | 6.68% | 12/4/24 |
| 30 Year Cash-out Refi | 6.81% | 12/4/24 |
| 15 Year Conventional Refi | 6.07% | 12/4/24 |
| 15 Year Cash-out Refi | 6.07% | 12/4/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Kittredge Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Kittredge Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
22Origination Dollar Volume (All Markets)
$5,460,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Bennington, VT (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $9,744 | 4.60% |
| Outside of Metro Areas | 7 | $1,715,000 | $245,000 | $7,408 | 4.93% |
| Rutland, VT (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $9,077 | 6.78% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,337 | 4.44% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,963 | 5.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against Kittredge Mortgage Corporation based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 66
Similarity Rank: 200
Similarity Rank: 820
Similarity Rank: 4800
Similarity Rank: 8790
Similarity Rank: 9280
Similarity Rank: 11284
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 22 | $5,460,000 | $248,182 | $8,007 | 5.21% |
For 2022, Kittredge Mortgage Corporation's most frequently originated type of loan was Conventional, with 22 originations.
Loan Reason
For 2022, Kittredge Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 12 originations. The 2nd most popular reason was Refi, with 7 originations.
Loan Duration/Length
For 2022, Kittredge Mortgage Corporation's most frequently cited loan duration was 30 Year, with 12 originations. The 2nd most popular length was 15 Year, with 4 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $5k+ | 9 | $3,305,000 | $367,222 |
| $1k-2k | 6 | $1,350,000 | $225,000 |
| $2k-3k | 3 | $305,000 | $101,667 |
| $4k-5k | 2 | $310,000 | $155,000 |
| $<1k | 1 | $55,000 | $55,000 |
Kittredge Mortgage Corporation's average total fees were $9,306, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 9 originations.
Interest Rates
During 2022, Kittredge Mortgage Corporation's average interest rate for loans was 5.41%, while their most frequently originated rate bucket for loans was 4-5%, with 5 originations.
Loan Sizing
2022 saw Kittredge Mortgage Corporation place emphasis on $100k-200k loans with 9 originations, totaling $1,375,000 in origination value.
Applicant Income
Kittredge Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 4 originations. The second most popular income band? $150k-250k, with 4 originations.
Applicant Debt to Income Ratio
Kittredge Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 5 originations. The next most common DTI ratio? 20-30%, with 4 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.75%
Kittredge Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination68.18%
Kittredge Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 22 | $5,460,000 | $248,182 |