Bennington Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bennington averaged
6.48%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.69% and
one month ago for the week of 2025-02-27, the
average rate was 6.7%.
Bennington's average rate one year ago was 6.63%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.14%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Bennington 30 Year Fixed Rate | 2025-04-03 | 6.48% |
Bennington 30 Year Fixed Rate Refi | 2025-04-03 | 7.14% |
Bennington 15 Year Fixed Rate | 2025-04-03 | 5.72% |
Bennington 15 Year Fixed Rate Refi | 2025-04-03 | 5.82% |
Bennington 30 Year FHA | 2025-04-03 | 6.46% |
Bennington 30 Year FHA Refi | 2025-04-03 | 6.36% |
Bennington 30 Year USDA | 2025-04-03 | 6.52% |
Bennington 30 Year USDA Refi | 2025-04-03 | 6.42% |
Bennington 30 Year VA | 2025-04-03 | 5.86% |
Bennington 30 Year VA Refi | 2025-04-03 | 6.16% |
Bennington Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bennington, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Bennington Average Closing Costs & Other Stats
Bennington, VT's 55 lenders originated 447
loans during 2024. The total origination value was $115,655,000, with an average loan value of
$258,736.
Bennington's average closing costs are $5,380.
The top Bennington lender as defined by loan originations is QUICKEN LOANS, LLC, with
29 loans originated. Their average total fees are
$7,528, which is $342
lower than the next largest lender,
Advisors Mortgage Group, L.L.C..
The lowest fee Bennington lenders (with over 10 loans originated) are
FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,445), EMM LOANS LLC ($7,078), QUICKEN LOANS, LLC ($7,528), Advisors Mortgage Group, L.L.C. ($7,870) and .
The lowest rate Bennington lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.75%), EMM LOANS LLC (6.89%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.12%), Advisors Mortgage Group, L.L.C. (7.25%) and .
Bennington, VT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $7,290,000 | $11,260,000 | 54.5% | 9.7% |
Bank of America | $6,075,000 | $6,495,000 | 6.9% | 5.6% |
Advisors Mortgage Group, L.L.C. | $6,395,000 | $5,725,000 | -10.5% | 5.0% |
EMM LOANS LLC | $2,210,000 | $5,355,000 | 142.3% | 4.6% |
Citibank | $3,290,000 | $4,330,000 | 31.6% | 3.7% |
Citizens Bank | $3,015,000 | $3,860,000 | 28.0% | 3.3% |
Community Bank | $2,260,000 | $3,555,000 | 57.3% | 3.1% |
Berkshire Bank | $3,045,000 | $3,465,000 | 13.8% | 3.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,105,000 | $3,435,000 | -32.7% | 3.0% |
M&T Bank | $3,365,000 | $3,380,000 | 0.4% | 2.9% |
NEW ENGLAND FEDERAL CREDIT UNION | $6,365,000 | $3,365,000 | -47.1% | 2.9% |
GREYLOCK | $3,535,000 | $3,080,000 | -12.9% | 2.7% |
TD Bank | $2,180,000 | $2,910,000 | 33.5% | 2.5% |
Mortgage Research Center, LLC | $3,305,000 | $2,890,000 | -12.6% | 2.5% |
JPMorgan Chase Bank | $2,630,000 | $2,690,000 | 2.3% | 2.3% |
NORTHEAST HOME LOAN, LLC | $3,120,000 | $2,305,000 | -26.1% | 2.0% |
HOMESTEAD FUNDING CORP. | $2,145,000 | n/a | 1.9% | |
UBS Bank USA | $2,140,000 | n/a | 1.9% | |
LOANDEPOT.COM, LLC | $780,000 | $2,035,000 | 160.9% | 1.8% |
Union Bank | $5,080,000 | $2,020,000 | -60.2% | 1.7% |
Mascoma Bank | $3,365,000 | $2,005,000 | -40.4% | 1.7% |
Morgan Stanley Private Bank | $315,000 | $1,885,000 | 498.4% | 1.6% |
Goldman Sachs Bank USA | $1,815,000 | n/a | 1.6% | |
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $730,000 | $1,585,000 | 117.1% | 1.4% |
NAVY FEDERAL CREDIT UNION | $405,000 | $1,500,000 | 270.4% | 1.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $845,000 | $1,340,000 | 58.6% | 1.2% |
CMG MORTGAGE, INC. | $925,000 | $1,320,000 | 42.7% | 1.1% |
Adams Community Bank | $2,710,000 | $1,245,000 | -54.1% | 1.1% |
Vermont Federal Credit Union | $1,350,000 | $1,230,000 | -8.9% | 1.1% |
The Federal Savings Bank | $795,000 | $1,210,000 | 52.2% | 1.0% |
TrustCo Bank | $680,000 | $1,055,000 | 55.1% | 0.9% |
NFM, INC. | $1,020,000 | n/a | 0.9% | |
CROSSCOUNTRY MORTGAGE, LLC | $285,000 | $985,000 | 245.6% | 0.9% |
USAA Federal Savings Bank | $235,000 | $910,000 | 287.2% | 0.8% |
NEWREZ LLC | $850,000 | n/a | 0.7% | |
MountainOne Bank | $220,000 | $810,000 | 268.2% | 0.7% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $185,000 | $805,000 | 335.1% | 0.7% |
KeyBank | $455,000 | $790,000 | 73.6% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $475,000 | $790,000 | 66.3% | 0.7% |
Glens Falls National Bank and Trust Company | $115,000 | $785,000 | 582.6% | 0.7% |
US MORTGAGE CORPORATION | $765,000 | n/a | 0.7% | |
UNITED WHOLESALE MORTGAGE, LLC | $1,140,000 | $725,000 | -36.4% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $630,000 | $710,000 | 12.7% | 0.6% |
U.S. Bank | $2,840,000 | $710,000 | -75.0% | 0.6% |
Cf Bank | $705,000 | n/a | 0.6% | |
GUARANTEED RATE, INC. | $505,000 | $705,000 | 39.6% | 0.6% |
Stifel Bank and Trust | $605,000 | n/a | 0.5% | |
Mr. Cooper ( Nationstar Mortgage ) | $245,000 | $580,000 | 136.7% | 0.5% |
GUILD MORTGAGE COMPANY | $225,000 | $530,000 | 135.6% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $530,000 | n/a | 0.5% | |
NBKC BANK | $345,000 | $525,000 | 52.2% | 0.5% |
Northwest Community Bank | $505,000 | n/a | 0.4% | |
Wells Fargo Bank | $2,055,000 | $500,000 | -75.7% | 0.4% |
Monson Savings Bank | $485,000 | n/a | 0.4% | |
WILLIAM RAVEIS MORTGAGE, LLC | $435,000 | n/a | 0.4% | |
ZILLOW HOME LOANS, LLC | $415,000 | n/a | 0.4% | |
BROKER SOLUTIONS, INC. | $745,000 | $410,000 | -45.0% | 0.4% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $395,000 | $385,000 | -2.5% | 0.3% |
HARBORONE MORTGAGE, LLC | $365,000 | n/a | 0.3% | |
Farm Credit East, ACA | $1,510,000 | $315,000 | -79.1% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $255,000 | $300,000 | 17.6% | 0.3% |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $285,000 | n/a | 0.2% | |
NBT Bank | $285,000 | n/a | 0.2% | |
Premium Mortgage Corporation | $255,000 | n/a | 0.2% | |
Citadel Servicing Corporation | $205,000 | n/a | 0.2% | |
LENDINGONE, LLC | $205,000 | n/a | 0.2% | |
WINGS FINANCIAL | $205,000 | n/a | 0.2% | |
SPRING EQ, LLC | $65,000 | $185,000 | 184.6% | 0.2% |
Carrington Mortgage Services, LLC | $125,000 | $180,000 | 44.0% | 0.2% |
BETTER MORTGAGE CORPORATION | $175,000 | n/a | 0.2% | |
Home Loan Investment Bank, F.S.B. | $155,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $155,000 | n/a | 0.1% | |
RELIANCE FIRST CAPITAL, LLC | $380,000 | $145,000 | -61.8% | 0.1% |
School Systems FCU | $145,000 | n/a | 0.1% | |
Axos Bank | $125,000 | n/a | 0.1% | |
Discover Bank | $120,000 | n/a | 0.1% | |
CARDINAL FINANCIAL | $315,000 | $115,000 | -63.5% | 0.1% |
Community National Bank | $115,000 | $115,000 | 0.0% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $985,000 | $105,000 | -89.3% | 0.1% |
NORTH COUNTRY | $75,000 | $105,000 | 40.0% | 0.1% |
Connexus Credit Union | $95,000 | n/a | 0.1% | |
PNC Bank | $205,000 | $55,000 | -73.2% | 0.0% |
Figure Lending LLC | $510,000 | $45,000 | -91.2% | 0.0% |
Bennington's top lender by overall market share is QUICKEN LOANS, LLC, with 9.7% market share. In second place, with 5.6%, is Bank of America, having originated $6,495,000 in loans. In third place, with 5.0%, is Advisors Mortgage Group, L.L.C., having originated $5,725,000 in loans. In fourth place, with 4.6%, is EMM LOANS LLC, having originated $5,355,000 in loans. In fifth place, with 3.7%, is Citibank, having originated $4,330,000 in loans.
Bennington Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $329,500 (6.5%) | $467,977 (2.6%) | 0.00 | 485 |
2018-02-01 | $335,000 (6.4%) | $475,097 (3.0%) | 0.00 | 467 |
2018-03-01 | $335,000 (5.2%) | $467,150 (1.3%) | 0.00 | 466 |
2018-04-01 | $327,000 (1.6%) | $459,658 (-1.1%) | 0.00 | 467 |
2018-05-01 | $320,750 (0.3%) | $453,150 (-2.2%) | 0.00 | 478 |
2018-06-01 | $326,900 (4.7%) | $448,274 (-2.3%) | 0.00 | 518 |
2018-07-01 | $332,250 (4.2%) | $448,708 (-3.7%) | 0.00 | 545 |
2018-08-01 | $329,725 (3.4%) | $458,629 (-1.3%) | 0.00 | 559 |
2018-09-01 | $334,900 (2.4%) | $473,588 (2.5%) | 0.00 | 544 |
2018-10-01 | $336,975 (0.6%) | $475,794 (1.9%) | 0.00 | 549 |
2018-11-01 | $329,000 (-0.6%) | $466,141 (-1.1%) | 0.00 | 521 |
2018-12-01 | $330,000 (0.2%) | $478,079 (2.2%) | 0.00 | 486 |
2019-01-01 | $340,725 (3.4%) | $473,414 (1.2%) | 0.00 | 455 |
2019-02-01 | $343,675 (2.6%) | $467,198 (-1.7%) | 0.00 | 451 |
2019-03-01 | $344,957 (3.0%) | $478,396 (2.4%) | 0.00 | 435 |
2019-04-01 | $341,950 (4.6%) | $484,749 (5.5%) | 0.00 | 423 |
2019-05-01 | $331,000 (3.2%) | $465,615 (2.8%) | 0.00 | 424 |
2019-06-01 | $329,900 (0.9%) | $463,703 (3.4%) | 0.00 | 433 |
2019-07-01 | $343,450 (3.4%) | $482,166 (7.5%) | 0.00 | 470 |
2019-08-01 | $346,336 (5.0%) | $492,494 (7.4%) | 0.00 | 459 |
2019-09-01 | $348,341 (4.0%) | $498,728 (5.3%) | 0.00 | 440 |
2019-10-01 | $349,677 (3.8%) | $500,856 (5.3%) | 0.00 | 426 |
2019-11-01 | $349,900 (6.4%) | $500,798 (7.4%) | 0.00 | 397 |
2019-12-01 | $349,675 (6.0%) | $508,088 (6.3%) | 0.00 | 386 |
2020-01-01 | $345,500 (1.4%) | $498,240 (5.2%) | 0.00 | 369 |
2020-02-01 | $339,000 (-1.4%) | $496,477 (6.3%) | 0.00 | 350 |
2020-03-01 | $348,125 (0.9%) | $516,332 (7.9%) | 0.00 | 338 |
2020-04-01 | $349,475 (2.2%) | $531,963 (9.7%) | 0.00 | 316 |
2020-05-01 | $348,500 (5.3%) | $522,879 (12.3%) | 0.00 | 308 |
2020-06-01 | $348,600 (5.7%) | $524,994 (13.2%) | 0.00 | 296 |
2020-07-01 | $349,000 (1.6%) | $569,628 (18.1%) | 0.00 | 286 |
2020-08-01 | $359,000 (3.7%) | $607,010 (23.3%) | 0.00 | 253 |
2020-09-01 | $397,775 (14.2%) | $607,204 (21.8%) | 0.00 | 225 |
2020-10-01 | $395,000 (13.0%) | $622,991 (24.4%) | 0.00 | 203 |
2020-11-01 | $423,250 (21.0%) | $695,596 (38.9%) | 0.00 | 167 |
2020-12-01 | $439,500 (25.7%) | $717,411 (41.2%) | 0.00 | 158 |
2021-01-01 | $409,900 (18.6%) | $707,271 (42.0%) | 0.00 | 143 |
2021-02-01 | $362,475 (6.9%) | $677,467 (36.5%) | 0.00 | 128 |
2021-03-01 | $392,250 (12.7%) | $711,480 (37.8%) | 0.00 | 110 |
2021-04-01 | $426,500 (22.0%) | $741,499 (39.4%) | 0.00 | 105 |
2021-05-01 | $492,000 (41.2%) | $754,519 (44.3%) | 0.00 | 110 |
2021-06-01 | $477,000 (36.8%) | $754,634 (43.7%) | 0.00 | 128 |
2021-07-01 | $439,000 (25.8%) | $734,674 (29.0%) | 0.00 | 134 |
2021-08-01 | $434,750 (21.1%) | $724,792 (19.4%) | 0.00 | 131 |
2021-09-01 | $437,500 (10.0%) | $701,754 (15.6%) | 0.00 | 134 |
2021-10-01 | $449,950 (13.9%) | $718,340 (15.3%) | 0.00 | 109 |
2021-11-01 | $449,000 (6.1%) | $674,072 (-3.1%) | 0.00 | 90 |
2021-12-01 | $434,750 (-1.1%) | $674,541 (-6.0%) | 0.00 | 78 |
2022-01-01 | $425,000 (3.7%) | $708,442 (0.2%) | 0.00 | 59 |
2022-02-01 | $449,950 (24.1%) | $716,005 (5.7%) | 0.00 | 55 |
2022-03-01 | $437,425 (11.5%) | $696,894 (-2.1%) | 0.00 | 55 |
2022-04-01 | $450,000 (5.5%) | $757,228 (2.1%) | 0.00 | 57 |
2022-05-01 | $462,000 (-6.1%) | $818,981 (8.5%) | 0.00 | 73 |
2022-06-01 | $461,000 (-3.4%) | $844,626 (11.9%) | 0.00 | 102 |
2022-07-01 | $499,000 (13.7%) | $843,383 (14.8%) | 0.00 | 121 |
2022-08-01 | $549,500 (26.4%) | $895,507 (23.6%) | 0.00 | 109 |
2022-09-01 | $550,000 (25.7%) | $941,175 (34.1%) | 0.00 | 100 |
2022-10-01 | $507,000 (12.7%) | $859,487 (19.7%) | 0.00 | 98 |
2022-11-01 | $476,000 (6.0%) | $833,164 (23.6%) | 0.00 | 85 |
2022-12-01 | $479,000 (10.2%) | $817,594 (21.2%) | 0.00 | 77 |
2023-01-01 | $487,000 (14.6%) | $837,462 (18.2%) | 0.00 | 73 |
2023-02-01 | $566,000 (25.8%) | $886,082 (23.8%) | 0.00 | 63 |
2023-03-01 | $477,000 (9.1%) | $831,966 (19.4%) | 0.00 | 58 |
2023-04-01 | $464,000 (3.1%) | $850,183 (12.3%) | 0.00 | 54 |
2023-05-01 | $570,000 (23.4%) | $906,117 (10.6%) | 0.00 | 58 |
2023-06-01 | $609,125 (32.1%) | $995,876 (17.9%) | 0.00 | 62 |
2023-07-01 | $569,000 (14.0%) | $870,825 (3.3%) | 0.00 | 72 |
2023-08-01 | $571,750 (4.1%) | $906,093 (1.2%) | 0.00 | 72 |
2023-09-01 | $575,000 (4.6%) | $865,680 (-8.0%) | 0.00 | 89 |
2023-10-01 | $579,450 (14.3%) | $949,311 (10.5%) | 0.00 | 96 |
2023-11-01 | $550,000 (15.6%) | $1,011,265 (21.4%) | 0.00 | 90 |
2023-12-01 | $612,000 (27.8%) | $1,064,126 (30.2%) | 0.00 | 84 |
2024-01-01 | $699,000 (43.5%) | $1,099,900 (31.3%) | 0.00 | 80 |
2024-02-01 | $705,500 (24.7%) | $1,101,987 (24.4%) | 0.00 | 78 |
2024-03-01 | $725,000 (52.0%) | $1,051,957 (26.4%) | 0.00 | 68 |
2024-04-01 | $681,000 (46.8%) | $927,370 (9.1%) | 0.00 | 67 |
2024-05-01 | $675,000 (18.4%) | $961,442 (6.1%) | 0.00 | 78 |
2024-06-01 | $599,000 (-1.7%) | $946,075 (-5.0%) | 0.00 | 108 |
2024-07-01 | $616,250 (8.3%) | $960,408 (10.3%) | 0.00 | 123 |
2024-08-01 | $585,000 (2.3%) | $932,507 (2.9%) | 0.00 | 141 |
2024-09-01 | $585,000 (1.7%) | $979,958 (13.2%) | 0.00 | 154 |
2024-10-01 | $580,450 (0.2%) | $933,770 (-1.6%) | 0.00 | 160 |
2024-11-01 | $575,000 (4.6%) | $974,948 (-3.6%) | 0.00 | 148 |
2024-12-01 | $556,500 (-9.1%) | $981,215 (-7.8%) | 0.00 | 128 |
2025-01-01 | $599,000 (-14.3%) | $1,032,582 (-6.1%) | 0.00 | 113 |
2025-02-01 | $623,125 (-11.7%) | $1,025,538 (-6.9%) | 0.00 | 105 |
2025-03-01 | $687,000 (-5.2%) | $1,004,020 (-4.6%) | 0.00 | 101 |
Bennington's median listing price comes in at 0% of the national average.
Bennington's average listing price for 2025-03-01 was $1,004,020, a difference of $-47,937 (-4.6%) versus the prior year and $-21,518 versus the prior month.
For the 2025-03-01 period, Bennington had 101 MLS listings, a difference of -4 listings (-4%) versus the prior month and 33 listings (49%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,338 sqft |
2018-02-01 | 0 days | 2,340 sqft |
2018-03-01 | 0 days | 2,340 sqft |
2018-04-01 | 0 days | 2,324 sqft |
2018-05-01 | 0 days | 2,321 sqft |
2018-06-01 | 0 days | 2,344 sqft |
2018-07-01 | 0 days | 2,395 sqft |
2018-08-01 | 0 days | 2,417 sqft |
2018-09-01 | 0 days | 2,449 sqft |
2018-10-01 | 0 days | 2,459 sqft |
2018-11-01 | 0 days | 2,430 sqft |
2018-12-01 | 0 days | 2,498 sqft |
2019-01-01 | 0 days | 2,494 sqft |
2019-02-01 | 0 days | 2,469 sqft |
2019-03-01 | 0 days | 2,475 sqft |
2019-04-01 | 0 days | 2,481 sqft |
2019-05-01 | 0 days | 2,414 sqft |
2019-06-01 | 0 days | 2,400 sqft |
2019-07-01 | 0 days | 2,450 sqft |
2019-08-01 | 0 days | 2,436 sqft |
2019-09-01 | 0 days | 2,444 sqft |
2019-10-01 | 0 days | 2,440 sqft |
2019-11-01 | 0 days | 2,405 sqft |
2019-12-01 | 0 days | 2,404 sqft |
2020-01-01 | 0 days | 2,375 sqft |
2020-02-01 | 0 days | 2,396 sqft |
2020-03-01 | 0 days | 2,476 sqft |
2020-04-01 | 0 days | 2,476 sqft |
2020-05-01 | 0 days | 2,432 sqft |
2020-06-01 | 0 days | 2,441 sqft |
2020-07-01 | 0 days | 2,425 sqft |
2020-08-01 | 0 days | 2,525 sqft |
2020-09-01 | 0 days | 2,447 sqft |
2020-10-01 | 0 days | 2,376 sqft |
2020-11-01 | 0 days | 2,650 sqft |
2020-12-01 | 0 days | 2,588 sqft |
2021-01-01 | 0 days | 2,550 sqft |
2021-02-01 | 0 days | 2,336 sqft |
2021-03-01 | 0 days | 2,396 sqft |
2021-04-01 | 0 days | 2,401 sqft |
2021-05-01 | 0 days | 2,529 sqft |
2021-06-01 | 0 days | 2,495 sqft |
2021-07-01 | 0 days | 2,395 sqft |
2021-08-01 | 0 days | 2,342 sqft |
2021-09-01 | 0 days | 2,344 sqft |
2021-10-01 | 0 days | 2,355 sqft |
2021-11-01 | 0 days | 2,189 sqft |
2021-12-01 | 0 days | 2,140 sqft |
2022-01-01 | 0 days | 2,322 sqft |
2022-02-01 | 0 days | 2,311 sqft |
2022-03-01 | 0 days | 1,930 sqft |
2022-04-01 | 0 days | 2,012 sqft |
2022-05-01 | 0 days | 2,207 sqft |
2022-06-01 | 0 days | 2,262 sqft |
2022-07-01 | 0 days | 2,476 sqft |
2022-08-01 | 0 days | 2,582 sqft |
2022-09-01 | 0 days | 2,584 sqft |
2022-10-01 | 0 days | 2,543 sqft |
2022-11-01 | 0 days | 2,359 sqft |
2022-12-01 | 0 days | 2,350 sqft |
2023-01-01 | 0 days | 2,458 sqft |
2023-02-01 | 0 days | 2,665 sqft |
2023-03-01 | 0 days | 2,502 sqft |
2023-04-01 | 0 days | 2,496 sqft |
2023-05-01 | 0 days | 2,771 sqft |
2023-06-01 | 0 days | 2,910 sqft |
2023-07-01 | 0 days | 2,920 sqft |
2023-08-01 | 0 days | 2,948 sqft |
2023-09-01 | 0 days | 2,588 sqft |
2023-10-01 | 0 days | 2,689 sqft |
2023-11-01 | 0 days | 2,660 sqft |
2023-12-01 | 0 days | 2,701 sqft |
2024-01-01 | 0 days | 2,726 sqft |
2024-02-01 | 0 days | 2,730 sqft |
2024-03-01 | 0 days | 2,774 sqft |
2024-04-01 | 0 days | 2,462 sqft |
2024-05-01 | 0 days | 2,586 sqft |
2024-06-01 | 0 days | 2,232 sqft |
2024-07-01 | 0 days | 2,360 sqft |
2024-08-01 | 0 days | 2,399 sqft |
2024-09-01 | 0 days | 2,308 sqft |
2024-10-01 | 0 days | 2,315 sqft |
2024-11-01 | 0 days | 2,357 sqft |
2024-12-01 | 0 days | 2,319 sqft |
2025-01-01 | 0 days | 2,416 sqft |
2025-02-01 | 0 days | 2,459 sqft |
2025-03-01 | 0 days | 2,400 sqft |
Bennington's median square footage for active listings during the 2025-03-01 period was 2,400 sqft. One year prior, the average listing was 2,774 sqft.
Bennington, VT Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 219 | $74,575,000 | $340,525 |
Cash Out Refi | 65 | $12,655,000 | $194,692 |
Home Improvement | 60 | $6,120,000 | $102,000 |
Other | 57 | $10,115,000 | $177,456 |
Refi | 46 | $12,190,000 | $265,000 |
Bennington's most frequently cited loan purpose was Home Purchase, with 219 originations. The 2nd most popular reason was Cash Out Refi, with 65 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 175 | $53,075,000 | $303,286 |
7-8% | 117 | $30,115,000 | $257,393 |
Over 8% | 75 | $9,455,000 | $126,067 |
5-6% | 63 | $18,805,000 | $298,492 |
4-5% | 9 | $3,285,000 | $365,000 |
<2.5% | 4 | $40,000 | $10,000 |
3-4% | 3 | $395,000 | $131,667 |
During 2024, Bennington's most frequently originated rate bucket was 6-7%, with 175 originations.
Loan Sizing (Bennington, VT MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 150 | $41,370,000 | $275,800 |
$100k-200k | 119 | $17,045,000 | $143,235 |
$100,000 or less | 99 | $5,545,000 | $56,010 |
$400k-600k | 45 | $20,935,000 | $465,222 |
$600k-1000k | 23 | $16,395,000 | $712,826 |
$Over $1MM | 11 | $14,365,000 | $1,305,909 |
Bennington's loan sizing saw the bucket of loans from $200k-400k with 150 originations, totaling $41,370,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 123 | $43,825,000 | $356,301 |
60-80% | 95 | $36,065,000 | $379,632 |
Under 20% | 77 | $5,505,000 | $71,494 |
20-40% | 76 | $11,960,000 | $157,368 |
40-60% | 63 | $13,955,000 | $221,508 |
Over 100% | 6 | $2,300,000 | $383,333 |
Bennington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 123 originations, totaling $43,825,000 in origination value.