Bennington Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bennington averaged 6.8% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 6.95% and one month ago for the week of 2023-10-19, the average rate was 7.14%.

Bennington's average rate one year ago was 6.22%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.49%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Bennington 30 Year Fixed Rate 2023-11-22 6.8%
Bennington 30 Year Fixed Rate Refi 2023-11-22 7.49%
Bennington 15 Year Fixed Rate 2023-11-22 6.77%
Bennington 15 Year Fixed Rate Refi 2023-11-22 6.87%
Bennington 30 Year FHA 2023-11-22 -0.1%
Bennington 30 Year FHA Refi 2023-11-22 0%
Bennington 30 Year USDA 2023-11-22 0%
Bennington 30 Year USDA Refi 2023-11-22 -0.2%
Bennington 30 Year VA 2023-11-22 0.2%
Bennington 30 Year VA Refi 2023-11-22 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bennington, VT.

Bennington Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bennington, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 41 4.77% $6,986
Advisors Mortgage Group, L.L.C. 26 4.63% $5,865
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 25 5.72% $8,097
NORTHEAST HOME LOAN, LLC 16 5.14% $5,267
JPMorgan Chase Bank 14 4.72% $10,952
VERMONT STATE EMPLOYEES 12 4.85% $5,121
Wells Fargo Bank 11 3.99% $4,691
Bank of America 11 3.34% $7,797
LOANDEPOT.COM, LLC 10 4.60% $4,999
Adams Community Bank 9 3.86% $2,988
Citizens Bank 8 3.94% $5,336
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 4.59% $5,082
GREYLOCK 8 3.45% $3,953
TD Bank 8 3.66% $5,546
U.S. Bank 7 5.03% $6,165
Morgan Stanley Private Bank 5 3.47% $5,054
Citibank 5 3.20% $9,131
TrustCo Bank 4 4.78% $2,244
EMM LOANS LLC 4 4.53% $4,898
UNITED WHOLESALE MORTGAGE, LLC 4 6.21% $6,743
M&T Bank 4 4.41% $5,029
MountainOne Bank 4 4.00% $4,053
Kittredge Mortgage Corporation 4 5.44% $11,314
ACADEMY MORTGAGE CORPORATION 3 5.58% $5,056
Berkshire Bank 3 3.33% $4,225
First Republic Bank 3 3.67% $5,640
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.00% $7,748
Mr. Cooper ( Nationstar Mortgage ) 3 4.75% $7,927
NEW ENGLAND FEDERAL CREDIT UNION 3 4.17% $3,195
Webster Bank 3 3.92% $6,092
MOVEMENT MORTGAGE, LLC 2 3.84% $6,118
HOME POINT FINANCIAL CORPORATION 2 4.19% $16,055
HOMESTEAD FUNDING CORP. 2 5.63% $3,476
Community Bank 2 4.63% $0
KeyBank 2 4.94% $6,097
AMERISAVE MORTGAGE CORPORATION 2 5.00% $3,924
Bangor Savings Bank 2 4.69% $4,906
Flagstar Bank, FSB 2 4.58% $4,526
City National Bank 2 2.75% $6,359
PNC Bank 2 5.81% $8,707
Mascoma Bank 2 4.44% $8,977
CIBC Bank USA 2 3.13% $6,220
DRAPER AND KRAMER MORTGAGE CORP. 2 5.75% $3,409
BNY Mellon 2 3.31% $15,177
CROSSCOUNTRY MORTGAGE, LLC 2 4.25% $11,271
BOKF 1 3.75% $4,679
People's United Bank 1 2.88% $7,542
Poli Mortgage Group, Inc. 1 5.13% $6,194
Premium Mortgage Corporation 1 5.88% $5,005
BETTER MORTGAGE CORPORATION 1 4.50% $7,736
QUORUM FEDERAL CREDIT UNION 1 6.00% $6,905
RADIUS FINANCIAL GROUP INC. 1 5.88% $5,184
Stifel Bank and Trust 1 3.50% $4,742
Bar Harbor Bank & Trust 1 3.75% $7,153
TOTAL MORTGAGE SERVICES, LLC 1 7.38% $6,482
Truist 1 3.25% $5,053
Union Bank 1 4.75% $9,150
United Bank 1 5.63% $5,342
United Nations Federal Credit Union 1 2.75% $5,563
EMBRACE HOME LOANS, INC. 1 5.88% $7,145
Evolve Bank & Trust 1 5.50% $5,085
Fidelity Bank 1 6.25% $6,176
First Guaranty Mortgage Corporation 1 6.25% $6,976
FINANCE OF AMERICA MORTGAGE LLC 1 4.25% $10,169
Firstrust Savings Bank 1 6.38% $11,664
FREEDOM MORTGAGE CORPORATION 1 7.13% $6,126
Goldman Sachs Bank USA 1 2.45% $5,499
GUARANTEED RATE, INC. 1 3.63% $4,807
GuardHill Financial Corp. 1 5.25% $5,620
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $5,293
CMG MORTGAGE, INC. 1 5.25% $4,170
LAKEVIEW LOAN SERVICING, LLC 1 3.50% $3,362
Charles Schwab Bank, SSB 1 4.13% $5,848
AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $11,240
BROKER SOLUTIONS, INC. 1 5.63% $5,057
NATIONS RELIABLE LENDING, LLC 1 6.75% $12,402
NBKC BANK 1 5.13% $2,947
Amalgamated Bank 1 3.38% $4,343

Bennington Average Closing Costs & Other Stats

Bennington, VT's 78 lenders originated 686 loans during 2022. The total origination value was $202,790,000, with an average loan value of $295,612.

Bennington's average closing costs are $4,989.

The top Bennington lender as defined by loan originations is QUICKEN LOANS, LLC, with 41 loans originated. Their average total fees are $6,986, which is $1,121 higher than the next largest lender, Advisors Mortgage Group, L.L.C..

The lowest fee Bennington lenders (with over 10 loans originated) are Wells Fargo Bank ($4,691), LOANDEPOT.COM, LLC ($4,999), VERMONT STATE EMPLOYEES ($5,121), NORTHEAST HOME LOAN, LLC ($5,267) and Advisors Mortgage Group, L.L.C. ($5,865).

The lowest rate Bennington lenders (with over 10 loans originated) are Bank of America (3.34%), Wells Fargo Bank (3.99%), LOANDEPOT.COM, LLC (4.60%), Advisors Mortgage Group, L.L.C. (4.63%) and JPMorgan Chase Bank (4.72%).

Bennington, VT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $31,050,000 $19,175,000 -38.2% 9.5%
JPMorgan Chase Bank $9,180,000 $12,325,000 34.3% 6.1%
Advisors Mortgage Group, L.L.C. $17,725,000 $9,985,000 -43.7% 4.9%
Citizens Bank $6,815,000 $9,705,000 42.4% 4.8%
Bank of America $3,995,000 $9,605,000 140.4% 4.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,305,000 $8,745,000 38.7% 4.3%
Citibank $5,740,000 $6,915,000 20.5% 3.4%
TD Bank $3,875,000 $5,950,000 53.5% 2.9%
Wells Fargo Bank $8,590,000 $5,600,000 -34.8% 2.8%
NORTHEAST HOME LOAN, LLC $9,450,000 $5,485,000 -42.0% 2.7%
VERMONT STATE EMPLOYEES $7,395,000 $4,625,000 -37.5% 2.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,990,000 $4,240,000 -29.2% 2.1%
LOANDEPOT.COM, LLC $5,615,000 $4,185,000 -25.5% 2.1%
M&T Bank $915,000 $3,870,000 323.0% 1.9%
GREYLOCK $3,015,000 $3,755,000 24.5% 1.9%
U.S. Bank $4,950,000 $3,510,000 -29.1% 1.7%
Morgan Stanley Private Bank $3,645,000 $3,155,000 -13.4% 1.6%
Berkshire Bank $4,930,000 $3,145,000 -36.2% 1.6%
Fairfield County Bank $325,000 $3,085,000 849.2% 1.5%
Adams Community Bank $2,910,000 $3,005,000 3.3% 1.5%
NBT Bank $175,000 $2,885,000 1,548.6% 1.4%
BNY Mellon $1,785,000 $2,420,000 35.6% 1.2%
Mortgage Research Center, LLC $2,170,000 $2,270,000 4.6% 1.1%
People's United Bank $3,665,000 $1,925,000 -47.5% 0.9%
Goldman Sachs Bank USA $1,235,000 $1,875,000 51.8% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $3,170,000 $1,860,000 -41.3% 0.9%
Kittredge Mortgage Corporation $1,840,000 n/a 0.9%
AMERISAVE MORTGAGE CORPORATION $1,825,000 $1,755,000 -3.8% 0.9%
Charles Schwab Bank, SSB $765,000 $1,710,000 123.5% 0.8%
CIBC Bank USA $1,710,000 n/a 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,340,000 $1,710,000 -60.6% 0.8%
City National Bank $655,000 $1,670,000 155.0% 0.8%
HOME POINT FINANCIAL CORPORATION $3,350,000 $1,645,000 -50.9% 0.8%
TrustCo Bank $4,090,000 $1,630,000 -60.1% 0.8%
EMM LOANS LLC $3,520,000 $1,620,000 -54.0% 0.8%
Stifel Bank and Trust $2,885,000 $1,535,000 -46.8% 0.8%
Webster Bank $1,415,000 n/a 0.7%
CROSSCOUNTRY MORTGAGE, LLC $2,385,000 $1,345,000 -43.6% 0.7%
PENNYMAC LOAN SERVICES, LLC $4,590,000 $1,330,000 -71.0% 0.7%
Mascoma Bank $2,355,000 $1,320,000 -43.9% 0.7%
DRAPER AND KRAMER MORTGAGE CORP. $1,345,000 $1,315,000 -2.2% 0.6%
MountainOne Bank $1,715,000 $1,315,000 -23.3% 0.6%
Independent Bank $1,305,000 n/a 0.6%
Community Bank $3,985,000 $1,275,000 -68.0% 0.6%
MOVEMENT MORTGAGE, LLC $2,315,000 $1,245,000 -46.2% 0.6%
ACADEMY MORTGAGE CORPORATION $1,260,000 $1,230,000 -2.4% 0.6%
GUARANTEED RATE, INC. $5,125,000 $1,215,000 -76.3% 0.6%
First Republic Bank $2,530,000 $1,185,000 -53.2% 0.6%
KeyBank $1,645,000 $1,170,000 -28.9% 0.6%
Bangor Savings Bank $145,000 $1,125,000 675.9% 0.6%
UNITED WHOLESALE MORTGAGE, LLC $1,970,000 $1,105,000 -43.9% 0.5%
Bar Harbor Bank & Trust $335,000 $1,035,000 209.0% 0.5%
NAVY FEDERAL CREDIT UNION $680,000 $940,000 38.2% 0.5%
NEW ENGLAND FEDERAL CREDIT UNION $1,505,000 $935,000 -37.9% 0.5%
FREEDOM MORTGAGE CORPORATION $3,595,000 $825,000 -77.1% 0.4%
BETTER MORTGAGE CORPORATION $4,030,000 $820,000 -79.7% 0.4%
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $1,090,000 $705,000 -35.3% 0.3%
EMBRACE HOME LOANS, INC. $670,000 $660,000 -1.5% 0.3%
BROKER SOLUTIONS, INC. $2,215,000 $650,000 -70.7% 0.3%
PNC Bank $460,000 $645,000 40.2% 0.3%
HOMESTEAD FUNDING CORP. $2,520,000 $625,000 -75.2% 0.3%
USAA Federal Savings Bank $1,165,000 $580,000 -50.2% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $565,000 n/a 0.3%
GuardHill Financial Corp. $780,000 $555,000 -28.8% 0.3%
The Camden National Bank $555,000 n/a 0.3%
Union Bank $555,000 n/a 0.3%
AMERICAN FINANCING CORPORATION $300,000 $530,000 76.7% 0.3%
CMG MORTGAGE, INC. $550,000 $530,000 -3.6% 0.3%
Fidelity Bank $165,000 $505,000 206.1% 0.2%
United Bank $495,000 n/a 0.2%
Evolve Bank & Trust $445,000 n/a 0.2%
QUORUM FEDERAL CREDIT UNION $295,000 $445,000 50.8% 0.2%
Farmers Bank & Trust $385,000 n/a 0.2%
AMERICAN INTERNET MORTGAGE, INC. $375,000 n/a 0.2%
NATIONS RELIABLE LENDING, LLC $375,000 n/a 0.2%
United Nations Federal Credit Union $365,000 n/a 0.2%
DIGITAL Federal Credit Union $490,000 $355,000 -27.6% 0.2%
Flagstar Bank, FSB $975,000 $335,000 -65.6% 0.2%
Arvest Bank $390,000 $325,000 -16.7% 0.2%
BNC National Bank $1,045,000 $305,000 -70.8% 0.2%
Firstrust Savings Bank $305,000 n/a 0.2%
Poli Mortgage Group, Inc. $305,000 n/a 0.2%
Valley National Bank $305,000 n/a 0.2%
Premium Mortgage Corporation $295,000 n/a 0.1%
Discover Bank $150,000 $270,000 80.0% 0.1%
EVERETT FINANCIAL, INC. $155,000 $265,000 71.0% 0.1%
Carrington Mortgage Services, LLC $265,000 $260,000 -1.9% 0.1%
Bethpage Federal Credit Union $425,000 $255,000 -40.0% 0.1%
Farm Credit East, ACA $295,000 $255,000 -13.6% 0.1%
Amalgamated Bank $245,000 n/a 0.1%
BOKF $375,000 $245,000 -34.7% 0.1%
Lakeland Bank $235,000 n/a 0.1%
LENDINGONE, LLC $225,000 n/a 0.1%
NBKC BANK $1,065,000 $225,000 -78.9% 0.1%
Truist $1,160,000 $225,000 -80.6% 0.1%
IMPAC MORTGAGE CORP. $215,000 n/a 0.1%
REVERSE MORTGAGE FUNDING LLC $210,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $195,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $250,000 $195,000 -22.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $195,000 $175,000 -10.3% 0.1%
TOTAL MORTGAGE SERVICES, LLC $390,000 $175,000 -55.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,320,000 $165,000 -87.5% 0.1%
United States Senate Federal Credit Union $145,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $135,000 n/a 0.1%
First Guaranty Mortgage Corporation $235,000 $135,000 -42.6% 0.1%
RADIUS FINANCIAL GROUP INC. $135,000 n/a 0.1%
GEORGIA'S OWN $125,000 $125,000 0.0% 0.1%
Vermont Federal Credit Union $430,000 $115,000 -73.3% 0.1%
AMERICAN ADVISORS GROUP $55,000 $105,000 90.9% 0.1%
SPRING EQ, LLC $105,000 n/a 0.1%
UTILITIES EMPLOYEES CREDIT UNION $105,000 n/a 0.1%
AFFINITY $305,000 $95,000 -68.9% 0.0%
Figure Lending LLC $90,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 $75,000 -34.8% 0.0%
TCT $95,000 $65,000 -31.6% 0.0%
GREENWOOD $35,000 n/a 0.0%

Bennington's top lender by overall market share is QUICKEN LOANS, LLC, with 9.5% market share. In second place, with 6.1%, is JPMorgan Chase Bank, having originated $12,325,000 in loans. In third place, with 4.9%, is Advisors Mortgage Group, L.L.C., having originated $9,985,000 in loans. In fourth place, with 4.8%, is Citizens Bank, having originated $9,705,000 in loans. In fifth place, with 4.7%, is Bank of America, having originated $9,605,000 in loans.


Bennington Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $331,750 (7.3%) $469,389 (2.9%) 0.00 487
2018-02-01 $336,900 (7.0%) $476,404 (3.2%) 0.00 470
2018-03-01 $335,000 (5.5%) $467,953 (1.4%) 0.00 470
2018-04-01 $327,000 (2.2%) $460,525 (-0.9%) 0.00 471
2018-05-01 $322,000 (0.8%) $453,494 (-2.2%) 0.00 481
2018-06-01 $328,900 (5.4%) $448,591 (-2.2%) 0.00 520
2018-07-01 $332,350 (4.2%) $449,029 (-3.6%) 0.00 546
2018-08-01 $329,750 (3.4%) $458,917 (-1.2%) 0.00 560
2018-09-01 $334,900 (2.4%) $473,383 (2.4%) 0.00 546
2018-10-01 $337,000 (0.6%) $476,428 (1.9%) 0.00 552
2018-11-01 $329,000 (-1.0%) $468,097 (-0.8%) 0.00 525
2018-12-01 $334,950 (1.7%) $480,391 (2.4%) 0.00 489
2019-01-01 $342,225 (3.2%) $475,213 (1.2%) 0.00 457
2019-02-01 $344,975 (2.4%) $469,033 (-1.6%) 0.00 453
2019-03-01 $345,571 (3.2%) $480,455 (2.7%) 0.00 437
2019-04-01 $342,225 (4.7%) $487,067 (5.8%) 0.00 425
2019-05-01 $332,000 (3.1%) $468,012 (3.2%) 0.00 426
2019-06-01 $329,900 (0.3%) $466,008 (3.9%) 0.00 435
2019-07-01 $343,450 (3.3%) $483,782 (7.7%) 0.00 471
2019-08-01 $346,336 (5.0%) $494,207 (7.7%) 0.00 460
2019-09-01 $348,341 (4.0%) $500,500 (5.7%) 0.00 440
2019-10-01 $349,677 (3.8%) $501,759 (5.3%) 0.00 426
2019-11-01 $349,900 (6.4%) $500,678 (7.0%) 0.00 398
2019-12-01 $349,450 (4.3%) $507,430 (5.6%) 0.00 387
2020-01-01 $345,500 (1.0%) $497,590 (4.7%) 0.00 370
2020-02-01 $339,000 (-1.7%) $495,796 (5.7%) 0.00 351
2020-03-01 $347,750 (0.6%) $515,560 (7.3%) 0.00 339
2020-04-01 $349,450 (2.1%) $531,092 (9.0%) 0.00 317
2020-05-01 $349,000 (5.1%) $522,053 (11.6%) 0.00 308
2020-06-01 $348,825 (5.7%) $525,726 (12.8%) 0.00 295
2020-07-01 $349,100 (1.7%) $569,628 (17.7%) 0.00 287
2020-08-01 $364,800 (5.3%) $607,010 (22.8%) 0.00 253
2020-09-01 $398,550 (14.4%) $607,945 (21.5%) 0.00 225
2020-10-01 $396,550 (13.4%) $622,991 (24.2%) 0.00 203
2020-11-01 $422,250 (20.7%) $694,785 (38.8%) 0.00 167
2020-12-01 $440,750 (26.1%) $718,705 (41.6%) 0.00 159
2021-01-01 $409,900 (18.6%) $705,714 (41.8%) 0.00 145
2021-02-01 $362,475 (6.9%) $676,138 (36.4%) 0.00 130
2021-03-01 $392,250 (12.8%) $709,388 (37.6%) 0.00 112
2021-04-01 $426,500 (22.1%) $738,800 (39.1%) 0.00 107
2021-05-01 $495,000 (41.8%) $751,911 (44.0%) 0.00 112
2021-06-01 $477,000 (36.7%) $752,795 (43.2%) 0.00 129
2021-07-01 $439,000 (25.8%) $736,052 (29.2%) 0.00 136
2021-08-01 $437,475 (19.9%) $726,299 (19.7%) 0.00 132
2021-09-01 $443,750 (11.3%) $703,387 (15.7%) 0.00 135
2021-10-01 $450,000 (13.5%) $720,235 (15.6%) 0.00 110
2021-11-01 $449,450 (6.4%) $677,210 (-2.5%) 0.00 91
2021-12-01 $439,500 (-0.3%) $676,189 (-5.9%) 0.00 78
2022-01-01 $425,000 (3.7%) $708,442 (0.4%) 0.00 59
2022-02-01 $449,950 (24.1%) $716,005 (5.9%) 0.00 55
2022-03-01 $437,425 (11.5%) $696,894 (-1.8%) 0.00 55
2022-04-01 $450,000 (5.5%) $757,228 (2.5%) 0.00 57
2022-05-01 $462,000 (-6.7%) $818,981 (8.9%) 0.00 73
2022-06-01 $467,000 (-2.1%) $844,626 (12.2%) 0.00 102
2022-07-01 $499,000 (13.7%) $843,383 (14.6%) 0.00 121
2022-08-01 $549,500 (25.6%) $895,507 (23.3%) 0.00 109
2022-09-01 $550,000 (23.9%) $941,175 (33.8%) 0.00 100
2022-10-01 $507,000 (12.7%) $859,487 (19.3%) 0.00 98
2022-11-01 $476,000 (5.9%) $833,164 (23.0%) 0.00 85
2022-12-01 $479,000 (9.0%) $817,594 (20.9%) 0.00 77
2023-01-01 $491,000 (15.5%) $839,126 (18.5%) 0.00 73
2023-02-01 $566,000 (25.8%) $886,082 (23.8%) 0.00 63
2023-03-01 $477,000 (9.1%) $831,966 (19.4%) 0.00 58
2023-04-01 $464,000 (3.1%) $850,183 (12.3%) 0.00 54
2023-05-01 $562,500 (21.8%) $905,899 (10.6%) 0.00 58
2023-06-01 $609,125 (30.4%) $995,876 (17.9%) 0.00 62
2023-07-01 $569,000 (14.0%) $870,825 (3.3%) 0.00 72
2023-08-01 $571,750 (4.1%) $906,093 (1.2%) 0.00 72
2023-09-01 $575,000 (4.6%) $865,680 (-8.0%) 0.00 89
2023-10-01 $579,450 (14.3%) $949,311 (10.5%) 0.00 96
Bennington's median listing price for 2023-10-01 was $579,450, a difference of $72,450 (14.3%) versus the prior year and $4,450 versus the prior month.

Bennington's median listing price comes in at 0% of the national average.

Bennington's average listing price for 2023-10-01 was $949,311, a difference of $89,824 (10.5%) versus the prior year and $83,631 versus the prior month.

For the 2023-10-01 period, Bennington had 96 MLS listings, a difference of 7 listings (8%) versus the prior month and -2 listings (-2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,335 sqft
2018-02-01 0 days 2,340 sqft
2018-03-01 0 days 2,335 sqft
2018-04-01 0 days 2,312 sqft
2018-05-01 0 days 2,319 sqft
2018-06-01 0 days 2,344 sqft
2018-07-01 0 days 2,392 sqft
2018-08-01 0 days 2,414 sqft
2018-09-01 0 days 2,427 sqft
2018-10-01 0 days 2,454 sqft
2018-11-01 0 days 2,429 sqft
2018-12-01 0 days 2,495 sqft
2019-01-01 0 days 2,494 sqft
2019-02-01 0 days 2,469 sqft
2019-03-01 0 days 2,475 sqft
2019-04-01 0 days 2,481 sqft
2019-05-01 0 days 2,414 sqft
2019-06-01 0 days 2,400 sqft
2019-07-01 0 days 2,446 sqft
2019-08-01 0 days 2,435 sqft
2019-09-01 0 days 2,443 sqft
2019-10-01 0 days 2,439 sqft
2019-11-01 0 days 2,408 sqft
2019-12-01 0 days 2,402 sqft
2020-01-01 0 days 2,363 sqft
2020-02-01 0 days 2,391 sqft
2020-03-01 0 days 2,472 sqft
2020-04-01 0 days 2,468 sqft
2020-05-01 0 days 2,417 sqft
2020-06-01 0 days 2,433 sqft
2020-07-01 0 days 2,444 sqft
2020-08-01 0 days 2,532 sqft
2020-09-01 0 days 2,460 sqft
2020-10-01 0 days 2,388 sqft
2020-11-01 0 days 2,650 sqft
2020-12-01 0 days 2,599 sqft
2021-01-01 0 days 2,550 sqft
2021-02-01 0 days 2,336 sqft
2021-03-01 0 days 2,396 sqft
2021-04-01 0 days 2,401 sqft
2021-05-01 0 days 2,550 sqft
2021-06-01 0 days 2,499 sqft
2021-07-01 0 days 2,408 sqft
2021-08-01 0 days 2,351 sqft
2021-09-01 0 days 2,362 sqft
2021-10-01 0 days 2,360 sqft
2021-11-01 0 days 2,208 sqft
2021-12-01 0 days 2,161 sqft
2022-01-01 0 days 2,322 sqft
2022-02-01 0 days 2,311 sqft
2022-03-01 0 days 1,930 sqft
2022-04-01 0 days 2,012 sqft
2022-05-01 0 days 2,207 sqft
2022-06-01 0 days 2,283 sqft
2022-07-01 0 days 2,476 sqft
2022-08-01 0 days 2,582 sqft
2022-09-01 0 days 2,584 sqft
2022-10-01 0 days 2,543 sqft
2022-11-01 0 days 2,359 sqft
2022-12-01 0 days 2,350 sqft
2023-01-01 0 days 2,441 sqft
2023-02-01 0 days 2,665 sqft
2023-03-01 0 days 2,502 sqft
2023-04-01 0 days 2,496 sqft
2023-05-01 0 days 2,771 sqft
2023-06-01 0 days 2,910 sqft
2023-07-01 0 days 2,920 sqft
2023-08-01 0 days 2,948 sqft
2023-09-01 0 days 2,588 sqft
2023-10-01 0 days 2,689 sqft
Bennington's median listing age (time on market) for 2023-10-01 was 0 days.

Bennington's median square footage for active listings during the 2023-10-01 period was 2,689 sqft. One year prior, the average listing was 2,543 sqft.

Bennington, VT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 333 $112,935,000 $339,144
Cash Out Refi 126 $30,230,000 $239,921
Home Improvement 85 $14,805,000 $174,176
Refi 85 $19,935,000 $234,529
Other 57 $24,885,000 $436,579

Bennington's most frequently cited loan purpose was Home Purchase, with 333 originations. The 2nd most popular reason was Cash Out Refi, with 126 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 174 $57,300,000 $329,310
4-5% 150 $45,140,000 $300,933
5-6% 148 $37,190,000 $251,284
2.5-3% 73 $27,795,000 $380,753
6-7% 65 $15,945,000 $245,308
<2.5% 40 $13,150,000 $328,750
7-8% 17 $3,955,000 $232,647
Over 8% 17 $1,865,000 $109,706

During 2022, Bennington's most frequently originated rate bucket was 3-4%, with 174 originations.

Loan Sizing (Bennington, VT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 229 $64,105,000 $279,934
$100k-200k 218 $32,790,000 $150,413
$100,000 or less 101 $5,465,000 $54,109
$400k-600k 78 $37,570,000 $481,667
$600k-1000k 35 $25,495,000 $728,429
$Over $1MM 25 $37,365,000 $1,494,600

Bennington's loan sizing saw the bucket of loans from $200k-400k with 229 originations, totaling $64,105,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 235 $89,295,000 $379,979
80-100% 209 $69,255,000 $331,364
40-60% 90 $23,920,000 $265,778
20-40% 81 $14,665,000 $181,049
Under 20% 63 $3,765,000 $59,762
Over 100% 4 $980,000 $245,000

Bennington's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 235 originations, totaling $89,295,000 in origination value.