Bennington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bennington averaged 6.52% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.75% and one month ago for the week of 2023-02-09, the average rate was 6.14%.

    Bennington's average rate one year ago was 4.07%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.51%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Bennington 30 Year Fixed Rate 2023-03-16 6.52%
    Bennington 30 Year Fixed Rate Refi 2023-03-16 6.51%
    Bennington 15 Year Fixed Rate 2023-03-16 6.03%
    Bennington 15 Year Fixed Rate Refi 2023-03-16 5.96%
    Bennington 30 Year FHA 2023-03-16 6.39%
    Bennington 30 Year FHA Refi 2023-03-16 6.79%
    Bennington 30 Year USDA 2023-03-16 7.13%
    Bennington 30 Year VA 2023-03-16 6.74%
    Bennington 30 Year VA Refi 2023-03-16 6%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bennington, VT.

    Bennington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bennington, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    QUICKEN LOANS, LLC 78 3.00% $5,333
    Advisors Mortgage Group, L.L.C. 47 3.09% $4,463
    NORTHEAST HOME LOAN, LLC 25 3.09% $5,460
    VERMONT STATE EMPLOYEES 24 3.03% $4,369
    JPMorgan Chase Bank 18 2.92% $3,799
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 3.11% $5,071
    PRIMELENDING, A PLAINSCAPITAL COMPANY 15 3.38% $4,218
    HOMEBRIDGE FINANCIAL SERVICES, INC. 13 3.27% $4,557
    Wells Fargo Bank 13 2.86% $6,685
    GUARANTEED RATE, INC. 11 3.07% $4,304
    GREYLOCK 10 3.22% $3,122
    Adams Community Bank 10 3.18% $3,053
    U.S. Bank 9 2.71% $5,294
    LOANDEPOT.COM, LLC 9 3.02% $4,426
    Mr. Cooper ( Nationstar Mortgage ) 9 3.17% $7,069
    BROKER SOLUTIONS, INC. 9 3.12% $4,235
    BETTER MORTGAGE CORPORATION 9 2.79% $8,127
    HOME POINT FINANCIAL CORPORATION 8 3.08% $7,297
    Bank of America 8 2.69% $7,148
    People's United Bank 8 3.06% $4,001
    EMM LOANS LLC 8 2.87% $5,863
    Community Bank 7 3.16% $2,464
    Citibank 7 2.80% $5,541
    UBS Bank USA 7 2.75% $6,594
    Citizens Bank 7 3.00% $5,931
    Berkshire Bank 6 2.98% $4,504
    First Republic Bank 6 3.03% $4,248
    MountainOne Bank 5 3.23% $3,980
    Morgan Stanley Private Bank 5 2.57% $5,946
    TD Bank 5 2.80% $4,099
    Mascoma Bank 5 3.08% $5,375
    MOVEMENT MORTGAGE, LLC 5 3.05% $4,785
    UNITED WHOLESALE MORTGAGE, LLC 5 2.92% $5,252
    AMERISAVE MORTGAGE CORPORATION 4 3.13% $7,373
    DRAPER AND KRAMER MORTGAGE CORP. 4 2.84% $4,011
    PENNYMAC LOAN SERVICES, LLC 4 3.25% $4,034
    TrustCo Bank 4 3.12% $1,570
    ACADEMY MORTGAGE CORPORATION 3 3.13% $5,155
    BNC National Bank 3 2.92% $5,486
    Flagstar Bank, FSB 3 3.08% $5,597
    HOMESTEAD FUNDING CORP. 3 3.33% $2,791
    Northpointe Bank 3 3.00% $7,210
    Stifel Bank and Trust 3 2.88% $3,781
    TOTAL MORTGAGE SERVICES, LLC 2 3.19% $4,103
    CROSSCOUNTRY MORTGAGE, LLC 2 2.87% $8,598
    PNC Bank 2 3.06% $3,326
    NEW ENGLAND FEDERAL CREDIT UNION 2 3.06% $3,500
    CMG MORTGAGE, INC. 2 3.13% $5,877
    CALIBER HOME LOANS, INC. 2 3.04% $3,751
    EMBRACE HOME LOANS, INC. 2 3.06% $5,240
    First Home Bank 2 3.25% $10,136
    PENTAGON FEDERAL CREDIT UNION 2 2.88% $3,811
    Vermont Federal Credit Union 2 3.00% $2,719
    M&T Bank 2 3.00% $4,263
    Wyndham Capital Mortgage, Inc. 2 3.06% $896
    GuardHill Financial Corp. 2 3.00% $6,114
    KeyBank 2 2.69% $4,554
    CHURCHILL MORTGAGE CORPORATION 1 3.25% $3,980
    PLANET HOME LENDING, LLC 1 2.99% $5,915
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.75% $3,944
    Charles Schwab Bank, SSB 1 3.13% $2,197
    Quontic Bank 1 3.25% $4,777
    Simmons Bank 1 3.13% $4,329
    SOFI LENDING CORP. 1 2.88% $5,178
    STEARNS LENDING, LLC 1 3.00% $3,773
    BOKF 1 2.88% $5,560
    Toyota Financial Savings Bank 1 3.00% $5,475
    Truist 1 2.75% $5,924
    BNY Mellon 1 2.63% $8,999
    Bethpage Federal Credit Union 1 3.00% $6,665
    Baxter Credit Union 1 2.63% $2,950
    Unity Bank 1 2.63% $3,725
    USAlliance Federal Credit Union 1 2.75% $6,362
    Bar Harbor Bank & Trust 1 3.38% $3,753
    Arvest Bank 1 3.25% $3,536
    Goldman Sachs Bank USA 1 2.95% $5,369
    Glens Falls National Bank and Trust Company 1 3.25% $4,844
    HARBORONE MORTGAGE, LLC 1 2.75% $3,895
    FREEDOM MORTGAGE CORPORATION 1 3.25% $1,128
    AMERICAN FINANCING CORPORATION 1 3.25% $3,750
    First Federal Bank of Kansas City 1 2.63% $7,021
    Fairfield County Bank 1 3.13% $3,266
    Mortgage Research Center, LLC 1 2.88% $5,370
    Easthampton Savings Bank 1 3.00% $3,105
    Colonial Savings, F.A. 1 3.00% $6,275
    MSA MORTGAGE, LLC 1 3.38% $4,433
    Navigant Credit Union 1 3.38% $5,937
    NBKC BANK 1 2.63% $2,581
    WILLIAM RAVEIS MORTGAGE, LLC 1 3.50% $3,041
    City National Bank 1 2.91% $4,840
    PeoplesBank 1 2.88% $5,518

    Bennington Average Closing Costs & Other Stats

    Bennington, VT's 91 lenders originated 1,010 loans during 2021. The total origination value was $261,910,000, with an average loan value of $259,317.

    Bennington's average closing costs are $4,597.

    The top Bennington lender as defined by loan originations is QUICKEN LOANS, LLC, with 78 loans originated. Their average total fees are $5,333, which is $870 higher than the next largest lender, Advisors Mortgage Group, L.L.C..

    The lowest fee Bennington lenders (with over 10 loans originated) are Adams Community Bank ($3,053), GREYLOCK ($3,122), JPMorgan Chase Bank ($3,799), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,218) and GUARANTEED RATE, INC. ($4,304).

    The lowest rate Bennington lenders (with over 10 loans originated) are Wells Fargo Bank (2.86%), JPMorgan Chase Bank (2.92%), QUICKEN LOANS, LLC (3.00%), VERMONT STATE EMPLOYEES (3.03%) and GUARANTEED RATE, INC. (3.07%).

    Bennington, VT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $27,615,000 $31,050,000 12.4% 11.9%
    Advisors Mortgage Group, L.L.C. $11,080,000 $17,725,000 60.0% 6.8%
    NORTHEAST HOME LOAN, LLC $7,835,000 $9,450,000 20.6% 3.6%
    JPMorgan Chase Bank $13,205,000 $9,180,000 -30.5% 3.5%
    Wells Fargo Bank $8,460,000 $8,590,000 1.5% 3.3%
    VERMONT STATE EMPLOYEES $7,375,000 $7,395,000 0.3% 2.8%
    Citizens Bank $7,100,000 $6,815,000 -4.0% 2.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,425,000 $6,305,000 -1.9% 2.4%
    UBS Bank USA $5,285,000 $6,300,000 19.2% 2.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $6,280,000 $5,990,000 -4.6% 2.3%
    Citibank $2,445,000 $5,740,000 134.8% 2.2%
    LOANDEPOT.COM, LLC $4,475,000 $5,615,000 25.5% 2.1%
    GUARANTEED RATE, INC. $1,480,000 $5,125,000 246.3% 2.0%
    U.S. Bank $3,350,000 $4,950,000 47.8% 1.9%
    Berkshire Bank $3,260,000 $4,930,000 51.2% 1.9%
    PENNYMAC LOAN SERVICES, LLC $115,000 $4,590,000 3,891.3% 1.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $825,000 $4,340,000 426.1% 1.7%
    TrustCo Bank $2,560,000 $4,090,000 59.8% 1.6%
    BETTER MORTGAGE CORPORATION $4,030,000 n/a 1.5%
    Bank of America $8,310,000 $3,995,000 -51.9% 1.5%
    Community Bank $1,190,000 $3,985,000 234.9% 1.5%
    TD Bank $7,945,000 $3,875,000 -51.2% 1.5%
    People's United Bank $4,765,000 $3,665,000 -23.1% 1.4%
    Morgan Stanley Private Bank $1,690,000 $3,645,000 115.7% 1.4%
    FREEDOM MORTGAGE CORPORATION $3,790,000 $3,595,000 -5.1% 1.4%
    EMM LOANS LLC $1,570,000 $3,520,000 124.2% 1.3%
    HOME POINT FINANCIAL CORPORATION $455,000 $3,350,000 636.3% 1.3%
    Mr. Cooper ( Nationstar Mortgage ) $895,000 $3,170,000 254.2% 1.2%
    GREYLOCK $3,425,000 $3,015,000 -12.0% 1.2%
    Adams Community Bank $2,020,000 $2,910,000 44.1% 1.1%
    Stifel Bank and Trust $1,675,000 $2,885,000 72.2% 1.1%
    First Republic Bank $185,000 $2,530,000 1,267.6% 1.0%
    HOMESTEAD FUNDING CORP. $5,770,000 $2,520,000 -56.3% 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $800,000 $2,385,000 198.1% 0.9%
    Mascoma Bank $695,000 $2,355,000 238.8% 0.9%
    MOVEMENT MORTGAGE, LLC $175,000 $2,315,000 1,222.9% 0.9%
    BROKER SOLUTIONS, INC. $470,000 $2,215,000 371.3% 0.8%
    Mortgage Research Center, LLC $3,180,000 $2,170,000 -31.8% 0.8%
    Northpointe Bank $455,000 $2,145,000 371.4% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $410,000 $1,970,000 380.5% 0.8%
    AMERISAVE MORTGAGE CORPORATION $945,000 $1,825,000 93.1% 0.7%
    BNY Mellon $1,210,000 $1,785,000 47.5% 0.7%
    MountainOne Bank $1,300,000 $1,715,000 31.9% 0.7%
    KeyBank $880,000 $1,645,000 86.9% 0.6%
    NEW ENGLAND FEDERAL CREDIT UNION $240,000 $1,505,000 527.1% 0.6%
    DRAPER AND KRAMER MORTGAGE CORP. $550,000 $1,345,000 144.5% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $1,075,000 $1,320,000 22.8% 0.5%
    ACADEMY MORTGAGE CORPORATION $830,000 $1,260,000 51.8% 0.5%
    Goldman Sachs Bank USA $1,005,000 $1,235,000 22.9% 0.5%
    USAA Federal Savings Bank $2,475,000 $1,165,000 -52.9% 0.4%
    Truist Bank $835,000 $1,160,000 38.9% 0.4%
    MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $1,090,000 n/a 0.4%
    NBKC BANK $445,000 $1,065,000 139.3% 0.4%
    BNC National Bank $435,000 $1,045,000 140.2% 0.4%
    Baxter Credit Union $175,000 $1,005,000 474.3% 0.4%
    Flagstar Bank, FSB $195,000 $975,000 400.0% 0.4%
    First Home Bank $125,000 $970,000 676.0% 0.4%
    Manufacturers and Traders Trust Company $650,000 $915,000 40.8% 0.3%
    Wyndham Capital Mortgage, Inc. $825,000 n/a 0.3%
    Glens Falls National Bank and Trust Company $160,000 $785,000 390.6% 0.3%
    GuardHill Financial Corp. $780,000 n/a 0.3%
    Charles Schwab Bank, SSB $765,000 n/a 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $470,000 $755,000 60.6% 0.3%
    CALIBER HOME LOANS, INC. $515,000 $750,000 45.6% 0.3%
    PENTAGON FEDERAL CREDIT UNION $570,000 $705,000 23.7% 0.3%
    NAVY FEDERAL CREDIT UNION $930,000 $680,000 -26.9% 0.3%
    EMBRACE HOME LOANS, INC. $670,000 n/a 0.3%
    City National Bank $655,000 n/a 0.3%
    USAlliance Federal Credit Union $635,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $345,000 $605,000 75.4% 0.2%
    CMG MORTGAGE, INC. $420,000 $550,000 31.0% 0.2%
    DIGITAL Federal Credit Union $320,000 $490,000 53.1% 0.2%
    PLANET HOME LENDING, LLC $275,000 $475,000 72.7% 0.2%
    PNC Bank $1,185,000 $460,000 -61.2% 0.2%
    Navigant Credit Union $455,000 n/a 0.2%
    SOFI LENDING CORP. $125,000 $450,000 260.0% 0.2%
    Nations Lending Corporation $125,000 $445,000 256.0% 0.2%
    Vermont Federal Credit Union $430,000 n/a 0.2%
    Bethpage Federal Credit Union $245,000 $425,000 73.5% 0.2%
    Bank of England $400,000 $405,000 1.3% 0.2%
    First Federal Bank of Kansas City $405,000 n/a 0.2%
    Toyota Financial Savings Bank $405,000 n/a 0.2%
    Arvest Bank $690,000 $390,000 -43.5% 0.1%
    TOTAL MORTGAGE SERVICES, LLC $490,000 $390,000 -20.4% 0.1%
    North American Savings Bank, F.S.B. $1,025,000 $385,000 -62.4% 0.1%
    RELIANCE FIRST CAPITAL, LLC $380,000 n/a 0.1%
    BOKF $375,000 n/a 0.1%
    NEWREZ LLC $470,000 $350,000 -25.5% 0.1%
    Quontic Bank $345,000 n/a 0.1%
    Bar Harbor Bank & Trust $105,000 $335,000 219.0% 0.1%
    Fairfield County Bank $375,000 $325,000 -13.3% 0.1%
    GUARANTEED RATE AFFINITY, LLC $660,000 $325,000 -50.8% 0.1%
    AFFINITY $305,000 n/a 0.1%
    MSA MORTGAGE, LLC $305,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $300,000 n/a 0.1%
    PHH Mortgage Corporation $145,000 $300,000 106.9% 0.1%
    Farm Credit East, ACA $295,000 n/a 0.1%
    QUORUM FEDERAL CREDIT UNION $295,000 n/a 0.1%
    Colonial Savings, F.A. $285,000 n/a 0.1%
    Carrington Mortgage Services, LLC $265,000 n/a 0.1%
    Envision Bank $375,000 $255,000 -32.0% 0.1%
    TOWER $255,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $250,000 n/a 0.1%
    First Guaranty Mortgage Corporation $235,000 n/a 0.1%
    PeoplesBank $215,000 n/a 0.1%
    Unity Bank $215,000 n/a 0.1%
    Simmons Bank $205,000 n/a 0.1%
    HARBORONE MORTGAGE, LLC $345,000 $195,000 -43.5% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $400,000 $195,000 -51.3% 0.1%
    NBT Bank $6,150,000 $175,000 -97.2% 0.1%
    SCIENT Federal Credit Union $175,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $165,000 n/a 0.1%
    Fidelity Bank $165,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $155,000 n/a 0.1%
    NFM, INC. $155,000 n/a 0.1%
    Discover Bank $150,000 n/a 0.1%
    Bangor Savings Bank $265,000 $145,000 -45.3% 0.1%
    LENDERFI, INC. $145,000 n/a 0.1%
    STEARNS LENDING, LLC $145,000 n/a 0.1%
    WILLIAM RAVEIS MORTGAGE, LLC $145,000 n/a 0.1%
    Easthampton Savings Bank $135,000 n/a 0.1%
    Service Federal Credit Union $135,000 n/a 0.1%
    GEORGIA'S OWN $125,000 n/a 0.0%
    DOMINION FINANCIAL SERVICES, LLC $115,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.0%
    TCT $105,000 $95,000 -9.5% 0.0%
    AMERICAN ADVISORS GROUP $105,000 $55,000 -47.6% 0.0%

    Bennington's top lender by overall market share is QUICKEN LOANS, LLC, with 11.9% market share. In second place, with 6.8%, is Advisors Mortgage Group, L.L.C., having originated $17,725,000 in loans. In third place, with 3.6%, is NORTHEAST HOME LOAN, LLC, having originated $9,450,000 in loans. In fourth place, with 3.5%, is JPMorgan Chase Bank, having originated $9,180,000 in loans. In fifth place, with 3.3%, is Wells Fargo Bank, having originated $8,590,000 in loans.

    Bennington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $331,750 (7.3%) $469,389 (2.9%) 0.00 487
    2018-02-01 $336,900 (7.0%) $476,404 (3.2%) 0.00 470
    2018-03-01 $335,000 (5.5%) $467,953 (1.4%) 0.00 470
    2018-04-01 $327,000 (2.2%) $460,525 (-0.9%) 0.00 471
    2018-05-01 $322,000 (0.8%) $453,494 (-2.2%) 0.00 481
    2018-06-01 $328,900 (5.4%) $448,591 (-2.2%) 0.00 520
    2018-07-01 $332,350 (4.2%) $449,029 (-3.6%) 0.00 546
    2018-08-01 $329,750 (3.4%) $458,917 (-1.2%) 0.00 560
    2018-09-01 $334,900 (2.4%) $473,383 (2.4%) 0.00 546
    2018-10-01 $337,000 (0.6%) $476,428 (1.8%) 0.00 552
    2018-11-01 $329,000 (-1.0%) $468,097 (-0.8%) 0.00 525
    2018-12-01 $334,950 (1.7%) $480,391 (2.4%) 0.00 489
    2019-01-01 $342,225 (3.2%) $475,213 (1.2%) 0.00 457
    2019-02-01 $344,975 (2.4%) $469,033 (-1.6%) 0.00 453
    2019-03-01 $345,571 (3.2%) $480,455 (2.7%) 0.00 438
    2019-04-01 $342,225 (4.7%) $487,067 (5.8%) 0.00 426
    2019-05-01 $332,000 (3.1%) $468,012 (3.2%) 0.00 426
    2019-06-01 $329,900 (0.3%) $466,008 (3.9%) 0.00 435
    2019-07-01 $343,450 (3.3%) $483,782 (7.7%) 0.00 471
    2019-08-01 $346,336 (5.0%) $494,207 (7.7%) 0.00 460
    2019-09-01 $348,341 (4.0%) $500,500 (5.7%) 0.00 440
    2019-10-01 $349,677 (3.8%) $501,759 (5.3%) 0.00 426
    2019-11-01 $349,900 (6.4%) $500,678 (7.0%) 0.00 398
    2019-12-01 $349,450 (4.3%) $507,430 (5.6%) 0.00 387
    2020-01-01 $345,500 (1.0%) $497,590 (4.7%) 0.00 370
    2020-02-01 $339,000 (-1.7%) $495,796 (5.7%) 0.00 351
    2020-03-01 $347,750 (0.6%) $515,560 (7.3%) 0.00 339
    2020-04-01 $349,450 (2.1%) $531,092 (9.0%) 0.00 317
    2020-05-01 $349,000 (5.1%) $522,053 (11.6%) 0.00 308
    2020-06-01 $348,825 (5.7%) $525,726 (12.8%) 0.00 295
    2020-07-01 $349,100 (1.7%) $569,628 (17.7%) 0.00 287
    2020-08-01 $364,800 (5.3%) $607,010 (22.8%) 0.00 253
    2020-09-01 $398,550 (14.4%) $607,945 (21.5%) 0.00 225
    2020-10-01 $396,550 (13.4%) $622,991 (24.2%) 0.00 203
    2020-11-01 $422,250 (20.7%) $694,785 (38.8%) 0.00 167
    2020-12-01 $440,750 (26.1%) $718,705 (41.6%) 0.00 159
    2021-01-01 $409,900 (18.6%) $705,714 (41.8%) 0.00 145
    2021-02-01 $362,475 (6.9%) $676,138 (36.4%) 0.00 130
    2021-03-01 $392,250 (12.8%) $709,388 (37.6%) 0.00 112
    2021-04-01 $426,500 (22.1%) $738,800 (39.1%) 0.00 107
    2021-05-01 $495,000 (41.8%) $751,911 (44.0%) 0.00 112
    2021-06-01 $477,000 (36.7%) $752,795 (43.2%) 0.00 129
    2021-07-01 $439,000 (25.8%) $736,052 (29.2%) 0.00 136
    2021-08-01 $437,475 (19.9%) $726,299 (19.7%) 0.00 132
    2021-09-01 $443,750 (11.3%) $703,387 (15.7%) 0.00 135
    2021-10-01 $450,000 (13.5%) $720,235 (15.6%) 0.00 110
    2021-11-01 $449,450 (6.4%) $677,210 (-2.5%) 0.00 91
    2021-12-01 $439,500 (-0.3%) $676,189 (-5.9%) 0.00 78
    2022-01-01 $425,000 (3.7%) $708,442 (0.4%) 0.00 59
    2022-02-01 $449,950 (24.1%) $716,005 (5.9%) 0.00 55
    2022-03-01 $437,425 (11.5%) $696,894 (-1.8%) 0.00 55
    2022-04-01 $450,000 (5.5%) $757,228 (2.5%) 0.00 57
    2022-05-01 $462,000 (-6.7%) $818,981 (8.9%) 0.00 73
    2022-06-01 $467,000 (-2.1%) $844,626 (12.2%) 0.00 102
    2022-07-01 $499,000 (13.7%) $843,383 (14.6%) 0.00 121
    2022-08-01 $549,500 (25.6%) $895,507 (23.3%) 0.00 109
    2022-09-01 $550,000 (23.9%) $941,175 (33.8%) 0.00 100
    2022-10-01 $507,000 (12.7%) $859,487 (19.3%) 0.00 98
    2022-11-01 $476,000 (5.9%) $833,164 (23.0%) 0.00 85
    2022-12-01 $479,000 (9.0%) $817,594 (20.9%) 0.00 77
    2023-01-01 $491,000 (15.5%) $839,126 (18.5%) 0.00 73
    2023-02-01 $566,000 (25.8%) $886,082 (23.8%) 0.00 63
    Bennington's median listing price for 2023-02-01 was $566,000, a difference of $116,050 (25.8%) versus the prior year and $75,000 versus the prior month.

    Bennington's median listing price comes in at 0% of the national average.

    Bennington's average listing price for 2023-02-01 was $886,082, a difference of $170,077 (23.8%) versus the prior year and $46,956 versus the prior month.

    For the 2023-02-01 period, Bennington had 63 MLS listings, a difference of -10 listings (-14%) versus the prior month and 8 listings (15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,335 sqft
    2018-02-01 0 days 2,340 sqft
    2018-03-01 0 days 2,335 sqft
    2018-04-01 0 days 2,312 sqft
    2018-05-01 0 days 2,319 sqft
    2018-06-01 0 days 2,344 sqft
    2018-07-01 0 days 2,392 sqft
    2018-08-01 0 days 2,414 sqft
    2018-09-01 0 days 2,427 sqft
    2018-10-01 0 days 2,454 sqft
    2018-11-01 0 days 2,429 sqft
    2018-12-01 0 days 2,495 sqft
    2019-01-01 0 days 2,494 sqft
    2019-02-01 0 days 2,469 sqft
    2019-03-01 0 days 2,475 sqft
    2019-04-01 0 days 2,481 sqft
    2019-05-01 0 days 2,414 sqft
    2019-06-01 0 days 2,400 sqft
    2019-07-01 0 days 2,446 sqft
    2019-08-01 0 days 2,435 sqft
    2019-09-01 0 days 2,443 sqft
    2019-10-01 0 days 2,439 sqft
    2019-11-01 0 days 2,408 sqft
    2019-12-01 0 days 2,402 sqft
    2020-01-01 0 days 2,363 sqft
    2020-02-01 0 days 2,391 sqft
    2020-03-01 0 days 2,472 sqft
    2020-04-01 0 days 2,468 sqft
    2020-05-01 0 days 2,417 sqft
    2020-06-01 0 days 2,433 sqft
    2020-07-01 0 days 2,444 sqft
    2020-08-01 0 days 2,532 sqft
    2020-09-01 0 days 2,460 sqft
    2020-10-01 0 days 2,388 sqft
    2020-11-01 0 days 2,650 sqft
    2020-12-01 0 days 2,599 sqft
    2021-01-01 0 days 2,550 sqft
    2021-02-01 0 days 2,336 sqft
    2021-03-01 0 days 2,396 sqft
    2021-04-01 0 days 2,401 sqft
    2021-05-01 0 days 2,550 sqft
    2021-06-01 0 days 2,499 sqft
    2021-07-01 0 days 2,408 sqft
    2021-08-01 0 days 2,351 sqft
    2021-09-01 0 days 2,362 sqft
    2021-10-01 0 days 2,360 sqft
    2021-11-01 0 days 2,208 sqft
    2021-12-01 0 days 2,161 sqft
    2022-01-01 0 days 2,322 sqft
    2022-02-01 0 days 2,311 sqft
    2022-03-01 0 days 1,930 sqft
    2022-04-01 0 days 2,012 sqft
    2022-05-01 0 days 2,207 sqft
    2022-06-01 0 days 2,283 sqft
    2022-07-01 0 days 2,476 sqft
    2022-08-01 0 days 2,582 sqft
    2022-09-01 0 days 2,584 sqft
    2022-10-01 0 days 2,543 sqft
    2022-11-01 0 days 2,359 sqft
    2022-12-01 0 days 2,350 sqft
    2023-01-01 0 days 2,441 sqft
    2023-02-01 0 days 2,665 sqft
    Bennington's median listing age (time on market) for 2023-02-01 was 0 days.

    Bennington's median square footage for active listings during the 2023-02-01 period was 2,665 sqft. One year prior, the average listing was 2,311 sqft.

    Bennington, VT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 422 $130,280,000 $308,720
    Refi 333 $71,095,000 $213,498
    Cash Out Refi 171 $43,935,000 $256,930
    Home Improvement 54 $8,400,000 $155,556
    Other 30 $8,200,000 $273,333

    Bennington's most frequently cited loan purpose was Home Purchase, with 422 originations. The 2nd most popular reason was Refi, with 333 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 469 $136,375,000 $290,778
    3-4% 330 $75,640,000 $229,212
    <2.5% 169 $44,695,000 $264,467
    4-5% 32 $4,380,000 $136,875
    7-8% 4 $190,000 $47,500
    5-6% 3 $395,000 $131,667
    6-7% 1 $25,000 $25,000
    Over 8% 1 $115,000 $115,000

    During 2021, Bennington's most frequently originated rate bucket was 2.5-3%, with 469 originations.

    Loan Sizing (Bennington, VT MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 398 $59,690,000 $149,975
    $200k-400k 351 $97,475,000 $277,707
    $400k-600k 106 $50,360,000 $475,094
    $100,000 or less 102 $6,210,000 $60,882
    $600k-1000k 39 $28,535,000 $731,667
    $Over $1MM 14 $19,640,000 $1,402,857

    Bennington's loan sizing saw the bucket of loans from $100k-200k with 398 originations, totaling $59,690,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 381 $114,225,000 $299,803
    80-100% 330 $91,200,000 $276,364
    40-60% 158 $37,290,000 $236,013
    20-40% 67 $10,705,000 $159,776
    Under 20% 47 $2,625,000 $55,851
    Over 100% 2 $840,000 $420,000

    Bennington's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 381 originations, totaling $114,225,000 in origination value.