Bennington Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bennington averaged 6.77% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 6.61% and one month ago for the week of 2024-05-09, the average rate was 7.11%.

Bennington's average rate one year ago was 6.53%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.45%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Bennington 30 Year Fixed Rate 2024-06-13 6.77%
Bennington 30 Year Fixed Rate Refi 2024-06-13 7.45%
Bennington 15 Year Fixed Rate 2024-06-13 5.97%
Bennington 15 Year Fixed Rate Refi 2024-06-13 6.77%
Bennington 30 Year FHA 2024-06-13 6.51%
Bennington 30 Year FHA Refi 2024-06-13 6.51%
Bennington 30 Year USDA 2024-06-13 6.81%
Bennington 30 Year USDA Refi 2024-06-13 6.51%
Bennington 30 Year VA 2024-06-13 6.42%
Bennington 30 Year VA Refi 2024-06-13 6.22%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bennington, VT.

Bennington Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bennington, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 19 6.75% $7,826
Advisors Mortgage Group, L.L.C. 16 7.05% $6,631
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.86% $6,848
Adams Community Bank 9 5.47% $3,441
NORTHEAST HOME LOAN, LLC 8 6.47% $6,894
Community Bank 8 6.80% $427
GREYLOCK 7 5.61% $4,156
Union Bank 7 7.21% $9,323
NEW ENGLAND FEDERAL CREDIT UNION 6 6.60% $5,284
Bank of America 6 6.23% $7,435
EMM LOANS LLC 6 7.23% $9,036
U.S. Bank 4 5.94% $5,714
M&T Bank 4 5.78% $6,411
Kittredge Mortgage Corporation 4 6.75% $11,862
Citibank 4 5.13% $5,487
AMERISAVE MORTGAGE CORPORATION 3 6.50% $6,106
Mascoma Bank 3 6.21% $10,474
Wells Fargo Bank 3 6.08% $6,503
DRAPER AND KRAMER MORTGAGE CORP. 3 6.92% $10,002
JPMorgan Chase Bank 3 6.46% $12,107
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.81% $6,284
Berkshire Bank 2 5.94% $6,367
CMG MORTGAGE, INC. 2 7.31% $4,728
EVERETT FINANCIAL, INC. 2 6.25% $10,659
Leader Bank 2 7.00% $5,678
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.75% $6,548
Northpointe Bank 2 6.63% $12,585
TD Bank 2 6.44% $4,321
Truist 2 6.79% $6,484
Vermont Federal Credit Union 2 6.94% $5,602
Mr. Cooper ( Nationstar Mortgage ) 1 6.50% $9,747
GUARANTEED RATE, INC. 1 7.13% $10,309
UNITED WHOLESALE MORTGAGE, LLC 1 6.50% $9,349
NBKC BANK 1 8.00% $4,694
GUARANTEED RATE AFFINITY, LLC 1 6.63% $12,027
Farm Credit East, ACA 1 8.25% $11,340
USAA Federal Savings Bank 1 7.00% $8,049
PENNYMAC LOAN SERVICES, LLC 1 6.88% $5,745
PLANET HOME LENDING, LLC 1 6.88% $9,158
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.25% $11,376
ACADEMY MORTGAGE CORPORATION 1 7.38% $5,522
Citizens Bank 1 7.50% $12,298
Barrington Bank & Trust Company, N.A. 1 7.25% $5,895
The Central Trust Bank 1 7.63% $7,976
TOTAL MORTGAGE SERVICES, LLC 1 7.13% $12,221
Bar Harbor Bank & Trust 1 7.75% $10,298
TrustCo Bank 1 5.75% $1,954
KeyBank 1 6.63% $10,072
BROKER SOLUTIONS, INC. 1 6.50% $12,597
GUILD MORTGAGE COMPANY 1 6.00% $9,047
Morgan Stanley Private Bank 1 6.70% $2,581
Mortgage Research Center, LLC 1 6.63% $2,410
MountainOne Bank 1 5.88% $4,305

Bennington Average Closing Costs & Other Stats

Bennington, VT's 53 lenders originated 429 loans during 2023. The total origination value was $125,795,000, with an average loan value of $293,228.

Bennington's average closing costs are $5,228.

The top Bennington lender as defined by loan originations is QUICKEN LOANS, LLC, with 19 loans originated. Their average total fees are $7,826, which is $1,195 higher than the next largest lender, Advisors Mortgage Group, L.L.C..

The lowest fee Bennington lenders (with over 10 loans originated) are Advisors Mortgage Group, L.L.C. ($6,631), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,848), QUICKEN LOANS, LLC ($7,826), .

The lowest rate Bennington lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.75%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.86%), Advisors Mortgage Group, L.L.C. (7.05%), .

Bennington, VT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Barings Multifamily Capital $12,115,000 n/a 9.6%
QUICKEN LOANS, LLC $19,175,000 $7,290,000 -62.0% 5.8%
Advisors Mortgage Group, L.L.C. $9,985,000 $6,395,000 -36.0% 5.1%
NEW ENGLAND FEDERAL CREDIT UNION $935,000 $6,365,000 580.7% 5.1%
Bank of America $9,605,000 $6,075,000 -36.8% 4.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,745,000 $5,105,000 -41.6% 4.1%
Union Bank $555,000 $5,080,000 815.3% 4.0%
GREYLOCK $3,755,000 $3,535,000 -5.9% 2.8%
Mascoma Bank $1,320,000 $3,365,000 154.9% 2.7%
M&T Bank $3,870,000 $3,365,000 -13.0% 2.7%
Mortgage Research Center, LLC $2,270,000 $3,305,000 45.6% 2.6%
Citibank $6,915,000 $3,290,000 -52.4% 2.6%
NORTHEAST HOME LOAN, LLC $5,485,000 $3,120,000 -43.1% 2.5%
Berkshire Bank $3,145,000 $3,045,000 -3.2% 2.4%
Citizens Bank $9,705,000 $3,015,000 -68.9% 2.4%
U.S. Bank $3,510,000 $2,840,000 -19.1% 2.3%
Adams Community Bank $3,005,000 $2,710,000 -9.8% 2.2%
JPMorgan Chase Bank $12,325,000 $2,630,000 -78.7% 2.1%
Community Bank $1,275,000 $2,260,000 77.3% 1.8%
EMM LOANS LLC $1,620,000 $2,210,000 36.4% 1.8%
TD Bank $5,950,000 $2,180,000 -63.4% 1.7%
Wells Fargo Bank $5,600,000 $2,055,000 -63.3% 1.6%
DRAPER AND KRAMER MORTGAGE CORP. $1,315,000 $1,745,000 32.7% 1.4%
Truist $225,000 $1,530,000 580.0% 1.2%
Farm Credit East, ACA $255,000 $1,510,000 492.2% 1.2%
Kittredge Mortgage Corporation $1,840,000 $1,460,000 -20.7% 1.2%
Leader Bank $1,440,000 n/a 1.1%
Vermont Federal Credit Union $115,000 $1,350,000 1,073.9% 1.1%
EVERETT FINANCIAL, INC. $265,000 $1,170,000 341.5% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $1,105,000 $1,140,000 3.2% 0.9%
Bar Harbor Bank & Trust $1,035,000 $1,085,000 4.8% 0.9%
Baxter Credit Union $1,005,000 n/a 0.8%
Northpointe Bank $1,000,000 n/a 0.8%
MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $985,000 462.9% 0.8%
CMG MORTGAGE, INC. $530,000 $925,000 74.5% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,240,000 $845,000 -80.1% 0.7%
The Federal Savings Bank $795,000 n/a 0.6%
LOANDEPOT.COM, LLC $4,185,000 $780,000 -81.4% 0.6%
ACADEMY MORTGAGE CORPORATION $1,230,000 $750,000 -39.0% 0.6%
BROKER SOLUTIONS, INC. $650,000 $745,000 14.6% 0.6%
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $705,000 $730,000 3.5% 0.6%
TrustCo Bank $1,630,000 $680,000 -58.3% 0.5%
GUARANTEED RATE AFFINITY, LLC $655,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $1,755,000 $630,000 -64.1% 0.5%
Barrington Bank & Trust Company, N.A. $195,000 $545,000 179.5% 0.4%
Figure Lending LLC $90,000 $510,000 466.7% 0.4%
GUARANTEED RATE, INC. $1,215,000 $505,000 -58.4% 0.4%
LONGBRIDGE FINANCIAL, LLC $480,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $1,330,000 $475,000 -64.3% 0.4%
Hometown Equity Mortgage, LLC $455,000 n/a 0.4%
KeyBank $1,170,000 $455,000 -61.1% 0.4%
The Central Trust Bank $445,000 n/a 0.4%
PENTAGON FEDERAL CREDIT UNION $440,000 n/a 0.3%
The Adirondack Trust Company $415,000 n/a 0.3%
NAVY FEDERAL CREDIT UNION $940,000 $405,000 -56.9% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $395,000 n/a 0.3%
RELIANCE FIRST CAPITAL, LLC $380,000 n/a 0.3%
FINANCE OF AMERICA REVERSE LLC $370,000 n/a 0.3%
NORWICH COMMERCIAL GROUP, INC. $350,000 n/a 0.3%
NBKC BANK $225,000 $345,000 53.3% 0.3%
CARDINAL FINANCIAL $135,000 $315,000 133.3% 0.3%
Morgan Stanley Private Bank $3,155,000 $315,000 -90.0% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $1,345,000 $285,000 -78.8% 0.2%
TEACHERS $275,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $825,000 $255,000 -69.1% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,860,000 $245,000 -86.8% 0.2%
USAA Federal Savings Bank $580,000 $235,000 -59.5% 0.2%
GUILD MORTGAGE COMPANY $225,000 n/a 0.2%
PLANET HOME LENDING, LLC $225,000 n/a 0.2%
MountainOne Bank $1,315,000 $220,000 -83.3% 0.2%
Flagstar Bank, FSB $335,000 $205,000 -38.8% 0.2%
PNC Bank $645,000 $205,000 -68.2% 0.2%
TOTAL MORTGAGE SERVICES, LLC $175,000 $205,000 17.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,710,000 $185,000 -89.2% 0.1%
DIGITAL Federal Credit Union $355,000 $175,000 -50.7% 0.1%
LEADERONE FINANCIAL CORPORATION $145,000 n/a 0.1%
Carrington Mortgage Services, LLC $260,000 $125,000 -51.9% 0.1%
DOMINION FINANCIAL SERVICES, LLC $75,000 $125,000 66.7% 0.1%
Community National Bank $115,000 n/a 0.1%
Glens Falls National Bank and Trust Company $115,000 n/a 0.1%
21ST MORTGAGE CORPORATION $110,000 n/a 0.1%
NORTH COUNTRY $75,000 n/a 0.1%
USAlliance Federal Credit Union $75,000 n/a 0.1%
SPRING EQ, LLC $105,000 $65,000 -38.1% 0.1%

Bennington's top lender by overall market share is Barings Multifamily Capital, with 9.6% market share. In second place, with 5.8%, is QUICKEN LOANS, LLC, having originated $7,290,000 in loans. In third place, with 5.1%, is Advisors Mortgage Group, L.L.C., having originated $6,395,000 in loans. In fourth place, with 5.1%, is NEW ENGLAND FEDERAL CREDIT UNION, having originated $6,365,000 in loans. In fifth place, with 4.8%, is Bank of America, having originated $6,075,000 in loans.


Bennington Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $330,250 (7.6%) $468,924 (2.9%) 0.00 487
2018-02-01 $335,000 (7.3%) $475,937 (3.2%) 0.00 469
2018-03-01 $335,000 (5.7%) $467,470 (1.4%) 0.00 468
2018-04-01 $327,000 (2.2%) $460,026 (-0.9%) 0.00 470
2018-05-01 $321,375 (1.4%) $452,995 (-2.2%) 0.00 480
2018-06-01 $328,800 (6.2%) $448,591 (-2.1%) 0.00 519
2018-07-01 $332,350 (4.2%) $449,029 (-3.6%) 0.00 546
2018-08-01 $329,750 (3.4%) $458,917 (-1.2%) 0.00 560
2018-09-01 $334,900 (3.1%) $473,383 (2.5%) 0.00 546
2018-10-01 $337,000 (0.6%) $476,226 (1.9%) 0.00 551
2018-11-01 $329,000 (-0.6%) $467,665 (-0.8%) 0.00 524
2018-12-01 $334,900 (1.6%) $479,946 (2.4%) 0.00 488
2019-01-01 $341,950 (3.5%) $474,728 (1.2%) 0.00 456
2019-02-01 $344,925 (3.0%) $468,532 (-1.6%) 0.00 452
2019-03-01 $345,264 (3.1%) $479,964 (2.7%) 0.00 436
2019-04-01 $341,975 (4.6%) $486,582 (5.8%) 0.00 424
2019-05-01 $332,000 (3.3%) $467,493 (3.2%) 0.00 425
2019-06-01 $329,900 (0.3%) $465,569 (3.8%) 0.00 435
2019-07-01 $345,000 (3.8%) $483,805 (7.7%) 0.00 472
2019-08-01 $346,336 (5.0%) $494,201 (7.7%) 0.00 460
2019-09-01 $348,341 (4.0%) $500,484 (5.7%) 0.00 441
2019-10-01 $349,677 (3.8%) $501,743 (5.4%) 0.00 427
2019-11-01 $349,900 (6.4%) $500,664 (7.1%) 0.00 399
2019-12-01 $349,675 (4.4%) $507,398 (5.7%) 0.00 388
2020-01-01 $345,500 (1.0%) $497,531 (4.8%) 0.00 371
2020-02-01 $339,000 (-1.7%) $495,739 (5.8%) 0.00 352
2020-03-01 $348,125 (0.8%) $515,443 (7.4%) 0.00 340
2020-04-01 $349,475 (2.2%) $530,920 (9.1%) 0.00 318
2020-05-01 $349,000 (5.1%) $521,910 (11.6%) 0.00 309
2020-06-01 $348,825 (5.7%) $524,817 (12.7%) 0.00 297
2020-07-01 $349,450 (1.3%) $569,294 (17.7%) 0.00 288
2020-08-01 $379,900 (9.7%) $606,470 (22.7%) 0.00 254
2020-09-01 $398,775 (14.5%) $607,654 (21.4%) 0.00 225
2020-10-01 $395,000 (13.0%) $622,991 (24.2%) 0.00 203
2020-11-01 $423,250 (21.0%) $695,596 (38.9%) 0.00 167
2020-12-01 $439,500 (25.7%) $716,684 (41.3%) 0.00 158
2021-01-01 $404,000 (16.9%) $704,212 (41.5%) 0.00 144
2021-02-01 $362,450 (6.9%) $674,224 (36.0%) 0.00 129
2021-03-01 $387,500 (11.3%) $707,467 (37.3%) 0.00 111
2021-04-01 $424,000 (21.3%) $737,061 (38.8%) 0.00 106
2021-05-01 $492,000 (41.0%) $750,453 (43.8%) 0.00 111
2021-06-01 $477,000 (36.7%) $751,521 (43.2%) 0.00 128
2021-07-01 $434,000 (24.2%) $734,674 (29.1%) 0.00 135
2021-08-01 $434,750 (14.4%) $724,792 (19.5%) 0.00 131
2021-09-01 $437,500 (9.7%) $701,754 (15.5%) 0.00 134
2021-10-01 $449,900 (13.9%) $720,247 (15.6%) 0.00 108
2021-11-01 $449,000 (6.1%) $675,807 (-2.8%) 0.00 89
2021-12-01 $428,750 (-2.5%) $676,423 (-5.6%) 0.00 77
2022-01-01 $425,000 (5.2%) $708,442 (0.6%) 0.00 59
2022-02-01 $449,950 (24.1%) $717,520 (6.4%) 0.00 55
2022-03-01 $437,425 (12.9%) $696,894 (-1.5%) 0.00 55
2022-04-01 $450,000 (6.1%) $757,228 (2.7%) 0.00 57
2022-05-01 $462,000 (-6.1%) $818,981 (9.1%) 0.00 73
2022-06-01 $467,000 (-2.1%) $844,626 (12.4%) 0.00 102
2022-07-01 $499,000 (15.0%) $843,383 (14.8%) 0.00 121
2022-08-01 $549,500 (26.4%) $895,507 (23.6%) 0.00 109
2022-09-01 $550,000 (25.7%) $941,175 (34.1%) 0.00 100
2022-10-01 $507,000 (12.7%) $859,487 (19.3%) 0.00 98
2022-11-01 $476,000 (6.0%) $833,164 (23.3%) 0.00 85
2022-12-01 $479,000 (11.7%) $817,594 (20.9%) 0.00 77
2023-01-01 $491,000 (15.5%) $839,126 (18.5%) 0.00 73
2023-02-01 $566,000 (25.8%) $886,082 (23.5%) 0.00 63
2023-03-01 $477,000 (9.1%) $831,966 (19.4%) 0.00 58
2023-04-01 $464,000 (3.1%) $850,183 (12.3%) 0.00 54
2023-05-01 $570,000 (23.4%) $906,117 (10.6%) 0.00 58
2023-06-01 $609,125 (30.4%) $995,876 (17.9%) 0.00 62
2023-07-01 $569,000 (14.0%) $870,825 (3.3%) 0.00 72
2023-08-01 $571,750 (4.1%) $906,093 (1.2%) 0.00 72
2023-09-01 $575,000 (4.6%) $865,680 (-8.0%) 0.00 89
2023-10-01 $579,450 (14.3%) $949,311 (10.5%) 0.00 96
2023-11-01 $550,000 (15.6%) $1,011,265 (21.4%) 0.00 90
2023-12-01 $612,000 (27.8%) $1,064,126 (30.2%) 0.00 84
2024-01-01 $699,000 (42.4%) $1,099,900 (31.1%) 0.00 80
2024-02-01 $705,500 (24.7%) $1,101,987 (24.4%) 0.00 78
2024-03-01 $725,000 (52.0%) $1,051,957 (26.4%) 0.00 68
2024-04-01 $681,000 (46.8%) $927,370 (9.1%) 0.00 67
2024-05-01 $693,000 (21.6%) $972,792 (7.4%) 0.00 78
Bennington's median listing price for 2024-05-01 was $693,000, a difference of $123,000 (21.6%) versus the prior year and $12,000 versus the prior month.

Bennington's median listing price comes in at 0% of the national average.

Bennington's average listing price for 2024-05-01 was $972,792, a difference of $66,675 (7.4%) versus the prior year and $45,422 versus the prior month.

For the 2024-05-01 period, Bennington had 78 MLS listings, a difference of 11 listings (16%) versus the prior month and 20 listings (34%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,330 sqft
2018-02-01 0 days 2,337 sqft
2018-03-01 0 days 2,335 sqft
2018-04-01 0 days 2,305 sqft
2018-05-01 0 days 2,318 sqft
2018-06-01 0 days 2,342 sqft
2018-07-01 0 days 2,392 sqft
2018-08-01 0 days 2,414 sqft
2018-09-01 0 days 2,424 sqft
2018-10-01 0 days 2,449 sqft
2018-11-01 0 days 2,422 sqft
2018-12-01 0 days 2,490 sqft
2019-01-01 0 days 2,491 sqft
2019-02-01 0 days 2,466 sqft
2019-03-01 0 days 2,474 sqft
2019-04-01 0 days 2,480 sqft
2019-05-01 0 days 2,412 sqft
2019-06-01 0 days 2,400 sqft
2019-07-01 0 days 2,451 sqft
2019-08-01 0 days 2,436 sqft
2019-09-01 0 days 2,444 sqft
2019-10-01 0 days 2,440 sqft
2019-11-01 0 days 2,419 sqft
2019-12-01 0 days 2,404 sqft
2020-01-01 0 days 2,375 sqft
2020-02-01 0 days 2,396 sqft
2020-03-01 0 days 2,476 sqft
2020-04-01 0 days 2,476 sqft
2020-05-01 0 days 2,436 sqft
2020-06-01 0 days 2,446 sqft
2020-07-01 0 days 2,456 sqft
2020-08-01 0 days 2,553 sqft
2020-09-01 0 days 2,460 sqft
2020-10-01 0 days 2,388 sqft
2020-11-01 0 days 2,650 sqft
2020-12-01 0 days 2,597 sqft
2021-01-01 0 days 2,517 sqft
2021-02-01 0 days 2,327 sqft
2021-03-01 0 days 2,393 sqft
2021-04-01 0 days 2,400 sqft
2021-05-01 0 days 2,529 sqft
2021-06-01 0 days 2,484 sqft
2021-07-01 0 days 2,395 sqft
2021-08-01 0 days 2,342 sqft
2021-09-01 0 days 2,344 sqft
2021-10-01 0 days 2,360 sqft
2021-11-01 0 days 2,208 sqft
2021-12-01 0 days 2,167 sqft
2022-01-01 0 days 2,322 sqft
2022-02-01 0 days 2,305 sqft
2022-03-01 0 days 1,930 sqft
2022-04-01 0 days 2,012 sqft
2022-05-01 0 days 2,207 sqft
2022-06-01 0 days 2,283 sqft
2022-07-01 0 days 2,476 sqft
2022-08-01 0 days 2,582 sqft
2022-09-01 0 days 2,584 sqft
2022-10-01 0 days 2,543 sqft
2022-11-01 0 days 2,359 sqft
2022-12-01 0 days 2,350 sqft
2023-01-01 0 days 2,441 sqft
2023-02-01 0 days 2,665 sqft
2023-03-01 0 days 2,502 sqft
2023-04-01 0 days 2,496 sqft
2023-05-01 0 days 2,771 sqft
2023-06-01 0 days 2,910 sqft
2023-07-01 0 days 2,920 sqft
2023-08-01 0 days 2,948 sqft
2023-09-01 0 days 2,588 sqft
2023-10-01 0 days 2,689 sqft
2023-11-01 0 days 2,660 sqft
2023-12-01 0 days 2,701 sqft
2024-01-01 0 days 2,726 sqft
2024-02-01 0 days 2,730 sqft
2024-03-01 0 days 2,774 sqft
2024-04-01 0 days 2,462 sqft
2024-05-01 0 days 2,598 sqft
Bennington's median listing age (time on market) for 2024-05-01 was 0 days.

Bennington's median square footage for active listings during the 2024-05-01 period was 2,598 sqft. One year prior, the average listing was 2,771 sqft.

Bennington, VT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 233 $80,275,000 $344,528
Other 56 $7,960,000 $142,143
Home Improvement 53 $7,205,000 $135,943
Cash Out Refi 45 $10,205,000 $226,778
Refi 42 $20,150,000 $479,762

Bennington's most frequently cited loan purpose was Home Purchase, with 233 originations. The 2nd most popular reason was Other, with 56 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 160 $46,080,000 $288,000
7-8% 95 $24,375,000 $256,579
Over 8% 68 $11,730,000 $172,500
5-6% 67 $34,195,000 $510,373
4-5% 25 $7,545,000 $301,800
3-4% 7 $805,000 $115,000
<2.5% 5 $295,000 $59,000
2.5-3% 1 $355,000 $355,000

During 2023, Bennington's most frequently originated rate bucket was 6-7%, with 160 originations.

Loan Sizing (Bennington, VT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 136 $36,900,000 $271,324
$100k-200k 128 $18,730,000 $146,328
$100,000 or less 82 $4,400,000 $53,659
$400k-600k 44 $20,990,000 $477,045
$600k-1000k 30 $22,160,000 $738,667
$Over $1MM 9 $22,615,000 $2,512,778

Bennington's loan sizing saw the bucket of loans from $200k-400k with 136 originations, totaling $36,900,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 127 $41,605,000 $327,598
60-80% 98 $50,720,000 $517,551
40-60% 72 $17,690,000 $245,694
Under 20% 66 $4,580,000 $69,394
20-40% 64 $10,410,000 $162,656
Over 100% 1 $375,000 $375,000

Bennington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 127 originations, totaling $41,605,000 in origination value.