Bennington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bennington averaged 6.8% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 6.95% and one month ago for the week of 2023-10-19, the average rate was 7.14%.

    Bennington's average rate one year ago was 6.22%.

    For refis of the same type during the week of 2023-11-22, the average rate was 7.49%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Bennington 30 Year Fixed Rate 2023-11-22 6.8%
    Bennington 30 Year Fixed Rate Refi 2023-11-22 7.49%
    Bennington 15 Year Fixed Rate 2023-11-22 6.77%
    Bennington 15 Year Fixed Rate Refi 2023-11-22 6.87%
    Bennington 30 Year FHA 2023-11-22 -0.1%
    Bennington 30 Year FHA Refi 2023-11-22 0%
    Bennington 30 Year USDA 2023-11-22 0%
    Bennington 30 Year USDA Refi 2023-11-22 -0.2%
    Bennington 30 Year VA 2023-11-22 0.2%
    Bennington 30 Year VA Refi 2023-11-22 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bennington, VT.

    Bennington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bennington, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 41 4.77% $6,986
    Advisors Mortgage Group, L.L.C. 26 4.63% $5,865
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 25 5.72% $8,097
    NORTHEAST HOME LOAN, LLC 16 5.14% $5,267
    JPMorgan Chase Bank 14 4.72% $10,952
    VERMONT STATE EMPLOYEES 12 4.85% $5,121
    Wells Fargo Bank 11 3.99% $4,691
    Bank of America 11 3.34% $7,797
    LOANDEPOT.COM, LLC 10 4.60% $4,999
    Adams Community Bank 9 3.86% $2,988
    Citizens Bank 8 3.94% $5,336
    PRIMELENDING, A PLAINSCAPITAL COMPANY 8 4.59% $5,082
    GREYLOCK 8 3.45% $3,953
    TD Bank 8 3.66% $5,546
    U.S. Bank 7 5.03% $6,165
    Morgan Stanley Private Bank 5 3.47% $5,054
    Citibank 5 3.20% $9,131
    TrustCo Bank 4 4.78% $2,244
    EMM LOANS LLC 4 4.53% $4,898
    UNITED WHOLESALE MORTGAGE, LLC 4 6.21% $6,743
    M&T Bank 4 4.41% $5,029
    MountainOne Bank 4 4.00% $4,053
    Kittredge Mortgage Corporation 4 5.44% $11,314
    ACADEMY MORTGAGE CORPORATION 3 5.58% $5,056
    Berkshire Bank 3 3.33% $4,225
    First Republic Bank 3 3.67% $5,640
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.00% $7,748
    Mr. Cooper ( Nationstar Mortgage ) 3 4.75% $7,927
    NEW ENGLAND FEDERAL CREDIT UNION 3 4.17% $3,195
    Webster Bank 3 3.92% $6,092
    MOVEMENT MORTGAGE, LLC 2 3.84% $6,118
    HOME POINT FINANCIAL CORPORATION 2 4.19% $16,055
    HOMESTEAD FUNDING CORP. 2 5.63% $3,476
    Community Bank 2 4.63% $0
    KeyBank 2 4.94% $6,097
    AMERISAVE MORTGAGE CORPORATION 2 5.00% $3,924
    Bangor Savings Bank 2 4.69% $4,906
    Flagstar Bank, FSB 2 4.58% $4,526
    City National Bank 2 2.75% $6,359
    PNC Bank 2 5.81% $8,707
    Mascoma Bank 2 4.44% $8,977
    CIBC Bank USA 2 3.13% $6,220
    DRAPER AND KRAMER MORTGAGE CORP. 2 5.75% $3,409
    BNY Mellon 2 3.31% $15,177
    CROSSCOUNTRY MORTGAGE, LLC 2 4.25% $11,271
    BOKF 1 3.75% $4,679
    People's United Bank 1 2.88% $7,542
    Poli Mortgage Group, Inc. 1 5.13% $6,194
    Premium Mortgage Corporation 1 5.88% $5,005
    BETTER MORTGAGE CORPORATION 1 4.50% $7,736
    QUORUM FEDERAL CREDIT UNION 1 6.00% $6,905
    RADIUS FINANCIAL GROUP INC. 1 5.88% $5,184
    Stifel Bank and Trust 1 3.50% $4,742
    Bar Harbor Bank & Trust 1 3.75% $7,153
    TOTAL MORTGAGE SERVICES, LLC 1 7.38% $6,482
    Truist 1 3.25% $5,053
    Union Bank 1 4.75% $9,150
    United Bank 1 5.63% $5,342
    United Nations Federal Credit Union 1 2.75% $5,563
    EMBRACE HOME LOANS, INC. 1 5.88% $7,145
    Evolve Bank & Trust 1 5.50% $5,085
    Fidelity Bank 1 6.25% $6,176
    First Guaranty Mortgage Corporation 1 6.25% $6,976
    FINANCE OF AMERICA MORTGAGE LLC 1 4.25% $10,169
    Firstrust Savings Bank 1 6.38% $11,664
    FREEDOM MORTGAGE CORPORATION 1 7.13% $6,126
    Goldman Sachs Bank USA 1 2.45% $5,499
    GUARANTEED RATE, INC. 1 3.63% $4,807
    GuardHill Financial Corp. 1 5.25% $5,620
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $5,293
    CMG MORTGAGE, INC. 1 5.25% $4,170
    LAKEVIEW LOAN SERVICING, LLC 1 3.50% $3,362
    Charles Schwab Bank, SSB 1 4.13% $5,848
    AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $11,240
    BROKER SOLUTIONS, INC. 1 5.63% $5,057
    NATIONS RELIABLE LENDING, LLC 1 6.75% $12,402
    NBKC BANK 1 5.13% $2,947
    Amalgamated Bank 1 3.38% $4,343

    Bennington Average Closing Costs & Other Stats

    Bennington, VT's 78 lenders originated 686 loans during 2022. The total origination value was $202,790,000, with an average loan value of $295,612.

    Bennington's average closing costs are $4,989.

    The top Bennington lender as defined by loan originations is QUICKEN LOANS, LLC, with 41 loans originated. Their average total fees are $6,986, which is $1,121 higher than the next largest lender, Advisors Mortgage Group, L.L.C..

    The lowest fee Bennington lenders (with over 10 loans originated) are Wells Fargo Bank ($4,691), LOANDEPOT.COM, LLC ($4,999), VERMONT STATE EMPLOYEES ($5,121), NORTHEAST HOME LOAN, LLC ($5,267) and Advisors Mortgage Group, L.L.C. ($5,865).

    The lowest rate Bennington lenders (with over 10 loans originated) are Bank of America (3.34%), Wells Fargo Bank (3.99%), LOANDEPOT.COM, LLC (4.60%), Advisors Mortgage Group, L.L.C. (4.63%) and JPMorgan Chase Bank (4.72%).

    Bennington, VT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    QUICKEN LOANS, LLC $31,050,000 $19,175,000 -38.2% 9.5%
    JPMorgan Chase Bank $9,180,000 $12,325,000 34.3% 6.1%
    Advisors Mortgage Group, L.L.C. $17,725,000 $9,985,000 -43.7% 4.9%
    Citizens Bank $6,815,000 $9,705,000 42.4% 4.8%
    Bank of America $3,995,000 $9,605,000 140.4% 4.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,305,000 $8,745,000 38.7% 4.3%
    Citibank $5,740,000 $6,915,000 20.5% 3.4%
    TD Bank $3,875,000 $5,950,000 53.5% 2.9%
    Wells Fargo Bank $8,590,000 $5,600,000 -34.8% 2.8%
    NORTHEAST HOME LOAN, LLC $9,450,000 $5,485,000 -42.0% 2.7%
    VERMONT STATE EMPLOYEES $7,395,000 $4,625,000 -37.5% 2.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $5,990,000 $4,240,000 -29.2% 2.1%
    LOANDEPOT.COM, LLC $5,615,000 $4,185,000 -25.5% 2.1%
    M&T Bank $915,000 $3,870,000 323.0% 1.9%
    GREYLOCK $3,015,000 $3,755,000 24.5% 1.9%
    U.S. Bank $4,950,000 $3,510,000 -29.1% 1.7%
    Morgan Stanley Private Bank $3,645,000 $3,155,000 -13.4% 1.6%
    Berkshire Bank $4,930,000 $3,145,000 -36.2% 1.6%
    Fairfield County Bank $325,000 $3,085,000 849.2% 1.5%
    Adams Community Bank $2,910,000 $3,005,000 3.3% 1.5%
    NBT Bank $175,000 $2,885,000 1,548.6% 1.4%
    BNY Mellon $1,785,000 $2,420,000 35.6% 1.2%
    Mortgage Research Center, LLC $2,170,000 $2,270,000 4.6% 1.1%
    People's United Bank $3,665,000 $1,925,000 -47.5% 0.9%
    Goldman Sachs Bank USA $1,235,000 $1,875,000 51.8% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $3,170,000 $1,860,000 -41.3% 0.9%
    Kittredge Mortgage Corporation $1,840,000 n/a 0.9%
    AMERISAVE MORTGAGE CORPORATION $1,825,000 $1,755,000 -3.8% 0.9%
    Charles Schwab Bank, SSB $765,000 $1,710,000 123.5% 0.8%
    CIBC Bank USA $1,710,000 n/a 0.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $4,340,000 $1,710,000 -60.6% 0.8%
    City National Bank $655,000 $1,670,000 155.0% 0.8%
    HOME POINT FINANCIAL CORPORATION $3,350,000 $1,645,000 -50.9% 0.8%
    TrustCo Bank $4,090,000 $1,630,000 -60.1% 0.8%
    EMM LOANS LLC $3,520,000 $1,620,000 -54.0% 0.8%
    Stifel Bank and Trust $2,885,000 $1,535,000 -46.8% 0.8%
    Webster Bank $1,415,000 n/a 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $2,385,000 $1,345,000 -43.6% 0.7%
    PENNYMAC LOAN SERVICES, LLC $4,590,000 $1,330,000 -71.0% 0.7%
    Mascoma Bank $2,355,000 $1,320,000 -43.9% 0.7%
    DRAPER AND KRAMER MORTGAGE CORP. $1,345,000 $1,315,000 -2.2% 0.6%
    MountainOne Bank $1,715,000 $1,315,000 -23.3% 0.6%
    Independent Bank $1,305,000 n/a 0.6%
    Community Bank $3,985,000 $1,275,000 -68.0% 0.6%
    MOVEMENT MORTGAGE, LLC $2,315,000 $1,245,000 -46.2% 0.6%
    ACADEMY MORTGAGE CORPORATION $1,260,000 $1,230,000 -2.4% 0.6%
    GUARANTEED RATE, INC. $5,125,000 $1,215,000 -76.3% 0.6%
    First Republic Bank $2,530,000 $1,185,000 -53.2% 0.6%
    KeyBank $1,645,000 $1,170,000 -28.9% 0.6%
    Bangor Savings Bank $145,000 $1,125,000 675.9% 0.6%
    UNITED WHOLESALE MORTGAGE, LLC $1,970,000 $1,105,000 -43.9% 0.5%
    Bar Harbor Bank & Trust $335,000 $1,035,000 209.0% 0.5%
    NAVY FEDERAL CREDIT UNION $680,000 $940,000 38.2% 0.5%
    NEW ENGLAND FEDERAL CREDIT UNION $1,505,000 $935,000 -37.9% 0.5%
    FREEDOM MORTGAGE CORPORATION $3,595,000 $825,000 -77.1% 0.4%
    BETTER MORTGAGE CORPORATION $4,030,000 $820,000 -79.7% 0.4%
    MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $1,090,000 $705,000 -35.3% 0.3%
    EMBRACE HOME LOANS, INC. $670,000 $660,000 -1.5% 0.3%
    BROKER SOLUTIONS, INC. $2,215,000 $650,000 -70.7% 0.3%
    PNC Bank $460,000 $645,000 40.2% 0.3%
    HOMESTEAD FUNDING CORP. $2,520,000 $625,000 -75.2% 0.3%
    USAA Federal Savings Bank $1,165,000 $580,000 -50.2% 0.3%
    FINANCE OF AMERICA MORTGAGE LLC $565,000 n/a 0.3%
    GuardHill Financial Corp. $780,000 $555,000 -28.8% 0.3%
    The Camden National Bank $555,000 n/a 0.3%
    Union Bank $555,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $300,000 $530,000 76.7% 0.3%
    CMG MORTGAGE, INC. $550,000 $530,000 -3.6% 0.3%
    Fidelity Bank $165,000 $505,000 206.1% 0.2%
    United Bank $495,000 n/a 0.2%
    Evolve Bank & Trust $445,000 n/a 0.2%
    QUORUM FEDERAL CREDIT UNION $295,000 $445,000 50.8% 0.2%
    Farmers Bank & Trust $385,000 n/a 0.2%
    AMERICAN INTERNET MORTGAGE, INC. $375,000 n/a 0.2%
    NATIONS RELIABLE LENDING, LLC $375,000 n/a 0.2%
    United Nations Federal Credit Union $365,000 n/a 0.2%
    DIGITAL Federal Credit Union $490,000 $355,000 -27.6% 0.2%
    Flagstar Bank, FSB $975,000 $335,000 -65.6% 0.2%
    Arvest Bank $390,000 $325,000 -16.7% 0.2%
    BNC National Bank $1,045,000 $305,000 -70.8% 0.2%
    Firstrust Savings Bank $305,000 n/a 0.2%
    Poli Mortgage Group, Inc. $305,000 n/a 0.2%
    Valley National Bank $305,000 n/a 0.2%
    Premium Mortgage Corporation $295,000 n/a 0.1%
    Discover Bank $150,000 $270,000 80.0% 0.1%
    EVERETT FINANCIAL, INC. $155,000 $265,000 71.0% 0.1%
    Carrington Mortgage Services, LLC $265,000 $260,000 -1.9% 0.1%
    Bethpage Federal Credit Union $425,000 $255,000 -40.0% 0.1%
    Farm Credit East, ACA $295,000 $255,000 -13.6% 0.1%
    Amalgamated Bank $245,000 n/a 0.1%
    BOKF $375,000 $245,000 -34.7% 0.1%
    Lakeland Bank $235,000 n/a 0.1%
    LENDINGONE, LLC $225,000 n/a 0.1%
    NBKC BANK $1,065,000 $225,000 -78.9% 0.1%
    Truist $1,160,000 $225,000 -80.6% 0.1%
    IMPAC MORTGAGE CORP. $215,000 n/a 0.1%
    REVERSE MORTGAGE FUNDING LLC $210,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $195,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $250,000 $195,000 -22.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $195,000 $175,000 -10.3% 0.1%
    TOTAL MORTGAGE SERVICES, LLC $390,000 $175,000 -55.1% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,320,000 $165,000 -87.5% 0.1%
    United States Senate Federal Credit Union $145,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $135,000 n/a 0.1%
    First Guaranty Mortgage Corporation $235,000 $135,000 -42.6% 0.1%
    RADIUS FINANCIAL GROUP INC. $135,000 n/a 0.1%
    GEORGIA'S OWN $125,000 $125,000 0.0% 0.1%
    Vermont Federal Credit Union $430,000 $115,000 -73.3% 0.1%
    AMERICAN ADVISORS GROUP $55,000 $105,000 90.9% 0.1%
    SPRING EQ, LLC $105,000 n/a 0.1%
    UTILITIES EMPLOYEES CREDIT UNION $105,000 n/a 0.1%
    AFFINITY $305,000 $95,000 -68.9% 0.0%
    Figure Lending LLC $90,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
    DOMINION FINANCIAL SERVICES, LLC $115,000 $75,000 -34.8% 0.0%
    TCT $95,000 $65,000 -31.6% 0.0%
    GREENWOOD $35,000 n/a 0.0%

    Bennington's top lender by overall market share is QUICKEN LOANS, LLC, with 9.5% market share. In second place, with 6.1%, is JPMorgan Chase Bank, having originated $12,325,000 in loans. In third place, with 4.9%, is Advisors Mortgage Group, L.L.C., having originated $9,985,000 in loans. In fourth place, with 4.8%, is Citizens Bank, having originated $9,705,000 in loans. In fifth place, with 4.7%, is Bank of America, having originated $9,605,000 in loans.

    Bennington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $331,750 (7.3%) $469,389 (2.9%) 0.00 487
    2018-02-01 $336,900 (7.0%) $476,404 (3.2%) 0.00 470
    2018-03-01 $335,000 (5.5%) $467,953 (1.4%) 0.00 470
    2018-04-01 $327,000 (2.2%) $460,525 (-0.9%) 0.00 471
    2018-05-01 $322,000 (0.8%) $453,494 (-2.2%) 0.00 481
    2018-06-01 $328,900 (5.4%) $448,591 (-2.2%) 0.00 520
    2018-07-01 $332,350 (4.2%) $449,029 (-3.6%) 0.00 546
    2018-08-01 $329,750 (3.4%) $458,917 (-1.2%) 0.00 560
    2018-09-01 $334,900 (2.4%) $473,383 (2.4%) 0.00 546
    2018-10-01 $337,000 (0.6%) $476,428 (1.9%) 0.00 552
    2018-11-01 $329,000 (-1.0%) $468,097 (-0.8%) 0.00 525
    2018-12-01 $334,950 (1.7%) $480,391 (2.4%) 0.00 489
    2019-01-01 $342,225 (3.2%) $475,213 (1.2%) 0.00 457
    2019-02-01 $344,975 (2.4%) $469,033 (-1.6%) 0.00 453
    2019-03-01 $345,571 (3.2%) $480,455 (2.7%) 0.00 437
    2019-04-01 $342,225 (4.7%) $487,067 (5.8%) 0.00 425
    2019-05-01 $332,000 (3.1%) $468,012 (3.2%) 0.00 426
    2019-06-01 $329,900 (0.3%) $466,008 (3.9%) 0.00 435
    2019-07-01 $343,450 (3.3%) $483,782 (7.7%) 0.00 471
    2019-08-01 $346,336 (5.0%) $494,207 (7.7%) 0.00 460
    2019-09-01 $348,341 (4.0%) $500,500 (5.7%) 0.00 440
    2019-10-01 $349,677 (3.8%) $501,759 (5.3%) 0.00 426
    2019-11-01 $349,900 (6.4%) $500,678 (7.0%) 0.00 398
    2019-12-01 $349,450 (4.3%) $507,430 (5.6%) 0.00 387
    2020-01-01 $345,500 (1.0%) $497,590 (4.7%) 0.00 370
    2020-02-01 $339,000 (-1.7%) $495,796 (5.7%) 0.00 351
    2020-03-01 $347,750 (0.6%) $515,560 (7.3%) 0.00 339
    2020-04-01 $349,450 (2.1%) $531,092 (9.0%) 0.00 317
    2020-05-01 $349,000 (5.1%) $522,053 (11.6%) 0.00 308
    2020-06-01 $348,825 (5.7%) $525,726 (12.8%) 0.00 295
    2020-07-01 $349,100 (1.7%) $569,628 (17.7%) 0.00 287
    2020-08-01 $364,800 (5.3%) $607,010 (22.8%) 0.00 253
    2020-09-01 $398,550 (14.4%) $607,945 (21.5%) 0.00 225
    2020-10-01 $396,550 (13.4%) $622,991 (24.2%) 0.00 203
    2020-11-01 $422,250 (20.7%) $694,785 (38.8%) 0.00 167
    2020-12-01 $440,750 (26.1%) $718,705 (41.6%) 0.00 159
    2021-01-01 $409,900 (18.6%) $705,714 (41.8%) 0.00 145
    2021-02-01 $362,475 (6.9%) $676,138 (36.4%) 0.00 130
    2021-03-01 $392,250 (12.8%) $709,388 (37.6%) 0.00 112
    2021-04-01 $426,500 (22.1%) $738,800 (39.1%) 0.00 107
    2021-05-01 $495,000 (41.8%) $751,911 (44.0%) 0.00 112
    2021-06-01 $477,000 (36.7%) $752,795 (43.2%) 0.00 129
    2021-07-01 $439,000 (25.8%) $736,052 (29.2%) 0.00 136
    2021-08-01 $437,475 (19.9%) $726,299 (19.7%) 0.00 132
    2021-09-01 $443,750 (11.3%) $703,387 (15.7%) 0.00 135
    2021-10-01 $450,000 (13.5%) $720,235 (15.6%) 0.00 110
    2021-11-01 $449,450 (6.4%) $677,210 (-2.5%) 0.00 91
    2021-12-01 $439,500 (-0.3%) $676,189 (-5.9%) 0.00 78
    2022-01-01 $425,000 (3.7%) $708,442 (0.4%) 0.00 59
    2022-02-01 $449,950 (24.1%) $716,005 (5.9%) 0.00 55
    2022-03-01 $437,425 (11.5%) $696,894 (-1.8%) 0.00 55
    2022-04-01 $450,000 (5.5%) $757,228 (2.5%) 0.00 57
    2022-05-01 $462,000 (-6.7%) $818,981 (8.9%) 0.00 73
    2022-06-01 $467,000 (-2.1%) $844,626 (12.2%) 0.00 102
    2022-07-01 $499,000 (13.7%) $843,383 (14.6%) 0.00 121
    2022-08-01 $549,500 (25.6%) $895,507 (23.3%) 0.00 109
    2022-09-01 $550,000 (23.9%) $941,175 (33.8%) 0.00 100
    2022-10-01 $507,000 (12.7%) $859,487 (19.3%) 0.00 98
    2022-11-01 $476,000 (5.9%) $833,164 (23.0%) 0.00 85
    2022-12-01 $479,000 (9.0%) $817,594 (20.9%) 0.00 77
    2023-01-01 $491,000 (15.5%) $839,126 (18.5%) 0.00 73
    2023-02-01 $566,000 (25.8%) $886,082 (23.8%) 0.00 63
    2023-03-01 $477,000 (9.1%) $831,966 (19.4%) 0.00 58
    2023-04-01 $464,000 (3.1%) $850,183 (12.3%) 0.00 54
    2023-05-01 $562,500 (21.8%) $905,899 (10.6%) 0.00 58
    2023-06-01 $609,125 (30.4%) $995,876 (17.9%) 0.00 62
    2023-07-01 $569,000 (14.0%) $870,825 (3.3%) 0.00 72
    2023-08-01 $571,750 (4.1%) $906,093 (1.2%) 0.00 72
    2023-09-01 $575,000 (4.6%) $865,680 (-8.0%) 0.00 89
    2023-10-01 $579,450 (14.3%) $949,311 (10.5%) 0.00 96
    Bennington's median listing price for 2023-10-01 was $579,450, a difference of $72,450 (14.3%) versus the prior year and $4,450 versus the prior month.

    Bennington's median listing price comes in at 0% of the national average.

    Bennington's average listing price for 2023-10-01 was $949,311, a difference of $89,824 (10.5%) versus the prior year and $83,631 versus the prior month.

    For the 2023-10-01 period, Bennington had 96 MLS listings, a difference of 7 listings (8%) versus the prior month and -2 listings (-2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,335 sqft
    2018-02-01 0 days 2,340 sqft
    2018-03-01 0 days 2,335 sqft
    2018-04-01 0 days 2,312 sqft
    2018-05-01 0 days 2,319 sqft
    2018-06-01 0 days 2,344 sqft
    2018-07-01 0 days 2,392 sqft
    2018-08-01 0 days 2,414 sqft
    2018-09-01 0 days 2,427 sqft
    2018-10-01 0 days 2,454 sqft
    2018-11-01 0 days 2,429 sqft
    2018-12-01 0 days 2,495 sqft
    2019-01-01 0 days 2,494 sqft
    2019-02-01 0 days 2,469 sqft
    2019-03-01 0 days 2,475 sqft
    2019-04-01 0 days 2,481 sqft
    2019-05-01 0 days 2,414 sqft
    2019-06-01 0 days 2,400 sqft
    2019-07-01 0 days 2,446 sqft
    2019-08-01 0 days 2,435 sqft
    2019-09-01 0 days 2,443 sqft
    2019-10-01 0 days 2,439 sqft
    2019-11-01 0 days 2,408 sqft
    2019-12-01 0 days 2,402 sqft
    2020-01-01 0 days 2,363 sqft
    2020-02-01 0 days 2,391 sqft
    2020-03-01 0 days 2,472 sqft
    2020-04-01 0 days 2,468 sqft
    2020-05-01 0 days 2,417 sqft
    2020-06-01 0 days 2,433 sqft
    2020-07-01 0 days 2,444 sqft
    2020-08-01 0 days 2,532 sqft
    2020-09-01 0 days 2,460 sqft
    2020-10-01 0 days 2,388 sqft
    2020-11-01 0 days 2,650 sqft
    2020-12-01 0 days 2,599 sqft
    2021-01-01 0 days 2,550 sqft
    2021-02-01 0 days 2,336 sqft
    2021-03-01 0 days 2,396 sqft
    2021-04-01 0 days 2,401 sqft
    2021-05-01 0 days 2,550 sqft
    2021-06-01 0 days 2,499 sqft
    2021-07-01 0 days 2,408 sqft
    2021-08-01 0 days 2,351 sqft
    2021-09-01 0 days 2,362 sqft
    2021-10-01 0 days 2,360 sqft
    2021-11-01 0 days 2,208 sqft
    2021-12-01 0 days 2,161 sqft
    2022-01-01 0 days 2,322 sqft
    2022-02-01 0 days 2,311 sqft
    2022-03-01 0 days 1,930 sqft
    2022-04-01 0 days 2,012 sqft
    2022-05-01 0 days 2,207 sqft
    2022-06-01 0 days 2,283 sqft
    2022-07-01 0 days 2,476 sqft
    2022-08-01 0 days 2,582 sqft
    2022-09-01 0 days 2,584 sqft
    2022-10-01 0 days 2,543 sqft
    2022-11-01 0 days 2,359 sqft
    2022-12-01 0 days 2,350 sqft
    2023-01-01 0 days 2,441 sqft
    2023-02-01 0 days 2,665 sqft
    2023-03-01 0 days 2,502 sqft
    2023-04-01 0 days 2,496 sqft
    2023-05-01 0 days 2,771 sqft
    2023-06-01 0 days 2,910 sqft
    2023-07-01 0 days 2,920 sqft
    2023-08-01 0 days 2,948 sqft
    2023-09-01 0 days 2,588 sqft
    2023-10-01 0 days 2,689 sqft
    Bennington's median listing age (time on market) for 2023-10-01 was 0 days.

    Bennington's median square footage for active listings during the 2023-10-01 period was 2,689 sqft. One year prior, the average listing was 2,543 sqft.

    Bennington, VT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 333 $112,935,000 $339,144
    Cash Out Refi 126 $30,230,000 $239,921
    Home Improvement 85 $14,805,000 $174,176
    Refi 85 $19,935,000 $234,529
    Other 57 $24,885,000 $436,579

    Bennington's most frequently cited loan purpose was Home Purchase, with 333 originations. The 2nd most popular reason was Cash Out Refi, with 126 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 174 $57,300,000 $329,310
    4-5% 150 $45,140,000 $300,933
    5-6% 148 $37,190,000 $251,284
    2.5-3% 73 $27,795,000 $380,753
    6-7% 65 $15,945,000 $245,308
    <2.5% 40 $13,150,000 $328,750
    7-8% 17 $3,955,000 $232,647
    Over 8% 17 $1,865,000 $109,706

    During 2022, Bennington's most frequently originated rate bucket was 3-4%, with 174 originations.

    Loan Sizing (Bennington, VT MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 229 $64,105,000 $279,934
    $100k-200k 218 $32,790,000 $150,413
    $100,000 or less 101 $5,465,000 $54,109
    $400k-600k 78 $37,570,000 $481,667
    $600k-1000k 35 $25,495,000 $728,429
    $Over $1MM 25 $37,365,000 $1,494,600

    Bennington's loan sizing saw the bucket of loans from $200k-400k with 229 originations, totaling $64,105,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 235 $89,295,000 $379,979
    80-100% 209 $69,255,000 $331,364
    40-60% 90 $23,920,000 $265,778
    20-40% 81 $14,665,000 $181,049
    Under 20% 63 $3,765,000 $59,762
    Over 100% 4 $980,000 $245,000

    Bennington's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 235 originations, totaling $89,295,000 in origination value.