Bennington Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bennington averaged
6.8%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
6.95% and
one month ago for the week of 2023-10-19, the
average rate was 7.14%.
Bennington's average rate one year ago was 6.22%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.49%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Bennington 30 Year Fixed Rate | 2023-11-22 | 6.8% |
Bennington 30 Year Fixed Rate Refi | 2023-11-22 | 7.49% |
Bennington 15 Year Fixed Rate | 2023-11-22 | 6.77% |
Bennington 15 Year Fixed Rate Refi | 2023-11-22 | 6.87% |
Bennington 30 Year FHA | 2023-11-22 | -0.1% |
Bennington 30 Year FHA Refi | 2023-11-22 | 0% |
Bennington 30 Year USDA | 2023-11-22 | 0% |
Bennington 30 Year USDA Refi | 2023-11-22 | -0.2% |
Bennington 30 Year VA | 2023-11-22 | 0.2% |
Bennington 30 Year VA Refi | 2023-11-22 | 0.2% |
Bennington Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bennington, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Bennington Average Closing Costs & Other Stats
Bennington, VT's 78 lenders originated 686
loans during 2022. The total origination value was $202,790,000, with an average loan value of
$295,612.
Bennington's average closing costs are $4,989.
The top Bennington lender as defined by loan originations is QUICKEN LOANS, LLC, with
41 loans originated. Their average total fees are
$6,986, which is $1,121
higher than the next largest lender,
Advisors Mortgage Group, L.L.C..
The lowest fee Bennington lenders (with over 10 loans originated) are
Wells Fargo Bank ($4,691), LOANDEPOT.COM, LLC ($4,999), VERMONT STATE EMPLOYEES ($5,121), NORTHEAST HOME LOAN, LLC ($5,267) and Advisors Mortgage Group, L.L.C. ($5,865).
The lowest rate Bennington lenders (with over 10 loans originated) are
Bank of America (3.34%), Wells Fargo Bank (3.99%), LOANDEPOT.COM, LLC (4.60%), Advisors Mortgage Group, L.L.C. (4.63%) and JPMorgan Chase Bank (4.72%).
Bennington, VT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $31,050,000 | $19,175,000 | -38.2% | 9.5% |
JPMorgan Chase Bank | $9,180,000 | $12,325,000 | 34.3% | 6.1% |
Advisors Mortgage Group, L.L.C. | $17,725,000 | $9,985,000 | -43.7% | 4.9% |
Citizens Bank | $6,815,000 | $9,705,000 | 42.4% | 4.8% |
Bank of America | $3,995,000 | $9,605,000 | 140.4% | 4.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,305,000 | $8,745,000 | 38.7% | 4.3% |
Citibank | $5,740,000 | $6,915,000 | 20.5% | 3.4% |
TD Bank | $3,875,000 | $5,950,000 | 53.5% | 2.9% |
Wells Fargo Bank | $8,590,000 | $5,600,000 | -34.8% | 2.8% |
NORTHEAST HOME LOAN, LLC | $9,450,000 | $5,485,000 | -42.0% | 2.7% |
VERMONT STATE EMPLOYEES | $7,395,000 | $4,625,000 | -37.5% | 2.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,990,000 | $4,240,000 | -29.2% | 2.1% |
LOANDEPOT.COM, LLC | $5,615,000 | $4,185,000 | -25.5% | 2.1% |
M&T Bank | $915,000 | $3,870,000 | 323.0% | 1.9% |
GREYLOCK | $3,015,000 | $3,755,000 | 24.5% | 1.9% |
U.S. Bank | $4,950,000 | $3,510,000 | -29.1% | 1.7% |
Morgan Stanley Private Bank | $3,645,000 | $3,155,000 | -13.4% | 1.6% |
Berkshire Bank | $4,930,000 | $3,145,000 | -36.2% | 1.6% |
Fairfield County Bank | $325,000 | $3,085,000 | 849.2% | 1.5% |
Adams Community Bank | $2,910,000 | $3,005,000 | 3.3% | 1.5% |
NBT Bank | $175,000 | $2,885,000 | 1,548.6% | 1.4% |
BNY Mellon | $1,785,000 | $2,420,000 | 35.6% | 1.2% |
Mortgage Research Center, LLC | $2,170,000 | $2,270,000 | 4.6% | 1.1% |
People's United Bank | $3,665,000 | $1,925,000 | -47.5% | 0.9% |
Goldman Sachs Bank USA | $1,235,000 | $1,875,000 | 51.8% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $3,170,000 | $1,860,000 | -41.3% | 0.9% |
Kittredge Mortgage Corporation | $1,840,000 | n/a | 0.9% | |
AMERISAVE MORTGAGE CORPORATION | $1,825,000 | $1,755,000 | -3.8% | 0.9% |
Charles Schwab Bank, SSB | $765,000 | $1,710,000 | 123.5% | 0.8% |
CIBC Bank USA | $1,710,000 | n/a | 0.8% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,340,000 | $1,710,000 | -60.6% | 0.8% |
City National Bank | $655,000 | $1,670,000 | 155.0% | 0.8% |
HOME POINT FINANCIAL CORPORATION | $3,350,000 | $1,645,000 | -50.9% | 0.8% |
TrustCo Bank | $4,090,000 | $1,630,000 | -60.1% | 0.8% |
EMM LOANS LLC | $3,520,000 | $1,620,000 | -54.0% | 0.8% |
Stifel Bank and Trust | $2,885,000 | $1,535,000 | -46.8% | 0.8% |
Webster Bank | $1,415,000 | n/a | 0.7% | |
CROSSCOUNTRY MORTGAGE, LLC | $2,385,000 | $1,345,000 | -43.6% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $4,590,000 | $1,330,000 | -71.0% | 0.7% |
Mascoma Bank | $2,355,000 | $1,320,000 | -43.9% | 0.7% |
DRAPER AND KRAMER MORTGAGE CORP. | $1,345,000 | $1,315,000 | -2.2% | 0.6% |
MountainOne Bank | $1,715,000 | $1,315,000 | -23.3% | 0.6% |
Independent Bank | $1,305,000 | n/a | 0.6% | |
Community Bank | $3,985,000 | $1,275,000 | -68.0% | 0.6% |
MOVEMENT MORTGAGE, LLC | $2,315,000 | $1,245,000 | -46.2% | 0.6% |
ACADEMY MORTGAGE CORPORATION | $1,260,000 | $1,230,000 | -2.4% | 0.6% |
GUARANTEED RATE, INC. | $5,125,000 | $1,215,000 | -76.3% | 0.6% |
First Republic Bank | $2,530,000 | $1,185,000 | -53.2% | 0.6% |
KeyBank | $1,645,000 | $1,170,000 | -28.9% | 0.6% |
Bangor Savings Bank | $145,000 | $1,125,000 | 675.9% | 0.6% |
UNITED WHOLESALE MORTGAGE, LLC | $1,970,000 | $1,105,000 | -43.9% | 0.5% |
Bar Harbor Bank & Trust | $335,000 | $1,035,000 | 209.0% | 0.5% |
NAVY FEDERAL CREDIT UNION | $680,000 | $940,000 | 38.2% | 0.5% |
NEW ENGLAND FEDERAL CREDIT UNION | $1,505,000 | $935,000 | -37.9% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $3,595,000 | $825,000 | -77.1% | 0.4% |
BETTER MORTGAGE CORPORATION | $4,030,000 | $820,000 | -79.7% | 0.4% |
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $1,090,000 | $705,000 | -35.3% | 0.3% |
EMBRACE HOME LOANS, INC. | $670,000 | $660,000 | -1.5% | 0.3% |
BROKER SOLUTIONS, INC. | $2,215,000 | $650,000 | -70.7% | 0.3% |
PNC Bank | $460,000 | $645,000 | 40.2% | 0.3% |
HOMESTEAD FUNDING CORP. | $2,520,000 | $625,000 | -75.2% | 0.3% |
USAA Federal Savings Bank | $1,165,000 | $580,000 | -50.2% | 0.3% |
FINANCE OF AMERICA MORTGAGE LLC | $565,000 | n/a | 0.3% | |
GuardHill Financial Corp. | $780,000 | $555,000 | -28.8% | 0.3% |
The Camden National Bank | $555,000 | n/a | 0.3% | |
Union Bank | $555,000 | n/a | 0.3% | |
AMERICAN FINANCING CORPORATION | $300,000 | $530,000 | 76.7% | 0.3% |
CMG MORTGAGE, INC. | $550,000 | $530,000 | -3.6% | 0.3% |
Fidelity Bank | $165,000 | $505,000 | 206.1% | 0.2% |
United Bank | $495,000 | n/a | 0.2% | |
Evolve Bank & Trust | $445,000 | n/a | 0.2% | |
QUORUM FEDERAL CREDIT UNION | $295,000 | $445,000 | 50.8% | 0.2% |
Farmers Bank & Trust | $385,000 | n/a | 0.2% | |
AMERICAN INTERNET MORTGAGE, INC. | $375,000 | n/a | 0.2% | |
NATIONS RELIABLE LENDING, LLC | $375,000 | n/a | 0.2% | |
United Nations Federal Credit Union | $365,000 | n/a | 0.2% | |
DIGITAL Federal Credit Union | $490,000 | $355,000 | -27.6% | 0.2% |
Flagstar Bank, FSB | $975,000 | $335,000 | -65.6% | 0.2% |
Arvest Bank | $390,000 | $325,000 | -16.7% | 0.2% |
BNC National Bank | $1,045,000 | $305,000 | -70.8% | 0.2% |
Firstrust Savings Bank | $305,000 | n/a | 0.2% | |
Poli Mortgage Group, Inc. | $305,000 | n/a | 0.2% | |
Valley National Bank | $305,000 | n/a | 0.2% | |
Premium Mortgage Corporation | $295,000 | n/a | 0.1% | |
Discover Bank | $150,000 | $270,000 | 80.0% | 0.1% |
EVERETT FINANCIAL, INC. | $155,000 | $265,000 | 71.0% | 0.1% |
Carrington Mortgage Services, LLC | $265,000 | $260,000 | -1.9% | 0.1% |
Bethpage Federal Credit Union | $425,000 | $255,000 | -40.0% | 0.1% |
Farm Credit East, ACA | $295,000 | $255,000 | -13.6% | 0.1% |
Amalgamated Bank | $245,000 | n/a | 0.1% | |
BOKF | $375,000 | $245,000 | -34.7% | 0.1% |
Lakeland Bank | $235,000 | n/a | 0.1% | |
LENDINGONE, LLC | $225,000 | n/a | 0.1% | |
NBKC BANK | $1,065,000 | $225,000 | -78.9% | 0.1% |
Truist | $1,160,000 | $225,000 | -80.6% | 0.1% |
IMPAC MORTGAGE CORP. | $215,000 | n/a | 0.1% | |
REVERSE MORTGAGE FUNDING LLC | $210,000 | n/a | 0.1% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $195,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $250,000 | $195,000 | -22.0% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $195,000 | $175,000 | -10.3% | 0.1% |
TOTAL MORTGAGE SERVICES, LLC | $390,000 | $175,000 | -55.1% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $1,320,000 | $165,000 | -87.5% | 0.1% |
United States Senate Federal Credit Union | $145,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $135,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $235,000 | $135,000 | -42.6% | 0.1% |
RADIUS FINANCIAL GROUP INC. | $135,000 | n/a | 0.1% | |
GEORGIA'S OWN | $125,000 | $125,000 | 0.0% | 0.1% |
Vermont Federal Credit Union | $430,000 | $115,000 | -73.3% | 0.1% |
AMERICAN ADVISORS GROUP | $55,000 | $105,000 | 90.9% | 0.1% |
SPRING EQ, LLC | $105,000 | n/a | 0.1% | |
UTILITIES EMPLOYEES CREDIT UNION | $105,000 | n/a | 0.1% | |
AFFINITY | $305,000 | $95,000 | -68.9% | 0.0% |
Figure Lending LLC | $90,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $85,000 | n/a | 0.0% | |
DOMINION FINANCIAL SERVICES, LLC | $115,000 | $75,000 | -34.8% | 0.0% |
TCT | $95,000 | $65,000 | -31.6% | 0.0% |
GREENWOOD | $35,000 | n/a | 0.0% |
Bennington's top lender by overall market share is QUICKEN LOANS, LLC, with 9.5% market share. In second place, with 6.1%, is JPMorgan Chase Bank, having originated $12,325,000 in loans. In third place, with 4.9%, is Advisors Mortgage Group, L.L.C., having originated $9,985,000 in loans. In fourth place, with 4.8%, is Citizens Bank, having originated $9,705,000 in loans. In fifth place, with 4.7%, is Bank of America, having originated $9,605,000 in loans.
Bennington Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $331,750 (7.3%) | $469,389 (2.9%) | 0.00 | 487 |
2018-02-01 | $336,900 (7.0%) | $476,404 (3.2%) | 0.00 | 470 |
2018-03-01 | $335,000 (5.5%) | $467,953 (1.4%) | 0.00 | 470 |
2018-04-01 | $327,000 (2.2%) | $460,525 (-0.9%) | 0.00 | 471 |
2018-05-01 | $322,000 (0.8%) | $453,494 (-2.2%) | 0.00 | 481 |
2018-06-01 | $328,900 (5.4%) | $448,591 (-2.2%) | 0.00 | 520 |
2018-07-01 | $332,350 (4.2%) | $449,029 (-3.6%) | 0.00 | 546 |
2018-08-01 | $329,750 (3.4%) | $458,917 (-1.2%) | 0.00 | 560 |
2018-09-01 | $334,900 (2.4%) | $473,383 (2.4%) | 0.00 | 546 |
2018-10-01 | $337,000 (0.6%) | $476,428 (1.9%) | 0.00 | 552 |
2018-11-01 | $329,000 (-1.0%) | $468,097 (-0.8%) | 0.00 | 525 |
2018-12-01 | $334,950 (1.7%) | $480,391 (2.4%) | 0.00 | 489 |
2019-01-01 | $342,225 (3.2%) | $475,213 (1.2%) | 0.00 | 457 |
2019-02-01 | $344,975 (2.4%) | $469,033 (-1.6%) | 0.00 | 453 |
2019-03-01 | $345,571 (3.2%) | $480,455 (2.7%) | 0.00 | 437 |
2019-04-01 | $342,225 (4.7%) | $487,067 (5.8%) | 0.00 | 425 |
2019-05-01 | $332,000 (3.1%) | $468,012 (3.2%) | 0.00 | 426 |
2019-06-01 | $329,900 (0.3%) | $466,008 (3.9%) | 0.00 | 435 |
2019-07-01 | $343,450 (3.3%) | $483,782 (7.7%) | 0.00 | 471 |
2019-08-01 | $346,336 (5.0%) | $494,207 (7.7%) | 0.00 | 460 |
2019-09-01 | $348,341 (4.0%) | $500,500 (5.7%) | 0.00 | 440 |
2019-10-01 | $349,677 (3.8%) | $501,759 (5.3%) | 0.00 | 426 |
2019-11-01 | $349,900 (6.4%) | $500,678 (7.0%) | 0.00 | 398 |
2019-12-01 | $349,450 (4.3%) | $507,430 (5.6%) | 0.00 | 387 |
2020-01-01 | $345,500 (1.0%) | $497,590 (4.7%) | 0.00 | 370 |
2020-02-01 | $339,000 (-1.7%) | $495,796 (5.7%) | 0.00 | 351 |
2020-03-01 | $347,750 (0.6%) | $515,560 (7.3%) | 0.00 | 339 |
2020-04-01 | $349,450 (2.1%) | $531,092 (9.0%) | 0.00 | 317 |
2020-05-01 | $349,000 (5.1%) | $522,053 (11.6%) | 0.00 | 308 |
2020-06-01 | $348,825 (5.7%) | $525,726 (12.8%) | 0.00 | 295 |
2020-07-01 | $349,100 (1.7%) | $569,628 (17.7%) | 0.00 | 287 |
2020-08-01 | $364,800 (5.3%) | $607,010 (22.8%) | 0.00 | 253 |
2020-09-01 | $398,550 (14.4%) | $607,945 (21.5%) | 0.00 | 225 |
2020-10-01 | $396,550 (13.4%) | $622,991 (24.2%) | 0.00 | 203 |
2020-11-01 | $422,250 (20.7%) | $694,785 (38.8%) | 0.00 | 167 |
2020-12-01 | $440,750 (26.1%) | $718,705 (41.6%) | 0.00 | 159 |
2021-01-01 | $409,900 (18.6%) | $705,714 (41.8%) | 0.00 | 145 |
2021-02-01 | $362,475 (6.9%) | $676,138 (36.4%) | 0.00 | 130 |
2021-03-01 | $392,250 (12.8%) | $709,388 (37.6%) | 0.00 | 112 |
2021-04-01 | $426,500 (22.1%) | $738,800 (39.1%) | 0.00 | 107 |
2021-05-01 | $495,000 (41.8%) | $751,911 (44.0%) | 0.00 | 112 |
2021-06-01 | $477,000 (36.7%) | $752,795 (43.2%) | 0.00 | 129 |
2021-07-01 | $439,000 (25.8%) | $736,052 (29.2%) | 0.00 | 136 |
2021-08-01 | $437,475 (19.9%) | $726,299 (19.7%) | 0.00 | 132 |
2021-09-01 | $443,750 (11.3%) | $703,387 (15.7%) | 0.00 | 135 |
2021-10-01 | $450,000 (13.5%) | $720,235 (15.6%) | 0.00 | 110 |
2021-11-01 | $449,450 (6.4%) | $677,210 (-2.5%) | 0.00 | 91 |
2021-12-01 | $439,500 (-0.3%) | $676,189 (-5.9%) | 0.00 | 78 |
2022-01-01 | $425,000 (3.7%) | $708,442 (0.4%) | 0.00 | 59 |
2022-02-01 | $449,950 (24.1%) | $716,005 (5.9%) | 0.00 | 55 |
2022-03-01 | $437,425 (11.5%) | $696,894 (-1.8%) | 0.00 | 55 |
2022-04-01 | $450,000 (5.5%) | $757,228 (2.5%) | 0.00 | 57 |
2022-05-01 | $462,000 (-6.7%) | $818,981 (8.9%) | 0.00 | 73 |
2022-06-01 | $467,000 (-2.1%) | $844,626 (12.2%) | 0.00 | 102 |
2022-07-01 | $499,000 (13.7%) | $843,383 (14.6%) | 0.00 | 121 |
2022-08-01 | $549,500 (25.6%) | $895,507 (23.3%) | 0.00 | 109 |
2022-09-01 | $550,000 (23.9%) | $941,175 (33.8%) | 0.00 | 100 |
2022-10-01 | $507,000 (12.7%) | $859,487 (19.3%) | 0.00 | 98 |
2022-11-01 | $476,000 (5.9%) | $833,164 (23.0%) | 0.00 | 85 |
2022-12-01 | $479,000 (9.0%) | $817,594 (20.9%) | 0.00 | 77 |
2023-01-01 | $491,000 (15.5%) | $839,126 (18.5%) | 0.00 | 73 |
2023-02-01 | $566,000 (25.8%) | $886,082 (23.8%) | 0.00 | 63 |
2023-03-01 | $477,000 (9.1%) | $831,966 (19.4%) | 0.00 | 58 |
2023-04-01 | $464,000 (3.1%) | $850,183 (12.3%) | 0.00 | 54 |
2023-05-01 | $562,500 (21.8%) | $905,899 (10.6%) | 0.00 | 58 |
2023-06-01 | $609,125 (30.4%) | $995,876 (17.9%) | 0.00 | 62 |
2023-07-01 | $569,000 (14.0%) | $870,825 (3.3%) | 0.00 | 72 |
2023-08-01 | $571,750 (4.1%) | $906,093 (1.2%) | 0.00 | 72 |
2023-09-01 | $575,000 (4.6%) | $865,680 (-8.0%) | 0.00 | 89 |
2023-10-01 | $579,450 (14.3%) | $949,311 (10.5%) | 0.00 | 96 |
Bennington's median listing price comes in at 0% of the national average.
Bennington's average listing price for 2023-10-01 was $949,311, a difference of $89,824 (10.5%) versus the prior year and $83,631 versus the prior month.
For the 2023-10-01 period, Bennington had 96 MLS listings, a difference of 7 listings (8%) versus the prior month and -2 listings (-2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,335 sqft |
2018-02-01 | 0 days | 2,340 sqft |
2018-03-01 | 0 days | 2,335 sqft |
2018-04-01 | 0 days | 2,312 sqft |
2018-05-01 | 0 days | 2,319 sqft |
2018-06-01 | 0 days | 2,344 sqft |
2018-07-01 | 0 days | 2,392 sqft |
2018-08-01 | 0 days | 2,414 sqft |
2018-09-01 | 0 days | 2,427 sqft |
2018-10-01 | 0 days | 2,454 sqft |
2018-11-01 | 0 days | 2,429 sqft |
2018-12-01 | 0 days | 2,495 sqft |
2019-01-01 | 0 days | 2,494 sqft |
2019-02-01 | 0 days | 2,469 sqft |
2019-03-01 | 0 days | 2,475 sqft |
2019-04-01 | 0 days | 2,481 sqft |
2019-05-01 | 0 days | 2,414 sqft |
2019-06-01 | 0 days | 2,400 sqft |
2019-07-01 | 0 days | 2,446 sqft |
2019-08-01 | 0 days | 2,435 sqft |
2019-09-01 | 0 days | 2,443 sqft |
2019-10-01 | 0 days | 2,439 sqft |
2019-11-01 | 0 days | 2,408 sqft |
2019-12-01 | 0 days | 2,402 sqft |
2020-01-01 | 0 days | 2,363 sqft |
2020-02-01 | 0 days | 2,391 sqft |
2020-03-01 | 0 days | 2,472 sqft |
2020-04-01 | 0 days | 2,468 sqft |
2020-05-01 | 0 days | 2,417 sqft |
2020-06-01 | 0 days | 2,433 sqft |
2020-07-01 | 0 days | 2,444 sqft |
2020-08-01 | 0 days | 2,532 sqft |
2020-09-01 | 0 days | 2,460 sqft |
2020-10-01 | 0 days | 2,388 sqft |
2020-11-01 | 0 days | 2,650 sqft |
2020-12-01 | 0 days | 2,599 sqft |
2021-01-01 | 0 days | 2,550 sqft |
2021-02-01 | 0 days | 2,336 sqft |
2021-03-01 | 0 days | 2,396 sqft |
2021-04-01 | 0 days | 2,401 sqft |
2021-05-01 | 0 days | 2,550 sqft |
2021-06-01 | 0 days | 2,499 sqft |
2021-07-01 | 0 days | 2,408 sqft |
2021-08-01 | 0 days | 2,351 sqft |
2021-09-01 | 0 days | 2,362 sqft |
2021-10-01 | 0 days | 2,360 sqft |
2021-11-01 | 0 days | 2,208 sqft |
2021-12-01 | 0 days | 2,161 sqft |
2022-01-01 | 0 days | 2,322 sqft |
2022-02-01 | 0 days | 2,311 sqft |
2022-03-01 | 0 days | 1,930 sqft |
2022-04-01 | 0 days | 2,012 sqft |
2022-05-01 | 0 days | 2,207 sqft |
2022-06-01 | 0 days | 2,283 sqft |
2022-07-01 | 0 days | 2,476 sqft |
2022-08-01 | 0 days | 2,582 sqft |
2022-09-01 | 0 days | 2,584 sqft |
2022-10-01 | 0 days | 2,543 sqft |
2022-11-01 | 0 days | 2,359 sqft |
2022-12-01 | 0 days | 2,350 sqft |
2023-01-01 | 0 days | 2,441 sqft |
2023-02-01 | 0 days | 2,665 sqft |
2023-03-01 | 0 days | 2,502 sqft |
2023-04-01 | 0 days | 2,496 sqft |
2023-05-01 | 0 days | 2,771 sqft |
2023-06-01 | 0 days | 2,910 sqft |
2023-07-01 | 0 days | 2,920 sqft |
2023-08-01 | 0 days | 2,948 sqft |
2023-09-01 | 0 days | 2,588 sqft |
2023-10-01 | 0 days | 2,689 sqft |
Bennington's median square footage for active listings during the 2023-10-01 period was 2,689 sqft. One year prior, the average listing was 2,543 sqft.
Bennington, VT Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 333 | $112,935,000 | $339,144 |
Cash Out Refi | 126 | $30,230,000 | $239,921 |
Home Improvement | 85 | $14,805,000 | $174,176 |
Refi | 85 | $19,935,000 | $234,529 |
Other | 57 | $24,885,000 | $436,579 |
Bennington's most frequently cited loan purpose was Home Purchase, with 333 originations. The 2nd most popular reason was Cash Out Refi, with 126 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 174 | $57,300,000 | $329,310 |
4-5% | 150 | $45,140,000 | $300,933 |
5-6% | 148 | $37,190,000 | $251,284 |
2.5-3% | 73 | $27,795,000 | $380,753 |
6-7% | 65 | $15,945,000 | $245,308 |
<2.5% | 40 | $13,150,000 | $328,750 |
7-8% | 17 | $3,955,000 | $232,647 |
Over 8% | 17 | $1,865,000 | $109,706 |
During 2022, Bennington's most frequently originated rate bucket was 3-4%, with 174 originations.
Loan Sizing (Bennington, VT MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 229 | $64,105,000 | $279,934 |
$100k-200k | 218 | $32,790,000 | $150,413 |
$100,000 or less | 101 | $5,465,000 | $54,109 |
$400k-600k | 78 | $37,570,000 | $481,667 |
$600k-1000k | 35 | $25,495,000 | $728,429 |
$Over $1MM | 25 | $37,365,000 | $1,494,600 |
Bennington's loan sizing saw the bucket of loans from $200k-400k with 229 originations, totaling $64,105,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 235 | $89,295,000 | $379,979 |
80-100% | 209 | $69,255,000 | $331,364 |
40-60% | 90 | $23,920,000 | $265,778 |
20-40% | 81 | $14,665,000 | $181,049 |
Under 20% | 63 | $3,765,000 | $59,762 |
Over 100% | 4 | $980,000 | $245,000 |
Bennington's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 235 originations, totaling $89,295,000 in origination value.