Bennington Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bennington averaged 6.9% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

    The average rate for the prior week (2024-04-04) was 6.44% and one month ago for the week of 2024-03-07, the average rate was 6.6%.

    Bennington's average rate one year ago was 6.2%.

    For refis of the same type during the week of 2024-04-11, the average rate was 7.38%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-11 6.88%
    Bennington 30 Year Fixed Rate 2024-04-11 6.9%
    Bennington 30 Year Fixed Rate Refi 2024-04-11 7.38%
    Bennington 15 Year Fixed Rate 2024-04-11 6.16%
    Bennington 15 Year Fixed Rate Refi 2024-04-11 6.06%
    Bennington 30 Year FHA 2024-04-11 6.54%
    Bennington 30 Year FHA Refi 2024-04-11 6.74%
    Bennington 30 Year USDA 2024-04-11 6.71%
    Bennington 30 Year USDA Refi 2024-04-11 6.81%
    Bennington 30 Year VA 2024-04-11 6.77%
    Bennington 30 Year VA Refi 2024-04-11 6.37%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bennington, VT.

    Bennington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bennington, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 19 6.75% $7,826
    Advisors Mortgage Group, L.L.C. 16 7.05% $6,631
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.86% $6,848
    Adams Community Bank 9 5.47% $3,441
    NORTHEAST HOME LOAN, LLC 8 6.47% $6,894
    Community Bank 8 6.80% $427
    GREYLOCK 7 5.61% $4,156
    Union Bank 7 7.21% $9,323
    NEW ENGLAND FEDERAL CREDIT UNION 6 6.60% $5,284
    Bank of America 6 6.23% $7,435
    EMM LOANS LLC 6 7.23% $9,036
    U.S. Bank 4 5.94% $5,714
    M&T Bank 4 5.78% $6,411
    Kittredge Mortgage Corporation 4 6.75% $11,862
    Citibank 4 5.13% $5,487
    AMERISAVE MORTGAGE CORPORATION 3 6.50% $6,106
    Mascoma Bank 3 6.21% $10,474
    Wells Fargo Bank 3 6.08% $6,503
    DRAPER AND KRAMER MORTGAGE CORP. 3 6.92% $10,002
    JPMorgan Chase Bank 3 6.46% $12,107
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.81% $6,284
    Berkshire Bank 2 5.94% $6,367
    CMG MORTGAGE, INC. 2 7.31% $4,728
    EVERETT FINANCIAL, INC. 2 6.25% $10,659
    Leader Bank 2 7.00% $5,678
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.75% $6,548
    Northpointe Bank 2 6.63% $12,585
    TD Bank 2 6.44% $4,321
    Truist 2 6.79% $6,484
    Vermont Federal Credit Union 2 6.94% $5,602
    Mr. Cooper ( Nationstar Mortgage ) 1 6.50% $9,747
    GUARANTEED RATE, INC. 1 7.13% $10,309
    UNITED WHOLESALE MORTGAGE, LLC 1 6.50% $9,349
    NBKC BANK 1 8.00% $4,694
    GUARANTEED RATE AFFINITY, LLC 1 6.63% $12,027
    Farm Credit East, ACA 1 8.25% $11,340
    USAA Federal Savings Bank 1 7.00% $8,049
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $5,745
    PLANET HOME LENDING, LLC 1 6.88% $9,158
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.25% $11,376
    ACADEMY MORTGAGE CORPORATION 1 7.38% $5,522
    Citizens Bank 1 7.50% $12,298
    Barrington Bank & Trust Company, N.A. 1 7.25% $5,895
    The Central Trust Bank 1 7.63% $7,976
    TOTAL MORTGAGE SERVICES, LLC 1 7.13% $12,221
    Bar Harbor Bank & Trust 1 7.75% $10,298
    TrustCo Bank 1 5.75% $1,954
    KeyBank 1 6.63% $10,072
    BROKER SOLUTIONS, INC. 1 6.50% $12,597
    GUILD MORTGAGE COMPANY 1 6.00% $9,047
    Morgan Stanley Private Bank 1 6.70% $2,581
    Mortgage Research Center, LLC 1 6.63% $2,410
    MountainOne Bank 1 5.88% $4,305

    Bennington Average Closing Costs & Other Stats

    Bennington, VT's 53 lenders originated 429 loans during 2023. The total origination value was $125,795,000, with an average loan value of $293,228.

    Bennington's average closing costs are $5,228.

    The top Bennington lender as defined by loan originations is QUICKEN LOANS, LLC, with 19 loans originated. Their average total fees are $7,826, which is $1,195 higher than the next largest lender, Advisors Mortgage Group, L.L.C..

    The lowest fee Bennington lenders (with over 10 loans originated) are Advisors Mortgage Group, L.L.C. ($6,631), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,848), QUICKEN LOANS, LLC ($7,826), .

    The lowest rate Bennington lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.75%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.86%), Advisors Mortgage Group, L.L.C. (7.05%), .

    Bennington, VT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Barings Multifamily Capital $12,115,000 n/a 9.6%
    QUICKEN LOANS, LLC $19,175,000 $7,290,000 -62.0% 5.8%
    Advisors Mortgage Group, L.L.C. $9,985,000 $6,395,000 -36.0% 5.1%
    NEW ENGLAND FEDERAL CREDIT UNION $935,000 $6,365,000 580.7% 5.1%
    Bank of America $9,605,000 $6,075,000 -36.8% 4.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,745,000 $5,105,000 -41.6% 4.1%
    Union Bank $555,000 $5,080,000 815.3% 4.0%
    GREYLOCK $3,755,000 $3,535,000 -5.9% 2.8%
    Mascoma Bank $1,320,000 $3,365,000 154.9% 2.7%
    M&T Bank $3,870,000 $3,365,000 -13.0% 2.7%
    Mortgage Research Center, LLC $2,270,000 $3,305,000 45.6% 2.6%
    Citibank $6,915,000 $3,290,000 -52.4% 2.6%
    NORTHEAST HOME LOAN, LLC $5,485,000 $3,120,000 -43.1% 2.5%
    Berkshire Bank $3,145,000 $3,045,000 -3.2% 2.4%
    Citizens Bank $9,705,000 $3,015,000 -68.9% 2.4%
    U.S. Bank $3,510,000 $2,840,000 -19.1% 2.3%
    Adams Community Bank $3,005,000 $2,710,000 -9.8% 2.2%
    JPMorgan Chase Bank $12,325,000 $2,630,000 -78.7% 2.1%
    Community Bank $1,275,000 $2,260,000 77.3% 1.8%
    EMM LOANS LLC $1,620,000 $2,210,000 36.4% 1.8%
    TD Bank $5,950,000 $2,180,000 -63.4% 1.7%
    Wells Fargo Bank $5,600,000 $2,055,000 -63.3% 1.6%
    DRAPER AND KRAMER MORTGAGE CORP. $1,315,000 $1,745,000 32.7% 1.4%
    Truist $225,000 $1,530,000 580.0% 1.2%
    Farm Credit East, ACA $255,000 $1,510,000 492.2% 1.2%
    Kittredge Mortgage Corporation $1,840,000 $1,460,000 -20.7% 1.2%
    Leader Bank $1,440,000 n/a 1.1%
    Vermont Federal Credit Union $115,000 $1,350,000 1,073.9% 1.1%
    EVERETT FINANCIAL, INC. $265,000 $1,170,000 341.5% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $1,105,000 $1,140,000 3.2% 0.9%
    Bar Harbor Bank & Trust $1,035,000 $1,085,000 4.8% 0.9%
    Baxter Credit Union $1,005,000 n/a 0.8%
    Northpointe Bank $1,000,000 n/a 0.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $985,000 462.9% 0.8%
    CMG MORTGAGE, INC. $530,000 $925,000 74.5% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $4,240,000 $845,000 -80.1% 0.7%
    The Federal Savings Bank $795,000 n/a 0.6%
    LOANDEPOT.COM, LLC $4,185,000 $780,000 -81.4% 0.6%
    ACADEMY MORTGAGE CORPORATION $1,230,000 $750,000 -39.0% 0.6%
    BROKER SOLUTIONS, INC. $650,000 $745,000 14.6% 0.6%
    MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $705,000 $730,000 3.5% 0.6%
    TrustCo Bank $1,630,000 $680,000 -58.3% 0.5%
    GUARANTEED RATE AFFINITY, LLC $655,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,755,000 $630,000 -64.1% 0.5%
    Barrington Bank & Trust Company, N.A. $195,000 $545,000 179.5% 0.4%
    Figure Lending LLC $90,000 $510,000 466.7% 0.4%
    GUARANTEED RATE, INC. $1,215,000 $505,000 -58.4% 0.4%
    LONGBRIDGE FINANCIAL, LLC $480,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $1,330,000 $475,000 -64.3% 0.4%
    Hometown Equity Mortgage, LLC $455,000 n/a 0.4%
    KeyBank $1,170,000 $455,000 -61.1% 0.4%
    The Central Trust Bank $445,000 n/a 0.4%
    PENTAGON FEDERAL CREDIT UNION $440,000 n/a 0.3%
    The Adirondack Trust Company $415,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $940,000 $405,000 -56.9% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $395,000 n/a 0.3%
    RELIANCE FIRST CAPITAL, LLC $380,000 n/a 0.3%
    FINANCE OF AMERICA REVERSE LLC $370,000 n/a 0.3%
    NORWICH COMMERCIAL GROUP, INC. $350,000 n/a 0.3%
    NBKC BANK $225,000 $345,000 53.3% 0.3%
    CARDINAL FINANCIAL $135,000 $315,000 133.3% 0.3%
    Morgan Stanley Private Bank $3,155,000 $315,000 -90.0% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,345,000 $285,000 -78.8% 0.2%
    TEACHERS $275,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $825,000 $255,000 -69.1% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,860,000 $245,000 -86.8% 0.2%
    USAA Federal Savings Bank $580,000 $235,000 -59.5% 0.2%
    GUILD MORTGAGE COMPANY $225,000 n/a 0.2%
    PLANET HOME LENDING, LLC $225,000 n/a 0.2%
    MountainOne Bank $1,315,000 $220,000 -83.3% 0.2%
    Flagstar Bank, FSB $335,000 $205,000 -38.8% 0.2%
    PNC Bank $645,000 $205,000 -68.2% 0.2%
    TOTAL MORTGAGE SERVICES, LLC $175,000 $205,000 17.1% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,710,000 $185,000 -89.2% 0.1%
    DIGITAL Federal Credit Union $355,000 $175,000 -50.7% 0.1%
    LEADERONE FINANCIAL CORPORATION $145,000 n/a 0.1%
    Carrington Mortgage Services, LLC $260,000 $125,000 -51.9% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $75,000 $125,000 66.7% 0.1%
    Community National Bank $115,000 n/a 0.1%
    Glens Falls National Bank and Trust Company $115,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $110,000 n/a 0.1%
    NORTH COUNTRY $75,000 n/a 0.1%
    USAlliance Federal Credit Union $75,000 n/a 0.1%
    SPRING EQ, LLC $105,000 $65,000 -38.1% 0.1%

    Bennington's top lender by overall market share is Barings Multifamily Capital, with 9.6% market share. In second place, with 5.8%, is QUICKEN LOANS, LLC, having originated $7,290,000 in loans. In third place, with 5.1%, is Advisors Mortgage Group, L.L.C., having originated $6,395,000 in loans. In fourth place, with 5.1%, is NEW ENGLAND FEDERAL CREDIT UNION, having originated $6,365,000 in loans. In fifth place, with 4.8%, is Bank of America, having originated $6,075,000 in loans.

    Bennington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $330,250 (7.6%) $468,924 (2.9%) 0.00 487
    2018-02-01 $335,000 (7.3%) $475,937 (3.2%) 0.00 469
    2018-03-01 $335,000 (5.7%) $467,470 (1.4%) 0.00 468
    2018-04-01 $327,000 (2.2%) $460,026 (-0.9%) 0.00 470
    2018-05-01 $321,375 (1.4%) $452,995 (-2.2%) 0.00 480
    2018-06-01 $328,800 (6.2%) $448,591 (-2.1%) 0.00 519
    2018-07-01 $332,350 (4.2%) $449,029 (-3.6%) 0.00 546
    2018-08-01 $329,750 (3.4%) $458,917 (-1.2%) 0.00 560
    2018-09-01 $334,900 (3.1%) $473,383 (2.5%) 0.00 546
    2018-10-01 $337,000 (0.6%) $476,226 (1.9%) 0.00 551
    2018-11-01 $329,000 (-0.6%) $467,665 (-0.8%) 0.00 524
    2018-12-01 $334,900 (1.6%) $479,946 (2.4%) 0.00 488
    2019-01-01 $341,950 (3.5%) $474,728 (1.2%) 0.00 456
    2019-02-01 $344,925 (3.0%) $468,532 (-1.6%) 0.00 452
    2019-03-01 $345,264 (3.1%) $479,964 (2.7%) 0.00 436
    2019-04-01 $341,975 (4.6%) $486,582 (5.8%) 0.00 424
    2019-05-01 $332,000 (3.3%) $467,493 (3.2%) 0.00 425
    2019-06-01 $329,900 (0.3%) $465,569 (3.8%) 0.00 435
    2019-07-01 $345,000 (3.8%) $483,805 (7.7%) 0.00 472
    2019-08-01 $346,336 (5.0%) $494,201 (7.7%) 0.00 460
    2019-09-01 $348,341 (4.0%) $500,484 (5.7%) 0.00 441
    2019-10-01 $349,677 (3.8%) $501,743 (5.4%) 0.00 427
    2019-11-01 $349,900 (6.4%) $500,664 (7.1%) 0.00 399
    2019-12-01 $349,675 (4.4%) $507,398 (5.7%) 0.00 388
    2020-01-01 $345,500 (1.0%) $497,531 (4.8%) 0.00 371
    2020-02-01 $339,000 (-1.7%) $495,739 (5.8%) 0.00 352
    2020-03-01 $348,125 (0.8%) $515,443 (7.4%) 0.00 340
    2020-04-01 $349,475 (2.2%) $530,920 (9.1%) 0.00 318
    2020-05-01 $349,000 (5.1%) $521,910 (11.6%) 0.00 309
    2020-06-01 $348,825 (5.7%) $524,817 (12.7%) 0.00 297
    2020-07-01 $349,450 (1.3%) $569,294 (17.7%) 0.00 288
    2020-08-01 $379,900 (9.7%) $606,470 (22.7%) 0.00 254
    2020-09-01 $398,775 (14.5%) $607,654 (21.4%) 0.00 225
    2020-10-01 $395,000 (13.0%) $622,991 (24.2%) 0.00 203
    2020-11-01 $423,250 (21.0%) $695,596 (38.9%) 0.00 167
    2020-12-01 $439,500 (25.7%) $716,684 (41.3%) 0.00 158
    2021-01-01 $404,000 (16.9%) $704,212 (41.5%) 0.00 144
    2021-02-01 $362,450 (6.9%) $674,224 (36.0%) 0.00 129
    2021-03-01 $387,500 (11.3%) $707,467 (37.3%) 0.00 111
    2021-04-01 $424,000 (21.3%) $737,061 (38.8%) 0.00 106
    2021-05-01 $492,000 (41.0%) $750,453 (43.8%) 0.00 111
    2021-06-01 $477,000 (36.7%) $751,521 (43.2%) 0.00 128
    2021-07-01 $434,000 (24.2%) $734,674 (29.1%) 0.00 135
    2021-08-01 $434,750 (14.4%) $724,792 (19.5%) 0.00 131
    2021-09-01 $437,500 (9.7%) $701,754 (15.5%) 0.00 134
    2021-10-01 $449,900 (13.9%) $720,247 (15.6%) 0.00 108
    2021-11-01 $449,000 (6.1%) $675,807 (-2.8%) 0.00 89
    2021-12-01 $428,750 (-2.5%) $676,423 (-5.6%) 0.00 77
    2022-01-01 $425,000 (5.2%) $708,442 (0.6%) 0.00 59
    2022-02-01 $449,950 (24.1%) $717,520 (6.4%) 0.00 55
    2022-03-01 $437,425 (12.9%) $696,894 (-1.5%) 0.00 55
    2022-04-01 $450,000 (6.1%) $757,228 (2.7%) 0.00 57
    2022-05-01 $462,000 (-6.1%) $818,981 (9.1%) 0.00 73
    2022-06-01 $467,000 (-2.1%) $844,626 (12.4%) 0.00 102
    2022-07-01 $499,000 (15.0%) $843,383 (14.8%) 0.00 121
    2022-08-01 $549,500 (26.4%) $895,507 (23.6%) 0.00 109
    2022-09-01 $550,000 (25.7%) $941,175 (34.1%) 0.00 100
    2022-10-01 $507,000 (12.7%) $859,487 (19.3%) 0.00 98
    2022-11-01 $476,000 (6.0%) $833,164 (23.3%) 0.00 85
    2022-12-01 $479,000 (11.7%) $817,594 (20.9%) 0.00 77
    2023-01-01 $491,000 (15.5%) $839,126 (18.5%) 0.00 73
    2023-02-01 $566,000 (25.8%) $886,082 (23.5%) 0.00 63
    2023-03-01 $477,000 (9.1%) $831,966 (19.4%) 0.00 58
    2023-04-01 $464,000 (3.1%) $850,183 (12.3%) 0.00 54
    2023-05-01 $570,000 (23.4%) $906,117 (10.6%) 0.00 58
    2023-06-01 $609,125 (30.4%) $995,876 (17.9%) 0.00 62
    2023-07-01 $569,000 (14.0%) $870,825 (3.3%) 0.00 72
    2023-08-01 $571,750 (4.1%) $906,093 (1.2%) 0.00 72
    2023-09-01 $575,000 (4.6%) $865,680 (-8.0%) 0.00 89
    2023-10-01 $579,450 (14.3%) $949,311 (10.5%) 0.00 96
    2023-11-01 $550,000 (15.6%) $1,011,265 (21.4%) 0.00 90
    2023-12-01 $612,000 (27.8%) $1,064,126 (30.2%) 0.00 84
    2024-01-01 $699,000 (42.4%) $1,099,900 (31.1%) 0.00 80
    2024-02-01 $705,500 (24.7%) $1,101,987 (24.4%) 0.00 78
    2024-03-01 $725,000 (52.0%) $1,051,957 (26.4%) 0.00 68
    Bennington's median listing price for 2024-03-01 was $725,000, a difference of $248,000 (52.0%) versus the prior year and $19,500 versus the prior month.

    Bennington's median listing price comes in at 0% of the national average.

    Bennington's average listing price for 2024-03-01 was $1,051,957, a difference of $219,991 (26.4%) versus the prior year and $-50,030 versus the prior month.

    For the 2024-03-01 period, Bennington had 68 MLS listings, a difference of -10 listings (-13%) versus the prior month and 10 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,330 sqft
    2018-02-01 0 days 2,337 sqft
    2018-03-01 0 days 2,335 sqft
    2018-04-01 0 days 2,305 sqft
    2018-05-01 0 days 2,318 sqft
    2018-06-01 0 days 2,342 sqft
    2018-07-01 0 days 2,392 sqft
    2018-08-01 0 days 2,414 sqft
    2018-09-01 0 days 2,424 sqft
    2018-10-01 0 days 2,449 sqft
    2018-11-01 0 days 2,422 sqft
    2018-12-01 0 days 2,490 sqft
    2019-01-01 0 days 2,491 sqft
    2019-02-01 0 days 2,466 sqft
    2019-03-01 0 days 2,474 sqft
    2019-04-01 0 days 2,480 sqft
    2019-05-01 0 days 2,412 sqft
    2019-06-01 0 days 2,400 sqft
    2019-07-01 0 days 2,451 sqft
    2019-08-01 0 days 2,436 sqft
    2019-09-01 0 days 2,444 sqft
    2019-10-01 0 days 2,440 sqft
    2019-11-01 0 days 2,419 sqft
    2019-12-01 0 days 2,404 sqft
    2020-01-01 0 days 2,375 sqft
    2020-02-01 0 days 2,396 sqft
    2020-03-01 0 days 2,476 sqft
    2020-04-01 0 days 2,476 sqft
    2020-05-01 0 days 2,436 sqft
    2020-06-01 0 days 2,446 sqft
    2020-07-01 0 days 2,456 sqft
    2020-08-01 0 days 2,553 sqft
    2020-09-01 0 days 2,460 sqft
    2020-10-01 0 days 2,388 sqft
    2020-11-01 0 days 2,650 sqft
    2020-12-01 0 days 2,597 sqft
    2021-01-01 0 days 2,517 sqft
    2021-02-01 0 days 2,327 sqft
    2021-03-01 0 days 2,393 sqft
    2021-04-01 0 days 2,400 sqft
    2021-05-01 0 days 2,529 sqft
    2021-06-01 0 days 2,484 sqft
    2021-07-01 0 days 2,395 sqft
    2021-08-01 0 days 2,342 sqft
    2021-09-01 0 days 2,344 sqft
    2021-10-01 0 days 2,360 sqft
    2021-11-01 0 days 2,208 sqft
    2021-12-01 0 days 2,167 sqft
    2022-01-01 0 days 2,322 sqft
    2022-02-01 0 days 2,305 sqft
    2022-03-01 0 days 1,930 sqft
    2022-04-01 0 days 2,012 sqft
    2022-05-01 0 days 2,207 sqft
    2022-06-01 0 days 2,283 sqft
    2022-07-01 0 days 2,476 sqft
    2022-08-01 0 days 2,582 sqft
    2022-09-01 0 days 2,584 sqft
    2022-10-01 0 days 2,543 sqft
    2022-11-01 0 days 2,359 sqft
    2022-12-01 0 days 2,350 sqft
    2023-01-01 0 days 2,441 sqft
    2023-02-01 0 days 2,665 sqft
    2023-03-01 0 days 2,502 sqft
    2023-04-01 0 days 2,496 sqft
    2023-05-01 0 days 2,771 sqft
    2023-06-01 0 days 2,910 sqft
    2023-07-01 0 days 2,920 sqft
    2023-08-01 0 days 2,948 sqft
    2023-09-01 0 days 2,588 sqft
    2023-10-01 0 days 2,689 sqft
    2023-11-01 0 days 2,660 sqft
    2023-12-01 0 days 2,701 sqft
    2024-01-01 0 days 2,726 sqft
    2024-02-01 0 days 2,730 sqft
    2024-03-01 0 days 2,774 sqft
    Bennington's median listing age (time on market) for 2024-03-01 was 0 days.

    Bennington's median square footage for active listings during the 2024-03-01 period was 2,774 sqft. One year prior, the average listing was 2,502 sqft.

    Bennington, VT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 233 $80,275,000 $344,528
    Other 56 $7,960,000 $142,143
    Home Improvement 53 $7,205,000 $135,943
    Cash Out Refi 45 $10,205,000 $226,778
    Refi 42 $20,150,000 $479,762

    Bennington's most frequently cited loan purpose was Home Purchase, with 233 originations. The 2nd most popular reason was Other, with 56 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 160 $46,080,000 $288,000
    7-8% 95 $24,375,000 $256,579
    Over 8% 68 $11,730,000 $172,500
    5-6% 67 $34,195,000 $510,373
    4-5% 25 $7,545,000 $301,800
    3-4% 7 $805,000 $115,000
    <2.5% 5 $295,000 $59,000
    2.5-3% 1 $355,000 $355,000

    During 2023, Bennington's most frequently originated rate bucket was 6-7%, with 160 originations.

    Loan Sizing (Bennington, VT MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 136 $36,900,000 $271,324
    $100k-200k 128 $18,730,000 $146,328
    $100,000 or less 82 $4,400,000 $53,659
    $400k-600k 44 $20,990,000 $477,045
    $600k-1000k 30 $22,160,000 $738,667
    $Over $1MM 9 $22,615,000 $2,512,778

    Bennington's loan sizing saw the bucket of loans from $200k-400k with 136 originations, totaling $36,900,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 127 $41,605,000 $327,598
    60-80% 98 $50,720,000 $517,551
    40-60% 72 $17,690,000 $245,694
    Under 20% 66 $4,580,000 $69,394
    20-40% 64 $10,410,000 $162,656
    Over 100% 1 $375,000 $375,000

    Bennington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 127 originations, totaling $41,605,000 in origination value.