Bennington Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bennington averaged
6.52%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.75% and
one month ago for the week of 2023-02-09, the
average rate was 6.14%.
Bennington's average rate one year ago was 4.07%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.51%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Bennington 30 Year Fixed Rate | 2023-03-16 | 6.52% |
Bennington 30 Year Fixed Rate Refi | 2023-03-16 | 6.51% |
Bennington 15 Year Fixed Rate | 2023-03-16 | 6.03% |
Bennington 15 Year Fixed Rate Refi | 2023-03-16 | 5.96% |
Bennington 30 Year FHA | 2023-03-16 | 6.39% |
Bennington 30 Year FHA Refi | 2023-03-16 | 6.79% |
Bennington 30 Year USDA | 2023-03-16 | 7.13% |
Bennington 30 Year VA | 2023-03-16 | 6.74% |
Bennington 30 Year VA Refi | 2023-03-16 | 6% |
Bennington Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bennington, VT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Bennington Average Closing Costs & Other Stats
Bennington, VT's 91 lenders originated 1,010
loans during 2021. The total origination value was $261,910,000, with an average loan value of
$259,317.
Bennington's average closing costs are $4,597.
The top Bennington lender as defined by loan originations is QUICKEN LOANS, LLC, with
78 loans originated. Their average total fees are
$5,333, which is $870
higher than the next largest lender,
Advisors Mortgage Group, L.L.C..
The lowest fee Bennington lenders (with over 10 loans originated) are
Adams Community Bank ($3,053), GREYLOCK ($3,122), JPMorgan Chase Bank ($3,799), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,218) and GUARANTEED RATE, INC. ($4,304).
The lowest rate Bennington lenders (with over 10 loans originated) are
Wells Fargo Bank (2.86%), JPMorgan Chase Bank (2.92%), QUICKEN LOANS, LLC (3.00%), VERMONT STATE EMPLOYEES (3.03%) and GUARANTEED RATE, INC. (3.07%).
Bennington, VT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $27,615,000 | $31,050,000 | 12.4% | 11.9% |
Advisors Mortgage Group, L.L.C. | $11,080,000 | $17,725,000 | 60.0% | 6.8% |
NORTHEAST HOME LOAN, LLC | $7,835,000 | $9,450,000 | 20.6% | 3.6% |
JPMorgan Chase Bank | $13,205,000 | $9,180,000 | -30.5% | 3.5% |
Wells Fargo Bank | $8,460,000 | $8,590,000 | 1.5% | 3.3% |
VERMONT STATE EMPLOYEES | $7,375,000 | $7,395,000 | 0.3% | 2.8% |
Citizens Bank | $7,100,000 | $6,815,000 | -4.0% | 2.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,425,000 | $6,305,000 | -1.9% | 2.4% |
UBS Bank USA | $5,285,000 | $6,300,000 | 19.2% | 2.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,280,000 | $5,990,000 | -4.6% | 2.3% |
Citibank | $2,445,000 | $5,740,000 | 134.8% | 2.2% |
LOANDEPOT.COM, LLC | $4,475,000 | $5,615,000 | 25.5% | 2.1% |
GUARANTEED RATE, INC. | $1,480,000 | $5,125,000 | 246.3% | 2.0% |
U.S. Bank | $3,350,000 | $4,950,000 | 47.8% | 1.9% |
Berkshire Bank | $3,260,000 | $4,930,000 | 51.2% | 1.9% |
PENNYMAC LOAN SERVICES, LLC | $115,000 | $4,590,000 | 3,891.3% | 1.8% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $825,000 | $4,340,000 | 426.1% | 1.7% |
TrustCo Bank | $2,560,000 | $4,090,000 | 59.8% | 1.6% |
BETTER MORTGAGE CORPORATION | $4,030,000 | n/a | 1.5% | |
Bank of America | $8,310,000 | $3,995,000 | -51.9% | 1.5% |
Community Bank | $1,190,000 | $3,985,000 | 234.9% | 1.5% |
TD Bank | $7,945,000 | $3,875,000 | -51.2% | 1.5% |
People's United Bank | $4,765,000 | $3,665,000 | -23.1% | 1.4% |
Morgan Stanley Private Bank | $1,690,000 | $3,645,000 | 115.7% | 1.4% |
FREEDOM MORTGAGE CORPORATION | $3,790,000 | $3,595,000 | -5.1% | 1.4% |
EMM LOANS LLC | $1,570,000 | $3,520,000 | 124.2% | 1.3% |
HOME POINT FINANCIAL CORPORATION | $455,000 | $3,350,000 | 636.3% | 1.3% |
Mr. Cooper ( Nationstar Mortgage ) | $895,000 | $3,170,000 | 254.2% | 1.2% |
GREYLOCK | $3,425,000 | $3,015,000 | -12.0% | 1.2% |
Adams Community Bank | $2,020,000 | $2,910,000 | 44.1% | 1.1% |
Stifel Bank and Trust | $1,675,000 | $2,885,000 | 72.2% | 1.1% |
First Republic Bank | $185,000 | $2,530,000 | 1,267.6% | 1.0% |
HOMESTEAD FUNDING CORP. | $5,770,000 | $2,520,000 | -56.3% | 1.0% |
CROSSCOUNTRY MORTGAGE, LLC | $800,000 | $2,385,000 | 198.1% | 0.9% |
Mascoma Bank | $695,000 | $2,355,000 | 238.8% | 0.9% |
MOVEMENT MORTGAGE, LLC | $175,000 | $2,315,000 | 1,222.9% | 0.9% |
BROKER SOLUTIONS, INC. | $470,000 | $2,215,000 | 371.3% | 0.8% |
Mortgage Research Center, LLC | $3,180,000 | $2,170,000 | -31.8% | 0.8% |
Northpointe Bank | $455,000 | $2,145,000 | 371.4% | 0.8% |
UNITED WHOLESALE MORTGAGE, LLC | $410,000 | $1,970,000 | 380.5% | 0.8% |
AMERISAVE MORTGAGE CORPORATION | $945,000 | $1,825,000 | 93.1% | 0.7% |
BNY Mellon | $1,210,000 | $1,785,000 | 47.5% | 0.7% |
MountainOne Bank | $1,300,000 | $1,715,000 | 31.9% | 0.7% |
KeyBank | $880,000 | $1,645,000 | 86.9% | 0.6% |
NEW ENGLAND FEDERAL CREDIT UNION | $240,000 | $1,505,000 | 527.1% | 0.6% |
DRAPER AND KRAMER MORTGAGE CORP. | $550,000 | $1,345,000 | 144.5% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $1,075,000 | $1,320,000 | 22.8% | 0.5% |
ACADEMY MORTGAGE CORPORATION | $830,000 | $1,260,000 | 51.8% | 0.5% |
Goldman Sachs Bank USA | $1,005,000 | $1,235,000 | 22.9% | 0.5% |
USAA Federal Savings Bank | $2,475,000 | $1,165,000 | -52.9% | 0.4% |
Truist Bank | $835,000 | $1,160,000 | 38.9% | 0.4% |
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $1,090,000 | n/a | 0.4% | |
NBKC BANK | $445,000 | $1,065,000 | 139.3% | 0.4% |
BNC National Bank | $435,000 | $1,045,000 | 140.2% | 0.4% |
Baxter Credit Union | $175,000 | $1,005,000 | 474.3% | 0.4% |
Flagstar Bank, FSB | $195,000 | $975,000 | 400.0% | 0.4% |
First Home Bank | $125,000 | $970,000 | 676.0% | 0.4% |
Manufacturers and Traders Trust Company | $650,000 | $915,000 | 40.8% | 0.3% |
Wyndham Capital Mortgage, Inc. | $825,000 | n/a | 0.3% | |
Glens Falls National Bank and Trust Company | $160,000 | $785,000 | 390.6% | 0.3% |
GuardHill Financial Corp. | $780,000 | n/a | 0.3% | |
Charles Schwab Bank, SSB | $765,000 | n/a | 0.3% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $470,000 | $755,000 | 60.6% | 0.3% |
CALIBER HOME LOANS, INC. | $515,000 | $750,000 | 45.6% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $570,000 | $705,000 | 23.7% | 0.3% |
NAVY FEDERAL CREDIT UNION | $930,000 | $680,000 | -26.9% | 0.3% |
EMBRACE HOME LOANS, INC. | $670,000 | n/a | 0.3% | |
City National Bank | $655,000 | n/a | 0.3% | |
USAlliance Federal Credit Union | $635,000 | n/a | 0.2% | |
Paramount Residential Mortgage Group, Inc. | $345,000 | $605,000 | 75.4% | 0.2% |
CMG MORTGAGE, INC. | $420,000 | $550,000 | 31.0% | 0.2% |
DIGITAL Federal Credit Union | $320,000 | $490,000 | 53.1% | 0.2% |
PLANET HOME LENDING, LLC | $275,000 | $475,000 | 72.7% | 0.2% |
PNC Bank | $1,185,000 | $460,000 | -61.2% | 0.2% |
Navigant Credit Union | $455,000 | n/a | 0.2% | |
SOFI LENDING CORP. | $125,000 | $450,000 | 260.0% | 0.2% |
Nations Lending Corporation | $125,000 | $445,000 | 256.0% | 0.2% |
Vermont Federal Credit Union | $430,000 | n/a | 0.2% | |
Bethpage Federal Credit Union | $245,000 | $425,000 | 73.5% | 0.2% |
Bank of England | $400,000 | $405,000 | 1.3% | 0.2% |
First Federal Bank of Kansas City | $405,000 | n/a | 0.2% | |
Toyota Financial Savings Bank | $405,000 | n/a | 0.2% | |
Arvest Bank | $690,000 | $390,000 | -43.5% | 0.1% |
TOTAL MORTGAGE SERVICES, LLC | $490,000 | $390,000 | -20.4% | 0.1% |
North American Savings Bank, F.S.B. | $1,025,000 | $385,000 | -62.4% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $380,000 | n/a | 0.1% | |
BOKF | $375,000 | n/a | 0.1% | |
NEWREZ LLC | $470,000 | $350,000 | -25.5% | 0.1% |
Quontic Bank | $345,000 | n/a | 0.1% | |
Bar Harbor Bank & Trust | $105,000 | $335,000 | 219.0% | 0.1% |
Fairfield County Bank | $375,000 | $325,000 | -13.3% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $660,000 | $325,000 | -50.8% | 0.1% |
AFFINITY | $305,000 | n/a | 0.1% | |
MSA MORTGAGE, LLC | $305,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $300,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $145,000 | $300,000 | 106.9% | 0.1% |
Farm Credit East, ACA | $295,000 | n/a | 0.1% | |
QUORUM FEDERAL CREDIT UNION | $295,000 | n/a | 0.1% | |
Colonial Savings, F.A. | $285,000 | n/a | 0.1% | |
Carrington Mortgage Services, LLC | $265,000 | n/a | 0.1% | |
Envision Bank | $375,000 | $255,000 | -32.0% | 0.1% |
TOWER | $255,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $250,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $235,000 | n/a | 0.1% | |
PeoplesBank | $215,000 | n/a | 0.1% | |
Unity Bank | $215,000 | n/a | 0.1% | |
Simmons Bank | $205,000 | n/a | 0.1% | |
HARBORONE MORTGAGE, LLC | $345,000 | $195,000 | -43.5% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $400,000 | $195,000 | -51.3% | 0.1% |
NBT Bank | $6,150,000 | $175,000 | -97.2% | 0.1% |
SCIENT Federal Credit Union | $175,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $165,000 | n/a | 0.1% | |
Fidelity Bank | $165,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $155,000 | n/a | 0.1% | |
NFM, INC. | $155,000 | n/a | 0.1% | |
Discover Bank | $150,000 | n/a | 0.1% | |
Bangor Savings Bank | $265,000 | $145,000 | -45.3% | 0.1% |
LENDERFI, INC. | $145,000 | n/a | 0.1% | |
STEARNS LENDING, LLC | $145,000 | n/a | 0.1% | |
WILLIAM RAVEIS MORTGAGE, LLC | $145,000 | n/a | 0.1% | |
Easthampton Savings Bank | $135,000 | n/a | 0.1% | |
Service Federal Credit Union | $135,000 | n/a | 0.1% | |
GEORGIA'S OWN | $125,000 | n/a | 0.0% | |
DOMINION FINANCIAL SERVICES, LLC | $115,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $105,000 | n/a | 0.0% | |
TCT | $105,000 | $95,000 | -9.5% | 0.0% |
AMERICAN ADVISORS GROUP | $105,000 | $55,000 | -47.6% | 0.0% |
Bennington's top lender by overall market share is QUICKEN LOANS, LLC, with 11.9% market share. In second place, with 6.8%, is Advisors Mortgage Group, L.L.C., having originated $17,725,000 in loans. In third place, with 3.6%, is NORTHEAST HOME LOAN, LLC, having originated $9,450,000 in loans. In fourth place, with 3.5%, is JPMorgan Chase Bank, having originated $9,180,000 in loans. In fifth place, with 3.3%, is Wells Fargo Bank, having originated $8,590,000 in loans.
Bennington Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $331,750 (7.3%) | $469,389 (2.9%) | 0.00 | 487 |
2018-02-01 | $336,900 (7.0%) | $476,404 (3.2%) | 0.00 | 470 |
2018-03-01 | $335,000 (5.5%) | $467,953 (1.4%) | 0.00 | 470 |
2018-04-01 | $327,000 (2.2%) | $460,525 (-0.9%) | 0.00 | 471 |
2018-05-01 | $322,000 (0.8%) | $453,494 (-2.2%) | 0.00 | 481 |
2018-06-01 | $328,900 (5.4%) | $448,591 (-2.2%) | 0.00 | 520 |
2018-07-01 | $332,350 (4.2%) | $449,029 (-3.6%) | 0.00 | 546 |
2018-08-01 | $329,750 (3.4%) | $458,917 (-1.2%) | 0.00 | 560 |
2018-09-01 | $334,900 (2.4%) | $473,383 (2.4%) | 0.00 | 546 |
2018-10-01 | $337,000 (0.6%) | $476,428 (1.8%) | 0.00 | 552 |
2018-11-01 | $329,000 (-1.0%) | $468,097 (-0.8%) | 0.00 | 525 |
2018-12-01 | $334,950 (1.7%) | $480,391 (2.4%) | 0.00 | 489 |
2019-01-01 | $342,225 (3.2%) | $475,213 (1.2%) | 0.00 | 457 |
2019-02-01 | $344,975 (2.4%) | $469,033 (-1.6%) | 0.00 | 453 |
2019-03-01 | $345,571 (3.2%) | $480,455 (2.7%) | 0.00 | 438 |
2019-04-01 | $342,225 (4.7%) | $487,067 (5.8%) | 0.00 | 426 |
2019-05-01 | $332,000 (3.1%) | $468,012 (3.2%) | 0.00 | 426 |
2019-06-01 | $329,900 (0.3%) | $466,008 (3.9%) | 0.00 | 435 |
2019-07-01 | $343,450 (3.3%) | $483,782 (7.7%) | 0.00 | 471 |
2019-08-01 | $346,336 (5.0%) | $494,207 (7.7%) | 0.00 | 460 |
2019-09-01 | $348,341 (4.0%) | $500,500 (5.7%) | 0.00 | 440 |
2019-10-01 | $349,677 (3.8%) | $501,759 (5.3%) | 0.00 | 426 |
2019-11-01 | $349,900 (6.4%) | $500,678 (7.0%) | 0.00 | 398 |
2019-12-01 | $349,450 (4.3%) | $507,430 (5.6%) | 0.00 | 387 |
2020-01-01 | $345,500 (1.0%) | $497,590 (4.7%) | 0.00 | 370 |
2020-02-01 | $339,000 (-1.7%) | $495,796 (5.7%) | 0.00 | 351 |
2020-03-01 | $347,750 (0.6%) | $515,560 (7.3%) | 0.00 | 339 |
2020-04-01 | $349,450 (2.1%) | $531,092 (9.0%) | 0.00 | 317 |
2020-05-01 | $349,000 (5.1%) | $522,053 (11.6%) | 0.00 | 308 |
2020-06-01 | $348,825 (5.7%) | $525,726 (12.8%) | 0.00 | 295 |
2020-07-01 | $349,100 (1.7%) | $569,628 (17.7%) | 0.00 | 287 |
2020-08-01 | $364,800 (5.3%) | $607,010 (22.8%) | 0.00 | 253 |
2020-09-01 | $398,550 (14.4%) | $607,945 (21.5%) | 0.00 | 225 |
2020-10-01 | $396,550 (13.4%) | $622,991 (24.2%) | 0.00 | 203 |
2020-11-01 | $422,250 (20.7%) | $694,785 (38.8%) | 0.00 | 167 |
2020-12-01 | $440,750 (26.1%) | $718,705 (41.6%) | 0.00 | 159 |
2021-01-01 | $409,900 (18.6%) | $705,714 (41.8%) | 0.00 | 145 |
2021-02-01 | $362,475 (6.9%) | $676,138 (36.4%) | 0.00 | 130 |
2021-03-01 | $392,250 (12.8%) | $709,388 (37.6%) | 0.00 | 112 |
2021-04-01 | $426,500 (22.1%) | $738,800 (39.1%) | 0.00 | 107 |
2021-05-01 | $495,000 (41.8%) | $751,911 (44.0%) | 0.00 | 112 |
2021-06-01 | $477,000 (36.7%) | $752,795 (43.2%) | 0.00 | 129 |
2021-07-01 | $439,000 (25.8%) | $736,052 (29.2%) | 0.00 | 136 |
2021-08-01 | $437,475 (19.9%) | $726,299 (19.7%) | 0.00 | 132 |
2021-09-01 | $443,750 (11.3%) | $703,387 (15.7%) | 0.00 | 135 |
2021-10-01 | $450,000 (13.5%) | $720,235 (15.6%) | 0.00 | 110 |
2021-11-01 | $449,450 (6.4%) | $677,210 (-2.5%) | 0.00 | 91 |
2021-12-01 | $439,500 (-0.3%) | $676,189 (-5.9%) | 0.00 | 78 |
2022-01-01 | $425,000 (3.7%) | $708,442 (0.4%) | 0.00 | 59 |
2022-02-01 | $449,950 (24.1%) | $716,005 (5.9%) | 0.00 | 55 |
2022-03-01 | $437,425 (11.5%) | $696,894 (-1.8%) | 0.00 | 55 |
2022-04-01 | $450,000 (5.5%) | $757,228 (2.5%) | 0.00 | 57 |
2022-05-01 | $462,000 (-6.7%) | $818,981 (8.9%) | 0.00 | 73 |
2022-06-01 | $467,000 (-2.1%) | $844,626 (12.2%) | 0.00 | 102 |
2022-07-01 | $499,000 (13.7%) | $843,383 (14.6%) | 0.00 | 121 |
2022-08-01 | $549,500 (25.6%) | $895,507 (23.3%) | 0.00 | 109 |
2022-09-01 | $550,000 (23.9%) | $941,175 (33.8%) | 0.00 | 100 |
2022-10-01 | $507,000 (12.7%) | $859,487 (19.3%) | 0.00 | 98 |
2022-11-01 | $476,000 (5.9%) | $833,164 (23.0%) | 0.00 | 85 |
2022-12-01 | $479,000 (9.0%) | $817,594 (20.9%) | 0.00 | 77 |
2023-01-01 | $491,000 (15.5%) | $839,126 (18.5%) | 0.00 | 73 |
2023-02-01 | $566,000 (25.8%) | $886,082 (23.8%) | 0.00 | 63 |
Bennington's median listing price comes in at 0% of the national average.
Bennington's average listing price for 2023-02-01 was $886,082, a difference of $170,077 (23.8%) versus the prior year and $46,956 versus the prior month.
For the 2023-02-01 period, Bennington had 63 MLS listings, a difference of -10 listings (-14%) versus the prior month and 8 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,335 sqft |
2018-02-01 | 0 days | 2,340 sqft |
2018-03-01 | 0 days | 2,335 sqft |
2018-04-01 | 0 days | 2,312 sqft |
2018-05-01 | 0 days | 2,319 sqft |
2018-06-01 | 0 days | 2,344 sqft |
2018-07-01 | 0 days | 2,392 sqft |
2018-08-01 | 0 days | 2,414 sqft |
2018-09-01 | 0 days | 2,427 sqft |
2018-10-01 | 0 days | 2,454 sqft |
2018-11-01 | 0 days | 2,429 sqft |
2018-12-01 | 0 days | 2,495 sqft |
2019-01-01 | 0 days | 2,494 sqft |
2019-02-01 | 0 days | 2,469 sqft |
2019-03-01 | 0 days | 2,475 sqft |
2019-04-01 | 0 days | 2,481 sqft |
2019-05-01 | 0 days | 2,414 sqft |
2019-06-01 | 0 days | 2,400 sqft |
2019-07-01 | 0 days | 2,446 sqft |
2019-08-01 | 0 days | 2,435 sqft |
2019-09-01 | 0 days | 2,443 sqft |
2019-10-01 | 0 days | 2,439 sqft |
2019-11-01 | 0 days | 2,408 sqft |
2019-12-01 | 0 days | 2,402 sqft |
2020-01-01 | 0 days | 2,363 sqft |
2020-02-01 | 0 days | 2,391 sqft |
2020-03-01 | 0 days | 2,472 sqft |
2020-04-01 | 0 days | 2,468 sqft |
2020-05-01 | 0 days | 2,417 sqft |
2020-06-01 | 0 days | 2,433 sqft |
2020-07-01 | 0 days | 2,444 sqft |
2020-08-01 | 0 days | 2,532 sqft |
2020-09-01 | 0 days | 2,460 sqft |
2020-10-01 | 0 days | 2,388 sqft |
2020-11-01 | 0 days | 2,650 sqft |
2020-12-01 | 0 days | 2,599 sqft |
2021-01-01 | 0 days | 2,550 sqft |
2021-02-01 | 0 days | 2,336 sqft |
2021-03-01 | 0 days | 2,396 sqft |
2021-04-01 | 0 days | 2,401 sqft |
2021-05-01 | 0 days | 2,550 sqft |
2021-06-01 | 0 days | 2,499 sqft |
2021-07-01 | 0 days | 2,408 sqft |
2021-08-01 | 0 days | 2,351 sqft |
2021-09-01 | 0 days | 2,362 sqft |
2021-10-01 | 0 days | 2,360 sqft |
2021-11-01 | 0 days | 2,208 sqft |
2021-12-01 | 0 days | 2,161 sqft |
2022-01-01 | 0 days | 2,322 sqft |
2022-02-01 | 0 days | 2,311 sqft |
2022-03-01 | 0 days | 1,930 sqft |
2022-04-01 | 0 days | 2,012 sqft |
2022-05-01 | 0 days | 2,207 sqft |
2022-06-01 | 0 days | 2,283 sqft |
2022-07-01 | 0 days | 2,476 sqft |
2022-08-01 | 0 days | 2,582 sqft |
2022-09-01 | 0 days | 2,584 sqft |
2022-10-01 | 0 days | 2,543 sqft |
2022-11-01 | 0 days | 2,359 sqft |
2022-12-01 | 0 days | 2,350 sqft |
2023-01-01 | 0 days | 2,441 sqft |
2023-02-01 | 0 days | 2,665 sqft |
Bennington's median square footage for active listings during the 2023-02-01 period was 2,665 sqft. One year prior, the average listing was 2,311 sqft.
Bennington, VT Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 422 | $130,280,000 | $308,720 |
Refi | 333 | $71,095,000 | $213,498 |
Cash Out Refi | 171 | $43,935,000 | $256,930 |
Home Improvement | 54 | $8,400,000 | $155,556 |
Other | 30 | $8,200,000 | $273,333 |
Bennington's most frequently cited loan purpose was Home Purchase, with 422 originations. The 2nd most popular reason was Refi, with 333 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 469 | $136,375,000 | $290,778 |
3-4% | 330 | $75,640,000 | $229,212 |
<2.5% | 169 | $44,695,000 | $264,467 |
4-5% | 32 | $4,380,000 | $136,875 |
7-8% | 4 | $190,000 | $47,500 |
5-6% | 3 | $395,000 | $131,667 |
6-7% | 1 | $25,000 | $25,000 |
Over 8% | 1 | $115,000 | $115,000 |
During 2021, Bennington's most frequently originated rate bucket was 2.5-3%, with 469 originations.
Loan Sizing (Bennington, VT MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 398 | $59,690,000 | $149,975 |
$200k-400k | 351 | $97,475,000 | $277,707 |
$400k-600k | 106 | $50,360,000 | $475,094 |
$100,000 or less | 102 | $6,210,000 | $60,882 |
$600k-1000k | 39 | $28,535,000 | $731,667 |
$Over $1MM | 14 | $19,640,000 | $1,402,857 |
Bennington's loan sizing saw the bucket of loans from $100k-200k with 398 originations, totaling $59,690,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 381 | $114,225,000 | $299,803 |
80-100% | 330 | $91,200,000 | $276,364 |
40-60% | 158 | $37,290,000 | $236,013 |
20-40% | 67 | $10,705,000 | $159,776 |
Under 20% | 47 | $2,625,000 | $55,851 |
Over 100% | 2 | $840,000 | $420,000 |
Bennington's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 381 originations, totaling $114,225,000 in origination value.