Bank Of America Mortgage Rates, Fees & Info

Charlotte, NC

LEI: B4TYDEB6GKMZO031MB27

Tax ID: 94-1687665

5 stars - Updated: 12/17/24 - out of 5 stars, based on 303 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Bank Of America is a large bank specializing in Home Purchase loans. Bank Of America has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, San Francisco, San Jose, and Miami among others. We have data for 786 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bank Of America has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of America is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 5.90% 12/17/24
30 Year Conventional Refi 6.01% 12/17/24
30 Year Cash-out Refi 6.41% 12/17/24
30 Year FHA Purchase 6.87% 12/17/24
30 Year FHA Refi 6.65% 12/17/24
30 Year VA Purchase 6.00% 12/17/24
30 Year VA Refi 6.00% 12/17/24
15 Year Conventional Purchase 5.59% 12/17/24
15 Year Conventional Refi 5.78% 12/17/24
15 Year Cash-out Refi 5.78% 12/17/24
15 Year FHA Purchase 6.69% 12/17/24
15 Year FHA Refi 7.01% 12/17/24
15 Year VA Purchase 5.83% 12/17/24
15 Year VA Refi 6.23% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bank Of America Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bank Of America. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

91,846

Origination Dollar Volume (All Markets)

$28,452,070,000
Show all (221) awards

Relative Rate

Bank Of America's average 30 year fixed mortgage rate was 7.03%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.55%.

Relative Fees (Closing Costs)

Bank Of America's average total fees/closing costs for a 30 year fixed rate mortgage were $6,305.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 6,365 $2,802,055,000 $440,229 $8,060 6.80%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5,751 $2,679,295,000 $465,883 $8,802 6.93%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3,196 $2,023,070,000 $633,001 $8,316 6.67%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1,658 $1,463,940,000 $882,955 $5,620 6.40%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,881 $1,110,075,000 $385,309 $8,612 6.96%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2,629 $970,065,000 $368,986 $7,689 6.93%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2,254 $953,500,000 $423,026 $7,019 6.89%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3,483 $911,015,000 $261,560 $5,799 6.93%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,547 $738,135,000 $289,806 $7,436 6.98%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,725 $685,975,000 $251,734 $5,149 6.92%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2,950 $681,860,000 $231,139 $4,655 6.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3,065 $624,415,000 $203,724 $5,896 7.11%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2,422 $573,480,000 $236,780 $7,172 7.14%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,350 $563,820,000 $417,644 $8,882 6.90%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,024 $475,370,000 $234,867 $5,919 6.98%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,834 $470,580,000 $256,587 $5,823 6.88%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,792 $387,940,000 $216,484 $7,967 7.17%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 783 $362,505,000 $462,969 $8,251 6.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,531 $356,225,000 $232,675 $6,652 7.08%
Outside of Metro Areas 1,036 $354,130,000 $341,824 $6,014 6.99%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 736 $339,400,000 $461,141 $8,881 6.85%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 747 $311,565,000 $417,088 $5,219 6.72%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 988 $272,380,000 $275,688 $6,340 7.09%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 918 $249,180,000 $271,438 $6,924 7.03%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,376 $245,940,000 $178,735 $2,242 7.03%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,197 $241,095,000 $201,416 $6,375 7.12%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,153 $237,455,000 $205,945 $5,503 7.07%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 952 $230,440,000 $242,059 $6,553 7.11%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 940 $220,720,000 $234,809 $6,104 7.16%
RALEIGH-CARY, NC (FHA|USDA|VA) 791 $208,635,000 $263,761 $5,533 6.92%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 631 $192,185,000 $304,572 $8,817 6.86%
JACKSONVILLE, FL (FHA|USDA|VA) 704 $175,260,000 $248,949 $6,635 7.02%
ST. LOUIS, MO-IL (FHA|USDA|VA) 996 $163,160,000 $163,815 $3,638 7.16%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 487 $138,825,000 $285,062 $6,422 6.97%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 437 $138,055,000 $315,915 $7,995 6.98%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 480 $136,900,000 $285,208 $4,538 6.75%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 656 $134,950,000 $205,716 $6,078 7.14%
KANSAS CITY, MO-KS (FHA|USDA|VA) 732 $124,260,000 $169,754 $3,770 7.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 264 $115,080,000 $435,909 $9,376 6.63%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 535 $97,765,000 $182,738 $5,283 7.12%
RICHMOND, VA (FHA|USDA|VA) 527 $93,345,000 $177,125 $4,760 7.22%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 615 $89,935,000 $146,236 $5,167 7.24%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 352 $86,850,000 $246,733 $8,294 7.03%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 440 $83,040,000 $188,727 $5,989 7.03%
STOCKTON, CA (FHA|USDA|VA) 302 $79,390,000 $262,881 $7,136 7.10%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 409 $77,135,000 $188,594 $5,347 7.03%
RENO, NV (FHA|USDA|VA) 278 $73,610,000 $264,784 $6,493 7.23%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 387 $72,085,000 $186,266 $5,510 7.14%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 396 $70,390,000 $177,753 $4,546 7.20%
SALINAS, CA (FHA|USDA|VA) 155 $69,665,000 $449,452 $7,133 6.89%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 141 $68,055,000 $482,660 $8,542 6.92%
WORCESTER, MA-CT (FHA|USDA|VA) 360 $67,990,000 $188,861 $6,085 7.17%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 373 $66,955,000 $179,504 $5,965 7.14%
Heber, UT (FHA|USDA|VA) 56 $66,810,000 $1,193,036 $10,193 6.52%
BOULDER, CO (FHA|USDA|VA) 87 $64,665,000 $743,276 $7,394 6.60%
PORT ST. LUCIE, FL (FHA|USDA|VA) 289 $63,785,000 $220,709 $9,067 7.17%
Glenwood Springs, CO (FHA|USDA|VA) 22 $59,680,000 $2,712,727 $9,182 6.04%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 222 $59,240,000 $266,847 $5,131 7.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 260 $58,770,000 $226,038 $3,028 7.08%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 373 $58,455,000 $156,716 $3,181 6.91%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 155 $56,195,000 $362,548 $7,371 6.93%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 153 $55,215,000 $360,882 $6,497 6.97%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 154 $54,920,000 $356,623 $6,578 6.89%
OKLAHOMA CITY, OK (FHA|USDA|VA) 276 $52,790,000 $191,268 $3,015 6.79%
TUCSON, AZ (FHA|USDA|VA) 325 $52,455,000 $161,400 $7,322 7.26%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 231 $52,015,000 $225,173 $4,898 7.04%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 119 $51,325,000 $431,303 $5,680 6.84%
PITTSBURGH, PA (FHA|USDA|VA) 200 $51,180,000 $255,900 $5,639 6.93%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 253 $49,435,000 $195,395 $6,924 7.19%
COLUMBUS, OH (FHA|USDA|VA) 219 $48,475,000 $221,347 $4,996 6.94%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 210 $48,300,000 $230,000 $6,608 7.12%
ALBUQUERQUE, NM (FHA|USDA|VA) 292 $46,990,000 $160,925 $4,793 7.20%
ASHEVILLE, NC (FHA|USDA|VA) 206 $43,200,000 $209,709 $5,933 7.11%
FRESNO, CA (FHA|USDA|VA) 226 $43,100,000 $190,708 $4,588 7.21%
TULSA, OK (FHA|USDA|VA) 219 $42,265,000 $192,991 $4,009 7.06%
COLUMBIA, SC (FHA|USDA|VA) 290 $41,970,000 $144,724 $4,420 7.21%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 191 $41,925,000 $219,503 $5,156 6.90%
SAVANNAH, GA (FHA|USDA|VA) 199 $41,705,000 $209,573 $5,821 7.07%
WILMINGTON, NC (FHA|USDA|VA) 151 $41,675,000 $275,993 $6,175 7.15%
SALISBURY, MD-DE (FHA|USDA|VA) 157 $41,195,000 $262,389 $6,230 7.03%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 269 $41,105,000 $152,807 $3,528 7.11%
VALLEJO, CA (FHA|USDA|VA) 217 $40,415,000 $186,244 $7,578 7.22%
OCEAN CITY, NJ (FHA|USDA|VA) 72 $40,270,000 $559,306 $8,900 6.81%
ANN ARBOR, MI (FHA|USDA|VA) 138 $40,110,000 $290,652 $3,133 6.77%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 175 $39,855,000 $227,743 $7,043 6.82%
KNOXVILLE, TN (FHA|USDA|VA) 169 $39,205,000 $231,982 $5,043 7.17%
Edwards, CO (FHA|USDA|VA) 18 $37,730,000 $2,096,111 $7,202 5.94%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 119 $36,295,000 $305,000 $6,539 6.91%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 105 $36,115,000 $343,952 $7,944 6.94%
Vineyard Haven, MA (FHA|USDA|VA) 18 $35,000,000 $1,944,444 $12,486 5.80%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 166 $34,750,000 $209,337 $5,471 6.96%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 154 $34,550,000 $224,351 $5,476 6.91%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 249 $33,815,000 $135,803 $6,304 7.34%
Key West, FL (FHA|USDA|VA) 36 $33,490,000 $930,278 $19,365 6.46%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 85 $32,255,000 $379,471 $8,901 7.03%
BOISE CITY, ID (FHA|USDA|VA) 92 $31,830,000 $345,978 $7,168 6.91%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 126 $31,230,000 $247,857 $7,845 7.19%
SALT LAKE CITY, UT (FHA|USDA|VA) 104 $30,410,000 $292,404 $6,691 6.93%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 206 $30,400,000 $147,573 $4,120 7.15%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 161 $29,885,000 $185,621 $3,918 6.84%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 152 $29,510,000 $194,145 $5,341 7.10%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 94 $29,450,000 $313,298 $7,318 6.98%
Torrington, CT (FHA|USDA|VA) 82 $28,780,000 $350,976 $7,624 6.93%
BEND, OR (FHA|USDA|VA) 98 $28,600,000 $291,837 $6,917 7.05%
WINSTON-SALEM, NC (FHA|USDA|VA) 186 $28,530,000 $153,387 $4,423 7.13%
MODESTO, CA (FHA|USDA|VA) 193 $26,975,000 $139,767 $6,083 7.28%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 149 $26,035,000 $174,732 $4,378 7.13%
ROCHESTER, NY (FHA|USDA|VA) 192 $25,600,000 $133,333 $2,788 7.06%
PROVO-OREM, UT (FHA|USDA|VA) 47 $25,055,000 $533,085 $11,107 6.92%
BAKERSFIELD, CA (FHA|USDA|VA) 186 $24,320,000 $130,753 $5,737 7.37%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 142 $24,050,000 $169,366 $3,474 6.77%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 112 $23,650,000 $211,161 $3,066 7.10%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 117 $23,485,000 $200,726 $5,155 7.21%
SPRINGFIELD, MA (FHA|USDA|VA) 163 $23,345,000 $143,221 $5,145 7.13%
NAPA, CA (FHA|USDA|VA) 62 $23,240,000 $374,839 $7,668 7.15%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 105 $22,815,000 $217,286 $6,604 7.12%
Truckee-Grass Valley, CA (FHA|USDA|VA) 71 $22,745,000 $320,352 $6,185 7.09%
OCALA, FL (FHA|USDA|VA) 137 $22,585,000 $164,854 $5,597 7.19%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 124 $22,480,000 $181,290 $5,090 7.19%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 171 $22,385,000 $130,906 $5,340 7.16%
COLORADO SPRINGS, CO (FHA|USDA|VA) 71 $22,205,000 $312,746 $7,286 6.93%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 166 $21,790,000 $131,265 $5,502 7.14%
SANTA FE, NM (FHA|USDA|VA) 51 $21,045,000 $412,647 $7,876 6.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 91 $20,125,000 $221,154 $4,315 7.05%
LOUISVILLE, KY (FHA|USDA|VA) 96 $19,760,000 $205,833 $4,754 7.25%
URBAN HONOLULU, HI (FHA|USDA|VA) 24 $19,130,000 $797,083 $13,019 6.74%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 78 $18,990,000 $243,462 $5,952 6.89%
Breckenridge, CO (FHA|USDA|VA) 18 $18,950,000 $1,052,778 $6,894 6.19%
WICHITA, KS (FHA|USDA|VA) 122 $17,980,000 $147,377 $3,437 7.14%
Lebanon, NH-VT (FHA|USDA|VA) 59 $17,415,000 $295,169 $6,304 6.84%
GAINESVILLE, FL (FHA|USDA|VA) 93 $16,745,000 $180,054 $5,655 6.99%
Bozeman, MT (FHA|USDA|VA) 19 $16,585,000 $872,895 $10,546 6.50%
Boone, NC (FHA|USDA|VA) 35 $16,455,000 $470,143 $6,882 6.61%
BELLINGHAM, WA (FHA|USDA|VA) 57 $16,245,000 $285,000 $5,501 7.14%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 87 $16,015,000 $184,080 $5,256 7.28%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 86 $15,760,000 $183,256 $5,319 7.02%
SPARTANBURG, SC (FHA|USDA|VA) 105 $15,755,000 $150,048 $4,803 7.04%
Jackson, WY-ID (FHA|USDA|VA) 14 $15,620,000 $1,115,714 $9,500 6.19%
Gardnerville Ranchos, NV (FHA|USDA|VA) 36 $15,620,000 $433,889 $6,571 6.83%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 70 $15,520,000 $221,714 $5,126 7.03%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 100 $15,470,000 $154,700 $4,815 7.12%
BRUNSWICK, GA (FHA|USDA|VA) 33 $15,265,000 $462,576 $6,523 6.86%
SYRACUSE, NY (FHA|USDA|VA) 95 $15,185,000 $159,842 $5,010 7.04%
Georgetown, SC (FHA|USDA|VA) 37 $15,005,000 $405,541 $6,960 7.00%
Seneca, SC (FHA|USDA|VA) 30 $14,710,000 $490,333 $5,956 6.80%
Steamboat Springs, CO (FHA|USDA|VA) 10 $14,590,000 $1,459,000 $7,417 5.95%
KINGSTON, NY (FHA|USDA|VA) 42 $14,510,000 $345,476 $7,239 6.68%
EL PASO, TX (FHA|USDA|VA) 125 $14,455,000 $115,640 $5,383 7.45%
PUNTA GORDA, FL (FHA|USDA|VA) 76 $14,330,000 $188,553 $4,878 7.16%
Easton, MD (FHA|USDA|VA) 23 $14,245,000 $619,348 $7,684 6.51%
Concord, NH (FHA|USDA|VA) 49 $14,045,000 $286,633 $7,956 7.37%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 66 $13,550,000 $205,303 $4,393 7.03%
GAINESVILLE, GA (FHA|USDA|VA) 82 $13,450,000 $164,024 $5,866 7.42%
SALEM, OR (FHA|USDA|VA) 83 $13,255,000 $159,699 $7,978 7.35%
FLAGSTAFF, AZ (FHA|USDA|VA) 31 $12,995,000 $419,194 $10,328 6.93%
Laconia, NH (FHA|USDA|VA) 11 $12,955,000 $1,177,727 $19,369 6.84%
Outside of Metro Areas 52 $12,910,000 $248,269 $6,627 7.01%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 47 $12,885,000 $274,149 $3,634 7.06%
HUNTSVILLE, AL (FHA|USDA|VA) 54 $12,880,000 $238,519 $6,526 6.96%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 61 $12,845,000 $210,574 $5,914 6.98%
CORPUS CHRISTI, TX (FHA|USDA|VA) 61 $12,605,000 $206,639 $4,223 6.93%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 43 $12,055,000 $280,349 $7,544 6.90%
NILES, MI (FHA|USDA|VA) 25 $11,825,000 $473,000 $4,854 6.81%
VISALIA, CA (FHA|USDA|VA) 113 $11,765,000 $104,115 $4,058 7.51%
Brenham, TX (FHA|USDA|VA) 3 $11,725,000 $3,908,333 $3,165 6.38%
Hilo, HI (FHA|USDA|VA) 14 $11,720,000 $837,143 $6,217 6.45%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 81 $11,535,000 $142,407 $5,645 7.15%
TALLAHASSEE, FL (FHA|USDA|VA) 78 $11,520,000 $147,692 $5,559 6.97%
THE VILLAGES, FL (FHA|USDA|VA) 64 $11,210,000 $175,156 $4,763 7.10%
FORT COLLINS, CO (FHA|USDA|VA) 50 $10,780,000 $215,600 $3,951 7.05%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 58 $10,600,000 $182,759 $5,700 7.11%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 42 $10,590,000 $252,143 $5,553 7.07%
ROANOKE, VA (FHA|USDA|VA) 48 $10,360,000 $215,833 $6,138 7.08%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 33 $10,195,000 $308,939 $6,794 6.98%
FAYETTEVILLE, NC (FHA|USDA|VA) 82 $9,910,000 $120,854 $4,320 7.08%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 78 $9,780,000 $125,385 $5,893 7.32%
Ellensburg, WA (FHA|USDA|VA) 15 $9,555,000 $637,000 $5,675 7.04%
MERCED, CA (FHA|USDA|VA) 70 $9,110,000 $130,143 $4,955 7.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 57 $8,745,000 $153,421 $5,198 7.29%
BATON ROUGE, LA (FHA|USDA|VA) 46 $8,730,000 $189,783 $5,326 6.90%
Whitewater, WI (FHA|USDA|VA) 17 $8,695,000 $511,471 $5,014 6.92%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 63 $8,595,000 $136,429 $2,496 7.23%
SPRINGFIELD, MO (FHA|USDA|VA) 71 $8,575,000 $120,775 $4,079 7.35%
MADERA, CA (FHA|USDA|VA) 43 $8,365,000 $194,535 $4,893 7.17%
Kalispell, MT (FHA|USDA|VA) 18 $8,310,000 $461,667 $5,360 6.71%
CHICO, CA (FHA|USDA|VA) 52 $8,190,000 $157,500 $5,141 7.18%
LANCASTER, PA (FHA|USDA|VA) 43 $8,105,000 $188,488 $6,827 7.02%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 54 $8,060,000 $149,259 $4,370 6.94%
PANAMA CITY, FL (FHA|USDA|VA) 22 $7,870,000 $357,727 $9,994 6.81%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 45 $7,715,000 $171,444 $4,329 7.36%
ST. GEORGE, UT (FHA|USDA|VA) 17 $7,705,000 $453,235 $5,452 6.55%
Brevard, NC (FHA|USDA|VA) 20 $7,700,000 $385,000 $6,388 6.75%
Oak Harbor, WA (FHA|USDA|VA) 31 $7,555,000 $243,710 $6,176 6.98%
MADISON, WI (FHA|USDA|VA) 22 $7,540,000 $342,727 $5,496 6.70%
MIDLAND, TX (FHA|USDA|VA) 24 $7,500,000 $312,500 $4,364 6.52%
TYLER, TX (FHA|USDA|VA) 39 $7,435,000 $190,641 $6,794 7.19%
Athens, TX (FHA|USDA|VA) 16 $7,400,000 $462,500 $7,365 7.00%
AKRON, OH (FHA|USDA|VA) 41 $7,345,000 $179,146 $4,841 7.06%
Traverse City, MI (FHA|USDA|VA) 24 $7,340,000 $305,833 $7,287 6.97%
EAST STROUDSBURG, PA (FHA|USDA|VA) 39 $6,885,000 $176,538 $7,656 6.90%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 49 $6,815,000 $139,082 $4,326 7.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 56 $6,700,000 $119,643 $2,269 6.98%
Cullowhee, NC (FHA|USDA|VA) 10 $6,690,000 $669,000 $7,780 6.65%
LINCOLN, NE (FHA|USDA|VA) 17 $6,555,000 $385,588 $7,644 7.24%
LYNCHBURG, VA (FHA|USDA|VA) 48 $6,550,000 $136,458 $3,903 7.21%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 56 $6,540,000 $116,786 $4,358 7.23%
COLUMBIA, MO (FHA|USDA|VA) 33 $6,495,000 $196,818 $2,877 6.96%
DAYTON-KETTERING, OH (FHA|USDA|VA) 42 $6,430,000 $153,095 $6,175 7.09%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 40 $6,370,000 $159,250 $6,751 7.35%
REDDING, CA (FHA|USDA|VA) 55 $6,185,000 $112,455 $5,028 7.26%
Bennington, VT (FHA|USDA|VA) 15 $6,075,000 $405,000 $7,489 6.22%
Hudson, NY (FHA|USDA|VA) 9 $5,765,000 $640,556 $7,679 6.59%
JACKSON, MS (FHA|USDA|VA) 33 $5,635,000 $170,758 $4,488 6.80%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 29 $5,535,000 $190,862 $4,112 7.14%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 9 $5,435,000 $603,889 $5,445 6.48%
LAS CRUCES, NM (FHA|USDA|VA) 42 $5,310,000 $126,429 $5,103 7.37%
ANCHORAGE, AK (FHA|USDA|VA) 30 $5,300,000 $176,667 $4,549 7.26%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 35 $5,255,000 $150,143 $2,816 7.07%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 26 $5,240,000 $201,538 $4,544 6.93%
Jefferson, GA (FHA|USDA|VA) 45 $5,185,000 $115,222 $4,533 7.19%
BURLINGTON, NC (FHA|USDA|VA) 43 $5,135,000 $119,419 $4,890 7.15%
SHERMAN-DENISON, TX (FHA|USDA|VA) 23 $5,135,000 $223,261 $16,364 6.75%
Sonora, CA (FHA|USDA|VA) 28 $5,120,000 $182,857 $5,270 7.22%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 16 $5,030,000 $314,375 $7,417 7.42%
BILLINGS, MT (FHA|USDA|VA) 19 $5,015,000 $263,947 $4,954 6.98%
GREELEY, CO (FHA|USDA|VA) 23 $5,015,000 $218,043 $5,204 7.21%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 48 $5,010,000 $104,375 $2,833 7.43%
PITTSFIELD, MA (FHA|USDA|VA) 17 $4,985,000 $293,235 $6,795 6.79%
LUBBOCK, TX (FHA|USDA|VA) 32 $4,930,000 $154,063 $4,664 7.33%
GREENVILLE, NC (FHA|USDA|VA) 42 $4,840,000 $115,238 $4,728 7.17%
Tullahoma-Manchester, TN (FHA|USDA|VA) 18 $4,830,000 $268,333 $5,787 7.08%
Granbury, TX (FHA|USDA|VA) 24 $4,820,000 $200,833 $5,755 7.27%
Shelton, WA (FHA|USDA|VA) 20 $4,770,000 $238,500 $5,022 7.28%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 37 $4,765,000 $128,784 $3,175 7.30%
WENATCHEE, WA (FHA|USDA|VA) 22 $4,730,000 $215,000 $9,174 7.21%
NEW BERN, NC (FHA|USDA|VA) 28 $4,730,000 $168,929 $4,124 7.07%
Ukiah, CA (FHA|USDA|VA) 12 $4,690,000 $390,833 $5,841 6.38%
MISSOULA, MT (FHA|USDA|VA) 14 $4,580,000 $327,143 $6,736 6.46%
Fredericksburg, TX (FHA|USDA|VA) 3 $4,445,000 $1,481,667 $6,570 5.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 22 $4,440,000 $201,818 $4,113 7.19%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 27 $4,405,000 $163,148 $5,346 7.30%
MEDFORD, OR (FHA|USDA|VA) 18 $4,290,000 $238,333 $4,428 6.94%
Newport, OR (FHA|USDA|VA) 10 $4,130,000 $413,000 $7,612 7.06%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 14 $3,980,000 $284,286 $5,776 6.93%
Cambridge, MD (FHA|USDA|VA) 13 $3,945,000 $303,462 $4,648 6.86%
DOVER, DE (FHA|USDA|VA) 27 $3,885,000 $143,889 $6,319 7.19%
Morehead City, NC (FHA|USDA|VA) 20 $3,770,000 $188,500 $5,381 7.22%
Sandpoint, ID (FHA|USDA|VA) 11 $3,735,000 $339,545 $9,188 6.88%
Port Angeles, WA (FHA|USDA|VA) 11 $3,735,000 $339,545 $6,907 6.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 31 $3,725,000 $120,161 $4,201 7.16%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 10 $3,680,000 $368,000 $6,648 6.32%
WACO, TX (FHA|USDA|VA) 34 $3,660,000 $107,647 $3,395 7.66%
FLINT, MI (FHA|USDA|VA) 16 $3,620,000 $226,250 $3,845 7.07%
MOBILE, AL (FHA|USDA|VA) 17 $3,555,000 $209,118 $2,640 7.08%
LAREDO, TX (FHA|USDA|VA) 22 $3,530,000 $160,455 $5,574 7.04%
AMARILLO, TX (FHA|USDA|VA) 22 $3,510,000 $159,545 $7,079 7.21%
CORVALLIS, OR (FHA|USDA|VA) 20 $3,460,000 $173,000 $7,968 7.31%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 30 $3,430,000 $114,333 $4,172 7.27%
STATE COLLEGE, PA (FHA|USDA|VA) 16 $3,400,000 $212,500 $5,404 6.85%
DALTON, GA (FHA|USDA|VA) 19 $3,395,000 $178,684 $4,539 7.29%
YORK-HANOVER, PA (FHA|USDA|VA) 27 $3,345,000 $123,889 $4,938 7.26%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 20 $3,300,000 $165,000 $4,671 7.08%
Gainesville, TX (FHA|USDA|VA) 4 $3,300,000 $825,000 $19,379 7.02%
GREEN BAY, WI (FHA|USDA|VA) 13 $3,235,000 $248,846 $4,946 6.80%
FORT WAYNE, IN (FHA|USDA|VA) 17 $3,225,000 $189,706 $4,823 7.46%
WARNER ROBINS, GA (FHA|USDA|VA) 27 $3,205,000 $118,704 $2,872 7.15%
JACKSONVILLE, NC (FHA|USDA|VA) 36 $3,170,000 $88,056 $2,622 7.32%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 21 $3,115,000 $148,333 $5,948 7.44%
CARSON CITY, NV (FHA|USDA|VA) 22 $3,090,000 $140,455 $4,797 7.37%
YUBA CITY, CA (FHA|USDA|VA) 24 $3,080,000 $128,333 $3,748 7.63%
Oxford, MS (FHA|USDA|VA) 6 $3,070,000 $511,667 $6,056 7.29%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 15 $2,975,000 $198,333 $3,890 6.77%
Durango, CO (FHA|USDA|VA) 11 $2,965,000 $269,545 $4,036 7.33%
Sevierville, TN (FHA|USDA|VA) 10 $2,930,000 $293,000 $9,562 6.56%
READING, PA (FHA|USDA|VA) 21 $2,835,000 $135,000 $6,137 7.14%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $2,825,000 $313,889 $4,435 6.61%
Hailey, ID (FHA|USDA|VA) 5 $2,795,000 $559,000 $6,389 6.43%
VALDOSTA, GA (FHA|USDA|VA) 29 $2,765,000 $95,345 $3,206 7.19%
JACKSON, MI (FHA|USDA|VA) 13 $2,695,000 $207,308 $3,866 7.07%
Rutland, VT (FHA|USDA|VA) 8 $2,690,000 $336,250 $5,843 6.65%
HARRISONBURG, VA (FHA|USDA|VA) 16 $2,660,000 $166,250 $4,482 7.13%
MONROE, LA (FHA|USDA|VA) 10 $2,660,000 $266,000 $6,667 6.78%
Helena, MT (FHA|USDA|VA) 10 $2,660,000 $266,000 $6,114 7.07%
Keene, NH (FHA|USDA|VA) 15 $2,645,000 $176,333 $3,988 6.79%
ROCKFORD, IL (FHA|USDA|VA) 21 $2,635,000 $125,476 $3,735 6.78%
COLUMBUS, GA-AL (FHA|USDA|VA) 28 $2,620,000 $93,571 $2,075 7.02%
LONGVIEW, WA (FHA|USDA|VA) 13 $2,595,000 $199,615 $5,333 7.45%
Forest City, NC (FHA|USDA|VA) 10 $2,560,000 $256,000 $9,452 7.14%
SIOUX FALLS, SD (FHA|USDA|VA) 10 $2,560,000 $256,000 $5,632 7.19%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 18 $2,550,000 $141,667 $4,723 6.96%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 22 $2,550,000 $115,909 $3,010 7.29%
Eureka-Arcata, CA (FHA|USDA|VA) 11 $2,495,000 $226,818 $5,780 6.97%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 19 $2,485,000 $130,789 $2,024 7.22%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 20 $2,480,000 $124,000 $6,920 7.31%
MONTGOMERY, AL (FHA|USDA|VA) 16 $2,470,000 $154,375 $1,688 7.15%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 25 $2,445,000 $97,800 $3,655 7.47%
DULUTH, MN-WI (FHA|USDA|VA) 13 $2,445,000 $188,077 $5,131 6.82%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $2,445,000 $489,000 $4,498 6.97%
Augusta-Waterville, ME (FHA|USDA|VA) 10 $2,410,000 $241,000 $5,970 7.44%
YAKIMA, WA (FHA|USDA|VA) 15 $2,385,000 $159,000 $6,679 7.18%
GLENS FALLS, NY (FHA|USDA|VA) 13 $2,355,000 $181,154 $5,086 7.04%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 13 $2,355,000 $181,154 $3,060 7.11%
HATTIESBURG, MS (FHA|USDA|VA) 8 $2,340,000 $292,500 $5,966 6.44%
Corsicana, TX (FHA|USDA|VA) 7 $2,295,000 $327,857 $5,056 6.69%
TOLEDO, OH (FHA|USDA|VA) 20 $2,270,000 $113,500 $4,018 7.62%
ALBANY-LEBANON, OR (FHA|USDA|VA) 15 $2,265,000 $151,000 $6,042 7.45%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 18 $2,210,000 $122,778 $4,208 6.81%
SUMTER, SC (FHA|USDA|VA) 12 $2,210,000 $184,167 $7,273 6.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 11 $2,205,000 $200,455 $3,595 7.01%
LONGVIEW, TX (FHA|USDA|VA) 11 $2,195,000 $199,545 $6,207 7.59%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 9 $2,195,000 $243,889 $7,019 6.72%
Show Low, AZ (FHA|USDA|VA) 10 $2,170,000 $217,000 $4,746 6.97%
AMES, IA (FHA|USDA|VA) 8 $2,150,000 $268,750 $4,221 7.19%
ABILENE, TX (FHA|USDA|VA) 15 $2,115,000 $141,000 $5,630 7.18%
BLOOMINGTON, IN (FHA|USDA|VA) 8 $2,110,000 $263,750 $3,206 7.00%
GOLDSBORO, NC (FHA|USDA|VA) 11 $2,095,000 $190,455 $7,469 7.49%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 13 $2,055,000 $158,077 $3,075 7.13%
Sheridan, WY (FHA|USDA|VA) 2 $2,040,000 $1,020,000 $22,673 6.93%
GRAND JUNCTION, CO (FHA|USDA|VA) 14 $2,030,000 $145,000 $3,914 7.36%
EL CENTRO, CA (FHA|USDA|VA) 18 $2,020,000 $112,222 $2,918 7.31%
FORT SMITH, AR-OK (FHA|USDA|VA) 13 $1,965,000 $151,154 $3,580 7.11%
LAWRENCE, KS (FHA|USDA|VA) 16 $1,960,000 $122,500 $3,457 6.95%
Kill Devil Hills, NC (FHA|USDA|VA) 11 $1,945,000 $176,818 $3,709 6.89%
LAKE CHARLES, LA (FHA|USDA|VA) 9 $1,945,000 $216,111 $4,254 6.80%
CANTON-MASSILLON, OH (FHA|USDA|VA) 15 $1,895,000 $126,333 $8,637 7.24%
GETTYSBURG, PA (FHA|USDA|VA) 10 $1,890,000 $189,000 $5,895 6.52%
WINCHESTER, VA-WV (FHA|USDA|VA) 9 $1,845,000 $205,000 $17,453 7.33%
ITHACA, NY (FHA|USDA|VA) 9 $1,835,000 $203,889 $3,972 6.65%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 11 $1,835,000 $166,818 $2,274 6.79%
UTICA-ROME, NY (FHA|USDA|VA) 16 $1,810,000 $113,125 $6,489 7.06%
Aberdeen, WA (FHA|USDA|VA) 9 $1,795,000 $199,444 $5,023 6.79%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 13 $1,775,000 $136,538 $4,282 7.33%
BANGOR, ME (FHA|USDA|VA) 12 $1,770,000 $147,500 $5,392 7.22%
LEBANON, PA (FHA|USDA|VA) 9 $1,765,000 $196,111 $5,902 7.12%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 16 $1,760,000 $110,000 $5,219 7.39%
St. Marys, GA (FHA|USDA|VA) 14 $1,760,000 $125,714 $3,724 7.02%
MORGANTOWN, WV (FHA|USDA|VA) 9 $1,755,000 $195,000 $5,139 6.57%
JOHNSON CITY, TN (FHA|USDA|VA) 14 $1,730,000 $123,571 $3,614 7.39%
MORRISTOWN, TN (FHA|USDA|VA) 8 $1,700,000 $212,500 $5,799 7.28%
Albemarle, NC (FHA|USDA|VA) 8 $1,700,000 $212,500 $5,102 7.41%
Jacksonville, TX (FHA|USDA|VA) 6 $1,680,000 $280,000 $3,688 7.78%
Taos, NM (FHA|USDA|VA) 6 $1,640,000 $273,333 $4,622 6.77%
Mount Pleasant, TX (FHA|USDA|VA) 5 $1,635,000 $327,000 $6,298 7.12%
ODESSA, TX (FHA|USDA|VA) 11 $1,625,000 $147,727 $7,173 7.19%
Shelby, NC (FHA|USDA|VA) 10 $1,620,000 $162,000 $4,989 6.68%
Adrian, MI (FHA|USDA|VA) 4 $1,600,000 $400,000 $4,128 6.84%
MUSKEGON, MI (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,554 6.89%
LaGrange, GA-AL (FHA|USDA|VA) 17 $1,565,000 $92,059 $3,586 7.46%
Juneau, AK (FHA|USDA|VA) 10 $1,540,000 $154,000 $12,729 7.05%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $1,520,000 $760,000 $6,177 6.25%
Spirit Lake, IA (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $5,098 6.75%
Cullman, AL (FHA|USDA|VA) 4 $1,500,000 $375,000 $5,774 7.27%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 9 $1,485,000 $165,000 $6,225 6.91%
Mineral Wells, TX (FHA|USDA|VA) 1 $1,485,000 $1,485,000 $5,060 7.13%
Ottawa, IL (FHA|USDA|VA) 4 $1,480,000 $370,000 $6,456 6.71%
Roseburg, OR (FHA|USDA|VA) 5 $1,475,000 $295,000 $4,701 6.47%
HOT SPRINGS, AR (FHA|USDA|VA) 13 $1,475,000 $113,462 $4,379 6.89%
Marion, NC (FHA|USDA|VA) 5 $1,465,000 $293,000 $4,965 7.54%
Payson, AZ (FHA|USDA|VA) 10 $1,460,000 $146,000 $5,045 7.33%
Fernley, NV (FHA|USDA|VA) 14 $1,460,000 $104,286 $5,326 7.46%
JONESBORO, AR (FHA|USDA|VA) 10 $1,450,000 $145,000 $3,653 6.57%
Holland, MI (FHA|USDA|VA) 9 $1,435,000 $159,444 $4,672 7.12%
Batavia, NY (FHA|USDA|VA) 16 $1,430,000 $89,375 $2,917 7.83%
BLOOMINGTON, IL (FHA|USDA|VA) 11 $1,415,000 $128,636 $2,904 7.23%
Cornelia, GA (FHA|USDA|VA) 9 $1,415,000 $157,222 $6,336 7.22%
Cookeville, TN (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,592 6.65%
TOPEKA, KS (FHA|USDA|VA) 17 $1,385,000 $81,471 $1,401 7.31%
CLEVELAND, TN (FHA|USDA|VA) 8 $1,380,000 $172,500 $0 7.74%
Kapaa, HI (FHA|USDA|VA) 2 $1,370,000 $685,000 $7,749 7.05%
FLORENCE, SC (FHA|USDA|VA) 10 $1,360,000 $136,000 $4,345 6.97%
STAUNTON, VA (FHA|USDA|VA) 10 $1,360,000 $136,000 $5,286 7.56%
VICTORIA, TX (FHA|USDA|VA) 7 $1,335,000 $190,714 $6,152 6.94%
Wilson, NC (FHA|USDA|VA) 9 $1,335,000 $148,333 $8,336 7.11%
MONROE, MI (FHA|USDA|VA) 15 $1,315,000 $87,667 $5,420 7.17%
ROCHESTER, MN (FHA|USDA|VA) 8 $1,300,000 $162,500 $16,144 8.11%
Quincy, IL-MO (FHA|USDA|VA) 6 $1,300,000 $216,667 $0 7.45%
Brainerd, MN (FHA|USDA|VA) 3 $1,285,000 $428,333 $3,928 6.66%
Washington, NC (FHA|USDA|VA) 8 $1,270,000 $158,750 $6,813 6.80%
Alexander City, AL (FHA|USDA|VA) 4 $1,250,000 $312,500 $4,981 6.81%
Plymouth, IN (FHA|USDA|VA) 3 $1,225,000 $408,333 $8,386 8.60%
SAGINAW, MI (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,472 6.39%
CASPER, WY (FHA|USDA|VA) 2 $1,210,000 $605,000 $12,337 5.75%
Prineville, OR (FHA|USDA|VA) 4 $1,210,000 $302,500 $7,503 6.90%
Pottsville, PA (FHA|USDA|VA) 9 $1,205,000 $133,889 $4,984 7.20%
Barre, VT (FHA|USDA|VA) 6 $1,190,000 $198,333 $4,592 6.79%
Okeechobee, FL (FHA|USDA|VA) 7 $1,185,000 $169,286 $7,521 7.03%
Huntsville, TX (FHA|USDA|VA) 9 $1,175,000 $130,556 $3,796 6.83%
Alamogordo, NM (FHA|USDA|VA) 6 $1,150,000 $191,667 $7,743 7.66%
Malone, NY (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,627 6.84%
Nogales, AZ (FHA|USDA|VA) 8 $1,140,000 $142,500 $4,044 7.66%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,848 7.38%
APPLETON, WI (FHA|USDA|VA) 8 $1,120,000 $140,000 $0 7.25%
BINGHAMTON, NY (FHA|USDA|VA) 7 $1,115,000 $159,286 $5,731 7.57%
Los Alamos, NM (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,490 6.87%
Seneca Falls, NY (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $12,172 6.25%
Centralia, WA (FHA|USDA|VA) 11 $1,055,000 $95,909 $5,439 7.25%
Montrose, CO (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,636 7.08%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 8 $1,040,000 $130,000 $0 7.52%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 4 $1,040,000 $260,000 $8,410 8.21%
Pahrump, NV (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,146 6.95%
Clarksburg, WV (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,234 7.45%
WALLA WALLA, WA (FHA|USDA|VA) 8 $990,000 $123,750 $6,469 7.29%
JOPLIN, MO (FHA|USDA|VA) 6 $990,000 $165,000 $3,769 6.85%
Moses Lake, WA (FHA|USDA|VA) 9 $985,000 $109,444 $10,923 7.30%
Kerrville, TX (FHA|USDA|VA) 2 $960,000 $480,000 $7,206 6.12%
MIDLAND, MI (FHA|USDA|VA) 5 $935,000 $187,000 $4,847 6.72%
FARGO, ND-MN (FHA|USDA|VA) 4 $930,000 $232,500 $6,485 6.21%
The Dalles, OR (FHA|USDA|VA) 2 $920,000 $460,000 $5,393 6.25%
Beaver Dam, WI (FHA|USDA|VA) 2 $920,000 $460,000 $3,786 6.56%
Newberry, SC (FHA|USDA|VA) 4 $910,000 $227,500 $4,909 6.94%
Russellville, AR (FHA|USDA|VA) 7 $905,000 $129,286 $8,303 7.42%
Danville, VA (FHA|USDA|VA) 6 $900,000 $150,000 $8,605 7.12%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $900,000 $225,000 $3,032 6.97%
Corning, NY (FHA|USDA|VA) 3 $895,000 $298,333 $11,432 5.96%
HINESVILLE, GA (FHA|USDA|VA) 7 $895,000 $127,857 $2,684 6.62%
LAFAYETTE, LA (FHA|USDA|VA) 9 $855,000 $95,000 $3,395 7.34%
SAN ANGELO, TX (FHA|USDA|VA) 8 $850,000 $106,250 $1,949 6.71%
MANKATO, MN (FHA|USDA|VA) 2 $850,000 $425,000 $4,785 6.75%
Sanford, NC (FHA|USDA|VA) 7 $845,000 $120,714 $4,534 7.40%
PEORIA, IL (FHA|USDA|VA) 7 $845,000 $120,714 $4,470 6.94%
Palatka, FL (FHA|USDA|VA) 7 $835,000 $119,286 $7,486 7.04%
Gaffney, SC (FHA|USDA|VA) 9 $825,000 $91,667 $7,182 7.26%
Greenwood, SC (FHA|USDA|VA) 5 $825,000 $165,000 $3,265 7.02%
GRANTS PASS, OR (FHA|USDA|VA) 5 $805,000 $161,000 $5,217 6.82%
Sturgis, MI (FHA|USDA|VA) 2 $800,000 $400,000 $2,987 6.31%
Hermiston-Pendleton, OR (FHA|USDA|VA) 6 $780,000 $130,000 $0 7.91%
YUMA, AZ (FHA|USDA|VA) 14 $780,000 $55,714 $0 7.72%
Shelbyville, TN (FHA|USDA|VA) 4 $780,000 $195,000 $3,826 7.34%
LAWTON, OK (FHA|USDA|VA) 7 $755,000 $107,857 $3,284 6.68%
Crossville, TN (FHA|USDA|VA) 8 $750,000 $93,750 $5,977 7.18%
Lake City, FL (FHA|USDA|VA) 5 $745,000 $149,000 $3,786 7.85%
Statesboro, GA (FHA|USDA|VA) 8 $740,000 $92,500 $155 7.59%
Arcadia, FL (FHA|USDA|VA) 4 $730,000 $182,500 $19,892 7.34%
Lumberton, NC (FHA|USDA|VA) 4 $720,000 $180,000 $4,970 7.37%
TWIN FALLS, ID (FHA|USDA|VA) 4 $720,000 $180,000 $4,412 7.15%
JACKSON, TN (FHA|USDA|VA) 6 $720,000 $120,000 $6,510 7.08%
Bellefontaine, OH (FHA|USDA|VA) 1 $705,000 $705,000 $6,163 6.75%
Athens, TN (FHA|USDA|VA) 3 $705,000 $235,000 $3,844 7.16%
PINE BLUFF, AR (FHA|USDA|VA) 6 $700,000 $116,667 $4,220 6.95%
Baraboo, WI (FHA|USDA|VA) 4 $690,000 $172,500 $0 7.77%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $685,000 $97,857 $0 7.65%
ROME, GA (FHA|USDA|VA) 5 $685,000 $137,000 $4,652 7.34%
Red Bluff, CA (FHA|USDA|VA) 6 $660,000 $110,000 $4,664 7.78%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $660,000 $165,000 $3,613 6.96%
Elizabeth City, NC (FHA|USDA|VA) 5 $655,000 $131,000 $3,735 7.64%
DECATUR, AL (FHA|USDA|VA) 6 $650,000 $108,333 $4,226 7.79%
Salina, KS (FHA|USDA|VA) 4 $650,000 $162,500 $4,519 6.94%
Orangeburg, SC (FHA|USDA|VA) 5 $645,000 $129,000 $4,149 6.10%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $645,000 $129,000 $3,853 7.03%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $640,000 $160,000 $3,370 6.15%
GREAT FALLS, MT (FHA|USDA|VA) 6 $640,000 $106,667 $0 7.93%
HAMMOND, LA (FHA|USDA|VA) 8 $630,000 $78,750 $3,739 7.24%
CUMBERLAND, MD-WV (FHA|USDA|VA) 7 $625,000 $89,286 $3,053 6.93%
Roswell, NM (FHA|USDA|VA) 3 $625,000 $208,333 $7,880 6.91%
Mount Vernon, OH (FHA|USDA|VA) 4 $620,000 $155,000 $3,843 7.37%
Branson, MO (FHA|USDA|VA) 4 $610,000 $152,500 $0 8.13%
Plainview, TX (FHA|USDA|VA) 4 $610,000 $152,500 $5,859 6.72%
Craig, CO (FHA|USDA|VA) 3 $605,000 $201,667 $3,128 7.08%
COLUMBUS, IN (FHA|USDA|VA) 5 $605,000 $121,000 $8,549 7.44%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 6 $600,000 $100,000 $2,681 7.82%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $595,000 $198,333 $3,719 6.91%
DOTHAN, AL (FHA|USDA|VA) 4 $570,000 $142,500 $4,477 5.97%
WHEELING, WV-OH (FHA|USDA|VA) 4 $570,000 $142,500 $7,517 7.95%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $570,000 $142,500 $2,966 6.81%
CHEYENNE, WY (FHA|USDA|VA) 4 $560,000 $140,000 $3,090 7.06%
Palestine, TX (FHA|USDA|VA) 2 $560,000 $280,000 $0 7.49%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $560,000 $140,000 $2,288 7.18%
Hood River, OR (FHA|USDA|VA) 1 $555,000 $555,000 $3,165 5.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 6 $550,000 $91,667 $5,617 7.66%
Henderson, NC (FHA|USDA|VA) 6 $550,000 $91,667 $0 7.20%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $540,000 $270,000 $3,016 7.19%
FARMINGTON, NM (FHA|USDA|VA) 4 $540,000 $135,000 $0 6.99%
Coos Bay, OR (FHA|USDA|VA) 4 $540,000 $135,000 $4,008 6.53%
ELMIRA, NY (FHA|USDA|VA) 3 $535,000 $178,333 $6,259 7.42%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $535,000 $178,333 $6,936 7.33%
Greeneville, TN (FHA|USDA|VA) 5 $535,000 $107,000 $3,417 7.29%
Lewisburg, TN (FHA|USDA|VA) 4 $530,000 $132,500 $0 8.00%
Harrison, AR (FHA|USDA|VA) 2 $530,000 $265,000 $1,943 7.50%
Kinston, NC (FHA|USDA|VA) 2 $520,000 $260,000 $6,249 7.12%
Escanaba, MI (FHA|USDA|VA) 2 $510,000 $255,000 $4,407 6.56%
LIMA, OH (FHA|USDA|VA) 3 $505,000 $168,333 $1,447 6.25%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $505,000 $101,000 $0 7.32%
Fairmont, WV (FHA|USDA|VA) 3 $505,000 $168,333 $4,264 7.37%
Kirksville, MO (FHA|USDA|VA) 3 $505,000 $168,333 $2,789 7.54%
Ruston, LA (FHA|USDA|VA) 1 $505,000 $505,000 $0 6.74%
RACINE, WI (FHA|USDA|VA) 8 $500,000 $62,500 $3,559 7.55%
Starkville, MS (FHA|USDA|VA) 2 $500,000 $250,000 $0 7.24%
Muskogee, OK (FHA|USDA|VA) 4 $490,000 $122,500 $5,425 7.09%
IOWA CITY, IA (FHA|USDA|VA) 2 $490,000 $245,000 $2,288 6.56%
Urbana, OH (FHA|USDA|VA) 1 $485,000 $485,000 $3,017 7.63%
Winona, MN (FHA|USDA|VA) 2 $480,000 $240,000 $6,976 7.31%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $480,000 $240,000 $0 7.12%
Richmond-Berea, KY (FHA|USDA|VA) 5 $475,000 $95,000 $2,453 8.51%
Ontario, OR-ID (FHA|USDA|VA) 2 $470,000 $235,000 $7,199 7.50%
BECKLEY, WV (FHA|USDA|VA) 2 $470,000 $235,000 $3,194 7.37%
Moultrie, GA (FHA|USDA|VA) 2 $470,000 $235,000 $7,146 7.25%
Warrensburg, MO (FHA|USDA|VA) 5 $465,000 $93,000 $2,769 7.29%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 5 $465,000 $93,000 $0 7.39%
Rochelle, IL (FHA|USDA|VA) 4 $460,000 $115,000 $5,305 7.53%
Albert Lea, MN (FHA|USDA|VA) 1 $455,000 $455,000 $3,946 7.00%
Kearney, NE (FHA|USDA|VA) 3 $455,000 $151,667 $7,045 7.29%
Milledgeville, GA (FHA|USDA|VA) 3 $455,000 $151,667 $11,950 8.60%
Susanville, CA (FHA|USDA|VA) 3 $445,000 $148,333 $0 7.24%
PUEBLO, CO (FHA|USDA|VA) 5 $445,000 $89,000 $5,267 7.34%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $445,000 $148,333 $5,319 7.58%
Berlin, NH (FHA|USDA|VA) 2 $440,000 $220,000 $5,526 6.37%
MANHATTAN, KS (FHA|USDA|VA) 4 $440,000 $110,000 $2,447 6.84%
ERIE, PA (FHA|USDA|VA) 5 $435,000 $87,000 $4,045 7.34%
Lebanon, MO (FHA|USDA|VA) 3 $435,000 $145,000 $3,847 7.12%
Hobbs, NM (FHA|USDA|VA) 4 $430,000 $107,500 $5,659 7.21%
CHARLESTON, WV (FHA|USDA|VA) 2 $430,000 $215,000 $3,412 6.44%
Lawrenceburg, TN (FHA|USDA|VA) 2 $430,000 $215,000 $0 7.37%
Richmond, IN (FHA|USDA|VA) 3 $425,000 $141,667 $3,442 7.37%
Olean, NY (FHA|USDA|VA) 3 $425,000 $141,667 $7,365 7.29%
Stillwater, OK (FHA|USDA|VA) 2 $420,000 $210,000 $4,120 7.00%
Laurel, MS (FHA|USDA|VA) 2 $420,000 $210,000 $3,721 6.13%
RAPID CITY, SD (FHA|USDA|VA) 4 $420,000 $105,000 $3,691 7.24%
Snyder, TX (FHA|USDA|VA) 3 $415,000 $138,333 $3,912 7.21%
Vidalia, GA (FHA|USDA|VA) 3 $415,000 $138,333 $3,299 6.91%
POCATELLO, ID (FHA|USDA|VA) 3 $415,000 $138,333 $14,045 6.99%
Farmington, MO (FHA|USDA|VA) 4 $410,000 $102,500 $3,360 7.43%
Mason City, IA (FHA|USDA|VA) 4 $410,000 $102,500 $5,608 8.12%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $405,000 $135,000 $2,973 6.62%
Wauchula, FL (FHA|USDA|VA) 2 $400,000 $200,000 $7,633 6.43%
Ottumwa, IA (FHA|USDA|VA) 2 $400,000 $200,000 $7,342 7.56%
Kingsville, TX (FHA|USDA|VA) 3 $395,000 $131,667 $3,763 7.08%
Gallup, NM (FHA|USDA|VA) 3 $395,000 $131,667 $3,995 5.91%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $380,000 $95,000 $0 7.40%
LOGAN, UT-ID (FHA|USDA|VA) 4 $380,000 $95,000 $3,363 7.34%
MUNCIE, IN (FHA|USDA|VA) 6 $380,000 $63,333 $0 7.68%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $375,000 $125,000 $4,475 7.08%
Paducah, KY-IL (FHA|USDA|VA) 3 $375,000 $125,000 $3,050 6.87%
Fairfield, IA (FHA|USDA|VA) 1 $375,000 $375,000 $13,820 5.75%
Lamesa, TX (FHA|USDA|VA) 1 $375,000 $375,000 $14,095 6.38%
Albertville, AL (FHA|USDA|VA) 2 $370,000 $185,000 $10,654 7.43%
Meridian, MS (FHA|USDA|VA) 2 $370,000 $185,000 $5,720 7.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $370,000 $92,500 $13,553 6.99%
Nacogdoches, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,944 6.87%
ENID, OK (FHA|USDA|VA) 2 $370,000 $185,000 $4,016 5.75%
McMinnville, TN (FHA|USDA|VA) 2 $370,000 $185,000 $4,137 7.00%
Enterprise, AL (FHA|USDA|VA) 3 $365,000 $121,667 $2,915 6.49%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 7 $365,000 $52,143 $3,245 7.46%
Pullman, WA (FHA|USDA|VA) 3 $355,000 $118,333 $0 6.99%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $345,000 $115,000 $3,635 6.58%
Meadville, PA (FHA|USDA|VA) 3 $345,000 $115,000 $4,930 7.08%
KANKAKEE, IL (FHA|USDA|VA) 4 $340,000 $85,000 $5,316 7.71%
Great Bend, KS (FHA|USDA|VA) 1 $335,000 $335,000 $2,952 7.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.49%
Warren, PA (FHA|USDA|VA) 3 $335,000 $111,667 $6,886 6.91%
West Plains, MO (FHA|USDA|VA) 5 $335,000 $67,000 $0 8.15%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $325,000 $108,333 $8,561 8.12%
Menomonie, WI (FHA|USDA|VA) 1 $315,000 $315,000 $11,732 5.13%
Hillsdale, MI (FHA|USDA|VA) 1 $315,000 $315,000 $3,749 6.25%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $310,000 $155,000 $2,636 7.62%
BAY CITY, MI (FHA|USDA|VA) 2 $310,000 $155,000 $3,852 7.25%
Salem, OH (FHA|USDA|VA) 2 $310,000 $155,000 $8,761 6.37%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $310,000 $155,000 $675 7.31%
Findlay, OH (FHA|USDA|VA) 2 $310,000 $155,000 $3,024 7.31%
Stephenville, TX (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.49%
Fort Dodge, IA (FHA|USDA|VA) 1 $305,000 $305,000 $2,061 6.63%
Bluffton, IN (FHA|USDA|VA) 1 $305,000 $305,000 $4,086 7.13%
Brookings, OR (FHA|USDA|VA) 3 $305,000 $101,667 $2,894 7.62%
Durant, OK (FHA|USDA|VA) 3 $305,000 $101,667 $3,464 8.49%
Cadillac, MI (FHA|USDA|VA) 3 $305,000 $101,667 $0 7.66%
Astoria, OR (FHA|USDA|VA) 2 $300,000 $150,000 $0 7.74%
Elko, NV (FHA|USDA|VA) 3 $295,000 $98,333 $0 7.41%
DUBUQUE, IA (FHA|USDA|VA) 1 $295,000 $295,000 $2,493 7.25%
Zapata, TX (FHA|USDA|VA) 1 $295,000 $295,000 $16,039 5.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $290,000 $72,500 $0 7.55%
Wooster, OH (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.24%
Del Rio, TX (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.49%
Dodge City, KS (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.18%
Calhoun, GA (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.37%
Cedartown, GA (FHA|USDA|VA) 3 $285,000 $95,000 $6,401 7.08%
Tifton, GA (FHA|USDA|VA) 1 $285,000 $285,000 $7,751 6.88%
Rexburg, ID (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.49%
Amsterdam, NY (FHA|USDA|VA) 1 $275,000 $275,000 $13,136 7.50%
GADSDEN, AL (FHA|USDA|VA) 3 $275,000 $91,667 $0 7.32%
Riverton, WY (FHA|USDA|VA) 2 $270,000 $135,000 $0 7.24%
Columbus, MS (FHA|USDA|VA) 3 $265,000 $88,333 $3,408 7.20%
New Castle, PA (FHA|USDA|VA) 3 $265,000 $88,333 $4,268 7.58%
MANSFIELD, OH (FHA|USDA|VA) 3 $265,000 $88,333 $0 7.66%
Gloversville, NY (FHA|USDA|VA) 3 $265,000 $88,333 $6,002 7.29%
Mount Airy, NC (FHA|USDA|VA) 4 $260,000 $65,000 $0 8.23%
Marshall, MN (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.49%
Indiana, PA (FHA|USDA|VA) 3 $255,000 $85,000 $0 7.49%
Marietta, OH (FHA|USDA|VA) 1 $255,000 $255,000 $0 6.74%
Red Wing, MN (FHA|USDA|VA) 1 $245,000 $245,000 $4,602 6.13%
Union, SC (FHA|USDA|VA) 3 $245,000 $81,667 $1,470 7.04%
Central City, KY (FHA|USDA|VA) 1 $245,000 $245,000 $3,273 6.50%
Mount Pleasant, MI (FHA|USDA|VA) 2 $240,000 $120,000 $1,933 6.87%
Waycross, GA (FHA|USDA|VA) 2 $240,000 $120,000 $5,385 6.94%
Ardmore, OK (FHA|USDA|VA) 2 $240,000 $120,000 $3,855 6.94%
Tahlequah, OK (FHA|USDA|VA) 4 $240,000 $60,000 $3,917 8.91%
Clearlake, CA (FHA|USDA|VA) 3 $235,000 $78,333 $0 7.16%
Bay City, TX (FHA|USDA|VA) 2 $230,000 $115,000 $4,856 7.18%
Ozark, AL (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.49%
Opelousas, LA (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.12%
Magnolia, AR (FHA|USDA|VA) 2 $230,000 $115,000 $3,034 7.12%
Fremont, OH (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.50%
Ashtabula, OH (FHA|USDA|VA) 3 $225,000 $75,000 $7,542 8.69%
Freeport, IL (FHA|USDA|VA) 2 $220,000 $110,000 $3,523 7.00%
Natchitoches, LA (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.74%
Picayune, MS (FHA|USDA|VA) 2 $220,000 $110,000 $3,407 7.00%
Bonham, TX (FHA|USDA|VA) 1 $215,000 $215,000 $29 3.13%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $215,000 $215,000 $7,055 7.00%
Sulphur Springs, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.24%
Newport, TN (FHA|USDA|VA) 2 $210,000 $105,000 $3,210 7.50%
Sandusky, OH (FHA|USDA|VA) 1 $205,000 $205,000 $9,847 6.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,746 6.38%
Hutchinson, KS (FHA|USDA|VA) 2 $200,000 $100,000 $2,074 7.68%
Pittsburg, KS (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.81%
Alma, MI (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.49%
Macomb, IL (FHA|USDA|VA) 1 $195,000 $195,000 $5,089 7.00%
Thomaston, GA (FHA|USDA|VA) 3 $195,000 $65,000 $790 7.04%
Cortland, NY (FHA|USDA|VA) 1 $195,000 $195,000 $9,666 6.50%
Ada, OK (FHA|USDA|VA) 1 $195,000 $195,000 $5,429 6.25%
Brownwood, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,773 6.50%
Moscow, ID (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.43%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $190,000 $95,000 $2,250 7.62%
Blytheville, AR (FHA|USDA|VA) 2 $190,000 $95,000 $638 6.93%
Bluefield, WV-VA (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.62%
Rockingham, NC (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.12%
Miami, OK (FHA|USDA|VA) 1 $185,000 $185,000 $5,276 5.75%
Butte-Silver Bow, MT (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.91%
Silver City, NM (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.91%
Coffeyville, KS (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.99%
Grand Rapids, MN (FHA|USDA|VA) 2 $180,000 $90,000 $5,968 7.31%
FAIRBANKS, AK (FHA|USDA|VA) 4 $180,000 $45,000 $0 9.02%
Camden, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,465 6.88%
Rockport, TX (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.82%
Tupelo, MS (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.41%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $175,000 $58,333 $5,716 6.71%
Spearfish, SD (FHA|USDA|VA) 1 $175,000 $175,000 $3,169 4.88%
Jasper, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,514 7.50%
Clinton, IA (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.49%
Dayton, TN (FHA|USDA|VA) 1 $165,000 $165,000 $9,789 7.25%
ALTOONA, PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.64%
BISMARCK, ND (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.99%
Stevens Point, WI (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.99%
Evanston, WY (FHA|USDA|VA) 3 $155,000 $51,667 $3,447 7.37%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $155,000 $51,667 $0 7.74%
Mountain Home, ID (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.74%
Greenwood, MS (FHA|USDA|VA) 1 $155,000 $155,000 $3,531 7.38%
DeRidder, LA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.99%
Ketchikan, AK (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.74%
Vernon, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.49%
Murray, KY (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.24%
Angola, IN (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.37%
Auburn, IN (FHA|USDA|VA) 2 $150,000 $75,000 $0 9.11%
North Wilkesboro, NC (FHA|USDA|VA) 2 $150,000 $75,000 $4,098 6.93%
Cedar City, UT (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.87%
Marinette, WI-MI (FHA|USDA|VA) 1 $145,000 $145,000 $4,940 5.88%
Laramie, WY (FHA|USDA|VA) 1 $145,000 $145,000 $0 11.03%
Tiffin, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.74%
Lewistown, PA (FHA|USDA|VA) 1 $145,000 $145,000 $8,848 7.38%
Mount Vernon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.99%
KOKOMO, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,968 8.13%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.99%
Shawnee, OK (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.68%
Winfield, KS (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.49%
Martinsville, VA (FHA|USDA|VA) 1 $135,000 $135,000 $7,100 8.13%
Fallon, NV (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.74%
Clewiston, FL (FHA|USDA|VA) 1 $135,000 $135,000 $6,410 6.13%
Cleveland, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,449 6.25%
Somerset, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.49%
Big Stone Gap, VA (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.87%
Oil City, PA (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.49%
Hannibal, MO (FHA|USDA|VA) 2 $130,000 $65,000 $4,513 7.93%
McPherson, KS (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.24%
Frankfort, IN (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.12%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.62%
Brownsville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $6,499 6.75%
Emporia, KS (FHA|USDA|VA) 1 $125,000 $125,000 $7,203 5.75%
Sayre, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.49%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $125,000 $125,000 $6,998 7.00%
Altus, OK (FHA|USDA|VA) 1 $125,000 $125,000 $7,945 4.63%
EspaƱola, NM (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.87%
Somerset, KY (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.99%
Pontiac, IL (FHA|USDA|VA) 2 $120,000 $60,000 $3,434 7.68%
Hastings, NE (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.37%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.99%
Poplar Bluff, MO (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.74%
Ludington, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.99%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.84%
Platteville, WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,855 8.13%
Ruidoso, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.07%
Pella, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
Dyersburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
Fort Morgan, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
Warsaw, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.75%
Toccoa, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,267 6.38%
Clovis, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
Plattsburgh, NY (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.87%
Brookings, SD (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.87%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $100,000 $50,000 $3,410 7.43%
St. Marys, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,938 7.00%
Alice, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.75%
Selma, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,480 7.63%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $1,199 5.00%
Wilmington, OH (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.87%
Lufkin, TX (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.99%
Sikeston, MO (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.74%
Guymon, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.74%
Alpena, MI (FHA|USDA|VA) 1 $85,000 $85,000 $15 3.63%
Laurinburg, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.99%
Troy, AL (FHA|USDA|VA) 1 $85,000 $85,000 $30 3.63%
Dumas, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,527 6.13%
OWENSBORO, KY (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.74%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.74%
Vicksburg, MS (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.74%
Fairmont, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,396 7.50%
Ashland, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.74%
Kendallville, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.74%
Lincoln, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,603 6.88%
DANVILLE, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.24%
Watertown, SD (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.99%
Bennettsville, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.74%
Bogalusa, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.90%
Chillicothe, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.74%
Austin, MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.99%
North Platte, NE (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.87%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.74%
Malvern, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.74%
Lock Haven, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
Marshall, MO (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
Martin, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
La Grande, OR (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
Paris, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.24%
Klamath Falls, OR (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
Winnemucca, NV (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
Pecos, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.74%
Hutchinson, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.29%
Garden City, KS (FHA|USDA|VA) 2 $60,000 $30,000 $0 7.99%
London, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Atmore, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Jackson, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Bartlesville, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.74%
Batesville, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.49%
Sweetwater, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.24%
Fort Polk South, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Manitowoc, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.50%
Natchez, MS-LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.74%
Arkadelphia, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.58%
Coshocton, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.74%
Huntington, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.74%
Jasper, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Danville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.74%
El Dorado, AR (FHA|USDA|VA) 1 $55,000 $55,000 $3,980 6.88%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.74%
Eagle Pass, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.74%
FOND DU LAC, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Las Vegas, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Bedford, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Norfolk, NE (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
Searcy, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.24%
Price, UT (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.74%
Crawfordsville, IN (FHA|USDA|VA) 2 $50,000 $25,000 $0 7.62%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.49%
Grants, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.99%
Cambridge, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.99%
Sedalia, MO (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.49%
Jesup, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.99%
Borger, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.99%
Auburn, NY (FHA|USDA|VA) 1 $45,000 $45,000 $4,447 6.00%
Deming, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.49%
Worthington, MN (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.99%
Alexandria, MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.24%
Scottsboro, AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.99%
Grenada, MS (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.99%
Logansport, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.99%
Beatrice, NE (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.74%
Van Wert, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.74%
Fitzgerald, GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.99%
Mount Sterling, KY (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.74%
Frankfort, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.49%
Douglas, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.24%
Fergus Falls, MN (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.99%
Houghton, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.99%
Mountain Home, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.74%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.99%
Rock Springs, WY (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.74%
Greenville, MS (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.13%
ALBANY, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.49%
Crescent City, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.74%
Bank Of America's top markets include New York, Los Angeles, San Francisco, San Jose, and Miami among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of America based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    NIAGARA'S CHOICE
    Similarity Rank: 22
    Northfield Savings Bank
    Similarity Rank: 30
    SIKORSKY FINANCIAL
    Similarity Rank: 35
    GREATER NEVADA LLC
    Similarity Rank: 36
    RTN FEDERAL CREDIT UNION
    Similarity Rank: 40
    Thomaston Savings Bank
    Similarity Rank: 42
    Vermont Federal Credit Union
    Similarity Rank: 66

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 63,918 $9,899,510,000 $154,878 n/a 7.36%
    Conventional 27,400 $18,411,210,000 $671,942 $6,316 6.11%
    FHA 466 $120,740,000 $259,099 $8,901 6.30%
    VA 62 $20,610,000 $332,419 $8,956 6.29%

    For 2023, Bank Of America's most frequently originated type of loan was HELOC, with 63,918 originations. Their 2nd most popular type was Conventional, with 27,400 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 35,421 $4,690,485,000 $132,421 $5,027 7.41%
    Home Purchase 27,683 $16,753,035,000 $605,174 $6,455 6.22%
    Other 16,719 $3,464,045,000 $207,192 $6,619 7.33%
    Refi 10,408 $2,850,320,000 $273,859 $5,646 7.06%
    Cash Out Refi 1,615 $694,185,000 $429,836 $5,608 6.59%

    For 2023, Bank Of America's most frequently cited loan purpose was Home Improvement, with 35,421 originations. The 2nd most popular reason was Home Purchase, with 27,683 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 88,881 $24,893,915,000 $280,081 $6,305 7.03%
    15 Year 2,074 $2,934,600,000 $1,414,947 $7,477 5.79%
    Other 390 $383,790,000 $984,077 $6,393 4.45%
    20 Year 271 $77,075,000 $284,410 $5,649 6.28%
    10 Year 195 $121,705,000 $624,128 $5,038 6.00%
    30+ year 27 $3,655,000 $135,370 $87 4.45%
    5 Year 7 $36,035,000 $5,147,857 $12,720 5.45%
    3 Year 1 $1,295,000 $1,295,000 $7,917 4.88%

    For 2023, Bank Of America's most frequently cited loan duration was 30 Year, with 88,881 originations. The 2nd most popular length was 15 Year, with 2,074 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,651 $6,410,925,000 $741,062
    $<1k 7,727 $5,380,105,000 $696,273
    $5k+ 4,292 $2,720,500,000 $633,854
    $2k-3k 2,734 $1,224,650,000 $447,933
    $3k-4k 1,767 $877,555,000 $496,636
    $4k-5k 1,330 $639,870,000 $481,105

    Bank Of America's average total fees were $6,305, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,651 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 39,354 $5,117,620,000 $130,041
    6-7% 36,525 $11,832,245,000 $323,949
    5-6% 10,250 $8,040,490,000 $784,438
    Over 8% 2,894 $436,600,000 $150,864
    4-5% 2,414 $2,717,310,000 $1,125,646
    3-4% 275 $199,395,000 $725,073
    2.5-3% 85 $51,605,000 $607,118
    <2.5% 49 $56,805,000 $1,159,286

    During 2023, Bank Of America's average interest rate for loans was 7.03%, while their most frequently originated rate bucket for loans was 7-8%, with 39,354 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 27,507 $3,573,465,000 $129,911 $3,226 6.92%
    $100,000 or less 26,087 $1,491,925,000 $57,190 $2,676 7.81%
    $200k-400k 19,925 $5,431,325,000 $272,588 $4,963 6.68%
    $400k-600k 7,313 $3,505,525,000 $479,355 $6,989 6.58%
    $1MM+ 5,758 $10,392,220,000 $1,804,832 $10,108 5.81%
    $600k-1MM 5,256 $4,057,610,000 $771,996 $7,912 6.12%

    2023 saw Bank Of America place emphasis on $100k-200k loans with 27,507 originations, totaling $3,573,465,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 21,883 $5,267,555,000 $240,714 $6,835 7.04%
    $250k+ 20,304 $14,424,130,000 $710,408 $8,603 6.57%
    $100k-150k 19,942 $3,317,430,000 $166,354 $5,865 7.17%
    $75k-100k 12,182 $1,749,960,000 $143,651 $4,904 7.17%
    $50k-75k 11,667 $1,494,505,000 $128,097 $3,579 7.09%
    $50k or less 5,473 $601,205,000 $109,849 $3,200 7.06%

    Bank Of America lent most frequently to those with incomes in the $150k-250k range, with 21,883 originations. The second most popular income band? $250k+, with 20,304 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 14,727 $4,676,905,000 $317,574 $6,310 6.90%
    20-30% 14,580 $4,505,810,000 $309,040 $6,416 6.90%
    49% 6,656 $999,720,000 $150,198 $5,200 7.31%
    42% 6,512 $2,164,810,000 $332,434 $6,718 7.02%
    50-60% 5,603 $1,286,555,000 $229,619 $8,250 7.15%
    45% 4,436 $667,040,000 $150,370 $5,110 7.36%
    <20% 4,349 $1,522,765,000 $350,141 $6,145 6.78%
    41% 4,073 $1,455,745,000 $357,413 $6,869 6.92%
    44% 3,821 $1,190,625,000 $311,600 $6,324 6.97%
    40% 3,763 $1,345,225,000 $357,487 $6,536 6.89%
    39% 3,445 $1,218,265,000 $353,633 $6,605 6.87%
    43% 3,422 $2,246,890,000 $656,601 $8,250 6.79%
    38% 3,236 $1,140,730,000 $352,512 $6,373 6.88%
    37% 2,974 $974,880,000 $327,801 $6,149 6.89%
    36% 2,927 $923,645,000 $315,560 $6,056 6.89%
    48% 2,766 $473,270,000 $171,103 $4,269 7.20%
    47% 2,288 $471,360,000 $206,014 $5,116 7.16%
    46% 2,026 $410,130,000 $202,433 $4,721 7.13%
    >60% 34 $24,890,000 $732,059 $9,295 5.31%

    Bank Of America lent most frequently to those with DTI ratios of 30-36%, with 14,727 originations. The next most common DTI ratio? 20-30%, with 14,580 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 62,275 $16,852,505,000 $270,614 $6,244 7.05%
    Asian 8,062 $3,920,690,000 $486,317 $6,820 6.67%
    Not provided 9,419 $2,952,515,000 $313,464 $6,776 7.03%
    Not applicable 379 $1,523,725,000 $4,020,383 $14,389 5.24%
    Black 7,321 $1,431,085,000 $195,477 $5,286 6.86%
    Asian Indian 1,638 $965,680,000 $589,548 $7,628 6.56%
    Chinese 374 $204,580,000 $547,005 $7,073 6.68%
    American Indian 839 $160,415,000 $191,198 $5,372 7.08%
    Other Asian 366 $140,940,000 $385,082 $6,346 6.89%
    Filipino 412 $78,790,000 $191,238 $6,877 7.21%
    Korean 169 $61,065,000 $361,331 $7,127 6.95%
    Vietnamese 194 $58,990,000 $304,072 $5,887 6.92%
    140 $38,410,000 $274,357 $6,172 7.26%
    Native Hawaiian or Islander 98 $23,260,000 $237,347 $6,874 7.10%
    Other Pacific Islander 87 $19,345,000 $222,356 $5,149 6.99%
    Japanese 51 $13,675,000 $268,137 $6,084 7.00%
    Native Hawaiian 10 $4,480,000 $448,000 $4,565 6.58%
    Guamanian 7 $1,435,000 $205,000 $3,502 7.72%
    Samoan 5 $485,000 $97,000 $0 7.39%

    Approval Rates

    Total approvals of all applications
    53.98%

    Bank Of America has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    79.32%

    Bank Of America has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 91,846 $28,452,070,000 $309,780

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    91,846 $28,452,070,000 $309,780

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 24,126 $5,095,620,000 $211,209 $5,294 7.10%
    40-60% 8,138 $3,801,710,000 $467,155 $6,550 6.64%
    60-80% 10,917 $8,822,105,000 $808,107 $7,574 6.29%
    80-100% 12,523 $6,995,675,000 $558,626 $5,862 6.15%
    Over 100% 241 $88,115,000 $365,622 $4,995 5.40%
    Under 20% 35,597 $3,558,405,000 $99,964 $4,745 7.52%