Swh Funding Mortgage Rates, Fees & Info
PHOENIX, AZLEI: 549300XO6U4LD9JWE008
Tax ID: 81-0739863
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Swh Funding is a smaller mortgage company specializing in Home Purchase loans. Swh Funding has a high proportion of conventional loans. Their top markets by origination volume include: Phoenix, Prescott Valley, Sierra Vista, and Payson among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Swh Funding has an above average approval rate when compared to the average across all lenders.
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Originations
106Origination Dollar Volume (All Markets)
$28,910,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 100 | $27,830,000 | $278,300 | $0 | 13.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $0 | 13.18% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.90% |
| Payson, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 16.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 106 | $28,910,000 | $272,736 | $0 | 13.16% |
For 2024, Swh Funding's most frequently originated type of loan was Conventional, with 106 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 104 | $28,620,000 | $275,192 | $0 | 13.16% |
| Refi | 2 | $290,000 | $145,000 | $0 | 12.90% |
For 2024, Swh Funding's most frequently cited loan purpose was Home Purchase, with 104 originations. The 2nd most popular reason was Refi, with 2 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 102 | $27,430,000 | $268,922 | $0 | 13.17% |
| 1 Year | 4 | $1,480,000 | $370,000 | $0 | 12.95% |
For 2024, Swh Funding's most frequently cited loan duration was Other, with 102 originations. The 2nd most popular length was 1 Year, with 4 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 106 | $28,910,000 | $272,736 |
During 2024, Swh Funding's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 106 originations.
Loan Sizing
2024 saw Swh Funding place emphasis on $200k-400k loans with 46 originations, totaling $12,670,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Swh Funding has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 106 | $28,910,000 | $272,736 |