SIERRA VISTA - DOUGLAS Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sierra Vista - Douglas averaged 6.17% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.88% and one month ago for the week of 2022-05-26, the average rate was 5.57%.

Sierra Vista - Douglas's average rate one year ago was 3.35%.

For refis of the same type during the week of 2022-06-30, the average rate was 6.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Sierra Vista - Douglas 30 Year Fixed Rate 2022-06-30 6.17%
Sierra Vista - Douglas 30 Year Fixed Rate Refi 2022-06-30 6.02%
Sierra Vista - Douglas 15 Year Fixed Rate 2022-06-30 5.06%
Sierra Vista - Douglas 15 Year Fixed Rate Refi 2022-06-30 4.84%
Sierra Vista - Douglas 30 Year FHA 2022-06-30 5.88%
Sierra Vista - Douglas 30 Year FHA Refi 2022-06-30 5.52%
Sierra Vista - Douglas 30 Year USDA 2022-06-30 5.71%
Sierra Vista - Douglas 30 Year USDA Refi 2022-06-30 5.37%
Sierra Vista - Douglas 30 Year VA 2022-06-30 5.53%
Sierra Vista - Douglas 30 Year VA Refi 2022-06-30 5.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SIERRA VISTA-DOUGLAS, AZ.

SIERRA VISTA - DOUGLAS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SIERRA VISTA-DOUGLAS, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
NOVA FINANCIAL & INVESTMENT CORPORATION 367 3.20% $2,833
GUILD MORTGAGE COMPANY 213 3.31% $3,946
SUNSTREET MORTGAGE, LLC 156 3.22% $3,035
QUICKEN LOANS, LLC 143 3.11% $4,811
ALTITUDE FINANCIAL CORPORATION 97 3.18% $2,756
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 63 3.34% $4,752
LOANDEPOT.COM, LLC 57 3.13% $4,293
Wells Fargo Bank 56 3.51% $3,290
UNITED WHOLESALE MORTGAGE, LLC 53 2.95% $4,296
Prosperity Home Mortgage, LLC 41 3.25% $3,616
NAVY FEDERAL CREDIT UNION 35 3.56% $4,094
Lend Smart Mortgage, LLC 24 3.14% $4,275
AMERISAVE MORTGAGE CORPORATION 23 2.95% $5,789
JPMorgan Chase Bank 22 3.10% $3,030
PENNYMAC LOAN SERVICES, LLC 22 3.25% $4,998
GENEVA FINANCIAL, LLC 18 3.37% $4,087
Neighborhood Loans, Inc. 18 3.23% $3,500
Mr. Cooper ( Nationstar Mortgage ) 16 3.16% $5,798
U.S. Bank 16 3.28% $2,668
V.I.P. MORTGAGE, INC. 15 3.12% $3,649
CALIBER HOME LOANS, INC. 15 3.43% $3,798
BETTER MORTGAGE CORPORATION 14 3.02% $3,407
Bank of America 14 3.03% $3,721
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 11 2.98% $4,052
NEWREZ LLC 11 3.15% $4,471
BROKER SOLUTIONS, INC. 10 3.23% $4,827
FINANCE OF AMERICA MORTGAGE LLC 10 3.24% $4,679
SECURITYNATIONAL MORTGAGE COMPANY 10 3.85% $4,420
ALL WESTERN MORTGAGE, INC. 9 3.28% $3,610
Zions Bancorporation, N.A. 7 2.86% $2,902
BAY EQUITY LLC 7 3.36% $4,646
Flagstar Bank, FSB 7 3.27% $4,808
InterContinental Capital Group, Inc 7 3.25% $4,168
HOME POINT FINANCIAL CORPORATION 7 2.88% $3,255
Mortgage Research Center, LLC 6 3.02% $3,541
BBVA USA 6 3.40% $3,879
ROYAL UNITED MORTGAGE LLC 6 3.13% $6,471
CHURCHILL MORTGAGE CORPORATION 6 3.44% $4,049
VANTAGE WEST 6 3.08% $4,433
North American Savings Bank, F.S.B. 5 2.85% $1,677
AMERICAN PACIFIC MORTGAGE CORPORATION 5 3.55% $4,916
LEADERONE FINANCIAL CORPORATION 5 3.65% $3,088
CMG MORTGAGE, INC. 5 3.03% $6,124
FREEDOM MORTGAGE CORPORATION 5 3.08% $2,134
PENTAGON FEDERAL CREDIT UNION 5 2.73% $1,470
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.31% $4,177
GUARANTEED RATE AFFINITY, LLC 4 3.09% $3,836
GUARANTEED RATE, INC. 4 3.06% $3,236
MANN FINANCIAL INC. 4 3.22% $3,635
MOVEMENT MORTGAGE, LLC 4 3.13% $4,499
OneAZ Credit Union 4 2.72% $3,800
Paramount Residential Mortgage Group, Inc. 4 3.15% $3,349
STEARNS LENDING, LLC 4 3.16% $3,204
SUMMIT FUNDING, INC. 4 3.37% $3,864
SWBC MORTGAGE CORPORATION 4 3.44% $5,643
ZILLOW HOME LOANS, LLC 3 3.29% $3,018
AMERICAN FINANCING CORPORATION 3 2.96% $4,453
USAA Federal Savings Bank 3 3.04% $3,526
Sunflower Bank 3 3.74% $5,244
PNC Bank 3 3.29% $3,307
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.16% $5,506
CANOPY MORTGAGE, LLC 3 3.08% $2,448
CROSSCOUNTRY MORTGAGE, LLC 3 3.21% $3,781
Nations Lending Corporation 3 3.13% $4,842
LOANPAL, LLC 3 3.04% $4,227
Bell Bank 3 3.16% $2,847
Loan Simple, Inc. 3 1.96% $3,326
Willamette Valley Bank 3 3.29% $3,406
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 4.04% $3,646
ON Q FINANCIAL, INC. 3 3.25% $4,372
NBKC BANK 3 2.96% $2,089
BMO Harris Bank 2 3.38% $3,716
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.49% $2,354
AMERICAN INTERNET MORTGAGE, INC. 2 2.69% $2,332
SUN WEST MORTGAGE COMPANY, INC. 2 3.00% $3,844
Ally Bank 2 2.69% $5,529
The Huntington National Bank 2 2.91% $4,451
UNIFY FINANCIAL Credit Union 2 3.44% $1,830
Citibank 2 3.19% $5,077
NETWORK CAPITAL FUNDING CORPORATION 2 3.25% $1,343
Bank of the West 2 3.00% $5,246
Hometown Lenders, Inc. 2 3.56% $3,562
Northpointe Bank 2 3.06% $4,105
Arvest Bank 2 3.00% $5,873
First Western Trust Bank 2 2.75% $2,248
Waterstone Mortgage Corporation 2 3.31% $5,070
DEFINE MORTGAGE SOLUTIONS, LLC 2 3.25% $7,382
Manufacturers and Traders Trust Company 2 3.50% $4,121
PHH Mortgage Corporation 2 3.06% $5,753
Plains Commerce Bank 2 3.56% $3,053
LADERA LENDING, INC. 2 3.50% $2,249
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.25% $3,219
ARIZONA CENTRAL 2 2.81% $2,853
PROVIDENT FUNDING ASSOCIATES, L.P. 2 3.00% $3,968
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.75% $4,344
Watermark Capital, Inc. 2 2.81% $2,631
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 3.06% $3,947
AmeriHome Mortgage Company, LLC 2 3.44% $2,050
MOUNTAIN AMERICA 2 2.63% $4,228
Amerifirst Financial, Inc. 2 3.00% $3,580
HOMESIDE FINANCIAL, LLC 2 3.18% $5,493
SOVEREIGN LENDING GROUP INCORPORATED 2 2.88% $5,453
Wallick & Volk, Inc. 1 3.00% $6,523
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 3.63% $4,327
EMBRACE HOME LOANS, INC. 1 2.99% $9,371
DUPACO COMMUNITY 1 3.00% $2,828
First Guaranty Mortgage Corporation 1 2.88% $6,425
First Midwest Bank 1 2.88% $2,647
FIRST TECHNOLOGY 1 3.38% $3,428
FISHER FINANCIAL GROUP, INCORPORATED 1 3.25% $3,170
Discover Bank 1 5.49% $0
FUNDLOANS CAPITAL 1 4.50% $16,981
DAS Acquisition Company, LLC 1 2.88% $15,797
Washington Federal Bank 1 3.25% $5,478
Commerce Home Mortgage, Inc. 1 2.75% $2,144
IDEAL HOME LOANS LLC 1 3.38% $2,895
IMPAC MORTGAGE CORP. 1 2.99% $1,034
INTERCAP LENDING INC. 1 3.25% $3,659
Citizens Bank 1 3.00% $4,957
JMJ FINANCIAL GROUP 1 2.75% $3,997
KELLER MORTGAGE, LLC 1 2.75% $2,266
KeyBank 1 3.25% $4,379
LAKEVIEW LOAN SERVICING, LLC 1 3.50% $920
LAND HOME FINANCIAL SERVICES, INC. 1 2.88% $3,739
Carrington Mortgage Services, LLC 1 3.50% $6,652
LEGACY MORTGAGE LLC 1 3.25% $7,337
LHM FINANCIAL CORPORATION 1 3.38% $3,356
BOKF 1 3.25% $2,702
LOANLEADERS OF AMERICA, INC. 1 2.88% $3,534
Meridian Bank Corporation 1 3.75% $4,627
Mid-Continent Funding, Inc. 1 2.88% $4,173
MORIA DEVELOPMENT, INC. 1 4.38% $4,888
BNC National Bank 1 3.50% $2,750
AMCAP MORTGAGE, LTD. 1 2.99% $5,500
MUFG Union Bank 1 2.63% $2,251
BELEM SERVICING LLC 1 2.75% $4,601
NFM, INC. 1 3.00% $4,496
AXIA FINANCIAL, LLC 1 3.38% $3,802
NORTHROP GRUMMAN Federal Credit Union 1 3.13% $2,871
OCMBC, INC. 1 3.50% $4,973
WINNPOINTE CORPORATION 1 2.75% $0
Armed Forces Bank 1 3.25% $3,588
PLAZA HOME MORTGAGE, INC. 1 3.75% $1,938
Alaska USA Federal Credit Union 1 3.13% $646
ARIZONA 1 2.75% $2,959
Renasant Bank 1 2.50% $3,212
S1L, Inc. 1 2.99% $4,022
Sound Community Bank 1 2.75% $3,685
STARBOARD FINANCIAL MANAGEMENT, LLC 1 3.00% $4,399
Wyndham Capital Mortgage, Inc. 1 2.75% $5,179
Stifel Bank and Trust 1 2.88% $3,450
TCF National Bank 1 2.75% $3,853
The Federal Savings Bank 1 3.13% $7,434
Umpqua Bank 1 3.25% $8,075
AMERICAN FINANCIAL RESOURCES, INC. 1 2.99% $2,910
AMERICAN FINANCIAL NETWORK, INC. 1 2.88% $6,742
AMERICA FIRST 1 3.00% $3,351

SIERRA VISTA-DOUGLAS, AZ's 157 lenders originated 5,539 loans during 2021. The total origination value was $1,105,775,000, with an average loan value of $199,634.

The top SIERRA VISTA - DOUGLAS lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with 367 loans originated. Their average total fees are $2,833, which is $1,113 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are U.S. Bank ($2,668), ALTITUDE FINANCIAL CORPORATION ($2,756), NOVA FINANCIAL & INVESTMENT CORPORATION ($2,833), JPMorgan Chase Bank ($3,030) and SUNSTREET MORTGAGE, LLC ($3,035).

The lowest rate SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (2.95%), AMERISAVE MORTGAGE CORPORATION (2.95%), CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP (2.98%), BETTER MORTGAGE CORPORATION (3.02%) and Bank of America (3.03%).

SIERRA VISTA-DOUGLAS, AZ Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
NOVA FINANCIAL & INVESTMENT CORPORATION $195,245,000 $186,495,000 -4.5% 16.9%
GUILD MORTGAGE COMPANY $92,145,000 $82,675,000 -10.3% 7.5%
QUICKEN LOANS, LLC $71,825,000 $78,240,000 8.9% 7.1%
SUNSTREET MORTGAGE, LLC $104,545,000 $72,160,000 -31.0% 6.5%
FREEDOM MORTGAGE CORPORATION $61,245,000 $47,840,000 -21.9% 4.3%
ALTITUDE FINANCIAL CORPORATION $14,130,000 $37,675,000 166.6% 3.4%
Mortgage Research Center, LLC $23,155,000 $35,095,000 51.6% 3.2%
LOANDEPOT.COM, LLC $12,605,000 $33,195,000 163.3% 3.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $25,040,000 $29,685,000 18.6% 2.7%
PENNYMAC LOAN SERVICES, LLC $14,740,000 $28,645,000 94.3% 2.6%
UNITED WHOLESALE MORTGAGE, LLC $14,495,000 $26,645,000 83.8% 2.4%
Wells Fargo Bank $22,110,000 $24,965,000 12.9% 2.3%
NAVY FEDERAL CREDIT UNION $22,330,000 $24,580,000 10.1% 2.2%
WALKER & DUNLOP, LLC $4,135,000 $22,505,000 444.3% 2.0%
Prosperity Home Mortgage, LLC $19,890,000 $18,065,000 -9.2% 1.6%
USAA Federal Savings Bank $22,825,000 $15,970,000 -30.0% 1.4%
NEW DAY FINANCIAL, LLC $10,185,000 $11,795,000 15.8% 1.1%
NEWREZ LLC $5,550,000 $11,580,000 108.6% 1.0%
LAKEVIEW LOAN SERVICING, LLC $8,615,000 $10,480,000 21.6% 0.9%
Neighborhood Loans, Inc. $560,000 $10,460,000 1,767.9% 0.9%
GENEVA FINANCIAL, LLC $9,535,000 $10,160,000 6.6% 0.9%
Washington Federal Bank $2,730,000 $9,350,000 242.5% 0.8%
VILLAGE CAPITAL & INVESTMENT LLC $6,445,000 $9,255,000 43.6% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $10,665,000 $9,225,000 -13.5% 0.8%
Lend Smart Mortgage, LLC $6,320,000 $8,785,000 39.0% 0.8%
CALIBER HOME LOANS, INC. $4,905,000 $8,450,000 72.3% 0.8%
JPMorgan Chase Bank $3,830,000 $7,065,000 84.5% 0.6%
AMERISAVE MORTGAGE CORPORATION $6,480,000 $6,805,000 5.0% 0.6%
Zions Bancorporation, N.A. $4,405,000 $6,630,000 50.5% 0.6%
U.S. Bank $3,640,000 $6,160,000 69.2% 0.6%
CLEARPATH LENDING $9,165,000 $6,050,000 -34.0% 0.5%
BROKER SOLUTIONS, INC. $3,470,000 $5,865,000 69.0% 0.5%
V.I.P. MORTGAGE, INC. $6,875,000 $5,370,000 -21.9% 0.5%
HOME POINT FINANCIAL CORPORATION $1,945,000 $5,345,000 174.8% 0.5%
Bank of America $4,315,000 $5,035,000 16.7% 0.5%
SUN WEST MORTGAGE COMPANY, INC. $3,485,000 $4,720,000 35.4% 0.4%
The Federal Savings Bank $6,845,000 $4,375,000 -36.1% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,355,000 $4,355,000 29.8% 0.4%
GREYSTONE SERVICING COMPANY LLC $4,345,000 n/a 0.4%
BETTER MORTGAGE CORPORATION $2,140,000 $4,230,000 97.7% 0.4%
PENTAGON FEDERAL CREDIT UNION $2,075,000 $4,155,000 100.2% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,885,000 $4,130,000 119.1% 0.4%
North American Savings Bank, F.S.B. $1,885,000 $4,120,000 118.6% 0.4%
KS StateBank $435,000 $3,975,000 813.8% 0.4%
GUARANTEED RATE, INC. $1,660,000 $3,135,000 88.9% 0.3%
Lakeview Community Capital, LLC $2,705,000 $3,110,000 15.0% 0.3%
Carrington Mortgage Services, LLC $3,010,000 $3,075,000 2.2% 0.3%
Barrington Bank & Trust Company, N.A. $2,465,000 $2,840,000 15.2% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,175,000 $2,735,000 25.7% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $940,000 $2,685,000 185.6% 0.2%
21ST MORTGAGE CORPORATION $2,870,000 $2,635,000 -8.2% 0.2%
SOVEREIGN LENDING GROUP INCORPORATED $3,370,000 $2,630,000 -22.0% 0.2%
BAY EQUITY LLC $1,205,000 $2,590,000 114.9% 0.2%
Flagstar Bank, FSB $1,855,000 $2,390,000 28.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $2,160,000 $2,360,000 9.3% 0.2%
CMG MORTGAGE, INC. $610,000 $2,260,000 270.5% 0.2%
ALL WESTERN MORTGAGE, INC. $1,410,000 $2,165,000 53.5% 0.2%
CHURCHILL MORTGAGE CORPORATION $870,000 $2,090,000 140.2% 0.2%
AMERICAN FINANCING CORPORATION $1,640,000 $2,065,000 25.9% 0.2%
InterContinental Capital Group, Inc $4,500,000 $2,045,000 -54.6% 0.2%
Low VA Rates, LLC $2,320,000 $2,025,000 -12.7% 0.2%
First Guaranty Mortgage Corporation $1,955,000 $1,955,000 0.0% 0.2%
LOANPAL, LLC $810,000 $1,905,000 135.2% 0.2%
BBVA USA $2,205,000 $1,895,000 -14.1% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $1,350,000 $1,895,000 40.4% 0.2%
LEADERONE FINANCIAL CORPORATION $895,000 $1,880,000 110.1% 0.2%
Amerifirst Financial, Inc. $795,000 $1,875,000 135.8% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $1,060,000 $1,820,000 71.7% 0.2%
Nations Lending Corporation $1,075,000 $1,790,000 66.5% 0.2%
SUMMIT FUNDING, INC. $1,675,000 $1,720,000 2.7% 0.2%
PHH Mortgage Corporation $1,550,000 $1,690,000 9.0% 0.2%
OneAZ Credit Union $725,000 $1,615,000 122.8% 0.1%
Armed Forces Bank $1,400,000 $1,600,000 14.3% 0.1%
MOVEMENT MORTGAGE, LLC $2,260,000 $1,595,000 -29.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,370,000 $1,520,000 10.9% 0.1%
PLANET HOME LENDING, LLC $1,765,000 $1,490,000 -15.6% 0.1%
VANTAGE WEST $1,280,000 $1,475,000 15.2% 0.1%
STARBOARD FINANCIAL MANAGEMENT, LLC $1,645,000 $1,460,000 -11.2% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $960,000 $1,425,000 48.4% 0.1%
STEARNS LENDING, LLC $400,000 $1,415,000 253.8% 0.1%
ON Q FINANCIAL, INC. $870,000 $1,345,000 54.6% 0.1%
Goldwater Bank, N.A. $1,285,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $1,775,000 $1,235,000 -30.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $960,000 $1,205,000 25.5% 0.1%
Plains Commerce Bank $305,000 $1,195,000 291.8% 0.1%
Goldman Sachs Bank USA $360,000 $1,145,000 218.1% 0.1%
SOUTHWEST STAGE FUNDING, LLC $2,650,000 $1,115,000 -57.9% 0.1%
MANN FINANCIAL INC. $990,000 $1,065,000 7.6% 0.1%
BNC National Bank $255,000 $1,055,000 313.7% 0.1%
Paramount Residential Mortgage Group, Inc. $1,155,000 $1,035,000 -10.4% 0.1%
CASTLE & COOKE MORTGAGE, LLC $1,250,000 $1,010,000 -19.2% 0.1%
NP, Inc. $1,905,000 $1,000,000 -47.5% 0.1%
CELEBRITY HOME LOANS, LLC $990,000 n/a 0.1%
MOUNTAIN AMERICA $670,000 $985,000 47.0% 0.1%
GUARANTEED RATE AFFINITY, LLC $165,000 $975,000 490.9% 0.1%
ACCELERATE MORTGAGE, LLC $225,000 $965,000 328.9% 0.1%
LHM FINANCIAL CORPORATION $615,000 $960,000 56.1% 0.1%
ZILLOW HOME LOANS, LLC $195,000 $930,000 376.9% 0.1%
AMERICAN ADVISORS GROUP $1,360,000 $915,000 -32.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $395,000 $910,000 130.4% 0.1%
HOMESIDE FINANCIAL, LLC $290,000 $895,000 208.6% 0.1%
First Federal Bank $800,000 $875,000 9.4% 0.1%
NBKC BANK $1,385,000 $865,000 -37.5% 0.1%
Manufacturers and Traders Trust Company $850,000 n/a 0.1%
CANOPY MORTGAGE, LLC $600,000 $840,000 40.0% 0.1%
Commerce Home Mortgage, Inc. $830,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $670,000 $825,000 23.1% 0.1%
Willamette Valley Bank $815,000 n/a 0.1%
Loan Simple, Inc. $155,000 $810,000 422.6% 0.1%
Watermark Capital, Inc. $145,000 $810,000 458.6% 0.1%
ROYAL UNITED MORTGAGE LLC $1,045,000 $795,000 -23.9% 0.1%
DEFINE MORTGAGE SOLUTIONS, LLC $790,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,790,000 $780,000 -56.4% 0.1%
ACADEMY MORTGAGE CORPORATION $720,000 $755,000 4.9% 0.1%
SWBC MORTGAGE CORPORATION $750,000 n/a 0.1%
BMO Harris Bank $865,000 $735,000 -15.0% 0.1%
First Midwest Bank $95,000 $735,000 673.7% 0.1%
Cornerstone First Mortgage, Inc $125,000 $720,000 476.0% 0.1%
HUGHES FEDERAL CREDIT UNION $325,000 $695,000 113.8% 0.1%
Northpointe Bank $345,000 $690,000 100.0% 0.1%
Magnolia Bank $615,000 $665,000 8.1% 0.1%
Mid-Continent Funding, Inc. $655,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $640,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $215,000 $620,000 188.4% 0.1%
LADERA LENDING, INC. $470,000 $620,000 31.9% 0.1%
PNC Bank $970,000 $620,000 -36.1% 0.1%
The Huntington National Bank $620,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $615,000 n/a 0.1%
Capital Bank $470,000 $605,000 28.7% 0.1%
Bell Bank $1,175,000 $600,000 -48.9% 0.1%
ARIZONA $580,000 n/a 0.1%
Alaska USA Federal Credit Union $415,000 $565,000 36.1% 0.1%
MID AMERICA MORTGAGE, INC. $1,225,000 $545,000 -55.5% 0.0%
MORIA DEVELOPMENT, INC. $1,980,000 $540,000 -72.7% 0.0%
Prime Choice Funding Inc. $205,000 $530,000 158.5% 0.0%
GSF Mortgage Corporation $370,000 $525,000 41.9% 0.0%
FUNDLOANS CAPITAL $515,000 n/a 0.0%
Stifel Bank and Trust $305,000 $515,000 68.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $195,000 $480,000 146.2% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $480,000 n/a 0.0%
Bank of the West $500,000 $470,000 -6.0% 0.0%
PLAZA HOME MORTGAGE, INC. $470,000 n/a 0.0%
Sunflower Bank $1,505,000 $465,000 -69.1% 0.0%
Wyndham Capital Mortgage, Inc. $860,000 $455,000 -47.1% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $445,000 n/a 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $445,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $115,000 $440,000 282.6% 0.0%
Arvest Bank $440,000 n/a 0.0%
First Western Trust Bank $440,000 n/a 0.0%
Ally Bank $280,000 $430,000 53.6% 0.0%
Figure Lending LLC $40,000 $430,000 975.0% 0.0%
Citizens Bank $420,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,610,000 $415,000 -74.2% 0.0%
ARIZONA CENTRAL $410,000 n/a 0.0%
First State Bank $405,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $750,000 $400,000 -46.7% 0.0%
LEGACY MORTGAGE LLC $395,000 n/a 0.0%
KELLER MORTGAGE, LLC $575,000 $390,000 -32.2% 0.0%
Waterstone Mortgage Corporation $145,000 $390,000 169.0% 0.0%
AMERICA FIRST $185,000 $380,000 105.4% 0.0%
Discover Bank $285,000 $380,000 33.3% 0.0%
INTERCAP LENDING INC. $795,000 $380,000 -52.2% 0.0%
DAS Acquisition Company, LLC $85,000 $365,000 329.4% 0.0%
REVERSE MORTGAGE FUNDING LLC $280,000 $365,000 30.4% 0.0%
NBH Bank $500,000 $360,000 -28.0% 0.0%
Citibank $350,000 n/a 0.0%
BOKF $650,000 $345,000 -46.9% 0.0%
First International Bank & Trust $345,000 n/a 0.0%
ARC HOME LLC $325,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $325,000 n/a 0.0%
Bank of England $740,000 $320,000 -56.8% 0.0%
VERITAS FUNDING, LLC $315,000 n/a 0.0%
WINNPOINTE CORPORATION $680,000 $315,000 -53.7% 0.0%
Umpqua Bank $85,000 $305,000 258.8% 0.0%
AXIA FINANCIAL, LLC $115,000 $300,000 160.9% 0.0%
First Federal Bank of Kansas City $295,000 n/a 0.0%
PYRAMID $85,000 $290,000 241.2% 0.0%
Texana Bank $215,000 $285,000 32.6% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,125,000 $285,000 -74.7% 0.0%
Hometown Lenders, Inc. $280,000 n/a 0.0%
Paramount Bank $135,000 $280,000 107.4% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $115,000 $275,000 139.1% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $270,000 n/a 0.0%
212 LOANS, LLC. $265,000 n/a 0.0%
Platinum Home Mortgage Corporation $265,000 n/a 0.0%
TCF National Bank $265,000 n/a 0.0%
FIRST TECHNOLOGY $55,000 $260,000 372.7% 0.0%
EAGLE HOME MORTGAGE, LLC $195,000 $255,000 30.8% 0.0%
KeyBank $255,000 n/a 0.0%
Sound Community Bank $255,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $565,000 $255,000 -54.9% 0.0%
EVERETT FINANCIAL, INC. $1,255,000 $245,000 -80.5% 0.0%
BELEM SERVICING LLC $205,000 $235,000 14.6% 0.0%
DIRECTORS MORTGAGE, INC. $235,000 n/a 0.0%
Franklin Loan Corporation $335,000 $235,000 -29.9% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $235,000 n/a 0.0%
SOFI LENDING CORP. $390,000 $235,000 -39.7% 0.0%
UNIFY FINANCIAL Credit Union $230,000 n/a 0.0%
Home Mortgage Alliance Corp $225,000 n/a 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $215,000 n/a 0.0%
Wallick & Volk, Inc. $300,000 $215,000 -28.3% 0.0%
FAY SERVICING, LLC $205,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $175,000 $205,000 17.1% 0.0%
JMJ FINANCIAL GROUP $195,000 n/a 0.0%
SPRING EQ, LLC $230,000 $190,000 -17.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $800,000 $185,000 -76.9% 0.0%
VAN DYK MORTGAGE CORPORATION $430,000 $185,000 -57.0% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $175,000 n/a 0.0%
The Home Loan Expert LLC $175,000 n/a 0.0%
GoPrime Mortgage, Inc. $165,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $165,000 n/a 0.0%
OCMBC, INC. $165,000 n/a 0.0%
Renasant Bank $165,000 n/a 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $310,000 $155,000 -50.0% 0.0%
LOANLEADERS OF AMERICA, INC. $155,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $155,000 n/a 0.0%
Strong Home Mortgage, LLC $990,000 $155,000 -84.3% 0.0%
IMPAC MORTGAGE CORP. $145,000 n/a 0.0%
NFM, INC. $410,000 $145,000 -64.6% 0.0%
Meridian Bank Corporation $135,000 n/a 0.0%
WINGS FINANCIAL $135,000 n/a 0.0%
LENDINGONE, LLC $125,000 n/a 0.0%
MUFG Union Bank $65,000 $125,000 92.3% 0.0%
THRIVENT Federal Credit Union $125,000 n/a 0.0%
DUPACO COMMUNITY $115,000 n/a 0.0%
TUCSON $320,000 $110,000 -65.6% 0.0%
IDEAL HOME LOANS LLC $105,000 n/a 0.0%
LENDING 3, INC. $105,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $195,000 $105,000 -46.2% 0.0%
SWH FUNDING, LLC $230,000 $105,000 -54.3% 0.0%
COMMUNITYAMERICA $95,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $95,000 n/a 0.0%
SUN Federal Credit Union $95,000 n/a 0.0%
CoVantage Credit Union $85,000 n/a 0.0%
PIMA Federal Credit Union $1,305,000 $85,000 -93.5% 0.0%
ALLIANT CREDIT UNION $170,000 $80,000 -52.9% 0.0%
Colonial Savings, F.A. $75,000 n/a 0.0%
S1L, Inc. $75,000 n/a 0.0%
First United Bank and Trust Company $55,000 n/a 0.0%
Service Federal Credit Union $135,000 $55,000 -59.3% 0.0%
Boeing Employees Credit Union $80,000 $35,000 -56.3% 0.0%
MERIWEST $25,000 n/a 0.0%

SIERRA VISTA - DOUGLAS's top lender by overall market share is NOVA FINANCIAL & INVESTMENT CORPORATION, with 16.9% market share. In second place, with 7.5%, is GUILD MORTGAGE COMPANY, having originated $82,675,000 in loans. In third place, with 7.1%, is QUICKEN LOANS, LLC, having originated $78,240,000 in loans. In third place, with 6.5%, is SUNSTREET MORTGAGE, LLC, having originated $72,160,000 in loans. In third place, with 4.3%, is FREEDOM MORTGAGE CORPORATION, having originated $47,840,000 in loans.


SIERRA VISTA-DOUGLAS, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,291 $516,495,000 $225,445
Refi 2,123 $389,505,000 $183,469
Cash Out Refi 988 $185,650,000 $187,905
Home Improvement 92 $9,770,000 $106,196
Other 44 $4,180,000 $95,000
NA 1 $175,000 $175,000

Sierra Vista - Douglas's most frequently cited loan purpose was Home Purchase, with 2,291 originations. The 2nd most popular reason was Refi, with 2,123 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,031 $404,175,000 $199,003
3-4% 1,805 $357,045,000 $197,809
<2.5% 1,435 $303,675,000 $211,620
4-5% 180 $31,410,000 $174,500
5-6% 35 $2,985,000 $85,286
6-7% 21 $3,375,000 $160,714
Over 8% 12 $1,070,000 $89,167
7-8% 5 $345,000 $69,000

During 2021, Sierra Vista - Douglas's most frequently originated rate bucket was 2.5-3%, with 2,031 originations.

Loan Sizing (SIERRA VISTA-DOUGLAS, AZ MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,688 $400,790,000 $149,103
$200k-400k 1,961 $519,125,000 $264,725
$100,000 or less 677 $48,595,000 $71,780
$400k-600k 188 $87,160,000 $463,617
$600k-1000k 20 $14,250,000 $712,500
$Over $1MM 5 $35,855,000 $7,171,000

SIERRA VISTA - DOUGLAS's loan sizing saw the bucket of loans from $100k-200k with 2,688 originations, totaling $400,790,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,424 $556,990,000 $229,781
60-80% 1,592 $292,520,000 $183,744
40-60% 642 $98,930,000 $154,097
20-40% 185 $17,105,000 $92,459
Over 100% 185 $53,385,000 $288,568
Under 20% 84 $2,740,000 $32,619

SIERRA VISTA - DOUGLAS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,424 originations, totaling $556,990,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $172,305 (7.8%) $222,234 (-4.9%) 0.00 839
2018-02-01 $175,000 (9.4%) $225,030 (-5.7%) 0.00 821
2018-03-01 $174,000 (9.1%) $224,249 (-3.6%) 0.00 787
2018-04-01 $179,700 (9.2%) $232,036 (0.4%) 0.00 725
2018-05-01 $185,000 (11.8%) $244,592 (3.5%) 0.00 721
2018-06-01 $190,000 (11.8%) $245,508 (3.2%) 0.00 750
2018-07-01 $198,500 (16.8%) $249,884 (4.4%) 0.00 737
2018-08-01 $190,000 (12.1%) $250,300 (6.3%) 0.00 730
2018-09-01 $187,500 (7.8%) $253,042 (6.4%) 0.00 733
2018-10-01 $186,750 (9.9%) $251,302 (7.5%) 0.00 711
2018-11-01 $190,000 (12.4%) $248,527 (11.5%) 0.00 717
2018-12-01 $189,900 (12.4%) $247,329 (12.2%) 0.00 691
2019-01-01 $194,950 (13.1%) $241,544 (8.7%) 0.00 664
2019-02-01 $191,250 (9.3%) $240,871 (7.0%) 0.00 652
2019-03-01 $193,857 (11.4%) $250,560 (11.7%) 0.00 620
2019-04-01 $198,357 (10.4%) $258,872 (11.6%) 0.00 585
2019-05-01 $197,750 (6.9%) $256,021 (4.7%) 0.00 563
2019-06-01 $197,500 (4.0%) $250,490 (2.0%) 0.00 604
2019-07-01 $198,950 (0.2%) $250,166 (0.1%) 0.00 628
2019-08-01 $201,514 (6.1%) $252,221 (0.8%) 0.00 637
2019-09-01 $204,564 (9.1%) $255,903 (1.1%) 0.00 625
2019-10-01 $202,500 (8.4%) $253,926 (1.0%) 0.00 610
2019-11-01 $211,027 (11.1%) $262,547 (5.6%) 0.00 582
2019-12-01 $211,964 (11.6%) $267,676 (8.2%) 0.00 563
2020-01-01 $210,000 (7.7%) $271,510 (12.4%) 0.00 542
2020-02-01 $210,000 (9.8%) $274,796 (14.1%) 0.00 506
2020-03-01 $207,450 (7.0%) $275,583 (10.0%) 0.00 492
2020-04-01 $212,500 (7.1%) $267,020 (3.2%) 0.00 373
2020-05-01 $215,000 (8.7%) $279,849 (9.3%) 0.00 377
2020-06-01 $217,450 (10.1%) $286,397 (14.3%) 0.00 353
2020-07-01 $217,500 (9.3%) $290,370 (16.1%) 0.00 329
2020-08-01 $230,000 (14.1%) $303,811 (20.5%) 0.00 294
2020-09-01 $227,500 (11.2%) $314,130 (22.8%) 0.00 270
2020-10-01 $225,000 (11.1%) $319,677 (25.9%) 0.00 268
2020-11-01 $225,000 (6.6%) $323,674 (23.3%) 0.00 253
2020-12-01 $219,950 (3.8%) $316,674 (18.3%) 0.00 265
2021-01-01 $225,000 (7.1%) $314,388 (15.8%) 0.00 255
2021-02-01 $239,000 (13.8%) $348,622 (26.9%) 0.00 229
2021-03-01 $247,500 (19.3%) $367,159 (33.2%) 0.00 230
2021-04-01 $264,950 (24.7%) $388,256 (45.4%) 0.00 215
2021-05-01 $255,000 (18.6%) $393,060 (40.5%) 0.00 230
2021-06-01 $265,750 (22.2%) $405,067 (41.4%) 0.00 267
2021-07-01 $280,500 (29.0%) $410,164 (41.3%) 0.00 282
2021-08-01 $287,500 (25.0%) $423,490 (39.4%) 0.00 256
2021-09-01 $312,000 (37.1%) $439,860 (40.0%) 0.00 270
2021-10-01 $320,000 (42.2%) $431,873 (35.1%) 0.00 273
2021-11-01 $299,450 (33.1%) $431,820 (33.4%) 0.00 275
2021-12-01 $296,250 (34.7%) $434,864 (37.3%) 0.00 234
2022-01-01 $287,000 (27.6%) $448,643 (42.7%) 0.00 193
2022-02-01 $304,950 (27.6%) $452,853 (29.9%) 0.00 185
2022-03-01 $287,450 (16.1%) $437,922 (19.3%) 0.00 184
2022-04-01 $299,500 (13.0%) $448,453 (15.5%) 0.00 208
2022-05-01 $292,250 (14.6%) $433,129 (10.2%) 0.00 253
2022-06-01 $292,500 (10.1%) $411,145 (1.5%) 0.00 327
SIERRA VISTA - DOUGLAS's median listing price for 2022-06-01 was $292,500, a difference of $26,750 (10.1%) versus the prior year and $250 versus the prior month.

SIERRA VISTA - DOUGLAS's median listing price comes in at 0% of the national average.

SIERRA VISTA - DOUGLAS's average listing price for 2022-06-01 was $411,145, a difference of $6,078 (1.5%) versus the prior year and $-21,984 versus the prior month.

For the 2022-06-01 period, SIERRA VISTA - DOUGLAS had 327 MLS listings, a difference of 74 listings (29%) versus the prior month and 60 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,801 sqft
2018-02-01 0 days 1,814 sqft
2018-03-01 0 days 1,808 sqft
2018-04-01 0 days 1,813 sqft
2018-05-01 0 days 1,815 sqft
2018-06-01 0 days 1,851 sqft
2018-07-01 0 days 1,883 sqft
2018-08-01 0 days 1,868 sqft
2018-09-01 0 days 1,851 sqft
2018-10-01 0 days 1,830 sqft
2018-11-01 0 days 1,826 sqft
2018-12-01 0 days 1,830 sqft
2019-01-01 0 days 1,816 sqft
2019-02-01 0 days 1,816 sqft
2019-03-01 0 days 1,824 sqft
2019-04-01 0 days 1,818 sqft
2019-05-01 0 days 1,797 sqft
2019-06-01 0 days 1,794 sqft
2019-07-01 0 days 1,789 sqft
2019-08-01 0 days 1,785 sqft
2019-09-01 0 days 1,785 sqft
2019-10-01 0 days 1,762 sqft
2019-11-01 0 days 1,785 sqft
2019-12-01 0 days 1,815 sqft
2020-01-01 0 days 1,813 sqft
2020-02-01 0 days 1,804 sqft
2020-03-01 0 days 1,830 sqft
2020-04-01 0 days 1,811 sqft
2020-05-01 0 days 1,794 sqft
2020-06-01 0 days 1,799 sqft
2020-07-01 0 days 1,845 sqft
2020-08-01 0 days 1,870 sqft
2020-09-01 0 days 1,855 sqft
2020-10-01 0 days 1,859 sqft
2020-11-01 0 days 1,845 sqft
2020-12-01 0 days 1,865 sqft
2021-01-01 0 days 1,881 sqft
2021-02-01 0 days 1,865 sqft
2021-03-01 0 days 1,881 sqft
2021-04-01 0 days 1,931 sqft
2021-05-01 0 days 1,867 sqft
2021-06-01 0 days 1,848 sqft
2021-07-01 0 days 1,886 sqft
2021-08-01 0 days 1,860 sqft
2021-09-01 0 days 1,923 sqft
2021-10-01 0 days 1,950 sqft
2021-11-01 0 days 1,935 sqft
2021-12-01 0 days 1,952 sqft
2022-01-01 0 days 1,999 sqft
2022-02-01 0 days 1,953 sqft
2022-03-01 0 days 1,890 sqft
2022-04-01 0 days 1,846 sqft
2022-05-01 0 days 1,809 sqft
2022-06-01 0 days 1,833 sqft
SIERRA VISTA - DOUGLAS's median listing age (time on market) for 2022-06-01 was 0 days.

SIERRA VISTA - DOUGLAS's median square footage for active listings during the 2022-06-01 period was 1,833 sqft. One year prior, the average listing was 1,848 sqft.