SIERRA VISTA - DOUGLAS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sierra Vista - Douglas averaged 6.54% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.93% and one month ago for the week of 2024-11-07, the average rate was 7.03%.

Sierra Vista - Douglas's average rate one year ago was 6.87%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.9%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Sierra Vista - Douglas 30 Year Fixed Rate 2024-12-12 6.54%
Sierra Vista - Douglas 30 Year Fixed Rate Refi 2024-12-12 6.9%
Sierra Vista - Douglas 15 Year Fixed Rate 2024-12-12 5.64%
Sierra Vista - Douglas 15 Year Fixed Rate Refi 2024-12-12 5.84%
Sierra Vista - Douglas 30 Year FHA 2024-12-12 6.14%
Sierra Vista - Douglas 30 Year FHA Refi 2024-12-12 6.18%
Sierra Vista - Douglas 30 Year USDA 2024-12-12 6.1%
Sierra Vista - Douglas 30 Year USDA Refi 2024-12-12 6.5%
Sierra Vista - Douglas 30 Year VA 2024-12-12 6.03%
Sierra Vista - Douglas 30 Year VA Refi 2024-12-12 6.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SIERRA VISTA-DOUGLAS, AZ.

SIERRA VISTA - DOUGLAS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SIERRA VISTA-DOUGLAS, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
CROSSCOUNTRY MORTGAGE, LLC 77 7.12% $5,147
QUICKEN LOANS, LLC 54 6.78% $6,171
NOVA FINANCIAL & INVESTMENT CORPORATION 44 6.69% $3,812
AMERICAN PACIFIC MORTGAGE CORPORATION 42 6.84% $5,091
ALTITUDE FINANCIAL CORPORATION 41 6.69% $3,283
UNITED WHOLESALE MORTGAGE, LLC 39 7.08% $6,133
GUILD MORTGAGE COMPANY 30 7.32% $6,143
Neighborhood Loans, Inc. 18 6.73% $5,606
JPMorgan Chase Bank 17 6.71% $4,433
Wells Fargo Bank 16 6.30% $4,014
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 6.89% $6,008
NAVY FEDERAL CREDIT UNION 15 6.30% $4,568
Prosperity Home Mortgage, LLC 15 6.47% $6,452
INSPIRE HOME LOANS INC. 14 5.98% $5,266
LOANDEPOT.COM, LLC 7 6.64% $6,381
GENEVA FINANCIAL, LLC 7 7.66% $8,367
Flagstar Bank, FSB 6 7.18% $7,183
OneAZ Credit Union 6 6.29% $5,369
21ST MORTGAGE CORPORATION 6 7.32% $6,004
MOVEMENT MORTGAGE, LLC 6 6.75% $6,244
American Southwest Credit Union 5 7.08% $2,344
PROVIDENT FUNDING ASSOCIATES, L.P. 4 6.59% $4,647
V.I.P. MORTGAGE, INC. 4 7.49% $6,223
Bank of America 4 5.97% $2,455
Mortgage Research Center, LLC 4 6.47% $5,746
PENNYMAC LOAN SERVICES, LLC 4 6.50% $5,102
MORIA DEVELOPMENT, INC. 3 7.21% $7,184
USAA Federal Savings Bank 3 6.75% $3,875
GUARANTEED RATE, INC. 3 7.05% $5,882
VANTAGE WEST 3 6.29% $6,056
ROYAL UNITED MORTGAGE LLC 3 6.79% $6,659
PHH Mortgage Corporation 3 7.42% $6,788
SWBC MORTGAGE CORPORATION 3 6.42% $4,824
DAS Acquisition Company, LLC 3 7.62% $6,637
Zions Bank 2 6.19% $2,366
ALAMEDA MORTGAGE CORPORATION 2 7.63% $4,954
AMCAP MORTGAGE, LTD. 2 6.69% $6,643
AMERICAN FINANCING CORPORATION 2 6.06% $6,557
AMERISAVE MORTGAGE CORPORATION 2 7.00% $6,370
BAY EQUITY LLC 2 6.68% $5,054
Canyon State Credit Union 2 5.94% $4,743
CARDINAL FINANCIAL 2 7.25% $5,487
CHURCHILL MORTGAGE CORPORATION 2 6.94% $4,193
CMG MORTGAGE, INC. 2 6.74% $7,684
Discover Bank 2 6.99% $0
GUARANTEED RATE AFFINITY, LLC 2 7.38% $5,183
LEADERONE FINANCIAL CORPORATION 2 7.12% $5,470
Mr. Cooper ( Nationstar Mortgage ) 2 7.31% $6,934
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $5,775
NBKC BANK 2 6.69% $2,321
PNC Bank 2 6.63% $3,989
RESIDENTIAL BANCORP 2 8.18% $5,127
The Federal Savings Bank 2 7.38% $5,287
The Huntington National Bank 2 7.25% $7,251
TRIAD FINANCIAL SERVICES, INC. 2 7.13% $4,066
U.S. Bank 2 7.13% $11,634
ZILLOW HOME LOANS, LLC 2 6.19% $6,500
BROKER SOLUTIONS, INC. 1 7.13% $14,343
AXIA FINANCIAL, LLC 1 6.50% $5,777
Financial Partners Credit Union 1 6.38% $4,070
ALLIANT CREDIT UNION 1 7.88% $3,923
Fifth Third Bank 1 7.63% $10,402
NEWREZ LLC 1 7.99% $5,844
NEXERA HOLDING LLC 1 6.38% $2,852
North American Savings Bank, F.S.B. 1 5.50% $6,842
Northwest Farm Credit Services, FLCA 1 7.00% $9,685
Equity Prime Mortgage LLC 1 7.63% $8,591
NP, Inc. 1 10.25% $170
OCMBC, INC. 1 0.00% $0
DIGITAL Federal Credit Union 1 6.00% $2,368
ON Q FINANCIAL, INC. 1 6.99% $19,955
Paramount Residential Mortgage Group, Inc. 1 6.13% $6,987
CITIZENS EQUITY FIRST 1 6.13% $5,042
PENTAGON FEDERAL CREDIT UNION 1 5.50% $9,151
Citizens Bank of Las Cruces 1 5.99% $2,734
Plains Commerce Bank 1 5.88% $3,497
PLANET HOME LENDING, LLC 1 7.25% $6,246
VANDERBILT MORTGAGE AND FINANCE, INC. 1 10.00% $3,638
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.25% $4,933
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.50% $10,771
Citizens Bank 1 6.50% $3,256
Citadel Servicing Corporation 1 8.63% $11,263
CHERRY CREEK MORTGAGE, LLC 1 6.25% $700
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.62% $7,312
CASTLE & COOKE MORTGAGE, LLC 1 6.38% $14,968
SANDIA LABORATORY 1 6.25% $3,737
SeaTrust Mortgage Company 1 7.13% $6,750
Sierra Pacific Mortgage Company, Inc. 1 7.63% $2,698
STARBOARD FINANCIAL MANAGEMENT, LLC 1 6.13% $10,727
Strong Home Mortgage, LLC 1 7.25% $6,107
Sunflower Bank 1 4.99% $4,430
Carrington Mortgage Services, LLC 1 6.50% $5,237
AMERITRUST MORTGAGE CORPORATION 1 8.88% $12,428
American Mortgage & Equity Consultants, Inc. 1 7.25% $14,312
WESCOM CENTRAL CREDIT UNION 1 7.38% $10,021
TRUWEST Credit Union 1 6.75% $6,307
INTERLINC MORTGAGE SERVICES, LLC 1 5.99% $5,319
Leader Bank 1 7.13% $5,161
UNION HOME MORTGAGE CORP. 1 7.38% $4,981
GREENSTATE CREDIT UNION 1 6.63% $6,418
MANN FINANCIAL INC. 1 7.50% $16,447
MID AMERICA MORTGAGE, INC. 1 7.50% $1,873
Mid-Continent Funding, Inc. 1 6.50% $6,671
ML Mortgage Corp. 1 7.13% $4,906
FREEDOM MORTGAGE CORPORATION 1 7.38% $8,010
FIRST TECHNOLOGY 1 6.00% $5,729
FIRST COMMUNITY MORTGAGE, INC. 1 7.00% $7,804

SIERRA VISTA - DOUGLAS Average Closing Costs & Other Stats

SIERRA VISTA-DOUGLAS, AZ's 107 lenders originated 2,120 loans during 2023. The total origination value was $447,770,000, with an average loan value of $211,212.

SIERRA VISTA - DOUGLAS's average closing costs are $4,852.

The top SIERRA VISTA - DOUGLAS lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 77 loans originated. Their average total fees are $5,147, which is $1,024 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are ALTITUDE FINANCIAL CORPORATION ($3,283), NOVA FINANCIAL & INVESTMENT CORPORATION ($3,812), Wells Fargo Bank ($4,014), JPMorgan Chase Bank ($4,433) and NAVY FEDERAL CREDIT UNION ($4,568).

The lowest rate SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are INSPIRE HOME LOANS INC. (5.98%), NAVY FEDERAL CREDIT UNION (6.30%), Wells Fargo Bank (6.30%), Prosperity Home Mortgage, LLC (6.47%) and NOVA FINANCIAL & INVESTMENT CORPORATION (6.69%).

SIERRA VISTA-DOUGLAS, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
CROSSCOUNTRY MORTGAGE, LLC $8,270,000 $66,715,000 706.7% 14.9%
NOVA FINANCIAL & INVESTMENT CORPORATION $137,680,000 $31,615,000 -77.0% 7.1%
UNITED WHOLESALE MORTGAGE, LLC $28,935,000 $30,465,000 5.3% 6.8%
QUICKEN LOANS, LLC $43,710,000 $24,030,000 -45.0% 5.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $10,895,000 $20,945,000 92.2% 4.7%
ALTITUDE FINANCIAL CORPORATION $25,745,000 $17,880,000 -30.5% 4.0%
Mortgage Research Center, LLC $23,210,000 $17,405,000 -25.0% 3.9%
GUILD MORTGAGE COMPANY $35,945,000 $16,325,000 -54.6% 3.6%
NAVY FEDERAL CREDIT UNION $20,175,000 $16,200,000 -19.7% 3.6%
Prosperity Home Mortgage, LLC $18,405,000 $12,345,000 -32.9% 2.8%
GENEVA FINANCIAL, LLC $6,805,000 $12,145,000 78.5% 2.7%
Neighborhood Loans, Inc. $11,645,000 $9,670,000 -17.0% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $22,830,000 $8,115,000 -64.5% 1.8%
LOANDEPOT.COM, LLC $21,450,000 $7,855,000 -63.4% 1.8%
PENNYMAC LOAN SERVICES, LLC $10,195,000 $7,230,000 -29.1% 1.6%
Wells Fargo Bank $14,660,000 $7,185,000 -51.0% 1.6%
INSPIRE HOME LOANS INC. $3,360,000 $6,935,000 106.4% 1.5%
Zions Bank $5,635,000 $4,055,000 -28.0% 0.9%
FREEDOM MORTGAGE CORPORATION $10,870,000 $3,950,000 -63.7% 0.9%
V.I.P. MORTGAGE, INC. $3,260,000 $3,770,000 15.6% 0.8%
The Federal Savings Bank $2,950,000 $3,620,000 22.7% 0.8%
21ST MORTGAGE CORPORATION $3,555,000 $3,510,000 -1.3% 0.8%
JPMorgan Chase Bank $2,810,000 $3,465,000 23.3% 0.8%
American Southwest Credit Union $6,325,000 $3,335,000 -47.3% 0.7%
NEW DAY FINANCIAL, LLC $5,470,000 $3,135,000 -42.7% 0.7%
PNC Bank $2,530,000 $3,090,000 22.1% 0.7%
MOVEMENT MORTGAGE, LLC $1,975,000 $3,070,000 55.4% 0.7%
Equity Prime Mortgage LLC $610,000 $2,905,000 376.2% 0.6%
USAA Federal Savings Bank $13,025,000 $2,785,000 -78.6% 0.6%
Flagstar Bank, FSB $3,295,000 $2,755,000 -16.4% 0.6%
Bank of America $2,400,000 $2,550,000 6.3% 0.6%
LOANPAL, LLC $3,230,000 $2,450,000 -24.1% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $5,320,000 $2,040,000 -61.7% 0.5%
OneAZ Credit Union $1,295,000 $1,950,000 50.6% 0.4%
U.S. Bank $5,170,000 $1,895,000 -63.3% 0.4%
ACADEMY MORTGAGE CORPORATION $1,470,000 $1,860,000 26.5% 0.4%
GUARANTEED RATE, INC. $2,070,000 $1,730,000 -16.4% 0.4%
PENTAGON FEDERAL CREDIT UNION $3,700,000 $1,690,000 -54.3% 0.4%
VANTAGE WEST $1,875,000 $1,570,000 -16.3% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $320,000 $1,500,000 368.8% 0.3%
GUARANTEED RATE AFFINITY, LLC $1,970,000 $1,380,000 -29.9% 0.3%
AMERISAVE MORTGAGE CORPORATION $4,830,000 $1,310,000 -72.9% 0.3%
CARDINAL FINANCIAL $2,870,000 $1,310,000 -54.4% 0.3%
SWBC MORTGAGE CORPORATION $1,680,000 $1,305,000 -22.3% 0.3%
The Huntington National Bank $1,290,000 n/a 0.3%
PHH Mortgage Corporation $475,000 $1,245,000 162.1% 0.3%
VILLAGE CAPITAL MORTGAGE $1,605,000 $1,225,000 -23.7% 0.3%
NEWREZ LLC $3,755,000 $1,220,000 -67.5% 0.3%
ALAMEDA MORTGAGE CORPORATION $1,215,000 n/a 0.3%
Carrington Mortgage Services, LLC $3,855,000 $1,165,000 -69.8% 0.3%
ON Q FINANCIAL, INC. $1,155,000 n/a 0.3%
The Loan Store, Inc. $1,135,000 n/a 0.3%
AMCAP MORTGAGE, LTD. $325,000 $1,090,000 235.4% 0.2%
CMG MORTGAGE, INC. $1,100,000 $1,090,000 -0.9% 0.2%
Sierra Pacific Mortgage Company, Inc. $305,000 $1,040,000 241.0% 0.2%
BROKER SOLUTIONS, INC. $2,220,000 $1,010,000 -54.5% 0.2%
Discover Bank $770,000 $1,000,000 29.9% 0.2%
PLAZA HOME MORTGAGE, INC. $260,000 $990,000 280.8% 0.2%
CLEARPATH LENDING $2,195,000 $945,000 -56.9% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $155,000 $930,000 500.0% 0.2%
MORIA DEVELOPMENT, INC. $1,330,000 $885,000 -33.5% 0.2%
MANN FINANCIAL INC. $695,000 $835,000 20.1% 0.2%
Washington Federal Bank $18,175,000 $835,000 -95.4% 0.2%
Northpointe Bank $320,000 $790,000 146.9% 0.2%
American Mortgage & Equity Consultants, Inc. $780,000 n/a 0.2%
ALLIANT CREDIT UNION $765,000 n/a 0.2%
Armed Forces Bank $1,210,000 $715,000 -40.9% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,850,000 $715,000 -61.4% 0.2%
SeaTrust Mortgage Company $710,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 $685,000 204.4% 0.2%
PIMA Federal Credit Union $260,000 $660,000 153.8% 0.1%
BAY EQUITY LLC $920,000 $655,000 -28.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $805,000 $635,000 -21.1% 0.1%
Bell Bank $620,000 $610,000 -1.6% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $510,000 $610,000 19.6% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,210,000 $605,000 -50.0% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $580,000 $580,000 0.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $910,000 $580,000 -36.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $570,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $360,000 $565,000 56.9% 0.1%
CASTLE & COOKE MORTGAGE, LLC $205,000 $550,000 168.3% 0.1%
AMERICAN FINANCING CORPORATION $2,180,000 $545,000 -75.0% 0.1%
NEXERA HOLDING LLC $710,000 $540,000 -23.9% 0.1%
SUN AMERICAN MORTGAGE COMPANY $540,000 $540,000 0.0% 0.1%
DAS Acquisition Company, LLC $535,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $480,000 $520,000 8.3% 0.1%
Brighton Bank $515,000 n/a 0.1%
PLANET HOME LENDING, LLC $665,000 $510,000 -23.3% 0.1%
GSF Mortgage Corporation $625,000 $495,000 -20.8% 0.1%
CITIZENS EQUITY FIRST $475,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,160,000 $465,000 -59.9% 0.1%
ROYAL UNITED MORTGAGE LLC $230,000 $465,000 102.2% 0.1%
DIRECT MORTGAGE, CORP. $455,000 n/a 0.1%
M&T Bank $720,000 $455,000 -36.8% 0.1%
WESCOM CENTRAL CREDIT UNION $445,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $155,000 $445,000 187.1% 0.1%
EMM LOANS LLC $435,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $450,000 $425,000 -5.6% 0.1%
MID AMERICA MORTGAGE, INC. $195,000 $410,000 110.3% 0.1%
Strong Home Mortgage, LLC $345,000 $405,000 17.4% 0.1%
MICHIGAN MUTUAL, INC. $135,000 $375,000 177.8% 0.1%
Northwest Farm Credit Services, FLCA $295,000 $375,000 27.1% 0.1%
TruHome Solutions, LLC $370,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $185,000 $365,000 97.3% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $365,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $410,000 $365,000 -11.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,535,000 $365,000 -76.2% 0.1%
TRUWEST Credit Union $360,000 n/a 0.1%
BELEM SERVICING LLC $355,000 n/a 0.1%
CALIBER HOME LOANS, INC. $3,455,000 $355,000 -89.7% 0.1%
CHERRY CREEK MORTGAGE, LLC $1,085,000 $355,000 -67.3% 0.1%
Coastal Community Bank $355,000 n/a 0.1%
JMAC LENDING, INC. $350,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $350,000 n/a 0.1%
STARBOARD FINANCIAL MANAGEMENT, LLC $225,000 $350,000 55.6% 0.1%
AMERICA FIRST $570,000 $345,000 -39.5% 0.1%
DESERT FINANCIAL FEDERAL CREDIT UNION $75,000 $345,000 360.0% 0.1%
Franklin Loan Corporation $395,000 $345,000 -12.7% 0.1%
Sunflower Bank $150,000 $345,000 130.0% 0.1%
AERO Federal Credit Union $340,000 n/a 0.1%
LENDINGONE, LLC $340,000 n/a 0.1%
Lend Smart Mortgage, LLC $2,480,000 $330,000 -86.7% 0.1%
Canyon State Credit Union $290,000 $320,000 10.3% 0.1%
NBKC BANK $990,000 $320,000 -67.7% 0.1%
OCMBC, INC. $320,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $310,000 n/a 0.1%
SPRING EQ, LLC $570,000 $300,000 -47.4% 0.1%
First Savings Bank $295,000 n/a 0.1%
Hometown Equity Mortgage, LLC $295,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $660,000 $290,000 -56.1% 0.1%
First Federal Bank $285,000 n/a 0.1%
HomeTrust Bank $280,000 n/a 0.1%
DIGITAL Federal Credit Union $135,000 $275,000 103.7% 0.1%
Fifth Third Bank $275,000 n/a 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $275,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $2,250,000 $275,000 -87.8% 0.1%
Citizens Bank $265,000 n/a 0.1%
Citadel Servicing Corporation $305,000 $255,000 -16.4% 0.1%
Nations Lending Corporation $1,785,000 $255,000 -85.7% 0.1%
Figure Lending LLC $380,000 $250,000 -34.2% 0.1%
AMERITRUST MORTGAGE CORPORATION $245,000 n/a 0.1%
Magnolia Bank $785,000 $245,000 -68.8% 0.1%
GREENSTATE CREDIT UNION $235,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,355,000 $235,000 -82.7% 0.1%
Leader Bank $235,000 n/a 0.1%
HUGHES FEDERAL CREDIT UNION $530,000 $225,000 -57.5% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $225,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $215,000 $220,000 2.3% 0.0%
AXIA FINANCIAL, LLC $215,000 n/a 0.0%
RESIDENTIAL BANCORP $725,000 $210,000 -71.0% 0.0%
Stifel Bank and Trust $210,000 $210,000 0.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $460,000 $210,000 -54.3% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $205,000 n/a 0.0%
Financial Partners Credit Union $195,000 n/a 0.0%
SUMMIT FUNDING, INC. $3,080,000 $195,000 -93.7% 0.0%
VERITAS FUNDING, LLC $1,165,000 $195,000 -83.3% 0.0%
ENVOY MORTGAGE, LTD $605,000 $185,000 -69.4% 0.0%
Honor Credit Union $185,000 n/a 0.0%
North American Savings Bank, F.S.B. $685,000 $185,000 -73.0% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $185,000 n/a 0.0%
SANDIA LABORATORY $185,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $210,000 $185,000 -11.9% 0.0%
HOMEXPRESS MORTGAGE CORP. $365,000 $175,000 -52.1% 0.0%
ML Mortgage Corp. $175,000 n/a 0.0%
Citibank $165,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $2,685,000 $165,000 -93.9% 0.0%
NP, Inc. $165,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $165,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $590,000 $160,000 -72.9% 0.0%
AmeriHome Mortgage Company, LLC $595,000 $155,000 -73.9% 0.0%
ARIZONA $155,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $730,000 $150,000 -79.5% 0.0%
AMWEST FUNDING CORP. $175,000 $145,000 -17.1% 0.0%
UNION HOME MORTGAGE CORP. $420,000 $145,000 -65.5% 0.0%
First National Bank of America $305,000 $135,000 -55.7% 0.0%
Plains Commerce Bank $1,525,000 $135,000 -91.1% 0.0%
MOUNTAIN AMERICA $820,000 $130,000 -84.1% 0.0%
American Airlines Federal Credit Union $125,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $125,000 n/a 0.0%
FIRST TECHNOLOGY $125,000 n/a 0.0%
KINECTA $205,000 $125,000 -39.0% 0.0%
SWH FUNDING, LLC $125,000 n/a 0.0%
Service Federal Credit Union $290,000 $120,000 -58.6% 0.0%
CREDIT UNION WEST $105,000 n/a 0.0%
TUCSON $155,000 $105,000 -32.3% 0.0%
NORTHROP GRUMMAN Federal Credit Union $355,000 $100,000 -71.8% 0.0%
BOKF $95,000 n/a 0.0%
Citizens Bank of Las Cruces $95,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $85,000 n/a 0.0%
Mid-Continent Funding, Inc. $755,000 $85,000 -88.7% 0.0%
PYRAMID $80,000 n/a 0.0%
Boeing Employees Credit Union $525,000 $75,000 -85.7% 0.0%
LADERA LENDING, INC. $340,000 $75,000 -77.9% 0.0%
UMB Bank $55,000 $75,000 36.4% 0.0%
BMO Harris Bank $75,000 $55,000 -26.7% 0.0%
Clearview Federal Credit Union $55,000 n/a 0.0%
UNIVERSITY CREDIT UNION $45,000 n/a 0.0%
ARIZONA CENTRAL $300,000 $15,000 -95.0% 0.0%
First Federal Bank of Kansas City $15,000 n/a 0.0%
MidFirst Bank $55,000 $15,000 -72.7% 0.0%

SIERRA VISTA - DOUGLAS's top lender by overall market share is CROSSCOUNTRY MORTGAGE, LLC, with 14.9% market share. In second place, with 7.1%, is NOVA FINANCIAL & INVESTMENT CORPORATION, having originated $31,615,000 in loans. In third place, with 6.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $30,465,000 in loans. In fourth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $24,030,000 in loans. In fifth place, with 4.7%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $20,945,000 in loans.


SIERRA VISTA - DOUGLAS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,450 (9.3%) $218,700 (-2.1%) 0.00 763
2018-02-01 $174,925 (11.1%) $223,683 (-1.7%) 0.00 745
2018-03-01 $170,750 (10.2%) $220,482 (-1.0%) 0.00 708
2018-04-01 $176,000 (12.1%) $226,031 (1.5%) 0.00 660
2018-05-01 $178,925 (13.4%) $241,223 (6.4%) 0.00 654
2018-06-01 $185,000 (12.1%) $240,645 (5.2%) 0.00 690
2018-07-01 $189,500 (13.8%) $243,218 (5.5%) 0.00 677
2018-08-01 $184,950 (9.5%) $242,706 (5.9%) 0.00 667
2018-09-01 $179,900 (5.8%) $244,940 (6.7%) 0.00 663
2018-10-01 $180,200 (6.8%) $242,546 (7.6%) 0.00 639
2018-11-01 $185,000 (12.1%) $243,696 (13.3%) 0.00 635
2018-12-01 $185,000 (12.1%) $241,386 (12.0%) 0.00 617
2019-01-01 $189,250 (11.7%) $236,926 (8.3%) 0.00 593
2019-02-01 $186,225 (6.5%) $236,739 (5.8%) 0.00 590
2019-03-01 $192,400 (12.7%) $247,303 (12.2%) 0.00 562
2019-04-01 $196,550 (11.7%) $257,748 (14.0%) 0.00 533
2019-05-01 $196,750 (10.0%) $256,947 (6.5%) 0.00 513
2019-06-01 $196,500 (6.2%) $248,021 (3.1%) 0.00 549
2019-07-01 $198,125 (4.6%) $247,929 (1.9%) 0.00 564
2019-08-01 $198,341 (7.2%) $248,001 (2.2%) 0.00 564
2019-09-01 $198,852 (10.5%) $248,565 (1.5%) 0.00 552
2019-10-01 $199,598 (10.8%) $250,113 (3.1%) 0.00 542
2019-11-01 $199,950 (8.1%) $256,694 (5.3%) 0.00 513
2019-12-01 $204,450 (10.5%) $260,374 (7.9%) 0.00 487
2020-01-01 $199,750 (5.6%) $261,729 (10.5%) 0.00 460
2020-02-01 $203,000 (9.0%) $265,376 (12.1%) 0.00 427
2020-03-01 $199,999 (4.0%) $266,222 (7.7%) 0.00 402
2020-04-01 $207,200 (5.4%) $261,540 (1.5%) 0.00 340
2020-05-01 $211,750 (7.6%) $272,200 (5.9%) 0.00 340
2020-06-01 $215,100 (9.5%) $278,240 (12.2%) 0.00 316
2020-07-01 $211,750 (6.9%) $286,271 (15.5%) 0.00 298
2020-08-01 $225,000 (13.4%) $300,827 (21.3%) 0.00 274
2020-09-01 $218,725 (10.0%) $296,596 (19.3%) 0.00 252
2020-10-01 $219,900 (10.2%) $303,560 (21.4%) 0.00 250
2020-11-01 $218,700 (9.4%) $308,397 (20.1%) 0.00 232
2020-12-01 $215,000 (5.2%) $302,976 (16.4%) 0.00 243
2021-01-01 $219,950 (10.1%) $315,431 (20.5%) 0.00 227
2021-02-01 $225,000 (10.8%) $334,917 (26.2%) 0.00 205
2021-03-01 $240,250 (20.1%) $353,431 (32.8%) 0.00 200
2021-04-01 $245,000 (18.2%) $370,423 (41.6%) 0.00 184
2021-05-01 $245,000 (15.7%) $371,009 (36.3%) 0.00 197
2021-06-01 $254,475 (18.3%) $387,207 (39.2%) 0.00 238
2021-07-01 $262,631 (24.0%) $391,928 (36.9%) 0.00 250
2021-08-01 $266,250 (18.3%) $406,441 (35.1%) 0.00 230
2021-09-01 $299,750 (37.0%) $417,765 (40.9%) 0.00 244
2021-10-01 $294,500 (33.9%) $411,914 (35.7%) 0.00 245
2021-11-01 $282,000 (28.9%) $418,562 (35.7%) 0.00 251
2021-12-01 $282,125 (31.2%) $421,003 (39.0%) 0.00 214
2022-01-01 $287,000 (30.5%) $432,645 (37.2%) 0.00 181
2022-02-01 $297,250 (32.1%) $441,312 (31.8%) 0.00 168
2022-03-01 $281,225 (17.1%) $414,043 (17.2%) 0.00 160
2022-04-01 $289,000 (18.0%) $425,698 (14.9%) 0.00 185
2022-05-01 $284,975 (16.3%) $414,727 (11.8%) 0.00 231
2022-06-01 $295,000 (15.9%) $402,825 (4.0%) 0.00 298
2022-07-01 $295,000 (12.3%) $405,693 (3.5%) 0.00 330
2022-08-01 $316,200 (18.8%) $415,816 (2.3%) 0.00 342
2022-09-01 $330,250 (10.2%) $421,849 (1.0%) 0.00 339
2022-10-01 $329,500 (11.9%) $421,439 (2.3%) 0.00 348
2022-11-01 $317,500 (12.6%) $409,223 (-2.2%) 0.00 368
2022-12-01 $299,250 (6.1%) $404,266 (-4.0%) 0.00 359
2023-01-01 $314,870 (9.7%) $413,193 (-4.5%) 0.00 336
2023-02-01 $299,389 (0.7%) $410,870 (-6.9%) 0.00 327
2023-03-01 $322,475 (14.7%) $434,954 (5.1%) 0.00 307
2023-04-01 $325,000 (12.5%) $426,837 (0.3%) 0.00 315
2023-05-01 $328,000 (15.1%) $433,183 (4.5%) 0.00 307
2023-06-01 $328,450 (11.3%) $436,157 (8.3%) 0.00 305
2023-07-01 $325,000 (10.2%) $434,186 (7.0%) 0.00 303
2023-08-01 $325,000 (2.8%) $421,809 (1.4%) 0.00 330
2023-09-01 $325,000 (-1.6%) $423,331 (0.4%) 0.00 337
2023-10-01 $332,950 (1.1%) $425,879 (1.1%) 0.00 379
2023-11-01 $327,000 (3.0%) $421,697 (3.1%) 0.00 425
2023-12-01 $322,250 (7.7%) $421,145 (4.2%) 0.00 436
2024-01-01 $313,450 (-0.5%) $423,296 (2.4%) 0.00 428
2024-02-01 $313,000 (4.6%) $427,013 (3.9%) 0.00 421
2024-03-01 $319,000 (-1.1%) $421,835 (-3.0%) 0.00 461
2024-04-01 $318,500 (-2.0%) $420,846 (-1.4%) 0.00 460
2024-05-01 $320,500 (-2.3%) $428,493 (-1.1%) 0.00 473
2024-06-01 $329,450 (0.3%) $436,052 (0.0%) 0.00 428
2024-07-01 $313,591 (-3.5%) $396,317 (-8.7%) 0.00 404
2024-08-01 $310,000 (-4.6%) $407,019 (-3.5%) 0.00 398
2024-09-01 $329,225 (1.3%) $404,022 (-4.6%) 0.00 408
2024-10-01 $327,000 (-1.8%) $406,817 (-4.5%) 0.00 421
2024-11-01 $325,000 (-0.6%) $398,871 (-5.4%) 0.00 440
SIERRA VISTA - DOUGLAS's median listing price for 2024-11-01 was $325,000, a difference of $-2,000 (-0.6%) versus the prior year and $-2,000 versus the prior month.

SIERRA VISTA - DOUGLAS's median listing price comes in at 0% of the national average.

SIERRA VISTA - DOUGLAS's average listing price for 2024-11-01 was $398,871, a difference of $-22,826 (-5.4%) versus the prior year and $-7,946 versus the prior month.

For the 2024-11-01 period, SIERRA VISTA - DOUGLAS had 440 MLS listings, a difference of 19 listings (5%) versus the prior month and 15 listings (4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,778 sqft
2018-02-01 0 days 1,806 sqft
2018-03-01 0 days 1,769 sqft
2018-04-01 0 days 1,785 sqft
2018-05-01 0 days 1,779 sqft
2018-06-01 0 days 1,820 sqft
2018-07-01 0 days 1,835 sqft
2018-08-01 0 days 1,829 sqft
2018-09-01 0 days 1,812 sqft
2018-10-01 0 days 1,798 sqft
2018-11-01 0 days 1,802 sqft
2018-12-01 0 days 1,800 sqft
2019-01-01 0 days 1,795 sqft
2019-02-01 0 days 1,788 sqft
2019-03-01 0 days 1,801 sqft
2019-04-01 0 days 1,806 sqft
2019-05-01 0 days 1,790 sqft
2019-06-01 0 days 1,775 sqft
2019-07-01 0 days 1,776 sqft
2019-08-01 0 days 1,768 sqft
2019-09-01 0 days 1,761 sqft
2019-10-01 0 days 1,757 sqft
2019-11-01 0 days 1,756 sqft
2019-12-01 0 days 1,792 sqft
2020-01-01 0 days 1,787 sqft
2020-02-01 0 days 1,788 sqft
2020-03-01 0 days 1,826 sqft
2020-04-01 0 days 1,805 sqft
2020-05-01 0 days 1,796 sqft
2020-06-01 0 days 1,797 sqft
2020-07-01 0 days 1,828 sqft
2020-08-01 0 days 1,865 sqft
2020-09-01 0 days 1,811 sqft
2020-10-01 0 days 1,812 sqft
2020-11-01 0 days 1,792 sqft
2020-12-01 0 days 1,840 sqft
2021-01-01 0 days 1,840 sqft
2021-02-01 0 days 1,817 sqft
2021-03-01 0 days 1,832 sqft
2021-04-01 0 days 1,880 sqft
2021-05-01 0 days 1,798 sqft
2021-06-01 0 days 1,806 sqft
2021-07-01 0 days 1,856 sqft
2021-08-01 0 days 1,837 sqft
2021-09-01 0 days 1,899 sqft
2021-10-01 0 days 1,925 sqft
2021-11-01 0 days 1,913 sqft
2021-12-01 0 days 1,941 sqft
2022-01-01 0 days 1,965 sqft
2022-02-01 0 days 1,934 sqft
2022-03-01 0 days 1,831 sqft
2022-04-01 0 days 1,830 sqft
2022-05-01 0 days 1,800 sqft
2022-06-01 0 days 1,859 sqft
2022-07-01 0 days 1,824 sqft
2022-08-01 0 days 1,885 sqft
2022-09-01 0 days 1,937 sqft
2022-10-01 0 days 1,944 sqft
2022-11-01 0 days 1,883 sqft
2022-12-01 0 days 1,807 sqft
2023-01-01 0 days 1,865 sqft
2023-02-01 0 days 1,843 sqft
2023-03-01 0 days 1,901 sqft
2023-04-01 0 days 1,869 sqft
2023-05-01 0 days 1,903 sqft
2023-06-01 0 days 1,908 sqft
2023-07-01 0 days 1,877 sqft
2023-08-01 0 days 1,855 sqft
2023-09-01 0 days 1,826 sqft
2023-10-01 0 days 1,894 sqft
2023-11-01 0 days 1,875 sqft
2023-12-01 0 days 1,842 sqft
2024-01-01 0 days 1,809 sqft
2024-02-01 0 days 1,792 sqft
2024-03-01 0 days 1,802 sqft
2024-04-01 0 days 1,803 sqft
2024-05-01 0 days 1,804 sqft
2024-06-01 0 days 1,820 sqft
2024-07-01 0 days 1,804 sqft
2024-08-01 0 days 1,816 sqft
2024-09-01 0 days 1,815 sqft
2024-10-01 0 days 1,832 sqft
2024-11-01 0 days 1,806 sqft
SIERRA VISTA - DOUGLAS's median listing age (time on market) for 2024-11-01 was 0 days.

SIERRA VISTA - DOUGLAS's median square footage for active listings during the 2024-11-01 period was 1,806 sqft. One year prior, the average listing was 1,875 sqft.

SIERRA VISTA-DOUGLAS, AZ Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
85602 Sierra Vista-Douglas, AZ MSA $910 $990 $1,180 $1,650 $1,880
85603 Sierra Vista-Douglas, AZ MSA $630 $680 $840 $1,190 $1,430
85605 Sierra Vista-Douglas, AZ MSA $620 $660 $830 $1,170 $1,410
85606 Sierra Vista-Douglas, AZ MSA $640 $680 $840 $1,200 $1,430
85607 Sierra Vista-Douglas, AZ MSA $620 $660 $830 $1,170 $1,410
85608 Sierra Vista-Douglas, AZ MSA $720 $770 $960 $1,360 $1,640
85609 Sierra Vista-Douglas, AZ MSA $660 $700 $880 $1,240 $1,490
85610 Sierra Vista-Douglas, AZ MSA $620 $660 $830 $1,170 $1,410
85611 Sierra Vista-Douglas, AZ MSA $850 $930 $1,170 $1,660 $1,980
85613 Sierra Vista-Douglas, AZ MSA $1,030 $1,090 $1,360 $1,930 $2,320
85615 Sierra Vista-Douglas, AZ MSA $890 $950 $1,180 $1,680 $2,010
85616 Sierra Vista-Douglas, AZ MSA $630 $680 $840 $1,190 $1,430
85617 Sierra Vista-Douglas, AZ MSA $640 $680 $850 $1,210 $1,450
85620 Sierra Vista-Douglas, AZ MSA $660 $700 $870 $1,240 $1,480
85624 Sierra Vista-Douglas, AZ MSA $720 $770 $960 $1,360 $1,640
85625 Sierra Vista-Douglas, AZ MSA $660 $700 $870 $1,240 $1,480
85626 Sierra Vista-Douglas, AZ MSA $620 $660 $830 $1,170 $1,410
85627 Sierra Vista-Douglas, AZ MSA $820 $880 $1,090 $1,550 $1,860
85630 Sierra Vista-Douglas, AZ MSA $620 $660 $830 $1,170 $1,410
85632 Sierra Vista-Douglas, AZ MSA $620 $660 $830 $1,170 $1,410
85635 Sierra Vista-Douglas, AZ MSA $820 $880 $1,090 $1,550 $1,860
85636 Sierra Vista-Douglas, AZ MSA $720 $770 $960 $1,360 $1,640
85638 Sierra Vista-Douglas, AZ MSA $620 $660 $830 $1,170 $1,410
85643 Sierra Vista-Douglas, AZ MSA $630 $670 $830 $1,180 $1,410
85650 Sierra Vista-Douglas, AZ MSA $910 $970 $1,210 $1,720 $2,060

2022 Average & Median Rent Data Statistics
SIERRA VISTA-DOUGLAS, AZ average 1BR rent: $764, median: $700
SIERRA VISTA-DOUGLAS, AZ average 2BR rent: $952, median: $870
SIERRA VISTA-DOUGLAS, AZ average 3BR rent: $1,348, median: $1,240

SIERRA VISTA-DOUGLAS, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,381 $335,255,000 $242,762
Cash Out Refi 396 $72,500,000 $183,081
Other 136 $11,660,000 $85,735
Home Improvement 110 $8,660,000 $78,727
Refi 97 $19,695,000 $203,041

Sierra Vista - Douglas's most frequently cited loan purpose was Home Purchase, with 1,381 originations. The 2nd most popular reason was Cash Out Refi, with 396 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 831 $192,725,000 $231,919
7-8% 547 $115,265,000 $210,722
5-6% 403 $99,315,000 $246,439
Over 8% 285 $28,855,000 $101,246
4-5% 32 $8,560,000 $267,500
<2.5% 7 $855,000 $122,143
3-4% 5 $1,185,000 $237,000
2.5-3% 1 $205,000 $205,000

During 2023, Sierra Vista - Douglas's most frequently originated rate bucket was 6-7%, with 831 originations.

Loan Sizing (SIERRA VISTA-DOUGLAS, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 914 $251,310,000 $274,956
$100k-200k 680 $103,990,000 $152,926
$100,000 or less 385 $22,555,000 $58,584
$400k-600k 124 $58,250,000 $469,758
$600k-1000k 16 $10,580,000 $661,250
$Over $1MM 1 $1,085,000 $1,085,000

SIERRA VISTA - DOUGLAS's loan sizing saw the bucket of loans from $200k-400k with 914 originations, totaling $251,310,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,042 $268,350,000 $257,534
60-80% 426 $91,530,000 $214,859
20-40% 184 $16,680,000 $90,652
Under 20% 168 $7,450,000 $44,345
40-60% 164 $25,570,000 $155,915
Over 100% 118 $35,340,000 $299,492

SIERRA VISTA - DOUGLAS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,042 originations, totaling $268,350,000 in origination value.