SIERRA VISTA - DOUGLAS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sierra Vista - Douglas averaged 7.2% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.26% and one month ago for the week of 2026-10-01, the average rate was 7.4%.

Sierra Vista - Douglas's average rate one year ago was 6.49%.

For refis of the same type during the week of 2026-11-05, the average rate was 7.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Sierra Vista - Douglas 30 Year Fixed Rate 2026-11-05 7.2%
Sierra Vista - Douglas 30 Year Fixed Rate Refi 2026-11-05 7.44%
Sierra Vista - Douglas 15 Year Fixed Rate 2026-11-05 6.47%
Sierra Vista - Douglas 15 Year Fixed Rate Refi 2026-11-05 6.47%
Sierra Vista - Douglas 30 Year FHA 2026-11-05 6.91%
Sierra Vista - Douglas 30 Year FHA Refi 2026-11-05 6.79%
Sierra Vista - Douglas 30 Year USDA 2026-11-05 7%
Sierra Vista - Douglas 30 Year USDA Refi 2026-11-05 7.2%
Sierra Vista - Douglas 30 Year VA 2026-11-05 6.86%
Sierra Vista - Douglas 30 Year VA Refi 2026-11-05 6.25%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SIERRA VISTA-DOUGLAS, AZ.

SIERRA VISTA - DOUGLAS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SIERRA VISTA-DOUGLAS, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
CROSSCOUNTRY MORTGAGE, LLC 117 6.85% $5,640
QUICKEN LOANS, LLC 65 6.79% $6,437
UNITED WHOLESALE MORTGAGE, LLC 50 6.66% $6,769
GUILD MORTGAGE COMPANY 35 6.78% $6,038
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 30 6.60% $6,520
NOVA FINANCIAL & INVESTMENT CORPORATION 25 6.85% $3,097
ALTITUDE FINANCIAL CORPORATION 24 6.86% $2,377
LOANDEPOT.COM, LLC 21 7.08% $6,232
The Loan Store, Inc. 15 7.11% $5,875
GENEVA FINANCIAL, LLC 13 6.60% $6,140
Wells Fargo Bank 11 6.89% $5,130
JPMorgan Chase Bank 10 6.64% $4,884
INSPIRE HOME LOANS INC. 10 5.96% $4,690
V.I.P. MORTGAGE, INC. 9 6.79% $6,454
NAVY FEDERAL CREDIT UNION 7 6.16% $6,319
VANTAGE WEST 6 5.79% $4,108
Mr. Cooper ( Nationstar Mortgage ) 6 6.91% $7,082
AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.60% $5,925
AMERICAN FINANCIAL RESOURCES, INC. 5 6.94% $4,696
Zions Bank 5 7.15% $8,640
U.S. Bank 4 7.37% $5,120
BROKER SOLUTIONS, INC. 4 6.59% $6,032
American Southwest Credit Union 4 7.03% $3,756
PENNYMAC LOAN SERVICES, LLC 4 6.54% $6,143
Prosperity Home Mortgage, LLC 4 7.06% $5,585
Plains Commerce Bank 3 6.42% $4,453
MUTUAL OF OMAHA MORTGAGE, INC. 3 7.04% $8,705
Paramount Residential Mortgage Group, Inc. 3 7.00% $7,832
OneAZ Credit Union 3 6.38% $7,391
LAKEVIEW LOAN SERVICING, LLC 3 6.04% $7,962
UNION HOME MORTGAGE CORP. 3 6.50% $5,765
USAA Federal Savings Bank 3 6.83% $4,782
THE MORTGAGE LINK, INC. 3 7.16% $14,966
MORIA DEVELOPMENT, INC. 3 6.79% $9,694
SOUTHWEST FUNDING, LP 3 6.50% $6,372
Sierra Pacific Mortgage Company, Inc. 3 7.46% $6,578
VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.08% $7,462
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 7.00% $4,568
Cornerstone First Mortgage, Inc 3 6.67% $11,137
NETWORK CAPITAL FUNDING CORPORATION 2 6.63% $1,100
AMERISAVE MORTGAGE CORPORATION 2 7.44% $4,940
Bank of America 2 6.06% $8,878
BELEM SERVICING LLC 2 6.94% $4,660
BETTER MORTGAGE CORPORATION 2 7.13% $4,307
CARDINAL FINANCIAL 2 6.88% $9,202
Commerce Home Mortgage, Inc. 2 9.00% $9,773
DESERT FINANCIAL FEDERAL CREDIT UNION 2 7.38% $10,338
DIRECT MORTGAGE LOANS, LLC 2 7.88% $9,361
Flagstar Bank, FSB 2 6.56% $4,120
HOMEXPRESS MORTGAGE CORP. 2 8.75% $10,493
JMAC LENDING, INC. 2 7.06% $7,308
MOVEMENT MORTGAGE, LLC 2 7.37% $7,326
21ST MORTGAGE CORPORATION 2 8.49% $6,651
NexBank 2 6.38% $2,980
Northwest Farm Credit Services, FLCA 2 6.50% $9,407
PHH Mortgage Corporation 2 7.50% $5,059
Hometown Equity Mortgage, LLC 1 7.75% $6,416
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.13% $5,200
NATIONS DIRECT MORTGAGE, LLC 1 6.74% $3,595
Nations Lending Corporation 1 6.75% $4,509
GRANITE FEDERAL CREDIT UNION 1 6.50% $2,752
AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $4,570
NEWREZ LLC 1 6.63% $2,737
ALAMEDA MORTGAGE CORPORATION 1 6.75% $3,382
ZILLOW HOME LOANS, LLC 1 5.88% $4,074
FREEDOM MORTGAGE CORPORATION 1 7.25% $6,493
First International Bank & Trust 1 7.25% $3,625
ONY GLO, INC. 1 5.75% $4,166
FIRST COMMUNITY MORTGAGE, INC. 1 6.99% $9,798
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.63% $3,596
A&D Mortgage LLC 1 5.63% $14,233
DIRECT MORTGAGE, CORP. 1 6.63% $5,240
PNC Bank 1 6.75% $8,020
POINT Mortgage 1 7.25% $5,211
DAS Acquisition Company, LLC 1 6.38% $6,950
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $5,162
CAPITAL CREDIT UNION 1 6.63% $4,415
RESIDENTIAL BANCORP 1 6.13% $5,746
RESIDENTIAL MORTGAGE, LLC 1 7.50% $4,332
ROYAL UNITED MORTGAGE LLC 1 6.75% $4,841
Canyon State Credit Union 1 5.88% $3,604
CANOPY MORTGAGE, LLC 1 6.25% $8,540
STARBOARD FINANCIAL MANAGEMENT, LLC 1 6.99% $8,580
T2 FINANCIAL LLC 1 8.38% $5,912
The First National Bank and Trust Company 1 6.88% $3,465
The Huntington National Bank 1 5.88% $6,442
Boeing Employees Credit Union 1 6.50% $2,247
Bell Bank 1 6.75% $3,923
TRUWEST Credit Union 1 6.13% $4,624
Banterra Bank 1 6.63% $5,447
Axos Bank 1 7.38% $2,428
Armed Forces Bank 1 7.13% $4,218
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.99% $7,549
AMERITRUST MORTGAGE CORPORATION 1 7.50% $6,980
LENOX FINANCIAL MORTGAGE CORPORATION 1 5.25% $12,580
INTERCAP LENDING INC. 1 6.50% $9,621
MICHIGAN MUTUAL, INC. 1 6.88% $9,105
IDAHO CENTRAL 1 6.49% $6,111
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.75% $9,574

SIERRA VISTA - DOUGLAS Average Closing Costs & Other Stats

SIERRA VISTA-DOUGLAS, AZ's 99 lenders originated 2,818 loans during 2025. The total origination value was $670,550,000, with an average loan value of $237,952.

SIERRA VISTA - DOUGLAS's average closing costs are $5,276.

The top SIERRA VISTA - DOUGLAS lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 117 loans originated. Their average total fees are $5,640, which is $797 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are ALTITUDE FINANCIAL CORPORATION ($2,377), NOVA FINANCIAL & INVESTMENT CORPORATION ($3,097), INSPIRE HOME LOANS INC. ($4,690), JPMorgan Chase Bank ($4,884) and Wells Fargo Bank ($5,130).

The lowest rate SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are INSPIRE HOME LOANS INC. (5.96%), GENEVA FINANCIAL, LLC (6.60%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.60%), JPMorgan Chase Bank (6.64%) and UNITED WHOLESALE MORTGAGE, LLC (6.66%).

SIERRA VISTA-DOUGLAS, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
CROSSCOUNTRY MORTGAGE, LLC $102,685,000 $123,435,000 20.2% 18.4%
UNITED WHOLESALE MORTGAGE, LLC $49,970,000 $53,590,000 7.2% 8.0%
QUICKEN LOANS, LLC $36,710,000 $48,520,000 32.2% 7.2%
Mortgage Research Center, LLC $24,595,000 $31,485,000 28.0% 4.7%
GUILD MORTGAGE COMPANY $22,075,000 $27,645,000 25.2% 4.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $10,140,000 $19,120,000 88.6% 2.9%
FREEDOM MORTGAGE CORPORATION $12,230,000 $19,015,000 55.5% 2.8%
NOVA FINANCIAL & INVESTMENT CORPORATION $19,515,000 $17,595,000 -9.8% 2.6%
NAVY FEDERAL CREDIT UNION $13,840,000 $16,715,000 20.8% 2.5%
GENEVA FINANCIAL, LLC $14,395,000 $13,700,000 -4.8% 2.0%
LOANDEPOT.COM, LLC $12,470,000 $12,645,000 1.4% 1.9%
ALTITUDE FINANCIAL CORPORATION $20,295,000 $11,975,000 -41.0% 1.8%
PENNYMAC LOAN SERVICES, LLC $9,525,000 $11,905,000 25.0% 1.8%
Prosperity Home Mortgage, LLC $9,070,000 $8,635,000 -4.8% 1.3%
INSPIRE HOME LOANS INC. $9,460,000 $7,665,000 -19.0% 1.1%
The Loan Store, Inc. $2,575,000 $6,665,000 158.8% 1.0%
NEWREZ LLC $2,915,000 $6,645,000 128.0% 1.0%
NEW DAY FINANCIAL, LLC $4,915,000 $5,830,000 18.6% 0.9%
American Southwest Credit Union $6,525,000 $5,620,000 -13.9% 0.8%
VILLAGE CAPITAL MORTGAGE $5,710,000 $5,020,000 -12.1% 0.7%
Zions Bank $3,480,000 $4,715,000 35.5% 0.7%
Equity Prime Mortgage LLC $7,135,000 $4,680,000 -34.4% 0.7%
V.I.P. MORTGAGE, INC. $5,635,000 $4,545,000 -19.3% 0.7%
21ST MORTGAGE CORPORATION $3,480,000 $4,500,000 29.3% 0.7%
Wells Fargo Bank $4,255,000 $4,460,000 4.8% 0.7%
LAKEVIEW LOAN SERVICING, LLC $4,010,000 $4,455,000 11.1% 0.7%
USAA Federal Savings Bank $3,135,000 $4,310,000 37.5% 0.6%
AMERICAN FINANCIAL RESOURCES, INC. $510,000 $4,150,000 713.7% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,705,000 $4,095,000 51.4% 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $5,975,000 $3,845,000 -35.6% 0.6%
Bank of America $3,915,000 $3,300,000 -15.7% 0.5%
PENTAGON FEDERAL CREDIT UNION $1,355,000 $3,105,000 129.2% 0.5%
BROKER SOLUTIONS, INC. $2,285,000 $3,045,000 33.3% 0.5%
Figure Lending LLC $3,405,000 $3,020,000 -11.3% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,880,000 $2,880,000 53.2% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,020,000 $2,775,000 172.1% 0.4%
JPMorgan Chase Bank $2,235,000 $2,695,000 20.6% 0.4%
CMG MORTGAGE, INC. $2,030,000 $2,590,000 27.6% 0.4%
Paramount Residential Mortgage Group, Inc. $530,000 $2,580,000 386.8% 0.4%
MORIA DEVELOPMENT, INC. $1,800,000 $2,570,000 42.8% 0.4%
SOUTHWEST FUNDING, LP $2,470,000 n/a 0.4%
MOVEMENT MORTGAGE, LLC $1,970,000 $2,455,000 24.6% 0.4%
LOANPAL, LLC $1,550,000 $2,380,000 53.5% 0.4%
UNION HOME MORTGAGE CORP. $305,000 $2,380,000 680.3% 0.4%
The Federal Savings Bank $2,360,000 $2,355,000 -0.2% 0.4%
JMAC LENDING, INC. $1,510,000 $2,225,000 47.4% 0.3%
GUARANTEED RATE, INC. $2,555,000 $2,145,000 -16.0% 0.3%
PLANET HOME LENDING, LLC $2,485,000 $2,070,000 -16.7% 0.3%
VANTAGE WEST $4,055,000 $2,065,000 -49.1% 0.3%
PHH Mortgage Corporation $300,000 $1,950,000 550.0% 0.3%
LENDINGHOME FUNDING CORPORATION $1,155,000 $1,935,000 67.5% 0.3%
OneAZ Credit Union $385,000 $1,900,000 393.5% 0.3%
PNC Bank $2,345,000 $1,810,000 -22.8% 0.3%
Carrington Mortgage Services, LLC $1,185,000 $1,735,000 46.4% 0.3%
THE MORTGAGE LINK, INC. $545,000 $1,705,000 212.8% 0.3%
U.S. Bank $1,740,000 $1,700,000 -2.3% 0.3%
Plains Commerce Bank $1,290,000 $1,670,000 29.5% 0.2%
AMERICAN FINANCING CORPORATION $590,000 $1,640,000 178.0% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $2,205,000 $1,495,000 -32.2% 0.2%
Sierra Pacific Mortgage Company, Inc. $840,000 $1,470,000 75.0% 0.2%
SPRING EQ, LLC $555,000 $1,455,000 162.2% 0.2%
SOUTHWEST STAGE FUNDING, LLC $245,000 $1,435,000 485.7% 0.2%
Century Mortgage Company DBA Century Lending Company $490,000 $1,430,000 191.8% 0.2%
CLEARPATH LENDING $2,620,000 $1,425,000 -45.6% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,015,000 $1,405,000 -30.3% 0.2%
Cornerstone First Mortgage, Inc $380,000 $1,370,000 260.5% 0.2%
Nations Lending Corporation $1,035,000 $1,370,000 32.4% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $405,000 $1,345,000 232.1% 0.2%
MID AMERICA MORTGAGE, INC. $665,000 $1,340,000 101.5% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $420,000 $1,225,000 191.7% 0.2%
HOMEXPRESS MORTGAGE CORP. $1,205,000 n/a 0.2%
DAS Acquisition Company, LLC $685,000 $1,135,000 65.7% 0.2%
DESERT FINANCIAL FEDERAL CREDIT UNION $490,000 $1,105,000 125.5% 0.2%
DIRECT MORTGAGE LOANS, LLC $255,000 $1,055,000 313.7% 0.2%
CARDINAL FINANCIAL $290,000 $1,010,000 248.3% 0.2%
AmeriHome Mortgage Company, LLC $330,000 $1,000,000 203.0% 0.1%
STARBOARD FINANCIAL MANAGEMENT, LLC $975,000 n/a 0.1%
T2 FINANCIAL LLC $915,000 n/a 0.1%
AMERICA FIRST $945,000 $855,000 -9.5% 0.1%
Flagstar Bank, FSB $2,205,000 $810,000 -63.3% 0.1%
The Huntington National Bank $805,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $725,000 $785,000 8.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,475,000 $770,000 -47.8% 0.1%
Texana Bank $640,000 $770,000 20.3% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $675,000 $705,000 4.4% 0.1%
Northwest Farm Credit Services, FLCA $345,000 $700,000 102.9% 0.1%
LONGBRIDGE FINANCIAL, LLC $370,000 $665,000 79.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $470,000 $665,000 41.5% 0.1%
Commerce Home Mortgage, Inc. $645,000 n/a 0.1%
IDAHO CENTRAL $335,000 $645,000 92.5% 0.1%
ZILLOW HOME LOANS, LLC $780,000 $640,000 -17.9% 0.1%
Banterra Bank $585,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $445,000 $580,000 30.3% 0.1%
Magnolia Bank $315,000 $580,000 84.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,055,000 $565,000 -46.4% 0.1%
Armed Forces Bank $815,000 $560,000 -31.3% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $560,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $555,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $445,000 $550,000 23.6% 0.1%
Glacier Bank $125,000 $510,000 308.0% 0.1%
PIMA Federal Credit Union $585,000 $505,000 -13.7% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $475,000 n/a 0.1%
TIB The Independent Bankersbank $315,000 $425,000 34.9% 0.1%
NexBank $420,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $140,000 $415,000 196.4% 0.1%
LADERA LENDING, INC. $95,000 $410,000 331.6% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $405,000 n/a 0.1%
NBKC BANK $990,000 $405,000 -59.1% 0.1%
Coastal Community Bank $840,000 $400,000 -52.4% 0.1%
A&D Mortgage LLC $265,000 $385,000 45.3% 0.1%
GoPrime Mortgage, Inc. $385,000 n/a 0.1%
MORTGAGEONE, INC. $385,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $370,000 n/a 0.1%
Allied First Bank,sb $355,000 n/a 0.1%
VERITAS FUNDING, LLC $355,000 n/a 0.1%
Discover Bank $675,000 $345,000 -48.9% 0.1%
HUGHES FEDERAL CREDIT UNION $285,000 $345,000 21.1% 0.1%
AMWEST FUNDING CORP. $335,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $465,000 $335,000 -28.0% 0.0%
MICHIGAN MUTUAL, INC. $475,000 $335,000 -29.5% 0.0%
LOANLEADERS OF AMERICA, INC. $325,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $325,000 n/a 0.0%
Waterstone Mortgage Corporation $255,000 $315,000 23.5% 0.0%
SWH FUNDING, LLC $45,000 $305,000 577.8% 0.0%
Regions Bank $295,000 n/a 0.0%
ONY GLO, INC. $285,000 n/a 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $280,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $280,000 n/a 0.0%
Five Points Bank $265,000 n/a 0.0%
INTERCAP LENDING INC. $265,000 n/a 0.0%
Citadel Servicing Corporation $295,000 $260,000 -11.9% 0.0%
Boeing Employees Credit Union $185,000 $250,000 35.1% 0.0%
Loan Simple, Inc. $245,000 n/a 0.0%
BELEM SERVICING LLC $240,000 n/a 0.0%
USAlliance Federal Credit Union $240,000 n/a 0.0%
First International Bank & Trust $235,000 n/a 0.0%
OCMBC, INC. $1,095,000 $225,000 -79.5% 0.0%
M&T Bank $215,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $225,000 $205,000 -8.9% 0.0%
CANOPY MORTGAGE, LLC $205,000 n/a 0.0%
New Century Bank $205,000 n/a 0.0%
TRUWEST Credit Union $345,000 $200,000 -42.0% 0.0%
ROYAL UNITED MORTGAGE LLC $255,000 $190,000 -25.5% 0.0%
Hometown Equity Mortgage, LLC $185,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $365,000 $185,000 -49.3% 0.0%
NEXERA HOLDING LLC $135,000 $175,000 29.6% 0.0%
Axos Bank $165,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $155,000 $165,000 6.5% 0.0%
Northpointe Bank $165,000 n/a 0.0%
HILTON FINANCIAL CORPORATION $155,000 n/a 0.0%
RESIDENTIAL BANCORP $155,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $105,000 $155,000 47.6% 0.0%
ARIZONA $60,000 $150,000 150.0% 0.0%
Bell Bank $1,175,000 $145,000 -87.7% 0.0%
Canyon State Credit Union $60,000 $145,000 141.7% 0.0%
AMERITRUST MORTGAGE CORPORATION $135,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $135,000 n/a 0.0%
Service Federal Credit Union $200,000 $135,000 -32.5% 0.0%
ALAMEDA MORTGAGE CORPORATION $125,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $435,000 $125,000 -71.3% 0.0%
GRANITE FEDERAL CREDIT UNION $125,000 n/a 0.0%
The First National Bank and Trust Company $125,000 n/a 0.0%
TUCSON $215,000 $125,000 -41.9% 0.0%
Washington Federal Bank $2,585,000 $125,000 -95.2% 0.0%
POINT Mortgage $335,000 $115,000 -65.7% 0.0%
East Coast Capital Corp. $105,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $395,000 $100,000 -74.7% 0.0%
DIRECT MORTGAGE, CORP. $95,000 n/a 0.0%
CAPITAL CREDIT UNION $85,000 n/a 0.0%
NuVision Federal Credit Union $85,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $290,000 $75,000 -74.1% 0.0%
ARIZONA CENTRAL $370,000 $65,000 -82.4% 0.0%
Potlatch No. 1 Financial Credit Union $45,000 n/a 0.0%
PYRAMID $45,000 n/a 0.0%
Deere Employees Credit Union $135,000 $35,000 -74.1% 0.0%
American Airlines Federal Credit Union $235,000 $25,000 -89.4% 0.0%
Bethpage Federal Credit Union $25,000 n/a 0.0%

SIERRA VISTA - DOUGLAS's top lender by overall market share is CROSSCOUNTRY MORTGAGE, LLC, with 18.4% market share. In second place, with 8.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $53,590,000 in loans. In third place, with 7.2%, is QUICKEN LOANS, LLC, having originated $48,520,000 in loans. In fourth place, with 4.7%, is Mortgage Research Center, LLC, having originated $31,485,000 in loans. In fifth place, with 4.1%, is GUILD MORTGAGE COMPANY, having originated $27,645,000 in loans.


SIERRA VISTA - DOUGLAS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,450 (9.3%) $218,700 (-2.1%) 0.00 763
2018-02-01 $174,925 (11.1%) $223,683 (-1.7%) 0.00 745
2018-03-01 $170,750 (10.2%) $220,482 (-1.0%) 0.00 708
2018-04-01 $176,000 (12.1%) $226,031 (1.5%) 0.00 660
2018-05-01 $178,925 (13.4%) $241,223 (6.4%) 0.00 654
2018-06-01 $185,000 (12.1%) $240,645 (5.2%) 0.00 690
2018-07-01 $189,500 (13.8%) $243,218 (5.5%) 0.00 677
2018-08-01 $184,950 (9.5%) $242,706 (5.9%) 0.00 667
2018-09-01 $179,900 (5.8%) $244,940 (6.7%) 0.00 663
2018-10-01 $180,200 (6.8%) $242,546 (7.6%) 0.00 639
2018-11-01 $185,000 (12.1%) $243,696 (13.3%) 0.00 635
2018-12-01 $185,000 (12.1%) $241,386 (12.0%) 0.00 617
2019-01-01 $189,250 (11.7%) $236,926 (8.3%) 0.00 593
2019-02-01 $186,225 (6.5%) $236,739 (5.8%) 0.00 590
2019-03-01 $192,400 (12.7%) $247,303 (12.2%) 0.00 562
2019-04-01 $196,550 (11.7%) $257,748 (14.0%) 0.00 533
2019-05-01 $196,750 (10.0%) $256,947 (6.5%) 0.00 513
2019-06-01 $196,500 (6.2%) $248,021 (3.1%) 0.00 549
2019-07-01 $198,125 (4.6%) $247,929 (1.9%) 0.00 564
2019-08-01 $198,341 (7.2%) $248,001 (2.2%) 0.00 564
2019-09-01 $198,852 (10.5%) $248,565 (1.5%) 0.00 552
2019-10-01 $199,598 (10.8%) $250,113 (3.1%) 0.00 542
2019-11-01 $199,950 (8.1%) $256,694 (5.3%) 0.00 513
2019-12-01 $204,450 (10.5%) $260,374 (7.9%) 0.00 487
2020-01-01 $199,750 (5.6%) $261,729 (10.5%) 0.00 460
2020-02-01 $203,000 (9.0%) $265,376 (12.1%) 0.00 427
2020-03-01 $199,999 (4.0%) $266,222 (7.7%) 0.00 402
2020-04-01 $207,200 (5.4%) $261,540 (1.5%) 0.00 340
2020-05-01 $211,750 (7.6%) $272,200 (5.9%) 0.00 340
2020-06-01 $215,250 (9.5%) $278,509 (12.3%) 0.00 315
2020-07-01 $213,125 (7.6%) $286,593 (15.6%) 0.00 297
2020-08-01 $225,000 (13.4%) $301,229 (21.5%) 0.00 273
2020-09-01 $219,200 (10.2%) $296,993 (19.5%) 0.00 251
2020-10-01 $219,900 (10.2%) $304,002 (21.6%) 0.00 249
2020-11-01 $219,825 (9.9%) $308,859 (20.3%) 0.00 231
2020-12-01 $215,250 (5.3%) $303,379 (16.5%) 0.00 242
2021-01-01 $219,950 (10.1%) $315,431 (20.5%) 0.00 227
2021-02-01 $225,000 (10.8%) $334,917 (26.2%) 0.00 205
2021-03-01 $241,000 (20.5%) $353,431 (32.8%) 0.00 200
2021-04-01 $245,000 (18.2%) $370,423 (41.6%) 0.00 184
2021-05-01 $245,000 (15.7%) $371,009 (36.3%) 0.00 197
2021-06-01 $254,475 (18.2%) $387,207 (39.0%) 0.00 238
2021-07-01 $262,631 (23.2%) $391,928 (36.8%) 0.00 250
2021-08-01 $266,250 (18.3%) $406,441 (34.9%) 0.00 230
2021-09-01 $299,750 (36.8%) $417,765 (40.7%) 0.00 244
2021-10-01 $294,500 (33.9%) $411,914 (35.5%) 0.00 245
2021-11-01 $282,000 (28.3%) $418,562 (35.5%) 0.00 251
2021-12-01 $282,125 (31.1%) $421,003 (38.8%) 0.00 214
2022-01-01 $287,000 (30.5%) $432,645 (37.2%) 0.00 181
2022-02-01 $297,250 (32.1%) $441,312 (31.8%) 0.00 168
2022-03-01 $281,225 (16.7%) $414,043 (17.2%) 0.00 160
2022-04-01 $289,000 (18.0%) $425,698 (14.9%) 0.00 185
2022-05-01 $284,975 (16.3%) $414,727 (11.8%) 0.00 231
2022-06-01 $295,000 (15.9%) $402,825 (4.0%) 0.00 298
2022-07-01 $295,000 (12.3%) $405,693 (3.5%) 0.00 330
2022-08-01 $316,200 (18.8%) $415,816 (2.3%) 0.00 342
2022-09-01 $330,250 (10.2%) $421,849 (1.0%) 0.00 339
2022-10-01 $329,500 (11.9%) $421,439 (2.3%) 0.00 348
2022-11-01 $317,500 (12.6%) $409,223 (-2.2%) 0.00 368
2022-12-01 $299,250 (6.1%) $404,266 (-4.0%) 0.00 359
2023-01-01 $314,870 (9.7%) $413,193 (-4.5%) 0.00 336
2023-02-01 $299,389 (0.7%) $410,870 (-6.9%) 0.00 327
2023-03-01 $322,475 (14.7%) $434,954 (5.1%) 0.00 307
2023-04-01 $325,000 (12.5%) $426,837 (0.3%) 0.00 315
2023-05-01 $328,000 (15.1%) $433,183 (4.5%) 0.00 307
2023-06-01 $328,450 (11.3%) $436,157 (8.3%) 0.00 305
2023-07-01 $325,000 (10.2%) $434,186 (7.0%) 0.00 303
2023-08-01 $325,000 (2.8%) $421,809 (1.4%) 0.00 330
2023-09-01 $325,000 (-1.6%) $423,331 (0.4%) 0.00 337
2023-10-01 $332,950 (1.1%) $425,879 (1.1%) 0.00 379
2023-11-01 $327,000 (3.0%) $421,697 (3.1%) 0.00 425
2023-12-01 $322,250 (7.7%) $421,145 (4.2%) 0.00 436
2024-01-01 $313,450 (-0.5%) $423,296 (2.4%) 0.00 428
2024-02-01 $313,000 (4.6%) $427,013 (3.9%) 0.00 421
2024-03-01 $319,000 (-1.1%) $421,835 (-3.0%) 0.00 461
2024-04-01 $318,500 (-2.0%) $420,846 (-1.4%) 0.00 460
2024-05-01 $318,475 (-2.9%) $421,502 (-2.7%) 0.00 473
2024-06-01 $325,000 (-1.1%) $432,677 (-0.8%) 0.00 428
2024-07-01 $313,591 (-3.5%) $396,317 (-8.7%) 0.00 404
2024-08-01 $310,000 (-4.6%) $407,019 (-3.5%) 0.00 398
2024-09-01 $329,588 (1.4%) $406,818 (-3.9%) 0.00 401
2024-10-01 $323,725 (-2.8%) $405,503 (-4.8%) 0.00 421
2024-11-01 $325,000 (-0.6%) $398,871 (-5.4%) 0.00 440
2024-12-01 $325,000 (0.9%) $398,992 (-5.3%) 0.00 445
2025-01-01 $326,944 (4.3%) $405,255 (-4.3%) 0.00 436
2025-02-01 $325,000 (3.8%) $405,011 (-5.2%) 0.00 437
2025-03-01 $325,000 (1.9%) $406,338 (-3.7%) 0.00 464
2025-04-01 $327,450 (2.8%) $406,292 (-3.5%) 0.00 471
2025-05-01 $334,900 (5.2%) $400,903 (-4.9%) 0.00 469
2025-06-01 $347,250 (6.9%) $410,987 (-5.0%) 0.00 485
2025-07-01 $344,920 (10.0%) $400,783 (1.1%) 0.00 524
2025-08-01 $340,000 (9.7%) $404,399 (-0.6%) 0.00 501
2025-09-01 $346,600 (5.2%) $394,697 (-3.0%) 0.00 517
2025-10-01 $342,000 (5.7%) $395,207 (-2.5%) 0.00 544
2025-11-01 $329,875 (1.5%) $388,655 (-2.6%) 0.00 558
2025-12-01 $326,000 (0.3%) $384,233 (-3.7%) 0.00 532
2026-01-01 $325,000 (-0.6%) $384,323 (-5.2%) 0.00 534
2026-02-01 $329,725 (1.5%) $379,993 (-6.2%) 0.00 513
2026-03-01 $329,725 (1.5%) $380,324 (-6.4%) 0.00 504
2026-04-01 $329,675 (0.7%) $382,597 (-5.8%) 0.00 477
2026-05-01 $325,000 (-3.0%) $384,114 (-4.2%) 0.00 490
2026-06-01 $320,000 (-7.9%) $377,611 (-8.1%) 0.00 500
2026-07-01 $318,375 (-7.7%) $373,546 (-6.8%) 0.00 523
2026-08-01 $317,750 (-6.5%) $370,259 (-8.4%) 0.00 521
2026-09-01 $315,000 (-9.1%) $368,063 (-6.8%) 0.00 519
2026-10-01 $315,000 (-7.9%) $369,128 (-6.6%) 0.00 530
SIERRA VISTA - DOUGLAS's median listing price for 2026-10-01 was $315,000, a difference of $-27,000 (-7.9%) versus the prior year and $0 versus the prior month.

SIERRA VISTA - DOUGLAS's median listing price comes in at 0% of the national average.

SIERRA VISTA - DOUGLAS's average listing price for 2026-10-01 was $369,128, a difference of $-26,079 (-6.6%) versus the prior year and $1,065 versus the prior month.

For the 2026-10-01 period, SIERRA VISTA - DOUGLAS had 530 MLS listings, a difference of 11 listings (2%) versus the prior month and -14 listings (-3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,778 sqft
2018-02-01 0 days 1,806 sqft
2018-03-01 0 days 1,769 sqft
2018-04-01 0 days 1,785 sqft
2018-05-01 0 days 1,779 sqft
2018-06-01 0 days 1,820 sqft
2018-07-01 0 days 1,835 sqft
2018-08-01 0 days 1,829 sqft
2018-09-01 0 days 1,812 sqft
2018-10-01 0 days 1,798 sqft
2018-11-01 0 days 1,802 sqft
2018-12-01 0 days 1,800 sqft
2019-01-01 0 days 1,795 sqft
2019-02-01 0 days 1,788 sqft
2019-03-01 0 days 1,801 sqft
2019-04-01 0 days 1,806 sqft
2019-05-01 0 days 1,790 sqft
2019-06-01 0 days 1,775 sqft
2019-07-01 0 days 1,776 sqft
2019-08-01 0 days 1,768 sqft
2019-09-01 0 days 1,761 sqft
2019-10-01 0 days 1,757 sqft
2019-11-01 0 days 1,756 sqft
2019-12-01 0 days 1,792 sqft
2020-01-01 0 days 1,787 sqft
2020-02-01 0 days 1,788 sqft
2020-03-01 0 days 1,826 sqft
2020-04-01 0 days 1,805 sqft
2020-05-01 0 days 1,796 sqft
2020-06-01 0 days 1,800 sqft
2020-07-01 0 days 1,838 sqft
2020-08-01 0 days 1,868 sqft
2020-09-01 0 days 1,817 sqft
2020-10-01 0 days 1,812 sqft
2020-11-01 0 days 1,797 sqft
2020-12-01 0 days 1,840 sqft
2021-01-01 0 days 1,840 sqft
2021-02-01 0 days 1,817 sqft
2021-03-01 0 days 1,835 sqft
2021-04-01 0 days 1,880 sqft
2021-05-01 0 days 1,798 sqft
2021-06-01 0 days 1,806 sqft
2021-07-01 0 days 1,856 sqft
2021-08-01 0 days 1,837 sqft
2021-09-01 0 days 1,898 sqft
2021-10-01 0 days 1,908 sqft
2021-11-01 0 days 1,910 sqft
2021-12-01 0 days 1,938 sqft
2022-01-01 0 days 1,953 sqft
2022-02-01 0 days 1,931 sqft
2022-03-01 0 days 1,821 sqft
2022-04-01 0 days 1,828 sqft
2022-05-01 0 days 1,799 sqft
2022-06-01 0 days 1,859 sqft
2022-07-01 0 days 1,824 sqft
2022-08-01 0 days 1,885 sqft
2022-09-01 0 days 1,937 sqft
2022-10-01 0 days 1,944 sqft
2022-11-01 0 days 1,883 sqft
2022-12-01 0 days 1,807 sqft
2023-01-01 0 days 1,865 sqft
2023-02-01 0 days 1,843 sqft
2023-03-01 0 days 1,901 sqft
2023-04-01 0 days 1,869 sqft
2023-05-01 0 days 1,903 sqft
2023-06-01 0 days 1,908 sqft
2023-07-01 0 days 1,877 sqft
2023-08-01 0 days 1,855 sqft
2023-09-01 0 days 1,826 sqft
2023-10-01 0 days 1,894 sqft
2023-11-01 0 days 1,875 sqft
2023-12-01 0 days 1,842 sqft
2024-01-01 0 days 1,809 sqft
2024-02-01 0 days 1,792 sqft
2024-03-01 0 days 1,803 sqft
2024-04-01 0 days 1,807 sqft
2024-05-01 0 days 1,798 sqft
2024-06-01 0 days 1,809 sqft
2024-07-01 0 days 1,804 sqft
2024-08-01 0 days 1,816 sqft
2024-09-01 0 days 1,832 sqft
2024-10-01 0 days 1,832 sqft
2024-11-01 0 days 1,806 sqft
2024-12-01 0 days 1,800 sqft
2025-01-01 0 days 1,801 sqft
2025-02-01 0 days 1,810 sqft
2025-03-01 0 days 1,809 sqft
2025-04-01 0 days 1,839 sqft
2025-05-01 0 days 1,835 sqft
2025-06-01 0 days 1,851 sqft
2025-07-01 0 days 1,839 sqft
2025-08-01 0 days 1,846 sqft
2025-09-01 0 days 1,844 sqft
2025-10-01 0 days 1,846 sqft
2025-11-01 0 days 1,820 sqft
2025-12-01 0 days 1,803 sqft
2026-01-01 0 days 1,780 sqft
2026-02-01 0 days 1,763 sqft
2026-03-01 0 days 1,770 sqft
2026-04-01 0 days 1,774 sqft
2026-05-01 0 days 1,758 sqft
2026-06-01 0 days 1,746 sqft
2026-07-01 0 days 1,751 sqft
2026-08-01 0 days 1,749 sqft
2026-09-01 0 days 1,738 sqft
2026-10-01 0 days 1,732 sqft
SIERRA VISTA - DOUGLAS's median listing age (time on market) for 2026-10-01 was 0 days.

SIERRA VISTA - DOUGLAS's median square footage for active listings during the 2026-10-01 period was 1,732 sqft. One year prior, the average listing was 1,846 sqft.

SIERRA VISTA-DOUGLAS, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,367 $362,945,000 $265,505
Refi 545 $163,625,000 $300,229
Cash Out Refi 535 $109,355,000 $204,402
Other 215 $20,525,000 $95,465
Home Improvement 155 $13,985,000 $90,226
NA 1 $115,000 $115,000

Sierra Vista - Douglas's most frequently cited loan purpose was Home Purchase, with 1,367 originations. The 2nd most popular reason was Refi, with 545 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,309 $330,185,000 $252,242
5-6% 688 $196,060,000 $284,971
7-8% 426 $79,520,000 $186,667
Over 8% 326 $50,040,000 $153,497
4-5% 36 $9,790,000 $271,944
<2.5% 15 $825,000 $55,000
2.5-3% 7 $2,265,000 $323,571
3-4% 5 $1,215,000 $243,000

During 2025, Sierra Vista - Douglas's most frequently originated rate bucket was 6-7%, with 1,309 originations.

Loan Sizing (SIERRA VISTA-DOUGLAS, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,292 $365,200,000 $282,663
$100k-200k 803 $123,295,000 $153,543
$100,000 or less 449 $25,265,000 $56,269
$400k-600k 233 $110,485,000 $474,185
$600k-1000k 37 $27,145,000 $733,649
$Over $1MM 4 $19,160,000 $4,790,000

SIERRA VISTA - DOUGLAS's loan sizing saw the bucket of loans from $200k-400k with 1,292 originations, totaling $365,200,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,341 $388,425,000 $289,653
60-80% 511 $124,295,000 $243,239
20-40% 267 $26,865,000 $100,618
Under 20% 237 $10,915,000 $46,055
40-60% 215 $36,905,000 $171,651
Over 100% 125 $47,465,000 $379,720

SIERRA VISTA - DOUGLAS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,341 originations, totaling $388,425,000 in origination value.