SIERRA VISTA - DOUGLAS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sierra Vista - Douglas averaged 6.82% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.91% and one month ago for the week of 2023-08-17, the average rate was 6.72%.

Sierra Vista - Douglas's average rate one year ago was 5.75%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Sierra Vista - Douglas 30 Year Fixed Rate 2023-09-21 6.82%
Sierra Vista - Douglas 30 Year Fixed Rate Refi 2023-09-21 6.77%
Sierra Vista - Douglas 15 Year Fixed Rate 2023-09-21 6.44%
Sierra Vista - Douglas 15 Year Fixed Rate Refi 2023-09-21 6.84%
Sierra Vista - Douglas 30 Year FHA 2023-09-21 6.8%
Sierra Vista - Douglas 30 Year FHA Refi 2023-09-21 7.24%
Sierra Vista - Douglas 30 Year USDA 2023-09-21 6.3%
Sierra Vista - Douglas 30 Year USDA Refi 2023-09-21 7.02%
Sierra Vista - Douglas 30 Year VA 2023-09-21 6.57%
Sierra Vista - Douglas 30 Year VA Refi 2023-09-21 7.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SIERRA VISTA-DOUGLAS, AZ.

SIERRA VISTA - DOUGLAS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SIERRA VISTA-DOUGLAS, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
NOVA FINANCIAL & INVESTMENT CORPORATION 300 4.83% $5,350
QUICKEN LOANS, LLC 88 5.05% $5,937
GUILD MORTGAGE COMPANY 81 5.23% $5,494
ALTITUDE FINANCIAL CORPORATION 65 5.24% $3,118
SUNSTREET MORTGAGE, LLC 57 4.60% $4,265
UNITED WHOLESALE MORTGAGE, LLC 45 5.32% $5,805
LOANDEPOT.COM, LLC 39 4.49% $5,887
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 39 4.83% $5,346
Wells Fargo Bank 35 4.78% $3,915
Prosperity Home Mortgage, LLC 30 5.15% $4,460
NAVY FEDERAL CREDIT UNION 24 4.69% $4,488
Neighborhood Loans, Inc. 23 5.59% $5,115
AMERICAN PACIFIC MORTGAGE CORPORATION 22 5.89% $5,946
CROSSCOUNTRY MORTGAGE, LLC 18 5.67% $5,665
GENEVA FINANCIAL, LLC 16 5.33% $4,573
American Southwest Credit Union 13 4.92% $3,447
U.S. Bank 11 4.46% $3,924
JPMorgan Chase Bank 10 4.89% $3,743
V.I.P. MORTGAGE, INC. 9 5.68% $5,589
PENNYMAC LOAN SERVICES, LLC 9 4.96% $5,220
CALIBER HOME LOANS, INC. 9 5.35% $4,777
Mr. Cooper ( Nationstar Mortgage ) 8 5.25% $5,091
AMERISAVE MORTGAGE CORPORATION 8 4.25% $7,916
INSPIRE HOME LOANS INC. 7 6.21% $4,332
NEWREZ LLC 7 4.36% $4,454
Lend Smart Mortgage, LLC 7 4.43% $4,459
HOME POINT FINANCIAL CORPORATION 6 4.62% $6,100
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 5.48% $4,315
Flagstar Bank, FSB 6 5.07% $6,003
Amerifirst Financial, Inc. 5 5.00% $4,571
VANTAGE WEST 5 4.00% $5,604
21ST MORTGAGE CORPORATION 5 6.14% $5,763
PENTAGON FEDERAL CREDIT UNION 5 4.20% $3,076
Washington Federal Bank 5 4.83% $3,224
PNC Bank 4 4.53% $3,306
LAKEVIEW LOAN SERVICING, LLC 4 4.62% $3,482
AMERICAN FINANCING CORPORATION 4 5.31% $7,422
Bank of America 4 3.38% $4,564
USAA Federal Savings Bank 4 4.78% $4,816
Plains Commerce Bank 4 4.97% $3,411
FREEDOM MORTGAGE CORPORATION 4 4.09% $4,851
GUARANTEED RATE AFFINITY, LLC 4 4.60% $4,435
GUARANTEED RATE, INC. 4 4.81% $4,409
MORIA DEVELOPMENT, INC. 4 5.06% $6,004
BROKER SOLUTIONS, INC. 3 4.33% $4,722
MUTUAL OF OMAHA MORTGAGE, INC. 3 4.92% $4,713
Boeing Employees Credit Union 3 5.21% $1,982
Waterstone Mortgage Corporation 3 5.92% $6,910
ACADEMY MORTGAGE CORPORATION 3 5.00% $8,612
Gateway First Bank 3 4.83% $2,840
BAY EQUITY LLC 3 5.04% $5,083
INTERLINC MORTGAGE SERVICES, LLC 3 6.87% $3,024
North American Savings Bank, F.S.B. 3 5.42% $3,599
CMG MORTGAGE, INC. 3 3.33% $3,348
Carrington Mortgage Services, LLC 3 5.21% $8,159
CARDINAL FINANCIAL 3 4.75% $5,484
Zions Bank 2 3.06% $2,664
Ally Bank 2 3.13% $4,125
Bell Bank 2 5.93% $8,916
BETTER MORTGAGE CORPORATION 2 3.69% $2,084
Canyon State Credit Union 2 5.56% $3,024
CHERRY CREEK MORTGAGE, LLC 2 4.63% $638
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.13% $4,767
KELLER MORTGAGE, LLC 2 4.81% $3,839
LADERA LENDING, INC. 2 4.94% $5,862
LHM FINANCIAL CORPORATION 2 5.44% $3,337
LOANPAL, LLC 2 4.00% $7,384
Mortgage Research Center, LLC 2 5.69% $7,476
MOVEMENT MORTGAGE, LLC 2 3.62% $4,806
NFM, INC. 2 7.19% $5,591
OneAZ Credit Union 2 3.81% $5,914
PIMA Federal Credit Union 2 5.50% $3,481
PLANET HOME LENDING, LLC 2 5.56% $6,144
PROVIDENT FUNDING ASSOCIATES, L.P. 2 4.38% $3,220
RESIDENTIAL BANCORP 2 7.00% $10,100
ROYAL UNITED MORTGAGE LLC 2 5.38% $8,221
SUMMIT FUNDING, INC. 2 5.18% $4,455
SWBC MORTGAGE CORPORATION 2 4.94% $5,465
ZILLOW HOME LOANS, LLC 2 3.63% $2,963
M&T Bank 1 5.50% $4,481
First National Bank of America 1 8.00% $13,522
Nations Lending Corporation 1 5.63% $9,812
First Home Bank 1 3.88% $6,376
NBKC BANK 1 3.75% $3,135
First Guaranty Mortgage Corporation 1 3.50% $6,681
FBC MORTGAGE, LLC 1 6.25% $7,644
NEXERA HOLDING LLC 1 6.13% $4,953
Barrington Bank & Trust Company, N.A. 1 3.88% $3,325
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.50% $7,573
Northpointe Bank 1 6.63% $7,243
NORTHROP GRUMMAN Federal Credit Union 1 5.25% $3,387
Northwest Farm Credit Services, FLCA 1 5.95% $4,789
EVERETT FINANCIAL, INC. 1 3.25% $1,693
VERITAS FUNDING, LLC 1 4.50% $11,534
PANORAMA MORTGAGE GROUP, LLC 1 5.13% $5,822
Paramount Bank 1 3.88% $6,385
Paramount Residential Mortgage Group, Inc. 1 5.63% $3,818
ENVOY MORTGAGE, LTD 1 6.63% $7,148
Discover Bank 1 3.99% $0
PHH Mortgage Corporation 1 4.75% $4,596
ARC HOME LLC 1 6.50% $6,092
DIRECTORS MORTGAGE, INC. 1 3.50% $6,109
AmeriHome Mortgage Company, LLC 1 3.99% $2,311
PLAZA HOME MORTGAGE, INC. 1 4.25% $7,180
DEFINE MORTGAGE SOLUTIONS, LLC 1 5.50% $4,920
PREMIER LENDING, INC. 1 5.50% $5,405
DEEPHAVEN MORTGAGE LLC 1 10.50% $7,703
CITYWIDE HOME LOANS, LLC 1 7.13% $3,552
Watermark Capital, Inc. 1 3.88% $4,499
CHURCHILL MORTGAGE CORPORATION 1 5.38% $4,406
RELIANCE FIRST CAPITAL, LLC 1 5.13% $7,042
ALTURA 1 4.38% $4,921
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.88% $5,141
ADVANCIAL 1 7.63% $11,592
SOFI LENDING CORP. 1 3.38% $3,175
SOVEREIGN LENDING GROUP INCORPORATED 1 4.50% $4,980
STARBOARD FINANCIAL MANAGEMENT, LLC 1 2.88% $6,844
WINGS FINANCIAL 1 6.38% $2,709
Sunflower Bank 1 4.63% $6,410
CASTLE & COOKE MORTGAGE, LLC 1 3.88% $6,206
SUN WEST MORTGAGE COMPANY, INC. 1 5.88% $3,319
1st Security Bank of Washington 1 3.75% $5,695
T2 FINANCIAL LLC 1 5.75% $10,368
The Home Loan Expert LLC 1 4.63% $4,029
TIB The Independent Bankersbank 1 3.00% $5,217
HOMEXPRESS MORTGAGE CORP. 1 6.88% $16,202
Toyota Financial Savings Bank 1 5.75% $4,819
KINECTA 1 2.88% $2,070
TRIAD FINANCIAL SERVICES, INC. 1 9.25% $11,832
HOMESIDE FINANCIAL, LLC 1 5.13% $10,029
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.38% $2,632
UNION HOME MORTGAGE CORP. 1 6.00% $2,740
HIWAY 1 3.25% $6,066
CALCON MUTUAL MORTGAGE LLC 1 7.25% $4,917
MICHIGAN MUTUAL, INC. 1 6.63% $1,655
Morgan Stanley Private Bank 1 3.65% $2,557
HANSCOM 1 5.00% $4,771
BMO Harris Bank 1 3.25% $2,893
MOUNTAIN AMERICA 1 3.38% $3,587
BEST CAPITAL FUNDING 1 5.13% $8,813
Gain Federal Credit Union 1 3.50% $4,854

SIERRA VISTA - DOUGLAS Average Closing Costs & Other Stats

SIERRA VISTA-DOUGLAS, AZ's 141 lenders originated 3,264 loans during 2022. The total origination value was $707,050,000, with an average loan value of $216,621.

SIERRA VISTA - DOUGLAS's average closing costs are $4,596.

The top SIERRA VISTA - DOUGLAS lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with 300 loans originated. Their average total fees are $5,350, which is $587 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are ALTITUDE FINANCIAL CORPORATION ($3,118), American Southwest Credit Union ($3,447), JPMorgan Chase Bank ($3,743), Wells Fargo Bank ($3,915) and U.S. Bank ($3,924).

The lowest rate SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are U.S. Bank (4.46%), LOANDEPOT.COM, LLC (4.49%), SUNSTREET MORTGAGE, LLC (4.60%), NAVY FEDERAL CREDIT UNION (4.69%) and Wells Fargo Bank (4.78%).

SIERRA VISTA-DOUGLAS, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
NOVA FINANCIAL & INVESTMENT CORPORATION $186,495,000 $137,680,000 -26.2% 19.5%
QUICKEN LOANS, LLC $78,240,000 $43,710,000 -44.1% 6.2%
GUILD MORTGAGE COMPANY $82,675,000 $35,945,000 -56.5% 5.1%
UNITED WHOLESALE MORTGAGE, LLC $26,645,000 $28,935,000 8.6% 4.1%
SUNSTREET MORTGAGE, LLC $72,160,000 $26,590,000 -63.2% 3.8%
ALTITUDE FINANCIAL CORPORATION $37,675,000 $25,745,000 -31.7% 3.6%
Mortgage Research Center, LLC $35,095,000 $23,210,000 -33.9% 3.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $29,685,000 $22,830,000 -23.1% 3.2%
LOANDEPOT.COM, LLC $33,195,000 $21,450,000 -35.4% 3.0%
NAVY FEDERAL CREDIT UNION $24,580,000 $20,175,000 -17.9% 2.9%
Prosperity Home Mortgage, LLC $18,065,000 $18,405,000 1.9% 2.6%
Washington Federal Bank $9,350,000 $18,175,000 94.4% 2.6%
Wells Fargo Bank $24,965,000 $14,660,000 -41.3% 2.1%
USAA Federal Savings Bank $15,970,000 $13,025,000 -18.4% 1.8%
Neighborhood Loans, Inc. $10,460,000 $11,645,000 11.3% 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $4,130,000 $10,895,000 163.8% 1.5%
FREEDOM MORTGAGE CORPORATION $47,840,000 $10,870,000 -77.3% 1.5%
PENNYMAC LOAN SERVICES, LLC $28,645,000 $10,195,000 -64.4% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $1,895,000 $8,270,000 336.4% 1.2%
GENEVA FINANCIAL, LLC $10,160,000 $6,805,000 -33.0% 1.0%
American Southwest Credit Union $6,325,000 n/a 0.9%
Zions Bancorporation, N.A. $6,630,000 $5,635,000 -15.0% 0.8%
Cedar Rapids Bank and Trust Company $5,555,000 n/a 0.8%
NEW DAY FINANCIAL, LLC $11,795,000 $5,470,000 -53.6% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $9,225,000 $5,320,000 -42.3% 0.8%
U.S. Bank $6,160,000 $5,170,000 -16.1% 0.7%
AMERISAVE MORTGAGE CORPORATION $6,805,000 $4,830,000 -29.0% 0.7%
Carrington Mortgage Services, LLC $3,075,000 $3,855,000 25.4% 0.5%
NEWREZ LLC $11,580,000 $3,755,000 -67.6% 0.5%
PENTAGON FEDERAL CREDIT UNION $4,155,000 $3,700,000 -11.0% 0.5%
21ST MORTGAGE CORPORATION $2,635,000 $3,555,000 34.9% 0.5%
CALIBER HOME LOANS, INC. $8,450,000 $3,455,000 -59.1% 0.5%
INSPIRE HOME LOANS INC. $3,360,000 n/a 0.5%
Flagstar Bank, FSB $2,390,000 $3,295,000 37.9% 0.5%
V.I.P. MORTGAGE, INC. $5,370,000 $3,260,000 -39.3% 0.5%
LOANPAL, LLC $1,905,000 $3,230,000 69.6% 0.5%
HOME POINT FINANCIAL CORPORATION $5,345,000 $3,160,000 -40.9% 0.4%
SUMMIT FUNDING, INC. $1,720,000 $3,080,000 79.1% 0.4%
The Federal Savings Bank $4,375,000 $2,950,000 -32.6% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,355,000 $2,870,000 -34.1% 0.4%
JPMorgan Chase Bank $7,065,000 $2,810,000 -60.2% 0.4%
LAKEVIEW LOAN SERVICING, LLC $10,480,000 $2,685,000 -74.4% 0.4%
PNC Bank $620,000 $2,530,000 308.1% 0.4%
Lend Smart Mortgage, LLC $8,785,000 $2,480,000 -71.8% 0.4%
Bank of America $5,035,000 $2,400,000 -52.3% 0.3%
Paramount Residential Mortgage Group, Inc. $1,035,000 $2,250,000 117.4% 0.3%
BROKER SOLUTIONS, INC. $5,865,000 $2,220,000 -62.1% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $2,685,000 $2,200,000 -18.1% 0.3%
CLEARPATH LENDING $6,050,000 $2,195,000 -63.7% 0.3%
AMERICAN FINANCING CORPORATION $2,065,000 $2,180,000 5.6% 0.3%
GUARANTEED RATE, INC. $3,135,000 $2,070,000 -34.0% 0.3%
MOVEMENT MORTGAGE, LLC $1,595,000 $1,975,000 23.8% 0.3%
GUARANTEED RATE AFFINITY, LLC $975,000 $1,970,000 102.1% 0.3%
VANTAGE WEST $1,475,000 $1,875,000 27.1% 0.3%
CALCON MUTUAL MORTGAGE LLC $1,850,000 n/a 0.3%
Nations Lending Corporation $1,790,000 $1,785,000 -0.3% 0.3%
SWBC MORTGAGE CORPORATION $750,000 $1,680,000 124.0% 0.2%
VILLAGE CAPITAL MORTGAGE $9,255,000 $1,605,000 -82.7% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $910,000 $1,535,000 68.7% 0.2%
Plains Commerce Bank $1,195,000 $1,525,000 27.6% 0.2%
ACADEMY MORTGAGE CORPORATION $755,000 $1,470,000 94.7% 0.2%
Waterstone Mortgage Corporation $390,000 $1,360,000 248.7% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,735,000 $1,355,000 -50.5% 0.2%
MORIA DEVELOPMENT, INC. $540,000 $1,330,000 146.3% 0.2%
OneAZ Credit Union $1,615,000 $1,295,000 -19.8% 0.2%
Armed Forces Bank $1,600,000 $1,210,000 -24.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $780,000 $1,210,000 55.1% 0.2%
VERITAS FUNDING, LLC $315,000 $1,165,000 269.8% 0.2%
Barrington Bank & Trust Company, N.A. $2,840,000 $1,160,000 -59.2% 0.2%
CMG MORTGAGE, INC. $2,260,000 $1,100,000 -51.3% 0.2%
CHERRY CREEK MORTGAGE, LLC $1,085,000 n/a 0.2%
Amerifirst Financial, Inc. $1,875,000 $1,075,000 -42.7% 0.2%
NBKC BANK $865,000 $990,000 14.5% 0.1%
Lakeview Community Capital, LLC $3,110,000 $965,000 -69.0% 0.1%
Commerce Home Mortgage, Inc. $830,000 $925,000 11.4% 0.1%
AMERICAN ADVISORS GROUP $915,000 $920,000 0.5% 0.1%
BAY EQUITY LLC $2,590,000 $920,000 -64.5% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 $910,000 391.9% 0.1%
MOUNTAIN AMERICA $985,000 $820,000 -16.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,090,000 $805,000 -61.5% 0.1%
Prime Choice Funding Inc. $530,000 $800,000 50.9% 0.1%
Wallick & Volk, Inc. $215,000 $790,000 267.4% 0.1%
Magnolia Bank $665,000 $785,000 18.0% 0.1%
Discover Bank $380,000 $770,000 102.6% 0.1%
Mid-Continent Funding, Inc. $655,000 $755,000 15.3% 0.1%
LONGBRIDGE FINANCIAL, LLC $730,000 n/a 0.1%
Watermark Capital, Inc. $810,000 $730,000 -9.9% 0.1%
RESIDENTIAL BANCORP. $725,000 n/a 0.1%
M&T Bank $850,000 $720,000 -15.3% 0.1%
NEXERA HOLDING LLC $710,000 n/a 0.1%
First Home Bank $700,000 n/a 0.1%
KELLER MORTGAGE, LLC $390,000 $695,000 78.2% 0.1%
MANN FINANCIAL INC. $1,065,000 $695,000 -34.7% 0.1%
North American Savings Bank, F.S.B. $4,120,000 $685,000 -83.4% 0.1%
REVERSE MORTGAGE FUNDING LLC $365,000 $685,000 87.7% 0.1%
Gateway First Bank $680,000 n/a 0.1%
PLANET HOME LENDING, LLC $1,490,000 $665,000 -55.4% 0.1%
LENDINGHOME FUNDING CORPORATION $615,000 $660,000 7.3% 0.1%
GSF Mortgage Corporation $525,000 $625,000 19.0% 0.1%
Bell Bank $600,000 $620,000 3.3% 0.1%
Equity Prime Mortgage LLC $610,000 n/a 0.1%
ENVOY MORTGAGE, LTD $605,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $605,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $1,235,000 $595,000 -51.8% 0.1%
1st Security Bank of Washington $590,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $285,000 $590,000 107.0% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $580,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $155,000 $575,000 271.0% 0.1%
AMERICA FIRST $380,000 $570,000 50.0% 0.1%
SPRING EQ, LLC $190,000 $570,000 200.0% 0.1%
BETTER MORTGAGE CORPORATION $4,230,000 $560,000 -86.8% 0.1%
SUN AMERICAN MORTGAGE COMPANY $540,000 n/a 0.1%
HUGHES FEDERAL CREDIT UNION $695,000 $530,000 -23.7% 0.1%
Boeing Employees Credit Union $35,000 $525,000 1,400.0% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $620,000 $510,000 -17.7% 0.1%
NFM, INC. $145,000 $510,000 251.7% 0.1%
HANSCOM $500,000 n/a 0.1%
DIRECTORS MORTGAGE, INC. $235,000 $485,000 106.4% 0.1%
Toyota Financial Savings Bank $485,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,115,000 $480,000 -57.0% 0.1%
PHH Mortgage Corporation $1,690,000 $475,000 -71.9% 0.1%
Glacier Bank $470,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $460,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,520,000 $450,000 -70.4% 0.1%
Bank of England $320,000 $450,000 40.6% 0.1%
Ally Bank $430,000 $430,000 0.0% 0.1%
MORTGAGEONE, INC. $425,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $420,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $895,000 $410,000 -54.2% 0.1%
T2 FINANCIAL LLC $410,000 n/a 0.1%
Franklin Loan Corporation $235,000 $395,000 68.1% 0.1%
Bank of the West $470,000 $390,000 -17.0% 0.1%
Figure Lending LLC $430,000 $380,000 -11.6% 0.1%
CORNERSTONE HOME LENDING, INC. $375,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $370,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $365,000 n/a 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $275,000 $365,000 32.7% 0.1%
ZILLOW HOME LOANS, LLC $930,000 $360,000 -61.3% 0.1%
ADVANCIAL $355,000 n/a 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $355,000 n/a 0.1%
EVERETT FINANCIAL, INC. $245,000 $355,000 44.9% 0.1%
NORTHROP GRUMMAN Federal Credit Union $165,000 $355,000 115.2% 0.1%
Strong Home Mortgage, LLC $155,000 $345,000 122.6% 0.0%
LADERA LENDING, INC. $620,000 $340,000 -45.2% 0.0%
Colonial Savings, F.A. $75,000 $335,000 346.7% 0.0%
AMCAP MORTGAGE, LTD. $440,000 $325,000 -26.1% 0.0%
LHM FINANCIAL CORPORATION $960,000 $325,000 -66.1% 0.0%
Northpointe Bank $690,000 $320,000 -53.6% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $415,000 $320,000 -22.9% 0.0%
Opportunity Bank of Montana $315,000 n/a 0.0%
Citadel Servicing Corporation $305,000 n/a 0.0%
First National Bank of America $305,000 n/a 0.0%
Gain Federal Credit Union $305,000 n/a 0.0%
Hometown Lenders, Inc. $280,000 $305,000 8.9% 0.0%
Sierra Pacific Mortgage Company, Inc. $305,000 n/a 0.0%
TIB The Independent Bankersbank $305,000 n/a 0.0%
ARIZONA CENTRAL $410,000 $300,000 -26.8% 0.0%
HILTON FINANCIAL CORPORATION $295,000 n/a 0.0%
INTERCAP LENDING INC. $380,000 $295,000 -22.4% 0.0%
Northwest Farm Credit Services, FLCA $295,000 n/a 0.0%
Canyon State Credit Union $290,000 n/a 0.0%
Service Federal Credit Union $55,000 $290,000 427.3% 0.0%
IMPAC MORTGAGE CORP. $145,000 $285,000 96.6% 0.0%
Morgan Stanley Private Bank $285,000 n/a 0.0%
First Guaranty Mortgage Corporation $1,955,000 $270,000 -86.2% 0.0%
PIMA Federal Credit Union $85,000 $260,000 205.9% 0.0%
PLAZA HOME MORTGAGE, INC. $470,000 $260,000 -44.7% 0.0%
ALL REVERSE MORTGAGE, INC. $245,000 n/a 0.0%
ALTURA $245,000 n/a 0.0%
Axos Bank $245,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $235,000 $245,000 4.3% 0.0%
QUORUM FEDERAL CREDIT UNION $245,000 n/a 0.0%
SOFI LENDING CORP. $235,000 $245,000 4.3% 0.0%
ROYAL UNITED MORTGAGE LLC $795,000 $230,000 -71.1% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,205,000 $225,000 -81.3% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $155,000 $225,000 45.2% 0.0%
HIWAY $225,000 n/a 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $1,460,000 $225,000 -84.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $215,000 n/a 0.0%
Stifel Bank and Trust $515,000 $210,000 -59.2% 0.0%
TOP FLITE FINANCIAL, INC. $640,000 $210,000 -67.2% 0.0%
CASTLE & COOKE MORTGAGE, LLC $1,010,000 $205,000 -79.7% 0.0%
KINECTA $205,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $545,000 $195,000 -64.2% 0.0%
Century Mortgage Company DBA Century Lending Company $185,000 n/a 0.0%
AMWEST FUNDING CORP. $175,000 n/a 0.0%
BEST CAPITAL FUNDING $175,000 n/a 0.0%
FBC MORTGAGE, LLC $175,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,820,000 $175,000 -90.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,630,000 $175,000 -93.3% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $165,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $400,000 $165,000 -58.8% 0.0%
First Interstate Bank $160,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $155,000 n/a 0.0%
RAILWAY CREDIT UNION $155,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $4,720,000 $155,000 -96.7% 0.0%
TUCSON $110,000 $155,000 40.9% 0.0%
Wyndham Capital Mortgage, Inc. $455,000 $155,000 -65.9% 0.0%
Sunflower Bank $465,000 $150,000 -67.7% 0.0%
ARC HOME LLC $325,000 $145,000 -55.4% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $270,000 $145,000 -46.3% 0.0%
Paramount Bank $280,000 $145,000 -48.2% 0.0%
The Home Loan Expert LLC $175,000 $145,000 -17.1% 0.0%
DIGITAL Federal Credit Union $135,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $135,000 n/a 0.0%
HighTechLending Inc $125,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $115,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $205,000 $115,000 -43.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $105,000 $115,000 9.5% 0.0%
CITYWIDE HOME LOANS, LLC $105,000 n/a 0.0%
Comerica Bank $105,000 n/a 0.0%
WINGS FINANCIAL $135,000 $105,000 -22.2% 0.0%
DEFINE MORTGAGE SOLUTIONS, LLC $790,000 $95,000 -88.0% 0.0%
Goldwater Bank, N.A. $1,285,000 $85,000 -93.4% 0.0%
PREMIER LENDING, INC. $85,000 n/a 0.0%
BMO Harris Bank $735,000 $75,000 -89.8% 0.0%
DESERT FINANCIAL FEDERAL CREDIT UNION $75,000 n/a 0.0%
RBC Bank, (Georgia) $75,000 n/a 0.0%
Bethpage Federal Credit Union $55,000 n/a 0.0%
MidFirst Bank $55,000 n/a 0.0%
UMB Bank $55,000 n/a 0.0%

SIERRA VISTA - DOUGLAS's top lender by overall market share is NOVA FINANCIAL & INVESTMENT CORPORATION, with 19.5% market share. In second place, with 6.2%, is QUICKEN LOANS, LLC, having originated $43,710,000 in loans. In third place, with 5.1%, is GUILD MORTGAGE COMPANY, having originated $35,945,000 in loans. In fourth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $28,935,000 in loans. In fifth place, with 3.8%, is SUNSTREET MORTGAGE, LLC, having originated $26,590,000 in loans.


SIERRA VISTA - DOUGLAS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,450 (9.3%) $218,700 (-2.1%) 0.00 763
2018-02-01 $174,925 (11.1%) $223,683 (-1.7%) 0.00 745
2018-03-01 $170,750 (10.2%) $220,482 (-1.0%) 0.00 708
2018-04-01 $176,000 (12.1%) $226,031 (1.5%) 0.00 660
2018-05-01 $178,925 (13.4%) $241,223 (6.4%) 0.00 654
2018-06-01 $185,000 (12.1%) $240,645 (5.2%) 0.00 690
2018-07-01 $189,500 (13.8%) $243,218 (5.5%) 0.00 677
2018-08-01 $184,950 (9.5%) $242,706 (5.9%) 0.00 667
2018-09-01 $179,900 (5.8%) $244,940 (6.7%) 0.00 663
2018-10-01 $180,200 (6.8%) $242,546 (7.6%) 0.00 639
2018-11-01 $185,000 (12.1%) $243,696 (13.3%) 0.00 635
2018-12-01 $185,000 (12.1%) $241,386 (12.0%) 0.00 617
2019-01-01 $189,250 (11.7%) $236,926 (8.3%) 0.00 593
2019-02-01 $186,225 (6.5%) $236,739 (5.8%) 0.00 590
2019-03-01 $192,400 (12.7%) $247,303 (12.2%) 0.00 562
2019-04-01 $196,550 (11.7%) $257,748 (14.0%) 0.00 533
2019-05-01 $196,750 (10.0%) $256,947 (6.5%) 0.00 513
2019-06-01 $196,500 (6.2%) $248,021 (3.1%) 0.00 549
2019-07-01 $198,125 (4.6%) $247,929 (1.9%) 0.00 564
2019-08-01 $198,341 (7.2%) $248,001 (2.2%) 0.00 564
2019-09-01 $198,852 (10.5%) $248,565 (1.5%) 0.00 552
2019-10-01 $199,598 (10.8%) $250,113 (3.1%) 0.00 542
2019-11-01 $199,950 (8.1%) $256,694 (5.3%) 0.00 513
2019-12-01 $204,450 (10.5%) $260,374 (7.9%) 0.00 487
2020-01-01 $199,750 (5.6%) $261,729 (10.5%) 0.00 460
2020-02-01 $203,000 (9.0%) $265,376 (12.1%) 0.00 427
2020-03-01 $199,999 (4.0%) $266,222 (7.7%) 0.00 402
2020-04-01 $207,200 (5.4%) $261,540 (1.5%) 0.00 340
2020-05-01 $211,750 (7.6%) $272,200 (5.9%) 0.00 340
2020-06-01 $215,100 (9.5%) $278,240 (12.2%) 0.00 316
2020-07-01 $211,750 (6.9%) $286,271 (15.5%) 0.00 298
2020-08-01 $225,000 (13.4%) $300,827 (21.3%) 0.00 274
2020-09-01 $218,725 (10.0%) $296,596 (19.3%) 0.00 252
2020-10-01 $219,900 (10.2%) $303,560 (21.4%) 0.00 250
2020-11-01 $218,700 (9.4%) $308,397 (20.1%) 0.00 232
2020-12-01 $215,000 (5.2%) $302,976 (16.4%) 0.00 243
2021-01-01 $219,950 (10.1%) $315,431 (20.5%) 0.00 227
2021-02-01 $225,000 (10.8%) $334,917 (26.2%) 0.00 205
2021-03-01 $240,250 (20.1%) $353,431 (32.8%) 0.00 200
2021-04-01 $245,000 (18.2%) $370,423 (41.6%) 0.00 184
2021-05-01 $245,000 (15.7%) $371,009 (36.3%) 0.00 197
2021-06-01 $254,475 (18.3%) $387,207 (39.2%) 0.00 238
2021-07-01 $262,631 (24.0%) $391,928 (36.9%) 0.00 250
2021-08-01 $266,250 (18.3%) $406,441 (35.1%) 0.00 230
2021-09-01 $299,750 (37.0%) $417,765 (40.9%) 0.00 244
2021-10-01 $294,500 (33.9%) $411,914 (35.7%) 0.00 245
2021-11-01 $282,000 (28.9%) $418,562 (35.7%) 0.00 251
2021-12-01 $282,125 (31.2%) $421,003 (39.0%) 0.00 214
2022-01-01 $287,000 (30.5%) $432,645 (37.2%) 0.00 181
2022-02-01 $297,250 (32.1%) $441,312 (31.8%) 0.00 168
2022-03-01 $281,225 (17.1%) $414,043 (17.2%) 0.00 160
2022-04-01 $289,000 (18.0%) $425,698 (14.9%) 0.00 185
2022-05-01 $284,975 (16.3%) $414,727 (11.8%) 0.00 231
2022-06-01 $295,000 (15.9%) $402,825 (4.0%) 0.00 298
2022-07-01 $295,000 (12.3%) $405,693 (3.5%) 0.00 330
2022-08-01 $316,200 (18.8%) $415,816 (2.3%) 0.00 342
2022-09-01 $330,250 (10.2%) $421,849 (1.0%) 0.00 339
2022-10-01 $329,500 (11.9%) $421,439 (2.3%) 0.00 348
2022-11-01 $317,500 (12.6%) $409,223 (-2.2%) 0.00 368
2022-12-01 $299,250 (6.1%) $404,266 (-4.0%) 0.00 359
2023-01-01 $314,870 (9.7%) $413,193 (-4.5%) 0.00 336
2023-02-01 $299,389 (0.7%) $410,870 (-6.9%) 0.00 327
2023-03-01 $322,475 (14.7%) $434,954 (5.1%) 0.00 307
2023-04-01 $325,000 (12.5%) $426,837 (0.3%) 0.00 315
2023-05-01 $329,000 (15.5%) $434,663 (4.8%) 0.00 305
2023-06-01 $329,000 (11.5%) $437,234 (8.5%) 0.00 304
2023-07-01 $325,000 (10.2%) $434,186 (7.0%) 0.00 303
2023-08-01 $325,000 (2.8%) $421,809 (1.4%) 0.00 330
SIERRA VISTA - DOUGLAS's median listing price for 2023-08-01 was $325,000, a difference of $8,800 (2.8%) versus the prior year and $0 versus the prior month.

SIERRA VISTA - DOUGLAS's median listing price comes in at 0% of the national average.

SIERRA VISTA - DOUGLAS's average listing price for 2023-08-01 was $421,809, a difference of $5,993 (1.4%) versus the prior year and $-12,377 versus the prior month.

For the 2023-08-01 period, SIERRA VISTA - DOUGLAS had 330 MLS listings, a difference of 27 listings (9%) versus the prior month and -12 listings (-4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,778 sqft
2018-02-01 0 days 1,806 sqft
2018-03-01 0 days 1,769 sqft
2018-04-01 0 days 1,785 sqft
2018-05-01 0 days 1,779 sqft
2018-06-01 0 days 1,820 sqft
2018-07-01 0 days 1,835 sqft
2018-08-01 0 days 1,829 sqft
2018-09-01 0 days 1,812 sqft
2018-10-01 0 days 1,798 sqft
2018-11-01 0 days 1,802 sqft
2018-12-01 0 days 1,800 sqft
2019-01-01 0 days 1,795 sqft
2019-02-01 0 days 1,788 sqft
2019-03-01 0 days 1,801 sqft
2019-04-01 0 days 1,806 sqft
2019-05-01 0 days 1,790 sqft
2019-06-01 0 days 1,775 sqft
2019-07-01 0 days 1,776 sqft
2019-08-01 0 days 1,768 sqft
2019-09-01 0 days 1,761 sqft
2019-10-01 0 days 1,757 sqft
2019-11-01 0 days 1,756 sqft
2019-12-01 0 days 1,792 sqft
2020-01-01 0 days 1,787 sqft
2020-02-01 0 days 1,788 sqft
2020-03-01 0 days 1,826 sqft
2020-04-01 0 days 1,805 sqft
2020-05-01 0 days 1,796 sqft
2020-06-01 0 days 1,797 sqft
2020-07-01 0 days 1,828 sqft
2020-08-01 0 days 1,865 sqft
2020-09-01 0 days 1,811 sqft
2020-10-01 0 days 1,812 sqft
2020-11-01 0 days 1,792 sqft
2020-12-01 0 days 1,840 sqft
2021-01-01 0 days 1,840 sqft
2021-02-01 0 days 1,817 sqft
2021-03-01 0 days 1,832 sqft
2021-04-01 0 days 1,880 sqft
2021-05-01 0 days 1,798 sqft
2021-06-01 0 days 1,806 sqft
2021-07-01 0 days 1,856 sqft
2021-08-01 0 days 1,837 sqft
2021-09-01 0 days 1,899 sqft
2021-10-01 0 days 1,925 sqft
2021-11-01 0 days 1,913 sqft
2021-12-01 0 days 1,941 sqft
2022-01-01 0 days 1,965 sqft
2022-02-01 0 days 1,934 sqft
2022-03-01 0 days 1,831 sqft
2022-04-01 0 days 1,830 sqft
2022-05-01 0 days 1,800 sqft
2022-06-01 0 days 1,859 sqft
2022-07-01 0 days 1,824 sqft
2022-08-01 0 days 1,885 sqft
2022-09-01 0 days 1,937 sqft
2022-10-01 0 days 1,944 sqft
2022-11-01 0 days 1,883 sqft
2022-12-01 0 days 1,807 sqft
2023-01-01 0 days 1,865 sqft
2023-02-01 0 days 1,843 sqft
2023-03-01 0 days 1,901 sqft
2023-04-01 0 days 1,870 sqft
2023-05-01 0 days 1,907 sqft
2023-06-01 0 days 1,910 sqft
2023-07-01 0 days 1,877 sqft
2023-08-01 0 days 1,855 sqft
SIERRA VISTA - DOUGLAS's median listing age (time on market) for 2023-08-01 was 0 days.

SIERRA VISTA - DOUGLAS's median square footage for active listings during the 2023-08-01 period was 1,855 sqft. One year prior, the average listing was 1,885 sqft.

SIERRA VISTA-DOUGLAS, AZ Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
85602 Sierra Vista-Douglas, AZ $840 $930 $1,130 $1,590 $1,810
85603 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85605 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85606 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85607 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85608 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85609 Sierra Vista-Douglas, AZ $620 $630 $820 $1,170 $1,410
85610 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85611 Sierra Vista-Douglas, AZ $780 $820 $1,080 $1,530 $1,840
85613 Sierra Vista-Douglas, AZ $990 $1,000 $1,310 $1,860 $2,240
85615 Sierra Vista-Douglas, AZ $850 $860 $1,130 $1,610 $1,930
85616 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85617 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85620 Sierra Vista-Douglas, AZ $600 $610 $800 $1,140 $1,370
85624 Sierra Vista-Douglas, AZ $690 $690 $910 $1,290 $1,560
85625 Sierra Vista-Douglas, AZ $610 $620 $810 $1,150 $1,390
85626 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85627 Sierra Vista-Douglas, AZ $850 $860 $1,130 $1,610 $1,930
85630 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85632 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85635 Sierra Vista-Douglas, AZ $750 $750 $990 $1,410 $1,690
85636 Sierra Vista-Douglas, AZ $690 $690 $910 $1,290 $1,560
85638 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85643 Sierra Vista-Douglas, AZ $600 $610 $790 $1,130 $1,370
85650 Sierra Vista-Douglas, AZ $880 $890 $1,170 $1,660 $2,000

2022 Average & Median Rent Data Statistics
SIERRA VISTA-DOUGLAS, AZ average 1BR rent: $691, median: $610
SIERRA VISTA-DOUGLAS, AZ average 2BR rent: $898, median: $790
SIERRA VISTA-DOUGLAS, AZ average 3BR rent: $1,280, median: $1,130

SIERRA VISTA-DOUGLAS, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,889 $469,275,000 $248,425
Cash Out Refi 854 $166,420,000 $194,871
Refi 297 $53,205,000 $179,141
Home Improvement 135 $9,455,000 $70,037
Other 89 $8,695,000 $97,697

Sierra Vista - Douglas's most frequently cited loan purpose was Home Purchase, with 1,889 originations. The 2nd most popular reason was Cash Out Refi, with 854 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 818 $174,630,000 $213,484
4-5% 775 $184,765,000 $238,406
3-4% 773 $163,595,000 $211,636
6-7% 412 $86,890,000 $210,898
2.5-3% 211 $49,065,000 $232,536
7-8% 119 $18,165,000 $152,647
<2.5% 84 $17,480,000 $208,095
Over 8% 67 $6,595,000 $98,433

During 2022, Sierra Vista - Douglas's most frequently originated rate bucket was 5-6%, with 818 originations.

Loan Sizing (SIERRA VISTA-DOUGLAS, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,348 $366,830,000 $272,129
$100k-200k 1,228 $184,830,000 $150,513
$100,000 or less 472 $30,440,000 $64,492
$400k-600k 184 $84,350,000 $458,424
$600k-1000k 29 $19,315,000 $666,034
$Over $1MM 3 $21,285,000 $7,095,000

SIERRA VISTA - DOUGLAS's loan sizing saw the bucket of loans from $200k-400k with 1,348 originations, totaling $366,830,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,536 $385,330,000 $250,866
60-80% 799 $160,535,000 $200,920
40-60% 377 $71,455,000 $189,536
20-40% 211 $19,565,000 $92,725
Over 100% 149 $49,485,000 $332,114
Under 20% 145 $6,065,000 $41,828

SIERRA VISTA - DOUGLAS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,536 originations, totaling $385,330,000 in origination value.