SIERRA VISTA - DOUGLAS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sierra Vista - Douglas averaged 6.75% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.86% and one month ago for the week of 2025-02-27, the average rate was 7.17%.

Sierra Vista - Douglas's average rate one year ago was 7.1%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Sierra Vista - Douglas 30 Year Fixed Rate 2025-04-03 6.75%
Sierra Vista - Douglas 30 Year Fixed Rate Refi 2025-04-03 6.84%
Sierra Vista - Douglas 15 Year Fixed Rate 2025-04-03 5.82%
Sierra Vista - Douglas 15 Year Fixed Rate Refi 2025-04-03 6.32%
Sierra Vista - Douglas 30 Year FHA 2025-04-03 6.22%
Sierra Vista - Douglas 30 Year FHA Refi 2025-04-03 6.06%
Sierra Vista - Douglas 30 Year USDA 2025-04-03 6.52%
Sierra Vista - Douglas 30 Year USDA Refi 2025-04-03 6.32%
Sierra Vista - Douglas 30 Year VA 2025-04-03 6.37%
Sierra Vista - Douglas 30 Year VA Refi 2025-04-03 5.41%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SIERRA VISTA-DOUGLAS, AZ.

SIERRA VISTA - DOUGLAS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SIERRA VISTA-DOUGLAS, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
CROSSCOUNTRY MORTGAGE, LLC 132 7.07% $4,904
QUICKEN LOANS, LLC 53 6.87% $6,315
ALTITUDE FINANCIAL CORPORATION 40 6.85% $3,987
UNITED WHOLESALE MORTGAGE, LLC 39 6.72% $6,930
GUILD MORTGAGE COMPANY 30 7.14% $5,698
NOVA FINANCIAL & INVESTMENT CORPORATION 30 6.91% $3,375
Prosperity Home Mortgage, LLC 18 6.64% $5,763
LOANDEPOT.COM, LLC 17 6.68% $7,477
American Southwest Credit Union 15 7.36% $2,885
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 14 6.70% $6,848
VANTAGE WEST 11 6.28% $4,666
GENEVA FINANCIAL, LLC 11 6.60% $6,413
V.I.P. MORTGAGE, INC. 10 6.86% $5,261
Wells Fargo Bank 10 6.98% $5,354
NAVY FEDERAL CREDIT UNION 10 6.64% $5,985
AMERICAN PACIFIC MORTGAGE CORPORATION 9 7.01% $4,335
JPMorgan Chase Bank 8 7.08% $4,968
The Loan Store, Inc. 7 7.30% $6,183
INSPIRE HOME LOANS INC. 7 6.09% $4,765
PENNYMAC LOAN SERVICES, LLC 6 6.62% $6,633
21ST MORTGAGE CORPORATION 6 8.35% $5,842
Plains Commerce Bank 5 7.03% $5,105
U.S. Bank 5 6.97% $5,449
JMAC LENDING, INC. 4 6.94% $9,288
Mr. Cooper ( Nationstar Mortgage ) 4 6.34% $6,548
Bank of America 3 5.58% $3,378
FREEDOM MORTGAGE CORPORATION 3 7.63% $6,256
GUARANTEED RATE, INC. 3 7.21% $7,684
CMG MORTGAGE, INC. 3 6.66% $5,561
MORIA DEVELOPMENT, INC. 3 6.25% $5,255
MICHIGAN MUTUAL, INC. 2 7.06% $5,074
SECURITYNATIONAL MORTGAGE COMPANY 2 7.75% $8,993
Zions Bank 2 7.00% $2,387
TRIAD FINANCIAL SERVICES, INC. 2 8.85% $5,940
Mortgage Research Center, LLC 2 7.38% $1,029
Discover Bank 2 8.03% $0
EVERETT FINANCIAL, INC. 2 7.25% $8,911
ROYAL UNITED MORTGAGE LLC 2 7.06% $7,391
AMERICAN FINANCING CORPORATION 2 7.68% $6,097
ARC HOME LLC 2 7.75% $10,747
PIMA Federal Credit Union 2 6.94% $4,401
NETWORK CAPITAL FUNDING CORPORATION 2 7.63% $5,858
NBKC BANK 2 6.62% $2,578
ZILLOW HOME LOANS, LLC 2 6.06% $8,040
LOANPAL, LLC 2 6.25% $4,056
POINT Mortgage 1 6.88% $5,353
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.50% $4,635
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.75% $2,366
S1L, Inc. 1 6.50% $5,178
Sierra Pacific Mortgage Company, Inc. 1 6.63% $4,567
SIRVA MORTGAGE, INC. 1 6.38% $5,084
Strong Home Mortgage, LLC 1 6.12% $525
SUN AMERICAN MORTGAGE COMPANY 1 7.13% $3,773
Texana Bank 1 5.88% $11,440
The Federal Savings Bank 1 7.00% $5,949
THE MORTGAGE LINK, INC. 1 7.63% $6,154
TRUWEST Credit Union 1 6.38% $4,426
USAA Federal Savings Bank 1 7.63% $3,493
VAN DYK MORTGAGE CORPORATION 1 7.25% $7,741
Waterstone Mortgage Corporation 1 6.99% $7,590
Northwest Farm Credit Services, FLCA 1 6.50% $5,192
A&D Mortgage LLC 1 8.99% $13,972
Alaska USA Federal Credit Union 1 6.63% $4,201
ALLIANT CREDIT UNION 1 6.00% $1,957
AMERICA FIRST 1 7.50% $3,719
American Airlines Federal Credit Union 1 6.00% $0
AMERICAN FINANCIAL RESOURCES, INC. 1 6.38% $2,890
American Mortgage & Equity Consultants, Inc. 1 7.13% $4,727
AmeriHome Mortgage Company, LLC 1 6.63% $5,585
AMERISAVE MORTGAGE CORPORATION 1 7.63% $5,535
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.25% $5,984
ARIZONA CENTRAL 1 7.88% $5,719
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.99% $800
BAY EQUITY LLC 1 6.25% $5,700
BETTER MORTGAGE CORPORATION 1 6.88% $7,310
BMO Harris Bank 1 7.00% $5,729
BOKF 1 7.25% $4,941
BROKER SOLUTIONS, INC. 1 6.63% $6,753
Century Mortgage Company DBA Century Lending Company 1 6.63% $4,307
CHURCHILL MORTGAGE CORPORATION 1 7.38% $12,189
Citadel Servicing Corporation 1 12.25% $15,815
DAS Acquisition Company, LLC 1 5.88% $8,863
DEFINE MORTGAGE SOLUTIONS, LLC 1 6.50% $5,003
DIRECT MORTGAGE LOANS, LLC 1 6.63% $10,984
ENVOY MORTGAGE, LTD 1 7.13% $9,784
Flagstar Bank, FSB 1 6.13% $6,475
GUARANTEED RATE AFFINITY, LLC 1 6.63% $5,948
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $10,032
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.13% $4,791
HOMESIDE FINANCIAL, LLC 1 7.49% $9,060
IDAHO CENTRAL 1 6.88% $3,796
INFINITY EQUITY GROUP, INC. 1 6.99% $1,445
Ixonia Bank 1 6.38% $6,923
LADERA LENDING, INC. 1 6.99% $4,894
MOVEMENT MORTGAGE, LLC 1 7.50% $6,162
MY MOVE MORTGAGE, LLC 1 6.62% $6,403
NFM, INC. 1 7.63% $8,165
NORTHROP GRUMMAN Federal Credit Union 1 7.13% $4,859
NUMARK CREDIT UNION 1 6.50% $3,443
OCMBC, INC. 1 5.88% $19,604
OneAZ Credit Union 1 6.75% $4,641
ON Q FINANCIAL, INC. 1 7.49% $2,992
PHH Mortgage Corporation 1 6.49% $7,972
PLAZA HOME MORTGAGE, INC. 1 7.88% $10,381
PNC Bank 1 5.88% $8,033

SIERRA VISTA - DOUGLAS Average Closing Costs & Other Stats

SIERRA VISTA-DOUGLAS, AZ's 105 lenders originated 2,511 loans during 2024. The total origination value was $572,595,000, with an average loan value of $228,035.

SIERRA VISTA - DOUGLAS's average closing costs are $5,066.

The top SIERRA VISTA - DOUGLAS lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 132 loans originated. Their average total fees are $4,904, which is $1,411 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are American Southwest Credit Union ($2,885), NOVA FINANCIAL & INVESTMENT CORPORATION ($3,375), ALTITUDE FINANCIAL CORPORATION ($3,987), VANTAGE WEST ($4,666) and CROSSCOUNTRY MORTGAGE, LLC ($4,904).

The lowest rate SIERRA VISTA - DOUGLAS lenders (with over 10 loans originated) are VANTAGE WEST (6.28%), GENEVA FINANCIAL, LLC (6.60%), NAVY FEDERAL CREDIT UNION (6.64%), Prosperity Home Mortgage, LLC (6.64%) and LOANDEPOT.COM, LLC (6.68%).

SIERRA VISTA-DOUGLAS, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
CROSSCOUNTRY MORTGAGE, LLC $66,715,000 $102,685,000 53.9% 17.9%
UNITED WHOLESALE MORTGAGE, LLC $30,465,000 $49,970,000 64.0% 8.7%
QUICKEN LOANS, LLC $24,030,000 $36,710,000 52.8% 6.4%
Mortgage Research Center, LLC $17,405,000 $24,595,000 41.3% 4.3%
GUILD MORTGAGE COMPANY $16,325,000 $22,075,000 35.2% 3.9%
ALTITUDE FINANCIAL CORPORATION $17,880,000 $20,295,000 13.5% 3.5%
NOVA FINANCIAL & INVESTMENT CORPORATION $31,615,000 $19,515,000 -38.3% 3.4%
GENEVA FINANCIAL, LLC $12,145,000 $14,395,000 18.5% 2.5%
NAVY FEDERAL CREDIT UNION $16,200,000 $13,840,000 -14.6% 2.4%
GREYSTONE SERVICING COMPANY LLC $12,795,000 n/a 2.2%
LOANDEPOT.COM, LLC $7,855,000 $12,470,000 58.8% 2.2%
FREEDOM MORTGAGE CORPORATION $3,950,000 $12,230,000 209.6% 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,115,000 $10,140,000 25.0% 1.8%
PENNYMAC LOAN SERVICES, LLC $7,230,000 $9,525,000 31.7% 1.7%
INSPIRE HOME LOANS INC. $6,935,000 $9,460,000 36.4% 1.7%
Prosperity Home Mortgage, LLC $12,345,000 $9,070,000 -26.5% 1.6%
Equity Prime Mortgage LLC $2,905,000 $7,135,000 145.6% 1.2%
American Southwest Credit Union $3,335,000 $6,525,000 95.7% 1.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $20,945,000 $5,975,000 -71.5% 1.0%
VILLAGE CAPITAL MORTGAGE $1,225,000 $5,710,000 366.1% 1.0%
V.I.P. MORTGAGE, INC. $3,770,000 $5,635,000 49.5% 1.0%
FIRST TECHNOLOGY $125,000 $5,005,000 3,904.0% 0.9%
NEW DAY FINANCIAL, LLC $3,135,000 $4,915,000 56.8% 0.9%
Wells Fargo Bank $7,185,000 $4,255,000 -40.8% 0.7%
VANTAGE WEST $1,570,000 $4,055,000 158.3% 0.7%
LAKEVIEW LOAN SERVICING, LLC $165,000 $4,010,000 2,330.3% 0.7%
Bank of America $2,550,000 $3,915,000 53.5% 0.7%
21ST MORTGAGE CORPORATION $3,510,000 $3,480,000 -0.9% 0.6%
Zions Bank $4,055,000 $3,480,000 -14.2% 0.6%
Figure Lending LLC $250,000 $3,405,000 1,262.0% 0.6%
USAA Federal Savings Bank $2,785,000 $3,135,000 12.6% 0.5%
NEWREZ LLC $1,220,000 $2,915,000 138.9% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,040,000 $2,705,000 32.6% 0.5%
CLEARPATH LENDING $945,000 $2,620,000 177.2% 0.5%
Washington Federal Bank $835,000 $2,585,000 209.6% 0.5%
The Loan Store, Inc. $1,135,000 $2,575,000 126.9% 0.4%
GUARANTEED RATE, INC. $1,730,000 $2,555,000 47.7% 0.4%
PLANET HOME LENDING, LLC $510,000 $2,485,000 387.3% 0.4%
The Federal Savings Bank $3,620,000 $2,360,000 -34.8% 0.4%
PNC Bank $3,090,000 $2,345,000 -24.1% 0.4%
BROKER SOLUTIONS, INC. $1,010,000 $2,285,000 126.2% 0.4%
JPMorgan Chase Bank $3,465,000 $2,235,000 -35.5% 0.4%
Flagstar Bank, FSB $2,755,000 $2,205,000 -20.0% 0.4%
SUN WEST MORTGAGE COMPANY, INC. $930,000 $2,205,000 137.1% 0.4%
CMG MORTGAGE, INC. $1,090,000 $2,030,000 86.2% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $685,000 $2,015,000 194.2% 0.4%
MOVEMENT MORTGAGE, LLC $3,070,000 $1,970,000 -35.8% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,310,000 $1,880,000 43.5% 0.3%
MORIA DEVELOPMENT, INC. $885,000 $1,800,000 103.4% 0.3%
U.S. Bank $1,895,000 $1,740,000 -8.2% 0.3%
Lakeview Community Capital, LLC $1,680,000 n/a 0.3%
LOANPAL, LLC $2,450,000 $1,550,000 -36.7% 0.3%
JMAC LENDING, INC. $350,000 $1,510,000 331.4% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $235,000 $1,475,000 527.7% 0.3%
PENTAGON FEDERAL CREDIT UNION $1,690,000 $1,355,000 -19.8% 0.2%
Plains Commerce Bank $135,000 $1,290,000 855.6% 0.2%
Carrington Mortgage Services, LLC $1,165,000 $1,185,000 1.7% 0.2%
Bell Bank $610,000 $1,175,000 92.6% 0.2%
LENDINGHOME FUNDING CORPORATION $290,000 $1,155,000 298.3% 0.2%
OCMBC, INC. $320,000 $1,095,000 242.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $570,000 $1,055,000 85.1% 0.2%
Nations Lending Corporation $255,000 $1,035,000 305.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $605,000 $1,020,000 68.6% 0.2%
NBKC BANK $320,000 $990,000 209.4% 0.2%
AMERICA FIRST $345,000 $945,000 173.9% 0.2%
Coastal Community Bank $355,000 $840,000 136.6% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,040,000 $840,000 -19.2% 0.1%
Armed Forces Bank $715,000 $815,000 14.0% 0.1%
North American Savings Bank, F.S.B. $185,000 $790,000 327.0% 0.1%
ZILLOW HOME LOANS, LLC $565,000 $780,000 38.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,500,000 $725,000 -51.7% 0.1%
DAS Acquisition Company, LLC $535,000 $685,000 28.0% 0.1%
Discover Bank $1,000,000 $675,000 -32.5% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $350,000 $675,000 92.9% 0.1%
MID AMERICA MORTGAGE, INC. $410,000 $665,000 62.2% 0.1%
BOKF $95,000 $655,000 589.5% 0.1%
Texana Bank $640,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $545,000 $590,000 8.3% 0.1%
PIMA Federal Credit Union $660,000 $585,000 -11.4% 0.1%
EVERETT FINANCIAL, INC. $555,000 n/a 0.1%
SPRING EQ, LLC $300,000 $555,000 85.0% 0.1%
THE MORTGAGE LINK, INC. $545,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $780,000 $540,000 -30.8% 0.1%
Paramount Residential Mortgage Group, Inc. $275,000 $530,000 92.7% 0.1%
SUN AMERICAN MORTGAGE COMPANY $540,000 $520,000 -3.7% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $425,000 $510,000 20.0% 0.1%
Century Mortgage Company DBA Century Lending Company $365,000 $490,000 34.2% 0.1%
DESERT FINANCIAL FEDERAL CREDIT UNION $345,000 $490,000 42.0% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $490,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $635,000 $485,000 -23.6% 0.1%
MICHIGAN MUTUAL, INC. $375,000 $475,000 26.7% 0.1%
SIRVA MORTGAGE, INC. $475,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $365,000 $470,000 28.8% 0.1%
BETTER MORTGAGE CORPORATION $465,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $85,000 $445,000 423.5% 0.1%
PLAZA HOME MORTGAGE, INC. $990,000 $445,000 -55.1% 0.1%
ARC HOME LLC $440,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $465,000 $435,000 -6.5% 0.1%
BMO Harris Bank $55,000 $435,000 690.9% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $160,000 $420,000 162.5% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $125,000 $405,000 224.0% 0.1%
Strong Home Mortgage, LLC $405,000 $405,000 0.0% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,380,000 $400,000 -71.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $210,000 $395,000 88.1% 0.1%
NFM, INC. $385,000 n/a 0.1%
OneAZ Credit Union $1,950,000 $385,000 -80.3% 0.1%
Cornerstone First Mortgage, Inc $380,000 n/a 0.1%
ARIZONA CENTRAL $15,000 $370,000 2,366.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $150,000 $370,000 146.7% 0.1%
TOWNE MORTGAGE COMPANY $365,000 n/a 0.1%
Presidential Bank, FSB $355,000 n/a 0.1%
ON Q FINANCIAL, INC. $1,155,000 $350,000 -69.7% 0.1%
Northwest Farm Credit Services, FLCA $375,000 $345,000 -8.0% 0.1%
TRUWEST Credit Union $360,000 $345,000 -4.2% 0.1%
IDAHO CENTRAL $335,000 n/a 0.1%
POINT Mortgage $335,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $155,000 $330,000 112.9% 0.1%
INFINITY EQUITY GROUP, INC. $330,000 n/a 0.1%
Magnolia Bank $245,000 $315,000 28.6% 0.1%
TIB The Independent Bankersbank $315,000 n/a 0.1%
ALLIANT CREDIT UNION $765,000 $305,000 -60.1% 0.1%
UNION HOME MORTGAGE CORP. $145,000 $305,000 110.3% 0.1%
PHH Mortgage Corporation $1,245,000 $300,000 -75.9% 0.1%
S1L, Inc. $300,000 n/a 0.1%
Citadel Servicing Corporation $255,000 $295,000 15.7% 0.1%
CITYWIDE HOME LOANS, LLC $295,000 n/a 0.1%
CARDINAL FINANCIAL $1,310,000 $290,000 -77.9% 0.1%
FINANCE OF AMERICA REVERSE LLC $220,000 $290,000 31.8% 0.1%
ALLIED MORTGAGE GROUP, INC. $285,000 n/a 0.0%
HUGHES FEDERAL CREDIT UNION $225,000 $285,000 26.7% 0.0%
AMERICAN HERITAGE LENDING, INC. $270,000 n/a 0.0%
A&D Mortgage LLC $265,000 n/a 0.0%
Renasant Bank $265,000 n/a 0.0%
Ameris Bank $255,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $255,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $255,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $465,000 $255,000 -45.2% 0.0%
Waterstone Mortgage Corporation $255,000 n/a 0.0%
MY MOVE MORTGAGE, LLC $245,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $100,000 $245,000 145.0% 0.0%
SOUTHWEST STAGE FUNDING, LLC $520,000 $245,000 -52.9% 0.0%
American Airlines Federal Credit Union $125,000 $235,000 88.0% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $235,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $225,000 n/a 0.0%
Baxter Credit Union $215,000 n/a 0.0%
ENVOY MORTGAGE, LTD $185,000 $215,000 16.2% 0.0%
Peoples Bank $215,000 n/a 0.0%
TUCSON $105,000 $215,000 104.8% 0.0%
Service Federal Credit Union $120,000 $200,000 66.7% 0.0%
QUORUM FEDERAL CREDIT UNION $190,000 n/a 0.0%
Alaska USA Federal Credit Union $185,000 n/a 0.0%
Boeing Employees Credit Union $75,000 $185,000 146.7% 0.0%
DEFINE MORTGAGE SOLUTIONS, LLC $185,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $185,000 n/a 0.0%
Firefighters First Federal Credit Union $170,000 n/a 0.0%
BAY EQUITY LLC $655,000 $165,000 -74.8% 0.0%
HOMESIDE FINANCIAL, LLC $365,000 $165,000 -54.8% 0.0%
KeyBank $155,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $155,000 n/a 0.0%
Ixonia Bank $145,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $140,000 n/a 0.0%
Deere Employees Credit Union $135,000 n/a 0.0%
NEXERA HOLDING LLC $540,000 $135,000 -75.0% 0.0%
NUMARK CREDIT UNION $135,000 n/a 0.0%
Glacier Bank $125,000 n/a 0.0%
GMFS LLC $115,000 n/a 0.0%
Citizens Bank $265,000 $105,000 -60.4% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $105,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $185,000 $105,000 -43.2% 0.0%
LADERA LENDING, INC. $75,000 $95,000 26.7% 0.0%
ANDREWS FEDERAL CREDIT UNION $85,000 n/a 0.0%
Landings Credit Union $85,000 n/a 0.0%
CREDIT UNION WEST $105,000 $65,000 -38.1% 0.0%
ARIZONA $155,000 $60,000 -61.3% 0.0%
Canyon State Credit Union $320,000 $60,000 -81.3% 0.0%
Citibank $165,000 $45,000 -72.7% 0.0%
CORNING $45,000 n/a 0.0%
HONDA Federal Credit Union $45,000 n/a 0.0%
SWH FUNDING, LLC $125,000 $45,000 -64.0% 0.0%
DIGITAL Federal Credit Union $275,000 $35,000 -87.3% 0.0%
Elements Financial Federal Credit Union $35,000 n/a 0.0%
MOUNTAIN AMERICA $130,000 $15,000 -88.5% 0.0%

SIERRA VISTA - DOUGLAS's top lender by overall market share is CROSSCOUNTRY MORTGAGE, LLC, with 17.9% market share. In second place, with 8.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $49,970,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $36,710,000 in loans. In fourth place, with 4.3%, is Mortgage Research Center, LLC, having originated $24,595,000 in loans. In fifth place, with 3.9%, is GUILD MORTGAGE COMPANY, having originated $22,075,000 in loans.


SIERRA VISTA - DOUGLAS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,450 (9.3%) $218,700 (-2.1%) 0.00 763
2018-02-01 $174,925 (11.1%) $223,683 (-1.7%) 0.00 745
2018-03-01 $170,750 (10.2%) $220,482 (-1.0%) 0.00 708
2018-04-01 $176,000 (12.1%) $226,031 (1.5%) 0.00 660
2018-05-01 $178,925 (13.4%) $241,223 (6.4%) 0.00 654
2018-06-01 $185,000 (12.1%) $240,645 (5.2%) 0.00 690
2018-07-01 $189,500 (13.8%) $243,218 (5.5%) 0.00 677
2018-08-01 $184,950 (9.5%) $242,706 (5.9%) 0.00 667
2018-09-01 $179,900 (5.8%) $244,940 (6.7%) 0.00 663
2018-10-01 $180,200 (6.8%) $242,546 (7.6%) 0.00 639
2018-11-01 $185,000 (12.1%) $243,696 (13.3%) 0.00 635
2018-12-01 $185,000 (12.1%) $241,386 (12.0%) 0.00 617
2019-01-01 $189,250 (11.7%) $236,926 (8.3%) 0.00 593
2019-02-01 $186,225 (6.5%) $236,739 (5.8%) 0.00 590
2019-03-01 $192,400 (12.7%) $247,303 (12.2%) 0.00 562
2019-04-01 $196,550 (11.7%) $257,748 (14.0%) 0.00 533
2019-05-01 $196,750 (10.0%) $256,947 (6.5%) 0.00 513
2019-06-01 $196,500 (6.2%) $248,021 (3.1%) 0.00 549
2019-07-01 $198,125 (4.6%) $247,929 (1.9%) 0.00 564
2019-08-01 $198,341 (7.2%) $248,001 (2.2%) 0.00 564
2019-09-01 $198,852 (10.5%) $248,565 (1.5%) 0.00 552
2019-10-01 $199,598 (10.8%) $250,113 (3.1%) 0.00 542
2019-11-01 $199,950 (8.1%) $256,694 (5.3%) 0.00 513
2019-12-01 $204,450 (10.5%) $260,374 (7.9%) 0.00 487
2020-01-01 $199,750 (5.6%) $261,729 (10.5%) 0.00 460
2020-02-01 $203,000 (9.0%) $265,376 (12.1%) 0.00 427
2020-03-01 $199,999 (4.0%) $266,222 (7.7%) 0.00 402
2020-04-01 $207,200 (5.4%) $261,540 (1.5%) 0.00 340
2020-05-01 $211,750 (7.6%) $272,200 (5.9%) 0.00 340
2020-06-01 $215,100 (9.5%) $278,240 (12.2%) 0.00 316
2020-07-01 $211,750 (6.9%) $286,271 (15.5%) 0.00 298
2020-08-01 $225,000 (13.4%) $300,827 (21.3%) 0.00 274
2020-09-01 $218,725 (10.0%) $296,596 (19.3%) 0.00 252
2020-10-01 $219,900 (10.2%) $303,560 (21.4%) 0.00 250
2020-11-01 $218,700 (9.4%) $308,397 (20.1%) 0.00 232
2020-12-01 $215,000 (5.2%) $302,976 (16.4%) 0.00 243
2021-01-01 $219,950 (10.1%) $315,431 (20.5%) 0.00 227
2021-02-01 $225,000 (10.8%) $334,917 (26.2%) 0.00 205
2021-03-01 $240,250 (20.1%) $353,431 (32.8%) 0.00 200
2021-04-01 $245,000 (18.2%) $370,423 (41.6%) 0.00 184
2021-05-01 $245,000 (15.7%) $371,009 (36.3%) 0.00 197
2021-06-01 $254,475 (18.3%) $387,207 (39.2%) 0.00 238
2021-07-01 $262,631 (24.0%) $391,928 (36.9%) 0.00 250
2021-08-01 $266,250 (18.3%) $406,441 (35.1%) 0.00 230
2021-09-01 $299,750 (37.0%) $417,765 (40.9%) 0.00 244
2021-10-01 $294,500 (33.9%) $411,914 (35.7%) 0.00 245
2021-11-01 $282,000 (28.9%) $418,562 (35.7%) 0.00 251
2021-12-01 $282,125 (31.2%) $421,003 (39.0%) 0.00 214
2022-01-01 $287,000 (30.5%) $432,645 (37.2%) 0.00 181
2022-02-01 $297,250 (32.1%) $441,312 (31.8%) 0.00 168
2022-03-01 $281,225 (17.1%) $414,043 (17.2%) 0.00 160
2022-04-01 $289,000 (18.0%) $425,698 (14.9%) 0.00 185
2022-05-01 $284,975 (16.3%) $414,727 (11.8%) 0.00 231
2022-06-01 $295,000 (15.9%) $402,825 (4.0%) 0.00 298
2022-07-01 $295,000 (12.3%) $405,693 (3.5%) 0.00 330
2022-08-01 $316,200 (18.8%) $415,816 (2.3%) 0.00 342
2022-09-01 $330,250 (10.2%) $421,849 (1.0%) 0.00 339
2022-10-01 $329,500 (11.9%) $421,439 (2.3%) 0.00 348
2022-11-01 $317,500 (12.6%) $409,223 (-2.2%) 0.00 368
2022-12-01 $299,250 (6.1%) $404,266 (-4.0%) 0.00 359
2023-01-01 $314,870 (9.7%) $413,193 (-4.5%) 0.00 336
2023-02-01 $299,389 (0.7%) $410,870 (-6.9%) 0.00 327
2023-03-01 $322,475 (14.7%) $434,954 (5.1%) 0.00 307
2023-04-01 $325,000 (12.5%) $426,837 (0.3%) 0.00 315
2023-05-01 $328,000 (15.1%) $433,183 (4.5%) 0.00 307
2023-06-01 $328,450 (11.3%) $436,157 (8.3%) 0.00 305
2023-07-01 $325,000 (10.2%) $434,186 (7.0%) 0.00 303
2023-08-01 $325,000 (2.8%) $421,809 (1.4%) 0.00 330
2023-09-01 $325,000 (-1.6%) $423,331 (0.4%) 0.00 337
2023-10-01 $332,950 (1.1%) $425,879 (1.1%) 0.00 379
2023-11-01 $327,000 (3.0%) $421,697 (3.1%) 0.00 425
2023-12-01 $322,250 (7.7%) $421,145 (4.2%) 0.00 436
2024-01-01 $313,450 (-0.5%) $423,296 (2.4%) 0.00 428
2024-02-01 $313,000 (4.6%) $427,013 (3.9%) 0.00 421
2024-03-01 $319,000 (-1.1%) $421,835 (-3.0%) 0.00 461
2024-04-01 $318,500 (-2.0%) $420,846 (-1.4%) 0.00 460
2024-05-01 $318,475 (-2.9%) $421,502 (-2.7%) 0.00 473
2024-06-01 $325,000 (-1.1%) $432,677 (-0.8%) 0.00 428
2024-07-01 $313,591 (-3.5%) $396,317 (-8.7%) 0.00 404
2024-08-01 $310,000 (-4.6%) $407,019 (-3.5%) 0.00 398
2024-09-01 $329,225 (1.3%) $404,022 (-4.6%) 0.00 408
2024-10-01 $327,000 (-1.8%) $406,817 (-4.5%) 0.00 421
2024-11-01 $325,000 (-0.6%) $398,871 (-5.4%) 0.00 440
2024-12-01 $325,000 (0.9%) $398,992 (-5.3%) 0.00 445
2025-01-01 $326,944 (4.3%) $405,255 (-4.3%) 0.00 436
2025-02-01 $325,000 (3.8%) $405,011 (-5.2%) 0.00 437
2025-03-01 $325,000 (1.9%) $406,338 (-3.7%) 0.00 464
SIERRA VISTA - DOUGLAS's median listing price for 2025-03-01 was $325,000, a difference of $6,000 (1.9%) versus the prior year and $0 versus the prior month.

SIERRA VISTA - DOUGLAS's median listing price comes in at 0% of the national average.

SIERRA VISTA - DOUGLAS's average listing price for 2025-03-01 was $406,338, a difference of $-15,497 (-3.7%) versus the prior year and $1,327 versus the prior month.

For the 2025-03-01 period, SIERRA VISTA - DOUGLAS had 464 MLS listings, a difference of 27 listings (6%) versus the prior month and 3 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SIERRA VISTA - DOUGLAS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,778 sqft
2018-02-01 0 days 1,806 sqft
2018-03-01 0 days 1,769 sqft
2018-04-01 0 days 1,785 sqft
2018-05-01 0 days 1,779 sqft
2018-06-01 0 days 1,820 sqft
2018-07-01 0 days 1,835 sqft
2018-08-01 0 days 1,829 sqft
2018-09-01 0 days 1,812 sqft
2018-10-01 0 days 1,798 sqft
2018-11-01 0 days 1,802 sqft
2018-12-01 0 days 1,800 sqft
2019-01-01 0 days 1,795 sqft
2019-02-01 0 days 1,788 sqft
2019-03-01 0 days 1,801 sqft
2019-04-01 0 days 1,806 sqft
2019-05-01 0 days 1,790 sqft
2019-06-01 0 days 1,775 sqft
2019-07-01 0 days 1,776 sqft
2019-08-01 0 days 1,768 sqft
2019-09-01 0 days 1,761 sqft
2019-10-01 0 days 1,757 sqft
2019-11-01 0 days 1,756 sqft
2019-12-01 0 days 1,792 sqft
2020-01-01 0 days 1,787 sqft
2020-02-01 0 days 1,788 sqft
2020-03-01 0 days 1,826 sqft
2020-04-01 0 days 1,805 sqft
2020-05-01 0 days 1,796 sqft
2020-06-01 0 days 1,797 sqft
2020-07-01 0 days 1,828 sqft
2020-08-01 0 days 1,865 sqft
2020-09-01 0 days 1,811 sqft
2020-10-01 0 days 1,812 sqft
2020-11-01 0 days 1,792 sqft
2020-12-01 0 days 1,840 sqft
2021-01-01 0 days 1,840 sqft
2021-02-01 0 days 1,817 sqft
2021-03-01 0 days 1,832 sqft
2021-04-01 0 days 1,880 sqft
2021-05-01 0 days 1,798 sqft
2021-06-01 0 days 1,806 sqft
2021-07-01 0 days 1,856 sqft
2021-08-01 0 days 1,837 sqft
2021-09-01 0 days 1,899 sqft
2021-10-01 0 days 1,925 sqft
2021-11-01 0 days 1,913 sqft
2021-12-01 0 days 1,941 sqft
2022-01-01 0 days 1,965 sqft
2022-02-01 0 days 1,934 sqft
2022-03-01 0 days 1,831 sqft
2022-04-01 0 days 1,830 sqft
2022-05-01 0 days 1,800 sqft
2022-06-01 0 days 1,859 sqft
2022-07-01 0 days 1,824 sqft
2022-08-01 0 days 1,885 sqft
2022-09-01 0 days 1,937 sqft
2022-10-01 0 days 1,944 sqft
2022-11-01 0 days 1,883 sqft
2022-12-01 0 days 1,807 sqft
2023-01-01 0 days 1,865 sqft
2023-02-01 0 days 1,843 sqft
2023-03-01 0 days 1,901 sqft
2023-04-01 0 days 1,869 sqft
2023-05-01 0 days 1,903 sqft
2023-06-01 0 days 1,908 sqft
2023-07-01 0 days 1,877 sqft
2023-08-01 0 days 1,855 sqft
2023-09-01 0 days 1,826 sqft
2023-10-01 0 days 1,894 sqft
2023-11-01 0 days 1,875 sqft
2023-12-01 0 days 1,842 sqft
2024-01-01 0 days 1,809 sqft
2024-02-01 0 days 1,792 sqft
2024-03-01 0 days 1,802 sqft
2024-04-01 0 days 1,803 sqft
2024-05-01 0 days 1,796 sqft
2024-06-01 0 days 1,809 sqft
2024-07-01 0 days 1,804 sqft
2024-08-01 0 days 1,816 sqft
2024-09-01 0 days 1,815 sqft
2024-10-01 0 days 1,832 sqft
2024-11-01 0 days 1,806 sqft
2024-12-01 0 days 1,800 sqft
2025-01-01 0 days 1,800 sqft
2025-02-01 0 days 1,808 sqft
2025-03-01 0 days 1,809 sqft
SIERRA VISTA - DOUGLAS's median listing age (time on market) for 2025-03-01 was 0 days.

SIERRA VISTA - DOUGLAS's median square footage for active listings during the 2025-03-01 period was 1,809 sqft. One year prior, the average listing was 1,802 sqft.

SIERRA VISTA-DOUGLAS, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,384 $364,530,000 $263,389
Cash Out Refi 479 $92,435,000 $192,975
Refi 334 $89,800,000 $268,862
Other 179 $15,295,000 $85,447
Home Improvement 135 $10,535,000 $78,037

Sierra Vista - Douglas's most frequently cited loan purpose was Home Purchase, with 1,384 originations. The 2nd most popular reason was Cash Out Refi, with 479 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,025 $253,285,000 $247,107
7-8% 529 $116,845,000 $220,879
5-6% 514 $151,570,000 $294,883
Over 8% 379 $37,145,000 $98,008
4-5% 35 $10,105,000 $288,714
<2.5% 13 $535,000 $41,154
2.5-3% 6 $1,600,000 $266,667
3-4% 4 $1,020,000 $255,000

During 2024, Sierra Vista - Douglas's most frequently originated rate bucket was 6-7%, with 1,025 originations.

Loan Sizing (SIERRA VISTA-DOUGLAS, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,108 $307,930,000 $277,915
$100k-200k 736 $110,850,000 $150,611
$100,000 or less 448 $25,760,000 $57,500
$400k-600k 187 $88,105,000 $471,150
$600k-1000k 28 $19,340,000 $690,714
$Over $1MM 4 $20,610,000 $5,152,500

SIERRA VISTA - DOUGLAS's loan sizing saw the bucket of loans from $200k-400k with 1,108 originations, totaling $307,930,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,236 $341,040,000 $275,922
60-80% 405 $102,465,000 $253,000
20-40% 269 $27,295,000 $101,468
Under 20% 207 $8,925,000 $43,116
40-60% 205 $36,705,000 $179,049
Over 100% 109 $34,825,000 $319,495

SIERRA VISTA - DOUGLAS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,236 originations, totaling $341,040,000 in origination value.