PRESCOTT VALLEY - PRESCOTT Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Prescott Valley - Prescott averaged 6.97% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.88% and one month ago for the week of 2025-02-27, the average rate was 6.69%.

Prescott Valley - Prescott's average rate one year ago was 6.72%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Prescott Valley - Prescott 30 Year Fixed Rate 2025-04-03 6.97%
Prescott Valley - Prescott 30 Year Fixed Rate Refi 2025-04-03 7.1%
Prescott Valley - Prescott 15 Year Fixed Rate 2025-04-03 5.62%
Prescott Valley - Prescott 15 Year Fixed Rate Refi 2025-04-03 5.92%
Prescott Valley - Prescott 30 Year FHA 2025-04-03 6.4%
Prescott Valley - Prescott 30 Year FHA Refi 2025-04-03 5.71%
Prescott Valley - Prescott 30 Year USDA 2025-04-03 6.52%
Prescott Valley - Prescott 30 Year USDA Refi 2025-04-03 6.52%
Prescott Valley - Prescott 30 Year VA 2025-04-03 6.13%
Prescott Valley - Prescott 30 Year VA Refi 2025-04-03 5.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PRESCOTT VALLEY-PRESCOTT, AZ.

PRESCOTT VALLEY - PRESCOTT Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PRESCOTT VALLEY-PRESCOTT, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 324 6.72% $8,225
QUICKEN LOANS, LLC 270 6.69% $7,618
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 119 6.93% $8,246
GUILD MORTGAGE COMPANY 112 6.81% $7,902
GARDNER FINANCIAL SERVICES, LTD. 101 6.77% $9,147
V.I.P. MORTGAGE, INC. 76 6.91% $8,003
OneAZ Credit Union 73 6.46% $4,951
HOMEOWNERS FINANCIAL GROUP USA, LLC 64 6.68% $5,597
JPMorgan Chase Bank 45 6.83% $4,416
S1L, Inc. 42 6.84% $8,071
PRIMELENDING, A PLAINSCAPITAL COMPANY 38 6.89% $7,006
The Loan Store, Inc. 35 6.89% $5,971
Paramount Residential Mortgage Group, Inc. 35 6.83% $6,134
U.S. Bank 32 6.71% $8,661
CROSSCOUNTRY MORTGAGE, LLC 32 7.21% $7,650
ARK-LA-TEX FINANCIAL SERVICES, LLC. 31 6.32% $10,617
NOVA FINANCIAL & INVESTMENT CORPORATION 31 6.95% $5,480
MORIA DEVELOPMENT, INC. 30 6.89% $8,189
Nations Lending Corporation 28 6.75% $6,507
CMG MORTGAGE, INC. 25 6.85% $7,286
UNION HOME MORTGAGE CORP. 24 7.11% $7,867
GUARANTEED RATE, INC. 24 6.73% $5,965
Sierra Pacific Mortgage Company, Inc. 24 7.03% $6,490
INTERCAP LENDING INC. 22 6.76% $7,473
NAVY FEDERAL CREDIT UNION 21 6.02% $5,905
PENNYMAC LOAN SERVICES, LLC 20 6.81% $9,105
Wells Fargo Bank 20 6.64% $7,131
Glacier Bank 19 6.89% $7,152
AMERICAN PACIFIC MORTGAGE CORPORATION 19 6.92% $8,181
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 18 7.28% $5,365
LOANDEPOT.COM, LLC 18 6.70% $6,312
PLAZA HOME MORTGAGE, INC. 16 6.42% $6,676
Zions Bank 16 6.84% $13,010
BROKER SOLUTIONS, INC. 16 6.86% $8,122
Century Mortgage Company DBA Century Lending Company 16 6.74% $9,750
Wallick & Volk, Inc. 15 7.03% $5,955
Mr. Cooper ( Nationstar Mortgage ) 15 6.51% $9,429
CLM MORTGAGE, INC 15 6.10% $7,730
Plains Commerce Bank 14 6.56% $9,575
MOVEMENT MORTGAGE, LLC 14 6.70% $8,610
Shea Mortgage Inc. 14 6.51% $2,748
Bank of Colorado 13 6.84% $6,154
Morgan Stanley Private Bank 13 6.11% $5,071
NEWREZ LLC 12 6.69% $8,025
Loan Simple, Inc. 12 7.00% $9,369
Bank of America 12 6.23% $6,426
CREDIT UNION WEST 12 6.39% $4,774
NexBank 12 6.64% $7,159
Flagstar Bank, FSB 12 6.98% $6,398
Waterstone Mortgage Corporation 11 6.77% $9,371
PROVIDENT FUNDING ASSOCIATES, L.P. 11 6.40% $5,311
DESERT FINANCIAL FEDERAL CREDIT UNION 11 6.49% $6,848
BMO Harris Bank 10 6.65% $9,686
STARBOARD FINANCIAL MANAGEMENT, LLC 10 6.72% $4,871
Bell Bank 10 6.99% $5,428
SECURITYNATIONAL MORTGAGE COMPANY 10 7.16% $10,096
Citadel Servicing Corporation 9 8.61% $11,518
Commerce Home Mortgage, Inc. 9 8.25% $13,772
ARC HOME LLC 8 7.72% $11,404
DEFINE MORTGAGE SOLUTIONS, LLC 8 6.91% $7,629
Sunflower Bank 8 6.98% $8,650
PHH Mortgage Corporation 8 6.67% $7,293
GUARANTEED RATE AFFINITY, LLC 7 6.74% $7,122
CORNERSTONE HOME LENDING, INC. 7 6.87% $9,763
SUN AMERICAN MORTGAGE COMPANY 7 6.75% $4,693
Charles Schwab Bank, SSB 7 5.93% $4,916
ENVOY MORTGAGE, LTD 7 7.02% $7,192
OCMBC, INC. 6 8.08% $12,568
TRUWEST Credit Union 6 6.65% $3,871
Stifel Bank and Trust 6 5.90% $3,810
ZILLOW HOME LOANS, LLC 6 6.60% $10,244
RESIDENTIAL MORTGAGE, LLC 6 6.50% $8,630
Prosperity Home Mortgage, LLC 6 7.08% $8,532
PNC Bank 6 6.75% $4,366
ON Q FINANCIAL, INC. 6 7.37% $5,503
LENDSURE MORTGAGE CORP. 6 7.67% $22,071
MUTUAL OF OMAHA MORTGAGE, INC. 6 6.62% $5,497
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 7.60% $14,501
ARIZONA 5 7.03% $10,257
CANOPY MORTGAGE, LLC 5 7.00% $7,087
GENEVA FINANCIAL, LLC 5 7.08% $7,489
Adams Bank & Trust 5 6.83% $2,634
FBC MORTGAGE, LLC 5 5.97% $10,952
FREEDOM MORTGAGE CORPORATION 5 6.73% $7,550
AMERICA FIRST 5 6.50% $5,882
AMERICAN FINANCING CORPORATION 5 5.92% $11,446
SUN WEST MORTGAGE COMPANY, INC. 5 6.79% $6,342
Washington Federal Bank 5 6.78% $16,807
NP, Inc. 5 8.17% $13,472
21ST MORTGAGE CORPORATION 4 8.76% $6,197
FIRST MORTGAGE COMPANY, INC. 4 6.53% $7,439
ALTITUDE FINANCIAL CORPORATION 4 7.31% $5,466
LAKEVIEW LOAN SERVICING, LLC 4 6.84% $6,896
HOMEXPRESS MORTGAGE CORP. 4 8.00% $9,397
AMERICAN FINANCIAL RESOURCES, INC. 4 7.09% $9,138
USAA Federal Savings Bank 4 7.00% $7,474
MICHIGAN MUTUAL, INC. 4 7.22% $5,893
CHURCHILL MORTGAGE CORPORATION 3 7.83% $7,404
UBS Bank USA 3 6.17% $5,903
AMERISAVE MORTGAGE CORPORATION 3 7.16% $12,013
BAY EQUITY LLC 3 6.33% $8,755
AmeriHome Mortgage Company, LLC 3 6.96% $10,618
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 7.04% $4,039
HOMESIDE FINANCIAL, LLC 3 6.75% $5,422
LOANPAL, LLC 3 6.50% $6,029
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 8.04% $22,860
Carrington Mortgage Services, LLC 3 6.67% $7,019
American Mortgage & Equity Consultants, Inc. 3 7.25% $8,799
NFM, INC. 3 6.92% $6,639
A&D Mortgage LLC 3 8.04% $14,706
LADERA LENDING, INC. 3 6.54% $6,530
AMERICAN FINANCIAL NETWORK, INC. 3 6.83% $11,017
DEEPHAVEN MORTGAGE LLC 3 7.66% $19,851
NBKC BANK 3 6.63% $3,135
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 7.17% $8,651
AXIA FINANCIAL, LLC 2 7.25% $5,492
ALAMEDA MORTGAGE CORPORATION 2 6.18% $4,708
ALLIANT CREDIT UNION 2 6.19% $4,067
Ally Bank 2 7.00% $5,841
AMERICAN INTERNET MORTGAGE, INC. 2 6.44% $4,849
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.50% $7,211
Barrington Bank & Trust Company, N.A. 2 6.75% $5,156
BAY-VALLEY MORTGAGE GROUP 2 6.81% $13,746
Canyon State Credit Union 2 6.50% $2,952
CARDINAL FINANCIAL 2 6.19% $8,157
COMMUNITYAMERICA 2 6.50% $10,357
DAS Acquisition Company, LLC 2 7.06% $8,047
DIRECT MORTGAGE LOANS, LLC 2 6.25% $14,303
Discover Bank 2 6.99% $0
Fifth Third Bank 2 6.06% $7,954
Gateway First Bank 2 6.63% $4,783
GREENSTATE CREDIT UNION 2 7.06% $5,933
Hometown Equity Mortgage, LLC 2 7.44% $23,056
HUNT MORTGAGE CORPORATION 2 6.88% $4,371
Mortgage Research Center, LLC 2 7.38% $5,011
M&T Bank 2 5.44% $6,622
NATIONS DIRECT MORTGAGE, LLC 2 6.75% $6,949
NBH Bank 2 6.38% $6,207
Northpointe Bank 2 7.00% $12,961
NuVision Federal Credit Union 2 6.50% $12,099
OAKTREE FUNDING CORP. 2 7.56% $19,710
PLANET HOME LENDING, LLC 2 6.31% $7,105
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.75% $11,943
Raymond James Bank 2 5.81% $3,518
ROYAL UNITED MORTGAGE LLC 2 7.00% $7,999
SIRVA MORTGAGE, INC. 2 7.13% $771
The Huntington National Bank 2 6.88% $15,113
VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.13% $5,804
KINECTA 1 5.63% $6,579
Key Mortgage Services, Inc. 1 6.63% $5,779
AHL FUNDING 1 7.99% $11,944
Johnson Bank 1 5.85% $3,466
AUGUSTA FINANCIAL, INC. 1 7.38% $5,021
JMJ FINANCIAL GROUP 1 6.38% $7,919
Ixonia Bank 1 6.99% $8,587
Armed Forces Bank 1 6.63% $4,490
ITHINK FINANCIAL Credit Union 1 7.00% $12,140
IDAHO CENTRAL 1 7.13% $8,523
NEW WEST LENDING, INC. 1 7.00% $4,403
Horizon Bank 1 6.75% $4,347
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.50% $12,507
North American Savings Bank, F.S.B. 1 8.38% $10,871
Ameris Bank 1 6.99% $10,173
NORTHROP GRUMMAN Federal Credit Union 1 6.50% $4,909
Northwest Farm Credit Services, FLCA 1 6.50% $15,781
NORWICH COMMERCIAL GROUP, INC. 1 7.38% $5,860
Notre Dame Federal Credit Union Corporation 1 6.13% $7,679
Goldman Sachs Bank USA 1 6.45% $4,250
Golden Empire Mortgage, Inc. 1 6.62% $4,778
AMERICAN HERITAGE LENDING, INC. 1 9.13% $5,575
Amarillo National Bank 1 8.25% $9,731
FUNDLOANS CAPITAL 1 8.88% $22,078
FOUNDATION MORTGAGE CORPORATION 1 7.38% $14,854
FISHER FINANCIAL GROUP, INCORPORATED 1 7.38% $4,458
Pacific Lending LLC 1 6.99% $4,840
First Western Trust Bank 1 5.63% $6,821
First United Bank and Trust Company 1 6.75% $13,931
First State Bank of St. Charles, Missouri 1 6.88% $6,986
PENTAGON FEDERAL CREDIT UNION 1 6.75% $4,682
Performance Financial, Inc. 1 7.38% $22,497
First National Bank of Omaha 1 6.63% $4,038
PIMA Federal Credit Union 1 6.00% $4,134
First Horizon Bank 1 6.63% $5,645
WESCOM CENTRAL CREDIT UNION 1 6.50% $3,268
First Federal Bank 1 6.50% $4,482
First Credit Union 1 6.38% $5,562
POINT Mortgage 1 6.13% $7,547
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.50% $7,199
Western State Bank 1 7.25% $7,954
FIRST COMMUNITY MORTGAGE, INC. 1 6.49% $11,584
Prosperity Bank 1 7.00% $5,196
Firefighters First Federal Credit Union 1 6.50% $3,406
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.63% $3,937
PURDUE FEDERAL CREDIT UNION 1 6.63% $4,033
Farmers Bank & Trust 1 6.49% $5,290
Willamette Valley Bank 1 7.13% $8,708
EVERETT FINANCIAL, INC. 1 7.38% $5,535
Wilmington Savings Fund Society, FSB 1 6.75% $24,897
DIRECT MORTGAGE, CORP. 1 6.63% $7,631
SECURITY HOME MORTGAGE, LLC. 1 6.25% $17,897
COUNTRYPLACE MORTGAGE, LTD. 1 5.88% $8,924
Cornerstone First Mortgage, Inc 1 7.00% $11,285
CONSUMERS COOPERATIVE CREDIT UNION 1 6.13% $1,939
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.50% $4,210
Connexus Credit Union 1 6.54% $2,801
CITYWIDE HOME LOANS, LLC 1 7.25% $9,860
City National Bank 1 6.15% $7,197
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.13% $11,631
Citizens Bank 1 6.13% $5,525
Superior Credit Union, Inc. 1 6.50% $4,350
SWBC MORTGAGE CORPORATION 1 6.63% $3,437
The Dart Bank 1 6.75% $5,107
Alerus Financial 1 6.50% $9,129
Citibank 1 6.88% $5,957
THRIVENT Federal Credit Union 1 7.75% $2,240
TOP FLITE FINANCIAL, INC. 1 7.00% $5,299
Toyota Financial Savings Bank 1 6.83% $4,886
Truist 1 6.50% $4,925
CALCON MUTUAL MORTGAGE LLC 1 6.88% $10,163
Boeing Employees Credit Union 1 6.38% $8,048
UMB Bank 1 6.09% $9,214
Blue Federal Credit Union 1 6.75% $5,831
Bethpage Federal Credit Union 1 6.75% $6,455
Bank of England 1 7.38% $5,930
LOGIX FEDERAL CREDIT UNION 1 6.00% $10,414
LOS ANGELES POLICE Federal Credit Union 1 6.25% $5,517
Luxury Mortgage Corp. 1 7.88% $41,102
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 5.63% $17,852
MEGASTAR FINANCIAL CORP. 1 6.88% $4,593
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.12% $3,015
Mid-America Bank 1 6.50% $2,541
MID AMERICA MORTGAGE, INC. 1 7.50% $4,576
MidFirst Bank 1 6.50% $5,428
MLD MORTGAGE INC. 1 7.25% $3,978
LEADERONE FINANCIAL CORPORATION 1 5.99% $5,898
LA Financial Federal Credit Union 1 6.00% $3,788
MORTGAGEONE, INC. 1 6.88% $6,774
1st Security Bank of Washington 1 6.50% $10,414

PRESCOTT VALLEY - PRESCOTT Average Closing Costs & Other Stats

PRESCOTT VALLEY-PRESCOTT, AZ's 238 lenders originated 6,224 loans during 2024. The total origination value was $1,976,080,000, with an average loan value of $317,494.

PRESCOTT VALLEY - PRESCOTT's average closing costs are $5,821.

The top PRESCOTT VALLEY - PRESCOTT lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 324 loans originated. Their average total fees are $8,225, which is $607 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee PRESCOTT VALLEY - PRESCOTT lenders (with over 10 loans originated) are Shea Mortgage Inc. ($2,748), JPMorgan Chase Bank ($4,416), CREDIT UNION WEST ($4,774), STARBOARD FINANCIAL MANAGEMENT, LLC ($4,871) and OneAZ Credit Union ($4,951).

The lowest rate PRESCOTT VALLEY - PRESCOTT lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION (6.02%), CLM MORTGAGE, INC (6.10%), Morgan Stanley Private Bank (6.11%), Bank of America (6.23%) and ARK-LA-TEX FINANCIAL SERVICES, LLC. (6.32%).

PRESCOTT VALLEY-PRESCOTT, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $189,550,000 $236,175,000 24.6% 12.0%
QUICKEN LOANS, LLC $102,160,000 $150,045,000 46.9% 7.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $85,905,000 $78,840,000 -8.2% 4.0%
GUILD MORTGAGE COMPANY $49,680,000 $71,925,000 44.8% 3.6%
OneAZ Credit Union $59,370,000 $58,020,000 -2.3% 2.9%
GARDNER FINANCIAL SERVICES, LTD. $11,915,000 $53,095,000 345.6% 2.7%
Zions Bank $33,310,000 $45,920,000 37.9% 2.3%
V.I.P. MORTGAGE, INC. $40,745,000 $44,815,000 10.0% 2.3%
Glacier Bank $22,420,000 $30,770,000 37.2% 1.6%
U.S. Bank $27,310,000 $29,445,000 7.8% 1.5%
HOMEOWNERS FINANCIAL GROUP USA, LLC $37,505,000 $29,160,000 -22.3% 1.5%
PENNYMAC LOAN SERVICES, LLC $15,070,000 $28,010,000 85.9% 1.4%
JPMorgan Chase Bank $23,740,000 $26,680,000 12.4% 1.4%
Mortgage Research Center, LLC $15,475,000 $25,725,000 66.2% 1.3%
Bank of Colorado $16,385,000 $25,440,000 55.3% 1.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $42,585,000 $24,215,000 -43.1% 1.2%
FREEDOM MORTGAGE CORPORATION $5,360,000 $22,015,000 310.7% 1.1%
BMO Harris Bank $10,940,000 $21,725,000 98.6% 1.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $14,005,000 $21,650,000 54.6% 1.1%
S1L, Inc. $13,945,000 $20,670,000 48.2% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $18,440,000 $20,655,000 12.0% 1.0%
Paramount Residential Mortgage Group, Inc. $15,910,000 $20,565,000 29.3% 1.0%
NAVY FEDERAL CREDIT UNION $18,320,000 $20,490,000 11.8% 1.0%
CMG MORTGAGE, INC. $10,425,000 $19,805,000 90.0% 1.0%
DESERT FINANCIAL FEDERAL CREDIT UNION $9,625,000 $19,220,000 99.7% 1.0%
The Loan Store, Inc. $2,655,000 $18,335,000 590.6% 0.9%
NOVA FINANCIAL & INVESTMENT CORPORATION $19,185,000 $18,180,000 -5.2% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $8,440,000 $15,520,000 83.9% 0.8%
GUARANTEED RATE, INC. $11,835,000 $13,890,000 17.4% 0.7%
Nations Lending Corporation $13,140,000 $13,370,000 1.8% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $17,870,000 $12,935,000 -27.6% 0.7%
MORIA DEVELOPMENT, INC. $7,400,000 $12,810,000 73.1% 0.6%
UNION HOME MORTGAGE CORP. $5,520,000 $12,535,000 127.1% 0.6%
Bank of America $15,760,000 $12,360,000 -21.6% 0.6%
Wells Fargo Bank $22,195,000 $12,205,000 -45.0% 0.6%
LOANDEPOT.COM, LLC $13,600,000 $11,810,000 -13.2% 0.6%
NEWREZ LLC $3,125,000 $11,495,000 267.8% 0.6%
Sierra Pacific Mortgage Company, Inc. $9,290,000 $11,060,000 19.1% 0.6%
BROKER SOLUTIONS, INC. $9,620,000 $11,045,000 14.8% 0.6%
INTERCAP LENDING INC. $2,460,000 $10,730,000 336.2% 0.5%
MOVEMENT MORTGAGE, LLC $5,770,000 $10,725,000 85.9% 0.5%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $15,685,000 $10,430,000 -33.5% 0.5%
Century Mortgage Company DBA Century Lending Company $4,020,000 $10,130,000 152.0% 0.5%
CREDIT UNION WEST $9,135,000 $9,875,000 8.1% 0.5%
ON Q FINANCIAL, INC. $14,640,000 $9,660,000 -34.0% 0.5%
Morgan Stanley Private Bank $9,485,000 $9,535,000 0.5% 0.5%
Equity Prime Mortgage LLC $4,080,000 $9,115,000 123.4% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $13,700,000 $9,015,000 -34.2% 0.5%
Charles Schwab Bank, SSB $4,265,000 $8,330,000 95.3% 0.4%
CLM MORTGAGE, INC $8,080,000 n/a 0.4%
PLAZA HOME MORTGAGE, INC. $5,835,000 $7,935,000 36.0% 0.4%
PNC Bank $6,860,000 $7,910,000 15.3% 0.4%
Flagstar Bank, FSB $8,015,000 $7,465,000 -6.9% 0.4%
Citadel Servicing Corporation $4,715,000 $7,365,000 56.2% 0.4%
Wallick & Volk, Inc. $11,170,000 $7,315,000 -34.5% 0.4%
Plains Commerce Bank $2,815,000 $7,115,000 152.8% 0.4%
FINANCE OF AMERICA REVERSE LLC $9,590,000 $6,910,000 -27.9% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $6,855,000 n/a 0.3%
CORNERSTONE HOME LENDING, INC. $6,785,000 n/a 0.3%
Shea Mortgage Inc. $10,580,000 $6,585,000 -37.8% 0.3%
Commerce Home Mortgage, Inc. $4,545,000 $6,545,000 44.0% 0.3%
LAKEVIEW LOAN SERVICING, LLC $755,000 $6,475,000 757.6% 0.3%
Adams Bank & Trust $12,680,000 $6,220,000 -50.9% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,445,000 $6,120,000 -5.0% 0.3%
Loan Simple, Inc. $6,815,000 $5,965,000 -12.5% 0.3%
MOUNTAIN AMERICA $4,515,000 $5,850,000 29.6% 0.3%
GUARANTEED RATE AFFINITY, LLC $5,705,000 $5,815,000 1.9% 0.3%
Waterstone Mortgage Corporation $7,425,000 $5,810,000 -21.8% 0.3%
Bell Bank $6,125,000 $5,685,000 -7.2% 0.3%
Washington Federal Bank $5,060,000 $5,540,000 9.5% 0.3%
USAA Federal Savings Bank $5,440,000 $5,500,000 1.1% 0.3%
VILLAGE CAPITAL MORTGAGE $1,615,000 $5,440,000 236.8% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $2,830,000 $5,330,000 88.3% 0.3%
21ST MORTGAGE CORPORATION $3,880,000 $5,185,000 33.6% 0.3%
PHH Mortgage Corporation $2,995,000 $5,020,000 67.6% 0.3%
Figure Lending LLC $2,025,000 $4,915,000 142.7% 0.2%
Prosperity Home Mortgage, LLC $6,110,000 $4,835,000 -20.9% 0.2%
STARBOARD FINANCIAL MANAGEMENT, LLC $6,245,000 $4,680,000 -25.1% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $6,235,000 $4,555,000 -26.9% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $4,665,000 $4,555,000 -2.4% 0.2%
LENDSURE MORTGAGE CORP. $2,365,000 $4,435,000 87.5% 0.2%
NP, Inc. $605,000 $4,375,000 623.1% 0.2%
Discover Bank $2,600,000 $4,330,000 66.5% 0.2%
Cornerstone First Mortgage, Inc $645,000 $4,320,000 569.8% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,135,000 $4,280,000 277.1% 0.2%
TRUWEST Credit Union $2,215,000 $4,280,000 93.2% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,675,000 $4,275,000 59.8% 0.2%
Sunflower Bank $2,335,000 $4,255,000 82.2% 0.2%
Carrington Mortgage Services, LLC $3,365,000 $4,220,000 25.4% 0.2%
LONGBRIDGE FINANCIAL, LLC $3,950,000 $4,210,000 6.6% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $1,080,000 $4,065,000 276.4% 0.2%
ARIZONA $6,860,000 $4,035,000 -41.2% 0.2%
HOMEXPRESS MORTGAGE CORP. $1,860,000 $3,935,000 111.6% 0.2%
ARC HOME LLC $1,025,000 $3,910,000 281.5% 0.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,640,000 $3,860,000 135.4% 0.2%
GENEVA FINANCIAL, LLC $935,000 $3,835,000 310.2% 0.2%
American Airlines Federal Credit Union $1,020,000 $3,775,000 270.1% 0.2%
Wilmington Savings Fund Society, FSB $3,760,000 n/a 0.2%
Stifel Bank and Trust $3,400,000 $3,715,000 9.3% 0.2%
PLANET HOME LENDING, LLC $1,710,000 $3,710,000 117.0% 0.2%
NEW DAY FINANCIAL, LLC $5,305,000 $3,560,000 -32.9% 0.2%
AMERICA FIRST $2,265,000 $3,545,000 56.5% 0.2%
ALLIANT CREDIT UNION $2,715,000 $3,510,000 29.3% 0.2%
OCMBC, INC. $4,870,000 $3,505,000 -28.0% 0.2%
NBKC BANK $2,680,000 $3,475,000 29.7% 0.2%
NexBank $4,245,000 $3,440,000 -19.0% 0.2%
OAKTREE FUNDING CORP. $560,000 $3,400,000 507.1% 0.2%
AMERICAN FINANCING CORPORATION $1,920,000 $3,310,000 72.4% 0.2%
AMERISAVE MORTGAGE CORPORATION $6,090,000 $3,135,000 -48.5% 0.2%
DEFINE MORTGAGE SOLUTIONS, LLC $5,995,000 $3,060,000 -49.0% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $2,255,000 $2,975,000 31.9% 0.2%
ENVOY MORTGAGE, LTD $1,710,000 $2,955,000 72.8% 0.1%
SUN AMERICAN MORTGAGE COMPANY $1,715,000 $2,885,000 68.2% 0.1%
American Mortgage & Equity Consultants, Inc. $2,900,000 $2,865,000 -1.2% 0.1%
UMB Bank $2,985,000 $2,865,000 -4.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $2,210,000 $2,855,000 29.2% 0.1%
RESIDENTIAL MORTGAGE, LLC $1,635,000 $2,800,000 71.3% 0.1%
DEEPHAVEN MORTGAGE LLC $1,290,000 $2,765,000 114.3% 0.1%
LENDINGHOME FUNDING CORPORATION $1,365,000 $2,755,000 101.8% 0.1%
FBC MORTGAGE, LLC $2,815,000 $2,595,000 -7.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $3,020,000 $2,560,000 -15.2% 0.1%
CARDINAL FINANCIAL $2,455,000 $2,530,000 3.1% 0.1%
UBS Bank USA $2,080,000 $2,525,000 21.4% 0.1%
HILTON FINANCIAL CORPORATION $2,080,000 $2,405,000 15.6% 0.1%
ZILLOW HOME LOANS, LLC $1,255,000 $2,385,000 90.0% 0.1%
DIRECT MORTGAGE LOANS, LLC $2,375,000 n/a 0.1%
TrustBank $1,345,000 $2,285,000 69.9% 0.1%
LOANPAL, LLC $2,610,000 $2,245,000 -14.0% 0.1%
MID AMERICA MORTGAGE, INC. $1,590,000 $2,205,000 38.7% 0.1%
Hometown Equity Mortgage, LLC $970,000 $2,160,000 122.7% 0.1%
MAYO EMPLOYEES FEDERAL CREDIT UNION $105,000 $2,135,000 1,933.3% 0.1%
Luxury Mortgage Corp. $2,005,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $3,425,000 $1,990,000 -41.9% 0.1%
First United Bank and Trust Company $1,965,000 n/a 0.1%
RF Renovo Management Company, LLC $1,935,000 n/a 0.1%
BAY EQUITY LLC $3,655,000 $1,925,000 -47.3% 0.1%
Merchants Mortgage & Trust Corporation $170,000 $1,915,000 1,026.5% 0.1%
AmeriHome Mortgage Company, LLC $1,360,000 $1,855,000 36.4% 0.1%
GREENSTATE CREDIT UNION $1,830,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $365,000 $1,800,000 393.2% 0.1%
ALTITUDE FINANCIAL CORPORATION $800,000 $1,790,000 123.8% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,390,000 $1,775,000 27.7% 0.1%
Amarillo National Bank $1,735,000 n/a 0.1%
NuVision Federal Credit Union $425,000 $1,735,000 308.2% 0.1%
FIRST MORTGAGE COMPANY, INC. $1,650,000 n/a 0.1%
A&D Mortgage LLC $1,030,000 $1,635,000 58.7% 0.1%
CANOPY MORTGAGE, LLC $1,205,000 $1,610,000 33.6% 0.1%
Fifth Third Bank $1,600,000 n/a 0.1%
Unison Bank $1,035,000 $1,585,000 53.1% 0.1%
M&T Bank $1,575,000 n/a 0.1%
LADERA LENDING, INC. $1,330,000 $1,555,000 16.9% 0.1%
MICHIGAN MUTUAL, INC. $1,405,000 $1,540,000 9.6% 0.1%
SPRING EQ, LLC $935,000 $1,540,000 64.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,580,000 $1,525,000 -3.5% 0.1%
KS StateBank $635,000 $1,525,000 140.2% 0.1%
First Western Trust Bank $830,000 $1,510,000 81.9% 0.1%
Home Federal Savings & Loan Association of Grand Island $125,000 $1,505,000 1,104.0% 0.1%
Raymond James Bank $1,605,000 $1,480,000 -7.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,935,000 $1,470,000 -24.0% 0.1%
Coastal Community Bank $1,705,000 $1,435,000 -15.8% 0.1%
TOP FLITE FINANCIAL, INC. $295,000 $1,380,000 367.8% 0.1%
HighTechLending Inc $760,000 $1,335,000 75.7% 0.1%
Lakeview Community Capital, LLC $55,000 $1,335,000 2,327.3% 0.1%
Northpointe Bank $3,410,000 $1,330,000 -61.0% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $225,000 $1,325,000 488.9% 0.1%
Golden Empire Mortgage, Inc. $725,000 $1,310,000 80.7% 0.1%
Bethpage Federal Credit Union $1,345,000 $1,270,000 -5.6% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $3,715,000 $1,270,000 -65.8% 0.1%
EVERETT FINANCIAL, INC. $1,635,000 $1,255,000 -23.2% 0.1%
Northbrook Bank & Trust $1,255,000 n/a 0.1%
The Huntington National Bank $205,000 $1,240,000 504.9% 0.1%
SUMMIT FUNDING, INC. $2,150,000 $1,235,000 -42.6% 0.1%
SIRVA MORTGAGE, INC. $275,000 $1,230,000 347.3% 0.1%
FM Home Loans, LLC $1,215,000 n/a 0.1%
First-Citizens Bank & Trust Company $1,540,000 $1,110,000 -27.9% 0.1%
ALAMEDA MORTGAGE CORPORATION $1,105,000 n/a 0.1%
NEXERA HOLDING LLC $3,530,000 $1,085,000 -69.3% 0.1%
RESIDENTIAL BANCORP $255,000 $1,050,000 311.8% 0.1%
NATIONS DIRECT MORTGAGE, LLC $2,790,000 $1,040,000 -62.7% 0.1%
MidFirst Bank $2,540,000 $1,010,000 -60.2% 0.1%
NFM, INC. $47,135,000 $1,010,000 -97.9% 0.1%
MORTGAGEONE, INC. $1,000,000 n/a 0.1%
SWH FUNDING, LLC $1,655,000 $1,000,000 -39.6% 0.1%
Citibank $1,295,000 $975,000 -24.7% 0.0%
COMMUNITYAMERICA $960,000 n/a 0.0%
Canyon State Credit Union $635,000 $925,000 45.7% 0.0%
First Federal Bank $570,000 $925,000 62.3% 0.0%
LIMA ONE CAPITAL, LLC $915,000 n/a 0.0%
NBH Bank $905,000 n/a 0.0%
Farmers Bank & Trust $900,000 n/a 0.0%
AMWEST FUNDING CORP. $780,000 $890,000 14.1% 0.0%
City National Bank $1,120,000 $885,000 -21.0% 0.0%
LOGIX FEDERAL CREDIT UNION $855,000 $870,000 1.8% 0.0%
Barrington Bank & Trust Company, N.A. $865,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $75,000 $830,000 1,006.7% 0.0%
DAS Acquisition Company, LLC $1,130,000 $790,000 -30.1% 0.0%
SOUTHWEST STAGE FUNDING, LLC $360,000 $790,000 119.4% 0.0%
Stride Bank $790,000 n/a 0.0%
Connexus Credit Union $415,000 $785,000 89.2% 0.0%
FUNDLOANS CAPITAL $1,260,000 $785,000 -37.7% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,105,000 $770,000 -30.3% 0.0%
First State Bank of St. Charles, Missouri $605,000 $765,000 26.4% 0.0%
QUORUM FEDERAL CREDIT UNION $765,000 n/a 0.0%
AXIA FINANCIAL, LLC $800,000 $750,000 -6.3% 0.0%
POINT Mortgage $460,000 $735,000 59.8% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $715,000 n/a 0.0%
GEORGIA'S OWN $710,000 n/a 0.0%
Ixonia Bank $670,000 $710,000 6.0% 0.0%
Pacific Lending LLC $705,000 n/a 0.0%
BNC National Bank $385,000 $695,000 80.5% 0.0%
Firefighters First Federal Credit Union $2,395,000 $695,000 -71.0% 0.0%
Prosperity Bank $695,000 n/a 0.0%
Western State Bank $305,000 $690,000 126.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $675,000 n/a 0.0%
INTELLILOAN, INC. $670,000 n/a 0.0%
Bank of England $405,000 $665,000 64.2% 0.0%
DIRECT MORTGAGE, CORP. $655,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $655,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $650,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $890,000 $630,000 -29.2% 0.0%
TruHome Solutions, LLC $630,000 n/a 0.0%
Willamette Valley Bank $625,000 n/a 0.0%
Northwest Farm Credit Services, FLCA $115,000 $620,000 439.1% 0.0%
ADVANTAGE PLUS $615,000 n/a 0.0%
Central Bank $595,000 n/a 0.0%
KINECTA $2,960,000 $595,000 -79.9% 0.0%
North American Savings Bank, F.S.B. $325,000 $595,000 83.1% 0.0%
Performance Financial, Inc. $595,000 n/a 0.0%
GREENWOOD $730,000 $590,000 -19.2% 0.0%
1st Security Bank of Washington $485,000 $585,000 20.6% 0.0%
MLD MORTGAGE INC. $175,000 $585,000 234.3% 0.0%
Gateway First Bank $315,000 $570,000 81.0% 0.0%
BETTER MORTGAGE CORPORATION $930,000 $565,000 -39.2% 0.0%
First Interstate Bank $565,000 n/a 0.0%
Citizens Bank $550,000 n/a 0.0%
Heritage Bank $545,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $540,000 n/a 0.0%
Alerus Financial $535,000 n/a 0.0%
Horizon Bank $525,000 n/a 0.0%
Goldman Sachs Bank USA $515,000 n/a 0.0%
First National Bank of Omaha $515,000 $505,000 -1.9% 0.0%
CLEARPATH LENDING $1,325,000 $500,000 -62.3% 0.0%
First Savings Bank $755,000 $495,000 -34.4% 0.0%
AHL FUNDING $485,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,320,000 $485,000 -63.3% 0.0%
Leader Bank $485,000 n/a 0.0%
Ally Bank $1,045,000 $480,000 -54.1% 0.0%
Chickasaw Community Bank $475,000 n/a 0.0%
GEO-CORP, INC. $475,000 n/a 0.0%
ARIZONA CENTRAL $480,000 $465,000 -3.1% 0.0%
SWBC MORTGAGE CORPORATION $500,000 $465,000 -7.0% 0.0%
The Federal Savings Bank $5,580,000 $455,000 -91.8% 0.0%
GTE Federal Credit Union $270,000 $450,000 66.7% 0.0%
PIMA Federal Credit Union $205,000 $445,000 117.1% 0.0%
Ameris Bank $375,000 $435,000 16.0% 0.0%
Alaska USA Federal Credit Union $350,000 $430,000 22.9% 0.0%
OPEN MORTGAGE, LLC $1,330,000 $430,000 -67.7% 0.0%
Broadway National Bank $425,000 n/a 0.0%
Capital Bank $425,000 n/a 0.0%
IDAHO CENTRAL $405,000 $425,000 4.9% 0.0%
Superior Credit Union, Inc. $425,000 n/a 0.0%
The Dart Bank $425,000 n/a 0.0%
Goldwater Bank, N.A. $420,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $410,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $165,000 $405,000 145.5% 0.0%
LEADERONE FINANCIAL CORPORATION $395,000 $405,000 2.5% 0.0%
Truist $1,060,000 $405,000 -61.8% 0.0%
BayCoast Bank $155,000 $395,000 154.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $395,000 n/a 0.0%
Boeing Employees Credit Union $1,560,000 $380,000 -75.6% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $175,000 $375,000 114.3% 0.0%
HomeStreet Bank $375,000 n/a 0.0%
FIRST TECHNOLOGY $695,000 $365,000 -47.5% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $155,000 $365,000 135.5% 0.0%
Mid-America Bank $365,000 n/a 0.0%
NEW WEST LENDING, INC. $365,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $335,000 $355,000 6.0% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $405,000 $355,000 -12.3% 0.0%
CITYWIDE HOME LOANS, LLC $1,375,000 $345,000 -74.9% 0.0%
Notre Dame Federal Credit Union Corporation $335,000 n/a 0.0%
SECURITY HOME MORTGAGE, LLC. $405,000 $335,000 -17.3% 0.0%
Armed Forces Bank $555,000 $325,000 -41.4% 0.0%
MEGASTAR FINANCIAL CORP. $325,000 n/a 0.0%
Platte Valley Bank $325,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $355,000 $315,000 -11.3% 0.0%
JMAC LENDING, INC. $315,000 n/a 0.0%
D. L. Evans Bank $305,000 n/a 0.0%
FIELD & MAIN BANK, INC. $305,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $835,000 $295,000 -64.7% 0.0%
Home Mortgage Alliance Corp $275,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,255,000 $275,000 -87.8% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $580,000 $265,000 -54.3% 0.0%
VERITAS FUNDING, LLC $885,000 $265,000 -70.1% 0.0%
T2 FINANCIAL LLC $2,150,000 $260,000 -87.9% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $485,000 $255,000 -47.4% 0.0%
LA Financial Federal Credit Union $255,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $255,000 n/a 0.0%
Toyota Financial Savings Bank $255,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $245,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $195,000 $240,000 23.1% 0.0%
AUGUSTA FINANCIAL, INC. $235,000 n/a 0.0%
Logan Finance Corporation $1,365,000 $235,000 -82.8% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $65,000 $225,000 246.2% 0.0%
ONY GLO, INC. $220,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $475,000 $215,000 -54.7% 0.0%
FirstBank $315,000 $215,000 -31.7% 0.0%
Johnson Bank $505,000 $215,000 -57.4% 0.0%
HUNT MORTGAGE CORPORATION $210,000 n/a 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $620,000 $210,000 -66.1% 0.0%
Comerica Bank $440,000 $205,000 -53.4% 0.0%
First Horizon Bank $615,000 $205,000 -66.7% 0.0%
JMJ FINANCIAL GROUP $715,000 $205,000 -71.3% 0.0%
Key Mortgage Services, Inc. $205,000 n/a 0.0%
Blue Federal Credit Union $195,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $195,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $175,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $175,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $45,000 $170,000 277.8% 0.0%
First Credit Union $385,000 $165,000 -57.1% 0.0%
Umpqua Bank $1,270,000 $155,000 -87.8% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $155,000 n/a 0.0%
VAL-CHRIS INVESTMENTS, INC. $305,000 $140,000 -54.1% 0.0%
HUGHES FEDERAL CREDIT UNION $250,000 $135,000 -46.0% 0.0%
NORWICH COMMERCIAL GROUP, INC. $125,000 n/a 0.0%
AERO Federal Credit Union $510,000 $120,000 -76.5% 0.0%
First National Bank of America $115,000 n/a 0.0%
BOKF $580,000 $95,000 -83.6% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $85,000 n/a 0.0%
DIGITAL Federal Credit Union $75,000 n/a 0.0%
Northwest Federal Credit Union $75,000 n/a 0.0%
WINGS FINANCIAL $75,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $65,000 n/a 0.0%
Service Federal Credit Union $65,000 n/a 0.0%
THRIVENT Federal Credit Union $65,000 n/a 0.0%
VANTAGE WEST $1,350,000 $65,000 -95.2% 0.0%
F&A Federal Credit Union $790,000 $55,000 -93.0% 0.0%
FirstBank $315,000 $55,000 -82.5% 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 n/a 0.0%
Baxter Credit Union $780,000 $35,000 -95.5% 0.0%
TOWN AND COUNTRY Credit Union $25,000 n/a 0.0%
ALTRA $15,000 n/a 0.0%

PRESCOTT VALLEY - PRESCOTT's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.0% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $150,045,000 in loans. In third place, with 4.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $78,840,000 in loans. In fourth place, with 3.6%, is GUILD MORTGAGE COMPANY, having originated $71,925,000 in loans. In fifth place, with 2.9%, is OneAZ Credit Union, having originated $58,020,000 in loans.

PRESCOTT VALLEY-PRESCOTT, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,394 $1,326,800,000 $390,925
Cash Out Refi 878 $216,850,000 $246,982
Other 727 $96,155,000 $132,263
Refi 695 $261,375,000 $376,079
Home Improvement 525 $71,685,000 $136,543
NA 5 $3,215,000 $643,000

Prescott Valley - Prescott's most frequently cited loan purpose was Home Purchase, with 3,394 originations. The 2nd most popular reason was Cash Out Refi, with 878 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,475 $898,265,000 $362,935
7-8% 1,384 $465,570,000 $336,395
Over 8% 1,327 $230,485,000 $173,689
5-6% 926 $342,670,000 $370,054
4-5% 63 $23,585,000 $374,365
<2.5% 13 $2,125,000 $163,462
2.5-3% 11 $3,675,000 $334,091
3-4% 5 $1,465,000 $293,000

During 2024, Prescott Valley - Prescott's most frequently originated rate bucket was 6-7%, with 2,475 originations.

Loan Sizing (PRESCOTT VALLEY-PRESCOTT, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,495 $739,095,000 $296,230
$400k-600k 1,132 $538,970,000 $476,122
$100k-200k 1,090 $157,230,000 $144,248
$100,000 or less 991 $57,745,000 $58,269
$600k-1000k 403 $290,545,000 $720,955
$Over $1MM 113 $192,495,000 $1,703,496

PRESCOTT VALLEY - PRESCOTT's loan sizing saw the bucket of loans from $200k-400k with 2,495 originations, totaling $739,095,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,802 $739,800,000 $410,544
60-80% 1,383 $597,965,000 $432,368
Under 20% 1,077 $81,895,000 $76,040
20-40% 893 $175,915,000 $196,993
40-60% 879 $285,685,000 $325,011
Over 100% 74 $53,270,000 $719,865

PRESCOTT VALLEY - PRESCOTT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,802 originations, totaling $739,800,000 in origination value.