PRESCOTT VALLEY - PRESCOTT Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Prescott Valley - Prescott averaged
6.58%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.3% and
one month ago for the week of 2023-04-20, the
average rate was 6.3%.
Prescott Valley - Prescott's average rate one year ago was 5.26%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.98%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Prescott Valley - Prescott 30 Year Fixed Rate | 2023-05-25 | 6.58% |
| Prescott Valley - Prescott 30 Year Fixed Rate Refi | 2023-05-25 | 5.98% |
| Prescott Valley - Prescott 15 Year Fixed Rate | 2023-05-25 | 5.74% |
| Prescott Valley - Prescott 15 Year Fixed Rate Refi | 2023-05-25 | 5.05% |
| Prescott Valley - Prescott 30 Year FHA | 2023-05-25 | 6.39% |
| Prescott Valley - Prescott 30 Year FHA Refi | 2023-05-25 | 6.71% |
| Prescott Valley - Prescott 30 Year USDA | 2023-05-25 | 6.53% |
| Prescott Valley - Prescott 30 Year USDA Refi | 2023-05-25 | 6.73% |
| Prescott Valley - Prescott 30 Year VA | 2023-05-25 | 6.04% |
| Prescott Valley - Prescott 30 Year VA Refi | 2023-05-25 | 6.31% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PRESCOTT VALLEY-PRESCOTT, AZ.
PRESCOTT VALLEY - PRESCOTT Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PRESCOTT VALLEY-PRESCOTT, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PRESCOTT VALLEY - PRESCOTT Average Closing Costs & Other Stats
PRESCOTT VALLEY-PRESCOTT, AZ's 307 lenders originated 9,214
loans during 2022. The total origination value was $3,038,660,000, with an average loan value of
$329,787.
PRESCOTT VALLEY - PRESCOTT's average closing costs are $5,262.
The top PRESCOTT VALLEY - PRESCOTT lender as defined by loan originations is QUICKEN LOANS, LLC, with
370 loans originated. Their average total fees are
$7,414, which is $1,181
higher than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee PRESCOTT VALLEY - PRESCOTT lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($1,100), OneAZ Credit Union ($3,634), Shea Mortgage Inc. ($3,635), Zions Bancorporation, N.A. ($3,857) and JPMorgan Chase Bank ($3,993).
The lowest rate PRESCOTT VALLEY - PRESCOTT lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (3.33%), STEARNS LENDING, LLC (3.43%), Watermark Capital, Inc. (3.62%), BETTER MORTGAGE CORPORATION (3.79%) and PENTAGON FEDERAL CREDIT UNION (3.92%).
PRESCOTT VALLEY-PRESCOTT, AZ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $320,955,000 | $196,990,000 | -38.6% | 6.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $268,865,000 | $172,110,000 | -36.0% | 5.7% |
| QUICKEN LOANS, LLC | $371,240,000 | $164,760,000 | -55.6% | 5.4% |
| NFM, INC. | $68,450,000 | $85,660,000 | 25.1% | 2.8% |
| OneAZ Credit Union | $105,910,000 | $82,690,000 | -21.9% | 2.7% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $74,995,000 | n/a | 2.5% | |
| GUILD MORTGAGE COMPANY | $167,040,000 | $74,825,000 | -55.2% | 2.5% |
| Zions Bancorporation, N.A. | $69,600,000 | $72,900,000 | 4.7% | 2.4% |
| U.S. Bank | $92,175,000 | $70,120,000 | -23.9% | 2.3% |
| Wallick & Volk, Inc. | $126,345,000 | $67,560,000 | -46.5% | 2.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $116,550,000 | $67,535,000 | -42.1% | 2.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $103,790,000 | $57,385,000 | -44.7% | 1.9% |
| Glacier Bank | $71,320,000 | $55,080,000 | -22.8% | 1.8% |
| V.I.P. MORTGAGE, INC. | $48,090,000 | $53,915,000 | 12.1% | 1.8% |
| JPMorgan Chase Bank | $89,310,000 | $51,660,000 | -42.2% | 1.7% |
| UMB Bank | $23,480,000 | $50,985,000 | 117.1% | 1.7% |
| LOANDEPOT.COM, LLC | $115,975,000 | $48,945,000 | -57.8% | 1.6% |
| Wells Fargo Bank | $102,980,000 | $43,095,000 | -58.2% | 1.4% |
| Bank of Colorado | $35,650,000 | $37,190,000 | 4.3% | 1.2% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $54,040,000 | $35,225,000 | -34.8% | 1.2% |
| First Interstate Bank | $1,175,000 | $31,100,000 | 2,546.8% | 1.0% |
| Loan Simple, Inc. | $58,450,000 | $28,070,000 | -52.0% | 0.9% |
| FINANCE OF AMERICA REVERSE LLC | $21,605,000 | $26,545,000 | 22.9% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $63,685,000 | $26,460,000 | -58.5% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $45,765,000 | $26,435,000 | -42.2% | 0.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $27,755,000 | $26,215,000 | -5.5% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $66,545,000 | $25,785,000 | -61.3% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $106,310,000 | $24,650,000 | -76.8% | 0.8% |
| Bank of America | $42,040,000 | $24,230,000 | -42.4% | 0.8% |
| ACADEMY MORTGAGE CORPORATION | $36,735,000 | $22,930,000 | -37.6% | 0.8% |
| CALIBER HOME LOANS, INC. | $32,825,000 | $22,640,000 | -31.0% | 0.7% |
| FINANCE OF AMERICA MORTGAGE LLC | $43,970,000 | $22,465,000 | -48.9% | 0.7% |
| BROKER SOLUTIONS, INC. | $58,800,000 | $21,870,000 | -62.8% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $20,240,000 | $21,475,000 | 6.1% | 0.7% |
| MORIA DEVELOPMENT, INC. | $49,000,000 | $21,370,000 | -56.4% | 0.7% |
| Flagstar Bank, FSB | $32,385,000 | $21,320,000 | -34.2% | 0.7% |
| LHM FINANCIAL CORPORATION | $75,615,000 | $21,045,000 | -72.2% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $43,665,000 | $20,470,000 | -53.1% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $40,390,000 | $20,400,000 | -49.5% | 0.7% |
| UNION HOME MORTGAGE CORP. | $40,225,000 | $19,595,000 | -51.3% | 0.6% |
| BMO Harris Bank | $17,580,000 | $19,355,000 | 10.1% | 0.6% |
| Mortgage Research Center, LLC | $38,725,000 | $19,165,000 | -50.5% | 0.6% |
| ON Q FINANCIAL, INC. | $24,385,000 | $18,505,000 | -24.1% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $18,580,000 | $18,500,000 | -0.4% | 0.6% |
| GUARANTEED RATE, INC. | $27,320,000 | $18,190,000 | -33.4% | 0.6% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $4,470,000 | $16,760,000 | 274.9% | 0.6% |
| BAY EQUITY LLC | $23,205,000 | $16,000,000 | -31.0% | 0.5% |
| Amerifirst Financial, Inc. | $30,685,000 | $15,630,000 | -49.1% | 0.5% |
| REVERSE MORTGAGE FUNDING LLC | $12,740,000 | $15,585,000 | 22.3% | 0.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $30,125,000 | $15,505,000 | -48.5% | 0.5% |
| AMERICAN ADVISORS GROUP | $17,305,000 | $14,810,000 | -14.4% | 0.5% |
| CMG MORTGAGE, INC. | $9,735,000 | $14,675,000 | 50.7% | 0.5% |
| PNC Bank | $11,920,000 | $14,435,000 | 21.1% | 0.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $14,180,000 | n/a | 0.5% | |
| Adams Bank & Trust | $6,520,000 | $14,010,000 | 114.9% | 0.5% |
| CREDIT UNION WEST | $17,545,000 | $13,955,000 | -20.5% | 0.5% |
| CHERRY CREEK MORTGAGE, LLC | $2,530,000 | $13,570,000 | 436.4% | 0.4% |
| Morgan Stanley Private Bank | $17,045,000 | $12,780,000 | -25.0% | 0.4% |
| Shea Mortgage Inc. | $9,605,000 | $12,405,000 | 29.2% | 0.4% |
| LOANPAL, LLC | $15,025,000 | $11,860,000 | -21.1% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $13,080,000 | $11,585,000 | -11.4% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $7,760,000 | $11,360,000 | 46.4% | 0.4% |
| Washington Federal Bank | $16,435,000 | $10,660,000 | -35.1% | 0.4% |
| PHH Mortgage Corporation | $13,570,000 | $10,455,000 | -23.0% | 0.3% |
| NEWREZ LLC | $35,410,000 | $10,340,000 | -70.8% | 0.3% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $16,560,000 | $10,265,000 | -38.0% | 0.3% |
| MidFirst Bank | $6,980,000 | $9,400,000 | 34.7% | 0.3% |
| USAA Federal Savings Bank | $12,965,000 | $8,995,000 | -30.6% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $25,975,000 | $8,315,000 | -68.0% | 0.3% |
| MOUNTAIN AMERICA | $3,975,000 | $8,085,000 | 103.4% | 0.3% |
| Bell Bank | $6,745,000 | $8,060,000 | 19.5% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $9,115,000 | $7,855,000 | -13.8% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $28,145,000 | $7,845,000 | -72.1% | 0.3% |
| BETTER MORTGAGE CORPORATION | $34,765,000 | $7,355,000 | -78.8% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $6,900,000 | $7,290,000 | 5.7% | 0.2% |
| Northpointe Bank | $4,440,000 | $7,270,000 | 63.7% | 0.2% |
| Carrington Mortgage Services, LLC | $14,750,000 | $7,230,000 | -51.0% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $5,080,000 | $7,175,000 | 41.2% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $27,720,000 | $7,000,000 | -74.7% | 0.2% |
| Neighborhood Loans, Inc. | $37,565,000 | $6,965,000 | -81.5% | 0.2% |
| S1L, Inc. | $2,715,000 | $6,890,000 | 153.8% | 0.2% |
| HighTechLending Inc | $9,990,000 | $6,515,000 | -34.8% | 0.2% |
| KeyBank | $2,645,000 | $6,365,000 | 140.6% | 0.2% |
| UBS Bank USA | $4,260,000 | $6,320,000 | 48.4% | 0.2% |
| Stifel Bank and Trust | $2,415,000 | $6,275,000 | 159.8% | 0.2% |
| Charles Schwab Bank, SSB | $14,375,000 | $6,170,000 | -57.1% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,705,000 | $6,055,000 | 28.7% | 0.2% |
| Bank of the West | $1,280,000 | $5,960,000 | 365.6% | 0.2% |
| Pacific Premier Bank | $675,000 | $5,835,000 | 764.4% | 0.2% |
| NexBank | $795,000 | $5,730,000 | 620.8% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $6,760,000 | $5,730,000 | -15.2% | 0.2% |
| Nations Lending Corporation | $11,185,000 | $5,455,000 | -51.2% | 0.2% |
| GENEVA FINANCIAL, LLC | $8,655,000 | $5,415,000 | -37.4% | 0.2% |
| Arvest Bank | $1,710,000 | $5,400,000 | 215.8% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $9,595,000 | $5,350,000 | -44.2% | 0.2% |
| PLANET HOME LENDING, LLC | $6,635,000 | $5,190,000 | -21.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $17,055,000 | $5,170,000 | -69.7% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $7,955,000 | $5,035,000 | -36.7% | 0.2% |
| Watermark Capital, Inc. | $9,535,000 | $5,005,000 | -47.5% | 0.2% |
| DEFINE MORTGAGE SOLUTIONS, LLC | $7,990,000 | $4,985,000 | -37.6% | 0.2% |
| Sunflower Bank | $13,500,000 | $4,940,000 | -63.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $7,875,000 | $4,915,000 | -37.6% | 0.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $8,340,000 | $4,905,000 | -41.2% | 0.2% |
| DIRECTORS MORTGAGE, INC. | $1,590,000 | $4,750,000 | 198.7% | 0.2% |
| The Federal Savings Bank | $14,820,000 | $4,705,000 | -68.3% | 0.2% |
| Unison Bank | $2,790,000 | $4,470,000 | 60.2% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $9,535,000 | $4,440,000 | -53.4% | 0.1% |
| CANOPY MORTGAGE, LLC | $4,375,000 | $4,165,000 | -4.8% | 0.1% |
| SUBURBAN MORTGAGE, INC. | $11,275,000 | $4,165,000 | -63.1% | 0.1% |
| Ally Bank | $6,405,000 | $4,145,000 | -35.3% | 0.1% |
| SUNSTREET MORTGAGE, LLC | $9,015,000 | $4,145,000 | -54.0% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,590,000 | $4,120,000 | 159.1% | 0.1% |
| SPRING EQ, LLC | $2,490,000 | $4,120,000 | 65.5% | 0.1% |
| Firefighters First Federal Credit Union | $2,075,000 | $4,105,000 | 97.8% | 0.1% |
| SUN AMERICAN MORTGAGE COMPANY | $9,115,000 | $3,990,000 | -56.2% | 0.1% |
| NEXERA HOLDING LLC | $3,570,000 | $3,975,000 | 11.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,190,000 | $3,950,000 | 23.8% | 0.1% |
| North American Savings Bank, F.S.B. | $8,145,000 | $3,940,000 | -51.6% | 0.1% |
| City National Bank | $1,095,000 | $3,915,000 | 257.5% | 0.1% |
| STEARNS LENDING, LLC | $46,420,000 | $3,745,000 | -91.9% | 0.1% |
| ARIZONA | $3,220,000 | $3,660,000 | 13.7% | 0.1% |
| ALLIANT CREDIT UNION | $3,580,000 | $3,630,000 | 1.4% | 0.1% |
| Goldwater Bank, N.A. | $395,000 | $3,630,000 | 819.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $3,845,000 | $3,585,000 | -6.8% | 0.1% |
| NBKC BANK | $9,430,000 | $3,550,000 | -62.4% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,025,000 | $3,480,000 | 239.5% | 0.1% |
| S&T Bank | $3,245,000 | n/a | 0.1% | |
| BOKF | $3,635,000 | $3,145,000 | -13.5% | 0.1% |
| Waterstone Mortgage Corporation | $5,160,000 | $3,120,000 | -39.5% | 0.1% |
| First Republic Bank | $305,000 | $3,080,000 | 909.8% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $3,950,000 | $3,075,000 | -22.2% | 0.1% |
| Discover Bank | $1,815,000 | $3,040,000 | 67.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,500,000 | $3,015,000 | 20.6% | 0.1% |
| Figure Lending LLC | $730,000 | $2,975,000 | 307.5% | 0.1% |
| SWH FUNDING, LLC | $1,055,000 | $2,960,000 | 180.6% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,130,000 | $2,920,000 | 158.4% | 0.1% |
| OPEN MORTGAGE, LLC | $5,110,000 | $2,895,000 | -43.3% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $3,735,000 | $2,880,000 | -22.9% | 0.1% |
| Truist | $1,390,000 | $2,855,000 | 105.4% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $710,000 | $2,795,000 | 293.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $4,180,000 | $2,775,000 | -33.6% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $11,030,000 | $2,670,000 | -75.8% | 0.1% |
| HILTON FINANCIAL CORPORATION | $75,000 | $2,610,000 | 3,380.0% | 0.1% |
| Old National Bank | $855,000 | $2,595,000 | 203.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $840,000 | $2,575,000 | 206.5% | 0.1% |
| First International Bank & Trust | $505,000 | $2,560,000 | 406.9% | 0.1% |
| SUMMIT FUNDING, INC. | $5,350,000 | $2,560,000 | -52.1% | 0.1% |
| Citibank | $2,555,000 | $2,500,000 | -2.2% | 0.1% |
| ALL REVERSE MORTGAGE, INC. | $2,475,000 | $2,495,000 | 0.8% | 0.1% |
| LADERA LENDING, INC. | $6,875,000 | $2,485,000 | -63.9% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $2,465,000 | n/a | 0.1% | |
| BNC National Bank | $1,030,000 | $2,465,000 | 139.3% | 0.1% |
| ARC HOME LLC | $2,090,000 | $2,440,000 | 16.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $6,490,000 | $2,365,000 | -63.6% | 0.1% |
| TRUWEST Credit Union | $3,475,000 | $2,360,000 | -32.1% | 0.1% |
| Citadel Servicing Corporation | $1,595,000 | $2,345,000 | 47.0% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,985,000 | $2,340,000 | -41.3% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $225,000 | $2,325,000 | 933.3% | 0.1% |
| GSF Mortgage Corporation | $2,500,000 | $2,295,000 | -8.2% | 0.1% |
| Raymond James Bank | $1,550,000 | $2,280,000 | 47.1% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $6,510,000 | $2,265,000 | -65.2% | 0.1% |
| Lend Smart Mortgage, LLC | $2,070,000 | $2,240,000 | 8.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $2,685,000 | $2,195,000 | -18.2% | 0.1% |
| OAKTREE FUNDING CORP. | $1,020,000 | $2,190,000 | 114.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,875,000 | $2,170,000 | -44.0% | 0.1% |
| FBC MORTGAGE, LLC | $1,435,000 | $2,155,000 | 50.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $28,345,000 | $2,100,000 | -92.6% | 0.1% |
| The Huntington National Bank | $3,660,000 | $2,075,000 | -43.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $505,000 | $2,065,000 | 308.9% | 0.1% |
| Boeing Employees Credit Union | $945,000 | $2,040,000 | 115.9% | 0.1% |
| CLEARPATH LENDING | $13,120,000 | $2,005,000 | -84.7% | 0.1% |
| Lakeview Community Capital, LLC | $3,970,000 | $1,980,000 | -50.1% | 0.1% |
| First-Citizens Bank & Trust Company | $1,255,000 | $1,975,000 | 57.4% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,670,000 | $1,925,000 | -47.5% | 0.1% |
| BKCO MORTGAGE, LLC | $3,060,000 | $1,915,000 | -37.4% | 0.1% |
| AMERICA FIRST | $2,040,000 | $1,910,000 | -6.4% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,845,000 | n/a | 0.1% | |
| Axos Bank | $3,770,000 | $1,840,000 | -51.2% | 0.1% |
| First Western Trust Bank | $390,000 | $1,815,000 | 365.4% | 0.1% |
| Equity Prime Mortgage LLC | $470,000 | $1,770,000 | 276.6% | 0.1% |
| Magnolia Bank | $2,395,000 | $1,760,000 | -26.5% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $6,415,000 | $1,760,000 | -72.6% | 0.1% |
| Strong Home Mortgage, LLC | $6,045,000 | $1,700,000 | -71.9% | 0.1% |
| Washington Trust Bank | $1,690,000 | n/a | 0.1% | |
| CITYWIDE HOME LOANS, LLC | $7,250,000 | $1,685,000 | -76.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,400,000 | $1,660,000 | 18.6% | 0.1% |
| Comerica Bank | $655,000 | $1,610,000 | 145.8% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,435,000 | $1,605,000 | 11.8% | 0.1% |
| ATHAS CAPITAL GROUP, INC. | $265,000 | $1,580,000 | 496.2% | 0.1% |
| MICHIGAN MUTUAL, INC. | $3,240,000 | $1,580,000 | -51.2% | 0.1% |
| THRIVE MORTGAGE, LLC | $1,575,000 | n/a | 0.1% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,560,000 | $1,520,000 | -2.6% | 0.1% |
| First Savings Bank | $305,000 | $1,510,000 | 395.1% | 0.0% |
| HUGHES FEDERAL CREDIT UNION | $340,000 | $1,500,000 | 341.2% | 0.0% |
| ZILLOW HOME LOANS, LLC | $5,630,000 | $1,490,000 | -73.5% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $16,095,000 | $1,480,000 | -90.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,475,000 | n/a | 0.0% | |
| BENCH EQUITY L.L.C. | $1,445,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $1,365,000 | $1,430,000 | 4.8% | 0.0% |
| RESIDENTIAL BANCORP. | $2,075,000 | $1,415,000 | -31.8% | 0.0% |
| First Federal Bank of Kansas City | $205,000 | $1,400,000 | 582.9% | 0.0% |
| City Bank | $1,385,000 | n/a | 0.0% | |
| Citizens Bank | $1,910,000 | $1,355,000 | -29.1% | 0.0% |
| FIRST TECHNOLOGY | $1,330,000 | $1,340,000 | 0.8% | 0.0% |
| BLC Community Bank | $1,315,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $435,000 | $1,310,000 | 201.1% | 0.0% |
| The Central Trust Bank | $1,300,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $2,075,000 | $1,265,000 | -39.0% | 0.0% |
| Hometown Lenders, Inc. | $2,355,000 | $1,245,000 | -47.1% | 0.0% |
| AXIA FINANCIAL, LLC | $1,400,000 | $1,220,000 | -12.9% | 0.0% |
| IMPAC MORTGAGE CORP. | $3,145,000 | $1,210,000 | -61.5% | 0.0% |
| ARIZONA CENTRAL | $4,195,000 | $1,170,000 | -72.1% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $5,090,000 | $1,165,000 | -77.1% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $935,000 | $1,155,000 | 23.5% | 0.0% |
| Canyon State Credit Union | $360,000 | $1,145,000 | 218.1% | 0.0% |
| CHEVRON | $1,270,000 | $1,135,000 | -10.6% | 0.0% |
| ITHINK FINANCIAL Credit Union | $1,120,000 | n/a | 0.0% | |
| Paramount Bank | $515,000 | $1,120,000 | 117.5% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $255,000 | $1,115,000 | 337.3% | 0.0% |
| UNIVERSITY CREDIT UNION | $1,110,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $5,300,000 | $1,105,000 | -79.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $2,060,000 | $1,100,000 | -46.6% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $4,435,000 | $1,080,000 | -75.6% | 0.0% |
| Busey Bank | $1,065,000 | n/a | 0.0% | |
| Bank of England | $805,000 | $1,060,000 | 31.7% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,435,000 | $1,035,000 | -27.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,710,000 | $1,015,000 | -40.6% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $830,000 | $1,005,000 | 21.1% | 0.0% |
| City National Bank of Florida | $975,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $10,170,000 | $965,000 | -90.5% | 0.0% |
| BayCoast Bank | $265,000 | $950,000 | 258.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,735,000 | $940,000 | -45.8% | 0.0% |
| First Home Bank | $2,105,000 | $935,000 | -55.6% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $935,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $1,185,000 | $930,000 | -21.5% | 0.0% |
| Willamette Valley Bank | $285,000 | $930,000 | 226.3% | 0.0% |
| A&D Mortgage LLC | $925,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $2,770,000 | $915,000 | -67.0% | 0.0% |
| Gateway First Bank | $2,595,000 | $910,000 | -64.9% | 0.0% |
| KELLER MORTGAGE, LLC | $2,435,000 | $910,000 | -62.6% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $3,180,000 | $900,000 | -71.7% | 0.0% |
| Enterprise Bank & Trust | $885,000 | n/a | 0.0% | |
| AHL FUNDING | $380,000 | $880,000 | 131.6% | 0.0% |
| KS StateBank | $4,000,000 | $855,000 | -78.6% | 0.0% |
| PREMIER AMERICA | $845,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,005,000 | $845,000 | -15.9% | 0.0% |
| Alaska USA Federal Credit Union | $1,650,000 | $835,000 | -49.4% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $525,000 | $825,000 | 57.1% | 0.0% |
| Merchants Mortgage & Trust Corporation | $800,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $1,315,000 | $790,000 | -39.9% | 0.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $785,000 | n/a | 0.0% | |
| Umpqua Bank | $1,725,000 | $785,000 | -54.5% | 0.0% |
| Armed Forces Bank | $780,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $775,000 | n/a | 0.0% | |
| HUNT MORTGAGE CORPORATION | $425,000 | $770,000 | 81.2% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $765,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $95,000 | $745,000 | 684.2% | 0.0% |
| Goldman Sachs Bank USA | $825,000 | $745,000 | -9.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $315,000 | $745,000 | 136.5% | 0.0% |
| MUFG Union Bank | $4,465,000 | $745,000 | -83.3% | 0.0% |
| First State Bank of St. Charles, Missouri | $1,635,000 | $735,000 | -55.0% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $2,465,000 | $730,000 | -70.4% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $1,675,000 | $730,000 | -56.4% | 0.0% |
| Greenbox Loans, Inc. | $855,000 | $725,000 | -15.2% | 0.0% |
| UIF CORPORATION | $720,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $215,000 | $710,000 | 230.2% | 0.0% |
| M&T Bank | $2,075,000 | $710,000 | -65.8% | 0.0% |
| NEW WEST LENDING, INC. | $1,850,000 | $705,000 | -61.9% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $765,000 | $695,000 | -9.2% | 0.0% |
| VANTAGE WEST | $395,000 | $685,000 | 73.4% | 0.0% |
| OCMBC, INC. | $1,550,000 | $675,000 | -56.5% | 0.0% |
| SIRVA MORTGAGE, INC. | $675,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $425,000 | $670,000 | 57.6% | 0.0% |
| Bethpage Federal Credit Union | $515,000 | $670,000 | 30.1% | 0.0% |
| SOFI LENDING CORP. | $1,355,000 | $670,000 | -50.6% | 0.0% |
| Citywide Banks | $665,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $645,000 | n/a | 0.0% | |
| SCIENT Federal Credit Union | $645,000 | n/a | 0.0% | |
| Financial Funding Solutions, Inc. | $920,000 | $635,000 | -31.0% | 0.0% |
| MORTGAGEONE, INC. | $350,000 | $635,000 | 81.4% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $855,000 | $625,000 | -26.9% | 0.0% |
| WINGS FINANCIAL | $480,000 | $625,000 | 30.2% | 0.0% |
| GREENWOOD | $1,030,000 | $615,000 | -40.3% | 0.0% |
| STAR ONE CREDIT UNION | $410,000 | $605,000 | 47.6% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,840,000 | $605,000 | -67.1% | 0.0% |
| KINECTA | $4,395,000 | $595,000 | -86.5% | 0.0% |
| Plains Commerce Bank | $1,980,000 | $580,000 | -70.7% | 0.0% |
| BELEM SERVICING LLC | $1,120,000 | $570,000 | -49.1% | 0.0% |
| Franklin Loan Corporation | $860,000 | $560,000 | -34.9% | 0.0% |
| VERITAS FUNDING, LLC | $530,000 | $560,000 | 5.7% | 0.0% |
| Unitus Community Credit Union | $540,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $895,000 | $535,000 | -40.2% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $2,705,000 | $535,000 | -80.2% | 0.0% |
| NP, Inc. | $2,785,000 | $525,000 | -81.1% | 0.0% |
| GEORGIA'S OWN | $455,000 | $520,000 | 14.3% | 0.0% |
| JMAC LENDING, INC. | $295,000 | $505,000 | 71.2% | 0.0% |
| Southwest Airlines Federal Credit Union | $365,000 | $505,000 | 38.4% | 0.0% |
| FirstBank | $1,540,000 | $500,000 | -67.5% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $1,090,000 | $500,000 | -54.1% | 0.0% |
| NMSI, INC. | $495,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $1,800,000 | $470,000 | -73.9% | 0.0% |
| BLUE BRICK FINANCIAL LLC | $2,825,000 | $470,000 | -83.4% | 0.0% |
| Pacific Lending LLC | $465,000 | n/a | 0.0% | |
| ONY GLO, INC. | $1,610,000 | $455,000 | -71.7% | 0.0% |
| 1st Summit Bank | $445,000 | n/a | 0.0% | |
| Simmons Bank | $445,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $280,000 | $435,000 | 55.4% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $435,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $135,000 | $430,000 | 218.5% | 0.0% |
| First National Bank Texas | $945,000 | $425,000 | -55.0% | 0.0% |
| First Western Bank & Trust | $425,000 | n/a | 0.0% | |
| Pinnacle Bank | $425,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $415,000 | n/a | 0.0% | |
| MERIWEST | $415,000 | n/a | 0.0% | |
| EMM LOANS LLC | $460,000 | $410,000 | -10.9% | 0.0% |
| IDEAL HOME LOANS LLC | $735,000 | $410,000 | -44.2% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $405,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $405,000 | n/a | 0.0% | |
| Quontic Bank | $175,000 | $405,000 | 131.4% | 0.0% |
| Toyota Financial Savings Bank | $405,000 | n/a | 0.0% | |
| Bank of Idaho | $395,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $1,740,000 | $395,000 | -77.3% | 0.0% |
| Texana Bank | $380,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $175,000 | $375,000 | 114.3% | 0.0% |
| MANN FINANCIAL INC. | $630,000 | $375,000 | -40.5% | 0.0% |
| AIR ACADEMY | $365,000 | n/a | 0.0% | |
| FIRST NATIONS HOME FINANCE CORPORATION | $610,000 | $365,000 | -40.2% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| Western State Bank | $6,255,000 | $365,000 | -94.2% | 0.0% |
| Northwest Farm Credit Services, FLCA | $360,000 | n/a | 0.0% | |
| iCore Lending, Inc. | $355,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $825,000 | $355,000 | -57.0% | 0.0% |
| The First National Bank of Ottawa | $355,000 | n/a | 0.0% | |
| RANLIFE, INC. | $350,000 | n/a | 0.0% | |
| ROGUE | $340,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $1,530,000 | $335,000 | -78.1% | 0.0% |
| First National Bank of America | $95,000 | $335,000 | 252.6% | 0.0% |
| Golden Empire Mortgage, Inc. | $245,000 | $335,000 | 36.7% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $335,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $2,380,000 | $325,000 | -86.3% | 0.0% |
| HomeTrust Bank | $325,000 | n/a | 0.0% | |
| FIDELITY BANK | $315,000 | n/a | 0.0% | |
| First Federal Bank | $2,055,000 | $315,000 | -84.7% | 0.0% |
| Nicolet National Bank | $315,000 | n/a | 0.0% | |
| Baxter Credit Union | $1,145,000 | $310,000 | -72.9% | 0.0% |
| GFA Federal Credit Union | $310,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $25,000 | $310,000 | 1,140.0% | 0.0% |
| Dacotah Bank | $305,000 | n/a | 0.0% | |
| Deseret First Credit Union | $305,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $610,000 | $300,000 | -50.8% | 0.0% |
| Farmers Bank & Trust | $295,000 | n/a | 0.0% | |
| BEST FINANCE CAPITAL, INC. | $285,000 | n/a | 0.0% | |
| AEROSPACE FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| Landings Credit Union | $105,000 | $275,000 | 161.9% | 0.0% |
| Merchants Bank | $275,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $435,000 | $265,000 | -39.1% | 0.0% |
| Low VA Rates, LLC | $1,150,000 | $265,000 | -77.0% | 0.0% |
| SHAREPOINT CREDIT UNION | $265,000 | n/a | 0.0% | |
| Capitol Bank | $255,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $255,000 | n/a | 0.0% | |
| Renasant Bank | $545,000 | $255,000 | -53.2% | 0.0% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $255,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $250,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| Ixonia Bank | $375,000 | $245,000 | -34.7% | 0.0% |
| JMJ FINANCIAL GROUP | $650,000 | $245,000 | -62.3% | 0.0% |
| Opendoor Home Loans LLC | $950,000 | $245,000 | -74.2% | 0.0% |
| PREMIER LENDING, INC. | $3,725,000 | $235,000 | -93.7% | 0.0% |
| Secured Investment Corp. | $235,000 | n/a | 0.0% | |
| AERO Federal Credit Union | $230,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $95,000 | $225,000 | 136.8% | 0.0% |
| Prime Choice Funding Inc. | $2,020,000 | $225,000 | -88.9% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $215,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $205,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $295,000 | $195,000 | -33.9% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $195,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $825,000 | $195,000 | -76.4% | 0.0% |
| Platinum Home Mortgage Corporation | $385,000 | $195,000 | -49.4% | 0.0% |
| The Loan Store, Inc. | $965,000 | $195,000 | -79.8% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $870,000 | $190,000 | -78.2% | 0.0% |
| FAY SERVICING, LLC | $225,000 | $185,000 | -17.8% | 0.0% |
| First Guaranty Mortgage Corporation | $9,275,000 | $185,000 | -98.0% | 0.0% |
| Mid-Continent Funding, Inc. | $1,060,000 | $175,000 | -83.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $7,035,000 | $175,000 | -97.5% | 0.0% |
| STANFORD Federal Credit Union | $175,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $455,000 | $165,000 | -63.7% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $165,000 | n/a | 0.0% | |
| Veritex Community Bank | $165,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $2,050,000 | $160,000 | -92.2% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $315,000 | $155,000 | -50.8% | 0.0% |
| Blue Ridge Bank | $155,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $155,000 | n/a | 0.0% | |
| BEST CAPITAL FUNDING | $135,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $1,460,000 | $135,000 | -90.8% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $265,000 | $125,000 | -52.8% | 0.0% |
| Utah Power | $125,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $105,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $665,000 | $105,000 | -84.2% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $105,000 | n/a | 0.0% | |
| TOWN AND COUNTRY Credit Union | $105,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $155,000 | $75,000 | -51.6% | 0.0% |
| TUCSON | $25,000 | $60,000 | 140.0% | 0.0% |
| Bankers Trust Company | $750,000 | $30,000 | -96.0% | 0.0% |
| HIWAY | $25,000 | n/a | 0.0% |
PRESCOTT VALLEY - PRESCOTT's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 6.5% market share. In second place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $172,110,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $164,760,000 in loans. In fourth place, with 2.8%, is NFM, INC., having originated $85,660,000 in loans. In fifth place, with 2.7%, is OneAZ Credit Union, having originated $82,690,000 in loans.
PRESCOTT VALLEY-PRESCOTT, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,796 | $1,861,070,000 | $388,046 |
| Cash Out Refi | 1,922 | $557,580,000 | $290,104 |
| Refi | 1,144 | $327,600,000 | $286,364 |
| Home Improvement | 742 | $104,400,000 | $140,701 |
| Other | 609 | $113,015,000 | $185,575 |
| NA | 1 | $74,995,000 | $74,995,000 |
Prescott Valley - Prescott's most frequently cited loan purpose was Home Purchase, with 4,796 originations. The 2nd most popular reason was Cash Out Refi, with 1,922 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,236 | $741,640,000 | $331,682 |
| 4-5% | 2,180 | $755,350,000 | $346,491 |
| 5-6% | 2,105 | $667,415,000 | $317,062 |
| 6-7% | 1,145 | $379,845,000 | $331,742 |
| 2.5-3% | 661 | $203,825,000 | $308,359 |
| 7-8% | 432 | $107,440,000 | $248,704 |
| <2.5% | 222 | $59,580,000 | $268,378 |
| Over 8% | 213 | $42,505,000 | $199,554 |
During 2022, Prescott Valley - Prescott's most frequently originated rate bucket was 3-4%, with 2,236 originations.
Loan Sizing (PRESCOTT VALLEY-PRESCOTT, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,229 | $1,238,145,000 | $292,775 |
| $100k-200k | 1,816 | $272,180,000 | $149,879 |
| $400k-600k | 1,528 | $726,740,000 | $475,615 |
| $100,000 or less | 951 | $54,985,000 | $57,818 |
| $600k-1000k | 561 | $401,225,000 | $715,196 |
| $Over $1MM | 129 | $345,385,000 | $2,677,403 |
PRESCOTT VALLEY - PRESCOTT's loan sizing saw the bucket of loans from $200k-400k with 4,229 originations, totaling $1,238,145,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 2,598 | $1,034,170,000 | $398,064 |
| 80-100% | 2,331 | $902,295,000 | $387,085 |
| 40-60% | 1,880 | $645,080,000 | $343,128 |
| 20-40% | 1,204 | $229,530,000 | $190,640 |
| Under 20% | 1,025 | $88,965,000 | $86,795 |
| Over 100% | 94 | $40,640,000 | $432,340 |
PRESCOTT VALLEY - PRESCOTT's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,598 originations, totaling $1,034,170,000 in origination value.