PRESCOTT VALLEY - PRESCOTT Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Prescott Valley - Prescott averaged 6.06% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.93% and one month ago for the week of 2022-05-19, the average rate was 5.5%.

Prescott Valley - Prescott's average rate one year ago was 3%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.8%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Prescott Valley - Prescott 30 Year Fixed Rate 2022-06-23 6.06%
Prescott Valley - Prescott 30 Year Fixed Rate Refi 2022-06-23 5.8%
Prescott Valley - Prescott 15 Year Fixed Rate 2022-06-23 5.39%
Prescott Valley - Prescott 15 Year Fixed Rate Refi 2022-06-23 5.28%
Prescott Valley - Prescott 30 Year FHA 2022-06-23 0.34%
Prescott Valley - Prescott 30 Year FHA Refi 2022-06-23 0.06%
Prescott Valley - Prescott 30 Year USDA 2022-06-23 -0.11%
Prescott Valley - Prescott 30 Year USDA Refi 2022-06-23 -0.09%
Prescott Valley - Prescott 30 Year VA 2022-06-23 0.26%
Prescott Valley - Prescott 30 Year VA Refi 2022-06-23 -0.13%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PRESCOTT VALLEY-PRESCOTT, AZ.

PRESCOTT VALLEY - PRESCOTT Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the PRESCOTT VALLEY-PRESCOTT, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 963 2.99% $4,788
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 649 3.23% $4,960
UNITED WHOLESALE MORTGAGE, LLC 558 2.98% $4,397
GUILD MORTGAGE COMPANY 406 3.22% $4,439
HOMEOWNERS FINANCIAL GROUP USA, LLC 319 3.26% $3,961
Wallick & Volk, Inc. 314 3.25% $5,380
OneAZ Credit Union 276 3.13% $2,668
Wells Fargo Bank 269 3.10% $3,161
JPMorgan Chase Bank 258 3.11% $2,881
LOANDEPOT.COM, LLC 250 2.99% $4,913
PRIMELENDING, A PLAINSCAPITAL COMPANY 245 3.44% $4,773
NFM, INC. 165 3.31% $4,796
LHM FINANCIAL CORPORATION 162 3.25% $5,912
MORIA DEVELOPMENT, INC. 147 3.26% $4,630
U.S. Bank 146 3.18% $5,739
STEARNS LENDING, LLC 138 2.97% $3,797
NOVA FINANCIAL & INVESTMENT CORPORATION 137 3.24% $3,583
Loan Simple, Inc. 128 3.13% $4,971
AMERISAVE MORTGAGE CORPORATION 126 2.85% $4,618
BROKER SOLUTIONS, INC. 125 3.24% $4,798
Paramount Residential Mortgage Group, Inc. 119 3.09% $3,394
HOME POINT FINANCIAL CORPORATION 116 3.02% $4,274
FINANCE OF AMERICA MORTGAGE LLC 108 3.23% $4,184
V.I.P. MORTGAGE, INC. 106 3.12% $5,316
Neighborhood Loans, Inc. 104 3.35% $4,074
PENNYMAC LOAN SERVICES, LLC 99 3.08% $4,691
UNION HOME MORTGAGE CORP. 93 3.10% $4,096
Glacier Bank 88 3.26% $3,614
ACADEMY MORTGAGE CORPORATION 86 3.36% $5,554
Bank of America 84 2.93% $3,816
BETTER MORTGAGE CORPORATION 78 2.82% $2,754
Flagstar Bank, FSB 75 3.17% $4,247
Mr. Cooper ( Nationstar Mortgage ) 73 3.12% $5,351
NEWREZ LLC 70 3.06% $4,126
AMERICAN PACIFIC MORTGAGE CORPORATION 69 3.17% $5,052
Amerifirst Financial, Inc. 69 3.24% $4,541
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 67 3.08% $4,570
CALIBER HOME LOANS, INC. 66 3.06% $3,727
PLAZA HOME MORTGAGE, INC. 62 3.07% $3,879
GUARANTEED RATE, INC. 55 3.08% $4,324
CREDIT UNION WEST 50 3.16% $3,791
BAY EQUITY LLC 48 3.20% $7,252
FREEDOM MORTGAGE CORPORATION 48 3.14% $1,883
ON Q FINANCIAL, INC. 41 3.25% $4,194
Zions Bancorporation, N.A. 38 2.96% $2,547
STARBOARD FINANCIAL MANAGEMENT, LLC 38 3.16% $3,546
CROSSCOUNTRY MORTGAGE, LLC 36 3.07% $4,807
LOANPAL, LLC 36 3.07% $5,765
MOVEMENT MORTGAGE, LLC 32 3.24% $4,735
MUTUAL OF OMAHA MORTGAGE, INC. 30 3.03% $3,154
Shea Mortgage Inc. 29 3.07% $1,446
SUBURBAN MORTGAGE, INC. 28 3.16% $3,807
Sunflower Bank 28 3.31% $6,506
NETWORK CAPITAL FUNDING CORPORATION 28 2.98% $3,460
PRIMARY RESIDENTIAL MORTGAGE, INC. 26 3.26% $5,282
InterContinental Capital Group, Inc 25 3.05% $4,310
NAVY FEDERAL CREDIT UNION 25 3.17% $3,491
DEFINE MORTGAGE SOLUTIONS, LLC 24 3.18% $5,644
PROVIDENT FUNDING ASSOCIATES, L.P. 23 2.77% $2,919
AMERICAN FINANCIAL NETWORK, INC. 23 3.21% $8,754
Sierra Pacific Mortgage Company, Inc. 22 3.03% $4,407
Watermark Capital, Inc. 21 2.89% $3,220
NBKC BANK 21 2.93% $2,500
SUN WEST MORTGAGE COMPANY, INC. 21 3.16% $4,115
Bank of Colorado 21 3.03% $4,271
Charles Schwab Bank, SSB 21 2.30% $4,379
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 20 3.36% $4,359
SUNSTREET MORTGAGE, LLC 19 3.14% $5,041
GENEVA FINANCIAL, LLC 18 3.41% $5,879
Morgan Stanley Private Bank 18 2.70% $5,837
Carrington Mortgage Services, LLC 18 3.56% $4,150
CMG MORTGAGE, INC. 18 3.30% $5,111
PNC Bank 17 2.95% $4,862
Nations Lending Corporation 17 3.04% $7,412
First Guaranty Mortgage Corporation 17 3.05% $5,190
ZILLOW HOME LOANS, LLC 17 2.98% $4,210
CITYWIDE HOME LOANS, LLC 16 3.37% $4,887
BMO Harris Bank 16 3.06% $5,382
AMERICAN FINANCING CORPORATION 16 2.93% $3,677
BBVA USA 16 3.30% $6,421
SECURITYNATIONAL MORTGAGE COMPANY 15 3.74% $6,034
HOMEBRIDGE FINANCIAL SERVICES, INC. 15 3.16% $5,864
FirstBank 15 2.90% $1,695
Wyndham Capital Mortgage, Inc. 14 2.96% $2,319
North American Savings Bank, F.S.B. 14 2.86% $1,770
GUARANTEED RATE AFFINITY, LLC 14 3.09% $4,941
Bell Bank 13 3.09% $3,856
CORNERSTONE HOME LENDING, INC. 13 3.31% $4,865
Strong Home Mortgage, LLC 13 2.95% $1,381
AMERICAN INTERNET MORTGAGE, INC. 13 2.74% $3,103
Barrington Bank & Trust Company, N.A. 12 3.21% $4,018
AmeriHome Mortgage Company, LLC 12 3.29% $3,549
LADERA LENDING, INC. 12 3.05% $4,205
DAS Acquisition Company, LLC 12 2.99% $3,915
LAKEVIEW LOAN SERVICING, LLC 12 3.19% $3,053
SUN AMERICAN MORTGAGE COMPANY 12 3.16% $3,229
PENTAGON FEDERAL CREDIT UNION 12 2.92% $2,447
KINECTA 11 3.03% $4,399
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 11 2.99% $5,322
BOKF 11 3.22% $3,734
MidFirst Bank 10 3.18% $6,053
MUFG Union Bank 10 2.94% $4,721
BKCO MORTGAGE, LLC 10 3.19% $3,066
CANOPY MORTGAGE, LLC 10 3.00% $3,321
CELEBRITY HOME LOANS, LLC 10 3.19% $5,102
CHURCHILL MORTGAGE CORPORATION 10 3.11% $5,857
Ally Bank 10 2.90% $7,101
SUMMIT FUNDING, INC. 10 3.22% $5,407
SOVEREIGN LENDING GROUP INCORPORATED 10 3.16% $5,427
ARIZONA 10 2.99% $4,208
ARIZONA CENTRAL 10 3.05% $4,420
ROYAL UNITED MORTGAGE LLC 10 3.39% $6,883
The Federal Savings Bank 9 3.15% $6,689
PREMIER LENDING, INC. 9 3.33% $5,119
HOMESIDE FINANCIAL, LLC 9 3.04% $7,019
PHH Mortgage Corporation 9 3.21% $5,504
ANGEL OAK MORTGAGE SOLUTIONS LLC 9 5.01% $10,902
WINNPOINTE CORPORATION 9 2.76% $1,251
Waterstone Mortgage Corporation 9 3.26% $6,188
LOANLEADERS OF AMERICA, INC. 9 3.50% $4,841
LENOX FINANCIAL MORTGAGE CORPORATION 8 3.03% $2,664
IMPAC MORTGAGE CORP. 8 3.31% $2,016
Mortgage Research Center, LLC 8 2.81% $6,461
Northpointe Bank 8 2.92% $3,078
KELLER MORTGAGE, LLC 7 3.25% $3,619
MICHIGAN MUTUAL, INC. 7 3.16% $4,969
EQUITABLE HOME MORTGAGE, INC. 7 3.21% $4,992
S1L, Inc. 7 3.02% $5,083
MOUNTAIN AMERICA 7 3.14% $6,438
LEADERONE FINANCIAL CORPORATION 6 3.19% $3,450
TIAA, FSB 6 3.31% $8,873
FIRST CENTENNIAL MORTGAGE CORPORATION 6 2.81% $3,213
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 3.19% $3,517
ALTITUDE FINANCIAL CORPORATION 6 2.98% $2,363
Stifel Bank and Trust 6 2.83% $2,888
SPRING EQ, LLC 6 2.69% $430
Citizens Bank 6 2.83% $4,777
Axos Bank 6 3.06% $5,778
CHERRY CREEK MORTGAGE, LLC 6 3.52% $1,246
HOMESTEAD FUNDING CORP. 6 2.79% $4,368
Hometown Lenders, Inc. 6 3.02% $5,522
Adams Bank & Trust 6 3.15% $3,407
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 3.04% $6,464
NATIONS RELIABLE LENDING, LLC 6 3.19% $4,226
INTERCAP LENDING INC. 5 3.40% $3,085
ALL WESTERN MORTGAGE, INC. 5 3.27% $4,154
SWBC MORTGAGE CORPORATION 5 3.55% $6,600
UBS Bank USA 5 2.98% $8,147
LENDUS, LLC 5 3.35% $6,387
RESIDENTIAL BANCORP. 5 3.35% $4,774
Plains Commerce Bank 5 2.95% $2,749
GSF Mortgage Corporation 5 3.30% $7,512
Umpqua Bank 5 3.10% $4,590
The Huntington National Bank 5 3.28% $8,604
Arvest Bank 4 2.91% $4,988
First State Bank of St. Charles, Missouri 4 2.91% $4,069
PLANET HOME LENDING, LLC 4 3.13% $4,651
Commerce Home Mortgage, Inc. 4 3.06% $4,229
Washington Federal Bank 4 3.41% $9,308
INTELLILOAN, INC. 4 2.94% $2,784
LOANSNAP, INC. 4 2.75% $1,410
Gateway First Bank 4 3.25% $4,921
WESCOM CENTRAL CREDIT UNION 4 3.41% $4,433
Citibank 4 3.00% $2,762
Truist Bank 4 2.81% $3,402
AXIA FINANCIAL, LLC 4 3.13% $5,137
Western State Bank 4 2.81% $2,309
FBC MORTGAGE, LLC 4 3.15% $4,859
HomeStreet Bank 4 3.16% $6,746
KeyBank 4 2.75% $7,603
KS StateBank 4 3.00% $2,068
First Home Bank 4 3.69% $13,518
AMERICAN FINANCIAL RESOURCES, INC. 4 3.03% $6,806
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 3.41% $2,787
Firefighters First Federal Credit Union 4 2.81% $2,889
ONY GLO, INC. 4 2.72% $3,530
Lend Smart Mortgage, LLC 4 3.03% $4,518
DRAPER AND KRAMER MORTGAGE CORP. 4 3.06% $3,498
NEW WEST LENDING, INC. 4 3.37% $3,691
AMERICAN ADVISORS GROUP 4 2.91% $3,749
BLUE BRICK FINANCIAL LLC 4 2.99% $1,602
NEXERA HOLDING LLC 3 4.92% $12,839
SOFI LENDING CORP. 3 2.88% $4,271
Citadel Servicing Corporation 3 5.08% $8,450
Manufacturers and Traders Trust Company 3 3.08% $5,314
USAA Federal Savings Bank 3 3.04% $3,465
Cornerstone National Bank & Trust Company 3 2.96% $1,103
BELEM SERVICING LLC 3 3.37% $3,523
Baxter Credit Union 3 3.17% $3,345
FIRST TECHNOLOGY 3 3.08% $3,389
AMCAP MORTGAGE, LTD. 3 3.29% $4,796
IDEAL HOME LOANS LLC 3 2.92% $4,622
TRUWEST Credit Union 3 3.04% $4,910
INSPIRE HOME LOANS INC. 3 3.29% $5,495
ISERVE RESIDENTIAL LENDING, LLC 3 3.12% $6,953
Prime Choice Funding Inc. 3 2.91% $4,375
NuVision Federal Credit Union 3 3.17% $3,041
TOP FLITE FINANCIAL, INC. 3 3.29% $7,295
DIRECTORS MORTGAGE, INC. 3 3.38% $6,180
Discover Bank 3 4.04% $0
LENDERFI, INC. 3 2.99% $1,580
5TH STREET CAPITAL, INC. 3 5.54% $9,213
EMBRACE HOME LOANS, INC. 3 2.83% $5,304
First Federal Bank 3 3.42% $12,060
UMB Bank 3 3.06% $4,412
Colonial Savings, F.A. 3 3.29% $3,142
City National Bank 3 3.50% $3,857
TCF National Bank 2 3.00% $6,236
ADVANCIAL 2 4.00% $3,500
Alaska USA Federal Credit Union 2 3.13% $1,577
AMERICA FIRST 2 2.94% $3,252
ARC HOME LLC 2 4.78% $14,355
Bankers Trust Company 2 2.88% $3,434
BNY Mellon 2 2.56% $9,523
Bremer Bank 2 3.19% $5,860
Century Mortgage Company DBA Century Lending Company 2 2.87% $4,404
CHEVRON 2 2.69% $2,525
CIT Bank 2 3.29% $11,369
COUNTRYPLACE MORTGAGE, LTD. 2 3.56% $3,674
Deere Employees Credit Union 2 2.63% $3,553
EMM LOANS LLC 2 3.19% $9,749
ENVOY MORTGAGE, LTD 2 2.94% $5,742
F&A Federal Credit Union 2 2.93% $2,134
FirstBank 2 3.00% $3,182
First Credit Union 2 2.88% $3,344
First Internet Bank of Indiana 2 3.31% $3,403
First Interstate Bank 2 3.00% $5,278
First National Bank Texas 2 3.13% $8,449
FIRST NATIONS HOME FINANCE CORPORATION 2 2.88% $4,721
First Western Trust Bank 2 2.69% $2,699
FISHER FINANCIAL GROUP, INCORPORATED 2 3.00% $3,440
Franklin Loan Corporation 2 3.31% $4,936
Greenbox Loans, Inc. 2 5.75% $9,630
HighTechLending Inc 2 3.06% $2,956
HOMEXPRESS MORTGAGE CORP. 2 3.50% $12,335
INLAND BANK & TRUST 2 3.19% $13,871
INTERNATIONAL CITY MORTGAGE, INC. 2 3.06% $4,595
JMJ FINANCIAL GROUP 2 3.13% $3,612
LOANFLIGHT LENDING, LLC 2 2.56% $1,543
LOGIX FEDERAL CREDIT UNION 2 2.94% $2,628
MID AMERICA MORTGAGE, INC. 2 3.44% $4,753
MORTGAGEONE, INC. 2 3.25% $3,196
NATIONS DIRECT MORTGAGE, LLC 2 3.81% $3,758
NEW DAY FINANCIAL, LLC 2 2.87% $2,943
NORTHROP GRUMMAN Federal Credit Union 2 3.00% $2,287
Oakstar Bank 2 2.87% $3,067
OCMBC, INC. 2 3.00% $3,466
Opendoor Home Loans LLC 2 3.13% $12,674
Prosperity Home Mortgage, LLC 2 3.31% $3,553
Raymond James Bank 2 2.69% $5,188
SFMC, LP 2 2.94% $6,854
Southwest Airlines Federal Credit Union 2 3.06% $4,152
1st Security Bank of Washington 2 3.25% $9,064
The Loan Store, Inc. 2 3.06% $6,465
TJC Mortgage, Inc. 2 2.75% $5,158
TOWNE MORTGAGE COMPANY 2 2.88% $7,429
VERITAS FUNDING, LLC 2 3.19% $6,689
Victorian Finance, LLC 2 3.25% $4,202
VILLAGE CAPITAL & INVESTMENT LLC 2 3.38% $3,896
WESTERN EXPRESS LENDING 2 2.81% $4,837
MLD MORTGAGE INC. 1 3.00% $2,534
Mid-Continent Funding, Inc. 1 3.38% $7,857
PREMIER MEMBERS CREDIT UNION 1 2.75% $4,417
PREMIER MORTGAGE RESOURCES, L.L.C. 1 3.38% $4,349
Presidential Bank, FSB 1 2.88% $6,277
MERIWEST MORTGAGE COMPANY, LLC 1 2.75% $4,520
MEGASTAR FINANCIAL CORP. 1 3.00% $3,008
MANN FINANCIAL INC. 1 3.50% $2,673
Bank of England 1 3.00% $2,096
Lincoln FSB of Nebraska 1 2.38% $3,448
LIBERTY HOME MORTGAGE CORPORATION 1 2.88% $3,436
Quontic Bank 1 5.63% $6,250
Austin Capital Bank SSB 1 3.25% $3,641
RELIANCE FIRST CAPITAL, LLC 1 2.75% $6,676
LENDSURE MORTGAGE CORP. 1 3.38% $12,306
RESIDENTIAL MORTGAGE, LLC 1 2.63% $2,680
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.37% $2,554
LAND HOME FINANCIAL SERVICES, INC. 1 3.25% $8,861
Lakeview Community Capital, LLC 1 3.50% $5,911
Jonah Bank of Wyoming 1 2.38% $5,646
HUNT MORTGAGE CORPORATION 1 3.13% $6,395
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.75% $3,127
Home Mortgage Alliance Corp 1 3.25% $7,003
Great Southern Bank 1 2.90% $4,129
Silicon Valley Bank 1 3.25% $4,462
SKYONE Federal Credit Union 1 2.88% $4,749
SNAPFI, INC. 1 3.25% $3,085
Goldman Sachs Bank USA 1 2.55% $2,446
Solarity Credit Union 1 2.75% $9,385
Sound Community Bank 1 3.00% $3,377
Ameris Bank 1 3.25% $4,822
Golden Empire Mortgage, Inc. 1 3.88% $4,409
FUNDLOANS CAPITAL 1 3.38% $20,739
SRE MORTGAGE ALLIANCE INC. 1 2.99% $3,604
Frandsen Bank & Trust 1 2.88% $5,240
Florida Capital Bank 1 3.38% $4,448
First United Bank and Trust Company 1 2.88% $3,765
First Savings Bank 1 2.50% $6,784
First Republic Bank 1 2.55% $2,817
SUCCESS MORTGAGE PARTNERS, INC. 1 4.25% $5,114
First Option Mortgage, LLC 1 3.38% $3,700
First Federal Savings Bank 1 3.00% $1,784
First Federal Bank of Kansas City 1 3.00% $3,531
First American Bank 1 3.00% $4,435
Financial Partners Credit Union 1 2.88% $2,123
Financial Funding Solutions, Inc. 1 2.63% $5,686
T2 FINANCIAL LLC 1 2.63% $1,330
Willamette Valley Bank 1 2.75% $3,605
Texas Bank Financial 1 3.25% $5,025
The Farmers National Bank of Canfield 1 3.13% $3,323
Fifth Third Bank 1 2.88% $4,426
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.63% $3,129
WINGS FINANCIAL 1 3.13% $4,035
Evolve Bank & Trust 1 3.00% $0
Alerus Financial 1 2.75% $3,345
DIRECT MORTGAGE, CORP. 1 3.25% $4,799
TOWER 1 2.88% $5,038
WNB Financial, N.A. 1 2.88% $10,527
DEEPHAVEN MORTGAGE LLC 1 5.75% $8,705
DATA MORTGAGE, INC. 1 3.63% $2,705
COMMUNITY MORTGAGE FUNDING, LLC 1 3.00% $2,389
Comerica Bank 1 4.38% $2,752
CLEARPATH LENDING 1 2.88% $5,069
UNIFY FINANCIAL Credit Union 1 3.28% $1,466
CIBC Bank USA 1 3.38% $6,632
UNITED MORTGAGE CORP. 1 3.63% $25,875
CHOICE LENDING CORP. 1 3.38% $3,787
Cf Bank 1 2.50% $1,128
CALCON MUTUAL MORTGAGE LLC 1 3.25% $5,121
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.88% $1,885
VANTAGE WEST 1 3.13% $8,326
ALAMEDA MORTGAGE CORPORATION 1 3.38% $4,415
Wyoming Bank & Trust 1 2.50% $5,586
AHL FUNDING 1 2.75% $4,883
Boeing Employees Credit Union 1 3.00% $2,396
BNC National Bank 1 2.88% $6,862
Beeline Loans, Inc. 1 2.88% $2,204
BECKAM FUNDING CORP. 1 3.63% $16,442
Old National Bank 1 3.00% $7,537
Bank of the West 1 3.25% $3,897
Opportunity Bank of Montana 1 3.63% $10,793
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.63% $10,183
OAKTREE FUNDING CORP. 1 7.25% $3,984
NP, Inc. 1 2.99% $3,278
Northwest Federal Credit Union 1 2.88% $2,781
North Shore Bank of Commerce 1 2.50% $5,232
PINNACLE LENDING GROUP, INC. 1 2.63% $3,649
NexBank 1 3.50% $7,674
MOUNTAIN WEST FINANCIAL, INC. 1 3.38% $4,155
Platinum Home Mortgage Corporation 1 3.63% $9,456
ML Mortgage Corp. 1 2.88% $9,136

PRESCOTT VALLEY-PRESCOTT, AZ's 351 lenders originated 16,849 loans during 2021. The total origination value was $4,944,025,000, with an average loan value of $293,431.

The top PRESCOTT VALLEY - PRESCOTT lender as defined by loan originations is QUICKEN LOANS, LLC, with 963 loans originated. Their average total fees are $4,788, which is $173 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee PRESCOTT VALLEY - PRESCOTT lenders (with over 10 loans originated) are Strong Home Mortgage, LLC ($1,381), Shea Mortgage Inc. ($1,446), FirstBank ($1,695), North American Savings Bank, F.S.B. ($1,770) and FREEDOM MORTGAGE CORPORATION ($1,883).

The lowest rate PRESCOTT VALLEY - PRESCOTT lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.30%), Morgan Stanley Private Bank (2.70%), AMERICAN INTERNET MORTGAGE, INC. (2.74%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.77%) and BETTER MORTGAGE CORPORATION (2.82%).

PRESCOTT VALLEY-PRESCOTT, AZ Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $383,115,000 $371,240,000 -3.1% 7.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $251,130,000 $320,955,000 27.8% 6.5%
UNITED WHOLESALE MORTGAGE, LLC $191,665,000 $268,865,000 40.3% 5.4%
GUILD MORTGAGE COMPANY $219,225,000 $167,040,000 -23.8% 3.4%
Wallick & Volk, Inc. $162,940,000 $126,345,000 -22.5% 2.6%
HOMEOWNERS FINANCIAL GROUP USA, LLC $87,075,000 $116,550,000 33.9% 2.4%
LOANDEPOT.COM, LLC $87,610,000 $115,975,000 32.4% 2.3%
FREEDOM MORTGAGE CORPORATION $124,915,000 $106,310,000 -14.9% 2.2%
OneAZ Credit Union $100,435,000 $105,910,000 5.5% 2.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $120,815,000 $103,790,000 -14.1% 2.1%
Wells Fargo Bank $90,600,000 $102,980,000 13.7% 2.1%
U.S. Bank $72,680,000 $92,175,000 26.8% 1.9%
JPMorgan Chase Bank $82,330,000 $89,310,000 8.5% 1.8%
LHM FINANCIAL CORPORATION $103,250,000 $75,615,000 -26.8% 1.5%
Glacier Bank $82,590,000 $71,320,000 -13.6% 1.4%
Zions Bancorporation, N.A. $55,360,000 $69,600,000 25.7% 1.4%
NFM, INC. $3,270,000 $68,450,000 1,993.3% 1.4%
PENNYMAC LOAN SERVICES, LLC $44,600,000 $66,545,000 49.2% 1.3%
HOME POINT FINANCIAL CORPORATION $28,435,000 $63,685,000 124.0% 1.3%
BROKER SOLUTIONS, INC. $39,710,000 $58,800,000 48.1% 1.2%
Loan Simple, Inc. $80,340,000 $58,450,000 -27.2% 1.2%
NOVA FINANCIAL & INVESTMENT CORPORATION $51,910,000 $54,040,000 4.1% 1.1%
MORIA DEVELOPMENT, INC. $51,570,000 $49,000,000 -5.0% 1.0%
V.I.P. MORTGAGE, INC. $33,370,000 $48,090,000 44.1% 1.0%
STEARNS LENDING, LLC $33,490,000 $46,420,000 38.6% 0.9%
Paramount Residential Mortgage Group, Inc. $33,195,000 $45,765,000 37.9% 0.9%
FINANCE OF AMERICA MORTGAGE LLC $39,190,000 $43,970,000 12.2% 0.9%
WALKER & DUNLOP, LLC $43,955,000 n/a 0.9%
AMERISAVE MORTGAGE CORPORATION $39,590,000 $43,665,000 10.3% 0.9%
Bank of America $46,190,000 $42,040,000 -9.0% 0.9%
New York Community Bank $41,410,000 n/a 0.8%
Mr. Cooper ( Nationstar Mortgage ) $41,985,000 $40,390,000 -3.8% 0.8%
UNION HOME MORTGAGE CORP. $43,730,000 $40,225,000 -8.0% 0.8%
Mortgage Research Center, LLC $34,400,000 $38,725,000 12.6% 0.8%
Neighborhood Loans, Inc. $20,920,000 $37,565,000 79.6% 0.8%
ACADEMY MORTGAGE CORPORATION $31,200,000 $36,735,000 17.7% 0.7%
Bank of Colorado $13,255,000 $35,650,000 169.0% 0.7%
NEWREZ LLC $29,775,000 $35,410,000 18.9% 0.7%
BETTER MORTGAGE CORPORATION $19,940,000 $34,765,000 74.3% 0.7%
COREVEST AMERICAN FINANCE LENDER LLC $34,005,000 n/a 0.7%
CALIBER HOME LOANS, INC. $44,150,000 $32,825,000 -25.7% 0.7%
Flagstar Bank, FSB $30,045,000 $32,385,000 7.8% 0.7%
Amerifirst Financial, Inc. $23,695,000 $30,685,000 29.5% 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $28,980,000 $30,125,000 4.0% 0.6%
SUN WEST MORTGAGE COMPANY, INC. $22,970,000 $28,345,000 23.4% 0.6%
PLAZA HOME MORTGAGE, INC. $34,810,000 $28,145,000 -19.1% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $23,970,000 $27,755,000 15.8% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $26,570,000 $27,720,000 4.3% 0.6%
GUARANTEED RATE, INC. $15,240,000 $27,320,000 79.3% 0.6%
LAKEVIEW LOAN SERVICING, LLC $32,505,000 $25,975,000 -20.1% 0.5%
ON Q FINANCIAL, INC. $25,500,000 $24,385,000 -4.4% 0.5%
UMB Bank $1,980,000 $23,480,000 1,085.9% 0.5%
BAY EQUITY LLC $23,465,000 $23,205,000 -1.1% 0.5%
FINANCE OF AMERICA REVERSE LLC $14,485,000 $21,605,000 49.2% 0.4%
NAVY FEDERAL CREDIT UNION $21,985,000 $20,240,000 -7.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $17,395,000 $18,580,000 6.8% 0.4%
BMO Harris Bank $10,885,000 $17,580,000 61.5% 0.4%
CREDIT UNION WEST $17,795,000 $17,545,000 -1.4% 0.4%
AMERICAN ADVISORS GROUP $11,250,000 $17,305,000 53.8% 0.4%
NEW DAY FINANCIAL, LLC $16,445,000 $17,055,000 3.7% 0.3%
Morgan Stanley Private Bank $2,880,000 $17,045,000 491.8% 0.3%
STARBOARD FINANCIAL MANAGEMENT, LLC $19,570,000 $16,560,000 -15.4% 0.3%
Washington Federal Bank $9,985,000 $16,435,000 64.6% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $7,350,000 $16,095,000 119.0% 0.3%
LOANPAL, LLC $9,885,000 $15,025,000 52.0% 0.3%
The Federal Savings Bank $15,050,000 $14,820,000 -1.5% 0.3%
Carrington Mortgage Services, LLC $19,095,000 $14,750,000 -22.8% 0.3%
Charles Schwab Bank, SSB $6,210,000 $14,375,000 131.5% 0.3%
PHH Mortgage Corporation $6,075,000 $13,570,000 123.4% 0.3%
Sunflower Bank $10,395,000 $13,500,000 29.9% 0.3%
CLEARPATH LENDING $16,025,000 $13,120,000 -18.1% 0.3%
MOVEMENT MORTGAGE, LLC $13,845,000 $13,080,000 -5.5% 0.3%
USAA Federal Savings Bank $27,700,000 $12,965,000 -53.2% 0.3%
REVERSE MORTGAGE FUNDING LLC $11,250,000 $12,740,000 13.2% 0.3%
PNC Bank $5,415,000 $11,920,000 120.1% 0.2%
BBVA USA $17,580,000 $11,530,000 -34.4% 0.2%
SUBURBAN MORTGAGE, INC. $10,475,000 $11,275,000 7.6% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $18,950,000 $11,250,000 -40.6% 0.2%
Nations Lending Corporation $11,630,000 $11,185,000 -3.8% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $22,780,000 $11,030,000 -51.6% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $7,720,000 $10,170,000 31.7% 0.2%
HighTechLending Inc $5,650,000 $9,990,000 76.8% 0.2%
CMG MORTGAGE, INC. $11,830,000 $9,735,000 -17.7% 0.2%
Shea Mortgage Inc. $9,395,000 $9,605,000 2.2% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $9,745,000 $9,595,000 -1.5% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $17,445,000 $9,535,000 -45.3% 0.2%
Watermark Capital, Inc. $4,280,000 $9,535,000 122.8% 0.2%
NBKC BANK $9,030,000 $9,430,000 4.4% 0.2%
First Guaranty Mortgage Corporation $4,715,000 $9,275,000 96.7% 0.2%
InterContinental Capital Group, Inc $5,705,000 $9,135,000 60.1% 0.2%
Sierra Pacific Mortgage Company, Inc. $17,430,000 $9,115,000 -47.7% 0.2%
SUN AMERICAN MORTGAGE COMPANY $10,045,000 $9,115,000 -9.3% 0.2%
SUNSTREET MORTGAGE, LLC $8,650,000 $9,015,000 4.2% 0.2%
GENEVA FINANCIAL, LLC $6,630,000 $8,655,000 30.5% 0.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $9,635,000 $8,340,000 -13.4% 0.2%
North American Savings Bank, F.S.B. $12,230,000 $8,145,000 -33.4% 0.2%
DEFINE MORTGAGE SOLUTIONS, LLC $4,050,000 $7,990,000 97.3% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $14,810,000 $7,955,000 -46.3% 0.2%
AMERICAN FINANCING CORPORATION $7,890,000 $7,875,000 -0.2% 0.2%
Grandbridge Real Estate Capital LLC $7,775,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $5,680,000 $7,760,000 36.6% 0.2%
CITYWIDE HOME LOANS, LLC $7,305,000 $7,250,000 -0.8% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $8,665,000 $7,035,000 -18.8% 0.1%
MidFirst Bank $13,360,000 $6,980,000 -47.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $4,250,000 $6,900,000 62.4% 0.1%
LADERA LENDING, INC. $6,970,000 $6,875,000 -1.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $9,980,000 $6,760,000 -32.3% 0.1%
Bell Bank $6,725,000 $6,745,000 0.3% 0.1%
PLANET HOME LENDING, LLC $4,025,000 $6,635,000 64.8% 0.1%
Adams Bank & Trust $7,080,000 $6,520,000 -7.9% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $6,375,000 $6,510,000 2.1% 0.1%
Barrington Bank & Trust Company, N.A. $8,270,000 $6,490,000 -21.5% 0.1%
CELEBRITY HOME LOANS, LLC $1,100,000 $6,435,000 485.0% 0.1%
FirstBank $665,000 $6,420,000 865.4% 0.1%
Wyndham Capital Mortgage, Inc. $5,480,000 $6,415,000 17.1% 0.1%
Ally Bank $5,125,000 $6,405,000 25.0% 0.1%
Western State Bank $255,000 $6,255,000 2,352.9% 0.1%
Strong Home Mortgage, LLC $10,990,000 $6,045,000 -45.0% 0.1%
ZILLOW HOME LOANS, LLC $2,590,000 $5,630,000 117.4% 0.1%
SUMMIT FUNDING, INC. $3,675,000 $5,350,000 45.6% 0.1%
CORNERSTONE HOME LENDING, INC. $2,835,000 $5,300,000 86.9% 0.1%
Waterstone Mortgage Corporation $1,470,000 $5,160,000 251.0% 0.1%
OPEN MORTGAGE, LLC $1,885,000 $5,110,000 171.1% 0.1%
SOUTHWEST STAGE FUNDING, LLC $3,810,000 $5,090,000 33.6% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,750,000 $5,080,000 190.3% 0.1%
TIAA, FSB $7,280,000 $5,005,000 -31.3% 0.1%
EQUITABLE HOME MORTGAGE, INC. $2,460,000 $4,885,000 98.6% 0.1%
DAS Acquisition Company, LLC $2,545,000 $4,735,000 86.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $995,000 $4,705,000 372.9% 0.1%
WINNPOINTE CORPORATION $16,385,000 $4,660,000 -71.6% 0.1%
DESERT FINANCIAL FEDERAL CREDIT UNION $2,195,000 $4,470,000 103.6% 0.1%
MUFG Union Bank $1,255,000 $4,465,000 255.8% 0.1%
Northpointe Bank $3,350,000 $4,440,000 32.5% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,575,000 $4,435,000 72.2% 0.1%
KINECTA $3,665,000 $4,395,000 19.9% 0.1%
CANOPY MORTGAGE, LLC $2,890,000 $4,375,000 51.4% 0.1%
BNY Mellon $4,280,000 n/a 0.1%
UBS Bank USA $4,085,000 $4,260,000 4.3% 0.1%
ARIZONA CENTRAL $2,255,000 $4,195,000 86.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,445,000 $4,180,000 21.3% 0.1%
KS StateBank $3,385,000 $4,000,000 18.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,960,000 $3,985,000 34.6% 0.1%
MOUNTAIN AMERICA $5,795,000 $3,975,000 -31.4% 0.1%
Lakeview Community Capital, LLC $1,905,000 $3,970,000 108.4% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $3,805,000 $3,950,000 3.8% 0.1%
AmeriHome Mortgage Company, LLC $2,540,000 $3,875,000 52.6% 0.1%
Commerce Home Mortgage, Inc. $2,550,000 $3,845,000 50.8% 0.1%
Axos Bank $3,260,000 $3,770,000 15.6% 0.1%
NATIONS RELIABLE LENDING, LLC $3,935,000 $3,735,000 -5.1% 0.1%
PREMIER LENDING, INC. $1,905,000 $3,725,000 95.5% 0.1%
HOMESIDE FINANCIAL, LLC $1,435,000 $3,670,000 155.7% 0.1%
The Huntington National Bank $2,070,000 $3,660,000 76.8% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $3,975,000 $3,640,000 -8.4% 0.1%
BOKF $3,555,000 $3,635,000 2.3% 0.1%
ALLIANT CREDIT UNION $3,580,000 $3,580,000 0.0% 0.1%
NEXERA HOLDING LLC $1,500,000 $3,570,000 138.0% 0.1%
TRUWEST Credit Union $3,985,000 $3,475,000 -12.8% 0.1%
MICHIGAN MUTUAL, INC. $2,105,000 $3,240,000 53.9% 0.1%
ARIZONA $1,685,000 $3,220,000 91.1% 0.1%
21ST MORTGAGE CORPORATION $4,290,000 $3,190,000 -25.6% 0.1%
LEADERONE FINANCIAL CORPORATION $1,665,000 $3,180,000 91.0% 0.1%
IMPAC MORTGAGE CORP. $2,850,000 $3,145,000 10.4% 0.1%
BKCO MORTGAGE, LLC $1,440,000 $3,060,000 112.5% 0.1%
INLAND BANK & TRUST $955,000 $3,060,000 220.4% 0.1%
BLUE BRICK FINANCIAL LLC $380,000 $2,825,000 643.4% 0.1%
TCF National Bank $3,650,000 $2,800,000 -23.3% 0.1%
Unison Bank $860,000 $2,790,000 224.4% 0.1%
NP, Inc. $1,450,000 $2,785,000 92.1% 0.1%
INTERCAP LENDING INC. $3,160,000 $2,770,000 -12.3% 0.1%
S1L, Inc. $2,250,000 $2,715,000 20.7% 0.1%
LOANLEADERS OF AMERICA, INC. $670,000 $2,705,000 303.7% 0.1%
LENDINGHOME FUNDING CORPORATION $580,000 $2,685,000 362.9% 0.1%
KeyBank $1,065,000 $2,645,000 148.4% 0.1%
Gateway First Bank $420,000 $2,595,000 517.9% 0.1%
Citibank $3,480,000 $2,555,000 -26.6% 0.1%
CHERRY CREEK MORTGAGE, LLC $2,630,000 $2,530,000 -3.8% 0.1%
GSF Mortgage Corporation $3,975,000 $2,500,000 -37.1% 0.1%
MID AMERICA MORTGAGE, INC. $3,245,000 $2,500,000 -23.0% 0.1%
SPRING EQ, LLC $4,215,000 $2,490,000 -40.9% 0.1%
ALL REVERSE MORTGAGE, INC. $1,210,000 $2,475,000 104.5% 0.1%
ALTITUDE FINANCIAL CORPORATION $1,145,000 $2,465,000 115.3% 0.0%
KELLER MORTGAGE, LLC $2,720,000 $2,435,000 -10.5% 0.0%
Stifel Bank and Trust $3,745,000 $2,415,000 -35.5% 0.0%
Magnolia Bank $2,380,000 $2,395,000 0.6% 0.0%
BM Real Estate Services, Inc. $1,490,000 $2,380,000 59.7% 0.0%
Hometown Lenders, Inc. $1,125,000 $2,355,000 109.3% 0.0%
First Merchants Bank $2,145,000 n/a 0.0%
First Home Bank $515,000 $2,105,000 308.7% 0.0%
ARC HOME LLC $7,865,000 $2,090,000 -73.4% 0.0%
EMBRACE HOME LOANS, INC. $1,380,000 $2,075,000 50.4% 0.0%
Firefighters First Federal Credit Union $2,620,000 $2,075,000 -20.8% 0.0%
Manufacturers and Traders Trust Company $575,000 $2,075,000 260.9% 0.0%
RESIDENTIAL BANCORP. $2,075,000 n/a 0.0%
Lend Smart Mortgage, LLC $3,035,000 $2,070,000 -31.8% 0.0%
Hometown Equity Mortgage, LLC $375,000 $2,065,000 450.7% 0.0%
HOMESTEAD FUNDING CORP. $2,630,000 $2,060,000 -21.7% 0.0%
First Federal Bank $2,290,000 $2,055,000 -10.3% 0.0%
ROYAL UNITED MORTGAGE LLC $1,865,000 $2,050,000 9.9% 0.0%
AMERICA FIRST $280,000 $2,040,000 628.6% 0.0%
Prime Choice Funding Inc. $3,555,000 $2,020,000 -43.2% 0.0%
HomeStreet Bank $245,000 $2,000,000 716.3% 0.0%
Plains Commerce Bank $3,095,000 $1,980,000 -36.0% 0.0%
WESTERN EXPRESS LENDING $1,695,000 $1,975,000 16.5% 0.0%
Citizens Bank $2,405,000 $1,910,000 -20.6% 0.0%
NEW WEST LENDING, INC. $2,465,000 $1,850,000 -24.9% 0.0%
SWBC MORTGAGE CORPORATION $215,000 $1,840,000 755.8% 0.0%
Discover Bank $1,270,000 $1,815,000 42.9% 0.0%
AMCAP MORTGAGE, LTD. $1,080,000 $1,800,000 66.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $4,675,000 $1,755,000 -62.5% 0.0%
FUNDLOANS CAPITAL $1,740,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $310,000 $1,735,000 459.7% 0.0%
Umpqua Bank $1,895,000 $1,725,000 -9.0% 0.0%
LENDUS, LLC $2,420,000 $1,720,000 -28.9% 0.0%
Arvest Bank $3,295,000 $1,710,000 -48.1% 0.0%
TOWNE MORTGAGE COMPANY $670,000 $1,710,000 155.2% 0.0%
CASTLE & COOKE MORTGAGE, LLC $2,670,000 $1,675,000 -37.3% 0.0%
ALL WESTERN MORTGAGE, INC. $895,000 $1,670,000 86.6% 0.0%
Alaska USA Federal Credit Union $2,545,000 $1,650,000 -35.2% 0.0%
First State Bank of St. Charles, Missouri $1,005,000 $1,635,000 62.7% 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,615,000 n/a 0.0%
ONY GLO, INC. $940,000 $1,610,000 71.3% 0.0%
CIT Bank $1,120,000 $1,600,000 42.9% 0.0%
Citadel Servicing Corporation $1,830,000 $1,595,000 -12.8% 0.0%
DIRECTORS MORTGAGE, INC. $1,590,000 n/a 0.0%
Prosperity Home Mortgage, LLC $2,200,000 $1,590,000 -27.7% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,000,000 $1,560,000 56.0% 0.0%
OCMBC, INC. $1,715,000 $1,550,000 -9.6% 0.0%
Raymond James Bank $2,310,000 $1,550,000 -32.9% 0.0%
Visio Financial Services Inc. $1,550,000 n/a 0.0%
FirstBank $665,000 $1,540,000 131.6% 0.0%
LENDERFI, INC. $1,050,000 $1,540,000 46.7% 0.0%
BECKAM FUNDING CORP. $1,530,000 n/a 0.0%
F&A Federal Credit Union $1,500,000 n/a 0.0%
LOANSNAP, INC. $1,470,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $1,320,000 $1,460,000 10.6% 0.0%
ENVOY MORTGAGE, LTD $1,595,000 $1,435,000 -10.0% 0.0%
FBC MORTGAGE, LLC $2,290,000 $1,435,000 -37.3% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $535,000 $1,435,000 168.2% 0.0%
5TH STREET CAPITAL, INC. $1,425,000 n/a 0.0%
SFMC, LP $450,000 $1,410,000 213.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,545,000 $1,400,000 -9.4% 0.0%
AXIA FINANCIAL, LLC $3,390,000 $1,400,000 -58.7% 0.0%
Truist Bank $1,480,000 $1,390,000 -6.1% 0.0%
Evolve Bank & Trust $3,100,000 $1,365,000 -56.0% 0.0%
Fifth Third Bank $1,355,000 n/a 0.0%
SOFI LENDING CORP. $735,000 $1,355,000 84.4% 0.0%
FIRST TECHNOLOGY $665,000 $1,330,000 100.0% 0.0%
TJC Mortgage, Inc. $845,000 $1,320,000 56.2% 0.0%
INTELLILOAN, INC. $470,000 $1,315,000 179.8% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $765,000 $1,310,000 71.2% 0.0%
Home Mortgage Alliance Corp $1,295,000 n/a 0.0%
Bank of the West $2,070,000 $1,280,000 -38.2% 0.0%
CHEVRON $1,270,000 n/a 0.0%
First-Citizens Bank & Trust Company $1,255,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $1,240,000 n/a 0.0%
INSPIRE HOME LOANS INC. $975,000 $1,220,000 25.1% 0.0%
Northwest Federal Credit Union $375,000 $1,195,000 218.7% 0.0%
NuVision Federal Credit Union $850,000 $1,190,000 40.0% 0.0%
Cornerstone First Mortgage, Inc $275,000 $1,185,000 330.9% 0.0%
First Interstate Bank $1,070,000 $1,175,000 9.8% 0.0%
Low VA Rates, LLC $4,925,000 $1,150,000 -76.6% 0.0%
Baxter Credit Union $1,190,000 $1,145,000 -3.8% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $530,000 $1,130,000 113.2% 0.0%
BELEM SERVICING LLC $360,000 $1,120,000 211.1% 0.0%
City National Bank $425,000 $1,095,000 157.6% 0.0%
WESCOM CENTRAL CREDIT UNION $585,000 $1,090,000 86.3% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $780,000 $1,085,000 39.1% 0.0%
Mid-Continent Funding, Inc. $1,395,000 $1,060,000 -24.0% 0.0%
SWH FUNDING, LLC $265,000 $1,055,000 298.1% 0.0%
BNC National Bank $725,000 $1,030,000 42.1% 0.0%
GREENWOOD $1,030,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $1,625,000 $1,025,000 -36.9% 0.0%
OAKTREE FUNDING CORP. $205,000 $1,020,000 397.6% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,205,000 $1,005,000 -54.4% 0.0%
Silicon Valley Bank $985,000 n/a 0.0%
First Internet Bank of Indiana $855,000 $965,000 12.9% 0.0%
Opportunity Bank of Montana $965,000 n/a 0.0%
The Loan Store, Inc. $1,450,000 $965,000 -33.4% 0.0%
1st Security Bank of Washington $530,000 $950,000 79.2% 0.0%
Opendoor Home Loans LLC $255,000 $950,000 272.5% 0.0%
Boeing Employees Credit Union $1,205,000 $945,000 -21.6% 0.0%
First National Bank Texas $795,000 $945,000 18.9% 0.0%
Century Mortgage Company DBA Century Lending Company $935,000 n/a 0.0%
UNITED MORTGAGE CORP. $935,000 n/a 0.0%
Financial Funding Solutions, Inc. $1,210,000 $920,000 -24.0% 0.0%
Colonial Savings, F.A. $2,175,000 $895,000 -58.9% 0.0%
Cornerstone National Bank & Trust Company $865,000 $885,000 2.3% 0.0%
QUORUM FEDERAL CREDIT UNION $225,000 $870,000 286.7% 0.0%
Franklin Loan Corporation $1,005,000 $860,000 -14.4% 0.0%
Greenbox Loans, Inc. $855,000 n/a 0.0%
Old National Bank $855,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $1,290,000 $855,000 -33.7% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,490,000 $840,000 -43.6% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $835,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $830,000 n/a 0.0%
Goldman Sachs Bank USA $945,000 $825,000 -12.7% 0.0%
MLD MORTGAGE INC. $1,135,000 $825,000 -27.3% 0.0%
NORTHROP GRUMMAN Federal Credit Union $825,000 n/a 0.0%
Bremer Bank $315,000 $820,000 160.3% 0.0%
Bank of England $2,165,000 $805,000 -62.8% 0.0%
PINNACLE LENDING GROUP, INC. $225,000 $800,000 255.6% 0.0%
Commerce Bank $500,000 $795,000 59.0% 0.0%
DIGITAL Federal Credit Union $290,000 $795,000 174.1% 0.0%
NexBank $135,000 $795,000 488.9% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $385,000 $780,000 102.6% 0.0%
LOGIX FEDERAL CREDIT UNION $595,000 $765,000 28.6% 0.0%
Victorian Finance, LLC $285,000 $760,000 166.7% 0.0%
Mid-America Bank $755,000 n/a 0.0%
Arizona Bank & Trust $750,000 n/a 0.0%
Bankers Trust Company $255,000 $750,000 194.1% 0.0%
IDEAL HOME LOANS LLC $1,105,000 $735,000 -33.5% 0.0%
Figure Lending LLC $1,040,000 $730,000 -29.8% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $3,190,000 $725,000 -77.3% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $340,000 $720,000 111.8% 0.0%
HOMEXPRESS MORTGAGE CORP. $135,000 $710,000 425.9% 0.0%
Pacific Premier Bank $1,285,000 $675,000 -47.5% 0.0%
Union Savings Bank $670,000 n/a 0.0%
Deere Employees Credit Union $810,000 $665,000 -17.9% 0.0%
SRE MORTGAGE ALLIANCE INC. $660,000 n/a 0.0%
Comerica Bank $545,000 $655,000 20.2% 0.0%
JMJ FINANCIAL GROUP $2,315,000 $650,000 -71.9% 0.0%
CIBC Bank USA $645,000 n/a 0.0%
MANN FINANCIAL INC. $630,000 n/a 0.0%
Cache Valley Bank $625,000 n/a 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $610,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $350,000 $610,000 74.3% 0.0%
The Bank of San Antonio $605,000 n/a 0.0%
First Credit Union $950,000 $600,000 -36.8% 0.0%
Community First National Bank $345,000 $595,000 72.5% 0.0%
State Financial Network, LLC $595,000 n/a 0.0%
Great Southern Bank $585,000 n/a 0.0%
Peoples Bank $235,000 $570,000 142.6% 0.0%
ACCELERATE MORTGAGE, LLC $560,000 n/a 0.0%
Ameris Bank $545,000 n/a 0.0%
Cf Bank $2,985,000 $545,000 -81.7% 0.0%
Presidential Bank, FSB $545,000 n/a 0.0%
Renasant Bank $470,000 $545,000 16.0% 0.0%
WNB Financial, N.A. $700,000 $545,000 -22.1% 0.0%
VERITAS FUNDING, LLC $410,000 $530,000 29.3% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $630,000 $525,000 -16.7% 0.0%
Oakstar Bank $435,000 $520,000 19.5% 0.0%
Bethpage Federal Credit Union $515,000 n/a 0.0%
Paramount Bank $935,000 $515,000 -44.9% 0.0%
First International Bank & Trust $885,000 $505,000 -42.9% 0.0%
Texas Bank Financial $505,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $770,000 $505,000 -34.4% 0.0%
DIRECT MORTGAGE, CORP. $1,305,000 $500,000 -61.7% 0.0%
Solarity Credit Union $485,000 n/a 0.0%
WINGS FINANCIAL $605,000 $480,000 -20.7% 0.0%
Equity Prime Mortgage LLC $385,000 $470,000 22.1% 0.0%
RESIDENTIAL MORTGAGE, LLC $465,000 $465,000 0.0% 0.0%
EMM LOANS LLC $1,205,000 $460,000 -61.8% 0.0%
Austin Capital Bank SSB $455,000 n/a 0.0%
GEORGIA'S OWN $455,000 n/a 0.0%
TOWER $445,000 $445,000 0.0% 0.0%
Financial Partners Credit Union $780,000 $435,000 -44.2% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $1,030,000 $435,000 -57.8% 0.0%
Wyoming Bank & Trust $435,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $430,000 n/a 0.0%
American Airlines Federal Credit Union $1,745,000 $425,000 -75.6% 0.0%
HUNT MORTGAGE CORPORATION $450,000 $425,000 -5.6% 0.0%
Luxury Mortgage Corp. $425,000 n/a 0.0%
MERIWEST MORTGAGE COMPANY, LLC $1,040,000 $425,000 -59.1% 0.0%
PARKSIDE LENDING, LLC $1,550,000 $415,000 -73.2% 0.0%
ADVANCIAL $410,000 n/a 0.0%
STAR ONE CREDIT UNION $850,000 $410,000 -51.8% 0.0%
Capital Bank $1,840,000 $405,000 -78.0% 0.0%
Goldwater Bank, N.A. $440,000 $395,000 -10.2% 0.0%
Lincoln FSB of Nebraska $395,000 n/a 0.0%
VANTAGE WEST $280,000 $395,000 41.1% 0.0%
Alerus Financial $345,000 $390,000 13.0% 0.0%
First Western Trust Bank $770,000 $390,000 -49.4% 0.0%
Florida Capital Bank $385,000 n/a 0.0%
Platinum Home Mortgage Corporation $485,000 $385,000 -20.6% 0.0%
AHL FUNDING $745,000 $380,000 -49.0% 0.0%
Ixonia Bank $375,000 $375,000 0.0% 0.0%
First State Bank $330,000 $370,000 12.1% 0.0%
CHOICE LENDING CORP. $365,000 n/a 0.0%
SNAPFI, INC. $365,000 n/a 0.0%
Southwest Airlines Federal Credit Union $175,000 $365,000 108.6% 0.0%
Canyon State Credit Union $2,150,000 $360,000 -83.3% 0.0%
Dubuque Bank and Trust Company $355,000 n/a 0.0%
Frandsen Bank & Trust $355,000 n/a 0.0%
North Shore Bank of Commerce $355,000 n/a 0.0%
MORTGAGEONE, INC. $350,000 n/a 0.0%
HUGHES FEDERAL CREDIT UNION $255,000 $340,000 33.3% 0.0%
East Coast Capital Corp. $335,000 n/a 0.0%
Gain Federal Credit Union $335,000 n/a 0.0%
Servion, Inc. $335,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $405,000 $315,000 -22.2% 0.0%
ML Mortgage Corp. $315,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,145,000 $315,000 -90.0% 0.0%
Black Hills Community Bank $305,000 n/a 0.0%
CORTRUST MORTGAGE, INC. $305,000 n/a 0.0%
First Republic Bank $305,000 n/a 0.0%
First Savings Bank $2,480,000 $305,000 -87.7% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $305,000 n/a 0.0%
DATA MORTGAGE, INC. $1,225,000 $295,000 -75.9% 0.0%
JMAC LENDING, INC. $2,175,000 $295,000 -86.4% 0.0%
The Home Loan Expert LLC $295,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $285,000 n/a 0.0%
First American Bank $45,000 $285,000 533.3% 0.0%
Willamette Valley Bank $560,000 $285,000 -49.1% 0.0%
Axiom Bank, N.A. $280,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $160,000 $280,000 75.0% 0.0%
LENDING 3, INC. $275,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $265,000 n/a 0.0%
BayCoast Bank $265,000 n/a 0.0%
First United Bank and Trust Company $335,000 $265,000 -20.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $265,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $1,180,000 $265,000 -77.5% 0.0%
Meridian Bank Corporation $650,000 $265,000 -59.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $570,000 $265,000 -53.5% 0.0%
PANORAMA MORTGAGE GROUP, LLC $265,000 $265,000 0.0% 0.0%
Sound Community Bank $265,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $255,000 n/a 0.0%
Golden Empire Mortgage, Inc. $1,445,000 $245,000 -83.0% 0.0%
Jonah Bank of Wyoming $235,000 n/a 0.0%
SKYONE Federal Credit Union $115,000 $235,000 104.3% 0.0%
Beeline Loans, Inc. $225,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $225,000 n/a 0.0%
FAY SERVICING, LLC $225,000 n/a 0.0%
American Mortgage Bank, LLC $215,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $375,000 $215,000 -42.7% 0.0%
Great Western Bank $215,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $205,000 n/a 0.0%
First Federal Bank of Kansas City $1,515,000 $205,000 -86.5% 0.0%
Home Federal Savings & Loan Association of Grand Island $205,000 n/a 0.0%
The Farmers National Bank of Canfield $205,000 n/a 0.0%
TOGETHER CREDIT UNION $205,000 n/a 0.0%
GREAT LAKES $225,000 $195,000 -13.3% 0.0%
Advisors Mortgage Group, L.L.C. $185,000 n/a 0.0%
First Fidelity Bank $820,000 $175,000 -78.7% 0.0%
First Option Mortgage, LLC $860,000 $175,000 -79.7% 0.0%
Quontic Bank $175,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $95,000 $165,000 73.7% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $165,000 n/a 0.0%
T2 FINANCIAL LLC $165,000 n/a 0.0%
Tri-County Bank $165,000 n/a 0.0%
CITIZENS EQUITY FIRST $515,000 $155,000 -69.9% 0.0%
Network Funding, L.P. $145,000 n/a 0.0%
THE MONEY SOURCE INC. $145,000 n/a 0.0%
First Midwest Bank $480,000 $135,000 -71.9% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $930,000 $135,000 -85.5% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,010,000 $125,000 -87.6% 0.0%
AFFINITY $825,000 $105,000 -87.3% 0.0%
CENTENNIAL LENDING, LLC $265,000 $105,000 -60.4% 0.0%
First Federal Savings Bank $325,000 $105,000 -67.7% 0.0%
Landings Credit Union $105,000 n/a 0.0%
AMERICAN FIRST $95,000 n/a 0.0%
EVERETT FINANCIAL, INC. $7,105,000 $95,000 -98.7% 0.0%
First National Bank of America $95,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $455,000 $95,000 -79.1% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $555,000 $95,000 -82.9% 0.0%
ADVANTIS $85,000 n/a 0.0%
CORNING $75,000 n/a 0.0%
HILTON FINANCIAL CORPORATION $935,000 $75,000 -92.0% 0.0%
HORIZON COMMUNITY BANK, INC. $205,000 $75,000 -63.4% 0.0%
PREMIER MEMBERS CREDIT UNION $75,000 n/a 0.0%
THRIVENT Federal Credit Union $465,000 $25,000 -94.6% 0.0%
TUCSON $25,000 n/a 0.0%

PRESCOTT VALLEY - PRESCOTT's top lender by overall market share is QUICKEN LOANS, LLC, with 7.5% market share. In second place, with 6.5%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $320,955,000 in loans. In third place, with 5.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $268,865,000 in loans. In third place, with 3.4%, is GUILD MORTGAGE COMPANY, having originated $167,040,000 in loans. In third place, with 2.6%, is Wallick & Volk, Inc., having originated $126,345,000 in loans.


PRESCOTT VALLEY-PRESCOTT, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 6,028 $1,573,210,000 $260,984
Home Purchase 5,911 $2,087,255,000 $353,114
Cash Out Refi 3,909 $1,070,815,000 $273,936
Home Improvement 598 $135,940,000 $227,324
Other 402 $76,630,000 $190,622
NA 1 $175,000 $175,000

Prescott Valley - Prescott's most frequently cited loan purpose was Refi, with 6,028 originations. The 2nd most popular reason was Home Purchase, with 5,911 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 6,538 $1,947,300,000 $297,843
3-4% 6,516 $1,956,960,000 $300,331
<2.5% 2,936 $800,550,000 $272,667
4-5% 537 $151,875,000 $282,821
5-6% 125 $25,195,000 $201,560
6-7% 73 $42,375,000 $580,479
Over 8% 49 $5,785,000 $118,061
7-8% 31 $6,575,000 $212,097

During 2021, Prescott Valley - Prescott's most frequently originated rate bucket was 2.5-3%, with 6,538 originations.

Loan Sizing (PRESCOTT VALLEY-PRESCOTT, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 8,685 $2,459,395,000 $283,177
$100k-200k 4,210 $648,720,000 $154,090
$400k-600k 2,395 $1,143,355,000 $477,392
$100,000 or less 1,010 $62,520,000 $61,901
$600k-1000k 439 $319,715,000 $728,280
$Over $1MM 110 $310,320,000 $2,821,091

PRESCOTT VALLEY - PRESCOTT's loan sizing saw the bucket of loans from $200k-400k with 8,685 originations, totaling $2,459,395,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 5,492 $1,865,390,000 $339,656
40-60% 4,095 $1,101,745,000 $269,046
80-100% 3,871 $1,276,525,000 $329,766
20-40% 1,894 $356,470,000 $188,210
Under 20% 693 $49,135,000 $70,902
Over 100% 129 $82,065,000 $636,163

PRESCOTT VALLEY - PRESCOTT's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 5,492 originations, totaling $1,865,390,000 in origination value.