PRESCOTT VALLEY - PRESCOTT Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Prescott Valley - Prescott averaged
6.54%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.73% and
one month ago for the week of 2024-11-07, the
average rate was 7.03%.
Prescott Valley - Prescott's average rate one year ago was 6.97%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.18%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Prescott Valley - Prescott 30 Year Fixed Rate | 2024-12-12 | 6.54% |
| Prescott Valley - Prescott 30 Year Fixed Rate Refi | 2024-12-12 | 7.18% |
| Prescott Valley - Prescott 15 Year Fixed Rate | 2024-12-12 | 5.94% |
| Prescott Valley - Prescott 15 Year Fixed Rate Refi | 2024-12-12 | 6.34% |
| Prescott Valley - Prescott 30 Year FHA | 2024-12-12 | 5.89% |
| Prescott Valley - Prescott 30 Year FHA Refi | 2024-12-12 | 6.38% |
| Prescott Valley - Prescott 30 Year USDA | 2024-12-12 | 6.4% |
| Prescott Valley - Prescott 30 Year USDA Refi | 2024-12-12 | 6.3% |
| Prescott Valley - Prescott 30 Year VA | 2024-12-12 | 5.8% |
| Prescott Valley - Prescott 30 Year VA Refi | 2024-12-12 | 5.98% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PRESCOTT VALLEY-PRESCOTT, AZ.
PRESCOTT VALLEY - PRESCOTT Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PRESCOTT VALLEY-PRESCOTT, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PRESCOTT VALLEY - PRESCOTT Average Closing Costs & Other Stats
PRESCOTT VALLEY-PRESCOTT, AZ's 239 lenders originated 5,567
loans during 2023. The total origination value was $1,674,705,000, with an average loan value of
$300,827.
PRESCOTT VALLEY - PRESCOTT's average closing costs are $5,555.
The top PRESCOTT VALLEY - PRESCOTT lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
288 loans originated. Their average total fees are
$8,336, which is $526
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee PRESCOTT VALLEY - PRESCOTT lenders (with over 10 loans originated) are
Shea Mortgage Inc. ($2,273), Nations Lending Corporation ($4,476), OneAZ Credit Union ($4,479), Bank of America ($4,982) and Zions Bank ($5,026).
The lowest rate PRESCOTT VALLEY - PRESCOTT lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (5.87%), Zions Bank (6.16%), Wells Fargo Bank (6.22%), Bank of America (6.28%) and OneAZ Credit Union (6.33%).
PRESCOTT VALLEY-PRESCOTT, AZ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $172,110,000 | $189,550,000 | 10.1% | 11.3% |
| QUICKEN LOANS, LLC | $164,760,000 | $102,160,000 | -38.0% | 6.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $196,990,000 | $85,905,000 | -56.4% | 5.1% |
| OneAZ Credit Union | $82,690,000 | $59,370,000 | -28.2% | 3.5% |
| GUILD MORTGAGE COMPANY | $74,825,000 | $49,680,000 | -33.6% | 3.0% |
| NFM, INC. | $85,660,000 | $47,135,000 | -45.0% | 2.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $57,385,000 | $42,585,000 | -25.8% | 2.5% |
| V.I.P. MORTGAGE, INC. | $53,915,000 | $40,745,000 | -24.4% | 2.4% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $67,535,000 | $37,505,000 | -44.5% | 2.2% |
| Zions Bank | $72,900,000 | $33,310,000 | -54.3% | 2.0% |
| U.S. Bank | $70,120,000 | $27,310,000 | -61.1% | 1.6% |
| JPMorgan Chase Bank | $51,660,000 | $23,740,000 | -54.0% | 1.4% |
| Glacier Bank | $55,080,000 | $22,420,000 | -59.3% | 1.3% |
| Wells Fargo Bank | $43,095,000 | $22,195,000 | -48.5% | 1.3% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $35,225,000 | $19,185,000 | -45.5% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $18,500,000 | $18,440,000 | -0.3% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $21,475,000 | $18,320,000 | -14.7% | 1.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $15,505,000 | $17,870,000 | 15.3% | 1.1% |
| Bank of Colorado | $37,190,000 | $16,385,000 | -55.9% | 1.0% |
| Paramount Residential Mortgage Group, Inc. | $26,435,000 | $15,910,000 | -39.8% | 1.0% |
| Bank of America | $24,230,000 | $15,760,000 | -35.0% | 0.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $14,180,000 | $15,685,000 | 10.6% | 0.9% |
| Mortgage Research Center, LLC | $19,165,000 | $15,475,000 | -19.3% | 0.9% |
| ACADEMY MORTGAGE CORPORATION | $22,930,000 | $15,290,000 | -33.3% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $25,785,000 | $15,070,000 | -41.6% | 0.9% |
| ON Q FINANCIAL, INC. | $18,505,000 | $14,640,000 | -20.9% | 0.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,340,000 | $14,005,000 | 498.5% | 0.8% |
| S1L, Inc. | $6,890,000 | $13,945,000 | 102.4% | 0.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $26,215,000 | $13,700,000 | -47.7% | 0.8% |
| LOANDEPOT.COM, LLC | $48,945,000 | $13,600,000 | -72.2% | 0.8% |
| Nations Lending Corporation | $5,455,000 | $13,140,000 | 140.9% | 0.8% |
| Adams Bank & Trust | $14,010,000 | $12,680,000 | -9.5% | 0.8% |
| GARDNER FINANCIAL SERVICES, LTD. | $11,915,000 | n/a | 0.7% | |
| GUARANTEED RATE, INC. | $18,190,000 | $11,835,000 | -34.9% | 0.7% |
| Wallick & Volk, Inc. | $67,560,000 | $11,170,000 | -83.5% | 0.7% |
| BMO Harris Bank | $19,355,000 | $10,940,000 | -43.5% | 0.7% |
| Shea Mortgage Inc. | $12,405,000 | $10,580,000 | -14.7% | 0.6% |
| CMG MORTGAGE, INC. | $14,675,000 | $10,425,000 | -29.0% | 0.6% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $16,760,000 | $9,625,000 | -42.6% | 0.6% |
| BROKER SOLUTIONS, INC. | $21,870,000 | $9,620,000 | -56.0% | 0.6% |
| FINANCE OF AMERICA REVERSE LLC | $26,545,000 | $9,590,000 | -63.9% | 0.6% |
| Morgan Stanley Private Bank | $12,780,000 | $9,485,000 | -25.8% | 0.6% |
| Sierra Pacific Mortgage Company, Inc. | $7,855,000 | $9,290,000 | 18.3% | 0.6% |
| CREDIT UNION WEST | $13,955,000 | $9,135,000 | -34.5% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $20,400,000 | $8,440,000 | -58.6% | 0.5% |
| Flagstar Bank, FSB | $21,320,000 | $8,015,000 | -62.4% | 0.5% |
| Waterstone Mortgage Corporation | $3,120,000 | $7,425,000 | 138.0% | 0.4% |
| MORIA DEVELOPMENT, INC. | $21,370,000 | $7,400,000 | -65.4% | 0.4% |
| ARIZONA | $3,660,000 | $6,860,000 | 87.4% | 0.4% |
| PNC Bank | $14,435,000 | $6,860,000 | -52.5% | 0.4% |
| Loan Simple, Inc. | $28,070,000 | $6,815,000 | -75.7% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,670,000 | $6,445,000 | 141.4% | 0.4% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $10,265,000 | $6,245,000 | -39.2% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $6,235,000 | n/a | 0.4% | |
| Bell Bank | $8,060,000 | $6,125,000 | -24.0% | 0.4% |
| Prosperity Home Mortgage, LLC | $4,120,000 | $6,110,000 | 48.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $20,470,000 | $6,090,000 | -70.2% | 0.4% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $6,015,000 | n/a | 0.4% | |
| DEFINE MORTGAGE SOLUTIONS, LLC | $4,985,000 | $5,995,000 | 20.3% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $7,845,000 | $5,835,000 | -25.6% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $11,585,000 | $5,770,000 | -50.2% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $7,290,000 | $5,705,000 | -21.7% | 0.3% |
| The Federal Savings Bank | $4,705,000 | $5,580,000 | 18.6% | 0.3% |
| UNION HOME MORTGAGE CORP. | $19,595,000 | $5,520,000 | -71.8% | 0.3% |
| USAA Federal Savings Bank | $8,995,000 | $5,440,000 | -39.5% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $24,650,000 | $5,360,000 | -78.3% | 0.3% |
| NEW DAY FINANCIAL, LLC | $5,170,000 | $5,305,000 | 2.6% | 0.3% |
| DIRECTORS MORTGAGE, INC. | $4,750,000 | $5,145,000 | 8.3% | 0.3% |
| Washington Federal Bank | $10,660,000 | $5,060,000 | -52.5% | 0.3% |
| OCMBC, INC. | $675,000 | $4,870,000 | 621.5% | 0.3% |
| Citadel Servicing Corporation | $2,345,000 | $4,715,000 | 101.1% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,100,000 | $4,665,000 | 122.1% | 0.3% |
| Commerce Home Mortgage, Inc. | $3,585,000 | $4,545,000 | 26.8% | 0.3% |
| MOUNTAIN AMERICA | $8,085,000 | $4,515,000 | -44.2% | 0.3% |
| Charles Schwab Bank, SSB | $6,170,000 | $4,265,000 | -30.9% | 0.3% |
| NexBank | $5,730,000 | $4,245,000 | -25.9% | 0.3% |
| Equity Prime Mortgage LLC | $1,770,000 | $4,080,000 | 130.5% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,155,000 | $4,020,000 | 248.1% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $7,175,000 | $3,950,000 | -44.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $3,950,000 | $3,880,000 | -1.8% | 0.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $825,000 | $3,715,000 | 350.3% | 0.2% |
| BAY EQUITY LLC | $16,000,000 | $3,655,000 | -77.2% | 0.2% |
| NEXERA HOLDING LLC | $3,975,000 | $3,530,000 | -11.2% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $2,065,000 | $3,425,000 | 65.9% | 0.2% |
| Northpointe Bank | $7,270,000 | $3,410,000 | -53.1% | 0.2% |
| Stifel Bank and Trust | $6,275,000 | $3,400,000 | -45.8% | 0.2% |
| Carrington Mortgage Services, LLC | $7,230,000 | $3,365,000 | -53.5% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $3,295,000 | n/a | 0.2% | |
| NEWREZ LLC | $10,340,000 | $3,125,000 | -69.8% | 0.2% |
| EVANSVILLE TEACHERS | $255,000 | $3,110,000 | 1,119.6% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $11,360,000 | $3,020,000 | -73.4% | 0.2% |
| PHH Mortgage Corporation | $10,455,000 | $2,995,000 | -71.4% | 0.2% |
| UMB Bank | $50,985,000 | $2,985,000 | -94.1% | 0.2% |
| KINECTA | $595,000 | $2,960,000 | 397.5% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $215,000 | $2,900,000 | 1,248.8% | 0.2% |
| First International Bank & Trust | $2,560,000 | $2,860,000 | 11.7% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $5,730,000 | $2,830,000 | -50.6% | 0.2% |
| FBC MORTGAGE, LLC | $2,155,000 | $2,815,000 | 30.6% | 0.2% |
| Plains Commerce Bank | $580,000 | $2,815,000 | 385.3% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $2,575,000 | $2,790,000 | 8.3% | 0.2% |
| ALLIANT CREDIT UNION | $3,630,000 | $2,715,000 | -25.2% | 0.2% |
| NBKC BANK | $3,550,000 | $2,680,000 | -24.5% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,440,000 | $2,675,000 | -39.8% | 0.2% |
| The Loan Store, Inc. | $195,000 | $2,655,000 | 1,261.5% | 0.2% |
| LOANPAL, LLC | $11,860,000 | $2,610,000 | -78.0% | 0.2% |
| Discover Bank | $3,040,000 | $2,600,000 | -14.5% | 0.2% |
| MidFirst Bank | $9,400,000 | $2,540,000 | -73.0% | 0.2% |
| INTERCAP LENDING INC. | $915,000 | $2,460,000 | 168.9% | 0.1% |
| CARDINAL FINANCIAL | $7,000,000 | $2,455,000 | -64.9% | 0.1% |
| Firefighters First Federal Credit Union | $4,105,000 | $2,395,000 | -41.7% | 0.1% |
| LENDSURE MORTGAGE CORP. | $3,480,000 | $2,365,000 | -32.0% | 0.1% |
| Sunflower Bank | $4,940,000 | $2,335,000 | -52.7% | 0.1% |
| AMERICA FIRST | $1,910,000 | $2,265,000 | 18.6% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $3,075,000 | $2,255,000 | -26.7% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,005,000 | $2,255,000 | 124.4% | 0.1% |
| TRUWEST Credit Union | $2,360,000 | $2,215,000 | -6.1% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $2,325,000 | $2,210,000 | -4.9% | 0.1% |
| SUMMIT FUNDING, INC. | $2,560,000 | $2,150,000 | -16.0% | 0.1% |
| T2 FINANCIAL LLC | $2,150,000 | n/a | 0.1% | |
| HILTON FINANCIAL CORPORATION | $2,610,000 | $2,080,000 | -20.3% | 0.1% |
| UBS Bank USA | $6,320,000 | $2,080,000 | -67.1% | 0.1% |
| Figure Lending LLC | $2,975,000 | $2,025,000 | -31.9% | 0.1% |
| OceanFirst Bank | $2,005,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,350,000 | $1,935,000 | -63.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $4,915,000 | $1,920,000 | -60.9% | 0.1% |
| MANN FINANCIAL INC. | $375,000 | $1,880,000 | 401.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,795,000 | $1,860,000 | -33.5% | 0.1% |
| SUN AMERICAN MORTGAGE COMPANY | $3,990,000 | $1,715,000 | -57.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,035,000 | $1,710,000 | 65.2% | 0.1% |
| PLANET HOME LENDING, LLC | $5,190,000 | $1,710,000 | -67.1% | 0.1% |
| Coastal Community Bank | $1,705,000 | n/a | 0.1% | |
| SWH FUNDING, LLC | $2,960,000 | $1,655,000 | -44.1% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $4,905,000 | $1,640,000 | -66.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $745,000 | $1,635,000 | 119.5% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $1,635,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $1,480,000 | $1,615,000 | 9.1% | 0.1% |
| Raymond James Bank | $2,280,000 | $1,605,000 | -29.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $3,015,000 | $1,590,000 | -47.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,775,000 | $1,580,000 | -43.1% | 0.1% |
| Boeing Employees Credit Union | $2,040,000 | $1,560,000 | -23.5% | 0.1% |
| First-Citizens Bank & Trust Company | $1,975,000 | $1,540,000 | -22.0% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $175,000 | $1,540,000 | 780.0% | 0.1% |
| MICHIGAN MUTUAL, INC. | $1,580,000 | $1,405,000 | -11.1% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $845,000 | $1,390,000 | 64.5% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $1,685,000 | $1,375,000 | -18.4% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $2,195,000 | $1,365,000 | -37.8% | 0.1% |
| Logan Finance Corporation | $1,365,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $2,170,000 | $1,360,000 | -37.3% | 0.1% |
| VANTAGE WEST | $685,000 | $1,350,000 | 97.1% | 0.1% |
| Bethpage Federal Credit Union | $670,000 | $1,345,000 | 100.7% | 0.1% |
| TrustBank | $1,345,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $2,485,000 | $1,330,000 | -46.5% | 0.1% |
| Neighborhood Loans, Inc. | $6,965,000 | $1,330,000 | -80.9% | 0.1% |
| OPEN MORTGAGE, LLC | $2,895,000 | $1,330,000 | -54.1% | 0.1% |
| CLEARPATH LENDING | $2,005,000 | $1,325,000 | -33.9% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,080,000 | $1,320,000 | 22.2% | 0.1% |
| Citibank | $2,500,000 | $1,295,000 | -48.2% | 0.1% |
| Stockman Bank of Montana | $1,295,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $1,115,000 | $1,290,000 | 15.7% | 0.1% |
| Umpqua Bank | $785,000 | $1,270,000 | 61.8% | 0.1% |
| FUNDLOANS CAPITAL | $395,000 | $1,260,000 | 219.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,490,000 | $1,255,000 | -15.8% | 0.1% |
| Watermark Capital, Inc. | $5,005,000 | $1,225,000 | -75.5% | 0.1% |
| CANOPY MORTGAGE, LLC | $4,165,000 | $1,205,000 | -71.1% | 0.1% |
| RBC Bank, (Georgia) | $205,000 | $1,205,000 | 487.8% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $1,175,000 | n/a | 0.1% | |
| CrossFirst Bank | $1,170,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $6,055,000 | $1,135,000 | -81.3% | 0.1% |
| DAS Acquisition Company, LLC | $1,130,000 | n/a | 0.1% | |
| City National Bank | $3,915,000 | $1,120,000 | -71.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $745,000 | $1,105,000 | 48.3% | 0.1% |
| FirstBank | $500,000 | $1,090,000 | 118.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $5,035,000 | $1,080,000 | -78.6% | 0.1% |
| Truist | $2,855,000 | $1,060,000 | -62.9% | 0.1% |
| Ally Bank | $4,145,000 | $1,045,000 | -74.8% | 0.1% |
| Unison Bank | $4,470,000 | $1,035,000 | -76.8% | 0.1% |
| A&D Mortgage LLC | $925,000 | $1,030,000 | 11.4% | 0.1% |
| ARC HOME LLC | $2,440,000 | $1,025,000 | -58.0% | 0.1% |
| American Airlines Federal Credit Union | $670,000 | $1,020,000 | 52.2% | 0.1% |
| Union Bank and Trust Company | $1,005,000 | n/a | 0.1% | |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $1,000,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $970,000 | n/a | 0.1% | |
| CALIBER HOME LOANS, INC. | $22,640,000 | $940,000 | -95.8% | 0.1% |
| GENEVA FINANCIAL, LLC | $5,415,000 | $935,000 | -82.7% | 0.1% |
| SPRING EQ, LLC | $4,120,000 | $935,000 | -77.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $7,355,000 | $930,000 | -87.4% | 0.1% |
| BNY Mellon | $925,000 | n/a | 0.1% | |
| BAY-VALLEY MORTGAGE GROUP | $890,000 | n/a | 0.1% | |
| Franklin Loan Corporation | $560,000 | $890,000 | 58.9% | 0.1% |
| VERITAS FUNDING, LLC | $560,000 | $885,000 | 58.0% | 0.1% |
| LOGIX FEDERAL CREDIT UNION | $695,000 | $855,000 | 23.0% | 0.1% |
| ALL REVERSE MORTGAGE, INC. | $2,495,000 | $835,000 | -66.5% | 0.0% |
| AMCAP MORTGAGE, LTD. | $470,000 | $830,000 | 76.6% | 0.0% |
| First Western Trust Bank | $1,815,000 | $830,000 | -54.3% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,520,000 | $825,000 | -45.7% | 0.0% |
| FineMark National Bank & Trust | $805,000 | n/a | 0.0% | |
| Old National Bank | $2,595,000 | $805,000 | -69.0% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $730,000 | $800,000 | 9.6% | 0.0% |
| AXIA FINANCIAL, LLC | $1,220,000 | $800,000 | -34.4% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $13,570,000 | $795,000 | -94.1% | 0.0% |
| F&A Federal Credit Union | $790,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $1,100,000 | $790,000 | -28.2% | 0.0% |
| HomeTrust Bank | $325,000 | $785,000 | 141.5% | 0.0% |
| AMWEST FUNDING CORP. | $780,000 | n/a | 0.0% | |
| Baxter Credit Union | $310,000 | $780,000 | 151.6% | 0.0% |
| HighTechLending Inc | $6,515,000 | $760,000 | -88.3% | 0.0% |
| First Savings Bank | $1,510,000 | $755,000 | -50.0% | 0.0% |
| First State Bank | $755,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $8,315,000 | $755,000 | -90.9% | 0.0% |
| LHM FINANCIAL CORPORATION | $21,045,000 | $740,000 | -96.5% | 0.0% |
| GREENWOOD | $615,000 | $730,000 | 18.7% | 0.0% |
| Access Bank | $725,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $335,000 | $725,000 | 116.4% | 0.0% |
| JMJ FINANCIAL GROUP | $245,000 | $715,000 | 191.8% | 0.0% |
| FIRST TECHNOLOGY | $1,340,000 | $695,000 | -48.1% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,015,000 | $690,000 | -32.0% | 0.0% |
| Washington Trust Bank | $1,690,000 | $685,000 | -59.5% | 0.0% |
| Ixonia Bank | $245,000 | $670,000 | 173.5% | 0.0% |
| Cornerstone First Mortgage, Inc | $930,000 | $645,000 | -30.6% | 0.0% |
| Canyon State Credit Union | $1,145,000 | $635,000 | -44.5% | 0.0% |
| KS StateBank | $855,000 | $635,000 | -25.7% | 0.0% |
| Quontic Bank | $405,000 | $625,000 | 54.3% | 0.0% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $115,000 | $620,000 | 439.1% | 0.0% |
| First Horizon Bank | $615,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $1,430,000 | $605,000 | -57.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $735,000 | $605,000 | -17.7% | 0.0% |
| Heartland Bank and Trust Company | $605,000 | n/a | 0.0% | |
| NP, Inc. | $525,000 | $605,000 | 15.2% | 0.0% |
| BOKF | $3,145,000 | $580,000 | -81.6% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $580,000 | n/a | 0.0% | |
| Banterra Bank | $575,000 | n/a | 0.0% | |
| Bremer Bank | $575,000 | n/a | 0.0% | |
| KEMBA CREDIT UNION, INC. | $575,000 | n/a | 0.0% | |
| First Federal Bank | $315,000 | $570,000 | 81.0% | 0.0% |
| OAKTREE FUNDING CORP. | $2,190,000 | $560,000 | -74.4% | 0.0% |
| Armed Forces Bank | $780,000 | $555,000 | -28.8% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $645,000 | $555,000 | -14.0% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,920,000 | $540,000 | -81.5% | 0.0% |
| First National Bank of Omaha | $515,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $515,000 | n/a | 0.0% | |
| AERO Federal Credit Union | $230,000 | $510,000 | 121.7% | 0.0% |
| Johnson Bank | $505,000 | n/a | 0.0% | |
| The Northern Trust Company | $505,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $605,000 | $500,000 | -17.4% | 0.0% |
| 1st Security Bank of Washington | $485,000 | n/a | 0.0% | |
| FISHER FINANCIAL GROUP, INCORPORATED | $485,000 | n/a | 0.0% | |
| ARIZONA CENTRAL | $1,170,000 | $480,000 | -59.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,845,000 | $475,000 | -74.3% | 0.0% |
| SIMPLIFI MORTGAGE, LLC | $465,000 | n/a | 0.0% | |
| POINT Mortgage | $460,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $105,000 | $455,000 | 333.3% | 0.0% |
| First National Bank Texas | $425,000 | $450,000 | 5.9% | 0.0% |
| Axos Bank | $1,840,000 | $440,000 | -76.1% | 0.0% |
| Comerica Bank | $1,610,000 | $440,000 | -72.7% | 0.0% |
| NuVision Federal Credit Union | $425,000 | n/a | 0.0% | |
| Utah Power | $125,000 | $425,000 | 240.0% | 0.0% |
| Connexus Credit Union | $415,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $22,465,000 | $415,000 | -98.2% | 0.0% |
| Bank of England | $1,060,000 | $405,000 | -61.8% | 0.0% |
| IDAHO CENTRAL | $405,000 | n/a | 0.0% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $405,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $430,000 | $405,000 | -5.8% | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | $405,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $395,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $1,605,000 | $395,000 | -75.4% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $900,000 | $395,000 | -56.1% | 0.0% |
| THE MORTGAGE LINK, INC. | $395,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $335,000 | $385,000 | 14.9% | 0.0% |
| BNC National Bank | $2,465,000 | $385,000 | -84.4% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| First Credit Union | $385,000 | n/a | 0.0% | |
| Servion, Inc. | $385,000 | n/a | 0.0% | |
| Arvest Bank | $5,400,000 | $380,000 | -93.0% | 0.0% |
| Ameris Bank | $375,000 | n/a | 0.0% | |
| Pioneer Bank | $375,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $1,925,000 | $365,000 | -81.0% | 0.0% |
| Lend Smart Mortgage, LLC | $2,240,000 | $365,000 | -83.7% | 0.0% |
| Springfield First Community Bank | $365,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $1,575,000 | $365,000 | -76.8% | 0.0% |
| Tradition Mortgage, LLC | $365,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,165,000 | $360,000 | -69.1% | 0.0% |
| Allied First Bank,sb | $355,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $730,000 | $355,000 | -51.4% | 0.0% |
| East Coast Capital Corp. | $355,000 | n/a | 0.0% | |
| State Bank Financial | $355,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $835,000 | $350,000 | -58.1% | 0.0% |
| Cornerstone National Bank & Trust Company | $345,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $355,000 | $345,000 | -2.8% | 0.0% |
| GoPrime Mortgage, Inc. | $335,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $965,000 | $335,000 | -65.3% | 0.0% |
| North American Savings Bank, F.S.B. | $3,940,000 | $325,000 | -91.8% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $325,000 | n/a | 0.0% | |
| Renasant Bank | $255,000 | $325,000 | 27.5% | 0.0% |
| EMM LOANS LLC | $410,000 | $315,000 | -23.2% | 0.0% |
| FirstBank | $500,000 | $315,000 | -37.0% | 0.0% |
| Gateway First Bank | $910,000 | $315,000 | -65.4% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,310,000 | $315,000 | -76.0% | 0.0% |
| LOANFLIGHT LENDING, LLC | $135,000 | $305,000 | 125.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $305,000 | n/a | 0.0% | |
| The Central Trust Bank | $1,300,000 | $305,000 | -76.5% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $305,000 | n/a | 0.0% | |
| Western State Bank | $365,000 | $305,000 | -16.4% | 0.0% |
| ROGUE | $340,000 | $300,000 | -11.8% | 0.0% |
| First Bank of Manhattan | $295,000 | n/a | 0.0% | |
| HIWAY | $25,000 | $295,000 | 1,080.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $940,000 | $295,000 | -68.6% | 0.0% |
| BKCO MORTGAGE, LLC | $1,915,000 | $285,000 | -85.1% | 0.0% |
| NMSI, INC. | $495,000 | $285,000 | -42.4% | 0.0% |
| Merchants Bank of Indiana | $275,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $675,000 | $275,000 | -59.3% | 0.0% |
| GTE Federal Credit Union | $250,000 | $270,000 | 8.0% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $2,465,000 | $255,000 | -89.7% | 0.0% |
| BEST FINANCE CAPITAL, INC. | $285,000 | $255,000 | -10.5% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $625,000 | $255,000 | -59.2% | 0.0% |
| RESIDENTIAL BANCORP | $1,415,000 | $255,000 | -82.0% | 0.0% |
| Signal Financial Federal Credit Union | $255,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $255,000 | n/a | 0.0% | |
| HUGHES FEDERAL CREDIT UNION | $1,500,000 | $250,000 | -83.3% | 0.0% |
| PREMIER LENDING, INC. | $235,000 | $245,000 | 4.3% | 0.0% |
| GFA Federal Credit Union | $310,000 | $235,000 | -24.2% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,660,000 | $225,000 | -86.4% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| GREAT LAKES | $220,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $725,000 | $215,000 | -70.3% | 0.0% |
| AFFINITY | $205,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $195,000 | $205,000 | 5.1% | 0.0% |
| Dime Bank | $205,000 | n/a | 0.0% | |
| PIMA Federal Credit Union | $205,000 | n/a | 0.0% | |
| Secured Investment Corp. | $235,000 | $205,000 | -12.8% | 0.0% |
| The Huntington National Bank | $2,075,000 | $205,000 | -90.1% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $160,000 | $195,000 | 21.9% | 0.0% |
| Bank of the West | $5,960,000 | $190,000 | -96.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,475,000 | $175,000 | -88.1% | 0.0% |
| MLD MORTGAGE INC. | $355,000 | $175,000 | -50.7% | 0.0% |
| Merchants Mortgage & Trust Corporation | $800,000 | $170,000 | -78.8% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| BayCoast Bank | $950,000 | $155,000 | -83.7% | 0.0% |
| First American Bank | $155,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $775,000 | $155,000 | -80.0% | 0.0% |
| U.S. EAGLE | $155,000 | n/a | 0.0% | |
| Home Federal Savings & Loan Association of Grand Island | $125,000 | n/a | 0.0% | |
| Landings Credit Union | $275,000 | $115,000 | -58.2% | 0.0% |
| Northwest Farm Credit Services, FLCA | $360,000 | $115,000 | -68.1% | 0.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $785,000 | $105,000 | -86.6% | 0.0% |
| PREMIER AMERICA | $845,000 | $95,000 | -88.8% | 0.0% |
| SKYONE Federal Credit Union | $85,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $125,000 | $75,000 | -40.0% | 0.0% |
| UNIVERSITY CREDIT UNION | $1,110,000 | $75,000 | -93.2% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $65,000 | n/a | 0.0% | |
| CORNING | $65,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $1,980,000 | $55,000 | -97.2% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $435,000 | $45,000 | -89.7% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
PRESCOTT VALLEY - PRESCOTT's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.3% market share. In second place, with 6.1%, is QUICKEN LOANS, LLC, having originated $102,160,000 in loans. In third place, with 5.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $85,905,000 in loans. In fourth place, with 3.5%, is OneAZ Credit Union, having originated $59,370,000 in loans. In fifth place, with 3.0%, is GUILD MORTGAGE COMPANY, having originated $49,680,000 in loans.
PRESCOTT VALLEY-PRESCOTT, AZ Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 85320 | Prescott Valley-Prescott, AZ MSA | $1,340 | $1,470 | $1,740 | $2,390 | $2,720 |
| 85324 | Prescott Valley-Prescott, AZ MSA | $690 | $840 | $1,030 | $1,420 | $1,640 |
| 85332 | Prescott Valley-Prescott, AZ MSA | $930 | $1,130 | $1,390 | $1,920 | $2,220 |
| 85342 | Prescott Valley-Prescott, AZ MSA | $910 | $990 | $1,180 | $1,650 | $1,880 |
| 85362 | Prescott Valley-Prescott, AZ MSA | $720 | $870 | $1,070 | $1,480 | $1,710 |
| 85390 | Prescott Valley-Prescott, AZ MSA | $910 | $990 | $1,180 | $1,650 | $1,880 |
| 86046 | Prescott Valley-Prescott, AZ MSA | $1,060 | $1,130 | $1,390 | $1,700 | $2,050 |
| 86301 | Prescott Valley-Prescott, AZ MSA | $940 | $1,150 | $1,410 | $1,950 | $2,250 |
| 86302 | Prescott Valley-Prescott, AZ MSA | $860 | $1,040 | $1,280 | $1,770 | $2,040 |
| 86303 | Prescott Valley-Prescott, AZ MSA | $780 | $940 | $1,160 | $1,600 | $1,850 |
| 86304 | Prescott Valley-Prescott, AZ MSA | $860 | $1,040 | $1,280 | $1,770 | $2,040 |
| 86305 | Prescott Valley-Prescott, AZ MSA | $780 | $940 | $1,160 | $1,600 | $1,850 |
| 86312 | Prescott Valley-Prescott, AZ MSA | $860 | $1,040 | $1,280 | $1,770 | $2,040 |
| 86313 | Prescott Valley-Prescott, AZ MSA | $860 | $1,040 | $1,280 | $1,770 | $2,040 |
| 86314 | Prescott Valley-Prescott, AZ MSA | $820 | $1,000 | $1,230 | $1,700 | $1,960 |
| 86315 | Prescott Valley-Prescott, AZ MSA | $1,280 | $1,560 | $1,920 | $2,650 | $3,070 |
| 86320 | Prescott Valley-Prescott, AZ MSA | $1,030 | $1,050 | $1,330 | $1,690 | $2,030 |
| 86321 | Prescott Valley-Prescott, AZ MSA | $660 | $810 | $1,000 | $1,390 | $1,560 |
| 86322 | Prescott Valley-Prescott, AZ MSA | $700 | $850 | $1,040 | $1,440 | $1,660 |
| 86323 | Prescott Valley-Prescott, AZ MSA | $810 | $980 | $1,210 | $1,670 | $1,930 |
| 86324 | Prescott Valley-Prescott, AZ MSA | $820 | $1,000 | $1,230 | $1,700 | $1,960 |
| 86325 | Prescott Valley-Prescott, AZ MSA | $1,150 | $1,400 | $1,720 | $2,380 | $2,750 |
| 86326 | Prescott Valley-Prescott, AZ MSA | $820 | $1,000 | $1,230 | $1,700 | $1,960 |
| 86327 | Prescott Valley-Prescott, AZ MSA | $980 | $1,200 | $1,470 | $2,030 | $2,350 |
| 86329 | Prescott Valley-Prescott, AZ MSA | $830 | $1,020 | $1,250 | $1,720 | $1,990 |
| 86331 | Prescott Valley-Prescott, AZ MSA | $770 | $940 | $1,150 | $1,590 | $1,840 |
| 86332 | Prescott Valley-Prescott, AZ MSA | $770 | $940 | $1,150 | $1,590 | $1,840 |
| 86333 | Prescott Valley-Prescott, AZ MSA | $740 | $900 | $1,110 | $1,530 | $1,770 |
| 86334 | Prescott Valley-Prescott, AZ MSA | $840 | $1,020 | $1,260 | $1,740 | $2,010 |
| 86335 | Prescott Valley-Prescott, AZ MSA | $780 | $950 | $1,170 | $1,620 | $1,870 |
| 86336 | Prescott Valley-Prescott, AZ MSA | $1,130 | $1,330 | $1,630 | $2,180 | $2,550 |
| 86337 | Prescott Valley-Prescott, AZ MSA | $1,030 | $1,050 | $1,330 | $1,690 | $2,030 |
| 86338 | Prescott Valley-Prescott, AZ MSA | $660 | $810 | $1,000 | $1,390 | $1,560 |
| 86340 | Prescott Valley-Prescott, AZ MSA | $860 | $1,040 | $1,280 | $1,770 | $2,040 |
| 86342 | Prescott Valley-Prescott, AZ MSA | $860 | $1,040 | $1,280 | $1,770 | $2,040 |
| 86343 | Prescott Valley-Prescott, AZ MSA | $740 | $880 | $1,070 | $1,480 | $1,700 |
| 86351 | Prescott Valley-Prescott, AZ MSA | $1,040 | $1,260 | $1,550 | $2,140 | $2,470 |
| 86434 | Prescott Valley-Prescott, AZ MSA | $660 | $810 | $1,000 | $1,390 | $1,560 |
2022 Average & Median Rent Data Statistics
PRESCOTT VALLEY-PRESCOTT, AZ average 1BR rent: $1,038, median: $1,010
PRESCOTT VALLEY-PRESCOTT, AZ average 2BR rent: $1,275, median: $1,240
PRESCOTT VALLEY-PRESCOTT, AZ average 3BR rent: $1,747, median: $1,700
PRESCOTT VALLEY-PRESCOTT, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,348 | $1,250,100,000 | $373,387 |
| Cash Out Refi | 752 | $188,120,000 | $250,160 |
| Home Improvement | 571 | $68,275,000 | $119,571 |
| Other | 556 | $76,860,000 | $138,237 |
| Refi | 340 | $91,350,000 | $268,676 |
Prescott Valley - Prescott's most frequently cited loan purpose was Home Purchase, with 3,348 originations. The 2nd most popular reason was Cash Out Refi, with 752 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,991 | $675,555,000 | $339,304 |
| 7-8% | 1,505 | $466,125,000 | $309,718 |
| Over 8% | 1,023 | $175,855,000 | $171,901 |
| 5-6% | 890 | $314,530,000 | $353,404 |
| 4-5% | 110 | $28,330,000 | $257,545 |
| 3-4% | 13 | $4,625,000 | $355,769 |
| 2.5-3% | 8 | $3,120,000 | $390,000 |
| <2.5% | 6 | $1,010,000 | $168,333 |
During 2023, Prescott Valley - Prescott's most frequently originated rate bucket was 6-7%, with 1,991 originations.
Loan Sizing (PRESCOTT VALLEY-PRESCOTT, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,255 | $664,695,000 | $294,765 |
| $100k-200k | 996 | $144,290,000 | $144,869 |
| $400k-600k | 952 | $453,110,000 | $475,956 |
| $100,000 or less | 918 | $51,810,000 | $56,438 |
| $600k-1000k | 386 | $275,030,000 | $712,513 |
| $Over $1MM | 60 | $85,770,000 | $1,429,500 |
PRESCOTT VALLEY - PRESCOTT's loan sizing saw the bucket of loans from $200k-400k with 2,255 originations, totaling $664,695,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,578 | $614,580,000 | $389,468 |
| 60-80% | 1,264 | $533,300,000 | $421,915 |
| Under 20% | 954 | $68,660,000 | $71,971 |
| 40-60% | 829 | $249,745,000 | $301,261 |
| 20-40% | 827 | $162,585,000 | $196,596 |
| Over 100% | 66 | $31,880,000 | $483,030 |
PRESCOTT VALLEY - PRESCOTT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,578 originations, totaling $614,580,000 in origination value.