State Bank Of Lizton Mortgage Rates, Fees & Info

Brownsburg, IN

LEI: 549300XYCNS3JDVQXU89

Tax ID: 35-0683790

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    State Bank Of Lizton is a smaller bank specializing in Home Purchase loans. State Bank Of Lizton has a high proportion of conventional loans. Their top markets by origination volume include: Indianapolis, Lafayette, and Terre Haute among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    State Bank Of Lizton has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    36

    Origination Dollar Volume (All Markets)

    $23,560,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 27 $14,915,000 $552,407 $0 0.00%
    Outside of Metro Areas 5 $6,755,000 $1,351,000 $0 0.00%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $1,735,000 $578,333 $0 0.00%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
    State Bank Of Lizton's top markets include Indianapolis, Lafayette, and Terre Haute among others.

    Their top states include:
  • Indiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 36 $23,560,000 $654,444 $0 0.00%

    For 2024, State Bank Of Lizton's most frequently originated type of loan was Conventional, with 36 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 27 $18,865,000 $698,704 $0 0.00%
    Cash Out Refi 5 $1,085,000 $217,000 $0 0.00%
    Refi 4 $3,610,000 $902,500 $0 0.00%

    For 2024, State Bank Of Lizton's most frequently cited loan purpose was Home Purchase, with 27 originations. The 2nd most popular reason was Cash Out Refi, with 5 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 36 $23,560,000 $654,444 $0 0.00%

    For 2024, State Bank Of Lizton's most frequently cited loan duration was Other, with 36 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 14 $3,850,000 $275,000 $0 0.00%
    $100k-200k 7 $1,125,000 $160,714 $0 0.00%
    $1MM+ 7 $14,525,000 $2,075,000 $0 0.00%
    $400k-600k 3 $1,505,000 $501,667 $0 0.00%
    $600k-1MM 3 $2,435,000 $811,667 $0 0.00%
    $100,000 or less 2 $120,000 $60,000 $0 0.00%

    2024 saw State Bank Of Lizton place emphasis on $200k-400k loans with 14 originations, totaling $3,850,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 11 $10,555,000 $959,545 $0 0.00%
    $150k-250k 10 $3,700,000 $370,000 $0 0.00%
    $100k-150k 4 $1,160,000 $290,000 $0 0.00%
    $50k-75k 4 $770,000 $192,500 $0 0.00%
    $75k-100k 4 $880,000 $220,000 $0 0.00%

    State Bank Of Lizton lent most frequently to those with incomes in the $250k+ range, with 11 originations. The second most popular income band? $150k-250k, with 10 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 36 $23,560,000 $654,444 $0 0.00%

    State Bank Of Lizton lent most frequently to those with DTI ratios of Exempt%, with 36 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 32 $16,780,000 $524,375 $0 0.00%
    Not applicable 3 $6,495,000 $2,165,000 $0 0.00%
    Black 1 $285,000 $285,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.31%

    State Bank Of Lizton has an average approval rate.

    Pick Rate

    Approvals leading to origination
    38.89%

    State Bank Of Lizton has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 36 $23,560,000 $654,444

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    36 $23,560,000 $654,444