State Bank Of Lizton Mortgage Rates, Fees & Info
Brownsburg, INLEI: 549300XYCNS3JDVQXU89
Tax ID: 35-0683790
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
State Bank Of Lizton is a smaller bank specializing in Home Purchase and Refi loans. State Bank Of Lizton has a high proportion of conventional loans. Their top markets by origination volume include: Indianapolis, Muncie, Lafayette, Tampa, and Cape Coral among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)State Bank Of Lizton has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
91Origination Dollar Volume (All Markets)
$35,295,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 68 | $20,980,000 | $308,529 | $0 | 0.00% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $6,555,000 | $6,555,000 | $0 | 0.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $365,000 | $121,667 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 91 | $35,295,000 | $387,857 | $0 | 0.00% |
For 2022, State Bank Of Lizton's most frequently originated type of loan was Conventional, with 91 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 45 | $15,765,000 | $350,333 | $0 | 0.00% |
| Refi | 44 | $19,390,000 | $440,682 | $0 | 0.00% |
| Other | 2 | $140,000 | $70,000 | $0 | 0.00% |
For 2022, State Bank Of Lizton's most frequently cited loan purpose was Home Purchase, with 45 originations. The 2nd most popular reason was Refi, with 44 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 91 | $35,295,000 | $387,857 | $0 | 0.00% |
For 2022, State Bank Of Lizton's most frequently cited loan duration was Other, with 91 originations.
Loan Sizing
2022 saw State Bank Of Lizton place emphasis on $200k-400k loans with 34 originations, totaling $9,440,000 in origination value.
Applicant Income
State Bank Of Lizton lent most frequently to those with incomes in the $150k-250k range, with 18 originations. The second most popular income band? $100k-150k, with 15 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 91 | $35,295,000 | $387,857 | $0 | 0.00% |
State Bank Of Lizton lent most frequently to those with DTI ratios of Exempt%, with 91 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.16%
State Bank Of Lizton has an average approval rate.
Pick Rate
Approvals leading to origination74.73%
State Bank Of Lizton has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 91 | $35,295,000 | $387,857 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Statebridge Company | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |