State Bank Of Lizton Mortgage Rates, Fees & Info

Brownsburg, IN

LEI: 549300XYCNS3JDVQXU89

Tax ID: 35-0683790

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Mortgage Data

Review & Overview

State Bank Of Lizton is a smaller bank specializing in Home Purchase and Refi loans. State Bank Of Lizton has a high proportion of conventional loans. Their top markets by origination volume include: Indianapolis, Muncie, Lafayette, Tampa, and Cape Coral among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)

State Bank Of Lizton has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

91

Origination Dollar Volume (All Markets)

$35,295,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 68 $20,980,000 $308,529 $0 0.00%
MUNCIE, IN (FHA|USDA|VA) 1 $6,555,000 $6,555,000 $0 0.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 8 $2,280,000 $285,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $0 0.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $615,000 $615,000 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $505,000 $505,000 $0 0.00%
Key West, FL (FHA|USDA|VA) 1 $475,000 $475,000 $0 0.00%
Crawfordsville, IN (FHA|USDA|VA) 1 $465,000 $465,000 $0 0.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $405,000 $405,000 $0 0.00%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $405,000 $405,000 $0 0.00%
Outside of Metro Areas 3 $365,000 $121,667 $0 0.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
Frankfort, IN (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
State Bank Of Lizton's top markets include Indianapolis, Muncie, Lafayette, Tampa, and Cape Coral among others.

Their top states include:
  • Indiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 91 $35,295,000 $387,857 $0 0.00%

    For 2022, State Bank Of Lizton's most frequently originated type of loan was Conventional, with 91 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 45 $15,765,000 $350,333 $0 0.00%
    Refi 44 $19,390,000 $440,682 $0 0.00%
    Other 2 $140,000 $70,000 $0 0.00%

    For 2022, State Bank Of Lizton's most frequently cited loan purpose was Home Purchase, with 45 originations. The 2nd most popular reason was Refi, with 44 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 91 $35,295,000 $387,857 $0 0.00%

    For 2022, State Bank Of Lizton's most frequently cited loan duration was Other, with 91 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 34 $9,440,000 $277,647 $0 0.00%
    $100,000 or less 18 $1,160,000 $64,444 $0 0.00%
    $100k-200k 16 $2,400,000 $150,000 $0 0.00%
    $400k-600k 12 $5,580,000 $465,000 $0 0.00%
    $600k-1MM 7 $5,725,000 $817,857 $0 0.00%
    $1MM+ 4 $10,990,000 $2,747,500 $0 0.00%

    2022 saw State Bank Of Lizton place emphasis on $200k-400k loans with 34 originations, totaling $9,440,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 18 $6,430,000 $357,222 $0 0.00%
    $100k-150k 15 $3,575,000 $238,333 $0 0.00%
    $50k-75k 13 $2,265,000 $174,231 $0 0.00%
    $250k+ 11 $6,895,000 $626,818 $0 0.00%
    $75k-100k 11 $2,045,000 $185,909 $0 0.00%
    $50k or less 5 $505,000 $101,000 $0 0.00%

    State Bank Of Lizton lent most frequently to those with incomes in the $150k-250k range, with 18 originations. The second most popular income band? $100k-150k, with 15 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 91 $35,295,000 $387,857 $0 0.00%

    State Bank Of Lizton lent most frequently to those with DTI ratios of Exempt%, with 91 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 69 $20,635,000 $299,058 $0 0.00%
    Not applicable 15 $12,975,000 $865,000 $0 0.00%
    Not provided 3 $795,000 $265,000 $0 0.00%
    Asian 2 $610,000 $305,000 $0 0.00%
    Black 2 $280,000 $140,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    89.16%

    State Bank Of Lizton has an average approval rate.

    Pick Rate

    Approvals leading to origination
    74.73%

    State Bank Of Lizton has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 91 $35,295,000 $387,857

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    91 $35,295,000 $387,857

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Statebridge Company Conventional home mortgage Closing on a mortgage 1 100.0%