TERRE HAUTE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Terre Haute averaged 6.86% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 7.18% and one month ago for the week of 2025-01-09, the average rate was 7.32%.

    Terre Haute's average rate one year ago was 6.63%.

    For refis of the same type during the week of 2025-02-13, the average rate was 6.97%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Terre Haute 30 Year Fixed Rate 2025-02-13 6.86%
    Terre Haute 30 Year Fixed Rate Refi 2025-02-13 6.97%
    Terre Haute 15 Year Fixed Rate 2025-02-13 6.85%
    Terre Haute 15 Year Fixed Rate Refi 2025-02-13 5.99%
    Terre Haute 30 Year FHA 2025-02-13 6.7%
    Terre Haute 30 Year FHA Refi 2025-02-13 6.42%
    Terre Haute 30 Year USDA 2025-02-13 6.47%
    Terre Haute 30 Year USDA Refi 2025-02-13 6.53%
    Terre Haute 30 Year VA 2025-02-13 7%
    Terre Haute 30 Year VA Refi 2025-02-13 6.23%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TERRE HAUTE, IN.

    TERRE HAUTE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TERRE HAUTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    RUOFF MORTGAGE COMPANY, INC. 193 6.93% $2,540
    First Financial Bank 142 7.26% $3,248
    The Riddell National Bank 128 6.41% $2,581
    MOVEMENT MORTGAGE, LLC 69 7.04% $3,883
    QUICKEN LOANS, LLC 51 6.92% $5,415
    Fifth Third Bank 47 6.99% $2,826
    First Farmers Bank and Trust Company 38 7.67% $2,149
    Old National Bank 34 6.97% $2,374
    Wolfe Financial, Inc 24 7.33% $3,837
    The Huntington National Bank 23 6.72% $3,358
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 7.11% $3,740
    GVC MORTGAGE, INC. 15 7.09% $5,200
    1786 9 6.63% $3,156
    Farm Credit Mid-America, ACA 8 7.50% $6,881
    CRANE 8 6.89% $1,990
    Northwest Bank 7 6.13% $2,089
    CALIBER HOME LOANS, INC. 7 7.14% $4,255
    UNITED WHOLESALE MORTGAGE, LLC 7 7.23% $4,141
    JPMorgan Chase Bank 6 6.83% $4,418
    The Fountain Trust Company 6 7.33% $2,124
    CHURCHILL MORTGAGE CORPORATION 5 7.48% $4,729
    TEACHERS CREDIT UNION 5 6.90% $2,712
    PNC Bank 4 6.78% $2,102
    First Mid Bank & Trust 4 6.22% $2,203
    Elements Financial Federal Credit Union 4 6.81% $2,549
    NEWREZ LLC 4 6.78% $4,108
    Mr. Cooper ( Nationstar Mortgage ) 4 6.87% $6,741
    DAS Acquisition Company, LLC 4 7.38% $4,378
    Northpointe Bank 4 7.16% $4,430
    FORUM Credit Union 4 6.28% $2,757
    FLAT BRANCH MORTGAGE, INC. 4 6.75% $3,317
    First Option Mortgage, LLC 3 7.46% $3,990
    AMERISAVE MORTGAGE CORPORATION 3 6.83% $5,332
    INDIANA MEMBERS CREDIT UNION 3 6.38% $2,421
    LOANDEPOT.COM, LLC 3 7.16% $4,996
    MJW Financial LLC 3 7.50% $3,872
    PENNYMAC LOAN SERVICES, LLC 3 6.08% $6,412
    Regions Bank 3 6.75% $3,784
    U.S. Bank 3 6.58% $1,708
    Wells Fargo Bank 3 6.71% $3,209
    LAKE MICHIGAN CREDIT UNION 2 5.25% $4,686
    HALLMARK HOME MORTGAGE, LLC 2 7.13% $5,532
    BETTER MORTGAGE CORPORATION 2 6.50% $4,842
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.87% $3,366
    GUARANTEED RATE, INC. 2 7.00% $4,655
    UNION HOME MORTGAGE CORP. 2 7.50% $4,336
    Union Savings Bank 2 6.50% $1,557
    MORTGAGE MASTERS OF INDIANA, INC. 2 7.38% $4,061
    Centra Credit Union 2 7.81% $2,487
    Discover Bank 2 7.12% $0
    FAIR WAY LENDING LLC 2 6.37% $5,346
    First Financial Bank 2 7.50% $2,435
    CROSSCOUNTRY MORTGAGE, LLC 2 6.94% $4,957
    OPEN MORTGAGE, LLC 2 7.31% $7,829
    ZILLOW HOME LOANS, LLC 2 8.31% $3,745
    PHH Mortgage Corporation 2 7.19% $6,597
    M&T Bank 1 6.75% $4,277
    CITIZENS EQUITY FIRST 1 6.25% $700
    Citizens Bank 1 6.50% $1,875
    Notre Dame Federal Credit Union Corporation 1 7.13% $5,692
    Busey Bank 1 5.88% $2,360
    PLAZA HOME MORTGAGE, INC. 1 7.88% $6,619
    PLUS RELOCATION MORTGAGE, LLC 1 7.13% $3,103
    PREMIA MORTGAGE, LLC 1 6.13% $5,417
    Banterra Bank 1 6.79% $2,686
    WINTERWOOD MORTGAGE GROUP, LLC 1 6.63% $2,801
    ROYAL UNITED MORTGAGE LLC 1 6.50% $7,359
    Bank of Springfield 1 6.21% $2,191
    STOCKTON MORTGAGE CORPORATION 1 8.00% $5,023
    Bank of England 1 6.50% $2,845
    The Federal Savings Bank 1 6.75% $3,923
    AXIA FINANCIAL, LLC 1 7.50% $3,095
    Atlantic Union Bank 1 6.63% $2,850
    Arvest Bank 1 6.50% $5,913
    THRIVE MORTGAGE, LLC 1 5.88% $2,847
    Truist 1 6.18% $3,179
    TUCKER MORTGAGE, LLC 1 6.13% $3,130
    UNITED 1 7.00% $2,472
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $4,985
    FIRST COMMUNITY MORTGAGE, INC. 1 8.63% $4,131
    EVERETT FINANCIAL, INC. 1 7.99% $2,527
    FIRST NORTHERN Credit Union 1 8.13% $4,794
    ENDEAVOR CAPITAL, LLC. 1 7.63% $5,522
    EMBRACE HOME LOANS, INC. 1 6.00% $4,558
    Encompass Lending Group, LP 1 7.50% $6,125
    German American Bank 1 6.75% $3,243
    GUILD MORTGAGE COMPANY 1 7.88% $4,304
    Advisors Mortgage Group, L.L.C. 1 7.25% $2,075
    INDIANA UNIVERSITY CREDIT UNION 1 7.38% $2,192
    INOVA FEDERAL CREDIT UNION 1 6.50% $2,166
    ISU Federal Credit Union 1 7.13% $2,189
    DELMAR FINANCIAL COMPANY 1 7.88% $4,267
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $7,856
    MEMBER FIRST MORTGAGE, LLC 1 6.75% $2,545
    MILESTONE HOME LENDING, LLC 1 7.13% $3,371
    V.I.P. MORTGAGE, INC. 1 6.50% $4,850
    Morgan Stanley Private Bank 1 5.60% $2,369
    MORTGAGE 1 INCORPORATED 1 7.25% $3,111
    Mortgage Research Center, LLC 1 6.63% $529
    COMPASS MORTGAGE, INC. 1 6.63% $4,911

    TERRE HAUTE Average Closing Costs & Other Stats

    TERRE HAUTE, IN's 100 lenders originated 3,204 loans during 2023. The total origination value was $421,420,000, with an average loan value of $131,529.

    TERRE HAUTE's average closing costs are $3,325.

    The top TERRE HAUTE lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 193 loans originated. Their average total fees are $2,540, which is $708 lower than the next largest lender, First Financial Bank.

    The lowest fee TERRE HAUTE lenders (with over 10 loans originated) are First Farmers Bank and Trust Company ($2,149), Old National Bank ($2,374), RUOFF MORTGAGE COMPANY, INC. ($2,540), The Riddell National Bank ($2,581) and Fifth Third Bank ($2,826).

    The lowest rate TERRE HAUTE lenders (with over 10 loans originated) are The Riddell National Bank (6.41%), The Huntington National Bank (6.72%), QUICKEN LOANS, LLC (6.92%), RUOFF MORTGAGE COMPANY, INC. (6.93%) and Old National Bank (6.97%).

    TERRE HAUTE, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First Financial Bank $770,000 $54,145,000 6,931.8% 12.8%
    RUOFF MORTGAGE COMPANY, INC. $73,805,000 $51,405,000 -30.4% 12.2%
    The Riddell National Bank $46,630,000 $40,185,000 -13.8% 9.5%
    MOVEMENT MORTGAGE, LLC $9,610,000 $21,215,000 120.8% 5.0%
    QUICKEN LOANS, LLC $29,500,000 $19,265,000 -34.7% 4.6%
    Old National Bank $29,825,000 $18,850,000 -36.8% 4.5%
    Fifth Third Bank $29,230,000 $16,470,000 -43.7% 3.9%
    GREYSTONE SERVICING COMPANY LLC $14,695,000 n/a 3.5%
    Terre Haute Savings Bank $26,830,000 $11,645,000 -56.6% 2.8%
    Mortgage Research Center, LLC $17,235,000 $10,590,000 -38.6% 2.5%
    First Farmers Bank and Trust Company $12,660,000 $10,460,000 -17.4% 2.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,750,000 $9,315,000 62.0% 2.2%
    Wolfe Financial, Inc $1,590,000 $7,910,000 397.5% 1.9%
    Prospect Bank $8,515,000 $7,085,000 -16.8% 1.7%
    GVC MORTGAGE, INC. $8,860,000 $5,490,000 -38.0% 1.3%
    The Huntington National Bank $5,525,000 $5,220,000 -5.5% 1.2%
    INDIANA UNIVERSITY CREDIT UNION $1,590,000 $3,880,000 144.0% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $2,190,000 $3,655,000 66.9% 0.9%
    FREEDOM MORTGAGE CORPORATION $6,105,000 $3,265,000 -46.5% 0.8%
    LOANDEPOT.COM, LLC $4,520,000 $3,185,000 -29.5% 0.8%
    Farm Credit Mid-America, ACA $6,560,000 $3,080,000 -53.0% 0.7%
    CALIBER HOME LOANS, INC. $6,060,000 $3,035,000 -49.9% 0.7%
    ISU Federal Credit Union $2,450,000 n/a 0.6%
    Elements Financial Federal Credit Union $2,035,000 $2,315,000 13.8% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,270,000 $2,245,000 76.8% 0.5%
    Owen County State Bank $1,335,000 $2,205,000 65.2% 0.5%
    State Bank of Lizton $275,000 $2,175,000 690.9% 0.5%
    CRANE $5,555,000 $2,145,000 -61.4% 0.5%
    BROKER SOLUTIONS, INC. $2,025,000 $2,070,000 2.2% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $2,895,000 $2,010,000 -30.6% 0.5%
    1786 $1,830,000 n/a 0.4%
    JPMorgan Chase Bank $2,215,000 $1,760,000 -20.5% 0.4%
    PNC Bank $2,585,000 $1,735,000 -32.9% 0.4%
    WaterStone Bank, SSB $1,700,000 n/a 0.4%
    The Fountain Trust Company $1,630,000 $1,650,000 1.2% 0.4%
    NAVY FEDERAL CREDIT UNION $2,460,000 $1,585,000 -35.6% 0.4%
    TEACHERS CREDIT UNION $2,420,000 $1,565,000 -35.3% 0.4%
    NEWREZ LLC $1,355,000 $1,525,000 12.5% 0.4%
    Wells Fargo Bank $4,400,000 $1,520,000 -65.5% 0.4%
    PENNYMAC LOAN SERVICES, LLC $2,240,000 $1,505,000 -32.8% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,250,000 $1,475,000 -34.4% 0.4%
    CHURCHILL MORTGAGE CORPORATION $750,000 $1,435,000 91.3% 0.3%
    MJW Financial LLC $340,000 $1,395,000 310.3% 0.3%
    Barrington Bank & Trust Company, N.A. $1,800,000 $1,375,000 -23.6% 0.3%
    FORUM Credit Union $910,000 $1,370,000 50.5% 0.3%
    NEW DAY FINANCIAL, LLC $1,535,000 $1,360,000 -11.4% 0.3%
    First Option Mortgage, LLC $2,480,000 $1,175,000 -52.6% 0.3%
    GUARANTEED RATE, INC. $1,185,000 $1,175,000 -0.8% 0.3%
    The Federal Savings Bank $1,310,000 $1,095,000 -16.4% 0.3%
    U.S. Bank $475,000 $1,095,000 130.5% 0.3%
    BMO Harris Bank $580,000 $1,090,000 87.9% 0.3%
    Discover Bank $155,000 $1,075,000 593.5% 0.3%
    STOCKTON MORTGAGE CORPORATION $310,000 $1,060,000 241.9% 0.3%
    ROYAL UNITED MORTGAGE LLC $1,650,000 $1,050,000 -36.4% 0.2%
    USAA Federal Savings Bank $1,795,000 $1,000,000 -44.3% 0.2%
    Hendricks County Bank and Trust Company $995,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $370,000 $980,000 164.9% 0.2%
    Regions Bank $1,465,000 $980,000 -33.1% 0.2%
    CARDINAL FINANCIAL $380,000 $975,000 156.6% 0.2%
    HALLMARK HOME MORTGAGE, LLC $1,585,000 $975,000 -38.5% 0.2%
    German American Bank $250,000 $970,000 288.0% 0.2%
    INDIANA MEMBERS CREDIT UNION $360,000 $970,000 169.4% 0.2%
    LAKE MICHIGAN CREDIT UNION $930,000 n/a 0.2%
    Northpointe Bank $715,000 $915,000 28.0% 0.2%
    Northwest Bank $1,845,000 $890,000 -51.8% 0.2%
    FLAT BRANCH MORTGAGE, INC. $680,000 $855,000 25.7% 0.2%
    Union Savings Bank $795,000 $830,000 4.4% 0.2%
    RiverHills Bank $825,000 n/a 0.2%
    First Mid Bank & Trust $4,475,000 $820,000 -81.7% 0.2%
    EVANSVILLE TEACHERS $2,260,000 $800,000 -64.6% 0.2%
    Truist $125,000 $735,000 488.0% 0.2%
    LOANPAL, LLC $75,000 $685,000 813.3% 0.2%
    OPEN MORTGAGE, LLC $200,000 $660,000 230.0% 0.2%
    MORTGAGE MASTERS OF INDIANA, INC. $120,000 $640,000 433.3% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $75,000 $615,000 720.0% 0.1%
    BANKORION $595,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $740,000 $595,000 -19.6% 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $310,000 $575,000 85.5% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $120,000 $560,000 366.7% 0.1%
    NEXERA HOLDING LLC $520,000 n/a 0.1%
    Holcomb Bank $515,000 n/a 0.1%
    The North Salem State Bank $905,000 $495,000 -45.3% 0.1%
    UNION HOME MORTGAGE CORP. $980,000 $495,000 -49.5% 0.1%
    The First National Bank of Carmi $485,000 n/a 0.1%
    FAIR WAY LENDING LLC $295,000 $475,000 61.0% 0.1%
    First Financial Bank $770,000 $475,000 -38.3% 0.1%
    Magnolia Bank $390,000 $475,000 21.8% 0.1%
    Carrington Mortgage Services, LLC $1,280,000 $450,000 -64.8% 0.1%
    PLAZA HOME MORTGAGE, INC. $450,000 n/a 0.1%
    PHH Mortgage Corporation $55,000 $445,000 709.1% 0.1%
    First Merchants Bank $760,000 $430,000 -43.4% 0.1%
    Solidarity Community Federal Credit Union $425,000 n/a 0.1%
    Flagstar Bank, FSB $760,000 $410,000 -46.1% 0.1%
    EMBRACE HOME LOANS, INC. $125,000 $405,000 224.0% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $220,000 $405,000 84.1% 0.1%
    UBS Bank USA $395,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $385,000 n/a 0.1%
    Figure Lending LLC $440,000 $380,000 -13.6% 0.1%
    Grundy Bank $375,000 n/a 0.1%
    COMPASS MORTGAGE, INC. $355,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $345,000 n/a 0.1%
    MILESTONE HOME LENDING, LLC $165,000 $340,000 106.1% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $765,000 $335,000 -56.2% 0.1%
    ZILLOW HOME LOANS, LLC $205,000 $325,000 58.5% 0.1%
    DAS Acquisition Company, LLC $280,000 $320,000 14.3% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $215,000 $320,000 48.8% 0.1%
    Banterra Bank $305,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $825,000 $300,000 -63.6% 0.1%
    CMG MORTGAGE, INC. $300,000 n/a 0.1%
    Nations Lending Corporation $265,000 $290,000 9.4% 0.1%
    Bank of Cleveland $305,000 $275,000 -9.8% 0.1%
    FINANCE OF AMERICA REVERSE LLC $275,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $275,000 n/a 0.1%
    Alliance Bank $1,315,000 $270,000 -79.5% 0.1%
    First National Bank $495,000 $265,000 -46.5% 0.1%
    The National Bank of Indianapolis $265,000 n/a 0.1%
    WINTERWOOD MORTGAGE GROUP, LLC $1,835,000 $265,000 -85.6% 0.1%
    1ST SIGNATURE LENDING, LLC $630,000 $255,000 -59.5% 0.1%
    The Fisher National Bank $255,000 n/a 0.1%
    Home Bank SB $550,000 $250,000 -54.5% 0.1%
    EVERETT FINANCIAL, INC. $330,000 $245,000 -25.8% 0.1%
    First Federal Savings Bank $245,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $755,000 $245,000 -67.5% 0.1%
    Morgan Stanley Private Bank $245,000 n/a 0.1%
    THRIVE MORTGAGE, LLC $240,000 n/a 0.1%
    University Bank $240,000 n/a 0.1%
    DELMAR FINANCIAL COMPANY $235,000 n/a 0.1%
    MYCUMORTGAGE, LLC $460,000 $215,000 -53.3% 0.1%
    TrustBank $210,000 n/a 0.0%
    Bank of Springfield $205,000 n/a 0.0%
    SOUTHWEST STAGE FUNDING, LLC $205,000 n/a 0.0%
    TUCKER MORTGAGE, LLC $440,000 $205,000 -53.4% 0.0%
    21ST MORTGAGE CORPORATION $495,000 $200,000 -59.6% 0.0%
    CITIZENS EQUITY FIRST $200,000 n/a 0.0%
    Centra Credit Union $75,000 $190,000 153.3% 0.0%
    Arvest Bank $105,000 $185,000 76.2% 0.0%
    Loan Simple, Inc. $340,000 $185,000 -45.6% 0.0%
    TOP FLITE FINANCIAL, INC. $275,000 $185,000 -32.7% 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $505,000 $180,000 -64.4% 0.0%
    INOVA FEDERAL CREDIT UNION $175,000 n/a 0.0%
    MORTGAGE 1 INCORPORATED $175,000 n/a 0.0%
    OCEANSIDE MORTGAGE COMPANY $175,000 n/a 0.0%
    V.I.P. MORTGAGE, INC. $265,000 $175,000 -34.0% 0.0%
    MEMBER FIRST MORTGAGE, LLC $400,000 $170,000 -57.5% 0.0%
    Catlin Bank $760,000 $165,000 -78.3% 0.0%
    Armed Forces Bank $155,000 n/a 0.0%
    Encompass Lending Group, LP $155,000 n/a 0.0%
    TOTAL MORTGAGE SERVICES, LLC $150,000 n/a 0.0%
    Bank of England $295,000 $145,000 -50.8% 0.0%
    First Federal Savings Bank $145,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $95,000 $140,000 47.4% 0.0%
    ENDEAVOR CAPITAL, LLC. $135,000 n/a 0.0%
    M&T Bank $435,000 $135,000 -69.0% 0.0%
    PLUS RELOCATION MORTGAGE, LLC $135,000 n/a 0.0%
    United Community Bank $135,000 n/a 0.0%
    Citizens Bank $385,000 $130,000 -66.2% 0.0%
    ML Mortgage Corp. $75,000 $130,000 73.3% 0.0%
    Busey Bank $125,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $370,000 $125,000 -66.2% 0.0%
    UNITED $125,000 n/a 0.0%
    Bank of America $405,000 $120,000 -70.4% 0.0%
    Industrial Federal Credit Union $90,000 $120,000 33.3% 0.0%
    Advisors Mortgage Group, L.L.C. $35,000 $115,000 228.6% 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $115,000 n/a 0.0%
    FIRST NORTHERN Credit Union $115,000 n/a 0.0%
    Peoples Bank $115,000 n/a 0.0%
    Atlantic Union Bank $105,000 n/a 0.0%
    BAYSHORE MORTGAGE FUNDING, LLC $105,000 n/a 0.0%
    ACADEMY MORTGAGE CORPORATION $95,000 n/a 0.0%
    AXIA FINANCIAL, LLC $95,000 n/a 0.0%
    RELIANCE FIRST CAPITAL, LLC $355,000 $95,000 -73.2% 0.0%
    SPRING EQ, LLC $60,000 $95,000 58.3% 0.0%
    A&D Mortgage LLC $85,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $140,000 $85,000 -39.3% 0.0%
    LENDINGONE, LLC $85,000 n/a 0.0%
    GENEVA FINANCIAL, LLC $330,000 $75,000 -77.3% 0.0%
    Notre Dame Federal Credit Union Corporation $915,000 $75,000 -91.8% 0.0%
    Paramount Residential Mortgage Group, Inc. $75,000 $75,000 0.0% 0.0%
    Baxter Credit Union $315,000 $65,000 -79.4% 0.0%
    Citizens Bank $385,000 $65,000 -83.1% 0.0%
    HANSCOM $35,000 $65,000 85.7% 0.0%
    COCA-COLA $55,000 n/a 0.0%
    THRIVENT Federal Credit Union $55,000 n/a 0.0%
    Hoosier Heartland State Bank $1,060,000 $45,000 -95.8% 0.0%
    FINANCIAL CENTER FIRST CREDIT UNION $35,000 n/a 0.0%
    Three Rivers Federal Credit Union $15,000 $35,000 133.3% 0.0%
    Bethpage Federal Credit Union $25,000 n/a 0.0%
    Centier Bank $115,000 $25,000 -78.3% 0.0%
    PENTAGON FEDERAL CREDIT UNION $275,000 $25,000 -90.9% 0.0%
    PURDUE FEDERAL CREDIT UNION $1,690,000 $25,000 -98.5% 0.0%
    The Farmers Bank, Frankfort, Indiana $535,000 $25,000 -95.3% 0.0%
    Dieterich Bank $15,000 n/a 0.0%
    Horizon Bank $110,000 $15,000 -86.4% 0.0%

    TERRE HAUTE's top lender by overall market share is First Financial Bank, with 12.8% market share. In second place, with 12.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $51,405,000 in loans. In third place, with 9.5%, is The Riddell National Bank, having originated $40,185,000 in loans. In fourth place, with 5.0%, is MOVEMENT MORTGAGE, LLC, having originated $21,215,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $19,265,000 in loans.

    TERRE HAUTE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $77,750 (-4.8%) $125,551 (4.2%) 0.30 500
    2018-02-01 $76,800 (-3.9%) $131,651 (9.4%) 0.29 477
    2018-03-01 $79,900 (-5.7%) $139,613 (12.3%) 0.28 435
    2018-04-01 $86,900 (-0.1%) $147,646 (15.8%) 0.31 454
    2018-05-01 $89,900 (0.0%) $140,432 (3.7%) 0.32 449
    2018-06-01 $99,900 (5.8%) $148,249 (6.4%) 0.37 488
    2018-07-01 $100,150 (11.4%) $145,599 (4.4%) 0.37 503
    2018-08-01 $109,675 (22.0%) $145,394 (3.7%) 0.37 500
    2018-09-01 $105,000 (16.8%) $141,309 (0.1%) 0.37 555
    2018-10-01 $100,650 (14.4%) $142,161 (6.1%) 0.36 573
    2018-11-01 $99,900 (25.7%) $139,558 (10.5%) 0.36 564
    2018-12-01 $92,750 (16.7%) $135,600 (8.9%) 0.33 542
    2019-01-01 $89,900 (15.6%) $131,529 (4.8%) 0.32 526
    2019-02-01 $89,900 (17.1%) $134,234 (2.0%) 0.31 480
    2019-03-01 $88,657 (11.0%) $136,337 (-2.4%) 0.30 443
    2019-04-01 $88,657 (2.0%) $141,584 (-4.1%) 0.30 418
    2019-05-01 $87,075 (-3.1%) $143,088 (1.9%) 0.30 418
    2019-06-01 $89,000 (-10.9%) $143,276 (-3.4%) 0.30 474
    2019-07-01 $94,950 (-5.2%) $148,252 (1.8%) 0.33 492
    2019-08-01 $96,486 (-12.0%) $146,368 (0.7%) 0.33 506
    2019-09-01 $98,041 (-6.6%) $144,540 (2.3%) 0.33 524
    2019-10-01 $96,902 (-3.7%) $141,661 (-0.4%) 0.32 537
    2019-11-01 $89,900 (-10.0%) $135,377 (-3.0%) 0.31 504
    2019-12-01 $87,975 (-5.2%) $131,255 (-3.2%) 0.30 471
    2020-01-01 $90,075 (0.2%) $137,215 (4.3%) 0.32 480
    2020-02-01 $95,000 (5.7%) $139,628 (4.0%) 0.33 516
    2020-03-01 $94,425 (6.5%) $142,949 (4.9%) 0.31 435
    2020-04-01 $94,200 (6.3%) $144,612 (2.1%) 0.31 401
    2020-05-01 $99,900 (14.7%) $161,097 (12.6%) 0.33 359
    2020-06-01 $109,250 (22.8%) $163,408 (14.1%) 0.34 352
    2020-07-01 $129,900 (36.8%) $176,727 (19.2%) 0.40 334
    2020-08-01 $114,900 (19.1%) $174,841 (19.5%) 0.35 338
    2020-09-01 $115,950 (18.3%) $169,506 (17.3%) 0.34 333
    2020-10-01 $117,450 (21.2%) $172,887 (22.0%) 0.34 291
    2020-11-01 $100,450 (11.7%) $172,478 (27.4%) 0.32 295
    2020-12-01 $99,700 (13.3%) $168,054 (28.0%) 0.30 277
    2021-01-01 $98,000 (8.8%) $167,679 (22.2%) 0.30 247
    2021-02-01 $100,000 (5.3%) $165,832 (18.8%) 0.34 207
    2021-03-01 $100,000 (5.9%) $165,912 (16.1%) 0.34 191
    2021-04-01 $132,475 (40.6%) $185,720 (28.4%) 0.37 171
    2021-05-01 $134,900 (35.0%) $193,366 (20.0%) 0.40 181
    2021-06-01 $124,900 (14.3%) $190,003 (16.3%) 0.35 218
    2021-07-01 $124,900 (-3.9%) $184,134 (4.2%) 0.34 246
    2021-08-01 $139,900 (21.8%) $200,680 (14.8%) 0.39 252
    2021-09-01 $131,300 (13.2%) $194,175 (14.6%) 0.37 286
    2021-10-01 $130,000 (10.7%) $196,787 (13.8%) 0.36 267
    2021-11-01 $127,450 (26.9%) $191,353 (10.9%) 0.35 235
    2021-12-01 $117,925 (18.3%) $189,751 (12.9%) 0.32 202
    2022-01-01 $109,900 (12.1%) $175,144 (4.5%) 0.32 181
    2022-02-01 $104,950 (5.0%) $158,022 (-4.7%) 0.30 156
    2022-03-01 $120,000 (20.0%) $154,648 (-6.8%) 0.32 151
    2022-04-01 $125,000 (-5.6%) $165,196 (-11.1%) 0.32 154
    2022-05-01 $132,400 (-1.9%) $179,072 (-7.4%) 0.32 181
    2022-06-01 $148,475 (18.9%) $200,237 (5.4%) 0.34 205
    2022-07-01 $149,900 (20.0%) $196,192 (6.6%) 0.36 246
    2022-08-01 $139,900 (0.0%) $189,162 (-5.7%) 0.35 271
    2022-09-01 $145,000 (10.4%) $181,463 (-6.6%) 0.36 284
    2022-10-01 $146,250 (12.5%) $190,101 (-3.4%) 0.36 290
    2022-11-01 $153,950 (20.8%) $191,735 (0.2%) 0.39 299
    2022-12-01 $142,450 (20.8%) $190,529 (0.4%) 0.39 266
    2023-01-01 $146,950 (33.7%) $190,099 (8.5%) 0.39 259
    2023-02-01 $143,825 (37.0%) $195,938 (24.0%) 0.37 226
    2023-03-01 $149,900 (24.9%) $214,091 (38.4%) 0.39 207
    2023-04-01 $149,900 (19.9%) $205,058 (24.1%) 0.38 194
    2023-05-01 $158,750 (19.9%) $216,244 (20.8%) 0.41 177
    2023-06-01 $154,950 (4.4%) $218,318 (9.0%) 0.40 194
    2023-07-01 $169,900 (13.3%) $221,360 (12.8%) 0.40 215
    2023-08-01 $159,925 (14.3%) $207,765 (9.8%) 0.39 251
    2023-09-01 $158,999 (9.7%) $206,813 (14.0%) 0.37 262
    2023-10-01 $154,950 (6.0%) $204,644 (7.7%) 0.38 299
    2023-11-01 $161,500 (4.9%) $210,148 (9.6%) 0.40 318
    2023-12-01 $165,000 (15.8%) $212,467 (11.5%) 0.43 298
    2024-01-01 $169,900 (15.6%) $217,082 (14.2%) 0.44 272
    2024-02-01 $162,000 (12.6%) $208,865 (6.6%) 0.41 260
    2024-03-01 $174,950 (16.7%) $225,940 (5.5%) 0.42 273
    2024-04-01 $177,450 (18.4%) $238,579 (16.4%) 0.42 263
    2024-05-01 $179,900 (13.3%) $244,603 (13.1%) 0.42 282
    2024-06-01 $179,900 (16.1%) $247,933 (13.6%) 0.43 294
    2024-07-01 $174,450 (2.7%) $231,794 (4.7%) 0.41 323
    2024-08-01 $174,900 (9.4%) $225,933 (8.7%) 0.42 364
    2024-09-01 $174,950 (10.0%) $228,710 (10.6%) 0.42 366
    2024-10-01 $171,625 (10.8%) $223,089 (9.0%) 0.42 368
    2024-11-01 $169,900 (5.2%) $220,168 (4.8%) 0.42 360
    2024-12-01 $174,925 (6.0%) $221,366 (4.2%) 0.44 335
    2025-01-01 $177,250 (4.3%) $224,870 (3.6%) 0.00 300
    TERRE HAUTE's median listing price for 2025-01-01 was $177,250, a difference of $7,350 (4.3%) versus the prior year and $2,325 versus the prior month.

    TERRE HAUTE's median listing price comes in at 0% of the national average.

    TERRE HAUTE's average listing price for 2025-01-01 was $224,870, a difference of $7,788 (3.6%) versus the prior year and $3,504 versus the prior month.

    For the 2025-01-01 period, TERRE HAUTE had 300 MLS listings, a difference of -35 listings (-10%) versus the prior month and 28 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 82 days 1,526 sqft
    2018-02-01 83 days 1,527 sqft
    2018-03-01 74 days 1,571 sqft
    2018-04-01 56 days 1,720 sqft
    2018-05-01 60 days 1,683 sqft
    2018-06-01 55 days 1,701 sqft
    2018-07-01 58 days 1,673 sqft
    2018-08-01 60 days 1,726 sqft
    2018-09-01 54 days 1,728 sqft
    2018-10-01 63 days 1,743 sqft
    2018-11-01 67 days 1,681 sqft
    2018-12-01 74 days 1,653 sqft
    2019-01-01 85 days 1,599 sqft
    2019-02-01 88 days 1,576 sqft
    2019-03-01 73 days 1,604 sqft
    2019-04-01 55 days 1,626 sqft
    2019-05-01 57 days 1,598 sqft
    2019-06-01 54 days 1,599 sqft
    2019-07-01 60 days 1,599 sqft
    2019-08-01 66 days 1,599 sqft
    2019-09-01 69 days 1,599 sqft
    2019-10-01 72 days 1,599 sqft
    2019-11-01 74 days 1,561 sqft
    2019-12-01 87 days 1,550 sqft
    2020-01-01 88 days 1,561 sqft
    2020-02-01 88 days 1,534 sqft
    2020-03-01 67 days 1,490 sqft
    2020-04-01 70 days 1,513 sqft
    2020-05-01 81 days 1,587 sqft
    2020-06-01 76 days 1,599 sqft
    2020-07-01 58 days 1,599 sqft
    2020-08-01 57 days 1,575 sqft
    2020-09-01 51 days 1,567 sqft
    2020-10-01 52 days 1,597 sqft
    2020-11-01 57 days 1,599 sqft
    2020-12-01 64 days 1,584 sqft
    2021-01-01 74 days 1,512 sqft
    2021-02-01 67 days 1,513 sqft
    2021-03-01 54 days 1,508 sqft
    2021-04-01 49 days 1,598 sqft
    2021-05-01 31 days 1,599 sqft
    2021-06-01 28 days 1,600 sqft
    2021-07-01 33 days 1,599 sqft
    2021-08-01 39 days 1,725 sqft
    2021-09-01 40 days 1,634 sqft
    2021-10-01 44 days 1,599 sqft
    2021-11-01 47 days 1,492 sqft
    2021-12-01 60 days 1,498 sqft
    2022-01-01 57 days 1,487 sqft
    2022-02-01 63 days 1,493 sqft
    2022-03-01 39 days 1,459 sqft
    2022-04-01 37 days 1,559 sqft
    2022-05-01 28 days 1,582 sqft
    2022-06-01 35 days 1,607 sqft
    2022-07-01 33 days 1,632 sqft
    2022-08-01 39 days 1,599 sqft
    2022-09-01 45 days 1,690 sqft
    2022-10-01 52 days 1,680 sqft
    2022-11-01 53 days 1,757 sqft
    2022-12-01 62 days 1,599 sqft
    2023-01-01 71 days 1,599 sqft
    2023-02-01 67 days 1,599 sqft
    2023-03-01 58 days 1,599 sqft
    2023-04-01 52 days 1,599 sqft
    2023-05-01 38 days 1,599 sqft
    2023-06-01 39 days 1,599 sqft
    2023-07-01 40 days 1,702 sqft
    2023-08-01 39 days 1,729 sqft
    2023-09-01 46 days 1,739 sqft
    2023-10-01 45 days 1,712 sqft
    2023-11-01 48 days 1,709 sqft
    2023-12-01 61 days 1,616 sqft
    2024-01-01 70 days 1,621 sqft
    2024-02-01 73 days 1,606 sqft
    2024-03-01 53 days 1,620 sqft
    2024-04-01 50 days 1,622 sqft
    2024-05-01 48 days 1,601 sqft
    2024-06-01 45 days 1,656 sqft
    2024-07-01 47 days 1,682 sqft
    2024-08-01 46 days 1,736 sqft
    2024-09-01 51 days 1,777 sqft
    2024-10-01 54 days 1,731 sqft
    2024-11-01 57 days 1,662 sqft
    2024-12-01 66 days 1,611 sqft
    2025-01-01 0 days 1,599 sqft
    TERRE HAUTE's median listing age (time on market) for 2025-01-01 was 0 days. This is -100% shorter than the same period one year ago.

    TERRE HAUTE's median square footage for active listings during the 2025-01-01 period was 1,599 sqft. One year prior, the average listing was 1,621 sqft.

    TERRE HAUTE, IN Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    47427 Terre Haute, IN HUD Metro FMR Area $620 $650 $830 $1,070 $1,320
    47438 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47801 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47802 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,020 $1,260
    47803 Terre Haute, IN HUD Metro FMR Area $760 $800 $1,010 $1,230 $1,520
    47804 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47805 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47807 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,250
    47809 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47831 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47833 Terre Haute, IN HUD Metro FMR Area $710 $750 $960 $1,270 $1,560
    47834 Terre Haute, IN HUD Metro FMR Area $650 $680 $860 $1,050 $1,290
    47837 Terre Haute, IN HUD Metro FMR Area $680 $700 $910 $1,120 $1,280
    47840 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47841 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47842 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47845 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,020 $1,260
    47846 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,030 $1,260
    47847 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47850 Terre Haute, IN HUD Metro FMR Area $560 $630 $830 $1,010 $1,200
    47851 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47853 Terre Haute, IN HUD Metro FMR Area $700 $740 $930 $1,130 $1,400
    47854 Terre Haute, IN HUD Metro FMR Area $630 $670 $850 $1,050 $1,220
    47857 Terre Haute, IN HUD Metro FMR Area $650 $680 $860 $1,050 $1,290
    47858 Terre Haute, IN HUD Metro FMR Area $610 $660 $840 $1,020 $1,240
    47863 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47866 Terre Haute, IN HUD Metro FMR Area $610 $660 $840 $1,020 $1,240
    47868 Terre Haute, IN HUD Metro FMR Area $810 $840 $1,090 $1,490 $1,840
    47869 Terre Haute, IN HUD Metro FMR Area $560 $630 $830 $1,010 $1,200
    47870 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47871 Terre Haute, IN HUD Metro FMR Area $850 $900 $1,130 $1,380 $1,700
    47874 Terre Haute, IN HUD Metro FMR Area $790 $810 $1,060 $1,320 $1,450
    47875 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47876 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47878 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
    47879 Terre Haute, IN HUD Metro FMR Area $580 $660 $870 $1,060 $1,260
    47880 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47881 Terre Haute, IN HUD Metro FMR Area $660 $700 $880 $1,070 $1,320
    47884 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47885 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
    47928 Terre Haute, IN HUD Metro FMR Area $690 $730 $920 $1,120 $1,380
    47932 Terre Haute, IN HUD Metro FMR Area $620 $640 $830 $1,100 $1,330
    47966 Terre Haute, IN HUD Metro FMR Area $690 $730 $920 $1,120 $1,380
    47974 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240

    2022 Average & Median Rent Data Statistics
    TERRE HAUTE, IN average 1BR rent: $690, median: $670
    TERRE HAUTE, IN average 2BR rent: $875, median: $840
    TERRE HAUTE, IN average 3BR rent: $1,075, median: $1,050

    TERRE HAUTE, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,793 $291,635,000 $162,652
    Home Improvement 404 $20,130,000 $49,827
    Refi 369 $49,185,000 $133,293
    Cash Out Refi 345 $42,175,000 $122,246
    Other 293 $18,295,000 $62,440

    Terre Haute's most frequently cited loan purpose was Home Purchase, with 1,793 originations. The 2nd most popular reason was Home Improvement, with 404 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 1,064 $153,620,000 $144,380
    7-8% 1,032 $128,410,000 $124,428
    Over 8% 637 $46,715,000 $73,336
    5-6% 273 $41,905,000 $153,498
    <2.5% 21 $805,000 $38,333
    4-5% 12 $3,930,000 $327,500
    3-4% 10 $1,220,000 $122,000
    2.5-3% 1 $65,000 $65,000

    During 2023, Terre Haute's most frequently originated rate bucket was 6-7%, with 1,064 originations.

    Loan Sizing (TERRE HAUTE, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 1,624 $85,350,000 $52,555
    $100k-200k 1,034 $147,460,000 $142,611
    $200k-400k 461 $120,715,000 $261,855
    $400k-600k 62 $29,020,000 $468,065
    $600k-1000k 15 $10,465,000 $697,667
    $Over $1MM 8 $28,410,000 $3,551,250

    TERRE HAUTE's loan sizing saw the bucket of loans from $100,000 or less with 1,624 originations, totaling $85,350,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,286 $212,040,000 $164,883
    60-80% 551 $97,125,000 $176,270
    20-40% 447 $25,815,000 $57,752
    Under 20% 421 $12,705,000 $30,178
    40-60% 295 $30,275,000 $102,627
    Over 100% 31 $7,065,000 $227,903

    TERRE HAUTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,286 originations, totaling $212,040,000 in origination value.