TERRE HAUTE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Terre Haute averaged 6.98% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.91% and one month ago for the week of 2023-02-09, the average rate was 6.3%.

    Terre Haute's average rate one year ago was 4.23%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.81%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Terre Haute 30 Year Fixed Rate 2023-03-16 6.98%
    Terre Haute 30 Year Fixed Rate Refi 2023-03-16 6.81%
    Terre Haute 15 Year Fixed Rate 2023-03-16 6.24%
    Terre Haute 15 Year Fixed Rate Refi 2023-03-16 6.5%
    Terre Haute 30 Year FHA 2023-03-16 6.58%
    Terre Haute 30 Year FHA Refi 2023-03-16 6.5%
    Terre Haute 30 Year USDA 2023-03-16 7.08%
    Terre Haute 30 Year USDA Refi 2023-03-16 6.47%
    Terre Haute 30 Year VA 2023-03-16 6.74%
    Terre Haute 30 Year VA Refi 2023-03-16 6.18%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TERRE HAUTE, IN.

    TERRE HAUTE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TERRE HAUTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    RUOFF MORTGAGE COMPANY, INC. 407 3.23% $1,835
    First Financial Bank 314 3.63% $2,683
    The Riddell National Bank 214 3.12% $2,346
    QUICKEN LOANS, LLC 107 3.19% $4,414
    Fifth Third Bank 101 3.32% $2,839
    Old National Bank 82 3.31% $1,603
    First Farmers Bank and Trust Company 46 3.40% $1,940
    The Huntington National Bank 28 3.03% $2,511
    PRIMELENDING, A PLAINSCAPITAL COMPANY 26 3.50% $2,767
    Wells Fargo Bank 23 3.45% $2,510
    Regions Bank 22 3.52% $1,647
    JPMorgan Chase Bank 19 3.11% $2,945
    CRANE 18 3.42% $1,578
    ROYAL UNITED MORTGAGE LLC 18 3.44% $4,076
    Farm Credit Mid-America, ACA 16 3.42% $4,852
    CALIBER HOME LOANS, INC. 16 3.30% $2,748
    GVC MORTGAGE, INC. 15 3.38% $3,179
    LOANDEPOT.COM, LLC 14 3.30% $4,043
    AMERISAVE MORTGAGE CORPORATION 13 2.97% $4,219
    Longview Bank & Trust 12 3.03% $3,960
    Mr. Cooper ( Nationstar Mortgage ) 11 3.70% $4,042
    BETTER MORTGAGE CORPORATION 11 3.07% $2,715
    The Fountain Trust Company 10 3.46% $1,668
    First Mid Bank & Trust 9 3.65% $1,987
    TEACHERS CREDIT UNION 9 3.11% $2,411
    First Financial Bank 8 3.48% $3,433
    NEWREZ LLC 8 3.00% $3,024
    FREEDOM MORTGAGE CORPORATION 8 3.13% $1,870
    Wolfe Financial, Inc 7 3.16% $2,899
    EVANSVILLE TEACHERS 7 2.95% $2,171
    Northwest Bank 7 3.11% $2,224
    Carrington Mortgage Services, LLC 6 3.08% $4,024
    FINANCE OF AMERICA MORTGAGE LLC 6 4.35% $4,114
    Blue Ridge Bank 6 3.58% $3,089
    Elements Financial Federal Credit Union 6 3.31% $2,490
    UNITED WHOLESALE MORTGAGE, LLC 5 3.09% $2,760
    PENNYMAC LOAN SERVICES, LLC 5 3.42% $4,897
    Northpointe Bank 5 3.40% $3,014
    NAVY FEDERAL CREDIT UNION 5 3.73% $4,273
    MJW Financial LLC 4 3.50% $3,224
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.09% $3,772
    HOMESIDE FINANCIAL, LLC 4 2.87% $3,168
    GUARANTEED RATE, INC. 4 3.22% $2,967
    First Merchants Bank 4 3.22% $2,317
    CROSSCOUNTRY MORTGAGE, LLC 4 3.12% $4,127
    Discover Bank 4 5.62% $0
    Bank of America 4 2.94% $2,863
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.56% $2,308
    AMERIFIRST FINANCIAL CORPORATION 3 3.04% $2,663
    ENDEAVOR CAPITAL, LLC. 3 3.08% $3,983
    ACADEMY MORTGAGE CORPORATION 3 3.42% $3,279
    FAIR WAY LENDING LLC 3 3.29% $3,072
    Centier Bank 3 3.00% $3,978
    HALLMARK HOME MORTGAGE, LLC 3 3.96% $3,078
    Home Bank SB 3 3.63% $2,004
    INDIANA UNIVERSITY CREDIT UNION 3 3.25% $1,685
    Mortgage Research Center, LLC 3 2.71% $3,818
    Nations Lending Corporation 3 2.92% $5,908
    1ST SIGNATURE LENDING, LLC 3 3.21% $4,641
    PNC Bank 3 3.38% $3,353
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.63% $2,855
    SOFI LENDING CORP. 3 3.17% $4,072
    Union Savings Bank 2 3.00% $764
    AMERICAN FINANCING CORPORATION 2 3.19% $4,233
    LEADERONE FINANCIAL CORPORATION 2 3.50% $3,090
    HOME POINT FINANCIAL CORPORATION 2 3.06% $1,992
    Republic Bank & Trust Company 2 3.38% $4,336
    CHURCHILL MORTGAGE CORPORATION 2 3.50% $3,017
    BMO Harris Bank 2 3.88% $2,417
    LOANPAL, LLC 2 3.56% $4,928
    MUTUAL OF OMAHA MORTGAGE, INC. 2 2.94% $2,846
    U.S. Bank 2 3.06% $2,276
    First Home Bank 2 3.31% $3,500
    BROKER SOLUTIONS, INC. 2 3.38% $3,472
    Horizon Bank 2 3.63% $1,848
    First Midwest Bank 2 3.19% $2,196
    First Option Mortgage, LLC 2 3.56% $3,362
    First Savings Bank 2 3.06% $2,303
    First Federal Savings Bank 2 2.88% $1,827
    UNION HOME MORTGAGE CORP. 2 3.19% $2,724
    MID AMERICA MORTGAGE, INC. 2 3.19% $3,376
    The Federal Savings Bank 2 3.25% $6,393
    Citizens Bank 1 3.00% $2,326
    FIRST COMMUNITY MORTGAGE, INC. 1 3.00% $2,705
    CMG MORTGAGE, INC. 1 3.25% $2,801
    UTILITIES EMPLOYEES CREDIT UNION 1 3.24% $2,729
    OCEANSIDE MORTGAGE COMPANY 1 3.63% $903
    Baxter Credit Union 1 3.13% $2,285
    Paramount Residential Mortgage Group, Inc. 1 3.13% $2,995
    COMMONWEALTH 1 2.88% $1,711
    PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,376
    Peoples Bank 1 2.75% $2,280
    Petefish, Skiles & Co. 1 3.25% $4,606
    PHH Mortgage Corporation 1 3.50% $5,163
    Plains Commerce Bank 1 3.88% $2,605
    PLANET HOME LENDING, LLC 1 3.38% $1,393
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.38% $2,493
    Credit Union 1 1 2.38% $4,275
    Bank of Springfield 1 3.50% $1,162
    Bank of England 1 3.38% $7,536
    EVERETT FINANCIAL, INC. 1 3.25% $1,593
    Arvest Bank 1 3.00% $2,739
    Crossroads Bank 1 3.00% $1,705
    Security Federal Savings Bank 1 2.50% $2,316
    SIRVA MORTGAGE, INC. 1 2.75% $300
    DAS Acquisition Company, LLC 1 3.25% $2,223
    South State Bank 1 3.25% $2,347
    SOUTHWEST FUNDING, LP 1 3.75% $3,396
    STEARNS LENDING, LLC 1 4.38% $1,628
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.25% $3,560
    AMERICAN MORTGAGE SERVICE COMPANY 1 2.75% $2,170
    THE MORTGAGE WAREHOUSE,LLC 1 2.88% $2,430
    The Peoples State Bank 1 3.13% $1,974
    AMERICAN FINANCIAL NETWORK, INC. 1 2.75% $3,669
    Three Rivers Federal Credit Union 1 2.88% $2,746
    TJC Mortgage, Inc. 1 3.00% $2,685
    Triumph Bank 1 2.50% $2,600
    Truist 1 3.30% $2,581
    TUCKER MORTGAGE, LLC 1 3.13% $2,557
    First Guaranty Mortgage Corporation 1 3.50% $3,286
    Centra Credit Union 1 3.25% $3,314
    FLAT BRANCH MORTGAGE, INC. 1 3.25% $2,491
    Gateway First Bank 1 3.50% $2,572
    German American Bank 1 2.63% $2,217
    GENEVA FINANCIAL, LLC 1 3.50% $3,335
    GUARANTY HOME MORTGAGE CORPORATION 1 2.88% $1,442
    CELEBRITY HOME LOANS, LLC 1 4.00% $3,249
    EMM LOANS LLC 1 3.25% $6,011
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.00% $10,147
    CIBM Bank 1 3.25% $2,127
    INDIANA MEMBERS CREDIT UNION 1 3.00% $2,251
    UNIVERSITY LENDING GROUP, LLC 1 3.38% $2,693
    InterContinental Capital Group, Inc 1 2.88% $3,523
    JLB CORPORATION 1 3.00% $4,134
    KeyBank 1 2.88% $2,885
    First Federal Bank of Kansas City 1 3.25% $2,163
    LOANFLIGHT LENDING, LLC 1 2.88% $995
    Magnolia Bank 1 3.00% $2,544
    Marine Bank 1 2.88% $1,774
    First Federal Bank 1 2.88% $2,125
    MORTGAGE MASTERS OF INDIANA, INC. 1 2.75% $3,438
    USAA Federal Savings Bank 1 3.38% $2,875
    Morton Community Bank 1 3.88% $1,861
    M&T Bank 1 4.00% $3,137

    TERRE HAUTE Average Closing Costs & Other Stats

    TERRE HAUTE, IN's 144 lenders originated 5,612 loans during 2021. The total origination value was $780,990,000, with an average loan value of $139,164.

    TERRE HAUTE's average closing costs are $2,959.

    The top TERRE HAUTE lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 407 loans originated. Their average total fees are $1,835, which is $848 lower than the next largest lender, First Financial Bank.

    The lowest fee TERRE HAUTE lenders (with over 10 loans originated) are CRANE ($1,578), Old National Bank ($1,603), Regions Bank ($1,647), The Fountain Trust Company ($1,668) and RUOFF MORTGAGE COMPANY, INC. ($1,835).

    The lowest rate TERRE HAUTE lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.97%), The Huntington National Bank (3.03%), Longview Bank & Trust (3.03%), BETTER MORTGAGE CORPORATION (3.07%) and JPMorgan Chase Bank (3.11%).

    TERRE HAUTE, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    RUOFF MORTGAGE COMPANY, INC. $118,350,000 $128,575,000 8.6% 16.5%
    First Financial Bank $2,035,000 $87,430,000 4,196.3% 11.2%
    The Riddell National Bank $88,230,000 $70,250,000 -20.4% 9.0%
    QUICKEN LOANS, LLC $42,475,000 $53,870,000 26.8% 6.9%
    Terre Haute Savings Bank $57,605,000 $44,845,000 -22.2% 5.7%
    Old National Bank $50,795,000 $40,860,000 -19.6% 5.2%
    Fifth Third Bank $26,705,000 $33,470,000 25.3% 4.3%
    GREENSTATE CREDIT UNION $27,005,000 n/a 3.5%
    FREEDOM MORTGAGE CORPORATION $21,205,000 $22,550,000 6.3% 2.9%
    Mortgage Research Center, LLC $10,930,000 $16,600,000 51.9% 2.1%
    First Merchants Bank $55,000 $15,715,000 28,472.7% 2.0%
    First Farmers Bank and Trust Company $16,475,000 $14,580,000 -11.5% 1.9%
    The Huntington National Bank $5,440,000 $8,870,000 63.1% 1.1%
    CALIBER HOME LOANS, INC. $8,075,000 $7,275,000 -9.9% 0.9%
    Wolfe Financial, Inc $5,060,000 $6,750,000 33.4% 0.9%
    Prospect Bank $14,335,000 $6,690,000 -53.3% 0.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $7,310,000 $6,390,000 -12.6% 0.8%
    LOANDEPOT.COM, LLC $3,490,000 $6,215,000 78.1% 0.8%
    CRANE $3,945,000 $6,160,000 56.1% 0.8%
    Wells Fargo Bank $5,075,000 $6,145,000 21.1% 0.8%
    Farm Credit Mid-America, ACA $6,550,000 $5,810,000 -11.3% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $3,945,000 $5,780,000 46.5% 0.7%
    Regions Bank $3,980,000 $5,670,000 42.5% 0.7%
    GVC MORTGAGE, INC. $5,695,000 $5,410,000 -5.0% 0.7%
    JPMorgan Chase Bank $3,655,000 $4,730,000 29.4% 0.6%
    First Mid Bank & Trust $4,320,000 $4,445,000 2.9% 0.6%
    Longview Bank & Trust $4,445,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $2,100,000 $4,270,000 103.3% 0.5%
    The Fountain Trust Company $7,315,000 $3,970,000 -45.7% 0.5%
    American Bank, N.A. $3,965,000 n/a 0.5%
    ROYAL UNITED MORTGAGE LLC $4,245,000 $3,920,000 -7.7% 0.5%
    BETTER MORTGAGE CORPORATION $530,000 $3,655,000 589.6% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,640,000 $3,100,000 89.0% 0.4%
    NEWREZ LLC $1,590,000 $2,995,000 88.4% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,380,000 $2,890,000 21.4% 0.4%
    EVANSVILLE TEACHERS $4,440,000 $2,860,000 -35.6% 0.4%
    TEACHERS CREDIT UNION $2,430,000 $2,780,000 14.4% 0.4%
    First Financial Bank $2,035,000 $2,715,000 33.4% 0.3%
    NAVY FEDERAL CREDIT UNION $2,600,000 $2,445,000 -6.0% 0.3%
    NEW DAY FINANCIAL, LLC $2,525,000 $2,260,000 -10.5% 0.3%
    AMERIFIRST FINANCIAL CORPORATION $1,810,000 $2,205,000 21.8% 0.3%
    Northwest Bank $1,110,000 $2,105,000 89.6% 0.3%
    Elements Financial Federal Credit Union $2,780,000 $1,985,000 -28.6% 0.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,370,000 $1,910,000 39.4% 0.2%
    USAA Federal Savings Bank $3,965,000 $1,895,000 -52.2% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $2,280,000 $1,810,000 -20.6% 0.2%
    Carrington Mortgage Services, LLC $2,695,000 $1,760,000 -34.7% 0.2%
    PNC Bank $720,000 $1,715,000 138.2% 0.2%
    Blue Ridge Bank $520,000 $1,700,000 226.9% 0.2%
    GUARANTEED RATE, INC. $515,000 $1,600,000 210.7% 0.2%
    Barrington Bank & Trust Company, N.A. $1,270,000 $1,555,000 22.4% 0.2%
    HOME POINT FINANCIAL CORPORATION $755,000 $1,545,000 104.6% 0.2%
    Owen County State Bank $1,415,000 $1,545,000 9.2% 0.2%
    The Federal Savings Bank $1,645,000 $1,485,000 -9.7% 0.2%
    Catlin Bank $2,515,000 $1,450,000 -42.3% 0.2%
    VILLAGE CAPITAL & INVESTMENT LLC $1,120,000 $1,450,000 29.5% 0.2%
    CHURCHILL MORTGAGE CORPORATION $1,290,000 $1,260,000 -2.3% 0.2%
    BROKER SOLUTIONS, INC. $1,425,000 $1,250,000 -12.3% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,045,000 $1,240,000 18.7% 0.2%
    HOMESIDE FINANCIAL, LLC $1,215,000 n/a 0.2%
    HALLMARK HOME MORTGAGE, LLC $1,755,000 $1,180,000 -32.8% 0.2%
    U.S. Bank $1,730,000 $1,125,000 -35.0% 0.1%
    Northpointe Bank $810,000 $1,095,000 35.2% 0.1%
    AMERICAN FINANCING CORPORATION $320,000 $920,000 187.5% 0.1%
    SOFI LENDING CORP. $115,000 $910,000 691.3% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $750,000 $890,000 18.7% 0.1%
    FAIR WAY LENDING LLC $640,000 $885,000 38.3% 0.1%
    Bank of America $140,000 $865,000 517.9% 0.1%
    CLEARPATH LENDING $1,420,000 $860,000 -39.4% 0.1%
    INDIANA UNIVERSITY CREDIT UNION $715,000 $860,000 20.3% 0.1%
    UNION HOME MORTGAGE CORP. $300,000 $850,000 183.3% 0.1%
    1ST SIGNATURE LENDING, LLC $845,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $575,000 $845,000 47.0% 0.1%
    First Federal Bank of the Midwest $840,000 n/a 0.1%
    The Farmers and Merchants Bank $310,000 $840,000 171.0% 0.1%
    First Federal Bank of Kansas City $990,000 $835,000 -15.7% 0.1%
    MID AMERICA MORTGAGE, INC. $460,000 $830,000 80.4% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,730,000 $820,000 -52.6% 0.1%
    First Federal Savings Bank $65,000 $815,000 1,153.8% 0.1%
    First Savings Bank $775,000 n/a 0.1%
    Nations Lending Corporation $200,000 $770,000 285.0% 0.1%
    FLAT BRANCH MORTGAGE, INC. $140,000 $755,000 439.3% 0.1%
    AMERICAN MORTGAGE SERVICE COMPANY $785,000 $705,000 -10.2% 0.1%
    Baxter Credit Union $395,000 $705,000 78.5% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $850,000 $690,000 -18.8% 0.1%
    LOANFLIGHT LENDING, LLC $670,000 n/a 0.1%
    MJW Financial LLC $325,000 $670,000 106.2% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $195,000 $655,000 235.9% 0.1%
    Magnolia Bank $305,000 $655,000 114.8% 0.1%
    UNIVERSITY LENDING GROUP, LLC $370,000 $655,000 77.0% 0.1%
    German American Bank $530,000 $650,000 22.6% 0.1%
    Home Bank SB $750,000 $640,000 -14.7% 0.1%
    Bank of England $220,000 $635,000 188.6% 0.1%
    Flagstar Bank, FSB $170,000 $625,000 267.6% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $760,000 $590,000 -22.4% 0.1%
    SOUTHWEST FUNDING, LP $590,000 n/a 0.1%
    Three Rivers Federal Credit Union $585,000 n/a 0.1%
    PURDUE FEDERAL CREDIT UNION $1,380,000 $565,000 -59.1% 0.1%
    ENDEAVOR CAPITAL, LLC. $195,000 $560,000 187.2% 0.1%
    Discover Bank $245,000 $535,000 118.4% 0.1%
    Gateway First Bank $535,000 n/a 0.1%
    INDIANA MEMBERS CREDIT UNION $715,000 $535,000 -25.2% 0.1%
    BMO Harris Bank $430,000 $520,000 20.9% 0.1%
    OPEN MORTGAGE, LLC $55,000 $510,000 827.3% 0.1%
    The North Salem State Bank $1,475,000 $510,000 -65.4% 0.1%
    Triumph Bank $585,000 $505,000 -13.7% 0.1%
    21ST MORTGAGE CORPORATION $355,000 $495,000 39.4% 0.1%
    Hoosier Heartland State Bank $815,000 $480,000 -41.1% 0.1%
    PENTAGON FEDERAL CREDIT UNION $510,000 $475,000 -6.9% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $1,405,000 $470,000 -66.5% 0.1%
    LOANPAL, LLC $260,000 $455,000 75.0% 0.1%
    NATIONS RELIABLE LENDING, LLC $450,000 n/a 0.1%
    InterContinental Capital Group, Inc $400,000 $440,000 10.0% 0.1%
    Citizens Bank $280,000 $435,000 55.4% 0.1%
    Union Savings Bank $800,000 $410,000 -48.8% 0.1%
    AMCAP MORTGAGE, LTD. $385,000 n/a 0.0%
    Centier Bank $485,000 $380,000 -21.6% 0.0%
    First National Bank $495,000 $380,000 -23.2% 0.0%
    ZILLOW HOME LOANS, LLC $135,000 $380,000 181.5% 0.0%
    Paramount Residential Mortgage Group, Inc. $380,000 $370,000 -2.6% 0.0%
    Wyndham Capital Mortgage, Inc. $340,000 $365,000 7.4% 0.0%
    Low VA Rates, LLC $885,000 $355,000 -59.9% 0.0%
    SECURITYNATIONAL MORTGAGE COMPANY $345,000 n/a 0.0%
    Citizens Bank $280,000 $335,000 19.6% 0.0%
    DAS Acquisition Company, LLC $235,000 $335,000 42.6% 0.0%
    Peoples Bank $335,000 n/a 0.0%
    JLB CORPORATION $330,000 n/a 0.0%
    FINANCE OF AMERICA COMMERCIAL LLC $310,000 n/a 0.0%
    Flanagan State Bank $310,000 n/a 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $105,000 $310,000 195.2% 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $305,000 n/a 0.0%
    Arvest Bank $300,000 n/a 0.0%
    AURGROUP FINANCIAL CREDIT UNION, INC. $285,000 n/a 0.0%
    The Peoples State Bank $395,000 $285,000 -27.8% 0.0%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $275,000 n/a 0.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $390,000 $275,000 -29.5% 0.0%
    South State Bank $275,000 n/a 0.0%
    Colten Mortgage, LLC $125,000 $270,000 116.0% 0.0%
    First Option Mortgage, LLC $520,000 $265,000 -49.0% 0.0%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $265,000 n/a 0.0%
    SIRVA MORTGAGE, INC. $265,000 n/a 0.0%
    THE MORTGAGE WAREHOUSE,LLC $265,000 n/a 0.0%
    First Midwest Bank $205,000 $260,000 26.8% 0.0%
    ACADEMY MORTGAGE CORPORATION $470,000 $255,000 -45.7% 0.0%
    GUARANTY HOME MORTGAGE CORPORATION $155,000 $255,000 64.5% 0.0%
    TJC Mortgage, Inc. $255,000 n/a 0.0%
    Plains Commerce Bank $165,000 $250,000 51.5% 0.0%
    Centra Credit Union $175,000 $245,000 40.0% 0.0%
    NBKC BANK $710,000 $245,000 -65.5% 0.0%
    Advisors Mortgage Group, L.L.C. $235,000 n/a 0.0%
    CMG MORTGAGE, INC. $360,000 $235,000 -34.7% 0.0%
    GSF Mortgage Corporation $235,000 n/a 0.0%
    AMERICAN FINANCIAL NETWORK, INC. $145,000 $230,000 58.6% 0.0%
    OCEANSIDE MORTGAGE COMPANY $460,000 $230,000 -50.0% 0.0%
    PHH Mortgage Corporation $85,000 $230,000 170.6% 0.0%
    RELIANCE FIRST CAPITAL, LLC $145,000 $230,000 58.6% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $375,000 $225,000 -40.0% 0.0%
    LEADERONE FINANCIAL CORPORATION $200,000 $220,000 10.0% 0.0%
    PROVIDENT FUNDING ASSOCIATES, L.P. $1,075,000 $220,000 -79.5% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $15,000 $220,000 1,366.7% 0.0%
    MILESTONE HOME LENDING, LLC $350,000 $215,000 -38.6% 0.0%
    NP, Inc. $225,000 $215,000 -4.4% 0.0%
    First Guaranty Mortgage Corporation $1,110,000 $210,000 -81.1% 0.0%
    American Community Bank of Indiana $1,170,000 $205,000 -82.5% 0.0%
    EMM LOANS LLC $205,000 $205,000 0.0% 0.0%
    GENEVA FINANCIAL, LLC $125,000 $205,000 64.0% 0.0%
    Security Federal Savings Bank $205,000 n/a 0.0%
    MORTGAGE MASTERS OF INDIANA, INC. $795,000 $200,000 -74.8% 0.0%
    CELEBRITY HOME LOANS, LLC $205,000 $195,000 -4.9% 0.0%
    PLANET HOME LENDING, LLC $285,000 $195,000 -31.6% 0.0%
    SOUTHWEST STAGE FUNDING, LLC $195,000 n/a 0.0%
    STEARNS LENDING, LLC $85,000 $195,000 129.4% 0.0%
    THRIVENT Federal Credit Union $195,000 n/a 0.0%
    TUCKER MORTGAGE, LLC $270,000 $195,000 -27.8% 0.0%
    USAlliance Federal Credit Union $195,000 n/a 0.0%
    Stifel Bank and Trust $755,000 $190,000 -74.8% 0.0%
    Bankers' Bank $185,000 n/a 0.0%
    UIF CORPORATION $185,000 n/a 0.0%
    Figure Lending LLC $75,000 $180,000 140.0% 0.0%
    Horizon Bank $110,000 $180,000 63.6% 0.0%
    Bank of Springfield $175,000 n/a 0.0%
    Manufacturers and Traders Trust Company $85,000 $175,000 105.9% 0.0%
    SOVEREIGN LENDING GROUP INCORPORATED $520,000 $175,000 -66.3% 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $170,000 n/a 0.0%
    EVERETT FINANCIAL, INC. $135,000 $165,000 22.2% 0.0%
    FIRST STATE MORTGAGE SERVICES, LLC $125,000 $165,000 32.0% 0.0%
    The Farmers Bank, Frankfort, Indiana $160,000 n/a 0.0%
    Crossroads Bank $155,000 n/a 0.0%
    Mid-Continent Funding, Inc. $155,000 n/a 0.0%
    TOGETHER CREDIT UNION $155,000 $155,000 0.0% 0.0%
    First Internet Bank of Indiana $145,000 n/a 0.0%
    GUIDANCE RESIDENTIAL, LLC $145,000 n/a 0.0%
    Petefish, Skiles & Co. $145,000 n/a 0.0%
    The Home Loan Expert LLC $145,000 n/a 0.0%
    First Home Bank $55,000 $140,000 154.5% 0.0%
    MORIA DEVELOPMENT, INC. $135,000 n/a 0.0%
    Republic Bank & Trust Company $895,000 $130,000 -85.5% 0.0%
    Credit Union 1 $285,000 $125,000 -56.1% 0.0%
    Marine Bank $310,000 $125,000 -59.7% 0.0%
    Peoples Bank $125,000 n/a 0.0%
    UNITED $60,000 $125,000 108.3% 0.0%
    TrustBank $115,000 n/a 0.0%
    UTILITIES EMPLOYEES CREDIT UNION $115,000 n/a 0.0%
    ASSEMBLIES OF GOD Credit Union $105,000 n/a 0.0%
    CITIZENS EQUITY FIRST $105,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.0%
    AmeriHome Mortgage Company, LLC $310,000 $95,000 -69.4% 0.0%
    Morton Community Bank $95,000 n/a 0.0%
    Truist Bank $95,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $265,000 $90,000 -66.0% 0.0%
    Chickasaw Community Bank $85,000 n/a 0.0%
    CIBM Bank $65,000 $85,000 30.8% 0.0%
    Industrial Federal Credit Union $85,000 n/a 0.0%
    LIBERTY HOME MORTGAGE CORPORATION $75,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $75,000 n/a 0.0%
    PLAZA HOME MORTGAGE, INC. $155,000 $75,000 -51.6% 0.0%
    1st Source Bank $285,000 $65,000 -77.2% 0.0%
    KeyBank $70,000 $65,000 -7.1% 0.0%
    PANORAMA MORTGAGE GROUP, LLC $65,000 n/a 0.0%
    CRESCENT MORTGAGE COMPANY $75,000 $55,000 -26.7% 0.0%
    First Federal Bank $55,000 n/a 0.0%
    Regional Federal Credit Union $55,000 n/a 0.0%
    RESIDENTIAL MORTGAGE SERVICES, INC. $55,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $55,000 n/a 0.0%
    DeMotte State Bank $45,000 n/a 0.0%
    Iroquois Federal Savings and Loan Association $710,000 $35,000 -95.1% 0.0%
    COMMONWEALTH $25,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $75,000 $25,000 -66.7% 0.0%
    MEMBERS HERITAGE Credit Union $25,000 n/a 0.0%

    TERRE HAUTE's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 16.5% market share. In second place, with 11.2%, is First Financial Bank, having originated $87,430,000 in loans. In third place, with 9.0%, is The Riddell National Bank, having originated $70,250,000 in loans. In fourth place, with 6.9%, is QUICKEN LOANS, LLC, having originated $53,870,000 in loans. In fifth place, with 5.7%, is Terre Haute Savings Bank, having originated $44,845,000 in loans.

    TERRE HAUTE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $79,800 (-4.7%) $126,051 (2.6%) 0.30 554
    2018-02-01 $79,900 (-1.8%) $132,013 (7.6%) 0.29 526
    2018-03-01 $79,900 (-8.3%) $140,259 (9.9%) 0.28 480
    2018-04-01 $91,850 (2.2%) $148,688 (13.2%) 0.31 498
    2018-05-01 $94,950 (5.0%) $142,228 (2.9%) 0.32 499
    2018-06-01 $109,900 (13.3%) $149,533 (5.6%) 0.37 533
    2018-07-01 $110,975 (16.8%) $149,879 (5.0%) 0.37 553
    2018-08-01 $111,600 (17.6%) $148,076 (3.1%) 0.37 551
    2018-09-01 $109,700 (21.9%) $144,448 (0.6%) 0.37 605
    2018-10-01 $105,575 (16.7%) $145,668 (6.1%) 0.36 628
    2018-11-01 $104,925 (24.7%) $143,753 (10.4%) 0.36 614
    2018-12-01 $95,000 (18.9%) $139,082 (9.8%) 0.33 583
    2019-01-01 $92,925 (16.5%) $134,505 (6.7%) 0.32 564
    2019-02-01 $90,725 (13.6%) $137,631 (4.3%) 0.31 521
    2019-03-01 $91,929 (15.1%) $140,597 (0.2%) 0.30 487
    2019-04-01 $95,750 (4.3%) $146,196 (-1.7%) 0.30 472
    2019-05-01 $94,975 (0.0%) $151,676 (6.6%) 0.30 474
    2019-06-01 $94,900 (-13.7%) $153,392 (2.6%) 0.30 527
    2019-07-01 $105,675 (-4.8%) $159,942 (6.7%) 0.33 545
    2019-08-01 $103,936 (-6.9%) $157,494 (6.4%) 0.33 562
    2019-09-01 $101,666 (-7.3%) $154,748 (7.1%) 0.33 585
    2019-10-01 $99,900 (-5.4%) $152,152 (4.5%) 0.32 599
    2019-11-01 $94,900 (-9.6%) $147,804 (2.8%) 0.31 560
    2019-12-01 $89,900 (-5.4%) $144,461 (3.9%) 0.30 522
    2020-01-01 $96,200 (3.5%) $148,288 (10.3%) 0.32 529
    2020-02-01 $99,500 (9.7%) $147,828 (7.4%) 0.32 558
    2020-03-01 $99,800 (8.6%) $151,643 (7.9%) 0.31 480
    2020-04-01 $99,900 (4.3%) $153,479 (5.0%) 0.31 447
    2020-05-01 $109,900 (15.7%) $168,431 (11.1%) 0.33 400
    2020-06-01 $116,100 (22.3%) $173,360 (13.0%) 0.34 392
    2020-07-01 $136,725 (29.4%) $185,834 (16.2%) 0.40 366
    2020-08-01 $122,000 (17.4%) $185,212 (17.6%) 0.35 369
    2020-09-01 $120,000 (18.0%) $178,844 (15.6%) 0.34 363
    2020-10-01 $119,950 (20.1%) $183,591 (20.7%) 0.34 321
    2020-11-01 $109,925 (15.8%) $184,979 (25.2%) 0.32 320
    2020-12-01 $102,450 (14.0%) $181,832 (25.9%) 0.30 299
    2021-01-01 $99,900 (3.9%) $179,885 (21.3%) 0.30 262
    2021-02-01 $117,450 (18.0%) $179,146 (21.2%) 0.34 227
    2021-03-01 $118,600 (18.8%) $179,358 (18.3%) 0.34 211
    2021-04-01 $137,450 (37.6%) $194,737 (26.9%) 0.37 187
    2021-05-01 $149,800 (36.3%) $204,432 (21.4%) 0.40 201
    2021-06-01 $133,900 (15.3%) $201,192 (16.1%) 0.35 237
    2021-07-01 $129,900 (-5.0%) $194,364 (4.6%) 0.34 275
    2021-08-01 $147,200 (20.7%) $210,891 (13.9%) 0.39 283
    2021-09-01 $136,925 (14.1%) $202,768 (13.4%) 0.36 319
    2021-10-01 $134,950 (12.5%) $210,077 (14.4%) 0.36 300
    2021-11-01 $129,950 (18.2%) $209,060 (13.0%) 0.35 269
    2021-12-01 $119,950 (17.1%) $209,110 (15.0%) 0.32 233
    2022-01-01 $117,900 (18.0%) $197,614 (9.9%) 0.32 208
    2022-02-01 $113,475 (-3.4%) $186,082 (3.9%) 0.29 183
    2022-03-01 $127,400 (7.4%) $187,802 (4.7%) 0.32 170
    2022-04-01 $135,450 (-1.5%) $198,758 (2.1%) 0.32 175
    2022-05-01 $139,675 (-6.8%) $193,229 (-5.5%) 0.32 203
    2022-06-01 $152,500 (13.9%) $215,016 (6.9%) 0.34 232
    2022-07-01 $159,450 (22.8%) $209,875 (8.0%) 0.36 280
    2022-08-01 $149,450 (1.5%) $207,178 (-1.8%) 0.34 310
    2022-09-01 $154,250 (12.7%) $200,272 (-1.2%) 0.36 318
    2022-10-01 $152,000 (12.6%) $205,106 (-2.4%) 0.36 330
    2022-11-01 $161,975 (24.6%) $206,700 (-1.1%) 0.39 333
    2022-12-01 $159,900 (33.3%) $207,370 (-0.8%) 0.39 296
    2023-01-01 $156,425 (32.7%) $203,465 (3.0%) 0.39 286
    2023-02-01 $152,950 (34.8%) $208,139 (11.9%) 0.37 253
    TERRE HAUTE's median listing price for 2023-02-01 was $152,950, a difference of $39,475 (34.8%) versus the prior year and $-3,475 versus the prior month.

    TERRE HAUTE's median listing price comes in at 37% of the national average.

    TERRE HAUTE's average listing price for 2023-02-01 was $208,139, a difference of $22,057 (11.9%) versus the prior year and $4,674 versus the prior month.

    For the 2023-02-01 period, TERRE HAUTE had 253 MLS listings, a difference of -33 listings (-12%) versus the prior month and 70 listings (38%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 87 days 1,534 sqft
    2018-02-01 88 days 1,533 sqft
    2018-03-01 80 days 1,616 sqft
    2018-04-01 61 days 1,724 sqft
    2018-05-01 62 days 1,704 sqft
    2018-06-01 60 days 1,701 sqft
    2018-07-01 63 days 1,698 sqft
    2018-08-01 64 days 1,726 sqft
    2018-09-01 58 days 1,728 sqft
    2018-10-01 64 days 1,740 sqft
    2018-11-01 72 days 1,688 sqft
    2018-12-01 78 days 1,659 sqft
    2019-01-01 88 days 1,619 sqft
    2019-02-01 92 days 1,599 sqft
    2019-03-01 77 days 1,627 sqft
    2019-04-01 58 days 1,659 sqft
    2019-05-01 58 days 1,647 sqft
    2019-06-01 57 days 1,637 sqft
    2019-07-01 61 days 1,655 sqft
    2019-08-01 66 days 1,620 sqft
    2019-09-01 69 days 1,620 sqft
    2019-10-01 73 days 1,620 sqft
    2019-11-01 75 days 1,599 sqft
    2019-12-01 88 days 1,599 sqft
    2020-01-01 89 days 1,599 sqft
    2020-02-01 89 days 1,575 sqft
    2020-03-01 69 days 1,555 sqft
    2020-04-01 72 days 1,565 sqft
    2020-05-01 86 days 1,599 sqft
    2020-06-01 87 days 1,599 sqft
    2020-07-01 69 days 1,599 sqft
    2020-08-01 66 days 1,599 sqft
    2020-09-01 58 days 1,599 sqft
    2020-10-01 61 days 1,599 sqft
    2020-11-01 69 days 1,599 sqft
    2020-12-01 71 days 1,599 sqft
    2021-01-01 86 days 1,593 sqft
    2021-02-01 87 days 1,599 sqft
    2021-03-01 75 days 1,576 sqft
    2021-04-01 73 days 1,599 sqft
    2021-05-01 47 days 1,599 sqft
    2021-06-01 39 days 1,665 sqft
    2021-07-01 40 days 1,657 sqft
    2021-08-01 45 days 1,755 sqft
    2021-09-01 47 days 1,702 sqft
    2021-10-01 51 days 1,632 sqft
    2021-11-01 55 days 1,574 sqft
    2021-12-01 67 days 1,548 sqft
    2022-01-01 75 days 1,536 sqft
    2022-02-01 77 days 1,553 sqft
    2022-03-01 51 days 1,532 sqft
    2022-04-01 44 days 1,584 sqft
    2022-05-01 33 days 1,570 sqft
    2022-06-01 39 days 1,632 sqft
    2022-07-01 36 days 1,664 sqft
    2022-08-01 40 days 1,637 sqft
    2022-09-01 47 days 1,693 sqft
    2022-10-01 54 days 1,704 sqft
    2022-11-01 56 days 1,797 sqft
    2022-12-01 66 days 1,626 sqft
    2023-01-01 73 days 1,600 sqft
    2023-02-01 75 days 1,602 sqft
    TERRE HAUTE's median listing age (time on market) for 2023-02-01 was 75 days. This is -3% shorter than the same period one year ago.

    TERRE HAUTE's median square footage for active listings during the 2023-02-01 period was 1,602 sqft. One year prior, the average listing was 1,553 sqft.

    TERRE HAUTE, IN Average Rent (2022)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    47427 Terre Haute, IN $540 $580 $740 $980 $1,210
    47438 Terre Haute, IN $530 $590 $740 $920 $1,230
    47801 Terre Haute, IN $570 $640 $790 $990 $1,240
    47802 Terre Haute, IN $550 $610 $760 $950 $1,200
    47803 Terre Haute, IN $690 $760 $950 $1,190 $1,500
    47804 Terre Haute, IN $570 $640 $790 $990 $1,240
    47805 Terre Haute, IN $550 $610 $760 $950 $1,200
    47807 Terre Haute, IN $530 $600 $740 $920 $1,170
    47809 Terre Haute, IN $530 $600 $740 $920 $1,170
    47831 Terre Haute, IN $530 $590 $740 $920 $1,160
    47833 Terre Haute, IN $630 $670 $850 $1,150 $1,400
    47834 Terre Haute, IN $560 $620 $770 $990 $1,210
    47837 Terre Haute, IN $600 $640 $820 $1,020 $1,200
    47840 Terre Haute, IN $560 $620 $770 $990 $1,210
    47841 Terre Haute, IN $530 $590 $740 $940 $1,160
    47842 Terre Haute, IN $530 $590 $740 $920 $1,160
    47845 Terre Haute, IN $550 $610 $760 $950 $1,200
    47846 Terre Haute, IN $550 $610 $760 $950 $1,200
    47847 Terre Haute, IN $530 $590 $740 $920 $1,160
    47850 Terre Haute, IN $530 $580 $740 $910 $1,230
    47851 Terre Haute, IN $570 $640 $790 $990 $1,240
    47853 Terre Haute, IN $590 $650 $810 $1,010 $1,280
    47854 Terre Haute, IN $540 $590 $750 $930 $1,110
    47857 Terre Haute, IN $560 $620 $770 $980 $1,210
    47858 Terre Haute, IN $540 $590 $750 $930 $1,230
    47863 Terre Haute, IN $530 $590 $740 $920 $1,160
    47866 Terre Haute, IN $540 $600 $750 $940 $1,230
    47868 Terre Haute, IN $710 $730 $940 $1,320 $1,590
    47869 Terre Haute, IN $530 $580 $740 $910 $1,160
    47870 Terre Haute, IN $570 $640 $790 $990 $1,240
    47871 Terre Haute, IN $790 $880 $1,100 $1,370 $1,730
    47874 Terre Haute, IN $700 $740 $970 $1,200 $1,350
    47875 Terre Haute, IN $530 $590 $740 $920 $1,160
    47876 Terre Haute, IN $530 $590 $740 $920 $1,160
    47878 Terre Haute, IN $570 $640 $790 $990 $1,240
    47879 Terre Haute, IN $580 $620 $810 $1,000 $1,280
    47880 Terre Haute, IN $530 $590 $740 $920 $1,160
    47881 Terre Haute, IN $570 $640 $790 $990 $1,240
    47884 Terre Haute, IN $530 $590 $740 $920 $1,160
    47885 Terre Haute, IN $530 $590 $740 $920 $1,160
    47928 Terre Haute, IN $590 $660 $820 $1,020 $1,290
    47932 Terre Haute, IN $550 $580 $740 $1,000 $1,230
    47966 Terre Haute, IN $590 $660 $820 $1,020 $1,290
    47974 Terre Haute, IN $530 $590 $740 $920 $1,160

    2022 Average & Median Rent Data Statistics
    TERRE HAUTE, IN average 1BR rent: $626, median: $610
    TERRE HAUTE, IN average 2BR rent: $785, median: $760
    TERRE HAUTE, IN average 3BR rent: $989, median: $950

    TERRE HAUTE, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 2,445 $369,205,000 $151,004
    Refi 1,798 $257,590,000 $143,265
    Cash Out Refi 986 $130,540,000 $132,394
    Home Improvement 225 $12,495,000 $55,533
    Other 158 $11,160,000 $70,633

    Terre Haute's most frequently cited loan purpose was Home Purchase, with 2,445 originations. The 2nd most popular reason was Refi, with 1,798 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 2,527 $355,595,000 $140,718
    2.5-3% 1,511 $200,825,000 $132,909
    <2.5% 670 $114,790,000 $171,328
    4-5% 427 $40,495,000 $94,836
    5-6% 71 $4,875,000 $68,662
    6-7% 17 $1,225,000 $72,059
    7-8% 11 $845,000 $76,818
    Over 8% 10 $660,000 $66,000

    During 2021, Terre Haute's most frequently originated rate bucket was 3-4%, with 2,527 originations.

    Loan Sizing (TERRE HAUTE, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 2,490 $156,120,000 $62,699
    $100k-200k 2,202 $311,840,000 $141,617
    $200k-400k 825 $215,585,000 $261,315
    $400k-600k 81 $37,605,000 $464,259
    $Over $1MM 8 $55,580,000 $6,947,500
    $600k-1000k 6 $4,260,000 $710,000

    TERRE HAUTE's loan sizing saw the bucket of loans from $100,000 or less with 2,490 originations, totaling $156,120,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 2,195 $325,155,000 $148,134
    60-80% 1,580 $234,540,000 $148,443
    40-60% 649 $94,945,000 $146,294
    20-40% 353 $20,855,000 $59,079
    Under 20% 218 $6,100,000 $27,982
    Over 100% 48 $9,810,000 $204,375

    TERRE HAUTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,195 originations, totaling $325,155,000 in origination value.