TERRE HAUTE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Terre Haute averaged
7.08%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.13% and
one month ago for the week of 2025-04-17, the
average rate was 7.25%.
Terre Haute's average rate one year ago was 7.34%.
For refis of the same type during the week of 2025-05-22, the average rate
was 8.02%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Terre Haute 30 Year Fixed Rate | 2025-05-22 | 7.08% |
| Terre Haute 30 Year Fixed Rate Refi | 2025-05-22 | 8.02% |
| Terre Haute 15 Year Fixed Rate | 2025-05-22 | 6.11% |
| Terre Haute 15 Year Fixed Rate Refi | 2025-05-22 | 6.61% |
| Terre Haute 30 Year FHA | 2025-05-22 | 6.93% |
| Terre Haute 30 Year FHA Refi | 2025-05-22 | 6.81% |
| Terre Haute 30 Year USDA | 2025-05-22 | 6.85% |
| Terre Haute 30 Year USDA Refi | 2025-05-22 | 6.43% |
| Terre Haute 30 Year VA | 2025-05-22 | 6.84% |
| Terre Haute 30 Year VA Refi | 2025-05-22 | 6.72% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TERRE HAUTE, IN.
TERRE HAUTE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TERRE HAUTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TERRE HAUTE Average Closing Costs & Other Stats
TERRE HAUTE, IN's 116 lenders originated 3,595
loans during 2024. The total origination value was $494,205,000, with an average loan value of
$137,470.
TERRE HAUTE's average closing costs are $3,479.
The top TERRE HAUTE lender as defined by loan originations is First Financial Bank, with
166 loans originated. Their average total fees are
$3,231, which is $617
higher than the next largest lender,
RUOFF MORTGAGE COMPANY, INC..
The lowest fee TERRE HAUTE lenders (with over 10 loans originated) are
CRANE ($1,942), ISU Federal Credit Union ($2,169), First Farmers Bank and Trust Company ($2,225), Fifth Third Bank ($2,501) and RUOFF MORTGAGE COMPANY, INC. ($2,614).
The lowest rate TERRE HAUTE lenders (with over 10 loans originated) are
Old National Bank (6.67%), ISU Federal Credit Union (6.70%), JPMorgan Chase Bank (6.75%), QUICKEN LOANS, LLC (6.78%) and CRANE (6.79%).
TERRE HAUTE, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| First Financial Bank | $475,000 | $61,455,000 | 12,837.9% | 12.4% |
| RUOFF MORTGAGE COMPANY, INC. | $51,405,000 | $52,180,000 | 1.5% | 10.6% |
| QUICKEN LOANS, LLC | $19,265,000 | $29,985,000 | 55.6% | 6.1% |
| The Riddell National Bank | $40,185,000 | $29,625,000 | -26.3% | 6.0% |
| MOVEMENT MORTGAGE, LLC | $21,215,000 | $27,450,000 | 29.4% | 5.6% |
| Fifth Third Bank | $16,470,000 | $19,565,000 | 18.8% | 4.0% |
| Terre Haute Savings Bank | $11,645,000 | $18,535,000 | 59.2% | 3.8% |
| Mortgage Research Center, LLC | $10,590,000 | $17,775,000 | 67.8% | 3.6% |
| Old National Bank | $18,850,000 | $17,660,000 | -6.3% | 3.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,315,000 | $11,005,000 | 18.1% | 2.2% |
| First Farmers Bank and Trust Company | $10,460,000 | $10,915,000 | 4.3% | 2.2% |
| Merchants Bank of Indiana | $9,880,000 | n/a | 2.0% | |
| FREEDOM MORTGAGE CORPORATION | $3,265,000 | $8,465,000 | 159.3% | 1.7% |
| Wolfe Financial, Inc | $7,910,000 | $8,220,000 | 3.9% | 1.7% |
| Arbor Realty Trust, Inc. | $8,105,000 | n/a | 1.6% | |
| CRANE | $2,145,000 | $5,835,000 | 172.0% | 1.2% |
| 1786 | $1,830,000 | $5,715,000 | 212.3% | 1.2% |
| INDIANA UNIVERSITY CREDIT UNION | $3,880,000 | $5,485,000 | 41.4% | 1.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,655,000 | $5,305,000 | 45.1% | 1.1% |
| Farm Credit Mid-America, ACA | $3,080,000 | $5,285,000 | 71.6% | 1.1% |
| The Huntington National Bank | $5,220,000 | $4,820,000 | -7.7% | 1.0% |
| Prospect Bank | $7,085,000 | $4,550,000 | -35.8% | 0.9% |
| JPMorgan Chase Bank | $1,760,000 | $4,505,000 | 156.0% | 0.9% |
| ISU Federal Credit Union | $2,450,000 | $4,370,000 | 78.4% | 0.9% |
| BROKER SOLUTIONS, INC. | $2,070,000 | $3,950,000 | 90.8% | 0.8% |
| USAA Federal Savings Bank | $1,000,000 | $3,920,000 | 292.0% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $1,505,000 | $3,365,000 | 123.6% | 0.7% |
| CMG MORTGAGE, INC. | $300,000 | $3,230,000 | 976.7% | 0.7% |
| GVC MORTGAGE, INC. | $5,490,000 | $2,905,000 | -47.1% | 0.6% |
| LOANDEPOT.COM, LLC | $3,185,000 | $2,865,000 | -10.0% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $1,585,000 | $2,830,000 | 78.5% | 0.6% |
| Carrington Mortgage Services, LLC | $450,000 | $2,820,000 | 526.7% | 0.6% |
| GUARANTEED RATE, INC. | $1,175,000 | $2,585,000 | 120.0% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,475,000 | $2,510,000 | 70.2% | 0.5% |
| NEWREZ LLC | $1,525,000 | $2,430,000 | 59.3% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,010,000 | $2,105,000 | 4.7% | 0.4% |
| Regions Bank | $980,000 | $2,070,000 | 111.2% | 0.4% |
| First Mid Bank & Trust | $820,000 | $2,030,000 | 147.6% | 0.4% |
| NEW DAY FINANCIAL, LLC | $1,360,000 | $2,025,000 | 48.9% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $2,005,000 | n/a | 0.4% | |
| AMERISAVE MORTGAGE CORPORATION | $2,245,000 | $1,900,000 | -15.4% | 0.4% |
| GUILD MORTGAGE COMPANY | $385,000 | $1,825,000 | 374.0% | 0.4% |
| Elements Financial Federal Credit Union | $2,315,000 | $1,815,000 | -21.6% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $1,700,000 | n/a | 0.3% | |
| EVANSVILLE TEACHERS | $800,000 | $1,680,000 | 110.0% | 0.3% |
| The Fountain Trust Company | $1,650,000 | $1,625,000 | -1.5% | 0.3% |
| First Financial Bank | $475,000 | $1,535,000 | 223.2% | 0.3% |
| MJW Financial LLC | $1,395,000 | $1,420,000 | 1.8% | 0.3% |
| PNC Bank | $1,735,000 | $1,340,000 | -22.8% | 0.3% |
| UNION HOME MORTGAGE CORP. | $495,000 | $1,335,000 | 169.7% | 0.3% |
| Wells Fargo Bank | $1,520,000 | $1,245,000 | -18.1% | 0.3% |
| ROYAL UNITED MORTGAGE LLC | $1,050,000 | $1,240,000 | 18.1% | 0.3% |
| STOCKTON MORTGAGE CORPORATION | $1,060,000 | $1,145,000 | 8.0% | 0.2% |
| HALLMARK HOME MORTGAGE, LLC | $975,000 | $1,120,000 | 14.9% | 0.2% |
| First Merchants Bank | $430,000 | $1,085,000 | 152.3% | 0.2% |
| INDIANA MEMBERS CREDIT UNION | $970,000 | $1,045,000 | 7.7% | 0.2% |
| First Option Mortgage, LLC | $1,175,000 | $1,010,000 | -14.0% | 0.2% |
| The Fisher National Bank | $255,000 | $1,005,000 | 294.1% | 0.2% |
| Discover Bank | $1,075,000 | $895,000 | -16.7% | 0.2% |
| Owen County State Bank | $2,205,000 | $880,000 | -60.1% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $850,000 | n/a | 0.2% | |
| TEACHERS CREDIT UNION | $1,565,000 | $825,000 | -47.3% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $405,000 | $825,000 | 103.7% | 0.2% |
| Bank of America | $120,000 | $805,000 | 570.8% | 0.2% |
| SIRVA MORTGAGE, INC. | $805,000 | n/a | 0.2% | |
| FIRST COMMUNITY MORTGAGE, INC. | $115,000 | $785,000 | 582.6% | 0.2% |
| LAKE MICHIGAN CREDIT UNION | $930,000 | $780,000 | -16.1% | 0.2% |
| PLANET HOME LENDING, LLC | $770,000 | n/a | 0.2% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $665,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $595,000 | $660,000 | 10.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $200,000 | $655,000 | 227.5% | 0.1% |
| Figure Lending LLC | $380,000 | $655,000 | 72.4% | 0.1% |
| The North Salem State Bank | $495,000 | $630,000 | 27.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $605,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $320,000 | $600,000 | 87.5% | 0.1% |
| U.S. Bank | $1,095,000 | $590,000 | -46.1% | 0.1% |
| Home Bank SB | $250,000 | $585,000 | 134.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,375,000 | $575,000 | -58.2% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $855,000 | $570,000 | -33.3% | 0.1% |
| MYCUMORTGAGE, LLC | $215,000 | $555,000 | 158.1% | 0.1% |
| Morgan Stanley Private Bank | $245,000 | $550,000 | 124.5% | 0.1% |
| FORUM Credit Union | $1,370,000 | $525,000 | -61.7% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $980,000 | $525,000 | -46.4% | 0.1% |
| University Bank | $240,000 | $510,000 | 112.5% | 0.1% |
| Centra Credit Union | $190,000 | $505,000 | 165.8% | 0.1% |
| The Peoples State Bank of Newton, Illinois | $505,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $500,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,435,000 | $495,000 | -65.5% | 0.1% |
| CONSUMERS | $485,000 | n/a | 0.1% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $470,000 | n/a | 0.1% | |
| AHL FUNDING | $465,000 | n/a | 0.1% | |
| First Federal Bank | $465,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $560,000 | $460,000 | -17.9% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $245,000 | $450,000 | 83.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $450,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $445,000 | n/a | 0.1% | |
| NFM, INC. | $445,000 | n/a | 0.1% | |
| Northwest Bank | $890,000 | $435,000 | -51.1% | 0.1% |
| Equity Prime Mortgage LLC | $430,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $345,000 | $425,000 | 23.2% | 0.1% |
| DAS Acquisition Company, LLC | $320,000 | $405,000 | 26.6% | 0.1% |
| The Federal Savings Bank | $1,095,000 | $400,000 | -63.5% | 0.1% |
| Citizens Bank | $65,000 | $395,000 | 507.7% | 0.1% |
| Centier Bank | $25,000 | $390,000 | 1,460.0% | 0.1% |
| FAIR WAY LENDING LLC | $475,000 | $390,000 | -17.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $95,000 | $385,000 | 305.3% | 0.1% |
| NexBank | $375,000 | n/a | 0.1% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $370,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $365,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $275,000 | $355,000 | 29.1% | 0.1% |
| PHH Mortgage Corporation | $445,000 | $350,000 | -21.3% | 0.1% |
| Evolve Bank & Trust | $340,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $85,000 | $335,000 | 294.1% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $75,000 | $325,000 | 333.3% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $575,000 | $315,000 | -45.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $305,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $305,000 | n/a | 0.1% | |
| WesBanco | $305,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $300,000 | $290,000 | -3.3% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $135,000 | $290,000 | 114.8% | 0.1% |
| ALLIANT CREDIT UNION | $285,000 | n/a | 0.1% | |
| LNB COMMUNITY BANK | $285,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $185,000 | $280,000 | 51.4% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $270,000 | n/a | 0.1% | |
| BMO Harris Bank | $1,090,000 | $270,000 | -75.2% | 0.1% |
| LOANPAL, LLC | $685,000 | $270,000 | -60.6% | 0.1% |
| American Airlines Federal Credit Union | $265,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $275,000 | $265,000 | -3.6% | 0.1% |
| Flagstar Bank, FSB | $410,000 | $260,000 | -36.6% | 0.1% |
| Heritage Federal Credit Union | $255,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP | $255,000 | n/a | 0.1% | |
| German American Bank | $970,000 | $250,000 | -74.2% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $170,000 | $250,000 | 47.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $250,000 | n/a | 0.1% | |
| Connexus Credit Union | $245,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $240,000 | n/a | 0.0% | |
| Baxter Credit Union | $65,000 | $235,000 | 261.5% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $235,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $975,000 | $230,000 | -76.4% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $25,000 | $230,000 | 820.0% | 0.0% |
| Armed Forces Bank | $155,000 | $225,000 | 45.2% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $85,000 | $225,000 | 164.7% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $125,000 | $225,000 | 80.0% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $220,000 | n/a | 0.0% | |
| Magnolia Bank | $475,000 | $220,000 | -53.7% | 0.0% |
| EASTMAN | $215,000 | n/a | 0.0% | |
| Renasant Bank | $215,000 | n/a | 0.0% | |
| The Home National Bank of Thorntown | $215,000 | n/a | 0.0% | |
| Blue Ridge Bank | $205,000 | n/a | 0.0% | |
| Bryant Bank | $205,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $205,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $95,000 | $195,000 | 105.3% | 0.0% |
| ZILLOW HOME LOANS, LLC | $325,000 | $190,000 | -41.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $185,000 | n/a | 0.0% | |
| EMM LOANS LLC | $185,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $185,000 | n/a | 0.0% | |
| Northpointe Bank | $915,000 | $175,000 | -80.9% | 0.0% |
| Farmers and Mechanics Federal Savings Bank | $170,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $165,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $165,000 | n/a | 0.0% | |
| MILESTONE HOME LENDING, LLC | $340,000 | $165,000 | -51.5% | 0.0% |
| Horizon Bank | $15,000 | $160,000 | 966.7% | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | $640,000 | $160,000 | -75.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $450,000 | $160,000 | -64.4% | 0.0% |
| First Western Trust Bank | $155,000 | n/a | 0.0% | |
| State Bank of Lizton | $2,175,000 | $155,000 | -92.9% | 0.0% |
| AmeriHome Mortgage Company, LLC | $145,000 | n/a | 0.0% | |
| Community Mortgage Banc Corporation | $145,000 | n/a | 0.0% | |
| First National Bank | $265,000 | $145,000 | -45.3% | 0.0% |
| GSF Mortgage Corporation | $145,000 | n/a | 0.0% | |
| Ixonia Bank | $145,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $175,000 | $145,000 | -17.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $335,000 | $135,000 | -59.7% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $135,000 | n/a | 0.0% | |
| NBKC BANK | $135,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $135,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $125,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $180,000 | $120,000 | -33.3% | 0.0% |
| Jackson County Bank | $115,000 | n/a | 0.0% | |
| Truist | $735,000 | $115,000 | -84.4% | 0.0% |
| Ally Bank | $105,000 | n/a | 0.0% | |
| FINANCIAL CENTER FIRST CREDIT UNION | $35,000 | $100,000 | 185.7% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $95,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $95,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $140,000 | $95,000 | -32.1% | 0.0% |
| South State Bank | $85,000 | n/a | 0.0% | |
| Citizens Bank | $65,000 | $75,000 | 15.4% | 0.0% |
| KeyBank | $75,000 | n/a | 0.0% | |
| ML Mortgage Corp. | $130,000 | $75,000 | -42.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $205,000 | $75,000 | -63.4% | 0.0% |
| Three Rivers Federal Credit Union | $35,000 | $75,000 | 114.3% | 0.0% |
| UNIFY FINANCIAL Credit Union | $75,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $65,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $65,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $65,000 | n/a | 0.0% | |
| TrustBank | $210,000 | $65,000 | -69.0% | 0.0% |
| Industrial Federal Credit Union | $120,000 | $60,000 | -50.0% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $175,000 | $60,000 | -65.7% | 0.0% |
| BancorpSouth | $55,000 | n/a | 0.0% | |
| MIDWEST AMERICA | $55,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| Lake City Bank | $25,000 | n/a | 0.0% |
TERRE HAUTE's top lender by overall market share is First Financial Bank, with 12.4% market share. In second place, with 10.6%, is RUOFF MORTGAGE COMPANY, INC., having originated $52,180,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $29,985,000 in loans. In fourth place, with 6.0%, is The Riddell National Bank, having originated $29,625,000 in loans. In fifth place, with 5.6%, is MOVEMENT MORTGAGE, LLC, having originated $27,450,000 in loans.
TERRE HAUTE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $77,750 (-4.8%) | $125,551 (4.2%) | 0.29 | 500 |
| 2018-02-01 | $76,800 (-3.9%) | $131,651 (9.4%) | 0.28 | 477 |
| 2018-03-01 | $79,900 (-5.7%) | $139,613 (12.3%) | 0.28 | 435 |
| 2018-04-01 | $86,900 (-0.1%) | $147,646 (15.8%) | 0.29 | 454 |
| 2018-05-01 | $89,900 (0.0%) | $140,432 (3.7%) | 0.30 | 449 |
| 2018-06-01 | $99,900 (5.8%) | $148,249 (6.4%) | 0.33 | 488 |
| 2018-07-01 | $100,150 (11.4%) | $145,599 (4.4%) | 0.33 | 503 |
| 2018-08-01 | $109,675 (22.0%) | $145,394 (3.7%) | 0.37 | 500 |
| 2018-09-01 | $105,000 (16.8%) | $141,309 (0.1%) | 0.35 | 555 |
| 2018-10-01 | $100,650 (14.4%) | $142,161 (6.1%) | 0.34 | 573 |
| 2018-11-01 | $99,900 (25.7%) | $139,558 (10.5%) | 0.34 | 564 |
| 2018-12-01 | $92,750 (16.7%) | $135,600 (8.9%) | 0.32 | 542 |
| 2019-01-01 | $89,900 (15.6%) | $131,529 (4.8%) | 0.31 | 526 |
| 2019-02-01 | $89,900 (17.1%) | $134,234 (2.0%) | 0.30 | 480 |
| 2019-03-01 | $88,657 (11.0%) | $136,337 (-2.4%) | 0.29 | 443 |
| 2019-04-01 | $88,657 (2.0%) | $141,584 (-4.1%) | 0.28 | 418 |
| 2019-05-01 | $87,075 (-3.1%) | $143,088 (1.9%) | 0.27 | 418 |
| 2019-06-01 | $89,000 (-10.9%) | $143,276 (-3.4%) | 0.28 | 474 |
| 2019-07-01 | $94,950 (-5.2%) | $148,252 (1.8%) | 0.30 | 492 |
| 2019-08-01 | $96,486 (-12.0%) | $146,368 (0.7%) | 0.31 | 506 |
| 2019-09-01 | $98,041 (-6.6%) | $144,540 (2.3%) | 0.31 | 524 |
| 2019-10-01 | $96,902 (-3.7%) | $141,661 (-0.4%) | 0.31 | 537 |
| 2019-11-01 | $89,900 (-10.0%) | $135,377 (-3.0%) | 0.29 | 504 |
| 2019-12-01 | $87,975 (-5.2%) | $131,255 (-3.2%) | 0.29 | 471 |
| 2020-01-01 | $90,075 (0.2%) | $137,215 (4.3%) | 0.30 | 480 |
| 2020-02-01 | $95,000 (5.7%) | $139,628 (4.0%) | 0.31 | 516 |
| 2020-03-01 | $94,425 (6.5%) | $142,949 (4.9%) | 0.30 | 435 |
| 2020-04-01 | $94,200 (6.3%) | $144,612 (2.1%) | 0.30 | 401 |
| 2020-05-01 | $99,900 (14.7%) | $161,097 (12.6%) | 0.30 | 359 |
| 2020-06-01 | $109,250 (22.8%) | $163,408 (14.1%) | 0.32 | 352 |
| 2020-07-01 | $129,900 (36.8%) | $176,727 (19.2%) | 0.38 | 334 |
| 2020-08-01 | $114,900 (19.1%) | $174,841 (19.5%) | 0.33 | 338 |
| 2020-09-01 | $115,950 (18.3%) | $169,506 (17.3%) | 0.33 | 333 |
| 2020-10-01 | $117,450 (21.2%) | $172,887 (22.0%) | 0.34 | 291 |
| 2020-11-01 | $100,450 (11.7%) | $172,478 (27.4%) | 0.29 | 295 |
| 2020-12-01 | $99,700 (13.3%) | $168,054 (28.0%) | 0.30 | 277 |
| 2021-01-01 | $98,000 (8.8%) | $167,679 (22.2%) | 0.29 | 247 |
| 2021-02-01 | $100,000 (5.3%) | $165,832 (18.8%) | 0.29 | 207 |
| 2021-03-01 | $100,000 (5.9%) | $165,912 (16.1%) | 0.28 | 191 |
| 2021-04-01 | $132,475 (40.6%) | $185,720 (28.4%) | 0.36 | 171 |
| 2021-05-01 | $134,900 (35.0%) | $193,366 (20.0%) | 0.36 | 181 |
| 2021-06-01 | $124,900 (14.3%) | $190,003 (16.3%) | 0.33 | 218 |
| 2021-07-01 | $124,900 (-3.9%) | $184,134 (4.2%) | 0.33 | 246 |
| 2021-08-01 | $139,900 (21.8%) | $200,680 (14.8%) | 0.37 | 252 |
| 2021-09-01 | $131,300 (13.2%) | $194,175 (14.6%) | 0.35 | 286 |
| 2021-10-01 | $130,000 (10.7%) | $196,787 (13.8%) | 0.35 | 267 |
| 2021-11-01 | $127,450 (26.9%) | $191,353 (10.9%) | 0.34 | 235 |
| 2021-12-01 | $117,925 (18.3%) | $189,751 (12.9%) | 0.32 | 202 |
| 2022-01-01 | $109,900 (12.1%) | $175,144 (4.5%) | 0.30 | 181 |
| 2022-02-01 | $104,950 (5.0%) | $158,022 (-4.7%) | 0.27 | 156 |
| 2022-03-01 | $120,000 (20.0%) | $154,648 (-6.8%) | 0.30 | 151 |
| 2022-04-01 | $125,000 (-5.6%) | $165,196 (-11.1%) | 0.30 | 154 |
| 2022-05-01 | $132,400 (-1.9%) | $179,072 (-7.4%) | 0.30 | 181 |
| 2022-06-01 | $148,475 (18.9%) | $200,237 (5.4%) | 0.33 | 205 |
| 2022-07-01 | $149,900 (20.0%) | $196,192 (6.6%) | 0.34 | 246 |
| 2022-08-01 | $139,900 (0.0%) | $189,162 (-5.7%) | 0.32 | 271 |
| 2022-09-01 | $145,000 (10.4%) | $181,463 (-6.6%) | 0.34 | 284 |
| 2022-10-01 | $146,250 (12.5%) | $190,101 (-3.4%) | 0.34 | 290 |
| 2022-11-01 | $153,950 (20.8%) | $191,735 (0.2%) | 0.37 | 299 |
| 2022-12-01 | $142,450 (20.8%) | $190,529 (0.4%) | 0.35 | 266 |
| 2023-01-01 | $146,950 (33.7%) | $190,099 (8.5%) | 0.36 | 259 |
| 2023-02-01 | $143,825 (37.0%) | $195,938 (24.0%) | 0.35 | 226 |
| 2023-03-01 | $149,900 (24.9%) | $214,091 (38.4%) | 0.35 | 207 |
| 2023-04-01 | $149,900 (19.9%) | $205,058 (24.1%) | 0.35 | 194 |
| 2023-05-01 | $158,750 (19.9%) | $216,244 (20.8%) | 0.36 | 177 |
| 2023-06-01 | $154,950 (4.4%) | $218,318 (9.0%) | 0.35 | 194 |
| 2023-07-01 | $169,900 (13.3%) | $221,360 (12.8%) | 0.39 | 215 |
| 2023-08-01 | $159,925 (14.3%) | $207,765 (9.8%) | 0.37 | 251 |
| 2023-09-01 | $158,999 (9.7%) | $206,813 (14.0%) | 0.37 | 262 |
| 2023-10-01 | $154,950 (6.0%) | $204,644 (7.7%) | 0.36 | 299 |
| 2023-11-01 | $161,500 (4.9%) | $210,148 (9.6%) | 0.38 | 318 |
| 2023-12-01 | $165,000 (15.8%) | $212,467 (11.5%) | 0.40 | 298 |
| 2024-01-01 | $169,900 (15.6%) | $217,082 (14.2%) | 0.41 | 272 |
| 2024-02-01 | $162,000 (12.6%) | $208,865 (6.6%) | 0.39 | 260 |
| 2024-03-01 | $174,950 (16.7%) | $225,940 (5.5%) | 0.41 | 273 |
| 2024-04-01 | $177,450 (18.4%) | $238,579 (16.4%) | 0.41 | 263 |
| 2024-05-01 | $179,900 (13.3%) | $244,603 (13.1%) | 0.41 | 282 |
| 2024-06-01 | $179,900 (16.1%) | $247,933 (13.6%) | 0.41 | 294 |
| 2024-07-01 | $174,450 (2.7%) | $231,794 (4.7%) | 0.40 | 323 |
| 2024-08-01 | $174,900 (9.4%) | $225,933 (8.7%) | 0.41 | 364 |
| 2024-09-01 | $174,950 (10.0%) | $228,710 (10.6%) | 0.41 | 366 |
| 2024-10-01 | $171,625 (10.8%) | $223,089 (9.0%) | 0.40 | 368 |
| 2024-11-01 | $169,900 (5.2%) | $220,168 (4.8%) | 0.41 | 360 |
| 2024-12-01 | $174,925 (6.0%) | $221,366 (4.2%) | 0.43 | 335 |
| 2025-01-01 | $177,250 (4.3%) | $224,870 (3.6%) | 0.44 | 300 |
| 2025-02-01 | $173,750 (7.3%) | $218,113 (4.4%) | 0.42 | 300 |
| 2025-03-01 | $170,650 (-2.5%) | $220,117 (-2.6%) | 0.40 | 305 |
| 2025-04-01 | $175,700 (-1.0%) | $231,017 (-3.2%) | 0.41 | 291 |
TERRE HAUTE's median listing price for 2025-04-01 was $175,700, a difference of
$-1,750
(-1.0%) versus the prior year and
$5,050 versus the prior month.
TERRE HAUTE's median listing price comes in at 41% of the national average.
TERRE HAUTE's average listing price for 2025-04-01 was $231,017, a difference of $-7,562 (-3.2%) versus the prior year and $10,900 versus the prior month.
For the 2025-04-01 period, TERRE HAUTE had 291 MLS listings, a difference of -14 listings (-5%) versus the prior month and 28 listings (11%) versus the prior year.
TERRE HAUTE's median listing price comes in at 41% of the national average.
TERRE HAUTE's average listing price for 2025-04-01 was $231,017, a difference of $-7,562 (-3.2%) versus the prior year and $10,900 versus the prior month.
For the 2025-04-01 period, TERRE HAUTE had 291 MLS listings, a difference of -14 listings (-5%) versus the prior month and 28 listings (11%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 80 days | 1,526 sqft |
| 2018-02-01 | 81 days | 1,527 sqft |
| 2018-03-01 | 72 days | 1,571 sqft |
| 2018-04-01 | 54 days | 1,720 sqft |
| 2018-05-01 | 58 days | 1,683 sqft |
| 2018-06-01 | 54 days | 1,701 sqft |
| 2018-07-01 | 58 days | 1,673 sqft |
| 2018-08-01 | 59 days | 1,726 sqft |
| 2018-09-01 | 53 days | 1,728 sqft |
| 2018-10-01 | 62 days | 1,743 sqft |
| 2018-11-01 | 66 days | 1,681 sqft |
| 2018-12-01 | 73 days | 1,653 sqft |
| 2019-01-01 | 84 days | 1,599 sqft |
| 2019-02-01 | 87 days | 1,576 sqft |
| 2019-03-01 | 73 days | 1,604 sqft |
| 2019-04-01 | 56 days | 1,626 sqft |
| 2019-05-01 | 58 days | 1,598 sqft |
| 2019-06-01 | 51 days | 1,599 sqft |
| 2019-07-01 | 56 days | 1,599 sqft |
| 2019-08-01 | 63 days | 1,599 sqft |
| 2019-09-01 | 68 days | 1,599 sqft |
| 2019-10-01 | 72 days | 1,599 sqft |
| 2019-11-01 | 73 days | 1,561 sqft |
| 2019-12-01 | 84 days | 1,550 sqft |
| 2020-01-01 | 83 days | 1,561 sqft |
| 2020-02-01 | 86 days | 1,534 sqft |
| 2020-03-01 | 62 days | 1,490 sqft |
| 2020-04-01 | 69 days | 1,513 sqft |
| 2020-05-01 | 78 days | 1,587 sqft |
| 2020-06-01 | 70 days | 1,599 sqft |
| 2020-07-01 | 56 days | 1,599 sqft |
| 2020-08-01 | 55 days | 1,575 sqft |
| 2020-09-01 | 50 days | 1,567 sqft |
| 2020-10-01 | 52 days | 1,597 sqft |
| 2020-11-01 | 58 days | 1,599 sqft |
| 2020-12-01 | 64 days | 1,584 sqft |
| 2021-01-01 | 75 days | 1,512 sqft |
| 2021-02-01 | 72 days | 1,513 sqft |
| 2021-03-01 | 58 days | 1,508 sqft |
| 2021-04-01 | 48 days | 1,598 sqft |
| 2021-05-01 | 32 days | 1,599 sqft |
| 2021-06-01 | 28 days | 1,600 sqft |
| 2021-07-01 | 33 days | 1,599 sqft |
| 2021-08-01 | 40 days | 1,725 sqft |
| 2021-09-01 | 40 days | 1,634 sqft |
| 2021-10-01 | 43 days | 1,599 sqft |
| 2021-11-01 | 47 days | 1,492 sqft |
| 2021-12-01 | 60 days | 1,498 sqft |
| 2022-01-01 | 54 days | 1,487 sqft |
| 2022-02-01 | 61 days | 1,493 sqft |
| 2022-03-01 | 34 days | 1,459 sqft |
| 2022-04-01 | 32 days | 1,559 sqft |
| 2022-05-01 | 26 days | 1,582 sqft |
| 2022-06-01 | 36 days | 1,607 sqft |
| 2022-07-01 | 33 days | 1,632 sqft |
| 2022-08-01 | 39 days | 1,599 sqft |
| 2022-09-01 | 46 days | 1,690 sqft |
| 2022-10-01 | 50 days | 1,680 sqft |
| 2022-11-01 | 52 days | 1,757 sqft |
| 2022-12-01 | 57 days | 1,599 sqft |
| 2023-01-01 | 66 days | 1,599 sqft |
| 2023-02-01 | 61 days | 1,599 sqft |
| 2023-03-01 | 53 days | 1,599 sqft |
| 2023-04-01 | 52 days | 1,599 sqft |
| 2023-05-01 | 39 days | 1,599 sqft |
| 2023-06-01 | 37 days | 1,599 sqft |
| 2023-07-01 | 38 days | 1,702 sqft |
| 2023-08-01 | 38 days | 1,729 sqft |
| 2023-09-01 | 45 days | 1,739 sqft |
| 2023-10-01 | 42 days | 1,712 sqft |
| 2023-11-01 | 47 days | 1,709 sqft |
| 2023-12-01 | 61 days | 1,616 sqft |
| 2024-01-01 | 73 days | 1,621 sqft |
| 2024-02-01 | 75 days | 1,606 sqft |
| 2024-03-01 | 47 days | 1,620 sqft |
| 2024-04-01 | 49 days | 1,622 sqft |
| 2024-05-01 | 48 days | 1,601 sqft |
| 2024-06-01 | 46 days | 1,656 sqft |
| 2024-07-01 | 46 days | 1,682 sqft |
| 2024-08-01 | 46 days | 1,736 sqft |
| 2024-09-01 | 51 days | 1,777 sqft |
| 2024-10-01 | 54 days | 1,731 sqft |
| 2024-11-01 | 57 days | 1,662 sqft |
| 2024-12-01 | 65 days | 1,611 sqft |
| 2025-01-01 | 67 days | 1,599 sqft |
| 2025-02-01 | 59 days | 1,587 sqft |
| 2025-03-01 | 46 days | 1,599 sqft |
| 2025-04-01 | 45 days | 1,699 sqft |
TERRE HAUTE's median listing age (time on market) for 2025-04-01 was 45 days.
This
is -8%
shorter
than the same period one year ago.
TERRE HAUTE's median square footage for active listings during the 2025-04-01 period was 1,699 sqft. One year prior, the average listing was 1,622 sqft.
TERRE HAUTE's median square footage for active listings during the 2025-04-01 period was 1,699 sqft. One year prior, the average listing was 1,622 sqft.
TERRE HAUTE, IN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,854 | $320,350,000 | $172,789 |
| Refi | 519 | $62,215,000 | $119,875 |
| Cash Out Refi | 450 | $66,040,000 | $146,756 |
| Home Improvement | 443 | $24,065,000 | $54,323 |
| Other | 329 | $21,535,000 | $65,456 |
Terre Haute's most frequently cited loan purpose was Home Purchase, with 1,854 originations. The 2nd most popular reason was Refi, with 519 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,324 | $209,060,000 | $157,900 |
| 7-8% | 1,093 | $151,795,000 | $138,879 |
| Over 8% | 680 | $43,930,000 | $64,603 |
| 5-6% | 221 | $48,685,000 | $220,294 |
| <2.5% | 42 | $410,000 | $9,762 |
| 4-5% | 10 | $2,140,000 | $214,000 |
| 3-4% | 4 | $630,000 | $157,500 |
| 2.5-3% | 2 | $60,000 | $30,000 |
During 2024, Terre Haute's most frequently originated rate bucket was 6-7%, with 1,324 originations.
Loan Sizing (TERRE HAUTE, IN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,707 | $86,665,000 | $50,770 |
| $100k-200k | 1,189 | $170,415,000 | $143,326 |
| $200k-400k | 598 | $160,100,000 | $267,726 |
| $400k-600k | 73 | $34,915,000 | $478,288 |
| $600k-1000k | 21 | $14,965,000 | $712,619 |
| $Over $1MM | 7 | $27,145,000 | $3,877,857 |
TERRE HAUTE's loan sizing saw the bucket of loans from $100,000 or less with 1,707 originations, totaling $86,665,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,357 | $244,225,000 | $179,974 |
| 60-80% | 600 | $104,680,000 | $174,467 |
| Under 20% | 541 | $15,885,000 | $29,362 |
| 20-40% | 517 | $32,335,000 | $62,544 |
| 40-60% | 298 | $33,560,000 | $112,617 |
| Over 100% | 35 | $17,315,000 | $494,714 |
TERRE HAUTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,357 originations, totaling $244,225,000 in origination value.