TERRE HAUTE Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Terre Haute averaged
5.63%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.68% and
one month ago for the week of 2022-04-14, the
average rate was 5.48%.
Terre Haute's average rate one year ago was 3.17%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.76%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Terre Haute 30 Year Fixed Rate | 2022-05-19 | 5.63% |
| Terre Haute 30 Year Fixed Rate Refi | 2022-05-19 | 5.76% |
| Terre Haute 15 Year Fixed Rate | 2022-05-19 | 5.07% |
| Terre Haute 15 Year Fixed Rate Refi | 2022-05-19 | 5.03% |
| Terre Haute 30 Year FHA | 2022-05-19 | 5.88% |
| Terre Haute 30 Year FHA Refi | 2022-05-19 | 5.4% |
| Terre Haute 30 Year USDA | 2022-05-19 | 5.8% |
| Terre Haute 30 Year USDA Refi | 2022-05-19 | 5.18% |
| Terre Haute 30 Year VA | 2022-05-19 | 5.55% |
| Terre Haute 30 Year VA Refi | 2022-05-19 | 4.99% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TERRE HAUTE, IN.
TERRE HAUTE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the TERRE HAUTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TERRE HAUTE, IN's 144 lenders originated 5,612
loans during 2021. The total origination value was $780,990,000, with an average loan value of
$139,164.
The top TERRE HAUTE lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with
407 loans originated. Their average total fees are
$1,835, which is $848
lower than the next largest lender,
First Financial Bank.
The lowest fee TERRE HAUTE lenders (with over 10 loans originated) are
CRANE ($1,578), Old National Bank ($1,603), Regions Bank ($1,647), The Fountain Trust Company ($1,668) and RUOFF MORTGAGE COMPANY, INC. ($1,835).
The lowest rate TERRE HAUTE lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.97%), The Huntington National Bank (3.03%), Longview Bank & Trust (3.03%), BETTER MORTGAGE CORPORATION (3.07%) and JPMorgan Chase Bank (3.11%).
TERRE HAUTE, IN Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| RUOFF MORTGAGE COMPANY, INC. | $118,350,000 | $128,575,000 | 8.6% | 16.5% |
| First Financial Bank | $2,035,000 | $87,430,000 | 4,196.3% | 11.2% |
| The Riddell National Bank | $88,230,000 | $70,250,000 | -20.4% | 9.0% |
| QUICKEN LOANS, LLC | $42,475,000 | $53,870,000 | 26.8% | 6.9% |
| Terre Haute Savings Bank | $57,605,000 | $44,845,000 | -22.2% | 5.7% |
| Old National Bank | $50,795,000 | $40,860,000 | -19.6% | 5.2% |
| Fifth Third Bank | $26,705,000 | $33,470,000 | 25.3% | 4.3% |
| GREENSTATE CREDIT UNION | $27,005,000 | n/a | 3.5% | |
| FREEDOM MORTGAGE CORPORATION | $21,205,000 | $22,550,000 | 6.3% | 2.9% |
| Mortgage Research Center, LLC | $10,930,000 | $16,600,000 | 51.9% | 2.1% |
| First Merchants Bank | $55,000 | $15,715,000 | 28,472.7% | 2.0% |
| First Farmers Bank and Trust Company | $16,475,000 | $14,580,000 | -11.5% | 1.9% |
| The Huntington National Bank | $5,440,000 | $8,870,000 | 63.1% | 1.1% |
| CALIBER HOME LOANS, INC. | $8,075,000 | $7,275,000 | -9.9% | 0.9% |
| Wolfe Financial, Inc | $5,060,000 | $6,750,000 | 33.4% | 0.9% |
| Prospect Bank | $14,335,000 | $6,690,000 | -53.3% | 0.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,310,000 | $6,390,000 | -12.6% | 0.8% |
| LOANDEPOT.COM, LLC | $3,490,000 | $6,215,000 | 78.1% | 0.8% |
| CRANE | $3,945,000 | $6,160,000 | 56.1% | 0.8% |
| Wells Fargo Bank | $5,075,000 | $6,145,000 | 21.1% | 0.8% |
| Farm Credit Mid-America, ACA | $6,550,000 | $5,810,000 | -11.3% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,945,000 | $5,780,000 | 46.5% | 0.7% |
| Regions Bank | $3,980,000 | $5,670,000 | 42.5% | 0.7% |
| GVC MORTGAGE, INC. | $5,695,000 | $5,410,000 | -5.0% | 0.7% |
| JPMorgan Chase Bank | $3,655,000 | $4,730,000 | 29.4% | 0.6% |
| First Mid Bank & Trust | $4,320,000 | $4,445,000 | 2.9% | 0.6% |
| Longview Bank & Trust | $4,445,000 | n/a | 0.6% | |
| PENNYMAC LOAN SERVICES, LLC | $2,100,000 | $4,270,000 | 103.3% | 0.5% |
| The Fountain Trust Company | $7,315,000 | $3,970,000 | -45.7% | 0.5% |
| American Bank, N.A. | $3,965,000 | n/a | 0.5% | |
| ROYAL UNITED MORTGAGE LLC | $4,245,000 | $3,920,000 | -7.7% | 0.5% |
| BETTER MORTGAGE CORPORATION | $530,000 | $3,655,000 | 589.6% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $1,640,000 | $3,100,000 | 89.0% | 0.4% |
| NEWREZ LLC | $1,590,000 | $2,995,000 | 88.4% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,380,000 | $2,890,000 | 21.4% | 0.4% |
| EVANSVILLE TEACHERS | $4,440,000 | $2,860,000 | -35.6% | 0.4% |
| TEACHERS CREDIT UNION | $2,430,000 | $2,780,000 | 14.4% | 0.4% |
| First Financial Bank | $2,035,000 | $2,715,000 | 33.4% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $2,600,000 | $2,445,000 | -6.0% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,525,000 | $2,260,000 | -10.5% | 0.3% |
| AMERIFIRST FINANCIAL CORPORATION | $1,810,000 | $2,205,000 | 21.8% | 0.3% |
| Northwest Bank | $1,110,000 | $2,105,000 | 89.6% | 0.3% |
| Elements Financial Federal Credit Union | $2,780,000 | $1,985,000 | -28.6% | 0.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,370,000 | $1,910,000 | 39.4% | 0.2% |
| USAA Federal Savings Bank | $3,965,000 | $1,895,000 | -52.2% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,280,000 | $1,810,000 | -20.6% | 0.2% |
| Carrington Mortgage Services, LLC | $2,695,000 | $1,760,000 | -34.7% | 0.2% |
| PNC Bank | $720,000 | $1,715,000 | 138.2% | 0.2% |
| Blue Ridge Bank | $520,000 | $1,700,000 | 226.9% | 0.2% |
| GUARANTEED RATE, INC. | $515,000 | $1,600,000 | 210.7% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,270,000 | $1,555,000 | 22.4% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $755,000 | $1,545,000 | 104.6% | 0.2% |
| Owen County State Bank | $1,415,000 | $1,545,000 | 9.2% | 0.2% |
| The Federal Savings Bank | $1,645,000 | $1,485,000 | -9.7% | 0.2% |
| Catlin Bank | $2,515,000 | $1,450,000 | -42.3% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,120,000 | $1,450,000 | 29.5% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,290,000 | $1,260,000 | -2.3% | 0.2% |
| BROKER SOLUTIONS, INC. | $1,425,000 | $1,250,000 | -12.3% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,045,000 | $1,240,000 | 18.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,215,000 | n/a | 0.2% | |
| HALLMARK HOME MORTGAGE, LLC | $1,755,000 | $1,180,000 | -32.8% | 0.2% |
| U.S. Bank | $1,730,000 | $1,125,000 | -35.0% | 0.1% |
| Northpointe Bank | $810,000 | $1,095,000 | 35.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $320,000 | $920,000 | 187.5% | 0.1% |
| SOFI LENDING CORP. | $115,000 | $910,000 | 691.3% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $750,000 | $890,000 | 18.7% | 0.1% |
| FAIR WAY LENDING LLC | $640,000 | $885,000 | 38.3% | 0.1% |
| Bank of America | $140,000 | $865,000 | 517.9% | 0.1% |
| CLEARPATH LENDING | $1,420,000 | $860,000 | -39.4% | 0.1% |
| INDIANA UNIVERSITY CREDIT UNION | $715,000 | $860,000 | 20.3% | 0.1% |
| UNION HOME MORTGAGE CORP. | $300,000 | $850,000 | 183.3% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $845,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $575,000 | $845,000 | 47.0% | 0.1% |
| First Federal Bank of the Midwest | $840,000 | n/a | 0.1% | |
| The Farmers and Merchants Bank | $310,000 | $840,000 | 171.0% | 0.1% |
| First Federal Bank of Kansas City | $990,000 | $835,000 | -15.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $460,000 | $830,000 | 80.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,730,000 | $820,000 | -52.6% | 0.1% |
| First Federal Savings Bank | $65,000 | $815,000 | 1,153.8% | 0.1% |
| First Savings Bank | $775,000 | n/a | 0.1% | |
| Nations Lending Corporation | $200,000 | $770,000 | 285.0% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $140,000 | $755,000 | 439.3% | 0.1% |
| AMERICAN MORTGAGE SERVICE COMPANY | $785,000 | $705,000 | -10.2% | 0.1% |
| Baxter Credit Union | $395,000 | $705,000 | 78.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $850,000 | $690,000 | -18.8% | 0.1% |
| LOANFLIGHT LENDING, LLC | $670,000 | n/a | 0.1% | |
| MJW Financial LLC | $325,000 | $670,000 | 106.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $195,000 | $655,000 | 235.9% | 0.1% |
| Magnolia Bank | $305,000 | $655,000 | 114.8% | 0.1% |
| UNIVERSITY LENDING GROUP, LLC | $370,000 | $655,000 | 77.0% | 0.1% |
| German American Bank | $530,000 | $650,000 | 22.6% | 0.1% |
| Home Bank SB | $750,000 | $640,000 | -14.7% | 0.1% |
| Bank of England | $220,000 | $635,000 | 188.6% | 0.1% |
| Flagstar Bank, FSB | $170,000 | $625,000 | 267.6% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $760,000 | $590,000 | -22.4% | 0.1% |
| SOUTHWEST FUNDING, LP | $590,000 | n/a | 0.1% | |
| Three Rivers Federal Credit Union | $585,000 | n/a | 0.1% | |
| PURDUE FEDERAL CREDIT UNION | $1,380,000 | $565,000 | -59.1% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $195,000 | $560,000 | 187.2% | 0.1% |
| Discover Bank | $245,000 | $535,000 | 118.4% | 0.1% |
| Gateway First Bank | $535,000 | n/a | 0.1% | |
| INDIANA MEMBERS CREDIT UNION | $715,000 | $535,000 | -25.2% | 0.1% |
| BMO Harris Bank | $430,000 | $520,000 | 20.9% | 0.1% |
| OPEN MORTGAGE, LLC | $55,000 | $510,000 | 827.3% | 0.1% |
| The North Salem State Bank | $1,475,000 | $510,000 | -65.4% | 0.1% |
| Triumph Bank | $585,000 | $505,000 | -13.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $355,000 | $495,000 | 39.4% | 0.1% |
| Hoosier Heartland State Bank | $815,000 | $480,000 | -41.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $510,000 | $475,000 | -6.9% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,405,000 | $470,000 | -66.5% | 0.1% |
| LOANPAL, LLC | $260,000 | $455,000 | 75.0% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $450,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $400,000 | $440,000 | 10.0% | 0.1% |
| Citizens Bank | $280,000 | $435,000 | 55.4% | 0.1% |
| Union Savings Bank | $800,000 | $410,000 | -48.8% | 0.1% |
| AMCAP MORTGAGE, LTD. | $385,000 | n/a | 0.0% | |
| Centier Bank | $485,000 | $380,000 | -21.6% | 0.0% |
| First National Bank | $495,000 | $380,000 | -23.2% | 0.0% |
| ZILLOW HOME LOANS, LLC | $135,000 | $380,000 | 181.5% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $380,000 | $370,000 | -2.6% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $340,000 | $365,000 | 7.4% | 0.0% |
| Low VA Rates, LLC | $885,000 | $355,000 | -59.9% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $345,000 | n/a | 0.0% | |
| Citizens Bank | $280,000 | $335,000 | 19.6% | 0.0% |
| DAS Acquisition Company, LLC | $235,000 | $335,000 | 42.6% | 0.0% |
| Peoples Bank | $335,000 | n/a | 0.0% | |
| JLB CORPORATION | $330,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $310,000 | n/a | 0.0% | |
| Flanagan State Bank | $310,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $105,000 | $310,000 | 195.2% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
| Arvest Bank | $300,000 | n/a | 0.0% | |
| AURGROUP FINANCIAL CREDIT UNION, INC. | $285,000 | n/a | 0.0% | |
| The Peoples State Bank | $395,000 | $285,000 | -27.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $275,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $390,000 | $275,000 | -29.5% | 0.0% |
| South State Bank | $275,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $125,000 | $270,000 | 116.0% | 0.0% |
| First Option Mortgage, LLC | $520,000 | $265,000 | -49.0% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $265,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| THE MORTGAGE WAREHOUSE,LLC | $265,000 | n/a | 0.0% | |
| First Midwest Bank | $205,000 | $260,000 | 26.8% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $470,000 | $255,000 | -45.7% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $155,000 | $255,000 | 64.5% | 0.0% |
| TJC Mortgage, Inc. | $255,000 | n/a | 0.0% | |
| Plains Commerce Bank | $165,000 | $250,000 | 51.5% | 0.0% |
| Centra Credit Union | $175,000 | $245,000 | 40.0% | 0.0% |
| NBKC BANK | $710,000 | $245,000 | -65.5% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $235,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $360,000 | $235,000 | -34.7% | 0.0% |
| GSF Mortgage Corporation | $235,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $145,000 | $230,000 | 58.6% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $460,000 | $230,000 | -50.0% | 0.0% |
| PHH Mortgage Corporation | $85,000 | $230,000 | 170.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $145,000 | $230,000 | 58.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $375,000 | $225,000 | -40.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $200,000 | $220,000 | 10.0% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,075,000 | $220,000 | -79.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $15,000 | $220,000 | 1,366.7% | 0.0% |
| MILESTONE HOME LENDING, LLC | $350,000 | $215,000 | -38.6% | 0.0% |
| NP, Inc. | $225,000 | $215,000 | -4.4% | 0.0% |
| First Guaranty Mortgage Corporation | $1,110,000 | $210,000 | -81.1% | 0.0% |
| American Community Bank of Indiana | $1,170,000 | $205,000 | -82.5% | 0.0% |
| EMM LOANS LLC | $205,000 | $205,000 | 0.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $125,000 | $205,000 | 64.0% | 0.0% |
| Security Federal Savings Bank | $205,000 | n/a | 0.0% | |
| MORTGAGE MASTERS OF INDIANA, INC. | $795,000 | $200,000 | -74.8% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $205,000 | $195,000 | -4.9% | 0.0% |
| PLANET HOME LENDING, LLC | $285,000 | $195,000 | -31.6% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $195,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $85,000 | $195,000 | 129.4% | 0.0% |
| THRIVENT Federal Credit Union | $195,000 | n/a | 0.0% | |
| TUCKER MORTGAGE, LLC | $270,000 | $195,000 | -27.8% | 0.0% |
| USAlliance Federal Credit Union | $195,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $755,000 | $190,000 | -74.8% | 0.0% |
| Bankers' Bank | $185,000 | n/a | 0.0% | |
| UIF CORPORATION | $185,000 | n/a | 0.0% | |
| Figure Lending LLC | $75,000 | $180,000 | 140.0% | 0.0% |
| Horizon Bank | $110,000 | $180,000 | 63.6% | 0.0% |
| Bank of Springfield | $175,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $85,000 | $175,000 | 105.9% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $520,000 | $175,000 | -66.3% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $170,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $135,000 | $165,000 | 22.2% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $125,000 | $165,000 | 32.0% | 0.0% |
| The Farmers Bank, Frankfort, Indiana | $160,000 | n/a | 0.0% | |
| Crossroads Bank | $155,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $155,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $155,000 | $155,000 | 0.0% | 0.0% |
| First Internet Bank of Indiana | $145,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $145,000 | n/a | 0.0% | |
| Petefish, Skiles & Co. | $145,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $145,000 | n/a | 0.0% | |
| First Home Bank | $55,000 | $140,000 | 154.5% | 0.0% |
| MORIA DEVELOPMENT, INC. | $135,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $895,000 | $130,000 | -85.5% | 0.0% |
| Credit Union 1 | $285,000 | $125,000 | -56.1% | 0.0% |
| Marine Bank | $310,000 | $125,000 | -59.7% | 0.0% |
| Peoples Bank | $125,000 | n/a | 0.0% | |
| UNITED | $60,000 | $125,000 | 108.3% | 0.0% |
| TrustBank | $115,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $115,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $105,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $105,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $105,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $310,000 | $95,000 | -69.4% | 0.0% |
| Morton Community Bank | $95,000 | n/a | 0.0% | |
| Truist Bank | $95,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $265,000 | $90,000 | -66.0% | 0.0% |
| Chickasaw Community Bank | $85,000 | n/a | 0.0% | |
| CIBM Bank | $65,000 | $85,000 | 30.8% | 0.0% |
| Industrial Federal Credit Union | $85,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $75,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $75,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $155,000 | $75,000 | -51.6% | 0.0% |
| 1st Source Bank | $285,000 | $65,000 | -77.2% | 0.0% |
| KeyBank | $70,000 | $65,000 | -7.1% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $65,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $75,000 | $55,000 | -26.7% | 0.0% |
| First Federal Bank | $55,000 | n/a | 0.0% | |
| Regional Federal Credit Union | $55,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $55,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $55,000 | n/a | 0.0% | |
| DeMotte State Bank | $45,000 | n/a | 0.0% | |
| Iroquois Federal Savings and Loan Association | $710,000 | $35,000 | -95.1% | 0.0% |
| COMMONWEALTH | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $75,000 | $25,000 | -66.7% | 0.0% |
| MEMBERS HERITAGE Credit Union | $25,000 | n/a | 0.0% |
TERRE HAUTE's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 16.5% market share. In second place, with 11.2%, is First Financial Bank, having originated $87,430,000 in loans. In third place, with 9.0%, is The Riddell National Bank, having originated $70,250,000 in loans. In third place, with 6.9%, is QUICKEN LOANS, LLC, having originated $53,870,000 in loans. In third place, with 5.7%, is Terre Haute Savings Bank, having originated $44,845,000 in loans.
TERRE HAUTE, IN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,445 | $369,205,000 | $151,004 |
| Refi | 1,798 | $257,590,000 | $143,265 |
| Cash Out Refi | 986 | $130,540,000 | $132,394 |
| Home Improvement | 225 | $12,495,000 | $55,533 |
| Other | 158 | $11,160,000 | $70,633 |
Terre Haute's most frequently cited loan purpose was Home Purchase, with 2,445 originations. The 2nd most popular reason was Refi, with 1,798 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,527 | $355,595,000 | $140,718 |
| 2.5-3% | 1,511 | $200,825,000 | $132,909 |
| <2.5% | 670 | $114,790,000 | $171,328 |
| 4-5% | 427 | $40,495,000 | $94,836 |
| 5-6% | 71 | $4,875,000 | $68,662 |
| 6-7% | 17 | $1,225,000 | $72,059 |
| 7-8% | 11 | $845,000 | $76,818 |
| Over 8% | 10 | $660,000 | $66,000 |
During 2021, Terre Haute's most frequently originated rate bucket was 3-4%, with 2,527 originations.
Loan Sizing (TERRE HAUTE, IN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 2,490 | $156,120,000 | $62,699 |
| $100k-200k | 2,202 | $311,840,000 | $141,617 |
| $200k-400k | 825 | $215,585,000 | $261,315 |
| $400k-600k | 81 | $37,605,000 | $464,259 |
| $Over $1MM | 8 | $55,580,000 | $6,947,500 |
| $600k-1000k | 6 | $4,260,000 | $710,000 |
TERRE HAUTE's loan sizing saw the bucket of loans from $100,000 or less with 2,490 originations, totaling $156,120,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,195 | $325,155,000 | $148,134 |
| 60-80% | 1,580 | $234,540,000 | $148,443 |
| 40-60% | 649 | $94,945,000 | $146,294 |
| 20-40% | 353 | $20,855,000 | $59,079 |
| Under 20% | 218 | $6,100,000 | $27,982 |
| Over 100% | 48 | $9,810,000 | $204,375 |
TERRE HAUTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,195 originations, totaling $325,155,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $79,900 (-5.9%) | $133,624 (9.1%) | 0.29 | 553 |
| 2018-02-01 | $79,900 (-1.8%) | $137,929 (13.8%) | 0.29 | 523 |
| 2018-03-01 | $82,000 (-3.4%) | $146,134 (18.1%) | 0.28 | 461 |
| 2018-04-01 | $89,700 (2.5%) | $147,878 (16.5%) | 0.30 | 488 |
| 2018-05-01 | $91,700 (2.0%) | $140,448 (3.4%) | 0.31 | 481 |
| 2018-06-01 | $99,900 (10.5%) | $147,274 (6.6%) | 0.33 | 534 |
| 2018-07-01 | $109,900 (22.3%) | $147,032 (4.5%) | 0.37 | 533 |
| 2018-08-01 | $113,900 (26.7%) | $147,923 (3.8%) | 0.38 | 528 |
| 2018-09-01 | $109,900 (22.3%) | $143,764 (-0.2%) | 0.37 | 587 |
| 2018-10-01 | $104,950 (17.3%) | $142,509 (2.9%) | 0.35 | 592 |
| 2018-11-01 | $105,000 (25.1%) | $140,940 (7.5%) | 0.35 | 570 |
| 2018-12-01 | $96,500 (12.2%) | $136,973 (2.7%) | 0.33 | 541 |
| 2019-01-01 | $94,950 (18.8%) | $133,350 (-0.2%) | 0.33 | 531 |
| 2019-02-01 | $90,500 (13.3%) | $135,757 (-1.6%) | 0.30 | 486 |
| 2019-03-01 | $88,929 (8.5%) | $136,519 (-6.6%) | 0.29 | 452 |
| 2019-04-01 | $88,879 (-0.9%) | $142,216 (-3.8%) | 0.28 | 422 |
| 2019-05-01 | $87,400 (-4.7%) | $143,807 (2.4%) | 0.27 | 427 |
| 2019-06-01 | $88,900 (-11.0%) | $147,419 (0.1%) | 0.27 | 476 |
| 2019-07-01 | $95,000 (-13.6%) | $149,934 (2.0%) | 0.30 | 493 |
| 2019-08-01 | $96,714 (-15.1%) | $149,264 (0.9%) | 0.30 | 507 |
| 2019-09-01 | $96,664 (-12.0%) | $147,501 (2.6%) | 0.31 | 523 |
| 2019-10-01 | $95,400 (-9.1%) | $142,689 (0.1%) | 0.30 | 546 |
| 2019-11-01 | $89,900 (-14.4%) | $138,782 (-1.5%) | 0.29 | 515 |
| 2019-12-01 | $88,000 (-8.8%) | $134,097 (-2.1%) | 0.29 | 484 |
| 2020-01-01 | $90,075 (-5.1%) | $139,413 (4.6%) | 0.30 | 493 |
| 2020-02-01 | $94,900 (4.9%) | $138,796 (2.2%) | 0.31 | 527 |
| 2020-03-01 | $91,900 (3.3%) | $141,745 (3.8%) | 0.29 | 447 |
| 2020-04-01 | $93,700 (5.4%) | $143,530 (0.9%) | 0.29 | 415 |
| 2020-05-01 | $100,000 (14.4%) | $161,088 (12.0%) | 0.30 | 369 |
| 2020-06-01 | $112,200 (26.2%) | $164,857 (11.8%) | 0.33 | 355 |
| 2020-07-01 | $132,450 (39.4%) | $180,362 (20.3%) | 0.38 | 334 |
| 2020-08-01 | $114,900 (18.8%) | $180,574 (21.0%) | 0.33 | 345 |
| 2020-09-01 | $119,900 (24.0%) | $173,223 (17.4%) | 0.34 | 337 |
| 2020-10-01 | $119,900 (25.7%) | $175,089 (22.7%) | 0.34 | 302 |
| 2020-11-01 | $99,500 (10.7%) | $170,306 (22.7%) | 0.28 | 330 |
| 2020-12-01 | $98,250 (11.7%) | $168,237 (25.5%) | 0.29 | 307 |
| 2021-01-01 | $89,900 (-0.2%) | $165,927 (19.0%) | 0.26 | 267 |
| 2021-02-01 | $97,500 (2.7%) | $168,096 (21.1%) | 0.28 | 218 |
| 2021-03-01 | $99,250 (8.0%) | $162,316 (14.5%) | 0.28 | 212 |
| 2021-04-01 | $124,200 (32.6%) | $180,429 (25.7%) | 0.33 | 187 |
| 2021-05-01 | $129,900 (29.9%) | $190,178 (18.1%) | 0.34 | 199 |
| 2021-06-01 | $127,400 (13.6%) | $185,924 (12.8%) | 0.33 | 245 |
| 2021-07-01 | $121,500 (-8.3%) | $180,005 (-0.2%) | 0.32 | 270 |
| 2021-08-01 | $134,900 (17.4%) | $196,268 (8.7%) | 0.35 | 289 |
| 2021-09-01 | $127,200 (6.1%) | $192,433 (11.1%) | 0.33 | 325 |
| 2021-10-01 | $129,900 (8.3%) | $194,078 (10.9%) | 0.34 | 305 |
| 2021-11-01 | $127,900 (28.5%) | $194,906 (14.4%) | 0.34 | 268 |
| 2021-12-01 | $117,450 (19.5%) | $192,078 (14.2%) | 0.31 | 227 |
| 2022-01-01 | $109,900 (22.3%) | $175,794 (6.0%) | 0.29 | 199 |
| 2022-02-01 | $104,900 (7.6%) | $162,829 (-3.1%) | 0.27 | 174 |
| 2022-03-01 | $127,150 (28.1%) | $156,155 (-3.8%) | 0.31 | 172 |
| 2022-04-01 | $119,000 (-4.2%) | $160,723 (-10.9%) | 0.28 | 171 |
TERRE HAUTE's median listing price for 2022-04-01 was $119,000, a difference of
$-5,200
(-4.2%) versus the prior year and
$-8,150 versus the prior month.
TERRE HAUTE's median listing price comes in at 28% of the national average.
TERRE HAUTE's average listing price for 2022-04-01 was $160,723, a difference of $-19,706 (-10.9%) versus the prior year and $4,568 versus the prior month.
For the 2022-04-01 period, TERRE HAUTE had 171 MLS listings, a difference of -1 listings (-1%) versus the prior month and -16 listings (-9%) versus the prior year.
TERRE HAUTE's median listing price comes in at 28% of the national average.
TERRE HAUTE's average listing price for 2022-04-01 was $160,723, a difference of $-19,706 (-10.9%) versus the prior year and $4,568 versus the prior month.
For the 2022-04-01 period, TERRE HAUTE had 171 MLS listings, a difference of -1 listings (-1%) versus the prior month and -16 listings (-9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 84 days | 1,542 sqft |
| 2018-02-01 | 88 days | 1,532 sqft |
| 2018-03-01 | 86 days | 1,567 sqft |
| 2018-04-01 | 60 days | 1,693 sqft |
| 2018-05-01 | 61 days | 1,672 sqft |
| 2018-06-01 | 57 days | 1,672 sqft |
| 2018-07-01 | 58 days | 1,673 sqft |
| 2018-08-01 | 62 days | 1,726 sqft |
| 2018-09-01 | 57 days | 1,726 sqft |
| 2018-10-01 | 64 days | 1,756 sqft |
| 2018-11-01 | 69 days | 1,705 sqft |
| 2018-12-01 | 75 days | 1,668 sqft |
| 2019-01-01 | 84 days | 1,653 sqft |
| 2019-02-01 | 88 days | 1,619 sqft |
| 2019-03-01 | 69 days | 1,634 sqft |
| 2019-04-01 | 55 days | 1,661 sqft |
| 2019-05-01 | 57 days | 1,624 sqft |
| 2019-06-01 | 52 days | 1,599 sqft |
| 2019-07-01 | 56 days | 1,599 sqft |
| 2019-08-01 | 64 days | 1,599 sqft |
| 2019-09-01 | 64 days | 1,599 sqft |
| 2019-10-01 | 66 days | 1,592 sqft |
| 2019-11-01 | 71 days | 1,568 sqft |
| 2019-12-01 | 81 days | 1,542 sqft |
| 2020-01-01 | 81 days | 1,554 sqft |
| 2020-02-01 | 80 days | 1,524 sqft |
| 2020-03-01 | 60 days | 1,488 sqft |
| 2020-04-01 | 67 days | 1,493 sqft |
| 2020-05-01 | 81 days | 1,562 sqft |
| 2020-06-01 | 83 days | 1,599 sqft |
| 2020-07-01 | 64 days | 1,599 sqft |
| 2020-08-01 | 59 days | 1,598 sqft |
| 2020-09-01 | 53 days | 1,578 sqft |
| 2020-10-01 | 59 days | 1,593 sqft |
| 2020-11-01 | 55 days | 1,599 sqft |
| 2020-12-01 | 60 days | 1,584 sqft |
| 2021-01-01 | 79 days | 1,512 sqft |
| 2021-02-01 | 89 days | 1,539 sqft |
| 2021-03-01 | 78 days | 1,500 sqft |
| 2021-04-01 | 68 days | 1,599 sqft |
| 2021-05-01 | 49 days | 1,599 sqft |
| 2021-06-01 | 34 days | 1,601 sqft |
| 2021-07-01 | 38 days | 1,607 sqft |
| 2021-08-01 | 44 days | 1,686 sqft |
| 2021-09-01 | 45 days | 1,664 sqft |
| 2021-10-01 | 50 days | 1,599 sqft |
| 2021-11-01 | 52 days | 1,512 sqft |
| 2021-12-01 | 64 days | 1,511 sqft |
| 2022-01-01 | 69 days | 1,488 sqft |
| 2022-02-01 | 72 days | 1,522 sqft |
| 2022-03-01 | 44 days | 1,484 sqft |
| 2022-04-01 | 43 days | 1,536 sqft |
TERRE HAUTE's median listing age (time on market) for 2022-04-01 was 43 days.
This
is -37%
shorter
than the same period one year ago.
TERRE HAUTE's median square footage for active listings during the 2022-04-01 period was 1,536 sqft. One year prior, the average listing was 1,599 sqft.
TERRE HAUTE's median square footage for active listings during the 2022-04-01 period was 1,536 sqft. One year prior, the average listing was 1,599 sqft.
