TERRE HAUTE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Terre Haute averaged 7.34% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 7.28% and one month ago for the week of 2024-05-09, the average rate was 7.08%.

Terre Haute's average rate one year ago was 6.7%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.05%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Terre Haute 30 Year Fixed Rate 2024-06-13 7.34%
Terre Haute 30 Year Fixed Rate Refi 2024-06-13 7.05%
Terre Haute 15 Year Fixed Rate 2024-06-13 6.73%
Terre Haute 15 Year Fixed Rate Refi 2024-06-13 6.47%
Terre Haute 30 Year FHA 2024-06-13 7.1%
Terre Haute 30 Year FHA Refi 2024-06-13 6.81%
Terre Haute 30 Year USDA 2024-06-13 7.05%
Terre Haute 30 Year USDA Refi 2024-06-13 6.51%
Terre Haute 30 Year VA 2024-06-13 6.99%
Terre Haute 30 Year VA Refi 2024-06-13 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TERRE HAUTE, IN.

TERRE HAUTE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TERRE HAUTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
RUOFF MORTGAGE COMPANY, INC. 193 6.93% $2,540
First Financial Bank 142 7.26% $3,248
The Riddell National Bank 128 6.41% $2,581
MOVEMENT MORTGAGE, LLC 69 7.04% $3,883
QUICKEN LOANS, LLC 51 6.92% $5,415
Fifth Third Bank 47 6.99% $2,826
First Farmers Bank and Trust Company 38 7.67% $2,149
Old National Bank 34 6.97% $2,374
Wolfe Financial, Inc 24 7.33% $3,837
The Huntington National Bank 23 6.72% $3,358
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 7.11% $3,740
GVC MORTGAGE, INC. 15 7.09% $5,200
1786 9 6.63% $3,156
Farm Credit Mid-America, ACA 8 7.50% $6,881
CRANE 8 6.89% $1,990
Northwest Bank 7 6.13% $2,089
CALIBER HOME LOANS, INC. 7 7.14% $4,255
UNITED WHOLESALE MORTGAGE, LLC 7 7.23% $4,141
JPMorgan Chase Bank 6 6.83% $4,418
The Fountain Trust Company 6 7.33% $2,124
CHURCHILL MORTGAGE CORPORATION 5 7.48% $4,729
TEACHERS CREDIT UNION 5 6.90% $2,712
PNC Bank 4 6.78% $2,102
First Mid Bank & Trust 4 6.22% $2,203
Elements Financial Federal Credit Union 4 6.81% $2,549
NEWREZ LLC 4 6.78% $4,108
Mr. Cooper ( Nationstar Mortgage ) 4 6.87% $6,741
DAS Acquisition Company, LLC 4 7.38% $4,378
Northpointe Bank 4 7.16% $4,430
FORUM Credit Union 4 6.28% $2,757
FLAT BRANCH MORTGAGE, INC. 4 6.75% $3,317
First Option Mortgage, LLC 3 7.46% $3,990
AMERISAVE MORTGAGE CORPORATION 3 6.83% $5,332
INDIANA MEMBERS CREDIT UNION 3 6.38% $2,421
LOANDEPOT.COM, LLC 3 7.16% $4,996
MJW Financial LLC 3 7.50% $3,872
PENNYMAC LOAN SERVICES, LLC 3 6.08% $6,412
Regions Bank 3 6.75% $3,784
U.S. Bank 3 6.58% $1,708
Wells Fargo Bank 3 6.71% $3,209
LAKE MICHIGAN CREDIT UNION 2 5.25% $4,686
HALLMARK HOME MORTGAGE, LLC 2 7.13% $5,532
BETTER MORTGAGE CORPORATION 2 6.50% $4,842
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.87% $3,366
GUARANTEED RATE, INC. 2 7.00% $4,655
UNION HOME MORTGAGE CORP. 2 7.50% $4,336
Union Savings Bank 2 6.50% $1,557
MORTGAGE MASTERS OF INDIANA, INC. 2 7.38% $4,061
Centra Credit Union 2 7.81% $2,487
Discover Bank 2 7.12% $0
FAIR WAY LENDING LLC 2 6.37% $5,346
First Financial Bank 2 7.50% $2,435
CROSSCOUNTRY MORTGAGE, LLC 2 6.94% $4,957
OPEN MORTGAGE, LLC 2 7.31% $7,829
ZILLOW HOME LOANS, LLC 2 8.31% $3,745
PHH Mortgage Corporation 2 7.19% $6,597
M&T Bank 1 6.75% $4,277
CITIZENS EQUITY FIRST 1 6.25% $700
Citizens Bank 1 6.50% $1,875
Notre Dame Federal Credit Union Corporation 1 7.13% $5,692
Busey Bank 1 5.88% $2,360
PLAZA HOME MORTGAGE, INC. 1 7.88% $6,619
PLUS RELOCATION MORTGAGE, LLC 1 7.13% $3,103
PREMIA MORTGAGE, LLC 1 6.13% $5,417
Banterra Bank 1 6.79% $2,686
WINTERWOOD MORTGAGE GROUP, LLC 1 6.63% $2,801
ROYAL UNITED MORTGAGE LLC 1 6.50% $7,359
Bank of Springfield 1 6.21% $2,191
STOCKTON MORTGAGE CORPORATION 1 8.00% $5,023
Bank of England 1 6.50% $2,845
The Federal Savings Bank 1 6.75% $3,923
AXIA FINANCIAL, LLC 1 7.50% $3,095
Atlantic Union Bank 1 6.63% $2,850
Arvest Bank 1 6.50% $5,913
THRIVE MORTGAGE, LLC 1 5.88% $2,847
Truist 1 6.18% $3,179
TUCKER MORTGAGE, LLC 1 6.13% $3,130
UNITED 1 7.00% $2,472
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $4,985
FIRST COMMUNITY MORTGAGE, INC. 1 8.63% $4,131
EVERETT FINANCIAL, INC. 1 7.99% $2,527
FIRST NORTHERN Credit Union 1 8.13% $4,794
ENDEAVOR CAPITAL, LLC. 1 7.63% $5,522
EMBRACE HOME LOANS, INC. 1 6.00% $4,558
Encompass Lending Group, LP 1 7.50% $6,125
German American Bank 1 6.75% $3,243
GUILD MORTGAGE COMPANY 1 7.88% $4,304
Advisors Mortgage Group, L.L.C. 1 7.25% $2,075
INDIANA UNIVERSITY CREDIT UNION 1 7.38% $2,192
INOVA FEDERAL CREDIT UNION 1 6.50% $2,166
ISU Federal Credit Union 1 7.13% $2,189
DELMAR FINANCIAL COMPANY 1 7.88% $4,267
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $7,856
MEMBER FIRST MORTGAGE, LLC 1 6.75% $2,545
MILESTONE HOME LENDING, LLC 1 7.13% $3,371
V.I.P. MORTGAGE, INC. 1 6.50% $4,850
Morgan Stanley Private Bank 1 5.60% $2,369
MORTGAGE 1 INCORPORATED 1 7.25% $3,111
Mortgage Research Center, LLC 1 6.63% $529
COMPASS MORTGAGE, INC. 1 6.63% $4,911

TERRE HAUTE Average Closing Costs & Other Stats

TERRE HAUTE, IN's 100 lenders originated 3,204 loans during 2023. The total origination value was $421,420,000, with an average loan value of $131,529.

TERRE HAUTE's average closing costs are $3,325.

The top TERRE HAUTE lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 193 loans originated. Their average total fees are $2,540, which is $708 lower than the next largest lender, First Financial Bank.

The lowest fee TERRE HAUTE lenders (with over 10 loans originated) are First Farmers Bank and Trust Company ($2,149), Old National Bank ($2,374), RUOFF MORTGAGE COMPANY, INC. ($2,540), The Riddell National Bank ($2,581) and Fifth Third Bank ($2,826).

The lowest rate TERRE HAUTE lenders (with over 10 loans originated) are The Riddell National Bank (6.41%), The Huntington National Bank (6.72%), QUICKEN LOANS, LLC (6.92%), RUOFF MORTGAGE COMPANY, INC. (6.93%) and Old National Bank (6.97%).

TERRE HAUTE, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First Financial Bank $770,000 $54,145,000 6,931.8% 12.8%
RUOFF MORTGAGE COMPANY, INC. $73,805,000 $51,405,000 -30.4% 12.2%
The Riddell National Bank $46,630,000 $40,185,000 -13.8% 9.5%
MOVEMENT MORTGAGE, LLC $9,610,000 $21,215,000 120.8% 5.0%
QUICKEN LOANS, LLC $29,500,000 $19,265,000 -34.7% 4.6%
Old National Bank $29,825,000 $18,850,000 -36.8% 4.5%
Fifth Third Bank $29,230,000 $16,470,000 -43.7% 3.9%
GREYSTONE SERVICING COMPANY LLC $14,695,000 n/a 3.5%
Terre Haute Savings Bank $26,830,000 $11,645,000 -56.6% 2.8%
Mortgage Research Center, LLC $17,235,000 $10,590,000 -38.6% 2.5%
First Farmers Bank and Trust Company $12,660,000 $10,460,000 -17.4% 2.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,750,000 $9,315,000 62.0% 2.2%
Wolfe Financial, Inc $1,590,000 $7,910,000 397.5% 1.9%
Prospect Bank $8,515,000 $7,085,000 -16.8% 1.7%
GVC MORTGAGE, INC. $8,860,000 $5,490,000 -38.0% 1.3%
The Huntington National Bank $5,525,000 $5,220,000 -5.5% 1.2%
INDIANA UNIVERSITY CREDIT UNION $1,590,000 $3,880,000 144.0% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $2,190,000 $3,655,000 66.9% 0.9%
FREEDOM MORTGAGE CORPORATION $6,105,000 $3,265,000 -46.5% 0.8%
LOANDEPOT.COM, LLC $4,520,000 $3,185,000 -29.5% 0.8%
Farm Credit Mid-America, ACA $6,560,000 $3,080,000 -53.0% 0.7%
CALIBER HOME LOANS, INC. $6,060,000 $3,035,000 -49.9% 0.7%
ISU Federal Credit Union $2,450,000 n/a 0.6%
Elements Financial Federal Credit Union $2,035,000 $2,315,000 13.8% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,270,000 $2,245,000 76.8% 0.5%
Owen County State Bank $1,335,000 $2,205,000 65.2% 0.5%
State Bank of Lizton $275,000 $2,175,000 690.9% 0.5%
CRANE $5,555,000 $2,145,000 -61.4% 0.5%
BROKER SOLUTIONS, INC. $2,025,000 $2,070,000 2.2% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,895,000 $2,010,000 -30.6% 0.5%
1786 $1,830,000 n/a 0.4%
JPMorgan Chase Bank $2,215,000 $1,760,000 -20.5% 0.4%
PNC Bank $2,585,000 $1,735,000 -32.9% 0.4%
WaterStone Bank, SSB $1,700,000 n/a 0.4%
The Fountain Trust Company $1,630,000 $1,650,000 1.2% 0.4%
NAVY FEDERAL CREDIT UNION $2,460,000 $1,585,000 -35.6% 0.4%
TEACHERS CREDIT UNION $2,420,000 $1,565,000 -35.3% 0.4%
NEWREZ LLC $1,355,000 $1,525,000 12.5% 0.4%
Wells Fargo Bank $4,400,000 $1,520,000 -65.5% 0.4%
PENNYMAC LOAN SERVICES, LLC $2,240,000 $1,505,000 -32.8% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $2,250,000 $1,475,000 -34.4% 0.4%
CHURCHILL MORTGAGE CORPORATION $750,000 $1,435,000 91.3% 0.3%
MJW Financial LLC $340,000 $1,395,000 310.3% 0.3%
Barrington Bank & Trust Company, N.A. $1,800,000 $1,375,000 -23.6% 0.3%
FORUM Credit Union $910,000 $1,370,000 50.5% 0.3%
NEW DAY FINANCIAL, LLC $1,535,000 $1,360,000 -11.4% 0.3%
First Option Mortgage, LLC $2,480,000 $1,175,000 -52.6% 0.3%
GUARANTEED RATE, INC. $1,185,000 $1,175,000 -0.8% 0.3%
The Federal Savings Bank $1,310,000 $1,095,000 -16.4% 0.3%
U.S. Bank $475,000 $1,095,000 130.5% 0.3%
BMO Harris Bank $580,000 $1,090,000 87.9% 0.3%
Discover Bank $155,000 $1,075,000 593.5% 0.3%
STOCKTON MORTGAGE CORPORATION $310,000 $1,060,000 241.9% 0.3%
ROYAL UNITED MORTGAGE LLC $1,650,000 $1,050,000 -36.4% 0.2%
USAA Federal Savings Bank $1,795,000 $1,000,000 -44.3% 0.2%
Hendricks County Bank and Trust Company $995,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $370,000 $980,000 164.9% 0.2%
Regions Bank $1,465,000 $980,000 -33.1% 0.2%
CARDINAL FINANCIAL $380,000 $975,000 156.6% 0.2%
HALLMARK HOME MORTGAGE, LLC $1,585,000 $975,000 -38.5% 0.2%
German American Bank $250,000 $970,000 288.0% 0.2%
INDIANA MEMBERS CREDIT UNION $360,000 $970,000 169.4% 0.2%
LAKE MICHIGAN CREDIT UNION $930,000 n/a 0.2%
Northpointe Bank $715,000 $915,000 28.0% 0.2%
Northwest Bank $1,845,000 $890,000 -51.8% 0.2%
FLAT BRANCH MORTGAGE, INC. $680,000 $855,000 25.7% 0.2%
Union Savings Bank $795,000 $830,000 4.4% 0.2%
RiverHills Bank $825,000 n/a 0.2%
First Mid Bank & Trust $4,475,000 $820,000 -81.7% 0.2%
EVANSVILLE TEACHERS $2,260,000 $800,000 -64.6% 0.2%
Truist $125,000 $735,000 488.0% 0.2%
LOANPAL, LLC $75,000 $685,000 813.3% 0.2%
OPEN MORTGAGE, LLC $200,000 $660,000 230.0% 0.2%
MORTGAGE MASTERS OF INDIANA, INC. $120,000 $640,000 433.3% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $75,000 $615,000 720.0% 0.1%
BANKORION $595,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $740,000 $595,000 -19.6% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $310,000 $575,000 85.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $120,000 $560,000 366.7% 0.1%
NEXERA HOLDING LLC $520,000 n/a 0.1%
Holcomb Bank $515,000 n/a 0.1%
The North Salem State Bank $905,000 $495,000 -45.3% 0.1%
UNION HOME MORTGAGE CORP. $980,000 $495,000 -49.5% 0.1%
The First National Bank of Carmi $485,000 n/a 0.1%
FAIR WAY LENDING LLC $295,000 $475,000 61.0% 0.1%
First Financial Bank $770,000 $475,000 -38.3% 0.1%
Magnolia Bank $390,000 $475,000 21.8% 0.1%
Carrington Mortgage Services, LLC $1,280,000 $450,000 -64.8% 0.1%
PLAZA HOME MORTGAGE, INC. $450,000 n/a 0.1%
PHH Mortgage Corporation $55,000 $445,000 709.1% 0.1%
First Merchants Bank $760,000 $430,000 -43.4% 0.1%
Solidarity Community Federal Credit Union $425,000 n/a 0.1%
Flagstar Bank, FSB $760,000 $410,000 -46.1% 0.1%
EMBRACE HOME LOANS, INC. $125,000 $405,000 224.0% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $220,000 $405,000 84.1% 0.1%
UBS Bank USA $395,000 n/a 0.1%
GUILD MORTGAGE COMPANY $385,000 n/a 0.1%
Figure Lending LLC $440,000 $380,000 -13.6% 0.1%
Grundy Bank $375,000 n/a 0.1%
COMPASS MORTGAGE, INC. $355,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $345,000 n/a 0.1%
MILESTONE HOME LENDING, LLC $165,000 $340,000 106.1% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $765,000 $335,000 -56.2% 0.1%
ZILLOW HOME LOANS, LLC $205,000 $325,000 58.5% 0.1%
DAS Acquisition Company, LLC $280,000 $320,000 14.3% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $215,000 $320,000 48.8% 0.1%
Banterra Bank $305,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $825,000 $300,000 -63.6% 0.1%
CMG MORTGAGE, INC. $300,000 n/a 0.1%
Nations Lending Corporation $265,000 $290,000 9.4% 0.1%
Bank of Cleveland $305,000 $275,000 -9.8% 0.1%
FINANCE OF AMERICA REVERSE LLC $275,000 n/a 0.1%
PREMIA MORTGAGE, LLC $275,000 n/a 0.1%
Alliance Bank $1,315,000 $270,000 -79.5% 0.1%
First National Bank $495,000 $265,000 -46.5% 0.1%
The National Bank of Indianapolis $265,000 n/a 0.1%
WINTERWOOD MORTGAGE GROUP, LLC $1,835,000 $265,000 -85.6% 0.1%
1ST SIGNATURE LENDING, LLC $630,000 $255,000 -59.5% 0.1%
The Fisher National Bank $255,000 n/a 0.1%
Home Bank SB $550,000 $250,000 -54.5% 0.1%
EVERETT FINANCIAL, INC. $330,000 $245,000 -25.8% 0.1%
First Federal Savings Bank $245,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $755,000 $245,000 -67.5% 0.1%
Morgan Stanley Private Bank $245,000 n/a 0.1%
THRIVE MORTGAGE, LLC $240,000 n/a 0.1%
University Bank $240,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $235,000 n/a 0.1%
MYCUMORTGAGE, LLC $460,000 $215,000 -53.3% 0.1%
TrustBank $210,000 n/a 0.0%
Bank of Springfield $205,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $205,000 n/a 0.0%
TUCKER MORTGAGE, LLC $440,000 $205,000 -53.4% 0.0%
21ST MORTGAGE CORPORATION $495,000 $200,000 -59.6% 0.0%
CITIZENS EQUITY FIRST $200,000 n/a 0.0%
Centra Credit Union $75,000 $190,000 153.3% 0.0%
Arvest Bank $105,000 $185,000 76.2% 0.0%
Loan Simple, Inc. $340,000 $185,000 -45.6% 0.0%
TOP FLITE FINANCIAL, INC. $275,000 $185,000 -32.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $505,000 $180,000 -64.4% 0.0%
INOVA FEDERAL CREDIT UNION $175,000 n/a 0.0%
MORTGAGE 1 INCORPORATED $175,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $175,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $265,000 $175,000 -34.0% 0.0%
MEMBER FIRST MORTGAGE, LLC $400,000 $170,000 -57.5% 0.0%
Catlin Bank $760,000 $165,000 -78.3% 0.0%
Armed Forces Bank $155,000 n/a 0.0%
Encompass Lending Group, LP $155,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $150,000 n/a 0.0%
Bank of England $295,000 $145,000 -50.8% 0.0%
First Federal Savings Bank $145,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $95,000 $140,000 47.4% 0.0%
ENDEAVOR CAPITAL, LLC. $135,000 n/a 0.0%
M&T Bank $435,000 $135,000 -69.0% 0.0%
PLUS RELOCATION MORTGAGE, LLC $135,000 n/a 0.0%
United Community Bank $135,000 n/a 0.0%
Citizens Bank $385,000 $130,000 -66.2% 0.0%
ML Mortgage Corp. $75,000 $130,000 73.3% 0.0%
Busey Bank $125,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $370,000 $125,000 -66.2% 0.0%
UNITED $125,000 n/a 0.0%
Bank of America $405,000 $120,000 -70.4% 0.0%
Industrial Federal Credit Union $90,000 $120,000 33.3% 0.0%
Advisors Mortgage Group, L.L.C. $35,000 $115,000 228.6% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $115,000 n/a 0.0%
FIRST NORTHERN Credit Union $115,000 n/a 0.0%
Peoples Bank $115,000 n/a 0.0%
Atlantic Union Bank $105,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $105,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $95,000 n/a 0.0%
AXIA FINANCIAL, LLC $95,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $355,000 $95,000 -73.2% 0.0%
SPRING EQ, LLC $60,000 $95,000 58.3% 0.0%
A&D Mortgage LLC $85,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $140,000 $85,000 -39.3% 0.0%
LENDINGONE, LLC $85,000 n/a 0.0%
GENEVA FINANCIAL, LLC $330,000 $75,000 -77.3% 0.0%
Notre Dame Federal Credit Union Corporation $915,000 $75,000 -91.8% 0.0%
Paramount Residential Mortgage Group, Inc. $75,000 $75,000 0.0% 0.0%
Baxter Credit Union $315,000 $65,000 -79.4% 0.0%
Citizens Bank $385,000 $65,000 -83.1% 0.0%
HANSCOM $35,000 $65,000 85.7% 0.0%
COCA-COLA $55,000 n/a 0.0%
THRIVENT Federal Credit Union $55,000 n/a 0.0%
Hoosier Heartland State Bank $1,060,000 $45,000 -95.8% 0.0%
FINANCIAL CENTER FIRST CREDIT UNION $35,000 n/a 0.0%
Three Rivers Federal Credit Union $15,000 $35,000 133.3% 0.0%
Bethpage Federal Credit Union $25,000 n/a 0.0%
Centier Bank $115,000 $25,000 -78.3% 0.0%
PENTAGON FEDERAL CREDIT UNION $275,000 $25,000 -90.9% 0.0%
PURDUE FEDERAL CREDIT UNION $1,690,000 $25,000 -98.5% 0.0%
The Farmers Bank, Frankfort, Indiana $535,000 $25,000 -95.3% 0.0%
Dieterich Bank $15,000 n/a 0.0%
Horizon Bank $110,000 $15,000 -86.4% 0.0%

TERRE HAUTE's top lender by overall market share is First Financial Bank, with 12.8% market share. In second place, with 12.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $51,405,000 in loans. In third place, with 9.5%, is The Riddell National Bank, having originated $40,185,000 in loans. In fourth place, with 5.0%, is MOVEMENT MORTGAGE, LLC, having originated $21,215,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $19,265,000 in loans.


TERRE HAUTE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $79,800 (-4.7%) $126,051 (2.6%) 0.30 554
2018-02-01 $79,900 (-1.8%) $132,013 (7.6%) 0.29 526
2018-03-01 $79,900 (-8.3%) $140,259 (9.9%) 0.28 480
2018-04-01 $91,750 (2.1%) $148,714 (13.2%) 0.31 498
2018-05-01 $94,850 (4.9%) $142,239 (2.9%) 0.32 499
2018-06-01 $109,900 (13.3%) $149,697 (5.8%) 0.37 533
2018-07-01 $110,975 (16.8%) $149,879 (5.0%) 0.37 553
2018-08-01 $111,600 (17.6%) $148,076 (3.1%) 0.37 551
2018-09-01 $109,700 (21.9%) $144,448 (0.6%) 0.37 605
2018-10-01 $105,575 (16.7%) $145,668 (6.0%) 0.36 628
2018-11-01 $104,925 (23.8%) $143,753 (10.3%) 0.36 614
2018-12-01 $95,000 (18.9%) $139,082 (9.6%) 0.33 583
2019-01-01 $92,925 (16.5%) $134,505 (6.7%) 0.32 564
2019-02-01 $90,725 (13.6%) $137,631 (4.3%) 0.31 521
2019-03-01 $91,929 (15.1%) $140,597 (0.2%) 0.30 487
2019-04-01 $95,914 (4.5%) $146,261 (-1.7%) 0.30 472
2019-05-01 $94,975 (0.1%) $151,676 (6.6%) 0.30 474
2019-06-01 $94,900 (-13.7%) $153,392 (2.5%) 0.30 527
2019-07-01 $105,675 (-4.8%) $159,905 (6.7%) 0.33 545
2019-08-01 $103,936 (-6.9%) $157,494 (6.4%) 0.33 562
2019-09-01 $101,666 (-7.3%) $154,748 (7.1%) 0.33 585
2019-10-01 $99,900 (-5.4%) $152,152 (4.5%) 0.32 599
2019-11-01 $94,900 (-9.6%) $147,804 (2.8%) 0.31 560
2019-12-01 $89,900 (-5.4%) $144,461 (3.9%) 0.30 522
2020-01-01 $96,200 (3.5%) $148,288 (10.3%) 0.32 529
2020-02-01 $99,500 (9.7%) $147,828 (7.4%) 0.33 558
2020-03-01 $99,800 (8.6%) $151,643 (7.9%) 0.31 480
2020-04-01 $99,900 (4.2%) $153,479 (4.9%) 0.31 447
2020-05-01 $109,900 (15.7%) $168,431 (11.1%) 0.33 400
2020-06-01 $116,100 (22.3%) $173,360 (13.0%) 0.34 392
2020-07-01 $136,725 (29.4%) $185,834 (16.2%) 0.40 366
2020-08-01 $122,000 (17.4%) $185,212 (17.6%) 0.35 369
2020-09-01 $120,000 (18.0%) $178,844 (15.6%) 0.34 363
2020-10-01 $119,950 (20.1%) $183,591 (20.7%) 0.34 321
2020-11-01 $109,925 (15.8%) $184,979 (25.2%) 0.32 320
2020-12-01 $102,450 (14.0%) $181,832 (25.9%) 0.30 299
2021-01-01 $99,900 (3.9%) $179,885 (21.3%) 0.30 262
2021-02-01 $117,450 (18.0%) $179,146 (21.2%) 0.34 227
2021-03-01 $118,600 (18.8%) $179,358 (18.3%) 0.34 211
2021-04-01 $137,450 (37.6%) $194,737 (26.9%) 0.37 187
2021-05-01 $149,800 (36.3%) $204,432 (21.4%) 0.40 201
2021-06-01 $133,800 (15.3%) $201,236 (16.1%) 0.35 237
2021-07-01 $129,900 (-5.0%) $194,381 (4.6%) 0.34 274
2021-08-01 $147,200 (20.7%) $210,891 (13.9%) 0.39 283
2021-09-01 $136,925 (14.1%) $202,768 (13.4%) 0.37 319
2021-10-01 $134,950 (12.5%) $210,077 (14.4%) 0.36 300
2021-11-01 $129,950 (18.2%) $209,060 (13.0%) 0.35 269
2021-12-01 $119,950 (17.1%) $209,110 (15.0%) 0.32 233
2022-01-01 $117,900 (18.0%) $197,614 (9.9%) 0.32 208
2022-02-01 $113,475 (-3.4%) $186,082 (3.9%) 0.30 183
2022-03-01 $127,400 (7.4%) $187,802 (4.7%) 0.32 170
2022-04-01 $135,450 (-1.5%) $198,758 (2.1%) 0.32 175
2022-05-01 $139,675 (-6.8%) $193,229 (-5.5%) 0.32 203
2022-06-01 $152,500 (14.0%) $215,016 (6.9%) 0.34 232
2022-07-01 $159,450 (22.8%) $209,875 (8.0%) 0.36 280
2022-08-01 $149,450 (1.5%) $207,178 (-1.8%) 0.35 310
2022-09-01 $154,250 (12.7%) $200,272 (-1.2%) 0.36 318
2022-10-01 $152,000 (12.6%) $205,106 (-2.4%) 0.36 330
2022-11-01 $161,975 (24.6%) $206,700 (-1.1%) 0.39 333
2022-12-01 $159,900 (33.3%) $207,370 (-0.8%) 0.39 296
2023-01-01 $156,425 (32.7%) $203,465 (3.0%) 0.39 286
2023-02-01 $152,950 (34.8%) $208,139 (11.9%) 0.37 253
2023-03-01 $163,500 (28.3%) $229,274 (22.1%) 0.39 235
2023-04-01 $165,000 (21.8%) $227,332 (14.4%) 0.38 219
2023-05-01 $179,950 (28.8%) $239,795 (24.1%) 0.41 211
2023-06-01 $175,913 (15.4%) $236,436 (10.0%) 0.40 229
2023-07-01 $175,000 (9.8%) $237,313 (13.1%) 0.40 245
2023-08-01 $168,200 (12.6%) $229,431 (10.7%) 0.39 278
2023-09-01 $159,900 (3.7%) $227,499 (13.6%) 0.37 293
2023-10-01 $159,850 (5.2%) $223,992 (9.2%) 0.38 328
2023-11-01 $169,900 (4.9%) $227,020 (9.8%) 0.40 345
2023-12-01 $177,000 (10.7%) $230,203 (11.0%) 0.43 330
2024-01-01 $179,900 (15.0%) $235,977 (16.0%) 0.44 305
2024-02-01 $171,075 (11.9%) $229,619 (10.3%) 0.41 294
2024-03-01 $179,900 (10.0%) $241,885 (5.5%) 0.42 303
2024-04-01 $179,900 (9.0%) $255,650 (12.5%) 0.42 293
2024-05-01 $184,500 (2.5%) $265,683 (10.8%) 0.42 314
TERRE HAUTE's median listing price for 2024-05-01 was $184,500, a difference of $4,550 (2.5%) versus the prior year and $4,600 versus the prior month.

TERRE HAUTE's median listing price comes in at 42% of the national average.

TERRE HAUTE's average listing price for 2024-05-01 was $265,683, a difference of $25,888 (10.8%) versus the prior year and $10,033 versus the prior month.

For the 2024-05-01 period, TERRE HAUTE had 314 MLS listings, a difference of 21 listings (7%) versus the prior month and 103 listings (49%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 82 days 1,534 sqft
2018-02-01 83 days 1,533 sqft
2018-03-01 74 days 1,616 sqft
2018-04-01 56 days 1,723 sqft
2018-05-01 60 days 1,704 sqft
2018-06-01 55 days 1,701 sqft
2018-07-01 58 days 1,698 sqft
2018-08-01 60 days 1,726 sqft
2018-09-01 54 days 1,728 sqft
2018-10-01 63 days 1,740 sqft
2018-11-01 67 days 1,688 sqft
2018-12-01 74 days 1,659 sqft
2019-01-01 85 days 1,619 sqft
2019-02-01 88 days 1,599 sqft
2019-03-01 73 days 1,627 sqft
2019-04-01 55 days 1,659 sqft
2019-05-01 57 days 1,647 sqft
2019-06-01 54 days 1,637 sqft
2019-07-01 60 days 1,656 sqft
2019-08-01 66 days 1,620 sqft
2019-09-01 69 days 1,620 sqft
2019-10-01 72 days 1,620 sqft
2019-11-01 74 days 1,599 sqft
2019-12-01 87 days 1,599 sqft
2020-01-01 88 days 1,599 sqft
2020-02-01 88 days 1,575 sqft
2020-03-01 67 days 1,558 sqft
2020-04-01 70 days 1,569 sqft
2020-05-01 81 days 1,599 sqft
2020-06-01 76 days 1,599 sqft
2020-07-01 58 days 1,599 sqft
2020-08-01 57 days 1,599 sqft
2020-09-01 51 days 1,599 sqft
2020-10-01 52 days 1,599 sqft
2020-11-01 57 days 1,599 sqft
2020-12-01 64 days 1,599 sqft
2021-01-01 74 days 1,596 sqft
2021-02-01 67 days 1,599 sqft
2021-03-01 54 days 1,576 sqft
2021-04-01 49 days 1,599 sqft
2021-05-01 31 days 1,599 sqft
2021-06-01 28 days 1,659 sqft
2021-07-01 33 days 1,656 sqft
2021-08-01 39 days 1,755 sqft
2021-09-01 40 days 1,702 sqft
2021-10-01 44 days 1,632 sqft
2021-11-01 47 days 1,574 sqft
2021-12-01 60 days 1,548 sqft
2022-01-01 57 days 1,536 sqft
2022-02-01 63 days 1,553 sqft
2022-03-01 39 days 1,532 sqft
2022-04-01 37 days 1,584 sqft
2022-05-01 28 days 1,570 sqft
2022-06-01 35 days 1,632 sqft
2022-07-01 33 days 1,664 sqft
2022-08-01 39 days 1,637 sqft
2022-09-01 45 days 1,693 sqft
2022-10-01 52 days 1,704 sqft
2022-11-01 53 days 1,797 sqft
2022-12-01 62 days 1,626 sqft
2023-01-01 71 days 1,600 sqft
2023-02-01 67 days 1,602 sqft
2023-03-01 58 days 1,654 sqft
2023-04-01 52 days 1,600 sqft
2023-05-01 38 days 1,599 sqft
2023-06-01 39 days 1,602 sqft
2023-07-01 40 days 1,707 sqft
2023-08-01 39 days 1,779 sqft
2023-09-01 46 days 1,820 sqft
2023-10-01 45 days 1,765 sqft
2023-11-01 48 days 1,817 sqft
2023-12-01 61 days 1,736 sqft
2024-01-01 70 days 1,758 sqft
2024-02-01 73 days 1,697 sqft
2024-03-01 53 days 1,733 sqft
2024-04-01 50 days 1,681 sqft
2024-05-01 48 days 1,682 sqft
TERRE HAUTE's median listing age (time on market) for 2024-05-01 was 48 days. This is 26% longer than the same period one year ago.

TERRE HAUTE's median square footage for active listings during the 2024-05-01 period was 1,682 sqft. One year prior, the average listing was 1,599 sqft.

TERRE HAUTE, IN Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
47427 Terre Haute, IN HUD Metro FMR Area $620 $650 $830 $1,070 $1,320
47438 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47801 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
47802 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,020 $1,260
47803 Terre Haute, IN HUD Metro FMR Area $760 $800 $1,010 $1,230 $1,520
47804 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
47805 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47807 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,250
47809 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
47831 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47833 Terre Haute, IN HUD Metro FMR Area $710 $750 $960 $1,270 $1,560
47834 Terre Haute, IN HUD Metro FMR Area $650 $680 $860 $1,050 $1,290
47837 Terre Haute, IN HUD Metro FMR Area $680 $700 $910 $1,120 $1,280
47840 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47841 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47842 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47845 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,020 $1,260
47846 Terre Haute, IN HUD Metro FMR Area $630 $670 $840 $1,030 $1,260
47847 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47850 Terre Haute, IN HUD Metro FMR Area $560 $630 $830 $1,010 $1,200
47851 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
47853 Terre Haute, IN HUD Metro FMR Area $700 $740 $930 $1,130 $1,400
47854 Terre Haute, IN HUD Metro FMR Area $630 $670 $850 $1,050 $1,220
47857 Terre Haute, IN HUD Metro FMR Area $650 $680 $860 $1,050 $1,290
47858 Terre Haute, IN HUD Metro FMR Area $610 $660 $840 $1,020 $1,240
47863 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47866 Terre Haute, IN HUD Metro FMR Area $610 $660 $840 $1,020 $1,240
47868 Terre Haute, IN HUD Metro FMR Area $810 $840 $1,090 $1,490 $1,840
47869 Terre Haute, IN HUD Metro FMR Area $560 $630 $830 $1,010 $1,200
47870 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
47871 Terre Haute, IN HUD Metro FMR Area $850 $900 $1,130 $1,380 $1,700
47874 Terre Haute, IN HUD Metro FMR Area $790 $810 $1,060 $1,320 $1,450
47875 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47876 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
47878 Terre Haute, IN HUD Metro FMR Area $650 $690 $870 $1,060 $1,310
47879 Terre Haute, IN HUD Metro FMR Area $580 $660 $870 $1,060 $1,260
47880 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47881 Terre Haute, IN HUD Metro FMR Area $660 $700 $880 $1,070 $1,320
47884 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47885 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240
47928 Terre Haute, IN HUD Metro FMR Area $690 $730 $920 $1,120 $1,380
47932 Terre Haute, IN HUD Metro FMR Area $620 $640 $830 $1,100 $1,330
47966 Terre Haute, IN HUD Metro FMR Area $690 $730 $920 $1,120 $1,380
47974 Terre Haute, IN HUD Metro FMR Area $620 $660 $830 $1,010 $1,240

2022 Average & Median Rent Data Statistics
TERRE HAUTE, IN average 1BR rent: $690, median: $670
TERRE HAUTE, IN average 2BR rent: $875, median: $840
TERRE HAUTE, IN average 3BR rent: $1,075, median: $1,050

TERRE HAUTE, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,793 $291,635,000 $162,652
Home Improvement 404 $20,130,000 $49,827
Refi 369 $49,185,000 $133,293
Cash Out Refi 345 $42,175,000 $122,246
Other 293 $18,295,000 $62,440

Terre Haute's most frequently cited loan purpose was Home Purchase, with 1,793 originations. The 2nd most popular reason was Home Improvement, with 404 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,064 $153,620,000 $144,380
7-8% 1,032 $128,410,000 $124,428
Over 8% 637 $46,715,000 $73,336
5-6% 273 $41,905,000 $153,498
<2.5% 21 $805,000 $38,333
4-5% 12 $3,930,000 $327,500
3-4% 10 $1,220,000 $122,000
2.5-3% 1 $65,000 $65,000

During 2023, Terre Haute's most frequently originated rate bucket was 6-7%, with 1,064 originations.

Loan Sizing (TERRE HAUTE, IN MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,624 $85,350,000 $52,555
$100k-200k 1,034 $147,460,000 $142,611
$200k-400k 461 $120,715,000 $261,855
$400k-600k 62 $29,020,000 $468,065
$600k-1000k 15 $10,465,000 $697,667
$Over $1MM 8 $28,410,000 $3,551,250

TERRE HAUTE's loan sizing saw the bucket of loans from $100,000 or less with 1,624 originations, totaling $85,350,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,286 $212,040,000 $164,883
60-80% 551 $97,125,000 $176,270
20-40% 447 $25,815,000 $57,752
Under 20% 421 $12,705,000 $30,178
40-60% 295 $30,275,000 $102,627
Over 100% 31 $7,065,000 $227,903

TERRE HAUTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,286 originations, totaling $212,040,000 in origination value.