TERRE HAUTE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Terre Haute averaged 6.98% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.91% and one month ago for the week of 2023-02-09, the average rate was 6.3%.

Terre Haute's average rate one year ago was 4.23%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.81%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Terre Haute 30 Year Fixed Rate 2023-03-16 6.98%
Terre Haute 30 Year Fixed Rate Refi 2023-03-16 6.81%
Terre Haute 15 Year Fixed Rate 2023-03-16 6.24%
Terre Haute 15 Year Fixed Rate Refi 2023-03-16 6.5%
Terre Haute 30 Year FHA 2023-03-16 6.58%
Terre Haute 30 Year FHA Refi 2023-03-16 6.5%
Terre Haute 30 Year USDA 2023-03-16 7.08%
Terre Haute 30 Year USDA Refi 2023-03-16 6.47%
Terre Haute 30 Year VA 2023-03-16 6.74%
Terre Haute 30 Year VA Refi 2023-03-16 6.18%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TERRE HAUTE, IN.

TERRE HAUTE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TERRE HAUTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
RUOFF MORTGAGE COMPANY, INC. 407 3.23% $1,835
First Financial Bank 314 3.63% $2,683
The Riddell National Bank 214 3.12% $2,346
QUICKEN LOANS, LLC 107 3.19% $4,414
Fifth Third Bank 101 3.32% $2,839
Old National Bank 82 3.31% $1,603
First Farmers Bank and Trust Company 46 3.40% $1,940
The Huntington National Bank 28 3.03% $2,511
PRIMELENDING, A PLAINSCAPITAL COMPANY 26 3.50% $2,767
Wells Fargo Bank 23 3.45% $2,510
Regions Bank 22 3.52% $1,647
JPMorgan Chase Bank 19 3.11% $2,945
CRANE 18 3.42% $1,578
ROYAL UNITED MORTGAGE LLC 18 3.44% $4,076
Farm Credit Mid-America, ACA 16 3.42% $4,852
CALIBER HOME LOANS, INC. 16 3.30% $2,748
GVC MORTGAGE, INC. 15 3.38% $3,179
LOANDEPOT.COM, LLC 14 3.30% $4,043
AMERISAVE MORTGAGE CORPORATION 13 2.97% $4,219
Longview Bank & Trust 12 3.03% $3,960
Mr. Cooper ( Nationstar Mortgage ) 11 3.70% $4,042
BETTER MORTGAGE CORPORATION 11 3.07% $2,715
The Fountain Trust Company 10 3.46% $1,668
First Mid Bank & Trust 9 3.65% $1,987
TEACHERS CREDIT UNION 9 3.11% $2,411
First Financial Bank 8 3.48% $3,433
NEWREZ LLC 8 3.00% $3,024
FREEDOM MORTGAGE CORPORATION 8 3.13% $1,870
Wolfe Financial, Inc 7 3.16% $2,899
EVANSVILLE TEACHERS 7 2.95% $2,171
Northwest Bank 7 3.11% $2,224
Carrington Mortgage Services, LLC 6 3.08% $4,024
FINANCE OF AMERICA MORTGAGE LLC 6 4.35% $4,114
Blue Ridge Bank 6 3.58% $3,089
Elements Financial Federal Credit Union 6 3.31% $2,490
UNITED WHOLESALE MORTGAGE, LLC 5 3.09% $2,760
PENNYMAC LOAN SERVICES, LLC 5 3.42% $4,897
Northpointe Bank 5 3.40% $3,014
NAVY FEDERAL CREDIT UNION 5 3.73% $4,273
MJW Financial LLC 4 3.50% $3,224
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.09% $3,772
HOMESIDE FINANCIAL, LLC 4 2.87% $3,168
GUARANTEED RATE, INC. 4 3.22% $2,967
First Merchants Bank 4 3.22% $2,317
CROSSCOUNTRY MORTGAGE, LLC 4 3.12% $4,127
Discover Bank 4 5.62% $0
Bank of America 4 2.94% $2,863
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.56% $2,308
AMERIFIRST FINANCIAL CORPORATION 3 3.04% $2,663
ENDEAVOR CAPITAL, LLC. 3 3.08% $3,983
ACADEMY MORTGAGE CORPORATION 3 3.42% $3,279
FAIR WAY LENDING LLC 3 3.29% $3,072
Centier Bank 3 3.00% $3,978
HALLMARK HOME MORTGAGE, LLC 3 3.96% $3,078
Home Bank SB 3 3.63% $2,004
INDIANA UNIVERSITY CREDIT UNION 3 3.25% $1,685
Mortgage Research Center, LLC 3 2.71% $3,818
Nations Lending Corporation 3 2.92% $5,908
1ST SIGNATURE LENDING, LLC 3 3.21% $4,641
PNC Bank 3 3.38% $3,353
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.63% $2,855
SOFI LENDING CORP. 3 3.17% $4,072
Union Savings Bank 2 3.00% $764
AMERICAN FINANCING CORPORATION 2 3.19% $4,233
LEADERONE FINANCIAL CORPORATION 2 3.50% $3,090
HOME POINT FINANCIAL CORPORATION 2 3.06% $1,992
Republic Bank & Trust Company 2 3.38% $4,336
CHURCHILL MORTGAGE CORPORATION 2 3.50% $3,017
BMO Harris Bank 2 3.88% $2,417
LOANPAL, LLC 2 3.56% $4,928
MUTUAL OF OMAHA MORTGAGE, INC. 2 2.94% $2,846
U.S. Bank 2 3.06% $2,276
First Home Bank 2 3.31% $3,500
BROKER SOLUTIONS, INC. 2 3.38% $3,472
Horizon Bank 2 3.63% $1,848
First Midwest Bank 2 3.19% $2,196
First Option Mortgage, LLC 2 3.56% $3,362
First Savings Bank 2 3.06% $2,303
First Federal Savings Bank 2 2.88% $1,827
UNION HOME MORTGAGE CORP. 2 3.19% $2,724
MID AMERICA MORTGAGE, INC. 2 3.19% $3,376
The Federal Savings Bank 2 3.25% $6,393
Citizens Bank 1 3.00% $2,326
FIRST COMMUNITY MORTGAGE, INC. 1 3.00% $2,705
CMG MORTGAGE, INC. 1 3.25% $2,801
UTILITIES EMPLOYEES CREDIT UNION 1 3.24% $2,729
OCEANSIDE MORTGAGE COMPANY 1 3.63% $903
Baxter Credit Union 1 3.13% $2,285
Paramount Residential Mortgage Group, Inc. 1 3.13% $2,995
COMMONWEALTH 1 2.88% $1,711
PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,376
Peoples Bank 1 2.75% $2,280
Petefish, Skiles & Co. 1 3.25% $4,606
PHH Mortgage Corporation 1 3.50% $5,163
Plains Commerce Bank 1 3.88% $2,605
PLANET HOME LENDING, LLC 1 3.38% $1,393
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.38% $2,493
Credit Union 1 1 2.38% $4,275
Bank of Springfield 1 3.50% $1,162
Bank of England 1 3.38% $7,536
EVERETT FINANCIAL, INC. 1 3.25% $1,593
Arvest Bank 1 3.00% $2,739
Crossroads Bank 1 3.00% $1,705
Security Federal Savings Bank 1 2.50% $2,316
SIRVA MORTGAGE, INC. 1 2.75% $300
DAS Acquisition Company, LLC 1 3.25% $2,223
South State Bank 1 3.25% $2,347
SOUTHWEST FUNDING, LP 1 3.75% $3,396
STEARNS LENDING, LLC 1 4.38% $1,628
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.25% $3,560
AMERICAN MORTGAGE SERVICE COMPANY 1 2.75% $2,170
THE MORTGAGE WAREHOUSE,LLC 1 2.88% $2,430
The Peoples State Bank 1 3.13% $1,974
AMERICAN FINANCIAL NETWORK, INC. 1 2.75% $3,669
Three Rivers Federal Credit Union 1 2.88% $2,746
TJC Mortgage, Inc. 1 3.00% $2,685
Triumph Bank 1 2.50% $2,600
Truist 1 3.30% $2,581
TUCKER MORTGAGE, LLC 1 3.13% $2,557
First Guaranty Mortgage Corporation 1 3.50% $3,286
Centra Credit Union 1 3.25% $3,314
FLAT BRANCH MORTGAGE, INC. 1 3.25% $2,491
Gateway First Bank 1 3.50% $2,572
German American Bank 1 2.63% $2,217
GENEVA FINANCIAL, LLC 1 3.50% $3,335
GUARANTY HOME MORTGAGE CORPORATION 1 2.88% $1,442
CELEBRITY HOME LOANS, LLC 1 4.00% $3,249
EMM LOANS LLC 1 3.25% $6,011
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.00% $10,147
CIBM Bank 1 3.25% $2,127
INDIANA MEMBERS CREDIT UNION 1 3.00% $2,251
UNIVERSITY LENDING GROUP, LLC 1 3.38% $2,693
InterContinental Capital Group, Inc 1 2.88% $3,523
JLB CORPORATION 1 3.00% $4,134
KeyBank 1 2.88% $2,885
First Federal Bank of Kansas City 1 3.25% $2,163
LOANFLIGHT LENDING, LLC 1 2.88% $995
Magnolia Bank 1 3.00% $2,544
Marine Bank 1 2.88% $1,774
First Federal Bank 1 2.88% $2,125
MORTGAGE MASTERS OF INDIANA, INC. 1 2.75% $3,438
USAA Federal Savings Bank 1 3.38% $2,875
Morton Community Bank 1 3.88% $1,861
M&T Bank 1 4.00% $3,137

TERRE HAUTE Average Closing Costs & Other Stats

TERRE HAUTE, IN's 144 lenders originated 5,612 loans during 2021. The total origination value was $780,990,000, with an average loan value of $139,164.

TERRE HAUTE's average closing costs are $2,959.

The top TERRE HAUTE lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 407 loans originated. Their average total fees are $1,835, which is $848 lower than the next largest lender, First Financial Bank.

The lowest fee TERRE HAUTE lenders (with over 10 loans originated) are CRANE ($1,578), Old National Bank ($1,603), Regions Bank ($1,647), The Fountain Trust Company ($1,668) and RUOFF MORTGAGE COMPANY, INC. ($1,835).

The lowest rate TERRE HAUTE lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.97%), The Huntington National Bank (3.03%), Longview Bank & Trust (3.03%), BETTER MORTGAGE CORPORATION (3.07%) and JPMorgan Chase Bank (3.11%).

TERRE HAUTE, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
RUOFF MORTGAGE COMPANY, INC. $118,350,000 $128,575,000 8.6% 16.5%
First Financial Bank $2,035,000 $87,430,000 4,196.3% 11.2%
The Riddell National Bank $88,230,000 $70,250,000 -20.4% 9.0%
QUICKEN LOANS, LLC $42,475,000 $53,870,000 26.8% 6.9%
Terre Haute Savings Bank $57,605,000 $44,845,000 -22.2% 5.7%
Old National Bank $50,795,000 $40,860,000 -19.6% 5.2%
Fifth Third Bank $26,705,000 $33,470,000 25.3% 4.3%
GREENSTATE CREDIT UNION $27,005,000 n/a 3.5%
FREEDOM MORTGAGE CORPORATION $21,205,000 $22,550,000 6.3% 2.9%
Mortgage Research Center, LLC $10,930,000 $16,600,000 51.9% 2.1%
First Merchants Bank $55,000 $15,715,000 28,472.7% 2.0%
First Farmers Bank and Trust Company $16,475,000 $14,580,000 -11.5% 1.9%
The Huntington National Bank $5,440,000 $8,870,000 63.1% 1.1%
CALIBER HOME LOANS, INC. $8,075,000 $7,275,000 -9.9% 0.9%
Wolfe Financial, Inc $5,060,000 $6,750,000 33.4% 0.9%
Prospect Bank $14,335,000 $6,690,000 -53.3% 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,310,000 $6,390,000 -12.6% 0.8%
LOANDEPOT.COM, LLC $3,490,000 $6,215,000 78.1% 0.8%
CRANE $3,945,000 $6,160,000 56.1% 0.8%
Wells Fargo Bank $5,075,000 $6,145,000 21.1% 0.8%
Farm Credit Mid-America, ACA $6,550,000 $5,810,000 -11.3% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $3,945,000 $5,780,000 46.5% 0.7%
Regions Bank $3,980,000 $5,670,000 42.5% 0.7%
GVC MORTGAGE, INC. $5,695,000 $5,410,000 -5.0% 0.7%
JPMorgan Chase Bank $3,655,000 $4,730,000 29.4% 0.6%
First Mid Bank & Trust $4,320,000 $4,445,000 2.9% 0.6%
Longview Bank & Trust $4,445,000 n/a 0.6%
PENNYMAC LOAN SERVICES, LLC $2,100,000 $4,270,000 103.3% 0.5%
The Fountain Trust Company $7,315,000 $3,970,000 -45.7% 0.5%
American Bank, N.A. $3,965,000 n/a 0.5%
ROYAL UNITED MORTGAGE LLC $4,245,000 $3,920,000 -7.7% 0.5%
BETTER MORTGAGE CORPORATION $530,000 $3,655,000 589.6% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,640,000 $3,100,000 89.0% 0.4%
NEWREZ LLC $1,590,000 $2,995,000 88.4% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,380,000 $2,890,000 21.4% 0.4%
EVANSVILLE TEACHERS $4,440,000 $2,860,000 -35.6% 0.4%
TEACHERS CREDIT UNION $2,430,000 $2,780,000 14.4% 0.4%
First Financial Bank $2,035,000 $2,715,000 33.4% 0.3%
NAVY FEDERAL CREDIT UNION $2,600,000 $2,445,000 -6.0% 0.3%
NEW DAY FINANCIAL, LLC $2,525,000 $2,260,000 -10.5% 0.3%
AMERIFIRST FINANCIAL CORPORATION $1,810,000 $2,205,000 21.8% 0.3%
Northwest Bank $1,110,000 $2,105,000 89.6% 0.3%
Elements Financial Federal Credit Union $2,780,000 $1,985,000 -28.6% 0.3%
UNITED WHOLESALE MORTGAGE, LLC $1,370,000 $1,910,000 39.4% 0.2%
USAA Federal Savings Bank $3,965,000 $1,895,000 -52.2% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $2,280,000 $1,810,000 -20.6% 0.2%
Carrington Mortgage Services, LLC $2,695,000 $1,760,000 -34.7% 0.2%
PNC Bank $720,000 $1,715,000 138.2% 0.2%
Blue Ridge Bank $520,000 $1,700,000 226.9% 0.2%
GUARANTEED RATE, INC. $515,000 $1,600,000 210.7% 0.2%
Barrington Bank & Trust Company, N.A. $1,270,000 $1,555,000 22.4% 0.2%
HOME POINT FINANCIAL CORPORATION $755,000 $1,545,000 104.6% 0.2%
Owen County State Bank $1,415,000 $1,545,000 9.2% 0.2%
The Federal Savings Bank $1,645,000 $1,485,000 -9.7% 0.2%
Catlin Bank $2,515,000 $1,450,000 -42.3% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,120,000 $1,450,000 29.5% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,290,000 $1,260,000 -2.3% 0.2%
BROKER SOLUTIONS, INC. $1,425,000 $1,250,000 -12.3% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,045,000 $1,240,000 18.7% 0.2%
HOMESIDE FINANCIAL, LLC $1,215,000 n/a 0.2%
HALLMARK HOME MORTGAGE, LLC $1,755,000 $1,180,000 -32.8% 0.2%
U.S. Bank $1,730,000 $1,125,000 -35.0% 0.1%
Northpointe Bank $810,000 $1,095,000 35.2% 0.1%
AMERICAN FINANCING CORPORATION $320,000 $920,000 187.5% 0.1%
SOFI LENDING CORP. $115,000 $910,000 691.3% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $750,000 $890,000 18.7% 0.1%
FAIR WAY LENDING LLC $640,000 $885,000 38.3% 0.1%
Bank of America $140,000 $865,000 517.9% 0.1%
CLEARPATH LENDING $1,420,000 $860,000 -39.4% 0.1%
INDIANA UNIVERSITY CREDIT UNION $715,000 $860,000 20.3% 0.1%
UNION HOME MORTGAGE CORP. $300,000 $850,000 183.3% 0.1%
1ST SIGNATURE LENDING, LLC $845,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $575,000 $845,000 47.0% 0.1%
First Federal Bank of the Midwest $840,000 n/a 0.1%
The Farmers and Merchants Bank $310,000 $840,000 171.0% 0.1%
First Federal Bank of Kansas City $990,000 $835,000 -15.7% 0.1%
MID AMERICA MORTGAGE, INC. $460,000 $830,000 80.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,730,000 $820,000 -52.6% 0.1%
First Federal Savings Bank $65,000 $815,000 1,153.8% 0.1%
First Savings Bank $775,000 n/a 0.1%
Nations Lending Corporation $200,000 $770,000 285.0% 0.1%
FLAT BRANCH MORTGAGE, INC. $140,000 $755,000 439.3% 0.1%
AMERICAN MORTGAGE SERVICE COMPANY $785,000 $705,000 -10.2% 0.1%
Baxter Credit Union $395,000 $705,000 78.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $850,000 $690,000 -18.8% 0.1%
LOANFLIGHT LENDING, LLC $670,000 n/a 0.1%
MJW Financial LLC $325,000 $670,000 106.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $195,000 $655,000 235.9% 0.1%
Magnolia Bank $305,000 $655,000 114.8% 0.1%
UNIVERSITY LENDING GROUP, LLC $370,000 $655,000 77.0% 0.1%
German American Bank $530,000 $650,000 22.6% 0.1%
Home Bank SB $750,000 $640,000 -14.7% 0.1%
Bank of England $220,000 $635,000 188.6% 0.1%
Flagstar Bank, FSB $170,000 $625,000 267.6% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $760,000 $590,000 -22.4% 0.1%
SOUTHWEST FUNDING, LP $590,000 n/a 0.1%
Three Rivers Federal Credit Union $585,000 n/a 0.1%
PURDUE FEDERAL CREDIT UNION $1,380,000 $565,000 -59.1% 0.1%
ENDEAVOR CAPITAL, LLC. $195,000 $560,000 187.2% 0.1%
Discover Bank $245,000 $535,000 118.4% 0.1%
Gateway First Bank $535,000 n/a 0.1%
INDIANA MEMBERS CREDIT UNION $715,000 $535,000 -25.2% 0.1%
BMO Harris Bank $430,000 $520,000 20.9% 0.1%
OPEN MORTGAGE, LLC $55,000 $510,000 827.3% 0.1%
The North Salem State Bank $1,475,000 $510,000 -65.4% 0.1%
Triumph Bank $585,000 $505,000 -13.7% 0.1%
21ST MORTGAGE CORPORATION $355,000 $495,000 39.4% 0.1%
Hoosier Heartland State Bank $815,000 $480,000 -41.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $510,000 $475,000 -6.9% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,405,000 $470,000 -66.5% 0.1%
LOANPAL, LLC $260,000 $455,000 75.0% 0.1%
NATIONS RELIABLE LENDING, LLC $450,000 n/a 0.1%
InterContinental Capital Group, Inc $400,000 $440,000 10.0% 0.1%
Citizens Bank $280,000 $435,000 55.4% 0.1%
Union Savings Bank $800,000 $410,000 -48.8% 0.1%
AMCAP MORTGAGE, LTD. $385,000 n/a 0.0%
Centier Bank $485,000 $380,000 -21.6% 0.0%
First National Bank $495,000 $380,000 -23.2% 0.0%
ZILLOW HOME LOANS, LLC $135,000 $380,000 181.5% 0.0%
Paramount Residential Mortgage Group, Inc. $380,000 $370,000 -2.6% 0.0%
Wyndham Capital Mortgage, Inc. $340,000 $365,000 7.4% 0.0%
Low VA Rates, LLC $885,000 $355,000 -59.9% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $345,000 n/a 0.0%
Citizens Bank $280,000 $335,000 19.6% 0.0%
DAS Acquisition Company, LLC $235,000 $335,000 42.6% 0.0%
Peoples Bank $335,000 n/a 0.0%
JLB CORPORATION $330,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $310,000 n/a 0.0%
Flanagan State Bank $310,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $105,000 $310,000 195.2% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $305,000 n/a 0.0%
Arvest Bank $300,000 n/a 0.0%
AURGROUP FINANCIAL CREDIT UNION, INC. $285,000 n/a 0.0%
The Peoples State Bank $395,000 $285,000 -27.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $275,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $390,000 $275,000 -29.5% 0.0%
South State Bank $275,000 n/a 0.0%
Colten Mortgage, LLC $125,000 $270,000 116.0% 0.0%
First Option Mortgage, LLC $520,000 $265,000 -49.0% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $265,000 n/a 0.0%
SIRVA MORTGAGE, INC. $265,000 n/a 0.0%
THE MORTGAGE WAREHOUSE,LLC $265,000 n/a 0.0%
First Midwest Bank $205,000 $260,000 26.8% 0.0%
ACADEMY MORTGAGE CORPORATION $470,000 $255,000 -45.7% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $155,000 $255,000 64.5% 0.0%
TJC Mortgage, Inc. $255,000 n/a 0.0%
Plains Commerce Bank $165,000 $250,000 51.5% 0.0%
Centra Credit Union $175,000 $245,000 40.0% 0.0%
NBKC BANK $710,000 $245,000 -65.5% 0.0%
Advisors Mortgage Group, L.L.C. $235,000 n/a 0.0%
CMG MORTGAGE, INC. $360,000 $235,000 -34.7% 0.0%
GSF Mortgage Corporation $235,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $145,000 $230,000 58.6% 0.0%
OCEANSIDE MORTGAGE COMPANY $460,000 $230,000 -50.0% 0.0%
PHH Mortgage Corporation $85,000 $230,000 170.6% 0.0%
RELIANCE FIRST CAPITAL, LLC $145,000 $230,000 58.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $375,000 $225,000 -40.0% 0.0%
LEADERONE FINANCIAL CORPORATION $200,000 $220,000 10.0% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,075,000 $220,000 -79.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $15,000 $220,000 1,366.7% 0.0%
MILESTONE HOME LENDING, LLC $350,000 $215,000 -38.6% 0.0%
NP, Inc. $225,000 $215,000 -4.4% 0.0%
First Guaranty Mortgage Corporation $1,110,000 $210,000 -81.1% 0.0%
American Community Bank of Indiana $1,170,000 $205,000 -82.5% 0.0%
EMM LOANS LLC $205,000 $205,000 0.0% 0.0%
GENEVA FINANCIAL, LLC $125,000 $205,000 64.0% 0.0%
Security Federal Savings Bank $205,000 n/a 0.0%
MORTGAGE MASTERS OF INDIANA, INC. $795,000 $200,000 -74.8% 0.0%
CELEBRITY HOME LOANS, LLC $205,000 $195,000 -4.9% 0.0%
PLANET HOME LENDING, LLC $285,000 $195,000 -31.6% 0.0%
SOUTHWEST STAGE FUNDING, LLC $195,000 n/a 0.0%
STEARNS LENDING, LLC $85,000 $195,000 129.4% 0.0%
THRIVENT Federal Credit Union $195,000 n/a 0.0%
TUCKER MORTGAGE, LLC $270,000 $195,000 -27.8% 0.0%
USAlliance Federal Credit Union $195,000 n/a 0.0%
Stifel Bank and Trust $755,000 $190,000 -74.8% 0.0%
Bankers' Bank $185,000 n/a 0.0%
UIF CORPORATION $185,000 n/a 0.0%
Figure Lending LLC $75,000 $180,000 140.0% 0.0%
Horizon Bank $110,000 $180,000 63.6% 0.0%
Bank of Springfield $175,000 n/a 0.0%
Manufacturers and Traders Trust Company $85,000 $175,000 105.9% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $520,000 $175,000 -66.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $170,000 n/a 0.0%
EVERETT FINANCIAL, INC. $135,000 $165,000 22.2% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $125,000 $165,000 32.0% 0.0%
The Farmers Bank, Frankfort, Indiana $160,000 n/a 0.0%
Crossroads Bank $155,000 n/a 0.0%
Mid-Continent Funding, Inc. $155,000 n/a 0.0%
TOGETHER CREDIT UNION $155,000 $155,000 0.0% 0.0%
First Internet Bank of Indiana $145,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $145,000 n/a 0.0%
Petefish, Skiles & Co. $145,000 n/a 0.0%
The Home Loan Expert LLC $145,000 n/a 0.0%
First Home Bank $55,000 $140,000 154.5% 0.0%
MORIA DEVELOPMENT, INC. $135,000 n/a 0.0%
Republic Bank & Trust Company $895,000 $130,000 -85.5% 0.0%
Credit Union 1 $285,000 $125,000 -56.1% 0.0%
Marine Bank $310,000 $125,000 -59.7% 0.0%
Peoples Bank $125,000 n/a 0.0%
UNITED $60,000 $125,000 108.3% 0.0%
TrustBank $115,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $115,000 n/a 0.0%
ASSEMBLIES OF GOD Credit Union $105,000 n/a 0.0%
CITIZENS EQUITY FIRST $105,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $310,000 $95,000 -69.4% 0.0%
Morton Community Bank $95,000 n/a 0.0%
Truist Bank $95,000 n/a 0.0%
AMERICAN ADVISORS GROUP $265,000 $90,000 -66.0% 0.0%
Chickasaw Community Bank $85,000 n/a 0.0%
CIBM Bank $65,000 $85,000 30.8% 0.0%
Industrial Federal Credit Union $85,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $75,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $75,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $155,000 $75,000 -51.6% 0.0%
1st Source Bank $285,000 $65,000 -77.2% 0.0%
KeyBank $70,000 $65,000 -7.1% 0.0%
PANORAMA MORTGAGE GROUP, LLC $65,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $75,000 $55,000 -26.7% 0.0%
First Federal Bank $55,000 n/a 0.0%
Regional Federal Credit Union $55,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $55,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 n/a 0.0%
DeMotte State Bank $45,000 n/a 0.0%
Iroquois Federal Savings and Loan Association $710,000 $35,000 -95.1% 0.0%
COMMONWEALTH $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $75,000 $25,000 -66.7% 0.0%
MEMBERS HERITAGE Credit Union $25,000 n/a 0.0%

TERRE HAUTE's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 16.5% market share. In second place, with 11.2%, is First Financial Bank, having originated $87,430,000 in loans. In third place, with 9.0%, is The Riddell National Bank, having originated $70,250,000 in loans. In fourth place, with 6.9%, is QUICKEN LOANS, LLC, having originated $53,870,000 in loans. In fifth place, with 5.7%, is Terre Haute Savings Bank, having originated $44,845,000 in loans.


TERRE HAUTE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $79,800 (-4.7%) $126,051 (2.6%) 0.30 554
2018-02-01 $79,900 (-1.8%) $132,013 (7.6%) 0.29 526
2018-03-01 $79,900 (-8.3%) $140,259 (9.9%) 0.28 480
2018-04-01 $91,850 (2.2%) $148,688 (13.2%) 0.31 498
2018-05-01 $94,950 (5.0%) $142,228 (2.9%) 0.32 499
2018-06-01 $109,900 (13.3%) $149,533 (5.6%) 0.37 533
2018-07-01 $110,975 (16.8%) $149,879 (5.0%) 0.37 553
2018-08-01 $111,600 (17.6%) $148,076 (3.1%) 0.37 551
2018-09-01 $109,700 (21.9%) $144,448 (0.6%) 0.37 605
2018-10-01 $105,575 (16.7%) $145,668 (6.1%) 0.36 628
2018-11-01 $104,925 (24.7%) $143,753 (10.4%) 0.36 614
2018-12-01 $95,000 (18.9%) $139,082 (9.8%) 0.33 583
2019-01-01 $92,925 (16.5%) $134,505 (6.7%) 0.32 564
2019-02-01 $90,725 (13.6%) $137,631 (4.3%) 0.31 521
2019-03-01 $91,929 (15.1%) $140,597 (0.2%) 0.30 487
2019-04-01 $95,750 (4.3%) $146,196 (-1.7%) 0.30 472
2019-05-01 $94,975 (0.0%) $151,676 (6.6%) 0.30 474
2019-06-01 $94,900 (-13.7%) $153,392 (2.6%) 0.30 527
2019-07-01 $105,675 (-4.8%) $159,942 (6.7%) 0.33 545
2019-08-01 $103,936 (-6.9%) $157,494 (6.4%) 0.33 562
2019-09-01 $101,666 (-7.3%) $154,748 (7.1%) 0.33 585
2019-10-01 $99,900 (-5.4%) $152,152 (4.5%) 0.32 599
2019-11-01 $94,900 (-9.6%) $147,804 (2.8%) 0.31 560
2019-12-01 $89,900 (-5.4%) $144,461 (3.9%) 0.30 522
2020-01-01 $96,200 (3.5%) $148,288 (10.3%) 0.32 529
2020-02-01 $99,500 (9.7%) $147,828 (7.4%) 0.32 558
2020-03-01 $99,800 (8.6%) $151,643 (7.9%) 0.31 480
2020-04-01 $99,900 (4.3%) $153,479 (5.0%) 0.31 447
2020-05-01 $109,900 (15.7%) $168,431 (11.1%) 0.33 400
2020-06-01 $116,100 (22.3%) $173,360 (13.0%) 0.34 392
2020-07-01 $136,725 (29.4%) $185,834 (16.2%) 0.40 366
2020-08-01 $122,000 (17.4%) $185,212 (17.6%) 0.35 369
2020-09-01 $120,000 (18.0%) $178,844 (15.6%) 0.34 363
2020-10-01 $119,950 (20.1%) $183,591 (20.7%) 0.34 321
2020-11-01 $109,925 (15.8%) $184,979 (25.2%) 0.32 320
2020-12-01 $102,450 (14.0%) $181,832 (25.9%) 0.30 299
2021-01-01 $99,900 (3.9%) $179,885 (21.3%) 0.30 262
2021-02-01 $117,450 (18.0%) $179,146 (21.2%) 0.34 227
2021-03-01 $118,600 (18.8%) $179,358 (18.3%) 0.34 211
2021-04-01 $137,450 (37.6%) $194,737 (26.9%) 0.37 187
2021-05-01 $149,800 (36.3%) $204,432 (21.4%) 0.40 201
2021-06-01 $133,900 (15.3%) $201,192 (16.1%) 0.35 237
2021-07-01 $129,900 (-5.0%) $194,364 (4.6%) 0.34 275
2021-08-01 $147,200 (20.7%) $210,891 (13.9%) 0.39 283
2021-09-01 $136,925 (14.1%) $202,768 (13.4%) 0.36 319
2021-10-01 $134,950 (12.5%) $210,077 (14.4%) 0.36 300
2021-11-01 $129,950 (18.2%) $209,060 (13.0%) 0.35 269
2021-12-01 $119,950 (17.1%) $209,110 (15.0%) 0.32 233
2022-01-01 $117,900 (18.0%) $197,614 (9.9%) 0.32 208
2022-02-01 $113,475 (-3.4%) $186,082 (3.9%) 0.29 183
2022-03-01 $127,400 (7.4%) $187,802 (4.7%) 0.32 170
2022-04-01 $135,450 (-1.5%) $198,758 (2.1%) 0.32 175
2022-05-01 $139,675 (-6.8%) $193,229 (-5.5%) 0.32 203
2022-06-01 $152,500 (13.9%) $215,016 (6.9%) 0.34 232
2022-07-01 $159,450 (22.8%) $209,875 (8.0%) 0.36 280
2022-08-01 $149,450 (1.5%) $207,178 (-1.8%) 0.34 310
2022-09-01 $154,250 (12.7%) $200,272 (-1.2%) 0.36 318
2022-10-01 $152,000 (12.6%) $205,106 (-2.4%) 0.36 330
2022-11-01 $161,975 (24.6%) $206,700 (-1.1%) 0.39 333
2022-12-01 $159,900 (33.3%) $207,370 (-0.8%) 0.39 296
2023-01-01 $156,425 (32.7%) $203,465 (3.0%) 0.39 286
2023-02-01 $152,950 (34.8%) $208,139 (11.9%) 0.37 253
TERRE HAUTE's median listing price for 2023-02-01 was $152,950, a difference of $39,475 (34.8%) versus the prior year and $-3,475 versus the prior month.

TERRE HAUTE's median listing price comes in at 37% of the national average.

TERRE HAUTE's average listing price for 2023-02-01 was $208,139, a difference of $22,057 (11.9%) versus the prior year and $4,674 versus the prior month.

For the 2023-02-01 period, TERRE HAUTE had 253 MLS listings, a difference of -33 listings (-12%) versus the prior month and 70 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 87 days 1,534 sqft
2018-02-01 88 days 1,533 sqft
2018-03-01 80 days 1,616 sqft
2018-04-01 61 days 1,724 sqft
2018-05-01 62 days 1,704 sqft
2018-06-01 60 days 1,701 sqft
2018-07-01 63 days 1,698 sqft
2018-08-01 64 days 1,726 sqft
2018-09-01 58 days 1,728 sqft
2018-10-01 64 days 1,740 sqft
2018-11-01 72 days 1,688 sqft
2018-12-01 78 days 1,659 sqft
2019-01-01 88 days 1,619 sqft
2019-02-01 92 days 1,599 sqft
2019-03-01 77 days 1,627 sqft
2019-04-01 58 days 1,659 sqft
2019-05-01 58 days 1,647 sqft
2019-06-01 57 days 1,637 sqft
2019-07-01 61 days 1,655 sqft
2019-08-01 66 days 1,620 sqft
2019-09-01 69 days 1,620 sqft
2019-10-01 73 days 1,620 sqft
2019-11-01 75 days 1,599 sqft
2019-12-01 88 days 1,599 sqft
2020-01-01 89 days 1,599 sqft
2020-02-01 89 days 1,575 sqft
2020-03-01 69 days 1,555 sqft
2020-04-01 72 days 1,565 sqft
2020-05-01 86 days 1,599 sqft
2020-06-01 87 days 1,599 sqft
2020-07-01 69 days 1,599 sqft
2020-08-01 66 days 1,599 sqft
2020-09-01 58 days 1,599 sqft
2020-10-01 61 days 1,599 sqft
2020-11-01 69 days 1,599 sqft
2020-12-01 71 days 1,599 sqft
2021-01-01 86 days 1,593 sqft
2021-02-01 87 days 1,599 sqft
2021-03-01 75 days 1,576 sqft
2021-04-01 73 days 1,599 sqft
2021-05-01 47 days 1,599 sqft
2021-06-01 39 days 1,665 sqft
2021-07-01 40 days 1,657 sqft
2021-08-01 45 days 1,755 sqft
2021-09-01 47 days 1,702 sqft
2021-10-01 51 days 1,632 sqft
2021-11-01 55 days 1,574 sqft
2021-12-01 67 days 1,548 sqft
2022-01-01 75 days 1,536 sqft
2022-02-01 77 days 1,553 sqft
2022-03-01 51 days 1,532 sqft
2022-04-01 44 days 1,584 sqft
2022-05-01 33 days 1,570 sqft
2022-06-01 39 days 1,632 sqft
2022-07-01 36 days 1,664 sqft
2022-08-01 40 days 1,637 sqft
2022-09-01 47 days 1,693 sqft
2022-10-01 54 days 1,704 sqft
2022-11-01 56 days 1,797 sqft
2022-12-01 66 days 1,626 sqft
2023-01-01 73 days 1,600 sqft
2023-02-01 75 days 1,602 sqft
TERRE HAUTE's median listing age (time on market) for 2023-02-01 was 75 days. This is -3% shorter than the same period one year ago.

TERRE HAUTE's median square footage for active listings during the 2023-02-01 period was 1,602 sqft. One year prior, the average listing was 1,553 sqft.

TERRE HAUTE, IN Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
47427 Terre Haute, IN $540 $580 $740 $980 $1,210
47438 Terre Haute, IN $530 $590 $740 $920 $1,230
47801 Terre Haute, IN $570 $640 $790 $990 $1,240
47802 Terre Haute, IN $550 $610 $760 $950 $1,200
47803 Terre Haute, IN $690 $760 $950 $1,190 $1,500
47804 Terre Haute, IN $570 $640 $790 $990 $1,240
47805 Terre Haute, IN $550 $610 $760 $950 $1,200
47807 Terre Haute, IN $530 $600 $740 $920 $1,170
47809 Terre Haute, IN $530 $600 $740 $920 $1,170
47831 Terre Haute, IN $530 $590 $740 $920 $1,160
47833 Terre Haute, IN $630 $670 $850 $1,150 $1,400
47834 Terre Haute, IN $560 $620 $770 $990 $1,210
47837 Terre Haute, IN $600 $640 $820 $1,020 $1,200
47840 Terre Haute, IN $560 $620 $770 $990 $1,210
47841 Terre Haute, IN $530 $590 $740 $940 $1,160
47842 Terre Haute, IN $530 $590 $740 $920 $1,160
47845 Terre Haute, IN $550 $610 $760 $950 $1,200
47846 Terre Haute, IN $550 $610 $760 $950 $1,200
47847 Terre Haute, IN $530 $590 $740 $920 $1,160
47850 Terre Haute, IN $530 $580 $740 $910 $1,230
47851 Terre Haute, IN $570 $640 $790 $990 $1,240
47853 Terre Haute, IN $590 $650 $810 $1,010 $1,280
47854 Terre Haute, IN $540 $590 $750 $930 $1,110
47857 Terre Haute, IN $560 $620 $770 $980 $1,210
47858 Terre Haute, IN $540 $590 $750 $930 $1,230
47863 Terre Haute, IN $530 $590 $740 $920 $1,160
47866 Terre Haute, IN $540 $600 $750 $940 $1,230
47868 Terre Haute, IN $710 $730 $940 $1,320 $1,590
47869 Terre Haute, IN $530 $580 $740 $910 $1,160
47870 Terre Haute, IN $570 $640 $790 $990 $1,240
47871 Terre Haute, IN $790 $880 $1,100 $1,370 $1,730
47874 Terre Haute, IN $700 $740 $970 $1,200 $1,350
47875 Terre Haute, IN $530 $590 $740 $920 $1,160
47876 Terre Haute, IN $530 $590 $740 $920 $1,160
47878 Terre Haute, IN $570 $640 $790 $990 $1,240
47879 Terre Haute, IN $580 $620 $810 $1,000 $1,280
47880 Terre Haute, IN $530 $590 $740 $920 $1,160
47881 Terre Haute, IN $570 $640 $790 $990 $1,240
47884 Terre Haute, IN $530 $590 $740 $920 $1,160
47885 Terre Haute, IN $530 $590 $740 $920 $1,160
47928 Terre Haute, IN $590 $660 $820 $1,020 $1,290
47932 Terre Haute, IN $550 $580 $740 $1,000 $1,230
47966 Terre Haute, IN $590 $660 $820 $1,020 $1,290
47974 Terre Haute, IN $530 $590 $740 $920 $1,160

2022 Average & Median Rent Data Statistics
TERRE HAUTE, IN average 1BR rent: $626, median: $610
TERRE HAUTE, IN average 2BR rent: $785, median: $760
TERRE HAUTE, IN average 3BR rent: $989, median: $950

TERRE HAUTE, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,445 $369,205,000 $151,004
Refi 1,798 $257,590,000 $143,265
Cash Out Refi 986 $130,540,000 $132,394
Home Improvement 225 $12,495,000 $55,533
Other 158 $11,160,000 $70,633

Terre Haute's most frequently cited loan purpose was Home Purchase, with 2,445 originations. The 2nd most popular reason was Refi, with 1,798 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 2,527 $355,595,000 $140,718
2.5-3% 1,511 $200,825,000 $132,909
<2.5% 670 $114,790,000 $171,328
4-5% 427 $40,495,000 $94,836
5-6% 71 $4,875,000 $68,662
6-7% 17 $1,225,000 $72,059
7-8% 11 $845,000 $76,818
Over 8% 10 $660,000 $66,000

During 2021, Terre Haute's most frequently originated rate bucket was 3-4%, with 2,527 originations.

Loan Sizing (TERRE HAUTE, IN MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 2,490 $156,120,000 $62,699
$100k-200k 2,202 $311,840,000 $141,617
$200k-400k 825 $215,585,000 $261,315
$400k-600k 81 $37,605,000 $464,259
$Over $1MM 8 $55,580,000 $6,947,500
$600k-1000k 6 $4,260,000 $710,000

TERRE HAUTE's loan sizing saw the bucket of loans from $100,000 or less with 2,490 originations, totaling $156,120,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,195 $325,155,000 $148,134
60-80% 1,580 $234,540,000 $148,443
40-60% 649 $94,945,000 $146,294
20-40% 353 $20,855,000 $59,079
Under 20% 218 $6,100,000 $27,982
Over 100% 48 $9,810,000 $204,375

TERRE HAUTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,195 originations, totaling $325,155,000 in origination value.