TERRE HAUTE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Terre Haute averaged
7.22%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.57% and
one month ago for the week of 2023-10-19, the
average rate was 7.56%.
Terre Haute's average rate one year ago was 6.64%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.94%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
| Terre Haute 30 Year Fixed Rate | 2023-11-22 | 7.22% |
| Terre Haute 30 Year Fixed Rate Refi | 2023-11-22 | 6.94% |
| Terre Haute 15 Year Fixed Rate | 2023-11-22 | 7.08% |
| Terre Haute 15 Year Fixed Rate Refi | 2023-11-22 | 6.27% |
| Terre Haute 30 Year FHA | 2023-11-22 | -0.31% |
| Terre Haute 30 Year FHA Refi | 2023-11-22 | -0.1% |
| Terre Haute 30 Year USDA | 2023-11-22 | 0.04% |
| Terre Haute 30 Year USDA Refi | 2023-11-22 | -0.2% |
| Terre Haute 30 Year VA | 2023-11-22 | -0.03% |
| Terre Haute 30 Year VA Refi | 2023-11-22 | 0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TERRE HAUTE, IN.
TERRE HAUTE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TERRE HAUTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TERRE HAUTE Average Closing Costs & Other Stats
TERRE HAUTE, IN's 131 lenders originated 4,270
loans during 2022. The total origination value was $583,930,000, with an average loan value of
$136,752.
TERRE HAUTE's average closing costs are $3,179.
The top TERRE HAUTE lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with
235 loans originated. Their average total fees are
$2,252, which is $582
lower than the next largest lender,
First Financial Bank.
The lowest fee TERRE HAUTE lenders (with over 10 loans originated) are
Old National Bank ($1,657), CRANE ($1,813), JPMorgan Chase Bank ($2,210), RUOFF MORTGAGE COMPANY, INC. ($2,252) and First Farmers Bank and Trust Company ($2,284).
The lowest rate TERRE HAUTE lenders (with over 10 loans originated) are
The Huntington National Bank (4.39%), LOANDEPOT.COM, LLC (4.56%), PRIMELENDING, A PLAINSCAPITAL COMPANY (4.67%), The Riddell National Bank (4.93%) and Wells Fargo Bank (4.96%).
TERRE HAUTE, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Financial Bank | $2,715,000 | $84,440,000 | 3,010.1% | 14.5% |
| RUOFF MORTGAGE COMPANY, INC. | $128,575,000 | $73,805,000 | -42.6% | 12.6% |
| The Riddell National Bank | $70,250,000 | $46,630,000 | -33.6% | 8.0% |
| Old National Bank | $40,860,000 | $29,825,000 | -27.0% | 5.1% |
| QUICKEN LOANS, LLC | $53,870,000 | $29,500,000 | -45.2% | 5.1% |
| WALKER & DUNLOP, LLC | $29,405,000 | n/a | 5.0% | |
| Fifth Third Bank | $33,470,000 | $29,230,000 | -12.7% | 5.0% |
| Terre Haute Savings Bank | $44,845,000 | $26,830,000 | -40.2% | 4.6% |
| Mortgage Research Center, LLC | $16,600,000 | $17,235,000 | 3.8% | 3.0% |
| First Farmers Bank and Trust Company | $14,580,000 | $12,660,000 | -13.2% | 2.2% |
| MOVEMENT MORTGAGE, LLC | $9,610,000 | n/a | 1.6% | |
| GVC MORTGAGE, INC. | $5,410,000 | $8,860,000 | 63.8% | 1.5% |
| Prospect Bank | $6,690,000 | $8,515,000 | 27.3% | 1.5% |
| Farm Credit Mid-America, ACA | $5,810,000 | $6,560,000 | 12.9% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $22,550,000 | $6,105,000 | -72.9% | 1.0% |
| CALIBER HOME LOANS, INC. | $7,275,000 | $6,060,000 | -16.7% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,890,000 | $5,750,000 | 99.0% | 1.0% |
| CRANE | $6,160,000 | $5,555,000 | -9.8% | 1.0% |
| The Huntington National Bank | $8,870,000 | $5,525,000 | -37.7% | 0.9% |
| LOANDEPOT.COM, LLC | $6,215,000 | $4,520,000 | -27.3% | 0.8% |
| First Mid Bank & Trust | $4,445,000 | $4,475,000 | 0.7% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,390,000 | $4,400,000 | -31.1% | 0.8% |
| Wells Fargo Bank | $6,145,000 | $4,400,000 | -28.4% | 0.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $470,000 | $2,895,000 | 516.0% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,780,000 | $2,895,000 | -49.9% | 0.5% |
| PNC Bank | $1,715,000 | $2,585,000 | 50.7% | 0.4% |
| First Option Mortgage, LLC | $265,000 | $2,480,000 | 835.8% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $2,445,000 | $2,460,000 | 0.6% | 0.4% |
| TEACHERS CREDIT UNION | $2,780,000 | $2,420,000 | -12.9% | 0.4% |
| EVANSVILLE TEACHERS | $2,860,000 | $2,260,000 | -21.0% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,810,000 | $2,250,000 | 24.3% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $4,270,000 | $2,240,000 | -47.5% | 0.4% |
| JPMorgan Chase Bank | $4,730,000 | $2,215,000 | -53.2% | 0.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,910,000 | $2,190,000 | 14.7% | 0.4% |
| Longview Bank & Trust | $4,445,000 | $2,060,000 | -53.7% | 0.4% |
| Elements Financial Federal Credit Union | $1,985,000 | $2,035,000 | 2.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,250,000 | $2,025,000 | 62.0% | 0.3% |
| Northwest Bank | $2,105,000 | $1,845,000 | -12.4% | 0.3% |
| WINTERWOOD MORTGAGE GROUP, LLC | $1,835,000 | n/a | 0.3% | |
| Barrington Bank & Trust Company, N.A. | $1,555,000 | $1,800,000 | 15.8% | 0.3% |
| USAA Federal Savings Bank | $1,895,000 | $1,795,000 | -5.3% | 0.3% |
| PURDUE FEDERAL CREDIT UNION | $565,000 | $1,690,000 | 199.1% | 0.3% |
| ROYAL UNITED MORTGAGE LLC | $3,920,000 | $1,650,000 | -57.9% | 0.3% |
| The Fountain Trust Company | $3,970,000 | $1,630,000 | -58.9% | 0.3% |
| INDIANA UNIVERSITY CREDIT UNION | $860,000 | $1,590,000 | 84.9% | 0.3% |
| Wolfe Financial, Inc | $6,750,000 | $1,590,000 | -76.4% | 0.3% |
| HALLMARK HOME MORTGAGE, LLC | $1,180,000 | $1,585,000 | 34.3% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,260,000 | $1,535,000 | -32.1% | 0.3% |
| Regions Bank | $5,670,000 | $1,465,000 | -74.2% | 0.3% |
| AMERIFIRST FINANCIAL CORPORATION | $2,205,000 | $1,455,000 | -34.0% | 0.2% |
| NEWREZ LLC | $2,995,000 | $1,355,000 | -54.8% | 0.2% |
| Owen County State Bank | $1,545,000 | $1,335,000 | -13.6% | 0.2% |
| Alliance Bank | $1,315,000 | n/a | 0.2% | |
| The Federal Savings Bank | $1,485,000 | $1,310,000 | -11.8% | 0.2% |
| Carrington Mortgage Services, LLC | $1,760,000 | $1,280,000 | -27.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $3,100,000 | $1,270,000 | -59.0% | 0.2% |
| GUARANTEED RATE, INC. | $1,600,000 | $1,185,000 | -25.9% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,450,000 | $1,105,000 | -23.8% | 0.2% |
| AMERICAN MORTGAGE SERVICE COMPANY | $705,000 | $1,080,000 | 53.2% | 0.2% |
| Hoosier Heartland State Bank | $480,000 | $1,060,000 | 120.8% | 0.2% |
| Blue Ridge Bank | $1,700,000 | $1,055,000 | -37.9% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $1,545,000 | $1,035,000 | -33.0% | 0.2% |
| STAR Financial Bank | $985,000 | n/a | 0.2% | |
| UNION HOME MORTGAGE CORP. | $850,000 | $980,000 | 15.3% | 0.2% |
| Notre Dame Federal Credit Union Corporation | $915,000 | n/a | 0.2% | |
| FORUM Credit Union | $910,000 | n/a | 0.2% | |
| The North Salem State Bank | $510,000 | $905,000 | 77.5% | 0.2% |
| BETTER MORTGAGE CORPORATION | $3,655,000 | $825,000 | -77.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $920,000 | $820,000 | -10.9% | 0.1% |
| Credit Union 1 | $125,000 | $810,000 | 548.0% | 0.1% |
| Union Savings Bank | $410,000 | $795,000 | 93.9% | 0.1% |
| First Financial Bank | $2,715,000 | $770,000 | -71.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $170,000 | $765,000 | 350.0% | 0.1% |
| Catlin Bank | $1,450,000 | $760,000 | -47.6% | 0.1% |
| First Merchants Bank | $15,715,000 | $760,000 | -95.2% | 0.1% |
| Flagstar Bank, FSB | $625,000 | $760,000 | 21.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $820,000 | $755,000 | -7.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,260,000 | $750,000 | -40.5% | 0.1% |
| LIMA ONE CAPITAL, LLC | $75,000 | $740,000 | 886.7% | 0.1% |
| Northpointe Bank | $1,095,000 | $715,000 | -34.7% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $755,000 | $680,000 | -9.9% | 0.1% |
| Ally Bank | $675,000 | n/a | 0.1% | |
| First Federal Bank of the Midwest | $840,000 | $650,000 | -22.6% | 0.1% |
| SIRVA MORTGAGE, INC. | $265,000 | $650,000 | 145.3% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $845,000 | $630,000 | -25.4% | 0.1% |
| NBKC BANK | $245,000 | $620,000 | 153.1% | 0.1% |
| BMO Harris Bank | $520,000 | $580,000 | 11.5% | 0.1% |
| First Federal Bank | $55,000 | $580,000 | 954.5% | 0.1% |
| Hometown Lenders, Inc. | $580,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $565,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $1,215,000 | $555,000 | -54.3% | 0.1% |
| Home Bank SB | $640,000 | $550,000 | -14.1% | 0.1% |
| Citizens Bank | $335,000 | $540,000 | 61.2% | 0.1% |
| The Farmers Bank, Frankfort, Indiana | $160,000 | $535,000 | 234.4% | 0.1% |
| JLB CORPORATION | $330,000 | $530,000 | 60.6% | 0.1% |
| Simmons Bank | $520,000 | n/a | 0.1% | |
| CIVIC FINANCIAL SERVICES, LLC | $505,000 | n/a | 0.1% | |
| NUMARK CREDIT UNION | $505,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,240,000 | $505,000 | -59.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $495,000 | $495,000 | 0.0% | 0.1% |
| First National Bank | $380,000 | $495,000 | 30.3% | 0.1% |
| U.S. Bank | $1,125,000 | $475,000 | -57.8% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $465,000 | n/a | 0.1% | |
| MYCUMORTGAGE, LLC | $460,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $450,000 | n/a | 0.1% | |
| Figure Lending LLC | $180,000 | $440,000 | 144.4% | 0.1% |
| Iroquois Federal Savings and Loan Association | $35,000 | $440,000 | 1,157.1% | 0.1% |
| TUCKER MORTGAGE, LLC | $195,000 | $440,000 | 125.6% | 0.1% |
| M&T Bank | $175,000 | $435,000 | 148.6% | 0.1% |
| Fortress Bank | $420,000 | n/a | 0.1% | |
| Bank of America | $865,000 | $405,000 | -53.2% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $400,000 | n/a | 0.1% | |
| GENERAL ELECTRIC CREDIT UNION | $395,000 | n/a | 0.1% | |
| Magnolia Bank | $655,000 | $390,000 | -40.5% | 0.1% |
| Citizens Bank | $335,000 | $385,000 | 14.9% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $845,000 | $380,000 | -55.0% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $255,000 | $375,000 | 47.1% | 0.1% |
| PLANET HOME LENDING, LLC | $195,000 | $375,000 | 92.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $590,000 | $370,000 | -37.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $55,000 | $370,000 | 572.7% | 0.1% |
| INDIANA MEMBERS CREDIT UNION | $535,000 | $360,000 | -32.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $230,000 | $355,000 | 54.3% | 0.1% |
| Vibrant Credit Union | $355,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $345,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $95,000 | $345,000 | 263.2% | 0.1% |
| DELTA COMMUNITY CREDIT UNION | $345,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $345,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $340,000 | n/a | 0.1% | |
| MJW Financial LLC | $670,000 | $340,000 | -49.3% | 0.1% |
| EVERETT FINANCIAL, INC. | $165,000 | $330,000 | 100.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $205,000 | $330,000 | 61.0% | 0.1% |
| Baxter Credit Union | $705,000 | $315,000 | -55.3% | 0.1% |
| Plains Commerce Bank | $250,000 | $315,000 | 26.0% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $310,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $310,000 | n/a | 0.1% | |
| Bank of Cleveland | $305,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $305,000 | n/a | 0.1% | |
| Bank of England | $635,000 | $295,000 | -53.5% | 0.1% |
| FAIR WAY LENDING LLC | $885,000 | $295,000 | -66.7% | 0.1% |
| Flanagan State Bank | $310,000 | $295,000 | -4.8% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $220,000 | $295,000 | 34.1% | 0.1% |
| Toyota Financial Savings Bank | $285,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $335,000 | $280,000 | -16.4% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $310,000 | $280,000 | -9.7% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $275,000 | n/a | 0.0% | |
| KeyBank | $65,000 | $275,000 | 323.1% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $475,000 | $275,000 | -42.1% | 0.0% |
| State Bank of Lizton | $275,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $275,000 | n/a | 0.0% | |
| Nations Lending Corporation | $770,000 | $265,000 | -65.6% | 0.0% |
| V.I.P. MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $260,000 | n/a | 0.0% | |
| German American Bank | $650,000 | $250,000 | -61.5% | 0.0% |
| The Farmers & Merchants State Bank | $245,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $145,000 | $240,000 | 65.5% | 0.0% |
| Equity Prime Mortgage LLC | $220,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $890,000 | $220,000 | -75.3% | 0.0% |
| Dollar Bank, Federal Savings Bank | $215,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $215,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $215,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $205,000 | n/a | 0.0% | |
| UNIVERSITY LENDING GROUP, LLC | $655,000 | $205,000 | -68.7% | 0.0% |
| ZILLOW HOME LOANS, LLC | $380,000 | $205,000 | -46.1% | 0.0% |
| Gateway First Bank | $535,000 | $200,000 | -62.6% | 0.0% |
| OPEN MORTGAGE, LLC | $510,000 | $200,000 | -60.8% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| INLAND BANK & TRUST | $195,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $145,000 | $195,000 | 34.5% | 0.0% |
| Low VA Rates, LLC | $355,000 | $175,000 | -50.7% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $830,000 | $175,000 | -78.9% | 0.0% |
| North American Savings Bank, F.S.B. | $175,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $165,000 | n/a | 0.0% | |
| MILESTONE HOME LENDING, LLC | $215,000 | $165,000 | -23.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $165,000 | n/a | 0.0% | |
| Discover Bank | $535,000 | $155,000 | -71.0% | 0.0% |
| The Peoples State Bank | $285,000 | $155,000 | -45.6% | 0.0% |
| MORIA DEVELOPMENT, INC. | $135,000 | $150,000 | 11.1% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $210,000 | $145,000 | -31.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $450,000 | $145,000 | -67.8% | 0.0% |
| Waterstone Mortgage Corporation | $145,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $690,000 | $140,000 | -79.7% | 0.0% |
| Merchants Bank of Indiana | $140,000 | n/a | 0.0% | |
| S1L, Inc. | $140,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $345,000 | $140,000 | -59.4% | 0.0% |
| AMERICAN ADVISORS GROUP | $90,000 | $135,000 | 50.0% | 0.0% |
| RAPID MORTGAGE COMPANY | $135,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $125,000 | n/a | 0.0% | |
| Honor Credit Union | $125,000 | n/a | 0.0% | |
| Truist | $95,000 | $125,000 | 31.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $655,000 | $120,000 | -81.7% | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | $200,000 | $120,000 | -40.0% | 0.0% |
| Centier Bank | $380,000 | $115,000 | -69.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $115,000 | n/a | 0.0% | |
| Horizon Bank | $180,000 | $110,000 | -38.9% | 0.0% |
| 1st Source Bank | $65,000 | $105,000 | 61.5% | 0.0% |
| Arvest Bank | $300,000 | $105,000 | -65.0% | 0.0% |
| Republic Bank & Trust Company | $130,000 | $105,000 | -19.2% | 0.0% |
| SOUTHWEST FUNDING, LP | $590,000 | $105,000 | -82.2% | 0.0% |
| EMM LOANS LLC | $205,000 | $95,000 | -53.7% | 0.0% |
| Heritage Federal Credit Union | $95,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $220,000 | $95,000 | -56.8% | 0.0% |
| Industrial Federal Credit Union | $85,000 | $90,000 | 5.9% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $85,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $75,000 | n/a | 0.0% | |
| Centra Credit Union | $245,000 | $75,000 | -69.4% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $75,000 | n/a | 0.0% | |
| LOANPAL, LLC | $455,000 | $75,000 | -83.5% | 0.0% |
| ML Mortgage Corp. | $75,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $370,000 | $75,000 | -79.7% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $60,000 | n/a | 0.0% | |
| City National Bank | $55,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $55,000 | n/a | 0.0% | |
| INB | $55,000 | n/a | 0.0% | |
| NBH Bank | $55,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $230,000 | $55,000 | -76.1% | 0.0% |
| Colten Mortgage, LLC | $270,000 | $45,000 | -83.3% | 0.0% |
| Independence Bank of Kentucky | $45,000 | n/a | 0.0% | |
| peoples trust and savings bank | $45,000 | n/a | 0.0% | |
| TOWER | $45,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $235,000 | $35,000 | -85.1% | 0.0% |
| GREENSTATE CREDIT UNION | $27,005,000 | $35,000 | -99.9% | 0.0% |
| HANSCOM | $35,000 | n/a | 0.0% | |
| First Savings Bank | $775,000 | $15,000 | -98.1% | 0.0% |
| Three Rivers Federal Credit Union | $585,000 | $15,000 | -97.4% | 0.0% |
TERRE HAUTE's top lender by overall market share is First Financial Bank, with 14.5% market share. In second place, with 12.6%, is RUOFF MORTGAGE COMPANY, INC., having originated $73,805,000 in loans. In third place, with 8.0%, is The Riddell National Bank, having originated $46,630,000 in loans. In fourth place, with 5.1%, is Old National Bank, having originated $29,825,000 in loans. In fifth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $29,500,000 in loans.
TERRE HAUTE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $79,800 (-4.7%) | $126,051 (2.6%) | 0.30 | 554 |
| 2018-02-01 | $79,900 (-1.8%) | $132,013 (7.6%) | 0.29 | 526 |
| 2018-03-01 | $79,900 (-8.3%) | $140,259 (9.9%) | 0.28 | 480 |
| 2018-04-01 | $91,750 (2.1%) | $148,714 (13.2%) | 0.31 | 498 |
| 2018-05-01 | $94,850 (4.9%) | $142,239 (2.9%) | 0.32 | 499 |
| 2018-06-01 | $109,900 (13.3%) | $149,697 (5.8%) | 0.37 | 533 |
| 2018-07-01 | $110,975 (16.8%) | $149,879 (5.0%) | 0.37 | 553 |
| 2018-08-01 | $111,600 (17.6%) | $148,076 (3.1%) | 0.37 | 551 |
| 2018-09-01 | $109,700 (21.9%) | $144,448 (0.6%) | 0.37 | 605 |
| 2018-10-01 | $105,575 (16.7%) | $145,668 (6.1%) | 0.36 | 628 |
| 2018-11-01 | $104,925 (24.7%) | $143,753 (10.4%) | 0.36 | 614 |
| 2018-12-01 | $95,000 (18.9%) | $139,082 (9.8%) | 0.33 | 583 |
| 2019-01-01 | $92,925 (16.5%) | $134,505 (6.7%) | 0.32 | 564 |
| 2019-02-01 | $90,725 (13.6%) | $137,631 (4.3%) | 0.31 | 521 |
| 2019-03-01 | $91,929 (15.1%) | $140,597 (0.2%) | 0.30 | 487 |
| 2019-04-01 | $95,914 (4.5%) | $146,261 (-1.7%) | 0.30 | 472 |
| 2019-05-01 | $94,975 (0.1%) | $151,676 (6.6%) | 0.30 | 474 |
| 2019-06-01 | $94,900 (-13.7%) | $153,392 (2.5%) | 0.30 | 527 |
| 2019-07-01 | $105,675 (-4.8%) | $159,942 (6.7%) | 0.33 | 545 |
| 2019-08-01 | $103,936 (-6.9%) | $157,494 (6.4%) | 0.33 | 562 |
| 2019-09-01 | $101,666 (-7.3%) | $154,748 (7.1%) | 0.33 | 585 |
| 2019-10-01 | $99,900 (-5.4%) | $152,152 (4.5%) | 0.32 | 599 |
| 2019-11-01 | $94,900 (-9.6%) | $147,804 (2.8%) | 0.31 | 560 |
| 2019-12-01 | $89,900 (-5.4%) | $144,461 (3.9%) | 0.30 | 522 |
| 2020-01-01 | $96,200 (3.5%) | $148,288 (10.3%) | 0.32 | 529 |
| 2020-02-01 | $99,500 (9.7%) | $147,828 (7.4%) | 0.33 | 558 |
| 2020-03-01 | $99,800 (8.6%) | $151,643 (7.9%) | 0.31 | 480 |
| 2020-04-01 | $99,900 (4.2%) | $153,479 (4.9%) | 0.31 | 447 |
| 2020-05-01 | $109,900 (15.7%) | $168,431 (11.1%) | 0.33 | 400 |
| 2020-06-01 | $116,100 (22.3%) | $173,360 (13.0%) | 0.34 | 392 |
| 2020-07-01 | $136,725 (29.4%) | $185,834 (16.2%) | 0.40 | 366 |
| 2020-08-01 | $122,000 (17.4%) | $185,212 (17.6%) | 0.35 | 369 |
| 2020-09-01 | $120,000 (18.0%) | $178,844 (15.6%) | 0.34 | 363 |
| 2020-10-01 | $119,950 (20.1%) | $183,591 (20.7%) | 0.34 | 321 |
| 2020-11-01 | $109,925 (15.8%) | $184,979 (25.2%) | 0.32 | 320 |
| 2020-12-01 | $102,450 (14.0%) | $181,832 (25.9%) | 0.30 | 299 |
| 2021-01-01 | $99,900 (3.9%) | $179,885 (21.3%) | 0.30 | 262 |
| 2021-02-01 | $117,450 (18.0%) | $179,146 (21.2%) | 0.34 | 227 |
| 2021-03-01 | $118,600 (18.8%) | $179,358 (18.3%) | 0.34 | 211 |
| 2021-04-01 | $137,450 (37.6%) | $194,737 (26.9%) | 0.37 | 187 |
| 2021-05-01 | $149,800 (36.3%) | $204,432 (21.4%) | 0.40 | 201 |
| 2021-06-01 | $133,900 (15.3%) | $201,192 (16.1%) | 0.35 | 237 |
| 2021-07-01 | $129,900 (-5.0%) | $194,364 (4.6%) | 0.34 | 275 |
| 2021-08-01 | $147,200 (20.7%) | $210,891 (13.9%) | 0.39 | 283 |
| 2021-09-01 | $136,925 (14.1%) | $202,768 (13.4%) | 0.37 | 319 |
| 2021-10-01 | $134,950 (12.5%) | $210,077 (14.4%) | 0.36 | 300 |
| 2021-11-01 | $129,950 (18.2%) | $209,060 (13.0%) | 0.35 | 269 |
| 2021-12-01 | $119,950 (17.1%) | $209,110 (15.0%) | 0.33 | 233 |
| 2022-01-01 | $117,900 (18.0%) | $197,614 (9.9%) | 0.32 | 208 |
| 2022-02-01 | $113,475 (-3.4%) | $186,082 (3.9%) | 0.30 | 183 |
| 2022-03-01 | $127,400 (7.4%) | $187,802 (4.7%) | 0.32 | 170 |
| 2022-04-01 | $135,450 (-1.5%) | $198,758 (2.1%) | 0.32 | 175 |
| 2022-05-01 | $139,675 (-6.8%) | $193,229 (-5.5%) | 0.32 | 203 |
| 2022-06-01 | $152,500 (13.9%) | $215,016 (6.9%) | 0.34 | 232 |
| 2022-07-01 | $159,450 (22.8%) | $209,875 (8.0%) | 0.36 | 280 |
| 2022-08-01 | $149,450 (1.5%) | $207,178 (-1.8%) | 0.35 | 310 |
| 2022-09-01 | $154,250 (12.7%) | $200,272 (-1.2%) | 0.36 | 318 |
| 2022-10-01 | $152,000 (12.6%) | $205,106 (-2.4%) | 0.36 | 330 |
| 2022-11-01 | $161,975 (24.6%) | $206,700 (-1.1%) | 0.39 | 333 |
| 2022-12-01 | $159,900 (33.3%) | $207,370 (-0.8%) | 0.39 | 296 |
| 2023-01-01 | $156,425 (32.7%) | $203,465 (3.0%) | 0.39 | 286 |
| 2023-02-01 | $152,950 (34.8%) | $208,139 (11.9%) | 0.37 | 253 |
| 2023-03-01 | $163,500 (28.3%) | $229,274 (22.1%) | 0.39 | 235 |
| 2023-04-01 | $165,000 (21.8%) | $227,332 (14.4%) | 0.38 | 219 |
| 2023-05-01 | $179,950 (28.8%) | $239,795 (24.1%) | 0.41 | 211 |
| 2023-06-01 | $175,913 (15.4%) | $236,436 (10.0%) | 0.40 | 229 |
| 2023-07-01 | $175,000 (9.8%) | $237,313 (13.1%) | 0.40 | 245 |
| 2023-08-01 | $168,200 (12.6%) | $229,431 (10.7%) | 0.39 | 278 |
| 2023-09-01 | $159,900 (3.7%) | $227,499 (13.6%) | 0.37 | 293 |
| 2023-10-01 | $159,850 (5.2%) | $223,992 (9.2%) | 0.38 | 328 |
TERRE HAUTE's median listing price for 2023-10-01 was $159,850, a difference of
$7,850
(5.2%) versus the prior year and
$-50 versus the prior month.
TERRE HAUTE's median listing price comes in at 38% of the national average.
TERRE HAUTE's average listing price for 2023-10-01 was $223,992, a difference of $18,886 (9.2%) versus the prior year and $-3,507 versus the prior month.
For the 2023-10-01 period, TERRE HAUTE had 328 MLS listings, a difference of 35 listings (12%) versus the prior month and -2 listings (-1%) versus the prior year.
TERRE HAUTE's median listing price comes in at 38% of the national average.
TERRE HAUTE's average listing price for 2023-10-01 was $223,992, a difference of $18,886 (9.2%) versus the prior year and $-3,507 versus the prior month.
For the 2023-10-01 period, TERRE HAUTE had 328 MLS listings, a difference of 35 listings (12%) versus the prior month and -2 listings (-1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TERRE HAUTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 82 days | 1,534 sqft |
| 2018-02-01 | 83 days | 1,533 sqft |
| 2018-03-01 | 74 days | 1,616 sqft |
| 2018-04-01 | 56 days | 1,723 sqft |
| 2018-05-01 | 60 days | 1,704 sqft |
| 2018-06-01 | 55 days | 1,701 sqft |
| 2018-07-01 | 58 days | 1,698 sqft |
| 2018-08-01 | 60 days | 1,726 sqft |
| 2018-09-01 | 54 days | 1,728 sqft |
| 2018-10-01 | 63 days | 1,740 sqft |
| 2018-11-01 | 67 days | 1,688 sqft |
| 2018-12-01 | 74 days | 1,659 sqft |
| 2019-01-01 | 85 days | 1,619 sqft |
| 2019-02-01 | 88 days | 1,599 sqft |
| 2019-03-01 | 73 days | 1,627 sqft |
| 2019-04-01 | 55 days | 1,659 sqft |
| 2019-05-01 | 57 days | 1,647 sqft |
| 2019-06-01 | 54 days | 1,637 sqft |
| 2019-07-01 | 60 days | 1,655 sqft |
| 2019-08-01 | 66 days | 1,620 sqft |
| 2019-09-01 | 69 days | 1,620 sqft |
| 2019-10-01 | 72 days | 1,620 sqft |
| 2019-11-01 | 74 days | 1,599 sqft |
| 2019-12-01 | 87 days | 1,599 sqft |
| 2020-01-01 | 88 days | 1,599 sqft |
| 2020-02-01 | 88 days | 1,575 sqft |
| 2020-03-01 | 67 days | 1,555 sqft |
| 2020-04-01 | 70 days | 1,565 sqft |
| 2020-05-01 | 81 days | 1,599 sqft |
| 2020-06-01 | 76 days | 1,599 sqft |
| 2020-07-01 | 58 days | 1,599 sqft |
| 2020-08-01 | 57 days | 1,599 sqft |
| 2020-09-01 | 51 days | 1,599 sqft |
| 2020-10-01 | 52 days | 1,599 sqft |
| 2020-11-01 | 57 days | 1,599 sqft |
| 2020-12-01 | 64 days | 1,599 sqft |
| 2021-01-01 | 74 days | 1,593 sqft |
| 2021-02-01 | 67 days | 1,599 sqft |
| 2021-03-01 | 54 days | 1,576 sqft |
| 2021-04-01 | 49 days | 1,599 sqft |
| 2021-05-01 | 31 days | 1,599 sqft |
| 2021-06-01 | 28 days | 1,665 sqft |
| 2021-07-01 | 33 days | 1,657 sqft |
| 2021-08-01 | 39 days | 1,755 sqft |
| 2021-09-01 | 40 days | 1,702 sqft |
| 2021-10-01 | 44 days | 1,632 sqft |
| 2021-11-01 | 47 days | 1,574 sqft |
| 2021-12-01 | 60 days | 1,548 sqft |
| 2022-01-01 | 57 days | 1,536 sqft |
| 2022-02-01 | 63 days | 1,553 sqft |
| 2022-03-01 | 39 days | 1,532 sqft |
| 2022-04-01 | 37 days | 1,584 sqft |
| 2022-05-01 | 28 days | 1,570 sqft |
| 2022-06-01 | 35 days | 1,632 sqft |
| 2022-07-01 | 33 days | 1,664 sqft |
| 2022-08-01 | 39 days | 1,637 sqft |
| 2022-09-01 | 45 days | 1,693 sqft |
| 2022-10-01 | 52 days | 1,704 sqft |
| 2022-11-01 | 53 days | 1,797 sqft |
| 2022-12-01 | 62 days | 1,626 sqft |
| 2023-01-01 | 71 days | 1,600 sqft |
| 2023-02-01 | 67 days | 1,602 sqft |
| 2023-03-01 | 58 days | 1,654 sqft |
| 2023-04-01 | 52 days | 1,600 sqft |
| 2023-05-01 | 38 days | 1,599 sqft |
| 2023-06-01 | 39 days | 1,602 sqft |
| 2023-07-01 | 40 days | 1,707 sqft |
| 2023-08-01 | 39 days | 1,779 sqft |
| 2023-09-01 | 46 days | 1,820 sqft |
| 2023-10-01 | 45 days | 1,765 sqft |
TERRE HAUTE's median listing age (time on market) for 2023-10-01 was 45 days.
This
is -14%
shorter
than the same period one year ago.
TERRE HAUTE's median square footage for active listings during the 2023-10-01 period was 1,765 sqft. One year prior, the average listing was 1,704 sqft.
TERRE HAUTE's median square footage for active listings during the 2023-10-01 period was 1,765 sqft. One year prior, the average listing was 1,704 sqft.
TERRE HAUTE, IN Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 47427 | Terre Haute, IN | $540 | $580 | $740 | $980 | $1,210 |
| 47438 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,230 |
| 47801 | Terre Haute, IN | $570 | $640 | $790 | $990 | $1,240 |
| 47802 | Terre Haute, IN | $550 | $610 | $760 | $950 | $1,200 |
| 47803 | Terre Haute, IN | $690 | $760 | $950 | $1,190 | $1,500 |
| 47804 | Terre Haute, IN | $570 | $640 | $790 | $990 | $1,240 |
| 47805 | Terre Haute, IN | $550 | $610 | $760 | $950 | $1,200 |
| 47807 | Terre Haute, IN | $530 | $600 | $740 | $920 | $1,170 |
| 47809 | Terre Haute, IN | $530 | $600 | $740 | $920 | $1,170 |
| 47831 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47833 | Terre Haute, IN | $630 | $670 | $850 | $1,150 | $1,400 |
| 47834 | Terre Haute, IN | $560 | $620 | $770 | $990 | $1,210 |
| 47837 | Terre Haute, IN | $600 | $640 | $820 | $1,020 | $1,200 |
| 47840 | Terre Haute, IN | $560 | $620 | $770 | $990 | $1,210 |
| 47841 | Terre Haute, IN | $530 | $590 | $740 | $940 | $1,160 |
| 47842 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47845 | Terre Haute, IN | $550 | $610 | $760 | $950 | $1,200 |
| 47846 | Terre Haute, IN | $550 | $610 | $760 | $950 | $1,200 |
| 47847 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47850 | Terre Haute, IN | $530 | $580 | $740 | $910 | $1,230 |
| 47851 | Terre Haute, IN | $570 | $640 | $790 | $990 | $1,240 |
| 47853 | Terre Haute, IN | $590 | $650 | $810 | $1,010 | $1,280 |
| 47854 | Terre Haute, IN | $540 | $590 | $750 | $930 | $1,110 |
| 47857 | Terre Haute, IN | $560 | $620 | $770 | $980 | $1,210 |
| 47858 | Terre Haute, IN | $540 | $590 | $750 | $930 | $1,230 |
| 47863 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47866 | Terre Haute, IN | $540 | $600 | $750 | $940 | $1,230 |
| 47868 | Terre Haute, IN | $710 | $730 | $940 | $1,320 | $1,590 |
| 47869 | Terre Haute, IN | $530 | $580 | $740 | $910 | $1,160 |
| 47870 | Terre Haute, IN | $570 | $640 | $790 | $990 | $1,240 |
| 47871 | Terre Haute, IN | $790 | $880 | $1,100 | $1,370 | $1,730 |
| 47874 | Terre Haute, IN | $700 | $740 | $970 | $1,200 | $1,350 |
| 47875 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47876 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47878 | Terre Haute, IN | $570 | $640 | $790 | $990 | $1,240 |
| 47879 | Terre Haute, IN | $580 | $620 | $810 | $1,000 | $1,280 |
| 47880 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47881 | Terre Haute, IN | $570 | $640 | $790 | $990 | $1,240 |
| 47884 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47885 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
| 47928 | Terre Haute, IN | $590 | $660 | $820 | $1,020 | $1,290 |
| 47932 | Terre Haute, IN | $550 | $580 | $740 | $1,000 | $1,230 |
| 47966 | Terre Haute, IN | $590 | $660 | $820 | $1,020 | $1,290 |
| 47974 | Terre Haute, IN | $530 | $590 | $740 | $920 | $1,160 |
2022 Average & Median Rent Data Statistics
TERRE HAUTE, IN average 1BR rent: $626, median: $610
TERRE HAUTE, IN average 2BR rent: $785, median: $760
TERRE HAUTE, IN average 3BR rent: $989, median: $950
TERRE HAUTE, IN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,175 | $389,465,000 | $179,064 |
| Refi | 795 | $79,895,000 | $100,497 |
| Cash Out Refi | 581 | $73,015,000 | $125,671 |
| Home Improvement | 436 | $21,010,000 | $48,188 |
| Other | 283 | $20,545,000 | $72,597 |
Terre Haute's most frequently cited loan purpose was Home Purchase, with 2,175 originations. The 2nd most popular reason was Refi, with 795 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,092 | $179,400,000 | $164,286 |
| 4-5% | 891 | $118,565,000 | $133,070 |
| 3-4% | 815 | $100,065,000 | $122,779 |
| 6-7% | 647 | $83,405,000 | $128,910 |
| 7-8% | 230 | $24,430,000 | $106,217 |
| 2.5-3% | 174 | $19,910,000 | $114,425 |
| <2.5% | 89 | $10,565,000 | $118,708 |
| Over 8% | 86 | $4,780,000 | $55,581 |
During 2022, Terre Haute's most frequently originated rate bucket was 5-6%, with 1,092 originations.
Loan Sizing (TERRE HAUTE, IN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 2,165 | $120,355,000 | $55,591 |
| $100k-200k | 1,385 | $195,485,000 | $141,144 |
| $200k-400k | 594 | $157,760,000 | $265,589 |
| $400k-600k | 99 | $46,265,000 | $467,323 |
| $600k-1000k | 17 | $11,925,000 | $701,471 |
| $Over $1MM | 10 | $52,140,000 | $5,214,000 |
TERRE HAUTE's loan sizing saw the bucket of loans from $100,000 or less with 2,165 originations, totaling $120,355,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,607 | $259,535,000 | $161,503 |
| 60-80% | 980 | $173,620,000 | $177,163 |
| 20-40% | 528 | $31,730,000 | $60,095 |
| Under 20% | 427 | $12,815,000 | $30,012 |
| 40-60% | 415 | $48,975,000 | $118,012 |
| Over 100% | 51 | $11,625,000 | $227,941 |
TERRE HAUTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,607 originations, totaling $259,535,000 in origination value.