Brunswick USDA Loan Rates, Closing Costs & Stats

BRUNSWICK, GA

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Brunswick's 11 lenders originated 19 USDA loans during 2023. The total origination value was $3,735,000, with an average USDA loan value of $196,579.

Brunswick USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Brunswick averaged 6.6% for the week of 2024-05-17, compared to the national average (all USDA variants) of 6.75% for the same period.

Brunswick's average USDA mortgage closing costs are $5,661.

The average rate for the prior week (2024-05-10) was 6.74% and one month ago for the week of 2024-04-12, the average rate was 6.47%.

The average rate one year ago was 6.25%.

For refis of the same type during the week of 2024-05-17, the average rate was 6.42%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Brunswick USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Brunswick level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Paramount Residential Mortgage Group, Inc. 4 6.69% $10,017
Century Mortgage Company DBA Century Lending Company 3 6.29% $6,848
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.88% $11,095
HOMESTAR FINANCIAL CORPORATION 2 6.50% $6,183
Loan Simple, Inc. 1 7.13% $10,081
Queensborough National Bank & Trust Company 1 6.63% $3,991
AMERICAN FINANCIAL NETWORK, INC. 1 5.50% $9,300
UNITED WHOLESALE MORTGAGE, LLC 1 5.63% $5,141
CMG MORTGAGE, INC. 1 6.50% $8,059
First Federal Bank 1 7.13% $4,171
GUARANTEED RATE, INC. 1 6.25% $6,988

The top Brunswick USDA lender as defined by loan originations is Paramount Residential Mortgage Group, Inc., with 4 USDA loans originated. Their average total fees are $10,017, which is $3,169 higher than the next largest lender, Century Mortgage Company DBA Century Lending Company.

The lowest fee Brunswick USDA lenders (with over 10 loans originated) are .

The lowest rate Brunswick USDA lenders (with over 10 loans originated) are .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $343,250 (-1.1%) $701,424 (1.6%) 0.00 1,061
2018-02-01 $344,950 (-1.4%) $681,628 (-1.6%) 0.00 1,143
2018-03-01 $344,900 (-1.4%) $693,006 (-0.9%) 0.00 1,216
2018-04-01 $347,450 (-1.2%) $682,517 (-3.4%) 0.00 1,268
2018-05-01 $349,900 (-1.5%) $683,589 (-5.2%) 0.00 1,270
2018-06-01 $359,000 (2.5%) $685,628 (-6.0%) 0.00 1,285
2018-07-01 $372,495 (8.0%) $700,969 (-1.2%) 0.00 1,272
2018-08-01 $349,900 (2.3%) $674,251 (-4.1%) 0.00 1,396
2018-09-01 $379,700 (9.4%) $705,882 (0.1%) 0.00 1,173
2018-10-01 $379,900 (9.5%) $711,138 (0.7%) 0.00 1,145
2018-11-01 $374,500 (7.2%) $684,753 (-2.2%) 0.00 1,138
2018-12-01 $359,000 (2.6%) $672,730 (-4.6%) 0.00 1,131
2019-01-01 $349,971 (2.0%) $672,737 (-4.1%) 0.00 1,116
2019-02-01 $349,900 (1.4%) $678,019 (-0.5%) 0.00 1,161
2019-03-01 $360,657 (4.6%) $699,236 (0.9%) 0.00 1,174
2019-04-01 $374,900 (7.9%) $720,345 (5.5%) 0.00 1,165
2019-05-01 $378,000 (8.0%) $719,914 (5.3%) 0.00 1,197
2019-06-01 $379,900 (5.8%) $721,623 (5.3%) 0.00 1,192
2019-07-01 $385,000 (3.4%) $743,323 (6.0%) 0.00 1,136
2019-08-01 $383,364 (9.6%) $749,130 (11.1%) 0.00 1,080
2019-09-01 $380,909 (0.3%) $747,713 (5.9%) 0.00 1,053
2019-10-01 $377,225 (-0.7%) $746,308 (5.0%) 0.00 1,036
2019-11-01 $375,000 (0.1%) $736,873 (7.6%) 0.00 1,031
2019-12-01 $375,000 (4.5%) $721,969 (7.3%) 0.00 1,009
2020-01-01 $379,000 (8.3%) $705,214 (4.8%) 0.00 959
2020-02-01 $382,000 (9.2%) $699,457 (3.2%) 0.00 1,060
2020-03-01 $384,975 (6.7%) $686,799 (-1.8%) 0.00 1,103
2020-04-01 $381,000 (1.6%) $675,710 (-6.2%) 0.00 1,099
2020-05-01 $388,000 (2.7%) $669,050 (-7.1%) 0.00 1,082
2020-06-01 $397,250 (4.6%) $684,477 (-5.2%) 0.00 1,018
2020-07-01 $399,000 (3.6%) $698,745 (-6.0%) 0.00 954
2020-08-01 $390,000 (1.7%) $708,144 (-5.5%) 0.00 845
2020-09-01 $382,000 (0.3%) $705,048 (-5.7%) 0.00 786
2020-10-01 $375,000 (-0.6%) $693,789 (-7.0%) 0.00 739
2020-11-01 $362,400 (-3.4%) $684,756 (-7.1%) 0.00 696
2020-12-01 $358,425 (-4.4%) $694,862 (-3.8%) 0.00 639
2021-01-01 $355,900 (-6.1%) $724,450 (2.7%) 0.00 596
2021-02-01 $349,950 (-8.4%) $701,529 (0.3%) 0.00 552
2021-03-01 $343,625 (-10.7%) $706,833 (2.9%) 0.00 519
2021-04-01 $346,600 (-9.0%) $708,710 (4.9%) 0.00 485
2021-05-01 $329,900 (-15.0%) $729,834 (9.1%) 0.00 488
2021-06-01 $345,749 (-13.0%) $692,805 (1.2%) 0.00 468
2021-07-01 $349,900 (-12.3%) $700,605 (0.3%) 0.00 452
2021-08-01 $354,400 (-9.1%) $673,866 (-4.8%) 0.00 470
2021-09-01 $361,675 (-5.3%) $692,041 (-1.8%) 0.00 472
2021-10-01 $375,000 (0.0%) $694,683 (0.1%) 0.00 444
2021-11-01 $384,194 (6.0%) $706,428 (3.2%) 0.00 450
2021-12-01 $399,900 (11.6%) $749,958 (7.9%) 0.00 397
2022-01-01 $420,096 (18.0%) $763,210 (5.4%) 0.00 364
2022-02-01 $435,716 (24.5%) $732,365 (4.4%) 0.00 363
2022-03-01 $399,900 (16.4%) $749,908 (6.1%) 0.00 349
2022-04-01 $379,900 (9.6%) $841,784 (18.8%) 0.00 344
2022-05-01 $398,118 (20.7%) $869,242 (19.1%) 0.00 372
2022-06-01 $389,175 (12.6%) $831,914 (20.1%) 0.00 385
2022-07-01 $412,400 (17.9%) $764,934 (9.2%) 0.00 401
2022-08-01 $412,200 (16.3%) $789,741 (17.2%) 0.00 415
2022-09-01 $419,654 (16.0%) $803,103 (16.1%) 0.00 421
2022-10-01 $399,900 (6.6%) $859,829 (23.8%) 0.00 450
2022-11-01 $398,925 (3.8%) $819,662 (16.0%) 0.00 467
2022-12-01 $395,000 (-1.2%) $820,740 (9.4%) 0.00 459
2023-01-01 $396,675 (-5.6%) $886,274 (16.1%) 0.00 400
2023-02-01 $394,950 (-9.4%) $877,333 (19.8%) 0.00 393
2023-03-01 $406,225 (1.6%) $881,636 (17.6%) 0.00 383
2023-04-01 $398,850 (5.0%) $897,049 (6.6%) 0.00 380
2023-05-01 $404,900 (1.7%) $924,711 (6.4%) 0.00 374
2023-06-01 $424,995 (9.2%) $955,380 (14.8%) 0.00 378
2023-07-01 $444,450 (7.8%) $1,022,430 (33.7%) 0.00 385
2023-08-01 $450,000 (9.2%) $1,038,490 (31.5%) 0.00 405
2023-09-01 $435,000 (3.7%) $988,232 (23.1%) 0.00 420
2023-10-01 $438,600 (9.7%) $943,351 (9.7%) 0.00 462
2023-11-01 $453,725 (13.7%) $960,844 (17.2%) 0.00 480
2023-12-01 $437,446 (10.8%) $924,216 (12.6%) 0.00 481
2024-01-01 $438,144 (10.5%) $902,642 (1.9%) 0.00 456
2024-02-01 $428,250 (8.4%) $901,857 (2.8%) 0.00 462
2024-03-01 $439,500 (8.2%) $960,538 (9.0%) 0.00 476
2024-04-01 $451,600 (13.2%) $967,326 (7.8%) 0.00 716
Brunswick's median listing price for 2024-04-01 was $451,600, a difference of $52,750 (13.2%) versus the prior year and $12,100 versus the prior month.

Brunswick's median listing price comes in at 0% of the national average.

Brunswick's average listing price for 2024-04-01 was $967,326, a difference of $70,277 (7.8%) versus the prior year and $6,788 versus the prior month.

For the 2024-04-01 period, Brunswick had 716 MLS listings, a difference of 240 listings (50%) versus the prior month and 336 listings (88%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,140 sqft
2018-02-01 0 days 2,113 sqft
2018-03-01 0 days 2,100 sqft
2018-04-01 0 days 2,103 sqft
2018-05-01 0 days 2,148 sqft
2018-06-01 0 days 2,185 sqft
2018-07-01 0 days 2,200 sqft
2018-08-01 0 days 2,205 sqft
2018-09-01 0 days 2,200 sqft
2018-10-01 0 days 2,201 sqft
2018-11-01 0 days 2,182 sqft
2018-12-01 0 days 2,104 sqft
2019-01-01 0 days 2,084 sqft
2019-02-01 0 days 2,052 sqft
2019-03-01 0 days 2,094 sqft
2019-04-01 0 days 2,158 sqft
2019-05-01 0 days 2,169 sqft
2019-06-01 0 days 2,200 sqft
2019-07-01 0 days 2,200 sqft
2019-08-01 0 days 2,200 sqft
2019-09-01 0 days 2,200 sqft
2019-10-01 0 days 2,200 sqft
2019-11-01 0 days 2,149 sqft
2019-12-01 0 days 2,143 sqft
2020-01-01 0 days 2,115 sqft
2020-02-01 0 days 2,076 sqft
2020-03-01 0 days 2,053 sqft
2020-04-01 0 days 2,091 sqft
2020-05-01 0 days 2,116 sqft
2020-06-01 0 days 2,135 sqft
2020-07-01 0 days 2,101 sqft
2020-08-01 0 days 2,079 sqft
2020-09-01 0 days 2,045 sqft
2020-10-01 0 days 2,063 sqft
2020-11-01 0 days 2,014 sqft
2020-12-01 0 days 1,994 sqft
2021-01-01 0 days 2,000 sqft
2021-02-01 0 days 2,002 sqft
2021-03-01 0 days 2,008 sqft
2021-04-01 0 days 1,951 sqft
2021-05-01 0 days 1,923 sqft
2021-06-01 0 days 1,924 sqft
2021-07-01 0 days 1,926 sqft
2021-08-01 0 days 1,995 sqft
2021-09-01 0 days 1,953 sqft
2021-10-01 0 days 2,032 sqft
2021-11-01 0 days 2,037 sqft
2021-12-01 0 days 2,114 sqft
2022-01-01 0 days 2,123 sqft
2022-02-01 0 days 2,034 sqft
2022-03-01 0 days 1,944 sqft
2022-04-01 0 days 1,922 sqft
2022-05-01 0 days 2,037 sqft
2022-06-01 0 days 1,984 sqft
2022-07-01 0 days 1,987 sqft
2022-08-01 0 days 1,961 sqft
2022-09-01 0 days 2,031 sqft
2022-10-01 0 days 2,029 sqft
2022-11-01 0 days 1,995 sqft
2022-12-01 0 days 1,953 sqft
2023-01-01 0 days 1,963 sqft
2023-02-01 0 days 2,000 sqft
2023-03-01 0 days 2,028 sqft
2023-04-01 0 days 1,975 sqft
2023-05-01 0 days 2,016 sqft
2023-06-01 0 days 2,058 sqft
2023-07-01 0 days 2,053 sqft
2023-08-01 0 days 2,040 sqft
2023-09-01 0 days 2,015 sqft
2023-10-01 0 days 2,039 sqft
2023-11-01 0 days 2,094 sqft
2023-12-01 0 days 2,006 sqft
2024-01-01 0 days 2,008 sqft
2024-02-01 0 days 1,932 sqft
2024-03-01 0 days 1,930 sqft
2024-04-01 0 days 1,929 sqft
Brunswick's median listing age (time on market) for 2024-04-01 was 0 days.

Brunswick's median square footage for active listings during the 2024-04-01 period was 1,929 sqft. One year prior, the average listing was 1,975 sqft.