Brunswick USDA Loan Rates, Closing Costs & Stats
BRUNSWICK, GA
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Brunswick's 11 lenders originated 19 USDA loans during 2023. The total origination value was $3,735,000, with an average USDA loan value of $196,579.
Brunswick USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Brunswick
averaged
6.92%
for the week of 2024-04-19, compared to the national average (all USDA variants) of
6.863% for the same period.
Brunswick's average USDA mortgage closing costs are $5,661.
The average rate for the prior week (2024-04-12) was
6.67% and
one month ago for the week of 2024-03-15, the
average rate was 6.45%.
The average rate one year ago was 6.09%.
For refis of the same type during the week of 2024-04-19, the average rate
was 6.53%.
Brunswick USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Brunswick level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Paramount Residential Mortgage Group, Inc. | 4 | 6.69% | $10,017 |
| Century Mortgage Company DBA Century Lending Company | 3 | 6.29% | $6,848 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 2 | 6.88% | $11,095 |
| HOMESTAR FINANCIAL CORPORATION | 2 | 6.50% | $6,183 |
| Loan Simple, Inc. | 1 | 7.13% | $10,081 |
| Queensborough National Bank & Trust Company | 1 | 6.63% | $3,991 |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | 5.50% | $9,300 |
| UNITED WHOLESALE MORTGAGE, LLC | 1 | 5.63% | $5,141 |
| CMG MORTGAGE, INC. | 1 | 6.50% | $8,059 |
| First Federal Bank | 1 | 7.13% | $4,171 |
| GUARANTEED RATE, INC. | 1 | 6.25% | $6,988 |
The top Brunswick USDA lender as defined by loan originations is Paramount Residential Mortgage Group, Inc., with
4 USDA loans originated. Their average total fees are
$10,017, which is $3,169
higher than the next largest lender,
Century Mortgage Company DBA Century Lending Company.
The lowest fee Brunswick USDA lenders (with over 10 loans originated) are
.
The lowest rate Brunswick USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $343,250 (-1.1%) | $701,424 (1.6%) | 0.00 | 1,061 |
| 2018-02-01 | $344,950 (-1.4%) | $681,628 (-1.6%) | 0.00 | 1,143 |
| 2018-03-01 | $344,900 (-1.4%) | $693,006 (-0.9%) | 0.00 | 1,216 |
| 2018-04-01 | $347,450 (-1.2%) | $682,517 (-3.4%) | 0.00 | 1,268 |
| 2018-05-01 | $349,900 (-1.5%) | $683,589 (-5.2%) | 0.00 | 1,270 |
| 2018-06-01 | $359,000 (2.5%) | $685,628 (-6.0%) | 0.00 | 1,285 |
| 2018-07-01 | $372,495 (8.0%) | $700,969 (-1.2%) | 0.00 | 1,272 |
| 2018-08-01 | $349,900 (2.3%) | $674,251 (-4.1%) | 0.00 | 1,396 |
| 2018-09-01 | $379,700 (9.4%) | $705,882 (0.1%) | 0.00 | 1,173 |
| 2018-10-01 | $379,900 (9.5%) | $711,138 (0.7%) | 0.00 | 1,145 |
| 2018-11-01 | $374,500 (7.2%) | $684,753 (-2.2%) | 0.00 | 1,138 |
| 2018-12-01 | $359,000 (2.6%) | $672,730 (-4.6%) | 0.00 | 1,131 |
| 2019-01-01 | $349,971 (2.0%) | $672,737 (-4.1%) | 0.00 | 1,116 |
| 2019-02-01 | $349,900 (1.4%) | $678,019 (-0.5%) | 0.00 | 1,161 |
| 2019-03-01 | $360,657 (4.6%) | $699,236 (0.9%) | 0.00 | 1,174 |
| 2019-04-01 | $374,900 (7.9%) | $720,345 (5.5%) | 0.00 | 1,165 |
| 2019-05-01 | $378,000 (8.0%) | $719,914 (5.3%) | 0.00 | 1,197 |
| 2019-06-01 | $379,900 (5.8%) | $721,623 (5.3%) | 0.00 | 1,192 |
| 2019-07-01 | $385,000 (3.4%) | $743,323 (6.0%) | 0.00 | 1,136 |
| 2019-08-01 | $383,364 (9.6%) | $749,130 (11.1%) | 0.00 | 1,080 |
| 2019-09-01 | $380,909 (0.3%) | $747,713 (5.9%) | 0.00 | 1,053 |
| 2019-10-01 | $377,225 (-0.7%) | $746,308 (5.0%) | 0.00 | 1,036 |
| 2019-11-01 | $375,000 (0.1%) | $736,873 (7.6%) | 0.00 | 1,031 |
| 2019-12-01 | $375,000 (4.5%) | $721,969 (7.3%) | 0.00 | 1,009 |
| 2020-01-01 | $379,000 (8.3%) | $705,214 (4.8%) | 0.00 | 959 |
| 2020-02-01 | $382,000 (9.2%) | $699,457 (3.2%) | 0.00 | 1,060 |
| 2020-03-01 | $384,975 (6.7%) | $686,799 (-1.8%) | 0.00 | 1,103 |
| 2020-04-01 | $381,000 (1.6%) | $675,710 (-6.2%) | 0.00 | 1,099 |
| 2020-05-01 | $388,000 (2.7%) | $669,050 (-7.1%) | 0.00 | 1,082 |
| 2020-06-01 | $397,250 (4.6%) | $684,477 (-5.2%) | 0.00 | 1,018 |
| 2020-07-01 | $399,000 (3.6%) | $698,745 (-6.0%) | 0.00 | 954 |
| 2020-08-01 | $390,000 (1.7%) | $708,144 (-5.5%) | 0.00 | 845 |
| 2020-09-01 | $382,000 (0.3%) | $705,048 (-5.7%) | 0.00 | 786 |
| 2020-10-01 | $375,000 (-0.6%) | $693,789 (-7.0%) | 0.00 | 739 |
| 2020-11-01 | $362,400 (-3.4%) | $684,756 (-7.1%) | 0.00 | 696 |
| 2020-12-01 | $358,425 (-4.4%) | $694,862 (-3.8%) | 0.00 | 639 |
| 2021-01-01 | $355,900 (-6.1%) | $724,450 (2.7%) | 0.00 | 596 |
| 2021-02-01 | $349,950 (-8.4%) | $701,529 (0.3%) | 0.00 | 552 |
| 2021-03-01 | $343,625 (-10.7%) | $706,833 (2.9%) | 0.00 | 519 |
| 2021-04-01 | $346,600 (-9.0%) | $708,710 (4.9%) | 0.00 | 485 |
| 2021-05-01 | $329,900 (-15.0%) | $729,834 (9.1%) | 0.00 | 488 |
| 2021-06-01 | $345,749 (-13.0%) | $692,805 (1.2%) | 0.00 | 468 |
| 2021-07-01 | $349,900 (-12.3%) | $700,605 (0.3%) | 0.00 | 452 |
| 2021-08-01 | $354,400 (-9.1%) | $673,866 (-4.8%) | 0.00 | 470 |
| 2021-09-01 | $361,675 (-5.3%) | $692,041 (-1.8%) | 0.00 | 472 |
| 2021-10-01 | $375,000 (0.0%) | $694,683 (0.1%) | 0.00 | 444 |
| 2021-11-01 | $384,194 (6.0%) | $706,428 (3.2%) | 0.00 | 450 |
| 2021-12-01 | $399,900 (11.6%) | $749,958 (7.9%) | 0.00 | 397 |
| 2022-01-01 | $420,096 (18.0%) | $763,210 (5.4%) | 0.00 | 364 |
| 2022-02-01 | $435,716 (24.5%) | $732,365 (4.4%) | 0.00 | 363 |
| 2022-03-01 | $399,900 (16.4%) | $749,908 (6.1%) | 0.00 | 349 |
| 2022-04-01 | $379,900 (9.6%) | $841,784 (18.8%) | 0.00 | 344 |
| 2022-05-01 | $398,118 (20.7%) | $869,242 (19.1%) | 0.00 | 372 |
| 2022-06-01 | $389,175 (12.6%) | $831,914 (20.1%) | 0.00 | 385 |
| 2022-07-01 | $412,400 (17.9%) | $764,934 (9.2%) | 0.00 | 401 |
| 2022-08-01 | $412,200 (16.3%) | $789,741 (17.2%) | 0.00 | 415 |
| 2022-09-01 | $419,654 (16.0%) | $803,103 (16.1%) | 0.00 | 421 |
| 2022-10-01 | $399,900 (6.6%) | $859,829 (23.8%) | 0.00 | 450 |
| 2022-11-01 | $398,925 (3.8%) | $819,662 (16.0%) | 0.00 | 467 |
| 2022-12-01 | $395,000 (-1.2%) | $820,740 (9.4%) | 0.00 | 459 |
| 2023-01-01 | $396,675 (-5.6%) | $886,274 (16.1%) | 0.00 | 400 |
| 2023-02-01 | $394,950 (-9.4%) | $877,333 (19.8%) | 0.00 | 393 |
| 2023-03-01 | $406,225 (1.6%) | $881,636 (17.6%) | 0.00 | 383 |
| 2023-04-01 | $398,850 (5.0%) | $897,049 (6.6%) | 0.00 | 380 |
| 2023-05-01 | $404,900 (1.7%) | $924,711 (6.4%) | 0.00 | 374 |
| 2023-06-01 | $424,995 (9.2%) | $955,380 (14.8%) | 0.00 | 378 |
| 2023-07-01 | $444,450 (7.8%) | $1,022,430 (33.7%) | 0.00 | 385 |
| 2023-08-01 | $450,000 (9.2%) | $1,038,490 (31.5%) | 0.00 | 405 |
| 2023-09-01 | $435,000 (3.7%) | $988,232 (23.1%) | 0.00 | 420 |
| 2023-10-01 | $438,600 (9.7%) | $943,351 (9.7%) | 0.00 | 462 |
| 2023-11-01 | $453,725 (13.7%) | $960,844 (17.2%) | 0.00 | 480 |
| 2023-12-01 | $437,446 (10.8%) | $924,216 (12.6%) | 0.00 | 481 |
| 2024-01-01 | $438,144 (10.5%) | $902,642 (1.9%) | 0.00 | 456 |
| 2024-02-01 | $428,250 (8.4%) | $901,857 (2.8%) | 0.00 | 462 |
| 2024-03-01 | $439,500 (8.2%) | $960,538 (9.0%) | 0.00 | 476 |
Brunswick's median listing price comes in at 0% of the national average.
Brunswick's average listing price for 2024-03-01 was $960,538, a difference of $78,902 (9.0%) versus the prior year and $58,681 versus the prior month.
For the 2024-03-01 period, Brunswick had 476 MLS listings, a difference of 14 listings (3%) versus the prior month and 93 listings (24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,140 sqft |
| 2018-02-01 | 0 days | 2,113 sqft |
| 2018-03-01 | 0 days | 2,100 sqft |
| 2018-04-01 | 0 days | 2,103 sqft |
| 2018-05-01 | 0 days | 2,148 sqft |
| 2018-06-01 | 0 days | 2,185 sqft |
| 2018-07-01 | 0 days | 2,200 sqft |
| 2018-08-01 | 0 days | 2,205 sqft |
| 2018-09-01 | 0 days | 2,200 sqft |
| 2018-10-01 | 0 days | 2,201 sqft |
| 2018-11-01 | 0 days | 2,182 sqft |
| 2018-12-01 | 0 days | 2,104 sqft |
| 2019-01-01 | 0 days | 2,084 sqft |
| 2019-02-01 | 0 days | 2,052 sqft |
| 2019-03-01 | 0 days | 2,094 sqft |
| 2019-04-01 | 0 days | 2,158 sqft |
| 2019-05-01 | 0 days | 2,169 sqft |
| 2019-06-01 | 0 days | 2,200 sqft |
| 2019-07-01 | 0 days | 2,200 sqft |
| 2019-08-01 | 0 days | 2,200 sqft |
| 2019-09-01 | 0 days | 2,200 sqft |
| 2019-10-01 | 0 days | 2,200 sqft |
| 2019-11-01 | 0 days | 2,149 sqft |
| 2019-12-01 | 0 days | 2,143 sqft |
| 2020-01-01 | 0 days | 2,115 sqft |
| 2020-02-01 | 0 days | 2,076 sqft |
| 2020-03-01 | 0 days | 2,053 sqft |
| 2020-04-01 | 0 days | 2,091 sqft |
| 2020-05-01 | 0 days | 2,116 sqft |
| 2020-06-01 | 0 days | 2,135 sqft |
| 2020-07-01 | 0 days | 2,101 sqft |
| 2020-08-01 | 0 days | 2,079 sqft |
| 2020-09-01 | 0 days | 2,045 sqft |
| 2020-10-01 | 0 days | 2,063 sqft |
| 2020-11-01 | 0 days | 2,014 sqft |
| 2020-12-01 | 0 days | 1,994 sqft |
| 2021-01-01 | 0 days | 2,000 sqft |
| 2021-02-01 | 0 days | 2,002 sqft |
| 2021-03-01 | 0 days | 2,008 sqft |
| 2021-04-01 | 0 days | 1,951 sqft |
| 2021-05-01 | 0 days | 1,923 sqft |
| 2021-06-01 | 0 days | 1,924 sqft |
| 2021-07-01 | 0 days | 1,926 sqft |
| 2021-08-01 | 0 days | 1,995 sqft |
| 2021-09-01 | 0 days | 1,953 sqft |
| 2021-10-01 | 0 days | 2,032 sqft |
| 2021-11-01 | 0 days | 2,037 sqft |
| 2021-12-01 | 0 days | 2,114 sqft |
| 2022-01-01 | 0 days | 2,123 sqft |
| 2022-02-01 | 0 days | 2,034 sqft |
| 2022-03-01 | 0 days | 1,944 sqft |
| 2022-04-01 | 0 days | 1,922 sqft |
| 2022-05-01 | 0 days | 2,037 sqft |
| 2022-06-01 | 0 days | 1,984 sqft |
| 2022-07-01 | 0 days | 1,987 sqft |
| 2022-08-01 | 0 days | 1,961 sqft |
| 2022-09-01 | 0 days | 2,031 sqft |
| 2022-10-01 | 0 days | 2,029 sqft |
| 2022-11-01 | 0 days | 1,995 sqft |
| 2022-12-01 | 0 days | 1,953 sqft |
| 2023-01-01 | 0 days | 1,963 sqft |
| 2023-02-01 | 0 days | 2,000 sqft |
| 2023-03-01 | 0 days | 2,028 sqft |
| 2023-04-01 | 0 days | 1,975 sqft |
| 2023-05-01 | 0 days | 2,016 sqft |
| 2023-06-01 | 0 days | 2,058 sqft |
| 2023-07-01 | 0 days | 2,053 sqft |
| 2023-08-01 | 0 days | 2,040 sqft |
| 2023-09-01 | 0 days | 2,015 sqft |
| 2023-10-01 | 0 days | 2,039 sqft |
| 2023-11-01 | 0 days | 2,094 sqft |
| 2023-12-01 | 0 days | 2,006 sqft |
| 2024-01-01 | 0 days | 2,008 sqft |
| 2024-02-01 | 0 days | 1,931 sqft |
| 2024-03-01 | 0 days | 1,932 sqft |
Brunswick's median square footage for active listings during the 2024-03-01 period was 1,932 sqft. One year prior, the average listing was 2,028 sqft.