Brunswick USDA Loan Rates, Closing Costs & Stats

BRUNSWICK, GA

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Brunswick's 11 lenders originated 19 USDA loans during 2023. The total origination value was $3,735,000, with an average USDA loan value of $196,579.

    Brunswick USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Brunswick averaged 6.36% for the week of 2024-12-13, compared to the national average (all USDA variants) of 6.303% for the same period.

    Brunswick's average USDA mortgage closing costs are $5,661.

    The average rate for the prior week (2024-12-06) was 6.49% and one month ago for the week of 2024-11-08, the average rate was 6.21%.

    The average rate one year ago was 6.78%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.37%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Brunswick USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Brunswick level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Paramount Residential Mortgage Group, Inc. 4 6.69% $10,017
    Century Mortgage Company DBA Century Lending Company 3 6.29% $6,848
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.88% $11,095
    HOMESTAR FINANCIAL CORPORATION 2 6.50% $6,183
    Loan Simple, Inc. 1 7.13% $10,081
    Queensborough National Bank & Trust Company 1 6.63% $3,991
    AMERICAN FINANCIAL NETWORK, INC. 1 5.50% $9,300
    UNITED WHOLESALE MORTGAGE, LLC 1 5.63% $5,141
    CMG MORTGAGE, INC. 1 6.50% $8,059
    First Federal Bank 1 7.13% $4,171
    GUARANTEED RATE, INC. 1 6.25% $6,988

    The top Brunswick USDA lender as defined by loan originations is Paramount Residential Mortgage Group, Inc., with 4 USDA loans originated. Their average total fees are $10,017, which is $3,169 higher than the next largest lender, Century Mortgage Company DBA Century Lending Company.

    The lowest fee Brunswick USDA lenders (with over 10 loans originated) are .

    The lowest rate Brunswick USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $343,250 (-1.1%) $701,424 (1.6%) 0.00 1,061
    2018-02-01 $344,950 (-1.4%) $681,628 (-1.6%) 0.00 1,143
    2018-03-01 $344,900 (-1.4%) $693,006 (-0.9%) 0.00 1,216
    2018-04-01 $347,450 (-1.2%) $682,517 (-3.4%) 0.00 1,268
    2018-05-01 $349,900 (-1.5%) $683,589 (-5.2%) 0.00 1,270
    2018-06-01 $359,000 (2.5%) $685,628 (-6.0%) 0.00 1,285
    2018-07-01 $372,495 (8.0%) $700,969 (-1.2%) 0.00 1,272
    2018-08-01 $349,900 (2.3%) $674,251 (-4.1%) 0.00 1,396
    2018-09-01 $379,700 (9.4%) $705,882 (0.1%) 0.00 1,173
    2018-10-01 $379,900 (9.5%) $711,138 (0.7%) 0.00 1,145
    2018-11-01 $374,500 (7.2%) $684,753 (-2.2%) 0.00 1,138
    2018-12-01 $359,000 (2.6%) $672,730 (-4.6%) 0.00 1,131
    2019-01-01 $349,971 (2.0%) $672,737 (-4.1%) 0.00 1,116
    2019-02-01 $349,900 (1.4%) $678,019 (-0.5%) 0.00 1,161
    2019-03-01 $360,657 (4.6%) $699,236 (0.9%) 0.00 1,174
    2019-04-01 $374,900 (7.9%) $720,345 (5.5%) 0.00 1,165
    2019-05-01 $378,000 (8.0%) $719,914 (5.3%) 0.00 1,197
    2019-06-01 $379,900 (5.8%) $721,623 (5.3%) 0.00 1,192
    2019-07-01 $385,000 (3.4%) $743,323 (6.0%) 0.00 1,136
    2019-08-01 $383,364 (9.6%) $749,130 (11.1%) 0.00 1,080
    2019-09-01 $380,909 (0.3%) $747,713 (5.9%) 0.00 1,053
    2019-10-01 $377,225 (-0.7%) $746,308 (5.0%) 0.00 1,036
    2019-11-01 $375,000 (0.1%) $736,873 (7.6%) 0.00 1,031
    2019-12-01 $375,000 (4.5%) $721,969 (7.3%) 0.00 1,009
    2020-01-01 $379,000 (8.3%) $705,214 (4.8%) 0.00 959
    2020-02-01 $382,000 (9.2%) $699,457 (3.2%) 0.00 1,060
    2020-03-01 $384,975 (6.7%) $686,799 (-1.8%) 0.00 1,103
    2020-04-01 $381,000 (1.6%) $675,710 (-6.2%) 0.00 1,099
    2020-05-01 $388,000 (2.7%) $669,050 (-7.1%) 0.00 1,082
    2020-06-01 $397,250 (4.6%) $684,477 (-5.2%) 0.00 1,018
    2020-07-01 $399,000 (3.6%) $698,745 (-6.0%) 0.00 954
    2020-08-01 $390,000 (1.7%) $708,144 (-5.5%) 0.00 845
    2020-09-01 $382,000 (0.3%) $705,048 (-5.7%) 0.00 786
    2020-10-01 $375,000 (-0.6%) $693,789 (-7.0%) 0.00 739
    2020-11-01 $362,400 (-3.4%) $684,756 (-7.1%) 0.00 696
    2020-12-01 $358,425 (-4.4%) $694,862 (-3.8%) 0.00 639
    2021-01-01 $355,900 (-6.1%) $724,450 (2.7%) 0.00 596
    2021-02-01 $349,950 (-8.4%) $701,529 (0.3%) 0.00 552
    2021-03-01 $343,625 (-10.7%) $706,833 (2.9%) 0.00 519
    2021-04-01 $346,600 (-9.0%) $708,710 (4.9%) 0.00 485
    2021-05-01 $329,900 (-15.0%) $729,834 (9.1%) 0.00 488
    2021-06-01 $345,749 (-13.0%) $692,805 (1.2%) 0.00 468
    2021-07-01 $349,900 (-12.3%) $700,605 (0.3%) 0.00 452
    2021-08-01 $354,400 (-9.1%) $673,866 (-4.8%) 0.00 470
    2021-09-01 $361,675 (-5.3%) $692,041 (-1.8%) 0.00 472
    2021-10-01 $375,000 (0.0%) $694,683 (0.1%) 0.00 444
    2021-11-01 $384,194 (6.0%) $706,428 (3.2%) 0.00 450
    2021-12-01 $399,900 (11.6%) $749,958 (7.9%) 0.00 397
    2022-01-01 $420,096 (18.0%) $763,210 (5.4%) 0.00 364
    2022-02-01 $435,716 (24.5%) $732,365 (4.4%) 0.00 363
    2022-03-01 $399,900 (16.4%) $749,908 (6.1%) 0.00 349
    2022-04-01 $379,900 (9.6%) $841,784 (18.8%) 0.00 344
    2022-05-01 $398,118 (20.7%) $869,242 (19.1%) 0.00 372
    2022-06-01 $389,175 (12.6%) $831,914 (20.1%) 0.00 385
    2022-07-01 $412,400 (17.9%) $764,934 (9.2%) 0.00 401
    2022-08-01 $412,200 (16.3%) $789,741 (17.2%) 0.00 415
    2022-09-01 $419,654 (16.0%) $803,103 (16.1%) 0.00 421
    2022-10-01 $399,900 (6.6%) $859,829 (23.8%) 0.00 450
    2022-11-01 $398,925 (3.8%) $819,662 (16.0%) 0.00 467
    2022-12-01 $395,000 (-1.2%) $820,740 (9.4%) 0.00 459
    2023-01-01 $396,675 (-5.6%) $886,274 (16.1%) 0.00 400
    2023-02-01 $394,950 (-9.4%) $877,333 (19.8%) 0.00 393
    2023-03-01 $406,225 (1.6%) $881,636 (17.6%) 0.00 383
    2023-04-01 $398,850 (5.0%) $897,049 (6.6%) 0.00 380
    2023-05-01 $404,900 (1.7%) $924,711 (6.4%) 0.00 374
    2023-06-01 $424,995 (9.2%) $955,380 (14.8%) 0.00 378
    2023-07-01 $444,450 (7.8%) $1,022,430 (33.7%) 0.00 385
    2023-08-01 $450,000 (9.2%) $1,038,490 (31.5%) 0.00 405
    2023-09-01 $435,000 (3.7%) $988,232 (23.1%) 0.00 420
    2023-10-01 $438,600 (9.7%) $943,351 (9.7%) 0.00 462
    2023-11-01 $453,725 (13.7%) $960,844 (17.2%) 0.00 480
    2023-12-01 $437,446 (10.8%) $924,216 (12.6%) 0.00 481
    2024-01-01 $438,144 (10.5%) $902,642 (1.9%) 0.00 456
    2024-02-01 $428,250 (8.4%) $901,857 (2.8%) 0.00 462
    2024-03-01 $439,500 (8.2%) $960,538 (9.0%) 0.00 476
    2024-04-01 $451,600 (13.2%) $967,326 (7.8%) 0.00 716
    2024-05-01 $449,450 (11.0%) $990,382 (7.1%) 0.00 742
    2024-06-01 $449,450 (5.8%) $1,005,736 (5.3%) 0.00 741
    2024-07-01 $440,498 (-0.9%) $990,001 (-3.2%) 0.00 803
    2024-08-01 $449,900 (0.0%) $999,875 (-3.7%) 0.00 814
    2024-09-01 $449,500 (3.3%) $981,178 (-0.7%) 0.00 843
    2024-10-01 $429,638 (-2.0%) $956,268 (1.4%) 0.00 820
    2024-11-01 $434,800 (-4.2%) $960,297 (-0.1%) 0.00 871
    Brunswick's median listing price for 2024-11-01 was $434,800, a difference of $-18,925 (-4.2%) versus the prior year and $5,162 versus the prior month.

    Brunswick's median listing price comes in at 0% of the national average.

    Brunswick's average listing price for 2024-11-01 was $960,297, a difference of $-547 (-0.1%) versus the prior year and $4,029 versus the prior month.

    For the 2024-11-01 period, Brunswick had 871 MLS listings, a difference of 51 listings (6%) versus the prior month and 391 listings (81%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brunswick (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,140 sqft
    2018-02-01 0 days 2,113 sqft
    2018-03-01 0 days 2,100 sqft
    2018-04-01 0 days 2,103 sqft
    2018-05-01 0 days 2,148 sqft
    2018-06-01 0 days 2,185 sqft
    2018-07-01 0 days 2,200 sqft
    2018-08-01 0 days 2,205 sqft
    2018-09-01 0 days 2,200 sqft
    2018-10-01 0 days 2,201 sqft
    2018-11-01 0 days 2,182 sqft
    2018-12-01 0 days 2,104 sqft
    2019-01-01 0 days 2,084 sqft
    2019-02-01 0 days 2,052 sqft
    2019-03-01 0 days 2,094 sqft
    2019-04-01 0 days 2,158 sqft
    2019-05-01 0 days 2,169 sqft
    2019-06-01 0 days 2,200 sqft
    2019-07-01 0 days 2,200 sqft
    2019-08-01 0 days 2,200 sqft
    2019-09-01 0 days 2,200 sqft
    2019-10-01 0 days 2,200 sqft
    2019-11-01 0 days 2,149 sqft
    2019-12-01 0 days 2,143 sqft
    2020-01-01 0 days 2,115 sqft
    2020-02-01 0 days 2,076 sqft
    2020-03-01 0 days 2,053 sqft
    2020-04-01 0 days 2,091 sqft
    2020-05-01 0 days 2,116 sqft
    2020-06-01 0 days 2,135 sqft
    2020-07-01 0 days 2,101 sqft
    2020-08-01 0 days 2,079 sqft
    2020-09-01 0 days 2,045 sqft
    2020-10-01 0 days 2,063 sqft
    2020-11-01 0 days 2,014 sqft
    2020-12-01 0 days 1,994 sqft
    2021-01-01 0 days 2,000 sqft
    2021-02-01 0 days 2,002 sqft
    2021-03-01 0 days 2,008 sqft
    2021-04-01 0 days 1,951 sqft
    2021-05-01 0 days 1,923 sqft
    2021-06-01 0 days 1,924 sqft
    2021-07-01 0 days 1,926 sqft
    2021-08-01 0 days 1,995 sqft
    2021-09-01 0 days 1,953 sqft
    2021-10-01 0 days 2,032 sqft
    2021-11-01 0 days 2,037 sqft
    2021-12-01 0 days 2,114 sqft
    2022-01-01 0 days 2,123 sqft
    2022-02-01 0 days 2,034 sqft
    2022-03-01 0 days 1,944 sqft
    2022-04-01 0 days 1,922 sqft
    2022-05-01 0 days 2,037 sqft
    2022-06-01 0 days 1,984 sqft
    2022-07-01 0 days 1,987 sqft
    2022-08-01 0 days 1,961 sqft
    2022-09-01 0 days 2,031 sqft
    2022-10-01 0 days 2,029 sqft
    2022-11-01 0 days 1,995 sqft
    2022-12-01 0 days 1,953 sqft
    2023-01-01 0 days 1,963 sqft
    2023-02-01 0 days 2,000 sqft
    2023-03-01 0 days 2,028 sqft
    2023-04-01 0 days 1,975 sqft
    2023-05-01 0 days 2,016 sqft
    2023-06-01 0 days 2,058 sqft
    2023-07-01 0 days 2,053 sqft
    2023-08-01 0 days 2,040 sqft
    2023-09-01 0 days 2,015 sqft
    2023-10-01 0 days 2,039 sqft
    2023-11-01 0 days 2,094 sqft
    2023-12-01 0 days 2,006 sqft
    2024-01-01 0 days 2,008 sqft
    2024-02-01 0 days 1,932 sqft
    2024-03-01 0 days 1,930 sqft
    2024-04-01 0 days 1,929 sqft
    2024-05-01 0 days 1,934 sqft
    2024-06-01 0 days 1,918 sqft
    2024-07-01 0 days 1,927 sqft
    2024-08-01 0 days 1,978 sqft
    2024-09-01 0 days 2,027 sqft
    2024-10-01 0 days 1,984 sqft
    2024-11-01 0 days 1,899 sqft
    Brunswick's median listing age (time on market) for 2024-11-01 was 0 days.

    Brunswick's median square footage for active listings during the 2024-11-01 period was 1,899 sqft. One year prior, the average listing was 2,094 sqft.