Guaranteed Rate Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300U3721PJGQZYY68

Tax ID: 36-4327855

5 stars - out of 5 stars, based on 441 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Guaranteed Rate is a large mortgage company specializing in Home Purchase and Refi loans. Guaranteed Rate has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Chicago, Boston, Los Angeles, San Francisco, and New York among others. Guaranteed Rate has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Guaranteed Rate is typically an average fee lendor.


Originations

194,871

Origination Dollar Volume (All Markets)

$73,838,525,000
Show all (125) awards

Relative Rate

Guaranteed Rate 's average 30 year fixed rate mortgage of loans were 3.01%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.14%.

Relative Fees

Guaranteed Rate 's average total fees for a 30 year fixed rate mortgage are $4,930.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 33,018 $10,540,800,000 $319,244 $4,179 2.91%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 14,319 $7,148,045,000 $499,200 $4,066 2.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 13,660 $6,833,150,000 $500,231 $3,221 2.66%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7,639 $5,447,835,000 $713,161 $4,844 2.76%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8,125 $3,787,195,000 $466,116 $5,834 2.92%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3,842 $2,025,900,000 $527,303 $4,609 2.73%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5,315 $1,908,765,000 $359,128 $3,544 2.70%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5,494 $1,784,120,000 $324,740 $5,482 2.89%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,438 $1,759,400,000 $511,751 $5,421 2.82%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2,132 $1,675,950,000 $786,093 $3,705 2.65%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3,083 $1,046,175,000 $339,337 $6,331 3.06%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2,280 $998,950,000 $438,136 $3,637 2.91%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2,898 $995,320,000 $343,451 $4,526 3.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,629 $876,005,000 $537,756 $5,099 2.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3,007 $819,775,000 $272,622 $4,440 2.85%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,796 $801,270,000 $286,577 $6,446 3.08%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,225 $788,695,000 $354,470 $5,503 2.99%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1,653 $775,685,000 $469,259 $3,302 2.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,939 $747,755,000 $385,640 $2,838 2.62%
Outside of Metro Areas 2,753 $690,265,000 $250,732 $4,432 2.97%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2,456 $628,510,000 $255,908 $3,260 2.94%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2,058 $611,430,000 $297,099 $5,203 2.97%
URBAN HONOLULU, HI (FHA|USDA|VA) 1,031 $594,015,000 $576,154 $9,448 2.80%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,663 $566,915,000 $340,899 $4,615 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,763 $546,855,000 $310,184 $5,192 3.12%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,183 $467,025,000 $394,780 $5,307 2.98%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1,253 $430,655,000 $343,699 $4,305 2.95%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,192 $420,200,000 $352,517 $5,022 2.86%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1,639 $414,465,000 $252,877 $4,717 2.87%
WILMINGTON, NC (FHA|USDA|VA) 1,293 $405,765,000 $313,817 $5,288 2.92%
RALEIGH-CARY, NC (FHA|USDA|VA) 1,236 $402,680,000 $325,793 $3,726 2.91%
WORCESTER, MA-CT (FHA|USDA|VA) 1,199 $400,495,000 $334,024 $4,095 2.95%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 958 $381,640,000 $398,372 $5,630 3.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,288 $379,840,000 $294,907 $3,041 2.98%
COLORADO SPRINGS, CO (FHA|USDA|VA) 972 $378,670,000 $389,578 $7,072 2.78%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 610 $353,350,000 $579,262 $4,106 2.88%
COLUMBUS, OH (FHA|USDA|VA) 1,316 $348,780,000 $265,030 $4,521 3.03%
BOISE CITY, ID (FHA|USDA|VA) 992 $340,710,000 $343,458 $5,174 2.99%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,325 $338,775,000 $255,679 $3,513 3.05%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 751 $332,875,000 $443,242 $5,362 2.90%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 782 $311,130,000 $397,864 $4,626 3.01%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 663 $308,885,000 $465,890 $4,509 2.81%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,330 $301,120,000 $226,406 $3,375 2.98%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 943 $295,465,000 $313,324 $3,801 2.94%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 534 $269,680,000 $505,019 $4,693 2.84%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 418 $246,500,000 $589,713 $7,143 2.94%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 946 $244,990,000 $258,975 $4,329 3.00%
STOCKTON, CA (FHA|USDA|VA) 564 $218,560,000 $387,518 $3,839 2.64%
BOULDER, CO (FHA|USDA|VA) 411 $210,825,000 $512,956 $3,392 2.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 560 $198,250,000 $354,018 $5,296 3.04%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 705 $193,735,000 $274,801 $4,695 2.93%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 572 $186,200,000 $325,524 $5,769 3.00%
SALT LAKE CITY, UT (FHA|USDA|VA) 481 $184,125,000 $382,796 $4,997 2.96%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 305 $179,295,000 $587,852 $5,325 2.83%
PITTSBURGH, PA (FHA|USDA|VA) 765 $174,485,000 $228,085 $4,862 2.91%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 612 $169,740,000 $277,353 $3,031 2.98%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 425 $165,795,000 $390,106 $3,661 2.94%
JACKSONVILLE, FL (FHA|USDA|VA) 627 $164,905,000 $263,006 $5,332 3.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 530 $150,360,000 $283,698 $6,267 2.99%
VALLEJO, CA (FHA|USDA|VA) 394 $146,330,000 $371,396 $4,357 2.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 626 $136,780,000 $218,498 $4,349 2.98%
TUCSON, AZ (FHA|USDA|VA) 545 $136,185,000 $249,881 $4,187 3.02%
JACKSONVILLE, NC (FHA|USDA|VA) 589 $132,065,000 $224,219 $5,574 2.91%
ANCHORAGE, AK (FHA|USDA|VA) 404 $131,620,000 $325,792 $5,748 2.85%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 443 $131,505,000 $296,851 $4,444 3.03%
PROVO-OREM, UT (FHA|USDA|VA) 303 $123,185,000 $406,551 $5,024 2.96%
ASHEVILLE, NC (FHA|USDA|VA) 387 $121,045,000 $312,778 $4,560 2.99%
GREEN BAY, WI (FHA|USDA|VA) 549 $118,855,000 $216,494 $3,059 2.95%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 345 $113,165,000 $328,014 $3,582 2.88%
OCEAN CITY, NJ (FHA|USDA|VA) 239 $111,505,000 $466,548 $4,723 2.88%
VISALIA, CA (FHA|USDA|VA) 410 $107,310,000 $261,732 $6,286 2.84%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 425 $107,035,000 $251,847 $3,233 3.03%
SALINAS, CA (FHA|USDA|VA) 209 $104,925,000 $502,033 $4,407 2.73%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 247 $102,245,000 $413,947 $5,524 2.95%
SPRINGFIELD, MA (FHA|USDA|VA) 436 $100,900,000 $231,422 $4,501 2.92%
MADISON, WI (FHA|USDA|VA) 344 $97,600,000 $283,721 $3,502 2.92%
Jackson, WY-ID (FHA|USDA|VA) 158 $97,290,000 $615,759 $4,784 2.87%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 316 $96,610,000 $305,728 $3,339 2.91%
EL PASO, TX (FHA|USDA|VA) 408 $93,310,000 $228,701 $6,213 3.04%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 239 $92,185,000 $385,711 $4,016 2.94%
BAKERSFIELD, CA (FHA|USDA|VA) 339 $90,145,000 $265,914 $3,724 2.71%
OKLAHOMA CITY, OK (FHA|USDA|VA) 386 $89,920,000 $232,953 $4,821 3.03%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 239 $89,685,000 $375,251 $6,755 2.99%
RENO, NV (FHA|USDA|VA) 225 $86,225,000 $383,222 $5,212 3.10%
FRESNO, CA (FHA|USDA|VA) 310 $84,780,000 $273,484 $3,281 2.64%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 383 $83,965,000 $219,230 $4,192 3.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 241 $83,855,000 $347,946 $4,218 2.87%
St. Marys, GA (FHA|USDA|VA) 346 $77,700,000 $224,566 $5,635 2.96%
Truckee-Grass Valley, CA (FHA|USDA|VA) 161 $77,385,000 $480,652 $4,001 2.86%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 307 $76,765,000 $250,049 $5,084 3.06%
Kill Devil Hills, NC (FHA|USDA|VA) 187 $75,955,000 $406,176 $4,440 3.01%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 215 $74,245,000 $345,326 $4,738 2.92%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 221 $73,025,000 $330,430 $5,530 3.02%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 289 $72,415,000 $250,571 $3,662 2.97%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 246 $72,250,000 $293,699 $4,461 2.93%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 252 $71,030,000 $281,865 $5,113 2.95%
Whitewater, WI (FHA|USDA|VA) 236 $68,310,000 $289,449 $3,220 2.97%
NEW BERN, NC (FHA|USDA|VA) 306 $67,790,000 $221,536 $4,244 2.94%
RICHMOND, VA (FHA|USDA|VA) 216 $67,500,000 $312,500 $3,376 2.84%
MODESTO, CA (FHA|USDA|VA) 230 $67,160,000 $292,000 $3,907 2.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 240 $66,930,000 $278,875 $4,497 3.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 150 $65,090,000 $433,933 $4,537 2.96%
Hailey, ID (FHA|USDA|VA) 130 $64,490,000 $496,077 $5,427 3.05%
Hilo, HI (FHA|USDA|VA) 144 $64,320,000 $446,667 $7,321 3.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 258 $64,270,000 $249,109 $4,922 3.08%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 261 $62,515,000 $239,521 $3,184 3.01%
NAPA, CA (FHA|USDA|VA) 118 $62,360,000 $528,475 $4,000 2.75%
Heber, UT (FHA|USDA|VA) 97 $62,355,000 $642,835 $5,366 3.01%
BEND, OR (FHA|USDA|VA) 120 $59,630,000 $496,917 $5,913 3.01%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 237 $58,755,000 $247,911 $6,227 3.03%
SIOUX FALLS, SD (FHA|USDA|VA) 241 $58,145,000 $241,266 $4,384 2.93%
CORPUS CHRISTI, TX (FHA|USDA|VA) 245 $57,475,000 $234,592 $6,020 3.14%
TULSA, OK (FHA|USDA|VA) 236 $56,690,000 $240,212 $5,659 3.08%
NILES, MI (FHA|USDA|VA) 158 $56,430,000 $357,152 $3,609 3.02%
Torrington, CT (FHA|USDA|VA) 188 $55,650,000 $296,011 $5,022 2.95%
PORT ST. LUCIE, FL (FHA|USDA|VA) 213 $54,895,000 $257,723 $5,198 2.99%
SALISBURY, MD-DE (FHA|USDA|VA) 195 $54,885,000 $281,462 $4,477 2.96%
FLORENCE, SC (FHA|USDA|VA) 285 $54,455,000 $191,070 $5,617 2.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 232 $53,760,000 $231,724 $5,811 3.13%
Edwards, CO (FHA|USDA|VA) 100 $53,400,000 $534,000 $3,758 2.92%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 197 $53,025,000 $269,162 $4,928 3.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 250 $52,350,000 $209,400 $4,083 3.03%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 233 $51,595,000 $221,438 $4,070 2.99%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 255 $48,555,000 $190,412 $4,574 2.95%
Kapaa, HI (FHA|USDA|VA) 71 $47,775,000 $672,887 $10,467 3.03%
Bozeman, MT (FHA|USDA|VA) 92 $46,230,000 $502,500 $4,780 3.06%
ROCHESTER, MN (FHA|USDA|VA) 184 $44,920,000 $244,130 $4,293 2.83%
BISMARCK, ND (FHA|USDA|VA) 172 $44,700,000 $259,884 $6,538 2.87%
Georgetown, SC (FHA|USDA|VA) 148 $44,680,000 $301,892 $4,919 2.95%
FORT COLLINS, CO (FHA|USDA|VA) 118 $42,880,000 $363,390 $3,760 2.98%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 144 $42,650,000 $296,181 $5,033 2.89%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 175 $41,895,000 $239,400 $5,936 3.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 162 $41,460,000 $255,926 $5,840 2.97%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 164 $40,980,000 $249,878 $3,425 3.07%
Sandpoint, ID (FHA|USDA|VA) 112 $40,700,000 $363,393 $5,891 2.89%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 177 $40,535,000 $229,011 $5,907 3.25%
READING, PA (FHA|USDA|VA) 191 $39,945,000 $209,136 $5,693 3.02%
ANN ARBOR, MI (FHA|USDA|VA) 127 $39,365,000 $309,961 $2,824 2.91%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 118 $38,820,000 $328,983 $5,063 3.08%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 178 $38,570,000 $216,685 $4,733 2.97%
LANCASTER, PA (FHA|USDA|VA) 152 $38,260,000 $251,711 $5,602 2.96%
APPLETON, WI (FHA|USDA|VA) 162 $36,720,000 $226,667 $3,678 2.94%
SAVANNAH, GA (FHA|USDA|VA) 152 $36,680,000 $241,316 $5,138 2.92%
OCALA, FL (FHA|USDA|VA) 175 $35,775,000 $204,429 $5,101 3.21%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 96 $35,770,000 $372,604 $4,504 2.90%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 215 $35,365,000 $164,488 $3,936 2.79%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 67 $35,055,000 $523,209 $5,693 2.99%
PUNTA GORDA, FL (FHA|USDA|VA) 144 $34,590,000 $240,208 $5,016 3.01%
THE VILLAGES, FL (FHA|USDA|VA) 130 $34,380,000 $264,462 $4,057 3.08%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 245 $33,125,000 $135,204 $4,160 2.98%
Faribault-Northfield, MN (FHA|USDA|VA) 164 $33,120,000 $201,951 $4,176 2.82%
BRUNSWICK, GA (FHA|USDA|VA) 111 $32,505,000 $292,838 $4,913 2.95%
ROANOKE, VA (FHA|USDA|VA) 139 $31,735,000 $228,309 $4,917 3.03%
GREELEY, CO (FHA|USDA|VA) 84 $31,550,000 $375,595 $3,415 2.94%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 120 $31,230,000 $260,250 $4,352 2.98%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 161 $31,085,000 $193,075 $6,830 3.24%
TALLAHASSEE, FL (FHA|USDA|VA) 139 $31,055,000 $223,417 $5,032 3.04%
AKRON, OH (FHA|USDA|VA) 161 $31,055,000 $192,888 $4,124 2.98%
YORK-HANOVER, PA (FHA|USDA|VA) 146 $30,550,000 $209,247 $5,531 3.01%
KNOXVILLE, TN (FHA|USDA|VA) 108 $30,410,000 $281,574 $4,032 2.99%
SANTA FE, NM (FHA|USDA|VA) 82 $30,310,000 $369,634 $5,358 3.04%
JOHNSON CITY, TN (FHA|USDA|VA) 141 $29,365,000 $208,262 $4,647 2.99%
FLINT, MI (FHA|USDA|VA) 197 $29,295,000 $148,706 $3,742 3.20%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 155 $28,805,000 $185,839 $3,749 2.85%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 66 $28,720,000 $435,152 $5,025 2.91%
Hudson, NY (FHA|USDA|VA) 102 $27,860,000 $273,137 $5,116 3.11%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 90 $27,320,000 $303,556 $4,679 3.02%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 78 $26,300,000 $337,179 $4,536 2.85%
Morehead City, NC (FHA|USDA|VA) 85 $25,225,000 $296,765 $4,194 2.91%
MISSOULA, MT (FHA|USDA|VA) 66 $24,140,000 $365,758 $5,826 2.89%
PUEBLO, CO (FHA|USDA|VA) 80 $23,950,000 $299,375 $6,465 2.83%
Breckenridge, CO (FHA|USDA|VA) 41 $23,915,000 $583,293 $3,997 2.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 110 $23,680,000 $215,273 $5,436 2.91%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 117 $23,325,000 $199,359 $3,699 3.07%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 108 $23,300,000 $215,741 $3,813 3.03%
Alamogordo, NM (FHA|USDA|VA) 141 $23,215,000 $164,645 $5,180 3.16%
CHICO, CA (FHA|USDA|VA) 78 $22,940,000 $294,103 $3,075 2.61%
ALBUQUERQUE, NM (FHA|USDA|VA) 92 $22,790,000 $247,717 $4,125 3.04%
GAINESVILLE, GA (FHA|USDA|VA) 74 $22,450,000 $303,378 $4,871 2.99%
ABILENE, TX (FHA|USDA|VA) 101 $22,285,000 $220,644 $6,444 3.05%
Marshalltown, IA (FHA|USDA|VA) 159 $22,165,000 $139,403 $4,012 2.99%
Lebanon, NH-VT (FHA|USDA|VA) 79 $22,165,000 $280,570 $3,932 2.93%
PEORIA, IL (FHA|USDA|VA) 156 $22,120,000 $141,795 $3,383 2.81%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 118 $21,880,000 $185,424 $5,734 3.02%
Outside of Metro Areas 49 $21,435,000 $437,449 $6,605 3.10%
Show Low, AZ (FHA|USDA|VA) 97 $21,175,000 $218,299 $4,205 3.08%
Jefferson, GA (FHA|USDA|VA) 85 $20,795,000 $244,647 $5,360 3.06%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 111 $20,515,000 $184,820 $4,627 2.97%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 120 $20,420,000 $170,167 $3,896 3.03%
REDDING, CA (FHA|USDA|VA) 71 $19,495,000 $274,577 $2,965 2.57%
Concord, NH (FHA|USDA|VA) 69 $19,445,000 $281,812 $3,935 2.92%
KANKAKEE, IL (FHA|USDA|VA) 106 $19,320,000 $182,264 $4,151 2.96%
RACINE, WI (FHA|USDA|VA) 85 $18,695,000 $219,941 $2,850 2.92%
Laconia, NH (FHA|USDA|VA) 64 $18,540,000 $289,688 $3,571 3.05%
Minot, ND (FHA|USDA|VA) 86 $18,530,000 $215,465 $5,873 2.89%
Ottawa, IL (FHA|USDA|VA) 108 $18,350,000 $169,907 $3,927 2.93%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 48 $18,340,000 $382,083 $5,729 2.87%
SPARTANBURG, SC (FHA|USDA|VA) 79 $18,175,000 $230,063 $4,090 3.04%
YUBA CITY, CA (FHA|USDA|VA) 65 $17,925,000 $275,769 $3,478 2.64%
CANTON-MASSILLON, OH (FHA|USDA|VA) 107 $17,905,000 $167,336 $4,153 3.01%
COLUMBIA, SC (FHA|USDA|VA) 86 $17,880,000 $207,907 $4,899 3.04%
Clearlake, CA (FHA|USDA|VA) 60 $17,710,000 $295,167 $3,930 2.96%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 75 $17,525,000 $233,667 $3,418 2.92%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 113 $17,025,000 $150,664 $3,517 2.67%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 65 $16,945,000 $260,692 $3,252 2.87%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 59 $16,595,000 $281,271 $3,842 3.02%
Gardnerville Ranchos, NV (FHA|USDA|VA) 32 $16,480,000 $515,000 $5,803 3.03%
DAYTON-KETTERING, OH (FHA|USDA|VA) 87 $16,345,000 $187,874 $3,488 2.98%
Vineyard Haven, MA (FHA|USDA|VA) 19 $16,115,000 $848,158 $6,067 2.86%
MERCED, CA (FHA|USDA|VA) 57 $15,945,000 $279,737 $4,286 2.68%
SPRINGFIELD, MO (FHA|USDA|VA) 87 $15,755,000 $181,092 $3,532 3.07%
Williston, ND (FHA|USDA|VA) 53 $15,685,000 $295,943 $7,514 2.93%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 55 $15,295,000 $278,091 $5,165 3.10%
LAS CRUCES, NM (FHA|USDA|VA) 67 $15,205,000 $226,940 $6,300 3.14%
ROCKFORD, IL (FHA|USDA|VA) 93 $14,955,000 $160,806 $3,783 2.91%
Statesboro, GA (FHA|USDA|VA) 76 $14,720,000 $193,684 $4,554 2.89%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 53 $14,595,000 $275,377 $4,640 2.93%
SALEM, OR (FHA|USDA|VA) 44 $14,230,000 $323,409 $5,771 3.05%
FLAGSTAFF, AZ (FHA|USDA|VA) 38 $14,220,000 $374,211 $3,488 2.99%
Sonora, CA (FHA|USDA|VA) 44 $14,140,000 $321,364 $3,755 2.90%
YUMA, AZ (FHA|USDA|VA) 60 $14,110,000 $235,167 $4,031 2.85%
BLOOMINGTON, IL (FHA|USDA|VA) 75 $13,815,000 $184,200 $2,838 2.84%
Key West, FL (FHA|USDA|VA) 23 $13,795,000 $599,783 $8,046 2.99%
EAST STROUDSBURG, PA (FHA|USDA|VA) 66 $13,760,000 $208,485 $5,532 3.17%
Red Wing, MN (FHA|USDA|VA) 60 $13,730,000 $228,833 $4,175 2.99%
Helena, MT (FHA|USDA|VA) 39 $13,715,000 $351,667 $5,361 2.94%
ROCHESTER, NY (FHA|USDA|VA) 72 $13,650,000 $189,583 $4,174 2.89%
DOVER, DE (FHA|USDA|VA) 51 $13,365,000 $262,059 $5,766 3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 61 $13,285,000 $217,787 $3,557 2.90%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 57 $13,005,000 $228,158 $3,193 2.97%
KINGSTON, NY (FHA|USDA|VA) 37 $12,915,000 $349,054 $4,878 3.09%
Glenwood Springs, CO (FHA|USDA|VA) 22 $12,870,000 $585,000 $4,131 2.98%
GAINESVILLE, FL (FHA|USDA|VA) 56 $12,780,000 $228,214 $5,539 3.11%
Albert Lea, MN (FHA|USDA|VA) 93 $12,605,000 $135,538 $4,457 2.62%
Holland, MI (FHA|USDA|VA) 31 $12,335,000 $397,903 $3,322 2.85%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 44 $12,080,000 $274,545 $3,221 3.12%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 41 $12,025,000 $293,293 $4,793 2.96%
MADERA, CA (FHA|USDA|VA) 43 $11,935,000 $277,558 $3,175 2.75%
Traverse City, MI (FHA|USDA|VA) 32 $11,710,000 $365,938 $3,284 2.93%
ROCKY MOUNT, NC (FHA|USDA|VA) 61 $11,475,000 $188,115 $5,653 2.98%
HUNTSVILLE, AL (FHA|USDA|VA) 53 $11,265,000 $212,547 $3,598 3.15%
TYLER, TX (FHA|USDA|VA) 42 $10,910,000 $259,762 $6,068 3.15%
Ukiah, CA (FHA|USDA|VA) 30 $10,860,000 $362,000 $3,912 2.90%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 39 $10,795,000 $276,795 $4,966 3.08%
ST. CLOUD, MN (FHA|USDA|VA) 52 $10,730,000 $206,346 $5,400 2.78%
Duncan, OK (FHA|USDA|VA) 72 $10,540,000 $146,389 $4,065 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 58 $10,100,000 $174,138 $2,498 3.00%
Easton, MD (FHA|USDA|VA) 24 $10,020,000 $417,500 $4,361 2.85%
BURLINGTON, NC (FHA|USDA|VA) 42 $9,950,000 $236,905 $4,039 3.00%
LYNCHBURG, VA (FHA|USDA|VA) 35 $9,915,000 $283,286 $4,020 2.95%
FARGO, ND-MN (FHA|USDA|VA) 42 $9,840,000 $234,286 $5,751 2.92%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 47 $9,785,000 $208,191 $4,318 2.98%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 46 $9,740,000 $211,739 $6,149 2.59%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 32 $9,740,000 $304,375 $5,568 2.87%
Waycross, GA (FHA|USDA|VA) 62 $9,710,000 $156,613 $4,841 3.08%
Sevierville, TN (FHA|USDA|VA) 28 $9,690,000 $346,071 $4,231 3.17%
BILLINGS, MT (FHA|USDA|VA) 34 $9,630,000 $283,235 $4,543 3.11%
WACO, TX (FHA|USDA|VA) 38 $9,550,000 $251,316 $5,973 3.22%
PITTSFIELD, MA (FHA|USDA|VA) 29 $9,525,000 $328,448 $4,225 3.02%
CARBONDALE-MARION, IL (FHA|USDA|VA) 63 $9,465,000 $150,238 $3,935 3.11%
Steamboat Springs, CO (FHA|USDA|VA) 17 $9,425,000 $554,412 $3,903 3.05%
Coos Bay, OR (FHA|USDA|VA) 28 $9,170,000 $327,500 $6,247 3.12%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 39 $9,015,000 $231,154 $4,037 3.23%
GREENVILLE, NC (FHA|USDA|VA) 51 $8,935,000 $175,196 $3,781 3.14%
HINESVILLE, GA (FHA|USDA|VA) 48 $8,920,000 $185,833 $4,713 3.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 26 $8,850,000 $340,385 $4,411 2.74%
BELLINGHAM, WA (FHA|USDA|VA) 23 $8,815,000 $383,261 $3,958 2.89%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 48 $8,710,000 $181,458 $3,415 3.06%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 28 $8,660,000 $309,286 $6,355 2.93%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 37 $8,415,000 $227,432 $4,083 2.90%
TOLEDO, OH (FHA|USDA|VA) 38 $8,370,000 $220,263 $3,476 2.95%
Brainerd, MN (FHA|USDA|VA) 33 $8,265,000 $250,455 $4,291 2.96%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 36 $8,190,000 $227,500 $5,289 3.08%
Newport, OR (FHA|USDA|VA) 22 $8,120,000 $369,091 $5,907 2.94%
Kalispell, MT (FHA|USDA|VA) 16 $8,110,000 $506,875 $5,715 2.85%
WENATCHEE, WA (FHA|USDA|VA) 16 $8,080,000 $505,000 $6,626 3.03%
SHERMAN-DENISON, TX (FHA|USDA|VA) 39 $8,005,000 $205,256 $5,516 3.34%
WINCHESTER, VA-WV (FHA|USDA|VA) 23 $7,925,000 $344,565 $5,111 2.79%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 39 $7,885,000 $202,179 $6,029 2.99%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 55 $7,815,000 $142,091 $4,147 3.05%
UTICA-ROME, NY (FHA|USDA|VA) 49 $7,775,000 $158,673 $4,893 3.00%
PANAMA CITY, FL (FHA|USDA|VA) 26 $7,760,000 $298,462 $7,003 3.15%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 28 $7,680,000 $274,286 $4,461 2.76%
Owatonna, MN (FHA|USDA|VA) 46 $7,630,000 $165,870 $5,001 2.77%
Watertown, SD (FHA|USDA|VA) 36 $7,590,000 $210,833 $4,922 2.98%
DULUTH, MN-WI (FHA|USDA|VA) 32 $7,510,000 $234,688 $4,005 2.93%
Granbury, TX (FHA|USDA|VA) 31 $7,475,000 $241,129 $6,881 3.14%
Brenham, TX (FHA|USDA|VA) 25 $7,325,000 $293,000 $6,698 3.25%
Athens, TX (FHA|USDA|VA) 12 $7,250,000 $604,167 $6,651 3.08%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 42 $7,220,000 $171,905 $3,593 3.13%
MEDFORD, OR (FHA|USDA|VA) 22 $7,200,000 $327,273 $4,901 3.00%
Weatherford, OK (FHA|USDA|VA) 33 $7,055,000 $213,788 $4,023 2.86%
Norfolk, NE (FHA|USDA|VA) 33 $6,905,000 $209,242 $5,201 2.85%
MUSKEGON, MI (FHA|USDA|VA) 32 $6,750,000 $210,938 $4,070 3.14%
Warsaw, IN (FHA|USDA|VA) 21 $6,665,000 $317,381 $3,452 2.96%
SUMTER, SC (FHA|USDA|VA) 37 $6,595,000 $178,243 $4,905 2.88%
LONGVIEW, WA (FHA|USDA|VA) 21 $6,595,000 $314,048 $5,429 2.91%
GRAND JUNCTION, CO (FHA|USDA|VA) 22 $6,570,000 $298,636 $3,851 3.10%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 29 $6,565,000 $226,379 $3,645 2.93%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 35 $6,545,000 $187,000 $4,322 3.09%
BATTLE CREEK, MI (FHA|USDA|VA) 43 $6,515,000 $151,512 $4,218 3.39%
MONROE, MI (FHA|USDA|VA) 32 $6,480,000 $202,500 $3,479 3.15%
Oak Harbor, WA (FHA|USDA|VA) 17 $6,445,000 $379,118 $4,258 2.85%
Keene, NH (FHA|USDA|VA) 22 $6,390,000 $290,455 $3,682 3.05%
GLENS FALLS, NY (FHA|USDA|VA) 40 $6,180,000 $154,500 $5,759 3.10%
ST. GEORGE, UT (FHA|USDA|VA) 15 $6,165,000 $411,000 $5,581 3.03%
LONGVIEW, TX (FHA|USDA|VA) 28 $6,160,000 $220,000 $5,801 3.16%
Plymouth, IN (FHA|USDA|VA) 32 $6,150,000 $192,188 $3,295 3.23%
Pahrump, NV (FHA|USDA|VA) 28 $6,150,000 $219,643 $5,838 3.36%
Eureka-Arcata, CA (FHA|USDA|VA) 20 $6,080,000 $304,000 $3,896 2.63%
WICHITA, KS (FHA|USDA|VA) 29 $5,965,000 $205,690 $3,169 2.90%
Fernley, NV (FHA|USDA|VA) 23 $5,895,000 $256,304 $6,654 3.08%
Rockport, TX (FHA|USDA|VA) 20 $5,840,000 $292,000 $5,622 3.27%
SHEBOYGAN, WI (FHA|USDA|VA) 27 $5,835,000 $216,111 $3,320 2.87%
WAUSAU-WESTON, WI (FHA|USDA|VA) 30 $5,800,000 $193,333 $2,910 3.06%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 29 $5,635,000 $194,310 $5,404 2.96%
LAFAYETTE, LA (FHA|USDA|VA) 29 $5,465,000 $188,448 $6,136 3.23%
Beaver Dam, WI (FHA|USDA|VA) 27 $5,435,000 $201,296 $4,006 3.04%
Nogales, AZ (FHA|USDA|VA) 19 $5,335,000 $280,789 $4,731 3.01%
Shawano, WI (FHA|USDA|VA) 28 $5,250,000 $187,500 $3,560 2.97%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 17 $5,225,000 $307,353 $4,203 2.78%
Shelbyville, TN (FHA|USDA|VA) 21 $5,195,000 $247,381 $6,535 3.04%
Bennington, VT (FHA|USDA|VA) 13 $5,125,000 $394,231 $4,188 3.07%
Fredericksburg, TX (FHA|USDA|VA) 11 $5,065,000 $460,455 $6,263 3.26%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 16 $4,910,000 $306,875 $3,906 3.05%
Brevard, NC (FHA|USDA|VA) 17 $4,715,000 $277,353 $5,122 2.91%
Payson, AZ (FHA|USDA|VA) 16 $4,670,000 $291,875 $4,204 3.01%
SPRINGFIELD, IL (FHA|USDA|VA) 22 $4,670,000 $212,273 $3,362 3.17%
Montrose, CO (FHA|USDA|VA) 11 $4,645,000 $422,273 $3,711 2.89%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 16 $4,570,000 $285,625 $3,563 3.16%
CARSON CITY, NV (FHA|USDA|VA) 12 $4,490,000 $374,167 $4,115 3.08%
Manitowoc, WI (FHA|USDA|VA) 24 $4,490,000 $187,083 $3,157 2.87%
Boone, NC (FHA|USDA|VA) 19 $4,485,000 $236,053 $3,729 2.82%
EL CENTRO, CA (FHA|USDA|VA) 18 $4,480,000 $248,889 $2,771 2.79%
FAIRBANKS, AK (FHA|USDA|VA) 14 $4,470,000 $319,286 $7,720 2.74%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 19 $4,395,000 $231,316 $3,122 3.05%
Seneca, SC (FHA|USDA|VA) 11 $4,385,000 $398,636 $3,718 2.86%
Forest City, NC (FHA|USDA|VA) 17 $4,375,000 $257,353 $3,739 3.28%
Berlin, NH (FHA|USDA|VA) 23 $4,235,000 $184,130 $4,184 3.00%
MIDLAND, TX (FHA|USDA|VA) 16 $4,180,000 $261,250 $5,676 3.08%
Barre, VT (FHA|USDA|VA) 14 $4,170,000 $297,857 $4,138 3.01%
GETTYSBURG, PA (FHA|USDA|VA) 19 $4,145,000 $218,158 $4,354 2.93%
Durango, CO (FHA|USDA|VA) 10 $4,120,000 $412,000 $3,411 2.89%
Baraboo, WI (FHA|USDA|VA) 16 $4,070,000 $254,375 $4,228 2.86%
Marion, NC (FHA|USDA|VA) 21 $4,035,000 $192,143 $3,655 3.29%
GOLDSBORO, NC (FHA|USDA|VA) 19 $4,025,000 $211,842 $4,084 2.99%
Garden City, KS (FHA|USDA|VA) 23 $4,005,000 $174,130 $4,123 3.11%
Aberdeen, WA (FHA|USDA|VA) 15 $3,995,000 $266,333 $3,705 2.99%
Rutland, VT (FHA|USDA|VA) 13 $3,985,000 $306,538 $5,300 3.00%
ERIE, PA (FHA|USDA|VA) 21 $3,945,000 $187,857 $4,132 3.03%
SYRACUSE, NY (FHA|USDA|VA) 19 $3,945,000 $207,632 $4,552 2.91%
Cambridge, MD (FHA|USDA|VA) 19 $3,945,000 $207,632 $5,097 3.09%
Rochelle, IL (FHA|USDA|VA) 26 $3,850,000 $148,077 $3,041 2.97%
Astoria, OR (FHA|USDA|VA) 8 $3,840,000 $480,000 $4,199 2.97%
AMARILLO, TX (FHA|USDA|VA) 14 $3,820,000 $272,857 $4,525 2.96%
Washington Court House, OH (FHA|USDA|VA) 25 $3,815,000 $152,600 $4,092 3.24%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 14 $3,780,000 $270,000 $4,638 2.69%
LEBANON, PA (FHA|USDA|VA) 19 $3,725,000 $196,053 $4,801 2.92%
Sanford, NC (FHA|USDA|VA) 16 $3,710,000 $231,875 $3,534 3.11%
Kerrville, TX (FHA|USDA|VA) 13 $3,665,000 $281,923 $6,084 2.86%
Pottsville, PA (FHA|USDA|VA) 21 $3,595,000 $171,190 $4,762 3.18%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 23 $3,575,000 $155,435 $4,031 3.00%
Ellensburg, WA (FHA|USDA|VA) 9 $3,535,000 $392,778 $5,274 3.10%
Prineville, OR (FHA|USDA|VA) 9 $3,515,000 $390,556 $7,007 3.12%
JACKSON, MI (FHA|USDA|VA) 16 $3,480,000 $217,500 $2,546 2.96%
LUBBOCK, TX (FHA|USDA|VA) 16 $3,460,000 $216,250 $6,675 3.12%
DOTHAN, AL (FHA|USDA|VA) 19 $3,415,000 $179,737 $3,680 2.95%
Woodward, OK (FHA|USDA|VA) 18 $3,320,000 $184,444 $4,738 2.89%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 17 $3,285,000 $193,235 $3,710 3.00%
MANKATO, MN (FHA|USDA|VA) 22 $3,270,000 $148,636 $4,219 2.53%
Dickinson, ND (FHA|USDA|VA) 14 $3,190,000 $227,857 $7,125 2.89%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 15 $3,135,000 $209,000 $4,485 3.06%
Cañon City, CO (FHA|USDA|VA) 9 $3,085,000 $342,778 $5,413 3.07%
Huntsville, TX (FHA|USDA|VA) 14 $3,030,000 $216,429 $5,852 2.79%
COLUMBUS, IN (FHA|USDA|VA) 11 $3,025,000 $275,000 $3,612 2.91%
LOGAN, UT-ID (FHA|USDA|VA) 9 $3,015,000 $335,000 $5,596 3.29%
Augusta-Waterville, ME (FHA|USDA|VA) 13 $2,985,000 $229,615 $3,302 3.17%
Gainesville, TX (FHA|USDA|VA) 10 $2,980,000 $298,000 $6,601 3.46%
Cullowhee, NC (FHA|USDA|VA) 10 $2,970,000 $297,000 $5,210 3.24%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 16 $2,940,000 $183,750 $2,430 3.19%
Ashtabula, OH (FHA|USDA|VA) 20 $2,930,000 $146,500 $5,109 3.01%
MONTGOMERY, AL (FHA|USDA|VA) 17 $2,925,000 $172,059 $4,913 3.34%
Sturgis, MI (FHA|USDA|VA) 15 $2,895,000 $193,000 $3,705 3.22%
Shelton, WA (FHA|USDA|VA) 9 $2,895,000 $321,667 $4,311 3.00%
MANSFIELD, OH (FHA|USDA|VA) 14 $2,860,000 $204,286 $4,271 2.95%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 14 $2,860,000 $204,286 $4,496 2.74%
IDAHO FALLS, ID (FHA|USDA|VA) 11 $2,835,000 $257,727 $5,887 3.18%
Wilson, NC (FHA|USDA|VA) 17 $2,815,000 $165,588 $4,819 3.08%
HARRISONBURG, VA (FHA|USDA|VA) 12 $2,800,000 $233,333 $4,799 3.11%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 16 $2,740,000 $171,250 $4,980 3.06%
BATON ROUGE, LA (FHA|USDA|VA) 15 $2,725,000 $181,667 $3,513 2.91%
JACKSON, MS (FHA|USDA|VA) 12 $2,710,000 $225,833 $4,592 2.87%
DUBUQUE, IA (FHA|USDA|VA) 8 $2,710,000 $338,750 $3,638 2.98%
EAU CLAIRE, WI (FHA|USDA|VA) 13 $2,705,000 $208,077 $3,093 2.98%
BANGOR, ME (FHA|USDA|VA) 11 $2,665,000 $242,273 $3,516 3.01%
Pontiac, IL (FHA|USDA|VA) 23 $2,645,000 $115,000 $5,095 2.62%
WARNER ROBINS, GA (FHA|USDA|VA) 15 $2,625,000 $175,000 $3,733 2.97%
Corsicana, TX (FHA|USDA|VA) 7 $2,615,000 $373,571 $12,210 2.82%
Roseburg, OR (FHA|USDA|VA) 10 $2,610,000 $261,000 $5,551 2.96%
Lewisburg, TN (FHA|USDA|VA) 11 $2,605,000 $236,818 $3,218 2.85%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 15 $2,555,000 $170,333 $4,318 3.11%
CORVALLIS, OR (FHA|USDA|VA) 6 $2,540,000 $423,333 $4,305 2.85%
Mitchell, SD (FHA|USDA|VA) 16 $2,530,000 $158,125 $3,508 2.55%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,500,000 $208,333 $4,998 3.05%
ODESSA, TX (FHA|USDA|VA) 5 $2,485,000 $497,000 $10,702 3.65%
Enterprise, AL (FHA|USDA|VA) 14 $2,450,000 $175,000 $3,920 3.02%
LINCOLN, NE (FHA|USDA|VA) 10 $2,430,000 $243,000 $4,574 2.84%
YAKIMA, WA (FHA|USDA|VA) 9 $2,425,000 $269,444 $5,530 2.89%
AMES, IA (FHA|USDA|VA) 14 $2,410,000 $172,143 $4,776 3.02%
STATE COLLEGE, PA (FHA|USDA|VA) 10 $2,400,000 $240,000 $3,137 2.85%
Port Angeles, WA (FHA|USDA|VA) 7 $2,395,000 $342,143 $2,773 2.87%
Richmond-Berea, KY (FHA|USDA|VA) 9 $2,395,000 $266,111 $3,155 3.00%
CHEYENNE, WY (FHA|USDA|VA) 7 $2,375,000 $339,286 $4,845 2.96%
HOT SPRINGS, AR (FHA|USDA|VA) 14 $2,370,000 $169,286 $3,410 3.00%
Moscow, ID (FHA|USDA|VA) 7 $2,365,000 $337,857 $5,183 3.05%
GRAND FORKS, ND-MN (FHA|USDA|VA) 12 $2,330,000 $194,167 $4,863 2.94%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 10 $2,320,000 $232,000 $4,814 3.14%
FOND DU LAC, WI (FHA|USDA|VA) 13 $2,315,000 $178,077 $3,188 3.16%
GRANTS PASS, OR (FHA|USDA|VA) 6 $2,310,000 $385,000 $3,878 3.00%
KOKOMO, IN (FHA|USDA|VA) 15 $2,295,000 $153,000 $4,444 2.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 11 $2,285,000 $207,727 $5,708 2.95%
Greeneville, TN (FHA|USDA|VA) 10 $2,260,000 $226,000 $4,576 2.90%
Jasper, IN (FHA|USDA|VA) 9 $2,255,000 $250,556 $5,539 3.00%
MANHATTAN, KS (FHA|USDA|VA) 13 $2,255,000 $173,462 $4,988 3.38%
MOBILE, AL (FHA|USDA|VA) 14 $2,250,000 $160,714 $3,814 3.07%
Hutchinson, MN (FHA|USDA|VA) 13 $2,235,000 $171,923 $3,691 2.73%
Roanoke Rapids, NC (FHA|USDA|VA) 8 $2,230,000 $278,750 $9,312 2.98%
Dixon, IL (FHA|USDA|VA) 12 $2,230,000 $185,833 $3,251 2.86%
LAWTON, OK (FHA|USDA|VA) 11 $2,225,000 $202,273 $4,490 2.76%
IOWA CITY, IA (FHA|USDA|VA) 9 $2,175,000 $241,667 $3,383 3.07%
TUSCALOOSA, AL (FHA|USDA|VA) 9 $2,155,000 $239,444 $3,785 3.15%
Alexandria, MN (FHA|USDA|VA) 11 $2,145,000 $195,000 $3,853 2.48%
Taos, NM (FHA|USDA|VA) 6 $2,140,000 $356,667 $4,904 3.10%
Mountain Home, ID (FHA|USDA|VA) 8 $2,110,000 $263,750 $7,178 3.15%
Jesup, GA (FHA|USDA|VA) 10 $2,080,000 $208,000 $5,673 2.95%
BLOOMINGTON, IN (FHA|USDA|VA) 7 $2,065,000 $295,000 $2,761 2.96%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $2,045,000 $227,222 $4,529 2.79%
ALBANY-LEBANON, OR (FHA|USDA|VA) 6 $2,030,000 $338,333 $4,977 3.06%
WICHITA FALLS, TX (FHA|USDA|VA) 12 $2,030,000 $169,167 $5,369 3.34%
Sandusky, OH (FHA|USDA|VA) 11 $2,015,000 $183,182 $3,747 3.15%
MIDLAND, MI (FHA|USDA|VA) 9 $2,015,000 $223,889 $2,964 3.07%
Albemarle, NC (FHA|USDA|VA) 8 $2,010,000 $251,250 $3,870 2.92%
Stevens Point, WI (FHA|USDA|VA) 10 $1,990,000 $199,000 $3,162 2.91%
Vincennes, IN (FHA|USDA|VA) 16 $1,990,000 $124,375 $2,974 3.29%
CLEVELAND, TN (FHA|USDA|VA) 9 $1,975,000 $219,444 $4,029 3.05%
Chillicothe, OH (FHA|USDA|VA) 10 $1,960,000 $196,000 $4,166 3.12%
LAWRENCE, KS (FHA|USDA|VA) 9 $1,935,000 $215,000 $3,294 3.07%
Freeport, IL (FHA|USDA|VA) 13 $1,935,000 $148,846 $3,130 3.05%
Brookings, SD (FHA|USDA|VA) 8 $1,930,000 $241,250 $5,447 2.92%
MORRISTOWN, TN (FHA|USDA|VA) 8 $1,910,000 $238,750 $5,131 3.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $1,910,000 $477,500 $3,924 3.13%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $1,900,000 $237,500 $4,489 2.67%
SPRINGFIELD, OH (FHA|USDA|VA) 11 $1,895,000 $172,273 $4,637 2.92%
Lake City, FL (FHA|USDA|VA) 9 $1,885,000 $209,444 $5,557 3.28%
COLUMBIA, MO (FHA|USDA|VA) 7 $1,885,000 $269,286 $2,655 2.75%
Marshall, MN (FHA|USDA|VA) 10 $1,880,000 $188,000 $3,781 2.91%
Wooster, OH (FHA|USDA|VA) 10 $1,870,000 $187,000 $3,497 3.05%
TWIN FALLS, ID (FHA|USDA|VA) 6 $1,850,000 $308,333 $5,817 2.75%
Salem, OH (FHA|USDA|VA) 12 $1,830,000 $152,500 $3,692 3.09%
Red Bluff, CA (FHA|USDA|VA) 11 $1,825,000 $165,909 $3,755 2.31%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 10 $1,810,000 $181,000 $4,133 3.09%
Menomonie, WI (FHA|USDA|VA) 8 $1,790,000 $223,750 $4,199 3.11%
Palatka, FL (FHA|USDA|VA) 8 $1,780,000 $222,500 $4,768 3.01%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,775,000 $355,000 $3,205 2.88%
Centralia, WA (FHA|USDA|VA) 5 $1,765,000 $353,000 $8,322 2.90%
Mount Vernon, OH (FHA|USDA|VA) 8 $1,760,000 $220,000 $5,654 2.94%
Cornelia, GA (FHA|USDA|VA) 7 $1,755,000 $250,714 $5,956 3.27%
Elizabeth City, NC (FHA|USDA|VA) 8 $1,740,000 $217,500 $4,884 2.97%
Platteville, WI (FHA|USDA|VA) 9 $1,725,000 $191,667 $2,703 2.96%
CEDAR RAPIDS, IA (FHA|USDA|VA) 10 $1,700,000 $170,000 $2,633 2.95%
SAGINAW, MI (FHA|USDA|VA) 12 $1,680,000 $140,000 $4,619 3.23%
MORGANTOWN, WV (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,068 2.80%
RAPID CITY, SD (FHA|USDA|VA) 5 $1,655,000 $331,000 $4,178 2.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 11 $1,635,000 $148,636 $3,015 3.02%
Willmar, MN (FHA|USDA|VA) 9 $1,625,000 $180,556 $3,574 2.62%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 12 $1,620,000 $135,000 $4,210 3.18%
Paris, TX (FHA|USDA|VA) 6 $1,620,000 $270,000 $4,755 2.88%
Austin, MN (FHA|USDA|VA) 14 $1,610,000 $115,000 $3,084 2.28%
Fort Morgan, CO (FHA|USDA|VA) 6 $1,610,000 $268,333 $5,873 3.08%
Juneau, AK (FHA|USDA|VA) 5 $1,605,000 $321,000 $5,242 3.08%
TERRE HAUTE, IN (FHA|USDA|VA) 10 $1,600,000 $160,000 $3,328 2.77%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,221 2.89%
DALTON, GA (FHA|USDA|VA) 10 $1,580,000 $158,000 $2,963 2.97%
Grand Rapids, MN (FHA|USDA|VA) 6 $1,570,000 $261,667 $6,586 2.96%
WALLA WALLA, WA (FHA|USDA|VA) 4 $1,540,000 $385,000 $3,461 2.75%
Meadville, PA (FHA|USDA|VA) 10 $1,530,000 $153,000 $5,219 3.05%
ALBANY, GA (FHA|USDA|VA) 8 $1,530,000 $191,250 $2,877 2.88%
Angola, IN (FHA|USDA|VA) 6 $1,520,000 $253,333 $2,577 3.17%
Altus, OK (FHA|USDA|VA) 11 $1,515,000 $137,727 $3,539 3.19%
Bartlesville, OK (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,311 3.14%
Searcy, AR (FHA|USDA|VA) 10 $1,500,000 $150,000 $3,587 3.20%
STAUNTON, VA (FHA|USDA|VA) 9 $1,495,000 $166,111 $2,564 2.93%
Fallon, NV (FHA|USDA|VA) 5 $1,475,000 $295,000 $4,592 2.95%
Cedar City, UT (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,964 3.53%
Ogdensburg-Massena, NY (FHA|USDA|VA) 8 $1,450,000 $181,250 $3,762 3.17%
Sedalia, MO (FHA|USDA|VA) 5 $1,445,000 $289,000 $2,591 3.00%
LaGrange, GA-AL (FHA|USDA|VA) 8 $1,440,000 $180,000 $4,180 3.25%
Branson, MO (FHA|USDA|VA) 4 $1,430,000 $357,500 $3,623 2.81%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 5 $1,425,000 $285,000 $5,126 2.98%
Dodge City, KS (FHA|USDA|VA) 8 $1,420,000 $177,500 $5,054 3.09%
Farmington, MO (FHA|USDA|VA) 6 $1,420,000 $236,667 $2,322 3.29%
MUNCIE, IN (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,129 2.77%
Toccoa, GA (FHA|USDA|VA) 7 $1,405,000 $200,714 $4,563 3.16%
Ozark, AL (FHA|USDA|VA) 9 $1,405,000 $156,111 $3,325 3.08%
Stephenville, TX (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,506 3.19%
Riverton, WY (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,742 3.06%
Somerset, PA (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,747 3.11%
Warrensburg, MO (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,614 3.04%
COLUMBUS, GA-AL (FHA|USDA|VA) 10 $1,330,000 $133,000 $3,889 3.51%
Zanesville, OH (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,555 3.34%
Henderson, NC (FHA|USDA|VA) 4 $1,330,000 $332,500 $4,651 2.81%
Milledgeville, GA (FHA|USDA|VA) 5 $1,305,000 $261,000 $8,731 2.95%
Adrian, MI (FHA|USDA|VA) 8 $1,290,000 $161,250 $3,506 3.00%
Frankfort, KY (FHA|USDA|VA) 7 $1,285,000 $183,571 $3,264 2.93%
Effingham, IL (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,615 2.94%
Corning, NY (FHA|USDA|VA) 12 $1,280,000 $106,667 $4,113 3.04%
Brownwood, TX (FHA|USDA|VA) 6 $1,260,000 $210,000 $6,257 3.19%
Worthington, MN (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,044 3.36%
Palestine, TX (FHA|USDA|VA) 6 $1,240,000 $206,667 $5,797 2.81%
Roswell, NM (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,553 3.38%
Peru, IN (FHA|USDA|VA) 10 $1,190,000 $119,000 $4,887 3.20%
Stillwater, OK (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,114 3.04%
DuBois, PA (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,978 2.75%
POCATELLO, ID (FHA|USDA|VA) 6 $1,170,000 $195,000 $4,948 3.17%
ALTOONA, PA (FHA|USDA|VA) 7 $1,165,000 $166,429 $5,032 3.14%
WILLIAMSPORT, PA (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,266 3.00%
Marquette, MI (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,748 3.10%
DECATUR, IL (FHA|USDA|VA) 9 $1,155,000 $128,333 $2,931 3.04%
Big Rapids, MI (FHA|USDA|VA) 7 $1,155,000 $165,000 $3,077 2.93%
Ontario, OR-ID (FHA|USDA|VA) 4 $1,150,000 $287,500 $6,272 3.09%
Winona, MN (FHA|USDA|VA) 5 $1,135,000 $227,000 $2,791 3.25%
Cullman, AL (FHA|USDA|VA) 3 $1,125,000 $375,000 $5,553 2.58%
WHEELING, WV-OH (FHA|USDA|VA) 6 $1,110,000 $185,000 $3,716 2.85%
Auburn, IN (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,855 3.20%
VALDOSTA, GA (FHA|USDA|VA) 6 $1,100,000 $183,333 $3,937 2.71%
Wilmington, OH (FHA|USDA|VA) 7 $1,085,000 $155,000 $3,309 3.07%
MONROE, LA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,565 2.75%
Marinette, WI-MI (FHA|USDA|VA) 9 $1,085,000 $120,556 $2,851 3.22%
New Castle, IN (FHA|USDA|VA) 6 $1,080,000 $180,000 $5,233 3.08%
CUMBERLAND, MD-WV (FHA|USDA|VA) 7 $1,075,000 $153,571 $3,216 3.18%
Shelby, NC (FHA|USDA|VA) 9 $1,065,000 $118,333 $3,882 3.25%
Pella, IA (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,633 3.03%
Cookeville, TN (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,920 3.00%
Pullman, WA (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,961 3.15%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,725 2.90%
Española, NM (FHA|USDA|VA) 3 $1,025,000 $341,667 $8,863 2.92%
FARMINGTON, NM (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,744 3.02%
Mount Airy, NC (FHA|USDA|VA) 6 $1,020,000 $170,000 $3,170 2.79%
Hobbs, NM (FHA|USDA|VA) 8 $1,020,000 $127,500 $5,939 3.47%
Vermillion, SD (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,933 2.88%
Laramie, WY (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,401 2.97%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 8 $1,010,000 $126,250 $3,892 3.30%
BINGHAMTON, NY (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,978 3.23%
Greenwood, SC (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,565 2.84%
Batesville, AR (FHA|USDA|VA) 5 $995,000 $199,000 $4,063 3.15%
Moses Lake, WA (FHA|USDA|VA) 3 $985,000 $328,333 $3,303 3.04%
ENID, OK (FHA|USDA|VA) 6 $980,000 $163,333 $5,180 2.90%
Hillsdale, MI (FHA|USDA|VA) 7 $975,000 $139,286 $1,859 3.09%
Crossville, TN (FHA|USDA|VA) 4 $970,000 $242,500 $4,521 3.00%
ROME, GA (FHA|USDA|VA) 4 $970,000 $242,500 $3,900 2.75%
Elko, NV (FHA|USDA|VA) 6 $970,000 $161,667 $3,459 2.81%
Seneca Falls, NY (FHA|USDA|VA) 3 $965,000 $321,667 $5,076 3.21%
Selinsgrove, PA (FHA|USDA|VA) 3 $965,000 $321,667 $8,364 3.13%
Oneonta, NY (FHA|USDA|VA) 4 $960,000 $240,000 $5,101 3.06%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $945,000 $189,000 $4,247 2.88%
TOPEKA, KS (FHA|USDA|VA) 7 $935,000 $133,571 $2,352 2.98%
Oxford, MS (FHA|USDA|VA) 4 $930,000 $232,500 $3,292 2.81%
DECATUR, AL (FHA|USDA|VA) 6 $930,000 $155,000 $2,762 3.13%
Mineral Wells, TX (FHA|USDA|VA) 4 $930,000 $232,500 $7,514 3.06%
Clarksburg, WV (FHA|USDA|VA) 4 $930,000 $232,500 $4,138 2.56%
SAN ANGELO, TX (FHA|USDA|VA) 5 $915,000 $183,000 $5,701 3.35%
Vernal, UT (FHA|USDA|VA) 3 $915,000 $305,000 $2,748 3.29%
VICTORIA, TX (FHA|USDA|VA) 4 $910,000 $227,500 $8,749 2.97%
Urbana, OH (FHA|USDA|VA) 4 $910,000 $227,500 $5,520 3.06%
Lufkin, TX (FHA|USDA|VA) 3 $905,000 $301,667 $7,848 3.17%
Bellefontaine, OH (FHA|USDA|VA) 4 $900,000 $225,000 $3,487 3.19%
Las Vegas, NM (FHA|USDA|VA) 2 $880,000 $440,000 $5,914 2.81%
Charleston-Mattoon, IL (FHA|USDA|VA) 4 $880,000 $220,000 $3,845 3.06%
Alexander City, AL (FHA|USDA|VA) 2 $870,000 $435,000 $3,908 2.87%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $865,000 $288,333 $4,480 2.75%
Findlay, OH (FHA|USDA|VA) 5 $865,000 $173,000 $3,506 3.05%
Ruidoso, NM (FHA|USDA|VA) 3 $865,000 $288,333 $3,702 3.54%
Danville, VA (FHA|USDA|VA) 4 $860,000 $215,000 $6,316 3.25%
Logansport, IN (FHA|USDA|VA) 6 $860,000 $143,333 $3,853 2.83%
Gillette, WY (FHA|USDA|VA) 4 $850,000 $212,500 $3,047 2.78%
Beeville, TX (FHA|USDA|VA) 5 $835,000 $167,000 $6,747 3.05%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $825,000 $165,000 $2,789 2.53%
Rock Springs, WY (FHA|USDA|VA) 3 $815,000 $271,667 $3,442 2.54%
Marion, OH (FHA|USDA|VA) 5 $805,000 $161,000 $3,017 3.02%
Crawfordsville, IN (FHA|USDA|VA) 3 $805,000 $268,333 $5,335 3.04%
Spirit Lake, IA (FHA|USDA|VA) 2 $800,000 $400,000 $3,374 3.25%
CHARLESTON, WV (FHA|USDA|VA) 4 $800,000 $200,000 $1,912 2.96%
Arcadia, FL (FHA|USDA|VA) 3 $795,000 $265,000 $3,184 2.79%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $780,000 $195,000 $4,420 3.16%
Del Rio, TX (FHA|USDA|VA) 3 $775,000 $258,333 $5,435 2.42%
Thomasville, GA (FHA|USDA|VA) 3 $775,000 $258,333 $3,622 2.96%
Coldwater, MI (FHA|USDA|VA) 4 $770,000 $192,500 $4,837 2.72%
Lebanon, MO (FHA|USDA|VA) 5 $765,000 $153,000 $3,724 3.20%
Brookings, OR (FHA|USDA|VA) 2 $760,000 $380,000 $5,298 3.31%
Scottsboro, AL (FHA|USDA|VA) 3 $755,000 $251,667 $4,176 2.71%
Lawrenceburg, TN (FHA|USDA|VA) 3 $755,000 $251,667 $3,855 2.71%
Kingsville, TX (FHA|USDA|VA) 4 $750,000 $187,500 $6,638 3.09%
Gloversville, NY (FHA|USDA|VA) 3 $745,000 $248,333 $8,028 3.04%
Nacogdoches, TX (FHA|USDA|VA) 2 $740,000 $370,000 $4,862 2.87%
Sterling, IL (FHA|USDA|VA) 6 $740,000 $123,333 $2,649 2.89%
Kinston, NC (FHA|USDA|VA) 3 $715,000 $238,333 $5,917 2.79%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $710,000 $177,500 $3,525 2.97%
Sweetwater, TX (FHA|USDA|VA) 5 $705,000 $141,000 $6,052 3.42%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $705,000 $235,000 $4,176 2.71%
Yankton, SD (FHA|USDA|VA) 4 $700,000 $175,000 $6,132 2.90%
DANVILLE, IL (FHA|USDA|VA) 6 $700,000 $116,667 $3,658 2.75%
Bay City, TX (FHA|USDA|VA) 4 $700,000 $175,000 $6,016 3.06%
Uvalde, TX (FHA|USDA|VA) 3 $695,000 $231,667 $11,010 3.42%
Newport, TN (FHA|USDA|VA) 3 $695,000 $231,667 $4,505 2.75%
Alice, TX (FHA|USDA|VA) 5 $695,000 $139,000 $5,442 3.15%
Vidalia, GA (FHA|USDA|VA) 5 $695,000 $139,000 $5,312 2.95%
Albertville, AL (FHA|USDA|VA) 2 $690,000 $345,000 $5,056 2.56%
Washington, NC (FHA|USDA|VA) 3 $685,000 $228,333 $4,832 3.08%
Cedartown, GA (FHA|USDA|VA) 3 $675,000 $225,000 $3,468 2.67%
Houghton, MI (FHA|USDA|VA) 3 $675,000 $225,000 $3,495 3.29%
Craig, CO (FHA|USDA|VA) 2 $660,000 $330,000 $3,096 3.00%
Shawnee, OK (FHA|USDA|VA) 4 $650,000 $162,500 $6,832 3.00%
Okeechobee, FL (FHA|USDA|VA) 5 $645,000 $129,000 $4,668 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $640,000 $160,000 $2,628 2.91%
Atmore, AL (FHA|USDA|VA) 4 $640,000 $160,000 $5,321 2.88%
Atchison, KS (FHA|USDA|VA) 2 $630,000 $315,000 $2,603 3.06%
Mount Pleasant, TX (FHA|USDA|VA) 2 $630,000 $315,000 $8,857 2.38%
North Wilkesboro, NC (FHA|USDA|VA) 3 $625,000 $208,333 $2,300 2.92%
BAY CITY, MI (FHA|USDA|VA) 5 $625,000 $125,000 $3,286 2.90%
Hannibal, MO (FHA|USDA|VA) 3 $625,000 $208,333 $2,830 2.88%
Ashland, OH (FHA|USDA|VA) 3 $615,000 $205,000 $3,572 3.00%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $610,000 $152,500 $4,415 3.09%
Burley, ID (FHA|USDA|VA) 2 $600,000 $300,000 $8,269 2.87%
Jamestown, ND (FHA|USDA|VA) 3 $595,000 $198,333 $9,883 2.67%
Bemidji, MN (FHA|USDA|VA) 3 $595,000 $198,333 $4,475 3.25%
Mount Pleasant, MI (FHA|USDA|VA) 2 $590,000 $295,000 $2,789 3.00%
Huron, SD (FHA|USDA|VA) 4 $570,000 $142,500 $5,623 3.19%
Lumberton, NC (FHA|USDA|VA) 3 $565,000 $188,333 $4,249 2.96%
Fremont, OH (FHA|USDA|VA) 3 $565,000 $188,333 $4,216 2.87%
Klamath Falls, OR (FHA|USDA|VA) 3 $555,000 $185,000 $5,093 3.13%
Ludington, MI (FHA|USDA|VA) 3 $555,000 $185,000 $3,424 3.13%
Martinsville, VA (FHA|USDA|VA) 3 $555,000 $185,000 $6,072 2.79%
Kendallville, IN (FHA|USDA|VA) 3 $545,000 $181,667 $3,472 2.96%
Kearney, NE (FHA|USDA|VA) 1 $545,000 $545,000 $2,188 3.13%
West Plains, MO (FHA|USDA|VA) 2 $540,000 $270,000 $1,044 3.06%
Danville, KY (FHA|USDA|VA) 4 $540,000 $135,000 $3,436 3.16%
Gallup, NM (FHA|USDA|VA) 3 $525,000 $175,000 $3,646 2.87%
Sulphur Springs, TX (FHA|USDA|VA) 1 $525,000 $525,000 $5,792 2.25%
New Castle, PA (FHA|USDA|VA) 4 $520,000 $130,000 $5,395 3.31%
Oil City, PA (FHA|USDA|VA) 3 $515,000 $171,667 $2,608 2.58%
Lewisburg, PA (FHA|USDA|VA) 3 $515,000 $171,667 $4,412 3.25%
Pittsburg, KS (FHA|USDA|VA) 4 $510,000 $127,500 $4,818 2.90%
LAREDO, TX (FHA|USDA|VA) 3 $505,000 $168,333 $6,420 2.67%
Coshocton, OH (FHA|USDA|VA) 3 $505,000 $168,333 $4,409 3.08%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $490,000 $245,000 $4,254 2.87%
McMinnville, TN (FHA|USDA|VA) 2 $490,000 $245,000 $5,743 2.81%
Marion, IN (FHA|USDA|VA) 4 $490,000 $122,500 $3,687 3.44%
Ottawa, KS (FHA|USDA|VA) 3 $485,000 $161,667 $3,722 2.75%
El Campo, TX (FHA|USDA|VA) 2 $480,000 $240,000 $6,583 3.13%
JACKSON, TN (FHA|USDA|VA) 3 $475,000 $158,333 $3,062 2.87%
Marietta, OH (FHA|USDA|VA) 2 $470,000 $235,000 $3,567 3.00%
Bardstown, KY (FHA|USDA|VA) 2 $470,000 $235,000 $5,422 2.93%
Los Alamos, NM (FHA|USDA|VA) 2 $460,000 $230,000 $7,689 3.06%
Mayfield, KY (FHA|USDA|VA) 2 $460,000 $230,000 $2,194 2.56%
Tiffin, OH (FHA|USDA|VA) 3 $455,000 $151,667 $3,393 3.00%
Aberdeen, SD (FHA|USDA|VA) 3 $455,000 $151,667 $3,960 3.17%
Muscatine, IA (FHA|USDA|VA) 3 $445,000 $148,333 $5,038 3.13%
McComb, MS (FHA|USDA|VA) 3 $445,000 $148,333 $3,791 2.83%
Big Stone Gap, VA (FHA|USDA|VA) 3 $445,000 $148,333 $6,019 3.17%
Somerset, KY (FHA|USDA|VA) 2 $440,000 $220,000 $3,271 3.44%
Maysville, KY (FHA|USDA|VA) 1 $435,000 $435,000 $4,139 2.99%
Elk City, OK (FHA|USDA|VA) 2 $430,000 $215,000 $8,341 3.06%
Clewiston, FL (FHA|USDA|VA) 2 $430,000 $215,000 $5,482 2.93%
Tupelo, MS (FHA|USDA|VA) 2 $430,000 $215,000 $2,677 2.81%
Rolla, MO (FHA|USDA|VA) 3 $425,000 $141,667 $2,260 2.75%
Athens, OH (FHA|USDA|VA) 2 $420,000 $210,000 $3,846 3.31%
Mason City, IA (FHA|USDA|VA) 4 $420,000 $105,000 $3,800 2.84%
Sikeston, MO (FHA|USDA|VA) 1 $415,000 $415,000 $12,696 2.99%
Lincoln, IL (FHA|USDA|VA) 2 $410,000 $205,000 $2,137 2.63%
Wahpeton, ND-MN (FHA|USDA|VA) 2 $410,000 $205,000 $6,780 2.88%
JOPLIN, MO (FHA|USDA|VA) 2 $410,000 $205,000 $2,758 2.81%
CASPER, WY (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.38%
Wapakoneta, OH (FHA|USDA|VA) 2 $400,000 $200,000 $4,131 3.56%
Paragould, AR (FHA|USDA|VA) 3 $395,000 $131,667 $2,366 2.92%
Iron Mountain, MI-WI (FHA|USDA|VA) 3 $395,000 $131,667 $2,693 3.17%
Quincy, IL-MO (FHA|USDA|VA) 2 $390,000 $195,000 $2,627 3.25%
Paris, TN (FHA|USDA|VA) 3 $385,000 $128,333 $3,892 3.33%
Rexburg, ID (FHA|USDA|VA) 2 $380,000 $190,000 $3,559 3.19%
Murray, KY (FHA|USDA|VA) 2 $380,000 $190,000 $4,949 3.00%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $380,000 $95,000 $4,316 2.91%
Bennettsville, SC (FHA|USDA|VA) 2 $380,000 $190,000 $5,200 3.19%
Sidney, OH (FHA|USDA|VA) 2 $370,000 $185,000 $3,066 3.06%
Madison, IN (FHA|USDA|VA) 3 $365,000 $121,667 $4,070 3.08%
Sterling, CO (FHA|USDA|VA) 3 $365,000 $121,667 $3,361 3.46%
Starkville, MS (FHA|USDA|VA) 1 $355,000 $355,000 $3,078 2.88%
Bainbridge, GA (FHA|USDA|VA) 2 $350,000 $175,000 $5,706 3.06%
Durant, OK (FHA|USDA|VA) 1 $345,000 $345,000 $2,923 2.88%
Glasgow, KY (FHA|USDA|VA) 2 $340,000 $170,000 $3,585 2.69%
LIMA, OH (FHA|USDA|VA) 3 $335,000 $111,667 $4,585 3.00%
Madisonville, KY (FHA|USDA|VA) 1 $335,000 $335,000 $2,886 2.38%
Jasper, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,360 2.75%
ITHACA, NY (FHA|USDA|VA) 2 $330,000 $165,000 $4,015 3.19%
Sunbury, PA (FHA|USDA|VA) 2 $330,000 $165,000 $4,068 2.94%
Silver City, NM (FHA|USDA|VA) 2 $330,000 $165,000 $3,734 3.06%
Hutchinson, KS (FHA|USDA|VA) 3 $325,000 $108,333 $1,115 2.67%
Centralia, IL (FHA|USDA|VA) 3 $325,000 $108,333 $3,645 3.08%
Picayune, MS (FHA|USDA|VA) 2 $320,000 $160,000 $3,365 3.25%
Sayre, PA (FHA|USDA|VA) 2 $320,000 $160,000 $4,968 2.75%
Gaffney, SC (FHA|USDA|VA) 2 $320,000 $160,000 $1,144 2.56%
Cambridge, OH (FHA|USDA|VA) 1 $315,000 $315,000 $2,023 2.25%
Fort Payne, AL (FHA|USDA|VA) 2 $310,000 $155,000 $3,116 3.12%
GADSDEN, AL (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.31%
Clovis, NM (FHA|USDA|VA) 1 $305,000 $305,000 $2,828 3.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $305,000 $305,000 $7,132 2.99%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $300,000 $150,000 $3,006 2.62%
Crescent City, CA (FHA|USDA|VA) 1 $295,000 $295,000 $4,306 3.38%
HATTIESBURG, MS (FHA|USDA|VA) 3 $295,000 $98,333 $3,289 2.42%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $290,000 $145,000 $4,026 2.81%
Russellville, AR (FHA|USDA|VA) 2 $290,000 $145,000 $1,916 2.93%
Campbellsville, KY (FHA|USDA|VA) 1 $285,000 $285,000 $8,680 2.50%
Dublin, GA (FHA|USDA|VA) 3 $285,000 $95,000 $2,481 3.00%
Tifton, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,709 3.00%
Newberry, SC (FHA|USDA|VA) 2 $280,000 $140,000 $4,526 2.94%
Fairfield, IA (FHA|USDA|VA) 1 $275,000 $275,000 $2,474 2.38%
Opelousas, LA (FHA|USDA|VA) 1 $275,000 $275,000 $11,173 2.75%
Harrison, AR (FHA|USDA|VA) 2 $270,000 $135,000 $3,090 3.38%
Clinton, IA (FHA|USDA|VA) 2 $270,000 $135,000 $4,249 2.56%
Fergus Falls, MN (FHA|USDA|VA) 2 $270,000 $135,000 $3,907 2.75%
Norwalk, OH (FHA|USDA|VA) 3 $265,000 $88,333 $3,170 3.38%
Tahlequah, OK (FHA|USDA|VA) 2 $260,000 $130,000 $2,793 2.69%
Emporia, KS (FHA|USDA|VA) 2 $260,000 $130,000 $2,325 2.75%
Mount Vernon, IL (FHA|USDA|VA) 2 $250,000 $125,000 $3,392 3.00%
Macomb, IL (FHA|USDA|VA) 2 $250,000 $125,000 $2,546 2.38%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $245,000 $245,000 $5,897 3.50%
Sheridan, WY (FHA|USDA|VA) 1 $245,000 $245,000 $4,049 2.99%
North Vernon, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,808 2.63%
Malvern, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,637 2.62%
Mountain Home, AR (FHA|USDA|VA) 2 $230,000 $115,000 $3,104 2.56%
Mount Sterling, KY (FHA|USDA|VA) 1 $225,000 $225,000 $7,390 3.25%
Price, UT (FHA|USDA|VA) 1 $225,000 $225,000 $3,204 3.25%
Meridian, MS (FHA|USDA|VA) 2 $220,000 $110,000 $2,639 3.38%
PINE BLUFF, AR (FHA|USDA|VA) 2 $220,000 $110,000 $4,752 2.81%
Spearfish, SD (FHA|USDA|VA) 2 $220,000 $110,000 $2,804 2.69%
Pearsall, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,328 2.88%
Summerville, GA (FHA|USDA|VA) 2 $210,000 $105,000 $4,051 2.94%
Celina, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,289 3.25%
Moberly, MO (FHA|USDA|VA) 1 $205,000 $205,000 $2,471 3.13%
ELMIRA, NY (FHA|USDA|VA) 1 $205,000 $205,000 $5,139 3.88%
Pecos, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,703 2.88%
Escanaba, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,054 2.50%
Batavia, NY (FHA|USDA|VA) 1 $195,000 $195,000 $4,044 2.75%
Raymondville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,782 2.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $195,000 $195,000 $3,596 3.25%
Union, SC (FHA|USDA|VA) 1 $195,000 $195,000 $3,731 3.50%
Wabash, IN (FHA|USDA|VA) 2 $190,000 $95,000 $3,616 2.87%
Pampa, TX (FHA|USDA|VA) 2 $190,000 $95,000 $3,018 3.00%
Columbus, NE (FHA|USDA|VA) 1 $185,000 $185,000 $5,745 2.88%
Portales, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,692 2.50%
Huntingdon, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,026 2.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $185,000 $185,000 $3,937 2.75%
Union City, TN (FHA|USDA|VA) 2 $180,000 $90,000 $3,193 3.56%
Mexico, MO (FHA|USDA|VA) 2 $180,000 $90,000 $3,403 3.25%
Lewistown, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,671 2.88%
Bradford, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,983 2.99%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $175,000 $175,000 $5,894 2.88%
Plainview, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,279 2.38%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $5,542 3.38%
Decatur, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,394 2.88%
Richmond, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,202 2.81%
Galesburg, IL (FHA|USDA|VA) 2 $170,000 $85,000 $2,409 2.50%
Alpena, MI (FHA|USDA|VA) 2 $170,000 $85,000 $4,177 3.56%
Ardmore, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,329 2.88%
Indiana, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,891 3.00%
Alma, MI (FHA|USDA|VA) 1 $155,000 $155,000 $5,994 2.63%
New Ulm, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,571 3.25%
McAlester, OK (FHA|USDA|VA) 1 $145,000 $145,000 $1,758 2.88%
Borger, TX (FHA|USDA|VA) 1 $145,000 $145,000 $1,559 2.88%
Ruston, LA (FHA|USDA|VA) 1 $145,000 $145,000 $5,210 3.00%
Muskogee, OK (FHA|USDA|VA) 2 $140,000 $70,000 $2,840 3.31%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $140,000 $70,000 $2,654 3.62%
Martin, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,709 3.38%
Greensburg, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,429 3.13%
BECKLEY, WV (FHA|USDA|VA) 1 $135,000 $135,000 $2,973 3.13%
Americus, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,598 2.63%
Defiance, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,371 2.88%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,371 3.75%
Bluffton, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,284 2.99%
Fairmont, WV (FHA|USDA|VA) 1 $125,000 $125,000 $4,760 3.50%
Jacksonville, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,195 2.75%
Othello, WA (FHA|USDA|VA) 1 $125,000 $125,000 $2,441 3.25%
Wauchula, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,857 3.00%
Auburn, NY (FHA|USDA|VA) 1 $115,000 $115,000 $4,348 2.99%
Taylorville, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,549 2.88%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $1,698 2.99%
Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $5,300 2.88%
Andrews, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.75%
Seymour, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,560 2.75%
Susanville, CA (FHA|USDA|VA) 1 $95,000 $95,000 $3,616 3.25%
Portsmouth, OH (FHA|USDA|VA) 1 $95,000 $95,000 $1,014 3.25%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,987 3.00%
Fort Polk South, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,181 2.99%
Fitzgerald, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,701 2.75%
Amsterdam, NY (FHA|USDA|VA) 1 $85,000 $85,000 $4,130 2.99%
Coffeyville, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,604 3.13%
Oskaloosa, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,933 3.13%
Fairmont, MN (FHA|USDA|VA) 1 $85,000 $85,000 $1,279 2.99%
Connersville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,736 2.88%
Port Lavaca, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,845 2.88%
Pierre, SD (FHA|USDA|VA) 1 $75,000 $75,000 $3,188 2.99%

Guaranteed Rate 's top markets include Chicago, Boston, Los Angeles, San Francisco, and New York among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 170,393 $66,047,605,000 $387,619 $3,987 2.90%
FHA 12,363 $3,256,885,000 $263,438 $9,193 3.02%
VA 11,197 $4,358,725,000 $389,276 $6,727 2.64%
USDA 918 $175,310,000 $190,969 $5,818 2.94%

For the 2021 period, Guaranteed Rate 's most frequently originated loan type of loans were Conventional, with 170,393 originations. Their 2nd most popular type is FHA, with 12,363 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 88,856 $33,580,260,000 $377,918 $5,980 2.99%
Refi 69,128 $27,049,560,000 $391,297 $3,064 2.76%
Cash Out Refi 36,887 $13,208,705,000 $358,086 $3,691 2.90%

For the 2021, Guaranteed Rate 's most frequently cited loan purpose of loans were Home Purchase, with 88,856 originations. The 2nd most popular reason of loans were Refi, with 69,128 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 156,928 $62,927,970,000 $400,999 $4,930 3.01%
15 Year 25,382 $7,394,290,000 $291,320 $2,640 2.32%
20 Year 8,203 $2,462,145,000 $300,152 $2,951 2.79%
Other 2,379 $791,145,000 $332,554 $2,327 2.66%
10 Year 1,519 $259,165,000 $170,616 $2,401 2.35%
5 Year 310 $2,050,000 $6,613 $0 0.00%
30+ year 145 $1,735,000 $11,966 $0 0.19%
3 Year 5 $25,000 $5,000 $0 0.00%

For the 2021, Guaranteed Rate 's most frequently cited loan length of loans were 30 Year, with 156,928 originations. The 2nd most popular length of loans were 15 Year, with 25,382 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 116,970 $45,006,810,000 $384,772
$<1k 29,363 $10,060,595,000 $342,628
$2k-3k 14,499 $5,063,965,000 $349,263
$3k-4k 12,358 $4,939,340,000 $399,688
$5k+ 8,523 $4,936,205,000 $579,163

$4,930 of loans were Guaranteed Rate 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 116,970 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 98,604 $40,904,140,000 $414,832
3-4% 59,376 $20,634,500,000 $347,523
<2.5% 35,112 $11,894,080,000 $338,747
4-5% 1,704 $405,210,000 $237,799
5-6% 73 $585,000 $8,014
7-8% 2 $10,000 $5,000

During 2021, Guaranteed Rate 's average interest rate of loans were 3.01%, while their most frequently originated rate bucket of loans were 2.5-3%, with 98,604 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 85,543 $25,062,435,000 $292,981 $4,204 2.90%
$400k-600k 41,285 $20,057,855,000 $485,839 $4,670 2.86%
$100k-200k 35,983 $5,609,685,000 $155,898 $3,595 2.97%
$600k-1MM 19,424 $14,495,030,000 $746,243 $5,999 2.91%
$100,000 or less 6,565 $414,865,000 $63,193 $3,149 2.51%
$1MM+ 6,071 $8,198,655,000 $1,350,462 $7,958 2.88%

2021 saw Guaranteed Rate place emphasis on $200k-400k loans with 85,543 originations, totaling $25,062,435,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 47,081 $16,784,705,000 $356,507 $4,326 2.89%
$150k-250k 42,345 $19,693,075,000 $465,063 $4,426 2.87%
$50k-75k 31,996 $7,351,150,000 $229,752 $4,557 2.93%
$75k-100k 31,694 $9,196,060,000 $290,151 $4,453 2.91%
$250k+ 24,677 $17,463,795,000 $707,695 $5,259 2.89%
$50k or less 14,202 $2,259,610,000 $159,105 $4,192 2.94%

Guaranteed Rate lent most frequently to those with incomes in the $100k-150k range, with 47,081 originations. The second most popular income band? $150k-250k, with 42,345 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 46,127 $17,704,355,000 $383,818 $3,947 2.85%
30-36% 37,600 $14,761,990,000 $392,606 $4,353 2.91%
<20% 16,110 $5,917,940,000 $367,346 $3,575 2.79%
44% 7,666 $2,616,780,000 $341,349 $4,962 2.99%
42% 7,541 $3,122,385,000 $414,055 $4,982 2.97%
41% 7,251 $2,902,765,000 $400,326 $4,810 2.94%
39% 7,145 $2,872,665,000 $402,052 $4,686 2.95%
40% 7,120 $2,880,840,000 $404,612 $4,787 2.94%
38% 7,059 $2,802,615,000 $397,027 $4,714 2.94%
43% 6,857 $2,309,185,000 $336,763 $4,796 2.97%
37% 6,725 $2,631,105,000 $391,242 $4,547 2.93%
36% 6,705 $2,632,685,000 $392,645 $4,520 2.91%
50-60% 5,144 $1,728,750,000 $336,071 $8,577 2.88%
45% 5,130 $1,746,150,000 $340,380 $4,803 2.93%
49% 4,881 $1,688,805,000 $345,996 $5,093 2.93%
46% 4,288 $1,454,630,000 $339,233 $4,922 2.89%
47% 4,271 $1,454,035,000 $340,444 $4,886 2.93%
48% 4,169 $1,426,775,000 $342,234 $4,923 2.91%
>60% 209 $94,175,000 $450,598 $9,832 2.74%

Guaranteed Rate lent most frequently to those with DTI ratios of 20-30%, with 46,127 originations. The next most common DTI ratio? 30-36%, with 37,600 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 127,266 $46,549,380,000 $365,764 $4,453 2.91%
Not provided 38,722 $15,469,230,000 $399,495 $4,311 2.86%
Asian 14,333 $6,665,135,000 $465,020 $4,087 2.76%
Black 9,336 $2,820,520,000 $302,112 $6,012 2.95%
Asian Indian 1,526 $861,810,000 $564,751 $5,012 2.89%
American Indian 1,626 $539,090,000 $331,544 $5,280 2.96%
Chinese 403 $231,685,000 $574,901 $5,350 2.87%
Other Asian 467 $196,495,000 $420,760 $5,170 2.93%
Filipino 365 $148,015,000 $405,521 $5,465 2.96%
Native Hawaiian 321 $127,935,000 $398,551 $5,252 2.82%
Korean 147 $75,625,000 $514,456 $4,981 2.89%
Japanese 140 $62,130,000 $443,786 $5,187 2.95%
Vietnamese 103 $48,625,000 $472,087 $5,283 2.96%
Other Pacific Islander 65 $20,855,000 $320,846 $6,117 2.95%
Native Hawiian 25 $11,575,000 $463,000 $7,939 3.03%
Samoan 13 $5,455,000 $419,615 $7,743 2.84%
Guamanian 13 $4,965,000 $381,923 $3,939 3.12%

Approval Rates

Total approvals of all applications
95.25%

Guaranteed Rate has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
57.58%

Guaranteed Rate has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 194,871 $73,838,525,000 $378,910

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
194,871 $73,838,525,000 $378,910

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 13,840 $4,204,940,000 $303,825 $2,650 2.59%
40-60% 38,495 $14,792,805,000 $384,279 $2,991 2.72%
60-80% 70,897 $29,715,445,000 $419,135 $4,197 2.99%
80-100% 65,960 $23,734,950,000 $359,839 $5,673 3.02%
Over 100% 2,655 $1,032,175,000 $388,766 $13,208 2.79%
Under 20% 3,024 $358,210,000 $118,456 $2,631 1.65%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
GUARANTEED RATE INC. VA mortgage Closing on a mortgage 1 0.6%
GUARANTEED RATE INC. VA mortgage Trouble during payment process 14 8.7%
GUARANTEED RATE INC. VA mortgage Struggling to pay mortgage 1 0.6%
GUARANTEED RATE INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 34 21.1%
GUARANTEED RATE INC. Conventional home mortgage Closing on a mortgage 12 7.5%
GUARANTEED RATE INC. Conventional home mortgage Improper use of your report 1 0.6%
GUARANTEED RATE INC. Conventional home mortgage Incorrect information on your report 1 0.6%
GUARANTEED RATE INC. Conventional home mortgage Struggling to pay mortgage 3 1.9%
GUARANTEED RATE INC. Conventional home mortgage Trouble during payment process 60 37.3%
GUARANTEED RATE INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 7 4.3%
GUARANTEED RATE INC. FHA mortgage Closing on a mortgage 4 2.5%
GUARANTEED RATE INC. FHA mortgage Incorrect information on your report 1 0.6%
GUARANTEED RATE INC. FHA mortgage Trouble during payment process 12 7.5%
GUARANTEED RATE INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 4 2.5%
GUARANTEED RATE INC. Other type of mortgage Closing on a mortgage 1 0.6%
GUARANTEED RATE INC. Other type of mortgage Trouble during payment process 2 1.2%
GUARANTEED RATE INC. VA mortgage Applying for a mortgage or refinancing an existing mortgage 3 1.9%