Guaranteed Rate Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300U3721PJGQZYY68

Tax ID: 36-4327855

5 stars - Updated: 4/14/24 - out of 5 stars, based on 237 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Guaranteed Rate is a large mortgage company specializing in Home Purchase loans. Guaranteed Rate has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Chicago, Boston, New York, Philadelphia, and Dallas among others. We have data for 772 markets. (Some data included below & more in-depth data is available with an active subscription.)

Guaranteed Rate has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.62% 4/14/24
30 Year Conventional Refi 6.42% 4/14/24
30 Year Cash-out Refi 6.61% 4/14/24
30 Year FHA Purchase 7.51% 4/14/24
30 Year FHA Refi 7.44% 4/14/24
30 Year VA Purchase 6.18% 4/14/24
30 Year VA Refi 6.01% 4/14/24
30 Year USDA Purchase 6.97% 4/14/24
30 Year USDA Refi 6.80% 4/14/24
15 Year Conventional Purchase 5.81% 4/14/24
15 Year Conventional Refi 5.92% 4/14/24
15 Year Cash-out Refi 5.92% 4/14/24
15 Year FHA Purchase 7.06% 4/14/24
15 Year FHA Refi 7.20% 4/14/24
15 Year VA Purchase 6.03% 4/14/24
15 Year VA Refi 5.68% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Guaranteed Rate Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Guaranteed Rate. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

56,393

Origination Dollar Volume (All Markets)

$20,443,515,000
Show all (124) awards

Relative Rate

Guaranteed Rate's average 30 year fixed mortgage rate was 6.56%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.08%.

Relative Fees (Closing Costs)

Guaranteed Rate's average total fees/closing costs for a 30 year fixed rate mortgage were $7,979.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 8,603 $2,624,025,000 $305,013 $7,164 6.13%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2,570 $1,385,380,000 $539,058 $7,285 6.47%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,798 $1,354,930,000 $484,249 $9,147 6.47%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2,452 $899,160,000 $366,705 $8,129 6.37%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,715 $677,235,000 $394,889 $9,908 6.64%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 926 $553,930,000 $598,197 $9,770 6.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 655 $487,905,000 $744,893 $11,222 6.58%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 621 $452,085,000 $727,995 $11,010 6.44%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,165 $431,865,000 $370,700 $8,502 6.55%
Outside of Metro Areas 1,403 $346,685,000 $247,103 $6,840 6.48%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 407 $285,875,000 $702,396 $11,864 6.57%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 823 $284,795,000 $346,045 $8,837 6.08%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 646 $275,790,000 $426,920 $10,739 6.35%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 559 $270,005,000 $483,014 $5,459 6.23%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 575 $238,675,000 $415,087 $8,726 6.65%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 506 $237,530,000 $469,427 $10,369 6.37%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 666 $235,570,000 $353,709 $10,100 6.21%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 517 $230,185,000 $445,232 $8,359 6.55%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 650 $228,640,000 $351,754 $8,717 6.60%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 731 $222,675,000 $304,617 $7,475 6.21%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 754 $220,350,000 $292,241 $5,697 6.54%
COLORADO SPRINGS, CO (FHA|USDA|VA) 541 $212,965,000 $393,651 $8,496 5.76%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 377 $206,335,000 $547,308 $10,800 6.47%
COLUMBUS, OH (FHA|USDA|VA) 690 $195,470,000 $283,290 $8,381 6.18%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 435 $195,405,000 $449,207 $7,340 6.53%
WORCESTER, MA-CT (FHA|USDA|VA) 493 $180,515,000 $366,156 $8,163 6.62%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 631 $179,435,000 $284,366 $5,235 6.74%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 462 $170,740,000 $369,567 $9,592 6.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 537 $169,045,000 $314,795 $9,842 6.57%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 315 $130,445,000 $414,111 $8,633 6.68%
URBAN HONOLULU, HI (FHA|USDA|VA) 184 $118,750,000 $645,380 $13,573 6.47%
RALEIGH-CARY, NC (FHA|USDA|VA) 289 $113,915,000 $394,170 $5,871 6.42%
ST. LOUIS, MO-IL (FHA|USDA|VA) 507 $109,385,000 $215,750 $5,456 6.58%
BOISE CITY, ID (FHA|USDA|VA) 289 $104,935,000 $363,097 $9,288 6.63%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 258 $104,560,000 $405,271 $7,848 6.39%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 231 $103,555,000 $448,290 $8,942 6.53%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 384 $103,460,000 $269,427 $7,011 5.89%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 344 $100,720,000 $292,791 $7,345 6.61%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 391 $97,475,000 $249,297 $5,896 6.70%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 355 $96,885,000 $272,915 $9,373 6.44%
WILMINGTON, NC (FHA|USDA|VA) 243 $92,915,000 $382,366 $8,260 6.47%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 343 $91,225,000 $265,962 $6,138 6.40%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 140 $87,200,000 $622,857 $8,822 6.67%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 105 $86,545,000 $824,238 $10,022 6.42%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 227 $86,505,000 $381,079 $9,238 6.50%
KANSAS CITY, MO-KS (FHA|USDA|VA) 269 $82,055,000 $305,037 $4,710 6.56%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 246 $81,990,000 $333,293 $8,057 6.65%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 123 $78,145,000 $635,325 $9,155 6.53%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 166 $76,780,000 $462,530 $7,958 6.47%
SAVANNAH, GA (FHA|USDA|VA) 239 $73,435,000 $307,259 $8,169 6.54%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 246 $71,700,000 $291,463 $6,125 6.55%
OKLAHOMA CITY, OK (FHA|USDA|VA) 287 $68,925,000 $240,157 $6,083 6.64%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 180 $67,970,000 $377,611 $7,045 6.34%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 100 $66,350,000 $663,500 $10,432 6.67%
Bozeman, MT (FHA|USDA|VA) 119 $63,975,000 $537,605 $6,787 6.66%
JACKSONVILLE, NC (FHA|USDA|VA) 234 $62,760,000 $268,205 $8,006 6.31%
JACKSONVILLE, FL (FHA|USDA|VA) 178 $62,220,000 $349,551 $8,795 6.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 147 $59,565,000 $405,204 $8,543 6.40%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 128 $59,500,000 $464,844 $7,450 6.59%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 148 $58,270,000 $393,716 $10,114 6.52%
ALBUQUERQUE, NM (FHA|USDA|VA) 225 $58,045,000 $257,978 $8,084 6.74%
HUNTSVILLE, AL (FHA|USDA|VA) 193 $57,995,000 $300,492 $7,669 6.34%
PITTSBURGH, PA (FHA|USDA|VA) 229 $56,045,000 $244,738 $6,575 6.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 227 $54,335,000 $239,361 $7,339 5.97%
TUCSON, AZ (FHA|USDA|VA) 155 $53,115,000 $342,677 $7,800 6.58%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 182 $50,490,000 $277,418 $10,113 5.95%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 72 $50,430,000 $700,417 $9,701 6.96%
FORT COLLINS, CO (FHA|USDA|VA) 120 $50,220,000 $418,500 $7,574 6.27%
ANCHORAGE, AK (FHA|USDA|VA) 130 $46,160,000 $355,077 $8,610 6.55%
FAYETTEVILLE, NC (FHA|USDA|VA) 216 $44,080,000 $204,074 $6,804 5.62%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 145 $43,755,000 $301,759 $5,461 6.94%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 97 $43,235,000 $445,722 $5,467 6.80%
OCEAN CITY, NJ (FHA|USDA|VA) 71 $42,975,000 $605,282 $8,091 6.89%
SALT LAKE CITY, UT (FHA|USDA|VA) 88 $41,790,000 $474,886 $8,768 6.51%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 160 $41,640,000 $260,250 $8,458 5.84%
GREELEY, CO (FHA|USDA|VA) 112 $40,210,000 $359,018 $7,964 5.51%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 130 $39,730,000 $305,615 $6,953 6.54%
ASHEVILLE, NC (FHA|USDA|VA) 110 $39,450,000 $358,636 $6,116 6.43%
BILLINGS, MT (FHA|USDA|VA) 108 $39,450,000 $365,278 $10,944 6.48%
BAKERSFIELD, CA (FHA|USDA|VA) 124 $38,950,000 $314,113 $8,892 6.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 126 $38,840,000 $308,254 $8,219 6.63%
PROVO-OREM, UT (FHA|USDA|VA) 76 $38,070,000 $500,921 $8,754 6.55%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 62 $37,880,000 $610,968 $7,396 6.95%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 95 $37,175,000 $391,316 $9,229 6.51%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 62 $36,960,000 $596,129 $8,804 6.71%
St. Marys, GA (FHA|USDA|VA) 132 $36,830,000 $279,015 $7,436 6.30%
WINSTON-SALEM, NC (FHA|USDA|VA) 148 $36,810,000 $248,716 $7,116 6.04%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 119 $35,715,000 $300,126 $8,861 6.39%
SPRINGFIELD, MA (FHA|USDA|VA) 144 $35,480,000 $246,389 $8,798 6.00%
NEW BERN, NC (FHA|USDA|VA) 160 $35,210,000 $220,063 $6,981 6.15%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 94 $35,140,000 $373,830 $9,146 6.56%
COLUMBIA, SC (FHA|USDA|VA) 140 $34,940,000 $249,571 $7,324 6.42%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 89 $34,175,000 $383,989 $6,015 6.49%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 65 $33,705,000 $518,538 $7,591 6.80%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 71 $33,705,000 $474,718 $10,524 6.72%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 104 $32,320,000 $310,769 $7,848 6.66%
ODESSA, TX (FHA|USDA|VA) 135 $31,965,000 $236,778 $9,136 6.92%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 128 $31,560,000 $246,563 $6,357 6.49%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 114 $30,760,000 $269,825 $8,493 6.62%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 147 $30,555,000 $207,857 $6,436 6.61%
ROCHESTER, MN (FHA|USDA|VA) 131 $29,885,000 $228,130 $5,949 6.09%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 80 $29,570,000 $369,625 $8,235 6.06%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 68 $29,540,000 $434,412 $10,347 6.41%
GREEN BAY, WI (FHA|USDA|VA) 109 $29,145,000 $267,385 $4,109 6.92%
STOCKTON, CA (FHA|USDA|VA) 81 $28,015,000 $345,864 $9,707 5.53%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 89 $27,405,000 $307,921 $6,235 6.31%
SALEM, OR (FHA|USDA|VA) 69 $27,345,000 $396,304 $10,357 6.82%
Chillicothe, OH (FHA|USDA|VA) 134 $26,700,000 $199,254 $5,166 6.49%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 73 $26,375,000 $361,301 $7,884 6.74%
OCALA, FL (FHA|USDA|VA) 128 $26,280,000 $205,313 $7,128 5.90%
BOULDER, CO (FHA|USDA|VA) 41 $26,105,000 $636,707 $5,010 6.32%
PORT ST. LUCIE, FL (FHA|USDA|VA) 82 $25,970,000 $316,707 $9,278 6.49%
VALLEJO, CA (FHA|USDA|VA) 60 $25,760,000 $429,333 $9,710 5.87%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 50 $25,460,000 $509,200 $7,017 6.61%
APPLETON, WI (FHA|USDA|VA) 96 $25,310,000 $263,646 $4,602 6.78%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 82 $23,890,000 $291,341 $6,691 6.76%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 80 $23,100,000 $288,750 $8,920 6.67%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 51 $22,945,000 $449,902 $9,626 6.24%
AKRON, OH (FHA|USDA|VA) 119 $22,835,000 $191,891 $5,332 6.41%
CANTON-MASSILLON, OH (FHA|USDA|VA) 121 $22,145,000 $183,017 $5,342 6.30%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 88 $22,110,000 $251,250 $6,623 6.80%
PUEBLO, CO (FHA|USDA|VA) 85 $21,905,000 $257,706 $7,847 5.14%
Albertville, AL (FHA|USDA|VA) 96 $21,880,000 $227,917 $8,196 6.39%
Hilo, HI (FHA|USDA|VA) 35 $21,765,000 $621,857 $10,043 6.64%
MODESTO, CA (FHA|USDA|VA) 73 $21,645,000 $296,507 $10,733 5.51%
EL PASO, TX (FHA|USDA|VA) 81 $21,025,000 $259,568 $8,239 6.42%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 71 $20,975,000 $295,423 $6,940 6.72%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 30 $20,930,000 $697,667 $10,505 6.63%
WARNER ROBINS, GA (FHA|USDA|VA) 75 $20,615,000 $274,867 $7,133 6.64%
SHERMAN-DENISON, TX (FHA|USDA|VA) 72 $20,570,000 $285,694 $8,558 6.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 55 $20,495,000 $372,636 $8,619 6.30%
Whitewater, WI (FHA|USDA|VA) 65 $20,235,000 $311,308 $5,198 6.78%
SALINAS, CA (FHA|USDA|VA) 37 $19,935,000 $538,784 $16,414 5.99%
LANCASTER, PA (FHA|USDA|VA) 73 $19,605,000 $268,562 $7,935 6.67%
COLUMBUS, GA-AL (FHA|USDA|VA) 69 $19,505,000 $282,681 $8,751 6.23%
PUNTA GORDA, FL (FHA|USDA|VA) 63 $18,955,000 $300,873 $10,504 6.41%
Hudson, NY (FHA|USDA|VA) 58 $18,490,000 $318,793 $7,567 6.75%
GREAT FALLS, MT (FHA|USDA|VA) 64 $18,390,000 $287,344 $7,748 6.47%
MIDLAND, TX (FHA|USDA|VA) 64 $18,190,000 $284,219 $10,942 7.09%
READING, PA (FHA|USDA|VA) 79 $18,135,000 $229,557 $7,658 6.70%
Helena, MT (FHA|USDA|VA) 39 $17,785,000 $456,026 $10,414 6.40%
Kill Devil Hills, NC (FHA|USDA|VA) 40 $17,700,000 $442,500 $6,835 6.79%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 62 $17,520,000 $282,581 $8,924 6.94%
TYLER, TX (FHA|USDA|VA) 66 $17,420,000 $263,939 $7,171 6.67%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 54 $16,970,000 $314,259 $6,616 6.40%
SIOUX FALLS, SD (FHA|USDA|VA) 57 $16,665,000 $292,368 $5,910 6.62%
NILES, MI (FHA|USDA|VA) 64 $16,240,000 $253,750 $5,940 6.70%
DAYTON-KETTERING, OH (FHA|USDA|VA) 68 $16,220,000 $238,529 $5,643 6.53%
TULSA, OK (FHA|USDA|VA) 58 $16,170,000 $278,793 $7,869 6.62%
RICHMOND, VA (FHA|USDA|VA) 46 $16,030,000 $348,478 $7,866 6.31%
HINESVILLE, GA (FHA|USDA|VA) 67 $15,435,000 $230,373 $7,172 6.29%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 51 $15,035,000 $294,804 $6,801 6.63%
WACO, TX (FHA|USDA|VA) 52 $14,840,000 $285,385 $8,235 6.48%
RACINE, WI (FHA|USDA|VA) 70 $14,780,000 $211,143 $5,139 6.89%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 53 $14,735,000 $278,019 $7,177 6.40%
GAINESVILLE, FL (FHA|USDA|VA) 63 $14,525,000 $230,556 $8,409 5.59%
SANTA FE, NM (FHA|USDA|VA) 37 $14,245,000 $385,000 $9,410 6.86%
ROANOKE, VA (FHA|USDA|VA) 55 $13,895,000 $252,636 $7,488 6.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 40 $13,690,000 $342,250 $6,534 6.83%
BISMARCK, ND (FHA|USDA|VA) 47 $13,545,000 $288,191 $6,693 6.53%
FRESNO, CA (FHA|USDA|VA) 44 $13,450,000 $305,682 $8,190 6.36%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 40 $13,250,000 $331,250 $5,151 6.72%
ANN ARBOR, MI (FHA|USDA|VA) 38 $13,080,000 $344,211 $5,287 6.91%
KNOXVILLE, TN (FHA|USDA|VA) 36 $13,050,000 $362,500 $5,952 6.44%
Jefferson, GA (FHA|USDA|VA) 44 $12,990,000 $295,227 $8,780 6.72%
Morehead City, NC (FHA|USDA|VA) 34 $12,950,000 $380,882 $6,978 6.71%
PANAMA CITY, FL (FHA|USDA|VA) 49 $12,825,000 $261,735 $9,506 6.29%
ROCKY MOUNT, NC (FHA|USDA|VA) 75 $12,525,000 $167,000 $8,650 5.22%
NAPA, CA (FHA|USDA|VA) 17 $12,505,000 $735,588 $10,034 5.26%
MONTGOMERY, AL (FHA|USDA|VA) 55 $12,055,000 $219,182 $7,335 6.44%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 29 $11,835,000 $408,103 $9,592 6.57%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 49 $11,815,000 $241,122 $5,101 6.86%
Findlay, OH (FHA|USDA|VA) 60 $11,640,000 $194,000 $4,910 6.93%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 66 $11,630,000 $176,212 $5,509 6.64%
Faribault-Northfield, MN (FHA|USDA|VA) 57 $11,395,000 $199,912 $5,842 5.70%
Kapaa, HI (FHA|USDA|VA) 18 $11,330,000 $629,444 $14,620 6.64%
BEND, OR (FHA|USDA|VA) 24 $11,210,000 $467,083 $8,154 6.71%
MISSOULA, MT (FHA|USDA|VA) 28 $11,140,000 $397,857 $6,203 6.46%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 38 $11,100,000 $292,105 $6,991 6.86%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 34 $10,420,000 $306,471 $6,883 6.13%
Lebanon, NH-VT (FHA|USDA|VA) 27 $10,415,000 $385,741 $6,658 6.99%
SPARTANBURG, SC (FHA|USDA|VA) 42 $10,360,000 $246,667 $6,861 6.60%
YORK-HANOVER, PA (FHA|USDA|VA) 32 $10,280,000 $321,250 $8,157 6.68%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 48 $10,180,000 $212,083 $4,970 6.44%
SALISBURY, MD-DE (FHA|USDA|VA) 27 $10,155,000 $376,111 $8,781 6.72%
LOUISVILLE, KY (FHA|USDA|VA) 34 $9,890,000 $290,882 $6,112 6.87%
Scottsboro, AL (FHA|USDA|VA) 47 $9,855,000 $209,681 $7,795 6.42%
Norfolk, NE (FHA|USDA|VA) 53 $9,815,000 $185,189 $5,631 5.36%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 27 $9,225,000 $341,667 $10,460 6.15%
ROCKFORD, IL (FHA|USDA|VA) 61 $8,995,000 $147,459 $6,116 5.75%
Torrington, CT (FHA|USDA|VA) 27 $8,895,000 $329,444 $7,578 6.67%
Minot, ND (FHA|USDA|VA) 39 $8,875,000 $227,564 $5,831 6.60%
Ottawa, IL (FHA|USDA|VA) 53 $8,865,000 $167,264 $5,801 5.81%
KANKAKEE, IL (FHA|USDA|VA) 52 $8,840,000 $170,000 $6,513 5.44%
LONGVIEW, WA (FHA|USDA|VA) 23 $8,835,000 $384,130 $8,446 6.46%
LONGVIEW, TX (FHA|USDA|VA) 36 $8,790,000 $244,167 $8,620 6.82%
EAST STROUDSBURG, PA (FHA|USDA|VA) 33 $8,645,000 $261,970 $7,999 6.86%
TOLEDO, OH (FHA|USDA|VA) 45 $8,595,000 $191,000 $6,111 6.80%
Georgetown, SC (FHA|USDA|VA) 26 $8,570,000 $329,615 $7,757 6.56%
Brookings, SD (FHA|USDA|VA) 33 $8,395,000 $254,394 $5,150 6.82%
Concord, NH (FHA|USDA|VA) 23 $8,235,000 $358,043 $6,033 6.66%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 33 $8,145,000 $246,818 $5,531 6.53%
Hailey, ID (FHA|USDA|VA) 10 $8,130,000 $813,000 $8,041 6.58%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 12 $7,980,000 $665,000 $8,500 7.15%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 31 $7,955,000 $256,613 $5,001 6.82%
YUBA CITY, CA (FHA|USDA|VA) 22 $7,950,000 $361,364 $9,361 5.93%
SPRINGFIELD, MO (FHA|USDA|VA) 35 $7,885,000 $225,286 $5,413 6.47%
MADERA, CA (FHA|USDA|VA) 24 $7,870,000 $327,917 $10,516 6.00%
Edwards, CO (FHA|USDA|VA) 13 $7,865,000 $605,000 $6,274 6.82%
YUMA, AZ (FHA|USDA|VA) 25 $7,765,000 $310,600 $7,991 6.49%
Truckee-Grass Valley, CA (FHA|USDA|VA) 15 $7,755,000 $517,000 $6,723 6.72%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 35 $7,725,000 $220,714 $6,320 6.72%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 28 $7,700,000 $275,000 $6,463 6.81%
GAINESVILLE, GA (FHA|USDA|VA) 25 $7,655,000 $306,200 $7,969 6.62%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $7,630,000 $476,875 $11,722 6.32%
BURLINGTON, NC (FHA|USDA|VA) 29 $7,515,000 $259,138 $6,252 6.35%
SPRINGFIELD, IL (FHA|USDA|VA) 49 $7,495,000 $152,959 $5,549 5.91%
Athens, TX (FHA|USDA|VA) 22 $7,260,000 $330,000 $7,503 7.02%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 30 $7,250,000 $241,667 $7,783 6.27%
MADISON, WI (FHA|USDA|VA) 21 $7,215,000 $343,571 $4,303 6.71%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 51 $7,165,000 $140,490 $4,125 4.97%
Marinette, WI-MI (FHA|USDA|VA) 49 $7,135,000 $145,612 $4,755 7.17%
RENO, NV (FHA|USDA|VA) 15 $7,125,000 $475,000 $6,246 6.44%
Sandpoint, ID (FHA|USDA|VA) 18 $7,080,000 $393,333 $6,209 6.52%
Owatonna, MN (FHA|USDA|VA) 39 $7,065,000 $181,154 $6,002 5.50%
Easton, MD (FHA|USDA|VA) 11 $6,955,000 $632,273 $10,284 6.39%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 32 $6,870,000 $214,688 $7,891 6.53%
MERCED, CA (FHA|USDA|VA) 19 $6,705,000 $352,895 $14,379 6.07%
Marshalltown, IA (FHA|USDA|VA) 43 $6,645,000 $154,535 $5,790 6.73%
THE VILLAGES, FL (FHA|USDA|VA) 23 $6,525,000 $283,696 $6,080 7.04%
FLINT, MI (FHA|USDA|VA) 36 $6,470,000 $179,722 $5,084 6.35%
Albert Lea, MN (FHA|USDA|VA) 52 $6,430,000 $123,654 $4,777 5.47%
Paris, TX (FHA|USDA|VA) 25 $6,365,000 $254,600 $9,533 6.57%
GREENVILLE, NC (FHA|USDA|VA) 31 $6,345,000 $204,677 $5,482 5.88%
BRUNSWICK, GA (FHA|USDA|VA) 24 $6,300,000 $262,500 $7,696 6.60%
SUMTER, SC (FHA|USDA|VA) 25 $6,295,000 $251,800 $7,729 6.37%
Aberdeen, WA (FHA|USDA|VA) 17 $6,255,000 $367,941 $10,508 6.45%
GLENS FALLS, NY (FHA|USDA|VA) 26 $6,180,000 $237,692 $8,158 6.64%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 24 $6,130,000 $255,417 $4,704 6.68%
Laconia, NH (FHA|USDA|VA) 18 $6,010,000 $333,889 $6,255 7.24%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 33 $5,995,000 $181,667 $7,252 6.47%
KINGSTON, NY (FHA|USDA|VA) 17 $5,995,000 $352,647 $7,809 6.62%
Statesboro, GA (FHA|USDA|VA) 21 $5,965,000 $284,048 $6,823 6.64%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 25 $5,965,000 $238,600 $9,087 6.21%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 12 $5,740,000 $478,333 $8,475 6.02%
MOBILE, AL (FHA|USDA|VA) 32 $5,700,000 $178,125 $7,548 7.19%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 16 $5,620,000 $351,250 $12,780 6.35%
CHARLESTON, WV (FHA|USDA|VA) 33 $5,485,000 $166,212 $6,805 7.13%
Red Wing, MN (FHA|USDA|VA) 27 $5,405,000 $200,185 $5,705 6.49%
CORPUS CHRISTI, TX (FHA|USDA|VA) 18 $5,350,000 $297,222 $8,591 6.44%
Traverse City, MI (FHA|USDA|VA) 18 $5,340,000 $296,667 $6,546 6.86%
Calhoun, GA (FHA|USDA|VA) 21 $5,335,000 $254,048 $7,876 6.90%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 11 $5,335,000 $485,000 $7,098 6.72%
FARGO, ND-MN (FHA|USDA|VA) 22 $5,330,000 $242,273 $6,862 6.10%
PITTSFIELD, MA (FHA|USDA|VA) 16 $5,220,000 $326,250 $7,810 6.62%
Duncan, OK (FHA|USDA|VA) 34 $5,220,000 $153,529 $6,084 6.75%
ROME, GA (FHA|USDA|VA) 25 $5,175,000 $207,000 $6,970 6.41%
FAIRBANKS, AK (FHA|USDA|VA) 17 $5,015,000 $295,000 $8,764 6.87%
LUBBOCK, TX (FHA|USDA|VA) 23 $4,965,000 $215,870 $7,921 6.69%
BATTLE CREEK, MI (FHA|USDA|VA) 31 $4,955,000 $159,839 $3,696 6.96%
CARBONDALE-MARION, IL (FHA|USDA|VA) 35 $4,935,000 $141,000 $5,479 5.71%
Key West, FL (FHA|USDA|VA) 7 $4,885,000 $697,857 $12,190 7.03%
Austin, MN (FHA|USDA|VA) 37 $4,875,000 $131,757 $5,366 5.09%
Kalispell, MT (FHA|USDA|VA) 7 $4,845,000 $692,143 $7,308 6.31%
Williston, ND (FHA|USDA|VA) 16 $4,790,000 $299,375 $9,613 6.82%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 20 $4,720,000 $236,000 $5,700 6.79%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 18 $4,660,000 $258,889 $6,367 6.31%
VISALIA, CA (FHA|USDA|VA) 15 $4,645,000 $309,667 $12,010 6.90%
Durant, OK (FHA|USDA|VA) 22 $4,510,000 $205,000 $8,554 6.67%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 20 $4,470,000 $223,500 $3,341 6.58%
Clovis, NM (FHA|USDA|VA) 27 $4,465,000 $165,370 $7,894 6.81%
LAS CRUCES, NM (FHA|USDA|VA) 16 $4,390,000 $274,375 $8,291 6.48%
Riverton, WY (FHA|USDA|VA) 15 $4,385,000 $292,333 $8,396 6.53%
FLORENCE, SC (FHA|USDA|VA) 22 $4,370,000 $198,636 $8,208 6.27%
JOHNSON CITY, TN (FHA|USDA|VA) 20 $4,330,000 $216,500 $7,272 6.85%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 23 $4,295,000 $186,739 $5,399 6.59%
DULUTH, MN-WI (FHA|USDA|VA) 25 $4,285,000 $171,400 $6,009 6.46%
Pahrump, NV (FHA|USDA|VA) 15 $4,045,000 $269,667 $6,305 7.17%
Fort Payne, AL (FHA|USDA|VA) 19 $4,015,000 $211,316 $8,008 6.48%
LINCOLN, NE (FHA|USDA|VA) 15 $3,975,000 $265,000 $3,919 5.84%
Sevierville, TN (FHA|USDA|VA) 7 $3,965,000 $566,429 $13,197 7.04%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 14 $3,960,000 $282,857 $8,982 6.99%
AMES, IA (FHA|USDA|VA) 16 $3,950,000 $246,875 $6,567 6.65%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 13 $3,905,000 $300,385 $7,750 6.31%
Shelton, WA (FHA|USDA|VA) 11 $3,895,000 $354,091 $10,173 6.00%
BELLINGHAM, WA (FHA|USDA|VA) 8 $3,880,000 $485,000 $10,399 6.49%
LAWTON, OK (FHA|USDA|VA) 19 $3,835,000 $201,842 $6,187 6.44%
MONROE, MI (FHA|USDA|VA) 16 $3,810,000 $238,125 $6,226 6.83%
Dodge City, KS (FHA|USDA|VA) 17 $3,785,000 $222,647 $7,654 6.66%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 13 $3,745,000 $288,077 $6,546 6.77%
PINE BLUFF, AR (FHA|USDA|VA) 30 $3,670,000 $122,333 $6,616 6.86%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 16 $3,660,000 $228,750 $5,280 6.98%
LYNCHBURG, VA (FHA|USDA|VA) 13 $3,655,000 $281,154 $5,133 6.67%
Washington Court House, OH (FHA|USDA|VA) 19 $3,625,000 $190,789 $5,329 6.53%
Garden City, KS (FHA|USDA|VA) 16 $3,560,000 $222,500 $7,398 6.72%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $3,540,000 $442,500 $6,873 6.83%
Waycross, GA (FHA|USDA|VA) 18 $3,540,000 $196,667 $5,808 6.46%
Weatherford, OK (FHA|USDA|VA) 13 $3,525,000 $271,154 $5,788 6.46%
LaGrange, GA-AL (FHA|USDA|VA) 13 $3,515,000 $270,385 $9,097 6.71%
Cornelia, GA (FHA|USDA|VA) 12 $3,490,000 $290,833 $8,064 6.20%
Clearlake, CA (FHA|USDA|VA) 14 $3,490,000 $249,286 $9,015 6.71%
BATON ROUGE, LA (FHA|USDA|VA) 16 $3,480,000 $217,500 $7,661 6.78%
Enterprise, AL (FHA|USDA|VA) 12 $3,470,000 $289,167 $10,475 6.12%
Tullahoma-Manchester, TN (FHA|USDA|VA) 12 $3,410,000 $284,167 $5,316 6.22%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 8 $3,360,000 $420,000 $6,361 6.35%
WAUSAU-WESTON, WI (FHA|USDA|VA) 14 $3,330,000 $237,857 $3,213 6.54%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 19 $3,285,000 $172,895 $5,705 7.12%
Lake City, FL (FHA|USDA|VA) 20 $3,260,000 $163,000 $10,072 5.41%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $3,165,000 $351,667 $8,700 6.42%
PEORIA, IL (FHA|USDA|VA) 21 $3,125,000 $148,810 $4,364 5.33%
Sanford, NC (FHA|USDA|VA) 14 $3,120,000 $222,857 $7,512 5.28%
SPRINGFIELD, OH (FHA|USDA|VA) 17 $3,065,000 $180,294 $5,051 5.85%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 7 $3,055,000 $436,429 $8,149 7.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 14 $3,050,000 $217,857 $7,901 6.54%
MANHATTAN, KS (FHA|USDA|VA) 13 $2,995,000 $230,385 $7,082 6.57%
Centralia, WA (FHA|USDA|VA) 8 $2,980,000 $372,500 $7,992 6.43%
Cambridge, MD (FHA|USDA|VA) 11 $2,975,000 $270,455 $6,446 6.59%
Cookeville, TN (FHA|USDA|VA) 8 $2,970,000 $371,250 $5,617 6.32%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $2,925,000 $585,000 $10,966 6.77%
BLOOMINGTON, IL (FHA|USDA|VA) 12 $2,920,000 $243,333 $5,249 5.99%
Outside of Metro Areas 7 $2,915,000 $416,429 $3,198 6.59%
Wooster, OH (FHA|USDA|VA) 18 $2,890,000 $160,556 $4,682 6.48%
GOLDSBORO, NC (FHA|USDA|VA) 14 $2,870,000 $205,000 $5,943 5.64%
WICHITA FALLS, TX (FHA|USDA|VA) 10 $2,860,000 $286,000 $8,009 6.86%
Heber, UT (FHA|USDA|VA) 4 $2,850,000 $712,500 $6,866 7.37%
COLUMBIA, MO (FHA|USDA|VA) 9 $2,835,000 $315,000 $5,381 6.74%
Durango, CO (FHA|USDA|VA) 4 $2,820,000 $705,000 $5,275 7.03%
Cedartown, GA (FHA|USDA|VA) 12 $2,730,000 $227,500 $8,082 5.67%
Granbury, TX (FHA|USDA|VA) 10 $2,640,000 $264,000 $10,949 6.31%
Wilson, NC (FHA|USDA|VA) 12 $2,620,000 $218,333 $6,833 5.94%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $2,615,000 $871,667 $5,674 6.49%
CLEVELAND, TN (FHA|USDA|VA) 10 $2,550,000 $255,000 $6,487 6.55%
DOTHAN, AL (FHA|USDA|VA) 8 $2,540,000 $317,500 $7,438 6.32%
Show Low, AZ (FHA|USDA|VA) 7 $2,535,000 $362,143 $7,498 7.02%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $2,530,000 $316,250 $4,501 6.34%
Klamath Falls, OR (FHA|USDA|VA) 7 $2,525,000 $360,714 $11,702 5.79%
Corsicana, TX (FHA|USDA|VA) 6 $2,520,000 $420,000 $8,808 6.83%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 10 $2,510,000 $251,000 $4,704 6.96%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 12 $2,510,000 $209,167 $5,681 6.29%
DOVER, DE (FHA|USDA|VA) 7 $2,505,000 $357,857 $10,214 6.52%
Fergus Falls, MN (FHA|USDA|VA) 8 $2,500,000 $312,500 $6,723 6.76%
Fort Leonard Wood, MO (FHA|USDA|VA) 12 $2,480,000 $206,667 $6,674 7.00%
Vineyard Haven, MA (FHA|USDA|VA) 3 $2,465,000 $821,667 $20,127 6.71%
VALDOSTA, GA (FHA|USDA|VA) 9 $2,465,000 $273,889 $8,986 6.79%
Mount Vernon, OH (FHA|USDA|VA) 8 $2,430,000 $303,750 $8,369 6.62%
ALBANY-LEBANON, OR (FHA|USDA|VA) 7 $2,425,000 $346,429 $7,741 6.64%
Elko, NV (FHA|USDA|VA) 8 $2,420,000 $302,500 $10,417 6.60%
ST. CLOUD, MN (FHA|USDA|VA) 13 $2,415,000 $185,769 $6,663 4.53%
EAU CLAIRE, WI (FHA|USDA|VA) 11 $2,415,000 $219,545 $6,785 7.39%
Watertown, SD (FHA|USDA|VA) 9 $2,405,000 $267,222 $5,648 6.96%
LIMA, OH (FHA|USDA|VA) 16 $2,400,000 $150,000 $4,395 6.88%
Brevard, NC (FHA|USDA|VA) 9 $2,395,000 $266,111 $8,192 6.14%
Elizabeth City, NC (FHA|USDA|VA) 6 $2,390,000 $398,333 $8,465 6.35%
CHEYENNE, WY (FHA|USDA|VA) 8 $2,330,000 $291,250 $7,953 6.51%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 10 $2,330,000 $233,000 $8,264 6.53%
Oak Harbor, WA (FHA|USDA|VA) 5 $2,325,000 $465,000 $5,480 6.35%
DALTON, GA (FHA|USDA|VA) 9 $2,325,000 $258,333 $9,406 6.95%
Brainerd, MN (FHA|USDA|VA) 10 $2,290,000 $229,000 $5,664 6.74%
DECATUR, AL (FHA|USDA|VA) 9 $2,245,000 $249,444 $7,537 6.38%
Prineville, OR (FHA|USDA|VA) 6 $2,240,000 $373,333 $8,942 6.35%
Woodward, OK (FHA|USDA|VA) 15 $2,235,000 $149,000 $5,998 6.78%
WICHITA, KS (FHA|USDA|VA) 11 $2,225,000 $202,273 $5,878 6.59%
Beaver Dam, WI (FHA|USDA|VA) 8 $2,220,000 $277,500 $7,251 6.71%
Breckenridge, CO (FHA|USDA|VA) 4 $2,220,000 $555,000 $6,074 7.36%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 10 $2,220,000 $222,000 $4,868 7.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 17 $2,205,000 $129,706 $5,375 6.58%
Manitowoc, WI (FHA|USDA|VA) 13 $2,195,000 $168,846 $5,323 7.01%
Coos Bay, OR (FHA|USDA|VA) 7 $2,185,000 $312,143 $9,949 6.83%
FORT WAYNE, IN (FHA|USDA|VA) 8 $2,170,000 $271,250 $6,419 6.47%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $2,165,000 $196,818 $7,737 5.28%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 9 $2,135,000 $237,222 $9,380 5.80%
Rockport, TX (FHA|USDA|VA) 6 $2,120,000 $353,333 $12,472 6.42%
JACKSON, TN (FHA|USDA|VA) 10 $2,060,000 $206,000 $8,645 6.85%
Los Alamos, NM (FHA|USDA|VA) 5 $2,055,000 $411,000 $6,946 7.05%
Jacksonville, TX (FHA|USDA|VA) 6 $2,050,000 $341,667 $9,300 6.47%
REDDING, CA (FHA|USDA|VA) 5 $2,045,000 $409,000 $5,690 6.23%
Fremont, NE (FHA|USDA|VA) 10 $2,020,000 $202,000 $5,525 6.72%
Cullman, AL (FHA|USDA|VA) 9 $2,015,000 $223,889 $7,629 6.73%
Bonham, TX (FHA|USDA|VA) 10 $2,010,000 $201,000 $5,798 6.47%
Crossville, TN (FHA|USDA|VA) 7 $1,995,000 $285,000 $4,513 6.55%
Shelbyville, TN (FHA|USDA|VA) 6 $1,920,000 $320,000 $6,464 6.77%
MANKATO, MN (FHA|USDA|VA) 11 $1,915,000 $174,091 $4,712 5.43%
Gainesville, TX (FHA|USDA|VA) 9 $1,915,000 $212,778 $6,342 7.07%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 12 $1,910,000 $159,167 $5,024 6.61%
Bradford, PA (FHA|USDA|VA) 18 $1,890,000 $105,000 $6,146 7.24%
MUSKEGON, MI (FHA|USDA|VA) 8 $1,860,000 $232,500 $4,811 7.16%
Taos, NM (FHA|USDA|VA) 5 $1,835,000 $367,000 $7,030 7.83%
ABILENE, TX (FHA|USDA|VA) 7 $1,815,000 $259,286 $7,083 6.25%
Willmar, MN (FHA|USDA|VA) 6 $1,810,000 $301,667 $4,744 7.08%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 6 $1,770,000 $295,000 $5,301 6.30%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 7 $1,755,000 $250,714 $8,089 6.93%
Washington, NC (FHA|USDA|VA) 7 $1,745,000 $249,286 $8,397 6.41%
Rochelle, IL (FHA|USDA|VA) 11 $1,735,000 $157,727 $6,292 5.35%
Shawano, WI (FHA|USDA|VA) 6 $1,730,000 $288,333 $4,182 6.96%
Ardmore, OK (FHA|USDA|VA) 6 $1,730,000 $288,333 $5,994 6.82%
ALBANY, GA (FHA|USDA|VA) 8 $1,730,000 $216,250 $5,912 6.58%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $1,730,000 $288,333 $6,038 6.79%
SAN ANGELO, TX (FHA|USDA|VA) 7 $1,705,000 $243,571 $6,640 6.88%
Holland, MI (FHA|USDA|VA) 8 $1,700,000 $212,500 $5,134 6.90%
Fernley, NV (FHA|USDA|VA) 5 $1,695,000 $339,000 $7,445 6.36%
Seneca, SC (FHA|USDA|VA) 4 $1,690,000 $422,500 $5,847 6.49%
JACKSON, MS (FHA|USDA|VA) 9 $1,665,000 $185,000 $4,377 5.89%
GADSDEN, AL (FHA|USDA|VA) 8 $1,660,000 $207,500 $8,593 6.51%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $1,635,000 $233,571 $4,887 7.12%
Cañon City, CO (FHA|USDA|VA) 8 $1,630,000 $203,750 $3,863 5.01%
Moses Lake, WA (FHA|USDA|VA) 7 $1,615,000 $230,714 $7,238 5.38%
Tiffin, OH (FHA|USDA|VA) 11 $1,605,000 $145,909 $4,417 7.07%
Pontiac, IL (FHA|USDA|VA) 9 $1,585,000 $176,111 $5,419 6.04%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,565,000 $521,667 $8,358 6.96%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 8 $1,550,000 $193,750 $5,810 7.13%
Jesup, GA (FHA|USDA|VA) 7 $1,535,000 $219,286 $6,560 6.79%
Jackson, OH (FHA|USDA|VA) 8 $1,520,000 $190,000 $6,006 6.47%
Richmond-Berea, KY (FHA|USDA|VA) 7 $1,515,000 $216,429 $5,424 6.68%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $1,505,000 $501,667 $6,072 6.67%
Stephenville, TX (FHA|USDA|VA) 6 $1,490,000 $248,333 $7,720 6.93%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 9 $1,465,000 $162,778 $6,297 6.67%
Moscow, ID (FHA|USDA|VA) 3 $1,445,000 $481,667 $13,208 5.88%
RAPID CITY, SD (FHA|USDA|VA) 3 $1,435,000 $478,333 $14,439 6.79%
YAKIMA, WA (FHA|USDA|VA) 3 $1,435,000 $478,333 $9,930 6.25%
CHICO, CA (FHA|USDA|VA) 6 $1,400,000 $233,333 $5,533 5.94%
Newport, OR (FHA|USDA|VA) 4 $1,380,000 $345,000 $6,442 6.69%
LEBANON, PA (FHA|USDA|VA) 7 $1,375,000 $196,429 $7,657 6.65%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 6 $1,350,000 $225,000 $5,264 6.83%
Bucyrus-Galion, OH (FHA|USDA|VA) 9 $1,345,000 $149,444 $5,394 5.41%
Steamboat Springs, CO (FHA|USDA|VA) 2 $1,330,000 $665,000 $9,059 8.38%
TEXARKANA, TX-AR (FHA|USDA|VA) 8 $1,330,000 $166,250 $2,936 7.39%
North Wilkesboro, NC (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $10,427 6.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $1,295,000 $259,000 $3,980 6.47%
Vidalia, GA (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,605 6.75%
Boone, NC (FHA|USDA|VA) 3 $1,275,000 $425,000 $8,329 7.60%
Yankton, SD (FHA|USDA|VA) 6 $1,270,000 $211,667 $6,527 7.13%
Fairmont, WV (FHA|USDA|VA) 8 $1,260,000 $157,500 $6,798 6.48%
Dixon, IL (FHA|USDA|VA) 6 $1,230,000 $205,000 $7,326 6.90%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 8 $1,230,000 $153,750 $1,450 6.84%
Marion, NC (FHA|USDA|VA) 5 $1,225,000 $245,000 $5,421 7.00%
McMinnville, TN (FHA|USDA|VA) 6 $1,220,000 $203,333 $5,391 5.84%
HAMMOND, LA (FHA|USDA|VA) 6 $1,210,000 $201,667 $7,130 6.67%
Effingham, IL (FHA|USDA|VA) 6 $1,210,000 $201,667 $4,002 6.38%
MORRISTOWN, TN (FHA|USDA|VA) 5 $1,205,000 $241,000 $6,842 6.24%
MEDFORD, OR (FHA|USDA|VA) 4 $1,200,000 $300,000 $6,142 6.16%
Wilmington, OH (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,232 6.80%
Mount Airy, NC (FHA|USDA|VA) 6 $1,190,000 $198,333 $6,889 5.68%
Tupelo, MS (FHA|USDA|VA) 7 $1,185,000 $169,286 $5,329 5.86%
TERRE HAUTE, IN (FHA|USDA|VA) 5 $1,175,000 $235,000 $5,417 7.07%
Grand Rapids, MN (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,579 6.90%
AMARILLO, TX (FHA|USDA|VA) 4 $1,170,000 $292,500 $3,395 6.43%
Wauchula, FL (FHA|USDA|VA) 2 $1,170,000 $585,000 $15,939 6.48%
FOND DU LAC, WI (FHA|USDA|VA) 4 $1,160,000 $290,000 $6,416 6.86%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,254 6.71%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $1,140,000 $285,000 $8,522 6.40%
Searcy, AR (FHA|USDA|VA) 5 $1,135,000 $227,000 $2,805 6.48%
Cullowhee, NC (FHA|USDA|VA) 3 $1,125,000 $375,000 $5,646 6.17%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $1,120,000 $560,000 $7,052 6.73%
LOGAN, UT-ID (FHA|USDA|VA) 2 $1,120,000 $560,000 $4,891 6.80%
Sonora, CA (FHA|USDA|VA) 5 $1,115,000 $223,000 $10,297 5.83%
Hutchinson, MN (FHA|USDA|VA) 3 $1,115,000 $371,667 $7,756 6.03%
Greenwood, SC (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,114 6.72%
New Ulm, MN (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,627 7.10%
Ukiah, CA (FHA|USDA|VA) 2 $1,080,000 $540,000 $6,410 6.24%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $1,080,000 $180,000 $5,361 6.71%
Aberdeen, SD (FHA|USDA|VA) 5 $1,075,000 $215,000 $0 6.63%
Albemarle, NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $8,651 7.19%
Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $1,075,000 $215,000 $7,096 5.40%
Marion, OH (FHA|USDA|VA) 7 $1,075,000 $153,571 $7,970 5.00%
Portsmouth, OH (FHA|USDA|VA) 8 $1,060,000 $132,500 $4,483 7.23%
SHEBOYGAN, WI (FHA|USDA|VA) 6 $1,060,000 $176,667 $3,288 6.63%
Sturgis, MI (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,298 6.95%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,050,000 $262,500 $2,956 7.19%
HARRISONBURG, VA (FHA|USDA|VA) 5 $1,045,000 $209,000 $7,766 6.57%
TOPEKA, KS (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,634 7.41%
Huntsville, TX (FHA|USDA|VA) 4 $1,040,000 $260,000 $6,267 6.78%
Urbana, OH (FHA|USDA|VA) 5 $1,035,000 $207,000 $9,009 6.08%
Oxford, MS (FHA|USDA|VA) 3 $1,015,000 $338,333 $3,830 7.28%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,999 6.81%
Payson, AZ (FHA|USDA|VA) 3 $1,005,000 $335,000 $9,381 7.75%
Sweetwater, TX (FHA|USDA|VA) 5 $1,005,000 $201,000 $10,975 7.00%
Española, NM (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,883 7.17%
ROCHESTER, NY (FHA|USDA|VA) 6 $990,000 $165,000 $4,843 6.61%
Montrose, CO (FHA|USDA|VA) 3 $985,000 $328,333 $0 4.58%
Lumberton, NC (FHA|USDA|VA) 6 $980,000 $163,333 $7,293 5.89%
Astoria, OR (FHA|USDA|VA) 2 $960,000 $480,000 $11,658 6.81%
Barre, VT (FHA|USDA|VA) 3 $955,000 $318,333 $4,966 7.25%
Sedalia, MO (FHA|USDA|VA) 6 $940,000 $156,667 $4,034 6.48%
Paris, TN (FHA|USDA|VA) 3 $925,000 $308,333 $6,003 6.63%
Sulphur Springs, TX (FHA|USDA|VA) 2 $920,000 $460,000 $4,062 6.81%
Lebanon, MO (FHA|USDA|VA) 3 $915,000 $305,000 $8,184 6.54%
STAUNTON, VA (FHA|USDA|VA) 3 $905,000 $301,667 $6,114 6.81%
ENID, OK (FHA|USDA|VA) 5 $905,000 $181,000 $7,748 6.30%
Nogales, AZ (FHA|USDA|VA) 4 $900,000 $225,000 $10,537 6.28%
Menomonie, WI (FHA|USDA|VA) 2 $900,000 $450,000 $5,989 6.38%
ST. GEORGE, UT (FHA|USDA|VA) 4 $900,000 $225,000 $6,145 7.02%
Alexandria, MN (FHA|USDA|VA) 3 $895,000 $298,333 $6,237 7.13%
Ashtabula, OH (FHA|USDA|VA) 6 $890,000 $148,333 $5,755 7.05%
Meadville, PA (FHA|USDA|VA) 2 $890,000 $445,000 $6,422 6.37%
Pecos, TX (FHA|USDA|VA) 3 $885,000 $295,000 $13,938 7.03%
Ruston, LA (FHA|USDA|VA) 3 $885,000 $295,000 $3,063 6.21%
KOKOMO, IN (FHA|USDA|VA) 4 $880,000 $220,000 $4,396 6.84%
Warsaw, IN (FHA|USDA|VA) 4 $870,000 $217,500 $6,031 7.44%
Keene, NH (FHA|USDA|VA) 3 $855,000 $285,000 $7,806 7.16%
Stillwater, OK (FHA|USDA|VA) 3 $845,000 $281,667 $8,819 6.50%
Ellensburg, WA (FHA|USDA|VA) 2 $840,000 $420,000 $10,323 6.06%
Rutland, VT (FHA|USDA|VA) 5 $835,000 $167,000 $9,324 6.69%
Ozark, AL (FHA|USDA|VA) 4 $830,000 $207,500 $8,909 6.25%
Burley, ID (FHA|USDA|VA) 2 $830,000 $415,000 $3,534 6.09%
Lewisburg, TN (FHA|USDA|VA) 2 $820,000 $410,000 $8,718 7.31%
Del Rio, TX (FHA|USDA|VA) 3 $815,000 $271,667 $9,841 6.87%
Sandusky, OH (FHA|USDA|VA) 4 $810,000 $202,500 $5,865 6.53%
Charleston-Mattoon, IL (FHA|USDA|VA) 7 $805,000 $115,000 $3,113 6.72%
Butte-Silver Bow, MT (FHA|USDA|VA) 7 $805,000 $115,000 $3,890 5.39%
New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $805,000 $268,333 $5,186 6.39%
Gloversville, NY (FHA|USDA|VA) 5 $795,000 $159,000 $7,635 6.97%
Lufkin, TX (FHA|USDA|VA) 3 $795,000 $265,000 $12,114 6.68%
SYRACUSE, NY (FHA|USDA|VA) 3 $795,000 $265,000 $8,062 6.71%
ERIE, PA (FHA|USDA|VA) 4 $790,000 $197,500 $6,463 6.98%
Uvalde, TX (FHA|USDA|VA) 4 $790,000 $197,500 $9,366 6.47%
CORVALLIS, OR (FHA|USDA|VA) 2 $780,000 $390,000 $6,984 6.75%
Brookings, OR (FHA|USDA|VA) 2 $770,000 $385,000 $5,228 7.09%
Palatka, FL (FHA|USDA|VA) 4 $770,000 $192,500 $7,411 6.99%
Ontario, OR-ID (FHA|USDA|VA) 4 $770,000 $192,500 $8,639 6.78%
VICTORIA, TX (FHA|USDA|VA) 3 $765,000 $255,000 $5,236 6.67%
Dayton, TN (FHA|USDA|VA) 3 $765,000 $255,000 $5,301 6.71%
Salem, OH (FHA|USDA|VA) 5 $745,000 $149,000 $5,025 6.74%
Pullman, WA (FHA|USDA|VA) 1 $725,000 $725,000 $1,741 6.90%
DECATUR, IL (FHA|USDA|VA) 5 $725,000 $145,000 $4,404 7.23%
BINGHAMTON, NY (FHA|USDA|VA) 4 $720,000 $180,000 $4,401 6.86%
JACKSON, MI (FHA|USDA|VA) 4 $720,000 $180,000 $6,774 6.78%
Elk City, OK (FHA|USDA|VA) 4 $720,000 $180,000 $3,717 7.13%
Brenham, TX (FHA|USDA|VA) 3 $715,000 $238,333 $8,475 7.33%
Clewiston, FL (FHA|USDA|VA) 5 $715,000 $143,000 $15,748 6.00%
Vincennes, IN (FHA|USDA|VA) 6 $710,000 $118,333 $4,706 7.10%
Mountain Home, ID (FHA|USDA|VA) 2 $700,000 $350,000 $9,217 6.06%
Mount Vernon, IL (FHA|USDA|VA) 7 $695,000 $99,286 $4,135 4.83%
MANSFIELD, OH (FHA|USDA|VA) 3 $695,000 $231,667 $8,202 6.32%
Muskogee, OK (FHA|USDA|VA) 4 $690,000 $172,500 $2,553 7.41%
Berlin, NH (FHA|USDA|VA) 2 $690,000 $345,000 $6,036 6.63%
Columbus, NE (FHA|USDA|VA) 3 $685,000 $228,333 $6,452 6.68%
Kinston, NC (FHA|USDA|VA) 4 $670,000 $167,500 $5,027 6.78%
Lewistown, PA (FHA|USDA|VA) 2 $670,000 $335,000 $1,702 6.31%
ITHACA, NY (FHA|USDA|VA) 1 $665,000 $665,000 $12,126 6.00%
Mount Pleasant, MI (FHA|USDA|VA) 3 $665,000 $221,667 $4,235 6.81%
Somerset, KY (FHA|USDA|VA) 3 $665,000 $221,667 $9,610 6.24%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $660,000 $330,000 $12,893 6.21%
WHEELING, WV-OH (FHA|USDA|VA) 1 $655,000 $655,000 $1,098 6.25%
Gaffney, SC (FHA|USDA|VA) 3 $655,000 $218,333 $8,512 6.36%
Dublin, GA (FHA|USDA|VA) 3 $655,000 $218,333 $5,418 6.92%
Cedar City, UT (FHA|USDA|VA) 2 $650,000 $325,000 $13,423 7.19%
Jasper, IN (FHA|USDA|VA) 4 $650,000 $162,500 $5,048 6.39%
Union, SC (FHA|USDA|VA) 3 $645,000 $215,000 $8,098 7.29%
TWIN FALLS, ID (FHA|USDA|VA) 2 $640,000 $320,000 $11,761 6.91%
CASPER, WY (FHA|USDA|VA) 3 $635,000 $211,667 $2,074 6.51%
Toccoa, GA (FHA|USDA|VA) 3 $635,000 $211,667 $6,955 6.41%
Greeneville, TN (FHA|USDA|VA) 3 $635,000 $211,667 $5,600 6.90%
Roanoke Rapids, NC (FHA|USDA|VA) 5 $635,000 $127,000 $4,017 5.15%
Milledgeville, GA (FHA|USDA|VA) 3 $625,000 $208,333 $5,326 6.44%
Douglas, GA (FHA|USDA|VA) 4 $620,000 $155,000 $7,859 6.19%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $620,000 $310,000 $9,648 6.90%
Ogdensburg-Massena, NY (FHA|USDA|VA) 3 $615,000 $205,000 $8,397 6.96%
Mineral Wells, TX (FHA|USDA|VA) 3 $605,000 $201,667 $6,685 7.21%
Shelby, NC (FHA|USDA|VA) 3 $605,000 $201,667 $5,933 6.74%
Clarksburg, WV (FHA|USDA|VA) 4 $600,000 $150,000 $6,353 7.34%
Galesburg, IL (FHA|USDA|VA) 3 $595,000 $198,333 $4,469 7.47%
POCATELLO, ID (FHA|USDA|VA) 1 $585,000 $585,000 $2,314 5.58%
Frankfort, KY (FHA|USDA|VA) 3 $575,000 $191,667 $3,420 6.38%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $575,000 $575,000 $12,252 5.75%
Fallon, NV (FHA|USDA|VA) 2 $570,000 $285,000 $8,680 7.43%
Jasper, AL (FHA|USDA|VA) 2 $560,000 $280,000 $6,695 7.16%
WENATCHEE, WA (FHA|USDA|VA) 2 $560,000 $280,000 $7,152 6.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $545,000 $181,667 $2,513 7.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $545,000 $545,000 $0 6.88%
Orangeburg, SC (FHA|USDA|VA) 2 $540,000 $270,000 $5,470 6.16%
New Castle, PA (FHA|USDA|VA) 3 $535,000 $178,333 $7,464 7.04%
Celina, OH (FHA|USDA|VA) 2 $530,000 $265,000 $13,316 6.44%
DUBUQUE, IA (FHA|USDA|VA) 3 $525,000 $175,000 $6,416 5.17%
Winona, MN (FHA|USDA|VA) 3 $525,000 $175,000 $7,353 7.12%
Big Spring, TX (FHA|USDA|VA) 3 $525,000 $175,000 $13,249 6.92%
Wapakoneta, OH (FHA|USDA|VA) 4 $520,000 $130,000 $5,511 6.90%
Henderson, NC (FHA|USDA|VA) 2 $520,000 $260,000 $6,572 6.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $520,000 $260,000 $6,353 7.00%
Bennington, VT (FHA|USDA|VA) 1 $505,000 $505,000 $10,309 7.13%
Sidney, OH (FHA|USDA|VA) 2 $500,000 $250,000 $4,391 5.88%
Craig, CO (FHA|USDA|VA) 2 $500,000 $250,000 $3,340 6.79%
MIDLAND, MI (FHA|USDA|VA) 1 $495,000 $495,000 $4,071 5.90%
Bartlesville, OK (FHA|USDA|VA) 3 $495,000 $165,000 $4,181 6.88%
Laramie, WY (FHA|USDA|VA) 1 $495,000 $495,000 $7,070 5.99%
Ludington, MI (FHA|USDA|VA) 1 $495,000 $495,000 $6,990 7.63%
Fredericksburg, TX (FHA|USDA|VA) 2 $490,000 $245,000 $4,421 6.81%
Alamogordo, NM (FHA|USDA|VA) 2 $490,000 $245,000 $6,350 6.06%
Blackfoot, ID (FHA|USDA|VA) 1 $485,000 $485,000 $17,919 6.93%
Coshocton, OH (FHA|USDA|VA) 5 $485,000 $97,000 $4,156 5.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $480,000 $240,000 $4,902 6.49%
CARSON CITY, NV (FHA|USDA|VA) 1 $475,000 $475,000 $4,308 6.25%
Somerset, PA (FHA|USDA|VA) 3 $465,000 $155,000 $7,574 6.98%
Fremont, OH (FHA|USDA|VA) 3 $455,000 $151,667 $3,775 6.34%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $455,000 $455,000 $650 6.13%
Danville, KY (FHA|USDA|VA) 3 $455,000 $151,667 $4,290 6.77%
Adrian, MI (FHA|USDA|VA) 2 $440,000 $220,000 $3,025 7.44%
Bellefontaine, OH (FHA|USDA|VA) 2 $440,000 $220,000 $10,311 7.81%
Marquette, MI (FHA|USDA|VA) 2 $440,000 $220,000 $4,173 7.05%
Centralia, IL (FHA|USDA|VA) 6 $440,000 $73,333 $4,957 4.19%
Bluefield, WV-VA (FHA|USDA|VA) 3 $435,000 $145,000 $4,679 6.68%
Alice, TX (FHA|USDA|VA) 1 $435,000 $435,000 $14,774 6.20%
Pella, IA (FHA|USDA|VA) 3 $435,000 $145,000 $6,529 6.62%
Marion, IN (FHA|USDA|VA) 2 $430,000 $215,000 $5,159 6.56%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $425,000 $425,000 $3,271 6.13%
Picayune, MS (FHA|USDA|VA) 2 $420,000 $210,000 $6,422 6.69%
Minden, LA (FHA|USDA|VA) 2 $420,000 $210,000 $7,993 7.69%
Mount Sterling, KY (FHA|USDA|VA) 1 $415,000 $415,000 $4,080 7.88%
Greenville, MS (FHA|USDA|VA) 4 $410,000 $102,500 $5,901 6.81%
IOWA CITY, IA (FHA|USDA|VA) 2 $410,000 $205,000 $3,933 7.35%
Plymouth, IN (FHA|USDA|VA) 2 $410,000 $205,000 $8,505 6.56%
Evanston, WY (FHA|USDA|VA) 2 $410,000 $205,000 $7,045 6.94%
Silver City, NM (FHA|USDA|VA) 2 $410,000 $205,000 $7,831 7.19%
Ottumwa, IA (FHA|USDA|VA) 1 $395,000 $395,000 $9,647 7.13%
Ashland, OH (FHA|USDA|VA) 3 $395,000 $131,667 $4,105 4.79%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $395,000 $131,667 $4,498 6.68%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $395,000 $395,000 $8,940 7.50%
Mayfield, KY (FHA|USDA|VA) 2 $390,000 $195,000 $6,062 6.00%
Farmington, MO (FHA|USDA|VA) 2 $390,000 $195,000 $4,325 6.25%
Forest City, NC (FHA|USDA|VA) 3 $385,000 $128,333 $3,850 4.54%
HATTIESBURG, MS (FHA|USDA|VA) 1 $385,000 $385,000 $600 5.65%
Freeport, IL (FHA|USDA|VA) 4 $380,000 $95,000 $6,512 4.88%
Bemidji, MN (FHA|USDA|VA) 2 $380,000 $190,000 $4,159 6.76%
FARMINGTON, NM (FHA|USDA|VA) 2 $380,000 $190,000 $8,351 6.00%
Madison, IN (FHA|USDA|VA) 1 $375,000 $375,000 $12,712 7.40%
Juneau, AK (FHA|USDA|VA) 1 $375,000 $375,000 $8,003 6.25%
Greenville, OH (FHA|USDA|VA) 2 $370,000 $185,000 $3,617 6.69%
Plattsburgh, NY (FHA|USDA|VA) 2 $370,000 $185,000 $11,033 7.01%
Big Rapids, MI (FHA|USDA|VA) 3 $365,000 $121,667 $3,966 6.54%
Pottsville, PA (FHA|USDA|VA) 3 $365,000 $121,667 $5,444 6.91%
Kerrville, TX (FHA|USDA|VA) 2 $360,000 $180,000 $0 7.00%
Fort Morgan, CO (FHA|USDA|VA) 2 $360,000 $180,000 $0 3.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $350,000 $175,000 $3,451 7.31%
Emporia, KS (FHA|USDA|VA) 2 $350,000 $175,000 $3,664 6.28%
Americus, GA (FHA|USDA|VA) 3 $345,000 $115,000 $7,558 4.25%
COLUMBUS, IN (FHA|USDA|VA) 1 $345,000 $345,000 $12,480 6.18%
Quincy, IL-MO (FHA|USDA|VA) 1 $345,000 $345,000 $2,673 6.38%
Tifton, GA (FHA|USDA|VA) 1 $335,000 $335,000 $3,043 7.18%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $335,000 $111,667 $2,410 6.67%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $335,000 $335,000 $3,350 7.13%
Taylorville, IL (FHA|USDA|VA) 3 $335,000 $111,667 $4,415 6.58%
SAGINAW, MI (FHA|USDA|VA) 3 $335,000 $111,667 $7,498 7.00%
Greensburg, IN (FHA|USDA|VA) 2 $330,000 $165,000 $8,510 7.75%
Mason City, IA (FHA|USDA|VA) 2 $330,000 $165,000 $4,248 6.81%
Stevens Point, WI (FHA|USDA|VA) 1 $325,000 $325,000 $912 7.13%
The Dalles, OR (FHA|USDA|VA) 1 $325,000 $325,000 $9,893 6.75%
BECKLEY, WV (FHA|USDA|VA) 1 $315,000 $315,000 $6,956 6.88%
Norwalk, OH (FHA|USDA|VA) 1 $315,000 $315,000 $7,310 6.88%
Mountain Home, AR (FHA|USDA|VA) 1 $315,000 $315,000 $2,264 6.33%
GETTYSBURG, PA (FHA|USDA|VA) 2 $310,000 $155,000 $4,002 6.46%
LAFAYETTE, LA (FHA|USDA|VA) 2 $310,000 $155,000 $5,463 7.13%
Worthington, MN (FHA|USDA|VA) 3 $305,000 $101,667 $3,240 4.12%
Bedford, IN (FHA|USDA|VA) 1 $305,000 $305,000 $600 6.23%
Hobbs, NM (FHA|USDA|VA) 1 $305,000 $305,000 $3,762 6.63%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $300,000 $150,000 $4,160 6.99%
Russellville, AR (FHA|USDA|VA) 2 $300,000 $150,000 $1,282 6.59%
Eagle Pass, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,095 6.20%
Rexburg, ID (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.88%
Lawrenceburg, TN (FHA|USDA|VA) 2 $290,000 $145,000 $5,514 6.76%
Warrensburg, MO (FHA|USDA|VA) 2 $290,000 $145,000 $2,968 6.20%
Bay City, TX (FHA|USDA|VA) 2 $290,000 $145,000 $9,982 7.19%
Laurinburg, NC (FHA|USDA|VA) 1 $285,000 $285,000 $8,963 5.68%
Branson, MO (FHA|USDA|VA) 1 $285,000 $285,000 $9,137 6.25%
Roseburg, OR (FHA|USDA|VA) 1 $285,000 $285,000 $7,695 6.98%
Auburn, IN (FHA|USDA|VA) 1 $285,000 $285,000 $4,297 7.00%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $285,000 $285,000 $11,337 7.75%
Poplar Bluff, MO (FHA|USDA|VA) 2 $280,000 $140,000 $2,442 7.25%
Atmore, AL (FHA|USDA|VA) 2 $280,000 $140,000 $5,717 6.76%
ALTOONA, PA (FHA|USDA|VA) 2 $280,000 $140,000 $3,142 6.60%
Logansport, IN (FHA|USDA|VA) 1 $275,000 $275,000 $4,927 7.38%
Okeechobee, FL (FHA|USDA|VA) 1 $275,000 $275,000 $10,898 5.75%
Mitchell, SD (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.75%
BANGOR, ME (FHA|USDA|VA) 1 $275,000 $275,000 $4,008 6.90%
Batesville, AR (FHA|USDA|VA) 2 $270,000 $135,000 $3,246 6.28%
Lewisburg, PA (FHA|USDA|VA) 1 $265,000 $265,000 $4,770 6.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $265,000 $265,000 $12,516 6.25%
Angola, IN (FHA|USDA|VA) 1 $265,000 $265,000 $13,477 6.88%
New Castle, IN (FHA|USDA|VA) 1 $265,000 $265,000 $12,163 7.75%
Glasgow, KY (FHA|USDA|VA) 1 $265,000 $265,000 $13,625 6.75%
Coldwater, MI (FHA|USDA|VA) 2 $260,000 $130,000 $0 6.69%
MONROE, LA (FHA|USDA|VA) 1 $255,000 $255,000 $5,599 7.35%
Moultrie, GA (FHA|USDA|VA) 1 $255,000 $255,000 $10,307 6.75%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $255,000 $255,000 $7,049 5.68%
West Plains, MO (FHA|USDA|VA) 2 $250,000 $125,000 $5,498 6.75%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,398 6.30%
Fort Dodge, IA (FHA|USDA|VA) 2 $250,000 $125,000 $5,121 6.88%
Sterling, IL (FHA|USDA|VA) 4 $250,000 $62,500 $3,607 5.16%
Columbus, MS (FHA|USDA|VA) 1 $245,000 $245,000 $660 7.25%
Troy, AL (FHA|USDA|VA) 1 $245,000 $245,000 $10,312 6.18%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $5,818 6.38%
Wabash, IN (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.25%
Portales, NM (FHA|USDA|VA) 3 $235,000 $78,333 $4,175 4.04%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $235,000 $235,000 $3,726 7.40%
Port Angeles, WA (FHA|USDA|VA) 1 $235,000 $235,000 $11,649 5.75%
El Campo, TX (FHA|USDA|VA) 1 $235,000 $235,000 $16,232 7.25%
Thomasville, GA (FHA|USDA|VA) 2 $230,000 $115,000 $4,729 6.16%
Paducah, KY-IL (FHA|USDA|VA) 1 $225,000 $225,000 $3,809 7.99%
Madisonville, KY (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.25%
Jamestown, ND (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.88%
MUNCIE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,070 7.11%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $215,000 $215,000 $933 6.63%
Danville, VA (FHA|USDA|VA) 1 $215,000 $215,000 $6,441 6.95%
Shawnee, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,010 6.63%
Murray, KY (FHA|USDA|VA) 2 $210,000 $105,000 $2,691 6.71%
Kirksville, MO (FHA|USDA|VA) 2 $210,000 $105,000 $3,796 6.87%
Gillette, WY (FHA|USDA|VA) 1 $205,000 $205,000 $4,199 7.00%
Zanesville, OH (FHA|USDA|VA) 3 $205,000 $68,333 $3,273 4.54%
Indiana, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,608 6.99%
Crawfordsville, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,983 6.99%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.60%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $195,000 $195,000 $4,483 7.35%
Jacksonville, IL (FHA|USDA|VA) 2 $190,000 $95,000 $3,753 7.00%
Lincoln, IL (FHA|USDA|VA) 2 $190,000 $95,000 $3,432 7.31%
Olean, NY (FHA|USDA|VA) 2 $190,000 $95,000 $5,432 6.50%
Spearfish, SD (FHA|USDA|VA) 1 $185,000 $185,000 $2,888 6.88%
London, KY (FHA|USDA|VA) 1 $185,000 $185,000 $6,737 6.75%
Van Wert, OH (FHA|USDA|VA) 1 $185,000 $185,000 $9,799 7.63%
Clinton, IA (FHA|USDA|VA) 1 $175,000 $175,000 $6,987 7.68%
Meridian, MS (FHA|USDA|VA) 1 $175,000 $175,000 $6,501 6.25%
Lamesa, TX (FHA|USDA|VA) 1 $175,000 $175,000 $9,217 6.75%
Ada, OK (FHA|USDA|VA) 1 $175,000 $175,000 $4,301 6.23%
Pampa, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,659 6.38%
Opelousas, LA (FHA|USDA|VA) 1 $175,000 $175,000 $7,515 6.75%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.35%
Spirit Lake, IA (FHA|USDA|VA) 1 $175,000 $175,000 $6,833 6.25%
Kearney, NE (FHA|USDA|VA) 1 $175,000 $175,000 $4,488 6.80%
Bardstown, KY (FHA|USDA|VA) 1 $175,000 $175,000 $8,641 7.75%
Moberly, MO (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.19%
Scottsburg, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,648 7.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.85%
MORGANTOWN, WV (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.00%
Great Bend, KS (FHA|USDA|VA) 1 $165,000 $165,000 $7,501 6.88%
Muscatine, IA (FHA|USDA|VA) 1 $165,000 $165,000 $8,563 6.25%
DeRidder, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,736 6.53%
JONESBORO, AR (FHA|USDA|VA) 1 $155,000 $155,000 $4,054 6.75%
Cordele, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,983 7.25%
Peru, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,915 7.73%
Houghton, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,438 7.88%
Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $675 6.38%
Malone, NY (FHA|USDA|VA) 1 $145,000 $145,000 $5,915 7.45%
Big Stone Gap, VA (FHA|USDA|VA) 1 $145,000 $145,000 $5,169 6.25%
Vicksburg, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,376 6.55%
Malvern, AR (FHA|USDA|VA) 2 $140,000 $70,000 $0 3.44%
Fitzgerald, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,072 6.63%
Selinsgrove, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,993 6.50%
Hutchinson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,736 7.48%
JOPLIN, MO (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.99%
North Platte, NE (FHA|USDA|VA) 1 $135,000 $135,000 $3,262 7.25%
Harrison, AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,006 6.50%
McAlester, OK (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.25%
Elkins, WV (FHA|USDA|VA) 1 $135,000 $135,000 $4,889 6.88%
Hillsdale, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.50%
Susanville, CA (FHA|USDA|VA) 1 $125,000 $125,000 $4,108 6.63%
Newberry, SC (FHA|USDA|VA) 1 $125,000 $125,000 $4,559 6.88%
Fairmont, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,626 7.63%
Summerville, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,003 6.25%
Salina, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,210 7.75%
Ruidoso, NM (FHA|USDA|VA) 1 $125,000 $125,000 $5,854 6.50%
DANVILLE, IL (FHA|USDA|VA) 2 $120,000 $60,000 $0 3.94%
Grants, NM (FHA|USDA|VA) 2 $110,000 $55,000 $0 2.81%
BAY CITY, MI (FHA|USDA|VA) 2 $110,000 $55,000 $0 3.88%
Pearsall, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,215 7.25%
Winfield, KS (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.13%
Hays, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,803 6.85%
Alma, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,655 6.99%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $105,000 $105,000 $3,838 6.38%
Port Lavaca, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,098 7.25%
Defiance, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,704 6.75%
DuBois, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,554 6.88%
Rolla, MO (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $60,000 $30,000 $0 3.69%
Selma, AL (FHA|USDA|VA) 1 $55,000 $55,000 $3,375 5.00%
Thomaston, GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.89%
Guaranteed Rate's top markets include Chicago, Boston, New York, Philadelphia, and Dallas among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against GUARANTEED RATE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FIRESTONE
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    CREDIT UNION 1
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    PROSPERA Credit Union
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    GUARANTY MORTGAGE SERVICE, INC.
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    First National Bank Alaska
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 40,987 $15,098,035,000 $368,362 $6,820 6.39%
    FHA 9,261 $2,917,515,000 $315,032 $13,081 6.54%
    VA 5,746 $2,355,870,000 $410,002 $8,076 6.24%
    USDA 317 $60,445,000 $190,678 $7,178 6.51%
    FHA 79 $11,085,000 $140,316 $0 7.70%
    FHA 3 $565,000 $188,333 $0 7.41%

    For 2023, Guaranteed Rate's most frequently originated type of loan was Conventional, with 40,987 originations. Their 2nd most popular type was FHA, with 9,261 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 53,238 $19,408,250,000 $364,556 $7,979 6.37%
    Cash Out Refi 2,222 $673,590,000 $303,146 $7,406 6.90%
    Refi 933 $361,675,000 $387,647 $6,880 6.65%

    For 2023, Guaranteed Rate's most frequently cited loan purpose was Home Purchase, with 53,238 originations. The 2nd most popular reason was Cash Out Refi, with 2,222 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 53,565 $20,031,565,000 $373,967 $7,979 6.56%
    15 Year 1,123 $310,665,000 $276,638 $6,272 5.15%
    10 Year 565 $11,875,000 $21,018 $4,957 3.20%
    5 Year 522 $3,870,000 $7,414 $0 0.01%
    30+ year 217 $6,365,000 $29,332 $0 0.19%
    Other 212 $17,740,000 $83,679 $9,280 3.73%
    20 Year 185 $61,415,000 $331,973 $5,994 6.15%
    3 Year 4 $20,000 $5,000 $0 0.00%

    For 2023, Guaranteed Rate's most frequently cited loan duration was 30 Year, with 53,565 originations. The 2nd most popular length was 15 Year, with 1,123 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 19,647 $7,817,205,000 $397,883
    $5k+ 10,433 $4,894,445,000 $469,131
    $<1k 7,100 $1,881,810,000 $265,044
    $2k-3k 6,064 $1,792,050,000 $295,523
    $3k-4k 5,310 $1,576,070,000 $296,812
    $4k-5k 4,431 $1,492,275,000 $336,781

    Guaranteed Rate's average total fees were $7,979, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 19,647 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 32,097 $11,921,595,000 $371,424
    7-8% 12,642 $4,573,090,000 $361,738
    5-6% 8,260 $3,451,040,000 $417,801
    <2.5% 2,170 $28,570,000 $13,166
    Over 8% 849 $282,785,000 $333,080
    4-5% 340 $168,610,000 $495,912
    3-4% 35 $17,825,000 $509,286

    During 2023, Guaranteed Rate's average interest rate for loans was 6.56%, while their most frequently originated rate bucket for loans was 6-7%, with 32,097 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 24,769 $7,276,945,000 $293,792 $7,513 6.65%
    $400k-600k 11,713 $5,668,455,000 $483,946 $9,010 6.58%
    $100k-200k 8,989 $1,413,525,000 $157,251 $5,317 6.72%
    $600k-1MM 5,928 $4,280,750,000 $722,124 $10,100 6.56%
    $100,000 or less 3,748 $130,500,000 $34,819 $4,142 3.09%
    $1MM+ 1,246 $1,673,340,000 $1,342,970 $13,298 6.60%

    2023 saw Guaranteed Rate place emphasis on $200k-400k loans with 24,769 originations, totaling $7,276,945,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 14,097 $4,904,575,000 $347,916 $8,355 6.44%
    $150k-250k 11,823 $5,565,495,000 $470,735 $8,558 6.64%
    $75k-100k 10,338 $2,740,500,000 $265,090 $7,662 6.24%
    $50k-75k 9,765 $1,947,605,000 $199,448 $6,502 6.07%
    $250k+ 7,144 $4,839,810,000 $677,465 $9,124 6.73%
    $50k or less 3,073 $404,755,000 $131,713 $5,215 6.03%

    Guaranteed Rate lent most frequently to those with incomes in the $100k-150k range, with 14,097 originations. The second most popular income band? $150k-250k, with 11,823 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 8,677 $3,119,405,000 $359,503 $7,033 6.43%
    20-30% 7,347 $2,685,285,000 $365,494 $6,669 6.48%
    50-60% 5,351 $1,975,685,000 $369,218 $11,689 6.34%
    49% 3,358 $1,228,780,000 $365,926 $8,423 6.51%
    44% 2,863 $962,185,000 $336,076 $7,946 6.19%
    42% 2,498 $944,360,000 $378,046 $8,000 6.28%
    43% 2,496 $832,780,000 $333,646 $7,607 6.26%
    48% 2,444 $903,640,000 $369,738 $8,225 6.48%
    47% 2,317 $846,925,000 $365,527 $8,245 6.44%
    41% 2,286 $844,210,000 $369,296 $7,587 6.32%
    40% 2,243 $828,055,000 $369,173 $7,561 6.36%
    46% 2,224 $786,800,000 $353,777 $8,433 6.38%
    45% 2,209 $780,285,000 $353,230 $7,863 6.50%
    39% 2,166 $800,530,000 $369,589 $7,351 6.31%
    38% 2,021 $760,875,000 $376,484 $7,544 6.42%
    <20% 1,897 $672,685,000 $354,605 $6,603 6.47%
    37% 1,798 $662,460,000 $368,443 $7,216 6.39%
    36% 1,758 $642,560,000 $365,506 $7,418 6.32%
    >60% 204 $113,570,000 $556,716 $12,166 6.21%

    Guaranteed Rate lent most frequently to those with DTI ratios of 30-36%, with 8,677 originations. The next most common DTI ratio? 20-30%, with 7,347 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 35,628 $12,854,880,000 $360,808 $7,552 6.49%
    Not provided 10,605 $3,893,265,000 $367,116 $8,307 6.21%
    Black 5,180 $1,586,270,000 $306,230 $9,944 6.10%
    Asian 2,981 $1,301,175,000 $436,489 $8,243 6.50%
    Asian Indian 520 $268,900,000 $517,115 $7,991 6.53%
    American Indian 809 $250,495,000 $309,635 $8,351 6.35%
    Other Asian 170 $67,680,000 $398,118 $8,652 6.40%
    Filipino 135 $56,415,000 $417,889 $9,220 6.42%
    Chinese 98 $46,680,000 $476,327 $8,447 6.49%
    Native Hawaiian or Islander 78 $30,870,000 $395,769 $9,241 6.32%
    Korean 52 $26,860,000 $516,538 $6,167 6.40%
    Japanese 58 $25,480,000 $439,310 $8,649 6.56%
    Vietnamese 32 $15,680,000 $490,000 $7,405 6.77%
    Other Pacific Islander 24 $9,400,000 $391,667 $8,792 6.53%
    Native Hawaiian 8 $3,960,000 $495,000 $10,653 6.57%
    Samoan 9 $3,435,000 $381,667 $10,036 5.88%
    Guamanian 6 $2,070,000 $345,000 $10,765 6.95%

    Approval Rates

    Total approvals of all applications
    96.70%

    Guaranteed Rate has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    55.82%

    Guaranteed Rate has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 56,393 $20,443,515,000 $362,519

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    56,393 $20,443,515,000 $362,519

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,731 $418,985,000 $242,048 $5,354 6.57%
    40-60% 3,964 $1,369,030,000 $345,366 $6,057 6.64%
    60-80% 13,797 $5,754,475,000 $417,082 $7,253 6.75%
    80-100% 32,471 $12,142,525,000 $373,950 $8,242 6.62%
    Over 100% 1,710 $689,640,000 $403,298 $14,205 6.27%
    Under 20% 2,720 $68,860,000 $25,316 $4,450 1.64%