Guaranteed Rate Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300U3721PJGQZYY68
Tax ID: 36-4327855
2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Guaranteed Rate is a large mortgage company specializing in Home Purchase and Refi loans. Guaranteed Rate has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Chicago, Cambridge, Boston, Oakland, and Los Angeles among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Guaranteed Rate is typically an average fee lendor.Originations
135,591Origination Dollar Volume (All Markets)
$47,236,695,000Relative Rate
Guaranteed Rate 's average 30 year fixed rate mortgage was
3.18%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.18%.
Relative Fees
Guaranteed Rate 's average total fees for a 30 year fixed rate
mortgage are $5,108.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 108,318 | $38,945,630,000 | $359,549 | $4,116 | 3.18% |
| VA | 13,502 | $4,901,320,000 | $363,007 | $5,589 | 2.75% |
| FHA | 12,717 | $3,190,415,000 | $250,878 | $8,892 | 3.17% |
| USDA | 1,054 | $199,330,000 | $189,118 | $5,600 | 3.01% |
For the 2020 period, Guaranteed Rate 's most frequently originated loan type was Conventional, with 108,318 originations. Their 2nd most popular type is VA, with 13,502 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 71,185 | $23,605,105,000 | $331,602 | $5,853 | 3.11% |
| Refi | 52,706 | $19,773,360,000 | $375,163 | $3,314 | 3.11% |
| Cash Out Refi | 11,700 | $3,858,230,000 | $329,763 | $4,361 | 3.37% |
For the 2020, Guaranteed Rate 's most frequently cited loan purpose was Home Purchase, with 71,185 originations. The 2nd most popular reason was Refi, with 52,706 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 113,014 | $40,995,070,000 | $362,743 | $5,016 | 3.19% |
| 15 Year | 13,551 | $3,736,335,000 | $275,724 | $3,222 | 2.76% |
| 20 Year | 6,921 | $2,026,435,000 | $292,795 | $3,067 | 3.14% |
| Other | 1,132 | $368,540,000 | $325,565 | $3,182 | 3.17% |
| 10 Year | 842 | $103,890,000 | $123,385 | $2,743 | 2.24% |
| 5 Year | 124 | $1,270,000 | $10,242 | $0 | 0.00% |
| 30+ year | 6 | $5,150,000 | $858,333 | $5,198 | 4.88% |
| 3 Year | 1 | $5,000 | $5,000 | $0 | 0.00% |
For the 2020, Guaranteed Rate 's most frequently cited loan length was 30 Year, with 113,014 originations. The 2nd most popular length was 15 Year, with 13,551 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 89,225 | $31,561,405,000 | $353,728 |
| $<1k | 15,138 | $4,638,340,000 | $306,404 |
| $2k-3k | 11,357 | $3,621,645,000 | $318,891 |
| $3k-4k | 8,839 | $3,194,935,000 | $361,459 |
| $5k+ | 4,507 | $2,471,815,000 | $548,439 |
$5,108 was Guaranteed Rate 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 89,225 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CHICAGO-NAPERVILLE-EVANSTON, IL | 24,536 | $7,794,340,000 | $317,670 | $4,004 | 3.15% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 6,403 | $3,021,585,000 | $471,901 | $4,126 | 3.15% |
| BOSTON, MA | 4,135 | $1,972,505,000 | $477,027 | $4,169 | 3.17% |
| Outside of Metro Areas | 6,609 | $1,744,565,000 | $263,968 | $4,536 | 3.12% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 2,466 | $1,619,540,000 | $656,748 | $5,370 | 3.11% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,545 | $1,523,455,000 | $598,607 | $5,606 | 3.18% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,312 | $1,112,230,000 | $481,068 | $5,253 | 2.96% |
| DENVER-AURORA-LAKEWOOD, CO | 2,398 | $968,380,000 | $403,828 | $3,884 | 3.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 1,813 | $946,065,000 | $521,823 | $6,462 | 3.03% |
| NEWARK, NJ-PA | 2,095 | $925,335,000 | $441,687 | $5,925 | 3.11% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2,471 | $827,735,000 | $334,980 | $3,679 | 3.12% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,018 | $824,610,000 | $810,029 | $5,302 | 3.14% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,796 | $771,380,000 | $429,499 | $6,097 | 3.16% |
| DALLAS-PLANO-IRVING, TX | 2,118 | $687,430,000 | $324,566 | $6,167 | 3.13% |
| PHILADELPHIA, PA | 2,080 | $636,010,000 | $305,774 | $5,510 | 3.07% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,286 | $634,070,000 | $277,371 | $4,940 | 3.08% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 781 | $630,865,000 | $807,766 | $4,673 | 3.07% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,035 | $621,645,000 | $600,623 | $5,225 | 3.17% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,297 | $610,925,000 | $265,966 | $6,066 | 3.14% |
| SEATTLE-BELLEVUE-KENT, WA | 1,150 | $606,400,000 | $527,304 | $4,897 | 3.13% |
| CINCINNATI, OH-KY-IN | 2,437 | $586,155,000 | $240,523 | $3,066 | 3.13% |
| PHOENIX-MESA-CHANDLER, AZ | 1,748 | $562,280,000 | $321,670 | $4,335 | 3.24% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,675 | $561,425,000 | $335,179 | $5,643 | 3.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,935 | $548,775,000 | $283,605 | $5,437 | 3.12% |
| ELGIN, IL | 2,079 | $503,065,000 | $241,975 | $4,266 | 3.12% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,345 | $485,745,000 | $361,149 | $5,453 | 3.11% |
| URBAN HONOLULU, HI | 802 | $464,350,000 | $578,990 | $8,689 | 2.83% |
| WILMINGTON, NC | 1,479 | $423,775,000 | $286,528 | $5,042 | 3.08% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 733 | $368,975,000 | $503,377 | $5,073 | 3.20% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 944 | $347,570,000 | $368,189 | $5,223 | 3.11% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 1,087 | $337,555,000 | $310,538 | $4,710 | 3.23% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 1,324 | $336,300,000 | $254,003 | $4,942 | 3.13% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,188 | $333,670,000 | $280,867 | $5,265 | 3.24% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 998 | $332,270,000 | $332,936 | $5,431 | 3.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 891 | $330,985,000 | $371,476 | $5,623 | 3.11% |
| KANSAS CITY, MO-KS | 1,252 | $325,580,000 | $260,048 | $3,640 | 3.17% |
| RALEIGH-CARY, NC | 1,056 | $318,980,000 | $302,064 | $4,027 | 3.12% |
| PROVIDENCE-WARWICK, RI-MA | 849 | $280,075,000 | $329,888 | $4,284 | 3.14% |
| COLUMBUS, OH | 1,048 | $271,080,000 | $258,664 | $4,826 | 3.17% |
| SAN RAFAEL, CA | 344 | $268,230,000 | $779,738 | $5,408 | 3.17% |
| WORCESTER, MA-CT | 834 | $261,960,000 | $314,101 | $4,248 | 3.13% |
| BOISE CITY, ID | 867 | $261,485,000 | $301,597 | $5,264 | 3.18% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 980 | $255,610,000 | $260,827 | $5,784 | 3.18% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 788 | $250,310,000 | $317,652 | $5,497 | 3.17% |
| GARY, IN | 1,049 | $247,205,000 | $235,658 | $3,788 | 3.23% |
| COLORADO SPRINGS, CO | 669 | $226,645,000 | $338,782 | $6,136 | 2.87% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 585 | $223,635,000 | $382,282 | $4,504 | 3.04% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 552 | $214,860,000 | $389,239 | $5,322 | 3.12% |
| BOULDER, CO | 447 | $211,295,000 | $472,696 | $3,777 | 3.11% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 668 | $207,580,000 | $310,749 | $4,266 | 3.15% |
| KAHULUI-WAILUKU-LAHAINA, HI | 394 | $202,890,000 | $514,949 | $6,971 | 3.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 579 | $200,085,000 | $345,570 | $4,831 | 3.04% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 627 | $198,045,000 | $315,861 | $5,704 | 3.28% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 744 | $198,020,000 | $266,156 | $6,430 | 3.17% |
| SALT LAKE CITY, UT | 599 | $195,975,000 | $327,170 | $4,928 | 3.18% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 816 | $194,510,000 | $238,370 | $4,417 | 3.14% |
| SANTA ROSA-PETALUMA, CA | 355 | $180,835,000 | $509,394 | $5,551 | 3.13% |
| ST. LOUIS, MO-IL | 878 | $176,500,000 | $201,025 | $3,567 | 3.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 350 | $164,700,000 | $470,571 | $5,817 | 3.13% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 441 | $155,475,000 | $352,551 | $4,006 | 3.16% |
| CAMDEN, NJ | 640 | $154,130,000 | $240,828 | $4,865 | 2.93% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 337 | $148,935,000 | $441,944 | $6,177 | 3.15% |
| BARNSTABLE TOWN, MA | 361 | $135,615,000 | $375,665 | $4,104 | 3.16% |
| SANTA MARIA-SANTA BARBARA, CA | 242 | $134,830,000 | $557,149 | $4,571 | 3.34% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 438 | $132,660,000 | $302,877 | $5,093 | 3.20% |
| NEW HAVEN-MILFORD, CT | 504 | $126,030,000 | $250,060 | $4,968 | 3.14% |
| MILWAUKEE-WAUKESHA, WI | 485 | $125,375,000 | $258,505 | $3,139 | 3.24% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 343 | $123,825,000 | $361,006 | $4,196 | 3.12% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 415 | $119,285,000 | $287,434 | $5,901 | 3.16% |
| PROVO-OREM, UT | 307 | $108,945,000 | $354,870 | $5,144 | 3.14% |
| EL PASO, TX | 498 | $107,760,000 | $216,386 | $6,256 | 3.15% |
| DETROIT-DEARBORN-LIVONIA, MI | 331 | $103,755,000 | $313,459 | $3,228 | 3.27% |
| JACKSONVILLE, NC | 455 | $101,645,000 | $223,396 | $5,061 | 2.93% |
| GREEN BAY, WI | 486 | $99,440,000 | $204,609 | $3,361 | 3.18% |
| WARREN-TROY-FARMINGTON HILLS, MI | 372 | $96,410,000 | $259,167 | $3,260 | 3.20% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 188 | $93,810,000 | $498,989 | $5,580 | 3.04% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 366 | $91,370,000 | $249,645 | $3,231 | 3.16% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 249 | $89,345,000 | $358,815 | $6,371 | 3.29% |
| VISALIA, CA | 423 | $89,175,000 | $210,816 | $5,868 | 2.95% |
| TUCSON, AZ | 381 | $89,115,000 | $233,898 | $4,566 | 3.09% |
| OGDEN-CLEARFIELD, UT | 260 | $81,370,000 | $312,962 | $5,455 | 3.05% |
| OCEAN CITY, NJ | 189 | $79,105,000 | $418,545 | $4,779 | 3.13% |
| TACOMA-LAKEWOOD, WA | 210 | $76,560,000 | $364,571 | $5,531 | 3.08% |
| JACKSONVILLE, FL | 308 | $74,710,000 | $242,565 | $5,745 | 3.20% |
| SANTA CRUZ-WATSONVILLE, CA | 111 | $73,725,000 | $664,189 | $5,340 | 3.12% |
| CAPE CORAL-FORT MYERS, FL | 279 | $73,075,000 | $261,918 | $4,933 | 3.24% |
| MANCHESTER-NASHUA, NH | 227 | $70,815,000 | $311,960 | $3,878 | 3.15% |
| ASHEVILLE, NC | 261 | $70,265,000 | $269,215 | $4,558 | 3.22% |
| PITTSBURGH, PA | 340 | $70,070,000 | $206,088 | $4,905 | 3.04% |
| DURHAM-CHAPEL HILL, NC | 243 | $69,895,000 | $287,634 | $3,775 | 3.24% |
| MADISON, WI | 242 | $68,400,000 | $282,645 | $3,360 | 3.11% |
| SIOUX FALLS, SD | 295 | $67,055,000 | $227,305 | $4,362 | 3.04% |
| WILMINGTON, DE-MD-NJ | 265 | $66,435,000 | $250,698 | $5,279 | 3.14% |
| CORPUS CHRISTI, TX | 280 | $61,870,000 | $220,964 | $5,937 | 3.29% |
| NEW BERN, NC | 294 | $61,430,000 | $208,946 | $4,430 | 3.03% |
| RENO, NV | 175 | $61,245,000 | $349,971 | $6,124 | 3.18% |
| SPRINGFIELD, MA | 268 | $60,270,000 | $224,888 | $4,868 | 3.08% |
| GREENSBORO-HIGH POINT, NC | 253 | $55,075,000 | $217,688 | $4,327 | 3.22% |
| NAPLES-MARCO ISLAND, FL | 147 | $53,885,000 | $366,565 | $5,062 | 3.21% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 147 | $51,355,000 | $349,354 | $4,036 | 2.97% |
| PORTLAND-SOUTH PORTLAND, ME | 149 | $50,465,000 | $338,691 | $3,825 | 3.21% |
| FLORENCE, SC | 267 | $49,615,000 | $185,824 | $5,166 | 3.10% |
| ROCHESTER, MN | 247 | $49,075,000 | $198,684 | $4,780 | 2.88% |
| GREENVILLE-ANDERSON, SC | 197 | $45,935,000 | $233,173 | $3,986 | 3.21% |
| CLEVELAND-ELYRIA, OH | 223 | $45,915,000 | $205,897 | $4,340 | 3.09% |
| ANCHORAGE, AK | 135 | $45,355,000 | $335,963 | $5,183 | 2.64% |
| CHARLESTON-NORTH CHARLESTON, SC | 133 | $45,345,000 | $340,940 | $4,546 | 3.16% |
| BISMARCK, ND | 174 | $44,690,000 | $256,839 | $6,135 | 3.05% |
| ATHENS-CLARKE COUNTY, GA | 190 | $44,290,000 | $233,105 | $5,294 | 3.23% |
| PORT ST. LUCIE, FL | 173 | $44,065,000 | $254,711 | $5,412 | 3.12% |
| GRAND RAPIDS-KENTWOOD, MI | 175 | $43,225,000 | $247,000 | $3,630 | 3.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 144 | $42,610,000 | $295,903 | $6,010 | 3.14% |
| GREELEY, CO | 122 | $42,380,000 | $347,377 | $4,060 | 3.09% |
| OKLAHOMA CITY, OK | 167 | $42,305,000 | $253,323 | $4,603 | 3.09% |
| ATLANTIC CITY-HAMMONTON, NJ | 149 | $42,125,000 | $282,718 | $4,364 | 3.01% |
| NILES, MI | 134 | $40,830,000 | $304,701 | $3,240 | 3.20% |
| FORT COLLINS, CO | 113 | $40,085,000 | $354,735 | $5,178 | 3.20% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 146 | $37,240,000 | $255,068 | $5,987 | 3.05% |
| WINSTON-SALEM, NC | 188 | $36,660,000 | $195,000 | $4,329 | 3.15% |
| TULSA, OK | 164 | $36,350,000 | $221,646 | $6,198 | 3.11% |
| SALISBURY, MD-DE | 132 | $36,230,000 | $274,470 | $4,994 | 3.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 156 | $35,650,000 | $228,526 | $5,140 | 3.25% |
| HARRISBURG-CARLISLE, PA | 160 | $34,520,000 | $215,750 | $4,504 | 3.16% |
| FORT WAYNE, IN | 193 | $34,405,000 | $178,264 | $3,243 | 3.51% |
| ALBANY-SCHENECTADY-TROY, NY | 145 | $34,205,000 | $235,897 | $6,169 | 3.21% |
| VALLEJO, CA | 89 | $34,185,000 | $384,101 | $4,842 | 3.16% |
| NORWICH-NEW LONDON, CT | 120 | $34,010,000 | $283,417 | $5,253 | 3.03% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 141 | $33,945,000 | $240,745 | $5,458 | 3.15% |
| KILLEEN-TEMPLE, TX | 164 | $33,220,000 | $202,561 | $5,825 | 3.01% |
| SALINAS, CA | 55 | $32,745,000 | $595,364 | $5,776 | 3.21% |
| STOCKTON, CA | 84 | $32,110,000 | $382,262 | $4,251 | 3.19% |
| READING, PA | 166 | $32,090,000 | $193,313 | $5,891 | 3.17% |
| LAKELAND-WINTER HAVEN, FL | 145 | $31,995,000 | $220,655 | $6,218 | 3.15% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 84 | $31,630,000 | $376,548 | $5,024 | 3.00% |
| RICHMOND, VA | 102 | $30,490,000 | $298,922 | $4,381 | 3.12% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 68 | $29,990,000 | $441,029 | $6,518 | 2.95% |
| BEAUMONT-PORT ARTHUR, TX | 159 | $29,375,000 | $184,748 | $6,312 | 3.39% |
| ABILENE, TX | 150 | $29,200,000 | $194,667 | $6,115 | 3.29% |
| APPLETON, WI | 142 | $28,940,000 | $203,803 | $3,448 | 3.14% |
| SAVANNAH, GA | 114 | $27,810,000 | $243,947 | $5,153 | 3.00% |
| YORK-HANOVER, PA | 129 | $26,815,000 | $207,868 | $5,064 | 3.06% |
| NAPA, CA | 45 | $26,625,000 | $591,667 | $4,518 | 3.29% |
| BEND, OR | 52 | $25,050,000 | $481,731 | $5,275 | 3.11% |
| ELKHART-GOSHEN, IN | 131 | $24,815,000 | $189,427 | $4,373 | 2.98% |
| SOUTH BEND-MISHAWAKA, IN-MI | 122 | $24,360,000 | $199,672 | $3,621 | 3.08% |
| FRESNO, CA | 83 | $23,835,000 | $287,169 | $4,432 | 3.12% |
| ANN ARBOR, MI | 76 | $23,450,000 | $308,553 | $3,088 | 3.17% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 173 | $23,165,000 | $133,902 | $3,543 | 3.03% |
| TALLAHASSEE, FL | 114 | $22,700,000 | $199,123 | $5,079 | 3.06% |
| PUNTA GORDA, FL | 102 | $22,560,000 | $221,176 | $4,977 | 3.16% |
| SANTA FE, NM | 60 | $22,330,000 | $372,167 | $6,354 | 3.33% |
| ROANOKE, VA | 108 | $20,860,000 | $193,148 | $6,227 | 3.40% |
| PEORIA, IL | 137 | $20,625,000 | $150,547 | $3,612 | 2.98% |
| WAUSAU-WESTON, WI | 128 | $19,660,000 | $153,594 | $3,779 | 3.46% |
| MISSOULA, MT | 68 | $19,610,000 | $288,382 | $5,333 | 3.10% |
| CHARLOTTESVILLE, VA | 55 | $19,295,000 | $350,818 | $4,643 | 3.09% |
| AKRON, OH | 98 | $18,710,000 | $190,918 | $4,017 | 3.04% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 127 | $18,705,000 | $147,283 | $3,295 | 2.81% |
| BRUNSWICK, GA | 71 | $18,595,000 | $261,901 | $4,718 | 3.14% |
| FLINT, MI | 120 | $18,300,000 | $152,500 | $4,379 | 3.40% |
| BAKERSFIELD, CA | 70 | $17,920,000 | $256,000 | $4,644 | 2.97% |
| LAS CRUCES, NM | 81 | $17,875,000 | $220,679 | $7,293 | 3.11% |
| MEMPHIS, TN-MS-AR | 77 | $17,305,000 | $224,740 | $4,568 | 3.27% |
| KINGSPORT-BRISTOL, TN-VA | 94 | $16,970,000 | $180,532 | $4,872 | 3.01% |
| NEW ORLEANS-METAIRIE, LA | 51 | $16,715,000 | $327,745 | $5,211 | 3.34% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 42 | $16,430,000 | $391,190 | $4,480 | 3.12% |
| JOHNSON CITY, TN | 89 | $16,355,000 | $183,764 | $4,258 | 2.97% |
| COEUR D'ALENE, ID | 36 | $16,220,000 | $450,556 | $4,981 | 3.37% |
| FAYETTEVILLE, NC | 75 | $15,855,000 | $211,400 | $4,065 | 2.96% |
| KNOXVILLE, TN | 59 | $15,425,000 | $261,441 | $3,723 | 3.13% |
| GAINESVILLE, GA | 56 | $15,420,000 | $275,357 | $5,477 | 3.24% |
| TRENTON-PRINCETON, NJ | 52 | $15,310,000 | $294,423 | $4,651 | 3.09% |
| MICHIGAN CITY-LA PORTE, IN | 64 | $15,270,000 | $238,594 | $3,280 | 3.28% |
| ROCHESTER, NY | 90 | $15,270,000 | $169,667 | $4,753 | 3.45% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 54 | $15,240,000 | $282,222 | $4,592 | 3.14% |
| SPRINGFIELD, MO | 80 | $15,050,000 | $188,125 | $3,570 | 3.35% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 81 | $14,845,000 | $183,272 | $4,754 | 2.81% |
| MODESTO, CA | 46 | $13,770,000 | $299,348 | $4,210 | 3.12% |
| ROCKFORD, IL | 83 | $13,585,000 | $163,675 | $4,030 | 2.92% |
| YUMA, AZ | 58 | $13,230,000 | $228,103 | $3,792 | 3.16% |
| KANKAKEE, IL | 67 | $12,255,000 | $182,910 | $4,011 | 3.17% |
| LAKE HAVASU CITY-KINGMAN, AZ | 56 | $12,100,000 | $216,071 | $4,829 | 3.11% |
| PENSACOLA-FERRY PASS-BRENT, FL | 44 | $12,070,000 | $274,318 | $5,495 | 2.84% |
| OSHKOSH-NEENAH, WI | 70 | $11,950,000 | $170,714 | $2,957 | 3.12% |
| SPARTANBURG, SC | 53 | $11,515,000 | $217,264 | $5,090 | 3.18% |
| RACINE, WI | 49 | $11,495,000 | $234,592 | $2,957 | 3.25% |
| HICKORY-LENOIR-MORGANTON, NC | 61 | $11,295,000 | $185,164 | $4,207 | 3.26% |
| DOVER, DE | 49 | $11,125,000 | $227,041 | $5,389 | 3.49% |
| ALBUQUERQUE, NM | 39 | $10,395,000 | $266,538 | $4,423 | 3.22% |
| FARGO, ND-MN | 43 | $10,065,000 | $234,070 | $6,027 | 2.81% |
| SPOKANE-SPOKANE VALLEY, WA | 27 | $9,885,000 | $366,111 | $4,397 | 3.05% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 42 | $9,860,000 | $234,762 | $3,640 | 3.17% |
| DAYTON-KETTERING, OH | 50 | $9,430,000 | $188,600 | $3,501 | 3.24% |
| LANCASTER, PA | 40 | $9,200,000 | $230,000 | $5,717 | 2.92% |
| CHAMPAIGN-URBANA, IL | 52 | $8,970,000 | $172,500 | $3,454 | 3.03% |
| MCALLEN-EDINBURG-MISSION, TX | 39 | $8,595,000 | $220,385 | $4,345 | 3.20% |
| HUNTSVILLE, AL | 29 | $8,505,000 | $293,276 | $5,421 | 2.94% |
| OMAHA-COUNCIL BLUFFS, NE-IA | 31 | $8,435,000 | $272,097 | $3,445 | 3.03% |
| SEBASTIAN-VERO BEACH, FL | 43 | $7,985,000 | $185,698 | $4,397 | 3.19% |
| SALEM, OR | 23 | $7,865,000 | $341,957 | $4,713 | 3.34% |
| WENATCHEE, WA | 13 | $7,845,000 | $603,462 | $6,458 | 3.18% |
| OLYMPIA-LACEY-TUMWATER, WA | 24 | $7,840,000 | $326,667 | $5,506 | 2.92% |
| PUEBLO, CO | 34 | $7,780,000 | $228,824 | $6,006 | 2.80% |
| GLENS FALLS, NY | 41 | $7,775,000 | $189,634 | $6,128 | 3.12% |
| ST. GEORGE, UT | 21 | $7,525,000 | $358,333 | $4,654 | 3.11% |
| PITTSFIELD, MA | 24 | $7,340,000 | $305,833 | $4,493 | 3.06% |
| FLAGSTAFF, AZ | 21 | $7,315,000 | $348,333 | $4,138 | 3.28% |
| CARBONDALE-MARION, IL | 56 | $7,180,000 | $128,214 | $3,784 | 3.48% |
| BIRMINGHAM-HOOVER, AL | 21 | $6,935,000 | $330,238 | $4,203 | 3.28% |
| GREENVILLE, NC | 35 | $6,855,000 | $195,857 | $4,148 | 3.10% |
| MADERA, CA | 20 | $6,760,000 | $338,000 | $5,036 | 2.84% |
| EAST STROUDSBURG, PA | 31 | $6,435,000 | $207,581 | $4,762 | 3.03% |
| BURLINGTON, NC | 32 | $6,360,000 | $198,750 | $4,093 | 3.36% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 20 | $6,350,000 | $317,500 | $2,970 | 3.18% |
| MIDLAND, TX | 19 | $6,225,000 | $327,632 | $6,300 | 3.42% |
| CHATTANOOGA, TN-GA | 25 | $6,225,000 | $249,000 | $2,918 | 3.11% |
| KINGSTON, NY | 20 | $6,020,000 | $301,000 | $5,768 | 3.05% |
| ST. CLOUD, MN | 31 | $6,005,000 | $193,710 | $5,404 | 2.81% |
| SHERMAN-DENISON, TX | 27 | $5,995,000 | $222,037 | $4,446 | 3.37% |
| SCRANTON--WILKES-BARRE, PA | 30 | $5,810,000 | $193,667 | $4,472 | 2.89% |
| BROWNSVILLE-HARLINGEN, TX | 30 | $5,810,000 | $193,667 | $5,120 | 3.14% |
| LONGVIEW, WA | 19 | $5,725,000 | $301,316 | $5,604 | 2.94% |
| BUFFALO-CHEEKTOWAGA, NY | 28 | $5,720,000 | $204,286 | $4,513 | 3.30% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 21 | $5,715,000 | $272,143 | $2,957 | 3.17% |
| WINCHESTER, VA-WV | 17 | $5,605,000 | $329,706 | $5,281 | 3.22% |
| JANESVILLE-BELOIT, WI | 27 | $5,385,000 | $199,444 | $4,667 | 3.16% |
| OCALA, FL | 29 | $5,375,000 | $185,345 | $5,050 | 3.24% |
| CLARKSVILLE, TN-KY | 26 | $5,330,000 | $205,000 | $3,224 | 2.82% |
| KALAMAZOO-PORTAGE, MI | 20 | $5,190,000 | $259,500 | $4,363 | 3.10% |
| PANAMA CITY, FL | 19 | $5,035,000 | $265,000 | $5,097 | 3.16% |
| HINESVILLE, GA | 29 | $4,775,000 | $164,655 | $4,752 | 3.15% |
| DULUTH, MN-WI | 21 | $4,755,000 | $226,429 | $4,480 | 2.97% |
| COLUMBIA, SC | 23 | $4,735,000 | $205,870 | $4,007 | 3.09% |
| DES MOINES-WEST DES MOINES, IA | 19 | $4,645,000 | $244,474 | $2,890 | 3.30% |
| LYNCHBURG, VA | 22 | $4,640,000 | $210,909 | $4,191 | 3.19% |
| BLOOMINGTON, IL | 21 | $4,555,000 | $216,905 | $2,968 | 2.90% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $4,355,000 | $189,348 | $4,023 | 3.15% |
| GAINESVILLE, FL | 18 | $4,290,000 | $238,333 | $4,536 | 3.21% |
| KENNEWICK-RICHLAND, WA | 11 | $4,215,000 | $383,182 | $3,874 | 3.28% |
| LUBBOCK, TX | 18 | $4,200,000 | $233,333 | $5,422 | 3.14% |
| SHEBOYGAN, WI | 22 | $4,190,000 | $190,455 | $3,136 | 3.01% |
| CALIFORNIA-LEXINGTON PARK, MD | 11 | $4,165,000 | $378,636 | $5,166 | 3.02% |
| LA CROSSE-ONALASKA, WI-MN | 18 | $4,090,000 | $227,222 | $3,796 | 2.98% |
| DOTHAN, AL | 24 | $4,070,000 | $169,583 | $3,034 | 2.91% |
| TOLEDO, OH | 21 | $4,065,000 | $193,571 | $2,842 | 3.42% |
| MOUNT VERNON-ANACORTES, WA | 10 | $4,000,000 | $400,000 | $8,258 | 3.22% |
| BELLINGHAM, WA | 9 | $3,975,000 | $441,667 | $5,860 | 3.36% |
| YUBA CITY, CA | 9 | $3,905,000 | $433,889 | $3,942 | 2.92% |
| MERCED, CA | 14 | $3,780,000 | $270,000 | $4,377 | 2.79% |
| ELIZABETHTOWN-FORT KNOX, KY | 14 | $3,730,000 | $266,429 | $7,235 | 2.47% |
| LAFAYETTE-WEST LAFAYETTE, IN | 17 | $3,575,000 | $210,294 | $3,551 | 3.30% |
| CANTON-MASSILLON, OH | 22 | $3,520,000 | $160,000 | $4,823 | 3.06% |
| BILLINGS, MT | 10 | $3,500,000 | $350,000 | $6,432 | 2.96% |
| MUSKEGON, MI | 22 | $3,480,000 | $158,182 | $2,947 | 3.60% |
| SIOUX CITY, IA-NE-SD | 14 | $3,470,000 | $247,857 | $3,761 | 2.93% |
| WICHITA, KS | 14 | $3,260,000 | $232,857 | $4,174 | 3.01% |
| GRAND JUNCTION, CO | 12 | $3,130,000 | $260,833 | $3,492 | 3.55% |
| SYRACUSE, NY | 22 | $3,090,000 | $140,455 | $5,697 | 3.55% |
| CHICO, CA | 9 | $3,085,000 | $342,778 | $4,159 | 3.29% |
| AMARILLO, TX | 14 | $3,020,000 | $215,714 | $4,515 | 3.30% |
| THE VILLAGES, FL | 14 | $3,010,000 | $215,000 | $3,298 | 3.01% |
| HANFORD-CORCORAN, CA | 14 | $3,000,000 | $214,286 | $6,229 | 2.75% |
| LONGVIEW, TX | 12 | $2,910,000 | $242,500 | $4,749 | 2.92% |
| LEXINGTON-FAYETTE, KY | 11 | $2,885,000 | $262,273 | $3,160 | 3.24% |
| BLACKSBURG-CHRISTIANSBURG, VA | 9 | $2,835,000 | $315,000 | $5,387 | 3.17% |
| TYLER, TX | 11 | $2,815,000 | $255,909 | $4,827 | 2.91% |
| WACO, TX | 12 | $2,770,000 | $230,833 | $4,881 | 3.15% |
| ST. JOSEPH, MO-KS | 16 | $2,750,000 | $171,875 | $3,913 | 2.99% |
| JACKSON, MI | 10 | $2,720,000 | $272,000 | $3,501 | 3.08% |
| CARSON CITY, NV | 10 | $2,660,000 | $266,000 | $5,573 | 2.91% |
| FOND DU LAC, WI | 17 | $2,625,000 | $154,412 | $4,123 | 3.25% |
| EL CENTRO, CA | 9 | $2,625,000 | $291,667 | $5,839 | 3.48% |
| SUMTER, SC | 12 | $2,610,000 | $217,500 | $5,519 | 2.84% |
| LANSING-EAST LANSING, MI | 18 | $2,600,000 | $144,444 | $3,901 | 3.06% |
| UTICA-ROME, NY | 19 | $2,535,000 | $133,421 | $5,398 | 3.10% |
| LEBANON, PA | 9 | $2,465,000 | $273,889 | $5,449 | 2.82% |
| HOMOSASSA SPRINGS, FL | 13 | $2,425,000 | $186,538 | $4,699 | 3.09% |
| EUGENE-SPRINGFIELD, OR | 9 | $2,405,000 | $267,222 | $5,861 | 2.94% |
| SPRINGFIELD, IL | 13 | $2,375,000 | $182,692 | $2,457 | 2.88% |
| MORRISTOWN, TN | 8 | $2,330,000 | $291,250 | $10,369 | 2.80% |
| LAWRENCE, KS | 8 | $2,240,000 | $280,000 | $4,678 | 2.97% |
| COLLEGE STATION-BRYAN, TX | 11 | $2,225,000 | $202,273 | $5,111 | 3.31% |
| STAUNTON, VA | 9 | $2,055,000 | $228,333 | $3,687 | 2.94% |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $2,020,000 | $336,667 | $4,015 | 3.52% |
| GETTYSBURG, PA | 9 | $1,975,000 | $219,444 | $6,589 | 2.72% |
| REDDING, CA | 7 | $1,955,000 | $279,286 | $2,797 | 3.28% |
| MEDFORD, OR | 5 | $1,945,000 | $389,000 | $6,324 | 3.28% |
| YAKIMA, WA | 7 | $1,935,000 | $276,429 | $3,637 | 3.21% |
| MANKATO, MN | 10 | $1,910,000 | $191,000 | $4,646 | 3.24% |
| CORVALLIS, OR | 5 | $1,885,000 | $377,000 | $4,404 | 3.25% |
| VINELAND-BRIDGETON, NJ | 13 | $1,835,000 | $141,154 | $4,571 | 2.64% |
| LOGAN, UT-ID | 6 | $1,790,000 | $298,333 | $3,664 | 3.21% |
| VALDOSTA, GA | 10 | $1,660,000 | $166,000 | $3,933 | 3.31% |
| SIERRA VISTA-DOUGLAS, AZ | 8 | $1,660,000 | $207,500 | $4,604 | 3.16% |
| FARMINGTON, NM | 5 | $1,655,000 | $331,000 | $3,550 | 3.00% |
| ALBANY-LEBANON, OR | 5 | $1,655,000 | $331,000 | $5,817 | 3.08% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 8 | $1,630,000 | $203,750 | $2,435 | 2.72% |
| JACKSON, MS | 6 | $1,620,000 | $270,000 | $3,707 | 3.10% |
| MONROE, MI | 9 | $1,535,000 | $170,556 | $3,430 | 3.28% |
| VICTORIA, TX | 6 | $1,520,000 | $253,333 | $7,319 | 3.08% |
| TWIN FALLS, ID | 6 | $1,460,000 | $243,333 | $6,079 | 3.10% |
| ROCKY MOUNT, NC | 6 | $1,440,000 | $240,000 | $5,535 | 3.19% |
| CHEYENNE, WY | 5 | $1,415,000 | $283,000 | $3,100 | 2.93% |
| LEWISTON, ID-WA | 8 | $1,410,000 | $176,250 | $5,227 | 3.58% |
| GOLDSBORO, NC | 8 | $1,400,000 | $175,000 | $2,991 | 3.08% |
| SAGINAW, MI | 8 | $1,360,000 | $170,000 | $5,112 | 3.56% |
| TEXARKANA, TX-AR | 5 | $1,335,000 | $267,000 | $4,226 | 2.85% |
| BANGOR, ME | 7 | $1,335,000 | $190,714 | $4,685 | 3.25% |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $1,260,000 | $210,000 | $5,080 | 2.81% |
| LAWTON, OK | 5 | $1,245,000 | $249,000 | $8,138 | 2.83% |
| HATTIESBURG, MS | 6 | $1,240,000 | $206,667 | $2,532 | 2.89% |
| IDAHO FALLS, ID | 5 | $1,225,000 | $245,000 | $5,851 | 3.27% |
| MOBILE, AL | 5 | $1,175,000 | $235,000 | $3,569 | 2.58% |
| WICHITA FALLS, TX | 7 | $1,135,000 | $162,143 | $4,867 | 3.21% |
| LAFAYETTE, LA | 6 | $1,130,000 | $188,333 | $3,413 | 2.81% |
| MACON-BIBB COUNTY, GA | 5 | $1,125,000 | $225,000 | $4,730 | 3.42% |
| COLUMBUS, IN | 6 | $1,120,000 | $186,667 | $2,955 | 3.19% |
| GULFPORT-BILOXI, MS | 6 | $1,070,000 | $178,333 | $3,683 | 3.25% |
| IOWA CITY, IA | 5 | $1,065,000 | $213,000 | $2,440 | 2.88% |
| WARNER ROBINS, GA | 5 | $1,035,000 | $207,000 | $4,729 | 2.93% |
| WALLA WALLA, WA | 3 | $975,000 | $325,000 | $2,460 | 3.00% |
| SAN ANGELO, TX | 5 | $975,000 | $195,000 | $3,094 | 2.80% |
| BATTLE CREEK, MI | 5 | $975,000 | $195,000 | $3,519 | 3.32% |
| SEBRING-AVON PARK, FL | 5 | $965,000 | $193,000 | $4,914 | 3.02% |
| ODESSA, TX | 4 | $920,000 | $230,000 | $3,897 | 3.75% |
| MONTGOMERY, AL | 9 | $905,000 | $100,556 | $2,754 | 3.46% |
| LAREDO, TX | 3 | $895,000 | $298,333 | $3,346 | 3.13% |
| WATERLOO-CEDAR FALLS, IA | 7 | $885,000 | $126,429 | $2,861 | 3.32% |
| ALTOONA, PA | 5 | $865,000 | $173,000 | $5,508 | 3.13% |
| KOKOMO, IN | 5 | $865,000 | $173,000 | $3,807 | 2.95% |
| RAPID CITY, SD | 4 | $860,000 | $215,000 | $2,841 | 3.03% |
| BLOOMINGTON, IN | 4 | $850,000 | $212,500 | $3,954 | 2.94% |
| TOPEKA, KS | 4 | $810,000 | $202,500 | $4,023 | 3.00% |
| HOT SPRINGS, AR | 4 | $800,000 | $200,000 | $3,541 | 2.75% |
| CEDAR RAPIDS, IA | 4 | $800,000 | $200,000 | $2,817 | 4.18% |
| GRAND FORKS, ND-MN | 5 | $775,000 | $155,000 | $1,879 | 2.96% |
| TUSCALOOSA, AL | 2 | $750,000 | $375,000 | $3,069 | 3.43% |
| STATE COLLEGE, PA | 3 | $745,000 | $248,333 | $5,882 | 2.87% |
| LINCOLN, NE | 3 | $685,000 | $228,333 | $3,589 | 3.46% |
| DECATUR, AL | 3 | $685,000 | $228,333 | $3,071 | 4.00% |
| EVANSVILLE, IN-KY | 4 | $680,000 | $170,000 | $3,462 | 3.19% |
| ITHACA, NY | 3 | $665,000 | $221,667 | $5,030 | 2.87% |
| FORT SMITH, AR-OK | 4 | $640,000 | $160,000 | $2,538 | 2.97% |
| LEWISTON-AUBURN, ME | 2 | $640,000 | $320,000 | $2,419 | 3.06% |
| EAU CLAIRE, WI | 3 | $635,000 | $211,667 | $1,930 | 2.91% |
| MANHATTAN, KS | 3 | $625,000 | $208,333 | $4,302 | 2.58% |
| MANSFIELD, OH | 4 | $620,000 | $155,000 | $3,493 | 2.90% |
| CASPER, WY | 2 | $610,000 | $305,000 | $2,998 | 3.00% |
| BECKLEY, WV | 4 | $590,000 | $147,500 | $4,760 | 2.94% |
| POCATELLO, ID | 4 | $560,000 | $140,000 | $4,473 | 3.66% |
| JACKSON, TN | 2 | $530,000 | $265,000 | $4,587 | 3.06% |
| TERRE HAUTE, IN | 3 | $515,000 | $171,667 | $3,544 | 3.41% |
| AUBURN-OPELIKA, AL | 3 | $515,000 | $171,667 | $2,748 | 3.08% |
| CAPE GIRARDEAU, MO-IL | 3 | $505,000 | $168,333 | $2,971 | 2.92% |
| JOPLIN, MO | 3 | $505,000 | $168,333 | $5,368 | 2.83% |
| MUNCIE, IN | 3 | $475,000 | $158,333 | $2,825 | 3.29% |
| AMES, IA | 3 | $475,000 | $158,333 | $2,373 | 3.04% |
| BLOOMSBURG-BERWICK, PA | 1 | $465,000 | $465,000 | $6,134 | 3.38% |
| DECATUR, IL | 4 | $460,000 | $115,000 | $1,309 | 3.34% |
| WATERTOWN-FORT DRUM, NY | 2 | $440,000 | $220,000 | $9,064 | 2.56% |
| BOWLING GREEN, KY | 2 | $430,000 | $215,000 | $2,205 | 3.81% |
| HARRISONBURG, VA | 2 | $420,000 | $210,000 | $4,361 | 3.00% |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $400,000 | $200,000 | $2,544 | 2.69% |
| COLUMBUS, GA-AL | 5 | $395,000 | $79,000 | $2,494 | 3.68% |
| MORGANTOWN, WV | 2 | $390,000 | $195,000 | $2,362 | 2.69% |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $380,000 | $190,000 | $1,834 | 3.25% |
| COLUMBIA, MO | 3 | $365,000 | $121,667 | $2,311 | 2.87% |
| SPRINGFIELD, OH | 2 | $350,000 | $175,000 | $2,543 | 3.00% |
| ROME, GA | 2 | $340,000 | $170,000 | $1,892 | 2.69% |
| CUMBERLAND, MD-WV | 2 | $320,000 | $160,000 | $6,360 | 2.81% |
| ALEXANDRIA, LA | 1 | $285,000 | $285,000 | $13,005 | 2.50% |
| CHARLESTON, WV | 2 | $270,000 | $135,000 | $3,197 | 4.06% |
| BINGHAMTON, NY | 1 | $245,000 | $245,000 | $3,704 | 2.63% |
| BAY CITY, MI | 1 | $245,000 | $245,000 | $6,232 | 3.63% |
| BATON ROUGE, LA | 2 | $240,000 | $120,000 | $5,266 | 2.81% |
| LIMA, OH | 2 | $240,000 | $120,000 | $3,158 | 2.94% |
| HOUMA-THIBODAUX, LA | 1 | $235,000 | $235,000 | $1,705 | 3.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $235,000 | $235,000 | $2,928 | 3.38% |
| JOHNSTOWN, PA | 2 | $230,000 | $115,000 | $4,481 | 3.31% |
| ERIE, PA | 1 | $215,000 | $215,000 | $2,296 | 2.75% |
| ENID, OK | 1 | $205,000 | $205,000 | $4,468 | 3.63% |
| FAIRBANKS, AK | 1 | $205,000 | $205,000 | $0 | 2.25% |
| LAKE CHARLES, LA | 1 | $195,000 | $195,000 | $8,893 | 4.63% |
| WHEELING, WV-OH | 1 | $195,000 | $195,000 | $2,373 | 3.13% |
| CLEVELAND, TN | 1 | $185,000 | $185,000 | $2,838 | 3.13% |
| DANVILLE, IL | 2 | $150,000 | $75,000 | $2,182 | 2.81% |
| MONROE, LA | 1 | $135,000 | $135,000 | $7,472 | 3.75% |
| GADSDEN, AL | 1 | $125,000 | $125,000 | $3,102 | 2.25% |
| PARKERSBURG-VIENNA, WV | 1 | $85,000 | $85,000 | $5,639 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $85,000 | $85,000 | $3,074 | 2.99% |
| ANNISTON-OXFORD, AL | 1 | $65,000 | $65,000 | $0 | 4.25% |
| PINE BLUFF, AR | 1 | $25,000 | $25,000 | $1,403 | 3.50% |
Guaranteed Rate 's top markets include Chicago, Cambridge, Boston, Oakland, and Los Angeles among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 62,847 | $22,038,935,000 | $350,676 |
| 2.5-3% | 56,742 | $20,361,620,000 | $358,846 |
| <2.5% | 10,969 | $3,513,795,000 | $320,339 |
| 4-5% | 4,519 | $1,219,075,000 | $269,767 |
| 5-6% | 484 | $100,860,000 | $208,388 |
| 7-8% | 22 | $150,000 | $6,818 |
| 6-7% | 7 | $2,045,000 | $292,143 |
During 2020, Guaranteed Rate 's average interest rate was 3.18%, while their most frequently originated rate bucket was 3-4%, with 62,847 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 63,272 | $18,376,080,000 | $290,430 | $4,569 | 3.13% |
| $400k-600k | 27,444 | $13,187,550,000 | $480,526 | $5,004 | 3.12% |
| $100k-200k | 26,661 | $4,194,465,000 | $157,326 | $3,940 | 3.21% |
| $600k-1MM | 11,038 | $8,091,280,000 | $733,039 | $6,178 | 3.12% |
| $100,000 or less | 4,776 | $294,720,000 | $61,709 | $3,350 | 2.85% |
| $1MM+ | 2,400 | $3,092,600,000 | $1,288,583 | $7,735 | 3.13% |
2020 saw Guaranteed Rate place emphasis on $200k-400k loans with 63,272 originations, totaling $18,376,080,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 32,154 | $11,002,700,000 | $342,188 | $4,705 | 3.16% |
| $150k-250k | 28,418 | $12,456,110,000 | $438,318 | $4,685 | 3.16% |
| $50k-75k | 22,852 | $4,986,450,000 | $218,206 | $4,892 | 3.12% |
| $75k-100k | 21,832 | $6,089,300,000 | $278,916 | $4,931 | 3.15% |
| $250k+ | 14,598 | $9,097,340,000 | $623,191 | $5,018 | 3.16% |
| $50k or less | 10,418 | $1,618,570,000 | $155,363 | $4,453 | 3.13% |
Guaranteed Rate lent most frequently to those with incomes in the $100k-150k range, with 32,154 originations. The second most popular income band? $150k-250k, with 28,418 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 31,283 | $11,247,235,000 | $359,532 | $4,170 | 3.13% |
| 30-36% | 25,272 | $9,030,550,000 | $357,334 | $4,604 | 3.15% |
| <20% | 10,386 | $3,643,190,000 | $350,779 | $3,721 | 3.08% |
| 44% | 5,276 | $1,603,870,000 | $303,994 | $5,282 | 3.22% |
| 42% | 5,142 | $1,868,860,000 | $363,450 | $5,324 | 3.19% |
| 39% | 4,830 | $1,747,950,000 | $361,894 | $4,986 | 3.21% |
| 40% | 4,788 | $1,700,510,000 | $355,161 | $5,035 | 3.19% |
| 41% | 4,738 | $1,705,190,000 | $359,897 | $5,183 | 3.17% |
| 43% | 4,698 | $1,453,670,000 | $309,423 | $5,103 | 3.20% |
| 38% | 4,643 | $1,656,025,000 | $356,671 | $4,911 | 3.18% |
| 37% | 4,483 | $1,596,985,000 | $356,231 | $4,841 | 3.17% |
| 36% | 4,476 | $1,597,860,000 | $356,984 | $4,830 | 3.16% |
| 50-60% | 4,209 | $1,282,305,000 | $304,658 | $8,288 | 3.06% |
| 45% | 3,521 | $1,119,825,000 | $318,042 | $5,155 | 3.19% |
| 49% | 3,410 | $1,084,300,000 | $317,977 | $5,513 | 3.17% |
| 48% | 2,989 | $950,895,000 | $318,131 | $5,411 | 3.16% |
| 47% | 2,936 | $943,890,000 | $321,488 | $5,384 | 3.16% |
| 46% | 2,929 | $917,835,000 | $313,361 | $5,264 | 3.16% |
| >60% | 262 | $99,190,000 | $378,588 | $6,892 | 2.83% |
Guaranteed Rate lent most frequently to those with DTI ratios of 20-30%, with 31,283 originations. The next most common DTI ratio? 30-36%, with 25,272 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 96,352 | $32,689,890,000 | $339,276 | $4,592 | 3.14% |
| Not provided | 23,165 | $8,558,355,000 | $369,452 | $4,813 | 3.13% |
| Asian | 7,162 | $3,054,860,000 | $426,537 | $4,776 | 3.09% |
| Black | 5,832 | $1,642,260,000 | $281,595 | $6,129 | 3.11% |
| Asian Indian | 958 | $484,080,000 | $505,303 | $4,777 | 3.05% |
| American Indian | 712 | $218,710,000 | $307,177 | $5,433 | 3.09% |
| Chinese | 268 | $134,390,000 | $501,455 | $4,935 | 3.07% |
| Other Asian | 340 | $132,750,000 | $390,441 | $5,341 | 3.05% |
| Filipino | 282 | $111,880,000 | $396,738 | $5,828 | 3.08% |
| Native Hawaiian | 154 | $63,300,000 | $411,039 | $6,107 | 3.11% |
| Korean | 107 | $44,995,000 | $420,514 | $5,157 | 3.07% |
| Japanese | 102 | $44,170,000 | $433,039 | $4,999 | 3.09% |
| Vietnamese | 70 | $30,530,000 | $436,143 | $4,576 | 3.07% |
| Other Pacific Islander | 47 | $13,255,000 | $282,021 | $5,320 | 2.97% |
| Guamanian | 19 | $5,755,000 | $302,895 | $6,003 | 3.03% |
| Native Hawiian | 12 | $4,820,000 | $401,667 | $4,994 | 3.26% |
| Samoan | 9 | $2,695,000 | $299,444 | $4,804 | 3.24% |
Approval Rates
Total approvals of all applications94.99%
Guaranteed Rate has an average approval rate.
Pick Rate
Approvals leading to origination53.64%
Guaranteed Rate has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 135,591 | $47,236,695,000 | $348,376 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 450 | $76,860,000 | $170,800 |
| Single Family (1-4 Units):Site-Built | 135,141 | $47,159,835,000 | $348,968 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 4,683 | $1,420,295,000 | $303,287 | $3,417 | 3.02% |
| 40-60% | 16,658 | $6,092,210,000 | $365,723 | $3,462 | 3.05% |
| 60-80% | 45,777 | $17,825,375,000 | $389,396 | $3,996 | 3.23% |
| 80-100% | 64,217 | $20,817,425,000 | $324,173 | $5,295 | 3.14% |
| Over 100% | 2,683 | $978,725,000 | $364,788 | $12,066 | 2.85% |
| Under 20% | 1,573 | $102,665,000 | $65,267 | $3,569 | 1.62% |