Guaranteed Rate Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300U3721PJGQZYY68

Tax ID: 36-4327855

5 stars - out of 5 stars, based on 441 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Guaranteed Rate is a large mortgage company specializing in Home Purchase and Refi loans. Guaranteed Rate has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Boston, Los Angeles, San Francisco, and New York among others. We have data for 809 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Guaranteed Rate has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.23% 9/29/22
    30 Year Conventional Refi 6.11% 9/29/22
    30 Year Cash-out Refi 6.21% 9/29/22
    30 Year FHA Purchase 7.19% 9/29/22
    30 Year FHA Refi 6.77% 9/29/22
    30 Year VA Purchase 5.94% 9/29/22
    30 Year VA Refi 5.62% 9/29/22
    30 Year USDA Purchase 6.57% 9/29/22
    30 Year USDA Refi 6.37% 9/29/22
    15 Year Conventional Purchase 5.62% 9/29/22
    15 Year Conventional Refi 5.52% 9/29/22
    15 Year Cash-out Refi 5.52% 9/29/22
    15 Year FHA Purchase 7.43% 9/29/22
    15 Year FHA Refi 6.86% 9/29/22
    15 Year VA Purchase 5.75% 9/29/22
    15 Year VA Refi 5.61% 9/29/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    194,871

    Origination Dollar Volume (All Markets)

    $73,838,525,000
    Show all (125) awards

    Relative Rate

    Guaranteed Rate 's average 30 year fixed mortgage rate was 3.01%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.14%.

    Relative Fees (Closing Costs)

    Guaranteed Rate 's average total fees/closing costs for a 30 year fixed rate mortgage were $4,930.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 33,018 $10,540,800,000 $319,244 $4,179 2.91%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 14,319 $7,148,045,000 $499,200 $4,066 2.89%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 13,660 $6,833,150,000 $500,231 $3,221 2.66%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7,639 $5,447,835,000 $713,161 $4,844 2.76%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8,125 $3,787,195,000 $466,116 $5,834 2.92%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3,842 $2,025,900,000 $527,303 $4,609 2.73%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5,315 $1,908,765,000 $359,128 $3,544 2.70%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5,494 $1,784,120,000 $324,740 $5,482 2.89%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,438 $1,759,400,000 $511,751 $5,421 2.82%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2,132 $1,675,950,000 $786,093 $3,705 2.65%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3,083 $1,046,175,000 $339,337 $6,331 3.06%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2,280 $998,950,000 $438,136 $3,637 2.91%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2,898 $995,320,000 $343,451 $4,526 3.04%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,629 $876,005,000 $537,756 $5,099 2.92%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3,007 $819,775,000 $272,622 $4,440 2.85%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,796 $801,270,000 $286,577 $6,446 3.08%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,225 $788,695,000 $354,470 $5,503 2.99%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1,653 $775,685,000 $469,259 $3,302 2.75%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,939 $747,755,000 $385,640 $2,838 2.62%
    Outside of Metro Areas 2,753 $690,265,000 $250,732 $4,432 2.97%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2,456 $628,510,000 $255,908 $3,260 2.94%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2,058 $611,430,000 $297,099 $5,203 2.97%
    URBAN HONOLULU, HI (FHA|USDA|VA) 1,031 $594,015,000 $576,154 $9,448 2.80%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,663 $566,915,000 $340,899 $4,615 3.00%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,763 $546,855,000 $310,184 $5,192 3.12%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,183 $467,025,000 $394,780 $5,307 2.98%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1,253 $430,655,000 $343,699 $4,305 2.95%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,192 $420,200,000 $352,517 $5,022 2.86%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1,639 $414,465,000 $252,877 $4,717 2.87%
    WILMINGTON, NC (FHA|USDA|VA) 1,293 $405,765,000 $313,817 $5,288 2.92%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1,236 $402,680,000 $325,793 $3,726 2.91%
    WORCESTER, MA-CT (FHA|USDA|VA) 1,199 $400,495,000 $334,024 $4,095 2.95%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 958 $381,640,000 $398,372 $5,630 3.00%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,288 $379,840,000 $294,907 $3,041 2.98%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 972 $378,670,000 $389,578 $7,072 2.78%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 610 $353,350,000 $579,262 $4,106 2.88%
    COLUMBUS, OH (FHA|USDA|VA) 1,316 $348,780,000 $265,030 $4,521 3.03%
    BOISE CITY, ID (FHA|USDA|VA) 992 $340,710,000 $343,458 $5,174 2.99%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1,325 $338,775,000 $255,679 $3,513 3.05%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 751 $332,875,000 $443,242 $5,362 2.90%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 782 $311,130,000 $397,864 $4,626 3.01%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 663 $308,885,000 $465,890 $4,509 2.81%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1,330 $301,120,000 $226,406 $3,375 2.98%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 943 $295,465,000 $313,324 $3,801 2.94%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 534 $269,680,000 $505,019 $4,693 2.84%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 418 $246,500,000 $589,713 $7,143 2.94%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 946 $244,990,000 $258,975 $4,329 3.00%
    STOCKTON, CA (FHA|USDA|VA) 564 $218,560,000 $387,518 $3,839 2.64%
    BOULDER, CO (FHA|USDA|VA) 411 $210,825,000 $512,956 $3,392 2.88%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 560 $198,250,000 $354,018 $5,296 3.04%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 705 $193,735,000 $274,801 $4,695 2.93%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 572 $186,200,000 $325,524 $5,769 3.00%
    SALT LAKE CITY, UT (FHA|USDA|VA) 481 $184,125,000 $382,796 $4,997 2.96%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 305 $179,295,000 $587,852 $5,325 2.83%
    PITTSBURGH, PA (FHA|USDA|VA) 765 $174,485,000 $228,085 $4,862 2.91%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 612 $169,740,000 $277,353 $3,031 2.98%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 425 $165,795,000 $390,106 $3,661 2.94%
    JACKSONVILLE, FL (FHA|USDA|VA) 627 $164,905,000 $263,006 $5,332 3.00%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 530 $150,360,000 $283,698 $6,267 2.99%
    VALLEJO, CA (FHA|USDA|VA) 394 $146,330,000 $371,396 $4,357 2.63%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 626 $136,780,000 $218,498 $4,349 2.98%
    TUCSON, AZ (FHA|USDA|VA) 545 $136,185,000 $249,881 $4,187 3.02%
    JACKSONVILLE, NC (FHA|USDA|VA) 589 $132,065,000 $224,219 $5,574 2.91%
    ANCHORAGE, AK (FHA|USDA|VA) 404 $131,620,000 $325,792 $5,748 2.85%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 443 $131,505,000 $296,851 $4,444 3.03%
    PROVO-OREM, UT (FHA|USDA|VA) 303 $123,185,000 $406,551 $5,024 2.96%
    ASHEVILLE, NC (FHA|USDA|VA) 387 $121,045,000 $312,778 $4,560 2.99%
    GREEN BAY, WI (FHA|USDA|VA) 549 $118,855,000 $216,494 $3,059 2.95%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 345 $113,165,000 $328,014 $3,582 2.88%
    OCEAN CITY, NJ (FHA|USDA|VA) 239 $111,505,000 $466,548 $4,723 2.88%
    VISALIA, CA (FHA|USDA|VA) 410 $107,310,000 $261,732 $6,286 2.84%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 425 $107,035,000 $251,847 $3,233 3.03%
    SALINAS, CA (FHA|USDA|VA) 209 $104,925,000 $502,033 $4,407 2.73%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 247 $102,245,000 $413,947 $5,524 2.95%
    SPRINGFIELD, MA (FHA|USDA|VA) 436 $100,900,000 $231,422 $4,501 2.92%
    MADISON, WI (FHA|USDA|VA) 344 $97,600,000 $283,721 $3,502 2.92%
    Jackson, WY-ID (FHA|USDA|VA) 158 $97,290,000 $615,759 $4,784 2.87%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 316 $96,610,000 $305,728 $3,339 2.91%
    EL PASO, TX (FHA|USDA|VA) 408 $93,310,000 $228,701 $6,213 3.04%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 239 $92,185,000 $385,711 $4,016 2.94%
    BAKERSFIELD, CA (FHA|USDA|VA) 339 $90,145,000 $265,914 $3,724 2.71%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 386 $89,920,000 $232,953 $4,821 3.03%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 239 $89,685,000 $375,251 $6,755 2.99%
    RENO, NV (FHA|USDA|VA) 225 $86,225,000 $383,222 $5,212 3.10%
    FRESNO, CA (FHA|USDA|VA) 310 $84,780,000 $273,484 $3,281 2.64%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 383 $83,965,000 $219,230 $4,192 3.04%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 241 $83,855,000 $347,946 $4,218 2.87%
    St. Marys, GA (FHA|USDA|VA) 346 $77,700,000 $224,566 $5,635 2.96%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 161 $77,385,000 $480,652 $4,001 2.86%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 307 $76,765,000 $250,049 $5,084 3.06%
    Kill Devil Hills, NC (FHA|USDA|VA) 187 $75,955,000 $406,176 $4,440 3.01%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 215 $74,245,000 $345,326 $4,738 2.92%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 221 $73,025,000 $330,430 $5,530 3.02%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 289 $72,415,000 $250,571 $3,662 2.97%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 246 $72,250,000 $293,699 $4,461 2.93%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 252 $71,030,000 $281,865 $5,113 2.95%
    Whitewater, WI (FHA|USDA|VA) 236 $68,310,000 $289,449 $3,220 2.97%
    NEW BERN, NC (FHA|USDA|VA) 306 $67,790,000 $221,536 $4,244 2.94%
    RICHMOND, VA (FHA|USDA|VA) 216 $67,500,000 $312,500 $3,376 2.84%
    MODESTO, CA (FHA|USDA|VA) 230 $67,160,000 $292,000 $3,907 2.63%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 240 $66,930,000 $278,875 $4,497 3.02%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 150 $65,090,000 $433,933 $4,537 2.96%
    Hailey, ID (FHA|USDA|VA) 130 $64,490,000 $496,077 $5,427 3.05%
    Hilo, HI (FHA|USDA|VA) 144 $64,320,000 $446,667 $7,321 3.00%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 258 $64,270,000 $249,109 $4,922 3.08%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 261 $62,515,000 $239,521 $3,184 3.01%
    NAPA, CA (FHA|USDA|VA) 118 $62,360,000 $528,475 $4,000 2.75%
    Heber, UT (FHA|USDA|VA) 97 $62,355,000 $642,835 $5,366 3.01%
    BEND, OR (FHA|USDA|VA) 120 $59,630,000 $496,917 $5,913 3.01%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 237 $58,755,000 $247,911 $6,227 3.03%
    SIOUX FALLS, SD (FHA|USDA|VA) 241 $58,145,000 $241,266 $4,384 2.93%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 245 $57,475,000 $234,592 $6,020 3.14%
    TULSA, OK (FHA|USDA|VA) 236 $56,690,000 $240,212 $5,659 3.08%
    NILES, MI (FHA|USDA|VA) 158 $56,430,000 $357,152 $3,609 3.02%
    Torrington, CT (FHA|USDA|VA) 188 $55,650,000 $296,011 $5,022 2.95%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 213 $54,895,000 $257,723 $5,198 2.99%
    SALISBURY, MD-DE (FHA|USDA|VA) 195 $54,885,000 $281,462 $4,477 2.96%
    FLORENCE, SC (FHA|USDA|VA) 285 $54,455,000 $191,070 $5,617 2.88%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 232 $53,760,000 $231,724 $5,811 3.13%
    Edwards, CO (FHA|USDA|VA) 100 $53,400,000 $534,000 $3,758 2.92%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 197 $53,025,000 $269,162 $4,928 3.00%
    WINSTON-SALEM, NC (FHA|USDA|VA) 250 $52,350,000 $209,400 $4,083 3.03%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 233 $51,595,000 $221,438 $4,070 2.99%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 255 $48,555,000 $190,412 $4,574 2.95%
    Kapaa, HI (FHA|USDA|VA) 71 $47,775,000 $672,887 $10,467 3.03%
    Bozeman, MT (FHA|USDA|VA) 92 $46,230,000 $502,500 $4,780 3.06%
    ROCHESTER, MN (FHA|USDA|VA) 184 $44,920,000 $244,130 $4,293 2.83%
    BISMARCK, ND (FHA|USDA|VA) 172 $44,700,000 $259,884 $6,538 2.87%
    Georgetown, SC (FHA|USDA|VA) 148 $44,680,000 $301,892 $4,919 2.95%
    FORT COLLINS, CO (FHA|USDA|VA) 118 $42,880,000 $363,390 $3,760 2.98%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 144 $42,650,000 $296,181 $5,033 2.89%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 175 $41,895,000 $239,400 $5,936 3.13%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 162 $41,460,000 $255,926 $5,840 2.97%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 164 $40,980,000 $249,878 $3,425 3.07%
    Sandpoint, ID (FHA|USDA|VA) 112 $40,700,000 $363,393 $5,891 2.89%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 177 $40,535,000 $229,011 $5,907 3.25%
    READING, PA (FHA|USDA|VA) 191 $39,945,000 $209,136 $5,693 3.02%
    ANN ARBOR, MI (FHA|USDA|VA) 127 $39,365,000 $309,961 $2,824 2.91%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 118 $38,820,000 $328,983 $5,063 3.08%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 178 $38,570,000 $216,685 $4,733 2.97%
    LANCASTER, PA (FHA|USDA|VA) 152 $38,260,000 $251,711 $5,602 2.96%
    APPLETON, WI (FHA|USDA|VA) 162 $36,720,000 $226,667 $3,678 2.94%
    SAVANNAH, GA (FHA|USDA|VA) 152 $36,680,000 $241,316 $5,138 2.92%
    OCALA, FL (FHA|USDA|VA) 175 $35,775,000 $204,429 $5,101 3.21%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 96 $35,770,000 $372,604 $4,504 2.90%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 215 $35,365,000 $164,488 $3,936 2.79%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 67 $35,055,000 $523,209 $5,693 2.99%
    PUNTA GORDA, FL (FHA|USDA|VA) 144 $34,590,000 $240,208 $5,016 3.01%
    THE VILLAGES, FL (FHA|USDA|VA) 130 $34,380,000 $264,462 $4,057 3.08%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 245 $33,125,000 $135,204 $4,160 2.98%
    Faribault-Northfield, MN (FHA|USDA|VA) 164 $33,120,000 $201,951 $4,176 2.82%
    BRUNSWICK, GA (FHA|USDA|VA) 111 $32,505,000 $292,838 $4,913 2.95%
    ROANOKE, VA (FHA|USDA|VA) 139 $31,735,000 $228,309 $4,917 3.03%
    GREELEY, CO (FHA|USDA|VA) 84 $31,550,000 $375,595 $3,415 2.94%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 120 $31,230,000 $260,250 $4,352 2.98%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 161 $31,085,000 $193,075 $6,830 3.24%
    TALLAHASSEE, FL (FHA|USDA|VA) 139 $31,055,000 $223,417 $5,032 3.04%
    AKRON, OH (FHA|USDA|VA) 161 $31,055,000 $192,888 $4,124 2.98%
    YORK-HANOVER, PA (FHA|USDA|VA) 146 $30,550,000 $209,247 $5,531 3.01%
    KNOXVILLE, TN (FHA|USDA|VA) 108 $30,410,000 $281,574 $4,032 2.99%
    SANTA FE, NM (FHA|USDA|VA) 82 $30,310,000 $369,634 $5,358 3.04%
    JOHNSON CITY, TN (FHA|USDA|VA) 141 $29,365,000 $208,262 $4,647 2.99%
    FLINT, MI (FHA|USDA|VA) 197 $29,295,000 $148,706 $3,742 3.20%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 155 $28,805,000 $185,839 $3,749 2.85%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 66 $28,720,000 $435,152 $5,025 2.91%
    Hudson, NY (FHA|USDA|VA) 102 $27,860,000 $273,137 $5,116 3.11%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 90 $27,320,000 $303,556 $4,679 3.02%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 78 $26,300,000 $337,179 $4,536 2.85%
    Morehead City, NC (FHA|USDA|VA) 85 $25,225,000 $296,765 $4,194 2.91%
    MISSOULA, MT (FHA|USDA|VA) 66 $24,140,000 $365,758 $5,826 2.89%
    PUEBLO, CO (FHA|USDA|VA) 80 $23,950,000 $299,375 $6,465 2.83%
    Breckenridge, CO (FHA|USDA|VA) 41 $23,915,000 $583,293 $3,997 2.99%
    FAYETTEVILLE, NC (FHA|USDA|VA) 110 $23,680,000 $215,273 $5,436 2.91%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 117 $23,325,000 $199,359 $3,699 3.07%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 108 $23,300,000 $215,741 $3,813 3.03%
    Alamogordo, NM (FHA|USDA|VA) 141 $23,215,000 $164,645 $5,180 3.16%
    CHICO, CA (FHA|USDA|VA) 78 $22,940,000 $294,103 $3,075 2.61%
    ALBUQUERQUE, NM (FHA|USDA|VA) 92 $22,790,000 $247,717 $4,125 3.04%
    GAINESVILLE, GA (FHA|USDA|VA) 74 $22,450,000 $303,378 $4,871 2.99%
    ABILENE, TX (FHA|USDA|VA) 101 $22,285,000 $220,644 $6,444 3.05%
    Marshalltown, IA (FHA|USDA|VA) 159 $22,165,000 $139,403 $4,012 2.99%
    Lebanon, NH-VT (FHA|USDA|VA) 79 $22,165,000 $280,570 $3,932 2.93%
    PEORIA, IL (FHA|USDA|VA) 156 $22,120,000 $141,795 $3,383 2.81%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 118 $21,880,000 $185,424 $5,734 3.02%
    Outside of Metro Areas 49 $21,435,000 $437,449 $6,605 3.10%
    Show Low, AZ (FHA|USDA|VA) 97 $21,175,000 $218,299 $4,205 3.08%
    Jefferson, GA (FHA|USDA|VA) 85 $20,795,000 $244,647 $5,360 3.06%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 111 $20,515,000 $184,820 $4,627 2.97%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 120 $20,420,000 $170,167 $3,896 3.03%
    REDDING, CA (FHA|USDA|VA) 71 $19,495,000 $274,577 $2,965 2.57%
    Concord, NH (FHA|USDA|VA) 69 $19,445,000 $281,812 $3,935 2.92%
    KANKAKEE, IL (FHA|USDA|VA) 106 $19,320,000 $182,264 $4,151 2.96%
    RACINE, WI (FHA|USDA|VA) 85 $18,695,000 $219,941 $2,850 2.92%
    Laconia, NH (FHA|USDA|VA) 64 $18,540,000 $289,688 $3,571 3.05%
    Minot, ND (FHA|USDA|VA) 86 $18,530,000 $215,465 $5,873 2.89%
    Ottawa, IL (FHA|USDA|VA) 108 $18,350,000 $169,907 $3,927 2.93%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 48 $18,340,000 $382,083 $5,729 2.87%
    SPARTANBURG, SC (FHA|USDA|VA) 79 $18,175,000 $230,063 $4,090 3.04%
    YUBA CITY, CA (FHA|USDA|VA) 65 $17,925,000 $275,769 $3,478 2.64%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 107 $17,905,000 $167,336 $4,153 3.01%
    COLUMBIA, SC (FHA|USDA|VA) 86 $17,880,000 $207,907 $4,899 3.04%
    Clearlake, CA (FHA|USDA|VA) 60 $17,710,000 $295,167 $3,930 2.96%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 75 $17,525,000 $233,667 $3,418 2.92%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 113 $17,025,000 $150,664 $3,517 2.67%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 65 $16,945,000 $260,692 $3,252 2.87%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 59 $16,595,000 $281,271 $3,842 3.02%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 32 $16,480,000 $515,000 $5,803 3.03%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 87 $16,345,000 $187,874 $3,488 2.98%
    Vineyard Haven, MA (FHA|USDA|VA) 19 $16,115,000 $848,158 $6,067 2.86%
    MERCED, CA (FHA|USDA|VA) 57 $15,945,000 $279,737 $4,286 2.68%
    SPRINGFIELD, MO (FHA|USDA|VA) 87 $15,755,000 $181,092 $3,532 3.07%
    Williston, ND (FHA|USDA|VA) 53 $15,685,000 $295,943 $7,514 2.93%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 55 $15,295,000 $278,091 $5,165 3.10%
    LAS CRUCES, NM (FHA|USDA|VA) 67 $15,205,000 $226,940 $6,300 3.14%
    ROCKFORD, IL (FHA|USDA|VA) 93 $14,955,000 $160,806 $3,783 2.91%
    Statesboro, GA (FHA|USDA|VA) 76 $14,720,000 $193,684 $4,554 2.89%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 53 $14,595,000 $275,377 $4,640 2.93%
    SALEM, OR (FHA|USDA|VA) 44 $14,230,000 $323,409 $5,771 3.05%
    FLAGSTAFF, AZ (FHA|USDA|VA) 38 $14,220,000 $374,211 $3,488 2.99%
    Sonora, CA (FHA|USDA|VA) 44 $14,140,000 $321,364 $3,755 2.90%
    YUMA, AZ (FHA|USDA|VA) 60 $14,110,000 $235,167 $4,031 2.85%
    BLOOMINGTON, IL (FHA|USDA|VA) 75 $13,815,000 $184,200 $2,838 2.84%
    Key West, FL (FHA|USDA|VA) 23 $13,795,000 $599,783 $8,046 2.99%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 66 $13,760,000 $208,485 $5,532 3.17%
    Red Wing, MN (FHA|USDA|VA) 60 $13,730,000 $228,833 $4,175 2.99%
    Helena, MT (FHA|USDA|VA) 39 $13,715,000 $351,667 $5,361 2.94%
    ROCHESTER, NY (FHA|USDA|VA) 72 $13,650,000 $189,583 $4,174 2.89%
    DOVER, DE (FHA|USDA|VA) 51 $13,365,000 $262,059 $5,766 3.13%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 61 $13,285,000 $217,787 $3,557 2.90%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 57 $13,005,000 $228,158 $3,193 2.97%
    KINGSTON, NY (FHA|USDA|VA) 37 $12,915,000 $349,054 $4,878 3.09%
    Glenwood Springs, CO (FHA|USDA|VA) 22 $12,870,000 $585,000 $4,131 2.98%
    GAINESVILLE, FL (FHA|USDA|VA) 56 $12,780,000 $228,214 $5,539 3.11%
    Albert Lea, MN (FHA|USDA|VA) 93 $12,605,000 $135,538 $4,457 2.62%
    Holland, MI (FHA|USDA|VA) 31 $12,335,000 $397,903 $3,322 2.85%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 44 $12,080,000 $274,545 $3,221 3.12%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 41 $12,025,000 $293,293 $4,793 2.96%
    MADERA, CA (FHA|USDA|VA) 43 $11,935,000 $277,558 $3,175 2.75%
    Traverse City, MI (FHA|USDA|VA) 32 $11,710,000 $365,938 $3,284 2.93%
    ROCKY MOUNT, NC (FHA|USDA|VA) 61 $11,475,000 $188,115 $5,653 2.98%
    HUNTSVILLE, AL (FHA|USDA|VA) 53 $11,265,000 $212,547 $3,598 3.15%
    TYLER, TX (FHA|USDA|VA) 42 $10,910,000 $259,762 $6,068 3.15%
    Ukiah, CA (FHA|USDA|VA) 30 $10,860,000 $362,000 $3,912 2.90%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 39 $10,795,000 $276,795 $4,966 3.08%
    ST. CLOUD, MN (FHA|USDA|VA) 52 $10,730,000 $206,346 $5,400 2.78%
    Duncan, OK (FHA|USDA|VA) 72 $10,540,000 $146,389 $4,065 3.00%
    FORT WAYNE, IN (FHA|USDA|VA) 58 $10,100,000 $174,138 $2,498 3.00%
    Easton, MD (FHA|USDA|VA) 24 $10,020,000 $417,500 $4,361 2.85%
    BURLINGTON, NC (FHA|USDA|VA) 42 $9,950,000 $236,905 $4,039 3.00%
    LYNCHBURG, VA (FHA|USDA|VA) 35 $9,915,000 $283,286 $4,020 2.95%
    FARGO, ND-MN (FHA|USDA|VA) 42 $9,840,000 $234,286 $5,751 2.92%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 47 $9,785,000 $208,191 $4,318 2.98%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 46 $9,740,000 $211,739 $6,149 2.59%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 32 $9,740,000 $304,375 $5,568 2.87%
    Waycross, GA (FHA|USDA|VA) 62 $9,710,000 $156,613 $4,841 3.08%
    Sevierville, TN (FHA|USDA|VA) 28 $9,690,000 $346,071 $4,231 3.17%
    BILLINGS, MT (FHA|USDA|VA) 34 $9,630,000 $283,235 $4,543 3.11%
    WACO, TX (FHA|USDA|VA) 38 $9,550,000 $251,316 $5,973 3.22%
    PITTSFIELD, MA (FHA|USDA|VA) 29 $9,525,000 $328,448 $4,225 3.02%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 63 $9,465,000 $150,238 $3,935 3.11%
    Steamboat Springs, CO (FHA|USDA|VA) 17 $9,425,000 $554,412 $3,903 3.05%
    Coos Bay, OR (FHA|USDA|VA) 28 $9,170,000 $327,500 $6,247 3.12%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 39 $9,015,000 $231,154 $4,037 3.23%
    GREENVILLE, NC (FHA|USDA|VA) 51 $8,935,000 $175,196 $3,781 3.14%
    HINESVILLE, GA (FHA|USDA|VA) 48 $8,920,000 $185,833 $4,713 3.00%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 26 $8,850,000 $340,385 $4,411 2.74%
    BELLINGHAM, WA (FHA|USDA|VA) 23 $8,815,000 $383,261 $3,958 2.89%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 48 $8,710,000 $181,458 $3,415 3.06%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 28 $8,660,000 $309,286 $6,355 2.93%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 37 $8,415,000 $227,432 $4,083 2.90%
    TOLEDO, OH (FHA|USDA|VA) 38 $8,370,000 $220,263 $3,476 2.95%
    Brainerd, MN (FHA|USDA|VA) 33 $8,265,000 $250,455 $4,291 2.96%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 36 $8,190,000 $227,500 $5,289 3.08%
    Newport, OR (FHA|USDA|VA) 22 $8,120,000 $369,091 $5,907 2.94%
    Kalispell, MT (FHA|USDA|VA) 16 $8,110,000 $506,875 $5,715 2.85%
    WENATCHEE, WA (FHA|USDA|VA) 16 $8,080,000 $505,000 $6,626 3.03%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 39 $8,005,000 $205,256 $5,516 3.34%
    WINCHESTER, VA-WV (FHA|USDA|VA) 23 $7,925,000 $344,565 $5,111 2.79%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 39 $7,885,000 $202,179 $6,029 2.99%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 55 $7,815,000 $142,091 $4,147 3.05%
    UTICA-ROME, NY (FHA|USDA|VA) 49 $7,775,000 $158,673 $4,893 3.00%
    PANAMA CITY, FL (FHA|USDA|VA) 26 $7,760,000 $298,462 $7,003 3.15%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 28 $7,680,000 $274,286 $4,461 2.76%
    Owatonna, MN (FHA|USDA|VA) 46 $7,630,000 $165,870 $5,001 2.77%
    Watertown, SD (FHA|USDA|VA) 36 $7,590,000 $210,833 $4,922 2.98%
    DULUTH, MN-WI (FHA|USDA|VA) 32 $7,510,000 $234,688 $4,005 2.93%
    Granbury, TX (FHA|USDA|VA) 31 $7,475,000 $241,129 $6,881 3.14%
    Brenham, TX (FHA|USDA|VA) 25 $7,325,000 $293,000 $6,698 3.25%
    Athens, TX (FHA|USDA|VA) 12 $7,250,000 $604,167 $6,651 3.08%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 42 $7,220,000 $171,905 $3,593 3.13%
    MEDFORD, OR (FHA|USDA|VA) 22 $7,200,000 $327,273 $4,901 3.00%
    Weatherford, OK (FHA|USDA|VA) 33 $7,055,000 $213,788 $4,023 2.86%
    Norfolk, NE (FHA|USDA|VA) 33 $6,905,000 $209,242 $5,201 2.85%
    MUSKEGON, MI (FHA|USDA|VA) 32 $6,750,000 $210,938 $4,070 3.14%
    Warsaw, IN (FHA|USDA|VA) 21 $6,665,000 $317,381 $3,452 2.96%
    SUMTER, SC (FHA|USDA|VA) 37 $6,595,000 $178,243 $4,905 2.88%
    LONGVIEW, WA (FHA|USDA|VA) 21 $6,595,000 $314,048 $5,429 2.91%
    GRAND JUNCTION, CO (FHA|USDA|VA) 22 $6,570,000 $298,636 $3,851 3.10%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 29 $6,565,000 $226,379 $3,645 2.93%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 35 $6,545,000 $187,000 $4,322 3.09%
    BATTLE CREEK, MI (FHA|USDA|VA) 43 $6,515,000 $151,512 $4,218 3.39%
    MONROE, MI (FHA|USDA|VA) 32 $6,480,000 $202,500 $3,479 3.15%
    Oak Harbor, WA (FHA|USDA|VA) 17 $6,445,000 $379,118 $4,258 2.85%
    Keene, NH (FHA|USDA|VA) 22 $6,390,000 $290,455 $3,682 3.05%
    GLENS FALLS, NY (FHA|USDA|VA) 40 $6,180,000 $154,500 $5,759 3.10%
    ST. GEORGE, UT (FHA|USDA|VA) 15 $6,165,000 $411,000 $5,581 3.03%
    LONGVIEW, TX (FHA|USDA|VA) 28 $6,160,000 $220,000 $5,801 3.16%
    Plymouth, IN (FHA|USDA|VA) 32 $6,150,000 $192,188 $3,295 3.23%
    Pahrump, NV (FHA|USDA|VA) 28 $6,150,000 $219,643 $5,838 3.36%
    Eureka-Arcata, CA (FHA|USDA|VA) 20 $6,080,000 $304,000 $3,896 2.63%
    WICHITA, KS (FHA|USDA|VA) 29 $5,965,000 $205,690 $3,169 2.90%
    Fernley, NV (FHA|USDA|VA) 23 $5,895,000 $256,304 $6,654 3.08%
    Rockport, TX (FHA|USDA|VA) 20 $5,840,000 $292,000 $5,622 3.27%
    SHEBOYGAN, WI (FHA|USDA|VA) 27 $5,835,000 $216,111 $3,320 2.87%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 30 $5,800,000 $193,333 $2,910 3.06%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 29 $5,635,000 $194,310 $5,404 2.96%
    LAFAYETTE, LA (FHA|USDA|VA) 29 $5,465,000 $188,448 $6,136 3.23%
    Beaver Dam, WI (FHA|USDA|VA) 27 $5,435,000 $201,296 $4,006 3.04%
    Nogales, AZ (FHA|USDA|VA) 19 $5,335,000 $280,789 $4,731 3.01%
    Shawano, WI (FHA|USDA|VA) 28 $5,250,000 $187,500 $3,560 2.97%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 17 $5,225,000 $307,353 $4,203 2.78%
    Shelbyville, TN (FHA|USDA|VA) 21 $5,195,000 $247,381 $6,535 3.04%
    Bennington, VT (FHA|USDA|VA) 13 $5,125,000 $394,231 $4,188 3.07%
    Fredericksburg, TX (FHA|USDA|VA) 11 $5,065,000 $460,455 $6,263 3.26%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 16 $4,910,000 $306,875 $3,906 3.05%
    Brevard, NC (FHA|USDA|VA) 17 $4,715,000 $277,353 $5,122 2.91%
    Payson, AZ (FHA|USDA|VA) 16 $4,670,000 $291,875 $4,204 3.01%
    SPRINGFIELD, IL (FHA|USDA|VA) 22 $4,670,000 $212,273 $3,362 3.17%
    Montrose, CO (FHA|USDA|VA) 11 $4,645,000 $422,273 $3,711 2.89%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 16 $4,570,000 $285,625 $3,563 3.16%
    CARSON CITY, NV (FHA|USDA|VA) 12 $4,490,000 $374,167 $4,115 3.08%
    Manitowoc, WI (FHA|USDA|VA) 24 $4,490,000 $187,083 $3,157 2.87%
    Boone, NC (FHA|USDA|VA) 19 $4,485,000 $236,053 $3,729 2.82%
    EL CENTRO, CA (FHA|USDA|VA) 18 $4,480,000 $248,889 $2,771 2.79%
    FAIRBANKS, AK (FHA|USDA|VA) 14 $4,470,000 $319,286 $7,720 2.74%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 19 $4,395,000 $231,316 $3,122 3.05%
    Seneca, SC (FHA|USDA|VA) 11 $4,385,000 $398,636 $3,718 2.86%
    Forest City, NC (FHA|USDA|VA) 17 $4,375,000 $257,353 $3,739 3.28%
    Berlin, NH (FHA|USDA|VA) 23 $4,235,000 $184,130 $4,184 3.00%
    MIDLAND, TX (FHA|USDA|VA) 16 $4,180,000 $261,250 $5,676 3.08%
    Barre, VT (FHA|USDA|VA) 14 $4,170,000 $297,857 $4,138 3.01%
    GETTYSBURG, PA (FHA|USDA|VA) 19 $4,145,000 $218,158 $4,354 2.93%
    Durango, CO (FHA|USDA|VA) 10 $4,120,000 $412,000 $3,411 2.89%
    Baraboo, WI (FHA|USDA|VA) 16 $4,070,000 $254,375 $4,228 2.86%
    Marion, NC (FHA|USDA|VA) 21 $4,035,000 $192,143 $3,655 3.29%
    GOLDSBORO, NC (FHA|USDA|VA) 19 $4,025,000 $211,842 $4,084 2.99%
    Garden City, KS (FHA|USDA|VA) 23 $4,005,000 $174,130 $4,123 3.11%
    Aberdeen, WA (FHA|USDA|VA) 15 $3,995,000 $266,333 $3,705 2.99%
    Rutland, VT (FHA|USDA|VA) 13 $3,985,000 $306,538 $5,300 3.00%
    ERIE, PA (FHA|USDA|VA) 21 $3,945,000 $187,857 $4,132 3.03%
    SYRACUSE, NY (FHA|USDA|VA) 19 $3,945,000 $207,632 $4,552 2.91%
    Cambridge, MD (FHA|USDA|VA) 19 $3,945,000 $207,632 $5,097 3.09%
    Rochelle, IL (FHA|USDA|VA) 26 $3,850,000 $148,077 $3,041 2.97%
    Astoria, OR (FHA|USDA|VA) 8 $3,840,000 $480,000 $4,199 2.97%
    AMARILLO, TX (FHA|USDA|VA) 14 $3,820,000 $272,857 $4,525 2.96%
    Washington Court House, OH (FHA|USDA|VA) 25 $3,815,000 $152,600 $4,092 3.24%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 14 $3,780,000 $270,000 $4,638 2.69%
    LEBANON, PA (FHA|USDA|VA) 19 $3,725,000 $196,053 $4,801 2.92%
    Sanford, NC (FHA|USDA|VA) 16 $3,710,000 $231,875 $3,534 3.11%
    Kerrville, TX (FHA|USDA|VA) 13 $3,665,000 $281,923 $6,084 2.86%
    Pottsville, PA (FHA|USDA|VA) 21 $3,595,000 $171,190 $4,762 3.18%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 23 $3,575,000 $155,435 $4,031 3.00%
    Ellensburg, WA (FHA|USDA|VA) 9 $3,535,000 $392,778 $5,274 3.10%
    Prineville, OR (FHA|USDA|VA) 9 $3,515,000 $390,556 $7,007 3.12%
    JACKSON, MI (FHA|USDA|VA) 16 $3,480,000 $217,500 $2,546 2.96%
    LUBBOCK, TX (FHA|USDA|VA) 16 $3,460,000 $216,250 $6,675 3.12%
    DOTHAN, AL (FHA|USDA|VA) 19 $3,415,000 $179,737 $3,680 2.95%
    Woodward, OK (FHA|USDA|VA) 18 $3,320,000 $184,444 $4,738 2.89%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 17 $3,285,000 $193,235 $3,710 3.00%
    MANKATO, MN (FHA|USDA|VA) 22 $3,270,000 $148,636 $4,219 2.53%
    Dickinson, ND (FHA|USDA|VA) 14 $3,190,000 $227,857 $7,125 2.89%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 15 $3,135,000 $209,000 $4,485 3.06%
    Cañon City, CO (FHA|USDA|VA) 9 $3,085,000 $342,778 $5,413 3.07%
    Huntsville, TX (FHA|USDA|VA) 14 $3,030,000 $216,429 $5,852 2.79%
    COLUMBUS, IN (FHA|USDA|VA) 11 $3,025,000 $275,000 $3,612 2.91%
    LOGAN, UT-ID (FHA|USDA|VA) 9 $3,015,000 $335,000 $5,596 3.29%
    Augusta-Waterville, ME (FHA|USDA|VA) 13 $2,985,000 $229,615 $3,302 3.17%
    Gainesville, TX (FHA|USDA|VA) 10 $2,980,000 $298,000 $6,601 3.46%
    Cullowhee, NC (FHA|USDA|VA) 10 $2,970,000 $297,000 $5,210 3.24%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 16 $2,940,000 $183,750 $2,430 3.19%
    Ashtabula, OH (FHA|USDA|VA) 20 $2,930,000 $146,500 $5,109 3.01%
    MONTGOMERY, AL (FHA|USDA|VA) 17 $2,925,000 $172,059 $4,913 3.34%
    Sturgis, MI (FHA|USDA|VA) 15 $2,895,000 $193,000 $3,705 3.22%
    Shelton, WA (FHA|USDA|VA) 9 $2,895,000 $321,667 $4,311 3.00%
    MANSFIELD, OH (FHA|USDA|VA) 14 $2,860,000 $204,286 $4,271 2.95%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 14 $2,860,000 $204,286 $4,496 2.74%
    IDAHO FALLS, ID (FHA|USDA|VA) 11 $2,835,000 $257,727 $5,887 3.18%
    Wilson, NC (FHA|USDA|VA) 17 $2,815,000 $165,588 $4,819 3.08%
    HARRISONBURG, VA (FHA|USDA|VA) 12 $2,800,000 $233,333 $4,799 3.11%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 16 $2,740,000 $171,250 $4,980 3.06%
    BATON ROUGE, LA (FHA|USDA|VA) 15 $2,725,000 $181,667 $3,513 2.91%
    JACKSON, MS (FHA|USDA|VA) 12 $2,710,000 $225,833 $4,592 2.87%
    DUBUQUE, IA (FHA|USDA|VA) 8 $2,710,000 $338,750 $3,638 2.98%
    EAU CLAIRE, WI (FHA|USDA|VA) 13 $2,705,000 $208,077 $3,093 2.98%
    BANGOR, ME (FHA|USDA|VA) 11 $2,665,000 $242,273 $3,516 3.01%
    Pontiac, IL (FHA|USDA|VA) 23 $2,645,000 $115,000 $5,095 2.62%
    WARNER ROBINS, GA (FHA|USDA|VA) 15 $2,625,000 $175,000 $3,733 2.97%
    Corsicana, TX (FHA|USDA|VA) 7 $2,615,000 $373,571 $12,210 2.82%
    Roseburg, OR (FHA|USDA|VA) 10 $2,610,000 $261,000 $5,551 2.96%
    Lewisburg, TN (FHA|USDA|VA) 11 $2,605,000 $236,818 $3,218 2.85%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 15 $2,555,000 $170,333 $4,318 3.11%
    CORVALLIS, OR (FHA|USDA|VA) 6 $2,540,000 $423,333 $4,305 2.85%
    Mitchell, SD (FHA|USDA|VA) 16 $2,530,000 $158,125 $3,508 2.55%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,500,000 $208,333 $4,998 3.05%
    ODESSA, TX (FHA|USDA|VA) 5 $2,485,000 $497,000 $10,702 3.65%
    Enterprise, AL (FHA|USDA|VA) 14 $2,450,000 $175,000 $3,920 3.02%
    LINCOLN, NE (FHA|USDA|VA) 10 $2,430,000 $243,000 $4,574 2.84%
    YAKIMA, WA (FHA|USDA|VA) 9 $2,425,000 $269,444 $5,530 2.89%
    AMES, IA (FHA|USDA|VA) 14 $2,410,000 $172,143 $4,776 3.02%
    STATE COLLEGE, PA (FHA|USDA|VA) 10 $2,400,000 $240,000 $3,137 2.85%
    Port Angeles, WA (FHA|USDA|VA) 7 $2,395,000 $342,143 $2,773 2.87%
    Richmond-Berea, KY (FHA|USDA|VA) 9 $2,395,000 $266,111 $3,155 3.00%
    CHEYENNE, WY (FHA|USDA|VA) 7 $2,375,000 $339,286 $4,845 2.96%
    HOT SPRINGS, AR (FHA|USDA|VA) 14 $2,370,000 $169,286 $3,410 3.00%
    Moscow, ID (FHA|USDA|VA) 7 $2,365,000 $337,857 $5,183 3.05%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 12 $2,330,000 $194,167 $4,863 2.94%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 10 $2,320,000 $232,000 $4,814 3.14%
    FOND DU LAC, WI (FHA|USDA|VA) 13 $2,315,000 $178,077 $3,188 3.16%
    GRANTS PASS, OR (FHA|USDA|VA) 6 $2,310,000 $385,000 $3,878 3.00%
    KOKOMO, IN (FHA|USDA|VA) 15 $2,295,000 $153,000 $4,444 2.88%
    Fort Leonard Wood, MO (FHA|USDA|VA) 11 $2,285,000 $207,727 $5,708 2.95%
    Greeneville, TN (FHA|USDA|VA) 10 $2,260,000 $226,000 $4,576 2.90%
    Jasper, IN (FHA|USDA|VA) 9 $2,255,000 $250,556 $5,539 3.00%
    MANHATTAN, KS (FHA|USDA|VA) 13 $2,255,000 $173,462 $4,988 3.38%
    MOBILE, AL (FHA|USDA|VA) 14 $2,250,000 $160,714 $3,814 3.07%
    Hutchinson, MN (FHA|USDA|VA) 13 $2,235,000 $171,923 $3,691 2.73%
    Roanoke Rapids, NC (FHA|USDA|VA) 8 $2,230,000 $278,750 $9,312 2.98%
    Dixon, IL (FHA|USDA|VA) 12 $2,230,000 $185,833 $3,251 2.86%
    LAWTON, OK (FHA|USDA|VA) 11 $2,225,000 $202,273 $4,490 2.76%
    IOWA CITY, IA (FHA|USDA|VA) 9 $2,175,000 $241,667 $3,383 3.07%
    TUSCALOOSA, AL (FHA|USDA|VA) 9 $2,155,000 $239,444 $3,785 3.15%
    Alexandria, MN (FHA|USDA|VA) 11 $2,145,000 $195,000 $3,853 2.48%
    Taos, NM (FHA|USDA|VA) 6 $2,140,000 $356,667 $4,904 3.10%
    Mountain Home, ID (FHA|USDA|VA) 8 $2,110,000 $263,750 $7,178 3.15%
    Jesup, GA (FHA|USDA|VA) 10 $2,080,000 $208,000 $5,673 2.95%
    BLOOMINGTON, IN (FHA|USDA|VA) 7 $2,065,000 $295,000 $2,761 2.96%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $2,045,000 $227,222 $4,529 2.79%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 6 $2,030,000 $338,333 $4,977 3.06%
    WICHITA FALLS, TX (FHA|USDA|VA) 12 $2,030,000 $169,167 $5,369 3.34%
    Sandusky, OH (FHA|USDA|VA) 11 $2,015,000 $183,182 $3,747 3.15%
    MIDLAND, MI (FHA|USDA|VA) 9 $2,015,000 $223,889 $2,964 3.07%
    Albemarle, NC (FHA|USDA|VA) 8 $2,010,000 $251,250 $3,870 2.92%
    Stevens Point, WI (FHA|USDA|VA) 10 $1,990,000 $199,000 $3,162 2.91%
    Vincennes, IN (FHA|USDA|VA) 16 $1,990,000 $124,375 $2,974 3.29%
    CLEVELAND, TN (FHA|USDA|VA) 9 $1,975,000 $219,444 $4,029 3.05%
    Chillicothe, OH (FHA|USDA|VA) 10 $1,960,000 $196,000 $4,166 3.12%
    LAWRENCE, KS (FHA|USDA|VA) 9 $1,935,000 $215,000 $3,294 3.07%
    Freeport, IL (FHA|USDA|VA) 13 $1,935,000 $148,846 $3,130 3.05%
    Brookings, SD (FHA|USDA|VA) 8 $1,930,000 $241,250 $5,447 2.92%
    MORRISTOWN, TN (FHA|USDA|VA) 8 $1,910,000 $238,750 $5,131 3.00%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $1,910,000 $477,500 $3,924 3.13%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $1,900,000 $237,500 $4,489 2.67%
    SPRINGFIELD, OH (FHA|USDA|VA) 11 $1,895,000 $172,273 $4,637 2.92%
    Lake City, FL (FHA|USDA|VA) 9 $1,885,000 $209,444 $5,557 3.28%
    COLUMBIA, MO (FHA|USDA|VA) 7 $1,885,000 $269,286 $2,655 2.75%
    Marshall, MN (FHA|USDA|VA) 10 $1,880,000 $188,000 $3,781 2.91%
    Wooster, OH (FHA|USDA|VA) 10 $1,870,000 $187,000 $3,497 3.05%
    TWIN FALLS, ID (FHA|USDA|VA) 6 $1,850,000 $308,333 $5,817 2.75%
    Salem, OH (FHA|USDA|VA) 12 $1,830,000 $152,500 $3,692 3.09%
    Red Bluff, CA (FHA|USDA|VA) 11 $1,825,000 $165,909 $3,755 2.31%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 10 $1,810,000 $181,000 $4,133 3.09%
    Menomonie, WI (FHA|USDA|VA) 8 $1,790,000 $223,750 $4,199 3.11%
    Palatka, FL (FHA|USDA|VA) 8 $1,780,000 $222,500 $4,768 3.01%
    LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,775,000 $355,000 $3,205 2.88%
    Centralia, WA (FHA|USDA|VA) 5 $1,765,000 $353,000 $8,322 2.90%
    Mount Vernon, OH (FHA|USDA|VA) 8 $1,760,000 $220,000 $5,654 2.94%
    Cornelia, GA (FHA|USDA|VA) 7 $1,755,000 $250,714 $5,956 3.27%
    Elizabeth City, NC (FHA|USDA|VA) 8 $1,740,000 $217,500 $4,884 2.97%
    Platteville, WI (FHA|USDA|VA) 9 $1,725,000 $191,667 $2,703 2.96%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 10 $1,700,000 $170,000 $2,633 2.95%
    SAGINAW, MI (FHA|USDA|VA) 12 $1,680,000 $140,000 $4,619 3.23%
    MORGANTOWN, WV (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,068 2.80%
    RAPID CITY, SD (FHA|USDA|VA) 5 $1,655,000 $331,000 $4,178 2.75%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 11 $1,635,000 $148,636 $3,015 3.02%
    Willmar, MN (FHA|USDA|VA) 9 $1,625,000 $180,556 $3,574 2.62%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 12 $1,620,000 $135,000 $4,210 3.18%
    Paris, TX (FHA|USDA|VA) 6 $1,620,000 $270,000 $4,755 2.88%
    Austin, MN (FHA|USDA|VA) 14 $1,610,000 $115,000 $3,084 2.28%
    Fort Morgan, CO (FHA|USDA|VA) 6 $1,610,000 $268,333 $5,873 3.08%
    Juneau, AK (FHA|USDA|VA) 5 $1,605,000 $321,000 $5,242 3.08%
    TERRE HAUTE, IN (FHA|USDA|VA) 10 $1,600,000 $160,000 $3,328 2.77%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,221 2.89%
    DALTON, GA (FHA|USDA|VA) 10 $1,580,000 $158,000 $2,963 2.97%
    Grand Rapids, MN (FHA|USDA|VA) 6 $1,570,000 $261,667 $6,586 2.96%
    WALLA WALLA, WA (FHA|USDA|VA) 4 $1,540,000 $385,000 $3,461 2.75%
    Meadville, PA (FHA|USDA|VA) 10 $1,530,000 $153,000 $5,219 3.05%
    ALBANY, GA (FHA|USDA|VA) 8 $1,530,000 $191,250 $2,877 2.88%
    Angola, IN (FHA|USDA|VA) 6 $1,520,000 $253,333 $2,577 3.17%
    Altus, OK (FHA|USDA|VA) 11 $1,515,000 $137,727 $3,539 3.19%
    Bartlesville, OK (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,311 3.14%
    Searcy, AR (FHA|USDA|VA) 10 $1,500,000 $150,000 $3,587 3.20%
    STAUNTON, VA (FHA|USDA|VA) 9 $1,495,000 $166,111 $2,564 2.93%
    Fallon, NV (FHA|USDA|VA) 5 $1,475,000 $295,000 $4,592 2.95%
    Cedar City, UT (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,964 3.53%
    Ogdensburg-Massena, NY (FHA|USDA|VA) 8 $1,450,000 $181,250 $3,762 3.17%
    Sedalia, MO (FHA|USDA|VA) 5 $1,445,000 $289,000 $2,591 3.00%
    LaGrange, GA-AL (FHA|USDA|VA) 8 $1,440,000 $180,000 $4,180 3.25%
    Branson, MO (FHA|USDA|VA) 4 $1,430,000 $357,500 $3,623 2.81%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 5 $1,425,000 $285,000 $5,126 2.98%
    Dodge City, KS (FHA|USDA|VA) 8 $1,420,000 $177,500 $5,054 3.09%
    Farmington, MO (FHA|USDA|VA) 6 $1,420,000 $236,667 $2,322 3.29%
    MUNCIE, IN (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,129 2.77%
    Toccoa, GA (FHA|USDA|VA) 7 $1,405,000 $200,714 $4,563 3.16%
    Ozark, AL (FHA|USDA|VA) 9 $1,405,000 $156,111 $3,325 3.08%
    Stephenville, TX (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,506 3.19%
    Riverton, WY (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,742 3.06%
    Somerset, PA (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,747 3.11%
    Warrensburg, MO (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,614 3.04%
    COLUMBUS, GA-AL (FHA|USDA|VA) 10 $1,330,000 $133,000 $3,889 3.51%
    Zanesville, OH (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,555 3.34%
    Henderson, NC (FHA|USDA|VA) 4 $1,330,000 $332,500 $4,651 2.81%
    Milledgeville, GA (FHA|USDA|VA) 5 $1,305,000 $261,000 $8,731 2.95%
    Adrian, MI (FHA|USDA|VA) 8 $1,290,000 $161,250 $3,506 3.00%
    Frankfort, KY (FHA|USDA|VA) 7 $1,285,000 $183,571 $3,264 2.93%
    Effingham, IL (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,615 2.94%
    Corning, NY (FHA|USDA|VA) 12 $1,280,000 $106,667 $4,113 3.04%
    Brownwood, TX (FHA|USDA|VA) 6 $1,260,000 $210,000 $6,257 3.19%
    Worthington, MN (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,044 3.36%
    Palestine, TX (FHA|USDA|VA) 6 $1,240,000 $206,667 $5,797 2.81%
    Roswell, NM (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,553 3.38%
    Peru, IN (FHA|USDA|VA) 10 $1,190,000 $119,000 $4,887 3.20%
    Stillwater, OK (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,114 3.04%
    DuBois, PA (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,978 2.75%
    POCATELLO, ID (FHA|USDA|VA) 6 $1,170,000 $195,000 $4,948 3.17%
    ALTOONA, PA (FHA|USDA|VA) 7 $1,165,000 $166,429 $5,032 3.14%
    WILLIAMSPORT, PA (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,266 3.00%
    Marquette, MI (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,748 3.10%
    DECATUR, IL (FHA|USDA|VA) 9 $1,155,000 $128,333 $2,931 3.04%
    Big Rapids, MI (FHA|USDA|VA) 7 $1,155,000 $165,000 $3,077 2.93%
    Ontario, OR-ID (FHA|USDA|VA) 4 $1,150,000 $287,500 $6,272 3.09%
    Winona, MN (FHA|USDA|VA) 5 $1,135,000 $227,000 $2,791 3.25%
    Cullman, AL (FHA|USDA|VA) 3 $1,125,000 $375,000 $5,553 2.58%
    WHEELING, WV-OH (FHA|USDA|VA) 6 $1,110,000 $185,000 $3,716 2.85%
    Auburn, IN (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,855 3.20%
    VALDOSTA, GA (FHA|USDA|VA) 6 $1,100,000 $183,333 $3,937 2.71%
    Wilmington, OH (FHA|USDA|VA) 7 $1,085,000 $155,000 $3,309 3.07%
    MONROE, LA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,565 2.75%
    Marinette, WI-MI (FHA|USDA|VA) 9 $1,085,000 $120,556 $2,851 3.22%
    New Castle, IN (FHA|USDA|VA) 6 $1,080,000 $180,000 $5,233 3.08%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 7 $1,075,000 $153,571 $3,216 3.18%
    Shelby, NC (FHA|USDA|VA) 9 $1,065,000 $118,333 $3,882 3.25%
    Pella, IA (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,633 3.03%
    Cookeville, TN (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,920 3.00%
    Pullman, WA (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,961 3.15%
    FORT SMITH, AR-OK (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,725 2.90%
    Española, NM (FHA|USDA|VA) 3 $1,025,000 $341,667 $8,863 2.92%
    FARMINGTON, NM (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,744 3.02%
    Mount Airy, NC (FHA|USDA|VA) 6 $1,020,000 $170,000 $3,170 2.79%
    Hobbs, NM (FHA|USDA|VA) 8 $1,020,000 $127,500 $5,939 3.47%
    Vermillion, SD (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,933 2.88%
    Laramie, WY (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,401 2.97%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 8 $1,010,000 $126,250 $3,892 3.30%
    BINGHAMTON, NY (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,978 3.23%
    Greenwood, SC (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,565 2.84%
    Batesville, AR (FHA|USDA|VA) 5 $995,000 $199,000 $4,063 3.15%
    Moses Lake, WA (FHA|USDA|VA) 3 $985,000 $328,333 $3,303 3.04%
    ENID, OK (FHA|USDA|VA) 6 $980,000 $163,333 $5,180 2.90%
    Hillsdale, MI (FHA|USDA|VA) 7 $975,000 $139,286 $1,859 3.09%
    Crossville, TN (FHA|USDA|VA) 4 $970,000 $242,500 $4,521 3.00%
    ROME, GA (FHA|USDA|VA) 4 $970,000 $242,500 $3,900 2.75%
    Elko, NV (FHA|USDA|VA) 6 $970,000 $161,667 $3,459 2.81%
    Seneca Falls, NY (FHA|USDA|VA) 3 $965,000 $321,667 $5,076 3.21%
    Selinsgrove, PA (FHA|USDA|VA) 3 $965,000 $321,667 $8,364 3.13%
    Oneonta, NY (FHA|USDA|VA) 4 $960,000 $240,000 $5,101 3.06%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $945,000 $189,000 $4,247 2.88%
    TOPEKA, KS (FHA|USDA|VA) 7 $935,000 $133,571 $2,352 2.98%
    Oxford, MS (FHA|USDA|VA) 4 $930,000 $232,500 $3,292 2.81%
    DECATUR, AL (FHA|USDA|VA) 6 $930,000 $155,000 $2,762 3.13%
    Mineral Wells, TX (FHA|USDA|VA) 4 $930,000 $232,500 $7,514 3.06%
    Clarksburg, WV (FHA|USDA|VA) 4 $930,000 $232,500 $4,138 2.56%
    SAN ANGELO, TX (FHA|USDA|VA) 5 $915,000 $183,000 $5,701 3.35%
    Vernal, UT (FHA|USDA|VA) 3 $915,000 $305,000 $2,748 3.29%
    VICTORIA, TX (FHA|USDA|VA) 4 $910,000 $227,500 $8,749 2.97%
    Urbana, OH (FHA|USDA|VA) 4 $910,000 $227,500 $5,520 3.06%
    Lufkin, TX (FHA|USDA|VA) 3 $905,000 $301,667 $7,848 3.17%
    Bellefontaine, OH (FHA|USDA|VA) 4 $900,000 $225,000 $3,487 3.19%
    Las Vegas, NM (FHA|USDA|VA) 2 $880,000 $440,000 $5,914 2.81%
    Charleston-Mattoon, IL (FHA|USDA|VA) 4 $880,000 $220,000 $3,845 3.06%
    Alexander City, AL (FHA|USDA|VA) 2 $870,000 $435,000 $3,908 2.87%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $865,000 $288,333 $4,480 2.75%
    Findlay, OH (FHA|USDA|VA) 5 $865,000 $173,000 $3,506 3.05%
    Ruidoso, NM (FHA|USDA|VA) 3 $865,000 $288,333 $3,702 3.54%
    Danville, VA (FHA|USDA|VA) 4 $860,000 $215,000 $6,316 3.25%
    Logansport, IN (FHA|USDA|VA) 6 $860,000 $143,333 $3,853 2.83%
    Gillette, WY (FHA|USDA|VA) 4 $850,000 $212,500 $3,047 2.78%
    Beeville, TX (FHA|USDA|VA) 5 $835,000 $167,000 $6,747 3.05%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $825,000 $165,000 $2,789 2.53%
    Rock Springs, WY (FHA|USDA|VA) 3 $815,000 $271,667 $3,442 2.54%
    Marion, OH (FHA|USDA|VA) 5 $805,000 $161,000 $3,017 3.02%
    Crawfordsville, IN (FHA|USDA|VA) 3 $805,000 $268,333 $5,335 3.04%
    Spirit Lake, IA (FHA|USDA|VA) 2 $800,000 $400,000 $3,374 3.25%
    CHARLESTON, WV (FHA|USDA|VA) 4 $800,000 $200,000 $1,912 2.96%
    Arcadia, FL (FHA|USDA|VA) 3 $795,000 $265,000 $3,184 2.79%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $780,000 $195,000 $4,420 3.16%
    Del Rio, TX (FHA|USDA|VA) 3 $775,000 $258,333 $5,435 2.42%
    Thomasville, GA (FHA|USDA|VA) 3 $775,000 $258,333 $3,622 2.96%
    Coldwater, MI (FHA|USDA|VA) 4 $770,000 $192,500 $4,837 2.72%
    Lebanon, MO (FHA|USDA|VA) 5 $765,000 $153,000 $3,724 3.20%
    Brookings, OR (FHA|USDA|VA) 2 $760,000 $380,000 $5,298 3.31%
    Scottsboro, AL (FHA|USDA|VA) 3 $755,000 $251,667 $4,176 2.71%
    Lawrenceburg, TN (FHA|USDA|VA) 3 $755,000 $251,667 $3,855 2.71%
    Kingsville, TX (FHA|USDA|VA) 4 $750,000 $187,500 $6,638 3.09%
    Gloversville, NY (FHA|USDA|VA) 3 $745,000 $248,333 $8,028 3.04%
    Nacogdoches, TX (FHA|USDA|VA) 2 $740,000 $370,000 $4,862 2.87%
    Sterling, IL (FHA|USDA|VA) 6 $740,000 $123,333 $2,649 2.89%
    Kinston, NC (FHA|USDA|VA) 3 $715,000 $238,333 $5,917 2.79%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $710,000 $177,500 $3,525 2.97%
    Sweetwater, TX (FHA|USDA|VA) 5 $705,000 $141,000 $6,052 3.42%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $705,000 $235,000 $4,176 2.71%
    Yankton, SD (FHA|USDA|VA) 4 $700,000 $175,000 $6,132 2.90%
    DANVILLE, IL (FHA|USDA|VA) 6 $700,000 $116,667 $3,658 2.75%
    Bay City, TX (FHA|USDA|VA) 4 $700,000 $175,000 $6,016 3.06%
    Uvalde, TX (FHA|USDA|VA) 3 $695,000 $231,667 $11,010 3.42%
    Newport, TN (FHA|USDA|VA) 3 $695,000 $231,667 $4,505 2.75%
    Alice, TX (FHA|USDA|VA) 5 $695,000 $139,000 $5,442 3.15%
    Vidalia, GA (FHA|USDA|VA) 5 $695,000 $139,000 $5,312 2.95%
    Albertville, AL (FHA|USDA|VA) 2 $690,000 $345,000 $5,056 2.56%
    Washington, NC (FHA|USDA|VA) 3 $685,000 $228,333 $4,832 3.08%
    Cedartown, GA (FHA|USDA|VA) 3 $675,000 $225,000 $3,468 2.67%
    Houghton, MI (FHA|USDA|VA) 3 $675,000 $225,000 $3,495 3.29%
    Craig, CO (FHA|USDA|VA) 2 $660,000 $330,000 $3,096 3.00%
    Shawnee, OK (FHA|USDA|VA) 4 $650,000 $162,500 $6,832 3.00%
    Okeechobee, FL (FHA|USDA|VA) 5 $645,000 $129,000 $4,668 3.25%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $640,000 $160,000 $2,628 2.91%
    Atmore, AL (FHA|USDA|VA) 4 $640,000 $160,000 $5,321 2.88%
    Atchison, KS (FHA|USDA|VA) 2 $630,000 $315,000 $2,603 3.06%
    Mount Pleasant, TX (FHA|USDA|VA) 2 $630,000 $315,000 $8,857 2.38%
    North Wilkesboro, NC (FHA|USDA|VA) 3 $625,000 $208,333 $2,300 2.92%
    BAY CITY, MI (FHA|USDA|VA) 5 $625,000 $125,000 $3,286 2.90%
    Hannibal, MO (FHA|USDA|VA) 3 $625,000 $208,333 $2,830 2.88%
    Ashland, OH (FHA|USDA|VA) 3 $615,000 $205,000 $3,572 3.00%
    ALEXANDRIA, LA (FHA|USDA|VA) 4 $610,000 $152,500 $4,415 3.09%
    Burley, ID (FHA|USDA|VA) 2 $600,000 $300,000 $8,269 2.87%
    Jamestown, ND (FHA|USDA|VA) 3 $595,000 $198,333 $9,883 2.67%
    Bemidji, MN (FHA|USDA|VA) 3 $595,000 $198,333 $4,475 3.25%
    Mount Pleasant, MI (FHA|USDA|VA) 2 $590,000 $295,000 $2,789 3.00%
    Huron, SD (FHA|USDA|VA) 4 $570,000 $142,500 $5,623 3.19%
    Lumberton, NC (FHA|USDA|VA) 3 $565,000 $188,333 $4,249 2.96%
    Fremont, OH (FHA|USDA|VA) 3 $565,000 $188,333 $4,216 2.87%
    Klamath Falls, OR (FHA|USDA|VA) 3 $555,000 $185,000 $5,093 3.13%
    Ludington, MI (FHA|USDA|VA) 3 $555,000 $185,000 $3,424 3.13%
    Martinsville, VA (FHA|USDA|VA) 3 $555,000 $185,000 $6,072 2.79%
    Kendallville, IN (FHA|USDA|VA) 3 $545,000 $181,667 $3,472 2.96%
    Kearney, NE (FHA|USDA|VA) 1 $545,000 $545,000 $2,188 3.13%
    West Plains, MO (FHA|USDA|VA) 2 $540,000 $270,000 $1,044 3.06%
    Danville, KY (FHA|USDA|VA) 4 $540,000 $135,000 $3,436 3.16%
    Gallup, NM (FHA|USDA|VA) 3 $525,000 $175,000 $3,646 2.87%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $525,000 $525,000 $5,792 2.25%
    New Castle, PA (FHA|USDA|VA) 4 $520,000 $130,000 $5,395 3.31%
    Oil City, PA (FHA|USDA|VA) 3 $515,000 $171,667 $2,608 2.58%
    Lewisburg, PA (FHA|USDA|VA) 3 $515,000 $171,667 $4,412 3.25%
    Pittsburg, KS (FHA|USDA|VA) 4 $510,000 $127,500 $4,818 2.90%
    LAREDO, TX (FHA|USDA|VA) 3 $505,000 $168,333 $6,420 2.67%
    Coshocton, OH (FHA|USDA|VA) 3 $505,000 $168,333 $4,409 3.08%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $490,000 $245,000 $4,254 2.87%
    McMinnville, TN (FHA|USDA|VA) 2 $490,000 $245,000 $5,743 2.81%
    Marion, IN (FHA|USDA|VA) 4 $490,000 $122,500 $3,687 3.44%
    Ottawa, KS (FHA|USDA|VA) 3 $485,000 $161,667 $3,722 2.75%
    El Campo, TX (FHA|USDA|VA) 2 $480,000 $240,000 $6,583 3.13%
    JACKSON, TN (FHA|USDA|VA) 3 $475,000 $158,333 $3,062 2.87%
    Marietta, OH (FHA|USDA|VA) 2 $470,000 $235,000 $3,567 3.00%
    Bardstown, KY (FHA|USDA|VA) 2 $470,000 $235,000 $5,422 2.93%
    Los Alamos, NM (FHA|USDA|VA) 2 $460,000 $230,000 $7,689 3.06%
    Mayfield, KY (FHA|USDA|VA) 2 $460,000 $230,000 $2,194 2.56%
    Tiffin, OH (FHA|USDA|VA) 3 $455,000 $151,667 $3,393 3.00%
    Aberdeen, SD (FHA|USDA|VA) 3 $455,000 $151,667 $3,960 3.17%
    Muscatine, IA (FHA|USDA|VA) 3 $445,000 $148,333 $5,038 3.13%
    McComb, MS (FHA|USDA|VA) 3 $445,000 $148,333 $3,791 2.83%
    Big Stone Gap, VA (FHA|USDA|VA) 3 $445,000 $148,333 $6,019 3.17%
    Somerset, KY (FHA|USDA|VA) 2 $440,000 $220,000 $3,271 3.44%
    Maysville, KY (FHA|USDA|VA) 1 $435,000 $435,000 $4,139 2.99%
    Elk City, OK (FHA|USDA|VA) 2 $430,000 $215,000 $8,341 3.06%
    Clewiston, FL (FHA|USDA|VA) 2 $430,000 $215,000 $5,482 2.93%
    Tupelo, MS (FHA|USDA|VA) 2 $430,000 $215,000 $2,677 2.81%
    Rolla, MO (FHA|USDA|VA) 3 $425,000 $141,667 $2,260 2.75%
    Athens, OH (FHA|USDA|VA) 2 $420,000 $210,000 $3,846 3.31%
    Mason City, IA (FHA|USDA|VA) 4 $420,000 $105,000 $3,800 2.84%
    Sikeston, MO (FHA|USDA|VA) 1 $415,000 $415,000 $12,696 2.99%
    Lincoln, IL (FHA|USDA|VA) 2 $410,000 $205,000 $2,137 2.63%
    Wahpeton, ND-MN (FHA|USDA|VA) 2 $410,000 $205,000 $6,780 2.88%
    JOPLIN, MO (FHA|USDA|VA) 2 $410,000 $205,000 $2,758 2.81%
    CASPER, WY (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.38%
    Wapakoneta, OH (FHA|USDA|VA) 2 $400,000 $200,000 $4,131 3.56%
    Paragould, AR (FHA|USDA|VA) 3 $395,000 $131,667 $2,366 2.92%
    Iron Mountain, MI-WI (FHA|USDA|VA) 3 $395,000 $131,667 $2,693 3.17%
    Quincy, IL-MO (FHA|USDA|VA) 2 $390,000 $195,000 $2,627 3.25%
    Paris, TN (FHA|USDA|VA) 3 $385,000 $128,333 $3,892 3.33%
    Rexburg, ID (FHA|USDA|VA) 2 $380,000 $190,000 $3,559 3.19%
    Murray, KY (FHA|USDA|VA) 2 $380,000 $190,000 $4,949 3.00%
    JOHNSTOWN, PA (FHA|USDA|VA) 4 $380,000 $95,000 $4,316 2.91%
    Bennettsville, SC (FHA|USDA|VA) 2 $380,000 $190,000 $5,200 3.19%
    Sidney, OH (FHA|USDA|VA) 2 $370,000 $185,000 $3,066 3.06%
    Madison, IN (FHA|USDA|VA) 3 $365,000 $121,667 $4,070 3.08%
    Sterling, CO (FHA|USDA|VA) 3 $365,000 $121,667 $3,361 3.46%
    Starkville, MS (FHA|USDA|VA) 1 $355,000 $355,000 $3,078 2.88%
    Bainbridge, GA (FHA|USDA|VA) 2 $350,000 $175,000 $5,706 3.06%
    Durant, OK (FHA|USDA|VA) 1 $345,000 $345,000 $2,923 2.88%
    Glasgow, KY (FHA|USDA|VA) 2 $340,000 $170,000 $3,585 2.69%
    LIMA, OH (FHA|USDA|VA) 3 $335,000 $111,667 $4,585 3.00%
    Madisonville, KY (FHA|USDA|VA) 1 $335,000 $335,000 $2,886 2.38%
    Jasper, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,360 2.75%
    ITHACA, NY (FHA|USDA|VA) 2 $330,000 $165,000 $4,015 3.19%
    Sunbury, PA (FHA|USDA|VA) 2 $330,000 $165,000 $4,068 2.94%
    Silver City, NM (FHA|USDA|VA) 2 $330,000 $165,000 $3,734 3.06%
    Hutchinson, KS (FHA|USDA|VA) 3 $325,000 $108,333 $1,115 2.67%
    Centralia, IL (FHA|USDA|VA) 3 $325,000 $108,333 $3,645 3.08%
    Picayune, MS (FHA|USDA|VA) 2 $320,000 $160,000 $3,365 3.25%
    Sayre, PA (FHA|USDA|VA) 2 $320,000 $160,000 $4,968 2.75%
    Gaffney, SC (FHA|USDA|VA) 2 $320,000 $160,000 $1,144 2.56%
    Cambridge, OH (FHA|USDA|VA) 1 $315,000 $315,000 $2,023 2.25%
    Fort Payne, AL (FHA|USDA|VA) 2 $310,000 $155,000 $3,116 3.12%
    GADSDEN, AL (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.31%
    Clovis, NM (FHA|USDA|VA) 1 $305,000 $305,000 $2,828 3.25%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $305,000 $305,000 $7,132 2.99%
    JEFFERSON CITY, MO (FHA|USDA|VA) 2 $300,000 $150,000 $3,006 2.62%
    Crescent City, CA (FHA|USDA|VA) 1 $295,000 $295,000 $4,306 3.38%
    HATTIESBURG, MS (FHA|USDA|VA) 3 $295,000 $98,333 $3,289 2.42%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $290,000 $145,000 $4,026 2.81%
    Russellville, AR (FHA|USDA|VA) 2 $290,000 $145,000 $1,916 2.93%
    Campbellsville, KY (FHA|USDA|VA) 1 $285,000 $285,000 $8,680 2.50%
    Dublin, GA (FHA|USDA|VA) 3 $285,000 $95,000 $2,481 3.00%
    Tifton, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,709 3.00%
    Newberry, SC (FHA|USDA|VA) 2 $280,000 $140,000 $4,526 2.94%
    Fairfield, IA (FHA|USDA|VA) 1 $275,000 $275,000 $2,474 2.38%
    Opelousas, LA (FHA|USDA|VA) 1 $275,000 $275,000 $11,173 2.75%
    Harrison, AR (FHA|USDA|VA) 2 $270,000 $135,000 $3,090 3.38%
    Clinton, IA (FHA|USDA|VA) 2 $270,000 $135,000 $4,249 2.56%
    Fergus Falls, MN (FHA|USDA|VA) 2 $270,000 $135,000 $3,907 2.75%
    Norwalk, OH (FHA|USDA|VA) 3 $265,000 $88,333 $3,170 3.38%
    Tahlequah, OK (FHA|USDA|VA) 2 $260,000 $130,000 $2,793 2.69%
    Emporia, KS (FHA|USDA|VA) 2 $260,000 $130,000 $2,325 2.75%
    Mount Vernon, IL (FHA|USDA|VA) 2 $250,000 $125,000 $3,392 3.00%
    Macomb, IL (FHA|USDA|VA) 2 $250,000 $125,000 $2,546 2.38%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $245,000 $245,000 $5,897 3.50%
    Sheridan, WY (FHA|USDA|VA) 1 $245,000 $245,000 $4,049 2.99%
    North Vernon, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,808 2.63%
    Malvern, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,637 2.62%
    Mountain Home, AR (FHA|USDA|VA) 2 $230,000 $115,000 $3,104 2.56%
    Mount Sterling, KY (FHA|USDA|VA) 1 $225,000 $225,000 $7,390 3.25%
    Price, UT (FHA|USDA|VA) 1 $225,000 $225,000 $3,204 3.25%
    Meridian, MS (FHA|USDA|VA) 2 $220,000 $110,000 $2,639 3.38%
    PINE BLUFF, AR (FHA|USDA|VA) 2 $220,000 $110,000 $4,752 2.81%
    Spearfish, SD (FHA|USDA|VA) 2 $220,000 $110,000 $2,804 2.69%
    Pearsall, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,328 2.88%
    Summerville, GA (FHA|USDA|VA) 2 $210,000 $105,000 $4,051 2.94%
    Celina, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,289 3.25%
    Moberly, MO (FHA|USDA|VA) 1 $205,000 $205,000 $2,471 3.13%
    ELMIRA, NY (FHA|USDA|VA) 1 $205,000 $205,000 $5,139 3.88%
    Pecos, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,703 2.88%
    Escanaba, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,054 2.50%
    Batavia, NY (FHA|USDA|VA) 1 $195,000 $195,000 $4,044 2.75%
    Raymondville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,782 2.13%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $195,000 $195,000 $3,596 3.25%
    Union, SC (FHA|USDA|VA) 1 $195,000 $195,000 $3,731 3.50%
    Wabash, IN (FHA|USDA|VA) 2 $190,000 $95,000 $3,616 2.87%
    Pampa, TX (FHA|USDA|VA) 2 $190,000 $95,000 $3,018 3.00%
    Columbus, NE (FHA|USDA|VA) 1 $185,000 $185,000 $5,745 2.88%
    Portales, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,692 2.50%
    Huntingdon, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,026 2.25%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $185,000 $185,000 $3,937 2.75%
    Union City, TN (FHA|USDA|VA) 2 $180,000 $90,000 $3,193 3.56%
    Mexico, MO (FHA|USDA|VA) 2 $180,000 $90,000 $3,403 3.25%
    Lewistown, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,671 2.88%
    Bradford, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,983 2.99%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $175,000 $175,000 $5,894 2.88%
    Plainview, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,279 2.38%
    Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $5,542 3.38%
    Decatur, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,394 2.88%
    Richmond, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,202 2.81%
    Galesburg, IL (FHA|USDA|VA) 2 $170,000 $85,000 $2,409 2.50%
    Alpena, MI (FHA|USDA|VA) 2 $170,000 $85,000 $4,177 3.56%
    Ardmore, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,329 2.88%
    Indiana, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,891 3.00%
    Alma, MI (FHA|USDA|VA) 1 $155,000 $155,000 $5,994 2.63%
    New Ulm, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,571 3.25%
    McAlester, OK (FHA|USDA|VA) 1 $145,000 $145,000 $1,758 2.88%
    Borger, TX (FHA|USDA|VA) 1 $145,000 $145,000 $1,559 2.88%
    Ruston, LA (FHA|USDA|VA) 1 $145,000 $145,000 $5,210 3.00%
    Muskogee, OK (FHA|USDA|VA) 2 $140,000 $70,000 $2,840 3.31%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $140,000 $70,000 $2,654 3.62%
    Martin, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,709 3.38%
    Greensburg, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,429 3.13%
    BECKLEY, WV (FHA|USDA|VA) 1 $135,000 $135,000 $2,973 3.13%
    Americus, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,598 2.63%
    Defiance, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,371 2.88%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,371 3.75%
    Bluffton, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,284 2.99%
    Fairmont, WV (FHA|USDA|VA) 1 $125,000 $125,000 $4,760 3.50%
    Jacksonville, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,195 2.75%
    Othello, WA (FHA|USDA|VA) 1 $125,000 $125,000 $2,441 3.25%
    Wauchula, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,857 3.00%
    Auburn, NY (FHA|USDA|VA) 1 $115,000 $115,000 $4,348 2.99%
    Taylorville, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,549 2.88%
    Point Pleasant, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $1,698 2.99%
    Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $5,300 2.88%
    Andrews, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.75%
    Seymour, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,560 2.75%
    Susanville, CA (FHA|USDA|VA) 1 $95,000 $95,000 $3,616 3.25%
    Portsmouth, OH (FHA|USDA|VA) 1 $95,000 $95,000 $1,014 3.25%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,987 3.00%
    Fort Polk South, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,181 2.99%
    Fitzgerald, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,701 2.75%
    Amsterdam, NY (FHA|USDA|VA) 1 $85,000 $85,000 $4,130 2.99%
    Coffeyville, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,604 3.13%
    Oskaloosa, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,933 3.13%
    Fairmont, MN (FHA|USDA|VA) 1 $85,000 $85,000 $1,279 2.99%
    Connersville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,736 2.88%
    Port Lavaca, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,845 2.88%
    Pierre, SD (FHA|USDA|VA) 1 $75,000 $75,000 $3,188 2.99%

    Guaranteed Rate 's top markets include Chicago, Boston, Los Angeles, San Francisco, and New York among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against GUARANTEED RATE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    POINT BREEZE
    Similarity Rank: 63
    WESTERN COOPERATIVE CREDIT UNION
    Similarity Rank: 128
    GOLDEN PLAINS
    Similarity Rank: 136
    Middlesex Savings Bank
    Similarity Rank: 174
    Unify Home Lending Inc.
    Similarity Rank: 195
    Members Mortgage Services, L.L.C.
    Similarity Rank: 220
    SKYWARD
    Similarity Rank: 240
    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 264
    Foote Capital Mortgage Company
    Similarity Rank: 266
    The Greenwood's State Bank
    Similarity Rank: 275

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 170,393 $66,047,605,000 $387,619 $3,987 2.90%
    FHA 12,363 $3,256,885,000 $263,438 $9,193 3.02%
    VA 11,197 $4,358,725,000 $389,276 $6,727 2.64%
    USDA 918 $175,310,000 $190,969 $5,818 2.94%

    For 2021, Guaranteed Rate 's most frequently originated type of loan was Conventional, with 170,393 originations. Their 2nd most popular type was FHA, with 12,363 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 88,856 $33,580,260,000 $377,918 $5,980 2.99%
    Refi 69,128 $27,049,560,000 $391,297 $3,064 2.76%
    Cash Out Refi 36,887 $13,208,705,000 $358,086 $3,691 2.90%

    For 2021, Guaranteed Rate 's most frequently cited loan purpose was Home Purchase, with 88,856 originations. The 2nd most popular reason was Refi, with 69,128 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 156,928 $62,927,970,000 $400,999 $4,930 3.01%
    15 Year 25,382 $7,394,290,000 $291,320 $2,640 2.32%
    20 Year 8,203 $2,462,145,000 $300,152 $2,951 2.79%
    Other 2,379 $791,145,000 $332,554 $2,327 2.66%
    10 Year 1,519 $259,165,000 $170,616 $2,401 2.35%
    5 Year 310 $2,050,000 $6,613 $0 0.00%
    30+ year 145 $1,735,000 $11,966 $0 0.19%
    3 Year 5 $25,000 $5,000 $0 0.00%

    For 2021, Guaranteed Rate 's most frequently cited loan duration was 30 Year, with 156,928 originations. The 2nd most popular length was 15 Year, with 25,382 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 116,970 $45,006,810,000 $384,772
    $<1k 29,363 $10,060,595,000 $342,628
    $2k-3k 14,499 $5,063,965,000 $349,263
    $5k+ 8,523 $4,936,205,000 $579,163
    $3k-4k 7,879 $3,021,485,000 $383,486
    $4k-5k 4,479 $1,917,855,000 $428,188

    Guaranteed Rate 's average total fees were $4,930, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 116,970 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 98,604 $40,904,140,000 $414,832
    3-4% 59,376 $20,634,500,000 $347,523
    <2.5% 35,112 $11,894,080,000 $338,747
    4-5% 1,704 $405,210,000 $237,799
    5-6% 73 $585,000 $8,014
    7-8% 2 $10,000 $5,000

    During 2021, Guaranteed Rate 's average interest rate for loans was 3.01%, while their most frequently originated rate bucket for loans was 2.5-3%, with 98,604 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 85,543 $25,062,435,000 $292,981 $4,204 2.90%
    $400k-600k 41,285 $20,057,855,000 $485,839 $4,670 2.86%
    $100k-200k 35,983 $5,609,685,000 $155,898 $3,595 2.97%
    $600k-1MM 19,424 $14,495,030,000 $746,243 $5,999 2.91%
    $100,000 or less 6,565 $414,865,000 $63,193 $3,149 2.51%
    $1MM+ 6,071 $8,198,655,000 $1,350,462 $7,958 2.88%

    2021 saw Guaranteed Rate place emphasis on $200k-400k loans with 85,543 originations, totaling $25,062,435,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 47,081 $16,784,705,000 $356,507 $4,326 2.89%
    $150k-250k 42,345 $19,693,075,000 $465,063 $4,426 2.87%
    $50k-75k 31,996 $7,351,150,000 $229,752 $4,557 2.93%
    $75k-100k 31,694 $9,196,060,000 $290,151 $4,453 2.91%
    $250k+ 24,677 $17,463,795,000 $707,695 $5,259 2.89%
    $50k or less 14,202 $2,259,610,000 $159,105 $4,192 2.94%

    Guaranteed Rate lent most frequently to those with incomes in the $100k-150k range, with 47,081 originations. The second most popular income band? $150k-250k, with 42,345 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 46,127 $17,704,355,000 $383,818 $3,947 2.85%
    30-36% 37,600 $14,761,990,000 $392,606 $4,353 2.91%
    <20% 16,110 $5,917,940,000 $367,346 $3,575 2.79%
    44% 7,666 $2,616,780,000 $341,349 $4,962 2.99%
    42% 7,541 $3,122,385,000 $414,055 $4,982 2.97%
    41% 7,251 $2,902,765,000 $400,326 $4,810 2.94%
    39% 7,145 $2,872,665,000 $402,052 $4,686 2.95%
    40% 7,120 $2,880,840,000 $404,612 $4,787 2.94%
    38% 7,059 $2,802,615,000 $397,027 $4,714 2.94%
    43% 6,857 $2,309,185,000 $336,763 $4,796 2.97%
    37% 6,725 $2,631,105,000 $391,242 $4,547 2.93%
    36% 6,705 $2,632,685,000 $392,645 $4,520 2.91%
    50-60% 5,144 $1,728,750,000 $336,071 $8,577 2.88%
    45% 5,130 $1,746,150,000 $340,380 $4,803 2.93%
    49% 4,881 $1,688,805,000 $345,996 $5,093 2.93%
    46% 4,288 $1,454,630,000 $339,233 $4,922 2.89%
    47% 4,271 $1,454,035,000 $340,444 $4,886 2.93%
    48% 4,169 $1,426,775,000 $342,234 $4,923 2.91%
    >60% 209 $94,175,000 $450,598 $9,832 2.74%

    Guaranteed Rate lent most frequently to those with DTI ratios of 20-30%, with 46,127 originations. The next most common DTI ratio? 30-36%, with 37,600 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 127,266 $46,549,380,000 $365,764 $4,453 2.91%
    Not provided 38,722 $15,469,230,000 $399,495 $4,311 2.86%
    Asian 14,333 $6,665,135,000 $465,020 $4,087 2.76%
    Black 9,336 $2,820,520,000 $302,112 $6,012 2.95%
    Asian Indian 1,526 $861,810,000 $564,751 $5,012 2.89%
    American Indian 1,626 $539,090,000 $331,544 $5,280 2.96%
    Chinese 403 $231,685,000 $574,901 $5,350 2.87%
    Other Asian 467 $196,495,000 $420,760 $5,170 2.93%
    Filipino 365 $148,015,000 $405,521 $5,465 2.96%
    Native Hawaiian or Islander 321 $127,935,000 $398,551 $5,252 2.82%
    Korean 147 $75,625,000 $514,456 $4,981 2.89%
    Japanese 140 $62,130,000 $443,786 $5,187 2.95%
    Vietnamese 103 $48,625,000 $472,087 $5,283 2.96%
    Other Pacific Islander 65 $20,855,000 $320,846 $6,117 2.95%
    Native Hawaiian 25 $11,575,000 $463,000 $7,939 3.03%
    Samoan 13 $5,455,000 $419,615 $7,743 2.84%
    Guamanian 13 $4,965,000 $381,923 $3,939 3.12%

    Approval Rates

    Total approvals of all applications
    95.62%

    Guaranteed Rate has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    63.16%

    Guaranteed Rate has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 194,871 $73,838,525,000 $378,910

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    194,871 $73,838,525,000 $378,910

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 13,840 $4,204,940,000 $303,825 $2,650 2.59%
    40-60% 38,495 $14,792,805,000 $384,279 $2,991 2.72%
    60-80% 70,897 $29,715,445,000 $419,135 $4,197 2.99%
    80-100% 65,960 $23,734,950,000 $359,839 $5,673 3.02%
    Over 100% 2,655 $1,032,175,000 $388,766 $13,208 2.79%
    Under 20% 3,024 $358,210,000 $118,456 $2,631 1.65%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    GUARANTEED RATE INC. VA mortgage Closing on a mortgage 1 0.6%
    GUARANTEED RATE INC. VA mortgage Trouble during payment process 14 8.7%
    GUARANTEED RATE INC. VA mortgage Struggling to pay mortgage 1 0.6%
    GUARANTEED RATE INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 34 21.1%
    GUARANTEED RATE INC. Conventional home mortgage Closing on a mortgage 12 7.5%
    GUARANTEED RATE INC. Conventional home mortgage Improper use of your report 1 0.6%
    GUARANTEED RATE INC. Conventional home mortgage Incorrect information on your report 1 0.6%
    GUARANTEED RATE INC. Conventional home mortgage Struggling to pay mortgage 3 1.9%
    GUARANTEED RATE INC. Conventional home mortgage Trouble during payment process 60 37.3%
    GUARANTEED RATE INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 7 4.3%
    GUARANTEED RATE INC. FHA mortgage Closing on a mortgage 4 2.5%
    GUARANTEED RATE INC. FHA mortgage Incorrect information on your report 1 0.6%
    GUARANTEED RATE INC. FHA mortgage Trouble during payment process 12 7.5%
    GUARANTEED RATE INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 4 2.5%
    GUARANTEED RATE INC. Other type of mortgage Closing on a mortgage 1 0.6%
    GUARANTEED RATE INC. Other type of mortgage Trouble during payment process 2 1.2%
    GUARANTEED RATE INC. VA mortgage Applying for a mortgage or refinancing an existing mortgage 3 1.9%