Guaranteed Rate Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300U3721PJGQZYY68
Tax ID: 36-4327855
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Guaranteed Rate is a large mortgage company specializing in Home Purchase and Refi loans. Guaranteed Rate has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Chicago, Boston, Los Angeles, San Francisco, and New York among others. Guaranteed Rate has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Guaranteed Rate is typically an average fee lendor.Originations
194,871Origination Dollar Volume (All Markets)
$73,838,525,000Awards
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GUARANTEED RATE - 2021
GUARANTEED RATE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Guaranteed Rate 's average 30 year fixed rate mortgage of loans were
3.01%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.14%.
Relative Fees
Guaranteed Rate 's average total fees for a 30 year fixed rate
mortgage are $4,930.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 33,018 | $10,540,800,000 | $319,244 | $4,179 | 2.91% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14,319 | $7,148,045,000 | $499,200 | $4,066 | 2.89% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 13,660 | $6,833,150,000 | $500,231 | $3,221 | 2.66% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7,639 | $5,447,835,000 | $713,161 | $4,844 | 2.76% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 8,125 | $3,787,195,000 | $466,116 | $5,834 | 2.92% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3,842 | $2,025,900,000 | $527,303 | $4,609 | 2.73% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5,315 | $1,908,765,000 | $359,128 | $3,544 | 2.70% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5,494 | $1,784,120,000 | $324,740 | $5,482 | 2.89% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3,438 | $1,759,400,000 | $511,751 | $5,421 | 2.82% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2,132 | $1,675,950,000 | $786,093 | $3,705 | 2.65% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3,083 | $1,046,175,000 | $339,337 | $6,331 | 3.06% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2,280 | $998,950,000 | $438,136 | $3,637 | 2.91% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2,898 | $995,320,000 | $343,451 | $4,526 | 3.04% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,629 | $876,005,000 | $537,756 | $5,099 | 2.92% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3,007 | $819,775,000 | $272,622 | $4,440 | 2.85% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,796 | $801,270,000 | $286,577 | $6,446 | 3.08% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2,225 | $788,695,000 | $354,470 | $5,503 | 2.99% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1,653 | $775,685,000 | $469,259 | $3,302 | 2.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,939 | $747,755,000 | $385,640 | $2,838 | 2.62% |
| Outside of Metro Areas | 2,753 | $690,265,000 | $250,732 | $4,432 | 2.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2,456 | $628,510,000 | $255,908 | $3,260 | 2.94% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2,058 | $611,430,000 | $297,099 | $5,203 | 2.97% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1,031 | $594,015,000 | $576,154 | $9,448 | 2.80% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,663 | $566,915,000 | $340,899 | $4,615 | 3.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,763 | $546,855,000 | $310,184 | $5,192 | 3.12% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,183 | $467,025,000 | $394,780 | $5,307 | 2.98% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1,253 | $430,655,000 | $343,699 | $4,305 | 2.95% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,192 | $420,200,000 | $352,517 | $5,022 | 2.86% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1,639 | $414,465,000 | $252,877 | $4,717 | 2.87% |
| WILMINGTON, NC (FHA|USDA|VA) | 1,293 | $405,765,000 | $313,817 | $5,288 | 2.92% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1,236 | $402,680,000 | $325,793 | $3,726 | 2.91% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1,199 | $400,495,000 | $334,024 | $4,095 | 2.95% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 958 | $381,640,000 | $398,372 | $5,630 | 3.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1,288 | $379,840,000 | $294,907 | $3,041 | 2.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 972 | $378,670,000 | $389,578 | $7,072 | 2.78% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 610 | $353,350,000 | $579,262 | $4,106 | 2.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 1,316 | $348,780,000 | $265,030 | $4,521 | 3.03% |
| BOISE CITY, ID (FHA|USDA|VA) | 992 | $340,710,000 | $343,458 | $5,174 | 2.99% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,325 | $338,775,000 | $255,679 | $3,513 | 3.05% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 751 | $332,875,000 | $443,242 | $5,362 | 2.90% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 782 | $311,130,000 | $397,864 | $4,626 | 3.01% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 663 | $308,885,000 | $465,890 | $4,509 | 2.81% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,330 | $301,120,000 | $226,406 | $3,375 | 2.98% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 943 | $295,465,000 | $313,324 | $3,801 | 2.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 534 | $269,680,000 | $505,019 | $4,693 | 2.84% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 418 | $246,500,000 | $589,713 | $7,143 | 2.94% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 946 | $244,990,000 | $258,975 | $4,329 | 3.00% |
| STOCKTON, CA (FHA|USDA|VA) | 564 | $218,560,000 | $387,518 | $3,839 | 2.64% |
| BOULDER, CO (FHA|USDA|VA) | 411 | $210,825,000 | $512,956 | $3,392 | 2.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 560 | $198,250,000 | $354,018 | $5,296 | 3.04% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 705 | $193,735,000 | $274,801 | $4,695 | 2.93% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 572 | $186,200,000 | $325,524 | $5,769 | 3.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 481 | $184,125,000 | $382,796 | $4,997 | 2.96% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 305 | $179,295,000 | $587,852 | $5,325 | 2.83% |
| PITTSBURGH, PA (FHA|USDA|VA) | 765 | $174,485,000 | $228,085 | $4,862 | 2.91% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 612 | $169,740,000 | $277,353 | $3,031 | 2.98% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 425 | $165,795,000 | $390,106 | $3,661 | 2.94% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 627 | $164,905,000 | $263,006 | $5,332 | 3.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 530 | $150,360,000 | $283,698 | $6,267 | 2.99% |
| VALLEJO, CA (FHA|USDA|VA) | 394 | $146,330,000 | $371,396 | $4,357 | 2.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 626 | $136,780,000 | $218,498 | $4,349 | 2.98% |
| TUCSON, AZ (FHA|USDA|VA) | 545 | $136,185,000 | $249,881 | $4,187 | 3.02% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 589 | $132,065,000 | $224,219 | $5,574 | 2.91% |
| ANCHORAGE, AK (FHA|USDA|VA) | 404 | $131,620,000 | $325,792 | $5,748 | 2.85% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 443 | $131,505,000 | $296,851 | $4,444 | 3.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 303 | $123,185,000 | $406,551 | $5,024 | 2.96% |
| ASHEVILLE, NC (FHA|USDA|VA) | 387 | $121,045,000 | $312,778 | $4,560 | 2.99% |
| GREEN BAY, WI (FHA|USDA|VA) | 549 | $118,855,000 | $216,494 | $3,059 | 2.95% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 345 | $113,165,000 | $328,014 | $3,582 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 239 | $111,505,000 | $466,548 | $4,723 | 2.88% |
| VISALIA, CA (FHA|USDA|VA) | 410 | $107,310,000 | $261,732 | $6,286 | 2.84% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 425 | $107,035,000 | $251,847 | $3,233 | 3.03% |
| SALINAS, CA (FHA|USDA|VA) | 209 | $104,925,000 | $502,033 | $4,407 | 2.73% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 247 | $102,245,000 | $413,947 | $5,524 | 2.95% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 436 | $100,900,000 | $231,422 | $4,501 | 2.92% |
| MADISON, WI (FHA|USDA|VA) | 344 | $97,600,000 | $283,721 | $3,502 | 2.92% |
| Jackson, WY-ID (FHA|USDA|VA) | 158 | $97,290,000 | $615,759 | $4,784 | 2.87% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 316 | $96,610,000 | $305,728 | $3,339 | 2.91% |
| EL PASO, TX (FHA|USDA|VA) | 408 | $93,310,000 | $228,701 | $6,213 | 3.04% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 239 | $92,185,000 | $385,711 | $4,016 | 2.94% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 339 | $90,145,000 | $265,914 | $3,724 | 2.71% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 386 | $89,920,000 | $232,953 | $4,821 | 3.03% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 239 | $89,685,000 | $375,251 | $6,755 | 2.99% |
| RENO, NV (FHA|USDA|VA) | 225 | $86,225,000 | $383,222 | $5,212 | 3.10% |
| FRESNO, CA (FHA|USDA|VA) | 310 | $84,780,000 | $273,484 | $3,281 | 2.64% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 383 | $83,965,000 | $219,230 | $4,192 | 3.04% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 241 | $83,855,000 | $347,946 | $4,218 | 2.87% |
| St. Marys, GA (FHA|USDA|VA) | 346 | $77,700,000 | $224,566 | $5,635 | 2.96% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 161 | $77,385,000 | $480,652 | $4,001 | 2.86% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 307 | $76,765,000 | $250,049 | $5,084 | 3.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 187 | $75,955,000 | $406,176 | $4,440 | 3.01% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 215 | $74,245,000 | $345,326 | $4,738 | 2.92% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 221 | $73,025,000 | $330,430 | $5,530 | 3.02% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 289 | $72,415,000 | $250,571 | $3,662 | 2.97% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 246 | $72,250,000 | $293,699 | $4,461 | 2.93% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 252 | $71,030,000 | $281,865 | $5,113 | 2.95% |
| Whitewater, WI (FHA|USDA|VA) | 236 | $68,310,000 | $289,449 | $3,220 | 2.97% |
| NEW BERN, NC (FHA|USDA|VA) | 306 | $67,790,000 | $221,536 | $4,244 | 2.94% |
| RICHMOND, VA (FHA|USDA|VA) | 216 | $67,500,000 | $312,500 | $3,376 | 2.84% |
| MODESTO, CA (FHA|USDA|VA) | 230 | $67,160,000 | $292,000 | $3,907 | 2.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 240 | $66,930,000 | $278,875 | $4,497 | 3.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 150 | $65,090,000 | $433,933 | $4,537 | 2.96% |
| Hailey, ID (FHA|USDA|VA) | 130 | $64,490,000 | $496,077 | $5,427 | 3.05% |
| Hilo, HI (FHA|USDA|VA) | 144 | $64,320,000 | $446,667 | $7,321 | 3.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 258 | $64,270,000 | $249,109 | $4,922 | 3.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 261 | $62,515,000 | $239,521 | $3,184 | 3.01% |
| NAPA, CA (FHA|USDA|VA) | 118 | $62,360,000 | $528,475 | $4,000 | 2.75% |
| Heber, UT (FHA|USDA|VA) | 97 | $62,355,000 | $642,835 | $5,366 | 3.01% |
| BEND, OR (FHA|USDA|VA) | 120 | $59,630,000 | $496,917 | $5,913 | 3.01% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 237 | $58,755,000 | $247,911 | $6,227 | 3.03% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 241 | $58,145,000 | $241,266 | $4,384 | 2.93% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 245 | $57,475,000 | $234,592 | $6,020 | 3.14% |
| TULSA, OK (FHA|USDA|VA) | 236 | $56,690,000 | $240,212 | $5,659 | 3.08% |
| NILES, MI (FHA|USDA|VA) | 158 | $56,430,000 | $357,152 | $3,609 | 3.02% |
| Torrington, CT (FHA|USDA|VA) | 188 | $55,650,000 | $296,011 | $5,022 | 2.95% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 213 | $54,895,000 | $257,723 | $5,198 | 2.99% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 195 | $54,885,000 | $281,462 | $4,477 | 2.96% |
| FLORENCE, SC (FHA|USDA|VA) | 285 | $54,455,000 | $191,070 | $5,617 | 2.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 232 | $53,760,000 | $231,724 | $5,811 | 3.13% |
| Edwards, CO (FHA|USDA|VA) | 100 | $53,400,000 | $534,000 | $3,758 | 2.92% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 197 | $53,025,000 | $269,162 | $4,928 | 3.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 250 | $52,350,000 | $209,400 | $4,083 | 3.03% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 233 | $51,595,000 | $221,438 | $4,070 | 2.99% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 255 | $48,555,000 | $190,412 | $4,574 | 2.95% |
| Kapaa, HI (FHA|USDA|VA) | 71 | $47,775,000 | $672,887 | $10,467 | 3.03% |
| Bozeman, MT (FHA|USDA|VA) | 92 | $46,230,000 | $502,500 | $4,780 | 3.06% |
| ROCHESTER, MN (FHA|USDA|VA) | 184 | $44,920,000 | $244,130 | $4,293 | 2.83% |
| BISMARCK, ND (FHA|USDA|VA) | 172 | $44,700,000 | $259,884 | $6,538 | 2.87% |
| Georgetown, SC (FHA|USDA|VA) | 148 | $44,680,000 | $301,892 | $4,919 | 2.95% |
| FORT COLLINS, CO (FHA|USDA|VA) | 118 | $42,880,000 | $363,390 | $3,760 | 2.98% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 144 | $42,650,000 | $296,181 | $5,033 | 2.89% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 175 | $41,895,000 | $239,400 | $5,936 | 3.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 162 | $41,460,000 | $255,926 | $5,840 | 2.97% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 164 | $40,980,000 | $249,878 | $3,425 | 3.07% |
| Sandpoint, ID (FHA|USDA|VA) | 112 | $40,700,000 | $363,393 | $5,891 | 2.89% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 177 | $40,535,000 | $229,011 | $5,907 | 3.25% |
| READING, PA (FHA|USDA|VA) | 191 | $39,945,000 | $209,136 | $5,693 | 3.02% |
| ANN ARBOR, MI (FHA|USDA|VA) | 127 | $39,365,000 | $309,961 | $2,824 | 2.91% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 118 | $38,820,000 | $328,983 | $5,063 | 3.08% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 178 | $38,570,000 | $216,685 | $4,733 | 2.97% |
| LANCASTER, PA (FHA|USDA|VA) | 152 | $38,260,000 | $251,711 | $5,602 | 2.96% |
| APPLETON, WI (FHA|USDA|VA) | 162 | $36,720,000 | $226,667 | $3,678 | 2.94% |
| SAVANNAH, GA (FHA|USDA|VA) | 152 | $36,680,000 | $241,316 | $5,138 | 2.92% |
| OCALA, FL (FHA|USDA|VA) | 175 | $35,775,000 | $204,429 | $5,101 | 3.21% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 96 | $35,770,000 | $372,604 | $4,504 | 2.90% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 215 | $35,365,000 | $164,488 | $3,936 | 2.79% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 67 | $35,055,000 | $523,209 | $5,693 | 2.99% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 144 | $34,590,000 | $240,208 | $5,016 | 3.01% |
| THE VILLAGES, FL (FHA|USDA|VA) | 130 | $34,380,000 | $264,462 | $4,057 | 3.08% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 245 | $33,125,000 | $135,204 | $4,160 | 2.98% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 164 | $33,120,000 | $201,951 | $4,176 | 2.82% |
| BRUNSWICK, GA (FHA|USDA|VA) | 111 | $32,505,000 | $292,838 | $4,913 | 2.95% |
| ROANOKE, VA (FHA|USDA|VA) | 139 | $31,735,000 | $228,309 | $4,917 | 3.03% |
| GREELEY, CO (FHA|USDA|VA) | 84 | $31,550,000 | $375,595 | $3,415 | 2.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 120 | $31,230,000 | $260,250 | $4,352 | 2.98% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 161 | $31,085,000 | $193,075 | $6,830 | 3.24% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 139 | $31,055,000 | $223,417 | $5,032 | 3.04% |
| AKRON, OH (FHA|USDA|VA) | 161 | $31,055,000 | $192,888 | $4,124 | 2.98% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 146 | $30,550,000 | $209,247 | $5,531 | 3.01% |
| KNOXVILLE, TN (FHA|USDA|VA) | 108 | $30,410,000 | $281,574 | $4,032 | 2.99% |
| SANTA FE, NM (FHA|USDA|VA) | 82 | $30,310,000 | $369,634 | $5,358 | 3.04% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 141 | $29,365,000 | $208,262 | $4,647 | 2.99% |
| FLINT, MI (FHA|USDA|VA) | 197 | $29,295,000 | $148,706 | $3,742 | 3.20% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 155 | $28,805,000 | $185,839 | $3,749 | 2.85% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 66 | $28,720,000 | $435,152 | $5,025 | 2.91% |
| Hudson, NY (FHA|USDA|VA) | 102 | $27,860,000 | $273,137 | $5,116 | 3.11% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 90 | $27,320,000 | $303,556 | $4,679 | 3.02% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 78 | $26,300,000 | $337,179 | $4,536 | 2.85% |
| Morehead City, NC (FHA|USDA|VA) | 85 | $25,225,000 | $296,765 | $4,194 | 2.91% |
| MISSOULA, MT (FHA|USDA|VA) | 66 | $24,140,000 | $365,758 | $5,826 | 2.89% |
| PUEBLO, CO (FHA|USDA|VA) | 80 | $23,950,000 | $299,375 | $6,465 | 2.83% |
| Breckenridge, CO (FHA|USDA|VA) | 41 | $23,915,000 | $583,293 | $3,997 | 2.99% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 110 | $23,680,000 | $215,273 | $5,436 | 2.91% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 117 | $23,325,000 | $199,359 | $3,699 | 3.07% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 108 | $23,300,000 | $215,741 | $3,813 | 3.03% |
| Alamogordo, NM (FHA|USDA|VA) | 141 | $23,215,000 | $164,645 | $5,180 | 3.16% |
| CHICO, CA (FHA|USDA|VA) | 78 | $22,940,000 | $294,103 | $3,075 | 2.61% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 92 | $22,790,000 | $247,717 | $4,125 | 3.04% |
| GAINESVILLE, GA (FHA|USDA|VA) | 74 | $22,450,000 | $303,378 | $4,871 | 2.99% |
| ABILENE, TX (FHA|USDA|VA) | 101 | $22,285,000 | $220,644 | $6,444 | 3.05% |
| Marshalltown, IA (FHA|USDA|VA) | 159 | $22,165,000 | $139,403 | $4,012 | 2.99% |
| Lebanon, NH-VT (FHA|USDA|VA) | 79 | $22,165,000 | $280,570 | $3,932 | 2.93% |
| PEORIA, IL (FHA|USDA|VA) | 156 | $22,120,000 | $141,795 | $3,383 | 2.81% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 118 | $21,880,000 | $185,424 | $5,734 | 3.02% |
| Outside of Metro Areas | 49 | $21,435,000 | $437,449 | $6,605 | 3.10% |
| Show Low, AZ (FHA|USDA|VA) | 97 | $21,175,000 | $218,299 | $4,205 | 3.08% |
| Jefferson, GA (FHA|USDA|VA) | 85 | $20,795,000 | $244,647 | $5,360 | 3.06% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 111 | $20,515,000 | $184,820 | $4,627 | 2.97% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 120 | $20,420,000 | $170,167 | $3,896 | 3.03% |
| REDDING, CA (FHA|USDA|VA) | 71 | $19,495,000 | $274,577 | $2,965 | 2.57% |
| Concord, NH (FHA|USDA|VA) | 69 | $19,445,000 | $281,812 | $3,935 | 2.92% |
| KANKAKEE, IL (FHA|USDA|VA) | 106 | $19,320,000 | $182,264 | $4,151 | 2.96% |
| RACINE, WI (FHA|USDA|VA) | 85 | $18,695,000 | $219,941 | $2,850 | 2.92% |
| Laconia, NH (FHA|USDA|VA) | 64 | $18,540,000 | $289,688 | $3,571 | 3.05% |
| Minot, ND (FHA|USDA|VA) | 86 | $18,530,000 | $215,465 | $5,873 | 2.89% |
| Ottawa, IL (FHA|USDA|VA) | 108 | $18,350,000 | $169,907 | $3,927 | 2.93% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 48 | $18,340,000 | $382,083 | $5,729 | 2.87% |
| SPARTANBURG, SC (FHA|USDA|VA) | 79 | $18,175,000 | $230,063 | $4,090 | 3.04% |
| YUBA CITY, CA (FHA|USDA|VA) | 65 | $17,925,000 | $275,769 | $3,478 | 2.64% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 107 | $17,905,000 | $167,336 | $4,153 | 3.01% |
| COLUMBIA, SC (FHA|USDA|VA) | 86 | $17,880,000 | $207,907 | $4,899 | 3.04% |
| Clearlake, CA (FHA|USDA|VA) | 60 | $17,710,000 | $295,167 | $3,930 | 2.96% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 75 | $17,525,000 | $233,667 | $3,418 | 2.92% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 113 | $17,025,000 | $150,664 | $3,517 | 2.67% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 65 | $16,945,000 | $260,692 | $3,252 | 2.87% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 59 | $16,595,000 | $281,271 | $3,842 | 3.02% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 32 | $16,480,000 | $515,000 | $5,803 | 3.03% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 87 | $16,345,000 | $187,874 | $3,488 | 2.98% |
| Vineyard Haven, MA (FHA|USDA|VA) | 19 | $16,115,000 | $848,158 | $6,067 | 2.86% |
| MERCED, CA (FHA|USDA|VA) | 57 | $15,945,000 | $279,737 | $4,286 | 2.68% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 87 | $15,755,000 | $181,092 | $3,532 | 3.07% |
| Williston, ND (FHA|USDA|VA) | 53 | $15,685,000 | $295,943 | $7,514 | 2.93% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 55 | $15,295,000 | $278,091 | $5,165 | 3.10% |
| LAS CRUCES, NM (FHA|USDA|VA) | 67 | $15,205,000 | $226,940 | $6,300 | 3.14% |
| ROCKFORD, IL (FHA|USDA|VA) | 93 | $14,955,000 | $160,806 | $3,783 | 2.91% |
| Statesboro, GA (FHA|USDA|VA) | 76 | $14,720,000 | $193,684 | $4,554 | 2.89% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 53 | $14,595,000 | $275,377 | $4,640 | 2.93% |
| SALEM, OR (FHA|USDA|VA) | 44 | $14,230,000 | $323,409 | $5,771 | 3.05% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 38 | $14,220,000 | $374,211 | $3,488 | 2.99% |
| Sonora, CA (FHA|USDA|VA) | 44 | $14,140,000 | $321,364 | $3,755 | 2.90% |
| YUMA, AZ (FHA|USDA|VA) | 60 | $14,110,000 | $235,167 | $4,031 | 2.85% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 75 | $13,815,000 | $184,200 | $2,838 | 2.84% |
| Key West, FL (FHA|USDA|VA) | 23 | $13,795,000 | $599,783 | $8,046 | 2.99% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 66 | $13,760,000 | $208,485 | $5,532 | 3.17% |
| Red Wing, MN (FHA|USDA|VA) | 60 | $13,730,000 | $228,833 | $4,175 | 2.99% |
| Helena, MT (FHA|USDA|VA) | 39 | $13,715,000 | $351,667 | $5,361 | 2.94% |
| ROCHESTER, NY (FHA|USDA|VA) | 72 | $13,650,000 | $189,583 | $4,174 | 2.89% |
| DOVER, DE (FHA|USDA|VA) | 51 | $13,365,000 | $262,059 | $5,766 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 61 | $13,285,000 | $217,787 | $3,557 | 2.90% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 57 | $13,005,000 | $228,158 | $3,193 | 2.97% |
| KINGSTON, NY (FHA|USDA|VA) | 37 | $12,915,000 | $349,054 | $4,878 | 3.09% |
| Glenwood Springs, CO (FHA|USDA|VA) | 22 | $12,870,000 | $585,000 | $4,131 | 2.98% |
| GAINESVILLE, FL (FHA|USDA|VA) | 56 | $12,780,000 | $228,214 | $5,539 | 3.11% |
| Albert Lea, MN (FHA|USDA|VA) | 93 | $12,605,000 | $135,538 | $4,457 | 2.62% |
| Holland, MI (FHA|USDA|VA) | 31 | $12,335,000 | $397,903 | $3,322 | 2.85% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 44 | $12,080,000 | $274,545 | $3,221 | 3.12% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 41 | $12,025,000 | $293,293 | $4,793 | 2.96% |
| MADERA, CA (FHA|USDA|VA) | 43 | $11,935,000 | $277,558 | $3,175 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) | 32 | $11,710,000 | $365,938 | $3,284 | 2.93% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 61 | $11,475,000 | $188,115 | $5,653 | 2.98% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 53 | $11,265,000 | $212,547 | $3,598 | 3.15% |
| TYLER, TX (FHA|USDA|VA) | 42 | $10,910,000 | $259,762 | $6,068 | 3.15% |
| Ukiah, CA (FHA|USDA|VA) | 30 | $10,860,000 | $362,000 | $3,912 | 2.90% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 39 | $10,795,000 | $276,795 | $4,966 | 3.08% |
| ST. CLOUD, MN (FHA|USDA|VA) | 52 | $10,730,000 | $206,346 | $5,400 | 2.78% |
| Duncan, OK (FHA|USDA|VA) | 72 | $10,540,000 | $146,389 | $4,065 | 3.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 58 | $10,100,000 | $174,138 | $2,498 | 3.00% |
| Easton, MD (FHA|USDA|VA) | 24 | $10,020,000 | $417,500 | $4,361 | 2.85% |
| BURLINGTON, NC (FHA|USDA|VA) | 42 | $9,950,000 | $236,905 | $4,039 | 3.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 35 | $9,915,000 | $283,286 | $4,020 | 2.95% |
| FARGO, ND-MN (FHA|USDA|VA) | 42 | $9,840,000 | $234,286 | $5,751 | 2.92% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 47 | $9,785,000 | $208,191 | $4,318 | 2.98% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 46 | $9,740,000 | $211,739 | $6,149 | 2.59% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 32 | $9,740,000 | $304,375 | $5,568 | 2.87% |
| Waycross, GA (FHA|USDA|VA) | 62 | $9,710,000 | $156,613 | $4,841 | 3.08% |
| Sevierville, TN (FHA|USDA|VA) | 28 | $9,690,000 | $346,071 | $4,231 | 3.17% |
| BILLINGS, MT (FHA|USDA|VA) | 34 | $9,630,000 | $283,235 | $4,543 | 3.11% |
| WACO, TX (FHA|USDA|VA) | 38 | $9,550,000 | $251,316 | $5,973 | 3.22% |
| PITTSFIELD, MA (FHA|USDA|VA) | 29 | $9,525,000 | $328,448 | $4,225 | 3.02% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 63 | $9,465,000 | $150,238 | $3,935 | 3.11% |
| Steamboat Springs, CO (FHA|USDA|VA) | 17 | $9,425,000 | $554,412 | $3,903 | 3.05% |
| Coos Bay, OR (FHA|USDA|VA) | 28 | $9,170,000 | $327,500 | $6,247 | 3.12% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 39 | $9,015,000 | $231,154 | $4,037 | 3.23% |
| GREENVILLE, NC (FHA|USDA|VA) | 51 | $8,935,000 | $175,196 | $3,781 | 3.14% |
| HINESVILLE, GA (FHA|USDA|VA) | 48 | $8,920,000 | $185,833 | $4,713 | 3.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 26 | $8,850,000 | $340,385 | $4,411 | 2.74% |
| BELLINGHAM, WA (FHA|USDA|VA) | 23 | $8,815,000 | $383,261 | $3,958 | 2.89% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 48 | $8,710,000 | $181,458 | $3,415 | 3.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 28 | $8,660,000 | $309,286 | $6,355 | 2.93% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 37 | $8,415,000 | $227,432 | $4,083 | 2.90% |
| TOLEDO, OH (FHA|USDA|VA) | 38 | $8,370,000 | $220,263 | $3,476 | 2.95% |
| Brainerd, MN (FHA|USDA|VA) | 33 | $8,265,000 | $250,455 | $4,291 | 2.96% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 36 | $8,190,000 | $227,500 | $5,289 | 3.08% |
| Newport, OR (FHA|USDA|VA) | 22 | $8,120,000 | $369,091 | $5,907 | 2.94% |
| Kalispell, MT (FHA|USDA|VA) | 16 | $8,110,000 | $506,875 | $5,715 | 2.85% |
| WENATCHEE, WA (FHA|USDA|VA) | 16 | $8,080,000 | $505,000 | $6,626 | 3.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 39 | $8,005,000 | $205,256 | $5,516 | 3.34% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 23 | $7,925,000 | $344,565 | $5,111 | 2.79% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 39 | $7,885,000 | $202,179 | $6,029 | 2.99% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 55 | $7,815,000 | $142,091 | $4,147 | 3.05% |
| UTICA-ROME, NY (FHA|USDA|VA) | 49 | $7,775,000 | $158,673 | $4,893 | 3.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 26 | $7,760,000 | $298,462 | $7,003 | 3.15% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 28 | $7,680,000 | $274,286 | $4,461 | 2.76% |
| Owatonna, MN (FHA|USDA|VA) | 46 | $7,630,000 | $165,870 | $5,001 | 2.77% |
| Watertown, SD (FHA|USDA|VA) | 36 | $7,590,000 | $210,833 | $4,922 | 2.98% |
| DULUTH, MN-WI (FHA|USDA|VA) | 32 | $7,510,000 | $234,688 | $4,005 | 2.93% |
| Granbury, TX (FHA|USDA|VA) | 31 | $7,475,000 | $241,129 | $6,881 | 3.14% |
| Brenham, TX (FHA|USDA|VA) | 25 | $7,325,000 | $293,000 | $6,698 | 3.25% |
| Athens, TX (FHA|USDA|VA) | 12 | $7,250,000 | $604,167 | $6,651 | 3.08% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 42 | $7,220,000 | $171,905 | $3,593 | 3.13% |
| MEDFORD, OR (FHA|USDA|VA) | 22 | $7,200,000 | $327,273 | $4,901 | 3.00% |
| Weatherford, OK (FHA|USDA|VA) | 33 | $7,055,000 | $213,788 | $4,023 | 2.86% |
| Norfolk, NE (FHA|USDA|VA) | 33 | $6,905,000 | $209,242 | $5,201 | 2.85% |
| MUSKEGON, MI (FHA|USDA|VA) | 32 | $6,750,000 | $210,938 | $4,070 | 3.14% |
| Warsaw, IN (FHA|USDA|VA) | 21 | $6,665,000 | $317,381 | $3,452 | 2.96% |
| SUMTER, SC (FHA|USDA|VA) | 37 | $6,595,000 | $178,243 | $4,905 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 21 | $6,595,000 | $314,048 | $5,429 | 2.91% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 22 | $6,570,000 | $298,636 | $3,851 | 3.10% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 29 | $6,565,000 | $226,379 | $3,645 | 2.93% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 35 | $6,545,000 | $187,000 | $4,322 | 3.09% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 43 | $6,515,000 | $151,512 | $4,218 | 3.39% |
| MONROE, MI (FHA|USDA|VA) | 32 | $6,480,000 | $202,500 | $3,479 | 3.15% |
| Oak Harbor, WA (FHA|USDA|VA) | 17 | $6,445,000 | $379,118 | $4,258 | 2.85% |
| Keene, NH (FHA|USDA|VA) | 22 | $6,390,000 | $290,455 | $3,682 | 3.05% |
| GLENS FALLS, NY (FHA|USDA|VA) | 40 | $6,180,000 | $154,500 | $5,759 | 3.10% |
| ST. GEORGE, UT (FHA|USDA|VA) | 15 | $6,165,000 | $411,000 | $5,581 | 3.03% |
| LONGVIEW, TX (FHA|USDA|VA) | 28 | $6,160,000 | $220,000 | $5,801 | 3.16% |
| Plymouth, IN (FHA|USDA|VA) | 32 | $6,150,000 | $192,188 | $3,295 | 3.23% |
| Pahrump, NV (FHA|USDA|VA) | 28 | $6,150,000 | $219,643 | $5,838 | 3.36% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 20 | $6,080,000 | $304,000 | $3,896 | 2.63% |
| WICHITA, KS (FHA|USDA|VA) | 29 | $5,965,000 | $205,690 | $3,169 | 2.90% |
| Fernley, NV (FHA|USDA|VA) | 23 | $5,895,000 | $256,304 | $6,654 | 3.08% |
| Rockport, TX (FHA|USDA|VA) | 20 | $5,840,000 | $292,000 | $5,622 | 3.27% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 27 | $5,835,000 | $216,111 | $3,320 | 2.87% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 30 | $5,800,000 | $193,333 | $2,910 | 3.06% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 29 | $5,635,000 | $194,310 | $5,404 | 2.96% |
| LAFAYETTE, LA (FHA|USDA|VA) | 29 | $5,465,000 | $188,448 | $6,136 | 3.23% |
| Beaver Dam, WI (FHA|USDA|VA) | 27 | $5,435,000 | $201,296 | $4,006 | 3.04% |
| Nogales, AZ (FHA|USDA|VA) | 19 | $5,335,000 | $280,789 | $4,731 | 3.01% |
| Shawano, WI (FHA|USDA|VA) | 28 | $5,250,000 | $187,500 | $3,560 | 2.97% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 17 | $5,225,000 | $307,353 | $4,203 | 2.78% |
| Shelbyville, TN (FHA|USDA|VA) | 21 | $5,195,000 | $247,381 | $6,535 | 3.04% |
| Bennington, VT (FHA|USDA|VA) | 13 | $5,125,000 | $394,231 | $4,188 | 3.07% |
| Fredericksburg, TX (FHA|USDA|VA) | 11 | $5,065,000 | $460,455 | $6,263 | 3.26% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 16 | $4,910,000 | $306,875 | $3,906 | 3.05% |
| Brevard, NC (FHA|USDA|VA) | 17 | $4,715,000 | $277,353 | $5,122 | 2.91% |
| Payson, AZ (FHA|USDA|VA) | 16 | $4,670,000 | $291,875 | $4,204 | 3.01% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 22 | $4,670,000 | $212,273 | $3,362 | 3.17% |
| Montrose, CO (FHA|USDA|VA) | 11 | $4,645,000 | $422,273 | $3,711 | 2.89% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 16 | $4,570,000 | $285,625 | $3,563 | 3.16% |
| CARSON CITY, NV (FHA|USDA|VA) | 12 | $4,490,000 | $374,167 | $4,115 | 3.08% |
| Manitowoc, WI (FHA|USDA|VA) | 24 | $4,490,000 | $187,083 | $3,157 | 2.87% |
| Boone, NC (FHA|USDA|VA) | 19 | $4,485,000 | $236,053 | $3,729 | 2.82% |
| EL CENTRO, CA (FHA|USDA|VA) | 18 | $4,480,000 | $248,889 | $2,771 | 2.79% |
| FAIRBANKS, AK (FHA|USDA|VA) | 14 | $4,470,000 | $319,286 | $7,720 | 2.74% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 19 | $4,395,000 | $231,316 | $3,122 | 3.05% |
| Seneca, SC (FHA|USDA|VA) | 11 | $4,385,000 | $398,636 | $3,718 | 2.86% |
| Forest City, NC (FHA|USDA|VA) | 17 | $4,375,000 | $257,353 | $3,739 | 3.28% |
| Berlin, NH (FHA|USDA|VA) | 23 | $4,235,000 | $184,130 | $4,184 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 16 | $4,180,000 | $261,250 | $5,676 | 3.08% |
| Barre, VT (FHA|USDA|VA) | 14 | $4,170,000 | $297,857 | $4,138 | 3.01% |
| GETTYSBURG, PA (FHA|USDA|VA) | 19 | $4,145,000 | $218,158 | $4,354 | 2.93% |
| Durango, CO (FHA|USDA|VA) | 10 | $4,120,000 | $412,000 | $3,411 | 2.89% |
| Baraboo, WI (FHA|USDA|VA) | 16 | $4,070,000 | $254,375 | $4,228 | 2.86% |
| Marion, NC (FHA|USDA|VA) | 21 | $4,035,000 | $192,143 | $3,655 | 3.29% |
| GOLDSBORO, NC (FHA|USDA|VA) | 19 | $4,025,000 | $211,842 | $4,084 | 2.99% |
| Garden City, KS (FHA|USDA|VA) | 23 | $4,005,000 | $174,130 | $4,123 | 3.11% |
| Aberdeen, WA (FHA|USDA|VA) | 15 | $3,995,000 | $266,333 | $3,705 | 2.99% |
| Rutland, VT (FHA|USDA|VA) | 13 | $3,985,000 | $306,538 | $5,300 | 3.00% |
| ERIE, PA (FHA|USDA|VA) | 21 | $3,945,000 | $187,857 | $4,132 | 3.03% |
| SYRACUSE, NY (FHA|USDA|VA) | 19 | $3,945,000 | $207,632 | $4,552 | 2.91% |
| Cambridge, MD (FHA|USDA|VA) | 19 | $3,945,000 | $207,632 | $5,097 | 3.09% |
| Rochelle, IL (FHA|USDA|VA) | 26 | $3,850,000 | $148,077 | $3,041 | 2.97% |
| Astoria, OR (FHA|USDA|VA) | 8 | $3,840,000 | $480,000 | $4,199 | 2.97% |
| AMARILLO, TX (FHA|USDA|VA) | 14 | $3,820,000 | $272,857 | $4,525 | 2.96% |
| Washington Court House, OH (FHA|USDA|VA) | 25 | $3,815,000 | $152,600 | $4,092 | 3.24% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 14 | $3,780,000 | $270,000 | $4,638 | 2.69% |
| LEBANON, PA (FHA|USDA|VA) | 19 | $3,725,000 | $196,053 | $4,801 | 2.92% |
| Sanford, NC (FHA|USDA|VA) | 16 | $3,710,000 | $231,875 | $3,534 | 3.11% |
| Kerrville, TX (FHA|USDA|VA) | 13 | $3,665,000 | $281,923 | $6,084 | 2.86% |
| Pottsville, PA (FHA|USDA|VA) | 21 | $3,595,000 | $171,190 | $4,762 | 3.18% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 23 | $3,575,000 | $155,435 | $4,031 | 3.00% |
| Ellensburg, WA (FHA|USDA|VA) | 9 | $3,535,000 | $392,778 | $5,274 | 3.10% |
| Prineville, OR (FHA|USDA|VA) | 9 | $3,515,000 | $390,556 | $7,007 | 3.12% |
| JACKSON, MI (FHA|USDA|VA) | 16 | $3,480,000 | $217,500 | $2,546 | 2.96% |
| LUBBOCK, TX (FHA|USDA|VA) | 16 | $3,460,000 | $216,250 | $6,675 | 3.12% |
| DOTHAN, AL (FHA|USDA|VA) | 19 | $3,415,000 | $179,737 | $3,680 | 2.95% |
| Woodward, OK (FHA|USDA|VA) | 18 | $3,320,000 | $184,444 | $4,738 | 2.89% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 17 | $3,285,000 | $193,235 | $3,710 | 3.00% |
| MANKATO, MN (FHA|USDA|VA) | 22 | $3,270,000 | $148,636 | $4,219 | 2.53% |
| Dickinson, ND (FHA|USDA|VA) | 14 | $3,190,000 | $227,857 | $7,125 | 2.89% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 15 | $3,135,000 | $209,000 | $4,485 | 3.06% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $3,085,000 | $342,778 | $5,413 | 3.07% |
| Huntsville, TX (FHA|USDA|VA) | 14 | $3,030,000 | $216,429 | $5,852 | 2.79% |
| COLUMBUS, IN (FHA|USDA|VA) | 11 | $3,025,000 | $275,000 | $3,612 | 2.91% |
| LOGAN, UT-ID (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $5,596 | 3.29% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $3,302 | 3.17% |
| Gainesville, TX (FHA|USDA|VA) | 10 | $2,980,000 | $298,000 | $6,601 | 3.46% |
| Cullowhee, NC (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $5,210 | 3.24% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 16 | $2,940,000 | $183,750 | $2,430 | 3.19% |
| Ashtabula, OH (FHA|USDA|VA) | 20 | $2,930,000 | $146,500 | $5,109 | 3.01% |
| MONTGOMERY, AL (FHA|USDA|VA) | 17 | $2,925,000 | $172,059 | $4,913 | 3.34% |
| Sturgis, MI (FHA|USDA|VA) | 15 | $2,895,000 | $193,000 | $3,705 | 3.22% |
| Shelton, WA (FHA|USDA|VA) | 9 | $2,895,000 | $321,667 | $4,311 | 3.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 14 | $2,860,000 | $204,286 | $4,271 | 2.95% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 14 | $2,860,000 | $204,286 | $4,496 | 2.74% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $5,887 | 3.18% |
| Wilson, NC (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $4,819 | 3.08% |
| HARRISONBURG, VA (FHA|USDA|VA) | 12 | $2,800,000 | $233,333 | $4,799 | 3.11% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 16 | $2,740,000 | $171,250 | $4,980 | 3.06% |
| BATON ROUGE, LA (FHA|USDA|VA) | 15 | $2,725,000 | $181,667 | $3,513 | 2.91% |
| JACKSON, MS (FHA|USDA|VA) | 12 | $2,710,000 | $225,833 | $4,592 | 2.87% |
| DUBUQUE, IA (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $3,638 | 2.98% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $3,093 | 2.98% |
| BANGOR, ME (FHA|USDA|VA) | 11 | $2,665,000 | $242,273 | $3,516 | 3.01% |
| Pontiac, IL (FHA|USDA|VA) | 23 | $2,645,000 | $115,000 | $5,095 | 2.62% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 15 | $2,625,000 | $175,000 | $3,733 | 2.97% |
| Corsicana, TX (FHA|USDA|VA) | 7 | $2,615,000 | $373,571 | $12,210 | 2.82% |
| Roseburg, OR (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $5,551 | 2.96% |
| Lewisburg, TN (FHA|USDA|VA) | 11 | $2,605,000 | $236,818 | $3,218 | 2.85% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 15 | $2,555,000 | $170,333 | $4,318 | 3.11% |
| CORVALLIS, OR (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $4,305 | 2.85% |
| Mitchell, SD (FHA|USDA|VA) | 16 | $2,530,000 | $158,125 | $3,508 | 2.55% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 12 | $2,500,000 | $208,333 | $4,998 | 3.05% |
| ODESSA, TX (FHA|USDA|VA) | 5 | $2,485,000 | $497,000 | $10,702 | 3.65% |
| Enterprise, AL (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $3,920 | 3.02% |
| LINCOLN, NE (FHA|USDA|VA) | 10 | $2,430,000 | $243,000 | $4,574 | 2.84% |
| YAKIMA, WA (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $5,530 | 2.89% |
| AMES, IA (FHA|USDA|VA) | 14 | $2,410,000 | $172,143 | $4,776 | 3.02% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 10 | $2,400,000 | $240,000 | $3,137 | 2.85% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $2,773 | 2.87% |
| Richmond-Berea, KY (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $3,155 | 3.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $4,845 | 2.96% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 14 | $2,370,000 | $169,286 | $3,410 | 3.00% |
| Moscow, ID (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $5,183 | 3.05% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 12 | $2,330,000 | $194,167 | $4,863 | 2.94% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 10 | $2,320,000 | $232,000 | $4,814 | 3.14% |
| FOND DU LAC, WI (FHA|USDA|VA) | 13 | $2,315,000 | $178,077 | $3,188 | 3.16% |
| GRANTS PASS, OR (FHA|USDA|VA) | 6 | $2,310,000 | $385,000 | $3,878 | 3.00% |
| KOKOMO, IN (FHA|USDA|VA) | 15 | $2,295,000 | $153,000 | $4,444 | 2.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $5,708 | 2.95% |
| Greeneville, TN (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $4,576 | 2.90% |
| Jasper, IN (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $5,539 | 3.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $4,988 | 3.38% |
| MOBILE, AL (FHA|USDA|VA) | 14 | $2,250,000 | $160,714 | $3,814 | 3.07% |
| Hutchinson, MN (FHA|USDA|VA) | 13 | $2,235,000 | $171,923 | $3,691 | 2.73% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $9,312 | 2.98% |
| Dixon, IL (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $3,251 | 2.86% |
| LAWTON, OK (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $4,490 | 2.76% |
| IOWA CITY, IA (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $3,383 | 3.07% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $3,785 | 3.15% |
| Alexandria, MN (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $3,853 | 2.48% |
| Taos, NM (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $4,904 | 3.10% |
| Mountain Home, ID (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $7,178 | 3.15% |
| Jesup, GA (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $5,673 | 2.95% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $2,761 | 2.96% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $4,529 | 2.79% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $4,977 | 3.06% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 12 | $2,030,000 | $169,167 | $5,369 | 3.34% |
| Sandusky, OH (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $3,747 | 3.15% |
| MIDLAND, MI (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $2,964 | 3.07% |
| Albemarle, NC (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $3,870 | 2.92% |
| Stevens Point, WI (FHA|USDA|VA) | 10 | $1,990,000 | $199,000 | $3,162 | 2.91% |
| Vincennes, IN (FHA|USDA|VA) | 16 | $1,990,000 | $124,375 | $2,974 | 3.29% |
| CLEVELAND, TN (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $4,029 | 3.05% |
| Chillicothe, OH (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $4,166 | 3.12% |
| LAWRENCE, KS (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $3,294 | 3.07% |
| Freeport, IL (FHA|USDA|VA) | 13 | $1,935,000 | $148,846 | $3,130 | 3.05% |
| Brookings, SD (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $5,447 | 2.92% |
| MORRISTOWN, TN (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $5,131 | 3.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $3,924 | 3.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $4,489 | 2.67% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $4,637 | 2.92% |
| Lake City, FL (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $5,557 | 3.28% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $2,655 | 2.75% |
| Marshall, MN (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $3,781 | 2.91% |
| Wooster, OH (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $3,497 | 3.05% |
| TWIN FALLS, ID (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $5,817 | 2.75% |
| Salem, OH (FHA|USDA|VA) | 12 | $1,830,000 | $152,500 | $3,692 | 3.09% |
| Red Bluff, CA (FHA|USDA|VA) | 11 | $1,825,000 | $165,909 | $3,755 | 2.31% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $4,133 | 3.09% |
| Menomonie, WI (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $4,199 | 3.11% |
| Palatka, FL (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $4,768 | 3.01% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $3,205 | 2.88% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $8,322 | 2.90% |
| Mount Vernon, OH (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $5,654 | 2.94% |
| Cornelia, GA (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $5,956 | 3.27% |
| Elizabeth City, NC (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $4,884 | 2.97% |
| Platteville, WI (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $2,703 | 2.96% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $2,633 | 2.95% |
| SAGINAW, MI (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $4,619 | 3.23% |
| MORGANTOWN, WV (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $3,068 | 2.80% |
| RAPID CITY, SD (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $4,178 | 2.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 11 | $1,635,000 | $148,636 | $3,015 | 3.02% |
| Willmar, MN (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $3,574 | 2.62% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 12 | $1,620,000 | $135,000 | $4,210 | 3.18% |
| Paris, TX (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $4,755 | 2.88% |
| Austin, MN (FHA|USDA|VA) | 14 | $1,610,000 | $115,000 | $3,084 | 2.28% |
| Fort Morgan, CO (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $5,873 | 3.08% |
| Juneau, AK (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $5,242 | 3.08% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 10 | $1,600,000 | $160,000 | $3,328 | 2.77% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $4,221 | 2.89% |
| DALTON, GA (FHA|USDA|VA) | 10 | $1,580,000 | $158,000 | $2,963 | 2.97% |
| Grand Rapids, MN (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $6,586 | 2.96% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $3,461 | 2.75% |
| Meadville, PA (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $5,219 | 3.05% |
| ALBANY, GA (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $2,877 | 2.88% |
| Angola, IN (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $2,577 | 3.17% |
| Altus, OK (FHA|USDA|VA) | 11 | $1,515,000 | $137,727 | $3,539 | 3.19% |
| Bartlesville, OK (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $3,311 | 3.14% |
| Searcy, AR (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $3,587 | 3.20% |
| STAUNTON, VA (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $2,564 | 2.93% |
| Fallon, NV (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,592 | 2.95% |
| Cedar City, UT (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $3,964 | 3.53% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $3,762 | 3.17% |
| Sedalia, MO (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $2,591 | 3.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $4,180 | 3.25% |
| Branson, MO (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $3,623 | 2.81% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $5,126 | 2.98% |
| Dodge City, KS (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $5,054 | 3.09% |
| Farmington, MO (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $2,322 | 3.29% |
| MUNCIE, IN (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $4,129 | 2.77% |
| Toccoa, GA (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $4,563 | 3.16% |
| Ozark, AL (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $3,325 | 3.08% |
| Stephenville, TX (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $3,506 | 3.19% |
| Riverton, WY (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $3,742 | 3.06% |
| Somerset, PA (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $4,747 | 3.11% |
| Warrensburg, MO (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,614 | 3.04% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 10 | $1,330,000 | $133,000 | $3,889 | 3.51% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $2,555 | 3.34% |
| Henderson, NC (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $4,651 | 2.81% |
| Milledgeville, GA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $8,731 | 2.95% |
| Adrian, MI (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $3,506 | 3.00% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $3,264 | 2.93% |
| Effingham, IL (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $4,615 | 2.94% |
| Corning, NY (FHA|USDA|VA) | 12 | $1,280,000 | $106,667 | $4,113 | 3.04% |
| Brownwood, TX (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $6,257 | 3.19% |
| Worthington, MN (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $4,044 | 3.36% |
| Palestine, TX (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $5,797 | 2.81% |
| Roswell, NM (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $5,553 | 3.38% |
| Peru, IN (FHA|USDA|VA) | 10 | $1,190,000 | $119,000 | $4,887 | 3.20% |
| Stillwater, OK (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $5,114 | 3.04% |
| DuBois, PA (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,978 | 2.75% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $4,948 | 3.17% |
| ALTOONA, PA (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $5,032 | 3.14% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $5,266 | 3.00% |
| Marquette, MI (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $4,748 | 3.10% |
| DECATUR, IL (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $2,931 | 3.04% |
| Big Rapids, MI (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $3,077 | 2.93% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $6,272 | 3.09% |
| Winona, MN (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $2,791 | 3.25% |
| Cullman, AL (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $5,553 | 2.58% |
| WHEELING, WV-OH (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $3,716 | 2.85% |
| Auburn, IN (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $2,855 | 3.20% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $3,937 | 2.71% |
| Wilmington, OH (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $3,309 | 3.07% |
| MONROE, LA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,565 | 2.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 9 | $1,085,000 | $120,556 | $2,851 | 3.22% |
| New Castle, IN (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $5,233 | 3.08% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $3,216 | 3.18% |
| Shelby, NC (FHA|USDA|VA) | 9 | $1,065,000 | $118,333 | $3,882 | 3.25% |
| Pella, IA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,633 | 3.03% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $2,920 | 3.00% |
| Pullman, WA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,961 | 3.15% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $2,725 | 2.90% |
| Española, NM (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $8,863 | 2.92% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $2,744 | 3.02% |
| Mount Airy, NC (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $3,170 | 2.79% |
| Hobbs, NM (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $5,939 | 3.47% |
| Vermillion, SD (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $3,933 | 2.88% |
| Laramie, WY (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $2,401 | 2.97% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $3,892 | 3.30% |
| BINGHAMTON, NY (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,978 | 3.23% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $2,565 | 2.84% |
| Batesville, AR (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,063 | 3.15% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $3,303 | 3.04% |
| ENID, OK (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $5,180 | 2.90% |
| Hillsdale, MI (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $1,859 | 3.09% |
| Crossville, TN (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4,521 | 3.00% |
| ROME, GA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,900 | 2.75% |
| Elko, NV (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $3,459 | 2.81% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,076 | 3.21% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,364 | 3.13% |
| Oneonta, NY (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $5,101 | 3.06% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,247 | 2.88% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $2,352 | 2.98% |
| Oxford, MS (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,292 | 2.81% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $2,762 | 3.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,514 | 3.06% |
| Clarksburg, WV (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $4,138 | 2.56% |
| SAN ANGELO, TX (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $5,701 | 3.35% |
| Vernal, UT (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,748 | 3.29% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,749 | 2.97% |
| Urbana, OH (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,520 | 3.06% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $7,848 | 3.17% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,487 | 3.19% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $5,914 | 2.81% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,845 | 3.06% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,908 | 2.87% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,480 | 2.75% |
| Findlay, OH (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $3,506 | 3.05% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,702 | 3.54% |
| Danville, VA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,316 | 3.25% |
| Logansport, IN (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,853 | 2.83% |
| Gillette, WY (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,047 | 2.78% |
| Beeville, TX (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,747 | 3.05% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,789 | 2.53% |
| Rock Springs, WY (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,442 | 2.54% |
| Marion, OH (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,017 | 3.02% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,335 | 3.04% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,374 | 3.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $1,912 | 2.96% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,184 | 2.79% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,420 | 3.16% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,435 | 2.42% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,622 | 2.96% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,837 | 2.72% |
| Lebanon, MO (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,724 | 3.20% |
| Brookings, OR (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,298 | 3.31% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,176 | 2.71% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,855 | 2.71% |
| Kingsville, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,638 | 3.09% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,028 | 3.04% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,862 | 2.87% |
| Sterling, IL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $2,649 | 2.89% |
| Kinston, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,917 | 2.79% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,525 | 2.97% |
| Sweetwater, TX (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $6,052 | 3.42% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,176 | 2.71% |
| Yankton, SD (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,132 | 2.90% |
| DANVILLE, IL (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $3,658 | 2.75% |
| Bay City, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,016 | 3.06% |
| Uvalde, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $11,010 | 3.42% |
| Newport, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,505 | 2.75% |
| Alice, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,442 | 3.15% |
| Vidalia, GA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,312 | 2.95% |
| Albertville, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,056 | 2.56% |
| Washington, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,832 | 3.08% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,468 | 2.67% |
| Houghton, MI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,495 | 3.29% |
| Craig, CO (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,096 | 3.00% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,832 | 3.00% |
| Okeechobee, FL (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,668 | 3.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,628 | 2.91% |
| Atmore, AL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,321 | 2.88% |
| Atchison, KS (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,603 | 3.06% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,857 | 2.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,300 | 2.92% |
| BAY CITY, MI (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,286 | 2.90% |
| Hannibal, MO (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,830 | 2.88% |
| Ashland, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,572 | 3.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,415 | 3.09% |
| Burley, ID (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,269 | 2.87% |
| Jamestown, ND (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,883 | 2.67% |
| Bemidji, MN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,475 | 3.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,789 | 3.00% |
| Huron, SD (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,623 | 3.19% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,249 | 2.96% |
| Fremont, OH (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,216 | 2.87% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,093 | 3.13% |
| Ludington, MI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,424 | 3.13% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,072 | 2.79% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,472 | 2.96% |
| Kearney, NE (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,188 | 3.13% |
| West Plains, MO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,044 | 3.06% |
| Danville, KY (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,436 | 3.16% |
| Gallup, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,646 | 2.87% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,792 | 2.25% |
| New Castle, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,395 | 3.31% |
| Oil City, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,608 | 2.58% |
| Lewisburg, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,412 | 3.25% |
| Pittsburg, KS (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,818 | 2.90% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,420 | 2.67% |
| Coshocton, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,409 | 3.08% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,254 | 2.87% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,743 | 2.81% |
| Marion, IN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,687 | 3.44% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,722 | 2.75% |
| El Campo, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,583 | 3.13% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,062 | 2.87% |
| Marietta, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,567 | 3.00% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,422 | 2.93% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,689 | 3.06% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,194 | 2.56% |
| Tiffin, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,393 | 3.00% |
| Aberdeen, SD (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,960 | 3.17% |
| Muscatine, IA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,038 | 3.13% |
| McComb, MS (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,791 | 2.83% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,019 | 3.17% |
| Somerset, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,271 | 3.44% |
| Maysville, KY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,139 | 2.99% |
| Elk City, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,341 | 3.06% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,482 | 2.93% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,677 | 2.81% |
| Rolla, MO (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,260 | 2.75% |
| Athens, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,846 | 3.31% |
| Mason City, IA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,800 | 2.84% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,696 | 2.99% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,137 | 2.63% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,780 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,758 | 2.81% |
| CASPER, WY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 3.38% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,131 | 3.56% |
| Paragould, AR (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,366 | 2.92% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,693 | 3.17% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,627 | 3.25% |
| Paris, TN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,892 | 3.33% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,559 | 3.19% |
| Murray, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,949 | 3.00% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $4,316 | 2.91% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,200 | 3.19% |
| Sidney, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,066 | 3.06% |
| Madison, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,070 | 3.08% |
| Sterling, CO (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,361 | 3.46% |
| Starkville, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,078 | 2.88% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,706 | 3.06% |
| Durant, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,923 | 2.88% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,585 | 2.69% |
| LIMA, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,585 | 3.00% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,886 | 2.38% |
| Jasper, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,360 | 2.75% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,015 | 3.19% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,068 | 2.94% |
| Silver City, NM (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,734 | 3.06% |
| Hutchinson, KS (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $1,115 | 2.67% |
| Centralia, IL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,645 | 3.08% |
| Picayune, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,365 | 3.25% |
| Sayre, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,968 | 2.75% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,144 | 2.56% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,023 | 2.25% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,116 | 3.12% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 3.31% |
| Clovis, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,828 | 3.25% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,132 | 2.99% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,006 | 2.62% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,306 | 3.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,289 | 2.42% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,026 | 2.81% |
| Russellville, AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,916 | 2.93% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,680 | 2.50% |
| Dublin, GA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,481 | 3.00% |
| Tifton, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,709 | 3.00% |
| Newberry, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,526 | 2.94% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,474 | 2.38% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,173 | 2.75% |
| Harrison, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,090 | 3.38% |
| Clinton, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,249 | 2.56% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,907 | 2.75% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,170 | 3.38% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,793 | 2.69% |
| Emporia, KS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,325 | 2.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,392 | 3.00% |
| Macomb, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,546 | 2.38% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,897 | 3.50% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,049 | 2.99% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,808 | 2.63% |
| Malvern, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,637 | 2.62% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,104 | 2.56% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,390 | 3.25% |
| Price, UT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,204 | 3.25% |
| Meridian, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,639 | 3.38% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,752 | 2.81% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,804 | 2.69% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,328 | 2.88% |
| Summerville, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,051 | 2.94% |
| Celina, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,289 | 3.25% |
| Moberly, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,471 | 3.13% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,139 | 3.88% |
| Pecos, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,703 | 2.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,054 | 2.50% |
| Batavia, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,044 | 2.75% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,782 | 2.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,596 | 3.25% |
| Union, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,731 | 3.50% |
| Wabash, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,616 | 2.87% |
| Pampa, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,018 | 3.00% |
| Columbus, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,745 | 2.88% |
| Portales, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,692 | 2.50% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,026 | 2.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,937 | 2.75% |
| Union City, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,193 | 3.56% |
| Mexico, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,403 | 3.25% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,671 | 2.88% |
| Bradford, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,983 | 2.99% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,894 | 2.88% |
| Plainview, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,279 | 2.38% |
| Athens, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,542 | 3.38% |
| Decatur, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,394 | 2.88% |
| Richmond, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,202 | 2.81% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,409 | 2.50% |
| Alpena, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,177 | 3.56% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,329 | 2.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,891 | 3.00% |
| Alma, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,994 | 2.63% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,571 | 3.25% |
| McAlester, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,758 | 2.88% |
| Borger, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,559 | 2.88% |
| Ruston, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,210 | 3.00% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,840 | 3.31% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,654 | 3.62% |
| Martin, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,709 | 3.38% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,429 | 3.13% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,973 | 3.13% |
| Americus, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,598 | 2.63% |
| Defiance, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,371 | 2.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,371 | 3.75% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,284 | 2.99% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,760 | 3.50% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,195 | 2.75% |
| Othello, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,441 | 3.25% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,857 | 3.00% |
| Auburn, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,348 | 2.99% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,549 | 2.88% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,698 | 2.99% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,300 | 2.88% |
| Andrews, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.75% |
| Seymour, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,560 | 2.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,616 | 3.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,014 | 3.25% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,987 | 3.00% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,181 | 2.99% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,701 | 2.75% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,130 | 2.99% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,604 | 3.13% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,933 | 3.13% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,279 | 2.99% |
| Connersville, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,736 | 2.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,845 | 2.88% |
| Pierre, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,188 | 2.99% |
Guaranteed Rate 's top markets include Chicago, Boston, Los Angeles, San Francisco, and New York among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 170,393 | $66,047,605,000 | $387,619 | $3,987 | 2.90% |
| FHA | 12,363 | $3,256,885,000 | $263,438 | $9,193 | 3.02% |
| VA | 11,197 | $4,358,725,000 | $389,276 | $6,727 | 2.64% |
| USDA | 918 | $175,310,000 | $190,969 | $5,818 | 2.94% |
For the 2021 period, Guaranteed Rate 's most frequently originated loan type of loans were Conventional, with 170,393 originations. Their 2nd most popular type is FHA, with 12,363 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 88,856 | $33,580,260,000 | $377,918 | $5,980 | 2.99% |
| Refi | 69,128 | $27,049,560,000 | $391,297 | $3,064 | 2.76% |
| Cash Out Refi | 36,887 | $13,208,705,000 | $358,086 | $3,691 | 2.90% |
For the 2021, Guaranteed Rate 's most frequently cited loan purpose of loans were Home Purchase, with 88,856 originations. The 2nd most popular reason of loans were Refi, with 69,128 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 156,928 | $62,927,970,000 | $400,999 | $4,930 | 3.01% |
| 15 Year | 25,382 | $7,394,290,000 | $291,320 | $2,640 | 2.32% |
| 20 Year | 8,203 | $2,462,145,000 | $300,152 | $2,951 | 2.79% |
| Other | 2,379 | $791,145,000 | $332,554 | $2,327 | 2.66% |
| 10 Year | 1,519 | $259,165,000 | $170,616 | $2,401 | 2.35% |
| 5 Year | 310 | $2,050,000 | $6,613 | $0 | 0.00% |
| 30+ year | 145 | $1,735,000 | $11,966 | $0 | 0.19% |
| 3 Year | 5 | $25,000 | $5,000 | $0 | 0.00% |
For the 2021, Guaranteed Rate 's most frequently cited loan length of loans were 30 Year, with 156,928 originations. The 2nd most popular length of loans were 15 Year, with 25,382 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 116,970 | $45,006,810,000 | $384,772 |
| $<1k | 29,363 | $10,060,595,000 | $342,628 |
| $2k-3k | 14,499 | $5,063,965,000 | $349,263 |
| $3k-4k | 12,358 | $4,939,340,000 | $399,688 |
| $5k+ | 8,523 | $4,936,205,000 | $579,163 |
$4,930 of loans were Guaranteed Rate 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 116,970 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 98,604 | $40,904,140,000 | $414,832 |
| 3-4% | 59,376 | $20,634,500,000 | $347,523 |
| <2.5% | 35,112 | $11,894,080,000 | $338,747 |
| 4-5% | 1,704 | $405,210,000 | $237,799 |
| 5-6% | 73 | $585,000 | $8,014 |
| 7-8% | 2 | $10,000 | $5,000 |
During 2021, Guaranteed Rate 's average interest rate of loans were 3.01%, while their most frequently originated rate bucket of loans were 2.5-3%, with 98,604 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 85,543 | $25,062,435,000 | $292,981 | $4,204 | 2.90% |
| $400k-600k | 41,285 | $20,057,855,000 | $485,839 | $4,670 | 2.86% |
| $100k-200k | 35,983 | $5,609,685,000 | $155,898 | $3,595 | 2.97% |
| $600k-1MM | 19,424 | $14,495,030,000 | $746,243 | $5,999 | 2.91% |
| $100,000 or less | 6,565 | $414,865,000 | $63,193 | $3,149 | 2.51% |
| $1MM+ | 6,071 | $8,198,655,000 | $1,350,462 | $7,958 | 2.88% |
2021 saw Guaranteed Rate place emphasis on $200k-400k loans with 85,543 originations, totaling $25,062,435,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 47,081 | $16,784,705,000 | $356,507 | $4,326 | 2.89% |
| $150k-250k | 42,345 | $19,693,075,000 | $465,063 | $4,426 | 2.87% |
| $50k-75k | 31,996 | $7,351,150,000 | $229,752 | $4,557 | 2.93% |
| $75k-100k | 31,694 | $9,196,060,000 | $290,151 | $4,453 | 2.91% |
| $250k+ | 24,677 | $17,463,795,000 | $707,695 | $5,259 | 2.89% |
| $50k or less | 14,202 | $2,259,610,000 | $159,105 | $4,192 | 2.94% |
Guaranteed Rate lent most frequently to those with incomes in the $100k-150k range, with 47,081 originations. The second most popular income band? $150k-250k, with 42,345 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 46,127 | $17,704,355,000 | $383,818 | $3,947 | 2.85% |
| 30-36% | 37,600 | $14,761,990,000 | $392,606 | $4,353 | 2.91% |
| <20% | 16,110 | $5,917,940,000 | $367,346 | $3,575 | 2.79% |
| 44% | 7,666 | $2,616,780,000 | $341,349 | $4,962 | 2.99% |
| 42% | 7,541 | $3,122,385,000 | $414,055 | $4,982 | 2.97% |
| 41% | 7,251 | $2,902,765,000 | $400,326 | $4,810 | 2.94% |
| 39% | 7,145 | $2,872,665,000 | $402,052 | $4,686 | 2.95% |
| 40% | 7,120 | $2,880,840,000 | $404,612 | $4,787 | 2.94% |
| 38% | 7,059 | $2,802,615,000 | $397,027 | $4,714 | 2.94% |
| 43% | 6,857 | $2,309,185,000 | $336,763 | $4,796 | 2.97% |
| 37% | 6,725 | $2,631,105,000 | $391,242 | $4,547 | 2.93% |
| 36% | 6,705 | $2,632,685,000 | $392,645 | $4,520 | 2.91% |
| 50-60% | 5,144 | $1,728,750,000 | $336,071 | $8,577 | 2.88% |
| 45% | 5,130 | $1,746,150,000 | $340,380 | $4,803 | 2.93% |
| 49% | 4,881 | $1,688,805,000 | $345,996 | $5,093 | 2.93% |
| 46% | 4,288 | $1,454,630,000 | $339,233 | $4,922 | 2.89% |
| 47% | 4,271 | $1,454,035,000 | $340,444 | $4,886 | 2.93% |
| 48% | 4,169 | $1,426,775,000 | $342,234 | $4,923 | 2.91% |
| >60% | 209 | $94,175,000 | $450,598 | $9,832 | 2.74% |
Guaranteed Rate lent most frequently to those with DTI ratios of 20-30%, with 46,127 originations. The next most common DTI ratio? 30-36%, with 37,600 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 127,266 | $46,549,380,000 | $365,764 | $4,453 | 2.91% |
| Not provided | 38,722 | $15,469,230,000 | $399,495 | $4,311 | 2.86% |
| Asian | 14,333 | $6,665,135,000 | $465,020 | $4,087 | 2.76% |
| Black | 9,336 | $2,820,520,000 | $302,112 | $6,012 | 2.95% |
| Asian Indian | 1,526 | $861,810,000 | $564,751 | $5,012 | 2.89% |
| American Indian | 1,626 | $539,090,000 | $331,544 | $5,280 | 2.96% |
| Chinese | 403 | $231,685,000 | $574,901 | $5,350 | 2.87% |
| Other Asian | 467 | $196,495,000 | $420,760 | $5,170 | 2.93% |
| Filipino | 365 | $148,015,000 | $405,521 | $5,465 | 2.96% |
| Native Hawaiian | 321 | $127,935,000 | $398,551 | $5,252 | 2.82% |
| Korean | 147 | $75,625,000 | $514,456 | $4,981 | 2.89% |
| Japanese | 140 | $62,130,000 | $443,786 | $5,187 | 2.95% |
| Vietnamese | 103 | $48,625,000 | $472,087 | $5,283 | 2.96% |
| Other Pacific Islander | 65 | $20,855,000 | $320,846 | $6,117 | 2.95% |
| Native Hawiian | 25 | $11,575,000 | $463,000 | $7,939 | 3.03% |
| Samoan | 13 | $5,455,000 | $419,615 | $7,743 | 2.84% |
| Guamanian | 13 | $4,965,000 | $381,923 | $3,939 | 3.12% |
Approval Rates
Total approvals of all applications95.25%
Guaranteed Rate has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination57.58%
Guaranteed Rate has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 194,871 | $73,838,525,000 | $378,910 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 194,871 | $73,838,525,000 | $378,910 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 13,840 | $4,204,940,000 | $303,825 | $2,650 | 2.59% |
| 40-60% | 38,495 | $14,792,805,000 | $384,279 | $2,991 | 2.72% |
| 60-80% | 70,897 | $29,715,445,000 | $419,135 | $4,197 | 2.99% |
| 80-100% | 65,960 | $23,734,950,000 | $359,839 | $5,673 | 3.02% |
| Over 100% | 2,655 | $1,032,175,000 | $388,766 | $13,208 | 2.79% |
| Under 20% | 3,024 | $358,210,000 | $118,456 | $2,631 | 1.65% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTEED RATE INC. | VA mortgage | Closing on a mortgage | 1 | 0.6% |
| GUARANTEED RATE INC. | VA mortgage | Trouble during payment process | 14 | 8.7% |
| GUARANTEED RATE INC. | VA mortgage | Struggling to pay mortgage | 1 | 0.6% |
| GUARANTEED RATE INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 34 | 21.1% |
| GUARANTEED RATE INC. | Conventional home mortgage | Closing on a mortgage | 12 | 7.5% |
| GUARANTEED RATE INC. | Conventional home mortgage | Improper use of your report | 1 | 0.6% |
| GUARANTEED RATE INC. | Conventional home mortgage | Incorrect information on your report | 1 | 0.6% |
| GUARANTEED RATE INC. | Conventional home mortgage | Struggling to pay mortgage | 3 | 1.9% |
| GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 60 | 37.3% |
| GUARANTEED RATE INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 4.3% |
| GUARANTEED RATE INC. | FHA mortgage | Closing on a mortgage | 4 | 2.5% |
| GUARANTEED RATE INC. | FHA mortgage | Incorrect information on your report | 1 | 0.6% |
| GUARANTEED RATE INC. | FHA mortgage | Trouble during payment process | 12 | 7.5% |
| GUARANTEED RATE INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 2.5% |
| GUARANTEED RATE INC. | Other type of mortgage | Closing on a mortgage | 1 | 0.6% |
| GUARANTEED RATE INC. | Other type of mortgage | Trouble during payment process | 2 | 1.2% |
| GUARANTEED RATE INC. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 1.9% |
