Plains Commerce Bank Mortgage Rates, Fees & Info
Gettysburg, SDLEI: 549300KJ8PAJ7E52HG32
Tax ID: 46-0108210
3.7 stars - Updated: 11/17/24
-
out of 5 stars, based on 116 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Plains Commerce Bank is a mid-sized bank specializing in Home Purchase loans. Plains Commerce Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Sioux Falls, Phoenix, Washington, and Orlando among others. We have data for 597 markets. (Some data included below & more in-depth data is available with an active subscription.)Plains Commerce Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Plains Commerce Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/17/24 |
| 30 Year Conventional Purchase | 6.74% | 11/17/24 |
| 30 Year Conventional Refi | 6.59% | 11/17/24 |
| 30 Year Cash-out Refi | 6.81% | 11/17/24 |
| 30 Year FHA Purchase | 7.28% | 11/17/24 |
| 30 Year FHA Refi | 6.89% | 11/17/24 |
| 30 Year VA Purchase | 6.13% | 11/17/24 |
| 30 Year VA Refi | 5.97% | 11/17/24 |
| 30 Year USDA Purchase | 6.71% | 11/17/24 |
| 30 Year USDA Refi | 6.26% | 11/17/24 |
| 15 Year Conventional Purchase | 6.22% | 11/17/24 |
| 15 Year Conventional Refi | 6.10% | 11/17/24 |
| 15 Year Cash-out Refi | 6.10% | 11/17/24 |
| 15 Year FHA Refi | 6.58% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Plains Commerce Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Plains Commerce Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,492Origination Dollar Volume (All Markets)
$4,368,540,000Awards
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Plains Commerce Bank - 2023
Plains Commerce Bank is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Plains Commerce Bank's average 30 year fixed mortgage rate was
6.57%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.09%.
Relative Fees (Closing Costs)
Plains Commerce Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,132.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 984 | $526,250,000 | $534,807 | $14,826 | 6.74% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1,199 | $292,395,000 | $243,866 | $6,189 | 6.90% |
| Outside of Metro Areas | 745 | $160,905,000 | $215,980 | $7,130 | 6.83% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 379 | $154,965,000 | $408,879 | $11,184 | 6.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 275 | $128,095,000 | $465,800 | $14,487 | 6.53% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 369 | $123,965,000 | $335,949 | $11,097 | 6.22% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 275 | $99,995,000 | $363,618 | $12,571 | 6.11% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 260 | $96,060,000 | $369,462 | $12,284 | 6.69% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 292 | $94,930,000 | $325,103 | $11,329 | 6.42% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 312 | $91,680,000 | $293,846 | $11,674 | 6.65% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 230 | $84,380,000 | $366,870 | $11,217 | 6.58% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 149 | $77,435,000 | $519,698 | $10,469 | 6.49% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 175 | $76,125,000 | $435,000 | $13,413 | 6.86% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 263 | $73,115,000 | $278,004 | $11,198 | 6.26% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 175 | $63,705,000 | $364,029 | $11,895 | 6.44% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 156 | $56,880,000 | $364,615 | $11,867 | 6.73% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 158 | $52,920,000 | $334,937 | $11,560 | 6.47% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 136 | $46,500,000 | $341,912 | $10,322 | 6.85% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 92 | $42,650,000 | $463,587 | $14,343 | 6.36% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 131 | $42,555,000 | $324,847 | $9,149 | 6.86% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 140 | $42,270,000 | $301,929 | $10,861 | 6.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 119 | $41,815,000 | $351,387 | $11,909 | 6.47% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 142 | $41,380,000 | $291,408 | $8,160 | 6.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 155 | $40,215,000 | $259,452 | $6,420 | 6.59% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 110 | $37,840,000 | $344,000 | $10,088 | 6.65% |
| RAPID CITY, SD (FHA|USDA|VA) | 121 | $36,635,000 | $302,769 | $8,734 | 6.62% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 118 | $36,220,000 | $306,949 | $10,962 | 6.11% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 102 | $35,480,000 | $347,843 | $8,345 | 6.65% |
| RICHMOND, VA (FHA|USDA|VA) | 95 | $33,895,000 | $356,789 | $11,766 | 6.69% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 136 | $33,560,000 | $246,765 | $8,155 | 6.90% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 117 | $33,255,000 | $284,231 | $6,785 | 6.83% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 59 | $32,945,000 | $558,390 | $12,916 | 6.60% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 110 | $32,610,000 | $296,455 | $10,795 | 6.84% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 107 | $30,625,000 | $286,215 | $9,583 | 6.60% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 164 | $29,670,000 | $180,915 | $6,653 | 6.93% |
| PROVO-OREM, UT (FHA|USDA|VA) | 73 | $29,525,000 | $404,452 | $12,788 | 6.53% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 92 | $28,250,000 | $307,065 | $10,723 | 6.29% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 47 | $28,065,000 | $597,128 | $16,435 | 6.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 81 | $27,175,000 | $335,494 | $10,350 | 6.35% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 53 | $25,925,000 | $489,151 | $12,761 | 6.71% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 81 | $25,725,000 | $317,593 | $10,388 | 6.60% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 78 | $25,580,000 | $327,949 | $10,512 | 6.35% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 55 | $25,015,000 | $454,818 | $11,946 | 6.49% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 105 | $24,695,000 | $235,190 | $6,461 | 6.78% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 53 | $23,885,000 | $450,660 | $9,294 | 6.59% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 34 | $21,520,000 | $632,941 | $22,026 | 6.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 49 | $20,785,000 | $424,184 | $9,010 | 6.52% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 71 | $20,425,000 | $287,676 | $8,124 | 6.45% |
| WICHITA, KS (FHA|USDA|VA) | 103 | $20,285,000 | $196,942 | $7,062 | 6.79% |
| Kalispell, MT (FHA|USDA|VA) | 46 | $20,020,000 | $435,217 | $10,911 | 6.61% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 71 | $19,385,000 | $273,028 | $8,948 | 6.58% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 59 | $19,265,000 | $326,525 | $8,250 | 6.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 90 | $19,070,000 | $211,889 | $9,609 | 6.32% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 77 | $18,825,000 | $244,481 | $8,806 | 6.74% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 39 | $17,945,000 | $460,128 | $14,471 | 5.95% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 31 | $17,815,000 | $574,677 | $11,695 | 6.60% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 48 | $17,340,000 | $361,250 | $11,644 | 6.03% |
| Mitchell, SD (FHA|USDA|VA) | 76 | $17,320,000 | $227,895 | $5,985 | 6.82% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 41 | $16,165,000 | $394,268 | $10,507 | 6.32% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 39 | $15,955,000 | $409,103 | $9,799 | 6.61% |
| RENO, NV (FHA|USDA|VA) | 33 | $15,835,000 | $479,848 | $11,795 | 6.41% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 49 | $15,715,000 | $320,714 | $12,428 | 6.39% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 43 | $13,715,000 | $318,953 | $9,787 | 6.57% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 49 | $12,215,000 | $249,286 | $7,266 | 6.77% |
| MOBILE, AL (FHA|USDA|VA) | 50 | $12,060,000 | $241,200 | $8,227 | 6.64% |
| EL PASO, TX (FHA|USDA|VA) | 46 | $11,980,000 | $260,435 | $9,407 | 6.51% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 39 | $11,565,000 | $296,538 | $9,630 | 7.10% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 36 | $11,380,000 | $316,111 | $10,706 | 6.45% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 48 | $10,950,000 | $228,125 | $5,655 | 6.49% |
| BOISE CITY, ID (FHA|USDA|VA) | 27 | $10,505,000 | $389,074 | $11,662 | 6.89% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 27 | $10,505,000 | $389,074 | $11,518 | 6.28% |
| COLUMBUS, OH (FHA|USDA|VA) | 35 | $10,335,000 | $295,286 | $8,468 | 6.79% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 42 | $10,310,000 | $245,476 | $9,431 | 6.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 36 | $10,110,000 | $280,833 | $7,796 | 6.91% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 16 | $9,780,000 | $611,250 | $10,676 | 6.69% |
| ANCHORAGE, AK (FHA|USDA|VA) | 26 | $9,670,000 | $371,923 | $10,857 | 6.75% |
| Watertown, SD (FHA|USDA|VA) | 51 | $9,595,000 | $188,137 | $5,595 | 7.28% |
| OCALA, FL (FHA|USDA|VA) | 44 | $9,530,000 | $216,591 | $8,173 | 5.83% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 37 | $9,295,000 | $251,216 | $8,736 | 6.73% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 26 | $8,860,000 | $340,769 | $9,847 | 5.65% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 14 | $8,380,000 | $598,571 | $17,145 | 6.54% |
| Spearfish, SD (FHA|USDA|VA) | 17 | $8,145,000 | $479,118 | $8,876 | 7.35% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 35 | $8,115,000 | $231,857 | $8,858 | 6.59% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 35 | $7,985,000 | $228,143 | $8,894 | 6.45% |
| GREELEY, CO (FHA|USDA|VA) | 18 | $7,800,000 | $433,333 | $10,507 | 6.27% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 22 | $7,600,000 | $345,455 | $10,227 | 6.31% |
| BOULDER, CO (FHA|USDA|VA) | 14 | $7,550,000 | $539,286 | $11,167 | 6.34% |
| LINCOLN, NE (FHA|USDA|VA) | 20 | $6,810,000 | $340,500 | $4,564 | 6.81% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 13 | $6,625,000 | $509,615 | $10,549 | 6.91% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 21 | $6,185,000 | $294,524 | $10,708 | 6.20% |
| Vermillion, SD (FHA|USDA|VA) | 31 | $6,145,000 | $198,226 | $6,168 | 7.14% |
| TYLER, TX (FHA|USDA|VA) | 17 | $6,075,000 | $357,353 | $12,791 | 6.50% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $6,020,000 | $430,000 | $14,003 | 6.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 14 | $5,960,000 | $425,714 | $12,791 | 6.77% |
| Mason City, IA (FHA|USDA|VA) | 44 | $5,780,000 | $131,364 | $4,918 | 6.73% |
| Aberdeen, SD (FHA|USDA|VA) | 36 | $5,730,000 | $159,167 | $5,019 | 7.27% |
| TUCSON, AZ (FHA|USDA|VA) | 19 | $5,695,000 | $299,737 | $9,589 | 6.30% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 19 | $5,625,000 | $296,053 | $10,958 | 7.05% |
| Brookings, SD (FHA|USDA|VA) | 22 | $5,540,000 | $251,818 | $6,858 | 6.78% |
| COLUMBIA, SC (FHA|USDA|VA) | 22 | $5,490,000 | $249,545 | $9,417 | 6.93% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $5,195,000 | $577,222 | $9,959 | 6.32% |
| LUBBOCK, TX (FHA|USDA|VA) | 27 | $4,835,000 | $179,074 | $8,796 | 6.44% |
| PITTSBURGH, PA (FHA|USDA|VA) | 20 | $4,800,000 | $240,000 | $8,655 | 6.41% |
| JOPLIN, MO (FHA|USDA|VA) | 27 | $4,795,000 | $177,593 | $12,028 | 6.37% |
| Spirit Lake, IA (FHA|USDA|VA) | 13 | $4,765,000 | $366,538 | $8,369 | 6.49% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 20 | $4,760,000 | $238,000 | $10,457 | 6.54% |
| BATON ROUGE, LA (FHA|USDA|VA) | 19 | $4,615,000 | $242,895 | $8,634 | 7.12% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 17 | $4,605,000 | $270,882 | $8,601 | 6.90% |
| LAS CRUCES, NM (FHA|USDA|VA) | 15 | $4,455,000 | $297,000 | $7,806 | 6.34% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 16 | $4,450,000 | $278,125 | $11,388 | 6.77% |
| Columbus, NE (FHA|USDA|VA) | 20 | $4,380,000 | $219,000 | $5,946 | 7.13% |
| Worthington, MN (FHA|USDA|VA) | 23 | $4,145,000 | $180,217 | $6,457 | 6.93% |
| KNOXVILLE, TN (FHA|USDA|VA) | 12 | $4,100,000 | $341,667 | $9,279 | 6.90% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 12 | $4,020,000 | $335,000 | $13,255 | 6.45% |
| MANKATO, MN (FHA|USDA|VA) | 20 | $4,010,000 | $200,500 | $5,951 | 7.58% |
| HINESVILLE, GA (FHA|USDA|VA) | 17 | $3,995,000 | $235,000 | $9,552 | 6.68% |
| FARGO, ND-MN (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $5,757 | 6.55% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $3,965,000 | $566,429 | $10,799 | 6.66% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 20 | $3,940,000 | $197,000 | $9,100 | 6.47% |
| Key West, FL (FHA|USDA|VA) | 5 | $3,935,000 | $787,000 | $23,304 | 6.37% |
| Mountain Home, AR (FHA|USDA|VA) | 17 | $3,875,000 | $227,941 | $6,282 | 6.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $3,860,000 | $386,000 | $7,885 | 6.60% |
| KINGSTON, NY (FHA|USDA|VA) | 12 | $3,860,000 | $321,667 | $7,651 | 6.96% |
| BILLINGS, MT (FHA|USDA|VA) | 12 | $3,740,000 | $311,667 | $7,828 | 6.60% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $3,710,000 | $618,333 | $11,910 | 6.23% |
| BRUNSWICK, GA (FHA|USDA|VA) | 10 | $3,680,000 | $368,000 | $11,635 | 6.81% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 17 | $3,665,000 | $215,588 | $10,817 | 6.79% |
| Harrison, AR (FHA|USDA|VA) | 18 | $3,570,000 | $198,333 | $3,429 | 6.56% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $3,550,000 | $355,000 | $10,947 | 6.63% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $3,545,000 | $709,000 | $8,680 | 6.23% |
| DOVER, DE (FHA|USDA|VA) | 10 | $3,540,000 | $354,000 | $11,276 | 6.70% |
| CHICO, CA (FHA|USDA|VA) | 14 | $3,510,000 | $250,714 | $7,123 | 6.04% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $11,313 | 6.30% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 11 | $3,425,000 | $311,364 | $11,157 | 6.32% |
| ERIE, PA (FHA|USDA|VA) | 18 | $3,370,000 | $187,222 | $9,223 | 6.70% |
| PUEBLO, CO (FHA|USDA|VA) | 9 | $3,355,000 | $372,778 | $11,207 | 6.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 18 | $3,270,000 | $181,667 | $5,350 | 6.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $3,210,000 | $401,250 | $9,182 | 7.16% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $6,254 | 6.50% |
| BEND, OR (FHA|USDA|VA) | 6 | $3,140,000 | $523,333 | $7,112 | 6.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 19 | $3,115,000 | $163,947 | $5,482 | 6.76% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 19 | $3,115,000 | $163,947 | $7,545 | 6.82% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 12 | $3,060,000 | $255,000 | $9,142 | 7.04% |
| Riverton, WY (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $7,655 | 6.68% |
| Pierre, SD (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $7,527 | 7.17% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 12 | $3,010,000 | $250,833 | $10,960 | 6.53% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $3,010,000 | $376,250 | $8,693 | 6.41% |
| ROANOKE, VA (FHA|USDA|VA) | 14 | $2,980,000 | $212,857 | $8,776 | 6.38% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $2,960,000 | $493,333 | $11,717 | 6.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $8,574 | 6.85% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $2,870,000 | $358,750 | $6,670 | 6.59% |
| LAFAYETTE, LA (FHA|USDA|VA) | 18 | $2,840,000 | $157,778 | $6,436 | 6.68% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $9,065 | 6.53% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $2,825,000 | $565,000 | $18,983 | 6.28% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,815,000 | $402,143 | $10,959 | 6.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 12 | $2,800,000 | $233,333 | $7,648 | 6.77% |
| BISMARCK, ND (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $7,985 | 7.44% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $2,700,000 | $225,000 | $7,391 | 7.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $11,667 | 6.54% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $2,660,000 | $443,333 | $12,443 | 6.10% |
| Heber, UT (FHA|USDA|VA) | 5 | $2,655,000 | $531,000 | $19,927 | 6.18% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 11 | $2,655,000 | $241,364 | $8,799 | 7.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $2,650,000 | $331,250 | $14,393 | 6.38% |
| Gillette, WY (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $9,025 | 6.46% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $10,483 | 6.42% |
| Clovis, NM (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $6,060 | 6.79% |
| Yankton, SD (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $6,320 | 6.88% |
| Vernal, UT (FHA|USDA|VA) | 12 | $2,520,000 | $210,000 | $8,791 | 7.08% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 11 | $2,465,000 | $224,091 | $8,383 | 6.57% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $12,715 | 6.55% |
| Fallon, NV (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $10,716 | 6.25% |
| Huron, SD (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $4,437 | 6.21% |
| ANN ARBOR, MI (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $9,918 | 6.30% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $10,304 | 7.21% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $9,094 | 6.58% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $2,275,000 | $252,778 | $10,122 | 6.56% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $9,528 | 6.50% |
| Hilo, HI (FHA|USDA|VA) | 5 | $2,255,000 | $451,000 | $10,901 | 6.28% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $6,825 | 5.19% |
| Cedar City, UT (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $10,119 | 6.99% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $9,786 | 6.45% |
| London, KY (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $6,969 | 6.78% |
| Burlington, IA-IL (FHA|USDA|VA) | 20 | $2,150,000 | $107,500 | $4,166 | 6.71% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $7,888 | 7.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $11,014 | 7.07% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $5,115 | 6.47% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $10,820 | 6.16% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $14,579 | 6.91% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,975,000 | $395,000 | $12,144 | 6.68% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $12,385 | 5.81% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $8,844 | 7.27% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 16 | $1,940,000 | $121,250 | $6,020 | 6.41% |
| MONTGOMERY, AL (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $9,477 | 6.16% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $16,226 | 5.92% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $13,110 | 5.79% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $10,969 | 6.31% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $8,578 | 7.08% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 12 | $1,790,000 | $149,167 | $6,193 | 7.05% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $12,099 | 6.33% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $8,991 | 6.71% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $8,813 | 5.65% |
| ROCHESTER, MN (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $9,647 | 7.52% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $8,180 | 5.75% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $9,170 | 6.28% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $7,111 | 5.84% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 17 | $1,665,000 | $97,941 | $4,295 | 6.96% |
| APPLETON, WI (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $6,748 | 6.79% |
| Moberly, MO (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $2,006 | 6.78% |
| Atmore, AL (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $10,091 | 6.20% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $14,075 | 6.31% |
| JACKSON, TN (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $8,646 | 6.71% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $7,774 | 6.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $19,518 | 7.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $7,141 | 6.75% |
| VICTORIA, TX (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $9,147 | 7.07% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $6,163 | 7.64% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $7,660 | 6.92% |
| FAIRBANKS, AK (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $9,372 | 6.58% |
| READING, PA (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $8,765 | 6.21% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $10,996 | 6.94% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $8,999 | 6.02% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $11,252 | 6.18% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $10,040 | 7.28% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $7,745 | 6.40% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $7,671 | 6.58% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $9,512 | 6.48% |
| KANKAKEE, IL (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $6,779 | 6.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $11,132 | 6.30% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $8,922 | 5.72% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $13,166 | 6.57% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $8,171 | 6.37% |
| St. Marys, GA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $10,399 | 6.42% |
| SAN ANGELO, TX (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $8,213 | 6.83% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $6,799 | 7.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $11,015 | 6.31% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $7,406 | 5.96% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $11,531 | 6.42% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $5,160 | 6.69% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $8,174 | 6.28% |
| Clinton, IA (FHA|USDA|VA) | 12 | $1,300,000 | $108,333 | $5,113 | 7.13% |
| Payson, AZ (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $10,799 | 6.41% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $12,751 | 6.56% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $12,713 | 6.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $13,365 | 6.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $9,770 | 7.08% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $9,725 | 7.16% |
| Dickinson, ND (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $11,095 | 7.63% |
| Kirksville, MO (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,699 | 7.22% |
| Fremont, NE (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $7,837 | 6.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $12,997 | 6.56% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $11,836 | 6.18% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $7,719 | 6.45% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $11,273 | 6.25% |
| Arcadia, FL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $13,297 | 6.72% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,389 | 6.25% |
| Minot, ND (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $10,003 | 6.47% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $5,326 | 6.82% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $6,726 | 6.47% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $7,344 | 7.00% |
| Shelby, NC (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,477 | 7.42% |
| Bonham, TX (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $10,981 | 7.13% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $17,607 | 6.63% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $4,200 | 6.88% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $9,872 | 5.69% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,150 | 6.93% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $9,801 | 6.25% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,518 | 6.87% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $12,114 | 6.67% |
| WACO, TX (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $11,213 | 6.92% |
| Cullman, AL (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,376 | 6.08% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $8,653 | 6.43% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,756 | 7.50% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $8,420 | 6.38% |
| Sanford, NC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $10,214 | 6.75% |
| Fernley, NV (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $12,348 | 6.29% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $8,055 | 7.06% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $6,400 | 7.45% |
| Silver City, NM (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,090 | 6.59% |
| Jennings, LA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,911 | 6.47% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,669 | 5.46% |
| REDDING, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $14,999 | 6.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $10,316 | 6.17% |
| Owatonna, MN (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $7,652 | 7.17% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,648 | 6.65% |
| SYRACUSE, NY (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $8,193 | 6.79% |
| Portales, NM (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,105 | 6.91% |
| Norfolk, NE (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $8,260 | 7.35% |
| VALDOSTA, GA (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $5,493 | 7.70% |
| Marshall, MN (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $5,748 | 7.38% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $6,342 | 6.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $11,101 | 6.75% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $9,208 | 6.33% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $7,430 | 7.15% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,308 | 6.71% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $15,016 | 6.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,900 | 6.58% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,425 | 6.56% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $14,670 | 6.29% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $12,078 | 6.79% |
| Granbury, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $10,319 | 6.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $12,310 | 5.92% |
| Outside of Metro Areas | 2 | $850,000 | $425,000 | $8,380 | 6.63% |
| Durango, CO (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $6,532 | 7.06% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $12,479 | 6.50% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $4,768 | 6.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,617 | 6.33% |
| AMES, IA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $8,344 | 6.46% |
| Waycross, GA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,499 | 6.53% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,038 | 6.42% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $8,750 | 5.84% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,254 | 6.54% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,147 | 6.56% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,546 | 6.63% |
| Picayune, MS (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,542 | 6.31% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,975 | 6.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $23,261 | 5.94% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,934 | 6.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,737 | 6.06% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,666 | 6.58% |
| Lake City, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $14,570 | 6.81% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,920 | 6.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,762 | 6.78% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,518 | 7.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $25,063 | 6.25% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $8,900 | 5.63% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $2,634 | 5.75% |
| West Plains, MO (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,910 | 6.56% |
| Concord, NH (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,686 | 6.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $11,622 | 7.44% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $9,756 | 6.31% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $7,341 | 6.53% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,077 | 6.58% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $8,499 | 6.56% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $14,800 | 5.69% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,625 | 6.88% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,945 | 7.06% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,652 | 6.21% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $20,980 | 7.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $8,185 | 6.42% |
| Laramie, WY (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,751 | 7.31% |
| Jesup, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $8,894 | 6.94% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $13,545 | 7.25% |
| Kearney, NE (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,501 | 6.83% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $11,180 | 6.71% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,873 | 6.19% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $14,430 | 5.75% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $13,307 | 6.25% |
| Danville, VA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $9,069 | 6.28% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,521 | 6.58% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $6,444 | 6.85% |
| Helena, MT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $10,002 | 5.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,754 | 8.13% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,425 | 7.44% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,544 | 6.83% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $9,359 | 6.28% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,028 | 5.75% |
| Holland, MI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,231 | 6.46% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 5.25% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,297 | 6.19% |
| Moscow, ID (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,911 | 6.63% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,982 | 6.58% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $17,163 | 6.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,704 | 7.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,873 | 5.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,002 | 6.50% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $5,552 | 6.75% |
| Palatka, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $10,849 | 6.42% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $19,503 | 6.63% |
| Olean, NY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,591 | 6.88% |
| Lewistown, PA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,517 | 6.44% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,627 | 7.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,186 | 6.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,973 | 6.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,510 | 7.06% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,648 | 6.25% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,163 | 6.33% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $16,470 | 6.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,099 | 6.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $18,841 | 6.25% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,683 | 5.75% |
| Centralia, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $14,791 | 6.69% |
| Lexington, NE (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $12,266 | 6.63% |
| Winfield, KS (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,680 | 6.67% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,133 | 6.29% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,664 | 7.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,554 | 7.22% |
| Hudson, NY (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $25,863 | 6.13% |
| Winona, MN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,784 | 6.75% |
| Martinsville, VA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $8,723 | 5.78% |
| Juneau, AK (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,517 | 6.94% |
| Sterling, IL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,861 | 6.58% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,012 | 7.00% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $8,041 | 6.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $16,422 | 7.13% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $13,488 | 6.13% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,135 | 6.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,396 | 7.19% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,786 | 6.69% |
| Jasper, IN (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,436 | 8.73% |
| Price, UT (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $9,989 | 6.67% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,550 | 6.19% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,736 | 6.44% |
| Safford, AZ (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,029 | 7.13% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,306 | 6.96% |
| Meadville, PA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,832 | 6.84% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,068 | 6.69% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,313 | 6.56% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,245 | 6.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,779 | 6.46% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,105 | 6.69% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,050 | 6.19% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,397 | 6.13% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,938 | 8.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,251 | 8.25% |
| Rolla, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,752 | 6.31% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,509 | 6.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,940 | 6.75% |
| FLINT, MI (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $4,829 | 7.15% |
| Newport, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,444 | 8.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,321 | 6.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,859 | 6.13% |
| Marion, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,003 | 7.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,164 | 6.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,160 | 5.88% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,792 | 6.81% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,716 | 6.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,633 | 7.50% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $13,180 | 6.31% |
| Spencer, IA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $5,380 | 6.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,333 | 6.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,230 | 7.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $20,629 | 7.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 7.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,816 | 7.13% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,570 | 6.94% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,702 | 6.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,175 | 6.75% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,161 | 6.06% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,996 | 6.44% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,593 | 6.94% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,414 | 5.13% |
| Williston, ND (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,722 | 5.63% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,066 | 6.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,299 | 6.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,471 | 7.44% |
| Dayton, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,550 | 6.19% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,202 | 6.56% |
| Salina, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,671 | 5.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $11,083 | 6.25% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $4,777 | 7.03% |
| New Ulm, MN (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $3,895 | 6.75% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,916 | 7.69% |
| Athens, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,375 | 7.00% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,310 | 7.00% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,103 | 5.25% |
| Ozark, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,773 | 7.19% |
| Willmar, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,498 | 6.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,347 | 6.13% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,276 | 6.75% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,955 | 6.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,139 | 7.29% |
| Paragould, AR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,979 | 5.75% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,676 | 6.00% |
| Somerset, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,910 | 5.25% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,515 | 6.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,357 | 6.75% |
| Berlin, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,481 | 5.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,435 | 6.94% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,932 | 7.00% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,787 | 5.13% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,822 | 7.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,777 | 5.75% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,567 | 6.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,526 | 6.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,969 | 5.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,788 | 7.25% |
| Dublin, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,953 | 6.94% |
| Albert Lea, MN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,670 | 7.46% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,925 | 5.25% |
| Easton, MD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,138 | 6.00% |
| Marshall, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,897 | 6.68% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,551 | 6.69% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,925 | 9.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,793 | 7.44% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,062 | 7.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,799 | 6.63% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,699 | 7.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,587 | 6.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.88% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,085 | 7.75% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,104 | 7.13% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,478 | 6.88% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,682 | 6.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,267 | 6.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,651 | 8.63% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,544 | 6.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,717 | 7.13% |
| Elko, NV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,253 | 6.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $15,370 | 6.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,520 | 6.25% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,177 | 5.63% |
| New Castle, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,841 | 6.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,752 | 6.25% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,472 | 6.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,990 | 7.13% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,813 | 6.75% |
| Branson, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,098 | 6.50% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,995 | 7.00% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,162 | 6.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,407 | 6.50% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,893 | 6.75% |
| Alice, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,015 | 6.25% |
| Keene, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,424 | 6.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.00% |
| Austin, MN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,201 | 7.19% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,557 | 6.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,856 | 6.13% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,330 | 6.63% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,711 | 5.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,872 | 8.75% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,160 | 5.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,810 | 7.13% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,030 | 7.75% |
| CASPER, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,076 | 7.38% |
| Bedford, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,639 | 6.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,245 | 6.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,526 | 6.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,626 | 7.13% |
| Durant, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,427 | 5.75% |
| Altus, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,795 | 5.75% |
| Atchison, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,926 | 6.13% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,398 | 8.75% |
| West Point, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,342 | 5.25% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,165 | 5.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,104 | 6.13% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,877 | 6.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,949 | 6.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,263 | 6.38% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,419 | 6.63% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,787 | 7.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,333 | 6.38% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,276 | 6.81% |
| Douglas, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,538 | 6.63% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,549 | 6.63% |
| MADERA, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,399 | 5.75% |
| Central City, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,211 | 7.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.75% |
| DALTON, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,354 | 6.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,496 | 6.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,484 | 7.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,218 | 8.75% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,729 | 7.63% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,374 | 5.50% |
| Auburn, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,028 | 5.88% |
| New Castle, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,888 | 6.63% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,179 | 6.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,184 | 6.99% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,200 | 6.13% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,327 | 6.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,497 | 5.88% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,046 | 6.50% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,676 | 5.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,362 | 5.50% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.63% |
| Mexico, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,287 | 5.50% |
| Pella, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,723 | 8.00% |
| McPherson, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,489 | 6.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,803 | 7.50% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,487 | 6.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,689 | 6.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,416 | 6.63% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,258 | 7.13% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,707 | 6.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,203 | 5.13% |
| Dumas, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.63% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,089 | 6.75% |
| Hays, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,156 | 6.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,992 | 6.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,832 | 5.75% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,177 | 8.13% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,319 | 6.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,331 | 5.63% |
| Freeport, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,502 | 7.25% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,059 | 6.63% |
| Marion, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,142 | 7.13% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.13% |
| Ashland, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,260 | 7.00% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,595 | 7.25% |
| Parsons, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,873 | 6.25% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.38% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,668 | 6.99% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,105 | 6.75% |
| Bradford, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,596 | 6.13% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,845 | 6.75% |
| Borger, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,052 | 6.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against Plains Commerce Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Plains Commerce Bank's most frequently originated type of loan was Conventional, with 7,465 originations. Their 2nd most popular type was FHA, with 3,919 originations.
Loan Reason
For 2023, Plains Commerce Bank's most frequently cited loan purpose was Home Purchase, with 11,875 originations. The 2nd most popular reason was Cash Out Refi, with 794 originations.
Loan Duration/Length
For 2023, Plains Commerce Bank's most frequently cited loan duration was 30 Year, with 12,835 originations. The 2nd most popular length was 5 Year, with 252 originations.
Origination Fees/Closing Costs
Plains Commerce Bank's average total fees were $10,132, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 4,548 originations.
Interest Rates
During 2023, Plains Commerce Bank's average interest rate for loans was 6.57%, while their most frequently originated rate bucket for loans was 6-7%, with 6,722 originations.
Loan Sizing
2023 saw Plains Commerce Bank place emphasis on $200k-400k loans with 5,861 originations, totaling $1,736,895,000 in origination value.
Applicant Income
Plains Commerce Bank lent most frequently to those with incomes in the $100k-150k range, with 3,590 originations. The second most popular income band? $75k-100k, with 2,826 originations.
Applicant Debt to Income Ratio
Plains Commerce Bank lent most frequently to those with DTI ratios of 50-60%, with 1,829 originations. The next most common DTI ratio? 30-36%, with 1,788 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.55%
Plains Commerce Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination40.73%
Plains Commerce Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 22 | $2,550,000 | $115,909 |
| 1200.0 | 1 | $95,000 | $95,000 |
| 1485.0 | 9 | $595,000 | $66,111 |
| 1500.0 | 1 | $405,000 | $405,000 |
| 1650.0 | 1 | $305,000 | $305,000 |
| 1800.0 | 2 | $110,000 | $55,000 |
| 1950.0 | 1 | $75,000 | $75,000 |
| 1980.0 | 7 | $345,000 | $49,286 |
| 1990.0 | 2 | $350,000 | $175,000 |
| 2475.0 | 3 | $95,000 | $31,667 |
| 2970.0 | 23 | $1,365,000 | $59,348 |
| 2985.0 | 9 | $915,000 | $101,667 |
| 3465.0 | 12 | $650,000 | $54,167 |
| 3960.0 | 6 | $600,000 | $100,000 |
| 3980.0 | 2 | $310,000 | $155,000 |
| 4455.0 | 4 | $130,000 | $32,500 |
| 495.0 | 10 | $470,000 | $47,000 |
| 4975.0 | 5 | $565,000 | $113,000 |
| 5970.0 | 4 | $420,000 | $105,000 |
| 6965.0 | 7 | $815,000 | $116,429 |
| 750.0 | 1 | $55,000 | $55,000 |
| 7960.0 | 5 | $685,000 | $137,000 |
| 900.0 | 1 | $55,000 | $55,000 |
| 990.0 | 12 | $750,000 | $62,500 |
| 995.0 | 11 | $2,705,000 | $245,909 |
| NA | 13,331 | $4,353,125,000 | $326,542 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 13,492 | $4,368,540,000 | $323,787 |