Plains Commerce Bank Mortgage Rates, Fees & Info

Gettysburg, SD

LEI: 549300KJ8PAJ7E52HG32

Tax ID: 46-0108210

4.8 stars - out of 5 stars, based on 145 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Plains Commerce Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Plains Commerce Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Sioux Falls, New York, Washington, Baltimore, and Orlando among others. Plains Commerce Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Plains Commerce Bank is typically an average fee lendor.


Originations

20,978

Origination Dollar Volume (All Markets)

$5,577,830,000

Employee count

509 Show all (62) awards

Relative Rate

Plains Commerce Bank's average 30 year fixed rate mortgage of loans were 3.02%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.13%.

Relative Fees

Plains Commerce Bank's average total fees for a 30 year fixed rate mortgage are $5,378.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
SIOUX FALLS, SD (FHA|USDA|VA) 2,596 $620,320,000 $238,952 $4,269 2.90%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,394 $493,450,000 $353,981 $6,257 3.00%
Outside of Metro Areas 1,635 $293,775,000 $179,679 $4,258 2.90%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 783 $290,435,000 $370,926 $6,449 2.89%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 852 $274,440,000 $322,113 $5,851 2.88%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 917 $264,535,000 $288,479 $6,023 3.10%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 798 $199,670,000 $250,213 $3,811 2.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 701 $185,245,000 $264,258 $5,584 3.12%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 481 $142,715,000 $296,705 $3,089 2.52%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 378 $137,900,000 $364,815 $7,363 2.94%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 573 $135,275,000 $236,082 $6,605 2.98%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 384 $133,820,000 $348,490 $5,286 3.03%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 218 $82,240,000 $377,248 $4,812 3.11%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 296 $79,240,000 $267,703 $4,578 2.82%
KANSAS CITY, MO-KS (FHA|USDA|VA) 300 $74,520,000 $248,400 $3,327 2.94%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 278 $73,880,000 $265,755 $3,566 2.84%
ALBUQUERQUE, NM (FHA|USDA|VA) 296 $71,770,000 $242,466 $4,008 2.97%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 255 $62,505,000 $245,118 $5,955 3.11%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 241 $62,335,000 $258,651 $5,962 2.95%
Kalispell, MT (FHA|USDA|VA) 181 $60,715,000 $335,442 $4,680 2.94%
Mountain Home, AR (FHA|USDA|VA) 290 $53,420,000 $184,207 $4,267 2.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 196 $49,600,000 $253,061 $3,348 3.04%
SALT LAKE CITY, UT (FHA|USDA|VA) 130 $48,730,000 $374,846 $5,516 3.03%
PROVO-OREM, UT (FHA|USDA|VA) 108 $45,800,000 $424,074 $5,848 3.01%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 170 $44,780,000 $263,412 $5,429 2.85%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 149 $42,405,000 $284,597 $5,765 3.08%
Harrison, AR (FHA|USDA|VA) 237 $40,865,000 $172,426 $4,172 2.82%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 163 $39,225,000 $240,644 $5,987 2.95%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 164 $37,720,000 $230,000 $5,527 3.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 93 $37,645,000 $404,785 $5,659 2.92%
WICHITA, KS (FHA|USDA|VA) 175 $36,025,000 $205,857 $2,514 2.74%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 128 $35,700,000 $278,906 $6,259 3.06%
Aberdeen, SD (FHA|USDA|VA) 186 $35,370,000 $190,161 $4,841 2.98%
RAPID CITY, SD (FHA|USDA|VA) 132 $34,070,000 $258,106 $4,023 2.95%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 137 $31,755,000 $231,788 $4,202 2.79%
COLORADO SPRINGS, CO (FHA|USDA|VA) 96 $31,130,000 $324,271 $5,804 2.93%
ANN ARBOR, MI (FHA|USDA|VA) 107 $31,125,000 $290,888 $3,015 2.55%
SAVANNAH, GA (FHA|USDA|VA) 124 $31,030,000 $250,242 $6,472 2.96%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 88 $29,180,000 $331,591 $6,181 3.10%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 74 $29,150,000 $393,919 $10,064 2.70%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 109 $27,915,000 $256,101 $4,586 2.85%
Mitchell, SD (FHA|USDA|VA) 82 $24,510,000 $298,902 $4,260 3.01%
Owatonna, MN (FHA|USDA|VA) 127 $24,005,000 $189,016 $5,430 2.88%
Watertown, SD (FHA|USDA|VA) 112 $23,970,000 $214,018 $4,088 2.86%
RICHMOND, VA (FHA|USDA|VA) 81 $22,075,000 $272,531 $6,306 3.09%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 42 $20,830,000 $495,952 $7,844 2.90%
URBAN HONOLULU, HI (FHA|USDA|VA) 40 $20,640,000 $516,000 $13,659 2.77%
MANKATO, MN (FHA|USDA|VA) 98 $20,130,000 $205,408 $5,155 2.91%
Columbus, NE (FHA|USDA|VA) 94 $19,630,000 $208,830 $3,783 3.00%
BOULDER, CO (FHA|USDA|VA) 40 $19,590,000 $489,750 $7,005 3.00%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 90 $17,440,000 $193,778 $4,122 2.79%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 56 $15,580,000 $278,214 $5,606 2.95%
LINCOLN, NE (FHA|USDA|VA) 64 $14,670,000 $229,219 $2,832 2.77%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 56 $14,170,000 $253,036 $3,707 3.23%
FORT COLLINS, CO (FHA|USDA|VA) 44 $14,030,000 $318,864 $5,550 2.98%
APPLETON, WI (FHA|USDA|VA) 65 $13,055,000 $200,846 $3,047 2.91%
Worthington, MN (FHA|USDA|VA) 74 $12,970,000 $175,270 $4,836 2.90%
Brookings, SD (FHA|USDA|VA) 62 $12,520,000 $201,935 $3,985 2.72%
GREELEY, CO (FHA|USDA|VA) 40 $12,510,000 $312,750 $5,748 3.01%
BISMARCK, ND (FHA|USDA|VA) 38 $12,370,000 $325,526 $4,883 2.99%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 47 $11,975,000 $254,787 $4,514 2.81%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 38 $11,880,000 $312,632 $5,649 3.08%
Vermillion, SD (FHA|USDA|VA) 63 $11,785,000 $187,063 $3,934 3.00%
TOLEDO, OH (FHA|USDA|VA) 79 $11,705,000 $148,165 $3,771 3.14%
Marshall, MN (FHA|USDA|VA) 71 $11,495,000 $161,901 $4,211 2.88%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 31 $11,375,000 $366,935 $5,516 3.01%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 50 $11,350,000 $227,000 $6,420 3.17%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 37 $10,735,000 $290,135 $6,872 2.87%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 32 $10,580,000 $330,625 $6,224 2.88%
JACKSONVILLE, FL (FHA|USDA|VA) 40 $10,320,000 $258,000 $7,263 3.08%
Burlington, IA-IL (FHA|USDA|VA) 76 $10,290,000 $135,395 $3,422 2.91%
Fairmont, MN (FHA|USDA|VA) 60 $10,140,000 $169,000 $4,759 2.76%
SALISBURY, MD-DE (FHA|USDA|VA) 36 $10,000,000 $277,778 $4,623 2.86%
Mason City, IA (FHA|USDA|VA) 81 $9,895,000 $122,160 $4,630 2.88%
LAKE CHARLES, LA (FHA|USDA|VA) 35 $9,535,000 $272,429 $6,399 2.85%
Fergus Falls, MN (FHA|USDA|VA) 45 $9,345,000 $207,667 $4,559 2.70%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 18 $9,040,000 $502,222 $8,563 2.94%
Spearfish, SD (FHA|USDA|VA) 27 $8,305,000 $307,593 $4,817 2.81%
Yankton, SD (FHA|USDA|VA) 37 $8,285,000 $223,919 $4,254 2.86%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $8,205,000 $431,842 $7,859 2.89%
ROCHESTER, MN (FHA|USDA|VA) 35 $7,935,000 $226,714 $5,404 2.92%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 23 $7,575,000 $329,348 $5,709 2.95%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 36 $7,460,000 $207,222 $4,959 3.05%
Vernal, UT (FHA|USDA|VA) 28 $7,010,000 $250,357 $5,856 3.15%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 28 $6,960,000 $248,571 $4,904 3.07%
STOCKTON, CA (FHA|USDA|VA) 17 $6,775,000 $398,529 $7,369 2.98%
CASPER, WY (FHA|USDA|VA) 32 $6,690,000 $209,063 $5,180 2.81%
Spirit Lake, IA (FHA|USDA|VA) 15 $6,625,000 $441,667 $6,008 2.84%
SANTA FE, NM (FHA|USDA|VA) 19 $6,425,000 $338,158 $4,910 2.86%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 25 $6,125,000 $245,000 $6,205 2.91%
Breckenridge, CO (FHA|USDA|VA) 17 $5,925,000 $348,529 $4,279 2.79%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $5,890,000 $490,833 $4,940 2.83%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 17 $5,795,000 $340,882 $6,683 2.88%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 47 $5,735,000 $122,021 $3,348 2.92%
SPRINGFIELD, MO (FHA|USDA|VA) 30 $5,710,000 $190,333 $4,041 3.11%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 12 $5,670,000 $472,500 $6,250 3.33%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $5,580,000 $232,500 $4,672 3.07%
Easton, MD (FHA|USDA|VA) 17 $5,505,000 $323,824 $4,427 2.90%
OCALA, FL (FHA|USDA|VA) 24 $5,460,000 $227,500 $5,771 3.13%
ST. GEORGE, UT (FHA|USDA|VA) 18 $5,430,000 $301,667 $5,656 3.05%
PORT ST. LUCIE, FL (FHA|USDA|VA) 22 $5,350,000 $243,182 $5,975 3.06%
TULSA, OK (FHA|USDA|VA) 15 $5,265,000 $351,000 $6,555 2.79%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 33 $5,245,000 $158,939 $2,998 2.98%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $5,200,000 $288,889 $4,181 3.11%
EAU CLAIRE, WI (FHA|USDA|VA) 23 $5,125,000 $222,826 $4,301 2.91%
West Plains, MO (FHA|USDA|VA) 26 $5,110,000 $196,538 $6,321 2.89%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 20 $5,110,000 $255,500 $6,204 2.93%
YORK-HANOVER, PA (FHA|USDA|VA) 18 $5,050,000 $280,556 $6,670 3.04%
Fremont, NE (FHA|USDA|VA) 23 $4,695,000 $204,130 $3,066 2.90%
GRAND ISLAND, NE (FHA|USDA|VA) 25 $4,665,000 $186,600 $3,489 2.97%
Lexington, NE (FHA|USDA|VA) 27 $4,645,000 $172,037 $4,112 3.01%
Willmar, MN (FHA|USDA|VA) 24 $4,570,000 $190,417 $4,922 2.90%
CHEYENNE, WY (FHA|USDA|VA) 13 $4,405,000 $338,846 $7,318 2.79%
WILMINGTON, NC (FHA|USDA|VA) 20 $4,390,000 $219,500 $3,602 3.28%
Faribault-Northfield, MN (FHA|USDA|VA) 18 $4,380,000 $243,333 $6,080 2.85%
FAYETTEVILLE, NC (FHA|USDA|VA) 34 $4,200,000 $123,529 $3,645 3.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 28 $4,140,000 $147,857 $3,620 3.11%
FARGO, ND-MN (FHA|USDA|VA) 16 $4,050,000 $253,125 $5,171 3.07%
ST. CLOUD, MN (FHA|USDA|VA) 11 $4,005,000 $364,091 $6,113 2.87%
TUCSON, AZ (FHA|USDA|VA) 14 $3,990,000 $285,000 $4,072 3.05%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 18 $3,880,000 $215,556 $5,971 3.39%
DOVER, DE (FHA|USDA|VA) 14 $3,740,000 $267,143 $6,375 2.99%
MANHATTAN, KS (FHA|USDA|VA) 23 $3,705,000 $161,087 $2,844 2.89%
Branson, MO (FHA|USDA|VA) 12 $3,580,000 $298,333 $3,785 3.01%
New Ulm, MN (FHA|USDA|VA) 28 $3,530,000 $126,071 $3,723 3.08%
Huron, SD (FHA|USDA|VA) 13 $3,435,000 $264,231 $5,240 2.92%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $3,380,000 $338,000 $5,918 3.19%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,350,000 $418,750 $5,724 2.75%
SPRINGFIELD, IL (FHA|USDA|VA) 23 $3,335,000 $145,000 $3,929 2.98%
ASHEVILLE, NC (FHA|USDA|VA) 9 $3,305,000 $367,222 $6,641 2.99%
Pierre, SD (FHA|USDA|VA) 17 $3,285,000 $193,235 $4,006 2.77%
Brainerd, MN (FHA|USDA|VA) 10 $3,260,000 $326,000 $6,049 2.85%
GAINESVILLE, FL (FHA|USDA|VA) 13 $3,255,000 $250,385 $5,058 2.98%
LOGAN, UT-ID (FHA|USDA|VA) 11 $3,125,000 $284,091 $5,281 2.98%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $3,105,000 $443,571 $8,257 2.73%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 11 $3,035,000 $275,909 $3,061 2.57%
Clinton, IA (FHA|USDA|VA) 22 $2,990,000 $135,909 $4,609 2.94%
Heber, UT (FHA|USDA|VA) 7 $2,975,000 $425,000 $6,261 2.84%
VALLEJO, CA (FHA|USDA|VA) 6 $2,900,000 $483,333 $7,962 3.02%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $2,860,000 $286,000 $9,873 2.81%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $2,860,000 $357,500 $6,265 3.09%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,840,000 $710,000 $9,818 3.31%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 8 $2,770,000 $346,250 $5,022 3.23%
OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $2,680,000 $223,333 $5,025 2.89%
Bozeman, MT (FHA|USDA|VA) 8 $2,670,000 $333,750 $4,713 3.20%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $2,530,000 $158,125 $4,191 2.97%
HINESVILLE, GA (FHA|USDA|VA) 11 $2,525,000 $229,545 $8,114 3.05%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 7 $2,525,000 $360,714 $4,923 2.84%
PUEBLO, CO (FHA|USDA|VA) 11 $2,475,000 $225,000 $5,905 2.94%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 10 $2,330,000 $233,000 $6,676 3.46%
Freeport, IL (FHA|USDA|VA) 18 $2,230,000 $123,889 $2,950 2.71%
Kearney, NE (FHA|USDA|VA) 10 $2,150,000 $215,000 $3,821 2.82%
Los Alamos, NM (FHA|USDA|VA) 6 $2,130,000 $355,000 $6,238 3.04%
THE VILLAGES, FL (FHA|USDA|VA) 7 $2,115,000 $302,143 $7,162 2.73%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,070,000 $258,750 $7,260 2.81%
Norfolk, NE (FHA|USDA|VA) 9 $2,055,000 $228,333 $4,412 2.69%
BILLINGS, MT (FHA|USDA|VA) 6 $2,010,000 $335,000 $8,398 2.81%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,000,000 $500,000 $9,412 2.69%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,980,000 $330,000 $3,627 2.90%
GREEN BAY, WI (FHA|USDA|VA) 10 $1,970,000 $197,000 $4,011 3.01%
GREAT FALLS, MT (FHA|USDA|VA) 8 $1,940,000 $242,500 $7,330 2.83%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $1,895,000 $270,714 $5,976 2.70%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,890,000 $315,000 $7,122 3.17%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,885,000 $269,286 $4,156 3.00%
Oak Harbor, WA (FHA|USDA|VA) 4 $1,880,000 $470,000 $10,080 2.50%
Edwards, CO (FHA|USDA|VA) 5 $1,855,000 $371,000 $4,800 2.88%
Helena, MT (FHA|USDA|VA) 7 $1,825,000 $260,714 $5,245 2.98%
FRESNO, CA (FHA|USDA|VA) 6 $1,810,000 $301,667 $7,373 2.88%
Silver City, NM (FHA|USDA|VA) 10 $1,780,000 $178,000 $4,179 2.96%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,675,000 $335,000 $4,282 3.03%
HARRISONBURG, VA (FHA|USDA|VA) 6 $1,660,000 $276,667 $4,964 2.88%
COLUMBUS, OH (FHA|USDA|VA) 10 $1,660,000 $166,000 $5,550 3.20%
Batesville, AR (FHA|USDA|VA) 11 $1,655,000 $150,455 $5,978 3.01%
LAWRENCE, KS (FHA|USDA|VA) 7 $1,645,000 $235,000 $2,548 2.84%
MODESTO, CA (FHA|USDA|VA) 4 $1,640,000 $410,000 $10,557 3.22%
EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $1,630,000 $271,667 $8,610 3.15%
GETTYSBURG, PA (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,730 2.94%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,600,000 $266,667 $3,118 2.65%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 9 $1,565,000 $173,889 $6,120 3.17%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,565,000 $223,571 $7,172 2.95%
Kirksville, MO (FHA|USDA|VA) 10 $1,560,000 $156,000 $2,840 3.11%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,500,000 $250,000 $6,254 3.13%
Hutchinson, MN (FHA|USDA|VA) 6 $1,480,000 $246,667 $3,993 2.94%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,480,000 $740,000 $7,537 2.88%
LAFAYETTE, LA (FHA|USDA|VA) 6 $1,470,000 $245,000 $4,648 2.77%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,440,000 $360,000 $11,569 3.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,420,000 $236,667 $4,794 2.71%
Winona, MN (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,822 2.67%
ROCKFORD, IL (FHA|USDA|VA) 9 $1,365,000 $151,667 $3,384 2.79%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,355,000 $150,556 $6,681 3.22%
Red Wing, MN (FHA|USDA|VA) 7 $1,345,000 $192,143 $5,024 2.95%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,739 2.98%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,335,000 $190,714 $5,165 2.96%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,325,000 $441,667 $5,116 2.54%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,499 2.77%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,310,000 $327,500 $9,986 2.84%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $1,290,000 $322,500 $12,136 2.94%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $1,270,000 $317,500 $3,723 2.94%
Alexandria, MN (FHA|USDA|VA) 5 $1,255,000 $251,000 $6,350 2.50%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $1,230,000 $307,500 $8,514 3.03%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,205,000 $401,667 $4,403 2.67%
Rochelle, IL (FHA|USDA|VA) 11 $1,195,000 $108,636 $3,118 2.76%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,195,000 $170,714 $4,382 3.21%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $1,175,000 $167,857 $3,071 3.05%
Hays, KS (FHA|USDA|VA) 8 $1,170,000 $146,250 $3,676 2.83%
Key West, FL (FHA|USDA|VA) 2 $1,170,000 $585,000 $10,726 2.94%
Albert Lea, MN (FHA|USDA|VA) 10 $1,160,000 $116,000 $4,228 3.15%
LANCASTER, PA (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,902 2.60%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,155,000 $385,000 $12,994 2.71%
HAMMOND, LA (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,778 3.08%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,215 2.56%
Steamboat Springs, CO (FHA|USDA|VA) 2 $1,120,000 $560,000 $10,172 3.25%
Fort Morgan, CO (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,786 3.13%
MONTGOMERY, AL (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,798 3.03%
DULUTH, MN-WI (FHA|USDA|VA) 6 $1,030,000 $171,667 $3,114 2.85%
TOPEKA, KS (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,464 2.80%
MADISON, WI (FHA|USDA|VA) 3 $1,015,000 $338,333 $6,285 2.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,010,000 $252,500 $8,850 2.62%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $990,000 $247,500 $4,740 3.34%
Rock Springs, WY (FHA|USDA|VA) 4 $970,000 $242,500 $4,103 2.81%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $960,000 $480,000 $6,701 2.81%
Manitowoc, WI (FHA|USDA|VA) 3 $945,000 $315,000 $6,699 2.71%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $925,000 $132,143 $4,358 3.48%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $895,000 $179,000 $4,670 2.98%
LONGVIEW, WA (FHA|USDA|VA) 2 $880,000 $440,000 $8,702 2.93%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $875,000 $291,667 $5,468 2.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $870,000 $145,000 $3,971 3.15%
YUBA CITY, CA (FHA|USDA|VA) 3 $865,000 $288,333 $7,606 2.75%
Sterling, IL (FHA|USDA|VA) 7 $845,000 $120,714 $4,993 2.80%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $845,000 $281,667 $6,977 3.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $825,000 $165,000 $4,690 3.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $825,000 $275,000 $6,993 2.58%
AMES, IA (FHA|USDA|VA) 4 $820,000 $205,000 $5,422 2.75%
Bemidji, MN (FHA|USDA|VA) 2 $820,000 $410,000 $6,152 3.00%
Baraboo, WI (FHA|USDA|VA) 3 $815,000 $271,667 $5,847 2.58%
MERCED, CA (FHA|USDA|VA) 3 $805,000 $268,333 $10,541 2.75%
BOISE CITY, ID (FHA|USDA|VA) 3 $805,000 $268,333 $6,409 2.79%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $795,000 $265,000 $8,787 2.83%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $790,000 $197,500 $4,068 3.13%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $785,000 $261,667 $2,828 2.79%
Cedar City, UT (FHA|USDA|VA) 2 $780,000 $390,000 $7,250 2.88%
Kapaa, HI (FHA|USDA|VA) 1 $775,000 $775,000 $13,680 3.63%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $755,000 $151,000 $7,966 2.90%
STAUNTON, VA (FHA|USDA|VA) 4 $750,000 $187,500 $5,874 2.72%
COLUMBIA, SC (FHA|USDA|VA) 4 $730,000 $182,500 $4,982 3.31%
JONESBORO, AR (FHA|USDA|VA) 3 $725,000 $241,667 $7,564 3.04%
MISSOULA, MT (FHA|USDA|VA) 3 $715,000 $238,333 $5,559 3.13%
Statesboro, GA (FHA|USDA|VA) 3 $715,000 $238,333 $9,018 2.92%
Payson, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $5,569 3.56%
GAINESVILLE, GA (FHA|USDA|VA) 2 $700,000 $350,000 $7,876 3.19%
KNOXVILLE, TN (FHA|USDA|VA) 3 $695,000 $231,667 $4,731 2.83%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $695,000 $231,667 $8,059 2.75%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $690,000 $172,500 $3,293 2.81%
Sevierville, TN (FHA|USDA|VA) 2 $670,000 $335,000 $8,738 3.25%
Crescent City, CA (FHA|USDA|VA) 3 $665,000 $221,667 $5,582 2.63%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $650,000 $162,500 $3,716 3.03%
JOPLIN, MO (FHA|USDA|VA) 2 $650,000 $325,000 $3,016 2.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $640,000 $160,000 $4,252 3.00%
PANAMA CITY, FL (FHA|USDA|VA) 2 $630,000 $315,000 $9,053 3.31%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $630,000 $315,000 $3,421 2.44%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $625,000 $208,333 $6,207 2.96%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $620,000 $310,000 $6,626 2.94%
Menomonie, WI (FHA|USDA|VA) 3 $615,000 $205,000 $4,429 2.63%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $590,000 $147,500 $4,750 3.41%
AKRON, OH (FHA|USDA|VA) 4 $590,000 $147,500 $7,596 3.13%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $585,000 $195,000 $5,437 2.92%
Quincy, IL-MO (FHA|USDA|VA) 4 $580,000 $145,000 $2,947 3.15%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $580,000 $290,000 $5,356 2.50%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $580,000 $290,000 $3,699 2.31%
FOND DU LAC, WI (FHA|USDA|VA) 3 $575,000 $191,667 $4,438 2.79%
Española, NM (FHA|USDA|VA) 3 $575,000 $191,667 $3,739 2.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $570,000 $142,500 $3,986 3.22%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $565,000 $565,000 $14,754 3.38%
Elizabeth City, NC (FHA|USDA|VA) 3 $565,000 $188,333 $3,201 2.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $555,000 $185,000 $4,654 3.13%
Russellville, AR (FHA|USDA|VA) 4 $550,000 $137,500 $3,660 2.41%
Sheridan, WY (FHA|USDA|VA) 2 $550,000 $275,000 $6,969 3.31%
MUNCIE, IN (FHA|USDA|VA) 1 $545,000 $545,000 $2,834 2.13%
Bogalusa, LA (FHA|USDA|VA) 1 $545,000 $545,000 $4,999 2.25%
Jennings, LA (FHA|USDA|VA) 3 $535,000 $178,333 $4,479 3.25%
JACKSON, MI (FHA|USDA|VA) 2 $520,000 $260,000 $3,563 2.56%
Cornelia, GA (FHA|USDA|VA) 1 $515,000 $515,000 $24,726 2.50%
YAKIMA, WA (FHA|USDA|VA) 1 $515,000 $515,000 $4,016 3.00%
Alexander City, AL (FHA|USDA|VA) 2 $500,000 $250,000 $2,614 2.50%
Laramie, WY (FHA|USDA|VA) 4 $490,000 $122,500 $3,878 3.03%
Williston, ND (FHA|USDA|VA) 3 $485,000 $161,667 $3,141 3.46%
Wauchula, FL (FHA|USDA|VA) 3 $485,000 $161,667 $7,199 3.17%
North Platte, NE (FHA|USDA|VA) 2 $480,000 $240,000 $5,649 3.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $475,000 $158,333 $5,672 2.67%
SALINAS, CA (FHA|USDA|VA) 1 $475,000 $475,000 $8,580 2.99%
Clewiston, FL (FHA|USDA|VA) 2 $470,000 $235,000 $6,070 2.56%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $465,000 $465,000 $9,730 3.25%
REDDING, CA (FHA|USDA|VA) 1 $455,000 $455,000 $5,813 2.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $455,000 $455,000 $5,016 2.25%
Murray, KY (FHA|USDA|VA) 1 $455,000 $455,000 $7,177 3.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $450,000 $225,000 $4,388 2.69%
FLINT, MI (FHA|USDA|VA) 2 $450,000 $225,000 $3,023 2.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $445,000 $445,000 $5,411 2.38%
Craig, CO (FHA|USDA|VA) 2 $440,000 $220,000 $4,480 3.56%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $440,000 $220,000 $5,318 3.06%
Price, UT (FHA|USDA|VA) 3 $435,000 $145,000 $4,649 2.58%
Hastings, NE (FHA|USDA|VA) 2 $430,000 $215,000 $2,188 2.50%
PEORIA, IL (FHA|USDA|VA) 2 $430,000 $215,000 $10,696 2.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $430,000 $107,500 $2,695 3.25%
Ukiah, CA (FHA|USDA|VA) 1 $425,000 $425,000 $3,671 3.00%
BRUNSWICK, GA (FHA|USDA|VA) 2 $420,000 $210,000 $4,678 3.38%
ROANOKE, VA (FHA|USDA|VA) 2 $420,000 $210,000 $6,443 2.81%
Hutchinson, KS (FHA|USDA|VA) 2 $420,000 $210,000 $2,589 2.44%
Lake City, FL (FHA|USDA|VA) 2 $410,000 $205,000 $4,696 3.69%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $410,000 $205,000 $3,280 2.63%
Minot, ND (FHA|USDA|VA) 2 $410,000 $205,000 $6,902 3.08%
EL PASO, TX (FHA|USDA|VA) 2 $400,000 $200,000 $5,967 3.06%
Sanford, NC (FHA|USDA|VA) 2 $400,000 $200,000 $7,640 2.88%
ANCHORAGE, AK (FHA|USDA|VA) 2 $380,000 $190,000 $3,368 2.63%
Oxford, MS (FHA|USDA|VA) 2 $380,000 $190,000 $6,890 3.00%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $370,000 $185,000 $8,840 2.88%
Shawano, WI (FHA|USDA|VA) 2 $360,000 $180,000 $3,849 2.69%
Roswell, NM (FHA|USDA|VA) 1 $355,000 $355,000 $2,355 3.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $355,000 $355,000 $5,470 3.13%
Searcy, AR (FHA|USDA|VA) 1 $345,000 $345,000 $6,490 3.00%
LYNCHBURG, VA (FHA|USDA|VA) 3 $345,000 $115,000 $3,921 3.17%
Warrensburg, MO (FHA|USDA|VA) 2 $340,000 $170,000 $2,366 2.56%
Hannibal, MO (FHA|USDA|VA) 2 $340,000 $170,000 $2,261 3.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $340,000 $170,000 $3,383 2.88%
Aberdeen, WA (FHA|USDA|VA) 1 $335,000 $335,000 $13,323 2.63%
BEND, OR (FHA|USDA|VA) 1 $335,000 $335,000 $13,549 2.63%
Taos, NM (FHA|USDA|VA) 1 $335,000 $335,000 $3,312 2.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $330,000 $165,000 $6,836 2.75%
KINGSTON, NY (FHA|USDA|VA) 2 $330,000 $165,000 $4,319 3.13%
Tupelo, MS (FHA|USDA|VA) 2 $330,000 $165,000 $7,752 2.94%
MONROE, MI (FHA|USDA|VA) 2 $330,000 $165,000 $2,396 2.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $330,000 $165,000 $4,003 2.31%
Cañon City, CO (FHA|USDA|VA) 1 $315,000 $315,000 $5,229 2.88%
VICTORIA, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,442 3.50%
READING, PA (FHA|USDA|VA) 2 $310,000 $155,000 $6,241 3.00%
Findlay, OH (FHA|USDA|VA) 2 $310,000 $155,000 $4,662 2.81%
Forest City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $10,516 2.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $305,000 $305,000 $12,420 2.63%
Beaver Dam, WI (FHA|USDA|VA) 1 $305,000 $305,000 $4,426 3.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $305,000 $305,000 $6,168 2.88%
Holland, MI (FHA|USDA|VA) 2 $300,000 $150,000 $9,191 3.13%
Farmington, MO (FHA|USDA|VA) 1 $295,000 $295,000 $6,493 3.25%
Sonora, CA (FHA|USDA|VA) 1 $295,000 $295,000 $2,722 3.25%
Laurinburg, NC (FHA|USDA|VA) 1 $295,000 $295,000 $10,319 2.63%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $295,000 $295,000 $9,964 2.63%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $290,000 $145,000 $5,219 2.44%
Dickinson, ND (FHA|USDA|VA) 1 $285,000 $285,000 $7,108 2.88%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $285,000 $285,000 $12,210 2.63%
Evanston, WY (FHA|USDA|VA) 2 $270,000 $135,000 $3,972 2.56%
CHARLESTON, WV (FHA|USDA|VA) 2 $270,000 $135,000 $3,523 3.31%
SPARTANBURG, SC (FHA|USDA|VA) 1 $265,000 $265,000 $11,284 2.63%
Shelton, WA (FHA|USDA|VA) 1 $265,000 $265,000 $6,567 2.75%
Altus, OK (FHA|USDA|VA) 1 $265,000 $265,000 $8,812 2.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $260,000 $130,000 $7,251 2.88%
SUMTER, SC (FHA|USDA|VA) 2 $260,000 $130,000 $6,668 3.00%
DECATUR, AL (FHA|USDA|VA) 2 $260,000 $130,000 $2,370 3.25%
Cambridge, MD (FHA|USDA|VA) 1 $255,000 $255,000 $7,269 2.75%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $255,000 $255,000 $5,107 3.13%
Hope, AR (FHA|USDA|VA) 1 $255,000 $255,000 $7,038 4.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $255,000 $255,000 $4,375 3.13%
Ottawa, KS (FHA|USDA|VA) 1 $255,000 $255,000 $7,014 3.00%
Scottsbluff, NE (FHA|USDA|VA) 2 $250,000 $125,000 $3,105 3.25%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $250,000 $125,000 $2,746 3.38%
Dixon, IL (FHA|USDA|VA) 1 $245,000 $245,000 $11,389 2.63%
Beatrice, NE (FHA|USDA|VA) 1 $245,000 $245,000 $1,787 2.38%
MONROE, LA (FHA|USDA|VA) 1 $245,000 $245,000 $12,154 2.63%
Cortland, NY (FHA|USDA|VA) 1 $245,000 $245,000 $9,406 2.75%
Durango, CO (FHA|USDA|VA) 1 $245,000 $245,000 $4,081 2.87%
GRANTS PASS, OR (FHA|USDA|VA) 1 $235,000 $235,000 $6,058 2.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $235,000 $235,000 $977 2.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,450 2.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,748 2.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $235,000 $235,000 $3,576 2.88%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $235,000 $235,000 $11,205 2.63%
Maryville, MO (FHA|USDA|VA) 2 $230,000 $115,000 $3,417 3.00%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,510 2.88%
ODESSA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,914 3.25%
Ontario, OR-ID (FHA|USDA|VA) 1 $225,000 $225,000 $8,843 3.13%
POCATELLO, ID (FHA|USDA|VA) 1 $225,000 $225,000 $8,503 2.50%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $225,000 $225,000 $3,406 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,459 3.25%
Union City, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,066 3.63%
MIDLAND, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,492 2.25%
Jamestown, ND (FHA|USDA|VA) 2 $210,000 $105,000 $3,882 3.44%
Riverton, WY (FHA|USDA|VA) 2 $210,000 $105,000 $2,597 3.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,544 3.00%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $205,000 $205,000 $3,307 2.88%
SALEM, OR (FHA|USDA|VA) 1 $205,000 $205,000 $7,904 3.13%
Torrington, CT (FHA|USDA|VA) 1 $205,000 $205,000 $10,925 2.63%
North Wilkesboro, NC (FHA|USDA|VA) 1 $205,000 $205,000 $4,305 3.63%
JACKSON, MS (FHA|USDA|VA) 1 $205,000 $205,000 $4,407 3.38%
Hilo, HI (FHA|USDA|VA) 1 $205,000 $205,000 $6,494 2.75%
Concord, NH (FHA|USDA|VA) 1 $205,000 $205,000 $7,855 3.13%
Lebanon, NH-VT (FHA|USDA|VA) 1 $195,000 $195,000 $7,552 2.63%
Muskogee, OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,205 3.13%
Las Vegas, NM (FHA|USDA|VA) 1 $195,000 $195,000 $3,519 2.38%
LEBANON, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,381 2.38%
Muscatine, IA (FHA|USDA|VA) 1 $185,000 $185,000 $3,102 3.13%
Dublin, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,425 3.00%
Danville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $7,729 2.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $185,000 $185,000 $980 4.50%
WENATCHEE, WA (FHA|USDA|VA) 1 $175,000 $175,000 $966 4.50%
Traverse City, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,834 2.50%
Vincennes, IN (FHA|USDA|VA) 1 $175,000 $175,000 $9,816 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $9,692 3.13%
CLEVELAND, TN (FHA|USDA|VA) 1 $175,000 $175,000 $10,503 2.63%
Mount Pleasant, MI (FHA|USDA|VA) 1 $165,000 $165,000 $8,948 2.63%
NILES, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,365 3.25%
Scottsburg, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,063 3.13%
Shelby, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,678 2.75%
La Grande, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,745 2.63%
Austin, MN (FHA|USDA|VA) 1 $155,000 $155,000 $4,093 3.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,249 3.25%
Gloversville, NY (FHA|USDA|VA) 1 $155,000 $155,000 $7,845 3.50%
Greenwood, SC (FHA|USDA|VA) 1 $155,000 $155,000 $9,395 2.63%
Boone, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,798 3.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,220 3.13%
BURLINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,094 2.63%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $145,000 $145,000 $8,595 2.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,635 2.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $145,000 $145,000 $2,143 2.25%
Safford, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $2,571 2.50%
KANKAKEE, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,613 3.00%
Ruidoso, NM (FHA|USDA|VA) 1 $145,000 $145,000 $2,022 3.38%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $8,163 2.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $135,000 $135,000 $9,228 2.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $135,000 $135,000 $8,333 3.13%
Lebanon, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,849 2.75%
FARMINGTON, NM (FHA|USDA|VA) 1 $135,000 $135,000 $1,860 3.38%
Central City, KY (FHA|USDA|VA) 1 $135,000 $135,000 $8,382 2.63%
RACINE, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,607 2.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $135,000 $135,000 $6,485 2.63%
MORRISTOWN, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,619 2.63%
NEW BERN, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,606 2.88%
Gallup, NM (FHA|USDA|VA) 1 $125,000 $125,000 $5,122 3.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,535 2.75%
DECATUR, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,617 3.25%
SAGINAW, MI (FHA|USDA|VA) 1 $115,000 $115,000 $1,656 3.38%
DANVILLE, IL (FHA|USDA|VA) 1 $115,000 $115,000 $6,911 2.75%
Mountain Home, ID (FHA|USDA|VA) 1 $115,000 $115,000 $4,139 3.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,485 3.13%
Moses Lake, WA (FHA|USDA|VA) 1 $115,000 $115,000 $6,103 2.63%
Palatka, FL (FHA|USDA|VA) 1 $105,000 $105,000 $4,426 3.00%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,427 2.75%
Atchison, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,495 3.38%
Vidalia, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,103 2.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $95,000 $95,000 $1,825 2.38%
Dyersburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $4,839 2.88%
Natchitoches, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,392 2.88%
DOTHAN, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,233 3.88%
Deming, NM (FHA|USDA|VA) 1 $85,000 $85,000 $2,925 3.00%
Macomb, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,568 2.50%
Rockingham, NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,394 4.63%
Pella, IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,942 2.63%
Norwalk, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,291 3.25%
McPherson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,112 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,527 2.50%
Pottsville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,285 3.13%
LONGVIEW, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,266 2.75%
Jacksonville, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,066 3.38%
Winfield, KS (FHA|USDA|VA) 1 $45,000 $45,000 $2,253 3.50%

Plains Commerce Bank's top markets include Sioux Falls, New York, Washington, Baltimore, and Orlando among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 16,580 $4,476,130,000 $269,972 $4,397 2.97%
FHA 2,628 $620,830,000 $236,237 $8,216 2.86%
VA 1,198 $380,780,000 $317,846 $7,165 2.57%
USDA 572 $100,090,000 $174,983 $5,327 2.83%

For the 2021 period, Plains Commerce Bank's most frequently originated loan type of loans were Conventional, with 16,580 originations. Their 2nd most popular type is FHA, with 2,628 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 10,786 $2,941,990,000 $272,760 $5,593 3.01%
Refi 6,036 $1,570,670,000 $260,217 $4,028 2.73%
Cash Out Refi 3,751 $982,065,000 $261,814 $5,261 3.01%
Other 274 $60,860,000 $222,117 $4,650 3.16%
Home Improvement 131 $22,245,000 $169,809 $3,991 3.15%

For the 2021, Plains Commerce Bank's most frequently cited loan purpose of loans were Home Purchase, with 10,786 originations. The 2nd most popular reason of loans were Refi, with 6,036 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 17,035 $4,676,725,000 $274,536 $5,378 3.02%
15 Year 2,700 $607,050,000 $224,833 $3,690 2.41%
20 Year 721 $174,175,000 $241,574 $3,891 2.80%
Other 247 $61,295,000 $248,158 $3,664 3.31%
10 Year 193 $35,105,000 $181,891 $2,953 2.44%
1 Year 46 $7,300,000 $158,696 $1,884 4.37%
5 Year 36 $16,180,000 $449,444 $2,306 3.91%

For the 2021, Plains Commerce Bank's most frequently cited loan length of loans were 30 Year, with 17,035 originations. The 2nd most popular length of loans were 15 Year, with 2,700 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 7,192 $1,792,270,000 $249,203
$<1k 5,760 $1,421,550,000 $246,797
$2k-3k 3,198 $737,690,000 $230,672
$3k-4k 2,968 $855,690,000 $288,305
$5k+ 1,801 $747,315,000 $414,944

$5,378 of loans were Plains Commerce Bank's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 7,192 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 9,338 $2,564,150,000 $274,593
3-4% 7,117 $1,836,705,000 $258,073
<2.5% 4,188 $1,104,410,000 $263,708
4-5% 314 $69,380,000 $220,955
5-6% 20 $3,080,000 $154,000
6-7% 1 $105,000 $105,000

During 2021, Plains Commerce Bank's average interest rate of loans were 3.02%, while their most frequently originated rate bucket of loans were 2.5-3%, with 9,338 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 10,142 $2,877,460,000 $283,717 $5,371 2.91%
$100k-200k 6,355 $977,195,000 $153,768 $3,903 2.95%
$400k-600k 2,739 $1,307,865,000 $477,497 $6,859 2.90%
$100,000 or less 1,353 $103,385,000 $76,412 $2,831 3.07%
$600k-1MM 347 $251,165,000 $723,818 $10,609 3.03%
$1MM+ 42 $60,760,000 $1,446,667 $13,991 3.00%

2021 saw Plains Commerce Bank place emphasis on $200k-400k loans with 10,142 originations, totaling $2,877,460,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 4,797 $1,037,355,000 $216,251 $4,958 2.95%
$100k-150k 4,711 $1,430,505,000 $303,652 $5,290 2.91%
$75k-100k 3,934 $1,020,130,000 $259,311 $5,227 2.93%
$50k or less 3,168 $478,970,000 $151,190 $4,305 2.97%
$150k-250k 2,743 $987,905,000 $360,155 $5,445 2.93%
$250k+ 1,108 $471,950,000 $425,948 $5,674 2.95%

Plains Commerce Bank lent most frequently to those with incomes in the $50k-75k range, with 4,797 originations. The second most popular income band? $100k-150k, with 4,711 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,690 $1,208,570,000 $257,691 $4,502 2.89%
30-36% 3,807 $1,005,405,000 $264,094 $4,800 2.94%
<20% 1,801 $441,215,000 $244,983 $4,098 2.80%
41% 832 $224,280,000 $269,567 $5,381 3.00%
44% 818 $224,900,000 $274,939 $5,456 3.01%
42% 793 $223,355,000 $281,658 $5,291 2.98%
43% 772 $207,600,000 $268,912 $5,316 3.04%
38% 745 $198,435,000 $266,356 $4,987 3.00%
50-60% 742 $204,050,000 $275,000 $8,949 2.80%
39% 736 $198,410,000 $269,579 $5,056 2.98%
40% 713 $190,465,000 $267,132 $5,214 3.02%
36% 702 $192,080,000 $273,618 $5,179 2.99%
37% 699 $185,185,000 $264,928 $4,958 2.98%
45% 617 $165,195,000 $267,739 $5,624 3.00%
46% 524 $144,610,000 $275,973 $5,685 2.98%
47% 516 $142,920,000 $276,977 $6,075 2.98%
49% 514 $147,530,000 $287,023 $5,468 3.01%
48% 485 $134,295,000 $276,897 $5,996 2.98%
>60% 23 $8,985,000 $390,652 $7,238 2.92%

Plains Commerce Bank lent most frequently to those with DTI ratios of 20-30%, with 4,690 originations. The next most common DTI ratio? 30-36%, with 3,807 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 16,045 $4,127,385,000 $257,238 $4,900 2.94%
Not provided 2,244 $621,660,000 $277,032 $5,629 2.97%
Asian 1,536 $485,830,000 $316,296 $4,625 2.76%
Black 918 $269,310,000 $293,366 $7,175 2.99%
American Indian 104 $23,670,000 $227,596 $4,957 3.00%
Not applicable 40 $20,810,000 $520,250 $0 3.83%
Native Hawaiian 41 $13,035,000 $317,927 $4,978 2.96%
Asian Indian 18 $5,790,000 $321,667 $5,546 2.90%
Other Pacific Islander 9 $2,875,000 $319,444 $7,096 3.03%
Korean 5 $1,705,000 $341,000 $5,666 2.90%
Other Asian 6 $1,590,000 $265,000 $6,586 3.27%
Filipino 5 $1,475,000 $295,000 $6,058 3.03%
Native Hawiian 2 $880,000 $440,000 $4,169 2.81%
Japanese 1 $845,000 $845,000 $2,594 3.00%
Chinese 2 $560,000 $280,000 $4,095 3.31%
Vietnamese 2 $410,000 $205,000 $6,937 3.00%

Approval Rates

Total approvals of all applications
97.07%

Plains Commerce Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
68.70%

Plains Commerce Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
207.83 1 $15,000 $15,000
NA 20,977 $5,577,815,000 $265,901

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
20,978 $5,577,830,000 $265,890

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 780 $142,130,000 $182,218 $3,505 2.77%
40-60% 2,644 $645,470,000 $244,126 $3,969 2.77%
60-80% 7,762 $2,156,970,000 $277,888 $4,699 2.98%
80-100% 9,516 $2,558,660,000 $268,880 $5,636 2.95%
Over 100% 192 $66,850,000 $348,177 $13,585 2.68%
Under 20% 84 $7,750,000 $92,262 $2,099 3.31%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Plains Commerce Bank 109 First Avenue Southeast Watertown, SD 57201 Full Service B&M $135,635
Plains Commerce Bank 920 Fifth Street S.E. Watertown, SD 57201 Full Service B&M $7,323
Plains Commerce Bank 1130 South Burr Street, Suite 100 Mitchell, SD 57301 Full Service B&M $19,598
Plains Commerce Bank 1411 East 10th Street Sioux Falls, SD 57103 Full Service B&M $63,073
Plains Commerce Bank 220 Main Street, Po Box 7 Hoven, SD 57450 Full Service B&M $98,577
Plains Commerce Bank 280 Broadway St Conde, SD 57434 Full Service B&M $24,981
Plains Commerce Bank 3905 West 49th Street Sioux Falls, SD 57106 Full Service B&M $231,877
Plains Commerce Bank 404 South 3rd Street Bismarck, ND 58504 Full Service B&M $45,840
Plains Commerce Bank 4700 E 57th St Sioux Falls, SD 57108 Full Service B&M $8,684
Plains Commerce Bank 524 South Dakota Street Aberdeen, SD 57401 Full Service B&M $263,044

For 2021, Plains Commerce Bank had 10 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $41,834
Net interest income $35,629
Total noninterest income $95,686
Gross Fiduciary activities income $0
Service charges on deposit accounts $219
Trading account gains and fees $0
Additional Noninterest Income $95,467
Pre-tax net operating income $15,580
Securities gains (or losses, -) $4
Income before extraordinary items $15,054
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $15,054
Minority interest net income $0
Net income $15,054
Sale, conversion, retirement of capital stock, net $0
Net operating income $15,050

Plains Commerce Bank's gross interest income from loans was $41,834,000.
Plains Commerce Bank's net interest income from loans was $35,629,000.
Plains Commerce Bank's fee based income from loans was $219,000.
Plains Commerce Bank's net income from loans was $15,054,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $6,205
Provision for credit losses $2,600
Total noninterest expense $113,135
Salaries and employee benefits $74,129
Premises and equipment expense $3,061
Additional noninterest expense $35,945
Applicable income taxes $530
Net charge-offs $2,457
Cash dividends $24,844

Plains Commerce Bank's interest expense for loans was $6,205,000.
Plains Commerce Bank's payroll and benefits expense were $74,129,000.
Plains Commerce Bank's property, plant and equipment expenses $3,061,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 2.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 1.0%
Credit card loans 4.7%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $906,141
Deposits held in domestic offices $906,141
Deposits by Individuals, partnerships, and corporations $845,272
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $21,518
Deposits by Commercial banks and other depository institutions in U.S. $39,351
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $308,461
Demand deposits $222,465
Nontransaction accounts $597,680
Money market deposit accounts (MMDAs) $151,952
Other savings deposits (excluding MMDAs) $111,205
Total time deposits $334,523
Total time and savings deposits $683,676
Noninterest-bearing deposits $223,928
Interest-bearing deposits $682,213
Retail deposits $823,371
IRAs and Keogh plan accounts $25,842
Brokered deposits $23,289
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $1,046,473
Cash & Balances due from depository institutions $164,149
Interest-bearing balances $151,705
Total securities $63,806
Federal funds sold & reverse repurchase $411
Net loans and leases $736,762
Loan and leases loss allowance $8,427
Trading account assets $0
Bank premises and fixed assets $30,052
Other real estate owned $1,343
Goodwill and other intangibles $18,204
All other assets $31,746

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $1,046,473
Total Liabilities $917,947
Total deposits $906,141
Interest-bearing deposits $682,213
Deposits held in domestic offices $906,141
% insured (estimated) $70
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $11,806

Issued Loan Types

Type Value (in 000's)
Net loans and leases $736,762
Loan and leases loss allowance $8,427
Total loans and leases (domestic) $745,189
All real estate loans $636,749
Real estate loans in domestic offices $636,749
Construction and development loans $70,507
Residential 1-4 family construction $35,233
Other construction, all land development and other land $35,274
Loans secured by nonfarm nonresidential properties $141,872
Nonfarm nonresidential secured by owner-occupied properties $47,826
Commercial real estate & other non-farm, non-residential $94,046
Multifamily residential real estate $40,824
1-4 family residential loans $253,239
Farmland loans $130,307
Loans held in foreign offices $0
Farm loans $63,761
Commercial and industrial loans $38,428
To non-U.S. addressees $0
Loans to individuals $5,170
Credit card loans $1,637
Related Plans $59
Consumer Auto Loans $1,226
Other loans to individuals $2,248
All other loans & leases $1,081
Loans to foreign governments and official institutions $0
Other loans $44
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $4,971
Non 1-4 family restructured loans & leases $4,971
Total loans and leases (foreign) $0

Plains Commerce Bank had $736,762,000 of loans outstanding in 2021. $636,749,000 of loans were in real estate loans. $70,507,000 of loans were in development loans. $40,824,000 of loans were in multifamily mortgage loans. $253,239,000 of loans were in 1-4 family mortgage loans. $63,761,000 of loans were in farm loans. $1,637,000 of loans were in credit card loans. $1,226,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 138 $33,609 $243,543
Nonfarm, nonresidential loans - <$100k 31 $1,189 $38,355
Nonfarm, nonresidential loans - $100-250k 43 $5,804 $134,977
Nonfarm, nonresidential loans - $250k-1MM 64 $26,616 $415,875
Commercial & Industrial, US addressed loans - <$1MM 278 $24,009 $86,363
Commercial & Industrial, US addressed loans - <$100k 163 $3,699 $22,693
Commercial & Industrial, US addressed loans - $100-250k 68 $8,096 $119,059
Commercial & Industrial, US addressed loans - $250k-1MM 47 $12,214 $259,872
Farmland loans - <$1MM 370 $58,324 $157,632
Farmland loans - <$100k 122 $4,603 $37,730
Farmland loans - $100-250k 117 $13,291 $113,598
Farmland loans - $250k-1MM 131 $40,430 $308,626
Agriculture operations loans - <$1MM 316 $26,988 $85,405
Agriculture operations loans - <$100k 183 $4,289 $23,437
Agriculture operations loans - $100-250k 74 $6,975 $94,257
Agriculture operations loans - $250k-1MM 59 $15,724 $266,508