Plains Commerce Bank Mortgage Rates, Fees & Info

Gettysburg, SD

LEI: 549300KJ8PAJ7E52HG32

Tax ID: 46-0108210

4.8 stars - out of 5 stars, based on 145 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Plains Commerce Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Plains Commerce Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Sioux Falls, New York, Washington, Baltimore, and Orlando among others. We have data for 461 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Plains Commerce Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Plains Commerce Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.95% 11/27/22
    30 Year Conventional Refi 6.80% 11/27/22
    30 Year Cash-out Refi 7.03% 11/27/22
    30 Year FHA Purchase 7.58% 11/27/22
    30 Year FHA Refi 7.30% 11/27/22
    30 Year VA Purchase 6.48% 11/27/22
    30 Year VA Refi 6.21% 11/27/22
    30 Year USDA Purchase 7.06% 11/27/22
    30 Year USDA Refi 7.00% 11/27/22
    15 Year Conventional Purchase 6.23% 11/27/22
    15 Year Conventional Refi 6.09% 11/27/22
    15 Year Cash-out Refi 6.09% 11/27/22
    15 Year FHA Purchase 7.54% 11/27/22
    15 Year FHA Refi 7.33% 11/27/22
    15 Year VA Purchase 6.32% 11/27/22
    15 Year VA Refi 6.08% 11/27/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    20,978

    Origination Dollar Volume (All Markets)

    $5,577,830,000

    Employee count

    509 Show all (62) awards

    Relative Rate

    Plains Commerce Bank's average 30 year fixed mortgage rate was 3.02%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.13%.

    Relative Fees (Closing Costs)

    Plains Commerce Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $5,378.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SIOUX FALLS, SD (FHA|USDA|VA) 2,596 $620,320,000 $238,952 $4,269 2.90%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,394 $493,450,000 $353,981 $6,257 3.00%
    Outside of Metro Areas 1,635 $293,775,000 $179,679 $4,258 2.90%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 783 $290,435,000 $370,926 $6,449 2.89%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 852 $274,440,000 $322,113 $5,851 2.88%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 917 $264,535,000 $288,479 $6,023 3.10%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 798 $199,670,000 $250,213 $3,811 2.85%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 701 $185,245,000 $264,258 $5,584 3.12%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 481 $142,715,000 $296,705 $3,089 2.52%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 378 $137,900,000 $364,815 $7,363 2.94%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 573 $135,275,000 $236,082 $6,605 2.98%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 384 $133,820,000 $348,490 $5,286 3.03%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 218 $82,240,000 $377,248 $4,812 3.11%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 296 $79,240,000 $267,703 $4,578 2.82%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 300 $74,520,000 $248,400 $3,327 2.94%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 278 $73,880,000 $265,755 $3,566 2.84%
    ALBUQUERQUE, NM (FHA|USDA|VA) 296 $71,770,000 $242,466 $4,008 2.97%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 255 $62,505,000 $245,118 $5,955 3.11%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 241 $62,335,000 $258,651 $5,962 2.95%
    Kalispell, MT (FHA|USDA|VA) 181 $60,715,000 $335,442 $4,680 2.94%
    Mountain Home, AR (FHA|USDA|VA) 290 $53,420,000 $184,207 $4,267 2.88%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 196 $49,600,000 $253,061 $3,348 3.04%
    SALT LAKE CITY, UT (FHA|USDA|VA) 130 $48,730,000 $374,846 $5,516 3.03%
    PROVO-OREM, UT (FHA|USDA|VA) 108 $45,800,000 $424,074 $5,848 3.01%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 170 $44,780,000 $263,412 $5,429 2.85%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 149 $42,405,000 $284,597 $5,765 3.08%
    Harrison, AR (FHA|USDA|VA) 237 $40,865,000 $172,426 $4,172 2.82%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 163 $39,225,000 $240,644 $5,987 2.95%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 164 $37,720,000 $230,000 $5,527 3.01%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 93 $37,645,000 $404,785 $5,659 2.92%
    WICHITA, KS (FHA|USDA|VA) 175 $36,025,000 $205,857 $2,514 2.74%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 128 $35,700,000 $278,906 $6,259 3.06%
    Aberdeen, SD (FHA|USDA|VA) 186 $35,370,000 $190,161 $4,841 2.98%
    RAPID CITY, SD (FHA|USDA|VA) 132 $34,070,000 $258,106 $4,023 2.95%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 137 $31,755,000 $231,788 $4,202 2.79%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 96 $31,130,000 $324,271 $5,804 2.93%
    ANN ARBOR, MI (FHA|USDA|VA) 107 $31,125,000 $290,888 $3,015 2.55%
    SAVANNAH, GA (FHA|USDA|VA) 124 $31,030,000 $250,242 $6,472 2.96%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 88 $29,180,000 $331,591 $6,181 3.10%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 74 $29,150,000 $393,919 $10,064 2.70%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 109 $27,915,000 $256,101 $4,586 2.85%
    Mitchell, SD (FHA|USDA|VA) 82 $24,510,000 $298,902 $4,260 3.01%
    Owatonna, MN (FHA|USDA|VA) 127 $24,005,000 $189,016 $5,430 2.88%
    Watertown, SD (FHA|USDA|VA) 112 $23,970,000 $214,018 $4,088 2.86%
    RICHMOND, VA (FHA|USDA|VA) 81 $22,075,000 $272,531 $6,306 3.09%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 42 $20,830,000 $495,952 $7,844 2.90%
    URBAN HONOLULU, HI (FHA|USDA|VA) 40 $20,640,000 $516,000 $13,659 2.77%
    MANKATO, MN (FHA|USDA|VA) 98 $20,130,000 $205,408 $5,155 2.91%
    Columbus, NE (FHA|USDA|VA) 94 $19,630,000 $208,830 $3,783 3.00%
    BOULDER, CO (FHA|USDA|VA) 40 $19,590,000 $489,750 $7,005 3.00%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 90 $17,440,000 $193,778 $4,122 2.79%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 56 $15,580,000 $278,214 $5,606 2.95%
    LINCOLN, NE (FHA|USDA|VA) 64 $14,670,000 $229,219 $2,832 2.77%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 56 $14,170,000 $253,036 $3,707 3.23%
    FORT COLLINS, CO (FHA|USDA|VA) 44 $14,030,000 $318,864 $5,550 2.98%
    APPLETON, WI (FHA|USDA|VA) 65 $13,055,000 $200,846 $3,047 2.91%
    Worthington, MN (FHA|USDA|VA) 74 $12,970,000 $175,270 $4,836 2.90%
    Brookings, SD (FHA|USDA|VA) 62 $12,520,000 $201,935 $3,985 2.72%
    GREELEY, CO (FHA|USDA|VA) 40 $12,510,000 $312,750 $5,748 3.01%
    BISMARCK, ND (FHA|USDA|VA) 38 $12,370,000 $325,526 $4,883 2.99%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 47 $11,975,000 $254,787 $4,514 2.81%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 38 $11,880,000 $312,632 $5,649 3.08%
    Vermillion, SD (FHA|USDA|VA) 63 $11,785,000 $187,063 $3,934 3.00%
    TOLEDO, OH (FHA|USDA|VA) 79 $11,705,000 $148,165 $3,771 3.14%
    Marshall, MN (FHA|USDA|VA) 71 $11,495,000 $161,901 $4,211 2.88%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 31 $11,375,000 $366,935 $5,516 3.01%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 50 $11,350,000 $227,000 $6,420 3.17%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 37 $10,735,000 $290,135 $6,872 2.87%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 32 $10,580,000 $330,625 $6,224 2.88%
    JACKSONVILLE, FL (FHA|USDA|VA) 40 $10,320,000 $258,000 $7,263 3.08%
    Burlington, IA-IL (FHA|USDA|VA) 76 $10,290,000 $135,395 $3,422 2.91%
    Fairmont, MN (FHA|USDA|VA) 60 $10,140,000 $169,000 $4,759 2.76%
    SALISBURY, MD-DE (FHA|USDA|VA) 36 $10,000,000 $277,778 $4,623 2.86%
    Mason City, IA (FHA|USDA|VA) 81 $9,895,000 $122,160 $4,630 2.88%
    LAKE CHARLES, LA (FHA|USDA|VA) 35 $9,535,000 $272,429 $6,399 2.85%
    Fergus Falls, MN (FHA|USDA|VA) 45 $9,345,000 $207,667 $4,559 2.70%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 18 $9,040,000 $502,222 $8,563 2.94%
    Spearfish, SD (FHA|USDA|VA) 27 $8,305,000 $307,593 $4,817 2.81%
    Yankton, SD (FHA|USDA|VA) 37 $8,285,000 $223,919 $4,254 2.86%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $8,205,000 $431,842 $7,859 2.89%
    ROCHESTER, MN (FHA|USDA|VA) 35 $7,935,000 $226,714 $5,404 2.92%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 23 $7,575,000 $329,348 $5,709 2.95%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 36 $7,460,000 $207,222 $4,959 3.05%
    Vernal, UT (FHA|USDA|VA) 28 $7,010,000 $250,357 $5,856 3.15%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 28 $6,960,000 $248,571 $4,904 3.07%
    STOCKTON, CA (FHA|USDA|VA) 17 $6,775,000 $398,529 $7,369 2.98%
    CASPER, WY (FHA|USDA|VA) 32 $6,690,000 $209,063 $5,180 2.81%
    Spirit Lake, IA (FHA|USDA|VA) 15 $6,625,000 $441,667 $6,008 2.84%
    SANTA FE, NM (FHA|USDA|VA) 19 $6,425,000 $338,158 $4,910 2.86%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 25 $6,125,000 $245,000 $6,205 2.91%
    Breckenridge, CO (FHA|USDA|VA) 17 $5,925,000 $348,529 $4,279 2.79%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $5,890,000 $490,833 $4,940 2.83%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 17 $5,795,000 $340,882 $6,683 2.88%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 47 $5,735,000 $122,021 $3,348 2.92%
    SPRINGFIELD, MO (FHA|USDA|VA) 30 $5,710,000 $190,333 $4,041 3.11%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 12 $5,670,000 $472,500 $6,250 3.33%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $5,580,000 $232,500 $4,672 3.07%
    Easton, MD (FHA|USDA|VA) 17 $5,505,000 $323,824 $4,427 2.90%
    OCALA, FL (FHA|USDA|VA) 24 $5,460,000 $227,500 $5,771 3.13%
    ST. GEORGE, UT (FHA|USDA|VA) 18 $5,430,000 $301,667 $5,656 3.05%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 22 $5,350,000 $243,182 $5,975 3.06%
    TULSA, OK (FHA|USDA|VA) 15 $5,265,000 $351,000 $6,555 2.79%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 33 $5,245,000 $158,939 $2,998 2.98%
    RALEIGH-CARY, NC (FHA|USDA|VA) 18 $5,200,000 $288,889 $4,181 3.11%
    EAU CLAIRE, WI (FHA|USDA|VA) 23 $5,125,000 $222,826 $4,301 2.91%
    West Plains, MO (FHA|USDA|VA) 26 $5,110,000 $196,538 $6,321 2.89%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 20 $5,110,000 $255,500 $6,204 2.93%
    YORK-HANOVER, PA (FHA|USDA|VA) 18 $5,050,000 $280,556 $6,670 3.04%
    Fremont, NE (FHA|USDA|VA) 23 $4,695,000 $204,130 $3,066 2.90%
    GRAND ISLAND, NE (FHA|USDA|VA) 25 $4,665,000 $186,600 $3,489 2.97%
    Lexington, NE (FHA|USDA|VA) 27 $4,645,000 $172,037 $4,112 3.01%
    Willmar, MN (FHA|USDA|VA) 24 $4,570,000 $190,417 $4,922 2.90%
    CHEYENNE, WY (FHA|USDA|VA) 13 $4,405,000 $338,846 $7,318 2.79%
    WILMINGTON, NC (FHA|USDA|VA) 20 $4,390,000 $219,500 $3,602 3.28%
    Faribault-Northfield, MN (FHA|USDA|VA) 18 $4,380,000 $243,333 $6,080 2.85%
    FAYETTEVILLE, NC (FHA|USDA|VA) 34 $4,200,000 $123,529 $3,645 3.50%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 28 $4,140,000 $147,857 $3,620 3.11%
    FARGO, ND-MN (FHA|USDA|VA) 16 $4,050,000 $253,125 $5,171 3.07%
    ST. CLOUD, MN (FHA|USDA|VA) 11 $4,005,000 $364,091 $6,113 2.87%
    TUCSON, AZ (FHA|USDA|VA) 14 $3,990,000 $285,000 $4,072 3.05%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 18 $3,880,000 $215,556 $5,971 3.39%
    DOVER, DE (FHA|USDA|VA) 14 $3,740,000 $267,143 $6,375 2.99%
    MANHATTAN, KS (FHA|USDA|VA) 23 $3,705,000 $161,087 $2,844 2.89%
    Branson, MO (FHA|USDA|VA) 12 $3,580,000 $298,333 $3,785 3.01%
    New Ulm, MN (FHA|USDA|VA) 28 $3,530,000 $126,071 $3,723 3.08%
    Huron, SD (FHA|USDA|VA) 13 $3,435,000 $264,231 $5,240 2.92%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $3,380,000 $338,000 $5,918 3.19%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,350,000 $418,750 $5,724 2.75%
    SPRINGFIELD, IL (FHA|USDA|VA) 23 $3,335,000 $145,000 $3,929 2.98%
    ASHEVILLE, NC (FHA|USDA|VA) 9 $3,305,000 $367,222 $6,641 2.99%
    Pierre, SD (FHA|USDA|VA) 17 $3,285,000 $193,235 $4,006 2.77%
    Brainerd, MN (FHA|USDA|VA) 10 $3,260,000 $326,000 $6,049 2.85%
    GAINESVILLE, FL (FHA|USDA|VA) 13 $3,255,000 $250,385 $5,058 2.98%
    LOGAN, UT-ID (FHA|USDA|VA) 11 $3,125,000 $284,091 $5,281 2.98%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $3,105,000 $443,571 $8,257 2.73%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 11 $3,035,000 $275,909 $3,061 2.57%
    Clinton, IA (FHA|USDA|VA) 22 $2,990,000 $135,909 $4,609 2.94%
    Heber, UT (FHA|USDA|VA) 7 $2,975,000 $425,000 $6,261 2.84%
    VALLEJO, CA (FHA|USDA|VA) 6 $2,900,000 $483,333 $7,962 3.02%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $2,860,000 $286,000 $9,873 2.81%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $2,860,000 $357,500 $6,265 3.09%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,840,000 $710,000 $9,818 3.31%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 8 $2,770,000 $346,250 $5,022 3.23%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $2,680,000 $223,333 $5,025 2.89%
    Bozeman, MT (FHA|USDA|VA) 8 $2,670,000 $333,750 $4,713 3.20%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $2,530,000 $158,125 $4,191 2.97%
    HINESVILLE, GA (FHA|USDA|VA) 11 $2,525,000 $229,545 $8,114 3.05%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 7 $2,525,000 $360,714 $4,923 2.84%
    PUEBLO, CO (FHA|USDA|VA) 11 $2,475,000 $225,000 $5,905 2.94%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 10 $2,330,000 $233,000 $6,676 3.46%
    Freeport, IL (FHA|USDA|VA) 18 $2,230,000 $123,889 $2,950 2.71%
    Kearney, NE (FHA|USDA|VA) 10 $2,150,000 $215,000 $3,821 2.82%
    Los Alamos, NM (FHA|USDA|VA) 6 $2,130,000 $355,000 $6,238 3.04%
    THE VILLAGES, FL (FHA|USDA|VA) 7 $2,115,000 $302,143 $7,162 2.73%
    PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,070,000 $258,750 $7,260 2.81%
    Norfolk, NE (FHA|USDA|VA) 9 $2,055,000 $228,333 $4,412 2.69%
    BILLINGS, MT (FHA|USDA|VA) 6 $2,010,000 $335,000 $8,398 2.81%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,000,000 $500,000 $9,412 2.69%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,980,000 $330,000 $3,627 2.90%
    GREEN BAY, WI (FHA|USDA|VA) 10 $1,970,000 $197,000 $4,011 3.01%
    GREAT FALLS, MT (FHA|USDA|VA) 8 $1,940,000 $242,500 $7,330 2.83%
    OCEAN CITY, NJ (FHA|USDA|VA) 7 $1,895,000 $270,714 $5,976 2.70%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,890,000 $315,000 $7,122 3.17%
    BATON ROUGE, LA (FHA|USDA|VA) 7 $1,885,000 $269,286 $4,156 3.00%
    Oak Harbor, WA (FHA|USDA|VA) 4 $1,880,000 $470,000 $10,080 2.50%
    Edwards, CO (FHA|USDA|VA) 5 $1,855,000 $371,000 $4,800 2.88%
    Helena, MT (FHA|USDA|VA) 7 $1,825,000 $260,714 $5,245 2.98%
    FRESNO, CA (FHA|USDA|VA) 6 $1,810,000 $301,667 $7,373 2.88%
    Silver City, NM (FHA|USDA|VA) 10 $1,780,000 $178,000 $4,179 2.96%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,675,000 $335,000 $4,282 3.03%
    HARRISONBURG, VA (FHA|USDA|VA) 6 $1,660,000 $276,667 $4,964 2.88%
    COLUMBUS, OH (FHA|USDA|VA) 10 $1,660,000 $166,000 $5,550 3.20%
    Batesville, AR (FHA|USDA|VA) 11 $1,655,000 $150,455 $5,978 3.01%
    LAWRENCE, KS (FHA|USDA|VA) 7 $1,645,000 $235,000 $2,548 2.84%
    MODESTO, CA (FHA|USDA|VA) 4 $1,640,000 $410,000 $10,557 3.22%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $1,630,000 $271,667 $8,610 3.15%
    GETTYSBURG, PA (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,730 2.94%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,600,000 $266,667 $3,118 2.65%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 9 $1,565,000 $173,889 $6,120 3.17%
    WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,565,000 $223,571 $7,172 2.95%
    Kirksville, MO (FHA|USDA|VA) 10 $1,560,000 $156,000 $2,840 3.11%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,500,000 $250,000 $6,254 3.13%
    Hutchinson, MN (FHA|USDA|VA) 6 $1,480,000 $246,667 $3,993 2.94%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,480,000 $740,000 $7,537 2.88%
    LAFAYETTE, LA (FHA|USDA|VA) 6 $1,470,000 $245,000 $4,648 2.77%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,440,000 $360,000 $11,569 3.00%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,420,000 $236,667 $4,794 2.71%
    Winona, MN (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,822 2.67%
    ROCKFORD, IL (FHA|USDA|VA) 9 $1,365,000 $151,667 $3,384 2.79%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,355,000 $150,556 $6,681 3.22%
    Red Wing, MN (FHA|USDA|VA) 7 $1,345,000 $192,143 $5,024 2.95%
    WINSTON-SALEM, NC (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,739 2.98%
    PITTSBURGH, PA (FHA|USDA|VA) 7 $1,335,000 $190,714 $5,165 2.96%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,325,000 $441,667 $5,116 2.54%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,499 2.77%
    WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,310,000 $327,500 $9,986 2.84%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $1,290,000 $322,500 $12,136 2.94%
    JACKSONVILLE, NC (FHA|USDA|VA) 4 $1,270,000 $317,500 $3,723 2.94%
    Alexandria, MN (FHA|USDA|VA) 5 $1,255,000 $251,000 $6,350 2.50%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $1,230,000 $307,500 $8,514 3.03%
    Glenwood Springs, CO (FHA|USDA|VA) 3 $1,205,000 $401,667 $4,403 2.67%
    Rochelle, IL (FHA|USDA|VA) 11 $1,195,000 $108,636 $3,118 2.76%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,195,000 $170,714 $4,382 3.21%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $1,175,000 $167,857 $3,071 3.05%
    Hays, KS (FHA|USDA|VA) 8 $1,170,000 $146,250 $3,676 2.83%
    Key West, FL (FHA|USDA|VA) 2 $1,170,000 $585,000 $10,726 2.94%
    Albert Lea, MN (FHA|USDA|VA) 10 $1,160,000 $116,000 $4,228 3.15%
    LANCASTER, PA (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,902 2.60%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,155,000 $385,000 $12,994 2.71%
    HAMMOND, LA (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,778 3.08%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,215 2.56%
    Steamboat Springs, CO (FHA|USDA|VA) 2 $1,120,000 $560,000 $10,172 3.25%
    Fort Morgan, CO (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,786 3.13%
    MONTGOMERY, AL (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,798 3.03%
    DULUTH, MN-WI (FHA|USDA|VA) 6 $1,030,000 $171,667 $3,114 2.85%
    TOPEKA, KS (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,464 2.80%
    MADISON, WI (FHA|USDA|VA) 3 $1,015,000 $338,333 $6,285 2.50%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,010,000 $252,500 $8,850 2.62%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $990,000 $247,500 $4,740 3.34%
    Rock Springs, WY (FHA|USDA|VA) 4 $970,000 $242,500 $4,103 2.81%
    FLAGSTAFF, AZ (FHA|USDA|VA) 2 $960,000 $480,000 $6,701 2.81%
    Manitowoc, WI (FHA|USDA|VA) 3 $945,000 $315,000 $6,699 2.71%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $925,000 $132,143 $4,358 3.48%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $895,000 $179,000 $4,670 2.98%
    LONGVIEW, WA (FHA|USDA|VA) 2 $880,000 $440,000 $8,702 2.93%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $875,000 $291,667 $5,468 2.75%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $870,000 $145,000 $3,971 3.15%
    YUBA CITY, CA (FHA|USDA|VA) 3 $865,000 $288,333 $7,606 2.75%
    Sterling, IL (FHA|USDA|VA) 7 $845,000 $120,714 $4,993 2.80%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $845,000 $281,667 $6,977 3.00%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $825,000 $165,000 $4,690 3.25%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $825,000 $275,000 $6,993 2.58%
    AMES, IA (FHA|USDA|VA) 4 $820,000 $205,000 $5,422 2.75%
    Bemidji, MN (FHA|USDA|VA) 2 $820,000 $410,000 $6,152 3.00%
    Baraboo, WI (FHA|USDA|VA) 3 $815,000 $271,667 $5,847 2.58%
    MERCED, CA (FHA|USDA|VA) 3 $805,000 $268,333 $10,541 2.75%
    BOISE CITY, ID (FHA|USDA|VA) 3 $805,000 $268,333 $6,409 2.79%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $795,000 $265,000 $8,787 2.83%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $790,000 $197,500 $4,068 3.13%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $785,000 $261,667 $2,828 2.79%
    Cedar City, UT (FHA|USDA|VA) 2 $780,000 $390,000 $7,250 2.88%
    Kapaa, HI (FHA|USDA|VA) 1 $775,000 $775,000 $13,680 3.63%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $755,000 $151,000 $7,966 2.90%
    STAUNTON, VA (FHA|USDA|VA) 4 $750,000 $187,500 $5,874 2.72%
    COLUMBIA, SC (FHA|USDA|VA) 4 $730,000 $182,500 $4,982 3.31%
    JONESBORO, AR (FHA|USDA|VA) 3 $725,000 $241,667 $7,564 3.04%
    MISSOULA, MT (FHA|USDA|VA) 3 $715,000 $238,333 $5,559 3.13%
    Statesboro, GA (FHA|USDA|VA) 3 $715,000 $238,333 $9,018 2.92%
    Payson, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $5,569 3.56%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $700,000 $350,000 $7,876 3.19%
    KNOXVILLE, TN (FHA|USDA|VA) 3 $695,000 $231,667 $4,731 2.83%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $695,000 $231,667 $8,059 2.75%
    HUNTSVILLE, AL (FHA|USDA|VA) 4 $690,000 $172,500 $3,293 2.81%
    Sevierville, TN (FHA|USDA|VA) 2 $670,000 $335,000 $8,738 3.25%
    Crescent City, CA (FHA|USDA|VA) 3 $665,000 $221,667 $5,582 2.63%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $650,000 $162,500 $3,716 3.03%
    JOPLIN, MO (FHA|USDA|VA) 2 $650,000 $325,000 $3,016 2.19%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $640,000 $160,000 $4,252 3.00%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $630,000 $315,000 $9,053 3.31%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $630,000 $315,000 $3,421 2.44%
    TALLAHASSEE, FL (FHA|USDA|VA) 3 $625,000 $208,333 $6,207 2.96%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $620,000 $310,000 $6,626 2.94%
    Menomonie, WI (FHA|USDA|VA) 3 $615,000 $205,000 $4,429 2.63%
    HOT SPRINGS, AR (FHA|USDA|VA) 4 $590,000 $147,500 $4,750 3.41%
    AKRON, OH (FHA|USDA|VA) 4 $590,000 $147,500 $7,596 3.13%
    BAKERSFIELD, CA (FHA|USDA|VA) 3 $585,000 $195,000 $5,437 2.92%
    Quincy, IL-MO (FHA|USDA|VA) 4 $580,000 $145,000 $2,947 3.15%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $580,000 $290,000 $5,356 2.50%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $580,000 $290,000 $3,699 2.31%
    FOND DU LAC, WI (FHA|USDA|VA) 3 $575,000 $191,667 $4,438 2.79%
    Española, NM (FHA|USDA|VA) 3 $575,000 $191,667 $3,739 2.88%
    COLUMBUS, GA-AL (FHA|USDA|VA) 4 $570,000 $142,500 $3,986 3.22%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $565,000 $565,000 $14,754 3.38%
    Elizabeth City, NC (FHA|USDA|VA) 3 $565,000 $188,333 $3,201 2.88%
    FORT SMITH, AR-OK (FHA|USDA|VA) 3 $555,000 $185,000 $4,654 3.13%
    Russellville, AR (FHA|USDA|VA) 4 $550,000 $137,500 $3,660 2.41%
    Sheridan, WY (FHA|USDA|VA) 2 $550,000 $275,000 $6,969 3.31%
    MUNCIE, IN (FHA|USDA|VA) 1 $545,000 $545,000 $2,834 2.13%
    Bogalusa, LA (FHA|USDA|VA) 1 $545,000 $545,000 $4,999 2.25%
    Jennings, LA (FHA|USDA|VA) 3 $535,000 $178,333 $4,479 3.25%
    JACKSON, MI (FHA|USDA|VA) 2 $520,000 $260,000 $3,563 2.56%
    Cornelia, GA (FHA|USDA|VA) 1 $515,000 $515,000 $24,726 2.50%
    YAKIMA, WA (FHA|USDA|VA) 1 $515,000 $515,000 $4,016 3.00%
    Alexander City, AL (FHA|USDA|VA) 2 $500,000 $250,000 $2,614 2.50%
    Laramie, WY (FHA|USDA|VA) 4 $490,000 $122,500 $3,878 3.03%
    Williston, ND (FHA|USDA|VA) 3 $485,000 $161,667 $3,141 3.46%
    Wauchula, FL (FHA|USDA|VA) 3 $485,000 $161,667 $7,199 3.17%
    North Platte, NE (FHA|USDA|VA) 2 $480,000 $240,000 $5,649 3.13%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $475,000 $158,333 $5,672 2.67%
    SALINAS, CA (FHA|USDA|VA) 1 $475,000 $475,000 $8,580 2.99%
    Clewiston, FL (FHA|USDA|VA) 2 $470,000 $235,000 $6,070 2.56%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $465,000 $465,000 $9,730 3.25%
    REDDING, CA (FHA|USDA|VA) 1 $455,000 $455,000 $5,813 2.25%
    WILLIAMSPORT, PA (FHA|USDA|VA) 1 $455,000 $455,000 $5,016 2.25%
    Murray, KY (FHA|USDA|VA) 1 $455,000 $455,000 $7,177 3.25%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $450,000 $225,000 $4,388 2.69%
    FLINT, MI (FHA|USDA|VA) 2 $450,000 $225,000 $3,023 2.75%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $445,000 $445,000 $5,411 2.38%
    Craig, CO (FHA|USDA|VA) 2 $440,000 $220,000 $4,480 3.56%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $440,000 $220,000 $5,318 3.06%
    Price, UT (FHA|USDA|VA) 3 $435,000 $145,000 $4,649 2.58%
    Hastings, NE (FHA|USDA|VA) 2 $430,000 $215,000 $2,188 2.50%
    PEORIA, IL (FHA|USDA|VA) 2 $430,000 $215,000 $10,696 2.63%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $430,000 $107,500 $2,695 3.25%
    Ukiah, CA (FHA|USDA|VA) 1 $425,000 $425,000 $3,671 3.00%
    BRUNSWICK, GA (FHA|USDA|VA) 2 $420,000 $210,000 $4,678 3.38%
    ROANOKE, VA (FHA|USDA|VA) 2 $420,000 $210,000 $6,443 2.81%
    Hutchinson, KS (FHA|USDA|VA) 2 $420,000 $210,000 $2,589 2.44%
    Lake City, FL (FHA|USDA|VA) 2 $410,000 $205,000 $4,696 3.69%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $410,000 $205,000 $3,280 2.63%
    Minot, ND (FHA|USDA|VA) 2 $410,000 $205,000 $6,902 3.08%
    EL PASO, TX (FHA|USDA|VA) 2 $400,000 $200,000 $5,967 3.06%
    Sanford, NC (FHA|USDA|VA) 2 $400,000 $200,000 $7,640 2.88%
    ANCHORAGE, AK (FHA|USDA|VA) 2 $380,000 $190,000 $3,368 2.63%
    Oxford, MS (FHA|USDA|VA) 2 $380,000 $190,000 $6,890 3.00%
    Augusta-Waterville, ME (FHA|USDA|VA) 2 $370,000 $185,000 $8,840 2.88%
    Shawano, WI (FHA|USDA|VA) 2 $360,000 $180,000 $3,849 2.69%
    Roswell, NM (FHA|USDA|VA) 1 $355,000 $355,000 $2,355 3.25%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $355,000 $355,000 $5,470 3.13%
    Searcy, AR (FHA|USDA|VA) 1 $345,000 $345,000 $6,490 3.00%
    LYNCHBURG, VA (FHA|USDA|VA) 3 $345,000 $115,000 $3,921 3.17%
    Warrensburg, MO (FHA|USDA|VA) 2 $340,000 $170,000 $2,366 2.56%
    Hannibal, MO (FHA|USDA|VA) 2 $340,000 $170,000 $2,261 3.00%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $340,000 $170,000 $3,383 2.88%
    Aberdeen, WA (FHA|USDA|VA) 1 $335,000 $335,000 $13,323 2.63%
    BEND, OR (FHA|USDA|VA) 1 $335,000 $335,000 $13,549 2.63%
    Taos, NM (FHA|USDA|VA) 1 $335,000 $335,000 $3,312 2.63%
    GRAND JUNCTION, CO (FHA|USDA|VA) 2 $330,000 $165,000 $6,836 2.75%
    KINGSTON, NY (FHA|USDA|VA) 2 $330,000 $165,000 $4,319 3.13%
    Tupelo, MS (FHA|USDA|VA) 2 $330,000 $165,000 $7,752 2.94%
    MONROE, MI (FHA|USDA|VA) 2 $330,000 $165,000 $2,396 2.88%
    Fort Leonard Wood, MO (FHA|USDA|VA) 2 $330,000 $165,000 $4,003 2.31%
    Cañon City, CO (FHA|USDA|VA) 1 $315,000 $315,000 $5,229 2.88%
    VICTORIA, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,442 3.50%
    READING, PA (FHA|USDA|VA) 2 $310,000 $155,000 $6,241 3.00%
    Findlay, OH (FHA|USDA|VA) 2 $310,000 $155,000 $4,662 2.81%
    Forest City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $10,516 2.88%
    COLUMBUS, IN (FHA|USDA|VA) 1 $305,000 $305,000 $12,420 2.63%
    Beaver Dam, WI (FHA|USDA|VA) 1 $305,000 $305,000 $4,426 3.50%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $305,000 $305,000 $6,168 2.88%
    Holland, MI (FHA|USDA|VA) 2 $300,000 $150,000 $9,191 3.13%
    Farmington, MO (FHA|USDA|VA) 1 $295,000 $295,000 $6,493 3.25%
    Sonora, CA (FHA|USDA|VA) 1 $295,000 $295,000 $2,722 3.25%
    Laurinburg, NC (FHA|USDA|VA) 1 $295,000 $295,000 $10,319 2.63%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $295,000 $295,000 $9,964 2.63%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $290,000 $145,000 $5,219 2.44%
    Dickinson, ND (FHA|USDA|VA) 1 $285,000 $285,000 $7,108 2.88%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $285,000 $285,000 $12,210 2.63%
    Evanston, WY (FHA|USDA|VA) 2 $270,000 $135,000 $3,972 2.56%
    CHARLESTON, WV (FHA|USDA|VA) 2 $270,000 $135,000 $3,523 3.31%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $265,000 $265,000 $11,284 2.63%
    Shelton, WA (FHA|USDA|VA) 1 $265,000 $265,000 $6,567 2.75%
    Altus, OK (FHA|USDA|VA) 1 $265,000 $265,000 $8,812 2.63%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $260,000 $130,000 $7,251 2.88%
    SUMTER, SC (FHA|USDA|VA) 2 $260,000 $130,000 $6,668 3.00%
    DECATUR, AL (FHA|USDA|VA) 2 $260,000 $130,000 $2,370 3.25%
    Cambridge, MD (FHA|USDA|VA) 1 $255,000 $255,000 $7,269 2.75%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $255,000 $255,000 $5,107 3.13%
    Hope, AR (FHA|USDA|VA) 1 $255,000 $255,000 $7,038 4.00%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $255,000 $255,000 $4,375 3.13%
    Ottawa, KS (FHA|USDA|VA) 1 $255,000 $255,000 $7,014 3.00%
    Scottsbluff, NE (FHA|USDA|VA) 2 $250,000 $125,000 $3,105 3.25%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $250,000 $125,000 $2,746 3.38%
    Dixon, IL (FHA|USDA|VA) 1 $245,000 $245,000 $11,389 2.63%
    Beatrice, NE (FHA|USDA|VA) 1 $245,000 $245,000 $1,787 2.38%
    MONROE, LA (FHA|USDA|VA) 1 $245,000 $245,000 $12,154 2.63%
    Cortland, NY (FHA|USDA|VA) 1 $245,000 $245,000 $9,406 2.75%
    Durango, CO (FHA|USDA|VA) 1 $245,000 $245,000 $4,081 2.87%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $235,000 $235,000 $6,058 2.63%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $235,000 $235,000 $977 2.50%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,450 2.75%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,748 2.00%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $235,000 $235,000 $3,576 2.88%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $235,000 $235,000 $11,205 2.63%
    Maryville, MO (FHA|USDA|VA) 2 $230,000 $115,000 $3,417 3.00%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,510 2.88%
    ODESSA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,914 3.25%
    Ontario, OR-ID (FHA|USDA|VA) 1 $225,000 $225,000 $8,843 3.13%
    POCATELLO, ID (FHA|USDA|VA) 1 $225,000 $225,000 $8,503 2.50%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $225,000 $225,000 $3,406 3.00%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,459 3.25%
    Union City, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,066 3.63%
    MIDLAND, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,492 2.25%
    Jamestown, ND (FHA|USDA|VA) 2 $210,000 $105,000 $3,882 3.44%
    Riverton, WY (FHA|USDA|VA) 2 $210,000 $105,000 $2,597 3.00%
    JEFFERSON CITY, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,544 3.00%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $205,000 $205,000 $3,307 2.88%
    SALEM, OR (FHA|USDA|VA) 1 $205,000 $205,000 $7,904 3.13%
    Torrington, CT (FHA|USDA|VA) 1 $205,000 $205,000 $10,925 2.63%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $205,000 $205,000 $4,305 3.63%
    JACKSON, MS (FHA|USDA|VA) 1 $205,000 $205,000 $4,407 3.38%
    Hilo, HI (FHA|USDA|VA) 1 $205,000 $205,000 $6,494 2.75%
    Concord, NH (FHA|USDA|VA) 1 $205,000 $205,000 $7,855 3.13%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $195,000 $195,000 $7,552 2.63%
    Muskogee, OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,205 3.13%
    Las Vegas, NM (FHA|USDA|VA) 1 $195,000 $195,000 $3,519 2.38%
    LEBANON, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,381 2.38%
    Muscatine, IA (FHA|USDA|VA) 1 $185,000 $185,000 $3,102 3.13%
    Dublin, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,425 3.00%
    Danville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $7,729 2.63%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $185,000 $185,000 $980 4.50%
    WENATCHEE, WA (FHA|USDA|VA) 1 $175,000 $175,000 $966 4.50%
    Traverse City, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,834 2.50%
    Vincennes, IN (FHA|USDA|VA) 1 $175,000 $175,000 $9,816 3.13%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $9,692 3.13%
    CLEVELAND, TN (FHA|USDA|VA) 1 $175,000 $175,000 $10,503 2.63%
    Mount Pleasant, MI (FHA|USDA|VA) 1 $165,000 $165,000 $8,948 2.63%
    NILES, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,365 3.25%
    Scottsburg, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,063 3.13%
    Shelby, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,678 2.75%
    La Grande, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,745 2.63%
    Austin, MN (FHA|USDA|VA) 1 $155,000 $155,000 $4,093 3.00%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,249 3.25%
    Gloversville, NY (FHA|USDA|VA) 1 $155,000 $155,000 $7,845 3.50%
    Greenwood, SC (FHA|USDA|VA) 1 $155,000 $155,000 $9,395 2.63%
    Boone, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,798 3.63%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,220 3.13%
    BURLINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,094 2.63%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $145,000 $145,000 $8,595 2.50%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,635 2.63%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $145,000 $145,000 $2,143 2.25%
    Safford, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $2,571 2.50%
    KANKAKEE, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,613 3.00%
    Ruidoso, NM (FHA|USDA|VA) 1 $145,000 $145,000 $2,022 3.38%
    Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $8,163 2.63%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $135,000 $135,000 $9,228 2.63%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $135,000 $135,000 $8,333 3.13%
    Lebanon, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,849 2.75%
    FARMINGTON, NM (FHA|USDA|VA) 1 $135,000 $135,000 $1,860 3.38%
    Central City, KY (FHA|USDA|VA) 1 $135,000 $135,000 $8,382 2.63%
    RACINE, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,607 2.50%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $135,000 $135,000 $6,485 2.63%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,619 2.63%
    NEW BERN, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,606 2.88%
    Gallup, NM (FHA|USDA|VA) 1 $125,000 $125,000 $5,122 3.63%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,535 2.75%
    DECATUR, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,617 3.25%
    SAGINAW, MI (FHA|USDA|VA) 1 $115,000 $115,000 $1,656 3.38%
    DANVILLE, IL (FHA|USDA|VA) 1 $115,000 $115,000 $6,911 2.75%
    Mountain Home, ID (FHA|USDA|VA) 1 $115,000 $115,000 $4,139 3.00%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,485 3.13%
    Moses Lake, WA (FHA|USDA|VA) 1 $115,000 $115,000 $6,103 2.63%
    Palatka, FL (FHA|USDA|VA) 1 $105,000 $105,000 $4,426 3.00%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,427 2.75%
    Atchison, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,495 3.38%
    Vidalia, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,103 2.50%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $95,000 $95,000 $1,825 2.38%
    Dyersburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $4,839 2.88%
    Natchitoches, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,392 2.88%
    DOTHAN, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,233 3.88%
    Deming, NM (FHA|USDA|VA) 1 $85,000 $85,000 $2,925 3.00%
    Macomb, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,568 2.50%
    Rockingham, NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,394 4.63%
    Pella, IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,942 2.63%
    Norwalk, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,291 3.25%
    McPherson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,112 3.25%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,527 2.50%
    Pottsville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,285 3.13%
    LONGVIEW, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,266 2.75%
    Jacksonville, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,066 3.38%
    Winfield, KS (FHA|USDA|VA) 1 $45,000 $45,000 $2,253 3.50%
    Plains Commerce Bank's top markets include Sioux Falls, New York, Washington, Baltimore, and Orlando among others.

    Their top states include:
  • South Dakota (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Plains Commerce Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 16,580 $4,476,130,000 $269,972 $4,397 2.97%
    FHA 2,628 $620,830,000 $236,237 $8,216 2.86%
    VA 1,198 $380,780,000 $317,846 $7,165 2.57%
    USDA 572 $100,090,000 $174,983 $5,327 2.83%

    For 2021, Plains Commerce Bank's most frequently originated type of loan was Conventional, with 16,580 originations. Their 2nd most popular type was FHA, with 2,628 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,786 $2,941,990,000 $272,760 $5,593 3.01%
    Refi 6,036 $1,570,670,000 $260,217 $4,028 2.73%
    Cash Out Refi 3,751 $982,065,000 $261,814 $5,261 3.01%
    Other 274 $60,860,000 $222,117 $4,650 3.16%
    Home Improvement 131 $22,245,000 $169,809 $3,991 3.15%

    For 2021, Plains Commerce Bank's most frequently cited loan purpose was Home Purchase, with 10,786 originations. The 2nd most popular reason was Refi, with 6,036 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 17,035 $4,676,725,000 $274,536 $5,378 3.02%
    15 Year 2,700 $607,050,000 $224,833 $3,690 2.41%
    20 Year 721 $174,175,000 $241,574 $3,891 2.80%
    Other 247 $61,295,000 $248,158 $3,664 3.31%
    10 Year 193 $35,105,000 $181,891 $2,953 2.44%
    1 Year 46 $7,300,000 $158,696 $1,884 4.37%
    5 Year 36 $16,180,000 $449,444 $2,306 3.91%

    For 2021, Plains Commerce Bank's most frequently cited loan duration was 30 Year, with 17,035 originations. The 2nd most popular length was 15 Year, with 2,700 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 7,192 $1,792,270,000 $249,203
    $<1k 5,760 $1,421,550,000 $246,797
    $2k-3k 3,198 $737,690,000 $230,672
    $3k-4k 1,867 $516,135,000 $276,452
    $5k+ 1,801 $747,315,000 $414,944
    $4k-5k 1,101 $339,555,000 $308,406

    Plains Commerce Bank's average total fees were $5,378, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7,192 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 9,338 $2,564,150,000 $274,593
    3-4% 7,117 $1,836,705,000 $258,073
    <2.5% 4,188 $1,104,410,000 $263,708
    4-5% 313 $69,135,000 $220,879
    5-6% 20 $3,080,000 $154,000
    6-7% 1 $105,000 $105,000
    % 1 $245,000 $245,000

    During 2021, Plains Commerce Bank's average interest rate for loans was 3.02%, while their most frequently originated rate bucket for loans was 2.5-3%, with 9,338 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,142 $2,877,460,000 $283,717 $5,371 2.91%
    $100k-200k 6,355 $977,195,000 $153,768 $3,903 2.95%
    $400k-600k 2,739 $1,307,865,000 $477,497 $6,859 2.90%
    $100,000 or less 1,353 $103,385,000 $76,412 $2,831 3.07%
    $600k-1MM 347 $251,165,000 $723,818 $10,609 3.03%
    $1MM+ 42 $60,760,000 $1,446,667 $13,991 3.00%

    2021 saw Plains Commerce Bank place emphasis on $200k-400k loans with 10,142 originations, totaling $2,877,460,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 4,797 $1,037,355,000 $216,251 $4,958 2.95%
    $100k-150k 4,711 $1,430,505,000 $303,652 $5,290 2.91%
    $75k-100k 3,934 $1,020,130,000 $259,311 $5,227 2.93%
    $50k or less 3,168 $478,970,000 $151,190 $4,305 2.97%
    $150k-250k 2,743 $987,905,000 $360,155 $5,445 2.93%
    $250k+ 1,108 $471,950,000 $425,948 $5,674 2.95%

    Plains Commerce Bank lent most frequently to those with incomes in the $50k-75k range, with 4,797 originations. The second most popular income band? $100k-150k, with 4,711 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,690 $1,208,570,000 $257,691 $4,502 2.89%
    30-36% 3,807 $1,005,405,000 $264,094 $4,800 2.94%
    <20% 1,801 $441,215,000 $244,983 $4,098 2.80%
    41% 832 $224,280,000 $269,567 $5,381 3.00%
    44% 818 $224,900,000 $274,939 $5,456 3.01%
    42% 793 $223,355,000 $281,658 $5,291 2.98%
    43% 772 $207,600,000 $268,912 $5,316 3.04%
    38% 745 $198,435,000 $266,356 $4,987 3.00%
    50-60% 742 $204,050,000 $275,000 $8,949 2.80%
    39% 736 $198,410,000 $269,579 $5,056 2.98%
    40% 713 $190,465,000 $267,132 $5,214 3.02%
    36% 702 $192,080,000 $273,618 $5,179 2.99%
    37% 699 $185,185,000 $264,928 $4,958 2.98%
    45% 617 $165,195,000 $267,739 $5,624 3.00%
    46% 524 $144,610,000 $275,973 $5,685 2.98%
    47% 516 $142,920,000 $276,977 $6,075 2.98%
    49% 514 $147,530,000 $287,023 $5,468 3.01%
    48% 485 $134,295,000 $276,897 $5,996 2.98%
    >60% 23 $8,985,000 $390,652 $7,238 2.92%

    Plains Commerce Bank lent most frequently to those with DTI ratios of 20-30%, with 4,690 originations. The next most common DTI ratio? 30-36%, with 3,807 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 16,045 $4,127,385,000 $257,238 $4,900 2.94%
    Not provided 2,244 $621,660,000 $277,032 $5,629 2.97%
    Asian 1,536 $485,830,000 $316,296 $4,625 2.76%
    Black 918 $269,310,000 $293,366 $7,175 2.99%
    American Indian 104 $23,670,000 $227,596 $4,957 3.00%
    Not applicable 40 $20,810,000 $520,250 $0 3.83%
    Native Hawaiian or Islander 41 $13,035,000 $317,927 $4,978 2.96%
    Asian Indian 18 $5,790,000 $321,667 $5,546 2.90%
    Other Pacific Islander 9 $2,875,000 $319,444 $7,096 3.03%
    Korean 5 $1,705,000 $341,000 $5,666 2.90%
    Other Asian 6 $1,590,000 $265,000 $6,586 3.27%
    Filipino 5 $1,475,000 $295,000 $6,058 3.03%
    Native Hawaiian 2 $880,000 $440,000 $4,169 2.81%
    Japanese 1 $845,000 $845,000 $2,594 3.00%
    Chinese 2 $560,000 $280,000 $4,095 3.31%
    Vietnamese 2 $410,000 $205,000 $6,937 3.00%

    Approval Rates

    Total approvals of all applications
    97.90%

    Plains Commerce Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    67.23%

    Plains Commerce Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    207.83 1 $15,000 $15,000
    NA 20,977 $5,577,815,000 $265,901

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    20,978 $5,577,830,000 $265,890

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 780 $142,130,000 $182,218 $3,505 2.77%
    40-60% 2,644 $645,470,000 $244,126 $3,969 2.77%
    60-80% 7,762 $2,156,970,000 $277,888 $4,699 2.98%
    80-100% 9,516 $2,558,660,000 $268,880 $5,636 2.95%
    Over 100% 192 $66,850,000 $348,177 $13,585 2.68%
    Under 20% 84 $7,750,000 $92,262 $2,099 3.31%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Plains Commerce Bank 920 Fifth Street S.E. Watertown, SD 57201 Full Service B&M $7,323
    Plains Commerce Bank 109 First Avenue Southeast Watertown, SD 57201 Full Service B&M $135,635
    Plains Commerce Bank 1130 South Burr Street, Suite 100 Mitchell, SD 57301 Full Service B&M $19,598
    Plains Commerce Bank 1411 East 10th Street Sioux Falls, SD 57103 Full Service B&M $63,073
    Plains Commerce Bank 220 Main Street, Po Box 7 Hoven, SD 57450 Full Service B&M $98,577
    Plains Commerce Bank 280 Broadway St Conde, SD 57434 Full Service B&M $24,981
    Plains Commerce Bank 3905 West 49th Street Sioux Falls, SD 57106 Full Service B&M $231,877
    Plains Commerce Bank 404 South 3rd Street Bismarck, ND 58504 Full Service B&M $45,840
    Plains Commerce Bank 4700 E 57th St Sioux Falls, SD 57108 Full Service B&M $8,684
    Plains Commerce Bank 524 South Dakota Street Aberdeen, SD 57401 Full Service B&M $263,044

    For 2021, Plains Commerce Bank had 10 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $41,834
    Net interest income $35,629
    Total noninterest income $95,686
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $219
    Trading account gains and fees $0
    Additional Noninterest Income $95,467
    Pre-tax net operating income $15,580
    Securities gains (or losses, -) $4
    Income before extraordinary items $15,054
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $15,054
    Minority interest net income $0
    Net income $15,054
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $15,050

    Plains Commerce Bank's gross interest income from loans was $41,834,000.
    Plains Commerce Bank's net interest income from loans was $35,629,000.
    Plains Commerce Bank's fee based income from loans was $219,000.
    Plains Commerce Bank's net income from loans was $15,054,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,205
    Provision for credit losses $2,600
    Total noninterest expense $113,135
    Salaries and employee benefits $74,129
    Premises and equipment expense $3,061
    Additional noninterest expense $35,945
    Applicable income taxes $530
    Net charge-offs $2,457
    Cash dividends $24,844

    Plains Commerce Bank's interest expense for loans was $6,205,000.
    Plains Commerce Bank's payroll and benefits expense were $74,129,000.
    Plains Commerce Bank's property, plant and equipment expenses $3,061,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 2.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 4.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $906,141
    Deposits held in domestic offices $906,141
    Deposits by Individuals, partnerships, and corporations $845,272
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $21,518
    Deposits by Commercial banks and other depository institutions in U.S. $39,351
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $308,461
    Demand deposits $222,465
    Nontransaction accounts $597,680
    Money market deposit accounts (MMDAs) $151,952
    Other savings deposits (excluding MMDAs) $111,205
    Total time deposits $334,523
    Total time and savings deposits $683,676
    Noninterest-bearing deposits $223,928
    Interest-bearing deposits $682,213
    Retail deposits $823,371
    IRAs and Keogh plan accounts $25,842
    Brokered deposits $23,289
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,046,473
    Cash & Balances due from depository institutions $164,149
    Interest-bearing balances $151,705
    Total securities $63,806
    Federal funds sold & reverse repurchase $411
    Net loans and leases $736,762
    Loan and leases loss allowance $8,427
    Trading account assets $0
    Bank premises and fixed assets $30,052
    Other real estate owned $1,343
    Goodwill and other intangibles $18,204
    All other assets $31,746

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,046,473
    Total Liabilities $917,947
    Total deposits $906,141
    Interest-bearing deposits $682,213
    Deposits held in domestic offices $906,141
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $11,806

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $736,762
    Loan and leases loss allowance $8,427
    Total loans and leases (domestic) $745,189
    All real estate loans $636,749
    Real estate loans in domestic offices $636,749
    Construction and development loans $70,507
    Residential 1-4 family construction $35,233
    Other construction, all land development and other land $35,274
    Loans secured by nonfarm nonresidential properties $141,872
    Nonfarm nonresidential secured by owner-occupied properties $47,826
    Commercial real estate & other non-farm, non-residential $94,046
    Multifamily residential real estate $40,824
    1-4 family residential loans $253,239
    Farmland loans $130,307
    Loans held in foreign offices $0
    Farm loans $63,761
    Commercial and industrial loans $38,428
    To non-U.S. addressees $0
    Loans to individuals $5,170
    Credit card loans $1,637
    Related Plans $59
    Consumer Auto Loans $1,226
    Other loans to individuals $2,248
    All other loans & leases $1,081
    Loans to foreign governments and official institutions $0
    Other loans $44
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $4,971
    Non 1-4 family restructured loans & leases $4,971
    Total loans and leases (foreign) $0

    Plains Commerce Bank had $736,762,000 of loans outstanding in 2021. $636,749,000 of loans were in real estate loans. $70,507,000 of loans were in development loans. $40,824,000 of loans were in multifamily mortgage loans. $253,239,000 of loans were in 1-4 family mortgage loans. $63,761,000 of loans were in farm loans. $1,637,000 of loans were in credit card loans. $1,226,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 138 $33,609 $243,543
    Nonfarm, nonresidential loans - <$100k 31 $1,189 $38,355
    Nonfarm, nonresidential loans - $100-250k 43 $5,804 $134,977
    Nonfarm, nonresidential loans - $250k-1MM 64 $26,616 $415,875
    Commercial & Industrial, US addressed loans - <$1MM 278 $24,009 $86,363
    Commercial & Industrial, US addressed loans - <$100k 163 $3,699 $22,693
    Commercial & Industrial, US addressed loans - $100-250k 68 $8,096 $119,059
    Commercial & Industrial, US addressed loans - $250k-1MM 47 $12,214 $259,872
    Farmland loans - <$1MM 370 $58,324 $157,632
    Farmland loans - <$100k 122 $4,603 $37,730
    Farmland loans - $100-250k 117 $13,291 $113,598
    Farmland loans - $250k-1MM 131 $40,430 $308,626
    Agriculture operations loans - <$1MM 316 $26,988 $85,405
    Agriculture operations loans - <$100k 183 $4,289 $23,437
    Agriculture operations loans - $100-250k 74 $6,975 $94,257
    Agriculture operations loans - $250k-1MM 59 $15,724 $266,508