Plains Commerce Bank Mortgage Rates, Fees & Info

Gettysburg, SD

LEI: 549300KJ8PAJ7E52HG32

Tax ID: 46-0108210

3.1 stars - out of 5 stars, based on 109 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Plains Commerce Bank is a mid-sized bank specializing in Home Purchase loans. Plains Commerce Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Sioux Falls, Orlando, Baltimore, Washington, and New York among others. We have data for 483 markets. (Some data included below & more in-depth data is available with an active subscription.)

Plains Commerce Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Plains Commerce Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 5/28/23
30 Year Conventional Purchase 6.74% 5/28/23
30 Year Conventional Refi 6.59% 5/28/23
30 Year Cash-out Refi 6.81% 5/28/23
30 Year FHA Purchase 7.28% 5/28/23
30 Year FHA Refi 6.89% 5/28/23
30 Year VA Purchase 6.13% 5/28/23
30 Year VA Refi 5.97% 5/28/23
30 Year USDA Purchase 6.71% 5/28/23
30 Year USDA Refi 6.26% 5/28/23
15 Year Conventional Purchase 6.22% 5/28/23
15 Year Conventional Refi 6.10% 5/28/23
15 Year Cash-out Refi 6.10% 5/28/23
15 Year FHA Refi 6.58% 5/28/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Plains Commerce Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Plains Commerce Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,876

Origination Dollar Volume (All Markets)

$3,307,350,000
Show all (62) awards

Relative Rate

Plains Commerce Bank's average 30 year fixed mortgage rate was 5.02%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.26%.

Relative Fees (Closing Costs)

Plains Commerce Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $7,631.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SIOUX FALLS, SD (FHA|USDA|VA) 1,600 $398,920,000 $249,325 $5,282 5.06%
Outside of Metro Areas 824 $160,500,000 $194,782 $5,320 4.98%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 438 $139,940,000 $319,498 $8,323 4.95%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 423 $131,115,000 $309,965 $10,053 4.85%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 310 $126,430,000 $407,839 $11,520 4.70%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 323 $123,865,000 $383,483 $10,963 4.79%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 396 $102,780,000 $259,545 $8,887 5.29%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 325 $89,125,000 $274,231 $9,957 4.79%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 321 $85,385,000 $265,997 $5,398 4.68%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 155 $78,105,000 $503,903 $8,675 4.77%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 182 $72,620,000 $399,011 $8,478 5.20%
KANSAS CITY, MO-KS (FHA|USDA|VA) 213 $59,065,000 $277,300 $6,356 4.97%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 180 $51,910,000 $288,389 $9,030 5.06%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 147 $49,355,000 $335,748 $10,168 5.19%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 120 $44,830,000 $373,583 $6,551 4.91%
ALBUQUERQUE, NM (FHA|USDA|VA) 160 $43,950,000 $274,688 $6,551 4.90%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 94 $43,610,000 $463,936 $8,508 4.87%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 172 $39,720,000 $230,930 $4,616 5.19%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 143 $37,685,000 $263,531 $8,197 4.86%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 90 $37,260,000 $414,000 $9,983 5.16%
PROVO-OREM, UT (FHA|USDA|VA) 85 $37,185,000 $437,471 $8,397 4.47%
RAPID CITY, SD (FHA|USDA|VA) 129 $36,195,000 $280,581 $6,317 4.77%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 92 $35,360,000 $384,348 $10,755 4.64%
ST. LOUIS, MO-IL (FHA|USDA|VA) 178 $32,910,000 $184,888 $4,334 4.94%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 114 $32,050,000 $281,140 $8,640 4.84%
SALT LAKE CITY, UT (FHA|USDA|VA) 66 $31,610,000 $478,939 $8,892 5.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 129 $30,605,000 $237,248 $7,485 4.72%
SAVANNAH, GA (FHA|USDA|VA) 110 $30,330,000 $275,727 $8,049 4.67%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 91 $29,885,000 $328,407 $10,374 5.22%
Kalispell, MT (FHA|USDA|VA) 64 $29,360,000 $458,750 $6,981 4.80%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 117 $28,825,000 $246,368 $5,097 4.74%
RICHMOND, VA (FHA|USDA|VA) 87 $26,165,000 $300,747 $10,077 4.95%
Mitchell, SD (FHA|USDA|VA) 121 $22,705,000 $187,645 $4,255 4.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 70 $22,230,000 $317,571 $10,028 5.57%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 83 $22,125,000 $266,566 $9,342 4.73%
WICHITA, KS (FHA|USDA|VA) 113 $22,035,000 $195,000 $4,842 5.02%
JACKSONVILLE, FL (FHA|USDA|VA) 67 $20,705,000 $309,030 $9,396 4.98%
COLORADO SPRINGS, CO (FHA|USDA|VA) 47 $20,355,000 $433,085 $9,073 4.93%
LOUISVILLE, KY (FHA|USDA|VA) 102 $19,720,000 $193,333 $5,553 6.15%
Aberdeen, SD (FHA|USDA|VA) 107 $19,495,000 $182,196 $4,857 5.11%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 67 $16,835,000 $251,269 $5,897 5.02%
Harrison, AR (FHA|USDA|VA) 83 $14,785,000 $178,133 $3,987 4.26%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 16 $14,610,000 $913,125 $11,041 4.90%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 44 $14,390,000 $327,045 $7,952 4.61%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 43 $13,595,000 $316,163 $10,094 5.62%
Mountain Home, AR (FHA|USDA|VA) 80 $13,280,000 $166,000 $4,268 4.28%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 44 $13,110,000 $297,955 $8,731 5.41%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 24 $13,050,000 $543,750 $12,657 4.45%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 62 $12,920,000 $208,387 $5,573 5.05%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 31 $12,445,000 $401,452 $10,135 5.45%
Watertown, SD (FHA|USDA|VA) 76 $12,140,000 $159,737 $4,304 5.29%
Columbus, NE (FHA|USDA|VA) 50 $12,050,000 $241,000 $4,929 5.14%
BISMARCK, ND (FHA|USDA|VA) 57 $11,615,000 $203,772 $7,647 4.42%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 24 $11,500,000 $479,167 $8,651 4.33%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 30 $10,990,000 $366,333 $8,121 4.90%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 29 $10,935,000 $377,069 $9,651 4.90%
MANHATTAN, KS (FHA|USDA|VA) 47 $9,945,000 $211,596 $5,252 4.95%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 27 $9,725,000 $360,185 $7,507 5.04%
LINCOLN, NE (FHA|USDA|VA) 37 $9,565,000 $258,514 $3,886 5.06%
EL PASO, TX (FHA|USDA|VA) 36 $9,400,000 $261,111 $8,919 5.18%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 37 $9,335,000 $252,297 $5,418 5.13%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 25 $9,155,000 $366,200 $8,814 5.17%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 18 $9,150,000 $508,333 $12,419 4.68%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 46 $9,120,000 $198,261 $4,796 4.82%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 21 $8,925,000 $425,000 $11,244 5.32%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 35 $8,845,000 $252,714 $5,726 4.60%
ANN ARBOR, MI (FHA|USDA|VA) 31 $8,765,000 $282,742 $4,364 4.57%
RALEIGH-CARY, NC (FHA|USDA|VA) 20 $8,710,000 $435,500 $6,310 5.68%
PORT ST. LUCIE, FL (FHA|USDA|VA) 24 $8,550,000 $356,250 $11,652 5.30%
TYLER, TX (FHA|USDA|VA) 29 $8,455,000 $291,552 $9,885 5.93%
LaGrange, GA-AL (FHA|USDA|VA) 41 $8,115,000 $197,927 $9,837 5.74%
TOLEDO, OH (FHA|USDA|VA) 52 $7,780,000 $149,615 $3,990 5.09%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $7,650,000 $318,750 $9,388 5.09%
Spearfish, SD (FHA|USDA|VA) 22 $7,150,000 $325,000 $6,776 4.97%
STOCKTON, CA (FHA|USDA|VA) 19 $7,085,000 $372,895 $7,537 4.78%
MANKATO, MN (FHA|USDA|VA) 28 $7,080,000 $252,857 $6,938 4.70%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 21 $6,995,000 $333,095 $7,490 5.95%
Vermillion, SD (FHA|USDA|VA) 33 $6,885,000 $208,636 $5,270 5.20%
GREELEY, CO (FHA|USDA|VA) 16 $6,800,000 $425,000 $9,259 5.47%
Brookings, SD (FHA|USDA|VA) 27 $6,775,000 $250,926 $5,744 4.95%
Mason City, IA (FHA|USDA|VA) 58 $6,710,000 $115,690 $4,576 5.09%
Worthington, MN (FHA|USDA|VA) 35 $6,515,000 $186,143 $5,448 4.88%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 33 $6,455,000 $195,606 $7,824 5.23%
Kearney, NE (FHA|USDA|VA) 26 $6,260,000 $240,769 $4,298 5.34%
URBAN HONOLULU, HI (FHA|USDA|VA) 9 $5,905,000 $656,111 $18,228 4.07%
BOULDER, CO (FHA|USDA|VA) 11 $5,545,000 $504,091 $8,526 4.49%
Burlington, IA-IL (FHA|USDA|VA) 52 $5,520,000 $106,154 $3,948 5.11%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $5,490,000 $549,000 $5,960 4.97%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 21 $5,345,000 $254,524 $7,704 5.27%
TUCSON, AZ (FHA|USDA|VA) 19 $5,155,000 $271,316 $7,140 5.08%
SALISBURY, MD-DE (FHA|USDA|VA) 17 $4,995,000 $293,824 $4,791 4.74%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 14 $4,950,000 $353,571 $9,161 4.07%
OCALA, FL (FHA|USDA|VA) 19 $4,885,000 $257,105 $7,821 5.27%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 38 $4,710,000 $123,947 $4,432 4.47%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $4,690,000 $390,833 $6,157 5.45%
Minot, ND (FHA|USDA|VA) 4 $4,680,000 $1,170,000 $6,287 4.09%
BRUNSWICK, GA (FHA|USDA|VA) 13 $4,665,000 $358,846 $11,587 5.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $4,255,000 $472,778 $7,906 5.17%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 34 $4,250,000 $125,000 $5,856 4.88%
SANTA FE, NM (FHA|USDA|VA) 15 $4,135,000 $275,667 $5,991 5.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 12 $4,020,000 $335,000 $9,769 4.71%
COLUMBUS, GA-AL (FHA|USDA|VA) 17 $3,875,000 $227,941 $8,074 5.26%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $3,820,000 $636,667 $14,234 4.92%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 9 $3,805,000 $422,778 $10,445 5.60%
BOISE CITY, ID (FHA|USDA|VA) 9 $3,635,000 $403,889 $5,528 5.47%
SPRINGFIELD, MO (FHA|USDA|VA) 18 $3,610,000 $200,556 $5,592 6.32%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 14 $3,550,000 $253,571 $7,294 5.68%
YORK-HANOVER, PA (FHA|USDA|VA) 11 $3,485,000 $316,818 $12,777 5.20%
Lexington, NE (FHA|USDA|VA) 22 $3,480,000 $158,182 $4,972 5.41%
WILMINGTON, NC (FHA|USDA|VA) 9 $3,465,000 $385,000 $5,925 5.10%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $3,455,000 $383,889 $10,491 4.82%
OKLAHOMA CITY, OK (FHA|USDA|VA) 13 $3,355,000 $258,077 $7,479 5.99%
Huron, SD (FHA|USDA|VA) 19 $3,295,000 $173,421 $4,896 4.86%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 12 $3,290,000 $274,167 $11,362 4.68%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $3,290,000 $274,167 $7,622 4.73%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 11 $3,225,000 $293,182 $8,843 5.02%
PUNTA GORDA, FL (FHA|USDA|VA) 10 $3,210,000 $321,000 $8,824 5.24%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $3,130,000 $260,833 $8,992 5.11%
LAFAYETTE, LA (FHA|USDA|VA) 15 $3,115,000 $207,667 $5,397 5.37%
FORT COLLINS, CO (FHA|USDA|VA) 6 $3,100,000 $516,667 $7,460 4.98%
Owatonna, MN (FHA|USDA|VA) 14 $3,090,000 $220,714 $6,475 4.08%
FAYETTEVILLE, NC (FHA|USDA|VA) 17 $2,985,000 $175,588 $7,374 5.23%
FARGO, ND-MN (FHA|USDA|VA) 10 $2,810,000 $281,000 $5,104 4.80%
Glenwood Springs, CO (FHA|USDA|VA) 5 $2,765,000 $553,000 $10,018 5.40%
BILLINGS, MT (FHA|USDA|VA) 9 $2,715,000 $301,667 $9,034 4.71%
Steamboat Springs, CO (FHA|USDA|VA) 2 $2,700,000 $1,350,000 $3,220 5.13%
APPLETON, WI (FHA|USDA|VA) 12 $2,600,000 $216,667 $4,183 5.16%
Breckenridge, CO (FHA|USDA|VA) 5 $2,575,000 $515,000 $9,291 5.02%
ROCHESTER, MN (FHA|USDA|VA) 11 $2,555,000 $232,273 $6,534 4.47%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $2,540,000 $254,000 $9,555 6.15%
PANAMA CITY, FL (FHA|USDA|VA) 10 $2,480,000 $248,000 $9,055 5.27%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 10 $2,440,000 $244,000 $4,466 4.54%
Yankton, SD (FHA|USDA|VA) 12 $2,420,000 $201,667 $5,616 5.59%
HINESVILLE, GA (FHA|USDA|VA) 9 $2,415,000 $268,333 $8,500 5.33%
Key West, FL (FHA|USDA|VA) 5 $2,355,000 $471,000 $11,833 4.98%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $2,315,000 $463,000 $12,255 4.35%
SPRINGFIELD, IL (FHA|USDA|VA) 16 $2,210,000 $138,125 $5,962 4.99%
KNOXVILLE, TN (FHA|USDA|VA) 6 $2,200,000 $366,667 $10,676 5.02%
CANTON-MASSILLON, OH (FHA|USDA|VA) 16 $2,180,000 $136,250 $5,551 5.91%
TULSA, OK (FHA|USDA|VA) 7 $2,165,000 $309,286 $9,735 5.45%
GRAND ISLAND, NE (FHA|USDA|VA) 11 $2,155,000 $195,909 $5,110 4.56%
Easton, MD (FHA|USDA|VA) 6 $2,150,000 $358,333 $6,984 3.83%
Dickinson, ND (FHA|USDA|VA) 16 $2,120,000 $132,500 $8,248 4.82%
Bozeman, MT (FHA|USDA|VA) 4 $2,110,000 $527,500 $6,414 4.06%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,110,000 $527,500 $8,227 5.84%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $2,100,000 $262,500 $10,165 5.25%
DOVER, DE (FHA|USDA|VA) 8 $2,080,000 $260,000 $11,120 5.53%
THE VILLAGES, FL (FHA|USDA|VA) 6 $2,060,000 $343,333 $10,378 4.94%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $2,060,000 $343,333 $7,047 5.33%
VALLEJO, CA (FHA|USDA|VA) 5 $2,035,000 $407,000 $10,529 4.82%
Fremont, NE (FHA|USDA|VA) 10 $2,000,000 $200,000 $4,781 4.94%
Pierre, SD (FHA|USDA|VA) 8 $1,980,000 $247,500 $5,384 4.70%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $1,970,000 $123,125 $5,159 5.50%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $1,905,000 $272,143 $6,873 5.52%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 7 $1,805,000 $257,857 $5,496 5.80%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 10 $1,780,000 $178,000 $5,965 5.02%
MIDLAND, TX (FHA|USDA|VA) 4 $1,770,000 $442,500 $10,418 5.28%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,765,000 $588,333 $11,983 3.71%
GREEN BAY, WI (FHA|USDA|VA) 10 $1,710,000 $171,000 $5,483 5.24%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,655,000 $236,429 $5,136 5.14%
Silver City, NM (FHA|USDA|VA) 9 $1,655,000 $183,889 $5,769 4.62%
ST. GEORGE, UT (FHA|USDA|VA) 6 $1,630,000 $271,667 $7,944 4.62%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $1,630,000 $163,000 $8,287 5.95%
PUEBLO, CO (FHA|USDA|VA) 5 $1,615,000 $323,000 $7,883 5.30%
Cañon City, CO (FHA|USDA|VA) 5 $1,605,000 $321,000 $9,129 4.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 7 $1,595,000 $227,857 $7,589 6.07%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $1,585,000 $528,333 $16,232 4.83%
Spirit Lake, IA (FHA|USDA|VA) 9 $1,585,000 $176,111 $8,453 5.46%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,550,000 $258,333 $10,861 4.71%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 9 $1,525,000 $169,444 $5,506 4.46%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 9 $1,475,000 $163,889 $4,956 4.90%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,445,000 $289,000 $9,157 4.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,435,000 $287,000 $11,762 6.15%
RENO, NV (FHA|USDA|VA) 4 $1,420,000 $355,000 $6,481 6.12%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $1,410,000 $705,000 $8,760 3.56%
JACKSON, MS (FHA|USDA|VA) 6 $1,410,000 $235,000 $12,876 5.87%
MISSOULA, MT (FHA|USDA|VA) 3 $1,405,000 $468,333 $14,135 4.50%
Rock Springs, WY (FHA|USDA|VA) 5 $1,365,000 $273,000 $4,515 4.57%
CASPER, WY (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,245 4.69%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,350,000 $225,000 $3,676 4.92%
Willmar, MN (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,695 3.85%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,325,000 $441,667 $8,607 4.96%
Sonora, CA (FHA|USDA|VA) 4 $1,310,000 $327,500 $10,561 4.63%
HAMMOND, LA (FHA|USDA|VA) 7 $1,285,000 $183,571 $4,955 4.68%
Marshall, MN (FHA|USDA|VA) 8 $1,270,000 $158,750 $5,145 5.14%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,061 5.89%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,250,000 $208,333 $5,369 5.69%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $1,240,000 $310,000 $8,423 4.34%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $1,225,000 $408,333 $10,879 4.71%
GREAT FALLS, MT (FHA|USDA|VA) 4 $1,190,000 $297,500 $8,269 5.66%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,185,000 $169,286 $6,710 5.02%
NAPA, CA (FHA|USDA|VA) 1 $1,175,000 $1,175,000 $4,858 8.00%
Palatka, FL (FHA|USDA|VA) 4 $1,170,000 $292,500 $6,556 4.50%
Kirksville, MO (FHA|USDA|VA) 6 $1,170,000 $195,000 $7,218 5.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $1,170,000 $292,500 $9,069 5.16%
Vernal, UT (FHA|USDA|VA) 5 $1,165,000 $233,000 $7,713 4.55%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,165,000 $166,429 $6,943 6.25%
Clinton, IA (FHA|USDA|VA) 11 $1,145,000 $104,091 $5,431 5.38%
London, KY (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,283 5.62%
AMES, IA (FHA|USDA|VA) 5 $1,135,000 $227,000 $4,658 5.43%
Kapaa, HI (FHA|USDA|VA) 1 $1,135,000 $1,135,000 $7,462 5.88%
Show Low, AZ (FHA|USDA|VA) 3 $1,135,000 $378,333 $3,720 5.50%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $1,130,000 $565,000 $6,015 6.18%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $1,115,000 $223,000 $5,405 5.60%
Statesboro, GA (FHA|USDA|VA) 4 $1,090,000 $272,500 $9,314 5.38%
Warrensburg, MO (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,287 4.25%
KANKAKEE, IL (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,067 5.23%
LOGAN, UT-ID (FHA|USDA|VA) 2 $1,070,000 $535,000 $6,887 4.25%
Heber, UT (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $6,195 3.75%
Oak Harbor, WA (FHA|USDA|VA) 2 $990,000 $495,000 $18,512 4.13%
JACKSON, MI (FHA|USDA|VA) 5 $985,000 $197,000 $2,359 5.17%
Athens, TX (FHA|USDA|VA) 4 $980,000 $245,000 $10,505 6.06%
Branson, MO (FHA|USDA|VA) 4 $980,000 $245,000 $7,223 5.25%
Jesup, GA (FHA|USDA|VA) 5 $965,000 $193,000 $5,426 5.80%
LAS CRUCES, NM (FHA|USDA|VA) 4 $930,000 $232,500 $11,141 5.69%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $925,000 $185,000 $4,009 5.42%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $920,000 $230,000 $4,035 6.38%
BATON ROUGE, LA (FHA|USDA|VA) 3 $915,000 $305,000 $8,961 4.63%
JOPLIN, MO (FHA|USDA|VA) 5 $915,000 $183,000 $8,349 6.05%
MODESTO, CA (FHA|USDA|VA) 2 $910,000 $455,000 $3,704 4.44%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $895,000 $298,333 $12,807 5.54%
Fergus Falls, MN (FHA|USDA|VA) 7 $895,000 $127,857 $5,136 4.38%
ST. CLOUD, MN (FHA|USDA|VA) 4 $890,000 $222,500 $5,553 4.78%
Brainerd, MN (FHA|USDA|VA) 3 $885,000 $295,000 $7,146 5.16%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $885,000 $177,000 $10,965 6.28%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $880,000 $220,000 $11,267 6.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $870,000 $217,500 $5,358 6.09%
Williston, ND (FHA|USDA|VA) 2 $870,000 $435,000 $9,442 4.94%
Lewistown, PA (FHA|USDA|VA) 5 $865,000 $173,000 $5,618 6.18%
Norfolk, NE (FHA|USDA|VA) 3 $845,000 $281,667 $7,468 3.54%
Riverton, WY (FHA|USDA|VA) 3 $835,000 $278,333 $5,395 4.63%
Cookeville, TN (FHA|USDA|VA) 1 $835,000 $835,000 $21,742 3.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 7 $835,000 $119,286 $4,383 5.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $830,000 $415,000 $4,171 5.56%
Gillette, WY (FHA|USDA|VA) 2 $820,000 $410,000 $15,233 5.12%
Newberry, SC (FHA|USDA|VA) 1 $815,000 $815,000 $4,051 3.13%
New Ulm, MN (FHA|USDA|VA) 4 $800,000 $200,000 $7,289 5.78%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $795,000 $265,000 $9,547 4.92%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $785,000 $261,667 $4,472 5.46%
FRESNO, CA (FHA|USDA|VA) 3 $785,000 $261,667 $12,846 5.29%
DULUTH, MN-WI (FHA|USDA|VA) 3 $785,000 $261,667 $3,871 4.50%
IOWA CITY, IA (FHA|USDA|VA) 3 $785,000 $261,667 $6,612 4.63%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $780,000 $130,000 $5,154 5.52%
AKRON, OH (FHA|USDA|VA) 6 $780,000 $130,000 $3,968 5.77%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $760,000 $380,000 $11,299 4.31%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $750,000 $187,500 $7,634 5.19%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $745,000 $248,333 $6,416 5.83%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 6 $730,000 $121,667 $5,180 6.48%
Clovis, NM (FHA|USDA|VA) 6 $730,000 $121,667 $4,306 5.39%
PITTSBURGH, PA (FHA|USDA|VA) 7 $725,000 $103,571 $5,329 6.18%
Los Alamos, NM (FHA|USDA|VA) 3 $715,000 $238,333 $10,111 5.08%
Sevierville, TN (FHA|USDA|VA) 2 $700,000 $350,000 $12,175 5.25%
Freeport, IL (FHA|USDA|VA) 6 $690,000 $115,000 $4,259 6.06%
Helena, MT (FHA|USDA|VA) 2 $680,000 $340,000 $22,135 5.13%
MONROE, MI (FHA|USDA|VA) 4 $680,000 $170,000 $4,468 4.03%
Morehead City, NC (FHA|USDA|VA) 2 $680,000 $340,000 $10,122 4.88%
Cedar City, UT (FHA|USDA|VA) 1 $675,000 $675,000 $5,480 6.25%
READING, PA (FHA|USDA|VA) 5 $655,000 $131,000 $5,651 4.57%
ROCKFORD, IL (FHA|USDA|VA) 5 $645,000 $129,000 $5,913 5.33%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $640,000 $320,000 $4,697 4.19%
LANCASTER, PA (FHA|USDA|VA) 2 $640,000 $320,000 $7,354 6.06%
TOPEKA, KS (FHA|USDA|VA) 4 $630,000 $157,500 $3,396 5.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $630,000 $315,000 $11,549 4.94%
Enterprise, AL (FHA|USDA|VA) 5 $625,000 $125,000 $2,791 5.53%
WACO, TX (FHA|USDA|VA) 2 $620,000 $310,000 $9,882 4.13%
Taos, NM (FHA|USDA|VA) 2 $600,000 $300,000 $10,109 5.94%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $600,000 $300,000 $14,977 6.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $595,000 $198,333 $8,194 6.08%
Cambridge, MD (FHA|USDA|VA) 3 $595,000 $198,333 $9,416 6.13%
REDDING, CA (FHA|USDA|VA) 2 $580,000 $290,000 $6,588 5.06%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $580,000 $290,000 $2,902 5.94%
Fairmont, MN (FHA|USDA|VA) 5 $575,000 $115,000 $4,806 5.10%
Sulphur Springs, TX (FHA|USDA|VA) 2 $570,000 $285,000 $13,366 6.75%
Hutchinson, MN (FHA|USDA|VA) 4 $570,000 $142,500 $2,186 4.65%
MERCED, CA (FHA|USDA|VA) 3 $565,000 $188,333 $5,633 4.54%
Sterling, IL (FHA|USDA|VA) 5 $545,000 $109,000 $5,537 5.40%
Albert Lea, MN (FHA|USDA|VA) 1 $545,000 $545,000 $2,880 3.75%
Deming, NM (FHA|USDA|VA) 2 $540,000 $270,000 $7,278 5.50%
Roseburg, OR (FHA|USDA|VA) 2 $540,000 $270,000 $12,720 6.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $515,000 $515,000 $10,461 4.38%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $515,000 $171,667 $6,923 5.12%
Dayton, TN (FHA|USDA|VA) 3 $515,000 $171,667 $8,757 6.29%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $515,000 $171,667 $6,303 5.96%
Granbury, TX (FHA|USDA|VA) 2 $510,000 $255,000 $9,247 5.38%
Bardstown, KY (FHA|USDA|VA) 3 $505,000 $168,333 $3,755 5.62%
BELLINGHAM, WA (FHA|USDA|VA) 1 $505,000 $505,000 $8,994 2.88%
WALLA WALLA, WA (FHA|USDA|VA) 2 $500,000 $250,000 $7,957 4.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $500,000 $250,000 $9,124 6.50%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $500,000 $250,000 $5,572 4.12%
McPherson, KS (FHA|USDA|VA) 2 $500,000 $250,000 $5,868 5.25%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $480,000 $240,000 $4,334 6.06%
Washington, NC (FHA|USDA|VA) 1 $475,000 $475,000 $7,080 4.13%
Jennings, LA (FHA|USDA|VA) 3 $475,000 $158,333 $4,817 6.75%
Seneca, SC (FHA|USDA|VA) 2 $470,000 $235,000 $3,761 5.06%
CHEYENNE, WY (FHA|USDA|VA) 2 $470,000 $235,000 $4,120 5.31%
Roswell, NM (FHA|USDA|VA) 2 $460,000 $230,000 $5,677 5.38%
Sheridan, WY (FHA|USDA|VA) 1 $455,000 $455,000 $9,941 4.75%
Mount Pleasant, TX (FHA|USDA|VA) 1 $455,000 $455,000 $7,694 3.50%
Hutchinson, KS (FHA|USDA|VA) 2 $450,000 $225,000 $8,599 4.63%
Somerset, KY (FHA|USDA|VA) 2 $450,000 $225,000 $9,170 6.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $450,000 $225,000 $6,326 5.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $440,000 $220,000 $6,741 4.06%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $435,000 $435,000 $14,361 1.88%
Oneonta, NY (FHA|USDA|VA) 1 $435,000 $435,000 $0 3.38%
Red Wing, MN (FHA|USDA|VA) 2 $430,000 $215,000 $7,255 5.06%
Thomaston, GA (FHA|USDA|VA) 2 $430,000 $215,000 $8,560 5.56%
Batesville, AR (FHA|USDA|VA) 2 $430,000 $215,000 $5,913 5.43%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $425,000 $141,667 $4,139 3.50%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $425,000 $141,667 $8,818 5.46%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $420,000 $210,000 $6,234 6.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $415,000 $138,333 $6,968 6.04%
KINGSTON, NY (FHA|USDA|VA) 2 $410,000 $205,000 $10,558 4.81%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $410,000 $205,000 $9,716 6.38%
YUBA CITY, CA (FHA|USDA|VA) 1 $405,000 $405,000 $10,829 3.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $395,000 $395,000 $11,849 6.13%
LYNCHBURG, VA (FHA|USDA|VA) 2 $390,000 $195,000 $4,405 4.31%
Houghton, MI (FHA|USDA|VA) 1 $385,000 $385,000 $12,179 4.38%
MOBILE, AL (FHA|USDA|VA) 1 $385,000 $385,000 $3,901 7.13%
West Plains, MO (FHA|USDA|VA) 3 $385,000 $128,333 $4,329 4.33%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $385,000 $385,000 $5,729 4.63%
Huntingdon, PA (FHA|USDA|VA) 3 $385,000 $128,333 $6,419 6.75%
Sanford, NC (FHA|USDA|VA) 2 $380,000 $190,000 $5,966 5.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $380,000 $190,000 $2,071 6.69%
Beatrice, NE (FHA|USDA|VA) 2 $380,000 $190,000 $6,057 4.69%
Newport, OR (FHA|USDA|VA) 1 $375,000 $375,000 $17,335 5.88%
Jefferson, GA (FHA|USDA|VA) 1 $375,000 $375,000 $9,258 4.75%
Palestine, TX (FHA|USDA|VA) 1 $375,000 $375,000 $11,405 4.75%
EL CENTRO, CA (FHA|USDA|VA) 2 $370,000 $185,000 $6,218 4.63%
Price, UT (FHA|USDA|VA) 2 $370,000 $185,000 $4,668 5.25%
Danville, VA (FHA|USDA|VA) 1 $365,000 $365,000 $18,762 4.63%
GREENVILLE, NC (FHA|USDA|VA) 1 $365,000 $365,000 $3,914 4.88%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $360,000 $180,000 $6,193 4.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $355,000 $355,000 $5,380 6.75%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $355,000 $355,000 $10,838 5.88%
LUBBOCK, TX (FHA|USDA|VA) 2 $350,000 $175,000 $8,636 6.88%
MONTGOMERY, AL (FHA|USDA|VA) 3 $345,000 $115,000 $0 6.17%
HATTIESBURG, MS (FHA|USDA|VA) 2 $340,000 $170,000 $6,200 5.38%
Paducah, KY-IL (FHA|USDA|VA) 2 $340,000 $170,000 $2,594 6.13%
Shawnee, OK (FHA|USDA|VA) 1 $335,000 $335,000 $9,566 6.63%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $330,000 $165,000 $6,005 4.56%
MADISON, WI (FHA|USDA|VA) 2 $330,000 $165,000 $5,939 5.19%
JACKSON, TN (FHA|USDA|VA) 1 $325,000 $325,000 $4,567 6.75%
Aberdeen, WA (FHA|USDA|VA) 1 $325,000 $325,000 $9,175 5.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $315,000 $315,000 $6,317 3.88%
Frankfort, KY (FHA|USDA|VA) 1 $315,000 $315,000 $11,964 5.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $315,000 $315,000 $12,169 6.13%
ROCHESTER, NY (FHA|USDA|VA) 1 $305,000 $305,000 $5,054 4.63%
Pontiac, IL (FHA|USDA|VA) 2 $300,000 $150,000 $4,416 5.94%
Bonham, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,881 4.75%
Grants, NM (FHA|USDA|VA) 1 $295,000 $295,000 $17,035 6.75%
Lufkin, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,704 6.75%
Safford, AZ (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.94%
Del Rio, TX (FHA|USDA|VA) 1 $285,000 $285,000 $10,011 6.75%
ABILENE, TX (FHA|USDA|VA) 1 $285,000 $285,000 $8,841 5.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $285,000 $285,000 $10,538 6.25%
Lincoln, IL (FHA|USDA|VA) 3 $285,000 $95,000 $3,703 4.42%
Greeneville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $6,966 5.63%
Alexandria, MN (FHA|USDA|VA) 2 $280,000 $140,000 $5,077 5.88%
FLINT, MI (FHA|USDA|VA) 2 $280,000 $140,000 $3,207 5.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $280,000 $140,000 $4,745 5.81%
STAUNTON, VA (FHA|USDA|VA) 1 $275,000 $275,000 $4,714 6.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $275,000 $275,000 $2,453 5.50%
FOND DU LAC, WI (FHA|USDA|VA) 1 $275,000 $275,000 $7,871 3.63%
Quincy, IL-MO (FHA|USDA|VA) 2 $270,000 $135,000 $5,969 5.63%
BURLINGTON, NC (FHA|USDA|VA) 1 $265,000 $265,000 $8,038 5.25%
Fairfield, IA (FHA|USDA|VA) 1 $265,000 $265,000 $8,755 2.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $255,000 $255,000 $7,668 5.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $255,000 $255,000 $8,481 3.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $255,000 $255,000 $7,254 4.75%
DALTON, GA (FHA|USDA|VA) 1 $255,000 $255,000 $11,521 6.75%
Elizabeth City, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,693 3.25%
ROME, GA (FHA|USDA|VA) 1 $255,000 $255,000 $10,211 6.25%
DECATUR, AL (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.94%
Shelby, NC (FHA|USDA|VA) 2 $250,000 $125,000 $4,040 5.13%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $250,000 $125,000 $5,755 6.81%
SALEM, OR (FHA|USDA|VA) 1 $245,000 $245,000 $1,965 3.25%
St. Marys, GA (FHA|USDA|VA) 1 $245,000 $245,000 $7,168 5.13%
JONESBORO, AR (FHA|USDA|VA) 1 $245,000 $245,000 $4,620 5.50%
Traverse City, MI (FHA|USDA|VA) 1 $245,000 $245,000 $3,720 5.00%
Clewiston, FL (FHA|USDA|VA) 1 $245,000 $245,000 $14,744 6.75%
Storm Lake, IA (FHA|USDA|VA) 2 $240,000 $120,000 $5,936 5.81%
Salina, KS (FHA|USDA|VA) 2 $240,000 $120,000 $2,713 5.75%
Albemarle, NC (FHA|USDA|VA) 1 $225,000 $225,000 $7,394 5.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $220,000 $110,000 $2,340 6.50%
Lebanon, MO (FHA|USDA|VA) 1 $215,000 $215,000 $8,677 5.50%
Hood River, OR (FHA|USDA|VA) 1 $215,000 $215,000 $3,636 4.13%
Wauchula, FL (FHA|USDA|VA) 1 $215,000 $215,000 $10,727 6.13%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $215,000 $215,000 $12,452 6.13%
Georgetown, SC (FHA|USDA|VA) 1 $215,000 $215,000 $3,420 6.50%
HARRISONBURG, VA (FHA|USDA|VA) 2 $210,000 $105,000 $5,127 4.31%
Durango, CO (FHA|USDA|VA) 1 $205,000 $205,000 $1,850 5.63%
Glasgow, KY (FHA|USDA|VA) 1 $205,000 $205,000 $4,383 5.63%
GETTYSBURG, PA (FHA|USDA|VA) 1 $205,000 $205,000 $7,792 5.25%
Tahlequah, OK (FHA|USDA|VA) 1 $205,000 $205,000 $4,625 7.50%
ANCHORAGE, AK (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.00%
Torrington, CT (FHA|USDA|VA) 1 $195,000 $195,000 $4,454 6.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $195,000 $195,000 $8,272 5.50%
Lake City, FL (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.13%
Laramie, WY (FHA|USDA|VA) 1 $195,000 $195,000 $4,091 3.50%
PEORIA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $3,801 5.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $195,000 $195,000 $16,453 6.00%
ENID, OK (FHA|USDA|VA) 1 $185,000 $185,000 $4,324 3.99%
North Platte, NE (FHA|USDA|VA) 1 $185,000 $185,000 $5,197 3.38%
Fort Dodge, IA (FHA|USDA|VA) 1 $185,000 $185,000 $10,039 6.75%
Bainbridge, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,145 5.63%
Taylorville, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,918 5.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.63%
SUMTER, SC (FHA|USDA|VA) 1 $185,000 $185,000 $2,651 3.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,667 3.99%
ASHEVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $7,543 4.88%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,574 3.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $175,000 $175,000 $2,030 6.88%
Rolla, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,254 6.00%
Hays, KS (FHA|USDA|VA) 1 $175,000 $175,000 $9,652 6.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,164 5.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $12,817 6.63%
Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,256 6.38%
Farmington, MO (FHA|USDA|VA) 1 $165,000 $165,000 $7,234 3.75%
Española, NM (FHA|USDA|VA) 1 $165,000 $165,000 $5,876 5.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,375 6.50%
Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $9,391 3.88%
MUNCIE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $996 5.50%
Natchitoches, LA (FHA|USDA|VA) 1 $165,000 $165,000 $3,596 3.13%
Ashtabula, OH (FHA|USDA|VA) 2 $160,000 $80,000 $4,688 7.38%
Altus, OK (FHA|USDA|VA) 1 $155,000 $155,000 $10,227 4.99%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $155,000 $155,000 $8,507 6.25%
DECATUR, IL (FHA|USDA|VA) 1 $155,000 $155,000 $5,575 4.38%
Portales, NM (FHA|USDA|VA) 1 $155,000 $155,000 $6,261 5.38%
Mayfield, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,581 6.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $155,000 $155,000 $5,836 3.13%
COLUMBIA, SC (FHA|USDA|VA) 1 $145,000 $145,000 $4,445 5.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $145,000 $145,000 $10,677 3.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $145,000 $145,000 $7,989 2.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $145,000 $145,000 $6,186 5.63%
Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.75%
Ottawa, IL (FHA|USDA|VA) 1 $145,000 $145,000 $6,022 6.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,183 5.63%
YUMA, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $2,906 5.75%
OWENSBORO, KY (FHA|USDA|VA) 1 $135,000 $135,000 $7,242 6.75%
MEDFORD, OR (FHA|USDA|VA) 1 $135,000 $135,000 $3,563 6.38%
Scottsbluff, NE (FHA|USDA|VA) 1 $135,000 $135,000 $3,322 5.63%
Bogalusa, LA (FHA|USDA|VA) 1 $135,000 $135,000 $4,651 5.63%
Hastings, NE (FHA|USDA|VA) 1 $135,000 $135,000 $2,459 5.63%
Opelousas, LA (FHA|USDA|VA) 1 $135,000 $135,000 $6,044 4.75%
Tupelo, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.99%
Adrian, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,811 6.38%
Pella, IA (FHA|USDA|VA) 1 $125,000 $125,000 $3,898 4.38%
Spencer, IA (FHA|USDA|VA) 1 $125,000 $125,000 $7,145 6.25%
COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,019 3.38%
Stillwater, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.25%
FLORENCE, SC (FHA|USDA|VA) 1 $115,000 $115,000 $8,228 6.00%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,735 5.50%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.88%
Sunbury, PA (FHA|USDA|VA) 1 $115,000 $115,000 $6,208 5.75%
Winona, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,583 3.25%
Shawano, WI (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.50%
Las Vegas, NM (FHA|USDA|VA) 1 $105,000 $105,000 $3,215 5.38%
PITTSFIELD, MA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.88%
Uvalde, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,415 3.75%
Brownwood, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,006 7.63%
Jasper, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,276 3.50%
Dumas, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.13%
Plymouth, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,068 5.00%
Campbellsville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,403 5.38%
Marinette, WI-MI (FHA|USDA|VA) 1 $95,000 $95,000 $4,300 6.25%
Corsicana, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.75%
Galesburg, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,318 5.63%
Keene, NH (FHA|USDA|VA) 1 $95,000 $95,000 $3,646 4.50%
Arcadia, FL (FHA|USDA|VA) 1 $85,000 $85,000 $4,218 4.13%
Marshalltown, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,595 5.13%
WHEELING, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,971 5.50%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $85,000 $85,000 $1,813 2.75%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $85,000 $85,000 $2,175 4.13%
Emporia, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,507 3.00%
Alpena, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,619 4.88%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,280 3.00%
RACINE, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,980 5.75%
Vidalia, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,840 4.38%
Great Bend, KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,264 3.50%
ERIE, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,070 5.50%
Bemidji, MN (FHA|USDA|VA) 1 $65,000 $65,000 $3,282 4.88%
Orangeburg, SC (FHA|USDA|VA) 1 $65,000 $65,000 $4,574 7.13%
Jacksonville, IL (FHA|USDA|VA) 1 $45,000 $45,000 $3,309 4.13%
Plains Commerce Bank's top markets include Sioux Falls, Orlando, Baltimore, Washington, and New York among others.

Their top states include:
  • South Dakota (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,753 $2,193,265,000 $282,892 $5,679 4.97%
    FHA 2,695 $730,855,000 $271,189 $10,695 5.12%
    VA 857 $310,005,000 $361,733 $9,924 4.66%
    HELOC 327 $27,785,000 $84,969 n/a 5.66%
    USDA 244 $45,440,000 $186,230 $5,652 4.85%

    For 2022, Plains Commerce Bank's most frequently originated type of loan was Conventional, with 7,753 originations. Their 2nd most popular type was FHA, with 2,695 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,280 $2,712,230,000 $292,266 $7,508 5.11%
    Cash Out Refi 1,327 $355,555,000 $267,939 $7,573 4.49%
    Refi 726 $173,720,000 $239,284 $5,133 4.22%
    Home Improvement 281 $28,735,000 $102,260 $3,595 5.37%
    Other 262 $37,110,000 $141,641 $4,465 5.46%

    For 2022, Plains Commerce Bank's most frequently cited loan purpose was Home Purchase, with 9,280 originations. The 2nd most popular reason was Cash Out Refi, with 1,327 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,582 $3,065,170,000 $289,659 $7,631 5.02%
    5 Year 425 $45,625,000 $107,353 $913 5.57%
    15 Year 407 $91,525,000 $224,877 $4,752 3.70%
    Other 312 $71,370,000 $228,750 $1,940 5.57%
    20 Year 61 $13,965,000 $228,934 $4,849 3.95%
    1 Year 60 $10,940,000 $182,333 $2,933 4.79%
    10 Year 28 $8,040,000 $287,143 $3,144 3.78%
    3 Year 1 $715,000 $715,000 $1,962 4.50%

    For 2022, Plains Commerce Bank's most frequently cited loan duration was 30 Year, with 10,582 originations. The 2nd most popular length was 5 Year, with 425 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,761 $760,395,000 $275,406
    $<1k 2,254 $503,880,000 $223,549
    $5k+ 2,246 $914,630,000 $407,226
    $2k-3k 1,375 $343,825,000 $250,055
    $3k-4k 1,129 $311,525,000 $275,930
    $4k-5k 779 $241,775,000 $310,366

    Plains Commerce Bank's average total fees were $7,631, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,761 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 3,603 $970,105,000 $269,249
    4-5% 2,830 $839,830,000 $296,760
    3-4% 2,673 $764,405,000 $285,973
    6-7% 2,010 $529,350,000 $263,358
    2.5-3% 354 $111,280,000 $314,350
    7-8% 305 $69,055,000 $226,410
    <2.5% 77 $21,765,000 $282,662
    Over 8% 24 $1,560,000 $65,000

    During 2022, Plains Commerce Bank's average interest rate for loans was 5.02%, while their most frequently originated rate bucket for loans was 5-6%, with 3,603 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,231 $1,501,355,000 $287,011 $7,786 4.97%
    $100k-200k 3,339 $506,895,000 $151,810 $4,675 5.05%
    $400k-600k 1,677 $797,785,000 $475,722 $10,454 4.85%
    $100,000 or less 1,102 $77,090,000 $69,955 $2,883 5.29%
    $600k-1MM 449 $313,895,000 $699,098 $12,328 4.77%
    $1MM+ 78 $110,330,000 $1,414,487 $14,394 4.87%

    2022 saw Plains Commerce Bank place emphasis on $200k-400k loans with 5,231 originations, totaling $1,501,355,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,860 $615,910,000 $215,353 $6,480 4.95%
    $100k-150k 2,769 $870,045,000 $314,209 $8,357 5.02%
    $75k-100k 2,288 $623,260,000 $272,404 $7,950 5.06%
    $150k-250k 1,573 $585,825,000 $372,425 $8,307 5.02%
    $50k or less 1,532 $218,450,000 $142,591 $4,820 4.92%
    $250k+ 712 $345,170,000 $484,789 $8,659 5.07%

    Plains Commerce Bank lent most frequently to those with incomes in the $50k-75k range, with 2,860 originations. The second most popular income band? $100k-150k, with 2,769 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,896 $499,330,000 $263,360 $6,327 4.97%
    20-30% 1,872 $473,110,000 $252,730 $5,750 4.82%
    50-60% 975 $313,525,000 $321,564 $11,989 5.03%
    <20% 576 $126,670,000 $219,913 $4,938 4.76%
    44% 568 $161,800,000 $284,859 $7,424 5.15%
    49% 515 $150,005,000 $291,272 $8,091 5.25%
    43% 500 $143,760,000 $287,520 $7,286 5.05%
    40% 492 $143,680,000 $292,033 $7,452 5.04%
    42% 489 $143,845,000 $294,162 $6,958 5.04%
    39% 453 $130,185,000 $287,384 $6,791 5.10%
    45% 452 $130,110,000 $287,854 $8,137 5.05%
    37% 445 $126,465,000 $284,191 $6,744 5.01%
    38% 444 $132,440,000 $298,288 $6,856 4.93%
    41% 440 $121,710,000 $276,614 $7,150 5.10%
    48% 430 $121,760,000 $283,163 $7,677 5.17%
    47% 425 $123,975,000 $291,706 $8,134 5.15%
    46% 399 $112,035,000 $280,789 $7,697 5.04%
    36% 367 $102,445,000 $279,142 $7,121 4.90%
    >60% 39 $15,315,000 $392,692 $9,843 4.96%

    Plains Commerce Bank lent most frequently to those with DTI ratios of 30-36%, with 1,896 originations. The next most common DTI ratio? 20-30%, with 1,872 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,722 $2,342,680,000 $268,594 $6,723 5.01%
    Not provided 1,557 $468,485,000 $300,890 $8,587 4.98%
    Black 865 $256,195,000 $296,179 $10,277 5.05%
    Asian 504 $173,340,000 $343,929 $7,992 4.72%
    American Indian 94 $24,940,000 $265,319 $7,731 5.29%
    Not applicable 75 $21,275,000 $283,667 $0 5.03%
    Native Hawaiian or Islander 31 $9,835,000 $317,258 $8,911 5.35%
    Asian Indian 13 $6,295,000 $484,231 $7,333 5.40%
    Filipino 5 $1,935,000 $387,000 $8,143 4.32%
    Other Asian 5 $1,245,000 $249,000 $8,811 5.58%
    Other Pacific Islander 3 $825,000 $275,000 $7,928 4.42%
    Chinese 1 $275,000 $275,000 $4,763 3.25%
    Japanese 1 $25,000 $25,000 $0 5.00%

    Approval Rates

    Total approvals of all applications
    97.72%

    Plains Commerce Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    54.18%

    Plains Commerce Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,876 $3,307,350,000 $278,490

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    11,876 $3,307,350,000 $278,490

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 603 $90,975,000 $150,871 $3,370 5.12%
    40-60% 956 $227,650,000 $238,128 $5,255 4.69%
    60-80% 3,173 $927,495,000 $292,309 $6,878 4.91%
    80-100% 6,673 $1,976,355,000 $296,172 $7,873 5.05%
    Over 100% 176 $66,480,000 $377,727 $15,847 4.68%
    Under 20% 295 $18,395,000 $62,356 $1,440 5.55%