Coffeyville USDA Loan Rates, Closing Costs & Stats
Coffeyville, KS
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Coffeyville's 11 lenders originated 43 USDA loans during 2023. The total origination value was $4,055,000, with an average USDA loan value of $94,302.
Coffeyville USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Coffeyville
averaged
6.77%
for the week of 2024-04-19, compared to the national average (all USDA variants) of
6.863% for the same period.
Coffeyville's average USDA mortgage closing costs are $3,804.
The average rate for the prior week (2024-04-12) was
6.72% and
one month ago for the week of 2024-03-15, the
average rate was 6.6%.
The average rate one year ago was 6.24%.
For refis of the same type during the week of 2024-04-19, the average rate
was 7.06%.
Coffeyville USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Coffeyville level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | 26 | 6.86% | $4,785 |
| Sierra Pacific Mortgage Company, Inc. | 4 | 6.56% | $4,707 |
| Mortgage Investment Services Corporation | 3 | 6.92% | $1,298 |
| Community National Bank & Trust | 2 | 6.94% | $4,701 |
| United Fidelity Funding Corp. | 2 | 7.44% | $7,383 |
| Servion, Inc. | 1 | 6.75% | $3,320 |
| Members Mortgage Services, L.L.C. | 1 | 6.13% | $3,531 |
| Chickasaw Community Bank | 1 | 8.13% | $3,259 |
| CHURCHILL MORTGAGE CORPORATION | 1 | 6.63% | $2,605 |
| ASSEMBLIES OF GOD Credit Union | 1 | 6.75% | $3,320 |
| Mortgage Research Center, LLC | 1 | 6.75% | $2,164 |
The top Coffeyville USDA lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
26 USDA loans originated. Their average total fees are
$4,785, which is $78
higher than the next largest lender,
Sierra Pacific Mortgage Company, Inc..
The lowest fee Coffeyville USDA lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. ($4,785), .
The lowest rate Coffeyville USDA lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.86%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $69,250 (-4.8%) | $91,687 (-4.8%) | 0.00 | 290 |
| 2018-02-01 | $64,850 (-7.2%) | $86,923 (-6.7%) | 0.00 | 288 |
| 2018-03-01 | $63,000 (-6.7%) | $93,999 (0.3%) | 0.00 | 294 |
| 2018-04-01 | $59,950 (-14.2%) | $101,658 (6.9%) | 0.00 | 295 |
| 2018-05-01 | $64,900 (-7.2%) | $103,698 (7.5%) | 0.00 | 292 |
| 2018-06-01 | $64,600 (-9.3%) | $104,145 (8.2%) | 0.00 | 291 |
| 2018-07-01 | $63,475 (-14.1%) | $96,954 (0.7%) | 0.00 | 292 |
| 2018-08-01 | $65,125 (-12.5%) | $106,638 (7.3%) | 0.00 | 291 |
| 2018-09-01 | $69,500 (-0.6%) | $109,197 (15.7%) | 0.00 | 288 |
| 2018-10-01 | $63,750 (-6.1%) | $102,613 (13.1%) | 0.00 | 293 |
| 2018-11-01 | $58,500 (-13.0%) | $98,459 (9.4%) | 0.00 | 309 |
| 2018-12-01 | $54,900 (-21.5%) | $100,133 (6.9%) | 0.00 | 294 |
| 2019-01-01 | $60,250 (-13.0%) | $104,750 (14.3%) | 0.00 | 268 |
| 2019-02-01 | $58,250 (-10.2%) | $104,402 (20.1%) | 0.00 | 271 |
| 2019-03-01 | $62,814 (-0.3%) | $108,476 (15.4%) | 0.00 | 271 |
| 2019-04-01 | $68,814 (14.8%) | $111,975 (10.2%) | 0.00 | 271 |
| 2019-05-01 | $70,200 (8.2%) | $117,736 (13.5%) | 0.00 | 248 |
| 2019-06-01 | $69,900 (8.2%) | $116,984 (12.3%) | 0.00 | 249 |
| 2019-07-01 | $69,975 (10.2%) | $117,880 (21.6%) | 0.00 | 246 |
| 2019-08-01 | $73,700 (13.2%) | $121,861 (14.3%) | 0.00 | 241 |
| 2019-09-01 | $71,900 (3.5%) | $116,737 (6.9%) | 0.00 | 230 |
| 2019-10-01 | $70,225 (10.2%) | $111,141 (8.3%) | 0.00 | 227 |
| 2019-11-01 | $65,000 (11.1%) | $101,029 (2.6%) | 0.00 | 235 |
| 2019-12-01 | $63,125 (15.0%) | $102,444 (2.3%) | 0.00 | 217 |
| 2020-01-01 | $69,500 (15.4%) | $107,339 (2.5%) | 0.00 | 195 |
| 2020-02-01 | $75,000 (28.8%) | $112,105 (7.4%) | 0.00 | 191 |
| 2020-03-01 | $79,000 (25.8%) | $113,544 (4.7%) | 0.00 | 182 |
| 2020-04-01 | $82,225 (19.5%) | $115,084 (2.8%) | 0.00 | 184 |
| 2020-05-01 | $75,500 (7.6%) | $113,064 (-4.0%) | 0.00 | 183 |
| 2020-06-01 | $90,725 (29.8%) | $120,450 (3.0%) | 0.00 | 161 |
| 2020-07-01 | $94,950 (35.7%) | $122,546 (4.0%) | 0.00 | 160 |
| 2020-08-01 | $90,000 (22.1%) | $117,233 (-3.8%) | 0.00 | 152 |
| 2020-09-01 | $87,000 (21.0%) | $112,784 (-3.4%) | 0.00 | 139 |
| 2020-10-01 | $75,000 (6.8%) | $103,083 (-7.3%) | 0.00 | 134 |
| 2020-11-01 | $75,375 (16.0%) | $102,641 (1.6%) | 0.00 | 126 |
| 2020-12-01 | $69,900 (10.7%) | $97,196 (-5.1%) | 0.00 | 131 |
| 2021-01-01 | $69,900 (0.6%) | $95,953 (-10.6%) | 0.00 | 113 |
| 2021-02-01 | $69,974 (-6.7%) | $99,204 (-11.5%) | 0.00 | 91 |
| 2021-03-01 | $73,300 (-7.2%) | $103,501 (-8.9%) | 0.00 | 81 |
| 2021-04-01 | $66,000 (-19.7%) | $97,666 (-15.1%) | 0.00 | 75 |
| 2021-05-01 | $69,750 (-7.6%) | $95,770 (-15.3%) | 0.00 | 80 |
| 2021-06-01 | $77,325 (-14.8%) | $103,641 (-14.0%) | 0.00 | 86 |
| 2021-07-01 | $69,250 (-27.1%) | $108,354 (-11.6%) | 0.00 | 71 |
| 2021-08-01 | $65,475 (-27.3%) | $98,864 (-15.7%) | 0.00 | 68 |
| 2021-09-01 | $65,000 (-25.3%) | $100,835 (-10.6%) | 0.00 | 63 |
| 2021-10-01 | $79,000 (5.3%) | $111,132 (7.8%) | 0.00 | 60 |
| 2021-11-01 | $69,175 (-8.2%) | $104,626 (1.9%) | 0.00 | 71 |
| 2021-12-01 | $69,375 (-0.8%) | $96,284 (-0.9%) | 0.00 | 80 |
| 2022-01-01 | $70,000 (0.1%) | $92,520 (-3.6%) | 0.00 | 74 |
| 2022-02-01 | $73,000 (4.3%) | $99,559 (0.4%) | 0.00 | 63 |
| 2022-03-01 | $82,925 (13.1%) | $125,829 (21.6%) | 0.00 | 60 |
| 2022-04-01 | $79,000 (19.7%) | $113,979 (16.7%) | 0.00 | 68 |
| 2022-05-01 | $83,225 (19.3%) | $121,830 (27.2%) | 0.00 | 65 |
| 2022-06-01 | $96,525 (24.8%) | $130,169 (25.6%) | 0.00 | 64 |
| 2022-07-01 | $125,000 (80.5%) | $162,428 (49.9%) | 0.00 | 67 |
| 2022-08-01 | $103,750 (58.5%) | $160,744 (62.6%) | 0.00 | 90 |
| 2022-09-01 | $96,800 (48.9%) | $175,150 (73.7%) | 0.00 | 85 |
| 2022-10-01 | $96,450 (22.1%) | $173,745 (56.3%) | 0.00 | 90 |
| 2022-11-01 | $93,175 (34.7%) | $170,064 (62.5%) | 0.00 | 87 |
| 2022-12-01 | $95,000 (36.9%) | $169,781 (76.3%) | 0.00 | 70 |
| 2023-01-01 | $97,900 (39.9%) | $164,996 (78.3%) | 0.00 | 68 |
| 2023-02-01 | $119,950 (64.3%) | $172,338 (73.1%) | 0.00 | 69 |
| 2023-03-01 | $121,125 (46.1%) | $163,743 (30.1%) | 0.00 | 76 |
| 2023-04-01 | $124,750 (57.9%) | $172,464 (51.3%) | 0.00 | 78 |
| 2023-05-01 | $130,175 (56.4%) | $173,121 (42.1%) | 0.00 | 82 |
| 2023-06-01 | $116,150 (20.3%) | $155,818 (19.7%) | 0.00 | 78 |
| 2023-07-01 | $119,950 (-4.0%) | $173,790 (7.0%) | 0.00 | 80 |
| 2023-08-01 | $125,000 (20.5%) | $175,953 (9.5%) | 0.00 | 83 |
| 2023-09-01 | $125,000 (29.1%) | $192,359 (9.8%) | 0.00 | 73 |
| 2023-10-01 | $122,500 (27.0%) | $187,948 (8.2%) | 0.00 | 76 |
| 2023-11-01 | $107,225 (15.1%) | $168,106 (-1.2%) | 0.00 | 88 |
| 2023-12-01 | $130,750 (37.6%) | $185,685 (9.4%) | 0.00 | 87 |
| 2024-01-01 | $142,350 (45.4%) | $201,334 (22.0%) | 0.00 | 83 |
| 2024-02-01 | $145,750 (21.5%) | $213,031 (23.6%) | 0.00 | 76 |
| 2024-03-01 | $159,500 (31.7%) | $215,843 (31.8%) | 0.00 | 75 |
Coffeyville's median listing price comes in at 0% of the national average.
Coffeyville's average listing price for 2024-03-01 was $215,843, a difference of $52,100 (31.8%) versus the prior year and $2,812 versus the prior month.
For the 2024-03-01 period, Coffeyville had 75 MLS listings, a difference of -1 listings (-1%) versus the prior month and -1 listings (-1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,561 sqft |
| 2018-02-01 | 0 days | 1,532 sqft |
| 2018-03-01 | 0 days | 1,527 sqft |
| 2018-04-01 | 0 days | 1,510 sqft |
| 2018-05-01 | 0 days | 1,534 sqft |
| 2018-06-01 | 0 days | 1,560 sqft |
| 2018-07-01 | 0 days | 1,542 sqft |
| 2018-08-01 | 0 days | 1,609 sqft |
| 2018-09-01 | 0 days | 1,620 sqft |
| 2018-10-01 | 0 days | 1,546 sqft |
| 2018-11-01 | 0 days | 1,506 sqft |
| 2018-12-01 | 0 days | 1,518 sqft |
| 2019-01-01 | 0 days | 1,541 sqft |
| 2019-02-01 | 0 days | 1,540 sqft |
| 2019-03-01 | 0 days | 1,554 sqft |
| 2019-04-01 | 0 days | 1,579 sqft |
| 2019-05-01 | 0 days | 1,548 sqft |
| 2019-06-01 | 0 days | 1,591 sqft |
| 2019-07-01 | 0 days | 1,560 sqft |
| 2019-08-01 | 0 days | 1,591 sqft |
| 2019-09-01 | 0 days | 1,592 sqft |
| 2019-10-01 | 0 days | 1,592 sqft |
| 2019-11-01 | 0 days | 1,542 sqft |
| 2019-12-01 | 0 days | 1,565 sqft |
| 2020-01-01 | 0 days | 1,601 sqft |
| 2020-02-01 | 0 days | 1,657 sqft |
| 2020-03-01 | 0 days | 1,673 sqft |
| 2020-04-01 | 0 days | 1,672 sqft |
| 2020-05-01 | 0 days | 1,673 sqft |
| 2020-06-01 | 0 days | 1,666 sqft |
| 2020-07-01 | 0 days | 1,694 sqft |
| 2020-08-01 | 0 days | 1,656 sqft |
| 2020-09-01 | 0 days | 1,593 sqft |
| 2020-10-01 | 0 days | 1,508 sqft |
| 2020-11-01 | 0 days | 1,583 sqft |
| 2020-12-01 | 0 days | 1,475 sqft |
| 2021-01-01 | 0 days | 1,459 sqft |
| 2021-02-01 | 0 days | 1,548 sqft |
| 2021-03-01 | 0 days | 1,544 sqft |
| 2021-04-01 | 0 days | 1,360 sqft |
| 2021-05-01 | 0 days | 1,316 sqft |
| 2021-06-01 | 0 days | 1,424 sqft |
| 2021-07-01 | 0 days | 1,344 sqft |
| 2021-08-01 | 0 days | 1,359 sqft |
| 2021-09-01 | 0 days | 1,383 sqft |
| 2021-10-01 | 0 days | 1,392 sqft |
| 2021-11-01 | 0 days | 1,381 sqft |
| 2021-12-01 | 0 days | 1,380 sqft |
| 2022-01-01 | 0 days | 1,392 sqft |
| 2022-02-01 | 0 days | 1,400 sqft |
| 2022-03-01 | 0 days | 1,478 sqft |
| 2022-04-01 | 0 days | 1,615 sqft |
| 2022-05-01 | 0 days | 1,643 sqft |
| 2022-06-01 | 0 days | 1,595 sqft |
| 2022-07-01 | 0 days | 1,566 sqft |
| 2022-08-01 | 0 days | 1,487 sqft |
| 2022-09-01 | 0 days | 1,468 sqft |
| 2022-10-01 | 0 days | 1,520 sqft |
| 2022-11-01 | 0 days | 1,548 sqft |
| 2022-12-01 | 0 days | 1,573 sqft |
| 2023-01-01 | 0 days | 1,617 sqft |
| 2023-02-01 | 0 days | 1,570 sqft |
| 2023-03-01 | 0 days | 1,523 sqft |
| 2023-04-01 | 0 days | 1,531 sqft |
| 2023-05-01 | 0 days | 1,543 sqft |
| 2023-06-01 | 0 days | 1,551 sqft |
| 2023-07-01 | 0 days | 1,614 sqft |
| 2023-08-01 | 0 days | 1,630 sqft |
| 2023-09-01 | 0 days | 1,650 sqft |
| 2023-10-01 | 0 days | 1,571 sqft |
| 2023-11-01 | 0 days | 1,575 sqft |
| 2023-12-01 | 0 days | 1,590 sqft |
| 2024-01-01 | 0 days | 1,537 sqft |
| 2024-02-01 | 0 days | 1,539 sqft |
| 2024-03-01 | 0 days | 1,537 sqft |
Coffeyville's median square footage for active listings during the 2024-03-01 period was 1,537 sqft. One year prior, the average listing was 1,523 sqft.