Arvest Bank Mortgage Rates, Fees & Info

Fayetteville, AR

LEI: COINQMNIM6RBU631DD85

Tax ID: 71-0118700

2020 Data | 2019 Data | 2018 Data


Overview

Arvest Bank is a mid-sized bank specializing in Refi and Home Purchase loans. Arvest Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Fayetteville, Kansas City, Tulsa, Little Rock, and Oklahoma City among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Arvest Bank is typically an average fee lendor.


Originations

26,707

Origination Dollar Volume (All Markets)

$5,400,175,000

Employee count

6,330

Relative Rate

Arvest Bank's average 30 year fixed rate mortgage was 3.34%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.02%.

Relative Fees

Arvest Bank's average total fees for a 30 year fixed rate mortgage are $3,625.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 22,846 $4,696,910,000 $205,590 $3,003 3.61%
FHA 1,955 $327,585,000 $167,563 $5,662 2.99%
VA 1,245 $287,795,000 $231,161 $3,900 2.97%
USDA 661 $87,885,000 $132,958 $3,941 3.14%

For the 2020 period, Arvest Bank's most frequently originated loan type was Conventional, with 22,846 originations. Their 2nd most popular type is FHA, with 1,955 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 11,056 $2,360,150,000 $213,472 $2,992 3.47%
Home Purchase 9,685 $2,127,385,000 $219,658 $3,699 3.35%
Cash Out Refi 3,435 $706,895,000 $205,792 $3,507 3.50%
Home Improvement 1,486 $105,370,000 $70,908 $887 4.43%
Other 1,045 $100,375,000 $96,053 $2,011 4.52%

For the 2020, Arvest Bank's most frequently cited loan purpose was Refi, with 11,056 originations. The 2nd most popular reason was Home Purchase, with 9,685 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 14,790 $3,413,790,000 $230,817 $3,625 3.34%
15 Year 4,526 $834,990,000 $184,487 $2,928 3.06%
Other 4,400 $583,550,000 $132,625 $2,555 4.21%
20 Year 1,242 $237,390,000 $191,135 $2,750 3.74%
5 Year 871 $183,625,000 $210,821 $348 4.72%
10 Year 593 $79,915,000 $134,764 $1,781 3.90%
1 Year 210 $30,670,000 $146,048 $163 4.57%
3 Year 75 $36,245,000 $483,267 $363 4.62%

For the 2020, Arvest Bank's most frequently cited loan length was 30 Year, with 14,790 originations. The 2nd most popular length was 15 Year, with 4,526 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 12,743 $2,836,105,000 $222,562
$1k-2k 6,909 $1,240,415,000 $179,536
$2k-3k 1,406 $329,130,000 $234,090
$3k-4k 789 $220,355,000 $279,284
$5k+ 306 $105,820,000 $345,817

$3,625 was Arvest Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 12,743 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 6,396 $1,252,560,000 $195,835 $3,133 3.49%
Outside of Metro Areas 5,163 $710,785,000 $137,669 $3,193 3.68%
KANSAS CITY, MO-KS 1,737 $539,165,000 $310,400 $3,058 3.40%
TULSA, OK 2,407 $483,815,000 $201,003 $4,114 3.57%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1,650 $304,760,000 $184,703 $3,198 3.58%
OKLAHOMA CITY, OK 1,140 $230,270,000 $201,991 $3,665 3.63%
FORT SMITH, AR-OK 1,151 $177,985,000 $154,635 $3,133 3.43%
SPRINGFIELD, MO 827 $165,805,000 $200,490 $3,019 3.51%
JOPLIN, MO 623 $95,855,000 $153,860 $2,724 3.55%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 220 $65,160,000 $296,182 $3,208 3.31%
HOT SPRINGS, AR 368 $61,630,000 $167,473 $2,693 3.82%
LOS ANGELES-LONG BEACH-GLENDALE, CA 143 $53,515,000 $374,231 $3,698 3.32%
PHOENIX-MESA-CHANDLER, AZ 211 $53,505,000 $253,578 $3,238 3.35%
LAWTON, OK 340 $47,510,000 $139,735 $3,568 4.09%
JONESBORO, AR 309 $44,215,000 $143,091 $3,395 3.90%
DENVER-AURORA-LAKEWOOD, CO 123 $42,405,000 $344,756 $3,606 3.35%
CHICAGO-NAPERVILLE-EVANSTON, IL 158 $39,570,000 $250,443 $3,162 3.19%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 108 $35,400,000 $327,778 $3,313 3.27%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 124 $34,260,000 $276,290 $3,435 3.30%
SEATTLE-BELLEVUE-KENT, WA 80 $30,410,000 $380,125 $3,914 3.30%
LAS VEGAS-HENDERSON-PARADISE, NV 100 $30,320,000 $303,200 $3,211 3.33%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 79 $27,625,000 $349,684 $3,279 3.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 87 $25,185,000 $289,483 $3,314 3.24%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 84 $21,920,000 $260,952 $4,464 3.19%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 83 $21,605,000 $260,301 $3,339 3.39%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 56 $21,540,000 $384,643 $4,243 3.21%
DALLAS-PLANO-IRVING, TX 69 $19,235,000 $278,768 $4,311 3.32%
ORLANDO-KISSIMMEE-SANFORD, FL 71 $19,175,000 $270,070 $3,703 3.24%
OAKLAND-BERKELEY-LIVERMORE, CA 44 $18,060,000 $410,455 $3,596 3.20%
INDIANAPOLIS-CARMEL-ANDERSON, IN 79 $17,795,000 $225,253 $3,181 3.27%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 53 $16,985,000 $320,472 $3,808 3.23%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 60 $16,860,000 $281,000 $4,130 3.15%
ST. LOUIS, MO-IL 62 $16,800,000 $270,968 $2,714 3.27%
NORTH PORT-SARASOTA-BRADENTON, FL 63 $15,925,000 $252,778 $3,724 3.13%
BOSTON, MA 49 $15,505,000 $316,429 $3,636 3.25%
ANAHEIM-SANTA ANA-IRVINE, CA 40 $14,680,000 $367,000 $3,312 3.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 59 $14,375,000 $243,644 $3,952 3.14%
STOCKTON, CA 44 $13,520,000 $307,273 $3,060 3.31%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 49 $13,335,000 $272,143 $3,273 3.42%
RALEIGH-CARY, NC 47 $13,135,000 $279,468 $3,277 3.32%
CAPE CORAL-FORT MYERS, FL 46 $13,080,000 $284,348 $3,486 3.23%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 51 $11,745,000 $230,294 $3,359 3.27%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 59 $11,645,000 $197,373 $3,687 3.21%
CHARLESTON-NORTH CHARLESTON, SC 40 $11,440,000 $286,000 $3,269 3.22%
WICHITA, KS 42 $10,710,000 $255,000 $3,472 3.32%
NEW BRUNSWICK-LAKEWOOD, NJ 34 $10,000,000 $294,118 $3,316 3.33%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 33 $9,975,000 $302,273 $4,821 3.34%
SAN ANTONIO-NEW BRAUNFELS, TX 38 $9,900,000 $260,526 $4,151 3.30%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 22 $9,870,000 $448,636 $3,410 3.31%
JACKSONVILLE, FL 40 $9,780,000 $244,500 $3,867 3.23%
TUCSON, AZ 42 $9,500,000 $226,190 $3,392 3.28%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 28 $8,230,000 $293,929 $4,843 3.04%
OXNARD-THOUSAND OAKS-VENTURA, CA 20 $8,180,000 $409,000 $3,236 3.23%
RENO, NV 28 $8,120,000 $290,000 $2,828 3.29%
NAPLES-MARCO ISLAND, FL 25 $7,905,000 $316,200 $3,605 3.10%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 24 $7,900,000 $329,167 $3,468 3.36%
ALBUQUERQUE, NM 32 $7,720,000 $241,250 $4,197 3.24%
WARREN-TROY-FARMINGTON HILLS, MI 30 $7,720,000 $257,333 $3,712 3.21%
ELGIN, IL 28 $7,700,000 $275,000 $3,479 3.17%
LAWRENCE, KS 26 $7,590,000 $291,923 $2,923 3.21%
HILTON HEAD ISLAND-BLUFFTON, SC 33 $7,255,000 $219,848 $3,107 3.25%
SALT LAKE CITY, UT 19 $7,025,000 $369,737 $3,647 3.32%
TACOMA-LAKEWOOD, WA 22 $6,950,000 $315,909 $3,473 3.26%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 26 $6,900,000 $265,385 $3,698 3.27%
NEWARK, NJ-PA 21 $6,885,000 $327,857 $3,459 3.29%
VALLEJO, CA 22 $6,700,000 $304,545 $3,732 3.16%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 13 $6,595,000 $507,308 $4,707 3.48%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 13 $6,565,000 $505,000 $4,067 3.27%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 25 $6,465,000 $258,600 $3,265 3.13%
COLUMBUS, OH 25 $6,465,000 $258,600 $2,816 3.21%
BOISE CITY, ID 21 $6,195,000 $295,000 $3,940 3.34%
COLUMBIA, MO 25 $5,985,000 $239,400 $2,681 3.16%
FRESNO, CA 25 $5,885,000 $235,400 $3,309 3.25%
SALINAS, CA 9 $5,875,000 $652,778 $4,459 3.33%
GREELEY, CO 19 $5,635,000 $296,579 $3,690 3.39%
SANTA ROSA-PETALUMA, CA 13 $5,195,000 $399,615 $3,652 3.21%
MIAMI-MIAMI BEACH-KENDALL, FL 17 $5,165,000 $303,824 $4,414 3.19%
BAKERSFIELD, CA 20 $5,110,000 $255,500 $3,265 3.05%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 18 $4,720,000 $262,222 $3,987 3.10%
DURHAM-CHAPEL HILL, NC 21 $4,715,000 $224,524 $3,201 3.26%
COEUR D'ALENE, ID 16 $4,680,000 $292,500 $3,706 3.30%
WILMINGTON, NC 19 $4,665,000 $245,526 $3,498 3.41%
COLORADO SPRINGS, CO 16 $4,660,000 $291,250 $5,109 3.30%
CINCINNATI, OH-KY-IN 20 $4,580,000 $229,000 $3,186 3.35%
GARY, IN 21 $4,225,000 $201,190 $3,212 3.30%
PORT ST. LUCIE, FL 17 $4,215,000 $247,941 $4,456 3.21%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 14 $3,950,000 $282,143 $3,305 3.27%
PORTLAND-SOUTH PORTLAND, ME 15 $3,715,000 $247,667 $2,927 3.31%
CLEVELAND-ELYRIA, OH 12 $3,400,000 $283,333 $4,447 3.33%
MEMPHIS, TN-MS-AR 16 $3,310,000 $206,875 $3,198 3.54%
MODESTO, CA 10 $3,310,000 $331,000 $4,041 3.23%
PRESCOTT VALLEY-PRESCOTT, AZ 15 $3,295,000 $219,667 $3,099 3.32%
FORT COLLINS, CO 10 $3,230,000 $323,000 $3,243 3.50%
BEND, OR 12 $3,210,000 $267,500 $4,367 3.70%
OGDEN-CLEARFIELD, UT 10 $3,190,000 $319,000 $2,791 3.49%
BURLINGTON-SOUTH BURLINGTON, VT 11 $3,125,000 $284,091 $3,924 3.19%
DETROIT-DEARBORN-LIVONIA, MI 14 $3,080,000 $220,000 $3,115 3.44%
RICHMOND, VA 12 $2,930,000 $244,167 $3,452 3.44%
WORCESTER, MA-CT 10 $2,930,000 $293,000 $2,924 2.99%
TEXARKANA, TX-AR 26 $2,870,000 $110,385 $3,319 3.99%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 11 $2,805,000 $255,000 $3,386 3.08%
PROVIDENCE-WARWICK, RI-MA 10 $2,760,000 $276,000 $3,897 3.30%
SAN LUIS OBISPO-PASO ROBLES, CA 7 $2,745,000 $392,143 $3,354 3.13%
PHILADELPHIA, PA 13 $2,725,000 $209,615 $4,051 3.45%
GREENVILLE-ANDERSON, SC 13 $2,715,000 $208,846 $2,680 3.23%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 10 $2,700,000 $270,000 $4,174 3.29%
PROVO-OREM, UT 10 $2,670,000 $267,000 $3,103 3.54%
EUGENE-SPRINGFIELD, OR 10 $2,610,000 $261,000 $4,404 3.40%
SANTA FE, NM 7 $2,595,000 $370,714 $4,059 3.14%
OMAHA-COUNCIL BLUFFS, NE-IA 13 $2,515,000 $193,462 $3,187 3.24%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 10 $2,490,000 $249,000 $4,373 3.24%
MILWAUKEE-WAUKESHA, WI 11 $2,415,000 $219,545 $3,368 3.35%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 9 $2,395,000 $266,111 $5,249 3.46%
ANN ARBOR, MI 7 $2,395,000 $342,143 $3,355 3.55%
VISALIA, CA 9 $2,365,000 $262,778 $4,377 3.17%
OCALA, FL 11 $2,355,000 $214,091 $3,406 2.91%
NEW ORLEANS-METAIRIE, LA 8 $2,310,000 $288,750 $2,870 3.22%
ST. JOSEPH, MO-KS 14 $2,270,000 $162,143 $2,865 3.40%
SPARTANBURG, SC 9 $2,105,000 $233,889 $3,291 3.60%
SALEM, OR 7 $2,105,000 $300,714 $4,621 3.55%
YORK-HANOVER, PA 10 $2,100,000 $210,000 $3,817 3.14%
AKRON, OH 7 $2,045,000 $292,143 $3,987 3.09%
GAINESVILLE, GA 8 $2,020,000 $252,500 $4,457 3.08%
CAMDEN, NJ 9 $2,015,000 $223,889 $2,930 3.07%
BRIDGEPORT-STAMFORD-NORWALK, CT 7 $1,975,000 $282,143 $3,888 3.27%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 10 $1,960,000 $196,000 $3,013 3.21%
CHICO, CA 8 $1,940,000 $242,500 $3,708 3.27%
BIRMINGHAM-HOOVER, AL 7 $1,915,000 $273,571 $3,093 3.29%
NAPA, CA 5 $1,905,000 $381,000 $2,700 3.38%
NEW HAVEN-MILFORD, CT 8 $1,900,000 $237,500 $4,605 3.09%
MANHATTAN, KS 6 $1,860,000 $310,000 $2,491 3.68%
SANTA MARIA-SANTA BARBARA, CA 6 $1,790,000 $298,333 $2,098 3.17%
SEBASTIAN-VERO BEACH, FL 9 $1,785,000 $198,333 $3,506 3.17%
WINSTON-SALEM, NC 7 $1,785,000 $255,000 $3,134 3.45%
DAPHNE-FAIRHOPE-FOLEY, AL 8 $1,690,000 $211,250 $3,107 3.31%
BOULDER, CO 4 $1,680,000 $420,000 $4,363 3.38%
GRAND RAPIDS-KENTWOOD, MI 8 $1,660,000 $207,500 $3,372 3.23%
TOPEKA, KS 9 $1,645,000 $182,778 $3,602 3.25%
BARNSTABLE TOWN, MA 6 $1,630,000 $271,667 $3,871 3.08%
REDDING, CA 6 $1,570,000 $261,667 $3,822 3.50%
LANCASTER, PA 6 $1,560,000 $260,000 $5,390 3.29%
BATON ROUGE, LA 6 $1,530,000 $255,000 $3,101 3.31%
TRENTON-PRINCETON, NJ 7 $1,525,000 $217,857 $3,831 3.48%
GREENSBORO-HIGH POINT, NC 9 $1,505,000 $167,222 $2,160 3.35%
MOBILE, AL 2 $1,470,000 $735,000 $2,577 3.63%
PENSACOLA-FERRY PASS-BRENT, FL 5 $1,465,000 $293,000 $3,963 3.63%
PITTSBURGH, PA 8 $1,460,000 $182,500 $4,082 3.20%
ENID, OK 9 $1,445,000 $160,556 $3,481 3.38%
STATE COLLEGE, PA 3 $1,415,000 $471,667 $5,536 3.41%
PALM BAY-MELBOURNE-TITUSVILLE, FL 6 $1,400,000 $233,333 $2,724 3.19%
WENATCHEE, WA 5 $1,345,000 $269,000 $3,925 3.25%
DES MOINES-WEST DES MOINES, IA 8 $1,330,000 $166,250 $2,484 3.39%
ASHEVILLE, NC 5 $1,305,000 $261,000 $2,442 3.23%
MADERA, CA 5 $1,275,000 $255,000 $2,632 3.38%
HANFORD-CORCORAN, CA 4 $1,270,000 $317,500 $4,059 3.06%
SIOUX FALLS, SD 7 $1,265,000 $180,714 $3,879 3.27%
SANTA CRUZ-WATSONVILLE, CA 3 $1,245,000 $415,000 $2,139 3.33%
LEXINGTON-FAYETTE, KY 6 $1,230,000 $205,000 $2,914 3.10%
LAKELAND-WINTER HAVEN, FL 5 $1,215,000 $243,000 $3,849 3.03%
SIOUX CITY, IA-NE-SD 4 $1,210,000 $302,500 $3,025 3.25%
SAN RAFAEL, CA 3 $1,155,000 $385,000 $2,529 3.75%
LAKE HAVASU CITY-KINGMAN, AZ 6 $1,150,000 $191,667 $4,370 3.63%
MEDFORD, OR 6 $1,130,000 $188,333 $5,204 3.38%
PANAMA CITY, FL 4 $1,120,000 $280,000 $3,176 3.17%
PINE BLUFF, AR 8 $1,070,000 $133,750 $3,335 3.70%
NORWICH-NEW LONDON, CT 5 $1,065,000 $213,000 $3,335 3.45%
OLYMPIA-LACEY-TUMWATER, WA 4 $1,060,000 $265,000 $2,562 3.63%
FLAGSTAFF, AZ 5 $1,055,000 $211,000 $3,578 3.28%
BLACKSBURG-CHRISTIANSBURG, VA 4 $1,030,000 $257,500 $2,844 3.06%
HARRISBURG-CARLISLE, PA 5 $1,025,000 $205,000 $5,244 3.23%
BURLINGTON, NC 5 $1,025,000 $205,000 $2,753 3.28%
URBAN HONOLULU, HI 2 $1,010,000 $505,000 $5,761 3.63%
BRUNSWICK, GA 5 $1,005,000 $201,000 $4,941 3.08%
JACKSON, MS 3 $945,000 $315,000 $3,317 3.38%
SPOKANE-SPOKANE VALLEY, WA 4 $920,000 $230,000 $3,634 3.25%
KNOXVILLE, TN 4 $910,000 $227,500 $2,445 3.44%
SAVANNAH, GA 6 $910,000 $151,667 $3,143 3.44%
CHAMPAIGN-URBANA, IL 4 $890,000 $222,500 $3,671 2.81%
NEW BERN, NC 5 $885,000 $177,000 $2,021 3.60%
WINCHESTER, VA-WV 5 $855,000 $171,000 $2,661 2.93%
FLINT, MI 5 $845,000 $169,000 $2,623 3.50%
GRAND JUNCTION, CO 4 $820,000 $205,000 $4,038 3.16%
SPRINGFIELD, MA 5 $815,000 $163,000 $4,477 3.53%
KAHULUI-WAILUKU-LAHAINA, HI 2 $810,000 $405,000 $3,968 3.31%
WACO, TX 4 $770,000 $192,500 $3,153 3.19%
EAU CLAIRE, WI 2 $760,000 $380,000 $6,990 3.31%
BLOOMINGTON, IN 3 $755,000 $251,667 $3,441 3.54%
BILLINGS, MT 2 $740,000 $370,000 $7,065 3.06%
HUNTSVILLE, AL 3 $735,000 $245,000 $3,955 3.58%
JEFFERSON CITY, MO 6 $720,000 $120,000 $2,509 3.21%
KALAMAZOO-PORTAGE, MI 4 $720,000 $180,000 $4,081 3.59%
MANKATO, MN 3 $715,000 $238,333 $2,303 3.46%
CARSON CITY, NV 2 $630,000 $315,000 $2,342 3.19%
SOUTH BEND-MISHAWAKA, IN-MI 4 $610,000 $152,500 $3,648 3.69%
ST. GEORGE, UT 3 $605,000 $201,667 $2,637 3.08%
LOGAN, UT-ID 2 $600,000 $300,000 $3,865 3.63%
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $595,000 $198,333 $2,884 3.04%
CORPUS CHRISTI, TX 2 $590,000 $295,000 $4,812 3.50%
CHATTANOOGA, TN-GA 4 $560,000 $140,000 $3,330 3.56%
LYNCHBURG, VA 3 $555,000 $185,000 $4,399 3.33%
JACKSONVILLE, NC 2 $520,000 $260,000 $4,271 2.81%
DOTHAN, AL 2 $510,000 $255,000 $2,207 3.19%
LAKE CHARLES, LA 3 $505,000 $168,333 $2,819 3.46%
COLUMBUS, GA-AL 3 $505,000 $168,333 $3,198 3.25%
MONTGOMERY, AL 3 $505,000 $168,333 $4,765 3.54%
CARBONDALE-MARION, IL 3 $505,000 $168,333 $3,295 3.25%
TOLEDO, OH 3 $505,000 $168,333 $2,691 3.38%
PITTSFIELD, MA 2 $490,000 $245,000 $3,195 2.88%
PUNTA GORDA, FL 3 $485,000 $161,667 $3,100 3.63%
HICKORY-LENOIR-MORGANTON, NC 3 $475,000 $158,333 $2,400 3.92%
DECATUR, IL 2 $470,000 $235,000 $4,420 2.88%
COLUMBIA, SC 3 $465,000 $155,000 $3,776 3.38%
LEBANON, PA 2 $460,000 $230,000 $4,519 3.75%
YUBA CITY, CA 2 $460,000 $230,000 $2,016 3.25%
EAST STROUDSBURG, PA 3 $455,000 $151,667 $3,941 2.75%
MCALLEN-EDINBURG-MISSION, TX 1 $455,000 $455,000 $6,295 3.25%
ROANOKE, VA 2 $450,000 $225,000 $3,514 3.50%
AMARILLO, TX 2 $440,000 $220,000 $2,657 2.88%
ST. CLOUD, MN 2 $440,000 $220,000 $1,448 2.88%
CAPE GIRARDEAU, MO-IL 5 $435,000 $87,000 $2,647 6.23%
READING, PA 2 $430,000 $215,000 $3,676 3.00%
GAINESVILLE, FL 2 $430,000 $215,000 $2,495 3.00%
JACKSON, TN 2 $430,000 $215,000 $3,777 3.06%
GULFPORT-BILOXI, MS 2 $430,000 $215,000 $4,288 2.56%
LONGVIEW, WA 1 $425,000 $425,000 $9,811 2.88%
FLORENCE, SC 2 $420,000 $210,000 $3,963 3.63%
OCEAN CITY, NJ 2 $420,000 $210,000 $2,513 3.19%
WAUSAU-WESTON, WI 1 $415,000 $415,000 $4,538 3.75%
LUBBOCK, TX 1 $415,000 $415,000 $4,391 3.00%
LINCOLN, NE 3 $405,000 $135,000 $2,477 3.50%
LAFAYETTE-WEST LAFAYETTE, IN 2 $390,000 $195,000 $2,285 3.63%
ROME, GA 1 $385,000 $385,000 $2,978 3.75%
IDAHO FALLS, ID 2 $350,000 $175,000 $3,188 3.50%
ROCKY MOUNT, NC 2 $350,000 $175,000 $2,949 3.44%
COLUMBUS, IN 1 $345,000 $345,000 $3,894 3.13%
AMES, IA 1 $345,000 $345,000 $2,221 3.38%
DAYTON-KETTERING, OH 2 $340,000 $170,000 $2,391 2.88%
BOWLING GREEN, KY 1 $335,000 $335,000 $11,969 3.00%
BEAUMONT-PORT ARTHUR, TX 1 $335,000 $335,000 $3,862 2.75%
ATHENS-CLARKE COUNTY, GA 2 $330,000 $165,000 $3,043 4.00%
CHEYENNE, WY 2 $330,000 $165,000 $2,945 3.56%
GREEN BAY, WI 3 $325,000 $108,333 $2,644 3.54%
FORT WAYNE, IN 2 $320,000 $160,000 $2,278 3.44%
WARNER ROBINS, GA 2 $310,000 $155,000 $3,273 3.00%
KENNEWICK-RICHLAND, WA 2 $310,000 $155,000 $2,705 4.00%
GRANTS PASS, OR 1 $305,000 $305,000 $5,495 3.13%
WALLA WALLA, WA 1 $295,000 $295,000 $5,351 3.50%
ANCHORAGE, AK 1 $295,000 $295,000 $6,412 3.50%
RACINE, WI 2 $290,000 $145,000 $2,229 3.00%
MADISON, WI 1 $275,000 $275,000 $5,381 3.88%
DALTON, GA 1 $275,000 $275,000 $2,350 3.88%
HOUMA-THIBODAUX, LA 1 $275,000 $275,000 $2,936 2.75%
MOUNT VERNON-ANACORTES, WA 1 $275,000 $275,000 $3,006 3.38%
ROCHESTER, NY 2 $270,000 $135,000 $0 4.20%
FARGO, ND-MN 1 $265,000 $265,000 $1,920 3.63%
FLORENCE-MUSCLE SHOALS, AL 2 $260,000 $130,000 $3,993 2.94%
DECATUR, AL 1 $255,000 $255,000 $3,184 2.88%
CLARKSVILLE, TN-KY 1 $255,000 $255,000 $2,682 2.75%
KILLEEN-TEMPLE, TX 2 $250,000 $125,000 $2,894 4.69%
BELLINGHAM, WA 1 $245,000 $245,000 $4,831 2.88%
SHERMAN-DENISON, TX 1 $235,000 $235,000 $3,436 2.75%
APPLETON, WI 1 $235,000 $235,000 $2,123 2.88%
FAYETTEVILLE, NC 1 $225,000 $225,000 $3,265 3.63%
BAY CITY, MI 1 $225,000 $225,000 $2,655 3.38%
TYLER, TX 1 $225,000 $225,000 $2,574 2.75%
MIDLAND, TX 1 $225,000 $225,000 $2,335 3.25%
STAUNTON, VA 2 $220,000 $110,000 $3,401 3.56%
JANESVILLE-BELOIT, WI 1 $215,000 $215,000 $3,628 2.88%
EL CENTRO, CA 1 $205,000 $205,000 $2,024 3.00%
LAFAYETTE, LA 1 $205,000 $205,000 $2,084 2.75%
JACKSON, MI 1 $185,000 $185,000 $2,010 3.63%
CHARLOTTESVILLE, VA 1 $175,000 $175,000 $4,223 3.13%
TALLAHASSEE, FL 1 $175,000 $175,000 $3,105 3.63%
ODESSA, TX 1 $165,000 $165,000 $3,084 3.00%
HAMMOND, LA 1 $165,000 $165,000 $3,539 3.25%
ELKHART-GOSHEN, IN 1 $155,000 $155,000 $2,548 3.88%
KINGSPORT-BRISTOL, TN-VA 1 $155,000 $155,000 $2,810 3.00%
SHEBOYGAN, WI 1 $155,000 $155,000 $2,213 3.25%
LAS CRUCES, NM 1 $145,000 $145,000 $3,276 3.88%
LEWISTON-AUBURN, ME 1 $135,000 $135,000 $2,818 3.63%
CANTON-MASSILLON, OH 1 $135,000 $135,000 $4,614 3.63%
GOLDSBORO, NC 1 $135,000 $135,000 $1,847 3.63%
BLOOMINGTON, IL 1 $125,000 $125,000 $2,439 2.75%
MONROE, MI 1 $125,000 $125,000 $3,051 3.00%
MACON-BIBB COUNTY, GA 1 $125,000 $125,000 $3,149 3.50%
HUNTINGTON-ASHLAND, WV-KY-OH 1 $125,000 $125,000 $3,170 3.50%
SHREVEPORT-BOSSIER CITY, LA 1 $115,000 $115,000 $2,762 3.50%
SPRINGFIELD, IL 1 $115,000 $115,000 $2,888 4.38%
LIMA, OH 1 $115,000 $115,000 $2,486 3.25%
ABILENE, TX 1 $105,000 $105,000 $3,695 4.13%
GADSDEN, AL 1 $95,000 $95,000 $4,011 4.38%
BROWNSVILLE-HARLINGEN, TX 1 $75,000 $75,000 $3,115 2.75%
HOMOSASSA SPRINGS, FL 1 $65,000 $65,000 $0 2.88%
EVANSVILLE, IN-KY 1 $25,000 $25,000 $2,156 4.88%

Arvest Bank's top markets include Fayetteville, Kansas City, Tulsa, Little Rock, and Oklahoma City among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 13,302 $2,898,580,000 $217,906
2.5-3% 8,305 $1,863,485,000 $224,381
4-5% 2,779 $334,805,000 $120,477
<2.5% 927 $215,895,000 $232,896
5-6% 897 $64,775,000 $72,213
6-7% 216 $11,640,000 $53,889
7-8% 157 $6,895,000 $43,917
Over 8% 120 $4,080,000 $34,000

During 2020, Arvest Bank's average interest rate was 3.34%, while their most frequently originated rate bucket was 3-4%, with 13,302 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 9,580 $1,407,790,000 $146,951 $3,293 3.35%
$200k-400k 8,291 $2,284,255,000 $275,510 $3,639 3.22%
$100,000 or less 6,762 $384,640,000 $56,883 $2,313 4.20%
$400k-600k 1,580 $736,680,000 $466,253 $3,925 3.25%
$600k-1MM 378 $282,880,000 $748,360 $4,538 3.36%
$1MM+ 116 $303,930,000 $2,620,086 $4,746 3.60%

2020 saw Arvest Bank place emphasis on $100k-200k loans with 9,580 originations, totaling $1,407,790,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 5,196 $794,960,000 $152,995 $3,394 3.48%
$100k-150k 5,049 $1,116,995,000 $221,231 $3,477 3.54%
$50k or less 4,803 $517,305,000 $107,705 $3,144 3.56%
$75k-100k 4,063 $744,185,000 $183,161 $3,456 3.51%
$150k-250k 3,253 $880,745,000 $270,749 $3,412 3.51%
$250k+ 1,670 $662,680,000 $396,814 $3,475 3.45%

Arvest Bank lent most frequently to those with incomes in the $50k-75k range, with 5,196 originations. The second most popular income band? $100k-150k, with 5,049 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 6,792 $1,282,270,000 $188,791 $3,159 3.49%
30-36% 4,877 $951,355,000 $195,070 $3,286 3.56%
<20% 3,347 $605,215,000 $180,823 $2,916 3.49%
37% 868 $164,120,000 $189,078 $3,295 3.65%
39% 836 $155,680,000 $186,220 $3,357 3.58%
38% 809 $163,665,000 $202,305 $3,472 3.48%
40% 799 $161,525,000 $202,159 $3,438 3.46%
44% 792 $167,930,000 $212,033 $3,605 3.46%
36% 792 $156,650,000 $197,790 $3,417 3.58%
41% 775 $162,935,000 $210,239 $3,447 3.42%
42% 729 $154,595,000 $212,064 $3,484 3.42%
43% 687 $149,685,000 $217,882 $3,592 3.41%
50-60% 577 $100,005,000 $173,319 $4,785 3.50%
49% 530 $119,730,000 $225,906 $3,663 3.30%
45% 521 $112,525,000 $215,979 $3,650 3.34%
48% 477 $99,915,000 $209,465 $3,655 3.30%
46% 441 $103,575,000 $234,864 $3,723 3.36%
47% 428 $98,960,000 $231,215 $3,604 3.41%
>60% 115 $16,885,000 $146,826 $3,410 4.44%

Arvest Bank lent most frequently to those with DTI ratios of 20-30%, with 6,792 originations. The next most common DTI ratio? 30-36%, with 4,877 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 20,158 $3,882,260,000 $192,592 $3,291 3.47%
Not provided 3,643 $752,755,000 $206,631 $3,286 3.62%
Not applicable 1,143 $385,525,000 $337,292 $334 4.26%
Asian 617 $157,525,000 $255,308 $3,565 3.25%
Black 615 $134,795,000 $219,179 $3,547 3.50%
American Indian 400 $58,300,000 $145,750 $4,342 3.61%
Native Hawaiian 49 $10,795,000 $220,306 $3,505 3.47%
Asian Indian 25 $6,595,000 $263,800 $3,752 3.25%
Other Asian 12 $3,200,000 $266,667 $3,861 3.49%
Vietnamese 7 $1,615,000 $230,714 $3,475 3.79%
Filipino 7 $1,395,000 $199,286 $3,154 3.63%
Korean 5 $1,165,000 $233,000 $3,230 4.03%
Other Pacific Islander 7 $1,165,000 $166,429 $3,426 3.18%
Japanese 5 $935,000 $187,000 $4,010 4.20%
Guamanian 5 $865,000 $173,000 $3,915 3.50%
Chinese 3 $605,000 $201,667 $2,562 3.08%
Samoan 2 $380,000 $190,000 $3,289 3.13%
Native Hawiian 1 $215,000 $215,000 $2,696 3.25%
3 $85,000 $28,333 $163 4.86%

Approval Rates

Total approvals of all applications
83.02%

Arvest Bank has a below average approval rate.

Pick Rate

Approvals leading to origination
77.17%

Arvest Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 26,707 $5,400,175,000 $202,201

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Manufactured 6 $1,550,000 $258,333
Multifamily:Site-Built 188 $262,220,000 $1,394,787
Single Family (1-4 Units):Manufactured 305 $24,185,000 $79,295
Single Family (1-4 Units):Site-Built 26,208 $5,112,220,000 $195,063

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 2,304 $229,800,000 $99,740 $2,300 4.07%
40-60% 3,642 $693,370,000 $190,382 $2,906 3.42%
60-80% 8,767 $2,096,925,000 $239,184 $3,173 3.45%
80-100% 9,265 $2,072,535,000 $223,695 $3,825 3.30%
Over 100% 326 $110,670,000 $339,479 $6,077 3.10%
Under 20% 1,881 $83,925,000 $44,617 $645 4.66%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Arvest Bank 1818 South Main Street Grove, OK 74344 Full Service B&M $53,655
Arvest Bank 105 North Panther Yellville, AR 72687 Full Service B&M $89,605
Arvest Bank 100 East Broadway Monett, MO 65708 Full Service B&M $26,268
Arvest Bank 100 S.E. Frank Phillips Boulevard Bartlesville, OK 74003 Full Service B&M $364,588
Arvest Bank 100 South Muskogee Avenue Tahlequah, OK 74464 Full Service B&M $46,089
Arvest Bank 1000 West Shawnee Street Muskogee, OK 74401 Full Service Retail $9,281
Arvest Bank 101 South 3rd. Mcalester, OK 74501 Full Service B&M $59,943
Arvest Bank 101 South Mill Pryor, OK 74361 Full Service B&M $67,672
Arvest Bank 10206 Mabelvale Plaza Little Rock, AR 72209 Full Service B&M $50,383
Arvest Bank 103 N 3rd Street Rogers, AR 72756 Full Service B&M $276,353
Arvest Bank 103 South Bloomington Lowell, AR 72745 Full Service B&M $148,148
Arvest Bank 104 North Jefferson Avenue Lebanon, MO 65536 Full Service B&M $28,603
Arvest Bank 104 South Hughes Huntsville, AR 72740 Full Service B&M $111,355
Arvest Bank 11032 South Memorial Tulsa, OK 74133 Full Service B&M $75,785
Arvest Bank 1107 South Rogers Street Clarksville, AR 72830 Full Service B&M $44,710
Arvest Bank 111 North Maple Street Mountain Grove, MO 65711 Full Service B&M $19,064
Arvest Bank 1113 North Garland Avenue Fayetteville, AR 72703 Full Service B&M $56,833
Arvest Bank 11150 Pflumm Road Lenexa, KS 66215 Full Service B&M $23,707
Arvest Bank 11207 S State Hwy 51 Coweta, OK 74429 Full Service Retail $15,487
Arvest Bank 1133 North Bryant Branch Edmond, OK 73034 Full Service B&M $46,723
Arvest Bank 11331 Arcade Little Rock, AR 72212 Full Service B&M $110,278
Arvest Bank 115 Park Ave Oklahoma City, OK 73102 Full Service B&M $46,096
Arvest Bank 11501 East 76th Street North Owasso, OK 74055 Full Service B&M $62,754
Arvest Bank 1170 North Salem Road Fayetteville, AR 72704 Full Service B&M $81,083
Arvest Bank 11808 Highway 71 South Fort Smith, AR 72916 Full Service B&M $31,253
Arvest Bank 119 East Third Street Ottawa, KS 66067 Full Service B&M $46,809
Arvest Bank 121 North El Mira Avenue Russellville, AR 72802 Full Service B&M $58,206
Arvest Bank 12101 E 96th N Owasso, OK 74055 Full Service Retail $21,242
Arvest Bank 123 West Shawnee Street Tahlequah, OK 74464 Limited, Drive-thru $0
Arvest Bank 125 West Canadian Vinita, OK 74301 Full Service B&M $32,915
Arvest Bank 12661 State Highway 13 Kimberling City, MO 65686 Full Service B&M $58,446
Arvest Bank 1280 Grand Blvd. Kansas City, MO 64106 Full Service B&M $9,457
Arvest Bank 1311 Porter Wagoner Boulevard West Plains, MO 65775 Full Service B&M $46,448
Arvest Bank 132 North Curtis Pea Ridge, AR 72751 Full Service B&M $85,083
Arvest Bank 13301 Crystal Hill Road North Little Rock, AR 72113 Full Service B&M $83,060
Arvest Bank 135 Section Line Road Hot Springs, AR 71913 Full Service B&M $55,937
Arvest Bank 1355 West Lindsey Norman, OK 73069 Full Service B&M $33,856
Arvest Bank 1360 North Center Street Lonoke, AR 72086 Full Service B&M $26,308
Arvest Bank 13716 East 106th Street North Owasso, OK 74055 Full Service B&M $4,198
Arvest Bank 1375 12th Avenue Southeast Norman, OK 73071 Full Service B&M $65,630
Arvest Bank 138 East Church Street Aurora, MO 65605 Full Service B&M $44,168
Arvest Bank 13800 Cantrell Road Little Rock, AR 72223 Full Service B&M $71,821
Arvest Bank 139 Gage Drive Hollister, MO 65672 Full Service B&M $37,388
Arvest Bank 1402 Highway 62-65 North Harrison, AR 72601 Full Service B&M $107,653
Arvest Bank 1404 Southeast 'j' Street Bentonville, AR 72712 Limited, Drive-thru $0
Arvest Bank 1405 North Main Miami, OK 74354 Full Service B&M $90,812
Arvest Bank 14900 South East 29th Street Choctaw, OK 73020 Full Service B&M $34,157
Arvest Bank 15 North Centennial Avenue West Fork, AR 72774 Full Service B&M $40,120
Arvest Bank 1500 Albert Pike Hot Springs, AR 71913 Full Service B&M $55,475
Arvest Bank 1500 East Harding Street Morrilton, AR 72110 Full Service B&M $75,765
Arvest Bank 1501 S. Rangeline Road Joplin, MO 64804 Full Service Retail $14,286
Arvest Bank 1501 West Edmond Road Edmond, OK 73003 Full Service B&M $84,511
Arvest Bank 151 East Van Buren Eureka Springs, AR 72632 Full Service B&M $38,545
Arvest Bank 1515 South Utica Tulsa, OK 74114 Full Service B&M $59,524
Arvest Bank 1515 W. Macarthur Webb City, MO 64870 Full Service B&M $74,052
Arvest Bank 1521 West Highway 51 Wagoner, OK 74467 Full Service B&M $52,809
Arvest Bank 1608 Highway 71 North Mena, AR 71953 Full Service B&M $34,890
Arvest Bank 16107 Chenal Parkway Little Rock, AR 72223 Full Service B&M $98,745
Arvest Bank 1627 Highway 62 West Mountain Home, AR 72653 Full Service B&M $45,762
Arvest Bank 1627 Joyce Street Fayetteville, AR 72703 Full Service B&M $277,643
Arvest Bank 164 Gary Hatfield Way Huntsville, AR 72740 Full Service B&M $7,928
Arvest Bank 1645 Highway 412 West Siloam Springs, AR 72761 Full Service B&M $236,124
Arvest Bank 167 Highway 14 Lead Hill, AR 72644 Full Service B&M $23,912
Arvest Bank 1701 South Zero Street Fort Smith, AR 72901 Full Service B&M $68,046
Arvest Bank 1710 Airport Road Hot Springs, AR 71913 Full Service B&M $50,580
Arvest Bank 1720 South Muskogee Tahlequah, OK 74464 Full Service B&M $50,675
Arvest Bank 1720 South Unverisity Avenue Little Rock, AR 72201 Full Service B&M $53,916
Arvest Bank 1730 South Elm Street Broken Arrow, OK 74012 Full Service B&M $83,769
Arvest Bank 1801 Belle Isle Blvd Oklahoma City, OK 73118 Full Service Retail $15,053
Arvest Bank 1801 West Walnut Street Rogers, AR 72756 Full Service B&M $114,719
Arvest Bank 1802 Forest Hills Boulevard Bella Vista, AR 72715 Full Service B&M $92,520
Arvest Bank 181 Highway 71 Byp S Waldron, AR 72958 Full Service B&M $49,426
Arvest Bank 1810 North 1st Street Jacksonville, AR 72076 Full Service B&M $24,169
Arvest Bank 1820 N Grant Street Little Rock, AR 72207 Limited, Drive-thru $0
Arvest Bank 18491 Missouri 13 Branson West, MO 65737 Full Service B&M $48,728
Arvest Bank 1900 South Douglas Midwest City, OK 73130 Full Service B&M $47,967
Arvest Bank 1927 South Fourth Chickasha, OK 73018 Full Service B&M $62,088
Arvest Bank 1930 Fayetteville Van Buren, AR 72956 Full Service B&M $60,693
Arvest Bank 19801 Robson Rd Catoosa, OK 74015 Full Service Retail $7,070
Arvest Bank 200 East Main Street Norman, OK 73069 Full Service B&M $191,722
Arvest Bank 2004 South Pleasant Springdale, AR 72764 Full Service Retail $19,300
Arvest Bank 2009 Browns Lane Jonesboro, AR 72403 Full Service B&M $94,228
Arvest Bank 201 N.E. A Street Bentonville, AR 72712 Full Service B&M $1,262,130
Arvest Bank 201 North Broadway Shawnee, OK 74801 Full Service B&M $191,949
Arvest Bank 2012 South Pleasant Springdale, AR 72764 Full Service B&M $83,303
Arvest Bank 2019 East 81st Street Tulsa, OK 74137 Full Service Retail $20,059
Arvest Bank 202 West Main Street Noel, MO 64854 Full Service B&M $23,776
Arvest Bank 2023 E. 32nd Street Joplin, MO 64804 Full Service B&M $76,504
Arvest Bank 2025 Sonoma Park Drive Edmond, OK 73013 Full Service B&M $47,899
Arvest Bank 2029 West Kenosha Broken Arrow, OK 74012 Full Service B&M $134,700
Arvest Bank 2045 North Center Street Fayetteville, AR 72701 Full Service B&M $40,060
Arvest Bank 205 East Walnut Paris, AR 72855 Full Service B&M $29,585
Arvest Bank 2101 South Santa Fe Oklahoma City, OK 73160 Full Service B&M $68,285
Arvest Bank 2110 West Walnut, Suite 3 Rogers, AR 72756 Full Service Retail $32,927
Arvest Bank 214 North First Street Glenwood, AR 71943 Full Service B&M $29,969
Arvest Bank 218 South Memorial Drive Tulsa, OK 74112 Full Service B&M $67,939
Arvest Bank 220 South Highway 97 Sand Springs, OK 74063 Full Service Retail $17,573
Arvest Bank 2200 West Pleasant Grove Road Rogers, AR 72758 Full Service B&M $88,463
Arvest Bank 2203 North Highway 81 Duncan, OK 73533 Full Service B&M $38,343
Arvest Bank 221 South George Street Mount Ida, AR 71957 Full Service B&M $58,605
Arvest Bank 222 E Comanche Norman, OK 73071 Limited, Drive-thru $0
Arvest Bank 222 West 5th Okmulgee, OK 74447 Full Service B&M $19,718
Arvest Bank 222 West Gregory Kansas City, MO 64114 Full Service B&M $29,540
Arvest Bank 224 Coker Street Greenwood, AR 72936 Full Service B&M $40,153
Arvest Bank 2251 North 9th Street Broken Arrow, OK 74012 Full Service B&M $49,300
Arvest Bank 230 West Broadway Muskogee, OK 74401 Full Service B&M $38,220
Arvest Bank 2313 South Rouse Pittsburg, KS 66762 Full Service B&M $41,242
Arvest Bank 2320 Malvern Avenue Hot Springs National Park, AR 71901 Full Service B&M $55,882
Arvest Bank 2389 North College Avenue Fayetteville, AR 72703 Full Service B&M $97,483
Arvest Bank 2403 West Republic Road Springfield, MO 65814 Full Service B&M $39,840
Arvest Bank 2425 South Zero Street Fort Smith, AR 72901 Full Service Retail $21,732
Arvest Bank 24832 State Highway 39 Shell Knob, MO 65747 Full Service B&M $42,100
Arvest Bank 2500 West Edison Street Tulsa, OK 74127 Full Service B&M $26,831
Arvest Bank 2590 Donaghey Conway, AR 72032 Full Service B&M $48,217
Arvest Bank 2619 Highway 62 East Mountain Home, AR 72653 Full Service B&M $77,092
Arvest Bank 2622 West Gore Blvd Lawton, OK 73505 Full Service B&M $33,019
Arvest Bank 2623 W. 7th Street Joplin, MO 64801 Full Service Retail $11,435
Arvest Bank 2651 S.E. Washington Drive Bartlesville, OK 74006 Full Service B&M $64,533
Arvest Bank 2700 South Shackleford Road Little Rock, AR 72205 Full Service Retail $7,812
Arvest Bank 2730 Highway 412 East Siloam Springs, AR 72761 Full Service B&M $46,979
Arvest Bank 2740 Grand Ave Carthage, MO 64836 Full Service B&M $43,858
Arvest Bank 2761 East Mission Boulevard Fayetteville, AR 72703 Full Service B&M $146,196
Arvest Bank 2799 East 91st Street Tulsa, OK 74137 Full Service B&M $69,579
Arvest Bank 2835 E. Battlefield Springfield, MO 65804 Full Service B&M $13,523
Arvest Bank 2850 College Avenue Conway, AR 72034 Full Service B&M $60,920
Arvest Bank 2902 East Gore Boulevard Lawton, OK 73507 Full Service B&M $34,940
Arvest Bank 3002 N Broadway Poteau, OK 74953 Full Service B&M $88,281
Arvest Bank 3005 West Main Place Russellville, AR 72801 Full Service B&M $48,269
Arvest Bank 301 East Drew Avenue Monette, AR 72447 Full Service B&M $23,043
Arvest Bank 301 West Fourth Avenue Caney, KS 67333 Full Service B&M $20,701
Arvest Bank 3015 Alma Hwy Van Buren, AR 72956 Full Service B&M $34,877
Arvest Bank 3045 Martin Luther King, Jr. Blvd. Fayetteville, AR 72704 Full Service B&M $69,918
Arvest Bank 305 N Cedar Street Belton, MO 64012 Full Service B&M $13,413
Arvest Bank 306 E Main St Gardner, KS 66030 Full Service B&M $22,309
Arvest Bank 3101 Southwest Drive Jonesboro, AR 72404 Full Service B&M $5,957
Arvest Bank 3120 S Western Ave Oklahoma City, OK 73109 Full Service B&M $1,796
Arvest Bank 3121 Prospect Avenue Kansas City, MO 64128 Full Service B&M $18,812
Arvest Bank 317 East Pridemore Drive Lincoln, AR 72744 Full Service B&M $28,695
Arvest Bank 3184 East Sunshine Street Springfield, MO 65804 Full Service B&M $21,548
Arvest Bank 320 East Main Street Gentry, AR 72734 Full Service B&M $38,810
Arvest Bank 3200 Lusk Drive Neosho, MO 64850 Full Service Retail $8,938
Arvest Bank 3200 Rogers Avenue Fort Smith, AR 72903 Full Service B&M $239,466
Arvest Bank 3201 Mcclelland Boulevard Joplin, MO 64804 Full Service B&M $107,877
Arvest Bank 7401 West 135th Street Overland Park, KS 66223 Full Service B&M $57,608
Arvest Bank 7438 Us Highway 277 Elgin, OK 73538 Full Service B&M $14,013
Arvest Bank 75 North East Street Fayetteville, AR 72701 Full Service B&M $186,553
Arvest Bank 770 West Centerton Blvd Centerton, AR 72719 Full Service B&M $52,869
Arvest Bank 7800 Nw Expressway Oklahoma City, OK 73132 Full Service Retail $17,049
Arvest Bank 800 North Osage Street Dewey, OK 74029 Full Service B&M $68,614
Arvest Bank 802 East Main Flippin, AR 72634 Full Service B&M $55,172
Arvest Bank 811 West Ruth Street Sallisaw, OK 74955 Full Service B&M $39,812
Arvest Bank 815 North Arkansas Avenue Russellville, AR 72801 Full Service B&M $62,484
Arvest Bank 816 Garrison Ave Fort Smith, AR 72901 Full Service B&M $29,523
Arvest Bank 819 South Arkansas Avenue Russellville, AR 72801 Full Service B&M $30,161
Arvest Bank 819 Wallace Knob Road Mountain Home, AR 72653 Full Service B&M $113,646
Arvest Bank 824 Se 4th Street Moore, OK 73160 Full Service B&M $40,238
Arvest Bank 8415 Highway 107 Sherwood, AR 72120 Full Service B&M $90,290
Arvest Bank 8959 East U.S. Highway 40 Kansas City, MO 64129 Full Service B&M $36,797
Arvest Bank 8th And Walnut Duncan, OK 73533 Limited, Drive-thru $0
Arvest Bank 911 Ne Sam Walton Lane Lees Summit, MO 64086 Full Service B&M $38,994
Arvest Bank 918 East Henri De Tonti Boulevard Tontitown, AR 72770 Full Service B&M $74,446
Arvest Bank 9221 North Oak Trafficway Kansas City, MO 64155 Full Service B&M $26,276
Arvest Bank 924 West Missouri Avenue Walters, OK 73572 Full Service B&M $8,493
Arvest Bank 925 Military Road Benton, AR 72015 Full Service B&M $118,333
Arvest Bank 9300 Blue Ridge Boulevard Kansas City, MO 64138 Full Service B&M $72,087
Arvest Bank 9350 South Western Avenue Oklahoma City, OK 73139 Full Service B&M $61,314
Arvest Bank 9545 Metcalf Ave Overland Park, KS 66212 Full Service B&M $948
Arvest Bank 9701 East 31st Street Tulsa, OK 74146 Full Service B&M $105,284
Arvest Bank 999 E Heritage Parkway Prairie Grove, AR 72753 Full Service B&M $106,123
Arvest Bank Main And Third Streets Dierks, AR 71833 Full Service B&M $16,503
Arvest Bank Ninth And Wyandotte Dewey, OK 74029 Limited, Drive-thru $0
Arvest Bank 3217 North Reynolds Road Bryant, AR 72022 Full Service B&M $121,306
Arvest Bank 3233 South Yale Avenue Tulsa, OK 74135 Limited, Drive-thru $0
Arvest Bank 3263 East Robinson Avenue B-1 Springdale, AR 72764 Full Service B&M $46,339
Arvest Bank 333 North Third Street Muskogee, OK 74401 Limited, Drive-thru $0
Arvest Bank 338 South 5th Street Jay, OK 74346 Full Service B&M $32,666
Arvest Bank 3421 S. 74th Street Fort Smith, AR 72903 Full Service B&M $100,599
Arvest Bank 3502 Jfk Boulevard N. Little Rock, AR 72116 Full Service B&M $39,632
Arvest Bank 3514 Southeast 14th Street Bentonville, AR 72712 Full Service B&M $55,382
Arvest Bank 360 Sw M-150 Highway Lees Summit, MO 64082 Full Service B&M $36,854
Arvest Bank 3601 36th Avenue Nw Norman, OK 73072 Full Service B&M $25,009
Arvest Bank 3612 N Highway 7 Hot Springs Village, AR 71909 Full Service B&M $73,890
Arvest Bank 3615 West Main Street Norman, OK 73072 Full Service B&M $100,187
Arvest Bank 497 Highway 59 Westville, OK 74965 Full Service B&M $18,660
Arvest Bank 3858 South Thompson Springdale, AR 72764 Full Service B&M $202,806
Arvest Bank 3900 North Lincoln Boulevard Oklahoma City, OK 73105 Full Service B&M $77,618
Arvest Bank 3919 North Mall Avenue Fayetteville, AR 72703 Full Service Retail $34,996
Arvest Bank 3950 West Sunset Avenue Springdale, AR 72764 Full Service B&M $107,906
Arvest Bank 400 Ouachita Avenue Hot Springs, AR 71901 Full Service B&M $55,817
Arvest Bank 400 South Dewey Bartlesville, OK 74003 Limited, Drive-thru $0
Arvest Bank 4001 Kiehl Avenue Sherwood, AR 72120 Full Service B&M $36,149
Arvest Bank 4004 Mccain Boulevard North Little Rock, AR 72116 Full Service B&M $80,043
Arvest Bank 401 E. Austin Branch Nevada, MO 64772 Full Service B&M $39,764
Arvest Bank 401 North Walnut Harrison, AR 72601 Full Service B&M $109,185
Arvest Bank 401 West Trimble Berryville, AR 72616 Full Service B&M $42,783
Arvest Bank 402 S Range Line Rd Joplin, MO 64801 Full Service B&M $44,695
Arvest Bank 403 Town Center Bella Vista, AR 72714 Full Service B&M $139,250
Arvest Bank 405 South Walton Boulevard Bentonville, AR 72712 Full Service B&M $323,936
Arvest Bank 406 S. Walton Boulevard Bentonville, AR 72712 Full Service Retail $53,408
Arvest Bank 408 Highway 64 West Alma, AR 72921 Full Service B&M $26,427
Arvest Bank 409 South Park Drive Broken Bow, OK 74728 Full Service B&M $25,674
Arvest Bank 410 S Elm Jenks, OK 74037 Full Service B&M $45,901
Arvest Bank 4117 South Peoria Avenue Tulsa, OK 74105 Full Service B&M $48,434
Arvest Bank 4140 South Fremont Springfield, MO 65804 Full Service B&M $89,424
Arvest Bank 415 West Emma Avenue Springdale, AR 72764 Full Service B&M $339,251
Arvest Bank 420 South Main Street Nashville, AR 71852 Full Service B&M $23,635
Arvest Bank 4201 South Jb Hunt Drive Rogers, AR 72758 Full Service B&M $300,113
Arvest Bank 4225 Southeast Adams Road Bartlesville, OK 74006 Full Service B&M $128,753
Arvest Bank 425 W. Central Carthage, MO 64836 Full Service B&M $47,002
Arvest Bank 4301 South Garnett Tulsa, OK 74146 Full Service B&M $183,562
Arvest Bank 4301 South Memorial Rd Oklahoma City, OK 73134 Full Service B&M $54,111
Arvest Bank 4302 West Olive Street Rogers, AR 72756 Full Service B&M $61,655
Arvest Bank 4330 Nw Cache Rd Lawton, OK 73505 Full Service B&M $153,345
Arvest Bank 4340 Noland Road Independence, MO 64050 Full Service B&M $28,796
Arvest Bank 4400 West Markham St. Little Rock, AR 72205 Full Service B&M $113,720
Arvest Bank 4500 North Harrison Shawnee, OK 74804 Full Service B&M $34,421
Arvest Bank 4548 East 51st Street Tulsa, OK 74135 Full Service B&M $67,620
Arvest Bank 4570 Central Avenue Hot Springs, AR 71913 Full Service B&M $110,128
Arvest Bank 4600 Southeast 29th Street Del City, OK 73115 Full Service B&M $78,288
Arvest Bank 4724 Camp Robinson Road North Little Rock, AR 72118 Full Service B&M $38,023
Arvest Bank 4800 Kelley Highway Fort Smith, AR 72904 Full Service B&M $40,434
Arvest Bank 4825 E 36 Tulsa, OK 74135 Full Service B&M $71,021
Arvest Bank 4860 Elm Springs Road Springdale, AR 72762 Full Service B&M $22,247
Arvest Bank 500 Broadway Plaza Little Rock, AR 72201 Full Service B&M $1,689,696
Arvest Bank 5000 Rogers Avenue Fort Smith, AR 72903 Full Service B&M $175,255
Arvest Bank 502 South Main Mall Tulsa, OK 74103 Full Service B&M $600,492
Arvest Bank 503 Main Cassville, MO 65625 Full Service B&M $28,870
Arvest Bank 504 Collin Raye Drive De Queen, AR 71832 Full Service B&M $41,358
Arvest Bank 505 W. Northview Road Nixa, MO 65714 Full Service B&M $27,792
Arvest Bank 506 First Avenue Se Gravette, AR 72736 Full Service B&M $52,112
Arvest Bank 510 West Main Street Cabot, AR 72023 Full Service B&M $51,977
Arvest Bank 5120 South Garnett Tulsa, OK 74146 Full Service B&M $12,136
Arvest Bank 514 West Locust Stilwell, OK 74960 Full Service B&M $24,061
Arvest Bank 516 East Millsap Road, Suite 203 Fayetteville, AR 72701 Full Service B&M $169,997
Arvest Bank 5201 Southwest Lee Boulevard Lawton, OK 73505 Full Service B&M $56,573
Arvest Bank 5205 E Johnson Jonesboro, AR 72401 Full Service B&M $6,794
Arvest Bank 5215 West 6th Avenue Stillwater, OK 74074 Full Service B&M $19,164
Arvest Bank 524 North Main Stillwater, OK 74074 Full Service B&M $24,521
Arvest Bank 5600 North Broadway Gladstone, MO 64118 Full Service B&M $29,311
Arvest Bank 5601 Gretna Road Branson, MO 65616 Full Service B&M $86,582
Arvest Bank 5621 N Classen Blvd Oklahoma City, OK 73118 Full Service B&M $12,335
Arvest Bank 600 South Glenstone Avenue Springfield, MO 65802 Full Service B&M $35,275
Arvest Bank 600 South Main Sapulpa, OK 74066 Full Service B&M $37,238
Arvest Bank 607 Highway 71 North Anderson, MO 64831 Full Service B&M $41,600
Arvest Bank 6100 W. Reno Oklahoma City, OK 73127 Full Service Retail $18,650
Arvest Bank 612 N Walton Bentonville, AR 72712 Full Service B&M $39,788
Arvest Bank 621 Oak Street Conway, AR 72032 Full Service B&M $53,798
Arvest Bank 6300 Nall Avenue Mission, KS 66202 Full Service B&M $146,024
Arvest Bank 6306 East 101st Street Tulsa, OK 74137 Full Service B&M $170,020
Arvest Bank 6560 E 71st St Tulsa, OK 74133 Full Service B&M $105,379
Arvest Bank 70 Sugar Creek Center Bella Vista, AR 72714 Full Service B&M $110,439
Arvest Bank 700 North Main Harrison, AR 72601 Full Service B&M $0
Arvest Bank 701 South Main Street Joplin, MO 64801 Full Service B&M $78,588
Arvest Bank 701 West New Hope Road Rogers, AR 72758 Full Service B&M $49,993
Arvest Bank 702 Washington Idabel, OK 74745 Full Service B&M $24,754
Arvest Bank 704 Main Street Lockwood, MO 65682 Full Service B&M $41,922
Arvest Bank 1051 Cornwell Yukon, OK 73099 Full Service B&M $47,042
Arvest Bank 106 East Delaware Nowata, OK 74048 Limited, Drive-thru $0
Arvest Bank 10615 East 81st Street Tulsa, OK 74133 Full Service B&M $61,454
Arvest Bank 10685 Mission Road Leawood, KS 66206 Full Service B&M $22,044
Arvest Bank 1071 E. Tulsa Avenue Kansas, OK 74347 Full Service B&M $24,303
Arvest Bank 108 North Maple Nowata, OK 74048 Full Service B&M $62,865
Arvest Bank 109 East University Siloam Springs, AR 72761 Full Service B&M $23,655
Arvest Bank 110 East Main Street Farmington, AR 72730 Full Service B&M $109,033
Arvest Bank 110 South First Eufaula, OK 74432 Full Service B&M $43,650
Arvest Bank 110 West Main Street Ashdown, AR 71822 Full Service B&M $37,170
Arvest Bank 1101 Gulf Street Lamar, MO 64759 Full Service B&M $20,906
Arvest Bank 1101 Spur Drive Marshfield, MO 65706 Full Service B&M $72,548
Arvest Bank 709 W. Fleeman Manila, AR 72442 Full Service B&M $21,833
Arvest Bank 729 Main Street Duncan, OK 73533 Full Service B&M $114,974
Arvest Bank 730 North National Avenue Springfield, MO 65802 Full Service B&M $41,166
Arvest Bank 735 North York Muskogee, OK 74403 Full Service B&M $42,320
Arvest Bank 739 Harmony Neosho, MO 64850 Full Service B&M $70,833

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $692,159
Net interest income $641,447
Total noninterest income $586,255
Gross Fiduciary activities income $26,007
Service charges on deposit accounts $119,378
Trading account gains and fees $7,346
Additional Noninterest Income $433,524
Pre-tax net operating income $145,478
Securities gains (or losses, -) $448
Income before extraordinary items $114,073
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $114,073
Minority interest net income $-24
Net income $114,097
Sale, conversion, retirement of capital stock, net $3,764
Net operating income $113,719

Bank Expenses

Item Value (in 000's)
Total interest expense $50,712
Provision for credit losses $136,941
Total noninterest expense $945,283
Salaries and employee benefits $526,613
Premises and equipment expense $95,860
Additional noninterest expense $322,810
Applicable income taxes $31,853
Net charge-offs $38,748
Cash dividends $1,134

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 1.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 1.0%
HELOC loans 1.0%
All other family 1.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.8%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $20,928,248
Deposits held in domestic offices $20,928,248
Deposits by Individuals, partnerships, and corporations $20,182,905
Deposits by U.S. Government $2,022
Deposits by States and political subdivisions in the U.S. $726,455
Deposits by Commercial banks and other depository institutions in U.S. $16,866
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $4,391,538
Demand deposits $3,751,028
Nontransaction accounts $16,536,710
Money market deposit accounts (MMDAs) $13,528,518
Other savings deposits (excluding MMDAs) $1,710,914
Total time deposits $1,297,278
Total time and savings deposits $17,177,220
Noninterest-bearing deposits $3,745,290
Interest-bearing deposits $17,182,958
Retail deposits $20,757,357
IRAs and Keogh plan accounts $263,121
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $24,369,609
Cash & Balances due from depository institutions $1,969,009
Interest-bearing balances $1,647,450
Total securities $6,222,399
Federal funds sold & reverse repurchase $0
Net loans and leases $14,321,072
Loan and leases loss allowance $250,208
Trading account assets $65,790
Bank premises and fixed assets $480,824
Other real estate owned $11,085
Goodwill and other intangibles $841,599
All other assets $457,831

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $24,369,609
Total Liabilities $21,939,434
Total deposits $20,928,248
Interest-bearing deposits $17,182,958
Deposits held in domestic offices $20,928,248
% insured (estimated) $76
Federal funds purchased and repurchase agreements $278,629
Trading liabilities $173
Other borrowed funds $333,262
Subordinated debt $0
All other liabilities $399,122

Issued Loan Types

Type Value (in 000's)
Net loans and leases $14,321,072
Loan and leases loss allowance $250,208
Total loans and leases (domestic) $14,571,280
All real estate loans $9,411,992
Real estate loans in domestic offices $9,411,992
Construction and development loans $1,070,947
Residential 1-4 family construction $165,450
Other construction, all land development and other land $905,497
Loans secured by nonfarm nonresidential properties $3,113,277
Nonfarm nonresidential secured by owner-occupied properties $1,339,352
Commercial real estate & other non-farm, non-residential $1,773,925
Multifamily residential real estate $392,197
1-4 family residential loans $4,213,953
Farmland loans $621,618
Loans held in foreign offices $0
Farm loans $164,010
Commercial and industrial loans $2,996,411
To non-U.S. addressees $0
Loans to individuals $1,710,620
Credit card loans $154,612
Related Plans $62,149
Consumer Auto Loans $770,596
Other loans to individuals $723,263
All other loans & leases $288,513
Loans to foreign governments and official institutions $0
Other loans $33,694
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $51,766
Non 1-4 family restructured loans & leases $37,936
Total loans and leases (foreign) $0

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 4,674 $782,399 $167,394
Nonfarm, nonresidential loans - <$100k 1,277 $40,763 $31,921
Nonfarm, nonresidential loans - $100-250k 1,622 $167,562 $103,306
Nonfarm, nonresidential loans - $250k-1MM 1,775 $574,074 $323,422
Commercial & Industrial, US addressed loans - <$1MM 39,356 $1,374,414 $34,923
Commercial & Industrial, US addressed loans - <$100k 33,742 $496,460 $14,713
Commercial & Industrial, US addressed loans - $100-250k 3,555 $354,253 $99,649
Commercial & Industrial, US addressed loans - $250k-1MM 2,059 $523,701 $254,347
Farmland loans - <$1MM 2,617 $265,899 $101,605
Farmland loans - <$100k 1,233 $49,850 $40,430
Farmland loans - $100-250k 980 $115,617 $117,977
Farmland loans - $250k-1MM 404 $100,432 $248,594
Agriculture operations loans - <$1MM 4,845 $116,192 $23,982
Agriculture operations loans - <$100k 4,491 $76,606 $17,058
Agriculture operations loans - $100-250k 247 $23,193 $93,899
Agriculture operations loans - $250k-1MM 107 $16,393 $153,206