Sierra Pacific Mortgage Company Rates, Fees & Info
Los Angeles, CALEI: 254900TTZ395IC926125
Tax ID: 68-0101170
2.7 stars - Updated: 11/11/24
-
out of 5 stars, based on 85 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Sierra Pacific Mortgage Company is a small mortgage company specializing in Home Purchase loans. Sierra Pacific Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Miami, Sacramento, Bakersfield, Los Angeles, and Riverside among others. We have data for 333 markets. (Some data included below & more in-depth data is available with an active subscription.)Sierra Pacific Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sierra Pacific Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 11/11/24 |
| 30 Year Conventional Refi | 6.49% | 11/11/24 |
| 30 Year Cash-out Refi | 6.72% | 11/11/24 |
| 30 Year FHA Purchase | 7.42% | 11/11/24 |
| 30 Year FHA Refi | 6.98% | 11/11/24 |
| 30 Year VA Purchase | 6.34% | 11/11/24 |
| 30 Year VA Refi | 5.81% | 11/11/24 |
| 30 Year USDA Purchase | 6.88% | 11/11/24 |
| 30 Year USDA Refi | 6.65% | 11/11/24 |
| 15 Year Conventional Purchase | 6.24% | 11/11/24 |
| 15 Year Conventional Refi | 6.09% | 11/11/24 |
| 15 Year Cash-out Refi | 6.09% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sierra Pacific Mortgage Company Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Sierra Pacific Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,230Origination Dollar Volume (All Markets)
$2,473,650,000Awards
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Sierra Pacific Mortgage Company - 2023
Sierra Pacific Mortgage Company is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Sierra Pacific Mortgage Company's average 30 year fixed mortgage rate was
6.64%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.16%.
Relative Fees (Closing Costs)
Sierra Pacific Mortgage Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,898.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 398 | $156,410,000 | $392,990 | $14,189 | 6.67% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 370 | $156,200,000 | $422,162 | $13,340 | 6.51% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 461 | $150,875,000 | $327,278 | $12,413 | 6.55% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 218 | $123,710,000 | $567,477 | $15,182 | 6.56% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 202 | $89,590,000 | $443,515 | $15,065 | 6.57% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 204 | $75,050,000 | $367,892 | $11,872 | 6.89% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 131 | $72,415,000 | $552,786 | $14,813 | 6.41% |
| WICHITA, KS (FHA|USDA|VA) | 341 | $69,015,000 | $202,390 | $6,236 | 6.68% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 167 | $68,015,000 | $407,275 | $8,976 | 6.64% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 195 | $66,485,000 | $340,949 | $10,386 | 6.70% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 171 | $65,275,000 | $381,725 | $8,243 | 6.65% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 106 | $56,100,000 | $529,245 | $17,324 | 6.41% |
| FRESNO, CA (FHA|USDA|VA) | 147 | $51,665,000 | $351,463 | $11,460 | 6.53% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 151 | $49,615,000 | $328,576 | $7,607 | 6.78% |
| Outside of Metro Areas | 199 | $47,545,000 | $238,920 | $8,066 | 6.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 138 | $41,960,000 | $304,058 | $8,528 | 6.70% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 87 | $38,255,000 | $439,713 | $12,660 | 6.60% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 106 | $36,960,000 | $348,679 | $12,229 | 6.81% |
| STOCKTON, CA (FHA|USDA|VA) | 94 | $36,700,000 | $390,426 | $13,190 | 6.59% |
| SPARTANBURG, SC (FHA|USDA|VA) | 125 | $30,915,000 | $247,320 | $8,758 | 6.29% |
| MADERA, CA (FHA|USDA|VA) | 84 | $27,540,000 | $327,857 | $11,100 | 6.54% |
| LOGAN, UT-ID (FHA|USDA|VA) | 68 | $25,140,000 | $369,706 | $10,602 | 6.24% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 72 | $24,780,000 | $344,167 | $10,742 | 6.57% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 92 | $24,470,000 | $265,978 | $10,287 | 6.70% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 70 | $19,540,000 | $279,143 | $5,292 | 6.84% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 69 | $18,685,000 | $270,797 | $7,506 | 7.05% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 37 | $18,085,000 | $488,784 | $10,598 | 6.61% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 54 | $17,860,000 | $330,741 | $13,498 | 6.62% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 72 | $17,090,000 | $237,361 | $9,235 | 6.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 62 | $16,520,000 | $266,452 | $8,086 | 6.31% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 37 | $16,465,000 | $445,000 | $10,824 | 6.21% |
| VALLEJO, CA (FHA|USDA|VA) | 35 | $16,185,000 | $462,429 | $16,704 | 6.59% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 53 | $15,495,000 | $292,358 | $10,012 | 6.63% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 30 | $15,420,000 | $514,000 | $14,867 | 6.32% |
| MODESTO, CA (FHA|USDA|VA) | 43 | $15,395,000 | $358,023 | $13,250 | 6.61% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 43 | $15,045,000 | $349,884 | $10,135 | 6.84% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 41 | $14,745,000 | $359,634 | $11,505 | 6.86% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 44 | $14,580,000 | $331,364 | $10,026 | 6.71% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 46 | $14,560,000 | $316,522 | $8,442 | 6.76% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 46 | $14,370,000 | $312,391 | $10,665 | 6.59% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 66 | $14,020,000 | $212,424 | $8,996 | 7.01% |
| YUBA CITY, CA (FHA|USDA|VA) | 38 | $13,550,000 | $356,579 | $13,032 | 6.45% |
| PROVO-OREM, UT (FHA|USDA|VA) | 31 | $13,525,000 | $436,290 | $8,818 | 6.33% |
| LOUISVILLE, KY (FHA|USDA|VA) | 59 | $13,475,000 | $228,390 | $6,482 | 6.65% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 24 | $13,410,000 | $558,750 | $13,734 | 6.46% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 42 | $13,130,000 | $312,619 | $11,910 | 6.50% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 24 | $12,560,000 | $523,333 | $13,101 | 6.70% |
| KNOXVILLE, TN (FHA|USDA|VA) | 48 | $12,530,000 | $261,042 | $9,770 | 6.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 50 | $12,370,000 | $247,400 | $7,228 | 6.97% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 49 | $12,285,000 | $250,714 | $8,822 | 6.52% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 55 | $12,145,000 | $220,818 | $7,899 | 6.86% |
| VISALIA, CA (FHA|USDA|VA) | 39 | $12,055,000 | $309,103 | $13,666 | 6.64% |
| SALEM, OR (FHA|USDA|VA) | 34 | $11,470,000 | $337,353 | $11,403 | 6.48% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 33 | $11,065,000 | $335,303 | $9,519 | 6.92% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 19 | $10,505,000 | $552,895 | $13,761 | 6.84% |
| EL CENTRO, CA (FHA|USDA|VA) | 31 | $10,445,000 | $336,935 | $15,483 | 6.12% |
| BOISE CITY, ID (FHA|USDA|VA) | 29 | $10,425,000 | $359,483 | $9,622 | 6.55% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 24 | $9,760,000 | $406,667 | $9,946 | 6.37% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 30 | $9,290,000 | $309,667 | $6,766 | 6.72% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 27 | $9,135,000 | $338,333 | $6,786 | 6.56% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 22 | $8,600,000 | $390,909 | $14,305 | 6.73% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 18 | $8,280,000 | $460,000 | $13,850 | 6.78% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 29 | $8,095,000 | $279,138 | $11,411 | 6.68% |
| MEDFORD, OR (FHA|USDA|VA) | 26 | $8,070,000 | $310,385 | $8,702 | 6.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 32 | $8,060,000 | $251,875 | $8,710 | 6.40% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 22 | $7,600,000 | $345,455 | $9,588 | 6.89% |
| MERCED, CA (FHA|USDA|VA) | 23 | $7,505,000 | $326,304 | $14,251 | 6.62% |
| RENO, NV (FHA|USDA|VA) | 19 | $7,475,000 | $393,421 | $7,775 | 6.83% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 22 | $7,330,000 | $333,182 | $10,944 | 6.71% |
| RICHMOND, VA (FHA|USDA|VA) | 24 | $7,320,000 | $305,000 | $8,424 | 6.46% |
| Newport, OR (FHA|USDA|VA) | 20 | $7,180,000 | $359,000 | $9,160 | 6.17% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 25 | $7,135,000 | $285,400 | $8,122 | 6.68% |
| MORGANTOWN, WV (FHA|USDA|VA) | 30 | $7,080,000 | $236,000 | $11,517 | 6.73% |
| CHICO, CA (FHA|USDA|VA) | 23 | $6,885,000 | $299,348 | $13,589 | 6.53% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 15 | $6,555,000 | $437,000 | $16,021 | 6.81% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 26 | $6,280,000 | $241,538 | $9,911 | 6.61% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 11 | $6,205,000 | $564,091 | $22,718 | 6.58% |
| OCALA, FL (FHA|USDA|VA) | 31 | $6,095,000 | $196,613 | $8,531 | 6.39% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 30 | $6,020,000 | $200,667 | $7,916 | 6.86% |
| Clarksburg, WV (FHA|USDA|VA) | 26 | $5,870,000 | $225,769 | $9,104 | 7.04% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 12 | $5,850,000 | $487,500 | $12,981 | 7.03% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 20 | $5,800,000 | $290,000 | $9,612 | 6.71% |
| Gaffney, SC (FHA|USDA|VA) | 21 | $5,085,000 | $242,143 | $8,212 | 6.24% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 16 | $4,990,000 | $311,875 | $13,858 | 6.41% |
| MORRISTOWN, TN (FHA|USDA|VA) | 17 | $4,775,000 | $280,882 | $12,928 | 6.67% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 14 | $4,590,000 | $327,857 | $10,796 | 6.54% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 9 | $4,405,000 | $489,444 | $11,786 | 6.73% |
| BEND, OR (FHA|USDA|VA) | 9 | $4,195,000 | $466,111 | $11,637 | 6.94% |
| Greeneville, TN (FHA|USDA|VA) | 18 | $4,000,000 | $222,222 | $10,166 | 7.04% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 14 | $3,960,000 | $282,857 | $10,175 | 6.76% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 12 | $3,840,000 | $320,000 | $11,783 | 6.30% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 19 | $3,715,000 | $195,526 | $8,083 | 6.64% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $3,705,000 | $411,667 | $11,194 | 6.14% |
| LANCASTER, PA (FHA|USDA|VA) | 17 | $3,685,000 | $216,765 | $7,332 | 6.54% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $3,385,000 | $307,727 | $9,052 | 6.56% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $3,150,000 | $262,500 | $9,090 | 6.69% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $8,845 | 6.36% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,905,000 | $415,000 | $10,740 | 6.98% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $2,865,000 | $409,286 | $12,758 | 6.84% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $2,850,000 | $475,000 | $12,384 | 6.00% |
| REDDING, CA (FHA|USDA|VA) | 9 | $2,795,000 | $310,556 | $15,143 | 6.39% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $2,750,000 | $343,750 | $14,707 | 6.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $10,838 | 6.61% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $7,635 | 6.93% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $2,610,000 | $326,250 | $8,480 | 6.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $10,413 | 7.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $2,410,000 | $401,667 | $8,391 | 6.41% |
| TULSA, OK (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $10,296 | 6.74% |
| Fairmont, WV (FHA|USDA|VA) | 13 | $2,315,000 | $178,077 | $8,502 | 7.09% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $2,290,000 | $572,500 | $16,207 | 6.81% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $15,169 | 6.36% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 12 | $2,270,000 | $189,167 | $7,339 | 6.50% |
| Winfield, KS (FHA|USDA|VA) | 16 | $2,270,000 | $141,875 | $5,345 | 6.49% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $4,374 | 6.83% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $9,129 | 6.74% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $8,814 | 6.30% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $10,706 | 7.00% |
| Coos Bay, OR (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $9,886 | 6.64% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $11,703 | 6.40% |
| Athens, TN (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $10,190 | 6.61% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $7,968 | 6.87% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $16,144 | 6.72% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $7,673 | 7.21% |
| Bluefield, WV-VA (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $11,994 | 6.16% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $11,589 | 6.41% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $10,650 | 6.72% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $11,565 | 6.10% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $17,629 | 6.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $7,005 | 6.84% |
| Clearlake, CA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $12,574 | 5.90% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $10,716 | 6.88% |
| Alamogordo, NM (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $7,613 | 6.84% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $6,741 | 6.61% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $7,297 | 7.15% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $10,739 | 7.15% |
| Paragould, AR (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $7,341 | 6.55% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $26,833 | 6.19% |
| JONESBORO, AR (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $7,562 | 6.83% |
| WACO, TX (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $9,137 | 7.18% |
| Great Bend, KS (FHA|USDA|VA) | 11 | $1,375,000 | $125,000 | $5,669 | 6.58% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $8,963 | 6.78% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $18,081 | 7.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $12,499 | 6.88% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $6,770 | 7.12% |
| Outside of Metro Areas | 4 | $1,240,000 | $310,000 | $9,569 | 6.75% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $15,559 | 6.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $15,105 | 6.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $6,653 | 6.98% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $8,736 | 6.83% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,644 | 7.52% |
| Hood River, OR (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $11,964 | 7.00% |
| Centralia, WA (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $8,623 | 6.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $11,955 | 6.90% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $14,866 | 6.56% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $8,405 | 6.67% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $11,297 | 6.81% |
| RACINE, WI (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $7,379 | 6.79% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $9,435 | 6.55% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,005 | 6.92% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $5,146 | 7.44% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $8,818 | 6.84% |
| Coffeyville, KS (FHA|USDA|VA) | 10 | $930,000 | $93,000 | $5,130 | 6.58% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $11,066 | 5.90% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,745 | 6.25% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $8,979 | 6.35% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $9,319 | 6.44% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $8,397 | 7.06% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,684 | 7.40% |
| Hutchinson, KS (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $5,631 | 7.04% |
| Prineville, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $5,778 | 7.04% |
| Sonora, CA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $9,548 | 6.47% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,177 | 7.08% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $13,877 | 6.38% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,051 | 6.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $10,306 | 6.92% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $19,855 | 6.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,749 | 6.81% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,047 | 7.04% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $12,118 | 6.75% |
| Clovis, NM (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,231 | 6.71% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,230 | 6.67% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $12,830 | 6.88% |
| Searcy, AR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $10,129 | 7.08% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $8,173 | 6.75% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $17,345 | 7.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $15,217 | 6.42% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,124 | 6.29% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $9,888 | 7.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $18,929 | 5.50% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $16,583 | 6.75% |
| La Grande, OR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,326 | 7.08% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,782 | 7.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,742 | 6.93% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,425 | 7.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $17,752 | 5.75% |
| Othello, WA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $14,630 | 6.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,997 | 6.33% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,497 | 6.56% |
| Helena, MT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,312 | 6.50% |
| AKRON, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,380 | 6.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,925 | 6.19% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,296 | 6.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,280 | 7.13% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $12,041 | 7.06% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,616 | 7.63% |
| Vernal, UT (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,985 | 6.58% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,577 | 6.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,775 | 6.56% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,819 | 8.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $21,342 | 6.75% |
| McPherson, KS (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,168 | 7.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,557 | 6.00% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,461 | 6.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $24,459 | 5.99% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,325 | 7.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,315 | 6.81% |
| Española, NM (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,445 | 6.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,965 | 6.50% |
| New Castle, IN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,875 | 6.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $17,789 | 6.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,802 | 6.88% |
| Parsons, KS (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $4,360 | 7.10% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,206 | 6.66% |
| Concord, NH (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,294 | 7.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,295 | 7.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $10,194 | 6.66% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,422 | 6.62% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,012 | 6.99% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,348 | 6.69% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $14,311 | 7.38% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,767 | 6.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,777 | 7.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,333 | 6.88% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,465 | 6.99% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,060 | 6.13% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $18,529 | 6.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,451 | 7.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,761 | 7.13% |
| El Campo, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,337 | 6.99% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,184 | 6.88% |
| Palatka, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,987 | 5.13% |
| MADISON, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,081 | 7.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,727 | 6.88% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,053 | 6.38% |
| Payson, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,021 | 6.99% |
| Shelton, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,824 | 6.38% |
| Marquette, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,499 | 7.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,828 | 6.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,763 | 7.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,067 | 7.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,732 | 6.25% |
| Heber, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,099 | 5.99% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,131 | 6.25% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,990 | 6.63% |
| Union, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,285 | 6.06% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,471 | 7.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,259 | 7.13% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,854 | 5.00% |
| Effingham, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,970 | 6.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,830 | 6.88% |
| Seneca, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,520 | 7.31% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,153 | 6.87% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,354 | 6.44% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,802 | 6.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,432 | 6.63% |
| Newport, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,912 | 6.75% |
| Atmore, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,427 | 6.81% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,151 | 7.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,672 | 6.63% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,984 | 7.25% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,984 | 6.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,912 | 6.99% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,397 | 7.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,641 | 7.81% |
| Roswell, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,117 | 6.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,333 | 7.63% |
| Seymour, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,117 | 5.50% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,374 | 6.75% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,505 | 5.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,492 | 5.99% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,226 | 6.50% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,906 | 5.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,375 | 8.00% |
| Ashland, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,518 | 6.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,668 | 7.63% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,251 | 6.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,765 | 6.75% |
| READING, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,293 | 6.63% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,282 | 6.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,958 | 6.99% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,981 | 6.38% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,081 | 7.13% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,052 | 5.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,606 | 5.63% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,399 | 7.13% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,593 | 6.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,190 | 7.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $6,664 | 6.54% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,011 | 7.50% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,997 | 7.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,967 | 6.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,362 | 6.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,700 | 6.63% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,981 | 6.38% |
| Central City, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,938 | 7.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,667 | 6.13% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,698 | 5.99% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,905 | 6.75% |
| London, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,932 | 6.38% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,512 | 6.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,442 | 6.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,913 | 7.13% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,734 | 7.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,836 | 6.63% |
| Elko, NV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,638 | 7.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,619 | 7.63% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $6,656 | 8.46% |
| Oil City, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,475 | 7.13% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,403 | 5.88% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,682 | 7.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,916 | 5.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,868 | 6.88% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,101 | 6.88% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,737 | 5.63% |
| Murray, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,891 | 6.88% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,028 | 6.88% |
| Susanville, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,339 | 6.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,976 | 5.88% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,229 | 6.99% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,122 | 6.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,857 | 7.75% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,291 | 7.63% |
| Liberal, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,252 | 7.50% |
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Product Mix
For 2023, Sierra Pacific Mortgage Company's most frequently originated type of loan was Conventional, with 4,692 originations. Their 2nd most popular type was FHA, with 1,915 originations.
Loan Reason
For 2023, Sierra Pacific Mortgage Company's most frequently cited loan purpose was Home Purchase, with 6,512 originations. The 2nd most popular reason was Cash Out Refi, with 385 originations.
Loan Duration/Length
For 2023, Sierra Pacific Mortgage Company's most frequently cited loan duration was 30 Year, with 7,132 originations. The 2nd most popular length was 15 Year, with 60 originations.
Origination Fees/Closing Costs
Sierra Pacific Mortgage Company's average total fees were $10,898, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,611 originations.
Interest Rates
During 2023, Sierra Pacific Mortgage Company's average interest rate for loans was 6.64%, while their most frequently originated rate bucket for loans was 6-7%, with 3,722 originations.
Loan Sizing
2023 saw Sierra Pacific Mortgage Company place emphasis on $200k-400k loans with 3,507 originations, totaling $1,046,995,000 in origination value.
Applicant Income
Sierra Pacific Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 1,938 originations. The second most popular income band? $75k-100k, with 1,632 originations.
Applicant Debt to Income Ratio
Sierra Pacific Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 846 originations. The next most common DTI ratio? 50-60%, with 803 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.43%
Sierra Pacific Mortgage Company has a below average approval rate.
Pick Rate
Approvals leading to origination84.92%
Sierra Pacific Mortgage Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,230 | $2,473,650,000 | $342,137 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,230 | $2,473,650,000 | $342,137 |