Sierra Pacific Mortgage Company Rates, Fees & Info

Los Angeles, CA

LEI: 254900TTZ395IC926125

Tax ID: 68-0101170

4.4 stars - out of 5 stars, based on 154 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Sierra Pacific Mortgage Company is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Sierra Pacific Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, Sacramento, Portland, Bakersfield, and San Francisco among others. Sierra Pacific Mortgage Company has an average approval rate for mortages when compared nationally. They have an average pick rate when compared to the same sample of other lendors. Sierra Pacific Mortgage Company is typically an average fee lendor.


Originations

23,632

Origination Dollar Volume (All Markets)

$7,268,230,000
Show all (35) awards

Relative Rate

Sierra Pacific Mortgage Company 's average 30 year fixed rate mortgage of loans were 3.07%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.08%.

Relative Fees

Sierra Pacific Mortgage Company 's average total fees for a 30 year fixed rate mortgage are $5,590.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,382 $616,710,000 $446,245 $4,887 2.93%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,620 $566,820,000 $349,889 $4,424 2.96%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,470 $521,590,000 $354,823 $5,276 3.00%
BAKERSFIELD, CA (FHA|USDA|VA) 1,535 $404,425,000 $263,469 $6,581 3.01%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 563 $268,225,000 $476,421 $4,438 2.89%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 871 $264,125,000 $303,243 $5,885 2.89%
FRESNO, CA (FHA|USDA|VA) 803 $228,585,000 $284,664 $5,635 2.94%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 510 $208,640,000 $409,098 $4,509 2.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 620 $204,460,000 $329,774 $5,758 2.90%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 471 $183,715,000 $390,053 $4,812 2.91%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 432 $175,100,000 $405,324 $9,923 2.91%
Outside of Metro Areas 713 $167,335,000 $234,691 $4,864 3.02%
WICHITA, KS (FHA|USDA|VA) 791 $147,475,000 $186,441 $4,317 3.11%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 406 $142,720,000 $351,527 $6,124 2.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 419 $139,925,000 $333,950 $4,808 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 477 $134,315,000 $281,583 $5,492 3.14%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 282 $124,150,000 $440,248 $4,791 2.89%
MADERA, CA (FHA|USDA|VA) 417 $113,455,000 $272,074 $5,120 2.96%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 200 $101,960,000 $509,800 $3,672 2.88%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 371 $101,055,000 $272,385 $3,983 3.04%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 379 $84,565,000 $223,127 $5,896 3.08%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 303 $83,565,000 $275,792 $4,176 3.04%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 199 $77,775,000 $390,829 $3,809 2.85%
STOCKTON, CA (FHA|USDA|VA) 207 $74,785,000 $361,280 $5,669 3.06%
KNOXVILLE, TN (FHA|USDA|VA) 266 $67,530,000 $253,872 $6,295 3.05%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 190 $63,520,000 $334,316 $3,805 2.96%
RICHMOND, VA (FHA|USDA|VA) 242 $60,570,000 $250,289 $4,872 3.07%
Gardnerville Ranchos, NV (FHA|USDA|VA) 168 $60,350,000 $359,226 $5,580 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 244 $55,320,000 $226,721 $6,149 3.21%
KANSAS CITY, MO-KS (FHA|USDA|VA) 216 $52,290,000 $242,083 $2,948 3.05%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 202 $50,570,000 $250,347 $6,514 3.10%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 183 $50,335,000 $275,055 $6,189 3.10%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 173 $50,235,000 $290,376 $5,684 2.90%
RENO, NV (FHA|USDA|VA) 137 $48,975,000 $357,482 $4,329 3.01%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 168 $47,660,000 $283,690 $5,608 2.87%
Klamath Falls, OR (FHA|USDA|VA) 203 $45,575,000 $224,507 $5,073 2.97%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 111 $45,555,000 $410,405 $5,802 2.92%
LANCASTER, PA (FHA|USDA|VA) 217 $43,195,000 $199,055 $5,607 2.95%
SALEM, OR (FHA|USDA|VA) 134 $42,500,000 $317,164 $6,957 2.87%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 102 $38,210,000 $374,608 $4,486 2.94%
WORCESTER, MA-CT (FHA|USDA|VA) 130 $37,830,000 $291,000 $5,258 3.15%
JOHNSON CITY, TN (FHA|USDA|VA) 148 $35,720,000 $241,351 $5,740 3.15%
ALBANY-LEBANON, OR (FHA|USDA|VA) 114 $32,430,000 $284,474 $7,164 2.94%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 120 $31,950,000 $266,250 $5,496 3.03%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 123 $30,295,000 $246,301 $4,519 3.11%
MODESTO, CA (FHA|USDA|VA) 94 $28,230,000 $300,319 $5,229 3.05%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 125 $26,855,000 $214,840 $4,710 2.88%
VALLEJO, CA (FHA|USDA|VA) 74 $26,000,000 $351,351 $4,654 2.93%
SALINAS, CA (FHA|USDA|VA) 58 $24,030,000 $414,310 $6,034 2.85%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 136 $23,870,000 $175,515 $4,563 3.15%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 87 $22,365,000 $257,069 $5,952 2.85%
MEDFORD, OR (FHA|USDA|VA) 74 $21,980,000 $297,027 $6,698 2.93%
REDDING, CA (FHA|USDA|VA) 83 $21,595,000 $260,181 $3,913 3.06%
LONGVIEW, WA (FHA|USDA|VA) 74 $21,380,000 $288,919 $4,613 3.15%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 94 $21,250,000 $226,064 $4,135 3.18%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 61 $20,325,000 $333,197 $5,222 2.84%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 72 $19,770,000 $274,583 $5,573 2.85%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 87 $18,975,000 $218,103 $5,064 3.14%
BEND, OR (FHA|USDA|VA) 55 $18,135,000 $329,727 $4,640 2.97%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 88 $18,030,000 $204,886 $5,573 3.22%
Truckee-Grass Valley, CA (FHA|USDA|VA) 47 $17,945,000 $381,809 $5,446 2.97%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 72 $17,340,000 $240,833 $4,383 3.02%
YORK-HANOVER, PA (FHA|USDA|VA) 95 $17,225,000 $181,316 $5,968 2.99%
Ukiah, CA (FHA|USDA|VA) 46 $15,610,000 $339,348 $4,746 2.93%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 53 $15,445,000 $291,415 $4,656 3.10%
VISALIA, CA (FHA|USDA|VA) 61 $14,865,000 $243,689 $5,007 2.94%
YUBA CITY, CA (FHA|USDA|VA) 48 $14,390,000 $299,792 $6,248 3.05%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 26 $13,380,000 $514,615 $3,893 2.95%
SALISBURY, MD-DE (FHA|USDA|VA) 53 $13,215,000 $249,340 $6,166 2.92%
Fernley, NV (FHA|USDA|VA) 44 $13,010,000 $295,682 $6,292 3.22%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 60 $12,040,000 $200,667 $5,314 2.97%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 37 $11,725,000 $316,892 $5,496 3.28%
CARSON CITY, NV (FHA|USDA|VA) 38 $11,280,000 $296,842 $5,173 3.15%
CHICO, CA (FHA|USDA|VA) 37 $11,055,000 $298,784 $3,829 3.00%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 53 $10,905,000 $205,755 $4,231 2.90%
OWENSBORO, KY (FHA|USDA|VA) 64 $10,900,000 $170,313 $5,358 3.14%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 34 $10,470,000 $307,941 $7,689 3.12%
MERCED, CA (FHA|USDA|VA) 42 $10,440,000 $248,571 $4,034 2.89%
Hermiston-Pendleton, OR (FHA|USDA|VA) 47 $10,225,000 $217,553 $4,786 2.88%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 39 $10,175,000 $260,897 $4,873 2.86%
OKLAHOMA CITY, OK (FHA|USDA|VA) 46 $9,990,000 $217,174 $4,416 2.96%
NAPA, CA (FHA|USDA|VA) 19 $9,215,000 $485,000 $3,747 2.84%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 29 $9,115,000 $314,310 $4,845 2.92%
MORGANTOWN, WV (FHA|USDA|VA) 41 $8,985,000 $219,146 $5,624 3.22%
EL CENTRO, CA (FHA|USDA|VA) 38 $8,840,000 $232,632 $5,987 2.87%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 39 $8,175,000 $209,615 $5,847 3.05%
Crescent City, CA (FHA|USDA|VA) 35 $7,965,000 $227,571 $5,621 3.24%
WINCHESTER, VA-WV (FHA|USDA|VA) 26 $7,890,000 $303,462 $6,131 3.07%
CORVALLIS, OR (FHA|USDA|VA) 25 $7,815,000 $312,600 $7,010 2.91%
Richmond-Berea, KY (FHA|USDA|VA) 39 $7,565,000 $193,974 $5,429 3.12%
Sonora, CA (FHA|USDA|VA) 28 $7,560,000 $270,000 $4,966 2.90%
Fairmont, WV (FHA|USDA|VA) 45 $7,385,000 $164,111 $5,500 3.18%
RALEIGH-CARY, NC (FHA|USDA|VA) 24 $7,330,000 $305,417 $3,447 3.12%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 25 $6,965,000 $278,600 $4,396 2.92%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 36 $6,900,000 $191,667 $4,472 2.87%
Newport, OR (FHA|USDA|VA) 26 $6,840,000 $263,077 $5,740 2.87%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $6,580,000 $235,000 $6,184 2.95%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 17 $6,155,000 $362,059 $5,807 2.85%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 22 $5,900,000 $268,182 $4,706 2.92%
La Grande, OR (FHA|USDA|VA) 31 $5,885,000 $189,839 $4,304 2.83%
Clarksburg, WV (FHA|USDA|VA) 33 $5,645,000 $171,061 $5,888 3.29%
FORT COLLINS, CO (FHA|USDA|VA) 16 $5,610,000 $350,625 $4,938 2.85%
Outside of Metro Areas 15 $5,545,000 $369,667 $5,530 2.97%
JACKSON, TN (FHA|USDA|VA) 24 $5,360,000 $223,333 $6,588 3.03%
COLORADO SPRINGS, CO (FHA|USDA|VA) 18 $5,160,000 $286,667 $3,915 2.89%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 27 $5,035,000 $186,481 $5,350 3.10%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 16 $5,030,000 $314,375 $7,166 2.87%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 27 $5,005,000 $185,370 $3,994 3.18%
TUCSON, AZ (FHA|USDA|VA) 24 $4,800,000 $200,000 $4,484 3.17%
Brookings, OR (FHA|USDA|VA) 18 $4,740,000 $263,333 $3,998 2.91%
GREELEY, CO (FHA|USDA|VA) 16 $4,730,000 $295,625 $4,909 2.91%
Seneca, SC (FHA|USDA|VA) 20 $4,700,000 $235,000 $4,647 3.14%
COLUMBUS, OH (FHA|USDA|VA) 22 $4,700,000 $213,636 $3,791 2.96%
Clearlake, CA (FHA|USDA|VA) 15 $4,665,000 $311,000 $7,133 3.07%
TULSA, OK (FHA|USDA|VA) 22 $4,630,000 $210,455 $5,465 3.25%
BOISE CITY, ID (FHA|USDA|VA) 17 $4,565,000 $268,529 $4,608 2.99%
Roseburg, OR (FHA|USDA|VA) 20 $4,490,000 $224,500 $4,299 3.11%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 17 $4,465,000 $262,647 $8,223 2.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 18 $4,300,000 $238,889 $5,201 3.13%
Cambridge, MD (FHA|USDA|VA) 20 $4,210,000 $210,500 $4,323 2.88%
MORRISTOWN, TN (FHA|USDA|VA) 17 $4,145,000 $243,824 $7,535 2.89%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 17 $4,095,000 $240,882 $5,582 2.99%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $4,095,000 $372,273 $6,771 2.93%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 20 $4,090,000 $204,500 $4,742 2.69%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 17 $4,005,000 $235,588 $3,514 2.91%
JACKSONVILLE, FL (FHA|USDA|VA) 15 $3,875,000 $258,333 $5,192 3.18%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 14 $3,680,000 $262,857 $4,741 3.13%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 14 $3,680,000 $262,857 $6,830 2.67%
PROVO-OREM, UT (FHA|USDA|VA) 13 $3,635,000 $279,615 $3,335 3.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $3,550,000 $253,571 $7,224 3.31%
PITTSBURGH, PA (FHA|USDA|VA) 16 $3,470,000 $216,875 $4,623 3.20%
Prineville, OR (FHA|USDA|VA) 12 $3,400,000 $283,333 $4,144 2.94%
Coos Bay, OR (FHA|USDA|VA) 14 $3,360,000 $240,000 $3,604 2.88%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $3,290,000 $329,000 $9,989 3.09%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 10 $3,250,000 $325,000 $4,976 2.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 15 $3,185,000 $212,333 $4,587 3.18%
Centralia, WA (FHA|USDA|VA) 9 $3,115,000 $346,111 $4,215 3.14%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $3,060,000 $255,000 $3,508 3.08%
SPRINGFIELD, MA (FHA|USDA|VA) 12 $3,040,000 $253,333 $6,327 2.81%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $2,980,000 $248,333 $6,463 3.02%
LEBANON, PA (FHA|USDA|VA) 15 $2,965,000 $197,667 $6,301 2.86%
APPLETON, WI (FHA|USDA|VA) 16 $2,890,000 $180,625 $4,164 3.09%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $2,885,000 $262,273 $3,768 3.08%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 13 $2,865,000 $220,385 $2,640 3.02%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $2,810,000 $281,000 $8,751 3.22%
GETTYSBURG, PA (FHA|USDA|VA) 10 $2,750,000 $275,000 $9,957 2.74%
Greeneville, TN (FHA|USDA|VA) 15 $2,705,000 $180,333 $4,735 3.46%
Crossville, TN (FHA|USDA|VA) 11 $2,685,000 $244,091 $7,347 2.86%
Red Bluff, CA (FHA|USDA|VA) 11 $2,685,000 $244,091 $4,077 3.08%
GRANTS PASS, OR (FHA|USDA|VA) 9 $2,675,000 $297,222 $5,196 3.07%
Astoria, OR (FHA|USDA|VA) 8 $2,590,000 $323,750 $3,840 2.92%
JONESBORO, AR (FHA|USDA|VA) 17 $2,555,000 $150,294 $4,626 3.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $2,555,000 $511,000 $6,669 2.63%
Frankfort, KY (FHA|USDA|VA) 13 $2,525,000 $194,231 $5,009 3.23%
Eureka-Arcata, CA (FHA|USDA|VA) 10 $2,430,000 $243,000 $4,815 3.01%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,380,000 $396,667 $8,599 3.06%
Concord, NH (FHA|USDA|VA) 10 $2,320,000 $232,000 $4,528 3.04%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $2,270,000 $378,333 $7,864 2.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 7 $2,255,000 $322,143 $3,462 2.75%
FLINT, MI (FHA|USDA|VA) 13 $2,195,000 $168,846 $6,812 2.69%
DOVER, DE (FHA|USDA|VA) 8 $2,190,000 $273,750 $6,232 3.03%
BELLINGHAM, WA (FHA|USDA|VA) 6 $2,190,000 $365,000 $5,377 2.94%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $2,180,000 $218,000 $4,408 3.06%
Winfield, KS (FHA|USDA|VA) 16 $2,130,000 $133,125 $3,798 3.25%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $2,130,000 $355,000 $8,303 2.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $2,105,000 $191,364 $3,939 3.24%
Hood River, OR (FHA|USDA|VA) 9 $2,075,000 $230,556 $4,222 2.82%
READING, PA (FHA|USDA|VA) 10 $2,050,000 $205,000 $5,699 2.98%
AKRON, OH (FHA|USDA|VA) 8 $2,050,000 $256,250 $3,293 3.06%
Elko, NV (FHA|USDA|VA) 8 $1,970,000 $246,250 $4,543 3.08%
PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,940,000 $323,333 $8,422 2.98%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $1,920,000 $240,000 $5,187 3.13%
DULUTH, MN-WI (FHA|USDA|VA) 8 $1,910,000 $238,750 $4,594 2.80%
Athens, TN (FHA|USDA|VA) 10 $1,900,000 $190,000 $6,302 2.96%
Coffeyville, KS (FHA|USDA|VA) 30 $1,840,000 $61,333 $4,083 3.46%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $1,825,000 $202,778 $3,676 3.15%
WALLA WALLA, WA (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,083 2.71%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $1,810,000 $301,667 $4,045 3.08%
Edwards, CO (FHA|USDA|VA) 3 $1,745,000 $581,667 $4,461 3.29%
COLUMBIA, SC (FHA|USDA|VA) 10 $1,730,000 $173,000 $4,446 3.48%
The Dalles, OR (FHA|USDA|VA) 6 $1,720,000 $286,667 $6,316 2.94%
BOULDER, CO (FHA|USDA|VA) 4 $1,720,000 $430,000 $4,552 2.72%
HOT SPRINGS, AR (FHA|USDA|VA) 8 $1,650,000 $206,250 $5,890 2.91%
Pottsville, PA (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,430 2.72%
Oak Harbor, WA (FHA|USDA|VA) 5 $1,595,000 $319,000 $3,215 3.08%
Laconia, NH (FHA|USDA|VA) 5 $1,585,000 $317,000 $5,585 3.02%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,575,000 $315,000 $4,661 3.02%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 7 $1,565,000 $223,571 $4,775 3.11%
Parsons, KS (FHA|USDA|VA) 18 $1,500,000 $83,333 $4,954 3.51%
Brainerd, MN (FHA|USDA|VA) 7 $1,475,000 $210,714 $6,167 3.38%
CLEVELAND, TN (FHA|USDA|VA) 7 $1,465,000 $209,286 $3,897 3.34%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $1,455,000 $207,857 $3,977 2.91%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,455,000 $291,000 $4,720 2.75%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,435,000 $287,000 $5,095 2.98%
Fallon, NV (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,340 2.85%
Danville, KY (FHA|USDA|VA) 9 $1,405,000 $156,111 $4,366 3.08%
Easton, MD (FHA|USDA|VA) 4 $1,300,000 $325,000 $5,104 3.15%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,295,000 $431,667 $6,159 3.25%
Pahrump, NV (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,715 3.21%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $1,255,000 $251,000 $6,042 3.53%
ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,245,000 $177,857 $2,849 2.78%
Sevierville, TN (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,373 3.17%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 6 $1,220,000 $203,333 $4,919 3.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,849 3.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,200,000 $200,000 $5,039 2.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $1,200,000 $200,000 $2,879 2.77%
CUMBERLAND, MD-WV (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,343 3.12%
LAKE CHARLES, LA (FHA|USDA|VA) 8 $1,170,000 $146,250 $4,365 3.19%
Key West, FL (FHA|USDA|VA) 2 $1,150,000 $575,000 $5,740 3.13%
ST. GEORGE, UT (FHA|USDA|VA) 2 $1,150,000 $575,000 $4,089 2.81%
YAKIMA, WA (FHA|USDA|VA) 4 $1,140,000 $285,000 $6,098 2.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,498 3.25%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,946 3.10%
RACINE, WI (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,328 2.87%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,014 2.84%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,703 2.65%
Breckenridge, CO (FHA|USDA|VA) 2 $1,040,000 $520,000 $6,831 3.13%
WACO, TX (FHA|USDA|VA) 10 $1,040,000 $104,000 $3,614 2.79%
LaGrange, GA-AL (FHA|USDA|VA) 5 $995,000 $199,000 $5,715 3.33%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $980,000 $490,000 $10,473 3.44%
OCALA, FL (FHA|USDA|VA) 5 $975,000 $195,000 $4,486 2.92%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $955,000 $318,333 $4,246 2.79%
Vineyard Haven, MA (FHA|USDA|VA) 2 $920,000 $460,000 $6,738 3.19%
EVANSVILLE, IN-KY (FHA|USDA|VA) 5 $915,000 $183,000 $4,909 3.35%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $900,000 $450,000 $11,758 2.63%
PITTSFIELD, MA (FHA|USDA|VA) 3 $895,000 $298,333 $8,397 3.04%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $890,000 $222,500 $3,847 2.84%
WENATCHEE, WA (FHA|USDA|VA) 2 $850,000 $425,000 $5,786 2.88%
Durango, CO (FHA|USDA|VA) 2 $840,000 $420,000 $4,429 3.63%
Susanville, CA (FHA|USDA|VA) 5 $835,000 $167,000 $3,756 3.18%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $810,000 $202,500 $4,070 2.84%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $800,000 $200,000 $4,958 2.84%
LYNCHBURG, VA (FHA|USDA|VA) 4 $780,000 $195,000 $5,875 2.91%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $770,000 $192,500 $5,667 2.34%
GAINESVILLE, GA (FHA|USDA|VA) 3 $765,000 $255,000 $5,259 3.33%
Sandpoint, ID (FHA|USDA|VA) 2 $760,000 $380,000 $5,455 2.94%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $755,000 $151,000 $5,505 2.85%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $750,000 $375,000 $5,109 2.56%
LAWRENCE, KS (FHA|USDA|VA) 4 $750,000 $187,500 $3,415 2.97%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $750,000 $187,500 $2,876 2.75%
Burley, ID (FHA|USDA|VA) 2 $750,000 $375,000 $8,188 2.75%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $750,000 $375,000 $7,995 2.56%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $745,000 $248,333 $4,219 3.08%
Searcy, AR (FHA|USDA|VA) 4 $740,000 $185,000 $5,708 2.97%
Port Angeles, WA (FHA|USDA|VA) 3 $735,000 $245,000 $4,060 3.12%
ST. CLOUD, MN (FHA|USDA|VA) 4 $730,000 $182,500 $3,823 2.97%
Marion, NC (FHA|USDA|VA) 2 $720,000 $360,000 $3,356 3.19%
SAVANNAH, GA (FHA|USDA|VA) 3 $705,000 $235,000 $4,966 2.92%
LOGAN, UT-ID (FHA|USDA|VA) 1 $705,000 $705,000 $29,798 3.63%
COLUMBUS, IN (FHA|USDA|VA) 2 $690,000 $345,000 $9,243 3.31%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $690,000 $345,000 $6,601 2.88%
Russellville, AR (FHA|USDA|VA) 5 $685,000 $137,000 $5,638 3.03%
EL PASO, TX (FHA|USDA|VA) 3 $635,000 $211,667 $9,141 3.17%
Show Low, AZ (FHA|USDA|VA) 3 $625,000 $208,333 $5,453 2.96%
London, KY (FHA|USDA|VA) 3 $625,000 $208,333 $5,892 3.33%
ROCHESTER, MN (FHA|USDA|VA) 3 $615,000 $205,000 $4,576 3.38%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $615,000 $123,000 $4,597 3.60%
SPARTANBURG, SC (FHA|USDA|VA) 5 $615,000 $123,000 $2,464 2.78%
TOLEDO, OH (FHA|USDA|VA) 3 $595,000 $198,333 $5,396 2.75%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $580,000 $290,000 $2,340 2.75%
Opelousas, LA (FHA|USDA|VA) 3 $555,000 $185,000 $5,671 2.58%
Orangeburg, SC (FHA|USDA|VA) 2 $550,000 $275,000 $3,968 2.06%
HAMMOND, LA (FHA|USDA|VA) 2 $540,000 $270,000 $5,657 2.88%
ROANOKE, VA (FHA|USDA|VA) 3 $535,000 $178,333 $6,412 2.63%
Somerset, KY (FHA|USDA|VA) 4 $520,000 $130,000 $5,447 2.72%
Alexander City, AL (FHA|USDA|VA) 1 $515,000 $515,000 $6,078 2.63%
Mount Sterling, KY (FHA|USDA|VA) 3 $505,000 $168,333 $7,649 3.08%
ANN ARBOR, MI (FHA|USDA|VA) 3 $505,000 $168,333 $3,800 2.75%
Cedar City, UT (FHA|USDA|VA) 2 $500,000 $250,000 $3,159 2.94%
CaƱon City, CO (FHA|USDA|VA) 3 $495,000 $165,000 $2,972 3.21%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $495,000 $165,000 $4,975 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $485,000 $161,667 $3,524 3.33%
PINE BLUFF, AR (FHA|USDA|VA) 2 $480,000 $240,000 $5,367 3.44%
Newport, TN (FHA|USDA|VA) 2 $470,000 $235,000 $10,471 2.69%
TOPEKA, KS (FHA|USDA|VA) 4 $470,000 $117,500 $2,912 2.94%
LAFAYETTE, LA (FHA|USDA|VA) 4 $470,000 $117,500 $3,900 3.16%
Jefferson, GA (FHA|USDA|VA) 1 $465,000 $465,000 $4,956 3.00%
Glenwood Springs, CO (FHA|USDA|VA) 2 $460,000 $230,000 $3,886 2.81%
Rexburg, ID (FHA|USDA|VA) 2 $450,000 $225,000 $9,526 3.19%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $445,000 $148,333 $3,002 3.33%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $440,000 $220,000 $4,379 3.63%
Cedartown, GA (FHA|USDA|VA) 2 $440,000 $220,000 $6,348 2.75%
SANTA FE, NM (FHA|USDA|VA) 1 $435,000 $435,000 $3,477 2.88%
Red Wing, MN (FHA|USDA|VA) 2 $430,000 $215,000 $5,955 2.81%
LAREDO, TX (FHA|USDA|VA) 2 $430,000 $215,000 $4,485 2.81%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $430,000 $215,000 $4,218 3.25%
Moscow, ID (FHA|USDA|VA) 1 $425,000 $425,000 $6,100 2.75%
Beaver Dam, WI (FHA|USDA|VA) 2 $420,000 $210,000 $4,979 3.00%
Shelton, WA (FHA|USDA|VA) 2 $420,000 $210,000 $2,556 3.12%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $420,000 $210,000 $8,224 3.06%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $415,000 $415,000 $2,496 2.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $415,000 $138,333 $2,738 3.42%
TYLER, TX (FHA|USDA|VA) 2 $410,000 $205,000 $3,223 2.75%
Othello, WA (FHA|USDA|VA) 2 $400,000 $200,000 $5,492 2.75%
El Campo, TX (FHA|USDA|VA) 2 $400,000 $200,000 $6,202 3.75%
Hutchinson, KS (FHA|USDA|VA) 4 $390,000 $97,500 $3,820 3.16%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $390,000 $195,000 $2,511 3.00%
Bluefield, WV-VA (FHA|USDA|VA) 3 $385,000 $128,333 $5,016 3.29%
Kirksville, MO (FHA|USDA|VA) 1 $385,000 $385,000 $3,557 3.13%
Laramie, WY (FHA|USDA|VA) 1 $385,000 $385,000 $3,286 3.38%
Arcadia, FL (FHA|USDA|VA) 1 $385,000 $385,000 $12,131 4.50%
MIDLAND, TX (FHA|USDA|VA) 2 $380,000 $190,000 $5,107 2.75%
LUBBOCK, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,634 3.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $380,000 $190,000 $7,924 3.06%
Tiffin, OH (FHA|USDA|VA) 1 $375,000 $375,000 $4,718 2.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $370,000 $185,000 $2,363 2.88%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $370,000 $185,000 $4,597 2.69%
Keene, NH (FHA|USDA|VA) 2 $370,000 $185,000 $2,995 3.25%
Corinth, MS (FHA|USDA|VA) 1 $365,000 $365,000 $3,839 3.25%
PUEBLO, CO (FHA|USDA|VA) 2 $360,000 $180,000 $4,965 2.94%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $355,000 $355,000 $3,365 2.75%
MANHATTAN, KS (FHA|USDA|VA) 3 $355,000 $118,333 $3,313 3.04%
BILLINGS, MT (FHA|USDA|VA) 1 $345,000 $345,000 $4,395 3.25%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $345,000 $345,000 $3,215 2.88%
Cullowhee, NC (FHA|USDA|VA) 2 $340,000 $170,000 $7,682 3.75%
Kalispell, MT (FHA|USDA|VA) 2 $340,000 $170,000 $3,529 3.31%
Montrose, CO (FHA|USDA|VA) 2 $340,000 $170,000 $2,425 2.38%
Torrington, CT (FHA|USDA|VA) 2 $340,000 $170,000 $6,351 3.31%
Great Bend, KS (FHA|USDA|VA) 4 $330,000 $82,500 $4,018 3.44%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $330,000 $165,000 $7,130 2.63%
Findlay, OH (FHA|USDA|VA) 1 $325,000 $325,000 $3,982 2.75%
MIDLAND, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,180 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $325,000 $325,000 $5,812 2.75%
SUMTER, SC (FHA|USDA|VA) 2 $320,000 $160,000 $2,716 3.13%
Craig, CO (FHA|USDA|VA) 1 $315,000 $315,000 $2,515 3.00%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $315,000 $315,000 $2,886 2.75%
Athens, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,100 2.38%
Berlin, NH (FHA|USDA|VA) 1 $315,000 $315,000 $5,375 2.88%
FORT WAYNE, IN (FHA|USDA|VA) 1 $315,000 $315,000 $9,504 2.25%
Traverse City, MI (FHA|USDA|VA) 1 $315,000 $315,000 $3,341 3.13%
Palatka, FL (FHA|USDA|VA) 1 $305,000 $305,000 $7,462 4.99%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $305,000 $305,000 $3,550 2.75%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $300,000 $150,000 $4,332 3.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $295,000 $295,000 $4,132 2.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $295,000 $295,000 $2,934 3.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $295,000 $295,000 $4,620 3.38%
Sedalia, MO (FHA|USDA|VA) 1 $295,000 $295,000 $3,383 2.63%
Dickinson, ND (FHA|USDA|VA) 1 $295,000 $295,000 $2,446 2.75%
New Castle, IN (FHA|USDA|VA) 2 $290,000 $145,000 $2,936 2.88%
Portsmouth, OH (FHA|USDA|VA) 1 $285,000 $285,000 $8,968 2.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $285,000 $285,000 $8,638 3.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $285,000 $285,000 $4,538 3.38%
McPherson, KS (FHA|USDA|VA) 1 $285,000 $285,000 $2,756 2.75%
Forest City, NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,769 3.75%
WILMINGTON, NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,607 2.50%
Sunbury, PA (FHA|USDA|VA) 2 $280,000 $140,000 $4,868 3.19%
Pullman, WA (FHA|USDA|VA) 3 $275,000 $91,667 $3,231 3.04%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $275,000 $275,000 $7,529 2.50%
Nogales, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $2,355 2.88%
Scottsburg, IN (FHA|USDA|VA) 1 $275,000 $275,000 $2,931 2.88%
JOPLIN, MO (FHA|USDA|VA) 1 $275,000 $275,000 $2,833 2.88%
SAGINAW, MI (FHA|USDA|VA) 2 $270,000 $135,000 $6,006 2.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $270,000 $135,000 $4,621 3.06%
Bartlesville, OK (FHA|USDA|VA) 2 $270,000 $135,000 $4,830 3.63%
Pecos, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,350 2.88%
Urbana, OH (FHA|USDA|VA) 2 $260,000 $130,000 $5,392 3.06%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $255,000 $255,000 $1,986 2.99%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $255,000 $255,000 $8,734 3.13%
Thomaston, GA (FHA|USDA|VA) 2 $250,000 $125,000 $5,565 2.88%
Corning, NY (FHA|USDA|VA) 1 $245,000 $245,000 $4,687 3.25%
Sturgis, MI (FHA|USDA|VA) 1 $245,000 $245,000 $3,130 3.25%
Cookeville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $6,130 2.88%
Tahlequah, OK (FHA|USDA|VA) 1 $245,000 $245,000 $7,869 3.13%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $245,000 $245,000 $3,081 3.00%
STAUNTON, VA (FHA|USDA|VA) 1 $235,000 $235,000 $4,914 2.75%
Paris, TN (FHA|USDA|VA) 1 $235,000 $235,000 $6,036 3.50%
Stillwater, OK (FHA|USDA|VA) 1 $235,000 $235,000 $4,958 2.50%
Elkins, WV (FHA|USDA|VA) 1 $225,000 $225,000 $3,638 3.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,389 3.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $215,000 $215,000 $4,760 2.75%
ENID, OK (FHA|USDA|VA) 1 $215,000 $215,000 $5,975 2.88%
ERIE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,747 2.25%
MADISON, WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,345 2.63%
Rolla, MO (FHA|USDA|VA) 1 $215,000 $215,000 $6,314 2.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $210,000 $105,000 $5,907 4.00%
Winnemucca, NV (FHA|USDA|VA) 1 $195,000 $195,000 $8,435 3.00%
Emporia, KS (FHA|USDA|VA) 1 $195,000 $195,000 $3,553 3.38%
Bemidji, MN (FHA|USDA|VA) 1 $195,000 $195,000 $9,874 2.38%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $195,000 $195,000 $3,926 4.99%
Stevens Point, WI (FHA|USDA|VA) 1 $195,000 $195,000 $1,912 3.38%
Cornelia, GA (FHA|USDA|VA) 1 $195,000 $195,000 $6,682 3.75%
Marshall, MN (FHA|USDA|VA) 1 $185,000 $185,000 $5,250 3.00%
Clovis, NM (FHA|USDA|VA) 1 $185,000 $185,000 $6,862 2.88%
TWIN FALLS, ID (FHA|USDA|VA) 1 $185,000 $185,000 $5,033 2.99%
Mount Vernon, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,970 3.38%
Holland, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,216 2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $8,265 2.88%
Brevard, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,574 2.88%
BANGOR, ME (FHA|USDA|VA) 1 $175,000 $175,000 $3,815 3.25%
Durant, OK (FHA|USDA|VA) 1 $175,000 $175,000 $4,103 2.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,388 2.75%
McAlester, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,395 3.99%
Bardstown, KY (FHA|USDA|VA) 1 $175,000 $175,000 $5,449 2.88%
Whitewater, WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,974 2.13%
Shawnee, OK (FHA|USDA|VA) 2 $170,000 $85,000 $3,060 3.94%
AMES, IA (FHA|USDA|VA) 1 $165,000 $165,000 $4,896 2.75%
FARGO, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,844 3.25%
GLENS FALLS, NY (FHA|USDA|VA) 1 $165,000 $165,000 $10,948 2.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,344 3.50%
ABILENE, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,171 2.88%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $165,000 $165,000 $3,746 2.38%
Moses Lake, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,376 2.99%
Rutland, VT (FHA|USDA|VA) 1 $165,000 $165,000 $4,522 3.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,641 2.75%
Dayton, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,244 3.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $155,000 $155,000 $3,017 2.25%
Somerset, PA (FHA|USDA|VA) 1 $155,000 $155,000 $4,144 2.63%
Kerrville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,697 2.88%
Dodge City, KS (FHA|USDA|VA) 1 $155,000 $155,000 $5,650 3.38%
Bedford, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,300 3.13%
Angola, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,899 2.50%
Central City, KY (FHA|USDA|VA) 1 $145,000 $145,000 $6,770 3.63%
Aberdeen, WA (FHA|USDA|VA) 1 $145,000 $145,000 $2,840 2.88%
Dumas, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,195 2.38%
Statesboro, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,203 2.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,620 3.25%
Malvern, AR (FHA|USDA|VA) 1 $145,000 $145,000 $5,713 2.88%
MUNCIE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,782 2.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $5,034 3.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,863 3.38%
VALDOSTA, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,081 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $135,000 $135,000 $8,521 2.75%
Danville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $7,105 3.38%
GREEN BAY, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,486 3.25%
Fort Morgan, CO (FHA|USDA|VA) 1 $125,000 $125,000 $3,285 2.25%
Scottsbluff, NE (FHA|USDA|VA) 1 $125,000 $125,000 $4,995 2.88%
Jasper, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,980 2.88%
Jennings, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,579 3.50%
MANKATO, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,510 3.75%
Spirit Lake, IA (FHA|USDA|VA) 1 $125,000 $125,000 $3,402 3.38%
MOBILE, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,124 2.88%
NILES, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,487 3.63%
Ponca City, OK (FHA|USDA|VA) 1 $125,000 $125,000 $5,979 3.63%
Ashtabula, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,003 3.13%
Roswell, NM (FHA|USDA|VA) 1 $125,000 $125,000 $8,428 4.13%
Huntingdon, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,103 3.00%
ALBANY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,119 3.38%
Fergus Falls, MN (FHA|USDA|VA) 1 $115,000 $115,000 $5,413 2.75%
Albert Lea, MN (FHA|USDA|VA) 1 $115,000 $115,000 $4,963 3.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,402 3.50%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $105,000 $105,000 $4,258 3.63%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $105,000 $105,000 $3,747 2.88%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $6,092 2.88%
Batesville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $4,398 2.25%
Owatonna, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,750 3.13%
CASPER, WY (FHA|USDA|VA) 1 $95,000 $95,000 $4,991 3.63%
Greenwood, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,286 2.99%
BATON ROUGE, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,171 3.00%
Austin, MN (FHA|USDA|VA) 1 $95,000 $95,000 $2,792 3.38%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $95,000 $95,000 $2,891 2.25%
Hays, KS (FHA|USDA|VA) 1 $95,000 $95,000 $4,911 2.88%
Maryville, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,093 3.00%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,377 2.75%
Madisonville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,750 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $85,000 $85,000 $2,408 2.88%
Grand Rapids, MN (FHA|USDA|VA) 1 $65,000 $65,000 $3,030 3.13%
Willmar, MN (FHA|USDA|VA) 1 $65,000 $65,000 $4,503 3.75%
Muskogee, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,376 3.25%
Salina, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,296 3.38%
Taylorville, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,941 2.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $45,000 $45,000 $3,003 2.75%

Sierra Pacific Mortgage Company 's top markets include Los Angeles, Sacramento, Portland, Bakersfield, and San Francisco among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 19,319 $6,052,335,000 $313,284 $4,517 3.01%
FHA 2,707 $740,565,000 $273,574 $9,590 2.97%
VA 1,003 $353,375,000 $352,318 $7,698 2.82%
USDA 603 $121,955,000 $202,247 $5,858 2.82%

For the 2021 period, Sierra Pacific Mortgage Company 's most frequently originated loan type of loans were Conventional, with 19,319 originations. Their 2nd most popular type is FHA, with 2,707 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 9,791 $3,102,635,000 $316,886 $6,560 3.07%
Refi 8,397 $2,501,335,000 $297,884 $4,048 2.83%
Cash Out Refi 3,843 $1,174,215,000 $305,546 $4,913 3.08%
Home Improvement 1,601 $490,045,000 $306,087 $4,604 3.07%

For the 2021, Sierra Pacific Mortgage Company 's most frequently cited loan purpose of loans were Home Purchase, with 9,791 originations. The 2nd most popular reason of loans were Refi, with 8,397 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 19,430 $6,219,260,000 $320,085 $5,590 3.07%
15 Year 2,114 $505,390,000 $239,068 $3,771 2.51%
20 Year 1,528 $409,710,000 $268,135 $3,752 2.79%
10 Year 326 $63,810,000 $195,736 $3,231 2.35%
Other 234 $70,060,000 $299,402 $4,707 2.98%

For the 2021, Sierra Pacific Mortgage Company 's most frequently cited loan length of loans were 30 Year, with 19,430 originations. The 2nd most popular length of loans were 15 Year, with 2,114 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 9,267 $2,628,365,000 $283,626
$<1k 4,939 $1,727,755,000 $349,819
$3k-4k 3,351 $967,975,000 $288,862
$2k-3k 3,340 $887,060,000 $265,587
$5k+ 2,706 $1,047,750,000 $387,195

$5,590 of loans were Sierra Pacific Mortgage Company 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 9,267 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 11,794 $3,732,100,000 $316,441
3-4% 8,457 $2,611,475,000 $308,794
<2.5% 2,955 $822,335,000 $278,286
4-5% 425 $102,015,000 $240,035
5-6% 1 $305,000 $305,000

During 2021, Sierra Pacific Mortgage Company 's average interest rate of loans were 3.07%, while their most frequently originated rate bucket of loans were 2.5-3%, with 11,794 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 11,928 $3,455,570,000 $289,702 $5,362 2.98%
$100k-200k 5,351 $834,715,000 $155,992 $4,205 2.99%
$400k-600k 4,537 $2,184,985,000 $481,592 $5,893 2.98%
$600k-1MM 979 $694,895,000 $709,801 $8,268 3.05%
$100,000 or less 809 $64,065,000 $79,190 $3,525 3.12%
$1MM+ 28 $34,000,000 $1,214,286 $12,030 3.11%

2021 saw Sierra Pacific Mortgage Company place emphasis on $200k-400k loans with 11,928 originations, totaling $3,455,570,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 5,587 $1,363,625,000 $244,071 $5,173 3.00%
$100k-150k 5,454 $1,932,500,000 $354,327 $5,447 2.99%
$75k-100k 4,759 $1,424,965,000 $299,425 $5,406 3.00%
$150k-250k 3,386 $1,414,450,000 $417,735 $5,340 2.96%
$50k or less 3,082 $515,650,000 $167,310 $4,694 3.03%
$250k+ 1,125 $540,785,000 $480,698 $5,617 2.98%

Sierra Pacific Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 5,587 originations. The second most popular income band? $100k-150k, with 5,454 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,738 $1,377,080,000 $290,646 $4,585 2.95%
30-36% 4,218 $1,292,140,000 $306,339 $5,093 2.99%
<20% 1,585 $419,315,000 $264,552 $4,063 2.87%
44% 1,145 $369,845,000 $323,009 $5,810 3.09%
43% 966 $311,270,000 $322,226 $5,684 3.06%
42% 955 $305,755,000 $320,162 $5,520 3.06%
40% 946 $298,760,000 $315,814 $5,506 3.02%
41% 925 $297,965,000 $322,124 $5,563 3.04%
50-60% 903 $277,725,000 $307,558 $8,715 2.90%
39% 899 $285,775,000 $317,881 $5,414 3.04%
49% 840 $281,410,000 $335,012 $5,589 3.00%
38% 829 $253,935,000 $306,315 $5,499 3.04%
37% 827 $257,025,000 $310,792 $5,191 3.02%
36% 798 $249,560,000 $312,732 $5,294 3.04%
45% 768 $245,760,000 $320,000 $5,455 3.05%
47% 709 $230,685,000 $325,367 $5,365 2.99%
48% 667 $218,655,000 $327,819 $5,434 2.99%
46% 645 $210,515,000 $326,380 $5,405 3.01%
>60% 10 $4,810,000 $481,000 $8,831 2.91%

Sierra Pacific Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 4,738 originations. The next most common DTI ratio? 30-36%, with 4,218 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 16,628 $4,991,960,000 $300,214 $5,238 2.98%
Not provided 4,674 $1,464,820,000 $313,398 $5,182 3.01%
Asian 1,254 $482,350,000 $384,649 $4,727 2.94%
Black 786 $233,240,000 $296,743 $7,014 3.07%
American Indian 130 $39,810,000 $306,231 $6,520 3.06%
Native Hawaiian 54 $18,270,000 $338,333 $5,502 2.96%
Filipino 27 $10,965,000 $406,111 $6,857 2.99%
Asian Indian 28 $10,680,000 $381,429 $5,303 3.11%
Other Asian 27 $8,255,000 $305,741 $4,522 2.91%
Other Pacific Islander 9 $3,095,000 $343,889 $4,718 3.01%
Vietnamese 6 $1,660,000 $276,667 $3,799 3.10%
Chinese 3 $875,000 $291,667 $4,627 2.96%
Japanese 2 $860,000 $430,000 $4,185 3.06%
Korean 2 $710,000 $355,000 $8,553 2.88%
Native Hawiian 1 $405,000 $405,000 $5,299 2.99%
Guamanian 1 $275,000 $275,000 $8,262 3.38%

Approval Rates

Total approvals of all applications
87.08%

Sierra Pacific Mortgage Company has an average approval rate.

Pick Rate

Approvals leading to origination
90.02%

Sierra Pacific Mortgage Company has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 23,632 $7,268,230,000 $307,559

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
23,632 $7,268,230,000 $307,559

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,979 $459,535,000 $232,206 $3,446 2.78%
40-60% 4,943 $1,496,555,000 $302,762 $3,840 2.87%
60-80% 8,092 $2,671,650,000 $330,159 $5,021 3.08%
80-100% 8,007 $2,465,805,000 $307,956 $6,750 3.05%
Over 100% 172 $62,990,000 $366,221 $12,083 2.82%
Under 20% 228 $45,830,000 $201,009 $3,366 2.76%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
SIERRA PACIFIC MORTGAGE Other type of mortgage Trouble during payment process 1 4.5%
SIERRA PACIFIC MORTGAGE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 4.5%
SIERRA PACIFIC MORTGAGE Conventional home mortgage Incorrect information on your report 1 4.5%
SIERRA PACIFIC MORTGAGE Conventional home mortgage Struggling to pay mortgage 3 13.6%
SIERRA PACIFIC MORTGAGE Conventional home mortgage Trouble during payment process 13 59.1%
SIERRA PACIFIC MORTGAGE FHA mortgage Trouble during payment process 2 9.1%
SIERRA PACIFIC MORTGAGE VA mortgage Trouble during payment process 1 4.5%