Great Bend USDA Loan Rates, Closing Costs & Stats

Great Bend, KS

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Great Bend's 8 lenders originated 18 USDA loans during 2024. The total origination value was $1,920,000, with an average USDA loan value of $106,667.

    Great Bend USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Great Bend averaged 6.34% for the week of 2026-08-14, compared to the national average (all USDA variants) of 6.398% for the same period.

    Great Bend's average USDA mortgage closing costs are $3,434.

    The average rate for the prior week (2026-08-07) was 6.21% and one month ago for the week of 2026-07-10, the average rate was 6.13%.

    The average rate one year ago was 6.53%.

    For refis of the same type during the week of 2026-08-14, the average rate was 6.4%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Great Bend USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Great Bend level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Landmark National Bank 8 6.45% $3,412
    Members Mortgage Services, L.L.C. 2 6.56% $3,867
    FLAT BRANCH MORTGAGE, INC. 2 7.19% $5,265
    Sierra Pacific Mortgage Company, Inc. 1 5.75% $7,079
    Farmers Bank & Trust 1 6.75% $2,957
    Sunflower Bank 1 6.99% $4,915
    Mortgage Investment Services Corporation 1 6.75% $3,917
    ROYAL UNITED MORTGAGE LLC 1 6.75% $7,236

    The top Great Bend USDA lender as defined by loan originations is Landmark National Bank, with 8 USDA loans originated. Their average total fees are $3,412, which is $455 lower than the next largest lender, Members Mortgage Services, L.L.C..

    The lowest fee Great Bend USDA lenders (with over 10 loans originated) are .

    The lowest rate Great Bend USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Great Bend (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,900 (7.8%) $142,466 (11.6%) 0.00 132
    2018-02-01 $123,500 (10.1%) $144,119 (12.4%) 0.00 130
    2018-03-01 $124,000 (10.7%) $143,595 (11.6%) 0.00 121
    2018-04-01 $119,675 (1.4%) $140,005 (4.3%) 0.00 123
    2018-05-01 $111,450 (-4.1%) $137,578 (5.7%) 0.00 127
    2018-06-01 $109,900 (-1.9%) $140,134 (11.4%) 0.00 141
    2018-07-01 $108,175 (-4.9%) $137,574 (8.8%) 0.00 162
    2018-08-01 $105,900 (-8.5%) $135,762 (2.3%) 0.00 169
    2018-09-01 $104,950 (-11.0%) $135,520 (-0.1%) 0.00 161
    2018-10-01 $104,475 (-6.0%) $134,718 (0.6%) 0.00 164
    2018-11-01 $107,000 (-7.4%) $134,779 (0.3%) 0.00 163
    2018-12-01 $109,900 (-4.4%) $132,785 (-2.3%) 0.00 157
    2019-01-01 $109,900 (-8.3%) $135,414 (-5.0%) 0.00 158
    2019-02-01 $110,950 (-10.2%) $133,756 (-7.2%) 0.00 156
    2019-03-01 $113,786 (-8.2%) $131,703 (-8.3%) 0.00 152
    2019-04-01 $109,950 (-8.1%) $128,844 (-8.0%) 0.00 154
    2019-05-01 $113,450 (1.8%) $128,442 (-6.6%) 0.00 153
    2019-06-01 $118,750 (8.1%) $130,093 (-7.2%) 0.00 153
    2019-07-01 $114,975 (6.3%) $128,533 (-6.6%) 0.00 159
    2019-08-01 $115,982 (9.5%) $134,900 (-0.6%) 0.00 152
    2019-09-01 $116,105 (10.6%) $137,698 (1.6%) 0.00 145
    2019-10-01 $116,036 (11.1%) $139,564 (3.6%) 0.00 143
    2019-11-01 $114,500 (7.0%) $137,177 (1.8%) 0.00 147
    2019-12-01 $112,400 (2.3%) $133,932 (0.9%) 0.00 144
    2020-01-01 $112,625 (2.5%) $133,674 (-1.3%) 0.00 138
    2020-02-01 $114,750 (3.4%) $135,036 (1.0%) 0.00 132
    2020-03-01 $109,600 (-3.7%) $129,618 (-1.6%) 0.00 123
    2020-04-01 $112,000 (1.9%) $138,939 (7.8%) 0.00 123
    2020-05-01 $112,000 (-1.3%) $144,107 (12.2%) 0.00 119
    2020-06-01 $109,975 (-7.4%) $144,541 (11.1%) 0.00 110
    2020-07-01 $119,950 (4.3%) $155,444 (20.9%) 0.00 104
    2020-08-01 $114,900 (-0.9%) $152,867 (13.3%) 0.00 101
    2020-09-01 $110,000 (-5.3%) $146,687 (6.5%) 0.00 84
    2020-10-01 $109,950 (-5.3%) $141,782 (1.6%) 0.00 86
    2020-11-01 $108,975 (-4.8%) $141,923 (3.5%) 0.00 86
    2020-12-01 $105,000 (-6.6%) $137,276 (2.5%) 0.00 77
    2021-01-01 $110,500 (-1.9%) $131,531 (-1.6%) 0.00 72
    2021-02-01 $89,700 (-21.8%) $135,122 (0.1%) 0.00 67
    2021-03-01 $99,950 (-8.8%) $136,593 (5.4%) 0.00 70
    2021-04-01 $104,200 (-7.0%) $138,406 (-0.4%) 0.00 53
    2021-05-01 $118,700 (6.0%) $159,461 (10.7%) 0.00 45
    2021-06-01 $96,600 (-12.2%) $148,062 (2.4%) 0.00 48
    2021-07-01 $102,400 (-14.6%) $157,465 (1.3%) 0.00 42
    2021-08-01 $114,675 (-0.2%) $168,514 (10.2%) 0.00 46
    2021-09-01 $112,450 (2.2%) $180,123 (22.8%) 0.00 41
    2021-10-01 $110,000 (0.1%) $175,618 (23.9%) 0.00 47
    2021-11-01 $110,000 (0.9%) $162,167 (14.3%) 0.00 44
    2021-12-01 $105,950 (0.9%) $166,345 (21.2%) 0.00 47
    2022-01-01 $110,450 (-0.1%) $167,394 (27.3%) 0.00 47
    2022-02-01 $108,925 (21.4%) $165,347 (22.4%) 0.00 31
    2022-03-01 $118,475 (18.5%) $162,292 (18.8%) 0.00 27
    2022-04-01 $111,000 (6.5%) $157,680 (13.9%) 0.00 30
    2022-05-01 $134,900 (13.7%) $177,287 (11.2%) 0.00 34
    2022-06-01 $136,925 (41.7%) $168,373 (13.7%) 0.00 36
    2022-07-01 $129,500 (26.5%) $157,456 (0.0%) 0.00 41
    2022-08-01 $136,650 (19.2%) $177,124 (5.1%) 0.00 41
    2022-09-01 $133,450 (18.7%) $167,204 (-7.2%) 0.00 47
    2022-10-01 $125,000 (13.6%) $167,517 (-4.6%) 0.00 49
    2022-11-01 $119,900 (9.0%) $178,391 (10.0%) 0.00 49
    2022-12-01 $119,900 (13.2%) $176,025 (5.8%) 0.00 53
    2023-01-01 $124,950 (13.1%) $172,254 (2.9%) 0.00 50
    2023-02-01 $123,200 (13.1%) $158,495 (-4.1%) 0.00 54
    2023-03-01 $120,950 (2.1%) $149,950 (-7.6%) 0.00 56
    2023-04-01 $122,000 (9.9%) $159,325 (1.0%) 0.00 55
    2023-05-01 $135,925 (0.8%) $184,897 (4.3%) 0.00 50
    2023-06-01 $149,925 (9.5%) $190,491 (13.1%) 0.00 51
    2023-07-01 $133,900 (3.4%) $186,434 (18.4%) 0.00 58
    2023-08-01 $135,950 (-0.5%) $177,669 (0.3%) 0.00 63
    2023-09-01 $129,000 (-3.3%) $176,667 (5.7%) 0.00 63
    2023-10-01 $127,500 (2.0%) $174,381 (4.1%) 0.00 53
    2023-11-01 $119,950 (0.0%) $165,662 (-7.1%) 0.00 52
    2023-12-01 $119,500 (-0.3%) $163,262 (-7.3%) 0.00 48
    2024-01-01 $121,725 (-2.6%) $181,985 (5.7%) 0.00 43
    2024-02-01 $119,375 (-3.1%) $172,821 (9.0%) 0.00 41
    2024-03-01 $123,450 (2.1%) $170,923 (14.0%) 0.00 41
    2024-04-01 $130,000 (6.6%) $170,920 (7.3%) 0.00 36
    2024-05-01 $136,150 (0.2%) $191,530 (3.6%) 0.00 28
    2024-06-01 $160,000 (6.7%) $211,280 (10.9%) 0.00 39
    2024-07-01 $164,475 (22.8%) $209,111 (12.2%) 0.00 43
    2024-08-01 $165,000 (21.4%) $218,793 (23.2%) 0.00 49
    2024-09-01 $187,400 (45.3%) $229,404 (29.9%) 0.00 62
    2024-10-01 $172,950 (35.7%) $217,477 (24.7%) 0.00 66
    2024-11-01 $174,900 (45.8%) $226,036 (36.4%) 0.00 73
    2024-12-01 $162,675 (36.1%) $214,664 (31.5%) 0.00 68
    2025-01-01 $159,700 (31.2%) $203,272 (11.7%) 0.00 64
    2025-02-01 $166,000 (39.1%) $211,815 (22.6%) 0.00 64
    2025-03-01 $169,900 (37.6%) $212,269 (24.2%) 0.00 68
    2025-04-01 $188,250 (44.8%) $218,866 (28.1%) 0.00 70
    2025-05-01 $183,450 (34.7%) $206,094 (7.6%) 0.00 82
    2025-06-01 $179,925 (12.5%) $199,513 (-5.6%) 0.00 89
    2025-07-01 $179,900 (9.4%) $202,499 (-3.2%) 0.00 84
    2025-08-01 $189,450 (14.8%) $208,436 (-4.7%) 0.00 80
    2025-09-01 $186,350 (-0.6%) $214,057 (-6.7%) 0.00 77
    2025-10-01 $178,650 (3.3%) $213,643 (-1.8%) 0.00 87
    2025-11-01 $179,900 (2.9%) $207,932 (-8.0%) 0.00 85
    2025-12-01 $187,175 (15.1%) $215,322 (0.3%) 0.00 72
    2026-01-01 $189,450 (18.6%) $217,574 (7.0%) 0.00 69
    2026-02-01 $192,350 (15.9%) $226,059 (6.7%) 0.00 69
    2026-03-01 $202,250 (19.0%) $230,257 (8.5%) 0.00 71
    2026-04-01 $190,000 (0.9%) $226,447 (3.5%) 0.00 74
    2026-05-01 $190,000 (3.6%) $231,970 (12.6%) 0.00 85
    2026-06-01 $190,325 (5.8%) $221,333 (10.9%) 0.00 84
    2026-07-01 $187,400 (4.2%) $214,209 (5.8%) 0.00 82
    Great Bend's median listing price for 2026-07-01 was $187,400, a difference of $7,500 (4.2%) versus the prior year and $-2,925 versus the prior month.

    Great Bend's median listing price comes in at 0% of the national average.

    Great Bend's average listing price for 2026-07-01 was $214,209, a difference of $11,710 (5.8%) versus the prior year and $-7,124 versus the prior month.

    For the 2026-07-01 period, Great Bend had 82 MLS listings, a difference of -2 listings (-2%) versus the prior month and -2 listings (-2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Great Bend (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,430 sqft
    2018-02-01 0 days 1,435 sqft
    2018-03-01 0 days 1,431 sqft
    2018-04-01 0 days 1,438 sqft
    2018-05-01 0 days 1,427 sqft
    2018-06-01 0 days 1,430 sqft
    2018-07-01 0 days 1,406 sqft
    2018-08-01 0 days 1,402 sqft
    2018-09-01 0 days 1,413 sqft
    2018-10-01 0 days 1,401 sqft
    2018-11-01 0 days 1,405 sqft
    2018-12-01 0 days 1,395 sqft
    2019-01-01 0 days 1,427 sqft
    2019-02-01 0 days 1,400 sqft
    2019-03-01 0 days 1,386 sqft
    2019-04-01 0 days 1,339 sqft
    2019-05-01 0 days 1,366 sqft
    2019-06-01 0 days 1,390 sqft
    2019-07-01 0 days 1,403 sqft
    2019-08-01 0 days 1,400 sqft
    2019-09-01 0 days 1,393 sqft
    2019-10-01 0 days 1,387 sqft
    2019-11-01 0 days 1,340 sqft
    2019-12-01 0 days 1,353 sqft
    2020-01-01 0 days 1,362 sqft
    2020-02-01 0 days 1,339 sqft
    2020-03-01 0 days 1,247 sqft
    2020-04-01 0 days 1,242 sqft
    2020-05-01 0 days 1,316 sqft
    2020-06-01 0 days 1,339 sqft
    2020-07-01 0 days 1,430 sqft
    2020-08-01 0 days 1,430 sqft
    2020-09-01 0 days 1,392 sqft
    2020-10-01 0 days 1,352 sqft
    2020-11-01 0 days 1,338 sqft
    2020-12-01 0 days 1,330 sqft
    2021-01-01 0 days 1,305 sqft
    2021-02-01 0 days 1,305 sqft
    2021-03-01 0 days 1,372 sqft
    2021-04-01 0 days 1,391 sqft
    2021-05-01 0 days 1,489 sqft
    2021-06-01 0 days 1,298 sqft
    2021-07-01 0 days 1,380 sqft
    2021-08-01 0 days 1,431 sqft
    2021-09-01 0 days 1,363 sqft
    2021-10-01 0 days 1,356 sqft
    2021-11-01 0 days 1,292 sqft
    2021-12-01 0 days 1,344 sqft
    2022-01-01 0 days 1,345 sqft
    2022-02-01 0 days 1,371 sqft
    2022-03-01 0 days 1,402 sqft
    2022-04-01 0 days 1,230 sqft
    2022-05-01 0 days 1,439 sqft
    2022-06-01 0 days 1,501 sqft
    2022-07-01 0 days 1,380 sqft
    2022-08-01 0 days 1,425 sqft
    2022-09-01 0 days 1,413 sqft
    2022-10-01 0 days 1,408 sqft
    2022-11-01 0 days 1,391 sqft
    2022-12-01 0 days 1,387 sqft
    2023-01-01 0 days 1,380 sqft
    2023-02-01 0 days 1,366 sqft
    2023-03-01 0 days 1,305 sqft
    2023-04-01 0 days 1,410 sqft
    2023-05-01 0 days 1,485 sqft
    2023-06-01 0 days 1,603 sqft
    2023-07-01 0 days 1,632 sqft
    2023-08-01 0 days 1,544 sqft
    2023-09-01 0 days 1,388 sqft
    2023-10-01 0 days 1,288 sqft
    2023-11-01 0 days 1,338 sqft
    2023-12-01 0 days 1,351 sqft
    2024-01-01 0 days 1,432 sqft
    2024-02-01 0 days 1,510 sqft
    2024-03-01 0 days 1,542 sqft
    2024-04-01 0 days 1,646 sqft
    2024-05-01 0 days 1,882 sqft
    2024-06-01 0 days 1,630 sqft
    2024-07-01 0 days 1,575 sqft
    2024-08-01 0 days 1,609 sqft
    2024-09-01 0 days 1,608 sqft
    2024-10-01 0 days 1,588 sqft
    2024-11-01 0 days 1,612 sqft
    2024-12-01 0 days 1,610 sqft
    2025-01-01 0 days 1,574 sqft
    2025-02-01 0 days 1,655 sqft
    2025-03-01 0 days 1,609 sqft
    2025-04-01 0 days 1,728 sqft
    2025-05-01 0 days 1,659 sqft
    2025-06-01 0 days 1,625 sqft
    2025-07-01 0 days 1,600 sqft
    2025-08-01 0 days 1,673 sqft
    2025-09-01 0 days 1,700 sqft
    2025-10-01 0 days 1,685 sqft
    2025-11-01 0 days 1,709 sqft
    2025-12-01 0 days 1,745 sqft
    2026-01-01 0 days 1,746 sqft
    2026-02-01 0 days 1,776 sqft
    2026-03-01 0 days 1,762 sqft
    2026-04-01 0 days 1,780 sqft
    2026-05-01 0 days 1,770 sqft
    2026-06-01 0 days 1,760 sqft
    2026-07-01 0 days 1,716 sqft
    Great Bend's median listing age (time on market) for 2026-07-01 was 0 days.

    Great Bend's median square footage for active listings during the 2026-07-01 period was 1,716 sqft. One year prior, the average listing was 1,600 sqft.