Royal United Mortgage Rates, Fees & Info
Indianapolis, INLEI: 549300UG7QXKM7KGV847
Tax ID: 26-1773722
3.6 stars - Updated: 12/17/24
-
out of 5 stars, based on 73 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Royal United Mortgage is a smaller mortgage company specializing in Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Indianapolis, Chicago, and Atlanta among others. We have data for 626 markets. (Some data included below & more in-depth data is available with an active subscription.)Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Royal United Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.28% | 12/17/24 |
| 30 Year Conventional Refi | 7.25% | 12/17/24 |
| 30 Year FHA Purchase | 7.82% | 12/17/24 |
| 30 Year FHA Refi | 7.51% | 12/17/24 |
| 30 Year VA Purchase | 6.47% | 12/17/24 |
| 30 Year VA Refi | 6.75% | 12/17/24 |
| 30 Year USDA Purchase | 7.15% | 12/17/24 |
| 30 Year USDA Refi | 6.14% | 12/17/24 |
| 15 Year Conventional Purchase | 7.36% | 12/17/24 |
| 15 Year Conventional Refi | 7.08% | 12/17/24 |
| 15 Year Cash-out Refi | 7.08% | 12/17/24 |
| 15 Year FHA Purchase | 5.68% | 12/17/24 |
| 15 Year FHA Refi | 7.58% | 12/17/24 |
| 15 Year VA Purchase | 5.68% | 12/17/24 |
| 15 Year VA Refi | 6.74% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Royal United Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,389Origination Dollar Volume (All Markets)
$652,095,000Awards
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ROYAL UNITED MORTGAGE - 2023
ROYAL UNITED MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Royal United Mortgage's average 30 year fixed mortgage rate was
7.04%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.56%.
Relative Fees (Closing Costs)
Royal United Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,789.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 572 | $60,020,000 | $104,930 | $7,714 | 6.98% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 184 | $32,570,000 | $177,011 | $11,033 | 6.92% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 188 | $29,280,000 | $155,745 | $10,124 | 6.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 129 | $21,725,000 | $168,411 | $7,651 | 6.85% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 123 | $16,905,000 | $137,439 | $7,747 | 6.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 89 | $12,585,000 | $141,404 | $8,288 | 7.10% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 67 | $11,425,000 | $170,522 | $10,329 | 6.98% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 75 | $10,595,000 | $141,267 | $9,288 | 7.03% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 66 | $9,700,000 | $146,970 | $8,883 | 6.70% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 82 | $9,010,000 | $109,878 | $7,953 | 6.98% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 40 | $8,740,000 | $218,500 | $11,760 | 7.02% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 48 | $8,120,000 | $169,167 | $8,914 | 7.29% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 83 | $7,795,000 | $93,916 | $7,264 | 7.02% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 71 | $7,765,000 | $109,366 | $7,531 | 6.84% |
| PITTSBURGH, PA (FHA|USDA|VA) | 75 | $7,425,000 | $99,000 | $8,068 | 6.89% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 61 | $7,295,000 | $119,590 | $8,112 | 6.97% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 23 | $6,555,000 | $285,000 | $15,976 | 6.86% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 65 | $6,175,000 | $95,000 | $7,437 | 6.91% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 37 | $5,735,000 | $155,000 | $10,360 | 6.79% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 54 | $5,380,000 | $99,630 | $7,117 | 7.01% |
| EL PASO, TX (FHA|USDA|VA) | 36 | $5,320,000 | $147,778 | $9,624 | 6.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 51 | $5,085,000 | $99,706 | $7,391 | 6.80% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 36 | $5,060,000 | $140,556 | $9,000 | 6.91% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 25 | $4,875,000 | $195,000 | $10,222 | 6.70% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 35 | $4,775,000 | $136,429 | $9,178 | 7.15% |
| LOUISVILLE, KY (FHA|USDA|VA) | 38 | $4,750,000 | $125,000 | $7,925 | 7.08% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 38 | $4,520,000 | $118,947 | $8,013 | 6.67% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 36 | $4,000,000 | $111,111 | $8,594 | 6.96% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 33 | $3,885,000 | $117,727 | $7,812 | 6.84% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 34 | $3,780,000 | $111,176 | $7,874 | 6.56% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 24 | $3,480,000 | $145,000 | $8,368 | 6.87% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 20 | $3,450,000 | $172,500 | $9,496 | 7.04% |
| COLUMBIA, SC (FHA|USDA|VA) | 23 | $3,445,000 | $149,783 | $8,333 | 7.26% |
| TULSA, OK (FHA|USDA|VA) | 28 | $3,300,000 | $117,857 | $9,138 | 6.84% |
| ROCHESTER, NY (FHA|USDA|VA) | 32 | $3,300,000 | $103,125 | $6,680 | 6.93% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 18 | $3,080,000 | $171,111 | $9,536 | 7.01% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 29 | $3,045,000 | $105,000 | $7,588 | 6.76% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $3,015,000 | $111,667 | $7,650 | 6.94% |
| COLUMBUS, OH (FHA|USDA|VA) | 29 | $2,915,000 | $100,517 | $7,609 | 6.86% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 12 | $2,810,000 | $234,167 | $12,862 | 6.91% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 27 | $2,795,000 | $103,519 | $6,323 | 7.20% |
| KNOXVILLE, TN (FHA|USDA|VA) | 19 | $2,655,000 | $139,737 | $8,730 | 7.05% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 22 | $2,620,000 | $119,091 | $8,011 | 6.70% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 29 | $2,565,000 | $88,448 | $7,092 | 6.96% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $2,560,000 | $142,222 | $10,135 | 6.77% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $2,535,000 | $149,118 | $7,741 | 6.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 11 | $2,405,000 | $218,636 | $13,054 | 6.78% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $2,390,000 | $119,500 | $8,139 | 6.78% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $2,205,000 | $116,053 | $8,135 | 6.97% |
| OCALA, FL (FHA|USDA|VA) | 22 | $2,140,000 | $97,273 | $7,213 | 6.63% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $11,218 | 7.14% |
| RICHMOND, VA (FHA|USDA|VA) | 21 | $2,115,000 | $100,714 | $7,267 | 7.01% |
| BATON ROUGE, LA (FHA|USDA|VA) | 17 | $2,105,000 | $123,824 | $8,801 | 6.87% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 21 | $2,095,000 | $99,762 | $6,184 | 6.96% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $2,045,000 | $157,308 | $10,768 | 6.89% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 16 | $2,040,000 | $127,500 | $7,874 | 7.14% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 14 | $2,010,000 | $143,571 | $9,253 | 6.96% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 13 | $2,005,000 | $154,231 | $8,978 | 6.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 19 | $1,975,000 | $103,947 | $6,197 | 7.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 18 | $1,950,000 | $108,333 | $6,494 | 7.00% |
| TOLEDO, OH (FHA|USDA|VA) | 24 | $1,920,000 | $80,000 | $6,803 | 6.68% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $10,245 | 6.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $1,865,000 | $143,462 | $7,576 | 6.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 15 | $1,825,000 | $121,667 | $8,573 | 6.52% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 15 | $1,785,000 | $119,000 | $9,035 | 6.89% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 18 | $1,780,000 | $98,889 | $6,539 | 7.32% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 21 | $1,765,000 | $84,048 | $6,323 | 7.19% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 13 | $1,755,000 | $135,000 | $8,341 | 6.74% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 14 | $1,720,000 | $122,857 | $7,222 | 6.94% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $1,715,000 | $131,923 | $8,189 | 6.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $11,713 | 6.77% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 20 | $1,690,000 | $84,500 | $7,601 | 7.09% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 16 | $1,680,000 | $105,000 | $8,209 | 6.88% |
| AKRON, OH (FHA|USDA|VA) | 22 | $1,670,000 | $75,909 | $7,172 | 6.98% |
| WICHITA, KS (FHA|USDA|VA) | 15 | $1,665,000 | $111,000 | $8,016 | 7.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $8,970 | 6.93% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $1,615,000 | $146,818 | $8,961 | 6.81% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 16 | $1,600,000 | $100,000 | $6,553 | 7.07% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 20 | $1,600,000 | $80,000 | $7,241 | 7.08% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $1,575,000 | $105,000 | $7,242 | 6.61% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 16 | $1,550,000 | $96,875 | $7,316 | 6.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $9,084 | 6.66% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 15 | $1,545,000 | $103,000 | $8,496 | 7.03% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $1,545,000 | $140,455 | $8,955 | 6.93% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 17 | $1,525,000 | $89,706 | $7,386 | 6.86% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $1,515,000 | $116,538 | $7,605 | 6.80% |
| LUBBOCK, TX (FHA|USDA|VA) | 16 | $1,470,000 | $91,875 | $7,533 | 6.92% |
| TYLER, TX (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $9,468 | 6.59% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $1,465,000 | $97,667 | $7,229 | 6.93% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 12 | $1,460,000 | $121,667 | $7,408 | 7.18% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 15 | $1,435,000 | $95,667 | $5,814 | 7.06% |
| KOKOMO, IN (FHA|USDA|VA) | 12 | $1,430,000 | $119,167 | $7,564 | 6.97% |
| LAFAYETTE, LA (FHA|USDA|VA) | 14 | $1,390,000 | $99,286 | $7,643 | 6.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 13 | $1,385,000 | $106,538 | $6,871 | 6.89% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $10,968 | 6.80% |
| FORT WAYNE, IN (FHA|USDA|VA) | 16 | $1,360,000 | $85,000 | $6,645 | 7.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $8,647 | 7.24% |
| WACO, TX (FHA|USDA|VA) | 11 | $1,325,000 | $120,455 | $8,336 | 6.80% |
| MOBILE, AL (FHA|USDA|VA) | 12 | $1,260,000 | $105,000 | $6,784 | 6.95% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $8,861 | 7.04% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $12,680 | 6.93% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 12 | $1,250,000 | $104,167 | $8,776 | 7.02% |
| JACKSON, MS (FHA|USDA|VA) | 13 | $1,235,000 | $95,000 | $7,445 | 6.79% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $10,739 | 6.77% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 11 | $1,225,000 | $111,364 | $7,056 | 7.01% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $9,563 | 7.05% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $9,730 | 6.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 10 | $1,150,000 | $115,000 | $7,975 | 7.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $1,120,000 | $112,000 | $7,519 | 6.78% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 11 | $1,115,000 | $101,364 | $7,976 | 6.99% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $1,105,000 | $122,778 | $9,312 | 7.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 9 | $1,095,000 | $121,667 | $9,131 | 6.96% |
| KANKAKEE, IL (FHA|USDA|VA) | 9 | $1,085,000 | $120,556 | $8,786 | 7.15% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $8,242 | 6.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 10 | $1,080,000 | $108,000 | $7,949 | 7.15% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $7,059 | 6.73% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $9,602 | 6.95% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 10 | $1,050,000 | $105,000 | $6,763 | 6.90% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $13,669 | 6.84% |
| LYNCHBURG, VA (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $9,849 | 6.78% |
| Frankfort, KY (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $10,247 | 6.75% |
| SAGINAW, MI (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $9,623 | 6.89% |
| LONGVIEW, TX (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $8,191 | 6.99% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 11 | $1,005,000 | $91,364 | $6,524 | 6.69% |
| ROCKFORD, IL (FHA|USDA|VA) | 12 | $1,000,000 | $83,333 | $6,727 | 7.05% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 10 | $990,000 | $99,000 | $7,163 | 7.20% |
| Warsaw, IN (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $9,504 | 6.67% |
| GLENS FALLS, NY (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $10,055 | 7.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $965,000 | $107,222 | $7,989 | 6.76% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $10,073 | 6.92% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $9,129 | 6.46% |
| Marion, IN (FHA|USDA|VA) | 13 | $945,000 | $72,692 | $5,844 | 7.22% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 8 | $940,000 | $117,500 | $8,999 | 6.88% |
| MUNCIE, IN (FHA|USDA|VA) | 11 | $935,000 | $85,000 | $5,604 | 7.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $925,000 | $102,778 | $6,390 | 7.14% |
| UTICA-ROME, NY (FHA|USDA|VA) | 10 | $920,000 | $92,000 | $6,698 | 7.19% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $7,324 | 7.11% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $910,000 | $113,750 | $7,953 | 7.39% |
| Sunbury, PA (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $8,791 | 7.10% |
| CHARLESTON, WV (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $7,737 | 7.02% |
| PEORIA, IL (FHA|USDA|VA) | 14 | $890,000 | $63,571 | $6,313 | 6.97% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $890,000 | $89,000 | $6,596 | 7.15% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $885,000 | $80,455 | $6,168 | 7.20% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $10,770 | 6.42% |
| NILES, MI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $12,430 | 6.72% |
| Mayfield, KY (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $9,546 | 6.90% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $9,566 | 6.86% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $8,882 | 7.10% |
| READING, PA (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $9,918 | 6.94% |
| DULUTH, MN-WI (FHA|USDA|VA) | 9 | $795,000 | $88,333 | $6,714 | 7.26% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $8,001 | 6.73% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $7,629 | 6.78% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 9 | $765,000 | $85,000 | $6,816 | 7.28% |
| Meridian, MS (FHA|USDA|VA) | 9 | $765,000 | $85,000 | $7,764 | 6.47% |
| London, KY (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $6,836 | 7.42% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $7,206 | 7.23% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $12,565 | 7.28% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $10,548 | 7.22% |
| WHEELING, WV-OH (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $9,752 | 7.33% |
| Danville, VA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $9,351 | 6.63% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $7,259 | 7.14% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $8,521 | 6.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 8 | $690,000 | $86,250 | $7,232 | 6.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $690,000 | $86,250 | $5,011 | 7.20% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $20,362 | 7.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $5,566 | 7.05% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $7,830 | 7.10% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 9 | $685,000 | $76,111 | $7,175 | 6.93% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,092 | 6.75% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $7,795 | 7.10% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $9,281 | 6.93% |
| LaGrange, GA-AL (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $6,352 | 6.91% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $8,158 | 7.40% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $13,240 | 6.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 9 | $635,000 | $70,556 | $6,548 | 6.99% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,399 | 6.38% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $13,161 | 6.71% |
| HATTIESBURG, MS (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,525 | 7.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $6,546 | 6.86% |
| Pottsville, PA (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $6,695 | 7.11% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $6,663 | 7.23% |
| New Castle, IN (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $5,963 | 7.28% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $8,590 | 6.93% |
| JACKSON, MI (FHA|USDA|VA) | 8 | $620,000 | $77,500 | $6,402 | 6.83% |
| DANVILLE, IL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $12,693 | 7.13% |
| Lewistown, PA (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $8,238 | 7.02% |
| Richmond-Berea, KY (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $7,180 | 7.44% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $7,550 | 7.06% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $9,518 | 6.66% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $7,282 | 6.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $7,886 | 7.19% |
| DECATUR, IL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $7,374 | 6.97% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $8,146 | 7.35% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $11,719 | 7.42% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,961 | 6.96% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $7,616 | 7.56% |
| Kerrville, TX (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $9,274 | 7.28% |
| REDDING, CA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $7,250 | 7.00% |
| Granbury, TX (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $9,536 | 6.91% |
| SALEM, OR (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $8,083 | 6.75% |
| Greenville, OH (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $9,827 | 6.84% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,623 | 6.91% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $15,433 | 6.19% |
| FLINT, MI (FHA|USDA|VA) | 8 | $570,000 | $71,250 | $6,870 | 7.17% |
| Tupelo, MS (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $7,590 | 6.95% |
| LAREDO, TX (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $8,441 | 7.53% |
| Jasper, AL (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $6,382 | 6.77% |
| CHICO, CA (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $6,687 | 6.85% |
| Fort Payne, AL (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $7,249 | 7.23% |
| ENID, OK (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $6,767 | 7.32% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $7,217 | 6.48% |
| ITHACA, NY (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $7,966 | 7.59% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $7,204 | 7.08% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $12,859 | 6.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $5,523 | 7.13% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,272 | 6.97% |
| ERIE, PA (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $7,396 | 6.95% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $14,675 | 6.94% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $10,074 | 7.50% |
| TOPEKA, KS (FHA|USDA|VA) | 8 | $500,000 | $62,500 | $5,662 | 7.31% |
| Somerset, PA (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $7,632 | 6.93% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $8,127 | 7.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,163 | 7.17% |
| MUSKEGON, MI (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $6,658 | 7.29% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $490,000 | $61,250 | $4,137 | 7.67% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $8,750 | 7.31% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $7,651 | 6.97% |
| Americus, GA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $7,391 | 6.97% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $6,312 | 6.60% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $8,100 | 7.25% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $7,391 | 7.03% |
| Rockport, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,435 | 7.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $7,707 | 6.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $8,105 | 7.56% |
| BINGHAMTON, NY (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $6,193 | 7.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $9,395 | 7.04% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $8,021 | 6.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $10,506 | 7.13% |
| Borger, TX (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $7,911 | 7.38% |
| Del Rio, TX (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $8,118 | 7.25% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $5,089 | 7.04% |
| Crawfordsville, IN (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $6,503 | 6.98% |
| Newport, TN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $8,486 | 6.83% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $6,321 | 6.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $12,360 | 7.13% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $7,564 | 6.81% |
| Auburn, IN (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $6,522 | 6.78% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,126 | 7.50% |
| Clarksburg, WV (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $4,707 | 7.60% |
| Cadillac, MI (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $7,715 | 6.16% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $7,085 | 6.98% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $7,516 | 7.31% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $7,386 | 7.56% |
| Shelby, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,684 | 7.42% |
| Madisonville, KY (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $6,207 | 7.23% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $7,716 | 7.22% |
| Cortland, NY (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $6,686 | 6.91% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $8,145 | 6.66% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $8,768 | 8.04% |
| Batavia, NY (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $6,695 | 6.97% |
| Marion, OH (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $7,985 | 6.84% |
| Athens, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,334 | 7.38% |
| DALTON, GA (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $5,343 | 7.10% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $9,017 | 7.04% |
| DuBois, PA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $8,231 | 7.19% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $6,043 | 7.66% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,799 | 6.33% |
| Logansport, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $8,389 | 6.29% |
| Farmington, MO (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $9,473 | 7.21% |
| Forest City, NC (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $4,505 | 7.65% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $9,923 | 6.92% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,822 | 7.03% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $6,327 | 6.81% |
| Winfield, KS (FHA|USDA|VA) | 6 | $380,000 | $63,333 | $6,864 | 7.19% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,365 | 7.42% |
| Portsmouth, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $12,241 | 7.38% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $6,401 | 6.95% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $17,982 | 5.00% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $5,427 | 7.41% |
| Kendallville, IN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $7,265 | 7.19% |
| Bedford, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,609 | 6.92% |
| Plainview, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,998 | 6.58% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,219 | 7.17% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $11,470 | 6.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $7,191 | 6.56% |
| Brenham, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,288 | 6.69% |
| Seneca, SC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,857 | 7.33% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $5,814 | 7.35% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $8,316 | 6.33% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,883 | 7.31% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $6,465 | 7.56% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,972 | 6.81% |
| Dumas, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,903 | 7.38% |
| BECKLEY, WV (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $6,300 | 7.08% |
| Paris, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $8,365 | 7.08% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,969 | 6.94% |
| Alice, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,880 | 7.56% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,792 | 6.63% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $6,524 | 6.72% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,753 | 7.25% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $8,191 | 7.50% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,258 | 6.38% |
| Danville, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,563 | 7.69% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $5,589 | 6.78% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $5,582 | 6.78% |
| Bluefield, WV-VA (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $6,100 | 6.91% |
| Sedalia, MO (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,190 | 7.38% |
| Salem, OH (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $6,652 | 6.75% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $8,100 | 7.25% |
| Shelton, WA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $8,739 | 6.63% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,599 | 6.63% |
| Sterling, IL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,477 | 6.96% |
| Bluffton, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,469 | 7.33% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,305 | 7.13% |
| Warren, PA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $7,403 | 7.25% |
| Batesville, AR (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $6,790 | 7.16% |
| Picayune, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $11,653 | 6.31% |
| ALTOONA, PA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $7,261 | 6.72% |
| Columbus, MS (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $6,500 | 7.28% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,392 | 7.33% |
| Crossville, TN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,725 | 6.54% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $8,775 | 6.54% |
| Jasper, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,240 | 6.75% |
| Laurel, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,365 | 7.00% |
| Brownwood, TX (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $7,077 | 7.06% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,565 | 7.19% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $10,783 | 7.38% |
| Palatka, FL (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $7,098 | 6.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $5,243 | 7.22% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $18,529 | 6.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,281 | 6.42% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,860 | 6.79% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $6,106 | 7.10% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,041 | 7.33% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,224 | 6.88% |
| New Castle, PA (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $7,469 | 7.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,589 | 6.38% |
| Auburn, NY (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,720 | 7.25% |
| MADISON, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $10,789 | 6.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $4,764 | 7.28% |
| BEND, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,278 | 7.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $7,198 | 6.79% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $7,406 | 6.63% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,647 | 7.21% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $5,357 | 7.28% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,234 | 7.00% |
| LIMA, OH (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $6,673 | 6.78% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,229 | 6.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,112 | 6.83% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,661 | 7.13% |
| Harrison, AR (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,398 | 7.33% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $6,404 | 6.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,230 | 7.06% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $10,709 | 7.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $11,603 | 7.06% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,611 | 6.94% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,912 | 6.96% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $7,902 | 6.71% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,053 | 6.75% |
| ROME, GA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,690 | 7.38% |
| Branson, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,612 | 6.19% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $10,550 | 7.63% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,185 | 6.81% |
| El Campo, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,854 | 6.94% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,272 | 7.17% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,932 | 6.83% |
| Montrose, CO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,276 | 7.25% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $6,819 | 7.00% |
| Sidney, OH (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $7,593 | 6.58% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $4,571 | 7.67% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $4,356 | 7.42% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,537 | 7.21% |
| Athens, TX (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $7,709 | 6.75% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $9,288 | 7.38% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,545 | 6.63% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,638 | 6.71% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,713 | 7.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,200 | 7.00% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,190 | 6.63% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,202 | 6.58% |
| Fairmont, WV (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,013 | 7.13% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $19,088 | 7.75% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,592 | 7.17% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,941 | 6.79% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,867 | 6.63% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,963 | 7.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,337 | 7.19% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,179 | 7.00% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $6,444 | 6.71% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,940 | 6.67% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $7,029 | 7.38% |
| Indiana, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $7,983 | 6.71% |
| MERCED, CA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,447 | 6.75% |
| RACINE, WI (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $6,478 | 6.71% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $6,851 | 6.63% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,511 | 7.08% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,112 | 8.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,283 | 6.81% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,769 | 7.38% |
| Connersville, IN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $6,270 | 7.29% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $7,346 | 6.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,227 | 6.88% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,699 | 6.25% |
| Dixon, IL (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $6,832 | 7.46% |
| Macomb, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,248 | 6.75% |
| Jesup, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,792 | 7.06% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,618 | 6.50% |
| Levelland, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $8,298 | 6.25% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,870 | 6.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,262 | 7.19% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $9,168 | 7.19% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,199 | 5.13% |
| Meadville, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $8,318 | 6.88% |
| Ozark, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,455 | 6.81% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,615 | 7.19% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $8,424 | 6.50% |
| MONROE, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $9,384 | 6.19% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,907 | 7.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $8,543 | 6.44% |
| Lake City, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,548 | 7.06% |
| Austin, MN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,731 | 6.75% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,950 | 7.00% |
| Martin, TN (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $6,278 | 7.04% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,101 | 6.88% |
| Peru, IN (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $5,741 | 7.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $5,701 | 6.38% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,888 | 7.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,856 | 7.31% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,480 | 7.13% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $8,031 | 6.44% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,912 | 6.69% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,481 | 6.56% |
| Cullman, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $8,073 | 6.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,050 | 7.75% |
| Duncan, OK (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $6,492 | 7.38% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,771 | 7.13% |
| Blytheville, AR (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $5,604 | 7.29% |
| Holland, MI (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $5,997 | 7.29% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,303 | 6.44% |
| Vernon, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $8,088 | 7.44% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $8,806 | 6.69% |
| Fremont, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,433 | 7.00% |
| Salina, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,427 | 6.75% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,454 | 7.06% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,796 | 7.63% |
| Adrian, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,214 | 6.38% |
| Somerset, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,749 | 6.94% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,828 | 6.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,589 | 7.50% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,476 | 7.56% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,789 | 7.13% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,093 | 6.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,404 | 6.94% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $8,308 | 7.13% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $7,978 | 6.88% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,959 | 6.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,140 | 6.50% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,713 | 7.63% |
| Freeport, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,913 | 6.00% |
| Pella, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $14,230 | 7.13% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,084 | 7.19% |
| Olean, NY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,053 | 7.50% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $7,903 | 6.75% |
| Seymour, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,178 | 6.94% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,980 | 7.69% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,385 | 7.50% |
| West Plains, MO (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,279 | 7.13% |
| Union City, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,115 | 7.50% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $5,672 | 6.96% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,902 | 5.75% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,494 | 7.13% |
| Palestine, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,603 | 7.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,008 | 7.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,312 | 7.38% |
| Elkins, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,770 | 7.75% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $7,015 | 6.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,533 | 7.31% |
| MADERA, CA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,872 | 6.75% |
| Centralia, WA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $7,122 | 6.56% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,921 | 7.38% |
| Mason City, IA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,194 | 6.63% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,858 | 7.31% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,702 | 6.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $7,243 | 7.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,864 | 6.88% |
| Russellville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,960 | 6.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,845 | 7.13% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,528 | 8.13% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,481 | 6.38% |
| Starkville, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,508 | 6.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,527 | 6.75% |
| Marietta, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,993 | 6.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,146 | 7.13% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,724 | 7.38% |
| Urbana, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,773 | 6.63% |
| Sonora, CA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,201 | 7.63% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,160 | 6.94% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,188 | 6.56% |
| Dublin, GA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,850 | 6.81% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,246 | 6.44% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,589 | 6.69% |
| Dayton, TN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,794 | 7.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,551 | 7.50% |
| Richmond, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,073 | 7.19% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,810 | 6.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,873 | 7.50% |
| Selma, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,982 | 7.44% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,259 | 7.31% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,869 | 7.56% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,405 | 7.88% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,103 | 7.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,226 | 7.63% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,599 | 7.25% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,834 | 6.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,686 | 6.63% |
| Marshall, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,858 | 7.13% |
| Tifton, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,431 | 6.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,065 | 6.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $5,548 | 7.00% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $5,230 | 7.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $5,916 | 7.25% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,849 | 7.06% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,237 | 6.13% |
| Marquette, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,637 | 6.88% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,079 | 7.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,390 | 7.25% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,552 | 6.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,463 | 7.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $10,535 | 6.75% |
| Durant, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,115 | 7.63% |
| Clovis, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,713 | 7.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,558 | 7.50% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $10,356 | 7.63% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,778 | 7.00% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,071 | 7.13% |
| Clarksdale, MS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $5,993 | 6.88% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $5,840 | 6.19% |
| Ashland, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,521 | 7.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,215 | 7.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,295 | 7.00% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,624 | 6.50% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,574 | 7.13% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,757 | 7.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,447 | 7.13% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,109 | 7.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,125 | 7.38% |
| McPherson, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,765 | 6.63% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,980 | 6.63% |
| Douglas, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,463 | 7.13% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,058 | 6.88% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,631 | 6.88% |
| Waycross, GA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $4,353 | 7.06% |
| Union, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,060 | 7.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,964 | 6.63% |
| AMES, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,615 | 6.88% |
| Murray, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,988 | 7.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,518 | 7.00% |
| Alpena, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,370 | 7.38% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,217 | 7.00% |
| Angola, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,980 | 7.13% |
| Emporia, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,370 | 7.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,625 | 6.63% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $5,040 | 7.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,464 | 7.00% |
| Ludington, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $8,319 | 6.13% |
| Shawano, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,276 | 7.88% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,336 | 6.38% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,300 | 7.00% |
| Garden City, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,625 | 6.88% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,570 | 6.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,469 | 7.75% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,852 | 6.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,522 | 6.63% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,424 | 8.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,645 | 7.00% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,460 | 7.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,003 | 6.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,733 | 5.75% |
| Decatur, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $8,455 | 7.25% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,688 | 7.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,889 | 6.50% |
| Othello, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,584 | 7.50% |
| Centralia, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,615 | 7.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,129 | 6.00% |
| Silver City, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,973 | 7.13% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,954 | 5.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,556 | 6.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,629 | 7.50% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,062 | 7.00% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,894 | 6.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,045 | 6.50% |
| Maryville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,443 | 6.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,691 | 7.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,078 | 7.00% |
| Kinston, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,695 | 6.38% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,401 | 6.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,548 | 7.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,448 | 7.63% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,354 | 6.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,403 | 7.50% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,891 | 6.38% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,770 | 6.25% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,748 | 7.00% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,187 | 7.25% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,637 | 7.13% |
| Newberry, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,287 | 7.00% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,990 | 7.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,505 | 6.50% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,591 | 7.13% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,238 | 5.75% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,271 | 6.38% |
| Parsons, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,120 | 6.75% |
| Greenville, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,867 | 8.00% |
| Ada, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,282 | 7.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $5,008 | 6.88% |
| Miami, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $5,313 | 7.50% |
| Atmore, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,473 | 6.88% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,923 | 8.13% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $5,031 | 6.13% |
| Defiance, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $5,730 | 7.25% |
| Cordele, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,808 | 7.25% |
| Washington, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,967 | 6.63% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,651 | 8.13% |
| Española, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,261 | 7.00% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $5,475 | 7.75% |
| McAlester, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $4,999 | 7.25% |
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Product Mix
For 2023, Royal United Mortgage's most frequently originated type of loan was Conventional, with 4,577 originations. Their 2nd most popular type was FHA, with 630 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 5,119 | $610,855,000 | $119,331 | $8,136 | 6.96% |
| Home Purchase | 270 | $41,240,000 | $152,741 | $7,990 | 6.94% |
For 2023, Royal United Mortgage's most frequently cited loan purpose was Refi, with 5,119 originations. The 2nd most popular reason was Home Purchase, with 270 originations.
Loan Duration/Length
For 2023, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 2,830 originations. The 2nd most popular length was 15 Year, with 1,115 originations.
Origination Fees/Closing Costs
Royal United Mortgage's average total fees were $8,789, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,227 originations.
Interest Rates
During 2023, Royal United Mortgage's average interest rate for loans was 7.04%, while their most frequently originated rate bucket for loans was 6-7%, with 2,644 originations.
Loan Sizing
2023 saw Royal United Mortgage place emphasis on $100,000 or less loans with 2,917 originations, totaling $205,285,000 in origination value.
Applicant Income
Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 2,476 originations. The second most popular income band? $50k-75k, with 1,339 originations.
Applicant Debt to Income Ratio
Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 905 originations. The next most common DTI ratio? 30-36%, with 881 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications73.45%
Royal United Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination73.20%
Royal United Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,389 | $652,095,000 | $121,005 |