Royal United Mortgage Rates, Fees & Info

Indianapolis, IN

LEI: 549300UG7QXKM7KGV847

Tax ID: 26-1773722

1.8 stars - Updated: 2/19/24 - out of 5 stars, based on 85 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Royal United Mortgage is a smaller mortgage company specializing in Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Indianapolis, Dallas, Houston, New York, and Chicago among others. We have data for 666 markets. (Some data included below & more in-depth data is available with an active subscription.)

Royal United Mortgage has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Royal United Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.28% 2/19/24
30 Year Conventional Refi 7.25% 2/19/24
30 Year FHA Purchase 7.82% 2/19/24
30 Year FHA Refi 7.51% 2/19/24
30 Year VA Purchase 6.47% 2/19/24
30 Year VA Refi 6.75% 2/19/24
30 Year USDA Purchase 7.15% 2/19/24
30 Year USDA Refi 6.14% 2/19/24
15 Year Conventional Purchase 7.36% 2/19/24
15 Year Conventional Refi 7.08% 2/19/24
15 Year Cash-out Refi 7.08% 2/19/24
15 Year FHA Purchase 5.68% 2/19/24
15 Year FHA Refi 7.58% 2/19/24
15 Year VA Purchase 5.68% 2/19/24
15 Year VA Refi 6.74% 2/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Royal United Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,152

Origination Dollar Volume (All Markets)

$873,840,000

Awards

ROYAL UNITED MORTGAGE FHA Loans bronze ROYAL UNITED MORTGAGE 30 Year Conventional Loans bronze
Show all (2) awards

Relative Rate

Royal United Mortgage's average 30 year fixed mortgage rate was 5.41%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.65%.

Relative Fees (Closing Costs)

Royal United Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $7,793.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 674 $68,780,000 $102,047 $6,762 5.41%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 308 $54,910,000 $178,279 $7,041 5.15%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 244 $37,830,000 $155,041 $9,503 5.20%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 239 $33,665,000 $140,858 $8,744 5.32%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 121 $23,785,000 $196,570 $10,413 5.28%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 164 $21,740,000 $132,561 $7,095 5.24%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 112 $16,360,000 $146,071 $7,672 5.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 120 $16,020,000 $133,500 $8,059 4.99%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 97 $13,965,000 $143,969 $9,009 5.41%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 107 $13,725,000 $128,271 $7,471 5.00%
PITTSBURGH, PA (FHA|USDA|VA) 120 $11,370,000 $94,750 $7,566 5.26%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 89 $10,565,000 $118,708 $7,697 5.16%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 58 $9,910,000 $170,862 $9,152 4.78%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 108 $9,780,000 $90,556 $6,583 5.44%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 65 $9,745,000 $149,923 $8,696 4.80%
ST. LOUIS, MO-IL (FHA|USDA|VA) 92 $9,000,000 $97,826 $6,368 5.40%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 69 $8,775,000 $127,174 $6,732 5.52%
KANSAS CITY, MO-KS (FHA|USDA|VA) 69 $8,255,000 $119,638 $7,023 5.59%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 51 $8,195,000 $160,686 $8,753 4.81%
COLUMBUS, OH (FHA|USDA|VA) 70 $7,920,000 $113,143 $7,529 5.34%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 64 $6,540,000 $102,188 $7,274 5.35%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 28 $6,520,000 $232,857 $10,988 5.26%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 55 $6,115,000 $111,182 $6,515 5.48%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 44 $5,510,000 $125,227 $8,079 4.86%
OKLAHOMA CITY, OK (FHA|USDA|VA) 41 $5,505,000 $134,268 $9,310 5.27%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 49 $5,295,000 $108,061 $6,988 5.60%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 31 $5,265,000 $169,839 $9,792 5.18%
EL PASO, TX (FHA|USDA|VA) 44 $4,870,000 $110,682 $7,624 5.12%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 42 $4,860,000 $115,714 $7,441 5.53%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 37 $4,745,000 $128,243 $8,362 4.97%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 28 $4,690,000 $167,500 $8,420 5.22%
JACKSONVILLE, FL (FHA|USDA|VA) 40 $4,630,000 $115,750 $7,252 5.15%
OCALA, FL (FHA|USDA|VA) 40 $4,620,000 $115,500 $7,902 5.21%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 34 $4,470,000 $131,471 $8,803 5.12%
LOUISVILLE, KY (FHA|USDA|VA) 43 $4,405,000 $102,442 $6,148 5.49%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 31 $4,395,000 $141,774 $7,602 5.61%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 37 $4,315,000 $116,622 $7,220 5.19%
ROCHESTER, NY (FHA|USDA|VA) 40 $4,250,000 $106,250 $5,996 5.33%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 30 $4,240,000 $141,333 $8,665 4.60%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 32 $3,990,000 $124,688 $7,630 4.89%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 33 $3,925,000 $118,939 $7,774 5.15%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 31 $3,765,000 $121,452 $7,282 5.19%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 26 $3,570,000 $137,308 $9,021 5.09%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 20 $3,530,000 $176,500 $8,205 5.44%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 31 $3,375,000 $108,871 $7,633 5.66%
DAYTON-KETTERING, OH (FHA|USDA|VA) 33 $3,335,000 $101,061 $7,502 5.55%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 24 $3,250,000 $135,417 $8,244 5.02%
TULSA, OK (FHA|USDA|VA) 27 $3,185,000 $117,963 $8,635 5.12%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 26 $3,100,000 $119,231 $6,567 5.54%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 20 $3,070,000 $153,500 $7,773 5.31%
PUNTA GORDA, FL (FHA|USDA|VA) 16 $3,070,000 $191,875 $11,784 4.57%
COLUMBIA, SC (FHA|USDA|VA) 27 $3,065,000 $113,519 $6,072 5.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 28 $3,060,000 $109,286 $6,144 5.48%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 21 $2,995,000 $142,619 $7,791 5.30%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 21 $2,985,000 $142,143 $7,935 5.37%
AKRON, OH (FHA|USDA|VA) 30 $2,980,000 $99,333 $7,350 5.14%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 35 $2,855,000 $81,571 $6,380 5.31%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 24 $2,800,000 $116,667 $8,403 5.05%
RICHMOND, VA (FHA|USDA|VA) 22 $2,780,000 $126,364 $8,126 5.51%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $2,700,000 $103,846 $5,807 5.76%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 26 $2,660,000 $102,308 $7,673 5.18%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 22 $2,620,000 $119,091 $7,829 4.99%
FORT WAYNE, IN (FHA|USDA|VA) 23 $2,605,000 $113,261 $6,905 5.40%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 27 $2,545,000 $94,259 $6,208 5.57%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $2,520,000 $252,000 $9,818 5.44%
FAYETTEVILLE, NC (FHA|USDA|VA) 21 $2,495,000 $118,810 $6,263 5.77%
BATON ROUGE, LA (FHA|USDA|VA) 21 $2,485,000 $118,333 $7,053 5.48%
KNOXVILLE, TN (FHA|USDA|VA) 20 $2,440,000 $122,000 $7,432 5.36%
EVANSVILLE, IN-KY (FHA|USDA|VA) 24 $2,390,000 $99,583 $6,019 5.31%
CORPUS CHRISTI, TX (FHA|USDA|VA) 21 $2,355,000 $112,143 $7,589 5.47%
HUNTSVILLE, AL (FHA|USDA|VA) 18 $2,350,000 $130,556 $7,788 5.60%
RALEIGH-CARY, NC (FHA|USDA|VA) 15 $2,265,000 $151,000 $6,801 5.43%
SYRACUSE, NY (FHA|USDA|VA) 21 $2,255,000 $107,381 $6,438 5.08%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 20 $2,240,000 $112,000 $7,788 5.77%
TOLEDO, OH (FHA|USDA|VA) 25 $2,185,000 $87,400 $6,733 5.74%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 15 $2,155,000 $143,667 $6,964 4.73%
SPRINGFIELD, MO (FHA|USDA|VA) 18 $2,090,000 $116,111 $7,596 4.99%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 13 $2,085,000 $160,385 $7,773 5.26%
LONGVIEW, TX (FHA|USDA|VA) 20 $2,080,000 $104,000 $7,100 5.46%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 21 $2,025,000 $96,429 $7,369 5.29%
SAVANNAH, GA (FHA|USDA|VA) 17 $2,025,000 $119,118 $6,716 5.81%
LUBBOCK, TX (FHA|USDA|VA) 18 $2,020,000 $112,222 $7,634 5.11%
WICHITA, KS (FHA|USDA|VA) 20 $2,020,000 $101,000 $7,199 5.21%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 11 $1,955,000 $177,727 $11,485 4.94%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 19 $1,915,000 $100,789 $6,865 4.93%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 10 $1,910,000 $191,000 $12,023 5.40%
ROANOKE, VA (FHA|USDA|VA) 18 $1,900,000 $105,556 $6,915 5.31%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 12 $1,890,000 $157,500 $8,507 4.93%
EAST STROUDSBURG, PA (FHA|USDA|VA) 13 $1,825,000 $140,385 $8,749 5.12%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 14 $1,820,000 $130,000 $7,562 4.82%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 15 $1,745,000 $116,333 $7,411 5.20%
Athens, TX (FHA|USDA|VA) 13 $1,735,000 $133,462 $8,001 4.97%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 18 $1,710,000 $95,000 $6,037 4.98%
TUCSON, AZ (FHA|USDA|VA) 16 $1,660,000 $103,750 $6,920 5.40%
TERRE HAUTE, IN (FHA|USDA|VA) 18 $1,650,000 $91,667 $6,099 5.68%
UTICA-ROME, NY (FHA|USDA|VA) 18 $1,630,000 $90,556 $5,637 5.55%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 18 $1,620,000 $90,000 $6,696 5.17%
FLINT, MI (FHA|USDA|VA) 18 $1,620,000 $90,000 $6,736 5.45%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 17 $1,605,000 $94,412 $5,817 5.58%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 18 $1,570,000 $87,222 $5,697 5.05%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $1,565,000 $173,889 $9,737 5.72%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,560,000 $260,000 $11,789 5.48%
WARNER ROBINS, GA (FHA|USDA|VA) 12 $1,550,000 $129,167 $6,928 5.22%
AMARILLO, TX (FHA|USDA|VA) 12 $1,550,000 $129,167 $7,393 5.03%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $1,540,000 $110,000 $7,663 4.92%
BINGHAMTON, NY (FHA|USDA|VA) 12 $1,530,000 $127,500 $7,108 5.82%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 14 $1,510,000 $107,857 $7,629 4.81%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 13 $1,495,000 $115,000 $6,361 5.63%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $1,490,000 $149,000 $7,732 5.73%
GAINESVILLE, FL (FHA|USDA|VA) 12 $1,490,000 $124,167 $8,223 5.06%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 7 $1,475,000 $210,714 $7,198 5.11%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,440,000 $180,000 $10,512 4.42%
WACO, TX (FHA|USDA|VA) 13 $1,425,000 $109,615 $7,554 5.07%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $1,420,000 $142,000 $9,093 5.18%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $1,415,000 $108,846 $6,997 5.00%
TALLAHASSEE, FL (FHA|USDA|VA) 14 $1,400,000 $100,000 $6,881 5.60%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,390,000 $231,667 $11,257 5.46%
WINSTON-SALEM, NC (FHA|USDA|VA) 13 $1,375,000 $105,769 $5,279 4.94%
PEORIA, IL (FHA|USDA|VA) 17 $1,375,000 $80,882 $6,278 5.24%
LANCASTER, PA (FHA|USDA|VA) 9 $1,375,000 $152,778 $9,478 5.00%
ERIE, PA (FHA|USDA|VA) 12 $1,350,000 $112,500 $9,178 5.82%
ALBUQUERQUE, NM (FHA|USDA|VA) 9 $1,335,000 $148,333 $8,137 4.89%
TEXARKANA, TX-AR (FHA|USDA|VA) 11 $1,325,000 $120,455 $7,670 4.75%
LYNCHBURG, VA (FHA|USDA|VA) 9 $1,325,000 $147,222 $7,772 5.81%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 14 $1,320,000 $94,286 $6,513 5.12%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 12 $1,320,000 $110,000 $6,224 5.23%
KINGSTON, NY (FHA|USDA|VA) 6 $1,310,000 $218,333 $12,673 4.65%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,295,000 $431,667 $18,479 5.33%
MUNCIE, IN (FHA|USDA|VA) 13 $1,265,000 $97,308 $6,369 5.49%
ROCKFORD, IL (FHA|USDA|VA) 11 $1,265,000 $115,000 $7,514 5.73%
TYLER, TX (FHA|USDA|VA) 11 $1,265,000 $115,000 $8,006 5.28%
KOKOMO, IN (FHA|USDA|VA) 15 $1,245,000 $83,000 $5,735 5.79%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 11 $1,245,000 $113,182 $6,242 5.81%
Pottsville, PA (FHA|USDA|VA) 14 $1,230,000 $87,857 $7,638 6.17%
YORK-HANOVER, PA (FHA|USDA|VA) 11 $1,225,000 $111,364 $7,324 5.75%
ODESSA, TX (FHA|USDA|VA) 7 $1,205,000 $172,143 $8,432 5.34%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $1,200,000 $200,000 $11,732 5.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $1,190,000 $119,000 $7,623 4.51%
JACKSON, MI (FHA|USDA|VA) 11 $1,185,000 $107,727 $7,517 5.90%
RACINE, WI (FHA|USDA|VA) 11 $1,165,000 $105,909 $7,329 5.24%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,145,000 $163,571 $8,143 5.09%
FRESNO, CA (FHA|USDA|VA) 6 $1,130,000 $188,333 $9,404 5.04%
Auburn, IN (FHA|USDA|VA) 9 $1,105,000 $122,778 $7,045 5.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 10 $1,090,000 $109,000 $5,618 5.26%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 8 $1,090,000 $136,250 $9,264 5.28%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 9 $1,075,000 $119,444 $7,316 5.06%
READING, PA (FHA|USDA|VA) 11 $1,075,000 $97,727 $7,292 5.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 11 $1,075,000 $97,727 $6,380 4.92%
CARBONDALE-MARION, IL (FHA|USDA|VA) 11 $1,075,000 $97,727 $6,498 5.30%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,070,000 $178,333 $9,687 5.69%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $1,065,000 $152,143 $8,654 5.91%
GLENS FALLS, NY (FHA|USDA|VA) 8 $1,060,000 $132,500 $7,324 5.70%
ABILENE, TX (FHA|USDA|VA) 6 $1,060,000 $176,667 $9,855 5.46%
STOCKTON, CA (FHA|USDA|VA) 9 $1,055,000 $117,222 $6,497 5.61%
CLEVELAND, TN (FHA|USDA|VA) 10 $1,030,000 $103,000 $6,389 5.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 11 $1,025,000 $93,182 $5,758 5.59%
BATTLE CREEK, MI (FHA|USDA|VA) 13 $1,025,000 $78,846 $6,200 5.68%
Richmond, IN (FHA|USDA|VA) 9 $1,025,000 $113,889 $6,138 5.15%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 9 $1,015,000 $112,778 $7,555 4.58%
CANTON-MASSILLON, OH (FHA|USDA|VA) 13 $1,015,000 $78,077 $6,260 5.57%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,010,000 $168,333 $9,609 4.75%
JACKSON, MS (FHA|USDA|VA) 10 $1,010,000 $101,000 $7,370 4.54%
JACKSON, TN (FHA|USDA|VA) 11 $1,005,000 $91,364 $6,328 5.58%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $995,000 $199,000 $15,218 4.90%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $995,000 $142,143 $9,487 5.54%
CHARLESTON, WV (FHA|USDA|VA) 12 $990,000 $82,500 $6,078 6.18%
WICHITA FALLS, TX (FHA|USDA|VA) 9 $985,000 $109,444 $7,533 5.49%
SPARTANBURG, SC (FHA|USDA|VA) 10 $980,000 $98,000 $5,495 4.81%
Granbury, TX (FHA|USDA|VA) 4 $980,000 $245,000 $14,384 5.72%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $975,000 $195,000 $11,103 5.58%
Tupelo, MS (FHA|USDA|VA) 9 $965,000 $107,222 $8,394 4.32%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 10 $920,000 $92,000 $5,300 4.48%
Danville, VA (FHA|USDA|VA) 9 $905,000 $100,556 $6,561 5.08%
MOBILE, AL (FHA|USDA|VA) 10 $900,000 $90,000 $5,838 5.54%
HAMMOND, LA (FHA|USDA|VA) 6 $890,000 $148,333 $6,854 5.63%
MUSKEGON, MI (FHA|USDA|VA) 10 $890,000 $89,000 $6,615 5.26%
Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $885,000 $126,429 $7,335 5.29%
NILES, MI (FHA|USDA|VA) 8 $880,000 $110,000 $7,939 5.41%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 8 $850,000 $106,250 $7,406 4.88%
Duncan, OK (FHA|USDA|VA) 5 $835,000 $167,000 $6,039 4.65%
TOPEKA, KS (FHA|USDA|VA) 11 $825,000 $75,000 $6,329 5.73%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $815,000 $116,429 $7,425 5.68%
Gainesville, TX (FHA|USDA|VA) 5 $815,000 $163,000 $9,974 5.70%
ALBANY, GA (FHA|USDA|VA) 7 $805,000 $115,000 $6,609 5.09%
Cookeville, TN (FHA|USDA|VA) 6 $800,000 $133,333 $7,325 5.63%
LaGrange, GA-AL (FHA|USDA|VA) 8 $800,000 $100,000 $6,200 5.42%
MONTGOMERY, AL (FHA|USDA|VA) 8 $790,000 $98,750 $6,598 4.98%
Mount Airy, NC (FHA|USDA|VA) 7 $785,000 $112,143 $5,722 4.88%
ASHEVILLE, NC (FHA|USDA|VA) 7 $765,000 $109,286 $5,424 4.82%
Traverse City, MI (FHA|USDA|VA) 5 $765,000 $153,000 $8,732 5.48%
LAREDO, TX (FHA|USDA|VA) 7 $755,000 $107,857 $7,822 5.88%
Greenwood, SC (FHA|USDA|VA) 8 $740,000 $92,500 $5,102 5.23%
Gloversville, NY (FHA|USDA|VA) 6 $740,000 $123,333 $8,055 6.21%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $730,000 $121,667 $6,557 5.02%
FORT SMITH, AR-OK (FHA|USDA|VA) 10 $720,000 $72,000 $5,633 5.68%
Marion, OH (FHA|USDA|VA) 6 $710,000 $118,333 $7,528 4.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 9 $705,000 $78,333 $6,216 5.13%
Greenville, OH (FHA|USDA|VA) 6 $700,000 $116,667 $7,064 5.02%
GREENVILLE, NC (FHA|USDA|VA) 4 $700,000 $175,000 $8,535 5.38%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $695,000 $99,286 $6,955 6.14%
JOPLIN, MO (FHA|USDA|VA) 7 $695,000 $99,286 $6,159 5.09%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 8 $690,000 $86,250 $6,008 5.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $690,000 $172,500 $8,872 6.09%
Jasper, IN (FHA|USDA|VA) 6 $690,000 $115,000 $7,029 5.71%
MORRISTOWN, TN (FHA|USDA|VA) 4 $680,000 $170,000 $8,330 6.25%
DALTON, GA (FHA|USDA|VA) 4 $680,000 $170,000 $8,758 5.63%
Wabash, IN (FHA|USDA|VA) 5 $675,000 $135,000 $6,811 6.33%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $660,000 $165,000 $9,329 4.91%
Shelby, NC (FHA|USDA|VA) 5 $655,000 $131,000 $6,447 4.65%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $640,000 $106,667 $7,470 5.00%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $640,000 $160,000 $7,671 5.47%
DuBois, PA (FHA|USDA|VA) 6 $630,000 $105,000 $7,237 5.38%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $625,000 $125,000 $8,315 4.65%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $625,000 $125,000 $6,963 4.93%
Marion, IN (FHA|USDA|VA) 7 $625,000 $89,286 $5,910 5.57%
Greensburg, IN (FHA|USDA|VA) 4 $620,000 $155,000 $9,288 4.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $615,000 $123,000 $7,602 4.25%
WHEELING, WV-OH (FHA|USDA|VA) 7 $615,000 $87,857 $6,846 4.96%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $615,000 $123,000 $6,765 5.48%
DULUTH, MN-WI (FHA|USDA|VA) 6 $610,000 $101,667 $6,515 5.48%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $610,000 $101,667 $4,836 5.23%
Seymour, IN (FHA|USDA|VA) 5 $605,000 $121,000 $6,627 5.40%
MONROE, LA (FHA|USDA|VA) 5 $605,000 $121,000 $8,104 4.85%
BURLINGTON, NC (FHA|USDA|VA) 4 $600,000 $150,000 $8,090 5.34%
ANN ARBOR, MI (FHA|USDA|VA) 4 $590,000 $147,500 $8,456 4.88%
Centralia, WA (FHA|USDA|VA) 3 $585,000 $195,000 $11,059 5.88%
Salem, OH (FHA|USDA|VA) 7 $585,000 $83,571 $6,131 5.96%
SAN ANGELO, TX (FHA|USDA|VA) 6 $580,000 $96,667 $6,187 5.48%
LEBANON, PA (FHA|USDA|VA) 4 $560,000 $140,000 $8,971 5.44%
WILMINGTON, NC (FHA|USDA|VA) 5 $555,000 $111,000 $6,005 6.15%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 6 $550,000 $91,667 $5,957 4.75%
VISALIA, CA (FHA|USDA|VA) 6 $550,000 $91,667 $5,177 5.58%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $545,000 $181,667 $11,554 3.63%
Sterling, IL (FHA|USDA|VA) 5 $545,000 $109,000 $6,868 4.65%
Palestine, TX (FHA|USDA|VA) 5 $545,000 $109,000 $7,273 5.53%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $545,000 $109,000 $5,732 5.08%
Batavia, NY (FHA|USDA|VA) 5 $545,000 $109,000 $6,353 5.50%
Martinsville, VA (FHA|USDA|VA) 6 $540,000 $90,000 $6,426 5.88%
Jacksonville, TX (FHA|USDA|VA) 5 $535,000 $107,000 $7,222 5.63%
COLUMBIA, MO (FHA|USDA|VA) 5 $535,000 $107,000 $6,241 5.00%
Corsicana, TX (FHA|USDA|VA) 3 $535,000 $178,333 $11,730 5.71%
DOTHAN, AL (FHA|USDA|VA) 7 $535,000 $76,429 $5,847 5.88%
JOHNSTOWN, PA (FHA|USDA|VA) 7 $535,000 $76,429 $6,474 5.39%
Marion, NC (FHA|USDA|VA) 4 $530,000 $132,500 $6,863 6.41%
Holland, MI (FHA|USDA|VA) 4 $530,000 $132,500 $6,439 4.41%
Sanford, NC (FHA|USDA|VA) 4 $530,000 $132,500 $7,243 5.63%
New Castle, PA (FHA|USDA|VA) 6 $530,000 $88,333 $7,364 4.90%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 5 $525,000 $105,000 $6,445 4.98%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $525,000 $105,000 $6,620 5.15%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $520,000 $86,667 $7,027 6.02%
HINESVILLE, GA (FHA|USDA|VA) 5 $515,000 $103,000 $6,361 6.20%
Albertville, AL (FHA|USDA|VA) 5 $515,000 $103,000 $6,551 5.55%
PUEBLO, CO (FHA|USDA|VA) 3 $515,000 $171,667 $9,518 5.88%
GAINESVILLE, GA (FHA|USDA|VA) 3 $515,000 $171,667 $9,137 6.38%
MANSFIELD, OH (FHA|USDA|VA) 6 $510,000 $85,000 $7,442 5.04%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $510,000 $127,500 $7,315 5.28%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $510,000 $127,500 $7,162 4.69%
VALDOSTA, GA (FHA|USDA|VA) 6 $510,000 $85,000 $5,562 5.17%
VICTORIA, TX (FHA|USDA|VA) 4 $510,000 $127,500 $7,703 5.75%
Nacogdoches, TX (FHA|USDA|VA) 3 $505,000 $168,333 $10,260 4.79%
Ogdensburg-Massena, NY (FHA|USDA|VA) 5 $505,000 $101,000 $5,639 4.55%
MODESTO, CA (FHA|USDA|VA) 5 $505,000 $101,000 $5,586 4.98%
Logansport, IN (FHA|USDA|VA) 4 $500,000 $125,000 $5,073 5.81%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $500,000 $125,000 $8,943 5.56%
Lake City, FL (FHA|USDA|VA) 3 $495,000 $165,000 $8,476 4.75%
SPRINGFIELD, IL (FHA|USDA|VA) 7 $495,000 $70,714 $5,492 5.61%
MIDLAND, MI (FHA|USDA|VA) 5 $495,000 $99,000 $7,234 5.05%
Wooster, OH (FHA|USDA|VA) 4 $490,000 $122,500 $7,884 5.13%
Mount Vernon, OH (FHA|USDA|VA) 4 $490,000 $122,500 $6,684 5.63%
Meadville, PA (FHA|USDA|VA) 4 $490,000 $122,500 $8,890 5.13%
LAFAYETTE, LA (FHA|USDA|VA) 6 $490,000 $81,667 $6,445 5.04%
Sulphur Springs, TX (FHA|USDA|VA) 4 $490,000 $122,500 $8,035 5.97%
Newberry, SC (FHA|USDA|VA) 1 $485,000 $485,000 $23,774 5.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $485,000 $97,000 $4,895 5.38%
Brownwood, TX (FHA|USDA|VA) 6 $480,000 $80,000 $5,748 5.00%
Crossville, TN (FHA|USDA|VA) 4 $480,000 $120,000 $7,438 4.72%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $480,000 $80,000 $6,211 5.17%
ELMIRA, NY (FHA|USDA|VA) 5 $475,000 $95,000 $5,630 5.30%
MIDLAND, TX (FHA|USDA|VA) 4 $470,000 $117,500 $8,540 5.03%
Lumberton, NC (FHA|USDA|VA) 5 $465,000 $93,000 $5,125 5.45%
Bedford, IN (FHA|USDA|VA) 6 $460,000 $76,667 $5,478 5.63%
Seneca Falls, NY (FHA|USDA|VA) 4 $460,000 $115,000 $6,489 5.63%
Seneca, SC (FHA|USDA|VA) 3 $455,000 $151,667 $11,752 6.33%
BAY CITY, MI (FHA|USDA|VA) 7 $455,000 $65,000 $5,320 4.70%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $450,000 $112,500 $7,407 4.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $445,000 $89,000 $6,970 5.40%
Natchitoches, LA (FHA|USDA|VA) 3 $445,000 $148,333 $8,317 5.08%
Sunbury, PA (FHA|USDA|VA) 5 $445,000 $89,000 $7,405 5.45%
COLUMBUS, IN (FHA|USDA|VA) 3 $445,000 $148,333 $7,746 5.13%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $445,000 $148,333 $8,500 6.04%
Adrian, MI (FHA|USDA|VA) 4 $440,000 $110,000 $7,704 4.66%
Forest City, NC (FHA|USDA|VA) 4 $440,000 $110,000 $5,719 6.00%
Athens, TN (FHA|USDA|VA) 3 $435,000 $145,000 $9,781 4.29%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $430,000 $215,000 $10,364 5.19%
HATTIESBURG, MS (FHA|USDA|VA) 4 $430,000 $107,500 $7,625 5.50%
Zanesville, OH (FHA|USDA|VA) 4 $430,000 $107,500 $7,303 5.06%
ENID, OK (FHA|USDA|VA) 5 $425,000 $85,000 $6,576 5.58%
Huntington, IN (FHA|USDA|VA) 3 $425,000 $141,667 $8,569 5.63%
Burlington, IA-IL (FHA|USDA|VA) 5 $425,000 $85,000 $6,175 5.35%
Connersville, IN (FHA|USDA|VA) 4 $420,000 $105,000 $5,942 5.69%
THE VILLAGES, FL (FHA|USDA|VA) 4 $420,000 $105,000 $6,776 5.59%
Lufkin, TX (FHA|USDA|VA) 4 $420,000 $105,000 $7,285 4.78%
Angola, IN (FHA|USDA|VA) 5 $415,000 $83,000 $5,504 5.45%
BECKLEY, WV (FHA|USDA|VA) 5 $415,000 $83,000 $5,719 6.10%
Defiance, OH (FHA|USDA|VA) 3 $415,000 $138,333 $7,642 4.38%
Cambridge, OH (FHA|USDA|VA) 4 $410,000 $102,500 $7,278 4.63%
Findlay, OH (FHA|USDA|VA) 5 $405,000 $81,000 $6,770 5.90%
DANVILLE, IL (FHA|USDA|VA) 5 $405,000 $81,000 $6,796 5.33%
FOND DU LAC, WI (FHA|USDA|VA) 4 $400,000 $100,000 $7,544 6.22%
Sevierville, TN (FHA|USDA|VA) 3 $395,000 $131,667 $7,289 5.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $395,000 $79,000 $5,331 4.95%
Shawnee, OK (FHA|USDA|VA) 4 $390,000 $97,500 $7,667 5.81%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 4 $390,000 $97,500 $6,214 5.16%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $385,000 $385,000 $14,483 4.75%
Borger, TX (FHA|USDA|VA) 3 $385,000 $128,333 $8,630 5.13%
New Castle, IN (FHA|USDA|VA) 5 $385,000 $77,000 $5,864 4.78%
Athens, OH (FHA|USDA|VA) 2 $380,000 $190,000 $10,975 5.63%
Amsterdam, NY (FHA|USDA|VA) 4 $380,000 $95,000 $5,643 6.34%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 4 $380,000 $95,000 $7,291 4.53%
McMinnville, TN (FHA|USDA|VA) 3 $375,000 $125,000 $8,895 6.04%
Plymouth, IN (FHA|USDA|VA) 3 $375,000 $125,000 $7,304 4.58%
Beaver Dam, WI (FHA|USDA|VA) 3 $375,000 $125,000 $9,870 5.00%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $375,000 $125,000 $6,980 6.13%
Warsaw, IN (FHA|USDA|VA) 4 $370,000 $92,500 $6,392 5.56%
Cedartown, GA (FHA|USDA|VA) 4 $370,000 $92,500 $5,334 6.13%
Red Wing, MN (FHA|USDA|VA) 2 $370,000 $185,000 $12,185 4.50%
ALTOONA, PA (FHA|USDA|VA) 5 $365,000 $73,000 $6,519 5.83%
Frankfort, KY (FHA|USDA|VA) 3 $365,000 $121,667 $6,580 5.08%
SAGINAW, MI (FHA|USDA|VA) 6 $360,000 $60,000 $5,570 5.77%
Ashtabula, OH (FHA|USDA|VA) 4 $360,000 $90,000 $7,328 4.56%
GETTYSBURG, PA (FHA|USDA|VA) 3 $355,000 $118,333 $7,796 3.96%
Clarksburg, WV (FHA|USDA|VA) 3 $355,000 $118,333 $7,199 6.50%
Crawfordsville, IN (FHA|USDA|VA) 3 $355,000 $118,333 $7,169 6.54%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 4 $350,000 $87,500 $6,443 5.72%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 4 $350,000 $87,500 $6,057 5.06%
LAS CRUCES, NM (FHA|USDA|VA) 3 $345,000 $115,000 $6,270 5.83%
Union City, TN (FHA|USDA|VA) 3 $345,000 $115,000 $6,767 5.21%
Payson, AZ (FHA|USDA|VA) 3 $345,000 $115,000 $6,811 5.75%
Kennett, MO (FHA|USDA|VA) 3 $345,000 $115,000 $7,057 6.33%
Lock Haven, PA (FHA|USDA|VA) 3 $345,000 $115,000 $7,758 5.58%
Charleston-Mattoon, IL (FHA|USDA|VA) 5 $345,000 $69,000 $6,198 6.30%
CHICO, CA (FHA|USDA|VA) 4 $340,000 $85,000 $5,176 5.56%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 4 $340,000 $85,000 $5,623 5.28%
McAlester, OK (FHA|USDA|VA) 3 $335,000 $111,667 $8,651 5.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $335,000 $111,667 $6,728 4.96%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $335,000 $111,667 $7,055 5.63%
St. Marys, PA (FHA|USDA|VA) 4 $330,000 $82,500 $6,637 5.00%
Centralia, IL (FHA|USDA|VA) 4 $330,000 $82,500 $6,003 4.91%
Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $330,000 $82,500 $5,726 4.94%
YUMA, AZ (FHA|USDA|VA) 2 $330,000 $165,000 $14,992 5.50%
MADISON, WI (FHA|USDA|VA) 1 $325,000 $325,000 $6,972 4.88%
Pittsburg, KS (FHA|USDA|VA) 5 $325,000 $65,000 $6,066 6.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $325,000 $108,333 $6,293 4.75%
Altus, OK (FHA|USDA|VA) 5 $325,000 $65,000 $6,494 5.95%
Paducah, KY-IL (FHA|USDA|VA) 5 $325,000 $65,000 $5,026 5.55%
Sayre, PA (FHA|USDA|VA) 3 $325,000 $108,333 $7,738 5.08%
Corning, NY (FHA|USDA|VA) 3 $325,000 $108,333 $6,299 4.83%
Red Bluff, CA (FHA|USDA|VA) 2 $320,000 $160,000 $9,166 5.38%
SUMTER, SC (FHA|USDA|VA) 4 $320,000 $80,000 $5,216 5.63%
DECATUR, IL (FHA|USDA|VA) 5 $315,000 $63,000 $5,822 4.90%
LIMA, OH (FHA|USDA|VA) 3 $315,000 $105,000 $7,384 4.29%
Bardstown, KY (FHA|USDA|VA) 3 $315,000 $105,000 $6,116 5.33%
Branson, MO (FHA|USDA|VA) 3 $315,000 $105,000 $6,796 4.92%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $315,000 $105,000 $7,126 5.83%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $315,000 $105,000 $6,946 6.38%
Huntingdon, PA (FHA|USDA|VA) 3 $315,000 $105,000 $8,234 5.17%
Rockingham, NC (FHA|USDA|VA) 3 $315,000 $105,000 $6,225 5.79%
Orangeburg, SC (FHA|USDA|VA) 4 $310,000 $77,500 $4,787 6.09%
Peru, IN (FHA|USDA|VA) 4 $310,000 $77,500 $5,605 5.00%
Bluefield, WV-VA (FHA|USDA|VA) 4 $310,000 $77,500 $5,998 5.44%
Coffeyville, KS (FHA|USDA|VA) 4 $310,000 $77,500 $5,346 4.78%
Washington, NC (FHA|USDA|VA) 3 $305,000 $101,667 $5,363 5.67%
Russellville, AR (FHA|USDA|VA) 3 $305,000 $101,667 $6,597 5.54%
YAKIMA, WA (FHA|USDA|VA) 3 $305,000 $101,667 $6,503 4.33%
Hillsdale, MI (FHA|USDA|VA) 3 $305,000 $101,667 $6,644 4.08%
Show Low, AZ (FHA|USDA|VA) 3 $305,000 $101,667 $7,684 4.21%
Richmond-Berea, KY (FHA|USDA|VA) 3 $295,000 $98,333 $4,574 4.58%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $295,000 $98,333 $7,489 5.00%
ROCHESTER, MN (FHA|USDA|VA) 3 $295,000 $98,333 $5,504 4.83%
Palatka, FL (FHA|USDA|VA) 3 $295,000 $98,333 $7,767 6.17%
Wapakoneta, OH (FHA|USDA|VA) 3 $295,000 $98,333 $7,298 6.29%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $285,000 $95,000 $6,233 5.79%
Norwalk, OH (FHA|USDA|VA) 3 $285,000 $95,000 $6,787 5.92%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $285,000 $285,000 $14,376 4.38%
Ottawa, IL (FHA|USDA|VA) 4 $280,000 $70,000 $6,103 5.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $275,000 $91,667 $5,108 5.33%
Kingsville, TX (FHA|USDA|VA) 3 $275,000 $91,667 $7,326 6.17%
FLORENCE, SC (FHA|USDA|VA) 3 $275,000 $91,667 $4,801 4.38%
AMES, IA (FHA|USDA|VA) 4 $270,000 $67,500 $4,977 4.78%
Fort Payne, AL (FHA|USDA|VA) 3 $265,000 $88,333 $5,789 6.33%
MONROE, MI (FHA|USDA|VA) 3 $265,000 $88,333 $6,835 5.92%
Fort Dodge, IA (FHA|USDA|VA) 3 $265,000 $88,333 $7,525 5.79%
Jefferson, GA (FHA|USDA|VA) 3 $265,000 $88,333 $4,926 5.13%
Blytheville, AR (FHA|USDA|VA) 3 $265,000 $88,333 $5,819 6.33%
GOLDSBORO, NC (FHA|USDA|VA) 3 $265,000 $88,333 $4,390 4.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $265,000 $88,333 $5,691 4.71%
Harrison, AR (FHA|USDA|VA) 2 $260,000 $130,000 $7,266 5.88%
Okeechobee, FL (FHA|USDA|VA) 2 $260,000 $130,000 $7,871 5.38%
Bogalusa, LA (FHA|USDA|VA) 2 $260,000 $130,000 $8,335 5.19%
Del Rio, TX (FHA|USDA|VA) 2 $260,000 $130,000 $8,687 5.31%
Coldwater, MI (FHA|USDA|VA) 3 $255,000 $85,000 $6,417 5.58%
Oneonta, NY (FHA|USDA|VA) 3 $255,000 $85,000 $5,036 5.83%
Austin, MN (FHA|USDA|VA) 3 $255,000 $85,000 $5,754 5.42%
Oil City, PA (FHA|USDA|VA) 3 $255,000 $85,000 $6,683 5.08%
Washington, IN (FHA|USDA|VA) 3 $255,000 $85,000 $5,643 5.21%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $250,000 $125,000 $7,228 3.00%
GREEN BAY, WI (FHA|USDA|VA) 2 $250,000 $125,000 $10,070 6.31%
Calhoun, GA (FHA|USDA|VA) 2 $250,000 $125,000 $6,970 5.81%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $245,000 $81,667 $6,435 5.13%
Americus, GA (FHA|USDA|VA) 3 $245,000 $81,667 $4,927 4.67%
Mayfield, KY (FHA|USDA|VA) 1 $245,000 $245,000 $11,722 5.50%
Searcy, AR (FHA|USDA|VA) 3 $245,000 $81,667 $5,625 5.71%
DECATUR, AL (FHA|USDA|VA) 3 $245,000 $81,667 $5,911 6.29%
GADSDEN, AL (FHA|USDA|VA) 3 $245,000 $81,667 $5,582 5.92%
Eufaula, AL-GA (FHA|USDA|VA) 3 $245,000 $81,667 $6,067 5.71%
Madison, IN (FHA|USDA|VA) 3 $245,000 $81,667 $5,194 5.38%
Paris, TX (FHA|USDA|VA) 2 $240,000 $120,000 $7,857 5.44%
Kirksville, MO (FHA|USDA|VA) 2 $240,000 $120,000 $8,114 6.56%
Greenville, MS (FHA|USDA|VA) 2 $240,000 $120,000 $9,184 4.81%
Clewiston, FL (FHA|USDA|VA) 2 $240,000 $120,000 $8,554 5.19%
Ashland, OH (FHA|USDA|VA) 2 $240,000 $120,000 $7,458 5.19%
Baraboo, WI (FHA|USDA|VA) 2 $240,000 $120,000 $7,493 5.50%
Mason City, IA (FHA|USDA|VA) 3 $235,000 $78,333 $5,663 5.42%
Freeport, IL (FHA|USDA|VA) 3 $235,000 $78,333 $6,519 5.38%
Thomaston, GA (FHA|USDA|VA) 2 $230,000 $115,000 $6,348 6.63%
Brainerd, MN (FHA|USDA|VA) 2 $230,000 $115,000 $7,453 5.06%
Mexico, MO (FHA|USDA|VA) 2 $230,000 $115,000 $6,100 4.94%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $230,000 $115,000 $8,221 5.38%
Lewisburg, TN (FHA|USDA|VA) 2 $230,000 $115,000 $6,762 4.56%
Fairmont, WV (FHA|USDA|VA) 2 $230,000 $115,000 $7,377 4.56%
Laurel, MS (FHA|USDA|VA) 2 $230,000 $115,000 $6,397 4.81%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $230,000 $115,000 $7,416 5.75%
Ozark, AL (FHA|USDA|VA) 3 $225,000 $75,000 $4,993 4.17%
Sandusky, OH (FHA|USDA|VA) 3 $225,000 $75,000 $6,460 5.96%
North Vernon, IN (FHA|USDA|VA) 3 $225,000 $75,000 $5,266 5.42%
Moberly, MO (FHA|USDA|VA) 3 $225,000 $75,000 $5,381 5.67%
Roseburg, OR (FHA|USDA|VA) 2 $220,000 $110,000 $7,615 6.13%
LAWTON, OK (FHA|USDA|VA) 2 $220,000 $110,000 $7,623 5.44%
Plattsburgh, NY (FHA|USDA|VA) 2 $220,000 $110,000 $6,457 5.38%
Kinston, NC (FHA|USDA|VA) 2 $220,000 $110,000 $6,100 5.63%
Lebanon, MO (FHA|USDA|VA) 2 $220,000 $110,000 $6,442 4.06%
KANKAKEE, IL (FHA|USDA|VA) 2 $220,000 $110,000 $8,736 4.81%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $220,000 $110,000 $6,745 5.81%
MORGANTOWN, WV (FHA|USDA|VA) 3 $215,000 $71,667 $5,471 5.92%
Dumas, TX (FHA|USDA|VA) 2 $210,000 $105,000 $6,961 4.19%
NEW BERN, NC (FHA|USDA|VA) 2 $210,000 $105,000 $6,945 6.00%
Corinth, MS (FHA|USDA|VA) 2 $210,000 $105,000 $7,412 6.63%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $210,000 $105,000 $7,498 6.06%
Dyersburg, TN (FHA|USDA|VA) 2 $210,000 $105,000 $6,472 7.06%
Jennings, LA (FHA|USDA|VA) 2 $210,000 $105,000 $6,465 6.06%
Brevard, NC (FHA|USDA|VA) 2 $210,000 $105,000 $6,040 5.19%
Salina, KS (FHA|USDA|VA) 2 $210,000 $105,000 $6,179 5.00%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $205,000 $68,333 $6,598 6.17%
Andrews, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,925 2.88%
London, KY (FHA|USDA|VA) 2 $200,000 $100,000 $5,843 4.25%
Marietta, OH (FHA|USDA|VA) 2 $200,000 $100,000 $7,036 4.44%
Mount Pleasant, MI (FHA|USDA|VA) 2 $200,000 $100,000 $7,025 5.69%
North Wilkesboro, NC (FHA|USDA|VA) 2 $200,000 $100,000 $5,460 4.88%
Cortland, NY (FHA|USDA|VA) 2 $200,000 $100,000 $6,390 5.88%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $200,000 $100,000 $8,246 4.13%
Tahlequah, OK (FHA|USDA|VA) 2 $200,000 $100,000 $7,315 5.63%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $195,000 $65,000 $5,222 4.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $195,000 $65,000 $5,436 4.75%
Scottsburg, IN (FHA|USDA|VA) 1 $195,000 $195,000 $10,850 4.63%
Bay City, TX (FHA|USDA|VA) 2 $190,000 $95,000 $6,457 5.31%
Carroll, IA (FHA|USDA|VA) 2 $190,000 $95,000 $7,465 6.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $190,000 $95,000 $6,821 5.75%
Paragould, AR (FHA|USDA|VA) 2 $190,000 $95,000 $5,526 5.31%
Albert Lea, MN (FHA|USDA|VA) 3 $185,000 $61,667 $5,661 4.54%
Urbana, OH (FHA|USDA|VA) 1 $185,000 $185,000 $10,021 2.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $185,000 $61,667 $6,104 5.83%
WENATCHEE, WA (FHA|USDA|VA) 1 $185,000 $185,000 $8,711 7.38%
Escanaba, MI (FHA|USDA|VA) 2 $180,000 $90,000 $6,412 6.19%
Hannibal, MO (FHA|USDA|VA) 2 $180,000 $90,000 $5,413 4.94%
Mount Vernon, IL (FHA|USDA|VA) 2 $180,000 $90,000 $6,434 5.50%
Pampa, TX (FHA|USDA|VA) 2 $180,000 $90,000 $7,191 5.69%
GREELEY, CO (FHA|USDA|VA) 2 $180,000 $90,000 $6,768 5.94%
JONESBORO, AR (FHA|USDA|VA) 2 $180,000 $90,000 $7,642 5.44%
Rochelle, IL (FHA|USDA|VA) 2 $180,000 $90,000 $6,883 5.81%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $180,000 $90,000 $6,775 3.56%
Klamath Falls, OR (FHA|USDA|VA) 2 $180,000 $90,000 $6,549 5.69%
Somerset, PA (FHA|USDA|VA) 2 $180,000 $90,000 $7,107 3.88%
Kerrville, TX (FHA|USDA|VA) 2 $180,000 $90,000 $6,891 6.06%
Chillicothe, OH (FHA|USDA|VA) 2 $180,000 $90,000 $7,228 6.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $175,000 $175,000 $11,343 6.50%
Tiffin, OH (FHA|USDA|VA) 2 $170,000 $85,000 $7,040 5.31%
Stevens Point, WI (FHA|USDA|VA) 2 $170,000 $85,000 $6,296 5.88%
Jasper, AL (FHA|USDA|VA) 2 $170,000 $85,000 $5,780 6.19%
Gaffney, SC (FHA|USDA|VA) 2 $170,000 $85,000 $5,262 4.88%
Huntsville, TX (FHA|USDA|VA) 2 $170,000 $85,000 $6,986 6.25%
Safford, AZ (FHA|USDA|VA) 2 $170,000 $85,000 $5,532 4.94%
PINE BLUFF, AR (FHA|USDA|VA) 2 $170,000 $85,000 $4,831 5.75%
MANHATTAN, KS (FHA|USDA|VA) 2 $170,000 $85,000 $7,242 3.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $170,000 $85,000 $3,751 4.06%
Coos Bay, OR (FHA|USDA|VA) 2 $170,000 $85,000 $6,561 5.00%
Pontiac, IL (FHA|USDA|VA) 2 $170,000 $85,000 $6,723 5.19%
Sikeston, MO (FHA|USDA|VA) 2 $170,000 $85,000 $6,034 5.19%
McComb, MS (FHA|USDA|VA) 2 $170,000 $85,000 $6,807 5.75%
Kendallville, IN (FHA|USDA|VA) 2 $170,000 $85,000 $6,432 6.13%
Tifton, GA (FHA|USDA|VA) 2 $170,000 $85,000 $5,098 5.63%
Somerset, KY (FHA|USDA|VA) 2 $170,000 $85,000 $6,245 4.06%
Vincennes, IN (FHA|USDA|VA) 1 $165,000 $165,000 $12,843 6.75%
Hutchinson, MN (FHA|USDA|VA) 1 $165,000 $165,000 $9,671 3.50%
Fort Morgan, CO (FHA|USDA|VA) 1 $165,000 $165,000 $9,983 7.63%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $9,108 3.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $165,000 $165,000 $9,037 6.13%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $160,000 $80,000 $6,189 5.88%
Levelland, TX (FHA|USDA|VA) 2 $160,000 $80,000 $6,650 5.00%
Glasgow, KY (FHA|USDA|VA) 2 $160,000 $80,000 $5,256 6.13%
Laurinburg, NC (FHA|USDA|VA) 2 $160,000 $80,000 $5,000 7.25%
Warren, PA (FHA|USDA|VA) 2 $160,000 $80,000 $8,041 5.19%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $160,000 $80,000 $4,803 5.81%
Cadillac, MI (FHA|USDA|VA) 2 $160,000 $80,000 $6,076 5.38%
Sturgis, MI (FHA|USDA|VA) 2 $160,000 $80,000 $5,875 4.44%
Selma, AL (FHA|USDA|VA) 2 $160,000 $80,000 $5,464 6.00%
Moultrie, GA (FHA|USDA|VA) 2 $160,000 $80,000 $5,576 6.06%
BRUNSWICK, GA (FHA|USDA|VA) 1 $155,000 $155,000 $8,063 4.38%
Bennettsville, SC (FHA|USDA|VA) 3 $155,000 $51,667 $3,913 5.13%
IOWA CITY, IA (FHA|USDA|VA) 1 $155,000 $155,000 $4,441 4.00%
Parsons, KS (FHA|USDA|VA) 2 $150,000 $75,000 $5,036 5.31%
Auburn, NY (FHA|USDA|VA) 2 $150,000 $75,000 $5,003 6.13%
Marshall, MN (FHA|USDA|VA) 2 $150,000 $75,000 $5,389 4.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $150,000 $75,000 $6,264 5.06%
Mount Sterling, KY (FHA|USDA|VA) 2 $150,000 $75,000 $4,524 4.56%
Enterprise, AL (FHA|USDA|VA) 2 $150,000 $75,000 $5,763 5.00%
FARGO, ND-MN (FHA|USDA|VA) 1 $145,000 $145,000 $7,858 6.00%
Winfield, KS (FHA|USDA|VA) 1 $145,000 $145,000 $6,731 3.63%
Indiana, PA (FHA|USDA|VA) 1 $145,000 $145,000 $9,245 3.75%
El Campo, TX (FHA|USDA|VA) 2 $140,000 $70,000 $6,508 4.69%
Opelousas, LA (FHA|USDA|VA) 2 $140,000 $70,000 $5,917 5.31%
Fort Polk South, LA (FHA|USDA|VA) 2 $140,000 $70,000 $6,229 5.75%
Marshalltown, IA (FHA|USDA|VA) 2 $140,000 $70,000 $5,449 5.69%
Atchison, KS (FHA|USDA|VA) 2 $140,000 $70,000 $5,559 5.56%
Paris, TN (FHA|USDA|VA) 1 $135,000 $135,000 $8,667 5.75%
Susanville, CA (FHA|USDA|VA) 1 $135,000 $135,000 $8,581 5.38%
Toccoa, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,353 3.75%
APPLETON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $8,072 3.88%
Alice, TX (FHA|USDA|VA) 2 $130,000 $65,000 $6,031 6.06%
Lawrenceburg, TN (FHA|USDA|VA) 2 $130,000 $65,000 $5,504 4.88%
Muskogee, OK (FHA|USDA|VA) 2 $130,000 $65,000 $5,951 5.19%
Lewistown, PA (FHA|USDA|VA) 2 $130,000 $65,000 $6,177 7.06%
Scottsboro, AL (FHA|USDA|VA) 2 $130,000 $65,000 $4,557 5.06%
FORT COLLINS, CO (FHA|USDA|VA) 2 $130,000 $65,000 $4,699 5.31%
Port Lavaca, TX (FHA|USDA|VA) 1 $125,000 $125,000 $9,066 5.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $125,000 $125,000 $6,551 5.63%
Aberdeen, WA (FHA|USDA|VA) 1 $125,000 $125,000 $7,407 6.50%
Eagle Pass, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,922 4.13%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $125,000 $125,000 $6,710 5.38%
Grants, NM (FHA|USDA|VA) 1 $125,000 $125,000 $7,565 4.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $125,000 $125,000 $6,810 4.88%
Oxford, MS (FHA|USDA|VA) 1 $125,000 $125,000 $8,497 6.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $125,000 $125,000 $9,043 5.50%
Bartlesville, OK (FHA|USDA|VA) 1 $125,000 $125,000 $14,267 3.00%
Poplar Bluff, MO (FHA|USDA|VA) 2 $120,000 $60,000 $5,008 6.19%
Spencer, IA (FHA|USDA|VA) 2 $120,000 $60,000 $4,868 5.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $115,000 $115,000 $7,222 6.50%
Ruston, LA (FHA|USDA|VA) 1 $115,000 $115,000 $6,240 5.88%
Oak Harbor, WA (FHA|USDA|VA) 1 $115,000 $115,000 $6,851 6.00%
Quincy, IL-MO (FHA|USDA|VA) 1 $115,000 $115,000 $8,414 4.63%
Central City, KY (FHA|USDA|VA) 1 $115,000 $115,000 $6,259 4.38%
Hobbs, NM (FHA|USDA|VA) 1 $115,000 $115,000 $6,760 7.63%
Galesburg, IL (FHA|USDA|VA) 1 $115,000 $115,000 $6,797 3.38%
Cullman, AL (FHA|USDA|VA) 1 $105,000 $105,000 $8,645 4.75%
Ponca City, OK (FHA|USDA|VA) 1 $105,000 $105,000 $8,775 5.25%
Georgetown, SC (FHA|USDA|VA) 1 $105,000 $105,000 $5,161 6.13%
Jackson, OH (FHA|USDA|VA) 1 $105,000 $105,000 $7,608 6.13%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $105,000 $105,000 $6,662 7.63%
Wilmington, OH (FHA|USDA|VA) 1 $105,000 $105,000 $7,608 6.00%
Waycross, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,458 6.63%
Albemarle, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,903 6.13%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $105,000 $105,000 $6,228 6.50%
Brookhaven, MS (FHA|USDA|VA) 1 $105,000 $105,000 $6,476 5.00%
Fairmont, MN (FHA|USDA|VA) 1 $105,000 $105,000 $6,593 6.50%
Newport, TN (FHA|USDA|VA) 1 $95,000 $95,000 $6,368 6.75%
YUBA CITY, CA (FHA|USDA|VA) 1 $95,000 $95,000 $5,690 5.50%
Whitewater, WI (FHA|USDA|VA) 1 $95,000 $95,000 $6,481 6.13%
Greenwood, MS (FHA|USDA|VA) 1 $95,000 $95,000 $7,604 6.13%
Elkins, WV (FHA|USDA|VA) 1 $95,000 $95,000 $6,646 3.63%
Fergus Falls, MN (FHA|USDA|VA) 1 $95,000 $95,000 $6,275 4.88%
Dodge City, KS (FHA|USDA|VA) 1 $95,000 $95,000 $7,381 6.63%
Washington Court House, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,478 4.88%
Columbus, MS (FHA|USDA|VA) 1 $95,000 $95,000 $7,303 4.00%
Hope, AR (FHA|USDA|VA) 1 $95,000 $95,000 $6,115 6.00%
Hudson, NY (FHA|USDA|VA) 1 $95,000 $95,000 $5,881 6.00%
Malvern, AR (FHA|USDA|VA) 1 $95,000 $95,000 $5,543 5.88%
Celina, OH (FHA|USDA|VA) 1 $95,000 $95,000 $7,400 5.75%
Ruidoso, NM (FHA|USDA|VA) 1 $95,000 $95,000 $5,691 6.00%
Maysville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $6,028 6.25%
Wauchula, FL (FHA|USDA|VA) 1 $85,000 $85,000 $7,151 5.25%
Plainview, TX (FHA|USDA|VA) 1 $85,000 $85,000 $6,772 5.50%
Fitzgerald, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,522 4.50%
PITTSFIELD, MA (FHA|USDA|VA) 1 $85,000 $85,000 $4,508 4.88%
Van Wert, OH (FHA|USDA|VA) 1 $85,000 $85,000 $7,196 5.00%
Arcadia, FL (FHA|USDA|VA) 1 $85,000 $85,000 $6,378 5.63%
Alamogordo, NM (FHA|USDA|VA) 1 $85,000 $85,000 $4,685 6.50%
Hays, KS (FHA|USDA|VA) 1 $85,000 $85,000 $6,040 4.13%
Douglas, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,527 7.13%
Alexander City, AL (FHA|USDA|VA) 1 $85,000 $85,000 $5,858 6.50%
Indianola, MS (FHA|USDA|VA) 1 $85,000 $85,000 $7,148 7.63%
Martin, TN (FHA|USDA|VA) 1 $85,000 $85,000 $6,893 5.00%
Stephenville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $6,481 4.63%
Morehead City, NC (FHA|USDA|VA) 1 $85,000 $85,000 $4,886 7.13%
Madisonville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,761 3.63%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $85,000 $85,000 $6,474 5.88%
Milledgeville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,873 7.63%
Campbellsville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $5,539 5.50%
SALINAS, CA (FHA|USDA|VA) 1 $85,000 $85,000 $4,118 6.50%
Malone, NY (FHA|USDA|VA) 1 $85,000 $85,000 $5,274 5.50%
Summerville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,285 6.13%
Newport, OR (FHA|USDA|VA) 1 $85,000 $85,000 $7,619 7.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $85,000 $85,000 $4,540 3.75%
Sweetwater, TX (FHA|USDA|VA) 1 $85,000 $85,000 $6,775 6.50%
Portsmouth, OH (FHA|USDA|VA) 1 $85,000 $85,000 $6,327 6.00%
Brownsville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,337 3.50%
Greeneville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $8,101 5.25%
Houghton, MI (FHA|USDA|VA) 1 $75,000 $75,000 $6,860 5.25%
Clovis, NM (FHA|USDA|VA) 1 $75,000 $75,000 $5,184 3.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $75,000 $75,000 $6,489 5.50%
Sidney, OH (FHA|USDA|VA) 1 $75,000 $75,000 $7,072 7.13%
Spirit Lake, IA (FHA|USDA|VA) 1 $75,000 $75,000 $5,482 7.63%
Stillwater, OK (FHA|USDA|VA) 1 $75,000 $75,000 $7,161 6.63%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $75,000 $75,000 $6,560 4.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $75,000 $75,000 $6,173 4.63%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $75,000 $75,000 $5,396 6.50%
Bradford, PA (FHA|USDA|VA) 1 $75,000 $75,000 $8,582 5.13%
Big Rapids, MI (FHA|USDA|VA) 1 $75,000 $75,000 $5,996 5.50%
Bellefontaine, OH (FHA|USDA|VA) 1 $75,000 $75,000 $7,120 6.88%
Ardmore, OK (FHA|USDA|VA) 1 $75,000 $75,000 $5,906 4.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $75,000 $75,000 $6,890 5.63%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $75,000 $75,000 $6,206 6.50%
Alma, MI (FHA|USDA|VA) 1 $75,000 $75,000 $6,919 4.63%
Macomb, IL (FHA|USDA|VA) 1 $75,000 $75,000 $6,569 6.75%
Ludington, MI (FHA|USDA|VA) 1 $75,000 $75,000 $6,719 4.13%
Decatur, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,708 5.00%
Shelbyville, TN (FHA|USDA|VA) 1 $65,000 $65,000 $6,523 6.13%
VALLEJO, CA (FHA|USDA|VA) 1 $65,000 $65,000 $4,626 6.50%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $65,000 $65,000 $4,909 4.88%
Minden, LA (FHA|USDA|VA) 1 $65,000 $65,000 $5,507 4.63%
Pella, IA (FHA|USDA|VA) 1 $65,000 $65,000 $4,989 7.75%
Alexandria, MN (FHA|USDA|VA) 1 $65,000 $65,000 $4,193 5.50%
Clarksdale, MS (FHA|USDA|VA) 1 $65,000 $65,000 $5,527 4.38%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $65,000 $65,000 $3,712 6.38%
NAPA, CA (FHA|USDA|VA) 1 $65,000 $65,000 $4,304 5.50%
Fremont, OH (FHA|USDA|VA) 1 $65,000 $65,000 $6,139 6.13%
OWENSBORO, KY (FHA|USDA|VA) 1 $65,000 $65,000 $4,171 4.63%
Marquette, MI (FHA|USDA|VA) 1 $65,000 $65,000 $6,107 3.50%
MEDFORD, OR (FHA|USDA|VA) 1 $65,000 $65,000 $6,409 5.75%
Shawano, WI (FHA|USDA|VA) 1 $65,000 $65,000 $5,928 6.38%
Brenham, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,862 3.38%
Moses Lake, WA (FHA|USDA|VA) 1 $65,000 $65,000 $6,416 6.00%
Taos, NM (FHA|USDA|VA) 1 $65,000 $65,000 $4,571 5.50%
Meridian, MS (FHA|USDA|VA) 1 $65,000 $65,000 $6,705 4.88%
Jesup, GA (FHA|USDA|VA) 1 $65,000 $65,000 $3,326 4.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $65,000 $65,000 $4,125 7.63%
Alpena, MI (FHA|USDA|VA) 1 $65,000 $65,000 $5,766 4.13%
Hutchinson, KS (FHA|USDA|VA) 1 $65,000 $65,000 $6,801 6.25%
Farmington, MO (FHA|USDA|VA) 1 $55,000 $55,000 $4,850 4.63%
Camden, AR (FHA|USDA|VA) 1 $55,000 $55,000 $4,774 5.38%
Marshall, MO (FHA|USDA|VA) 1 $55,000 $55,000 $5,540 7.13%
Lincoln, IL (FHA|USDA|VA) 1 $55,000 $55,000 $4,705 6.13%
Taylorville, IL (FHA|USDA|VA) 1 $55,000 $55,000 $5,044 4.38%
DUBUQUE, IA (FHA|USDA|VA) 1 $55,000 $55,000 $5,116 3.50%
Arkadelphia, AR (FHA|USDA|VA) 1 $55,000 $55,000 $4,263 7.13%
Vernon, TX (FHA|USDA|VA) 1 $45,000 $45,000 $4,871 5.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $35,000 $35,000 $3,420 7.25%
Española, NM (FHA|USDA|VA) 1 $35,000 $35,000 $2,780 6.75%
Royal United Mortgage's top markets include Indianapolis, Dallas, Houston, New York, and Chicago among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ROYAL UNITED MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bay Area Credit Union, Inc.
    Similarity Rank: 18
    POINT BREEZE
    Similarity Rank: 63
    The Riddell National Bank
    Similarity Rank: 72
    SKYWARD
    Similarity Rank: 96
    First Credit Union
    Similarity Rank: 100
    First Oklahoma Mortgage, LLC
    Similarity Rank: 108
    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 132
    Foote Capital Mortgage Company
    Similarity Rank: 133
    GOLDEN PLAINS
    Similarity Rank: 160
    BTH Bank
    Similarity Rank: 170

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,580 $786,870,000 $119,585 $7,153 5.32%
    FHA 393 $52,195,000 $132,812 $9,975 5.16%
    VA 176 $34,550,000 $196,307 $12,702 5.00%
    USDA 3 $225,000 $75,000 $5,620 5.33%

    For 2022, Royal United Mortgage's most frequently originated type of loan was Conventional, with 6,580 originations. Their 2nd most popular type was FHA, with 393 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 6,676 $799,470,000 $119,753 $7,448 5.29%
    Home Purchase 476 $74,370,000 $156,239 $7,391 5.40%

    For 2022, Royal United Mortgage's most frequently cited loan purpose was Refi, with 6,676 originations. The 2nd most popular reason was Home Purchase, with 476 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,364 $579,230,000 $132,729 $7,793 5.41%
    15 Year 1,610 $167,710,000 $104,168 $6,934 4.98%
    Other 629 $69,065,000 $109,801 $7,072 5.50%
    20 Year 338 $37,600,000 $111,243 $6,777 5.51%
    10 Year 211 $20,235,000 $95,900 $6,289 4.60%

    For 2022, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 4,364 originations. The 2nd most popular length was 15 Year, with 1,610 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 2,708 $472,830,000 $174,605
    $4k-5k 1,944 $192,300,000 $98,920
    $3k-4k 1,359 $111,425,000 $81,990
    $2k-3k 745 $54,335,000 $72,933
    $1k-2k 327 $26,495,000 $81,024
    $<1k 69 $16,455,000 $238,478

    Royal United Mortgage's average total fees were $7,793, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,708 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 2,286 $274,760,000 $120,192
    4-5% 1,721 $211,605,000 $122,955
    6-7% 1,506 $175,370,000 $116,448
    3-4% 1,022 $138,140,000 $135,166
    7-8% 449 $49,465,000 $110,167
    2.5-3% 128 $19,000,000 $148,438
    Over 8% 25 $2,975,000 $119,000
    <2.5% 15 $2,525,000 $168,333

    During 2022, Royal United Mortgage's average interest rate for loans was 5.41%, while their most frequently originated rate bucket for loans was 5-6%, with 2,286 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 3,412 $251,630,000 $73,749 $5,722 5.40%
    $100k-200k 3,000 $403,150,000 $134,383 $7,884 5.23%
    $200k-400k 632 $164,680,000 $260,570 $12,655 5.10%
    $400k-600k 92 $43,340,000 $471,087 $18,458 5.11%
    $600k-1MM 15 $10,035,000 $669,000 $21,432 5.24%
    $1MM+ 1 $1,005,000 $1,005,000 $45,225 4.25%

    2022 saw Royal United Mortgage place emphasis on $100,000 or less loans with 3,412 originations, totaling $251,630,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,702 $354,320,000 $95,710 $6,492 5.31%
    $50k-75k 1,847 $237,685,000 $128,687 $7,799 5.28%
    $75k-100k 777 $116,435,000 $149,852 $8,594 5.26%
    $100k-150k 570 $104,580,000 $183,474 $9,449 5.26%
    $150k-250k 197 $43,725,000 $221,954 $10,004 5.51%
    $250k+ 58 $16,880,000 $291,034 $13,131 5.46%

    Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 3,702 originations. The second most popular income band? $50k-75k, with 1,847 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,249 $135,385,000 $108,395 $6,890 5.21%
    30-36% 1,139 $133,615,000 $117,309 $7,117 5.25%
    44% 639 $83,295,000 $130,352 $7,753 5.43%
    45% 418 $53,130,000 $127,105 $7,668 5.36%
    43% 383 $48,345,000 $126,227 $7,582 5.37%
    <20% 379 $36,345,000 $95,897 $6,250 5.15%
    42% 339 $43,155,000 $127,301 $7,464 5.52%
    41% 334 $40,870,000 $122,365 $7,380 5.28%
    40% 315 $37,155,000 $117,952 $7,354 5.23%
    49% 285 $41,475,000 $145,526 $8,686 5.33%
    38% 267 $32,555,000 $121,929 $7,248 5.29%
    39% 256 $34,240,000 $133,750 $7,687 5.34%
    50-60% 238 $36,710,000 $154,244 $9,971 5.24%
    37% 224 $26,860,000 $119,911 $7,421 5.31%
    36% 218 $23,780,000 $109,083 $6,878 5.40%
    48% 167 $23,395,000 $140,090 $8,138 5.49%
    47% 155 $21,535,000 $138,935 $7,872 5.23%
    46% 144 $20,190,000 $140,208 $8,355 5.22%
    >60% 2 $1,700,000 $850,000 $42,900 5.13%

    Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,249 originations. The next most common DTI ratio? 30-36%, with 1,139 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,283 $649,955,000 $123,028 $7,419 5.28%
    Not provided 1,030 $123,880,000 $120,272 $7,575 5.36%
    Black 729 $83,595,000 $114,671 $7,283 5.36%
    Asian 58 $10,190,000 $175,690 $9,379 5.43%
    American Indian 41 $4,765,000 $116,220 $7,458 4.95%
    Native Hawaiian or Islander 10 $1,350,000 $135,000 $7,305 4.83%
    Other Pacific Islander 1 $105,000 $105,000 $7,999 5.50%

    Approval Rates

    Total approvals of all applications
    63.29%

    Royal United Mortgage has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    83.25%

    Royal United Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,152 $873,840,000 $122,181

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,152 $873,840,000 $122,181

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,193 $108,065,000 $90,583 $6,241 5.44%
    40-60% 1,517 $175,485,000 $115,679 $7,266 5.23%
    60-80% 2,902 $383,360,000 $132,102 $7,852 5.28%
    80-100% 1,195 $180,895,000 $151,377 $8,471 5.23%
    Over 100% 1 $345,000 $345,000 $18,751 4.88%
    Under 20% 344 $25,690,000 $74,680 $5,360 5.55%