Royal United Mortgage Rates, Fees & Info

Indianapolis, IN

LEI: 549300UG7QXKM7KGV847

Tax ID: 26-1773722

2.5 stars - out of 5 stars, based on 109 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Royal United Mortgage is a small mortgage company specializing in loans. Royal United Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Indianapolis, Dallas, Houston, Chicago, and New York among others. We have data for 704 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Royal United Mortgage is typically a high fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.18% 8/6/22
    30 Year Conventional Refi 6.03% 8/6/22
    30 Year FHA Purchase 6.65% 8/6/22
    30 Year FHA Refi 6.53% 8/6/22
    30 Year VA Purchase 5.45% 8/6/22
    30 Year VA Refi 5.51% 8/6/22
    15 Year Conventional Purchase 5.54% 8/6/22
    15 Year Conventional Refi 5.50% 8/6/22
    15 Year Cash-out Refi 5.50% 8/6/22
    15 Year FHA Purchase 4.26% 8/6/22
    15 Year FHA Refi 6.62% 8/6/22
    15 Year VA Refi 5.32% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    11,976

    Origination Dollar Volume (All Markets)

    $1,531,530,000

    Awards

    ROYAL UNITED MORTGAGE  FHA Loans bronze ROYAL UNITED MORTGAGE  30 Year Conventional Loans bronze
    Show all (2) awards

    Relative Rate

    Royal United Mortgage 's average 30 year fixed rate mortgage of loans were 3.32%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of 0.17%.

    Relative Fees

    Royal United Mortgage 's average total fees for a 30 year fixed rate mortgage are $6,764.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 728 $122,230,000 $167,898 $5,321 3.09%
    Outside of Metro Areas 900 $93,400,000 $103,778 $6,137 3.30%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 401 $57,695,000 $143,878 $7,839 3.11%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 372 $51,890,000 $139,489 $7,669 3.19%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 350 $49,970,000 $142,771 $6,203 3.20%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 201 $43,125,000 $214,552 $9,299 3.23%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 232 $32,580,000 $140,431 $6,308 3.12%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 213 $29,075,000 $136,502 $7,174 3.01%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 186 $25,700,000 $138,172 $7,348 3.20%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 205 $22,075,000 $107,683 $6,433 3.13%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 154 $21,140,000 $137,273 $7,575 3.02%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 144 $20,140,000 $139,861 $6,138 3.35%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 97 $20,085,000 $207,062 $9,278 2.98%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 144 $18,990,000 $131,875 $7,482 3.24%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 120 $17,880,000 $149,000 $7,590 3.02%
    COLUMBUS, OH (FHA|USDA|VA) » 137 $16,925,000 $123,540 $7,321 3.10%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 150 $16,600,000 $110,667 $5,985 3.13%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 113 $16,165,000 $143,053 $7,952 3.03%
    PITTSBURGH, PA (FHA|USDA|VA) » 143 $15,025,000 $105,070 $6,968 3.20%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 134 $14,550,000 $108,582 $6,704 3.18%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 49 $12,955,000 $264,388 $9,666 2.80%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 81 $12,245,000 $151,173 $7,114 3.02%
    JACKSONVILLE, FL (FHA|USDA|VA) » 95 $11,955,000 $125,842 $7,052 3.08%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 105 $11,705,000 $111,476 $6,286 3.10%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) » 89 $11,525,000 $129,494 $6,635 3.51%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 89 $11,215,000 $126,011 $6,779 3.28%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 60 $9,660,000 $161,000 $7,532 3.03%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 85 $9,575,000 $112,647 $5,807 3.35%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 46 $8,640,000 $187,826 $8,513 3.05%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 65 $8,615,000 $132,538 $7,113 3.00%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 67 $8,435,000 $125,896 $7,000 2.98%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 61 $8,425,000 $138,115 $7,374 2.97%
    OCALA, FL (FHA|USDA|VA) » 61 $7,465,000 $122,377 $7,134 3.11%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 63 $7,275,000 $115,476 $7,411 3.20%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 59 $7,255,000 $122,966 $6,783 3.39%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 57 $7,225,000 $126,754 $7,046 3.14%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 58 $7,160,000 $123,448 $7,258 3.06%
    ROCHESTER, NY (FHA|USDA|VA) » 57 $7,035,000 $123,421 $6,711 3.45%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 48 $6,900,000 $143,750 $7,475 2.90%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 54 $6,800,000 $125,926 $6,511 3.16%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 55 $6,735,000 $122,455 $5,901 3.43%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 52 $6,670,000 $128,269 $7,040 3.06%
    EL PASO, TX (FHA|USDA|VA) » 63 $6,665,000 $105,794 $6,596 3.38%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 53 $6,315,000 $119,151 $6,734 3.01%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 59 $6,235,000 $105,678 $6,787 3.11%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 26 $6,200,000 $238,462 $6,990 2.95%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 37 $5,935,000 $160,405 $6,654 3.34%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 42 $5,920,000 $140,952 $6,019 3.29%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 45 $5,725,000 $127,222 $6,947 3.02%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 57 $5,645,000 $99,035 $5,915 3.39%
    FORT WAYNE, IN (FHA|USDA|VA) » 50 $5,600,000 $112,000 $5,656 3.31%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 47 $5,525,000 $117,553 $7,208 3.10%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 50 $5,490,000 $109,800 $5,448 3.42%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 40 $5,470,000 $136,750 $7,805 3.03%
    COLUMBIA, SC (FHA|USDA|VA) » 45 $5,445,000 $121,000 $5,769 3.53%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 40 $5,390,000 $134,750 $6,956 3.33%
    AKRON, OH (FHA|USDA|VA) » 44 $5,260,000 $119,545 $7,221 3.16%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 47 $5,235,000 $111,383 $5,240 3.54%
    TUCSON, AZ (FHA|USDA|VA) » 39 $5,185,000 $132,949 $7,341 3.04%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) » 35 $5,125,000 $146,429 $7,047 3.43%
    RICHMOND, VA (FHA|USDA|VA) » 42 $5,050,000 $120,238 $6,991 3.07%
    SPRINGFIELD, MO (FHA|USDA|VA) » 45 $4,995,000 $111,000 $5,938 3.02%
    SYRACUSE, NY (FHA|USDA|VA) » 37 $4,845,000 $130,946 $6,625 3.50%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 13 $4,825,000 $371,154 $13,519 2.95%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 40 $4,790,000 $119,750 $6,846 3.25%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 44 $4,740,000 $107,727 $5,462 3.59%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 39 $4,715,000 $120,897 $6,236 3.40%
    TULSA, OK (FHA|USDA|VA) » 43 $4,685,000 $108,953 $7,096 3.19%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 41 $4,605,000 $112,317 $6,444 3.12%
    KNOXVILLE, TN (FHA|USDA|VA) » 36 $4,570,000 $126,944 $6,295 2.99%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 21 $4,565,000 $217,381 $10,058 2.96%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 54 $4,480,000 $82,963 $5,974 3.18%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 36 $4,440,000 $123,333 $7,659 3.09%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 40 $4,140,000 $103,500 $5,140 3.41%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 41 $4,125,000 $100,610 $6,482 3.27%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 38 $4,120,000 $108,421 $4,951 3.41%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 44 $4,040,000 $91,818 $6,802 3.26%
    FRESNO, CA (FHA|USDA|VA) » 24 $4,030,000 $167,917 $8,165 3.24%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 21 $4,015,000 $191,190 $10,146 3.00%
    MOBILE, AL (FHA|USDA|VA) » 38 $3,990,000 $105,000 $6,043 3.42%
    TERRE HAUTE, IN (FHA|USDA|VA) » 36 $3,920,000 $108,889 $4,179 3.35%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 35 $3,885,000 $111,000 $6,758 3.25%
    TALLAHASSEE, FL (FHA|USDA|VA) » 27 $3,845,000 $142,407 $7,198 3.12%
    HUNTSVILLE, AL (FHA|USDA|VA) » 32 $3,830,000 $119,688 $6,554 3.27%
    WICHITA, KS (FHA|USDA|VA) » 36 $3,790,000 $105,278 $6,495 3.23%
    TOLEDO, OH (FHA|USDA|VA) » 36 $3,780,000 $105,000 $6,925 3.23%
    BATON ROUGE, LA (FHA|USDA|VA) » 29 $3,775,000 $130,172 $7,738 2.88%
    PUNTA GORDA, FL (FHA|USDA|VA) » 32 $3,730,000 $116,563 $6,846 2.98%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 18 $3,690,000 $205,000 $8,938 2.97%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 29 $3,535,000 $121,897 $7,503 3.27%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 33 $3,475,000 $105,303 $5,380 3.38%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 11 $3,465,000 $315,000 $9,557 2.92%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 14 $3,460,000 $247,143 $9,987 2.94%
    FLINT, MI (FHA|USDA|VA) » 34 $3,450,000 $101,471 $6,022 3.11%
    WACO, TX (FHA|USDA|VA) » 22 $3,370,000 $153,182 $9,271 2.97%
    YORK-HANOVER, PA (FHA|USDA|VA) » 28 $3,320,000 $118,571 $7,126 3.09%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 29 $3,315,000 $114,310 $6,170 3.44%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 35 $3,305,000 $94,429 $5,394 3.11%
    STOCKTON, CA (FHA|USDA|VA) » 10 $3,230,000 $323,000 $14,627 3.09%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 26 $3,220,000 $123,846 $6,132 3.24%
    BLOOMINGTON, IN (FHA|USDA|VA) » 16 $3,170,000 $198,125 $6,593 2.99%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 29 $3,125,000 $107,759 $6,874 3.24%
    PEORIA, IL (FHA|USDA|VA) » 35 $3,105,000 $88,714 $5,785 3.13%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 26 $3,090,000 $118,846 $6,288 3.28%
    LANCASTER, PA (FHA|USDA|VA) » 22 $3,070,000 $139,545 $8,553 3.11%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 29 $3,035,000 $104,655 $6,434 3.13%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 25 $2,925,000 $117,000 $6,409 3.10%
    JACKSON, MS (FHA|USDA|VA) » 24 $2,920,000 $121,667 $6,628 3.33%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) » 19 $2,875,000 $151,316 $6,875 3.39%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » 30 $2,790,000 $93,000 $5,598 3.50%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 23 $2,705,000 $117,609 $5,708 3.27%
    KOKOMO, IN (FHA|USDA|VA) » 26 $2,660,000 $102,308 $5,807 3.28%
    LUBBOCK, TX (FHA|USDA|VA) » 24 $2,590,000 $107,917 $6,133 3.47%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 28 $2,550,000 $91,071 $5,950 3.35%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 24 $2,510,000 $104,583 $6,237 3.10%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 13 $2,485,000 $191,154 $9,146 2.80%
    BAKERSFIELD, CA (FHA|USDA|VA) » 21 $2,435,000 $115,952 $6,318 3.34%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 21 $2,425,000 $115,476 $6,774 3.14%
    WILMINGTON, NC (FHA|USDA|VA) » 16 $2,370,000 $148,125 $6,489 3.35%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 18 $2,340,000 $130,000 $8,207 3.10%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 16 $2,270,000 $141,875 $8,089 2.96%
    UTICA-ROME, NY (FHA|USDA|VA) » 21 $2,235,000 $106,429 $6,160 3.35%
    LAFAYETTE, LA (FHA|USDA|VA) » 20 $2,220,000 $111,000 $7,573 2.66%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) » 18 $2,210,000 $122,778 $7,452 2.95%
    ASHEVILLE, NC (FHA|USDA|VA) » 17 $2,205,000 $129,706 $6,275 3.38%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 21 $2,195,000 $104,524 $6,128 3.39%
    SPARTANBURG, SC (FHA|USDA|VA) » 20 $2,140,000 $107,000 $5,409 3.58%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 16 $2,120,000 $132,500 $7,184 3.07%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 19 $2,055,000 $108,158 $6,477 3.20%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 12 $2,050,000 $170,833 $6,552 3.30%
    MUNCIE, IN (FHA|USDA|VA) » 18 $2,010,000 $111,667 $4,776 3.28%
    VISALIA, CA (FHA|USDA|VA) » 12 $1,990,000 $165,833 $8,180 3.41%
    TYLER, TX (FHA|USDA|VA) » 17 $1,945,000 $114,412 $6,375 3.38%
    ROCKFORD, IL (FHA|USDA|VA) » 19 $1,895,000 $99,737 $6,439 3.03%
    LONGVIEW, TX (FHA|USDA|VA) » 20 $1,880,000 $94,000 $5,615 3.31%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 18 $1,860,000 $103,333 $5,606 3.40%
    READING, PA (FHA|USDA|VA) » 17 $1,855,000 $109,118 $7,092 3.18%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 15 $1,845,000 $123,000 $7,454 3.21%
    ERIE, PA (FHA|USDA|VA) » 17 $1,835,000 $107,941 $7,175 3.26%
    JACKSON, MI (FHA|USDA|VA) » 18 $1,820,000 $101,111 $5,818 2.99%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 18 $1,790,000 $99,444 $6,256 3.35%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 16 $1,780,000 $111,250 $5,598 3.53%
    Pottsville, PA (FHA|USDA|VA) » 18 $1,730,000 $96,111 $6,626 3.23%
    LYNCHBURG, VA (FHA|USDA|VA) » 14 $1,730,000 $123,571 $7,298 2.87%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 13 $1,725,000 $132,692 $7,123 3.13%
    KINGSTON, NY (FHA|USDA|VA) » 8 $1,600,000 $200,000 $7,764 3.31%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 15 $1,595,000 $106,333 $6,885 3.49%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 13 $1,565,000 $120,385 $7,065 2.87%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 10 $1,560,000 $156,000 $9,312 3.28%
    AMARILLO, TX (FHA|USDA|VA) » 17 $1,555,000 $91,471 $6,022 3.56%
    MADISON, WI (FHA|USDA|VA) » 12 $1,530,000 $127,500 $7,066 3.30%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 14 $1,470,000 $105,000 $6,608 2.99%
    WICHITA FALLS, TX (FHA|USDA|VA) » 12 $1,470,000 $122,500 $7,343 3.45%
    MANSFIELD, OH (FHA|USDA|VA) » 11 $1,435,000 $130,455 $7,197 3.28%
    MIDLAND, TX (FHA|USDA|VA) » 10 $1,400,000 $140,000 $8,808 2.84%
    SAGINAW, MI (FHA|USDA|VA) » 16 $1,390,000 $86,875 $5,771 3.38%
    PUEBLO, CO (FHA|USDA|VA) » 9 $1,385,000 $153,889 $8,481 3.03%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 10 $1,380,000 $138,000 $7,649 3.14%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 13 $1,375,000 $105,769 $5,908 3.32%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 11 $1,375,000 $125,000 $5,344 3.06%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 10 $1,370,000 $137,000 $7,525 2.98%
    JACKSON, TN (FHA|USDA|VA) » 12 $1,340,000 $111,667 $5,991 3.03%
    THE VILLAGES, FL (FHA|USDA|VA) » 10 $1,340,000 $134,000 $8,247 2.89%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 13 $1,325,000 $101,923 $5,771 3.38%
    Athens, TX (FHA|USDA|VA) » 10 $1,290,000 $129,000 $6,166 3.11%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 13 $1,255,000 $96,538 $5,768 3.06%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) » 12 $1,250,000 $104,167 $6,135 3.18%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 9 $1,245,000 $138,333 $7,447 3.29%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 10 $1,240,000 $124,000 $7,034 2.95%
    Crawfordsville, IN (FHA|USDA|VA) » 12 $1,240,000 $103,333 $6,075 3.48%
    ABILENE, TX (FHA|USDA|VA) » 13 $1,235,000 $95,000 $6,391 3.22%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 9 $1,235,000 $137,222 $7,523 3.00%
    GREENVILLE, NC (FHA|USDA|VA) » 11 $1,225,000 $111,364 $5,578 3.43%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 11 $1,205,000 $109,545 $6,667 3.08%
    BATTLE CREEK, MI (FHA|USDA|VA) » 11 $1,205,000 $109,545 $6,936 3.20%
    OCEAN CITY, NJ (FHA|USDA|VA) » 7 $1,205,000 $172,143 $7,969 3.27%
    BINGHAMTON, NY (FHA|USDA|VA) » 11 $1,195,000 $108,636 $5,421 3.49%
    VALLEJO, CA (FHA|USDA|VA) » 5 $1,155,000 $231,000 $10,995 3.05%
    Frankfort, IN (FHA|USDA|VA) » 8 $1,150,000 $143,750 $6,616 3.34%
    COLUMBUS, IN (FHA|USDA|VA) » 10 $1,140,000 $114,000 $5,708 3.30%
    RACINE, WI (FHA|USDA|VA) » 9 $1,135,000 $126,111 $7,563 3.29%
    Wooster, OH (FHA|USDA|VA) » 10 $1,130,000 $113,000 $7,478 3.35%
    New Castle, PA (FHA|USDA|VA) » 12 $1,120,000 $93,333 $6,843 3.42%
    Salem, OH (FHA|USDA|VA) » 10 $1,100,000 $110,000 $6,734 3.18%
    JACKSONVILLE, NC (FHA|USDA|VA) » 11 $1,095,000 $99,545 $5,345 3.52%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 4 $1,090,000 $272,500 $6,746 3.16%
    Tupelo, MS (FHA|USDA|VA) » 10 $1,090,000 $109,000 $6,319 3.60%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 8 $1,090,000 $136,250 $5,983 3.09%
    MORRISTOWN, TN (FHA|USDA|VA) » 10 $1,080,000 $108,000 $6,130 3.28%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 11 $1,075,000 $97,727 $5,401 3.31%
    Sevierville, TN (FHA|USDA|VA) » 8 $1,070,000 $133,750 $6,925 3.34%
    GAINESVILLE, FL (FHA|USDA|VA) » 11 $1,065,000 $96,818 $5,815 2.97%
    Shelby, NC (FHA|USDA|VA) » 10 $1,060,000 $106,000 $5,760 3.10%
    HOT SPRINGS, AR (FHA|USDA|VA) » 10 $1,050,000 $105,000 $6,888 3.15%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 11 $1,045,000 $95,000 $6,060 3.28%
    New Castle, IN (FHA|USDA|VA) » 8 $1,040,000 $130,000 $5,712 3.39%
    Picayune, MS (FHA|USDA|VA) » 10 $1,040,000 $104,000 $6,669 3.41%
    Marion, IN (FHA|USDA|VA) » 12 $1,040,000 $86,667 $5,242 3.45%
    Ashtabula, OH (FHA|USDA|VA) » 11 $1,035,000 $94,091 $6,712 3.23%
    OWENSBORO, KY (FHA|USDA|VA) » 11 $1,015,000 $92,273 $4,899 3.69%
    BOWLING GREEN, KY (FHA|USDA|VA) » 9 $1,015,000 $112,778 $5,360 3.39%
    LAREDO, TX (FHA|USDA|VA) » 8 $1,000,000 $125,000 $7,715 2.84%
    MUSKEGON, MI (FHA|USDA|VA) » 10 $1,000,000 $100,000 $6,363 3.23%
    Meadville, PA (FHA|USDA|VA) » 10 $1,000,000 $100,000 $6,877 3.25%
    TEXARKANA, TX-AR (FHA|USDA|VA) » 10 $990,000 $99,000 $6,677 3.29%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 6 $990,000 $165,000 $8,044 3.15%
    TOPEKA, KS (FHA|USDA|VA) » 10 $980,000 $98,000 $6,472 2.93%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 7 $975,000 $139,286 $6,509 3.32%
    Lake City, FL (FHA|USDA|VA) » 8 $970,000 $121,250 $6,330 3.48%
    Warsaw, IN (FHA|USDA|VA) » 8 $970,000 $121,250 $6,809 3.16%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) » 10 $950,000 $95,000 $5,898 3.23%
    Chillicothe, OH (FHA|USDA|VA) » 9 $945,000 $105,000 $6,263 3.25%
    Corsicana, TX (FHA|USDA|VA) » 9 $945,000 $105,000 $7,109 3.40%
    Morehead City, NC (FHA|USDA|VA) » 8 $930,000 $116,250 $5,901 3.22%
    SALISBURY, MD-DE (FHA|USDA|VA) » 8 $930,000 $116,250 $6,535 2.95%
    Show Low, AZ (FHA|USDA|VA) » 8 $930,000 $116,250 $7,437 2.88%
    DOTHAN, AL (FHA|USDA|VA) » 9 $925,000 $102,778 $5,349 3.33%
    LAS CRUCES, NM (FHA|USDA|VA) » 7 $915,000 $130,714 $7,642 3.07%
    GREEN BAY, WI (FHA|USDA|VA) » 9 $905,000 $100,556 $6,209 2.92%
    SAN ANGELO, TX (FHA|USDA|VA) » 10 $900,000 $90,000 $6,089 3.43%
    MERCED, CA (FHA|USDA|VA) » 5 $895,000 $179,000 $8,669 3.38%
    PANAMA CITY, FL (FHA|USDA|VA) » 6 $890,000 $148,333 $9,307 3.38%
    Whitewater, WI (FHA|USDA|VA) » 6 $890,000 $148,333 $8,540 2.98%
    MANHATTAN, KS (FHA|USDA|VA) » 7 $885,000 $126,429 $6,191 2.98%
    Sunbury, PA (FHA|USDA|VA) » 9 $885,000 $98,333 $6,387 3.22%
    Martinsville, VA (FHA|USDA|VA) » 11 $885,000 $80,455 $5,833 3.60%
    MODESTO, CA (FHA|USDA|VA) » 8 $880,000 $110,000 $5,478 3.45%
    COLUMBIA, MO (FHA|USDA|VA) » 6 $880,000 $146,667 $7,854 3.02%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) » 7 $875,000 $125,000 $7,285 3.20%
    SHEBOYGAN, WI (FHA|USDA|VA) » 6 $860,000 $143,333 $7,814 3.40%
    AMES, IA (FHA|USDA|VA) » 6 $860,000 $143,333 $7,555 3.21%
    Cookeville, TN (FHA|USDA|VA) » 8 $860,000 $107,500 $6,641 3.14%
    Albemarle, NC (FHA|USDA|VA) » 7 $855,000 $122,143 $6,194 3.50%
    Hudson, NY (FHA|USDA|VA) » 5 $855,000 $171,000 $9,492 3.30%
    MIDLAND, MI (FHA|USDA|VA) » 8 $850,000 $106,250 $6,653 3.08%
    MONTGOMERY, AL (FHA|USDA|VA) » 10 $850,000 $85,000 $5,140 3.48%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 7 $845,000 $120,714 $5,362 3.25%
    DULUTH, MN-WI (FHA|USDA|VA) » 8 $840,000 $105,000 $5,675 3.34%
    Danville, VA (FHA|USDA|VA) » 8 $840,000 $105,000 $6,350 2.92%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 7 $825,000 $117,857 $5,398 3.32%
    FLORENCE, SC (FHA|USDA|VA) » 10 $820,000 $82,000 $4,468 3.65%
    SALINAS, CA (FHA|USDA|VA) » 3 $815,000 $271,667 $13,028 3.13%
    GADSDEN, AL (FHA|USDA|VA) » 8 $810,000 $101,250 $6,387 3.38%
    Forest City, NC (FHA|USDA|VA) » 5 $805,000 $161,000 $7,969 3.58%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 7 $805,000 $115,000 $5,508 3.32%
    GLENS FALLS, NY (FHA|USDA|VA) » 7 $805,000 $115,000 $6,010 3.25%
    Somerset, KY (FHA|USDA|VA) » 8 $800,000 $100,000 $5,151 3.36%
    Traverse City, MI (FHA|USDA|VA) » 6 $800,000 $133,333 $6,147 3.27%
    Ashland, OH (FHA|USDA|VA) » 8 $800,000 $100,000 $5,954 3.38%
    HAMMOND, LA (FHA|USDA|VA) » 8 $800,000 $100,000 $6,226 3.41%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 7 $795,000 $113,571 $6,336 3.07%
    TUSCALOOSA, AL (FHA|USDA|VA) » 7 $785,000 $112,143 $6,524 3.14%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 8 $780,000 $97,500 $6,769 3.22%
    JOHNSON CITY, TN (FHA|USDA|VA) » 6 $780,000 $130,000 $6,474 3.31%
    ALEXANDRIA, LA (FHA|USDA|VA) » 8 $780,000 $97,500 $6,690 2.80%
    Muskogee, OK (FHA|USDA|VA) » 7 $765,000 $109,286 $7,524 3.07%
    Palatka, FL (FHA|USDA|VA) » 7 $765,000 $109,286 $6,713 3.30%
    Richmond, IN (FHA|USDA|VA) » 9 $765,000 $85,000 $4,556 3.69%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) » 6 $760,000 $126,667 $8,144 3.13%
    Frankfort, KY (FHA|USDA|VA) » 7 $755,000 $107,857 $5,321 3.34%
    Marion, OH (FHA|USDA|VA) » 8 $750,000 $93,750 $6,511 3.23%
    McAlester, OK (FHA|USDA|VA) » 5 $745,000 $149,000 $9,467 2.95%
    CHARLESTON, WV (FHA|USDA|VA) » 6 $740,000 $123,333 $6,849 3.13%
    MONROE, LA (FHA|USDA|VA) » 7 $735,000 $105,000 $7,841 3.09%
    North Vernon, IN (FHA|USDA|VA) » 7 $735,000 $105,000 $6,469 3.18%
    NEW BERN, NC (FHA|USDA|VA) » 6 $730,000 $121,667 $6,114 3.31%
    Cullman, AL (FHA|USDA|VA) » 7 $725,000 $103,571 $5,544 3.32%
    Angola, IN (FHA|USDA|VA) » 5 $725,000 $145,000 $6,357 3.35%
    DuBois, PA (FHA|USDA|VA) » 6 $720,000 $120,000 $7,253 3.31%
    Ogdensburg-Massena, NY (FHA|USDA|VA) » 6 $720,000 $120,000 $7,131 3.25%
    ST. CLOUD, MN (FHA|USDA|VA) » 7 $715,000 $102,143 $5,447 3.11%
    YUMA, AZ (FHA|USDA|VA) » 5 $715,000 $143,000 $7,997 3.15%
    Holland, MI (FHA|USDA|VA) » 7 $715,000 $102,143 $6,790 3.05%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) » 4 $710,000 $177,500 $8,481 3.31%
    CLEVELAND, TN (FHA|USDA|VA) » 6 $710,000 $118,333 $6,120 3.29%
    Branson, MO (FHA|USDA|VA) » 7 $705,000 $100,714 $6,531 3.07%
    SANTA FE, NM (FHA|USDA|VA) » 5 $705,000 $141,000 $6,848 2.88%
    Nacogdoches, TX (FHA|USDA|VA) » 6 $700,000 $116,667 $7,171 2.69%
    LIMA, OH (FHA|USDA|VA) » 7 $695,000 $99,286 $6,281 3.36%
    GOLDSBORO, NC (FHA|USDA|VA) » 5 $695,000 $139,000 $7,761 3.83%
    BLOOMINGTON, IL (FHA|USDA|VA) » 7 $675,000 $96,429 $6,359 3.11%
    Laurel, MS (FHA|USDA|VA) » 7 $665,000 $95,000 $7,460 2.79%
    Kendallville, IN (FHA|USDA|VA) » 6 $660,000 $110,000 $4,021 3.35%
    Portsmouth, OH (FHA|USDA|VA) » 6 $660,000 $110,000 $7,279 3.19%
    STATE COLLEGE, PA (FHA|USDA|VA) » 5 $655,000 $131,000 $7,641 2.88%
    CHICO, CA (FHA|USDA|VA) » 6 $650,000 $108,333 $5,959 3.25%
    Gloversville, NY (FHA|USDA|VA) » 4 $650,000 $162,500 $6,250 3.47%
    Mount Vernon, OH (FHA|USDA|VA) » 5 $645,000 $129,000 $8,071 3.05%
    Roswell, NM (FHA|USDA|VA) » 5 $645,000 $129,000 $6,378 2.98%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) » 7 $645,000 $92,143 $5,926 3.34%
    Brownwood, TX (FHA|USDA|VA) » 7 $645,000 $92,143 $6,306 3.55%
    Batesville, AR (FHA|USDA|VA) » 4 $640,000 $160,000 $5,071 3.44%
    Seymour, IN (FHA|USDA|VA) » 6 $640,000 $106,667 $6,724 2.83%
    MADERA, CA (FHA|USDA|VA) » 5 $635,000 $127,000 $7,100 3.30%
    Amsterdam, NY (FHA|USDA|VA) » 5 $635,000 $127,000 $6,867 3.48%
    Menomonie, WI (FHA|USDA|VA) » 5 $625,000 $125,000 $6,110 2.85%
    WILLIAMSPORT, PA (FHA|USDA|VA) » 5 $615,000 $123,000 $6,771 3.03%
    Plymouth, IN (FHA|USDA|VA) » 5 $615,000 $123,000 $7,013 3.18%
    KANKAKEE, IL (FHA|USDA|VA) » 7 $615,000 $87,857 $5,386 3.48%
    Danville, KY (FHA|USDA|VA) » 5 $615,000 $123,000 $5,429 3.70%
    Bay City, TX (FHA|USDA|VA) » 4 $610,000 $152,500 $8,571 2.88%
    Crossville, TN (FHA|USDA|VA) » 4 $610,000 $152,500 $7,185 3.19%
    APPLETON, WI (FHA|USDA|VA) » 5 $605,000 $121,000 $7,475 2.93%
    STAUNTON, VA (FHA|USDA|VA) » 5 $605,000 $121,000 $7,213 2.70%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) » 8 $600,000 $75,000 $4,624 3.63%
    JOHNSTOWN, PA (FHA|USDA|VA) » 7 $595,000 $85,000 $6,166 3.43%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 4 $580,000 $145,000 $8,530 2.94%
    ROCHESTER, MN (FHA|USDA|VA) » 6 $580,000 $96,667 $5,703 2.94%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 4 $570,000 $142,500 $6,228 3.41%
    EAU CLAIRE, WI (FHA|USDA|VA) » 6 $570,000 $95,000 $6,202 3.04%
    BURLINGTON, NC (FHA|USDA|VA) » 3 $565,000 $188,333 $8,159 3.42%
    Palestine, TX (FHA|USDA|VA) » 5 $565,000 $113,000 $7,573 3.45%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 3 $555,000 $185,000 $10,966 3.00%
    Burlington, IA-IL (FHA|USDA|VA) » 7 $555,000 $79,286 $5,457 3.32%
    Mason City, IA (FHA|USDA|VA) » 6 $550,000 $91,667 $6,012 3.25%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 4 $550,000 $137,500 $7,334 2.66%
    JONESBORO, AR (FHA|USDA|VA) » 6 $550,000 $91,667 $5,201 3.40%
    ANN ARBOR, MI (FHA|USDA|VA) » 6 $550,000 $91,667 $6,351 2.75%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » 5 $545,000 $109,000 $4,925 3.33%
    Big Rapids, MI (FHA|USDA|VA) » 3 $545,000 $181,667 $5,023 3.46%
    Richmond-Berea, KY (FHA|USDA|VA) » 5 $535,000 $107,000 $5,932 3.55%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 5 $535,000 $107,000 $6,405 2.85%
    LAKE CHARLES, LA (FHA|USDA|VA) » 5 $535,000 $107,000 $7,010 2.83%
    Lumberton, NC (FHA|USDA|VA) » 5 $535,000 $107,000 $4,954 3.25%
    Auburn, IN (FHA|USDA|VA) » 6 $530,000 $88,333 $5,400 3.56%
    YAKIMA, WA (FHA|USDA|VA) » 4 $530,000 $132,500 $7,697 3.06%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) » 6 $530,000 $88,333 $6,282 2.96%
    Peru, IN (FHA|USDA|VA) » 5 $525,000 $105,000 $5,849 3.48%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 3 $525,000 $175,000 $8,042 3.04%
    Tiffin, OH (FHA|USDA|VA) » 5 $525,000 $105,000 $5,932 3.60%
    SPRINGFIELD, OH (FHA|USDA|VA) » 7 $525,000 $75,000 $5,600 3.43%
    ODESSA, TX (FHA|USDA|VA) » 3 $525,000 $175,000 $8,087 3.21%
    Auburn, NY (FHA|USDA|VA) » 5 $525,000 $105,000 $6,970 3.30%
    Jasper, IN (FHA|USDA|VA) » 4 $520,000 $130,000 $4,170 3.41%
    Kingsville, TX (FHA|USDA|VA) » 4 $520,000 $130,000 $7,772 3.28%
    Gaffney, SC (FHA|USDA|VA) » 5 $515,000 $103,000 $4,871 3.15%
    Marietta, OH (FHA|USDA|VA) » 5 $515,000 $103,000 $5,756 3.15%
    Big Spring, TX (FHA|USDA|VA) » 5 $515,000 $103,000 $6,797 3.60%
    Effingham, IL (FHA|USDA|VA) » 3 $515,000 $171,667 $8,716 2.92%
    GETTYSBURG, PA (FHA|USDA|VA) » 4 $510,000 $127,500 $8,463 3.09%
    Norwalk, OH (FHA|USDA|VA) » 6 $510,000 $85,000 $6,569 3.33%
    ROANOKE, VA (FHA|USDA|VA) » 5 $505,000 $101,000 $5,662 3.63%
    Bucyrus-Galion, OH (FHA|USDA|VA) » 5 $505,000 $101,000 $7,201 3.50%
    Alexander City, AL (FHA|USDA|VA) » 4 $500,000 $125,000 $6,921 3.59%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) » 6 $500,000 $83,333 $5,747 3.60%
    BAY CITY, MI (FHA|USDA|VA) » 5 $495,000 $99,000 $6,758 2.85%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 5 $495,000 $99,000 $6,281 3.15%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 5 $495,000 $99,000 $5,724 3.55%
    Mount Airy, NC (FHA|USDA|VA) » 5 $495,000 $99,000 $4,534 3.23%
    HATTIESBURG, MS (FHA|USDA|VA) » 5 $485,000 $97,000 $6,584 3.13%
    Wabash, IN (FHA|USDA|VA) » 4 $480,000 $120,000 $5,973 3.31%
    ALTOONA, PA (FHA|USDA|VA) » 6 $480,000 $80,000 $7,286 3.10%
    Mount Pleasant, MI (FHA|USDA|VA) » 5 $475,000 $95,000 $6,224 3.30%
    Van Wert, OH (FHA|USDA|VA) » 4 $470,000 $117,500 $5,504 3.16%
    SPRINGFIELD, IL (FHA|USDA|VA) » 5 $465,000 $93,000 $5,461 3.25%
    VICTORIA, TX (FHA|USDA|VA) » 5 $465,000 $93,000 $6,592 3.55%
    NILES, MI (FHA|USDA|VA) » 5 $465,000 $93,000 $6,100 3.00%
    Opelousas, LA (FHA|USDA|VA) » 4 $460,000 $115,000 $7,411 2.91%
    Shawnee, OK (FHA|USDA|VA) » 4 $460,000 $115,000 $6,840 3.16%
    LAWTON, OK (FHA|USDA|VA) » 5 $455,000 $91,000 $7,441 3.08%
    REDDING, CA (FHA|USDA|VA) » 5 $455,000 $91,000 $5,172 3.60%
    Oil City, PA (FHA|USDA|VA) » 5 $455,000 $91,000 $6,138 2.98%
    Mountain Home, AR (FHA|USDA|VA) » 5 $455,000 $91,000 $5,450 3.58%
    Cortland, NY (FHA|USDA|VA) » 5 $455,000 $91,000 $5,382 3.60%
    Oneonta, NY (FHA|USDA|VA) » 5 $455,000 $91,000 $5,614 3.35%
    FARMINGTON, NM (FHA|USDA|VA) » 4 $450,000 $112,500 $5,668 3.19%
    McMinnville, TN (FHA|USDA|VA) » 4 $450,000 $112,500 $7,842 3.16%
    Searcy, AR (FHA|USDA|VA) » 4 $450,000 $112,500 $6,114 3.16%
    Hillsdale, MI (FHA|USDA|VA) » 4 $450,000 $112,500 $5,805 3.38%
    FOND DU LAC, WI (FHA|USDA|VA) » 4 $450,000 $112,500 $6,227 3.09%
    Bradford, PA (FHA|USDA|VA) » 6 $450,000 $75,000 $6,331 3.21%
    Brownsville, TN (FHA|USDA|VA) » 4 $450,000 $112,500 $6,666 3.19%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) » 4 $450,000 $112,500 $6,564 2.91%
    Warrensburg, MO (FHA|USDA|VA) » 4 $450,000 $112,500 $5,769 3.28%
    El Dorado, AR (FHA|USDA|VA) » 4 $450,000 $112,500 $6,999 3.25%
    Bogalusa, LA (FHA|USDA|VA) » 5 $445,000 $89,000 $5,653 3.18%
    ELMIRA, NY (FHA|USDA|VA) » 5 $445,000 $89,000 $5,871 3.25%
    Greensburg, IN (FHA|USDA|VA) » 4 $440,000 $110,000 $4,843 3.50%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 5 $435,000 $87,000 $5,715 3.05%
    Clearlake, CA (FHA|USDA|VA) » 3 $435,000 $145,000 $7,732 3.38%
    MONROE, MI (FHA|USDA|VA) » 3 $435,000 $145,000 $5,164 3.42%
    Bartlesville, OK (FHA|USDA|VA) » 4 $430,000 $107,500 $7,069 3.44%
    CORVALLIS, OR (FHA|USDA|VA) » 2 $430,000 $215,000 $10,053 2.81%
    Greenville, OH (FHA|USDA|VA) » 4 $430,000 $107,500 $7,014 3.22%
    Wapakoneta, OH (FHA|USDA|VA) » 5 $425,000 $85,000 $5,561 3.65%
    BELLINGHAM, WA (FHA|USDA|VA) » 3 $425,000 $141,667 $8,700 3.13%
    Athens, TN (FHA|USDA|VA) » 3 $425,000 $141,667 $5,989 3.58%
    HARRISONBURG, VA (FHA|USDA|VA) » 3 $425,000 $141,667 $7,493 3.13%
    Indiana, PA (FHA|USDA|VA) » 5 $425,000 $85,000 $6,491 3.55%
    Paducah, KY-IL (FHA|USDA|VA) » 4 $420,000 $105,000 $6,885 2.81%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) » 2 $420,000 $210,000 $8,673 3.19%
    JOPLIN, MO (FHA|USDA|VA) » 6 $420,000 $70,000 $5,120 3.54%
    Granbury, TX (FHA|USDA|VA) » 4 $420,000 $105,000 $7,092 3.34%
    Sikeston, MO (FHA|USDA|VA) » 4 $420,000 $105,000 $6,714 3.22%
    Kinston, NC (FHA|USDA|VA) » 5 $415,000 $83,000 $4,024 3.60%
    Brainerd, MN (FHA|USDA|VA) » 4 $410,000 $102,500 $5,973 3.22%
    Huntingdon, PA (FHA|USDA|VA) » 4 $410,000 $102,500 $8,155 2.84%
    Ruidoso, NM (FHA|USDA|VA) » 2 $410,000 $205,000 $5,879 3.19%
    Orangeburg, SC (FHA|USDA|VA) » 4 $410,000 $102,500 $4,891 3.34%
    WHEELING, WV-OH (FHA|USDA|VA) » 4 $410,000 $102,500 $6,983 3.25%
    Harrison, AR (FHA|USDA|VA) » 5 $405,000 $81,000 $4,584 3.70%
    Scottsburg, IN (FHA|USDA|VA) » 3 $405,000 $135,000 $7,340 2.58%
    Coshocton, OH (FHA|USDA|VA) » 5 $405,000 $81,000 $5,250 3.30%
    Cadillac, MI (FHA|USDA|VA) » 4 $400,000 $100,000 $7,040 2.78%
    SUMTER, SC (FHA|USDA|VA) » 4 $400,000 $100,000 $6,412 3.63%
    YUBA CITY, CA (FHA|USDA|VA) » 3 $395,000 $131,667 $4,561 3.54%
    Selinsgrove, PA (FHA|USDA|VA) » 3 $395,000 $131,667 $8,853 2.58%
    Greenwood, SC (FHA|USDA|VA) » 3 $395,000 $131,667 $5,643 3.29%
    Murray, KY (FHA|USDA|VA) » 3 $395,000 $131,667 $6,641 2.92%
    Los Alamos, NM (FHA|USDA|VA) » 2 $390,000 $195,000 $9,313 3.00%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 2 $390,000 $195,000 $10,547 3.44%
    DECATUR, IL (FHA|USDA|VA) » 4 $390,000 $97,500 $5,717 3.19%
    Kerrville, TX (FHA|USDA|VA) » 3 $385,000 $128,333 $7,747 3.83%
    Greeneville, TN (FHA|USDA|VA) » 3 $385,000 $128,333 $7,061 3.13%
    Lufkin, TX (FHA|USDA|VA) » 4 $380,000 $95,000 $5,887 2.69%
    Salina, KS (FHA|USDA|VA) » 4 $380,000 $95,000 $6,710 2.84%
    Big Stone Gap, VA (FHA|USDA|VA) » 3 $375,000 $125,000 $4,577 3.25%
    Georgetown, SC (FHA|USDA|VA) » 3 $375,000 $125,000 $5,978 3.42%
    ITHACA, NY (FHA|USDA|VA) » 3 $375,000 $125,000 $4,944 3.33%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 1 $375,000 $375,000 $3,795 4.38%
    Zanesville, OH (FHA|USDA|VA) » 3 $375,000 $125,000 $5,855 2.96%
    Coos Bay, OR (FHA|USDA|VA) » 2 $370,000 $185,000 $11,557 2.75%
    Malone, NY (FHA|USDA|VA) » 2 $370,000 $185,000 $9,321 3.31%
    Russellville, AR (FHA|USDA|VA) » 4 $370,000 $92,500 $6,351 3.19%
    Austin, MN (FHA|USDA|VA) » 4 $370,000 $92,500 $5,398 3.50%
    Eufaula, AL-GA (FHA|USDA|VA) » 4 $370,000 $92,500 $4,709 3.13%
    Sturgis, MI (FHA|USDA|VA) » 4 $360,000 $90,000 $6,174 3.56%
    Marinette, WI-MI (FHA|USDA|VA) » 4 $360,000 $90,000 $5,895 2.91%
    Bluffton, IN (FHA|USDA|VA) » 4 $360,000 $90,000 $5,943 3.91%
    DANVILLE, IL (FHA|USDA|VA) » 4 $360,000 $90,000 $5,374 3.09%
    Mount Sterling, KY (FHA|USDA|VA) » 4 $360,000 $90,000 $5,109 3.53%
    Olean, NY (FHA|USDA|VA) » 4 $360,000 $90,000 $5,196 3.75%
    Starkville, MS (FHA|USDA|VA) » 3 $355,000 $118,333 $6,861 3.00%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 3 $355,000 $118,333 $7,348 3.00%
    Scottsboro, AL (FHA|USDA|VA) » 4 $350,000 $87,500 $5,660 3.47%
    Payson, AZ (FHA|USDA|VA) » 3 $345,000 $115,000 $6,840 3.58%
    Seneca, SC (FHA|USDA|VA) » 3 $345,000 $115,000 $5,035 3.50%
    Arcadia, FL (FHA|USDA|VA) » 3 $345,000 $115,000 $7,473 2.96%
    Bardstown, KY (FHA|USDA|VA) » 4 $340,000 $85,000 $5,605 3.59%
    Henderson, NC (FHA|USDA|VA) » 4 $340,000 $85,000 $4,536 3.47%
    Aberdeen, WA (FHA|USDA|VA) » 2 $340,000 $170,000 $8,550 3.13%
    Bedford, IN (FHA|USDA|VA) » 4 $340,000 $85,000 $3,926 3.66%
    Sonora, CA (FHA|USDA|VA) » 2 $340,000 $170,000 $6,860 2.56%
    Rockingham, NC (FHA|USDA|VA) » 4 $340,000 $85,000 $4,558 3.50%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 2 $340,000 $170,000 $6,784 2.88%
    North Wilkesboro, NC (FHA|USDA|VA) » 3 $335,000 $111,667 $5,218 4.04%
    Corning, NY (FHA|USDA|VA) » 3 $335,000 $111,667 $6,382 4.13%
    Shawano, WI (FHA|USDA|VA) » 3 $335,000 $111,667 $6,832 2.79%
    Lebanon, MO (FHA|USDA|VA) » 3 $335,000 $111,667 $6,782 3.33%
    Dixon, IL (FHA|USDA|VA) » 3 $335,000 $111,667 $7,196 3.00%
    Celina, OH (FHA|USDA|VA) » 3 $335,000 $111,667 $5,363 3.38%
    Sidney, OH (FHA|USDA|VA) » 4 $330,000 $82,500 $6,360 3.09%
    Fort Leonard Wood, MO (FHA|USDA|VA) » 4 $330,000 $82,500 $5,748 3.31%
    DECATUR, AL (FHA|USDA|VA) » 3 $325,000 $108,333 $5,854 4.25%
    London, KY (FHA|USDA|VA) » 3 $325,000 $108,333 $5,515 3.54%
    Cullowhee, NC (FHA|USDA|VA) » 3 $325,000 $108,333 $5,542 3.83%
    Farmington, MO (FHA|USDA|VA) » 3 $325,000 $108,333 $6,573 3.79%
    Roanoke Rapids, NC (FHA|USDA|VA) » 3 $325,000 $108,333 $5,308 3.71%
    Sanford, NC (FHA|USDA|VA) » 3 $325,000 $108,333 $5,215 3.42%
    Huntington, IN (FHA|USDA|VA) » 3 $325,000 $108,333 $4,259 3.71%
    Fort Payne, AL (FHA|USDA|VA) » 2 $320,000 $160,000 $5,549 2.69%
    Coldwater, MI (FHA|USDA|VA) » 4 $320,000 $80,000 $5,487 3.56%
    JEFFERSON CITY, MO (FHA|USDA|VA) » 4 $320,000 $80,000 $5,147 3.16%
    Carlsbad-Artesia, NM (FHA|USDA|VA) » 3 $315,000 $105,000 $6,720 3.29%
    Adrian, MI (FHA|USDA|VA) » 3 $315,000 $105,000 $6,530 3.00%
    Mineral Wells, TX (FHA|USDA|VA) » 3 $315,000 $105,000 $6,459 3.04%
    Dayton, TN (FHA|USDA|VA) » 3 $315,000 $105,000 $6,567 3.46%
    Albertville, AL (FHA|USDA|VA) » 3 $315,000 $105,000 $7,689 2.83%
    Red Wing, MN (FHA|USDA|VA) » 2 $310,000 $155,000 $8,342 3.06%
    Decatur, IN (FHA|USDA|VA) » 4 $310,000 $77,500 $5,320 3.16%
    Jasper, AL (FHA|USDA|VA) » 2 $310,000 $155,000 $7,291 3.56%
    Logansport, IN (FHA|USDA|VA) » 4 $310,000 $77,500 $4,965 3.16%
    Enterprise, AL (FHA|USDA|VA) » 4 $310,000 $77,500 $5,117 3.53%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 3 $305,000 $101,667 $6,901 3.25%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) » 3 $305,000 $101,667 $7,038 2.83%
    Wilson, NC (FHA|USDA|VA) » 3 $305,000 $101,667 $5,340 3.33%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 3 $305,000 $101,667 $5,254 2.83%
    Fremont, OH (FHA|USDA|VA) » 3 $305,000 $101,667 $6,276 3.46%
    Martin, TN (FHA|USDA|VA) » 3 $305,000 $101,667 $6,015 3.46%
    WARNER ROBINS, GA (FHA|USDA|VA) » 3 $305,000 $101,667 $5,942 3.88%
    Paris, TX (FHA|USDA|VA) » 3 $305,000 $101,667 $6,540 3.38%
    Lock Haven, PA (FHA|USDA|VA) » 3 $305,000 $101,667 $7,735 3.00%
    Eureka-Arcata, CA (FHA|USDA|VA) » 3 $305,000 $101,667 $4,510 3.42%
    Pittsburg, KS (FHA|USDA|VA) » 3 $305,000 $101,667 $6,061 2.88%
    Sedalia, MO (FHA|USDA|VA) » 3 $295,000 $98,333 $4,832 3.46%
    Seneca Falls, NY (FHA|USDA|VA) » 3 $295,000 $98,333 $5,767 3.67%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 3 $295,000 $98,333 $4,437 3.42%
    Newport, TN (FHA|USDA|VA) » 3 $295,000 $98,333 $5,847 2.96%
    NAPA, CA (FHA|USDA|VA) » 1 $295,000 $295,000 $15,013 2.88%
    Ontario, OR-ID (FHA|USDA|VA) » 3 $295,000 $98,333 $5,177 3.17%
    Warren, PA (FHA|USDA|VA) » 2 $290,000 $145,000 $8,034 2.75%
    Ottawa, KS (FHA|USDA|VA) » 4 $290,000 $72,500 $5,440 3.06%
    Parsons, KS (FHA|USDA|VA) » 2 $290,000 $145,000 $8,781 2.44%
    LEBANON, PA (FHA|USDA|VA) » 3 $285,000 $95,000 $6,977 3.08%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 3 $285,000 $95,000 $6,808 2.96%
    Elkins, WV (FHA|USDA|VA) » 3 $285,000 $95,000 $6,191 3.33%
    Sterling, IL (FHA|USDA|VA) » 3 $285,000 $95,000 $4,917 3.25%
    Cleveland, MS (FHA|USDA|VA) » 3 $285,000 $95,000 $7,275 3.21%
    Ca├▒on City, CO (FHA|USDA|VA) » 3 $285,000 $95,000 $6,683 2.83%
    Ozark, AL (FHA|USDA|VA) » 4 $280,000 $70,000 $4,113 3.25%
    Rockport, TX (FHA|USDA|VA) » 2 $280,000 $140,000 $7,283 3.56%
    Andrews, TX (FHA|USDA|VA) » 2 $280,000 $140,000 $7,642 3.19%
    Washington Court House, OH (FHA|USDA|VA) » 2 $280,000 $140,000 $8,124 3.13%
    MEDFORD, OR (FHA|USDA|VA) » 2 $280,000 $140,000 $5,319 2.69%
    Brookhaven, MS (FHA|USDA|VA) » 2 $280,000 $140,000 $7,392 4.13%
    Fort Polk South, LA (FHA|USDA|VA) » 3 $275,000 $91,667 $6,721 2.50%
    Urbana, OH (FHA|USDA|VA) » 3 $275,000 $91,667 $5,774 3.08%
    Deming, NM (FHA|USDA|VA) » 2 $270,000 $135,000 $6,820 2.81%
    Natchez, MS-LA (FHA|USDA|VA) » 4 $270,000 $67,500 $5,615 3.00%
    Sandusky, OH (FHA|USDA|VA) » 3 $265,000 $88,333 $5,209 3.21%
    Jackson, OH (FHA|USDA|VA) » 3 $265,000 $88,333 $5,367 4.29%
    LAWRENCE, KS (FHA|USDA|VA) » 2 $260,000 $130,000 $5,662 3.50%
    Plattsburgh, NY (FHA|USDA|VA) » 2 $260,000 $130,000 $6,457 3.25%
    Shelbyville, TN (FHA|USDA|VA) » 2 $260,000 $130,000 $6,627 3.75%
    Albert Lea, MN (FHA|USDA|VA) » 3 $255,000 $85,000 $5,065 2.83%
    Indianola, MS (FHA|USDA|VA) » 3 $255,000 $85,000 $5,778 3.13%
    Washington, NC (FHA|USDA|VA) » 3 $255,000 $85,000 $4,436 3.17%
    BECKLEY, WV (FHA|USDA|VA) » 3 $255,000 $85,000 $5,852 3.50%
    CUMBERLAND, MD-WV (FHA|USDA|VA) » 3 $255,000 $85,000 $5,017 3.13%
    Del Rio, TX (FHA|USDA|VA) » 3 $255,000 $85,000 $6,633 2.88%
    PINE BLUFF, AR (FHA|USDA|VA) » 3 $255,000 $85,000 $4,576 3.71%
    Lewisburg, TN (FHA|USDA|VA) » 2 $250,000 $125,000 $6,826 2.63%
    BOULDER, CO (FHA|USDA|VA) » 1 $245,000 $245,000 $11,910 2.88%
    Batavia, NY (FHA|USDA|VA) » 3 $245,000 $81,667 $5,476 3.79%
    Stillwater, OK (FHA|USDA|VA) » 2 $240,000 $120,000 $7,025 3.19%
    Atmore, AL (FHA|USDA|VA) » 3 $235,000 $78,333 $5,107 3.67%
    Pampa, TX (FHA|USDA|VA) » 3 $235,000 $78,333 $5,797 3.17%
    Lawrenceburg, TN (FHA|USDA|VA) » 2 $230,000 $115,000 $6,950 2.94%
    Uvalde, TX (FHA|USDA|VA) » 2 $230,000 $115,000 $3,420 2.81%
    Columbus, MS (FHA|USDA|VA) » 2 $230,000 $115,000 $5,523 3.13%
    Bellefontaine, OH (FHA|USDA|VA) » 2 $230,000 $115,000 $6,105 3.13%
    Madison, IN (FHA|USDA|VA) » 3 $225,000 $75,000 $4,997 3.71%
    Bonham, TX (FHA|USDA|VA) » 3 $225,000 $75,000 $5,564 3.58%
    Charleston-Mattoon, IL (FHA|USDA|VA) » 3 $225,000 $75,000 $4,475 3.92%
    New Philadelphia-Dover, OH (FHA|USDA|VA) » 2 $220,000 $110,000 $6,683 3.19%
    Defiance, OH (FHA|USDA|VA) » 2 $220,000 $110,000 $5,933 3.25%
    Connersville, IN (FHA|USDA|VA) » 3 $215,000 $71,667 $5,418 3.38%
    Ottawa, IL (FHA|USDA|VA) » 3 $215,000 $71,667 $5,171 3.04%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) » 3 $215,000 $71,667 $4,819 3.13%
    ENID, OK (FHA|USDA|VA) » 2 $210,000 $105,000 $6,847 3.50%
    Plainview, TX (FHA|USDA|VA) » 2 $210,000 $105,000 $7,422 3.19%
    Boone, NC (FHA|USDA|VA) » 2 $210,000 $105,000 $4,785 3.31%
    Talladega-Sylacauga, AL (FHA|USDA|VA) » 2 $210,000 $105,000 $6,048 3.50%
    WENATCHEE, WA (FHA|USDA|VA) » 2 $210,000 $105,000 $6,212 3.13%
    Okeechobee, FL (FHA|USDA|VA) » 2 $210,000 $105,000 $5,230 2.94%
    Glasgow, KY (FHA|USDA|VA) » 2 $210,000 $105,000 $5,868 3.50%
    Hermiston-Pendleton, OR (FHA|USDA|VA) » 2 $210,000 $105,000 $7,032 2.88%
    Muscatine, IA (FHA|USDA|VA) » 2 $210,000 $105,000 $6,347 3.19%
    Oxford, MS (FHA|USDA|VA) » 1 $205,000 $205,000 $9,259 3.25%
    El Campo, TX (FHA|USDA|VA) » 1 $205,000 $205,000 $10,999 3.38%
    Miami, OK (FHA|USDA|VA) » 3 $205,000 $68,333 $6,508 3.00%
    Quincy, IL-MO (FHA|USDA|VA) » 2 $200,000 $100,000 $6,946 2.63%
    Malvern, AR (FHA|USDA|VA) » 2 $200,000 $100,000 $6,214 3.31%
    Red Bluff, CA (FHA|USDA|VA) » 2 $200,000 $100,000 $5,379 3.56%
    Madisonville, KY (FHA|USDA|VA) » 2 $200,000 $100,000 $5,398 3.50%
    LONGVIEW, WA (FHA|USDA|VA) » 2 $200,000 $100,000 $6,746 2.94%
    Freeport, IL (FHA|USDA|VA) » 2 $200,000 $100,000 $5,721 3.25%
    Gainesville, TX (FHA|USDA|VA) » 2 $200,000 $100,000 $7,278 2.94%
    Dumas, TX (FHA|USDA|VA) » 2 $200,000 $100,000 $6,722 4.19%
    Lewistown, PA (FHA|USDA|VA) » 2 $200,000 $100,000 $5,157 3.94%
    Centralia, WA (FHA|USDA|VA) » 2 $200,000 $100,000 $6,365 3.63%
    SALEM, OR (FHA|USDA|VA) » 1 $195,000 $195,000 $10,213 3.13%
    Hannibal, MO (FHA|USDA|VA) » 3 $195,000 $65,000 $4,931 3.75%
    EL CENTRO, CA (FHA|USDA|VA) » 1 $195,000 $195,000 $10,891 3.50%
    Weatherford, OK (FHA|USDA|VA) » 1 $195,000 $195,000 $10,495 2.50%
    Baraboo, WI (FHA|USDA|VA) » 2 $190,000 $95,000 $6,548 3.19%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) » 2 $190,000 $95,000 $6,099 3.38%
    Snyder, TX (FHA|USDA|VA) » 2 $190,000 $95,000 $6,477 2.94%
    Vincennes, IN (FHA|USDA|VA) » 2 $190,000 $95,000 $5,175 3.63%
    Atchison, KS (FHA|USDA|VA) » 2 $190,000 $95,000 $6,562 2.94%
    Middlesborough, KY (FHA|USDA|VA) » 2 $190,000 $95,000 $5,336 3.50%
    McPherson, KS (FHA|USDA|VA) » 2 $190,000 $95,000 $6,079 3.06%
    Bluefield, WV-VA (FHA|USDA|VA) » 2 $190,000 $95,000 $5,188 3.06%
    Coffeyville, KS (FHA|USDA|VA) » 2 $190,000 $95,000 $6,623 3.06%
    Ardmore, OK (FHA|USDA|VA) » 2 $190,000 $95,000 $6,115 3.81%
    Hobbs, NM (FHA|USDA|VA) » 2 $190,000 $95,000 $6,165 3.81%
    Mayfield, KY (FHA|USDA|VA) » 2 $190,000 $95,000 $5,428 3.38%
    St. Marys, GA (FHA|USDA|VA) » 2 $190,000 $95,000 $5,157 3.50%
    Escanaba, MI (FHA|USDA|VA) » 2 $180,000 $90,000 $5,473 3.50%
    Hays, KS (FHA|USDA|VA) » 2 $180,000 $90,000 $5,298 2.81%
    Jennings, LA (FHA|USDA|VA) » 2 $180,000 $90,000 $5,772 3.38%
    Kirksville, MO (FHA|USDA|VA) » 2 $180,000 $90,000 $4,387 3.00%
    Laurinburg, NC (FHA|USDA|VA) » 2 $180,000 $90,000 $4,827 3.50%
    Maysville, KY (FHA|USDA|VA) » 2 $180,000 $90,000 $4,895 4.00%
    Mount Vernon, IL (FHA|USDA|VA) » 2 $180,000 $90,000 $5,530 3.63%
    Cambridge, OH (FHA|USDA|VA) » 2 $180,000 $90,000 $5,805 3.25%
    Sayre, PA (FHA|USDA|VA) » 2 $180,000 $90,000 $6,329 3.06%
    St. Marys, PA (FHA|USDA|VA) » 2 $180,000 $90,000 $5,657 3.25%
    Tahlequah, OK (FHA|USDA|VA) » 2 $180,000 $90,000 $7,449 3.56%
    Union, SC (FHA|USDA|VA) » 1 $175,000 $175,000 $8,734 2.63%
    Fort Morgan, CO (FHA|USDA|VA) » 1 $175,000 $175,000 $10,521 2.63%
    DUBUQUE, IA (FHA|USDA|VA) » 2 $170,000 $85,000 $5,538 3.31%
    LaGrange, GA-AL (FHA|USDA|VA) » 2 $170,000 $85,000 $6,226 3.13%
    BEND, OR (FHA|USDA|VA) » 2 $170,000 $85,000 $5,502 3.44%
    Pontiac, IL (FHA|USDA|VA) » 2 $170,000 $85,000 $5,286 3.06%
    Vicksburg, MS (FHA|USDA|VA) » 2 $170,000 $85,000 $6,483 3.38%
    Greenwood, MS (FHA|USDA|VA) » 2 $170,000 $85,000 $5,489 2.88%
    Willmar, MN (FHA|USDA|VA) » 2 $170,000 $85,000 $5,104 3.00%
    Lewisburg, PA (FHA|USDA|VA) » 1 $165,000 $165,000 $10,410 2.63%
    Pecos, TX (FHA|USDA|VA) » 2 $160,000 $80,000 $6,496 3.19%
    Marshalltown, IA (FHA|USDA|VA) » 2 $160,000 $80,000 $4,753 2.81%
    Kill Devil Hills, NC (FHA|USDA|VA) » 2 $160,000 $80,000 $3,775 3.63%
    Raymondville, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $8,428 3.25%
    LEWISTON, ID-WA (FHA|USDA|VA) » 1 $155,000 $155,000 $6,577 4.50%
    Moses Lake, WA (FHA|USDA|VA) » 1 $155,000 $155,000 $9,310 2.38%
    Storm Lake, IA (FHA|USDA|VA) » 1 $155,000 $155,000 $6,450 3.25%
    Houghton, MI (FHA|USDA|VA) » 2 $150,000 $75,000 $6,432 3.06%
    Findlay, OH (FHA|USDA|VA) » 2 $150,000 $75,000 $5,048 3.69%
    Alamogordo, NM (FHA|USDA|VA) » 2 $150,000 $75,000 $5,275 2.69%
    Rio Grande City-Roma, TX (FHA|USDA|VA) » 2 $150,000 $75,000 $5,952 3.38%
    Klamath Falls, OR (FHA|USDA|VA) » 1 $145,000 $145,000 $6,770 2.88%
    Marion, NC (FHA|USDA|VA) » 1 $145,000 $145,000 $4,812 3.50%
    Spirit Lake, IA (FHA|USDA|VA) » 1 $145,000 $145,000 $6,552 2.63%
    Carroll, IA (FHA|USDA|VA) » 1 $145,000 $145,000 $6,705 4.00%
    Hereford, TX (FHA|USDA|VA) » 1 $145,000 $145,000 $9,735 3.13%
    Fredericksburg, TX (FHA|USDA|VA) » 1 $145,000 $145,000 $9,364 3.13%
    Taylorville, IL (FHA|USDA|VA) » 2 $140,000 $70,000 $4,220 3.50%
    Jacksonville, IL (FHA|USDA|VA) » 2 $140,000 $70,000 $6,412 2.88%
    Mount Pleasant, TX (FHA|USDA|VA) » 2 $140,000 $70,000 $5,475 2.75%
    Forrest City, AR (FHA|USDA|VA) » 2 $140,000 $70,000 $4,214 3.63%
    Port Lavaca, TX (FHA|USDA|VA) » 1 $135,000 $135,000 $8,508 3.25%
    Guymon, OK (FHA|USDA|VA) » 1 $135,000 $135,000 $8,181 3.63%
    ROME, GA (FHA|USDA|VA) » 1 $135,000 $135,000 $5,290 3.38%
    Grand Rapids, MN (FHA|USDA|VA) » 2 $130,000 $65,000 $3,949 4.06%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » 2 $130,000 $65,000 $5,116 3.50%
    Jacksonville, TX (FHA|USDA|VA) » 2 $130,000 $65,000 $5,834 3.19%
    Hutchinson, KS (FHA|USDA|VA) » 2 $130,000 $65,000 $4,592 4.19%
    Blytheville, AR (FHA|USDA|VA) » 2 $130,000 $65,000 $4,058 3.94%
    Ada, OK (FHA|USDA|VA) » 1 $125,000 $125,000 $8,722 2.63%
    Somerset, PA (FHA|USDA|VA) » 1 $125,000 $125,000 $7,427 2.63%
    Paris, TN (FHA|USDA|VA) » 1 $125,000 $125,000 $5,538 3.13%
    Newberry, SC (FHA|USDA|VA) » 1 $125,000 $125,000 $7,046 3.50%
    Sweetwater, TX (FHA|USDA|VA) » 1 $125,000 $125,000 $7,410 3.50%
    DeRidder, LA (FHA|USDA|VA) » 1 $125,000 $125,000 $2,396 3.00%
    McComb, MS (FHA|USDA|VA) » 1 $125,000 $125,000 $7,004 2.63%
    Greenville, MS (FHA|USDA|VA) » 2 $120,000 $60,000 $6,397 3.31%
    Dyersburg, TN (FHA|USDA|VA) » 2 $120,000 $60,000 $5,153 3.25%
    Selma, AL (FHA|USDA|VA) » 2 $120,000 $60,000 $4,454 3.88%
    Manitowoc, WI (FHA|USDA|VA) » 1 $115,000 $115,000 $6,293 4.25%
    Thomaston, GA (FHA|USDA|VA) » 1 $115,000 $115,000 $6,245 3.38%
    Grenada, MS (FHA|USDA|VA) » 1 $115,000 $115,000 $7,355 3.50%
    Alpena, MI (FHA|USDA|VA) » 1 $115,000 $115,000 $7,138 3.38%
    Natchitoches, LA (FHA|USDA|VA) » 1 $105,000 $105,000 $7,675 2.75%
    Owatonna, MN (FHA|USDA|VA) » 1 $105,000 $105,000 $4,973 3.13%
    West Plains, MO (FHA|USDA|VA) » 1 $105,000 $105,000 $6,374 3.38%
    Macomb, IL (FHA|USDA|VA) » 1 $105,000 $105,000 $5,922 2.50%
    Susanville, CA (FHA|USDA|VA) » 1 $105,000 $105,000 $3,623 3.25%
    Stevens Point, WI (FHA|USDA|VA) » 1 $105,000 $105,000 $6,840 2.50%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 1 $105,000 $105,000 $6,703 3.00%
    Fairfield, IA (FHA|USDA|VA) » 1 $105,000 $105,000 $6,680 2.50%
    Liberal, KS (FHA|USDA|VA) » 1 $105,000 $105,000 $6,797 2.75%
    Portales, NM (FHA|USDA|VA) » 1 $105,000 $105,000 $5,479 2.50%
    Huntsville, TX (FHA|USDA|VA) » 1 $105,000 $105,000 $7,894 2.25%
    Iron Mountain, MI-WI (FHA|USDA|VA) » 1 $105,000 $105,000 $5,731 3.13%
    Corinth, MS (FHA|USDA|VA) » 1 $105,000 $105,000 $7,975 3.00%
    MORGANTOWN, WV (FHA|USDA|VA) » 1 $105,000 $105,000 $6,566 4.13%
    FORT COLLINS, CO (FHA|USDA|VA) » 1 $95,000 $95,000 $5,942 3.25%
    Sulphur Springs, TX (FHA|USDA|VA) » 1 $95,000 $95,000 $6,929 4.38%
    Craig, CO (FHA|USDA|VA) » 1 $95,000 $95,000 $6,583 3.38%
    Sterling, CO (FHA|USDA|VA) » 1 $95,000 $95,000 $6,354 3.50%
    Beaver Dam, WI (FHA|USDA|VA) » 1 $95,000 $95,000 $6,026 2.63%
    Zapata, TX (FHA|USDA|VA) » 1 $95,000 $95,000 $6,517 3.50%
    Fairmont, MN (FHA|USDA|VA) » 1 $95,000 $95,000 $5,866 3.63%
    Taos, NM (FHA|USDA|VA) » 1 $95,000 $95,000 $7,016 3.00%
    Point Pleasant, WV-OH (FHA|USDA|VA) » 1 $95,000 $95,000 $7,276 2.50%
    Ponca City, OK (FHA|USDA|VA) » 1 $95,000 $95,000 $7,208 3.13%
    Centralia, IL (FHA|USDA|VA) » 1 $85,000 $85,000 $6,763 3.50%
    Rochelle, IL (FHA|USDA|VA) » 1 $85,000 $85,000 $5,168 2.75%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 1 $85,000 $85,000 $5,387 3.13%
    Moberly, MO (FHA|USDA|VA) » 1 $85,000 $85,000 $6,485 2.88%
    Eagle Pass, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $6,987 3.25%
    Athens, OH (FHA|USDA|VA) » 1 $85,000 $85,000 $6,498 3.13%
    VALDOSTA, GA (FHA|USDA|VA) » 1 $85,000 $85,000 $6,126 4.13%
    GAINESVILLE, GA (FHA|USDA|VA) » 1 $85,000 $85,000 $4,595 3.50%
    Alice, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $5,666 4.13%
    IOWA CITY, IA (FHA|USDA|VA) » 1 $85,000 $85,000 $5,724 2.63%
    Wilmington, OH (FHA|USDA|VA) » 1 $85,000 $85,000 $7,131 2.25%
    Winfield, KS (FHA|USDA|VA) » 1 $85,000 $85,000 $6,114 2.75%
    GREELEY, CO (FHA|USDA|VA) » 1 $85,000 $85,000 $6,076 2.25%
    Hope, AR (FHA|USDA|VA) » 1 $75,000 $75,000 $3,106 3.50%
    Ludington, MI (FHA|USDA|VA) » 1 $75,000 $75,000 $6,654 2.75%
    Magnolia, AR (FHA|USDA|VA) » 1 $75,000 $75,000 $7,114 2.38%
    Garden City, KS (FHA|USDA|VA) » 1 $75,000 $75,000 $6,411 3.00%
    Elizabeth City, NC (FHA|USDA|VA) » 1 $75,000 $75,000 $4,976 3.63%
    Marquette, MI (FHA|USDA|VA) » 1 $75,000 $75,000 $4,281 2.75%
    Marshall, MO (FHA|USDA|VA) » 1 $75,000 $75,000 $6,183 2.50%
    Safford, AZ (FHA|USDA|VA) » 1 $75,000 $75,000 $5,443 3.75%
    GRAND FORKS, ND-MN (FHA|USDA|VA) » 1 $75,000 $75,000 $4,755 3.38%
    Fergus Falls, MN (FHA|USDA|VA) » 1 $75,000 $75,000 $4,999 3.75%
    FARGO, ND-MN (FHA|USDA|VA) » 1 $75,000 $75,000 $4,677 3.13%
    Mexico, MO (FHA|USDA|VA) » 1 $65,000 $65,000 $4,723 2.88%
    Levelland, TX (FHA|USDA|VA) » 1 $65,000 $65,000 $4,436 2.25%
    Toccoa, GA (FHA|USDA|VA) » 1 $65,000 $65,000 $4,861 3.25%
    Clovis, NM (FHA|USDA|VA) » 1 $65,000 $65,000 $1,896 3.50%
    GRANTS PASS, OR (FHA|USDA|VA) » 1 $65,000 $65,000 $6,606 3.25%
    Borger, TX (FHA|USDA|VA) » 1 $65,000 $65,000 $5,621 3.88%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) » 1 $65,000 $65,000 $5,098 3.50%
    Lincoln, IL (FHA|USDA|VA) » 1 $55,000 $55,000 $4,823 3.38%
    Meridian, MS (FHA|USDA|VA) » 1 $55,000 $55,000 $4,813 3.63%
    Campbellsville, KY (FHA|USDA|VA) » 1 $55,000 $55,000 $4,072 4.13%
    Kennett, MO (FHA|USDA|VA) » 1 $55,000 $55,000 $4,801 4.75%
    SAVANNAH, GA (FHA|USDA|VA) » 1 $45,000 $45,000 $3,590 4.38%
    Sault Ste. Marie, MI (FHA|USDA|VA) » 1 $45,000 $45,000 $4,651 3.25%
    Tifton, GA (FHA|USDA|VA) » 1 $45,000 $45,000 $3,694 3.63%

    Royal United Mortgage 's top markets include Indianapolis, Dallas, Houston, Chicago, and New York among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 11,370 $1,446,180,000 $127,193 $6,626 3.21%
    FHA » 364 $43,290,000 $118,929 $7,834 3.09%
    VA » 242 $42,060,000 $173,802 $7,972 2.83%

    For the 2021 period, Royal United Mortgage 's most frequently originated loan type of loans were Conventional, with 11,370 originations. Their 2nd most popular type is FHA, with 364 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Refi » 11,171 $1,409,735,000 $126,196 $6,787 3.18%
    Home Purchase » 805 $121,795,000 $151,298 $5,334 3.40%

    For the 2021, Royal United Mortgage 's most frequently cited loan purpose of loans were Refi, with 11,171 originations. The 2nd most popular reason of loans were Home Purchase, with 805 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 6,879 $938,425,000 $136,419 $6,764 3.32%
    15 Year » 2,639 $299,485,000 $113,484 $6,580 2.84%
    Other » 1,295 $162,555,000 $125,525 $6,691 3.31%
    20 Year » 626 $76,030,000 $121,454 $6,397 3.38%
    10 Year » 537 $55,035,000 $102,486 $6,621 2.76%

    For the 2021, Royal United Mortgage 's most frequently cited loan length of loans were 30 Year, with 6,879 originations. The 2nd most popular length of loans were 15 Year, with 2,639 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $5k+ » 3,929 $674,305,000 $171,623
    $4k-5k » 3,032 $318,640,000 $105,092
    $3k-4k » 2,400 $224,780,000 $93,658
    $2k-3k » 1,330 $127,100,000 $95,564
    $1k-2k » 841 $89,845,000 $106,831
    $<1k » 443 $96,735,000 $218,363

    $6,764 of loans were Royal United Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 3,929 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 5,673 $688,045,000 $121,284
    2.5-3% » 3,874 $537,280,000 $138,689
    <2.5% » 1,362 $194,500,000 $142,805
    4-5% » 1,067 $111,705,000 $104,691

    During 2021, Royal United Mortgage 's average interest rate of loans were 3.32%, while their most frequently originated rate bucket of loans were 3-4%, with 5,673 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k » 5,934 $790,330,000 $133,187 $6,971 3.15%
    $100,000 or less » 4,737 $368,295,000 $77,749 $5,415 3.31%
    $200k-400k » 1,164 $303,950,000 $261,125 $9,579 3.00%
    $400k-600k » 128 $60,170,000 $470,078 $13,693 2.93%
    $600k-1MM » 13 $8,785,000 $675,769 $15,195 3.16%

    2021 saw Royal United Mortgage place emphasis on $100k-200k loans with 5,934 originations, totaling $790,330,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less » 6,035 $628,385,000 $104,123 $6,183 3.23%
    $50k-75k » 3,170 $411,800,000 $129,905 $6,792 3.17%
    $75k-100k » 1,374 $213,380,000 $155,298 $7,405 3.15%
    $100k-150k » 956 $175,020,000 $183,075 $7,808 3.13%
    $150k-250k » 373 $84,095,000 $225,456 $8,036 3.14%
    $250k+ » 68 $18,850,000 $277,206 $9,361 3.22%

    Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 6,035 originations. The second most popular income band? $50k-75k, with 3,170 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 2,351 $288,825,000 $122,852 $6,386 3.18%
    30-36% » 2,226 $286,340,000 $128,634 $6,629 3.21%
    44% » 909 $117,995,000 $129,807 $6,908 3.25%
    <20% » 832 $95,920,000 $115,288 $5,802 3.13%
    43% » 561 $72,675,000 $129,545 $6,948 3.27%
    45% » 513 $69,085,000 $134,669 $6,966 3.18%
    42% » 508 $64,710,000 $127,382 $6,758 3.21%
    39% » 497 $64,605,000 $129,990 $6,904 3.26%
    40% » 496 $60,860,000 $122,702 $6,743 3.25%
    41% » 491 $63,325,000 $128,971 $6,828 3.24%
    38% » 456 $56,160,000 $123,158 $6,681 3.23%
    37% » 435 $52,975,000 $121,782 $6,509 3.29%
    36% » 398 $49,980,000 $125,578 $6,818 3.21%
    49% » 344 $48,960,000 $142,326 $7,170 3.12%
    47% » 252 $36,540,000 $145,000 $7,492 3.02%
    48% » 239 $35,095,000 $146,841 $7,403 3.07%
    46% » 237 $32,705,000 $137,996 $7,100 3.08%
    50-60% » 229 $34,555,000 $150,895 $7,870 3.01%
    >60% » 2 $220,000 $110,000 $5,146 3.06%

    Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,351 originations. The next most common DTI ratio? 30-36%, with 2,226 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 9,252 $1,188,250,000 $128,432 $6,634 3.18%
    Not provided » 1,581 $202,095,000 $127,827 $6,982 3.21%
    Black » 934 $111,560,000 $119,443 $6,644 3.36%
    Asian » 123 $19,555,000 $158,984 $7,385 3.04%
    American Indian » 68 $7,800,000 $114,706 $6,836 3.35%
    Native Hawaiian or Islander » 16 $2,020,000 $126,250 $6,843 3.28%
    Other Pacific Islander » 2 $250,000 $125,000 $7,643 3.50%

    Approval Rates

    Total approvals of all applications
    70.79%

    Royal United Mortgage has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    92.79%

    Royal United Mortgage has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,976 $1,531,530,000 $127,883

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 11,976 $1,531,530,000 $127,883

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 1,181 $117,575,000 $99,555 $6,021 3.01%
    40-60% » 2,542 $300,160,000 $118,080 $6,530 3.01%
    60-80% » 5,966 $789,170,000 $132,278 $6,963 3.27%
    80-100% » 2,080 $305,910,000 $147,072 $6,599 3.32%
    Over 100% » 6 $1,840,000 $306,667 $12,261 2.79%
    Under 20% » 201 $16,875,000 $83,955 $5,313 3.15%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    ROYAL UNITED MORTGAGE LLC Conventional home mortgage Closing on a mortgage 2 33.3%
    ROYAL UNITED MORTGAGE LLC Conventional home mortgage Trouble during payment process 1 16.7%
    ROYAL UNITED MORTGAGE LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    ROYAL UNITED MORTGAGE LLC Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 33.3%