Royal United Mortgage Rates, Fees & Info

Indianapolis, IN

LEI: 549300UG7QXKM7KGV847

Tax ID: 26-1773722

3.6 stars - Updated: 5/27/24 - out of 5 stars, based on 73 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Royal United Mortgage is a smaller mortgage company specializing in Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Indianapolis, Chicago, and Atlanta among others. We have data for 626 markets. (Some data included below & more in-depth data is available with an active subscription.)

Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Royal United Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.28% 5/27/24
30 Year Conventional Refi 7.25% 5/27/24
30 Year FHA Purchase 7.82% 5/27/24
30 Year FHA Refi 7.51% 5/27/24
30 Year VA Purchase 6.47% 5/27/24
30 Year VA Refi 6.75% 5/27/24
30 Year USDA Purchase 7.15% 5/27/24
30 Year USDA Refi 6.14% 5/27/24
15 Year Conventional Purchase 7.36% 5/27/24
15 Year Conventional Refi 7.08% 5/27/24
15 Year Cash-out Refi 7.08% 5/27/24
15 Year FHA Purchase 5.68% 5/27/24
15 Year FHA Refi 7.58% 5/27/24
15 Year VA Purchase 5.68% 5/27/24
15 Year VA Refi 6.74% 5/27/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Royal United Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,389

Origination Dollar Volume (All Markets)

$652,095,000

Awards

ROYAL UNITED MORTGAGE 30 Year Conventional Loans silver
Show all (1) awards

Relative Rate

Royal United Mortgage's average 30 year fixed mortgage rate was 7.04%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.56%.

Relative Fees (Closing Costs)

Royal United Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $8,789.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 572 $60,020,000 $104,930 $7,714 6.98%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 184 $32,570,000 $177,011 $11,033 6.92%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 188 $29,280,000 $155,745 $10,124 6.93%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 129 $21,725,000 $168,411 $7,651 6.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 123 $16,905,000 $137,439 $7,747 6.95%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 89 $12,585,000 $141,404 $8,288 7.10%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 67 $11,425,000 $170,522 $10,329 6.98%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 75 $10,595,000 $141,267 $9,288 7.03%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 66 $9,700,000 $146,970 $8,883 6.70%
ST. LOUIS, MO-IL (FHA|USDA|VA) 82 $9,010,000 $109,878 $7,953 6.98%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 40 $8,740,000 $218,500 $11,760 7.02%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 48 $8,120,000 $169,167 $8,914 7.29%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 83 $7,795,000 $93,916 $7,264 7.02%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 71 $7,765,000 $109,366 $7,531 6.84%
PITTSBURGH, PA (FHA|USDA|VA) 75 $7,425,000 $99,000 $8,068 6.89%
KANSAS CITY, MO-KS (FHA|USDA|VA) 61 $7,295,000 $119,590 $8,112 6.97%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 23 $6,555,000 $285,000 $15,976 6.86%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 65 $6,175,000 $95,000 $7,437 6.91%
JACKSONVILLE, FL (FHA|USDA|VA) 37 $5,735,000 $155,000 $10,360 6.79%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 54 $5,380,000 $99,630 $7,117 7.01%
EL PASO, TX (FHA|USDA|VA) 36 $5,320,000 $147,778 $9,624 6.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 51 $5,085,000 $99,706 $7,391 6.80%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 36 $5,060,000 $140,556 $9,000 6.91%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 25 $4,875,000 $195,000 $10,222 6.70%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 35 $4,775,000 $136,429 $9,178 7.15%
LOUISVILLE, KY (FHA|USDA|VA) 38 $4,750,000 $125,000 $7,925 7.08%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 38 $4,520,000 $118,947 $8,013 6.67%
OKLAHOMA CITY, OK (FHA|USDA|VA) 36 $4,000,000 $111,111 $8,594 6.96%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 33 $3,885,000 $117,727 $7,812 6.84%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 34 $3,780,000 $111,176 $7,874 6.56%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 24 $3,480,000 $145,000 $8,368 6.87%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 20 $3,450,000 $172,500 $9,496 7.04%
COLUMBIA, SC (FHA|USDA|VA) 23 $3,445,000 $149,783 $8,333 7.26%
TULSA, OK (FHA|USDA|VA) 28 $3,300,000 $117,857 $9,138 6.84%
ROCHESTER, NY (FHA|USDA|VA) 32 $3,300,000 $103,125 $6,680 6.93%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 18 $3,080,000 $171,111 $9,536 7.01%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 29 $3,045,000 $105,000 $7,588 6.76%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 27 $3,015,000 $111,667 $7,650 6.94%
COLUMBUS, OH (FHA|USDA|VA) 29 $2,915,000 $100,517 $7,609 6.86%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 12 $2,810,000 $234,167 $12,862 6.91%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 27 $2,795,000 $103,519 $6,323 7.20%
KNOXVILLE, TN (FHA|USDA|VA) 19 $2,655,000 $139,737 $8,730 7.05%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 22 $2,620,000 $119,091 $8,011 6.70%
DAYTON-KETTERING, OH (FHA|USDA|VA) 29 $2,565,000 $88,448 $7,092 6.96%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 18 $2,560,000 $142,222 $10,135 6.77%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 17 $2,535,000 $149,118 $7,741 6.73%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 11 $2,405,000 $218,636 $13,054 6.78%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 20 $2,390,000 $119,500 $8,139 6.78%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $2,205,000 $116,053 $8,135 6.97%
OCALA, FL (FHA|USDA|VA) 22 $2,140,000 $97,273 $7,213 6.63%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 11 $2,125,000 $193,182 $11,218 7.14%
RICHMOND, VA (FHA|USDA|VA) 21 $2,115,000 $100,714 $7,267 7.01%
BATON ROUGE, LA (FHA|USDA|VA) 17 $2,105,000 $123,824 $8,801 6.87%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 21 $2,095,000 $99,762 $6,184 6.96%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $2,045,000 $157,308 $10,768 6.89%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 16 $2,040,000 $127,500 $7,874 7.14%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $2,010,000 $143,571 $9,253 6.96%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 13 $2,005,000 $154,231 $8,978 6.75%
SYRACUSE, NY (FHA|USDA|VA) 19 $1,975,000 $103,947 $6,197 7.13%
FAYETTEVILLE, NC (FHA|USDA|VA) 18 $1,950,000 $108,333 $6,494 7.00%
TOLEDO, OH (FHA|USDA|VA) 24 $1,920,000 $80,000 $6,803 6.68%
SHERMAN-DENISON, TX (FHA|USDA|VA) 12 $1,900,000 $158,333 $10,245 6.98%
RALEIGH-CARY, NC (FHA|USDA|VA) 13 $1,865,000 $143,462 $7,576 6.75%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $1,825,000 $121,667 $8,573 6.52%
YORK-HANOVER, PA (FHA|USDA|VA) 15 $1,785,000 $119,000 $9,035 6.89%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 18 $1,780,000 $98,889 $6,539 7.32%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 21 $1,765,000 $84,048 $6,323 7.19%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 13 $1,755,000 $135,000 $8,341 6.74%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $1,720,000 $122,857 $7,222 6.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $1,715,000 $131,923 $8,189 6.78%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $1,705,000 $243,571 $11,713 6.77%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 20 $1,690,000 $84,500 $7,601 7.09%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 16 $1,680,000 $105,000 $8,209 6.88%
AKRON, OH (FHA|USDA|VA) 22 $1,670,000 $75,909 $7,172 6.98%
WICHITA, KS (FHA|USDA|VA) 15 $1,665,000 $111,000 $8,016 7.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $1,625,000 $180,556 $8,970 6.93%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $1,615,000 $146,818 $8,961 6.81%
COLUMBUS, GA-AL (FHA|USDA|VA) 16 $1,600,000 $100,000 $6,553 7.07%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 20 $1,600,000 $80,000 $7,241 7.08%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 15 $1,575,000 $105,000 $7,242 6.61%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 16 $1,550,000 $96,875 $7,316 6.99%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 10 $1,550,000 $155,000 $9,084 6.66%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 15 $1,545,000 $103,000 $8,496 7.03%
TUCSON, AZ (FHA|USDA|VA) 11 $1,545,000 $140,455 $8,955 6.93%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 17 $1,525,000 $89,706 $7,386 6.86%
SPRINGFIELD, MO (FHA|USDA|VA) 13 $1,515,000 $116,538 $7,605 6.80%
LUBBOCK, TX (FHA|USDA|VA) 16 $1,470,000 $91,875 $7,533 6.92%
TYLER, TX (FHA|USDA|VA) 11 $1,465,000 $133,182 $9,468 6.59%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 15 $1,465,000 $97,667 $7,229 6.93%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 12 $1,460,000 $121,667 $7,408 7.18%
EVANSVILLE, IN-KY (FHA|USDA|VA) 15 $1,435,000 $95,667 $5,814 7.06%
KOKOMO, IN (FHA|USDA|VA) 12 $1,430,000 $119,167 $7,564 6.97%
LAFAYETTE, LA (FHA|USDA|VA) 14 $1,390,000 $99,286 $7,643 6.81%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 13 $1,385,000 $106,538 $6,871 6.89%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,380,000 $172,500 $10,968 6.80%
FORT WAYNE, IN (FHA|USDA|VA) 16 $1,360,000 $85,000 $6,645 7.19%
HUNTSVILLE, AL (FHA|USDA|VA) 10 $1,360,000 $136,000 $8,647 7.24%
WACO, TX (FHA|USDA|VA) 11 $1,325,000 $120,455 $8,336 6.80%
MOBILE, AL (FHA|USDA|VA) 12 $1,260,000 $105,000 $6,784 6.95%
CORPUS CHRISTI, TX (FHA|USDA|VA) 10 $1,260,000 $126,000 $8,861 7.04%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,255,000 $179,286 $12,680 6.93%
EAST STROUDSBURG, PA (FHA|USDA|VA) 12 $1,250,000 $104,167 $8,776 7.02%
JACKSON, MS (FHA|USDA|VA) 13 $1,235,000 $95,000 $7,445 6.79%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $1,230,000 $153,750 $10,739 6.77%
WINSTON-SALEM, NC (FHA|USDA|VA) 11 $1,225,000 $111,364 $7,056 7.01%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,205,000 $172,143 $9,563 7.05%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,190,000 $148,750 $9,730 6.88%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $1,150,000 $115,000 $7,975 7.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 10 $1,120,000 $112,000 $7,519 6.78%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 11 $1,115,000 $101,364 $7,976 6.99%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $1,105,000 $122,778 $9,312 7.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 9 $1,095,000 $121,667 $9,131 6.96%
KANKAKEE, IL (FHA|USDA|VA) 9 $1,085,000 $120,556 $8,786 7.15%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 8 $1,080,000 $135,000 $8,242 6.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 10 $1,080,000 $108,000 $7,949 7.15%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $1,080,000 $135,000 $7,059 6.73%
CARBONDALE-MARION, IL (FHA|USDA|VA) 7 $1,055,000 $150,714 $9,602 6.95%
TERRE HAUTE, IN (FHA|USDA|VA) 10 $1,050,000 $105,000 $6,763 6.90%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $1,030,000 $257,500 $13,669 6.84%
LYNCHBURG, VA (FHA|USDA|VA) 8 $1,020,000 $127,500 $9,849 6.78%
Frankfort, KY (FHA|USDA|VA) 6 $1,020,000 $170,000 $10,247 6.75%
SAGINAW, MI (FHA|USDA|VA) 7 $1,015,000 $145,000 $9,623 6.89%
LONGVIEW, TX (FHA|USDA|VA) 9 $1,005,000 $111,667 $8,191 6.99%
CEDAR RAPIDS, IA (FHA|USDA|VA) 11 $1,005,000 $91,364 $6,524 6.69%
ROCKFORD, IL (FHA|USDA|VA) 12 $1,000,000 $83,333 $6,727 7.05%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 10 $990,000 $99,000 $7,163 7.20%
Warsaw, IN (FHA|USDA|VA) 6 $970,000 $161,667 $9,504 6.67%
GLENS FALLS, NY (FHA|USDA|VA) 6 $970,000 $161,667 $10,055 7.08%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $965,000 $107,222 $7,989 6.76%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $960,000 $160,000 $10,073 6.92%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $955,000 $136,429 $9,129 6.46%
Marion, IN (FHA|USDA|VA) 13 $945,000 $72,692 $5,844 7.22%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 8 $940,000 $117,500 $8,999 6.88%
MUNCIE, IN (FHA|USDA|VA) 11 $935,000 $85,000 $5,604 7.13%
BAKERSFIELD, CA (FHA|USDA|VA) 9 $925,000 $102,778 $6,390 7.14%
UTICA-ROME, NY (FHA|USDA|VA) 10 $920,000 $92,000 $6,698 7.19%
STOCKTON, CA (FHA|USDA|VA) 7 $915,000 $130,714 $7,324 7.11%
AMARILLO, TX (FHA|USDA|VA) 8 $910,000 $113,750 $7,953 7.39%
Sunbury, PA (FHA|USDA|VA) 9 $905,000 $100,556 $8,791 7.10%
CHARLESTON, WV (FHA|USDA|VA) 7 $895,000 $127,857 $7,737 7.02%
PEORIA, IL (FHA|USDA|VA) 14 $890,000 $63,571 $6,313 6.97%
MONTGOMERY, AL (FHA|USDA|VA) 10 $890,000 $89,000 $6,596 7.15%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 11 $885,000 $80,455 $6,168 7.20%
LEBANON, PA (FHA|USDA|VA) 6 $880,000 $146,667 $10,770 6.42%
NILES, MI (FHA|USDA|VA) 4 $850,000 $212,500 $12,430 6.72%
Mayfield, KY (FHA|USDA|VA) 5 $835,000 $167,000 $9,546 6.90%
LANCASTER, PA (FHA|USDA|VA) 7 $815,000 $116,429 $9,566 6.86%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $810,000 $135,000 $8,882 7.10%
READING, PA (FHA|USDA|VA) 6 $800,000 $133,333 $9,918 6.94%
DULUTH, MN-WI (FHA|USDA|VA) 9 $795,000 $88,333 $6,714 7.26%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $790,000 $131,667 $8,001 6.73%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $780,000 $97,500 $7,629 6.78%
TEXARKANA, TX-AR (FHA|USDA|VA) 9 $765,000 $85,000 $6,816 7.28%
Meridian, MS (FHA|USDA|VA) 9 $765,000 $85,000 $7,764 6.47%
London, KY (FHA|USDA|VA) 6 $760,000 $126,667 $6,836 7.42%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $760,000 $126,667 $7,206 7.23%
APPLETON, WI (FHA|USDA|VA) 4 $750,000 $187,500 $12,565 7.28%
PANAMA CITY, FL (FHA|USDA|VA) 4 $750,000 $187,500 $10,548 7.22%
WHEELING, WV-OH (FHA|USDA|VA) 5 $715,000 $143,000 $9,752 7.33%
Danville, VA (FHA|USDA|VA) 5 $705,000 $141,000 $9,351 6.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $705,000 $100,714 $7,259 7.14%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 6 $690,000 $115,000 $8,521 6.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 8 $690,000 $86,250 $7,232 6.88%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $690,000 $86,250 $5,011 7.20%
Fredericksburg, TX (FHA|USDA|VA) 2 $690,000 $345,000 $20,362 7.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $685,000 $97,857 $5,566 7.05%
MODESTO, CA (FHA|USDA|VA) 5 $685,000 $137,000 $7,830 7.10%
SPRINGFIELD, OH (FHA|USDA|VA) 9 $685,000 $76,111 $7,175 6.93%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $665,000 $221,667 $7,092 6.75%
ABILENE, TX (FHA|USDA|VA) 6 $660,000 $110,000 $7,795 7.10%
Lufkin, TX (FHA|USDA|VA) 5 $655,000 $131,000 $9,281 6.93%
LaGrange, GA-AL (FHA|USDA|VA) 7 $645,000 $92,143 $6,352 6.91%
VISALIA, CA (FHA|USDA|VA) 5 $645,000 $129,000 $8,158 7.40%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $640,000 $160,000 $13,240 6.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 9 $635,000 $70,556 $6,548 6.99%
THE VILLAGES, FL (FHA|USDA|VA) 5 $635,000 $127,000 $8,399 6.38%
Corsicana, TX (FHA|USDA|VA) 3 $635,000 $211,667 $13,161 6.71%
HATTIESBURG, MS (FHA|USDA|VA) 5 $635,000 $127,000 $8,525 7.00%
JOHNSON CITY, TN (FHA|USDA|VA) 8 $630,000 $78,750 $6,546 6.86%
Pottsville, PA (FHA|USDA|VA) 8 $630,000 $78,750 $6,695 7.11%
ASHEVILLE, NC (FHA|USDA|VA) 5 $625,000 $125,000 $6,663 7.23%
New Castle, IN (FHA|USDA|VA) 5 $625,000 $125,000 $5,963 7.28%
Traverse City, MI (FHA|USDA|VA) 5 $625,000 $125,000 $8,590 6.93%
JACKSON, MI (FHA|USDA|VA) 8 $620,000 $77,500 $6,402 6.83%
DANVILLE, IL (FHA|USDA|VA) 4 $610,000 $152,500 $12,693 7.13%
Lewistown, PA (FHA|USDA|VA) 6 $610,000 $101,667 $8,238 7.02%
Richmond-Berea, KY (FHA|USDA|VA) 6 $600,000 $100,000 $7,180 7.44%
DECATUR, AL (FHA|USDA|VA) 6 $600,000 $100,000 $7,550 7.06%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $600,000 $150,000 $9,518 6.66%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $600,000 $100,000 $7,282 6.63%
WICHITA FALLS, TX (FHA|USDA|VA) 6 $600,000 $100,000 $7,886 7.19%
DECATUR, IL (FHA|USDA|VA) 4 $590,000 $147,500 $7,374 6.97%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $585,000 $117,000 $8,146 7.35%
Mount Pleasant, TX (FHA|USDA|VA) 3 $585,000 $195,000 $11,719 7.42%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $585,000 $195,000 $8,961 6.96%
Gaffney, SC (FHA|USDA|VA) 4 $580,000 $145,000 $7,616 7.56%
Kerrville, TX (FHA|USDA|VA) 4 $580,000 $145,000 $9,274 7.28%
REDDING, CA (FHA|USDA|VA) 4 $580,000 $145,000 $7,250 7.00%
Granbury, TX (FHA|USDA|VA) 4 $580,000 $145,000 $9,536 6.91%
SALEM, OR (FHA|USDA|VA) 5 $575,000 $115,000 $8,083 6.75%
Greenville, OH (FHA|USDA|VA) 4 $570,000 $142,500 $9,827 6.84%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $570,000 $142,500 $7,623 6.91%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $570,000 $285,000 $15,433 6.19%
FLINT, MI (FHA|USDA|VA) 8 $570,000 $71,250 $6,870 7.17%
Tupelo, MS (FHA|USDA|VA) 5 $565,000 $113,000 $7,590 6.95%
LAREDO, TX (FHA|USDA|VA) 5 $565,000 $113,000 $8,441 7.53%
Jasper, AL (FHA|USDA|VA) 6 $560,000 $93,333 $6,382 6.77%
CHICO, CA (FHA|USDA|VA) 5 $555,000 $111,000 $6,687 6.85%
Fort Payne, AL (FHA|USDA|VA) 5 $555,000 $111,000 $7,249 7.23%
ENID, OK (FHA|USDA|VA) 7 $555,000 $79,286 $6,767 7.32%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $550,000 $91,667 $7,217 6.48%
ITHACA, NY (FHA|USDA|VA) 4 $550,000 $137,500 $7,966 7.59%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $530,000 $88,333 $7,204 7.08%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $525,000 $175,000 $12,859 6.63%
GOLDSBORO, NC (FHA|USDA|VA) 6 $520,000 $86,667 $5,523 7.13%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $520,000 $130,000 $7,272 6.97%
ERIE, PA (FHA|USDA|VA) 7 $515,000 $73,571 $7,396 6.95%
Manitowoc, WI (FHA|USDA|VA) 2 $510,000 $255,000 $14,675 6.94%
Hillsdale, MI (FHA|USDA|VA) 3 $505,000 $168,333 $10,074 7.50%
TOPEKA, KS (FHA|USDA|VA) 8 $500,000 $62,500 $5,662 7.31%
Somerset, PA (FHA|USDA|VA) 5 $495,000 $99,000 $7,632 6.93%
MANSFIELD, OH (FHA|USDA|VA) 5 $495,000 $99,000 $8,127 7.38%
WILMINGTON, NC (FHA|USDA|VA) 3 $495,000 $165,000 $9,163 7.17%
MUSKEGON, MI (FHA|USDA|VA) 6 $490,000 $81,667 $6,658 7.29%
SPARTANBURG, SC (FHA|USDA|VA) 8 $490,000 $61,250 $4,137 7.67%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 4 $490,000 $122,500 $8,750 7.31%
Thomaston, GA (FHA|USDA|VA) 4 $480,000 $120,000 $7,651 6.97%
Americus, GA (FHA|USDA|VA) 4 $480,000 $120,000 $7,391 6.97%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $480,000 $80,000 $6,312 6.60%
GAINESVILLE, GA (FHA|USDA|VA) 4 $480,000 $120,000 $8,100 7.25%
Cookeville, TN (FHA|USDA|VA) 5 $475,000 $95,000 $7,391 7.03%
Rockport, TX (FHA|USDA|VA) 2 $470,000 $235,000 $13,435 7.38%
JOHNSTOWN, PA (FHA|USDA|VA) 6 $470,000 $78,333 $7,707 6.63%
MORGANTOWN, WV (FHA|USDA|VA) 4 $470,000 $117,500 $8,105 7.56%
BINGHAMTON, NY (FHA|USDA|VA) 6 $470,000 $78,333 $6,193 7.38%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $465,000 $155,000 $9,395 7.04%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $465,000 $93,000 $8,021 6.50%
ANN ARBOR, MI (FHA|USDA|VA) 3 $455,000 $151,667 $10,506 7.13%
Borger, TX (FHA|USDA|VA) 4 $450,000 $112,500 $7,911 7.38%
Del Rio, TX (FHA|USDA|VA) 4 $450,000 $112,500 $8,118 7.25%
FRESNO, CA (FHA|USDA|VA) 6 $450,000 $75,000 $5,089 7.04%
Crawfordsville, IN (FHA|USDA|VA) 5 $435,000 $87,000 $6,503 6.98%
Newport, TN (FHA|USDA|VA) 3 $435,000 $145,000 $8,486 6.83%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $435,000 $87,000 $6,321 6.50%
Klamath Falls, OR (FHA|USDA|VA) 2 $430,000 $215,000 $12,360 7.13%
Ottawa, IL (FHA|USDA|VA) 4 $430,000 $107,500 $7,564 6.81%
Auburn, IN (FHA|USDA|VA) 5 $425,000 $85,000 $6,522 6.78%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $425,000 $425,000 $17,126 7.50%
Clarksburg, WV (FHA|USDA|VA) 6 $420,000 $70,000 $4,707 7.60%
Cadillac, MI (FHA|USDA|VA) 4 $420,000 $105,000 $7,715 6.16%
Ashtabula, OH (FHA|USDA|VA) 6 $420,000 $70,000 $7,085 6.98%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $420,000 $105,000 $7,516 7.31%
Iron Mountain, MI-WI (FHA|USDA|VA) 4 $420,000 $105,000 $7,386 7.56%
Shelby, NC (FHA|USDA|VA) 3 $415,000 $138,333 $7,684 7.42%
Madisonville, KY (FHA|USDA|VA) 5 $415,000 $83,000 $6,207 7.23%
VALDOSTA, GA (FHA|USDA|VA) 4 $410,000 $102,500 $7,716 7.22%
Cortland, NY (FHA|USDA|VA) 4 $410,000 $102,500 $6,686 6.91%
Show Low, AZ (FHA|USDA|VA) 4 $410,000 $102,500 $8,145 6.66%
MIDLAND, TX (FHA|USDA|VA) 3 $405,000 $135,000 $8,768 8.04%
Batavia, NY (FHA|USDA|VA) 4 $400,000 $100,000 $6,695 6.97%
Marion, OH (FHA|USDA|VA) 4 $400,000 $100,000 $7,985 6.84%
Athens, TN (FHA|USDA|VA) 2 $400,000 $200,000 $8,334 7.38%
DALTON, GA (FHA|USDA|VA) 5 $395,000 $79,000 $5,343 7.10%
ODESSA, TX (FHA|USDA|VA) 3 $395,000 $131,667 $9,017 7.04%
DuBois, PA (FHA|USDA|VA) 4 $390,000 $97,500 $8,231 7.19%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $390,000 $97,500 $6,043 7.66%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $385,000 $128,333 $7,799 6.33%
Logansport, IN (FHA|USDA|VA) 3 $385,000 $128,333 $8,389 6.29%
Farmington, MO (FHA|USDA|VA) 3 $385,000 $128,333 $9,473 7.21%
Forest City, NC (FHA|USDA|VA) 5 $385,000 $77,000 $4,505 7.65%
COLUMBIA, MO (FHA|USDA|VA) 3 $385,000 $128,333 $9,923 6.92%
Cedartown, GA (FHA|USDA|VA) 4 $380,000 $95,000 $5,822 7.03%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $380,000 $95,000 $6,327 6.81%
Winfield, KS (FHA|USDA|VA) 6 $380,000 $63,333 $6,864 7.19%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $375,000 $125,000 $7,365 7.42%
Portsmouth, OH (FHA|USDA|VA) 3 $375,000 $125,000 $12,241 7.38%
ALBANY, GA (FHA|USDA|VA) 5 $375,000 $75,000 $6,401 6.95%
Plymouth, IN (FHA|USDA|VA) 1 $375,000 $375,000 $17,982 5.00%
Albemarle, NC (FHA|USDA|VA) 4 $370,000 $92,500 $5,427 7.41%
Kendallville, IN (FHA|USDA|VA) 4 $370,000 $92,500 $7,265 7.19%
Bedford, IN (FHA|USDA|VA) 3 $365,000 $121,667 $6,609 6.92%
Plainview, TX (FHA|USDA|VA) 3 $365,000 $121,667 $8,998 6.58%
GREEN BAY, WI (FHA|USDA|VA) 3 $365,000 $121,667 $8,219 7.17%
Stephenville, TX (FHA|USDA|VA) 2 $360,000 $180,000 $11,470 6.88%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $360,000 $90,000 $7,191 6.56%
Brenham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $10,288 6.69%
Seneca, SC (FHA|USDA|VA) 3 $355,000 $118,333 $6,857 7.33%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $355,000 $71,000 $5,814 7.35%
Norwalk, OH (FHA|USDA|VA) 3 $355,000 $118,333 $8,316 6.33%
OWENSBORO, KY (FHA|USDA|VA) 4 $350,000 $87,500 $5,883 7.31%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 4 $350,000 $87,500 $6,465 7.56%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $350,000 $175,000 $8,972 6.81%
Dumas, TX (FHA|USDA|VA) 2 $350,000 $175,000 $7,903 7.38%
BECKLEY, WV (FHA|USDA|VA) 5 $345,000 $69,000 $6,300 7.08%
Paris, TX (FHA|USDA|VA) 3 $345,000 $115,000 $8,365 7.08%
BURLINGTON, NC (FHA|USDA|VA) 2 $340,000 $170,000 $8,969 6.94%
Alice, TX (FHA|USDA|VA) 2 $340,000 $170,000 $9,880 7.56%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $340,000 $170,000 $9,792 6.63%
Ogdensburg-Massena, NY (FHA|USDA|VA) 4 $340,000 $85,000 $6,524 6.72%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $335,000 $111,667 $7,753 7.25%
Hobbs, NM (FHA|USDA|VA) 3 $335,000 $111,667 $8,191 7.50%
Huntsville, TX (FHA|USDA|VA) 2 $330,000 $165,000 $10,258 6.38%
Danville, KY (FHA|USDA|VA) 2 $330,000 $165,000 $8,563 7.69%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 4 $330,000 $82,500 $5,589 6.78%
Mount Sterling, KY (FHA|USDA|VA) 4 $320,000 $80,000 $5,582 6.78%
Bluefield, WV-VA (FHA|USDA|VA) 4 $320,000 $80,000 $6,100 6.91%
Sedalia, MO (FHA|USDA|VA) 3 $315,000 $105,000 $7,190 7.38%
Salem, OH (FHA|USDA|VA) 5 $315,000 $63,000 $6,652 6.75%
ROANOKE, VA (FHA|USDA|VA) 3 $315,000 $105,000 $8,100 7.25%
Shelton, WA (FHA|USDA|VA) 3 $315,000 $105,000 $8,739 6.63%
Cullowhee, NC (FHA|USDA|VA) 3 $315,000 $105,000 $6,599 6.63%
Sterling, IL (FHA|USDA|VA) 3 $315,000 $105,000 $7,477 6.96%
Bluffton, IN (FHA|USDA|VA) 3 $315,000 $105,000 $7,469 7.33%
Beaver Dam, WI (FHA|USDA|VA) 3 $315,000 $105,000 $7,305 7.13%
Warren, PA (FHA|USDA|VA) 4 $310,000 $77,500 $7,403 7.25%
Batesville, AR (FHA|USDA|VA) 4 $310,000 $77,500 $6,790 7.16%
Picayune, MS (FHA|USDA|VA) 2 $310,000 $155,000 $11,653 6.31%
ALTOONA, PA (FHA|USDA|VA) 4 $310,000 $77,500 $7,261 6.72%
Columbus, MS (FHA|USDA|VA) 4 $310,000 $77,500 $6,500 7.28%
Sandusky, OH (FHA|USDA|VA) 3 $305,000 $101,667 $7,392 7.33%
Crossville, TN (FHA|USDA|VA) 3 $305,000 $101,667 $7,725 6.54%
Gainesville, TX (FHA|USDA|VA) 3 $305,000 $101,667 $8,775 6.54%
Jasper, IN (FHA|USDA|VA) 2 $300,000 $150,000 $6,240 6.75%
Laurel, MS (FHA|USDA|VA) 2 $300,000 $150,000 $9,365 7.00%
Brownwood, TX (FHA|USDA|VA) 4 $300,000 $75,000 $7,077 7.06%
EL CENTRO, CA (FHA|USDA|VA) 2 $300,000 $150,000 $8,565 7.19%
Tahlequah, OK (FHA|USDA|VA) 2 $300,000 $150,000 $10,783 7.38%
Palatka, FL (FHA|USDA|VA) 4 $300,000 $75,000 $7,098 6.63%
Paducah, KY-IL (FHA|USDA|VA) 4 $300,000 $75,000 $5,243 7.22%
Aberdeen, WA (FHA|USDA|VA) 1 $295,000 $295,000 $18,529 6.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $295,000 $98,333 $7,281 6.42%
Lock Haven, PA (FHA|USDA|VA) 3 $295,000 $98,333 $7,860 6.79%
LAWTON, OK (FHA|USDA|VA) 5 $295,000 $59,000 $6,106 7.10%
YAKIMA, WA (FHA|USDA|VA) 3 $295,000 $98,333 $7,041 7.33%
Seneca Falls, NY (FHA|USDA|VA) 3 $295,000 $98,333 $7,224 6.88%
New Castle, PA (FHA|USDA|VA) 4 $290,000 $72,500 $7,469 7.13%
CLEVELAND, TN (FHA|USDA|VA) 2 $290,000 $145,000 $7,589 6.38%
Auburn, NY (FHA|USDA|VA) 4 $290,000 $72,500 $5,720 7.25%
MADISON, WI (FHA|USDA|VA) 2 $290,000 $145,000 $10,789 6.13%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $290,000 $72,500 $4,764 7.28%
BEND, OR (FHA|USDA|VA) 1 $285,000 $285,000 $14,278 7.63%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $285,000 $95,000 $7,198 6.79%
LONGVIEW, WA (FHA|USDA|VA) 3 $285,000 $95,000 $7,406 6.63%
Calhoun, GA (FHA|USDA|VA) 3 $285,000 $95,000 $5,647 7.21%
DOTHAN, AL (FHA|USDA|VA) 4 $280,000 $70,000 $5,357 7.28%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $280,000 $140,000 $8,234 7.00%
LIMA, OH (FHA|USDA|VA) 4 $280,000 $70,000 $6,673 6.78%
Roseburg, OR (FHA|USDA|VA) 2 $280,000 $140,000 $9,229 6.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $275,000 $91,667 $6,112 6.83%
GADSDEN, AL (FHA|USDA|VA) 3 $275,000 $91,667 $6,661 7.13%
Harrison, AR (FHA|USDA|VA) 3 $275,000 $91,667 $6,398 7.33%
JACKSON, TN (FHA|USDA|VA) 4 $270,000 $67,500 $6,404 6.75%
Elizabeth City, NC (FHA|USDA|VA) 2 $270,000 $135,000 $7,230 7.06%
Coshocton, OH (FHA|USDA|VA) 2 $270,000 $135,000 $10,709 7.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $270,000 $135,000 $11,603 7.06%
Ruidoso, NM (FHA|USDA|VA) 2 $270,000 $135,000 $7,611 6.94%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $265,000 $88,333 $6,912 6.96%
JONESBORO, AR (FHA|USDA|VA) 3 $265,000 $88,333 $7,902 6.71%
FARMINGTON, NM (FHA|USDA|VA) 3 $265,000 $88,333 $6,053 6.75%
ROME, GA (FHA|USDA|VA) 3 $265,000 $88,333 $5,690 7.38%
Branson, MO (FHA|USDA|VA) 2 $260,000 $130,000 $9,612 6.19%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $260,000 $130,000 $10,550 7.63%
Sulphur Springs, TX (FHA|USDA|VA) 2 $260,000 $130,000 $9,185 6.81%
El Campo, TX (FHA|USDA|VA) 2 $260,000 $130,000 $8,854 6.94%
Greenwood, SC (FHA|USDA|VA) 3 $255,000 $85,000 $5,272 7.17%
Wilmington, OH (FHA|USDA|VA) 3 $255,000 $85,000 $6,932 6.83%
Montrose, CO (FHA|USDA|VA) 2 $250,000 $125,000 $8,276 7.25%
JOPLIN, MO (FHA|USDA|VA) 3 $245,000 $81,667 $6,819 7.00%
Sidney, OH (FHA|USDA|VA) 3 $245,000 $81,667 $7,593 6.58%
FLORENCE, SC (FHA|USDA|VA) 3 $245,000 $81,667 $4,571 7.67%
Georgetown, SC (FHA|USDA|VA) 3 $245,000 $81,667 $4,356 7.42%
Gloversville, NY (FHA|USDA|VA) 3 $245,000 $81,667 $5,537 7.21%
Athens, TX (FHA|USDA|VA) 3 $245,000 $81,667 $7,709 6.75%
Zanesville, OH (FHA|USDA|VA) 2 $240,000 $120,000 $9,288 7.38%
Fairmont, MN (FHA|USDA|VA) 2 $240,000 $120,000 $7,545 6.63%
McMinnville, TN (FHA|USDA|VA) 3 $235,000 $78,333 $6,638 6.71%
Lumberton, NC (FHA|USDA|VA) 3 $235,000 $78,333 $4,713 7.00%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $235,000 $78,333 $6,200 7.00%
Brainerd, MN (FHA|USDA|VA) 1 $235,000 $235,000 $13,190 6.63%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $235,000 $78,333 $6,202 6.58%
Fairmont, WV (FHA|USDA|VA) 3 $235,000 $78,333 $5,013 7.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $235,000 $235,000 $19,088 7.75%
YUMA, AZ (FHA|USDA|VA) 3 $235,000 $78,333 $6,592 7.17%
VICTORIA, TX (FHA|USDA|VA) 3 $235,000 $78,333 $6,941 6.79%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $230,000 $115,000 $8,867 6.63%
Big Spring, TX (FHA|USDA|VA) 2 $230,000 $115,000 $8,963 7.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $230,000 $115,000 $6,337 7.19%
Jefferson, GA (FHA|USDA|VA) 2 $230,000 $115,000 $6,179 7.00%
Natchez, MS-LA (FHA|USDA|VA) 3 $225,000 $75,000 $6,444 6.71%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $225,000 $75,000 $5,940 6.67%
MORRISTOWN, TN (FHA|USDA|VA) 3 $225,000 $75,000 $7,029 7.38%
Indiana, PA (FHA|USDA|VA) 3 $225,000 $75,000 $7,983 6.71%
MERCED, CA (FHA|USDA|VA) 3 $225,000 $75,000 $5,447 6.75%
RACINE, WI (FHA|USDA|VA) 3 $225,000 $75,000 $6,478 6.71%
Cañon City, CO (FHA|USDA|VA) 3 $225,000 $75,000 $6,851 6.63%
Frankfort, IN (FHA|USDA|VA) 3 $225,000 $75,000 $5,511 7.08%
Alexandria, MN (FHA|USDA|VA) 1 $225,000 $225,000 $11,112 8.13%
North Wilkesboro, NC (FHA|USDA|VA) 2 $220,000 $110,000 $6,283 6.81%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $220,000 $110,000 $5,769 7.38%
Connersville, IN (FHA|USDA|VA) 3 $215,000 $71,667 $6,270 7.29%
Bartlesville, OK (FHA|USDA|VA) 3 $215,000 $71,667 $7,346 6.50%
PINE BLUFF, AR (FHA|USDA|VA) 3 $215,000 $71,667 $5,227 6.88%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $215,000 $215,000 $11,699 6.25%
Dixon, IL (FHA|USDA|VA) 3 $215,000 $71,667 $6,832 7.46%
Macomb, IL (FHA|USDA|VA) 2 $210,000 $105,000 $7,248 6.75%
Jesup, GA (FHA|USDA|VA) 2 $210,000 $105,000 $7,792 7.06%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $210,000 $105,000 $7,618 6.50%
Levelland, TX (FHA|USDA|VA) 2 $210,000 $105,000 $8,298 6.25%
Greeneville, TN (FHA|USDA|VA) 2 $210,000 $105,000 $7,870 6.88%
Lawrenceburg, TN (FHA|USDA|VA) 2 $210,000 $105,000 $7,262 7.19%
North Vernon, IN (FHA|USDA|VA) 2 $210,000 $105,000 $9,168 7.19%
STAUNTON, VA (FHA|USDA|VA) 1 $205,000 $205,000 $16,199 5.13%
Meadville, PA (FHA|USDA|VA) 2 $200,000 $100,000 $8,318 6.88%
Ozark, AL (FHA|USDA|VA) 2 $200,000 $100,000 $7,455 6.81%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $200,000 $100,000 $7,615 7.19%
Whitewater, WI (FHA|USDA|VA) 2 $200,000 $100,000 $8,424 6.50%
MONROE, MI (FHA|USDA|VA) 2 $200,000 $100,000 $9,384 6.19%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $200,000 $100,000 $6,907 7.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $200,000 $100,000 $8,543 6.44%
Lake City, FL (FHA|USDA|VA) 2 $200,000 $100,000 $7,548 7.06%
Austin, MN (FHA|USDA|VA) 2 $200,000 $100,000 $6,731 6.75%
Eagle Pass, TX (FHA|USDA|VA) 1 $195,000 $195,000 $12,950 7.00%
Martin, TN (FHA|USDA|VA) 3 $195,000 $65,000 $6,278 7.04%
Grand Rapids, MN (FHA|USDA|VA) 1 $195,000 $195,000 $11,101 6.88%
Peru, IN (FHA|USDA|VA) 3 $195,000 $65,000 $5,741 7.33%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $195,000 $65,000 $5,701 6.38%
KINGSTON, NY (FHA|USDA|VA) 1 $195,000 $195,000 $10,888 7.00%
YUBA CITY, CA (FHA|USDA|VA) 2 $190,000 $95,000 $5,856 7.31%
Fort Dodge, IA (FHA|USDA|VA) 2 $190,000 $95,000 $6,480 7.13%
Arkadelphia, AR (FHA|USDA|VA) 2 $190,000 $95,000 $8,031 6.44%
Ottumwa, IA (FHA|USDA|VA) 2 $190,000 $95,000 $6,912 6.69%
Scottsburg, IN (FHA|USDA|VA) 2 $190,000 $95,000 $7,481 6.56%
Cullman, AL (FHA|USDA|VA) 2 $190,000 $95,000 $8,073 6.50%
SAN ANGELO, TX (FHA|USDA|VA) 2 $190,000 $95,000 $7,050 7.75%
Duncan, OK (FHA|USDA|VA) 3 $185,000 $61,667 $6,492 7.38%
Coos Bay, OR (FHA|USDA|VA) 1 $185,000 $185,000 $11,771 7.13%
Blytheville, AR (FHA|USDA|VA) 3 $185,000 $61,667 $5,604 7.29%
Holland, MI (FHA|USDA|VA) 3 $185,000 $61,667 $5,997 7.29%
Shelbyville, TN (FHA|USDA|VA) 2 $180,000 $90,000 $7,303 6.44%
Vernon, TX (FHA|USDA|VA) 2 $180,000 $90,000 $8,088 7.44%
Sturgis, MI (FHA|USDA|VA) 2 $180,000 $90,000 $8,806 6.69%
Fremont, OH (FHA|USDA|VA) 2 $180,000 $90,000 $7,433 7.00%
Salina, KS (FHA|USDA|VA) 2 $180,000 $90,000 $7,427 6.75%
Warrensburg, MO (FHA|USDA|VA) 2 $180,000 $90,000 $7,454 7.06%
Greensburg, IN (FHA|USDA|VA) 1 $175,000 $175,000 $9,796 7.63%
Adrian, MI (FHA|USDA|VA) 1 $175,000 $175,000 $11,214 6.38%
Somerset, KY (FHA|USDA|VA) 2 $170,000 $85,000 $5,749 6.94%
Storm Lake, IA (FHA|USDA|VA) 2 $170,000 $85,000 $5,828 6.88%
FARGO, ND-MN (FHA|USDA|VA) 2 $170,000 $85,000 $7,589 7.50%
Statesboro, GA (FHA|USDA|VA) 2 $170,000 $85,000 $6,476 7.56%
WENATCHEE, WA (FHA|USDA|VA) 1 $165,000 $165,000 $10,789 7.13%
Vincennes, IN (FHA|USDA|VA) 1 $165,000 $165,000 $9,093 6.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $160,000 $80,000 $6,404 6.94%
Shawnee, OK (FHA|USDA|VA) 2 $160,000 $80,000 $8,308 7.13%
St. Marys, PA (FHA|USDA|VA) 2 $160,000 $80,000 $7,978 6.88%
Mount Vernon, IL (FHA|USDA|VA) 2 $160,000 $80,000 $5,959 6.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $155,000 $155,000 $10,140 6.50%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $155,000 $155,000 $10,713 7.63%
Freeport, IL (FHA|USDA|VA) 1 $155,000 $155,000 $9,913 6.00%
Pella, IA (FHA|USDA|VA) 1 $155,000 $155,000 $14,230 7.13%
Dyersburg, TN (FHA|USDA|VA) 2 $150,000 $75,000 $6,084 7.19%
Olean, NY (FHA|USDA|VA) 2 $150,000 $75,000 $5,053 7.50%
Martinsville, VA (FHA|USDA|VA) 2 $150,000 $75,000 $7,903 6.75%
Seymour, IN (FHA|USDA|VA) 2 $150,000 $75,000 $6,178 6.94%
Middlesborough, KY (FHA|USDA|VA) 2 $150,000 $75,000 $5,980 7.69%
Marinette, WI-MI (FHA|USDA|VA) 2 $150,000 $75,000 $6,385 7.50%
West Plains, MO (FHA|USDA|VA) 2 $150,000 $75,000 $6,279 7.13%
Union City, TN (FHA|USDA|VA) 1 $145,000 $145,000 $8,115 7.50%
Muskogee, OK (FHA|USDA|VA) 3 $145,000 $48,333 $5,672 6.96%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,902 5.75%
Ottawa, KS (FHA|USDA|VA) 1 $145,000 $145,000 $7,494 7.13%
Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $8,603 7.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $145,000 $145,000 $8,008 7.63%
Rolla, MO (FHA|USDA|VA) 1 $145,000 $145,000 $9,312 7.38%
Elkins, WV (FHA|USDA|VA) 1 $145,000 $145,000 $10,770 7.75%
Ponca City, OK (FHA|USDA|VA) 2 $140,000 $70,000 $7,015 6.50%
GREENVILLE, NC (FHA|USDA|VA) 2 $140,000 $70,000 $5,533 7.31%
MADERA, CA (FHA|USDA|VA) 2 $140,000 $70,000 $4,872 6.75%
Centralia, WA (FHA|USDA|VA) 2 $140,000 $70,000 $7,122 6.56%
Great Bend, KS (FHA|USDA|VA) 2 $140,000 $70,000 $6,921 7.38%
Mason City, IA (FHA|USDA|VA) 2 $140,000 $70,000 $6,194 6.63%
Moses Lake, WA (FHA|USDA|VA) 2 $140,000 $70,000 $6,858 7.31%
ELMIRA, NY (FHA|USDA|VA) 2 $140,000 $70,000 $5,702 6.88%
Fort Polk South, LA (FHA|USDA|VA) 2 $140,000 $70,000 $7,243 7.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $135,000 $135,000 $6,864 6.88%
Russellville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $8,960 6.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $135,000 $135,000 $7,845 7.13%
Kirksville, MO (FHA|USDA|VA) 1 $135,000 $135,000 $8,528 8.13%
DeRidder, LA (FHA|USDA|VA) 1 $135,000 $135,000 $8,481 6.38%
Starkville, MS (FHA|USDA|VA) 1 $135,000 $135,000 $11,508 6.00%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $130,000 $65,000 $5,527 6.75%
Marietta, OH (FHA|USDA|VA) 2 $130,000 $65,000 $5,993 6.75%
FORT COLLINS, CO (FHA|USDA|VA) 2 $130,000 $65,000 $6,146 7.13%
NEW BERN, NC (FHA|USDA|VA) 2 $130,000 $65,000 $4,724 7.38%
Urbana, OH (FHA|USDA|VA) 2 $130,000 $65,000 $6,773 6.63%
Sonora, CA (FHA|USDA|VA) 2 $130,000 $65,000 $4,201 7.63%
Washington Court House, OH (FHA|USDA|VA) 2 $130,000 $65,000 $6,160 6.94%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $130,000 $65,000 $6,188 6.56%
Dublin, GA (FHA|USDA|VA) 2 $130,000 $65,000 $4,850 6.81%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $130,000 $65,000 $6,246 6.44%
Okeechobee, FL (FHA|USDA|VA) 2 $130,000 $65,000 $6,589 6.69%
Dayton, TN (FHA|USDA|VA) 2 $130,000 $65,000 $5,794 7.38%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $130,000 $65,000 $3,551 7.50%
Richmond, IN (FHA|USDA|VA) 2 $130,000 $65,000 $6,073 7.19%
Paris, TN (FHA|USDA|VA) 1 $125,000 $125,000 $7,810 6.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $125,000 $125,000 $7,873 7.50%
Selma, AL (FHA|USDA|VA) 2 $120,000 $60,000 $5,982 7.44%
Laurinburg, NC (FHA|USDA|VA) 2 $120,000 $60,000 $4,259 7.31%
GREELEY, CO (FHA|USDA|VA) 2 $120,000 $60,000 $4,869 7.56%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $115,000 $115,000 $7,405 7.88%
Baraboo, WI (FHA|USDA|VA) 1 $115,000 $115,000 $7,103 7.63%
Burlington, IA-IL (FHA|USDA|VA) 1 $115,000 $115,000 $7,226 7.63%
Lewisburg, PA (FHA|USDA|VA) 1 $115,000 $115,000 $10,599 7.25%
Cambridge, MD (FHA|USDA|VA) 1 $115,000 $115,000 $6,834 6.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $115,000 $115,000 $7,686 6.63%
Marshall, MO (FHA|USDA|VA) 1 $115,000 $115,000 $9,858 7.13%
Tifton, GA (FHA|USDA|VA) 1 $115,000 $115,000 $7,431 6.50%
Stevens Point, WI (FHA|USDA|VA) 1 $115,000 $115,000 $7,065 6.75%
GETTYSBURG, PA (FHA|USDA|VA) 2 $110,000 $55,000 $5,548 7.00%
Jacksonville, TX (FHA|USDA|VA) 2 $110,000 $55,000 $5,230 7.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $110,000 $55,000 $5,916 7.25%
Mount Airy, NC (FHA|USDA|VA) 2 $110,000 $55,000 $3,849 7.06%
WALLA WALLA, WA (FHA|USDA|VA) 1 $105,000 $105,000 $2,237 6.13%
Marquette, MI (FHA|USDA|VA) 1 $105,000 $105,000 $6,637 6.88%
Marshalltown, IA (FHA|USDA|VA) 1 $105,000 $105,000 $9,079 7.25%
Maysville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $8,390 7.25%
MIDLAND, MI (FHA|USDA|VA) 1 $105,000 $105,000 $7,552 6.88%
Port Lavaca, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,463 7.63%
FOND DU LAC, WI (FHA|USDA|VA) 1 $105,000 $105,000 $10,535 6.75%
Durant, OK (FHA|USDA|VA) 1 $105,000 $105,000 $5,115 7.63%
Clovis, NM (FHA|USDA|VA) 1 $105,000 $105,000 $8,713 7.00%
Clewiston, FL (FHA|USDA|VA) 1 $105,000 $105,000 $6,558 7.50%
Cleveland, MS (FHA|USDA|VA) 1 $105,000 $105,000 $10,356 7.63%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $105,000 $105,000 $7,778 7.00%
St. Marys, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,071 7.13%
Clarksdale, MS (FHA|USDA|VA) 2 $100,000 $50,000 $5,993 6.88%
BAY CITY, MI (FHA|USDA|VA) 2 $100,000 $50,000 $5,840 6.19%
Ashland, OH (FHA|USDA|VA) 1 $95,000 $95,000 $9,521 7.63%
Marion, NC (FHA|USDA|VA) 1 $95,000 $95,000 $5,215 7.00%
Bainbridge, GA (FHA|USDA|VA) 1 $95,000 $95,000 $6,295 7.00%
Fairfield, IA (FHA|USDA|VA) 1 $95,000 $95,000 $6,624 6.50%
HAMMOND, LA (FHA|USDA|VA) 1 $95,000 $95,000 $7,574 7.13%
Cambridge, OH (FHA|USDA|VA) 1 $95,000 $95,000 $7,757 7.00%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $95,000 $95,000 $6,447 7.13%
Scottsboro, AL (FHA|USDA|VA) 1 $95,000 $95,000 $7,109 7.25%
Port Angeles, WA (FHA|USDA|VA) 1 $95,000 $95,000 $7,125 7.38%
McPherson, KS (FHA|USDA|VA) 1 $95,000 $95,000 $7,765 6.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $95,000 $95,000 $7,980 6.63%
Douglas, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,463 7.13%
Coffeyville, KS (FHA|USDA|VA) 1 $95,000 $95,000 $6,058 6.88%
Wauchula, FL (FHA|USDA|VA) 1 $95,000 $95,000 $7,631 6.88%
Waycross, GA (FHA|USDA|VA) 2 $90,000 $45,000 $4,353 7.06%
Union, SC (FHA|USDA|VA) 1 $85,000 $85,000 $4,060 7.38%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $6,964 6.63%
AMES, IA (FHA|USDA|VA) 1 $85,000 $85,000 $5,615 6.88%
Murray, KY (FHA|USDA|VA) 1 $85,000 $85,000 $5,988 7.00%
Stillwater, OK (FHA|USDA|VA) 1 $85,000 $85,000 $8,518 7.00%
Alpena, MI (FHA|USDA|VA) 1 $85,000 $85,000 $6,370 7.38%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $6,217 7.00%
Angola, IN (FHA|USDA|VA) 1 $85,000 $85,000 $6,980 7.13%
Emporia, KS (FHA|USDA|VA) 1 $85,000 $85,000 $7,370 7.25%
Rockingham, NC (FHA|USDA|VA) 1 $85,000 $85,000 $4,625 6.63%
Pittsburg, KS (FHA|USDA|VA) 2 $80,000 $40,000 $5,040 7.13%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $75,000 $75,000 $6,464 7.00%
Ludington, MI (FHA|USDA|VA) 1 $75,000 $75,000 $8,319 6.13%
Shawano, WI (FHA|USDA|VA) 1 $75,000 $75,000 $6,276 7.88%
Sevierville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $6,336 6.38%
Magnolia, AR (FHA|USDA|VA) 1 $75,000 $75,000 $6,300 7.00%
Garden City, KS (FHA|USDA|VA) 1 $75,000 $75,000 $6,625 6.88%
Big Rapids, MI (FHA|USDA|VA) 1 $75,000 $75,000 $6,570 6.38%
Glasgow, KY (FHA|USDA|VA) 1 $75,000 $75,000 $6,469 7.75%
Vidalia, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,852 6.50%
Orangeburg, SC (FHA|USDA|VA) 1 $75,000 $75,000 $4,522 6.63%
Oneonta, NY (FHA|USDA|VA) 1 $75,000 $75,000 $5,424 8.00%
Hutchinson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $6,645 7.00%
Ardmore, OK (FHA|USDA|VA) 1 $75,000 $75,000 $7,460 7.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $75,000 $75,000 $7,003 6.88%
Nacogdoches, TX (FHA|USDA|VA) 1 $75,000 $75,000 $7,733 5.75%
Decatur, IN (FHA|USDA|VA) 1 $75,000 $75,000 $8,455 7.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,688 7.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $65,000 $65,000 $4,889 6.50%
Othello, WA (FHA|USDA|VA) 1 $65,000 $65,000 $4,584 7.50%
Centralia, IL (FHA|USDA|VA) 1 $65,000 $65,000 $6,615 7.50%
SUMTER, SC (FHA|USDA|VA) 1 $65,000 $65,000 $4,129 6.00%
Silver City, NM (FHA|USDA|VA) 1 $65,000 $65,000 $4,973 7.13%
Sikeston, MO (FHA|USDA|VA) 1 $65,000 $65,000 $5,954 5.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $65,000 $65,000 $5,556 6.88%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $65,000 $65,000 $4,629 7.50%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $65,000 $65,000 $7,062 7.00%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $65,000 $65,000 $5,894 6.50%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $65,000 $65,000 $4,045 6.50%
Maryville, MO (FHA|USDA|VA) 1 $65,000 $65,000 $6,443 6.88%
Clearlake, CA (FHA|USDA|VA) 1 $65,000 $65,000 $4,691 7.50%
ST. CLOUD, MN (FHA|USDA|VA) 1 $65,000 $65,000 $5,078 7.00%
Kinston, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,695 6.38%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $65,000 $65,000 $5,401 6.75%
BOULDER, CO (FHA|USDA|VA) 1 $65,000 $65,000 $6,548 7.00%
Bonham, TX (FHA|USDA|VA) 1 $65,000 $65,000 $6,448 7.63%
Tiffin, OH (FHA|USDA|VA) 1 $65,000 $65,000 $6,354 6.63%
Mountain Home, AR (FHA|USDA|VA) 1 $65,000 $65,000 $5,403 7.50%
Plattsburgh, NY (FHA|USDA|VA) 1 $65,000 $65,000 $4,891 6.38%
Lebanon, MO (FHA|USDA|VA) 1 $65,000 $65,000 $5,770 6.25%
Raymondville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,748 7.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $55,000 $55,000 $6,187 7.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $55,000 $55,000 $5,637 7.13%
Newberry, SC (FHA|USDA|VA) 1 $55,000 $55,000 $4,287 7.00%
Milledgeville, GA (FHA|USDA|VA) 1 $55,000 $55,000 $3,990 7.50%
Kennett, MO (FHA|USDA|VA) 1 $55,000 $55,000 $5,505 6.50%
Pontiac, IL (FHA|USDA|VA) 1 $55,000 $55,000 $5,591 7.13%
Poplar Bluff, MO (FHA|USDA|VA) 1 $55,000 $55,000 $5,238 5.75%
Arcadia, FL (FHA|USDA|VA) 1 $55,000 $55,000 $5,271 6.38%
Parsons, KS (FHA|USDA|VA) 1 $55,000 $55,000 $6,120 6.75%
Greenville, MS (FHA|USDA|VA) 1 $55,000 $55,000 $5,867 8.00%
Ada, OK (FHA|USDA|VA) 1 $55,000 $55,000 $6,282 7.63%
Andrews, TX (FHA|USDA|VA) 1 $45,000 $45,000 $5,008 6.88%
Miami, OK (FHA|USDA|VA) 1 $45,000 $45,000 $5,313 7.50%
Atmore, AL (FHA|USDA|VA) 1 $45,000 $45,000 $4,473 6.88%
Alamogordo, NM (FHA|USDA|VA) 1 $45,000 $45,000 $3,923 8.13%
Huntingdon, PA (FHA|USDA|VA) 1 $45,000 $45,000 $5,031 6.13%
Defiance, OH (FHA|USDA|VA) 1 $45,000 $45,000 $5,730 7.25%
Cordele, GA (FHA|USDA|VA) 1 $45,000 $45,000 $3,808 7.25%
Washington, NC (FHA|USDA|VA) 1 $35,000 $35,000 $2,967 6.63%
Jacksonville, IL (FHA|USDA|VA) 1 $35,000 $35,000 $3,651 8.13%
Española, NM (FHA|USDA|VA) 1 $35,000 $35,000 $3,261 7.00%
Galesburg, IL (FHA|USDA|VA) 1 $35,000 $35,000 $5,475 7.75%
McAlester, OK (FHA|USDA|VA) 1 $35,000 $35,000 $4,999 7.25%
Royal United Mortgage's top markets include Dallas, Houston, Indianapolis, Chicago, and Atlanta among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ROYAL UNITED MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 6
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,577 $534,565,000 $116,794 $7,647 6.97%
    FHA 630 $78,270,000 $124,238 $10,085 6.91%
    VA 167 $37,985,000 $227,455 $14,033 6.81%
    USDA 15 $1,275,000 $85,000 $7,064 6.99%

    For 2023, Royal United Mortgage's most frequently originated type of loan was Conventional, with 4,577 originations. Their 2nd most popular type was FHA, with 630 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 5,119 $610,855,000 $119,331 $8,136 6.96%
    Home Purchase 270 $41,240,000 $152,741 $7,990 6.94%

    For 2023, Royal United Mortgage's most frequently cited loan purpose was Refi, with 5,119 originations. The 2nd most popular reason was Home Purchase, with 270 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,830 $388,350,000 $137,226 $8,789 7.04%
    15 Year 1,115 $111,905,000 $100,363 $7,305 6.57%
    20 Year 670 $71,330,000 $106,463 $7,483 7.17%
    Other 618 $66,310,000 $107,298 $7,618 7.15%
    10 Year 156 $14,200,000 $91,026 $6,820 6.58%

    For 2023, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 2,830 originations. The 2nd most popular length was 15 Year, with 1,115 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 2,227 $400,995,000 $180,061
    $4k-5k 1,233 $112,625,000 $91,342
    $3k-4k 981 $72,585,000 $73,991
    $2k-3k 668 $44,370,000 $66,422
    $1k-2k 251 $16,925,000 $67,430
    $<1k 29 $4,595,000 $158,448

    Royal United Mortgage's average total fees were $8,789, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,227 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,644 $316,110,000 $119,557
    7-8% 2,159 $252,155,000 $116,792
    5-6% 390 $60,780,000 $155,846
    Over 8% 186 $21,450,000 $115,323
    4-5% 10 $1,600,000 $160,000

    During 2023, Royal United Mortgage's average interest rate for loans was 7.04%, while their most frequently originated rate bucket for loans was 6-7%, with 2,644 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,917 $205,285,000 $70,375 $6,022 6.98%
    $100k-200k 1,849 $251,165,000 $135,838 $8,799 6.96%
    $200k-400k 511 $135,425,000 $265,020 $14,213 6.89%
    $400k-600k 82 $38,800,000 $473,171 $21,431 6.63%
    $600k-1MM 28 $19,400,000 $692,857 $31,151 6.63%
    $1MM+ 2 $2,020,000 $1,010,000 $37,557 6.44%

    2023 saw Royal United Mortgage place emphasis on $100,000 or less loans with 2,917 originations, totaling $205,285,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,476 $209,440,000 $84,588 $6,622 6.96%
    $50k-75k 1,339 $155,135,000 $115,859 $8,052 6.94%
    $75k-100k 721 $102,205,000 $141,755 $9,049 6.98%
    $100k-150k 570 $102,780,000 $180,316 $10,458 6.94%
    $150k-250k 233 $63,165,000 $271,094 $13,893 6.96%
    $250k+ 50 $19,370,000 $387,400 $18,091 6.91%

    Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 2,476 originations. The second most popular income band? $50k-75k, with 1,339 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 905 $93,385,000 $103,188 $7,249 6.98%
    30-36% 881 $102,745,000 $116,623 $7,877 6.99%
    44% 390 $50,870,000 $130,436 $8,236 6.89%
    50-60% 353 $55,125,000 $156,161 $10,729 6.82%
    <20% 299 $26,515,000 $88,679 $6,503 6.97%
    49% 259 $34,615,000 $133,649 $8,717 6.97%
    43% 246 $30,770,000 $125,081 $8,122 6.98%
    42% 217 $27,015,000 $124,493 $8,291 6.95%
    39% 209 $25,515,000 $122,081 $8,067 7.02%
    40% 206 $26,990,000 $131,019 $8,354 7.00%
    38% 198 $22,200,000 $112,121 $7,562 7.00%
    41% 196 $23,740,000 $121,122 $8,252 6.98%
    45% 193 $25,365,000 $131,425 $8,761 6.89%
    48% 186 $27,220,000 $146,344 $9,320 6.96%
    36% 170 $18,560,000 $109,176 $7,636 6.94%
    37% 169 $21,275,000 $125,888 $8,043 6.94%
    46% 166 $21,280,000 $128,193 $8,678 6.99%
    47% 144 $18,780,000 $130,417 $8,686 6.94%
    >60% 2 $130,000 $65,000 $5,630 6.88%

    Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 905 originations. The next most common DTI ratio? 30-36%, with 881 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,923 $477,805,000 $121,796 $8,153 6.95%
    Not provided 820 $95,870,000 $116,915 $7,987 6.97%
    Black 552 $63,000,000 $114,130 $7,970 7.00%
    Asian 60 $11,870,000 $197,833 $10,202 6.83%
    American Indian 29 $2,845,000 $98,103 $7,398 7.09%
    Native Hawaiian or Islander 5 $705,000 $141,000 $8,576 6.90%

    Approval Rates

    Total approvals of all applications
    73.45%

    Royal United Mortgage has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    73.20%

    Royal United Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,389 $652,095,000 $121,005

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,389 $652,095,000 $121,005

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,298 $114,440,000 $88,166 $6,577 6.88%
    40-60% 1,161 $135,855,000 $117,016 $7,921 6.93%
    60-80% 1,780 $249,440,000 $140,135 $9,110 7.03%
    80-100% 712 $121,040,000 $170,000 $10,354 6.99%
    Over 100% 1 $305,000 $305,000 $23,648 6.13%
    Under 20% 437 $31,015,000 $70,973 $5,627 6.91%