Royal United Mortgage Rates, Fees & Info
Indianapolis, INLEI: 549300UG7QXKM7KGV847
Tax ID: 26-1773722
3.2 stars - Updated: 4/5/25
-
out of 5 stars, based on 77 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Royal United Mortgage is a smaller mortgage company specializing in Refi loans. Royal United Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Dallas, Indianapolis, Chicago, and New York among others. We have data for 665 markets. (Some data included below & more in-depth data is available with an active subscription.)Royal United Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Royal United Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.55% | 4/5/25 |
| 30 Year Conventional Refi | 7.63% | 4/5/25 |
| 30 Year FHA Purchase | 7.59% | 4/5/25 |
| 30 Year FHA Refi | 7.81% | 4/5/25 |
| 30 Year VA Purchase | 7.27% | 4/5/25 |
| 30 Year VA Refi | 7.14% | 4/5/25 |
| 30 Year USDA Refi | 8.19% | 4/5/25 |
| 15 Year Conventional Purchase | 7.34% | 4/5/25 |
| 15 Year Conventional Refi | 7.32% | 4/5/25 |
| 15 Year Cash-out Refi | 7.32% | 4/5/25 |
| 15 Year FHA Refi | 7.52% | 4/5/25 |
| 15 Year VA Purchase | 6.92% | 4/5/25 |
| 15 Year VA Refi | 7.33% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Royal United Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Royal United Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,993Origination Dollar Volume (All Markets)
$757,145,000Awards
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ROYAL UNITED MORTGAGE - 2024
ROYAL UNITED MORTGAGE is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Royal United Mortgage's average 30 year fixed mortgage rate was
6.96%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.41%.
Relative Fees (Closing Costs)
Royal United Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,941.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 659 | $70,705,000 | $107,291 | $7,668 | 6.93% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 262 | $43,630,000 | $166,527 | $10,499 | 6.88% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 229 | $41,515,000 | $181,288 | $11,162 | 6.82% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 149 | $23,175,000 | $155,537 | $7,875 | 6.71% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 136 | $20,950,000 | $154,044 | $7,789 | 6.82% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 76 | $17,170,000 | $225,921 | $12,382 | 6.88% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 94 | $16,310,000 | $173,511 | $10,633 | 6.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 99 | $13,635,000 | $137,727 | $7,919 | 6.92% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 44 | $11,060,000 | $251,364 | $14,233 | 6.73% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 96 | $10,770,000 | $112,188 | $7,840 | 6.69% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 77 | $8,995,000 | $116,818 | $7,908 | 6.85% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 87 | $8,555,000 | $98,333 | $7,640 | 6.67% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 59 | $8,055,000 | $136,525 | $7,935 | 6.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 74 | $7,360,000 | $99,459 | $7,949 | 6.85% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 72 | $7,180,000 | $99,722 | $7,652 | 6.87% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 37 | $6,785,000 | $183,378 | $11,148 | 6.69% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 46 | $6,250,000 | $135,870 | $6,393 | 7.03% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 49 | $6,205,000 | $126,633 | $8,769 | 6.69% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 46 | $5,790,000 | $125,870 | $8,871 | 6.80% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 39 | $5,695,000 | $146,026 | $9,713 | 6.94% |
| COLUMBUS, OH (FHA|USDA|VA) | 44 | $4,960,000 | $112,727 | $8,193 | 6.67% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 39 | $4,725,000 | $121,154 | $8,280 | 7.07% |
| ROCHESTER, NY (FHA|USDA|VA) | 38 | $4,660,000 | $122,632 | $8,182 | 6.99% |
| EL PASO, TX (FHA|USDA|VA) | 35 | $4,595,000 | $131,286 | $9,122 | 7.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 23 | $4,595,000 | $199,783 | $11,956 | 6.71% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 32 | $4,590,000 | $143,438 | $9,488 | 6.85% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 34 | $4,420,000 | $130,000 | $8,253 | 6.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 37 | $4,165,000 | $112,568 | $7,067 | 7.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 28 | $4,080,000 | $145,714 | $9,156 | 6.81% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 34 | $3,910,000 | $115,000 | $8,677 | 6.90% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 27 | $3,645,000 | $135,000 | $9,856 | 6.68% |
| COLUMBIA, SC (FHA|USDA|VA) | 33 | $3,625,000 | $109,848 | $6,940 | 6.99% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 23 | $3,525,000 | $153,261 | $9,465 | 7.02% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 20 | $3,380,000 | $169,000 | $9,843 | 6.73% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 31 | $3,345,000 | $107,903 | $7,929 | 6.85% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 32 | $3,300,000 | $103,125 | $6,621 | 7.19% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 26 | $3,120,000 | $120,000 | $8,226 | 6.66% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 35 | $3,105,000 | $88,714 | $6,593 | 7.14% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 16 | $3,070,000 | $191,875 | $9,373 | 6.91% |
| BATON ROUGE, LA (FHA|USDA|VA) | 21 | $3,005,000 | $143,095 | $9,909 | 6.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 17 | $2,945,000 | $173,235 | $8,790 | 7.02% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 24 | $2,930,000 | $122,083 | $7,774 | 6.80% |
| SYRACUSE, NY (FHA|USDA|VA) | 21 | $2,915,000 | $138,810 | $8,695 | 7.01% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 22 | $2,890,000 | $131,364 | $8,817 | 6.82% |
| KNOXVILLE, TN (FHA|USDA|VA) | 23 | $2,785,000 | $121,087 | $7,751 | 6.82% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $12,096 | 6.72% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 20 | $2,730,000 | $136,500 | $8,396 | 6.74% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 20 | $2,610,000 | $130,500 | $7,610 | 6.83% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 29 | $2,545,000 | $87,759 | $7,377 | 6.88% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 13 | $2,535,000 | $195,000 | $10,684 | 7.04% |
| WICHITA, KS (FHA|USDA|VA) | 23 | $2,485,000 | $108,043 | $7,546 | 6.82% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 24 | $2,440,000 | $101,667 | $7,852 | 6.87% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 13 | $2,415,000 | $185,769 | $10,269 | 7.09% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 19 | $2,395,000 | $126,053 | $8,678 | 7.18% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 18 | $2,370,000 | $131,667 | $8,593 | 7.02% |
| TUCSON, AZ (FHA|USDA|VA) | 17 | $2,335,000 | $137,353 | $9,404 | 6.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $11,952 | 6.76% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $9,920 | 6.51% |
| OCALA, FL (FHA|USDA|VA) | 21 | $2,215,000 | $105,476 | $8,040 | 6.79% |
| TOLEDO, OH (FHA|USDA|VA) | 25 | $2,205,000 | $88,200 | $7,155 | 6.90% |
| TULSA, OK (FHA|USDA|VA) | 21 | $2,205,000 | $105,000 | $8,783 | 6.86% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 21 | $2,175,000 | $103,571 | $8,232 | 6.96% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 26 | $2,160,000 | $83,077 | $6,781 | 6.86% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 21 | $2,155,000 | $102,619 | $6,730 | 7.24% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 23 | $2,155,000 | $93,696 | $5,857 | 7.08% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 16 | $2,120,000 | $132,500 | $7,819 | 7.12% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 16 | $2,090,000 | $130,625 | $8,834 | 7.07% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 13 | $2,085,000 | $160,385 | $10,122 | 6.74% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $2,065,000 | $137,667 | $7,970 | 6.81% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 19 | $2,045,000 | $107,632 | $7,809 | 7.07% |
| WACO, TX (FHA|USDA|VA) | 16 | $2,040,000 | $127,500 | $9,010 | 6.82% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 19 | $2,025,000 | $106,579 | $8,136 | 6.77% |
| AKRON, OH (FHA|USDA|VA) | 22 | $2,010,000 | $91,364 | $7,044 | 6.87% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $2,005,000 | $133,667 | $9,005 | 6.60% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $8,601 | 6.56% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 9 | $1,955,000 | $217,222 | $12,468 | 6.96% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 17 | $1,945,000 | $114,412 | $8,418 | 6.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 16 | $1,940,000 | $121,250 | $8,483 | 6.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 18 | $1,900,000 | $105,556 | $7,198 | 6.44% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $10,922 | 6.82% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 17 | $1,875,000 | $110,294 | $8,191 | 6.59% |
| RICHMOND, VA (FHA|USDA|VA) | 15 | $1,835,000 | $122,333 | $8,390 | 6.77% |
| MIDLAND, TX (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $15,145 | 6.96% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 15 | $1,755,000 | $117,000 | $7,789 | 6.84% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $10,223 | 6.72% |
| LUBBOCK, TX (FHA|USDA|VA) | 15 | $1,685,000 | $112,333 | $8,241 | 6.80% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 16 | $1,680,000 | $105,000 | $8,210 | 6.83% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 13 | $1,665,000 | $128,077 | $9,094 | 6.77% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $1,640,000 | $117,143 | $8,934 | 6.77% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 16 | $1,640,000 | $102,500 | $6,382 | 7.21% |
| MONTGOMERY, AL (FHA|USDA|VA) | 12 | $1,620,000 | $135,000 | $8,232 | 6.76% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 16 | $1,580,000 | $98,750 | $7,352 | 7.13% |
| ROANOKE, VA (FHA|USDA|VA) | 13 | $1,535,000 | $118,077 | $8,606 | 6.67% |
| SAN ANGELO, TX (FHA|USDA|VA) | 13 | $1,525,000 | $117,308 | $8,431 | 6.89% |
| KOKOMO, IN (FHA|USDA|VA) | 14 | $1,520,000 | $108,571 | $7,677 | 6.56% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 11 | $1,485,000 | $135,000 | $9,209 | 6.47% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 12 | $1,440,000 | $120,000 | $7,140 | 6.88% |
| MOBILE, AL (FHA|USDA|VA) | 14 | $1,420,000 | $101,429 | $7,350 | 6.95% |
| ROCKFORD, IL (FHA|USDA|VA) | 13 | $1,405,000 | $108,077 | $7,552 | 6.96% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 16 | $1,380,000 | $86,250 | $6,438 | 7.18% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 11 | $1,355,000 | $123,182 | $8,622 | 6.64% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 14 | $1,350,000 | $96,429 | $6,204 | 7.26% |
| JACKSON, MS (FHA|USDA|VA) | 12 | $1,340,000 | $111,667 | $8,282 | 6.92% |
| FLINT, MI (FHA|USDA|VA) | 18 | $1,330,000 | $73,889 | $6,392 | 7.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $15,694 | 5.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $1,315,000 | $87,667 | $6,725 | 6.93% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 15 | $1,285,000 | $85,667 | $6,286 | 7.21% |
| LONGVIEW, TX (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $9,374 | 6.93% |
| LAREDO, TX (FHA|USDA|VA) | 11 | $1,275,000 | $115,909 | $8,423 | 6.82% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $1,265,000 | $140,556 | $8,653 | 6.69% |
| LAFAYETTE, LA (FHA|USDA|VA) | 11 | $1,255,000 | $114,091 | $8,025 | 6.93% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $8,730 | 6.92% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 13 | $1,245,000 | $95,769 | $6,688 | 6.88% |
| Pottsville, PA (FHA|USDA|VA) | 12 | $1,240,000 | $103,333 | $8,342 | 6.76% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 14 | $1,240,000 | $88,571 | $6,968 | 6.98% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $14,116 | 6.46% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 9 | $1,215,000 | $135,000 | $7,808 | 7.18% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $1,200,000 | $120,000 | $7,877 | 6.66% |
| BECKLEY, WV (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $8,719 | 7.11% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $10,179 | 6.78% |
| AMARILLO, TX (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $8,490 | 7.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 11 | $1,155,000 | $105,000 | $7,315 | 6.84% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $9,327 | 7.04% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 10 | $1,150,000 | $115,000 | $8,318 | 6.86% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $8,854 | 6.70% |
| DULUTH, MN-WI (FHA|USDA|VA) | 11 | $1,095,000 | $99,545 | $9,501 | 6.85% |
| LAWTON, OK (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $8,029 | 7.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $10,777 | 6.57% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $9,788 | 6.98% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $1,060,000 | $106,000 | $7,557 | 6.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $1,050,000 | $87,500 | $5,293 | 6.94% |
| CHARLESTON, WV (FHA|USDA|VA) | 12 | $1,050,000 | $87,500 | $5,910 | 7.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $9,580 | 6.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 12 | $1,030,000 | $85,833 | $6,608 | 6.66% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $10,245 | 6.83% |
| UTICA-ROME, NY (FHA|USDA|VA) | 10 | $990,000 | $99,000 | $7,446 | 6.99% |
| Big Spring, TX (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $12,554 | 6.98% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $6,610 | 7.24% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $8,785 | 6.69% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $14,164 | 6.88% |
| TYLER, TX (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $7,373 | 7.06% |
| READING, PA (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $8,700 | 6.52% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 9 | $945,000 | $105,000 | $7,626 | 6.58% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $13,374 | 6.78% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $10,623 | 6.77% |
| DECATUR, AL (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $6,923 | 6.95% |
| PEORIA, IL (FHA|USDA|VA) | 11 | $915,000 | $83,182 | $6,791 | 7.03% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $9,801 | 6.71% |
| SAGINAW, MI (FHA|USDA|VA) | 9 | $895,000 | $99,444 | $7,675 | 6.67% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 11 | $895,000 | $81,364 | $7,135 | 6.83% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $890,000 | $111,250 | $8,666 | 6.48% |
| JOPLIN, MO (FHA|USDA|VA) | 10 | $880,000 | $88,000 | $7,395 | 6.64% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $9,288 | 6.68% |
| Kerrville, TX (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $10,072 | 6.73% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $6,693 | 6.75% |
| Salina, KS (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $9,547 | 6.53% |
| Bluefield, WV-VA (FHA|USDA|VA) | 9 | $855,000 | $95,000 | $6,799 | 7.24% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $8,655 | 6.81% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $12,330 | 6.91% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $8,579 | 6.86% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 8 | $840,000 | $105,000 | $6,733 | 7.09% |
| JACKSON, TN (FHA|USDA|VA) | 8 | $830,000 | $103,750 | $6,985 | 7.09% |
| Marion, OH (FHA|USDA|VA) | 9 | $815,000 | $90,556 | $7,491 | 6.85% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $7,975 | 6.80% |
| Shelby, NC (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $9,251 | 6.94% |
| Frankfort, IN (FHA|USDA|VA) | 8 | $810,000 | $101,250 | $7,515 | 6.50% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $14,274 | 6.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $7,663 | 6.71% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $8,489 | 7.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $795,000 | $88,333 | $5,337 | 7.01% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $9,078 | 7.17% |
| DALTON, GA (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $7,120 | 7.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $7,110 | 6.78% |
| Ozark, AL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $9,541 | 7.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $9,465 | 7.13% |
| Bedford, IN (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $7,931 | 7.02% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $9,410 | 6.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $10,100 | 7.05% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $13,068 | 6.50% |
| BEND, OR (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $12,079 | 6.84% |
| Corning, NY (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $11,404 | 7.22% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $9,288 | 6.95% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $6,841 | 6.92% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $6,782 | 6.80% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $9,631 | 6.40% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $14,383 | 6.75% |
| NILES, MI (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $7,395 | 7.23% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $8,364 | 6.90% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $8,853 | 6.73% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $7,708 | 7.21% |
| Portsmouth, OH (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $8,505 | 7.04% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $9,275 | 6.98% |
| JACKSON, MI (FHA|USDA|VA) | 8 | $690,000 | $86,250 | $7,458 | 6.78% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $8,573 | 6.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $9,415 | 6.45% |
| Ottawa, IL (FHA|USDA|VA) | 8 | $680,000 | $85,000 | $5,926 | 6.34% |
| MANSFIELD, OH (FHA|USDA|VA) | 10 | $680,000 | $68,000 | $6,453 | 6.70% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $10,733 | 6.38% |
| LIMA, OH (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $8,350 | 6.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $8,890 | 6.66% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $13,432 | 7.00% |
| MONROE, LA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $10,168 | 7.00% |
| ERIE, PA (FHA|USDA|VA) | 8 | $650,000 | $81,250 | $7,595 | 6.73% |
| Danville, KY (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $6,827 | 7.17% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,874 | 6.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $9,153 | 6.75% |
| Richmond, IN (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $6,846 | 7.08% |
| Sandusky, OH (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $8,725 | 7.10% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $15,832 | 7.00% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $7,185 | 6.84% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $10,694 | 7.13% |
| Marinette, WI-MI (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $8,835 | 7.03% |
| ALTOONA, PA (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $7,948 | 6.96% |
| Alice, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $10,314 | 6.81% |
| DECATUR, IL (FHA|USDA|VA) | 8 | $600,000 | $75,000 | $6,216 | 6.95% |
| Marion, IN (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $8,090 | 7.08% |
| Willmar, MN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $12,774 | 6.83% |
| MUSKEGON, MI (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $7,137 | 6.93% |
| BINGHAMTON, NY (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $6,998 | 7.15% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $6,961 | 6.70% |
| Wilson, NC (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $5,976 | 7.33% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $10,789 | 7.08% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $10,675 | 7.00% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $8,960 | 6.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $5,920 | 7.02% |
| New Castle, IN (FHA|USDA|VA) | 8 | $570,000 | $71,250 | $6,330 | 7.34% |
| Greenwood, SC (FHA|USDA|VA) | 7 | $565,000 | $80,714 | $5,233 | 7.23% |
| Roswell, NM (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $8,194 | 7.40% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $7,861 | 6.70% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $9,823 | 6.88% |
| Gloversville, NY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $10,502 | 6.78% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $7,350 | 6.88% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $8,239 | 6.78% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $10,686 | 6.42% |
| Jasper, IN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $7,155 | 6.97% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $9,170 | 6.56% |
| Stevens Point, WI (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $8,212 | 6.53% |
| Danville, VA (FHA|USDA|VA) | 8 | $550,000 | $68,750 | $6,332 | 6.89% |
| WHEELING, WV-OH (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $7,654 | 7.18% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $7,101 | 6.83% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $9,797 | 6.88% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $7,974 | 7.13% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,071 | 6.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $9,418 | 6.44% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $6,209 | 7.13% |
| Newport, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,972 | 6.96% |
| Seneca, SC (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $7,272 | 6.75% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,846 | 6.46% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $8,297 | 7.19% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,229 | 6.97% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $14,071 | 6.69% |
| Somerset, KY (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $8,362 | 7.13% |
| Warsaw, IN (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $6,287 | 6.73% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,428 | 6.54% |
| Sturgis, MI (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $8,780 | 6.94% |
| Athens, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $14,794 | 6.56% |
| MUNCIE, IN (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $7,478 | 7.15% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $7,477 | 6.91% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $5,834 | 7.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $7,828 | 6.81% |
| London, KY (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,605 | 6.69% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,529 | 7.13% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $5,623 | 7.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $8,143 | 6.56% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $5,528 | 7.23% |
| Houghton, MI (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $8,075 | 7.08% |
| SALEM, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,887 | 6.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $6,093 | 7.17% |
| Paducah, KY-IL (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $5,027 | 6.96% |
| ODESSA, TX (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $7,665 | 7.03% |
| New Castle, PA (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $6,262 | 7.23% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $6,849 | 6.40% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $6,590 | 6.88% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $5,506 | 7.27% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $7,125 | 6.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $7,706 | 6.72% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,767 | 6.63% |
| Granbury, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $10,260 | 6.08% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,771 | 6.79% |
| Holland, MI (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $7,112 | 7.00% |
| Adrian, MI (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $8,296 | 6.66% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,403 | 7.63% |
| Shawnee, OK (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $6,550 | 7.08% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $9,831 | 6.50% |
| DuBois, PA (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $7,971 | 7.03% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $9,482 | 6.79% |
| Connersville, IN (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $7,106 | 7.05% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,962 | 7.03% |
| Mount Pleasant, TX (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $8,115 | 6.69% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $7,381 | 6.58% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,749 | 7.33% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $9,322 | 6.96% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $19,361 | 6.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,262 | 6.63% |
| Salem, OH (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $8,395 | 6.88% |
| ELMIRA, NY (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $6,150 | 6.83% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,656 | 6.88% |
| Clarksburg, WV (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $6,257 | 7.44% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $8,142 | 6.83% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $6,641 | 6.78% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $9,248 | 6.83% |
| Crossville, TN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $7,587 | 7.16% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,360 | 6.50% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,697 | 6.54% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,408 | 6.92% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,516 | 6.54% |
| Greenville, OH (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $8,601 | 6.66% |
| Malone, NY (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $7,129 | 7.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,103 | 6.88% |
| Greensburg, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $9,443 | 7.04% |
| Ada, OK (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $9,117 | 7.21% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $8,402 | 6.79% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $6,021 | 7.08% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $7,573 | 6.78% |
| Calhoun, GA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $6,353 | 7.06% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,964 | 7.09% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,544 | 7.21% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $19,431 | 6.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,408 | 7.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $8,178 | 6.79% |
| Sidney, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $9,134 | 6.75% |
| Angola, IN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $7,472 | 6.84% |
| Russellville, AR (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $6,661 | 7.34% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $7,690 | 6.47% |
| DANVILLE, IL (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $6,383 | 6.88% |
| Branson, MO (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,156 | 7.17% |
| Harrison, AR (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $9,436 | 6.58% |
| Indiana, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,533 | 6.83% |
| Cullman, AL (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $5,454 | 6.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,758 | 7.04% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $11,709 | 6.69% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $7,304 | 7.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,340 | 6.71% |
| Madison, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,186 | 6.67% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $7,468 | 7.09% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,032 | 6.94% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,653 | 7.22% |
| Dixon, IL (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $6,416 | 6.69% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,814 | 7.08% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,667 | 7.25% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $12,114 | 7.13% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $5,456 | 7.19% |
| Beeville, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $12,010 | 6.56% |
| Albertville, AL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $8,112 | 6.54% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,255 | 7.21% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $8,041 | 7.29% |
| Brenham, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,559 | 7.21% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,754 | 6.44% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $5,758 | 6.94% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,872 | 7.29% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $7,513 | 6.92% |
| Auburn, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,001 | 7.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $7,338 | 6.79% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $7,635 | 7.38% |
| Paris, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $11,348 | 6.13% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $6,178 | 6.75% |
| Tupelo, MS (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $6,541 | 6.63% |
| Meridian, MS (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $8,105 | 6.97% |
| Starkville, MS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,191 | 7.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,694 | 7.00% |
| Picayune, MS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,269 | 6.67% |
| Borger, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,753 | 6.67% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,857 | 7.63% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $10,155 | 6.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,036 | 6.56% |
| Eagle Pass, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $10,055 | 6.94% |
| Freeport, IL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,363 | 6.58% |
| Dumas, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,216 | 7.58% |
| Centralia, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,845 | 6.13% |
| Wabash, IN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $8,480 | 7.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,040 | 6.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $6,235 | 6.88% |
| Oxford, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $11,936 | 6.63% |
| Levelland, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $10,425 | 6.63% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $6,563 | 6.72% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,362 | 6.75% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,004 | 6.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $5,009 | 7.19% |
| Sayre, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $10,457 | 6.75% |
| ROME, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,242 | 6.63% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $10,973 | 6.56% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,984 | 6.58% |
| Hutchinson, KS (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $5,708 | 6.95% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $6,747 | 7.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,016 | 6.88% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,493 | 6.81% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $5,462 | 7.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $6,557 | 7.29% |
| Coffeyville, KS (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $5,211 | 7.00% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $7,013 | 6.92% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,193 | 7.19% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,803 | 6.75% |
| Jennings, LA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,926 | 6.38% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,861 | 7.42% |
| Olean, NY (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $7,212 | 7.46% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,963 | 7.33% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,329 | 7.17% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,986 | 6.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $6,049 | 7.47% |
| Fairmont, WV (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $5,568 | 6.94% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,515 | 7.00% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,113 | 6.94% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,951 | 6.88% |
| Logansport, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,877 | 6.88% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,490 | 7.38% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,862 | 6.96% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,964 | 7.21% |
| Sweetwater, TX (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,699 | 6.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $6,618 | 6.79% |
| Summerville, GA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,294 | 7.33% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,482 | 7.00% |
| Durant, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $9,373 | 7.13% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,265 | 7.25% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $15,028 | 6.50% |
| Kinston, NC (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,797 | 7.04% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,835 | 6.92% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,060 | 7.63% |
| Celina, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,274 | 6.88% |
| MONROE, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,085 | 6.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,999 | 7.00% |
| Corinth, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,164 | 6.44% |
| Columbus, MS (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,736 | 6.67% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,907 | 6.79% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,940 | 7.63% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $9,110 | 6.31% |
| Decatur, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,907 | 6.75% |
| Martinsville, VA (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $5,941 | 6.66% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $6,785 | 6.92% |
| Miami, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,244 | 7.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,712 | 7.21% |
| Searcy, AR (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,650 | 7.08% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,109 | 7.00% |
| Galesburg, IL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $6,446 | 7.13% |
| St. Marys, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $7,348 | 7.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,815 | 6.56% |
| Garden City, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,525 | 6.25% |
| Batesville, AR (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $5,825 | 7.33% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,278 | 6.13% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $6,902 | 6.46% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,224 | 6.63% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,476 | 7.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,963 | 7.13% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $9,534 | 6.69% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,998 | 6.75% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $8,249 | 6.94% |
| Palatka, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $8,455 | 6.75% |
| Seymour, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,235 | 5.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,981 | 7.13% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,856 | 6.38% |
| Rolla, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $9,643 | 6.94% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $6,347 | 6.71% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,218 | 7.13% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $6,012 | 6.79% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,881 | 7.13% |
| Clinton, IA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,665 | 6.75% |
| Huntington, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,671 | 6.81% |
| Duncan, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $8,349 | 7.19% |
| Shawano, WI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,988 | 6.69% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $8,193 | 6.69% |
| Winfield, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,593 | 7.38% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,043 | 7.50% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,917 | 7.13% |
| Wooster, OH (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $5,793 | 7.00% |
| Clovis, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,910 | 7.50% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $8,104 | 6.19% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,117 | 7.25% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,175 | 7.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $8,069 | 6.13% |
| Fremont, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $9,014 | 6.63% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,638 | 7.00% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $5,815 | 6.79% |
| Liberal, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,397 | 6.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,276 | 6.63% |
| Bennettsville, SC (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $4,619 | 7.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,054 | 7.25% |
| Union, SC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,639 | 7.19% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,022 | 7.13% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $23,921 | 6.69% |
| Oskaloosa, IA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,213 | 6.94% |
| Ludington, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,207 | 6.94% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,965 | 5.88% |
| Oil City, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,337 | 7.00% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $8,085 | 7.00% |
| Snyder, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,154 | 7.06% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,709 | 7.06% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,690 | 6.56% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,884 | 7.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,063 | 7.13% |
| Marquette, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,991 | 6.75% |
| Seneca Falls, NY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,992 | 6.94% |
| MERCED, CA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,538 | 7.13% |
| Paris, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,091 | 6.25% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,186 | 6.94% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,511 | 7.13% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,371 | 7.44% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,423 | 6.63% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,046 | 6.75% |
| Farmington, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,597 | 6.88% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,504 | 6.88% |
| Vernon, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,322 | 7.13% |
| McAlester, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $7,049 | 7.44% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,433 | 6.56% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,455 | 7.56% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $7,004 | 6.06% |
| El Campo, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $7,286 | 6.75% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $5,882 | 6.83% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,990 | 7.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,807 | 6.75% |
| Warren, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,378 | 7.75% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,253 | 7.44% |
| Americus, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,073 | 7.38% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,848 | 7.31% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,150 | 7.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,703 | 7.13% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,949 | 6.94% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,549 | 7.63% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,720 | 6.50% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,142 | 7.00% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,838 | 6.38% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,410 | 6.75% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,232 | 6.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,614 | 6.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,402 | 7.00% |
| Moberly, MO (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,451 | 6.88% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,932 | 7.69% |
| Centralia, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,993 | 6.81% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,501 | 6.94% |
| Alma, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,962 | 6.63% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,739 | 6.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,580 | 6.88% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,044 | 5.38% |
| Pecos, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,137 | 7.00% |
| RACINE, WI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,414 | 6.81% |
| Meadville, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,700 | 6.94% |
| Dayton, TN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,646 | 5.94% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,617 | 6.88% |
| Ashland, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,624 | 7.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $6,525 | 6.88% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,737 | 6.88% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,398 | 6.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,748 | 7.13% |
| Española, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,556 | 6.88% |
| Malvern, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,329 | 6.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,319 | 7.13% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,230 | 7.50% |
| Sonora, CA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,367 | 7.31% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,248 | 7.31% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,163 | 7.50% |
| Laurel, MS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $7,378 | 7.19% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,680 | 7.31% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,598 | 6.69% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,028 | 7.38% |
| Hope, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,915 | 7.13% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,985 | 6.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,986 | 7.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,310 | 6.38% |
| Montrose, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,840 | 5.88% |
| Hereford, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,664 | 7.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,749 | 5.88% |
| ENID, OK (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $6,045 | 7.44% |
| Jasper, AL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $4,411 | 7.38% |
| Woodward, OK (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $6,309 | 6.88% |
| Atmore, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,446 | 6.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $10,341 | 6.63% |
| Mexico, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,309 | 6.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,566 | 6.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,335 | 7.00% |
| Marietta, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,789 | 6.50% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,669 | 6.63% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,445 | 5.88% |
| Alpena, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,964 | 7.00% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $5,104 | 6.69% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $4,774 | 6.06% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,125 | 6.50% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,905 | 7.00% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,185 | 7.25% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,016 | 7.63% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,523 | 7.38% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,373 | 7.00% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,069 | 7.13% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,299 | 6.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,700 | 6.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,668 | 6.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,708 | 7.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,276 | 6.75% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,236 | 6.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,941 | 6.88% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $4,880 | 6.88% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $4,841 | 7.31% |
| Marshall, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,112 | 6.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,794 | 7.63% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,447 | 6.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,134 | 6.38% |
| Peru, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,444 | 7.63% |
| Martin, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,564 | 7.63% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,747 | 6.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,438 | 6.25% |
| Austin, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,583 | 7.38% |
| Deming, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,867 | 7.50% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,564 | 7.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,060 | 6.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,823 | 6.00% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,842 | 7.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,610 | 7.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,035 | 6.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,814 | 6.13% |
| Macomb, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,644 | 6.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,947 | 6.88% |
| Auburn, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,949 | 7.13% |
| Pampa, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,743 | 7.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,281 | 7.00% |
| Ruston, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,249 | 6.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,124 | 7.13% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,122 | 6.88% |
| Defiance, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,424 | 6.75% |
| Maryville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,668 | 6.75% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,188 | 6.63% |
| Tifton, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,015 | 6.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,690 | 7.38% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,119 | 6.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,687 | 6.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,161 | 7.63% |
| Plainview, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,578 | 7.00% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,853 | 6.50% |
| Camden, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,317 | 7.63% |
| Greenville, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,734 | 7.38% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,404 | 5.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,122 | 7.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,465 | 6.63% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,513 | 6.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,837 | 6.00% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,410 | 6.88% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,966 | 7.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,993 | 7.25% |
| Marshall, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,612 | 7.38% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,641 | 6.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,616 | 7.63% |
| Shelton, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,713 | 6.50% |
| Brevard, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,272 | 6.63% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,774 | 6.63% |
| Elkins, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,438 | 7.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $7,222 | 6.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,485 | 6.63% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,506 | 6.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,585 | 7.38% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,889 | 7.13% |
| McPherson, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,728 | 7.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,146 | 6.75% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,604 | 7.50% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,015 | 7.00% |
| Cortland, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,197 | 7.63% |
| Jackson, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,661 | 7.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,846 | 7.50% |
| West Point, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,731 | 6.50% |
| Batavia, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,699 | 7.63% |
| REDDING, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,562 | 7.63% |
| Forest City, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,716 | 6.13% |
| McComb, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,955 | 7.00% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,384 | 7.38% |
| Central City, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,204 | 7.00% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $4,686 | 6.88% |
| Bradford, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $5,685 | 7.63% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $4,254 | 7.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $4,145 | 7.50% |
| Othello, WA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,906 | 7.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against ROYAL UNITED MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
RIVERSIDE
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Product Mix
For 2024, Royal United Mortgage's most frequently originated type of loan was Conventional, with 5,095 originations. Their 2nd most popular type was FHA, with 750 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 5,788 | $719,920,000 | $124,381 | $8,356 | 6.88% |
| Home Purchase | 205 | $37,225,000 | $181,585 | $8,225 | 6.85% |
For 2024, Royal United Mortgage's most frequently cited loan purpose was Refi, with 5,788 originations. The 2nd most popular reason was Home Purchase, with 205 originations.
Loan Duration/Length
For 2024, Royal United Mortgage's most frequently cited loan duration was 30 Year, with 3,424 originations. The 2nd most popular length was 15 Year, with 937 originations.
Origination Fees/Closing Costs
Royal United Mortgage's average total fees were $8,941, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,633 originations.
Interest Rates
During 2024, Royal United Mortgage's average interest rate for loans was 6.96%, while their most frequently originated rate bucket for loans was 6-7%, with 3,174 originations.
Loan Sizing
2024 saw Royal United Mortgage place emphasis on $100,000 or less loans with 2,978 originations, totaling $206,100,000 in origination value.
Applicant Income
Royal United Mortgage lent most frequently to those with incomes in the $50k or less range, with 2,878 originations. The second most popular income band? $50k-75k, with 1,562 originations.
Applicant Debt to Income Ratio
Royal United Mortgage lent most frequently to those with DTI ratios of 20-30%, with 999 originations. The next most common DTI ratio? 30-36%, with 935 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications73.38%
Royal United Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination75.57%
Royal United Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,993 | $757,145,000 | $126,338 |