Farmers Bank & Trust Mortgage Rates, Fees & Info

Great Bend, KS

LEI: 549300LLESTPOVRG3X73

Tax ID: 48-0216340

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

Farmers Bank & Trust is a small bank specializing in Refi and Cash Out Refi loans. Farmers Bank & Trust has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Washington, Los Angeles, San Francisco, and New York among others. We have data for 193 markets. (Some data included below & more in-depth data is available with an active subscription.)

Farmers Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

3,052

Origination Dollar Volume (All Markets)

$1,361,430,000

Employee count

128

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 358 $184,920,000 $516,536 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 274 $130,690,000 $476,971 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 227 $124,665,000 $549,185 $0 0.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 162 $97,980,000 $604,815 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 182 $85,350,000 $468,956 $0 0.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 97 $45,455,000 $468,608 $0 0.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 73 $42,915,000 $587,877 $0 0.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 140 $39,910,000 $285,071 $0 0.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 71 $37,505,000 $528,239 $0 0.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 69 $32,665,000 $473,406 $0 0.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 64 $27,360,000 $427,500 $0 0.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 63 $22,465,000 $356,587 $0 0.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 51 $21,265,000 $416,961 $0 0.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 50 $21,070,000 $421,400 $0 0.00%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 43 $20,285,000 $471,744 $0 0.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 40 $18,920,000 $473,000 $0 0.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 46 $18,850,000 $409,783 $0 0.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 43 $18,215,000 $423,605 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 40 $17,760,000 $444,000 $0 0.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 34 $16,840,000 $495,294 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 36 $15,010,000 $416,944 $0 0.00%
Outside of Metro Areas 68 $12,310,000 $181,029 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 31 $11,785,000 $380,161 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 27 $11,465,000 $424,630 $0 0.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 29 $11,085,000 $382,241 $0 0.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 25 $10,895,000 $435,800 $0 0.00%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 21 $10,205,000 $485,952 $0 0.00%
RICHMOND, VA (FHA|USDA|VA) 19 $8,765,000 $461,316 $0 0.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 20 $8,440,000 $422,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 25 $7,675,000 $307,000 $0 0.00%
BOISE CITY, ID (FHA|USDA|VA) 18 $7,320,000 $406,667 $0 0.00%
Great Bend, KS (FHA|USDA|VA) 39 $5,205,000 $133,462 $0 0.00%
WORCESTER, MA-CT (FHA|USDA|VA) 13 $5,045,000 $388,077 $0 0.00%
LAWRENCE, KS (FHA|USDA|VA) 16 $4,750,000 $296,875 $0 0.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $4,680,000 $468,000 $0 0.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $4,515,000 $501,667 $0 0.00%
SALT LAKE CITY, UT (FHA|USDA|VA) 10 $4,440,000 $444,000 $0 0.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $4,405,000 $400,455 $0 0.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $4,180,000 $418,000 $0 0.00%
BELLINGHAM, WA (FHA|USDA|VA) 10 $4,150,000 $415,000 $0 0.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $3,930,000 $393,000 $0 0.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $3,780,000 $472,500 $0 0.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 10 $3,680,000 $368,000 $0 0.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $3,615,000 $516,429 $0 0.00%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $3,510,000 $585,000 $0 0.00%
JACKSONVILLE, FL (FHA|USDA|VA) 8 $3,480,000 $435,000 $0 0.00%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 9 $3,365,000 $373,889 $0 0.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 7 $3,365,000 $480,714 $0 0.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $3,290,000 $411,250 $0 0.00%
BOULDER, CO (FHA|USDA|VA) 8 $3,130,000 $391,250 $0 0.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $3,130,000 $391,250 $0 0.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $3,130,000 $391,250 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $3,050,000 $508,333 $0 0.00%
FRESNO, CA (FHA|USDA|VA) 7 $3,015,000 $430,714 $0 0.00%
STOCKTON, CA (FHA|USDA|VA) 9 $2,965,000 $329,444 $0 0.00%
Heber, UT (FHA|USDA|VA) 4 $2,750,000 $687,500 $0 0.00%
RENO, NV (FHA|USDA|VA) 7 $2,745,000 $392,143 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $2,640,000 $440,000 $0 0.00%
BEND, OR (FHA|USDA|VA) 7 $2,615,000 $373,571 $0 0.00%
COLUMBUS, OH (FHA|USDA|VA) 9 $2,575,000 $286,111 $0 0.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $2,525,000 $229,545 $0 0.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $2,430,000 $405,000 $0 0.00%
WICHITA, KS (FHA|USDA|VA) 9 $2,425,000 $269,444 $0 0.00%
VALLEJO, CA (FHA|USDA|VA) 6 $2,390,000 $398,333 $0 0.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $2,300,000 $287,500 $0 0.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $2,240,000 $373,333 $0 0.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $2,205,000 $315,000 $0 0.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $2,170,000 $361,667 $0 0.00%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 6 $2,050,000 $341,667 $0 0.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $2,005,000 $668,333 $0 0.00%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,980,000 $495,000 $0 0.00%
WENATCHEE, WA (FHA|USDA|VA) 5 $1,955,000 $391,000 $0 0.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,940,000 $485,000 $0 0.00%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,905,000 $381,000 $0 0.00%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,875,000 $375,000 $0 0.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,830,000 $457,500 $0 0.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $1,825,000 $365,000 $0 0.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,740,000 $435,000 $0 0.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,725,000 $345,000 $0 0.00%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,680,000 $420,000 $0 0.00%
SALINAS, CA (FHA|USDA|VA) 3 $1,675,000 $558,333 $0 0.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,575,000 $315,000 $0 0.00%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,565,000 $313,000 $0 0.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,525,000 $305,000 $0 0.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 5 $1,485,000 $297,000 $0 0.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $1,470,000 $367,500 $0 0.00%
JACKSON, MS (FHA|USDA|VA) 3 $1,445,000 $481,667 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $1,375,000 $458,333 $0 0.00%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $1,330,000 $665,000 $0 0.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,315,000 $438,333 $0 0.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,240,000 $310,000 $0 0.00%
Edwards, CO (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $0 0.00%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,230,000 $615,000 $0 0.00%
TOPEKA, KS (FHA|USDA|VA) 6 $1,190,000 $198,333 $0 0.00%
Aberdeen, WA (FHA|USDA|VA) 4 $1,140,000 $285,000 $0 0.00%
MADISON, WI (FHA|USDA|VA) 3 $1,135,000 $378,333 $0 0.00%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,125,000 $225,000 $0 0.00%
TUCSON, AZ (FHA|USDA|VA) 4 $1,120,000 $280,000 $0 0.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $1,080,000 $270,000 $0 0.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $1,075,000 $358,333 $0 0.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $1,070,000 $535,000 $0 0.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $1,050,000 $525,000 $0 0.00%
Traverse City, MI (FHA|USDA|VA) 2 $1,030,000 $515,000 $0 0.00%
Sevierville, TN (FHA|USDA|VA) 3 $1,025,000 $341,667 $0 0.00%
CORVALLIS, OR (FHA|USDA|VA) 2 $1,010,000 $505,000 $0 0.00%
TWIN FALLS, ID (FHA|USDA|VA) 2 $970,000 $485,000 $0 0.00%
Hilo, HI (FHA|USDA|VA) 2 $960,000 $480,000 $0 0.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $910,000 $455,000 $0 0.00%
Shelton, WA (FHA|USDA|VA) 2 $910,000 $455,000 $0 0.00%
Outside of Metro Areas 2 $910,000 $455,000 $0 0.00%
Fernley, NV (FHA|USDA|VA) 2 $890,000 $445,000 $0 0.00%
Madison, IN (FHA|USDA|VA) 2 $890,000 $445,000 $0 0.00%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $885,000 $295,000 $0 0.00%
CARSON CITY, NV (FHA|USDA|VA) 2 $870,000 $435,000 $0 0.00%
Boone, NC (FHA|USDA|VA) 1 $845,000 $845,000 $0 0.00%
Crossville, TN (FHA|USDA|VA) 2 $790,000 $395,000 $0 0.00%
PITTSBURGH, PA (FHA|USDA|VA) 3 $785,000 $261,667 $0 0.00%
BATON ROUGE, LA (FHA|USDA|VA) 2 $780,000 $390,000 $0 0.00%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $750,000 $375,000 $0 0.00%
GREELEY, CO (FHA|USDA|VA) 2 $730,000 $365,000 $0 0.00%
COLUMBIA, SC (FHA|USDA|VA) 2 $730,000 $365,000 $0 0.00%
NAPA, CA (FHA|USDA|VA) 1 $725,000 $725,000 $0 0.00%
Ottawa, KS (FHA|USDA|VA) 2 $690,000 $345,000 $0 0.00%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $680,000 $340,000 $0 0.00%
MANHATTAN, KS (FHA|USDA|VA) 2 $670,000 $335,000 $0 0.00%
OWENSBORO, KY (FHA|USDA|VA) 2 $670,000 $335,000 $0 0.00%
MEDFORD, OR (FHA|USDA|VA) 1 $665,000 $665,000 $0 0.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $665,000 $665,000 $0 0.00%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $650,000 $325,000 $0 0.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $645,000 $645,000 $0 0.00%
Hays, KS (FHA|USDA|VA) 5 $615,000 $123,000 $0 0.00%
GETTYSBURG, PA (FHA|USDA|VA) 2 $610,000 $305,000 $0 0.00%
SANTA FE, NM (FHA|USDA|VA) 2 $610,000 $305,000 $0 0.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $610,000 $305,000 $0 0.00%
LANCASTER, PA (FHA|USDA|VA) 2 $570,000 $285,000 $0 0.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $570,000 $285,000 $0 0.00%
Key West, FL (FHA|USDA|VA) 1 $565,000 $565,000 $0 0.00%
LOGAN, UT-ID (FHA|USDA|VA) 1 $545,000 $545,000 $0 0.00%
KNOXVILLE, TN (FHA|USDA|VA) 1 $545,000 $545,000 $0 0.00%
MORGANTOWN, WV (FHA|USDA|VA) 2 $530,000 $265,000 $0 0.00%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $515,000 $515,000 $0 0.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $510,000 $255,000 $0 0.00%
SAVANNAH, GA (FHA|USDA|VA) 2 $510,000 $255,000 $0 0.00%
Waycross, GA (FHA|USDA|VA) 2 $510,000 $255,000 $0 0.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $505,000 $505,000 $0 0.00%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $495,000 $495,000 $0 0.00%
Seneca, SC (FHA|USDA|VA) 1 $495,000 $495,000 $0 0.00%
Sandpoint, ID (FHA|USDA|VA) 1 $495,000 $495,000 $0 0.00%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $485,000 $485,000 $0 0.00%
ANCHORAGE, AK (FHA|USDA|VA) 1 $475,000 $475,000 $0 0.00%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $475,000 $475,000 $0 0.00%
LINCOLN, NE (FHA|USDA|VA) 3 $465,000 $155,000 $0 0.00%
PROVO-OREM, UT (FHA|USDA|VA) 1 $465,000 $465,000 $0 0.00%
WILMINGTON, NC (FHA|USDA|VA) 1 $435,000 $435,000 $0 0.00%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $425,000 $425,000 $0 0.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $415,000 $415,000 $0 0.00%
YAKIMA, WA (FHA|USDA|VA) 1 $415,000 $415,000 $0 0.00%
MOBILE, AL (FHA|USDA|VA) 1 $395,000 $395,000 $0 0.00%
Bozeman, MT (FHA|USDA|VA) 1 $395,000 $395,000 $0 0.00%
Port Angeles, WA (FHA|USDA|VA) 1 $395,000 $395,000 $0 0.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $385,000 $385,000 $0 0.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $385,000 $385,000 $0 0.00%
Gainesville, TX (FHA|USDA|VA) 1 $385,000 $385,000 $0 0.00%
Sonora, CA (FHA|USDA|VA) 1 $375,000 $375,000 $0 0.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $375,000 $375,000 $0 0.00%
LUBBOCK, TX (FHA|USDA|VA) 3 $365,000 $121,667 $0 0.00%
Shelbyville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $0 0.00%
GAINESVILLE, FL (FHA|USDA|VA) 1 $355,000 $355,000 $0 0.00%
Lebanon, NH-VT (FHA|USDA|VA) 1 $335,000 $335,000 $0 0.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $325,000 $325,000 $0 0.00%
Brevard, NC (FHA|USDA|VA) 1 $315,000 $315,000 $0 0.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
LONGVIEW, TX (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
NEW BERN, NC (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
GAINESVILLE, GA (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
TULSA, OK (FHA|USDA|VA) 1 $295,000 $295,000 $0 0.00%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $275,000 $275,000 $0 0.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $0 0.00%
DULUTH, MN-WI (FHA|USDA|VA) 1 $265,000 $265,000 $0 0.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $265,000 $265,000 $0 0.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $245,000 $245,000 $0 0.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $225,000 $225,000 $0 0.00%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
LONGVIEW, WA (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
Altus, OK (FHA|USDA|VA) 2 $170,000 $85,000 $0 0.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
Salina, KS (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
Roseburg, OR (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
Bartlesville, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
Farmers Bank & Trust's top markets include Seattle, Washington, Los Angeles, San Francisco, and New York among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,041 $1,360,495,000 $447,384 $0 0.00%
    USDA 11 $935,000 $85,000 $0 0.00%

    For 2021, Farmers Bank & Trust's most frequently originated type of loan was Conventional, with 3,041 originations. Their 2nd most popular type was USDA, with 11 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,896 $874,560,000 $461,266 $0 0.00%
    Cash Out Refi 896 $403,890,000 $450,770 $0 0.00%
    Home Purchase 256 $82,650,000 $322,852 $0 0.00%
    Home Improvement 4 $330,000 $82,500 $0 0.00%

    For 2021, Farmers Bank & Trust's most frequently cited loan purpose was Refi, with 1,896 originations. The 2nd most popular reason was Cash Out Refi, with 896 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 3,052 $1,361,430,000 $446,078 $0 0.00%

    For 2021, Farmers Bank & Trust's most frequently cited loan duration was Other, with 3,052 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $400k-600k 1,415 $695,985,000 $491,862 $0 0.00%
    $200k-400k 930 $291,030,000 $312,935 $0 0.00%
    $600k-1MM 475 $340,715,000 $717,295 $0 0.00%
    $100k-200k 160 $24,000,000 $150,000 $0 0.00%
    $100,000 or less 68 $4,600,000 $67,647 $0 0.00%
    $1MM+ 4 $5,100,000 $1,275,000 $0 0.00%

    2021 saw Farmers Bank & Trust place emphasis on $400k-600k loans with 1,415 originations, totaling $695,985,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,095 $954,985,000 $455,840 $0 0.00%
    $150k-250k 406 $186,610,000 $459,631 $0 0.00%
    $100k-150k 266 $108,960,000 $409,624 $0 0.00%
    $250k+ 143 $69,435,000 $485,559 $0 0.00%
    $75k-100k 86 $28,890,000 $335,930 $0 0.00%
    $50k-75k 34 $7,730,000 $227,353 $0 0.00%

    Farmers Bank & Trust lent most frequently to those with incomes in the $50k or less range, with 2,095 originations. The second most popular income band? $150k-250k, with 406 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 3,052 $1,361,430,000 $446,078 $0 0.00%

    Farmers Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 3,052 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,421 $594,055,000 $418,054 $0 0.00%
    Not provided 805 $377,375,000 $468,789 $0 0.00%
    Asian 583 $273,995,000 $469,974 $0 0.00%
    Asian Indian 156 $78,400,000 $502,564 $0 0.00%
    Black 25 $9,995,000 $399,800 $0 0.00%
    Other Asian 14 $7,590,000 $542,143 $0 0.00%
    American Indian 12 $4,520,000 $376,667 $0 0.00%
    Not applicable 14 $4,200,000 $300,000 $0 0.00%
    Filipino 6 $3,820,000 $636,667 $0 0.00%
    Chinese 8 $3,740,000 $467,500 $0 0.00%
    Korean 4 $1,980,000 $495,000 $0 0.00%
    Japanese 2 $1,030,000 $515,000 $0 0.00%
    2 $730,000 $365,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    95.03%

    Farmers Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    55.77%

    Farmers Bank & Trust has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 3,052 $1,361,430,000 $446,078

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,052 $1,361,430,000 $446,078

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Farmers Bank & Trust 1017 Harrison Street Great Bend, KS 67530 Full Service B&M $489,993
    Farmers Bank & Trust 102 West 6th Street Larned, KS 67550 Full Service B&M $40,458
    Farmers Bank & Trust 108 South Main Street Bazine, KS 67516 Full Service B&M $21,993
    Farmers Bank & Trust 14231 Metcalf Avenue Overland Park, KS 66223 Full Service B&M $89,109
    Farmers Bank & Trust 15325 South Lone Elm Road Olathe, KS 66061 Full Service B&M $6,532
    Farmers Bank & Trust 1612 Main Street Great Bend, KS 67530 Full Service B&M $6,323
    Farmers Bank & Trust 616 Colony Avenue Kinsley, KS 67547 Full Service B&M $42,040
    Farmers Bank & Trust 820 Main Street La Crosse, KS 67548 Full Service B&M $48,947
    Farmers Bank & Trust Second Avenue And Main Street Albert, KS 67511 Full Service B&M $23,724

    For 2021, Farmers Bank & Trust had 9 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $33,963
    Net interest income $29,835
    Total noninterest income $13,134
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,017
    Trading account gains and fees $0
    Additional Noninterest Income $12,117
    Pre-tax net operating income $17,210
    Securities gains (or losses, -) $283
    Income before extraordinary items $16,762
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $16,762
    Minority interest net income $0
    Net income $16,762
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $16,490

    Farmers Bank & Trust's gross interest income from loans was $33,963,000.
    Farmers Bank & Trust's net interest income from loans was $29,835,000.
    Farmers Bank & Trust's fee based income from loans was $1,017,000.
    Farmers Bank & Trust's net income from loans was $16,762,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $4,128
    Provision for credit losses $0
    Total noninterest expense $25,759
    Salaries and employee benefits $14,938
    Premises and equipment expense $2,164
    Additional noninterest expense $8,657
    Applicable income taxes $731
    Net charge-offs $-21
    Cash dividends $3,971

    Farmers Bank & Trust's interest expense for loans was $4,128,000.
    Farmers Bank & Trust's payroll and benefits expense were $14,938,000.
    Farmers Bank & Trust's property, plant and equipment expenses $2,164,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $692,201
    Deposits held in domestic offices $692,201
    Deposits by Individuals, partnerships, and corporations $529,421
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $133,921
    Deposits by Commercial banks and other depository institutions in U.S. $28,859
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $247,149
    Demand deposits $187,518
    Nontransaction accounts $445,052
    Money market deposit accounts (MMDAs) $123,502
    Other savings deposits (excluding MMDAs) $77,945
    Total time deposits $243,605
    Total time and savings deposits $504,683
    Noninterest-bearing deposits $163,455
    Interest-bearing deposits $528,746
    Retail deposits $522,941
    IRAs and Keogh plan accounts $12,457
    Brokered deposits $138,686
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $986,732
    Cash & Balances due from depository institutions $85,362
    Interest-bearing balances $70,907
    Total securities $467,030
    Federal funds sold & reverse repurchase $5,104
    Net loans and leases $386,645
    Loan and leases loss allowance $5,028
    Trading account assets $0
    Bank premises and fixed assets $3,502
    Other real estate owned $3,560
    Goodwill and other intangibles $696
    All other assets $34,833

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $986,732
    Total Liabilities $785,607
    Total deposits $692,201
    Interest-bearing deposits $528,746
    Deposits held in domestic offices $692,201
    % insured (estimated) $82
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $89,275
    Subordinated debt $0
    All other liabilities $4,131

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $386,645
    Loan and leases loss allowance $5,028
    Total loans and leases (domestic) $391,673
    All real estate loans $299,811
    Real estate loans in domestic offices $299,811
    Construction and development loans $59,501
    Residential 1-4 family construction $37,702
    Other construction, all land development and other land $21,799
    Loans secured by nonfarm nonresidential properties $85,215
    Nonfarm nonresidential secured by owner-occupied properties $25,154
    Commercial real estate & other non-farm, non-residential $60,061
    Multifamily residential real estate $19,873
    1-4 family residential loans $77,847
    Farmland loans $57,375
    Loans held in foreign offices $0
    Farm loans $33,667
    Commercial and industrial loans $14,739
    To non-U.S. addressees $0
    Loans to individuals $1,889
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $1,675
    Other loans to individuals $214
    All other loans & leases $41,567
    Loans to foreign governments and official institutions $0
    Other loans $36,760
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,480
    Non 1-4 family restructured loans & leases $2,251
    Total loans and leases (foreign) $0

    Farmers Bank & Trust had $386,645,000 of loans outstanding in 2021. $299,811,000 of loans were in real estate loans. $59,501,000 of loans were in development loans. $19,873,000 of loans were in multifamily mortgage loans. $77,847,000 of loans were in 1-4 family mortgage loans. $33,667,000 of loans were in farm loans. $0 of loans were in credit card loans. $1,675,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 146 $26,082 $178,644
    Nonfarm, nonresidential loans - <$100k 55 $1,975 $35,909
    Nonfarm, nonresidential loans - $100-250k 40 $5,519 $137,975
    Nonfarm, nonresidential loans - $250k-1MM 51 $18,588 $364,471
    Commercial & Industrial, US addressed loans - <$1MM 243 $11,657 $47,971
    Commercial & Industrial, US addressed loans - <$100k 163 $3,273 $20,080
    Commercial & Industrial, US addressed loans - $100-250k 51 $3,854 $75,569
    Commercial & Industrial, US addressed loans - $250k-1MM 29 $4,530 $156,207
    Farmland loans - <$1MM 319 $31,768 $99,586
    Farmland loans - <$100k 157 $5,488 $34,955
    Farmland loans - $100-250k 104 $12,907 $124,106
    Farmland loans - $250k-1MM 58 $13,373 $230,569
    Agriculture operations loans - <$1MM 351 $17,341 $49,405
    Agriculture operations loans - <$100k 282 $6,501 $23,053
    Agriculture operations loans - $100-250k 44 $4,506 $102,409
    Agriculture operations loans - $250k-1MM 25 $6,334 $253,360