Sunflower Bank Mortgage Rates, Fees & Info
Denver, COLEI: 2549008TT6UNYR7AXF54
Tax ID: 48-0216075
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Mortgage Data
Review & Overview
Sunflower Bank is a smaller bank specializing in Home Purchase loans. Sunflower Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Spokane, Phoenix, Dallas, San Antonio, and Denver among others. We have data for 192 markets. (Some data included below & more in-depth data is available with an active subscription.)Sunflower Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sunflower Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.36% | 12/17/24 |
| 30 Year Conventional Refi | 6.10% | 12/17/24 |
| 30 Year Cash-out Refi | 6.66% | 12/17/24 |
| 30 Year FHA Purchase | 7.02% | 12/17/24 |
| 30 Year FHA Refi | 6.68% | 12/17/24 |
| 30 Year VA Purchase | 5.88% | 12/17/24 |
| 30 Year VA Refi | 6.21% | 12/17/24 |
| 30 Year USDA Purchase | 6.62% | 12/17/24 |
| 15 Year Conventional Purchase | 6.16% | 12/17/24 |
| 15 Year Conventional Refi | 6.17% | 12/17/24 |
| 15 Year Cash-out Refi | 6.17% | 12/17/24 |
| 15 Year FHA Purchase | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sunflower Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Sunflower Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,618Origination Dollar Volume (All Markets)
$923,690,000Awards
Sunflower Bank - 2023
Sunflower Bank is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Sunflower Bank's average 30 year fixed mortgage rate was
6.44%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.04%.
Relative Fees (Closing Costs)
Sunflower Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,235.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 461 | $152,735,000 | $331,312 | $9,890 | 6.29% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 218 | $103,220,000 | $473,486 | $9,996 | 6.24% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 276 | $99,330,000 | $359,891 | $9,426 | 6.56% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 198 | $69,960,000 | $353,333 | $10,535 | 5.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 96 | $53,770,000 | $560,104 | $5,873 | 6.59% |
| BOISE CITY, ID (FHA|USDA|VA) | 126 | $43,300,000 | $343,651 | $9,979 | 6.80% |
| Outside of Metro Areas | 116 | $30,970,000 | $266,983 | $7,045 | 6.54% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 90 | $26,510,000 | $294,556 | $7,971 | 6.45% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 60 | $24,820,000 | $413,667 | $10,194 | 5.96% |
| EL PASO, TX (FHA|USDA|VA) | 73 | $19,595,000 | $268,425 | $10,304 | 6.38% |
| Outside of Metro Areas | 39 | $18,995,000 | $487,051 | $10,758 | 6.52% |
| SANTA FE, NM (FHA|USDA|VA) | 45 | $17,455,000 | $387,889 | $6,752 | 6.56% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 33 | $15,725,000 | $476,515 | $14,438 | 6.59% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 45 | $14,545,000 | $323,222 | $11,448 | 6.57% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 46 | $13,490,000 | $293,261 | $6,429 | 6.53% |
| WICHITA, KS (FHA|USDA|VA) | 52 | $10,420,000 | $200,385 | $5,588 | 6.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 29 | $9,815,000 | $338,448 | $11,607 | 6.36% |
| LAWRENCE, KS (FHA|USDA|VA) | 35 | $8,775,000 | $250,714 | $5,344 | 6.64% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 29 | $8,555,000 | $295,000 | $5,169 | 6.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 14 | $7,560,000 | $540,000 | $17,616 | 6.23% |
| BOULDER, CO (FHA|USDA|VA) | 12 | $7,240,000 | $603,333 | $5,493 | 5.74% |
| Los Alamos, NM (FHA|USDA|VA) | 17 | $7,215,000 | $424,412 | $8,355 | 6.57% |
| Hays, KS (FHA|USDA|VA) | 33 | $6,255,000 | $189,545 | $4,251 | 6.19% |
| Pullman, WA (FHA|USDA|VA) | 18 | $5,470,000 | $303,889 | $9,095 | 6.60% |
| FLINT, MI (FHA|USDA|VA) | 28 | $5,080,000 | $181,429 | $4,558 | 7.02% |
| Salina, KS (FHA|USDA|VA) | 28 | $5,080,000 | $181,429 | $3,815 | 6.65% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $4,630,000 | $578,750 | $14,951 | 6.28% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $4,385,000 | $487,222 | $14,148 | 5.80% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $4,035,000 | $1,345,000 | $23,840 | 6.62% |
| MANHATTAN, KS (FHA|USDA|VA) | 22 | $3,940,000 | $179,091 | $5,308 | 5.91% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $3,830,000 | $957,500 | $21,695 | 6.88% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $3,540,000 | $442,500 | $11,623 | 6.72% |
| Edwards, CO (FHA|USDA|VA) | 4 | $3,230,000 | $807,500 | $4,209 | 5.94% |
| Dodge City, KS (FHA|USDA|VA) | 15 | $3,005,000 | $200,333 | $5,727 | 6.70% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $2,955,000 | $2,955,000 | $9,540 | 6.99% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $7,507 | 6.87% |
| Payson, AZ (FHA|USDA|VA) | 3 | $2,645,000 | $881,667 | $8,407 | 7.04% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $11,160 | 6.96% |
| TOPEKA, KS (FHA|USDA|VA) | 13 | $2,565,000 | $197,308 | $6,239 | 6.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $11,305 | 6.52% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $39,066 | 7.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $7,605 | 6.31% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $8,798 | 7.46% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $9,939 | 6.87% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $9,686 | 5.90% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $21,629 | 6.68% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,700,000 | $850,000 | $20,951 | 6.69% |
| Mountain Home, ID (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $7,350 | 7.42% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $10,094 | 6.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $7,204 | 4.79% |
| Cañon City, CO (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $6,178 | 6.64% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $3,440 | 6.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $11,364 | 7.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $15,250 | 6.92% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $8,826 | 5.54% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $6,860 | 7.30% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $9,178 | 6.00% |
| Rockport, TX (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $14,415 | 7.93% |
| WACO, TX (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $18,004 | 6.75% |
| Branson, MO (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $7,784 | 7.24% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $12,372 | 6.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $6,043 | 7.05% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $12,210 | 6.75% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,860 | 6.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $11,452 | 6.66% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $29,464 | 6.06% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $16,785 | 6.81% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $7,226 | 7.06% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $7,460 | 6.49% |
| Great Bend, KS (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $3,969 | 6.79% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $14,791 | 4.37% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,633 | 7.32% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $9,438 | 6.54% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $23,642 | 6.06% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $7,336 | 6.83% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $14,216 | 6.56% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $9,131 | 6.37% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,388 | 7.08% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $3,944 | 6.38% |
| Granbury, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $11,075 | 6.81% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,994 | 6.41% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $3,478 | 5.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $5,579 | 6.74% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $7,317 | 7.31% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $9,991 | 5.99% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,304 | 5.88% |
| Hailey, ID (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $14,129 | 6.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,383 | 6.62% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $12,729 | 5.49% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $12,318 | 5.43% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,047 | 6.81% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,040 | 6.49% |
| Española, NM (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $13,139 | 6.31% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,443 | 6.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,367 | 6.49% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,955 | 6.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,994 | 7.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,028 | 7.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,807 | 7.24% |
| Bay City, TX (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 7.99% |
| Las Vegas, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,708 | 7.04% |
| SALEM, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,404 | 7.06% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,062 | 6.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $19,869 | 5.38% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,429 | 7.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,760 | 6.99% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,365 | 6.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,891 | 5.31% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,991 | 5.81% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,492 | 7.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,679 | 5.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,459 | 6.62% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $12,289 | 6.49% |
| Durango, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $12,890 | 6.99% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,445 | 6.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,771 | 7.12% |
| Garden City, KS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,462 | 4.88% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,533 | 6.38% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $12,238 | 6.62% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $27,786 | 6.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $17,843 | 6.13% |
| Helena, MT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,062 | 7.13% |
| Athens, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,793 | 6.49% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,361 | 6.99% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $19,105 | 5.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,912 | 7.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,430 | 4.99% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,357 | 7.49% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,964 | 6.31% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,371 | 7.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,212 | 6.99% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,410 | 6.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,064 | 7.25% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,464 | 5.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,835 | 6.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,032 | 5.38% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,361 | 7.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,546 | 7.99% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,969 | 6.49% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,825 | 7.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,023 | 6.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,758 | 5.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,300 | 7.38% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,821 | 6.99% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,100 | 6.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,116 | 6.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,330 | 6.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,892 | 7.49% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,456 | 6.49% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,773 | 6.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,410 | 6.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.13% |
| Clovis, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,579 | 7.25% |
| Safford, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,665 | 7.88% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,273 | 6.99% |
| READING, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.88% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,762 | 6.63% |
| Silver City, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,474 | 7.49% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,295 | 6.49% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,009 | 6.49% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,738 | 6.49% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,091 | 6.38% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,889 | 6.49% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,794 | 7.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,519 | 6.13% |
| Sterling, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,774 | 7.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,788 | 6.49% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,651 | 7.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.13% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,191 | 6.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,692 | 7.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,855 | 6.13% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 6.99% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.63% |
| Othello, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,170 | 6.25% |
| Moscow, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,810 | 6.49% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,808 | 6.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Palestine, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,158 | 7.99% |
| La Grande, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,827 | 6.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,928 | 6.49% |
| McPherson, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,830 | 6.49% |
| Richmond, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,922 | 6.99% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,679 | 6.49% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,298 | 6.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,690 | 7.13% |
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Product Mix
For 2023, Sunflower Bank's most frequently originated type of loan was Conventional, with 1,750 originations. Their 2nd most popular type was FHA, with 580 originations.
Loan Reason
For 2023, Sunflower Bank's most frequently cited loan purpose was Home Purchase, with 2,387 originations. The 2nd most popular reason was Cash Out Refi, with 115 originations.
Loan Duration/Length
For 2023, Sunflower Bank's most frequently cited loan duration was 30 Year, with 2,515 originations. The 2nd most popular length was 15 Year, with 52 originations.
Origination Fees/Closing Costs
Sunflower Bank's average total fees were $9,235, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 793 originations.
Interest Rates
During 2023, Sunflower Bank's average interest rate for loans was 6.44%, while their most frequently originated rate bucket for loans was 6-7%, with 1,142 originations.
Loan Sizing
2023 saw Sunflower Bank place emphasis on $200k-400k loans with 1,270 originations, totaling $372,750,000 in origination value.
Applicant Income
Sunflower Bank lent most frequently to those with incomes in the $100k-150k range, with 628 originations. The second most popular income band? $50k-75k, with 557 originations.
Applicant Debt to Income Ratio
Sunflower Bank lent most frequently to those with DTI ratios of 30-36%, with 369 originations. The next most common DTI ratio? 50-60%, with 327 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.88%
Sunflower Bank has an average approval rate.
Pick Rate
Approvals leading to origination56.15%
Sunflower Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,618 | $923,690,000 | $352,823 |