Maryville USDA Loan Rates, Closing Costs & Stats

Maryville, MO

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Maryville's 5 lenders originated 12 USDA loans during 2024. The total origination value was $2,020,000, with an average USDA loan value of $168,333.

    Maryville USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Maryville averaged 6.88% for the week of 2025-07-11, compared to the national average (all USDA variants) of 6.449% for the same period.

    Maryville's average USDA mortgage closing costs are $3,965.

    The average rate for the prior week (2025-07-04) was 6.89% and one month ago for the week of 2025-06-06, the average rate was 6.69%.

    The average rate one year ago was 7.07%.

    For refis of the same type during the week of 2025-07-11, the average rate was 6.65%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Maryville USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Maryville level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Flanagan State Bank 5 6.93% $5,584
    NBH Bank 3 6.54% $3,493
    American Mortgage & Equity Consultants, Inc. 2 7.06% $7,647
    Century Mortgage Company DBA Century Lending Company 1 6.13% $4,750
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.25% $6,070

    The top Maryville USDA lender as defined by loan originations is Flanagan State Bank, with 5 USDA loans originated. Their average total fees are $5,584, which is $2,091 higher than the next largest lender, NBH Bank.

    The lowest fee Maryville USDA lenders (with over 10 loans originated) are .

    The lowest rate Maryville USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,850 (13.0%) $145,800 (9.4%) 0.00 114
    2018-02-01 $135,000 (22.8%) $151,257 (18.5%) 0.00 119
    2018-03-01 $139,900 (26.3%) $154,418 (17.7%) 0.00 112
    2018-04-01 $138,850 (20.5%) $154,385 (11.4%) 0.00 114
    2018-05-01 $141,400 (20.6%) $154,349 (11.4%) 0.00 112
    2018-06-01 $142,400 (24.7%) $155,033 (13.7%) 0.00 110
    2018-07-01 $149,000 (28.7%) $164,573 (19.4%) 0.00 103
    2018-08-01 $149,000 (27.9%) $163,136 (18.0%) 0.00 107
    2018-09-01 $144,000 (15.2%) $160,095 (12.7%) 0.00 100
    2018-10-01 $144,375 (15.5%) $159,582 (12.8%) 0.00 90
    2018-11-01 $149,600 (17.8%) $160,759 (14.0%) 0.00 87
    2018-12-01 $145,750 (13.0%) $160,180 (11.8%) 0.00 89
    2019-01-01 $144,000 (10.9%) $165,950 (13.8%) 0.00 81
    2019-02-01 $146,200 (8.3%) $169,211 (11.9%) 0.00 79
    2019-03-01 $142,800 (2.1%) $162,832 (5.5%) 0.00 81
    2019-04-01 $140,975 (1.5%) $158,195 (2.5%) 0.00 79
    2019-05-01 $144,225 (2.0%) $158,971 (3.0%) 0.00 81
    2019-06-01 $139,500 (-2.0%) $156,017 (0.6%) 0.00 78
    2019-07-01 $136,000 (-8.7%) $157,964 (-4.0%) 0.00 81
    2019-08-01 $133,042 (-10.7%) $155,611 (-4.6%) 0.00 79
    2019-09-01 $133,862 (-7.0%) $151,158 (-5.6%) 0.00 74
    2019-10-01 $134,159 (-7.1%) $148,939 (-6.7%) 0.00 72
    2019-11-01 $133,000 (-11.1%) $154,131 (-4.1%) 0.00 69
    2019-12-01 $130,975 (-10.1%) $156,540 (-2.3%) 0.00 59
    2020-01-01 $132,000 (-8.3%) $156,144 (-5.9%) 0.00 59
    2020-02-01 $131,250 (-10.2%) $161,943 (-4.3%) 0.00 58
    2020-03-01 $138,000 (-3.4%) $169,909 (4.4%) 0.00 58
    2020-04-01 $149,900 (6.3%) $169,117 (6.9%) 0.00 63
    2020-05-01 $131,500 (-8.8%) $165,201 (3.9%) 0.00 60
    2020-06-01 $143,250 (2.7%) $172,397 (10.5%) 0.00 45
    2020-07-01 $157,250 (15.6%) $192,552 (21.9%) 0.00 50
    2020-08-01 $151,250 (13.7%) $218,902 (40.7%) 0.00 49
    2020-09-01 $158,375 (18.3%) $224,894 (48.8%) 0.00 50
    2020-10-01 $157,000 (17.0%) $218,366 (46.6%) 0.00 41
    2020-11-01 $143,725 (8.1%) $185,313 (20.2%) 0.00 42
    2020-12-01 $151,225 (15.5%) $181,346 (15.9%) 0.00 42
    2021-01-01 $153,750 (16.5%) $195,609 (25.3%) 0.00 29
    2021-02-01 $149,675 (14.0%) $188,710 (16.5%) 0.00 27
    2021-03-01 $152,225 (10.3%) $182,826 (7.6%) 0.00 28
    2021-04-01 $192,500 (28.4%) $228,242 (35.0%) 0.00 30
    2021-05-01 $140,500 (6.8%) $180,878 (9.5%) 0.00 22
    2021-06-01 $151,325 (5.6%) $172,308 (-0.1%) 0.00 29
    2021-07-01 $151,200 (-3.9%) $185,918 (-3.5%) 0.00 28
    2021-08-01 $168,950 (11.7%) $230,457 (5.3%) 0.00 24
    2021-09-01 $164,950 (4.2%) $222,319 (-1.1%) 0.00 26
    2021-10-01 $172,400 (9.8%) $219,492 (0.5%) 0.00 24
    2021-11-01 $138,950 (-3.3%) $216,543 (16.9%) 0.00 24
    2021-12-01 $163,700 (8.3%) $225,057 (24.1%) 0.00 23
    2022-01-01 $147,000 (-4.4%) $180,853 (-7.5%) 0.00 17
    2022-02-01 $212,500 (42.0%) $221,976 (17.6%) 0.00 18
    2022-03-01 $208,250 (36.8%) $227,988 (24.7%) 0.00 13
    2022-04-01 $189,900 (-1.4%) $223,910 (-1.9%) 0.00 21
    2022-05-01 $200,950 (43.0%) $222,433 (23.0%) 0.00 18
    2022-06-01 $214,475 (41.7%) $215,376 (25.0%) 0.00 19
    2022-07-01 $199,900 (32.2%) $248,361 (33.6%) 0.00 27
    2022-08-01 $233,500 (38.2%) $284,679 (23.5%) 0.00 27
    2022-09-01 $216,125 (31.0%) $264,045 (18.8%) 0.00 27
    2022-10-01 $220,750 (28.1%) $234,196 (6.7%) 0.00 26
    2022-11-01 $211,250 (52.0%) $226,155 (4.4%) 0.00 22
    2022-12-01 $187,000 (14.2%) $207,254 (-7.9%) 0.00 22
    2023-01-01 $183,450 (24.8%) $236,419 (30.7%) 0.00 21
    2023-02-01 $181,700 (-14.5%) $242,895 (9.4%) 0.00 24
    2023-03-01 $173,675 (-16.6%) $240,135 (5.3%) 0.00 22
    2023-04-01 $184,950 (-2.6%) $230,797 (3.1%) 0.00 25
    2023-05-01 $187,500 (-6.7%) $231,423 (4.0%) 0.00 27
    2023-06-01 $200,725 (-6.4%) $232,648 (8.0%) 0.00 33
    2023-07-01 $191,000 (-4.5%) $233,579 (-6.0%) 0.00 38
    2023-08-01 $199,950 (-14.4%) $222,906 (-21.7%) 0.00 40
    2023-09-01 $210,000 (-2.8%) $224,653 (-14.9%) 0.00 41
    2023-10-01 $201,225 (-8.8%) $223,378 (-4.6%) 0.00 40
    2023-11-01 $203,725 (-3.6%) $230,772 (2.0%) 0.00 37
    2023-12-01 $215,000 (15.0%) $240,046 (15.8%) 0.00 37
    2024-01-01 $194,950 (6.3%) $232,304 (-1.7%) 0.00 35
    2024-02-01 $232,000 (27.7%) $236,458 (-2.7%) 0.00 33
    2024-03-01 $235,000 (35.3%) $249,130 (3.8%) 0.00 30
    2024-04-01 $209,500 (13.3%) $247,058 (7.1%) 0.00 32
    2024-05-01 $196,000 (4.5%) $227,821 (-1.6%) 0.00 35
    2024-06-01 $209,500 (4.4%) $241,085 (3.6%) 0.00 44
    2024-07-01 $210,375 (10.1%) $225,468 (-3.5%) 0.00 55
    2024-08-01 $185,000 (-7.5%) $214,028 (-4.0%) 0.00 60
    2024-09-01 $186,000 (-11.4%) $230,231 (2.5%) 0.00 58
    2024-10-01 $184,500 (-8.3%) $233,776 (4.7%) 0.00 54
    2024-11-01 $184,900 (-9.2%) $235,776 (2.2%) 0.00 57
    2024-12-01 $174,725 (-18.7%) $219,573 (-8.5%) 0.00 58
    2025-01-01 $171,950 (-11.8%) $230,338 (-0.9%) 0.00 53
    2025-02-01 $177,750 (-23.4%) $239,941 (1.5%) 0.00 54
    2025-03-01 $172,000 (-26.8%) $240,152 (-3.6%) 0.00 56
    2025-04-01 $168,750 (-19.5%) $231,939 (-6.1%) 0.00 55
    2025-05-01 $177,000 (-9.7%) $242,482 (6.4%) 0.00 42
    2025-06-01 $210,000 (0.2%) $268,110 (11.2%) 0.00 68
    Maryville's median listing price for 2025-06-01 was $210,000, a difference of $500 (0.2%) versus the prior year and $33,000 versus the prior month.

    Maryville's median listing price comes in at 0% of the national average.

    Maryville's average listing price for 2025-06-01 was $268,110, a difference of $27,025 (11.2%) versus the prior year and $25,628 versus the prior month.

    For the 2025-06-01 period, Maryville had 68 MLS listings, a difference of 26 listings (62%) versus the prior month and 24 listings (55%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,868 sqft
    2018-02-01 0 days 1,872 sqft
    2018-03-01 0 days 1,876 sqft
    2018-04-01 0 days 1,887 sqft
    2018-05-01 0 days 1,935 sqft
    2018-06-01 0 days 1,935 sqft
    2018-07-01 0 days 1,998 sqft
    2018-08-01 0 days 2,002 sqft
    2018-09-01 0 days 1,972 sqft
    2018-10-01 0 days 1,951 sqft
    2018-11-01 0 days 1,976 sqft
    2018-12-01 0 days 1,934 sqft
    2019-01-01 0 days 1,891 sqft
    2019-02-01 0 days 1,957 sqft
    2019-03-01 0 days 1,886 sqft
    2019-04-01 0 days 1,873 sqft
    2019-05-01 0 days 1,872 sqft
    2019-06-01 0 days 1,856 sqft
    2019-07-01 0 days 1,776 sqft
    2019-08-01 0 days 1,786 sqft
    2019-09-01 0 days 1,795 sqft
    2019-10-01 0 days 1,802 sqft
    2019-11-01 0 days 1,895 sqft
    2019-12-01 0 days 1,721 sqft
    2020-01-01 0 days 1,693 sqft
    2020-02-01 0 days 1,675 sqft
    2020-03-01 0 days 1,792 sqft
    2020-04-01 0 days 1,790 sqft
    2020-05-01 0 days 1,768 sqft
    2020-06-01 0 days 1,684 sqft
    2020-07-01 0 days 1,875 sqft
    2020-08-01 0 days 1,778 sqft
    2020-09-01 0 days 1,810 sqft
    2020-10-01 0 days 1,820 sqft
    2020-11-01 0 days 1,670 sqft
    2020-12-01 0 days 1,699 sqft
    2021-01-01 0 days 1,790 sqft
    2021-02-01 0 days 1,824 sqft
    2021-03-01 0 days 1,814 sqft
    2021-04-01 0 days 1,948 sqft
    2021-05-01 0 days 1,640 sqft
    2021-06-01 0 days 1,653 sqft
    2021-07-01 0 days 1,931 sqft
    2021-08-01 0 days 2,120 sqft
    2021-09-01 0 days 2,101 sqft
    2021-10-01 0 days 1,878 sqft
    2021-11-01 0 days 1,603 sqft
    2021-12-01 0 days 1,643 sqft
    2022-01-01 0 days 1,779 sqft
    2022-02-01 0 days 1,825 sqft
    2022-03-01 0 days 1,885 sqft
    2022-04-01 0 days 1,926 sqft
    2022-05-01 0 days 1,642 sqft
    2022-06-01 0 days 1,400 sqft
    2022-07-01 0 days 1,817 sqft
    2022-08-01 0 days 1,923 sqft
    2022-09-01 0 days 1,977 sqft
    2022-10-01 0 days 1,784 sqft
    2022-11-01 0 days 1,832 sqft
    2022-12-01 0 days 1,736 sqft
    2023-01-01 0 days 1,812 sqft
    2023-02-01 0 days 1,830 sqft
    2023-03-01 0 days 1,854 sqft
    2023-04-01 0 days 1,729 sqft
    2023-05-01 0 days 1,921 sqft
    2023-06-01 0 days 1,832 sqft
    2023-07-01 0 days 1,776 sqft
    2023-08-01 0 days 1,849 sqft
    2023-09-01 0 days 1,908 sqft
    2023-10-01 0 days 1,986 sqft
    2023-11-01 0 days 2,036 sqft
    2023-12-01 0 days 1,996 sqft
    2024-01-01 0 days 1,749 sqft
    2024-02-01 0 days 2,007 sqft
    2024-03-01 0 days 2,000 sqft
    2024-04-01 0 days 1,698 sqft
    2024-05-01 0 days 1,544 sqft
    2024-06-01 0 days 1,602 sqft
    2024-07-01 0 days 1,648 sqft
    2024-08-01 0 days 1,600 sqft
    2024-09-01 0 days 1,637 sqft
    2024-10-01 0 days 1,618 sqft
    2024-11-01 0 days 1,640 sqft
    2024-12-01 0 days 1,614 sqft
    2025-01-01 0 days 1,620 sqft
    2025-02-01 0 days 1,623 sqft
    2025-03-01 0 days 1,557 sqft
    2025-04-01 0 days 1,576 sqft
    2025-05-01 0 days 1,586 sqft
    2025-06-01 0 days 1,613 sqft
    Maryville's median listing age (time on market) for 2025-06-01 was 0 days.

    Maryville's median square footage for active listings during the 2025-06-01 period was 1,613 sqft. One year prior, the average listing was 1,602 sqft.