Maryville USDA Loan Rates, Closing Costs & Stats
Maryville, MO
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Maryville's 4 lenders originated 8 USDA loans during 2023. The total origination value was $1,110,000, with an average USDA loan value of $138,750.
Maryville USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Maryville
averaged
6.72%
for the week of 2024-04-12, compared to the national average (all USDA variants) of
6.705% for the same period.
Maryville's average USDA mortgage closing costs are $3,864.
The average rate for the prior week (2024-04-05) was
6.95% and
one month ago for the week of 2024-03-08, the
average rate was 6.81%.
The average rate one year ago was 6.41%.
For refis of the same type during the week of 2024-04-12, the average rate
was 6.91%.
Maryville USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Maryville level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| PLAZA HOME MORTGAGE, INC. | 3 | 6.33% | $4,238 |
| Flanagan State Bank | 2 | 6.88% | $5,564 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 1 | 7.25% | $6,480 |
| U.S. Bank | 1 | 6.50% | $3,346 |
The top Maryville USDA lender as defined by loan originations is PLAZA HOME MORTGAGE, INC., with
3 USDA loans originated. Their average total fees are
$4,238, which is $1,325
lower than the next largest lender,
Flanagan State Bank.
The lowest fee Maryville USDA lenders (with over 10 loans originated) are
.
The lowest rate Maryville USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,850 (13.0%) | $145,800 (9.4%) | 0.00 | 114 |
| 2018-02-01 | $135,000 (22.8%) | $151,257 (18.5%) | 0.00 | 119 |
| 2018-03-01 | $139,900 (26.3%) | $154,418 (17.7%) | 0.00 | 112 |
| 2018-04-01 | $138,850 (20.5%) | $154,385 (11.4%) | 0.00 | 114 |
| 2018-05-01 | $141,400 (20.6%) | $154,349 (11.4%) | 0.00 | 112 |
| 2018-06-01 | $142,400 (24.7%) | $155,033 (13.7%) | 0.00 | 110 |
| 2018-07-01 | $149,000 (28.7%) | $164,573 (19.4%) | 0.00 | 103 |
| 2018-08-01 | $149,000 (27.9%) | $163,136 (18.0%) | 0.00 | 107 |
| 2018-09-01 | $144,000 (15.2%) | $160,095 (12.7%) | 0.00 | 100 |
| 2018-10-01 | $144,375 (15.5%) | $159,582 (12.8%) | 0.00 | 90 |
| 2018-11-01 | $149,600 (17.8%) | $160,759 (14.0%) | 0.00 | 87 |
| 2018-12-01 | $145,750 (13.0%) | $160,180 (11.8%) | 0.00 | 89 |
| 2019-01-01 | $144,000 (10.9%) | $165,950 (13.8%) | 0.00 | 81 |
| 2019-02-01 | $146,200 (8.3%) | $169,211 (11.9%) | 0.00 | 79 |
| 2019-03-01 | $142,800 (2.1%) | $162,832 (5.5%) | 0.00 | 81 |
| 2019-04-01 | $140,975 (1.5%) | $158,195 (2.5%) | 0.00 | 79 |
| 2019-05-01 | $144,225 (2.0%) | $158,971 (3.0%) | 0.00 | 81 |
| 2019-06-01 | $139,500 (-2.0%) | $156,017 (0.6%) | 0.00 | 78 |
| 2019-07-01 | $136,000 (-8.7%) | $157,964 (-4.0%) | 0.00 | 81 |
| 2019-08-01 | $133,042 (-10.7%) | $155,611 (-4.6%) | 0.00 | 79 |
| 2019-09-01 | $133,862 (-7.0%) | $151,158 (-5.6%) | 0.00 | 74 |
| 2019-10-01 | $134,159 (-7.1%) | $148,939 (-6.7%) | 0.00 | 72 |
| 2019-11-01 | $133,000 (-11.1%) | $154,131 (-4.1%) | 0.00 | 69 |
| 2019-12-01 | $130,975 (-10.1%) | $156,540 (-2.3%) | 0.00 | 59 |
| 2020-01-01 | $132,000 (-8.3%) | $156,144 (-5.9%) | 0.00 | 59 |
| 2020-02-01 | $131,250 (-10.2%) | $161,943 (-4.3%) | 0.00 | 58 |
| 2020-03-01 | $138,000 (-3.4%) | $169,909 (4.4%) | 0.00 | 58 |
| 2020-04-01 | $149,900 (6.3%) | $169,117 (6.9%) | 0.00 | 63 |
| 2020-05-01 | $131,500 (-8.8%) | $165,201 (3.9%) | 0.00 | 60 |
| 2020-06-01 | $143,250 (2.7%) | $172,397 (10.5%) | 0.00 | 45 |
| 2020-07-01 | $157,250 (15.6%) | $192,552 (21.9%) | 0.00 | 50 |
| 2020-08-01 | $151,250 (13.7%) | $218,902 (40.7%) | 0.00 | 49 |
| 2020-09-01 | $158,375 (18.3%) | $224,894 (48.8%) | 0.00 | 50 |
| 2020-10-01 | $157,000 (17.0%) | $218,366 (46.6%) | 0.00 | 41 |
| 2020-11-01 | $143,725 (8.1%) | $185,313 (20.2%) | 0.00 | 42 |
| 2020-12-01 | $151,225 (15.5%) | $181,346 (15.9%) | 0.00 | 42 |
| 2021-01-01 | $153,750 (16.5%) | $195,609 (25.3%) | 0.00 | 29 |
| 2021-02-01 | $149,675 (14.0%) | $188,710 (16.5%) | 0.00 | 27 |
| 2021-03-01 | $152,225 (10.3%) | $182,826 (7.6%) | 0.00 | 28 |
| 2021-04-01 | $192,500 (28.4%) | $228,242 (35.0%) | 0.00 | 30 |
| 2021-05-01 | $140,500 (6.8%) | $180,878 (9.5%) | 0.00 | 22 |
| 2021-06-01 | $151,325 (5.6%) | $172,308 (-0.1%) | 0.00 | 29 |
| 2021-07-01 | $151,200 (-3.9%) | $185,918 (-3.5%) | 0.00 | 28 |
| 2021-08-01 | $168,950 (11.7%) | $230,457 (5.3%) | 0.00 | 24 |
| 2021-09-01 | $164,950 (4.2%) | $222,319 (-1.1%) | 0.00 | 26 |
| 2021-10-01 | $172,400 (9.8%) | $219,492 (0.5%) | 0.00 | 24 |
| 2021-11-01 | $138,950 (-3.3%) | $216,543 (16.9%) | 0.00 | 24 |
| 2021-12-01 | $163,700 (8.3%) | $225,057 (24.1%) | 0.00 | 23 |
| 2022-01-01 | $147,000 (-4.4%) | $180,853 (-7.5%) | 0.00 | 17 |
| 2022-02-01 | $212,500 (42.0%) | $221,976 (17.6%) | 0.00 | 18 |
| 2022-03-01 | $208,250 (36.8%) | $227,988 (24.7%) | 0.00 | 13 |
| 2022-04-01 | $189,900 (-1.4%) | $223,910 (-1.9%) | 0.00 | 21 |
| 2022-05-01 | $200,950 (43.0%) | $222,433 (23.0%) | 0.00 | 18 |
| 2022-06-01 | $214,475 (41.7%) | $215,376 (25.0%) | 0.00 | 19 |
| 2022-07-01 | $199,900 (32.2%) | $248,361 (33.6%) | 0.00 | 27 |
| 2022-08-01 | $233,500 (38.2%) | $284,679 (23.5%) | 0.00 | 27 |
| 2022-09-01 | $216,125 (31.0%) | $264,045 (18.8%) | 0.00 | 27 |
| 2022-10-01 | $220,750 (28.1%) | $234,196 (6.7%) | 0.00 | 26 |
| 2022-11-01 | $211,250 (52.0%) | $226,155 (4.4%) | 0.00 | 22 |
| 2022-12-01 | $187,000 (14.2%) | $207,254 (-7.9%) | 0.00 | 22 |
| 2023-01-01 | $183,450 (24.8%) | $236,419 (30.7%) | 0.00 | 21 |
| 2023-02-01 | $181,700 (-14.5%) | $242,895 (9.4%) | 0.00 | 24 |
| 2023-03-01 | $173,675 (-16.6%) | $240,135 (5.3%) | 0.00 | 22 |
| 2023-04-01 | $184,950 (-2.6%) | $230,797 (3.1%) | 0.00 | 25 |
| 2023-05-01 | $187,500 (-6.7%) | $231,423 (4.0%) | 0.00 | 27 |
| 2023-06-01 | $200,725 (-6.4%) | $232,648 (8.0%) | 0.00 | 33 |
| 2023-07-01 | $191,000 (-4.5%) | $233,579 (-6.0%) | 0.00 | 38 |
| 2023-08-01 | $199,950 (-14.4%) | $222,906 (-21.7%) | 0.00 | 40 |
| 2023-09-01 | $210,000 (-2.8%) | $224,653 (-14.9%) | 0.00 | 41 |
| 2023-10-01 | $201,225 (-8.8%) | $223,378 (-4.6%) | 0.00 | 40 |
| 2023-11-01 | $203,725 (-3.6%) | $230,772 (2.0%) | 0.00 | 37 |
| 2023-12-01 | $215,000 (15.0%) | $240,046 (15.8%) | 0.00 | 37 |
| 2024-01-01 | $194,950 (6.3%) | $232,304 (-1.7%) | 0.00 | 35 |
| 2024-02-01 | $232,000 (27.7%) | $236,458 (-2.7%) | 0.00 | 33 |
| 2024-03-01 | $235,000 (35.3%) | $249,130 (3.8%) | 0.00 | 30 |
Maryville's median listing price comes in at 0% of the national average.
Maryville's average listing price for 2024-03-01 was $249,130, a difference of $8,995 (3.8%) versus the prior year and $12,672 versus the prior month.
For the 2024-03-01 period, Maryville had 30 MLS listings, a difference of -3 listings (-9%) versus the prior month and 8 listings (36%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,877 sqft |
| 2018-02-01 | 0 days | 1,873 sqft |
| 2018-03-01 | 0 days | 1,876 sqft |
| 2018-04-01 | 0 days | 1,887 sqft |
| 2018-05-01 | 0 days | 1,953 sqft |
| 2018-06-01 | 0 days | 1,953 sqft |
| 2018-07-01 | 0 days | 2,001 sqft |
| 2018-08-01 | 0 days | 2,005 sqft |
| 2018-09-01 | 0 days | 1,981 sqft |
| 2018-10-01 | 0 days | 1,971 sqft |
| 2018-11-01 | 0 days | 1,981 sqft |
| 2018-12-01 | 0 days | 1,971 sqft |
| 2019-01-01 | 0 days | 1,915 sqft |
| 2019-02-01 | 0 days | 1,980 sqft |
| 2019-03-01 | 0 days | 1,908 sqft |
| 2019-04-01 | 0 days | 1,873 sqft |
| 2019-05-01 | 0 days | 1,872 sqft |
| 2019-06-01 | 0 days | 1,856 sqft |
| 2019-07-01 | 0 days | 1,776 sqft |
| 2019-08-01 | 0 days | 1,786 sqft |
| 2019-09-01 | 0 days | 1,795 sqft |
| 2019-10-01 | 0 days | 1,802 sqft |
| 2019-11-01 | 0 days | 1,895 sqft |
| 2019-12-01 | 0 days | 1,721 sqft |
| 2020-01-01 | 0 days | 1,693 sqft |
| 2020-02-01 | 0 days | 1,675 sqft |
| 2020-03-01 | 0 days | 1,784 sqft |
| 2020-04-01 | 0 days | 1,787 sqft |
| 2020-05-01 | 0 days | 1,748 sqft |
| 2020-06-01 | 0 days | 1,684 sqft |
| 2020-07-01 | 0 days | 1,875 sqft |
| 2020-08-01 | 0 days | 1,800 sqft |
| 2020-09-01 | 0 days | 1,810 sqft |
| 2020-10-01 | 0 days | 1,820 sqft |
| 2020-11-01 | 0 days | 1,670 sqft |
| 2020-12-01 | 0 days | 1,699 sqft |
| 2021-01-01 | 0 days | 1,790 sqft |
| 2021-02-01 | 0 days | 1,824 sqft |
| 2021-03-01 | 0 days | 1,809 sqft |
| 2021-04-01 | 0 days | 1,948 sqft |
| 2021-05-01 | 0 days | 1,640 sqft |
| 2021-06-01 | 0 days | 1,653 sqft |
| 2021-07-01 | 0 days | 1,931 sqft |
| 2021-08-01 | 0 days | 2,120 sqft |
| 2021-09-01 | 0 days | 2,101 sqft |
| 2021-10-01 | 0 days | 1,878 sqft |
| 2021-11-01 | 0 days | 1,603 sqft |
| 2021-12-01 | 0 days | 1,643 sqft |
| 2022-01-01 | 0 days | 1,779 sqft |
| 2022-02-01 | 0 days | 1,825 sqft |
| 2022-03-01 | 0 days | 1,885 sqft |
| 2022-04-01 | 0 days | 1,926 sqft |
| 2022-05-01 | 0 days | 1,642 sqft |
| 2022-06-01 | 0 days | 1,400 sqft |
| 2022-07-01 | 0 days | 1,817 sqft |
| 2022-08-01 | 0 days | 1,923 sqft |
| 2022-09-01 | 0 days | 1,977 sqft |
| 2022-10-01 | 0 days | 1,784 sqft |
| 2022-11-01 | 0 days | 1,832 sqft |
| 2022-12-01 | 0 days | 1,736 sqft |
| 2023-01-01 | 0 days | 1,812 sqft |
| 2023-02-01 | 0 days | 1,830 sqft |
| 2023-03-01 | 0 days | 1,854 sqft |
| 2023-04-01 | 0 days | 1,729 sqft |
| 2023-05-01 | 0 days | 1,921 sqft |
| 2023-06-01 | 0 days | 1,832 sqft |
| 2023-07-01 | 0 days | 1,776 sqft |
| 2023-08-01 | 0 days | 1,849 sqft |
| 2023-09-01 | 0 days | 1,908 sqft |
| 2023-10-01 | 0 days | 1,986 sqft |
| 2023-11-01 | 0 days | 2,036 sqft |
| 2023-12-01 | 0 days | 1,996 sqft |
| 2024-01-01 | 0 days | 1,749 sqft |
| 2024-02-01 | 0 days | 2,007 sqft |
| 2024-03-01 | 0 days | 2,000 sqft |
Maryville's median square footage for active listings during the 2024-03-01 period was 2,000 sqft. One year prior, the average listing was 1,854 sqft.