Maryville USDA Loan Rates, Closing Costs & Stats
Maryville, MO
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Maryville's 5 lenders originated 12 USDA loans during 2024. The total origination value was $2,020,000, with an average USDA loan value of $168,333.
Maryville USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Maryville
averaged
6.66%
for the week of 2025-04-04, compared to the national average (all USDA variants) of
6.324% for the same period.
Maryville's average USDA mortgage closing costs are $3,965.
The average rate for the prior week (2025-03-28) was
6.72% and
one month ago for the week of 2025-02-28, the
average rate was 6.47%.
The average rate one year ago was 6.93%.
For refis of the same type during the week of 2025-04-04, the average rate
was 6.42%.
Maryville USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Maryville level.
| Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
|---|---|---|---|
| Flanagan State Bank | 5 | 6.93% | $5,584 |
| NBH Bank | 3 | 6.54% | $3,493 |
| American Mortgage & Equity Consultants, Inc. | 2 | 7.06% | $7,647 |
| Century Mortgage Company DBA Century Lending Company | 1 | 6.13% | $4,750 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 1 | 7.25% | $6,070 |
The top Maryville USDA lender as defined by loan originations is Flanagan State Bank, with
5 USDA loans originated. Their average total fees are
$5,584, which is $2,091
higher than the next largest lender,
NBH Bank.
The lowest fee Maryville USDA lenders (with over 10 loans originated) are
.
The lowest rate Maryville USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,850 (13.0%) | $145,800 (9.4%) | 0.00 | 114 |
| 2018-02-01 | $135,000 (22.8%) | $151,257 (18.5%) | 0.00 | 119 |
| 2018-03-01 | $139,900 (26.3%) | $154,418 (17.7%) | 0.00 | 112 |
| 2018-04-01 | $138,850 (20.5%) | $154,385 (11.4%) | 0.00 | 114 |
| 2018-05-01 | $141,400 (20.6%) | $154,349 (11.4%) | 0.00 | 112 |
| 2018-06-01 | $142,400 (24.7%) | $155,033 (13.7%) | 0.00 | 110 |
| 2018-07-01 | $149,000 (28.7%) | $164,573 (19.4%) | 0.00 | 103 |
| 2018-08-01 | $149,000 (27.9%) | $163,136 (18.0%) | 0.00 | 107 |
| 2018-09-01 | $144,000 (15.2%) | $160,095 (12.7%) | 0.00 | 100 |
| 2018-10-01 | $144,375 (15.5%) | $159,582 (12.8%) | 0.00 | 90 |
| 2018-11-01 | $149,600 (17.8%) | $160,759 (14.0%) | 0.00 | 87 |
| 2018-12-01 | $145,750 (13.0%) | $160,180 (11.8%) | 0.00 | 89 |
| 2019-01-01 | $144,000 (10.9%) | $165,950 (13.8%) | 0.00 | 81 |
| 2019-02-01 | $146,200 (8.3%) | $169,211 (11.9%) | 0.00 | 79 |
| 2019-03-01 | $142,800 (2.1%) | $162,832 (5.5%) | 0.00 | 81 |
| 2019-04-01 | $140,975 (1.5%) | $158,195 (2.5%) | 0.00 | 79 |
| 2019-05-01 | $144,225 (2.0%) | $158,971 (3.0%) | 0.00 | 81 |
| 2019-06-01 | $139,500 (-2.0%) | $156,017 (0.6%) | 0.00 | 78 |
| 2019-07-01 | $136,000 (-8.7%) | $157,964 (-4.0%) | 0.00 | 81 |
| 2019-08-01 | $133,042 (-10.7%) | $155,611 (-4.6%) | 0.00 | 79 |
| 2019-09-01 | $133,862 (-7.0%) | $151,158 (-5.6%) | 0.00 | 74 |
| 2019-10-01 | $134,159 (-7.1%) | $148,939 (-6.7%) | 0.00 | 72 |
| 2019-11-01 | $133,000 (-11.1%) | $154,131 (-4.1%) | 0.00 | 69 |
| 2019-12-01 | $130,975 (-10.1%) | $156,540 (-2.3%) | 0.00 | 59 |
| 2020-01-01 | $132,000 (-8.3%) | $156,144 (-5.9%) | 0.00 | 59 |
| 2020-02-01 | $131,250 (-10.2%) | $161,943 (-4.3%) | 0.00 | 58 |
| 2020-03-01 | $138,000 (-3.4%) | $169,909 (4.4%) | 0.00 | 58 |
| 2020-04-01 | $149,900 (6.3%) | $169,117 (6.9%) | 0.00 | 63 |
| 2020-05-01 | $131,500 (-8.8%) | $165,201 (3.9%) | 0.00 | 60 |
| 2020-06-01 | $143,250 (2.7%) | $172,397 (10.5%) | 0.00 | 45 |
| 2020-07-01 | $157,250 (15.6%) | $192,552 (21.9%) | 0.00 | 50 |
| 2020-08-01 | $151,250 (13.7%) | $218,902 (40.7%) | 0.00 | 49 |
| 2020-09-01 | $158,375 (18.3%) | $224,894 (48.8%) | 0.00 | 50 |
| 2020-10-01 | $157,000 (17.0%) | $218,366 (46.6%) | 0.00 | 41 |
| 2020-11-01 | $143,725 (8.1%) | $185,313 (20.2%) | 0.00 | 42 |
| 2020-12-01 | $151,225 (15.5%) | $181,346 (15.9%) | 0.00 | 42 |
| 2021-01-01 | $153,750 (16.5%) | $195,609 (25.3%) | 0.00 | 29 |
| 2021-02-01 | $149,675 (14.0%) | $188,710 (16.5%) | 0.00 | 27 |
| 2021-03-01 | $152,225 (10.3%) | $182,826 (7.6%) | 0.00 | 28 |
| 2021-04-01 | $192,500 (28.4%) | $228,242 (35.0%) | 0.00 | 30 |
| 2021-05-01 | $140,500 (6.8%) | $180,878 (9.5%) | 0.00 | 22 |
| 2021-06-01 | $151,325 (5.6%) | $172,308 (-0.1%) | 0.00 | 29 |
| 2021-07-01 | $151,200 (-3.9%) | $185,918 (-3.5%) | 0.00 | 28 |
| 2021-08-01 | $168,950 (11.7%) | $230,457 (5.3%) | 0.00 | 24 |
| 2021-09-01 | $164,950 (4.2%) | $222,319 (-1.1%) | 0.00 | 26 |
| 2021-10-01 | $172,400 (9.8%) | $219,492 (0.5%) | 0.00 | 24 |
| 2021-11-01 | $138,950 (-3.3%) | $216,543 (16.9%) | 0.00 | 24 |
| 2021-12-01 | $163,700 (8.3%) | $225,057 (24.1%) | 0.00 | 23 |
| 2022-01-01 | $147,000 (-4.4%) | $180,853 (-7.5%) | 0.00 | 17 |
| 2022-02-01 | $212,500 (42.0%) | $221,976 (17.6%) | 0.00 | 18 |
| 2022-03-01 | $208,250 (36.8%) | $227,988 (24.7%) | 0.00 | 13 |
| 2022-04-01 | $189,900 (-1.4%) | $223,910 (-1.9%) | 0.00 | 21 |
| 2022-05-01 | $200,950 (43.0%) | $222,433 (23.0%) | 0.00 | 18 |
| 2022-06-01 | $214,475 (41.7%) | $215,376 (25.0%) | 0.00 | 19 |
| 2022-07-01 | $199,900 (32.2%) | $248,361 (33.6%) | 0.00 | 27 |
| 2022-08-01 | $233,500 (38.2%) | $284,679 (23.5%) | 0.00 | 27 |
| 2022-09-01 | $216,125 (31.0%) | $264,045 (18.8%) | 0.00 | 27 |
| 2022-10-01 | $220,750 (28.1%) | $234,196 (6.7%) | 0.00 | 26 |
| 2022-11-01 | $211,250 (52.0%) | $226,155 (4.4%) | 0.00 | 22 |
| 2022-12-01 | $187,000 (14.2%) | $207,254 (-7.9%) | 0.00 | 22 |
| 2023-01-01 | $183,450 (24.8%) | $236,419 (30.7%) | 0.00 | 21 |
| 2023-02-01 | $181,700 (-14.5%) | $242,895 (9.4%) | 0.00 | 24 |
| 2023-03-01 | $173,675 (-16.6%) | $240,135 (5.3%) | 0.00 | 22 |
| 2023-04-01 | $184,950 (-2.6%) | $230,797 (3.1%) | 0.00 | 25 |
| 2023-05-01 | $187,500 (-6.7%) | $231,423 (4.0%) | 0.00 | 27 |
| 2023-06-01 | $200,725 (-6.4%) | $232,648 (8.0%) | 0.00 | 33 |
| 2023-07-01 | $191,000 (-4.5%) | $233,579 (-6.0%) | 0.00 | 38 |
| 2023-08-01 | $199,950 (-14.4%) | $222,906 (-21.7%) | 0.00 | 40 |
| 2023-09-01 | $210,000 (-2.8%) | $224,653 (-14.9%) | 0.00 | 41 |
| 2023-10-01 | $201,225 (-8.8%) | $223,378 (-4.6%) | 0.00 | 40 |
| 2023-11-01 | $203,725 (-3.6%) | $230,772 (2.0%) | 0.00 | 37 |
| 2023-12-01 | $215,000 (15.0%) | $240,046 (15.8%) | 0.00 | 37 |
| 2024-01-01 | $194,950 (6.3%) | $232,304 (-1.7%) | 0.00 | 35 |
| 2024-02-01 | $232,000 (27.7%) | $236,458 (-2.7%) | 0.00 | 33 |
| 2024-03-01 | $235,000 (35.3%) | $249,130 (3.8%) | 0.00 | 30 |
| 2024-04-01 | $209,500 (13.3%) | $247,058 (7.1%) | 0.00 | 32 |
| 2024-05-01 | $196,000 (4.5%) | $227,821 (-1.6%) | 0.00 | 35 |
| 2024-06-01 | $209,500 (4.4%) | $241,085 (3.6%) | 0.00 | 44 |
| 2024-07-01 | $210,375 (10.1%) | $225,468 (-3.5%) | 0.00 | 55 |
| 2024-08-01 | $185,000 (-7.5%) | $214,028 (-4.0%) | 0.00 | 60 |
| 2024-09-01 | $186,000 (-11.4%) | $230,231 (2.5%) | 0.00 | 58 |
| 2024-10-01 | $184,500 (-8.3%) | $233,776 (4.7%) | 0.00 | 54 |
| 2024-11-01 | $184,900 (-9.2%) | $235,776 (2.2%) | 0.00 | 57 |
| 2024-12-01 | $174,725 (-18.7%) | $219,573 (-8.5%) | 0.00 | 58 |
| 2025-01-01 | $171,950 (-11.8%) | $230,338 (-0.9%) | 0.00 | 53 |
| 2025-02-01 | $177,750 (-23.4%) | $239,941 (1.5%) | 0.00 | 54 |
| 2025-03-01 | $172,000 (-26.8%) | $240,152 (-3.6%) | 0.00 | 56 |
Maryville's median listing price comes in at 0% of the national average.
Maryville's average listing price for 2025-03-01 was $240,152, a difference of $-8,978 (-3.6%) versus the prior year and $211 versus the prior month.
For the 2025-03-01 period, Maryville had 56 MLS listings, a difference of 2 listings (4%) versus the prior month and 26 listings (87%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,868 sqft |
| 2018-02-01 | 0 days | 1,872 sqft |
| 2018-03-01 | 0 days | 1,876 sqft |
| 2018-04-01 | 0 days | 1,887 sqft |
| 2018-05-01 | 0 days | 1,935 sqft |
| 2018-06-01 | 0 days | 1,935 sqft |
| 2018-07-01 | 0 days | 1,998 sqft |
| 2018-08-01 | 0 days | 2,002 sqft |
| 2018-09-01 | 0 days | 1,972 sqft |
| 2018-10-01 | 0 days | 1,951 sqft |
| 2018-11-01 | 0 days | 1,976 sqft |
| 2018-12-01 | 0 days | 1,934 sqft |
| 2019-01-01 | 0 days | 1,891 sqft |
| 2019-02-01 | 0 days | 1,957 sqft |
| 2019-03-01 | 0 days | 1,886 sqft |
| 2019-04-01 | 0 days | 1,873 sqft |
| 2019-05-01 | 0 days | 1,872 sqft |
| 2019-06-01 | 0 days | 1,856 sqft |
| 2019-07-01 | 0 days | 1,776 sqft |
| 2019-08-01 | 0 days | 1,786 sqft |
| 2019-09-01 | 0 days | 1,795 sqft |
| 2019-10-01 | 0 days | 1,802 sqft |
| 2019-11-01 | 0 days | 1,895 sqft |
| 2019-12-01 | 0 days | 1,721 sqft |
| 2020-01-01 | 0 days | 1,693 sqft |
| 2020-02-01 | 0 days | 1,675 sqft |
| 2020-03-01 | 0 days | 1,792 sqft |
| 2020-04-01 | 0 days | 1,790 sqft |
| 2020-05-01 | 0 days | 1,768 sqft |
| 2020-06-01 | 0 days | 1,684 sqft |
| 2020-07-01 | 0 days | 1,875 sqft |
| 2020-08-01 | 0 days | 1,778 sqft |
| 2020-09-01 | 0 days | 1,810 sqft |
| 2020-10-01 | 0 days | 1,820 sqft |
| 2020-11-01 | 0 days | 1,670 sqft |
| 2020-12-01 | 0 days | 1,699 sqft |
| 2021-01-01 | 0 days | 1,790 sqft |
| 2021-02-01 | 0 days | 1,824 sqft |
| 2021-03-01 | 0 days | 1,814 sqft |
| 2021-04-01 | 0 days | 1,948 sqft |
| 2021-05-01 | 0 days | 1,640 sqft |
| 2021-06-01 | 0 days | 1,653 sqft |
| 2021-07-01 | 0 days | 1,931 sqft |
| 2021-08-01 | 0 days | 2,120 sqft |
| 2021-09-01 | 0 days | 2,101 sqft |
| 2021-10-01 | 0 days | 1,878 sqft |
| 2021-11-01 | 0 days | 1,603 sqft |
| 2021-12-01 | 0 days | 1,643 sqft |
| 2022-01-01 | 0 days | 1,779 sqft |
| 2022-02-01 | 0 days | 1,825 sqft |
| 2022-03-01 | 0 days | 1,885 sqft |
| 2022-04-01 | 0 days | 1,926 sqft |
| 2022-05-01 | 0 days | 1,642 sqft |
| 2022-06-01 | 0 days | 1,400 sqft |
| 2022-07-01 | 0 days | 1,817 sqft |
| 2022-08-01 | 0 days | 1,923 sqft |
| 2022-09-01 | 0 days | 1,977 sqft |
| 2022-10-01 | 0 days | 1,784 sqft |
| 2022-11-01 | 0 days | 1,832 sqft |
| 2022-12-01 | 0 days | 1,736 sqft |
| 2023-01-01 | 0 days | 1,812 sqft |
| 2023-02-01 | 0 days | 1,830 sqft |
| 2023-03-01 | 0 days | 1,854 sqft |
| 2023-04-01 | 0 days | 1,729 sqft |
| 2023-05-01 | 0 days | 1,921 sqft |
| 2023-06-01 | 0 days | 1,832 sqft |
| 2023-07-01 | 0 days | 1,776 sqft |
| 2023-08-01 | 0 days | 1,849 sqft |
| 2023-09-01 | 0 days | 1,908 sqft |
| 2023-10-01 | 0 days | 1,986 sqft |
| 2023-11-01 | 0 days | 2,036 sqft |
| 2023-12-01 | 0 days | 1,996 sqft |
| 2024-01-01 | 0 days | 1,749 sqft |
| 2024-02-01 | 0 days | 2,007 sqft |
| 2024-03-01 | 0 days | 2,000 sqft |
| 2024-04-01 | 0 days | 1,698 sqft |
| 2024-05-01 | 0 days | 1,544 sqft |
| 2024-06-01 | 0 days | 1,602 sqft |
| 2024-07-01 | 0 days | 1,648 sqft |
| 2024-08-01 | 0 days | 1,600 sqft |
| 2024-09-01 | 0 days | 1,637 sqft |
| 2024-10-01 | 0 days | 1,618 sqft |
| 2024-11-01 | 0 days | 1,640 sqft |
| 2024-12-01 | 0 days | 1,614 sqft |
| 2025-01-01 | 0 days | 1,620 sqft |
| 2025-02-01 | 0 days | 1,623 sqft |
| 2025-03-01 | 0 days | 1,557 sqft |
Maryville's median square footage for active listings during the 2025-03-01 period was 1,557 sqft. One year prior, the average listing was 2,000 sqft.