American Mortgage & Equity Consultants Rates, Fees & Info
Bloomington, MNLEI: 549300AENO88GEUWCZ39
Tax ID: 41-1941324
3.3 stars - Updated: 12/17/24
-
out of 5 stars, based on 88 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
American Mortgage & Equity Consultants is a small mortgage company specializing in Home Purchase loans. American Mortgage & Equity Consultants has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Denver, Las Vegas, Los Angeles, and Washington among others. We have data for 383 markets. (Some data included below & more in-depth data is available with an active subscription.)American Mortgage & Equity Consultants has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Mortgage & Equity Consultants is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.73% | 12/17/24 |
| 30 Year Conventional Refi | 6.54% | 12/17/24 |
| 30 Year Cash-out Refi | 6.79% | 12/17/24 |
| 30 Year FHA Purchase | 7.73% | 12/17/24 |
| 30 Year FHA Refi | 7.16% | 12/17/24 |
| 30 Year VA Purchase | 6.51% | 12/17/24 |
| 30 Year VA Refi | 5.85% | 12/17/24 |
| 30 Year USDA Purchase | 6.90% | 12/17/24 |
| 30 Year USDA Refi | 5.93% | 12/17/24 |
| 15 Year Conventional Purchase | 6.43% | 12/17/24 |
| 15 Year Conventional Refi | 5.81% | 12/17/24 |
| 15 Year Cash-out Refi | 5.81% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Mortgage & Equity Consultants Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from American Mortgage & Equity Consultants. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,717Origination Dollar Volume (All Markets)
$2,784,515,000Awards
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American Mortgage & Equity Consultants - 2023
American Mortgage & Equity Consultants is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
American Mortgage & Equity Consultants's average 30 year fixed mortgage rate was
6.82%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.34%.
Relative Fees (Closing Costs)
American Mortgage & Equity Consultants's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,760.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,256 | $367,810,000 | $292,842 | $8,476 | 6.29% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 615 | $274,545,000 | $446,415 | $10,001 | 6.24% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 422 | $137,360,000 | $325,498 | $12,514 | 6.67% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 148 | $103,150,000 | $696,959 | $15,239 | 6.87% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 163 | $85,045,000 | $521,748 | $9,148 | 6.84% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 243 | $84,445,000 | $347,510 | $10,656 | 6.52% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 117 | $83,095,000 | $710,214 | $14,663 | 6.79% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 179 | $78,965,000 | $441,145 | $11,604 | 6.92% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 172 | $74,260,000 | $431,744 | $11,737 | 6.91% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 104 | $62,000,000 | $596,154 | $13,588 | 6.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 150 | $61,910,000 | $412,733 | $9,207 | 6.84% |
| Outside of Metro Areas | 239 | $59,375,000 | $248,431 | $7,584 | 6.85% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 196 | $58,890,000 | $300,459 | $8,938 | 6.54% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 157 | $46,965,000 | $299,140 | $8,291 | 6.38% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 101 | $45,255,000 | $448,069 | $9,492 | 6.77% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 162 | $43,740,000 | $270,000 | $6,972 | 6.91% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 82 | $41,040,000 | $500,488 | $11,182 | 7.06% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 96 | $36,520,000 | $380,417 | $8,804 | 6.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 92 | $35,140,000 | $381,957 | $9,311 | 6.76% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 101 | $32,205,000 | $318,861 | $11,868 | 6.69% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 84 | $31,600,000 | $376,190 | $8,545 | 6.93% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 66 | $31,340,000 | $474,848 | $13,606 | 6.61% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 79 | $29,145,000 | $368,924 | $10,239 | 6.80% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 67 | $28,485,000 | $425,149 | $10,786 | 6.83% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 136 | $26,920,000 | $197,941 | $5,591 | 6.63% |
| GREELEY, CO (FHA|USDA|VA) | 75 | $25,375,000 | $338,333 | $10,082 | 5.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 100 | $22,460,000 | $224,600 | $6,731 | 7.12% |
| SPARTANBURG, SC (FHA|USDA|VA) | 79 | $22,425,000 | $283,861 | $8,510 | 6.56% |
| FORT COLLINS, CO (FHA|USDA|VA) | 50 | $22,160,000 | $443,200 | $8,067 | 6.57% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 39 | $20,575,000 | $527,564 | $9,455 | 7.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 46 | $17,720,000 | $385,217 | $8,228 | 7.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 77 | $17,405,000 | $226,039 | $6,116 | 7.29% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 23 | $16,055,000 | $698,043 | $16,401 | 7.29% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 24 | $14,380,000 | $599,167 | $16,695 | 6.80% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 38 | $13,870,000 | $365,000 | $10,112 | 6.88% |
| Outside of Metro Areas | 33 | $13,695,000 | $415,000 | $14,070 | 6.77% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 30 | $13,060,000 | $435,333 | $10,567 | 6.70% |
| RENO, NV (FHA|USDA|VA) | 33 | $12,805,000 | $388,030 | $9,376 | 6.80% |
| BOULDER, CO (FHA|USDA|VA) | 23 | $12,495,000 | $543,261 | $8,563 | 6.72% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 13 | $12,345,000 | $949,615 | $8,309 | 7.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 34 | $12,310,000 | $362,059 | $9,956 | 7.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 26 | $11,260,000 | $433,077 | $9,498 | 7.37% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 29 | $11,235,000 | $387,414 | $8,312 | 6.40% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 37 | $10,895,000 | $294,459 | $6,888 | 7.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $10,490,000 | $476,818 | $11,096 | 6.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 11 | $10,385,000 | $944,091 | $11,817 | 7.27% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 23 | $9,895,000 | $430,217 | $15,994 | 6.47% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 31 | $9,865,000 | $318,226 | $8,628 | 7.14% |
| Brainerd, MN (FHA|USDA|VA) | 42 | $9,700,000 | $230,952 | $8,274 | 6.64% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $9,090,000 | $413,182 | $9,487 | 7.11% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 21 | $8,835,000 | $420,714 | $12,801 | 7.14% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 23 | $8,785,000 | $381,957 | $6,855 | 7.11% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 30 | $8,060,000 | $268,667 | $6,514 | 6.70% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 13 | $8,035,000 | $618,077 | $11,280 | 7.14% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 18 | $7,220,000 | $401,111 | $9,298 | 6.99% |
| PROVO-OREM, UT (FHA|USDA|VA) | 12 | $7,190,000 | $599,167 | $10,835 | 6.82% |
| OCALA, FL (FHA|USDA|VA) | 36 | $6,900,000 | $191,667 | $7,607 | 5.49% |
| Heber, UT (FHA|USDA|VA) | 10 | $6,630,000 | $663,000 | $14,593 | 6.92% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 20 | $6,520,000 | $326,000 | $10,766 | 6.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 32 | $6,430,000 | $200,938 | $10,140 | 5.11% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 19 | $6,315,000 | $332,368 | $9,582 | 5.80% |
| Hilo, HI (FHA|USDA|VA) | 13 | $6,285,000 | $483,462 | $15,739 | 7.06% |
| KOKOMO, IN (FHA|USDA|VA) | 38 | $6,280,000 | $165,263 | $4,808 | 7.18% |
| Concord, NH (FHA|USDA|VA) | 18 | $6,230,000 | $346,111 | $8,702 | 6.71% |
| TULSA, OK (FHA|USDA|VA) | 21 | $6,005,000 | $285,952 | $7,279 | 7.20% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 16 | $5,870,000 | $366,875 | $6,243 | 7.01% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 15 | $5,485,000 | $365,667 | $9,631 | 6.93% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 24 | $5,380,000 | $224,167 | $5,741 | 6.92% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 17 | $5,365,000 | $315,588 | $7,931 | 7.10% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 17 | $5,225,000 | $307,353 | $8,126 | 7.29% |
| SALEM, OR (FHA|USDA|VA) | 13 | $5,025,000 | $386,538 | $9,927 | 6.45% |
| MANHATTAN, KS (FHA|USDA|VA) | 22 | $4,870,000 | $221,364 | $7,990 | 6.60% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 24 | $4,810,000 | $200,417 | $7,985 | 6.94% |
| Laconia, NH (FHA|USDA|VA) | 14 | $4,680,000 | $334,286 | $6,934 | 7.11% |
| TUCSON, AZ (FHA|USDA|VA) | 10 | $4,370,000 | $437,000 | $11,090 | 6.69% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 19 | $4,165,000 | $219,211 | $5,817 | 6.39% |
| ST. CLOUD, MN (FHA|USDA|VA) | 20 | $4,030,000 | $201,500 | $7,067 | 5.66% |
| LYNCHBURG, VA (FHA|USDA|VA) | 22 | $3,980,000 | $180,909 | $7,451 | 7.20% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $3,895,000 | $556,429 | $9,262 | 7.69% |
| Red Bluff, CA (FHA|USDA|VA) | 17 | $3,885,000 | $228,529 | $8,761 | 6.39% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 9 | $3,885,000 | $431,667 | $7,423 | 7.44% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $3,665,000 | $407,222 | $10,751 | 7.05% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $3,660,000 | $366,000 | $8,707 | 6.49% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $3,625,000 | $725,000 | $23,257 | 7.52% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $3,325,000 | $475,000 | $6,751 | 7.11% |
| BOISE CITY, ID (FHA|USDA|VA) | 10 | $3,250,000 | $325,000 | $9,166 | 6.85% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $3,215,000 | $214,333 | $8,169 | 7.22% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $3,195,000 | $290,455 | $8,092 | 6.76% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $3,160,000 | $316,000 | $9,783 | 7.20% |
| Barre, VT (FHA|USDA|VA) | 11 | $3,085,000 | $280,455 | $6,576 | 6.43% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $3,020,000 | $755,000 | $8,872 | 7.22% |
| Red Wing, MN (FHA|USDA|VA) | 8 | $3,000,000 | $375,000 | $10,124 | 6.94% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $4,863 | 7.18% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 8 | $2,900,000 | $362,500 | $9,989 | 7.15% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $8,425 | 7.27% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 7 | $2,895,000 | $413,571 | $4,266 | 7.18% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 8 | $2,850,000 | $356,250 | $10,711 | 6.78% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $2,840,000 | $710,000 | $16,577 | 6.22% |
| LOUISVILLE, KY (FHA|USDA|VA) | 11 | $2,785,000 | $253,182 | $9,250 | 7.64% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 13 | $2,775,000 | $213,462 | $6,677 | 6.87% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $8,067 | 7.59% |
| Lebanon, NH-VT (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $8,471 | 7.04% |
| Fort Morgan, CO (FHA|USDA|VA) | 11 | $2,615,000 | $237,727 | $14,734 | 5.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,550,000 | $318,750 | $11,042 | 6.15% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $11,768 | 6.98% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $2,500,000 | $416,667 | $8,451 | 7.16% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $2,490,000 | $415,000 | $8,944 | 6.77% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $2,435,000 | $487,000 | $12,663 | 6.98% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $8,411 | 6.84% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $10,232 | 7.42% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $2,360,000 | $393,333 | $7,443 | 6.73% |
| LAWTON, OK (FHA|USDA|VA) | 14 | $2,270,000 | $162,143 | $5,717 | 6.77% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,260,000 | $565,000 | $7,771 | 7.06% |
| Fernley, NV (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $10,341 | 5.20% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $2,225,000 | $741,667 | $9,891 | 6.91% |
| Rutland, VT (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $9,046 | 7.41% |
| DULUTH, MN-WI (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $7,303 | 7.25% |
| Warrensburg, MO (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $4,147 | 6.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $6,385 | 6.89% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $12,213 | 7.54% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $16,895 | 7.13% |
| ENID, OK (FHA|USDA|VA) | 14 | $2,030,000 | $145,000 | $6,111 | 7.20% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $9,786 | 6.34% |
| Aberdeen, SD (FHA|USDA|VA) | 14 | $1,990,000 | $142,143 | $8,701 | 8.36% |
| LONGVIEW, WA (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $7,566 | 7.23% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $9,174 | 7.55% |
| PUEBLO, CO (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $7,611 | 6.09% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $9,793 | 6.90% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $6,733 | 7.42% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $15,828 | 6.97% |
| Whitewater, WI (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $7,751 | 7.39% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $12,825 | 7.06% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $10,280 | 7.45% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $1,855,000 | $168,636 | $6,720 | 7.32% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $13,728 | 6.43% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $6,209 | 7.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $5,826 | 7.43% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,825,000 | $608,333 | $17,565 | 7.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $11,608 | 7.47% |
| Keene, NH (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $7,618 | 6.56% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $8,464 | 7.22% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $7,901 | 6.80% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $9,355 | 6.52% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $7,179 | 6.95% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $8,801 | 6.79% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $6,076 | 7.73% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $14,278 | 6.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $9,126 | 6.90% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $9,436 | 6.05% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $10,570 | 6.75% |
| MANKATO, MN (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $7,511 | 7.07% |
| RACINE, WI (FHA|USDA|VA) | 12 | $1,430,000 | $119,167 | $5,269 | 8.19% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $7,533 | 7.62% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $4,421 | 6.46% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $7,060 | 7.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $7,520 | 7.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $11,868 | 7.17% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $7,543 | 7.50% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $27,358 | 7.56% |
| Durango, CO (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $4,664 | 7.25% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $15,048 | 6.50% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $5,235 | 6.67% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $5,902 | 6.95% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $21,862 | 7.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $12,996 | 7.21% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $14,033 | 6.58% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $5,468 | 7.25% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $8,077 | 5.54% |
| CHICO, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $10,927 | 7.33% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $9,303 | 7.87% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $9,669 | 6.81% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $16,708 | 4.68% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $10,888 | 6.68% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $43,812 | 6.49% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $3,501 | 6.70% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $6,448 | 6.69% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $7,059 | 7.29% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $10,122 | 7.06% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $14,610 | 6.56% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $7,706 | 6.38% |
| MADISON, WI (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,131 | 6.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $8,604 | 7.50% |
| Bemidji, MN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $9,679 | 5.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $6,564 | 6.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $10,001 | 7.44% |
| Menomonie, WI (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,171 | 6.03% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,166 | 7.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $18,980 | 6.87% |
| Marion, IN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $10,484 | 7.25% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $18,270 | 6.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,555 | 6.58% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,138 | 6.75% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $12,355 | 7.46% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,984 | 7.21% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $0 | 9.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $11,297 | 7.04% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,165 | 7.00% |
| Shelton, WA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $12,465 | 7.06% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $12,449 | 4.79% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $10,998 | 8.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $12,004 | 7.69% |
| Peru, IN (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,865 | 7.23% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $15,833 | 6.56% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $26,935 | 6.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $11,467 | 7.00% |
| READING, PA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $8,665 | 6.31% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $11,775 | 6.87% |
| REDDING, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 7.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $9,915 | 7.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,455 | 7.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,173 | 7.40% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $5,080 | 7.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,990 | 5.94% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,051 | 5.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,765 | 7.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $5,324 | 7.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $10,189 | 7.46% |
| TYLER, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $11,086 | 6.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,505 | 7.18% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,781 | 6.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,277 | 7.75% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,563 | 6.50% |
| Pullman, WA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,684 | 4.71% |
| MADERA, CA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $10,373 | 7.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $22,418 | 8.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $9,308 | 6.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,467 | 6.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $2,989 | 7.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,815 | 6.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $12,839 | 6.56% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,796 | 7.06% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,871 | 6.38% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $14,461 | 7.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,799 | 6.46% |
| Burley, ID (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $8,584 | 7.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,903 | 7.06% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,856 | 7.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,822 | 6.93% |
| ERIE, PA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 6.95% |
| WACO, TX (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $11,881 | 7.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $8,563 | 7.38% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,778 | 7.56% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,248 | 7.81% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,069 | 7.06% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,500 | 5.08% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,307 | 6.63% |
| Lake City, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $16,402 | 5.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $620 | 6.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,263 | 6.69% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $23,077 | 6.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,934 | 6.75% |
| Fallon, NV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,033 | 6.44% |
| CASPER, WY (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,074 | 6.62% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,773 | 7.75% |
| Marshall, MN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,099 | 7.47% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,566 | 7.06% |
| Kinston, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $20,666 | 6.63% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,167 | 6.63% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $8,770 | 7.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 7.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,538 | 7.50% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,582 | 7.00% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $15,717 | 6.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $2,698 | 6.15% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $23,486 | 6.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $16,440 | 6.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,407 | 6.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,029 | 7.19% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,378 | 7.03% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,893 | 7.06% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,782 | 6.38% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,032 | 6.99% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,516 | 6.99% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $11,056 | 3.69% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,401 | 6.88% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,771 | 6.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,938 | 7.56% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $14,167 | 6.38% |
| Helena, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,216 | 6.88% |
| Evanston, WY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,520 | 6.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,765 | 6.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,148 | 6.50% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,286 | 7.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,001 | 6.81% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,568 | 8.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,303 | 7.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,254 | 6.56% |
| Brookings, SD (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,814 | 7.13% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,152 | 6.62% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,347 | 7.81% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,156 | 7.06% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,807 | 6.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,397 | 6.88% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,115 | 6.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,625 | 7.06% |
| Berlin, NH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,271 | 6.93% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,222 | 7.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,840 | 6.94% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,738 | 9.13% |
| Granbury, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,399 | 7.25% |
| AMES, IA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,792 | 6.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,182 | 7.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,705 | 6.25% |
| Laramie, WY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,280 | 6.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,797 | 7.88% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,970 | 7.38% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,262 | 7.13% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,034 | 7.13% |
| Rockport, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,528 | 7.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,454 | 8.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.63% |
| Newport, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,409 | 6.25% |
| Othello, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 3.81% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,587 | 7.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,667 | 6.50% |
| Payson, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,087 | 7.88% |
| Kearney, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $16,127 | 7.75% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,555 | 6.63% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,687 | 7.88% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,128 | 8.12% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,088 | 7.63% |
| Athens, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 3.56% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $16,009 | 7.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,248 | 6.99% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,589 | 6.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,579 | 6.75% |
| Albertville, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,645 | 7.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,177 | 7.13% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,178 | 6.25% |
| FLINT, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,933 | 6.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,888 | 6.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,971 | 6.19% |
| Clinton, IA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,673 | 7.44% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,671 | 6.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,087 | 7.25% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,535 | 7.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,275 | 7.13% |
| Winona, MN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 3.13% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,505 | 7.63% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,157 | 6.75% |
| Elkins, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,427 | 6.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,521 | 7.25% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,380 | 7.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,818 | 6.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,818 | 6.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,869 | 6.88% |
| Union City, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,078 | 7.50% |
| DALTON, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,761 | 6.63% |
| Hailey, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,745 | 7.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,489 | 6.75% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 3.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.88% |
| Willmar, MN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 3.13% |
| Logansport, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,726 | 7.13% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,028 | 5.88% |
| Fremont, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,858 | 7.63% |
| Holland, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,453 | 7.63% |
| Wabash, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $919 | 7.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,998 | 5.50% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $2,804 | 4.58% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,654 | 6.00% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,978 | 7.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,946 | 7.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,505 | 6.38% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,438 | 7.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,102 | 6.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,323 | 8.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.50% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,276 | 6.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,930 | 5.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,623 | 6.50% |
| North Platte, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,361 | 8.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.88% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,779 | 6.00% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,230 | 7.63% |
| Marshall, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,697 | 6.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
| Duncan, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,707 | 6.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,961 | 5.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against American Mortgage & Equity Consultants based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
NORTHWESTERN MUTUAL
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Product Mix
For 2023, American Mortgage & Equity Consultants's most frequently originated type of loan was Conventional, with 5,807 originations. Their 2nd most popular type was FHA, with 1,353 originations.
Loan Reason
For 2023, American Mortgage & Equity Consultants's most frequently cited loan purpose was Home Purchase, with 7,223 originations. The 2nd most popular reason was Cash Out Refi, with 371 originations.
Loan Duration/Length
For 2023, American Mortgage & Equity Consultants's most frequently cited loan duration was 30 Year, with 7,196 originations. The 2nd most popular length was 10 Year, with 417 originations.
Origination Fees/Closing Costs
American Mortgage & Equity Consultants's average total fees were $9,760, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,949 originations.
Interest Rates
During 2023, American Mortgage & Equity Consultants's average interest rate for loans was 6.82%, while their most frequently originated rate bucket for loans was 6-7%, with 3,605 originations.
Loan Sizing
2023 saw American Mortgage & Equity Consultants place emphasis on $200k-400k loans with 3,329 originations, totaling $994,135,000 in origination value.
Applicant Income
American Mortgage & Equity Consultants lent most frequently to those with incomes in the $100k-150k range, with 2,043 originations. The second most popular income band? $150k-250k, with 1,668 originations.
Applicant Debt to Income Ratio
American Mortgage & Equity Consultants lent most frequently to those with DTI ratios of 30-36%, with 1,148 originations. The next most common DTI ratio? 20-30%, with 883 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.39%
American Mortgage & Equity Consultants has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination61.90%
American Mortgage & Equity Consultants has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,717 | $2,784,515,000 | $360,829 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,717 | $2,784,515,000 | $360,829 |