Flanagan State Bank Mortgage Rates, Fees & Info

Flanagan, IL

LEI: 2549008LUH7QKMXQ8N53

Tax ID: 37-0276830

4 stars - out of 5 stars, based on 38 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Flanagan State Bank is a smaller bank specializing in Home Purchase loans. Flanagan State Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Chicago, Bozeman, Omaha, Poplar Bluff, and Bloomington among others. We have data for 114 markets. (Some data included below & more in-depth data is available with an active subscription.)

Flanagan State Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Flanagan State Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.88% 5/28/23
30 Year Conventional Refi 6.58% 5/28/23
30 Year Cash-out Refi 6.78% 5/28/23
30 Year FHA Purchase 7.65% 5/28/23
30 Year FHA Refi 7.27% 5/28/23
30 Year VA Purchase 6.42% 5/28/23
30 Year VA Refi 6.27% 5/28/23
30 Year USDA Purchase 7.09% 5/28/23
30 Year USDA Refi 6.09% 5/28/23
15 Year Conventional Purchase 6.30% 5/28/23
15 Year Conventional Refi 6.16% 5/28/23
15 Year Cash-out Refi 6.16% 5/28/23
15 Year FHA Purchase 7.27% 5/28/23
15 Year FHA Refi 8.21% 5/28/23
15 Year VA Purchase 6.78% 5/28/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Flanagan State Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Flanagan State Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,460

Origination Dollar Volume (All Markets)

$254,700,000
Show all (15) awards

Relative Rate

Flanagan State Bank's average 30 year fixed mortgage rate was 5.13%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.37%.

Relative Fees (Closing Costs)

Flanagan State Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $6,367.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 330 $51,940,000 $157,394 $6,805 5.06%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 83 $17,545,000 $211,386 $5,796 5.03%
Bozeman, MT (FHA|USDA|VA) 35 $15,055,000 $430,143 $6,549 5.17%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 60 $13,660,000 $227,667 $5,307 5.22%
Poplar Bluff, MO (FHA|USDA|VA) 88 $11,940,000 $135,682 $7,807 5.15%
BLOOMINGTON, IL (FHA|USDA|VA) 89 $10,775,000 $121,067 $2,227 5.08%
PEORIA, IL (FHA|USDA|VA) 76 $9,040,000 $118,947 $3,244 5.17%
Bedford, IN (FHA|USDA|VA) 60 $8,640,000 $144,000 $5,296 5.30%
Durango, CO (FHA|USDA|VA) 21 $7,905,000 $376,429 $5,921 4.83%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 55 $7,705,000 $140,091 $5,155 5.32%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 44 $6,590,000 $149,773 $5,114 5.44%
Sikeston, MO (FHA|USDA|VA) 49 $6,515,000 $132,959 $8,273 4.83%
Rock Springs, WY (FHA|USDA|VA) 28 $6,470,000 $231,071 $7,359 4.90%
KANKAKEE, IL (FHA|USDA|VA) 34 $5,860,000 $172,353 $5,749 5.16%
Pontiac, IL (FHA|USDA|VA) 38 $4,720,000 $124,211 $3,110 5.28%
SIOUX FALLS, SD (FHA|USDA|VA) 20 $4,300,000 $215,000 $9,156 4.87%
Maryville, MO (FHA|USDA|VA) 24 $3,940,000 $164,167 $6,349 5.48%
READING, PA (FHA|USDA|VA) 27 $3,705,000 $137,222 $7,437 4.83%
Kennett, MO (FHA|USDA|VA) 26 $2,960,000 $113,846 $6,712 4.57%
GRAND JUNCTION, CO (FHA|USDA|VA) 7 $2,795,000 $399,286 $4,944 4.07%
KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $2,490,000 $207,500 $4,755 5.53%
Macomb, IL (FHA|USDA|VA) 24 $2,250,000 $93,750 $5,089 4.93%
Spencer, IA (FHA|USDA|VA) 15 $2,195,000 $146,333 $7,409 4.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,890,000 $472,500 $6,414 5.03%
Helena, MT (FHA|USDA|VA) 5 $1,775,000 $355,000 $6,929 4.35%
Butte-Silver Bow, MT (FHA|USDA|VA) 4 $1,750,000 $437,500 $7,575 5.66%
Storm Lake, IA (FHA|USDA|VA) 12 $1,600,000 $133,333 $6,774 4.72%
JOPLIN, MO (FHA|USDA|VA) 8 $1,340,000 $167,500 $3,995 5.22%
FARMINGTON, NM (FHA|USDA|VA) 5 $1,295,000 $259,000 $8,569 5.15%
GREELEY, CO (FHA|USDA|VA) 4 $1,270,000 $317,500 $3,285 5.13%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $1,265,000 $421,667 $11,992 6.17%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $1,245,000 $249,000 $7,515 5.83%
Ottawa, IL (FHA|USDA|VA) 13 $1,165,000 $89,615 $3,665 5.66%
Spirit Lake, IA (FHA|USDA|VA) 5 $1,125,000 $225,000 $7,584 4.95%
Freeport, IL (FHA|USDA|VA) 10 $1,100,000 $110,000 $4,962 4.98%
Rochelle, IL (FHA|USDA|VA) 8 $1,000,000 $125,000 $6,434 5.02%
Campbellsville, KY (FHA|USDA|VA) 5 $925,000 $185,000 $7,245 4.38%
FORT COLLINS, CO (FHA|USDA|VA) 3 $885,000 $295,000 $6,595 4.63%
Lincoln, IL (FHA|USDA|VA) 6 $880,000 $146,667 $3,795 6.02%
Montrose, CO (FHA|USDA|VA) 2 $880,000 $440,000 $5,506 3.94%
Dixon, IL (FHA|USDA|VA) 6 $870,000 $145,000 $6,663 5.13%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $850,000 $425,000 $6,896 4.56%
CASPER, WY (FHA|USDA|VA) 2 $790,000 $395,000 $5,139 5.56%
RAPID CITY, SD (FHA|USDA|VA) 1 $775,000 $775,000 $24,012 4.63%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $740,000 $370,000 $18,291 6.38%
Natchez, MS-LA (FHA|USDA|VA) 6 $730,000 $121,667 $5,236 4.85%
Evanston, WY (FHA|USDA|VA) 2 $720,000 $360,000 $4,888 4.69%
Brookings, SD (FHA|USDA|VA) 3 $695,000 $231,667 $8,156 4.21%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $640,000 $320,000 $9,050 5.25%
Spearfish, SD (FHA|USDA|VA) 1 $625,000 $625,000 $39,192 6.50%
Sheridan, WY (FHA|USDA|VA) 1 $615,000 $615,000 $10,387 5.38%
Yankton, SD (FHA|USDA|VA) 2 $540,000 $270,000 $10,485 5.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 4 $540,000 $135,000 $4,752 4.56%
Galesburg, IL (FHA|USDA|VA) 4 $530,000 $132,500 $4,992 4.59%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $515,000 $171,667 $5,545 5.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $505,000 $505,000 $2,717 6.88%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $475,000 $475,000 $6,221 6.88%
Malvern, AR (FHA|USDA|VA) 3 $455,000 $151,667 $3,085 4.67%
Farmington, MO (FHA|USDA|VA) 1 $445,000 $445,000 $2,459 6.00%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $435,000 $145,000 $2,616 3.79%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $430,000 $215,000 $4,403 4.94%
BILLINGS, MT (FHA|USDA|VA) 1 $405,000 $405,000 $9,819 6.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $390,000 $195,000 $7,886 4.56%
Elko, NV (FHA|USDA|VA) 1 $385,000 $385,000 $4,701 6.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 3 $375,000 $125,000 $2,589 4.42%
The Dalles, OR (FHA|USDA|VA) 1 $365,000 $365,000 $13,816 3.50%
POCATELLO, ID (FHA|USDA|VA) 1 $355,000 $355,000 $18,295 4.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $330,000 $165,000 $8,407 5.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,811 3.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $320,000 $160,000 $10,212 6.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $315,000 $315,000 $14,351 4.88%
Glenwood Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $5,540 6.38%
AMES, IA (FHA|USDA|VA) 1 $305,000 $305,000 $5,871 4.25%
Vermillion, SD (FHA|USDA|VA) 1 $305,000 $305,000 $5,374 4.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $295,000 $295,000 $10,587 5.63%
BOULDER, CO (FHA|USDA|VA) 1 $285,000 $285,000 $3,746 5.00%
Alamogordo, NM (FHA|USDA|VA) 3 $285,000 $95,000 $3,503 4.92%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $265,000 $265,000 $3,329 6.38%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $265,000 $265,000 $2,346 3.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $255,000 $255,000 $4,078 6.50%
YUMA, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $3,881 3.88%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,301 3.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $225,000 $225,000 $2,946 4.63%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $215,000 $215,000 $4,781 5.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $205,000 $205,000 $8,821 7.50%
LOUISVILLE, KY (FHA|USDA|VA) 1 $205,000 $205,000 $4,823 4.00%
Muscatine, IA (FHA|USDA|VA) 1 $205,000 $205,000 $10,481 5.13%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $195,000 $195,000 $4,679 3.25%
Seymour, IN (FHA|USDA|VA) 1 $195,000 $195,000 $12,249 4.50%
Murray, KY (FHA|USDA|VA) 1 $185,000 $185,000 $2,452 5.88%
Mitchell, SD (FHA|USDA|VA) 1 $175,000 $175,000 $3,491 3.63%
Brookhaven, MS (FHA|USDA|VA) 1 $175,000 $175,000 $9,343 6.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,107 6.88%
Fort Morgan, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,452 5.63%
Quincy, IL-MO (FHA|USDA|VA) 1 $165,000 $165,000 $7,524 5.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $165,000 $165,000 $6,981 6.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $165,000 $165,000 $8,533 5.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $155,000 $155,000 $4,188 4.75%
Paducah, KY-IL (FHA|USDA|VA) 1 $145,000 $145,000 $5,837 4.50%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $145,000 $145,000 $4,990 3.88%
Marshalltown, IA (FHA|USDA|VA) 1 $135,000 $135,000 $8,500 4.88%
Jasper, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,749 3.88%
Vincennes, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,776 4.13%
TULSA, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,131 4.38%
Pottsville, PA (FHA|USDA|VA) 1 $125,000 $125,000 $6,810 5.63%
COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,860 6.38%
Paragould, AR (FHA|USDA|VA) 1 $115,000 $115,000 $8,288 5.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,145 3.63%
Sterling, IL (FHA|USDA|VA) 2 $100,000 $50,000 $3,235 5.75%
DANVILLE, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,963 4.13%
McComb, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,317 3.88%
NILES, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,884 3.88%
Cañon City, CO (FHA|USDA|VA) 1 $85,000 $85,000 $2,998 5.13%
Burlington, IA-IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,805 4.63%
Flanagan State Bank's top markets include Chicago, Bozeman, Omaha, Poplar Bluff, and Bloomington among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Montana (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    MUTUAL FIRST
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 728 $143,710,000 $197,404 $4,330 5.10%
    USDA 351 $44,295,000 $126,197 $6,983 4.99%
    FHA 303 $47,225,000 $155,858 $8,287 5.21%
    VA 78 $19,470,000 $249,615 $7,223 5.02%

    For 2022, Flanagan State Bank's most frequently originated type of loan was Conventional, with 728 originations. Their 2nd most popular type was USDA, with 351 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,210 $211,750,000 $175,000 $6,385 5.17%
    Cash Out Refi 168 $28,500,000 $169,643 $4,422 4.85%
    Refi 80 $14,350,000 $179,375 $3,962 4.34%
    Home Improvement 1 $45,000 $45,000 $1,485 4.99%
    Other 1 $55,000 $55,000 $1,772 7.00%

    For 2022, Flanagan State Bank's most frequently cited loan purpose was Home Purchase, with 1,210 originations. The 2nd most popular reason was Cash Out Refi, with 168 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,267 $227,415,000 $179,491 $6,367 5.13%
    15 Year 75 $9,635,000 $128,467 $3,642 4.01%
    Other 67 $8,135,000 $121,418 $2,195 5.62%
    5 Year 36 $7,190,000 $199,722 $3,544 5.04%
    20 Year 13 $2,065,000 $158,846 $2,915 4.53%
    1 Year 1 $115,000 $115,000 $0 4.00%
    3 Year 1 $145,000 $145,000 $3,198 7.63%

    For 2022, Flanagan State Bank's most frequently cited loan duration was 30 Year, with 1,267 originations. The 2nd most popular length was 15 Year, with 75 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 299 $69,505,000 $232,458
    $1k-2k 261 $45,735,000 $175,230
    $<1k 240 $39,460,000 $164,417
    $2k-3k 217 $30,415,000 $140,161
    $3k-4k 205 $32,185,000 $157,000
    $4k-5k 163 $28,415,000 $174,325

    Flanagan State Bank's average total fees were $6,367, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 299 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 513 $88,595,000 $172,700
    4-5% 389 $70,185,000 $180,424
    3-4% 254 $43,780,000 $172,362
    6-7% 227 $40,325,000 $177,643
    7-8% 42 $5,860,000 $139,524
    2.5-3% 30 $5,150,000 $171,667
    <2.5% 4 $780,000 $195,000
    Over 8% 1 $25,000 $25,000

    During 2022, Flanagan State Bank's average interest rate for loans was 5.13%, while their most frequently originated rate bucket for loans was 5-6%, with 513 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 656 $93,760,000 $142,927 $6,223 5.09%
    $100,000 or less 399 $28,425,000 $71,241 $4,303 5.11%
    $200k-400k 323 $87,345,000 $270,418 $6,869 5.07%
    $400k-600k 62 $29,930,000 $482,742 $8,151 5.21%
    $600k-1MM 17 $11,455,000 $673,824 $10,831 5.06%
    $1MM+ 3 $3,785,000 $1,261,667 $15,410 4.83%

    2022 saw Flanagan State Bank place emphasis on $100k-200k loans with 656 originations, totaling $93,760,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 487 $52,725,000 $108,265 $5,561 4.95%
    $50k-75k 420 $65,210,000 $155,262 $6,314 5.15%
    $75k-100k 216 $42,770,000 $198,009 $6,675 5.29%
    $100k-150k 199 $51,465,000 $258,618 $5,841 5.18%
    $150k-250k 93 $29,765,000 $320,054 $6,361 4.92%
    $250k+ 25 $10,605,000 $424,200 $6,841 5.04%

    Flanagan State Bank lent most frequently to those with incomes in the $50k or less range, with 487 originations. The second most popular income band? $50k-75k, with 420 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 318 $50,960,000 $160,252 $5,963 5.10%
    20-30% 278 $42,460,000 $152,734 $5,070 5.09%
    <20% 93 $12,305,000 $132,312 $4,661 4.80%
    50-60% 90 $18,720,000 $208,000 $8,705 5.21%
    38% 76 $13,380,000 $176,053 $6,262 5.12%
    40% 67 $11,975,000 $178,731 $6,870 5.05%
    39% 58 $10,890,000 $187,759 $5,758 5.22%
    44% 53 $11,705,000 $220,849 $7,212 5.15%
    37% 50 $9,010,000 $180,200 $6,435 5.13%
    36% 44 $7,490,000 $170,227 $5,178 5.17%
    43% 43 $9,445,000 $219,651 $6,612 5.07%
    41% 42 $8,620,000 $205,238 $5,815 4.90%
    49% 42 $9,680,000 $230,476 $6,922 4.99%
    42% 39 $7,165,000 $183,718 $6,079 5.09%
    45% 39 $8,735,000 $223,974 $5,590 4.91%
    46% 39 $7,365,000 $188,846 $6,104 5.32%
    47% 28 $4,730,000 $168,929 $5,895 5.07%
    48% 25 $6,255,000 $250,200 $7,492 5.49%
    >60% 2 $610,000 $305,000 $5,517 5.25%

    Flanagan State Bank lent most frequently to those with DTI ratios of 30-36%, with 318 originations. The next most common DTI ratio? 20-30%, with 278 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,361 $239,345,000 $175,860 $6,007 5.10%
    Black 55 $8,955,000 $162,818 $7,036 4.86%
    Not provided 20 $3,060,000 $153,000 $5,023 5.30%
    Asian 11 $1,915,000 $174,091 $5,595 4.91%
    Not applicable 10 $970,000 $97,000 $0 5.71%
    American Indian 2 $320,000 $160,000 $6,765 4.31%
    Native Hawaiian or Islander 1 $135,000 $135,000 $2,734 6.13%

    Approval Rates

    Total approvals of all applications
    85.56%

    Flanagan State Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    71.37%

    Flanagan State Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,460 $254,700,000 $174,452

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,460 $254,700,000 $174,452

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 37 $3,935,000 $106,351 $2,896 4.75%
    40-60% 88 $17,410,000 $197,841 $4,394 4.62%
    60-80% 280 $60,250,000 $215,179 $5,118 5.00%
    80-100% 994 $165,310,000 $166,308 $6,566 5.15%
    Over 100% 30 $6,130,000 $204,333 $8,463 5.12%
    Under 20% 29 $1,495,000 $51,552 $1,570 5.85%