Weatherford USDA Loan Rates, Closing Costs & Stats

Weatherford, OK

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Weatherford's 7 lenders originated 19 USDA loans during 2023. The total origination value was $2,845,000, with an average USDA loan value of $149,737.

    Weatherford USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Weatherford averaged 6.43% for the week of 2024-12-13, compared to the national average (all USDA variants) of 6.303% for the same period.

    Weatherford's average USDA mortgage closing costs are $4,201.

    The average rate for the prior week (2024-12-06) was 6.66% and one month ago for the week of 2024-11-08, the average rate was 6.58%.

    The average rate one year ago was 6.75%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.1%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Weatherford USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Weatherford level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 6 6.73% $4,316
    INTERLINC MORTGAGE SERVICES, LLC 6 6.65% $3,915
    CWM PARTNERS, L.P. 2 6.31% $7,375
    GUARANTEED RATE, INC. 1 6.75% $5,974
    UNITED WHOLESALE MORTGAGE, LLC 1 7.50% $6,245
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.25% $8,673
    FIRST AMERICAN MORTGAGE, INC. 1 6.50% $7,566

    The top Weatherford USDA lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 6 USDA loans originated. Their average total fees are $4,316, which is $401 higher than the next largest lender, INTERLINC MORTGAGE SERVICES, LLC.

    The lowest fee Weatherford USDA lenders (with over 10 loans originated) are .

    The lowest rate Weatherford USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Weatherford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $161,100 (-9.5%) $226,277 (-1.1%) 0.00 109
    2018-02-01 $160,650 (-8.7%) $221,498 (-3.3%) 0.00 103
    2018-03-01 $160,200 (-9.0%) $206,725 (-8.3%) 0.00 105
    2018-04-01 $165,950 (-5.7%) $225,528 (0.4%) 0.00 112
    2018-05-01 $164,500 (-6.0%) $224,183 (0.1%) 0.00 110
    2018-06-01 $162,000 (-9.3%) $199,364 (-18.9%) 0.00 109
    2018-07-01 $157,400 (-15.6%) $196,062 (-21.4%) 0.00 109
    2018-08-01 $155,675 (-20.0%) $192,928 (-24.0%) 0.00 105
    2018-09-01 $160,200 (-17.1%) $194,706 (-24.1%) 0.00 96
    2018-10-01 $160,125 (-16.4%) $203,022 (-20.6%) 0.00 93
    2018-11-01 $160,200 (-5.7%) $210,714 (-12.2%) 0.00 85
    2018-12-01 $161,100 (-0.3%) $212,641 (-6.6%) 0.00 81
    2019-01-01 $155,425 (-3.5%) $197,429 (-12.8%) 0.00 87
    2019-02-01 $142,450 (-11.3%) $185,184 (-16.4%) 0.00 84
    2019-03-01 $148,550 (-7.3%) $197,380 (-4.5%) 0.00 82
    2019-04-01 $148,100 (-10.8%) $204,350 (-9.4%) 0.00 88
    2019-05-01 $157,450 (-4.3%) $203,760 (-9.1%) 0.00 97
    2019-06-01 $174,500 (7.7%) $209,369 (5.0%) 0.00 102
    2019-07-01 $169,800 (7.9%) $206,376 (5.3%) 0.00 102
    2019-08-01 $166,700 (7.1%) $206,429 (7.0%) 0.00 108
    2019-09-01 $169,400 (5.7%) $209,253 (7.5%) 0.00 113
    2019-10-01 $173,000 (8.0%) $211,135 (4.0%) 0.00 115
    2019-11-01 $176,200 (10.0%) $211,281 (0.3%) 0.00 113
    2019-12-01 $177,000 (9.9%) $214,917 (1.1%) 0.00 108
    2020-01-01 $176,500 (13.6%) $210,650 (6.7%) 0.00 112
    2020-02-01 $174,500 (22.5%) $210,313 (13.6%) 0.00 105
    2020-03-01 $179,300 (20.7%) $215,140 (9.0%) 0.00 110
    2020-04-01 $183,250 (23.7%) $230,389 (12.7%) 0.00 121
    2020-05-01 $179,900 (14.3%) $227,249 (11.5%) 0.00 115
    2020-06-01 $188,400 (8.0%) $227,375 (8.6%) 0.00 114
    2020-07-01 $190,325 (12.1%) $222,711 (7.9%) 0.00 113
    2020-08-01 $199,900 (19.9%) $235,523 (14.1%) 0.00 111
    2020-09-01 $217,450 (28.4%) $236,763 (13.2%) 0.00 113
    2020-10-01 $199,450 (15.3%) $232,705 (10.2%) 0.00 116
    2020-11-01 $198,475 (12.6%) $232,167 (9.9%) 0.00 105
    2020-12-01 $198,825 (12.3%) $236,252 (9.9%) 0.00 97
    2021-01-01 $198,500 (12.5%) $230,515 (9.4%) 0.00 94
    2021-02-01 $187,850 (7.7%) $222,796 (5.9%) 0.00 84
    2021-03-01 $196,500 (9.6%) $235,699 (9.6%) 0.00 81
    2021-04-01 $182,000 (-0.7%) $207,162 (-10.1%) 0.00 83
    2021-05-01 $179,900 (0.0%) $200,770 (-11.7%) 0.00 79
    2021-06-01 $176,475 (-6.3%) $192,399 (-15.4%) 0.00 71
    2021-07-01 $175,000 (-8.1%) $187,763 (-15.7%) 0.00 80
    2021-08-01 $164,225 (-17.9%) $185,315 (-21.3%) 0.00 71
    2021-09-01 $159,900 (-26.5%) $184,966 (-21.9%) 0.00 70
    2021-10-01 $172,000 (-13.8%) $200,452 (-13.9%) 0.00 68
    2021-11-01 $173,725 (-12.5%) $235,502 (1.4%) 0.00 72
    2021-12-01 $167,375 (-15.8%) $224,252 (-5.1%) 0.00 60
    2022-01-01 $154,800 (-22.0%) $216,072 (-6.3%) 0.00 54
    2022-02-01 $159,700 (-15.0%) $211,053 (-5.3%) 0.00 55
    2022-03-01 $162,450 (-17.3%) $227,765 (-3.4%) 0.00 49
    2022-04-01 $148,000 (-18.7%) $208,964 (0.9%) 0.00 64
    2022-05-01 $159,250 (-11.5%) $224,741 (11.9%) 0.00 59
    2022-06-01 $175,750 (-0.4%) $239,044 (24.2%) 0.00 61
    2022-07-01 $185,000 (5.7%) $226,954 (20.9%) 0.00 62
    2022-08-01 $185,000 (12.7%) $232,833 (25.6%) 0.00 71
    2022-09-01 $192,500 (20.4%) $254,284 (37.5%) 0.00 68
    2022-10-01 $194,800 (13.3%) $287,590 (43.5%) 0.00 70
    2022-11-01 $165,750 (-4.6%) $266,121 (13.0%) 0.00 75
    2022-12-01 $199,000 (18.9%) $247,305 (10.3%) 0.00 72
    2023-01-01 $191,225 (23.5%) $242,000 (12.0%) 0.00 65
    2023-02-01 $157,500 (-1.4%) $233,295 (10.5%) 0.00 61
    2023-03-01 $164,950 (1.5%) $235,340 (3.3%) 0.00 57
    2023-04-01 $165,000 (11.5%) $248,106 (18.7%) 0.00 55
    2023-05-01 $168,750 (6.0%) $245,390 (9.2%) 0.00 64
    2023-06-01 $199,900 (13.7%) $255,453 (6.9%) 0.00 72
    2023-07-01 $188,500 (1.9%) $240,646 (6.0%) 0.00 77
    2023-08-01 $196,900 (6.4%) $249,985 (7.4%) 0.00 76
    2023-09-01 $198,000 (2.9%) $251,977 (-0.9%) 0.00 72
    2023-10-01 $198,250 (1.8%) $260,963 (-9.3%) 0.00 77
    2023-11-01 $202,176 (22.0%) $268,177 (0.8%) 0.00 71
    2023-12-01 $199,000 (0.0%) $255,786 (3.4%) 0.00 66
    2024-01-01 $196,700 (2.9%) $239,396 (-1.1%) 0.00 66
    2024-02-01 $193,320 (22.7%) $230,362 (-1.3%) 0.00 71
    2024-03-01 $194,400 (17.9%) $253,819 (7.9%) 0.00 70
    2024-04-01 $194,685 (18.0%) $239,894 (-3.3%) 0.00 71
    2024-05-01 $199,000 (17.9%) $243,840 (-0.6%) 0.00 67
    2024-06-01 $205,000 (2.6%) $256,839 (0.5%) 0.00 66
    2024-07-01 $199,900 (6.1%) $241,228 (0.2%) 0.00 62
    2024-08-01 $199,900 (1.5%) $238,232 (-4.7%) 0.00 63
    2024-09-01 $192,250 (-2.9%) $237,551 (-5.7%) 0.00 79
    2024-10-01 $220,000 (11.0%) $256,146 (-1.9%) 0.00 76
    2024-11-01 $189,000 (-6.5%) $256,371 (-4.4%) 0.00 77
    Weatherford's median listing price for 2024-11-01 was $189,000, a difference of $-13,176 (-6.5%) versus the prior year and $-31,000 versus the prior month.

    Weatherford's median listing price comes in at 0% of the national average.

    Weatherford's average listing price for 2024-11-01 was $256,371, a difference of $-11,806 (-4.4%) versus the prior year and $225 versus the prior month.

    For the 2024-11-01 period, Weatherford had 77 MLS listings, a difference of 1 listings (1%) versus the prior month and 6 listings (8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Weatherford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,799 sqft
    2018-02-01 0 days 1,773 sqft
    2018-03-01 0 days 1,758 sqft
    2018-04-01 0 days 1,794 sqft
    2018-05-01 0 days 1,786 sqft
    2018-06-01 0 days 1,780 sqft
    2018-07-01 0 days 1,781 sqft
    2018-08-01 0 days 1,781 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,831 sqft
    2018-11-01 0 days 1,809 sqft
    2018-12-01 0 days 1,805 sqft
    2019-01-01 0 days 1,789 sqft
    2019-02-01 0 days 1,724 sqft
    2019-03-01 0 days 1,764 sqft
    2019-04-01 0 days 1,794 sqft
    2019-05-01 0 days 1,787 sqft
    2019-06-01 0 days 1,826 sqft
    2019-07-01 0 days 1,858 sqft
    2019-08-01 0 days 1,856 sqft
    2019-09-01 0 days 1,843 sqft
    2019-10-01 0 days 1,850 sqft
    2019-11-01 0 days 1,865 sqft
    2019-12-01 0 days 1,806 sqft
    2020-01-01 0 days 1,806 sqft
    2020-02-01 0 days 1,869 sqft
    2020-03-01 0 days 1,946 sqft
    2020-04-01 0 days 1,952 sqft
    2020-05-01 0 days 1,917 sqft
    2020-06-01 0 days 1,992 sqft
    2020-07-01 0 days 1,993 sqft
    2020-08-01 0 days 2,078 sqft
    2020-09-01 0 days 2,045 sqft
    2020-10-01 0 days 2,026 sqft
    2020-11-01 0 days 2,066 sqft
    2020-12-01 0 days 2,096 sqft
    2021-01-01 0 days 2,096 sqft
    2021-02-01 0 days 2,008 sqft
    2021-03-01 0 days 2,099 sqft
    2021-04-01 0 days 1,984 sqft
    2021-05-01 0 days 1,903 sqft
    2021-06-01 0 days 1,776 sqft
    2021-07-01 0 days 1,730 sqft
    2021-08-01 0 days 1,741 sqft
    2021-09-01 0 days 1,677 sqft
    2021-10-01 0 days 1,716 sqft
    2021-11-01 0 days 1,774 sqft
    2021-12-01 0 days 1,733 sqft
    2022-01-01 0 days 1,781 sqft
    2022-02-01 0 days 1,729 sqft
    2022-03-01 0 days 1,773 sqft
    2022-04-01 0 days 1,662 sqft
    2022-05-01 0 days 1,701 sqft
    2022-06-01 0 days 1,668 sqft
    2022-07-01 0 days 1,717 sqft
    2022-08-01 0 days 1,720 sqft
    2022-09-01 0 days 1,701 sqft
    2022-10-01 0 days 1,720 sqft
    2022-11-01 0 days 1,643 sqft
    2022-12-01 0 days 1,727 sqft
    2023-01-01 0 days 1,737 sqft
    2023-02-01 0 days 1,692 sqft
    2023-03-01 0 days 1,613 sqft
    2023-04-01 0 days 1,652 sqft
    2023-05-01 0 days 1,738 sqft
    2023-06-01 0 days 1,776 sqft
    2023-07-01 0 days 1,772 sqft
    2023-08-01 0 days 1,776 sqft
    2023-09-01 0 days 1,744 sqft
    2023-10-01 0 days 1,733 sqft
    2023-11-01 0 days 1,780 sqft
    2023-12-01 0 days 1,668 sqft
    2024-01-01 0 days 1,672 sqft
    2024-02-01 0 days 1,633 sqft
    2024-03-01 0 days 1,653 sqft
    2024-04-01 0 days 1,636 sqft
    2024-05-01 0 days 1,590 sqft
    2024-06-01 0 days 1,752 sqft
    2024-07-01 0 days 1,669 sqft
    2024-08-01 0 days 1,700 sqft
    2024-09-01 0 days 1,752 sqft
    2024-10-01 0 days 1,827 sqft
    2024-11-01 0 days 1,907 sqft
    Weatherford's median listing age (time on market) for 2024-11-01 was 0 days.

    Weatherford's median square footage for active listings during the 2024-11-01 period was 1,907 sqft. One year prior, the average listing was 1,780 sqft.