Edwards VA Loan Rates, Closing Costs & Stats
Edwards, CO
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Edwards's 8 lenders originated 11 VA loans during 2023. The total origination value was $6,675,000, with an average VA loan value of $606,818.
Edwards VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Edwards
averaged
0.38%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Edwards's average VA mortgage closing costs are $9,463.
The average rate for the prior week (2024-11-22) was
6.34% and
one month ago for the week of 2024-10-25, the
average rate was 6.24%.
The average rate one year ago was 6.88%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0%.
Edwards VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Edwards level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | 2 | 6.31% | $7,539 |
Armed Forces Bank | 1 | 7.00% | $11,175 |
CROSSCOUNTRY MORTGAGE, LLC | 1 | 6.75% | $13,677 |
EMBRACE HOME LOANS, INC. | 1 | 6.13% | $20,271 |
QUICKEN LOANS, LLC | 1 | 6.99% | $24,299 |
SECURITYNATIONAL MORTGAGE COMPANY | 1 | 6.75% | $12,173 |
ACADEMY MORTGAGE CORPORATION | 1 | 5.63% | $17,027 |
Wells Fargo Bank | 1 | 6.13% | $80 |
The top Edwards VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
2 VA loans originated. Their average total fees are
$7,539, which is $3,636
lower than the next largest lender,
Armed Forces Bank.
The lowest fee Edwards VA lenders (with over 10 loans originated) are
.
The lowest rate Edwards VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Edwards (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $849,250 (-0.1%) | $1,914,219 (-1.6%) | 0.00 | 906 |
2018-02-01 | $885,500 (4.6%) | $1,966,033 (2.9%) | 0.00 | 872 |
2018-03-01 | $849,000 (-0.6%) | $1,904,156 (-3.3%) | 0.00 | 934 |
2018-04-01 | $828,250 (-0.5%) | $1,856,221 (-3.6%) | 0.00 | 913 |
2018-05-01 | $795,000 (-6.5%) | $1,739,127 (-7.8%) | 0.00 | 924 |
2018-06-01 | $800,000 (-5.2%) | $1,738,966 (-5.8%) | 0.00 | 990 |
2018-07-01 | $842,000 (-0.9%) | $1,868,043 (-2.4%) | 0.00 | 1,091 |
2018-08-01 | $820,500 (-3.6%) | $1,894,569 (-2.8%) | 0.00 | 1,082 |
2018-09-01 | $799,000 (-9.1%) | $1,905,271 (-6.0%) | 0.00 | 1,032 |
2018-10-01 | $781,500 (-10.3%) | $1,898,909 (-7.1%) | 0.00 | 982 |
2018-11-01 | $772,500 (-9.1%) | $1,921,063 (-5.7%) | 0.00 | 961 |
2018-12-01 | $809,000 (-6.2%) | $2,009,458 (2.5%) | 0.00 | 968 |
2019-01-01 | $832,000 (-2.0%) | $1,997,965 (4.4%) | 0.00 | 967 |
2019-02-01 | $875,000 (-1.2%) | $2,016,577 (2.6%) | 0.00 | 966 |
2019-03-01 | $815,000 (-4.0%) | $1,910,808 (0.4%) | 0.00 | 971 |
2019-04-01 | $749,500 (-9.5%) | $1,818,463 (-2.0%) | 0.00 | 976 |
2019-05-01 | $739,000 (-7.0%) | $1,819,004 (4.6%) | 0.00 | 932 |
2019-06-01 | $799,500 (-0.1%) | $1,821,479 (4.7%) | 0.00 | 1,038 |
2019-07-01 | $856,000 (1.7%) | $1,990,456 (6.6%) | 0.00 | 1,115 |
2019-08-01 | $829,727 (1.1%) | $1,994,548 (5.3%) | 0.00 | 1,078 |
2019-09-01 | $806,818 (1.0%) | $2,010,857 (5.5%) | 0.00 | 1,026 |
2019-10-01 | $784,000 (0.3%) | $2,021,730 (6.5%) | 0.00 | 985 |
2019-11-01 | $765,000 (-1.0%) | $2,018,264 (5.1%) | 0.00 | 958 |
2019-12-01 | $903,250 (11.7%) | $2,104,988 (4.8%) | 0.00 | 957 |
2020-01-01 | $915,000 (10.0%) | $2,207,643 (10.5%) | 0.00 | 888 |
2020-02-01 | $940,000 (7.4%) | $2,238,507 (11.0%) | 0.00 | 869 |
2020-03-01 | $935,000 (14.7%) | $2,216,935 (16.0%) | 0.00 | 909 |
2020-04-01 | $831,500 (10.9%) | $2,017,608 (11.0%) | 0.00 | 882 |
2020-05-01 | $799,000 (8.1%) | $1,907,455 (4.9%) | 0.00 | 877 |
2020-06-01 | $895,000 (11.9%) | $1,976,877 (8.5%) | 0.00 | 890 |
2020-07-01 | $867,450 (1.3%) | $2,036,928 (2.3%) | 0.00 | 903 |
2020-08-01 | $899,000 (8.4%) | $2,274,074 (14.0%) | 0.00 | 875 |
2020-09-01 | $940,000 (16.5%) | $2,269,453 (12.9%) | 0.00 | 795 |
2020-10-01 | $899,000 (14.7%) | $2,370,913 (17.3%) | 0.00 | 724 |
2020-11-01 | $797,000 (4.2%) | $2,457,854 (21.8%) | 0.00 | 689 |
2020-12-01 | $827,000 (-8.4%) | $2,558,423 (21.5%) | 0.00 | 648 |
2021-01-01 | $736,000 (-19.6%) | $2,685,006 (21.6%) | 0.00 | 607 |
2021-02-01 | $679,000 (-27.8%) | $2,795,539 (24.9%) | 0.00 | 578 |
2021-03-01 | $733,000 (-21.6%) | $2,754,484 (24.3%) | 0.00 | 561 |
2021-04-01 | $638,500 (-23.2%) | $2,713,611 (34.5%) | 0.00 | 537 |
2021-05-01 | $625,000 (-21.8%) | $2,623,415 (37.5%) | 0.00 | 475 |
2021-06-01 | $756,250 (-15.5%) | $2,660,852 (34.6%) | 0.00 | 498 |
2021-07-01 | $860,000 (-0.9%) | $2,678,953 (31.5%) | 0.00 | 515 |
2021-08-01 | $990,000 (10.1%) | $2,745,860 (20.8%) | 0.00 | 493 |
2021-09-01 | $896,000 (-4.7%) | $2,619,291 (15.4%) | 0.00 | 485 |
2021-10-01 | $842,500 (-6.3%) | $2,357,168 (-0.6%) | 0.00 | 444 |
2021-11-01 | $446,500 (-44.0%) | $2,224,130 (-9.5%) | 0.00 | 400 |
2021-12-01 | $292,500 (-64.6%) | $2,321,772 (-9.3%) | 0.00 | 385 |
2022-01-01 | $160,000 (-78.3%) | $2,273,529 (-15.3%) | 0.00 | 364 |
2022-02-01 | $524,500 (-22.8%) | $2,356,251 (-15.7%) | 0.00 | 372 |
2022-03-01 | $537,500 (-26.7%) | $2,404,470 (-12.7%) | 0.00 | 349 |
2022-04-01 | $750,000 (17.5%) | $2,253,141 (-17.0%) | 0.00 | 354 |
2022-05-01 | $935,500 (49.7%) | $2,440,927 (-7.0%) | 0.00 | 355 |
2022-06-01 | $1,172,500 (55.0%) | $2,406,153 (-9.6%) | 0.00 | 416 |
2022-07-01 | $1,245,000 (44.8%) | $2,530,774 (-5.5%) | 0.00 | 512 |
2022-08-01 | $1,199,000 (21.1%) | $2,488,940 (-9.4%) | 0.00 | 505 |
2022-09-01 | $1,131,000 (26.2%) | $2,371,107 (-9.5%) | 0.00 | 463 |
2022-10-01 | $1,200,000 (42.4%) | $2,363,213 (0.3%) | 0.00 | 463 |
2022-11-01 | $1,199,750 (168.7%) | $2,508,861 (12.8%) | 0.00 | 449 |
2022-12-01 | $1,100,000 (276.1%) | $2,616,885 (12.7%) | 0.00 | 453 |
2023-01-01 | $962,500 (501.6%) | $2,642,903 (16.3%) | 0.00 | 441 |
2023-02-01 | $998,750 (90.4%) | $2,695,979 (14.4%) | 0.00 | 433 |
2023-03-01 | $1,200,000 (123.3%) | $2,786,741 (15.9%) | 0.00 | 450 |
2023-04-01 | $1,297,000 (72.9%) | $2,842,099 (26.1%) | 0.00 | 444 |
2023-05-01 | $1,312,500 (40.3%) | $2,870,931 (17.6%) | 0.00 | 421 |
2023-06-01 | $1,328,750 (13.3%) | $2,780,943 (15.6%) | 0.00 | 461 |
2023-07-01 | $1,575,000 (26.5%) | $2,969,884 (17.4%) | 0.00 | 512 |
2023-08-01 | $1,553,500 (29.6%) | $2,902,748 (16.6%) | 0.00 | 541 |
2023-09-01 | $1,450,000 (28.2%) | $2,899,279 (22.3%) | 0.00 | 519 |
2023-10-01 | $1,337,250 (11.4%) | $2,796,342 (18.3%) | 0.00 | 512 |
2023-11-01 | $1,235,000 (2.9%) | $2,801,007 (11.6%) | 0.00 | 501 |
2023-12-01 | $1,250,000 (13.6%) | $2,826,035 (8.0%) | 0.00 | 518 |
2024-01-01 | $1,160,000 (20.5%) | $2,871,458 (8.7%) | 0.00 | 517 |
2024-02-01 | $1,168,750 (17.0%) | $2,954,569 (9.6%) | 0.00 | 524 |
2024-03-01 | $1,125,000 (-6.3%) | $2,834,477 (1.7%) | 0.00 | 537 |
2024-04-01 | $913,750 (-29.6%) | $2,674,762 (-5.9%) | 0.00 | 541 |
2024-05-01 | $825,000 (-37.1%) | $2,491,055 (-13.2%) | 0.00 | 517 |
2024-06-01 | $975,000 (-26.6%) | $2,526,131 (-9.2%) | 0.00 | 600 |
2024-07-01 | $1,162,500 (-26.2%) | $2,620,190 (-11.8%) | 0.00 | 669 |
2024-08-01 | $1,083,500 (-30.3%) | $2,530,293 (-12.8%) | 0.00 | 678 |
2024-09-01 | $991,000 (-31.7%) | $2,325,378 (-19.8%) | 0.00 | 691 |
2024-10-01 | $885,950 (-33.8%) | $2,067,634 (-26.1%) | 0.00 | 668 |
Edwards's median listing price comes in at 0% of the national average.
Edwards's average listing price for 2024-10-01 was $2,067,634, a difference of $-728,708 (-26.1%) versus the prior year and $-257,744 versus the prior month.
For the 2024-10-01 period, Edwards had 668 MLS listings, a difference of -23 listings (-3%) versus the prior month and 156 listings (30%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Edwards (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,883 sqft |
2018-02-01 | 0 days | 1,905 sqft |
2018-03-01 | 0 days | 1,900 sqft |
2018-04-01 | 0 days | 1,844 sqft |
2018-05-01 | 0 days | 1,844 sqft |
2018-06-01 | 0 days | 1,847 sqft |
2018-07-01 | 0 days | 1,899 sqft |
2018-08-01 | 0 days | 1,878 sqft |
2018-09-01 | 0 days | 1,843 sqft |
2018-10-01 | 0 days | 1,820 sqft |
2018-11-01 | 0 days | 1,821 sqft |
2018-12-01 | 0 days | 1,822 sqft |
2019-01-01 | 0 days | 1,829 sqft |
2019-02-01 | 0 days | 1,842 sqft |
2019-03-01 | 0 days | 1,825 sqft |
2019-04-01 | 0 days | 1,805 sqft |
2019-05-01 | 0 days | 1,839 sqft |
2019-06-01 | 0 days | 1,857 sqft |
2019-07-01 | 0 days | 1,900 sqft |
2019-08-01 | 0 days | 1,896 sqft |
2019-09-01 | 0 days | 1,891 sqft |
2019-10-01 | 0 days | 1,881 sqft |
2019-11-01 | 0 days | 1,869 sqft |
2019-12-01 | 0 days | 1,804 sqft |
2020-01-01 | 0 days | 1,810 sqft |
2020-02-01 | 0 days | 1,855 sqft |
2020-03-01 | 0 days | 1,823 sqft |
2020-04-01 | 0 days | 1,760 sqft |
2020-05-01 | 0 days | 1,791 sqft |
2020-06-01 | 0 days | 1,800 sqft |
2020-07-01 | 0 days | 1,800 sqft |
2020-08-01 | 0 days | 1,749 sqft |
2020-09-01 | 0 days | 1,708 sqft |
2020-10-01 | 0 days | 1,725 sqft |
2020-11-01 | 0 days | 1,691 sqft |
2020-12-01 | 0 days | 1,697 sqft |
2021-01-01 | 0 days | 1,705 sqft |
2021-02-01 | 0 days | 1,727 sqft |
2021-03-01 | 0 days | 1,743 sqft |
2021-04-01 | 0 days | 1,784 sqft |
2021-05-01 | 0 days | 1,803 sqft |
2021-06-01 | 0 days | 1,820 sqft |
2021-07-01 | 0 days | 1,875 sqft |
2021-08-01 | 0 days | 1,885 sqft |
2021-09-01 | 0 days | 1,875 sqft |
2021-10-01 | 0 days | 1,834 sqft |
2021-11-01 | 0 days | 1,704 sqft |
2021-12-01 | 0 days | 1,647 sqft |
2022-01-01 | 0 days | 1,600 sqft |
2022-02-01 | 0 days | 1,625 sqft |
2022-03-01 | 0 days | 1,637 sqft |
2022-04-01 | 0 days | 1,627 sqft |
2022-05-01 | 0 days | 1,705 sqft |
2022-06-01 | 0 days | 1,811 sqft |
2022-07-01 | 0 days | 1,896 sqft |
2022-08-01 | 0 days | 1,837 sqft |
2022-09-01 | 0 days | 1,810 sqft |
2022-10-01 | 0 days | 1,840 sqft |
2022-11-01 | 0 days | 1,800 sqft |
2022-12-01 | 0 days | 1,785 sqft |
2023-01-01 | 0 days | 1,789 sqft |
2023-02-01 | 0 days | 1,787 sqft |
2023-03-01 | 0 days | 1,797 sqft |
2023-04-01 | 0 days | 1,787 sqft |
2023-05-01 | 0 days | 1,797 sqft |
2023-06-01 | 0 days | 1,793 sqft |
2023-07-01 | 0 days | 1,846 sqft |
2023-08-01 | 0 days | 1,877 sqft |
2023-09-01 | 0 days | 1,800 sqft |
2023-10-01 | 0 days | 1,727 sqft |
2023-11-01 | 0 days | 1,627 sqft |
2023-12-01 | 0 days | 1,643 sqft |
2024-01-01 | 0 days | 1,611 sqft |
2024-02-01 | 0 days | 1,615 sqft |
2024-03-01 | 0 days | 1,644 sqft |
2024-04-01 | 0 days | 1,620 sqft |
2024-05-01 | 0 days | 1,602 sqft |
2024-06-01 | 0 days | 1,627 sqft |
2024-07-01 | 0 days | 1,626 sqft |
2024-08-01 | 0 days | 1,585 sqft |
2024-09-01 | 0 days | 1,570 sqft |
2024-10-01 | 0 days | 1,570 sqft |
Edwards's median square footage for active listings during the 2024-10-01 period was 1,570 sqft. One year prior, the average listing was 1,727 sqft.