Freedom Mortgage Corporation Rates, Fees & Info

MT LAUREL, NJ

LEI: 549300LYRWPSYPK6S325

Tax ID: 22-3039688

2020 Data | 2019 Data | 2018 Data


Overview

Freedom Mortgage Corporation is a large mortgage company specializing in Refi loans. Freedom Mortgage Corporation has They have a a high proportion of FHA loans. an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets include Washington, Riverside, Phoenix, San Diego, and Atlanta among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Freedom Mortgage Corporation is typically an average fee lendor.


Originations

389,146

Origination Dollar Volume (All Markets)

$99,235,390,000

Awards

2020 FREEDOM MORTGAGE CORPORATION Low Rate Award
Details

Relative Rate

Freedom Mortgage Corporation's average 30 year fixed rate mortgage was 2.92%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.44%.

Relative Fees

Freedom Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $4,656.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
VA 203,490 $56,103,400,000 $275,706 $2,453 2.83%
FHA 136,996 $30,208,510,000 $220,507 $5,267 3.11%
Conventional 48,249 $12,838,815,000 $266,095 $2,789 3.28%
USDA 411 $84,665,000 $205,998 $4,485 3.36%

For the 2020 period, Freedom Mortgage Corporation's most frequently originated loan type was VA, with 203,490 originations. Their 2nd most popular type is FHA, with 136,996 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 357,321 $89,944,955,000 $251,720 $3,182 2.96%
Home Purchase 22,218 $6,386,100,000 $287,429 $7,088 3.16%
Cash Out Refi 9,607 $2,904,335,000 $302,314 $6,508 3.38%

For the 2020, Freedom Mortgage Corporation's most frequently cited loan purpose was Refi, with 357,321 originations. The 2nd most popular reason was Home Purchase, with 22,218 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
Other 195,247 $46,632,045,000 $238,836 $3,044 3.02%
30 Year 180,330 $49,720,120,000 $275,717 $4,052 2.95%
15 Year 8,241 $1,812,825,000 $219,976 $2,508 2.83%
20 Year 3,760 $916,260,000 $243,686 $2,604 3.07%
10 Year 1,135 $149,845,000 $132,022 $1,438 2.69%
30+ year 391 $3,795,000 $9,706 $134 0.00%
3 Year 40 $490,000 $12,250 $0 0.00%
5 Year 2 $10,000 $5,000 $1 0.00%

For the 2020, Freedom Mortgage Corporation's most frequently cited loan length was Other, with 195,247 originations. The 2nd most popular length was 30 Year, with 180,330 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 298,920 $72,262,390,000 $241,745
$1k-2k 35,772 $9,268,570,000 $259,101
$2k-3k 24,215 $6,746,305,000 $278,600
$3k-4k 22,753 $7,779,175,000 $341,897
$5k+ 7,486 $3,178,950,000 $424,653

$4,656 was Freedom Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 298,920 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 30,312 $6,119,790,000 $201,893 $2,686 3.03%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 12,079 $4,556,095,000 $377,191 $4,081 2.85%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 9,146 $2,874,760,000 $314,319 $3,934 2.91%
PHOENIX-MESA-CHANDLER, AZ 11,384 $2,811,110,000 $246,935 $3,089 2.96%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 5,141 $2,244,785,000 $436,644 $4,054 2.77%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 9,280 $2,123,450,000 $228,820 $3,292 3.04%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 8,778 $2,004,930,000 $228,404 $4,120 3.02%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 6,901 $1,838,685,000 $266,437 $2,795 2.84%
URBAN HONOLULU, HI 3,318 $1,832,670,000 $552,342 $5,759 2.63%
BALTIMORE-COLUMBIA-TOWSON, MD 5,801 $1,752,865,000 $302,166 $4,067 2.88%
LOS ANGELES-LONG BEACH-GLENDALE, CA 4,349 $1,736,915,000 $399,383 $4,829 2.94%
DENVER-AURORA-LAKEWOOD, CO 5,171 $1,678,485,000 $324,596 $3,767 2.95%
SAN ANTONIO-NEW BRAUNFELS, TX 6,786 $1,673,240,000 $246,572 $2,967 2.90%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 4,102 $1,620,770,000 $395,117 $6,945 3.15%
LAS VEGAS-HENDERSON-PARADISE, NV 5,877 $1,546,535,000 $263,150 $3,351 2.95%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6,319 $1,541,785,000 $243,992 $3,844 3.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 4,527 $1,503,015,000 $332,011 $3,931 2.95%
DALLAS-PLANO-IRVING, TX 5,466 $1,405,050,000 $257,053 $4,083 2.97%
NASSAU COUNTY-SUFFOLK COUNTY, NY 3,826 $1,351,370,000 $353,207 $6,418 3.17%
ORLANDO-KISSIMMEE-SANFORD, FL 4,977 $1,225,565,000 $246,246 $4,140 3.07%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 4,870 $1,165,160,000 $239,253 $3,230 3.01%
SEATTLE-BELLEVUE-KENT, WA 3,015 $1,096,655,000 $363,733 $3,860 2.91%
CHICAGO-NAPERVILLE-EVANSTON, IL 4,510 $1,040,190,000 $230,641 $3,831 3.01%
COLORADO SPRINGS, CO 3,416 $978,410,000 $286,420 $2,631 2.82%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 3,049 $942,135,000 $308,998 $3,791 2.92%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3,942 $909,400,000 $230,695 $3,084 3.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 3,420 $895,500,000 $261,842 $3,777 2.96%
JACKSONVILLE, FL 3,409 $851,525,000 $249,787 $3,519 2.95%
NEW BRUNSWICK-LAKEWOOD, NJ 2,923 $850,695,000 $291,035 $4,691 3.01%
INDIANAPOLIS-CARMEL-ANDERSON, IN 4,345 $827,845,000 $190,528 $2,959 3.05%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 3,417 $805,845,000 $235,834 $3,655 2.97%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 3,053 $760,095,000 $248,967 $3,612 3.00%
RICHMOND, VA 3,000 $755,430,000 $251,810 $3,509 2.93%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 2,032 $734,930,000 $361,678 $4,462 2.89%
TACOMA-LAKEWOOD, WA 2,244 $702,940,000 $313,253 $3,156 2.87%
OAKLAND-BERKELEY-LIVERMORE, CA 1,598 $691,350,000 $432,635 $4,670 2.96%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2,586 $683,180,000 $264,184 $4,602 3.01%
ST. LOUIS, MO-IL 3,473 $678,855,000 $195,466 $2,682 3.01%
ANAHEIM-SANTA ANA-IRVINE, CA 1,460 $671,030,000 $459,610 $4,498 2.95%
KANSAS CITY, MO-KS 3,222 $664,930,000 $206,372 $2,731 3.05%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 2,213 $624,755,000 $282,311 $5,597 3.04%
MIAMI-MIAMI BEACH-KENDALL, FL 2,173 $604,335,000 $278,111 $5,469 3.07%
NEWARK, NJ-PA 1,907 $573,705,000 $300,842 $5,358 3.02%
RALEIGH-CARY, NC 2,263 $561,635,000 $248,182 $2,952 2.97%
CAMDEN, NJ 2,551 $549,825,000 $215,533 $3,656 3.00%
STOCKTON, CA 1,638 $494,920,000 $302,149 $4,689 3.04%
TUCSON, AZ 2,170 $481,210,000 $221,756 $2,788 2.92%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1,764 $475,000,000 $269,274 $5,116 3.05%
PROVIDENCE-WARWICK, RI-MA 1,803 $474,255,000 $263,037 $4,118 2.99%
CHARLESTON-NORTH CHARLESTON, SC 1,883 $458,875,000 $243,694 $2,855 2.97%
CINCINNATI, OH-KY-IN 2,443 $458,055,000 $187,497 $2,894 3.05%
COLUMBUS, OH 2,229 $455,955,000 $204,556 $3,183 3.03%
VALLEJO, CA 1,244 $454,770,000 $365,571 $4,312 2.92%
FAYETTEVILLE, NC 2,304 $452,390,000 $196,350 $2,212 2.91%
PHILADELPHIA, PA 2,084 $435,020,000 $208,743 $4,110 3.13%
BOSTON, MA 1,252 $431,150,000 $344,369 $4,981 2.93%
SALT LAKE CITY, UT 1,575 $422,225,000 $268,079 $3,718 3.02%
WARREN-TROY-FARMINGTON HILLS, MI 2,054 $417,890,000 $203,452 $2,919 3.05%
MEMPHIS, TN-MS-AR 1,964 $405,100,000 $206,263 $3,225 3.02%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1,132 $388,710,000 $343,383 $5,012 2.97%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1,967 $385,175,000 $195,819 $3,058 3.02%
MODESTO, CA 1,388 $373,890,000 $269,373 $3,996 3.06%
BAKERSFIELD, CA 1,627 $369,695,000 $227,225 $3,366 3.01%
OGDEN-CLEARFIELD, UT 1,382 $368,190,000 $266,418 $3,039 2.98%
OXNARD-THOUSAND OAKS-VENTURA, CA 814 $355,110,000 $436,253 $4,730 2.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1,642 $347,290,000 $211,504 $3,646 3.10%
COLUMBIA, SC 1,667 $340,625,000 $204,334 $2,711 3.01%
ALBUQUERQUE, NM 1,598 $339,380,000 $212,378 $2,862 3.00%
FRESNO, CA 1,341 $337,925,000 $251,995 $3,268 2.99%
NEW ORLEANS-METAIRIE, LA 1,565 $331,275,000 $211,677 $3,692 3.03%
LAKELAND-WINTER HAVEN, FL 1,613 $330,495,000 $204,895 $4,214 3.12%
OKLAHOMA CITY, OK 1,676 $327,730,000 $195,543 $2,782 3.02%
CLEVELAND-ELYRIA, OH 1,908 $321,400,000 $168,449 $2,976 3.14%
NORTH PORT-SARASOTA-BRADENTON, FL 1,211 $306,005,000 $252,688 $3,866 3.01%
WORCESTER, MA-CT 1,249 $301,725,000 $241,573 $3,813 3.04%
PALM BAY-MELBOURNE-TITUSVILLE, FL 1,225 $292,235,000 $238,559 $3,486 2.99%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 1,339 $288,655,000 $215,575 $3,932 3.02%
BOISE CITY, ID 1,167 $287,295,000 $246,183 $3,377 3.00%
KILLEEN-TEMPLE, TX 1,427 $281,805,000 $197,481 $1,999 2.89%
BIRMINGHAM-HOOVER, AL 1,363 $278,005,000 $203,966 $2,930 3.01%
OLYMPIA-LACEY-TUMWATER, WA 935 $273,825,000 $292,861 $2,605 2.83%
WILMINGTON, DE-MD-NJ 1,135 $271,325,000 $239,053 $3,844 2.99%
HUNTSVILLE, AL 1,177 $268,815,000 $228,390 $2,243 2.90%
BATON ROUGE, LA 1,313 $267,555,000 $203,774 $3,814 3.02%
RENO, NV 868 $261,220,000 $300,945 $3,547 2.93%
CAPE CORAL-FORT MYERS, FL 1,162 $257,050,000 $221,213 $3,975 3.09%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 838 $252,950,000 $301,850 $2,767 2.79%
MILWAUKEE-WAUKESHA, WI 1,211 $251,785,000 $207,915 $2,907 2.98%
KNOXVILLE, TN 1,211 $250,985,000 $207,254 $2,736 3.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 525 $250,325,000 $476,810 $4,435 2.98%
PITTSBURGH, PA 1,282 $246,950,000 $192,629 $3,395 3.07%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 907 $238,255,000 $262,685 $2,744 2.85%
PENSACOLA-FERRY PASS-BRENT, FL 1,010 $234,460,000 $232,139 $2,512 2.94%
GREENVILLE-ANDERSON, SC 1,137 $230,885,000 $203,065 $3,009 3.06%
PROVO-OREM, UT 836 $226,810,000 $271,304 $3,702 3.01%
AUGUSTA-RICHMOND COUNTY, GA-SC 1,085 $225,655,000 $207,977 $2,255 2.91%
YUBA CITY, CA 866 $225,090,000 $259,919 $3,743 3.07%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1,192 $225,030,000 $188,784 $2,346 2.97%
SPOKANE-SPOKANE VALLEY, WA 901 $221,405,000 $245,733 $2,628 2.94%
ANCHORAGE, AK 734 $221,360,000 $301,580 $3,669 2.93%
SANTA ROSA-PETALUMA, CA 544 $220,450,000 $405,239 $3,990 3.06%
COEUR D'ALENE, ID 832 $219,660,000 $264,014 $3,515 2.99%
CLARKSVILLE, TN-KY 1,089 $218,525,000 $200,666 $1,968 2.93%
OMAHA-COUNCIL BLUFFS, NE-IA 1,078 $218,090,000 $202,310 $2,524 2.91%
SAVANNAH, GA 947 $212,735,000 $224,641 $2,289 2.94%
PORT ST. LUCIE, FL 930 $210,180,000 $226,000 $4,262 3.06%
VISALIA, CA 925 $209,105,000 $226,059 $3,335 3.04%
JACKSONVILLE, NC 1,116 $207,410,000 $185,851 $2,303 2.91%
GARY, IN 1,098 $205,520,000 $187,177 $3,319 3.10%
GREELEY, CO 690 $203,210,000 $294,507 $3,743 2.95%
EL PASO, TX 1,068 $192,160,000 $179,925 $2,436 2.96%
ELGIN, IL 848 $191,160,000 $225,425 $3,618 2.99%
DAYTON-KETTERING, OH 1,001 $190,445,000 $190,255 $2,423 3.02%
SALEM, OR 753 $187,625,000 $249,170 $3,908 3.04%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 862 $183,000,000 $212,297 $2,890 2.95%
BRIDGEPORT-STAMFORD-NORWALK, CT 577 $182,355,000 $316,040 $5,817 2.96%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 829 $180,965,000 $218,293 $4,237 3.06%
DURHAM-CHAPEL HILL, NC 714 $169,050,000 $236,765 $2,916 3.00%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 582 $161,920,000 $278,213 $3,632 2.92%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 750 $161,290,000 $215,053 $3,355 3.03%
TULSA, OK 814 $154,380,000 $189,656 $3,250 3.02%
CHATTANOOGA, TN-GA 797 $151,745,000 $190,395 $2,806 3.08%
DETROIT-DEARBORN-LIVONIA, MI 890 $151,220,000 $169,910 $2,738 3.14%
COLUMBUS, GA-AL 767 $150,675,000 $196,447 $1,786 2.94%
GREENSBORO-HIGH POINT, NC 810 $149,940,000 $185,111 $3,163 3.07%
MANCHESTER-NASHUA, NH 585 $145,895,000 $249,393 $3,615 2.96%
NEW HAVEN-MILFORD, CT 688 $145,240,000 $211,105 $3,905 3.00%
PORTLAND-SOUTH PORTLAND, ME 612 $144,760,000 $236,536 $3,103 3.05%
WICHITA, KS 862 $143,900,000 $166,937 $2,603 3.01%
MERCED, CA 599 $141,235,000 $235,785 $3,445 3.06%
WILMINGTON, NC 582 $141,170,000 $242,560 $2,921 2.88%
SPRINGFIELD, MA 678 $138,390,000 $204,115 $3,580 3.10%
FORT COLLINS, CO 440 $137,280,000 $312,000 $3,295 2.89%
EUGENE-SPRINGFIELD, OR 551 $136,685,000 $248,067 $3,215 3.00%
CORPUS CHRISTI, TX 637 $135,605,000 $212,881 $3,551 2.99%
SANTA MARIA-SANTA BARBARA, CA 362 $133,470,000 $368,702 $4,331 2.88%
HAGERSTOWN-MARTINSBURG, MD-WV 604 $133,090,000 $220,348 $2,919 2.97%
SHREVEPORT-BOSSIER CITY, LA 648 $131,690,000 $203,225 $2,880 2.96%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 665 $130,945,000 $196,910 $2,846 2.95%
CALIFORNIA-LEXINGTON PARK, MD 437 $130,525,000 $298,684 $3,108 2.78%
DES MOINES-WEST DES MOINES, IA 672 $127,150,000 $189,211 $2,463 3.10%
YORK-HANOVER, PA 613 $126,245,000 $205,946 $3,712 3.05%
SALINAS, CA 312 $125,950,000 $403,686 $4,784 2.98%
SALISBURY, MD-DE 538 $125,420,000 $233,123 $3,096 2.94%
PRESCOTT VALLEY-PRESCOTT, AZ 515 $124,915,000 $242,553 $2,748 2.93%
WINSTON-SALEM, NC 679 $124,045,000 $182,688 $2,620 3.05%
LYNCHBURG, VA 592 $122,790,000 $207,416 $2,941 3.12%
MONTGOMERY, AL 593 $120,155,000 $202,622 $2,154 2.95%
HARRISBURG-CARLISLE, PA 576 $118,330,000 $205,434 $3,238 2.98%
DOVER, DE 480 $113,100,000 $235,625 $2,913 2.94%
SPRINGFIELD, MO 639 $112,105,000 $175,438 $2,274 3.04%
HILTON HEAD ISLAND-BLUFFTON, SC 442 $111,240,000 $251,674 $2,926 2.92%
NAPLES-MARCO ISLAND, FL 369 $111,075,000 $301,016 $5,304 2.99%
SAN LUIS OBISPO-PASO ROBLES, CA 271 $107,875,000 $398,063 $4,468 2.84%
BILLINGS, MT 464 $107,380,000 $231,422 $3,387 2.93%
GRAND RAPIDS-KENTWOOD, MI 573 $107,205,000 $187,094 $2,596 3.10%
LAKE HAVASU CITY-KINGMAN, AZ 495 $105,865,000 $213,869 $2,533 2.98%
GULFPORT-BILOXI, MS 518 $101,970,000 $196,853 $1,936 3.01%
LANCASTER, PA 500 $101,400,000 $202,800 $3,817 3.03%
ASHEVILLE, NC 444 $100,640,000 $226,667 $2,839 2.94%
LEXINGTON-FAYETTE, KY 506 $98,990,000 $195,632 $2,934 3.01%
HANFORD-CORCORAN, CA 401 $97,095,000 $242,132 $2,806 2.91%
KENNEWICK-RICHLAND, WA 365 $94,065,000 $257,712 $2,815 2.91%
BEND, OR 323 $93,785,000 $290,356 $3,710 3.01%
SPARTANBURG, SC 503 $93,445,000 $185,775 $3,178 3.14%
WARNER ROBINS, GA 474 $92,050,000 $194,198 $2,004 2.91%
MCALLEN-EDINBURG-MISSION, TX 498 $89,970,000 $180,663 $3,726 3.07%
JACKSON, MS 473 $89,915,000 $190,095 $2,542 3.06%
YUMA, AZ 440 $89,470,000 $203,341 $2,373 2.98%
OCALA, FL 463 $89,165,000 $192,581 $3,108 3.01%
MADISON, WI 381 $88,135,000 $231,325 $2,710 2.89%
AKRON, OH 506 $87,640,000 $173,202 $2,774 3.07%
LAFAYETTE, LA 460 $87,620,000 $190,478 $3,051 3.04%
CHEYENNE, WY 325 $86,705,000 $266,785 $2,511 2.89%
SCRANTON--WILKES-BARRE, PA 551 $86,535,000 $157,051 $3,542 3.21%
FORT WAYNE, IN 530 $85,650,000 $161,604 $2,636 3.11%
NORWICH-NEW LONDON, CT 383 $84,565,000 $220,796 $3,386 2.98%
READING, PA 418 $82,760,000 $197,990 $3,901 3.11%
CHARLOTTESVILLE, VA 294 $82,370,000 $280,170 $3,415 2.89%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 173 $81,715,000 $472,341 $3,366 3.07%
PANAMA CITY, FL 327 $81,275,000 $248,547 $2,591 2.91%
MEDFORD, OR 302 $78,540,000 $260,066 $3,270 2.86%
KAHULUI-WAILUKU-LAHAINA, HI 160 $78,460,000 $490,375 $6,379 2.79%
BARNSTABLE TOWN, MA 256 $77,900,000 $304,297 $4,512 2.95%
DAPHNE-FAIRHOPE-FOLEY, AL 367 $77,435,000 $210,995 $2,785 2.95%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 274 $76,300,000 $278,467 $6,001 3.08%
BOULDER, CO 227 $75,165,000 $331,123 $3,589 2.95%
ELIZABETHTOWN-FORT KNOX, KY 393 $75,155,000 $191,234 $2,000 2.95%
EVANSVILLE, IN-KY 465 $74,365,000 $159,925 $2,657 3.21%
FLAGSTAFF, AZ 253 $73,425,000 $290,217 $3,034 3.02%
ST. GEORGE, UT 294 $72,710,000 $247,313 $2,976 3.04%
MOBILE, AL 409 $70,665,000 $172,775 $2,388 3.03%
LINCOLN, NE 341 $70,505,000 $206,760 $2,546 2.91%
LUBBOCK, TX 362 $70,130,000 $193,729 $3,576 3.02%
TOLEDO, OH 402 $69,520,000 $172,935 $2,949 3.07%
WINCHESTER, VA-WV 255 $69,515,000 $272,608 $3,113 2.94%
LAKE CHARLES, LA 343 $68,175,000 $198,761 $3,607 3.10%
CHICO, CA 276 $67,520,000 $244,638 $3,199 3.10%
ATLANTIC CITY-HAMMONTON, NJ 326 $67,120,000 $205,890 $3,613 3.01%
REDDING, CA 278 $67,030,000 $241,115 $2,830 2.89%
PUEBLO, CO 334 $66,010,000 $197,635 $2,779 2.99%
MIDLAND, TX 286 $65,850,000 $230,245 $4,060 3.07%
AMARILLO, TX 358 $64,960,000 $181,453 $3,104 3.08%
GRAND JUNCTION, CO 269 $64,695,000 $240,502 $2,984 2.95%
SIERRA VISTA-DOUGLAS, AZ 287 $61,245,000 $213,397 $2,004 2.83%
PUNTA GORDA, FL 280 $60,400,000 $215,714 $3,557 2.99%
TRENTON-PRINCETON, NJ 264 $59,510,000 $225,417 $3,879 3.02%
ALBANY-LEBANON, OR 247 $59,325,000 $240,182 $3,549 3.06%
ROANOKE, VA 273 $56,715,000 $207,747 $2,793 2.92%
GAINESVILLE, GA 253 $56,615,000 $223,775 $3,324 3.04%
MISSOULA, MT 203 $56,105,000 $276,379 $3,081 2.94%
LAS CRUCES, NM 282 $55,760,000 $197,730 $3,059 2.92%
GREAT FALLS, MT 253 $55,385,000 $218,913 $2,449 2.87%
HICKORY-LENOIR-MORGANTON, NC 290 $55,320,000 $190,759 $2,389 3.05%
LONGVIEW, WA 216 $54,510,000 $252,361 $2,977 3.00%
MADERA, CA 219 $54,455,000 $248,653 $3,464 2.95%
TALLAHASSEE, FL 240 $54,200,000 $225,833 $2,962 2.98%
LANSING-EAST LANSING, MI 325 $53,815,000 $165,585 $2,415 3.05%
SEBASTIAN-VERO BEACH, FL 252 $53,760,000 $213,333 $3,245 2.98%
HAMMOND, LA 281 $53,075,000 $188,879 $3,409 3.03%
NEW BERN, NC 268 $52,700,000 $196,642 $1,974 2.93%
BELLINGHAM, WA 163 $52,275,000 $320,706 $3,089 2.84%
MOUNT VERNON-ANACORTES, WA 171 $52,025,000 $304,240 $3,362 2.80%
HINESVILLE, GA 289 $51,355,000 $177,699 $1,866 2.97%
KINGSPORT-BRISTOL, TN-VA 288 $51,150,000 $177,604 $2,503 3.10%
IDAHO FALLS, ID 229 $50,585,000 $220,895 $3,306 2.96%
LAREDO, TX 257 $50,095,000 $194,922 $5,136 3.07%
ODESSA, TX 247 $49,115,000 $198,846 $4,142 3.13%
AUBURN-OPELIKA, AL 243 $48,705,000 $200,432 $2,095 2.99%
FLINT, MI 294 $48,640,000 $165,442 $2,957 3.15%
SUMTER, SC 275 $48,615,000 $176,782 $1,966 2.99%
NAPA, CA 113 $48,365,000 $428,009 $4,603 3.00%
GAINESVILLE, FL 236 $48,150,000 $204,025 $3,547 3.12%
YAKIMA, WA 196 $46,970,000 $239,643 $2,782 3.02%
BROWNSVILLE-HARLINGEN, TX 274 $46,330,000 $169,088 $2,937 3.09%
SOUTH BEND-MISHAWAKA, IN-MI 293 $46,185,000 $157,628 $3,149 3.18%
GREEN BAY, WI 255 $45,665,000 $179,078 $2,183 2.99%
JOHNSON CITY, TN 250 $45,520,000 $182,080 $2,386 3.02%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 260 $45,460,000 $174,846 $2,101 3.08%
HOUMA-THIBODAUX, LA 243 $45,335,000 $186,564 $3,405 3.08%
EAST STROUDSBURG, PA 255 $45,325,000 $177,745 $3,744 3.17%
SANTA FE, NM 160 $44,480,000 $278,000 $3,600 2.95%
EL CENTRO, CA 189 $44,085,000 $233,254 $3,048 2.94%
LAWTON, OK 235 $43,815,000 $186,447 $1,744 3.05%
ABILENE, TX 224 $43,730,000 $195,223 $2,703 2.92%
CANTON-MASSILLON, OH 272 $43,100,000 $158,456 $2,694 3.09%
FARGO, ND-MN 202 $43,060,000 $213,168 $2,998 2.97%
ROCHESTER, MN 211 $42,875,000 $203,199 $2,555 3.06%
SAN RAFAEL, CA 77 $42,705,000 $554,610 $4,685 2.99%
COLLEGE STATION-BRYAN, TX 187 $42,485,000 $227,193 $3,493 2.97%
BEAUMONT-PORT ARTHUR, TX 232 $42,390,000 $182,716 $3,760 3.04%
SANTA CRUZ-WATSONVILLE, CA 98 $42,260,000 $431,224 $3,705 3.00%
ST. CLOUD, MN 226 $40,430,000 $178,894 $2,619 3.03%
ANN ARBOR, MI 180 $40,050,000 $222,500 $3,088 3.01%
TYLER, TX 195 $40,015,000 $205,205 $3,304 3.02%
WACO, TX 200 $39,920,000 $199,600 $2,763 3.01%
VINELAND-BRIDGETON, NJ 229 $39,735,000 $173,515 $3,353 3.04%
RAPID CITY, SD 181 $39,645,000 $219,033 $2,076 2.89%
BURLINGTON-SOUTH BURLINGTON, VT 157 $39,465,000 $251,369 $2,893 2.94%
TUSCALOOSA, AL 211 $38,425,000 $182,109 $2,626 3.05%
SAN ANGELO, TX 195 $37,685,000 $193,256 $3,355 2.97%
STAUNTON, VA 180 $37,320,000 $207,333 $2,468 3.06%
VALDOSTA, GA 200 $37,050,000 $185,250 $2,094 2.98%
LAFAYETTE-WEST LAFAYETTE, IN 215 $36,975,000 $171,977 $2,854 3.14%
BUFFALO-CHEEKTOWAGA, NY 183 $36,175,000 $197,678 $7,065 2.90%
OCEAN CITY, NJ 143 $36,165,000 $252,902 $3,292 2.99%
APPLETON, WI 208 $35,740,000 $171,827 $2,605 3.10%
MANHATTAN, KS 188 $35,690,000 $189,840 $1,381 2.97%
BURLINGTON, NC 172 $35,170,000 $204,477 $2,784 3.00%
HOMOSASSA SPRINGS, FL 180 $35,050,000 $194,722 $2,731 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 239 $35,005,000 $146,464 $2,911 3.10%
GOLDSBORO, NC 180 $34,270,000 $190,389 $1,933 2.91%
HUNTINGTON-ASHLAND, WV-KY-OH 202 $33,830,000 $167,475 $2,389 3.10%
ATHENS-CLARKE COUNTY, GA 155 $33,275,000 $214,677 $3,026 3.10%
DOTHAN, AL 173 $33,215,000 $191,994 $2,030 2.94%
DECATUR, AL 181 $33,065,000 $182,680 $2,557 3.09%
DULUTH, MN-WI 172 $33,010,000 $191,919 $2,125 2.99%
CARSON CITY, NV 113 $32,455,000 $287,212 $3,301 3.03%
RACINE, WI 165 $32,415,000 $196,455 $3,015 3.05%
BLOOMINGTON, IN 163 $32,375,000 $198,620 $2,415 3.02%
ROCKFORD, IL 203 $30,855,000 $151,995 $2,666 3.19%
WENATCHEE, WA 109 $30,455,000 $279,404 $3,740 2.84%
PEORIA, IL 199 $30,345,000 $152,487 $2,154 3.14%
ELKHART-GOSHEN, IN 186 $30,240,000 $162,581 $2,742 3.08%
THE VILLAGES, FL 127 $29,715,000 $233,976 $3,123 2.92%
GETTYSBURG, PA 133 $29,605,000 $222,594 $3,888 2.96%
LONGVIEW, TX 157 $29,395,000 $187,229 $2,847 3.04%
SPRINGFIELD, IL 183 $29,325,000 $160,246 $2,204 3.05%
BRUNSWICK, GA 143 $29,185,000 $204,091 $2,443 3.09%
FORT SMITH, AR-OK 178 $29,180,000 $163,933 $2,439 3.03%
CHAMBERSBURG-WAYNESBORO, PA 141 $29,085,000 $206,277 $3,365 2.96%
LEWISTON-AUBURN, ME 160 $29,040,000 $181,500 $2,586 3.10%
CLEVELAND, TN 154 $28,710,000 $186,429 $3,058 3.11%
KALAMAZOO-PORTAGE, MI 156 $28,560,000 $183,077 $2,838 3.11%
LEBANON, PA 150 $28,450,000 $189,667 $3,382 2.98%
LOGAN, UT-ID 130 $28,440,000 $218,769 $3,189 3.10%
MORRISTOWN, TN 151 $28,345,000 $187,715 $2,597 3.08%
BANGOR, ME 159 $28,175,000 $177,201 $2,287 3.09%
COLUMBIA, MO 139 $27,865,000 $200,468 $2,181 2.98%
CORVALLIS, OR 89 $26,775,000 $300,843 $3,259 3.07%
GRANTS PASS, OR 111 $26,775,000 $241,216 $2,621 2.86%
FLORENCE, SC 150 $26,650,000 $177,667 $2,508 3.03%
TOPEKA, KS 156 $26,420,000 $169,359 $2,306 3.12%
ALBANY-SCHENECTADY-TROY, NY 114 $26,090,000 $228,860 $5,297 2.93%
JONESBORO, AR 148 $25,920,000 $175,135 $3,025 3.06%
ALEXANDRIA, LA 140 $25,780,000 $184,143 $2,435 3.03%
MONROE, MI 146 $25,730,000 $176,233 $2,606 3.04%
SHERMAN-DENISON, TX 114 $25,580,000 $224,386 $3,231 3.02%
MONROE, LA 135 $25,455,000 $188,556 $3,186 3.09%
GREENVILLE, NC 132 $25,190,000 $190,833 $2,617 2.99%
FARMINGTON, NM 130 $24,080,000 $185,231 $3,087 3.07%
JOPLIN, MO 157 $24,035,000 $153,089 $2,403 3.12%
BISMARCK, ND 96 $23,840,000 $248,333 $3,333 2.88%
CASPER, WY 103 $23,825,000 $231,311 $3,397 2.97%
WALLA WALLA, WA 110 $23,480,000 $213,455 $2,651 3.08%
POCATELLO, ID 111 $23,145,000 $208,514 $2,924 3.06%
CHARLESTON, WV 145 $22,645,000 $156,172 $2,537 3.09%
TWIN FALLS, ID 108 $22,620,000 $209,444 $3,344 3.07%
BOWLING GREEN, KY 114 $22,360,000 $196,140 $2,535 2.97%
HATTIESBURG, MS 119 $22,225,000 $186,765 $2,038 3.12%
STATE COLLEGE, PA 100 $21,290,000 $212,900 $3,626 2.98%
OSHKOSH-NEENAH, WI 133 $21,265,000 $159,887 $2,484 3.06%
TERRE HAUTE, IN 141 $21,205,000 $150,390 $2,280 3.05%
MACON-BIBB COUNTY, GA 126 $21,190,000 $168,175 $2,472 3.05%
ANNISTON-OXFORD, AL 132 $21,190,000 $160,530 $1,716 3.06%
ROCKY MOUNT, NC 114 $21,010,000 $184,298 $2,253 3.06%
TEXARKANA, TX-AR 119 $20,985,000 $176,345 $2,565 3.05%
CEDAR RAPIDS, IA 122 $20,740,000 $170,000 $2,366 3.08%
JANESVILLE-BELOIT, WI 123 $20,735,000 $168,577 $2,426 2.98%
JACKSON, MI 131 $20,735,000 $158,282 $2,333 3.08%
SIOUX FALLS, SD 110 $20,650,000 $187,727 $2,671 3.10%
JACKSON, TN 116 $20,610,000 $177,672 $2,498 3.01%
PITTSFIELD, MA 107 $20,235,000 $189,112 $2,883 3.22%
FAIRBANKS, AK 78 $19,460,000 $249,487 $2,553 2.93%
LEWISTON, ID-WA 94 $19,370,000 $206,064 $3,256 3.01%
SEBRING-AVON PARK, FL 103 $18,465,000 $179,272 $3,099 3.11%
BLACKSBURG-CHRISTIANSBURG, VA 89 $18,355,000 $206,236 $2,467 3.06%
MUSKEGON, MI 111 $18,155,000 $163,559 $2,400 3.12%
FLORENCE-MUSCLE SHOALS, AL 108 $18,030,000 $166,944 $2,292 3.06%
ALBANY, GA 105 $17,995,000 $171,381 $1,997 3.03%
WILLIAMSPORT, PA 95 $17,575,000 $185,000 $3,241 3.14%
ERIE, PA 103 $17,485,000 $169,757 $3,015 3.08%
COLUMBUS, IN 98 $17,470,000 $178,265 $2,908 3.06%
GRAND FORKS, ND-MN 87 $17,315,000 $199,023 $2,344 3.06%
NILES, MI 99 $16,885,000 $170,556 $2,345 3.12%
ST. JOSEPH, MO-KS 93 $16,525,000 $177,688 $2,379 3.03%
SPRINGFIELD, OH 109 $16,455,000 $150,963 $2,333 3.08%
JEFFERSON CITY, MO 101 $16,365,000 $162,030 $1,786 3.00%
MICHIGAN CITY-LA PORTE, IN 105 $16,225,000 $154,524 $3,024 3.17%
KOKOMO, IN 103 $15,945,000 $154,806 $2,295 3.13%
CAPE GIRARDEAU, MO-IL 81 $15,785,000 $194,877 $2,281 2.96%
EAU CLAIRE, WI 86 $15,270,000 $177,558 $2,286 2.99%
WAUSAU-WESTON, WI 82 $15,100,000 $184,146 $2,496 2.99%
MANKATO, MN 74 $14,880,000 $201,081 $2,303 2.98%
LAWRENCE, KS 69 $14,715,000 $213,261 $2,568 2.98%
DALTON, GA 85 $14,265,000 $167,824 $2,740 3.05%
LA CROSSE-ONALASKA, WI-MN 78 $14,250,000 $182,692 $2,402 2.96%
WICHITA FALLS, TX 85 $14,215,000 $167,235 $2,213 2.98%
MUNCIE, IN 93 $13,605,000 $146,290 $2,312 3.14%
HOT SPRINGS, AR 67 $13,495,000 $201,418 $2,567 2.94%
KANKAKEE, IL 73 $13,405,000 $183,630 $2,489 3.07%
GADSDEN, AL 81 $13,345,000 $164,753 $1,998 3.01%
ALTOONA, PA 82 $13,130,000 $160,122 $2,589 3.13%
BLOOMINGTON, IL 76 $13,100,000 $172,368 $2,231 3.00%
ENID, OK 71 $12,885,000 $181,479 $2,513 3.04%
MANSFIELD, OH 81 $12,575,000 $155,247 $2,572 3.10%
BATTLE CREEK, MI 79 $12,415,000 $157,152 $2,029 3.07%
CHAMPAIGN-URBANA, IL 73 $11,515,000 $157,740 $2,095 3.06%
SHEBOYGAN, WI 60 $11,480,000 $191,333 $2,335 2.97%
HARRISONBURG, VA 50 $11,360,000 $227,200 $2,767 3.00%
BAY CITY, MI 84 $11,300,000 $134,524 $2,420 3.38%
OWENSBORO, KY 64 $10,960,000 $171,250 $2,338 3.10%
LIMA, OH 68 $10,560,000 $155,294 $1,885 3.12%
SAGINAW, MI 73 $10,365,000 $141,986 $2,359 3.18%
MIDLAND, MI 70 $10,350,000 $147,857 $2,347 3.20%
PARKERSBURG-VIENNA, WV 63 $10,245,000 $162,619 $2,029 3.16%
BLOOMSBURG-BERWICK, PA 52 $10,030,000 $192,885 $3,387 3.11%
ROCHESTER, NY 51 $9,965,000 $195,392 $4,976 2.79%
VICTORIA, TX 47 $9,865,000 $209,894 $2,654 3.00%
AMES, IA 52 $9,560,000 $183,846 $2,611 3.23%
CARBONDALE-MARION, IL 50 $8,540,000 $170,800 $1,805 3.03%
FOND DU LAC, WI 50 $8,080,000 $161,600 $2,497 2.99%
SIOUX CITY, IA-NE-SD 45 $8,075,000 $179,444 $1,930 3.00%
MORGANTOWN, WV 40 $8,060,000 $201,500 $2,771 3.08%
PINE BLUFF, AR 42 $7,660,000 $182,381 $2,341 3.00%
WEIRTON-STEUBENVILLE, WV-OH 49 $7,305,000 $149,082 $2,706 3.07%
JOHNSTOWN, PA 41 $7,145,000 $174,268 $2,205 3.21%
ROME, GA 38 $6,670,000 $175,526 $2,753 3.10%
WHEELING, WV-OH 41 $6,655,000 $162,317 $1,973 3.07%
BECKLEY, WV 43 $6,385,000 $148,488 $1,600 3.14%
KINGSTON, NY 26 $6,280,000 $241,538 $6,706 2.99%
DECATUR, IL 35 $6,075,000 $173,571 $1,926 2.95%
GRAND ISLAND, NE 38 $5,820,000 $153,158 $2,611 3.04%
CUMBERLAND, MD-WV 38 $5,740,000 $151,053 $2,133 3.07%
ELMIRA, NY 41 $5,635,000 $137,439 $6,885 3.32%
WATERLOO-CEDAR FALLS, IA 35 $5,335,000 $152,429 $1,618 3.18%
DUBUQUE, IA 29 $4,765,000 $164,310 $2,330 3.05%
IOWA CITY, IA 24 $4,730,000 $197,083 $3,051 3.15%
SYRACUSE, NY 22 $3,990,000 $181,364 $3,389 2.81%
DANVILLE, IL 29 $3,855,000 $132,931 $1,405 3.24%
WATERTOWN-FORT DRUM, NY 14 $2,960,000 $211,429 $3,921 2.94%
GLENS FALLS, NY 13 $2,635,000 $202,692 $5,266 3.13%
UTICA-ROME, NY 7 $1,335,000 $190,714 $3,719 3.05%
BINGHAMTON, NY 9 $1,275,000 $141,667 $6,175 2.97%
ITHACA, NY 1 $345,000 $345,000 $0 3.00%

Freedom Mortgage Corporation's top markets include Washington, Riverside, Phoenix, San Diego, and Atlanta among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 167,267 $42,655,125,000 $255,012
3-4% 140,096 $33,136,630,000 $236,528
<2.5% 71,797 $21,508,775,000 $299,578
4-5% 8,788 $1,810,700,000 $206,042
5-6% 457 $105,505,000 $230,864
6-7% 38 $9,870,000 $259,737

During 2020, Freedom Mortgage Corporation's average interest rate was 2.92%, while their most frequently originated rate bucket was 2.5-3%, with 167,267 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 201,643 $56,104,905,000 $278,239 $3,790 2.93%
$100k-200k 133,766 $20,940,590,000 $156,546 $2,627 3.07%
$400k-600k 35,922 $16,756,760,000 $466,476 $4,886 2.85%
$100,000 or less 11,696 $937,840,000 $80,185 $1,808 3.35%
$600k-1MM 5,730 $3,986,810,000 $695,778 $6,941 2.86%
$1MM+ 389 $508,485,000 $1,307,159 $13,057 2.71%

2020 saw Freedom Mortgage Corporation place emphasis on $200k-400k loans with 201,643 originations, totaling $56,104,905,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 18,520 $5,741,360,000 $310,009 $4,576 3.21%
$50k-75k 15,857 $3,421,665,000 $215,783 $4,518 3.23%
$75k-100k 15,170 $4,025,960,000 $265,390 $4,693 3.22%
$150k-250k 10,202 $3,680,030,000 $360,717 $4,351 3.19%
$50k or less 7,432 $1,190,420,000 $160,175 $4,311 3.26%
$250k+ 1,949 $845,325,000 $433,722 $4,984 3.16%

Freedom Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 18,520 originations. The second most popular income band? $50k-75k, with 15,857 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 15,497 $4,034,245,000 $260,324 $3,264 3.17%
30-36% 12,159 $3,317,615,000 $272,853 $4,089 3.22%
<20% 6,343 $1,450,395,000 $228,661 $2,318 3.12%
50-60% 5,287 $1,587,675,000 $300,298 $8,959 3.09%
44% 2,559 $734,205,000 $286,911 $5,052 3.33%
42% 2,378 $678,550,000 $285,345 $4,887 3.30%
41% 2,303 $642,615,000 $279,034 $4,829 3.28%
43% 2,271 $652,065,000 $287,127 $5,119 3.30%
40% 2,262 $635,320,000 $280,866 $4,738 3.27%
39% 2,196 $618,880,000 $281,821 $4,776 3.26%
38% 2,186 $610,890,000 $279,456 $4,666 3.28%
36% 2,138 $594,860,000 $278,232 $4,491 3.23%
37% 2,051 $573,795,000 $279,764 $4,323 3.27%
49% 2,049 $599,555,000 $292,609 $5,743 3.33%
45% 1,945 $567,915,000 $291,987 $5,530 3.26%
46% 1,865 $529,795,000 $284,072 $5,422 3.23%
48% 1,859 $540,265,000 $290,621 $5,577 3.28%
47% 1,787 $516,095,000 $288,805 $5,621 3.26%
>60% 241 $101,555,000 $421,390 $9,532 3.03%

Freedom Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 15,497 originations. The next most common DTI ratio? 30-36%, with 12,159 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 260,450 $65,071,220,000 $249,842 $3,415 2.99%
Not provided 60,421 $16,196,255,000 $268,057 $3,632 2.94%
Black 49,896 $12,379,760,000 $248,111 $3,548 2.99%
Asian 12,015 $3,869,085,000 $322,021 $4,135 2.95%
American Indian 3,956 $959,720,000 $242,599 $3,006 2.98%
Native Hawaiian 1,868 $605,540,000 $324,165 $3,937 2.91%
Filipino 176 $55,630,000 $316,080 $4,128 2.94%
Asian Indian 120 $33,180,000 $276,500 $4,518 2.91%
Other Asian 64 $15,700,000 $245,313 $4,289 2.97%
Other Pacific Islander 42 $10,610,000 $252,619 $4,476 2.91%
Korean 34 $9,640,000 $283,529 $3,686 2.88%
Chinese 32 $8,950,000 $279,688 $3,692 3.17%
Vietnamese 30 $7,230,000 $241,000 $3,664 3.01%
Japanese 14 $4,900,000 $350,000 $2,728 2.88%
Guamanian 13 $3,505,000 $269,615 $3,767 2.76%
Native Hawiian 11 $3,475,000 $315,909 $4,161 2.85%
Samoan 4 $990,000 $247,500 $2,992 3.03%

Approval Rates

Total approvals of all applications
93.37%

Freedom Mortgage Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
55.89%

Freedom Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 389,146 $99,235,390,000 $255,008

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 1,880 $335,520,000 $178,468
Single Family (1-4 Units):Site-Built 387,266 $98,899,870,000 $255,380

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,335 $317,695,000 $237,974 $3,297 3.14%
40-60% 3,900 $1,033,750,000 $265,064 $3,692 3.23%
60-80% 11,523 $3,408,195,000 $295,773 $4,758 3.36%
80-100% 24,390 $7,158,340,000 $293,495 $7,007 3.20%
Over 100% 1,145 $461,695,000 $403,227 $15,012 2.93%
Under 20% 833 $38,885,000 $46,681 $574 3.20%