Freedom Mortgage Corporation Rates, Fees & Info

MT LAUREL, NJ

LEI: 549300LYRWPSYPK6S325

Tax ID: 22-3039688

1 stars - Updated: 11/17/24 - out of 5 stars, based on 151 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Freedom Mortgage Corporation is a mid-sized mortgage company specializing in Cash Out Refi and Home Purchase loans. They have a a high proportion of FHA loans. Freedom Mortgage Corporation has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Atlanta, Miami, Dallas, and Tampa among others. We have data for 828 markets. (Some data included below & more in-depth data is available with an active subscription.)

Freedom Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Freedom Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.84% 11/17/24
30 Year Conventional Refi 6.52% 11/17/24
30 Year Cash-out Refi 7.14% 11/17/24
30 Year FHA Purchase 7.25% 11/17/24
30 Year FHA Refi 7.11% 11/17/24
30 Year VA Purchase 6.31% 11/17/24
30 Year VA Refi 5.93% 11/17/24
30 Year USDA Purchase 6.86% 11/17/24
30 Year USDA Refi 6.82% 11/17/24
15 Year Conventional Purchase 6.20% 11/17/24
15 Year Conventional Refi 6.06% 11/17/24
15 Year Cash-out Refi 6.06% 11/17/24
15 Year FHA Purchase 8.17% 11/17/24
15 Year FHA Refi 6.91% 11/17/24
15 Year VA Purchase 5.84% 11/17/24
15 Year VA Refi 6.05% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Freedom Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Freedom Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

22,739

Origination Dollar Volume (All Markets)

$7,002,065,000
Show all (6) awards

Relative Rate

Freedom Mortgage Corporation's average 30 year fixed mortgage rate was 6.72%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.24%.

Relative Fees (Closing Costs)

Freedom Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $13,656.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 586 $277,770,000 $474,010 $17,301 6.32%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 828 $259,140,000 $312,971 $13,859 6.69%
Outside of Metro Areas 907 $202,445,000 $223,203 $11,007 6.72%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 489 $196,955,000 $402,771 $16,780 6.67%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 465 $186,855,000 $401,839 $11,771 6.58%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 503 $170,635,000 $339,235 $14,656 6.55%
URBAN HONOLULU, HI (FHA|USDA|VA) 214 $147,750,000 $690,421 $16,491 6.14%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 368 $145,960,000 $396,630 $16,214 6.72%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 398 $135,350,000 $340,075 $15,382 6.59%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 352 $123,510,000 $350,881 $12,180 6.66%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 348 $122,810,000 $352,902 $14,825 6.60%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 468 $121,920,000 $260,513 $12,320 6.82%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 292 $121,770,000 $417,021 $15,812 6.57%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 394 $110,000,000 $279,188 $14,331 6.75%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 299 $108,145,000 $361,689 $14,483 6.61%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 324 $107,930,000 $333,117 $13,701 6.35%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 176 $104,810,000 $595,511 $17,360 6.61%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 326 $103,900,000 $318,712 $13,292 6.68%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 399 $95,675,000 $239,787 $11,296 6.64%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 255 $93,095,000 $365,078 $15,358 6.47%
JACKSONVILLE, FL (FHA|USDA|VA) 260 $90,780,000 $349,154 $14,936 6.36%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 143 $85,515,000 $598,007 $16,605 6.24%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 165 $77,345,000 $468,758 $17,870 6.43%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 167 $71,895,000 $430,509 $16,987 6.41%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 157 $70,585,000 $449,586 $14,676 6.61%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 183 $59,425,000 $324,727 $15,390 6.63%
LOUISVILLE, KY (FHA|USDA|VA) 230 $57,350,000 $249,348 $10,376 6.78%
KANSAS CITY, MO-KS (FHA|USDA|VA) 211 $56,895,000 $269,645 $12,434 6.81%
JACKSONVILLE, NC (FHA|USDA|VA) 211 $53,375,000 $252,962 $9,196 6.63%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 181 $52,505,000 $290,083 $13,805 6.56%
FAYETTEVILLE, NC (FHA|USDA|VA) 200 $52,350,000 $261,750 $11,745 6.54%
RICHMOND, VA (FHA|USDA|VA) 179 $52,075,000 $290,922 $13,114 6.64%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 135 $50,595,000 $374,778 $9,799 6.53%
COLORADO SPRINGS, CO (FHA|USDA|VA) 125 $49,865,000 $398,920 $16,551 6.33%
COLUMBIA, SC (FHA|USDA|VA) 177 $47,095,000 $266,073 $11,007 6.74%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 113 $46,935,000 $415,354 $11,839 6.53%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 160 $46,440,000 $290,250 $14,110 6.58%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 180 $44,970,000 $249,833 $10,692 6.80%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 120 $44,540,000 $371,167 $14,708 6.61%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 198 $44,070,000 $222,576 $12,021 6.79%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 166 $43,660,000 $263,012 $13,052 6.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 131 $42,655,000 $325,611 $15,788 6.64%
COLUMBUS, OH (FHA|USDA|VA) 179 $42,475,000 $237,291 $12,047 6.72%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 126 $42,260,000 $335,397 $16,158 6.51%
ST. LOUIS, MO-IL (FHA|USDA|VA) 180 $41,430,000 $230,167 $11,056 6.73%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 127 $39,095,000 $307,835 $14,031 6.56%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 84 $38,660,000 $460,238 $15,328 6.34%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 107 $37,205,000 $347,710 $13,030 6.71%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 90 $36,970,000 $410,778 $15,889 6.47%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 94 $33,100,000 $352,128 $15,191 6.66%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 109 $32,655,000 $299,587 $13,003 6.54%
PORT ST. LUCIE, FL (FHA|USDA|VA) 98 $32,650,000 $333,163 $14,574 6.63%
HUNTSVILLE, AL (FHA|USDA|VA) 105 $31,525,000 $300,238 $14,225 6.55%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 108 $30,530,000 $282,685 $12,692 6.75%
KNOXVILLE, TN (FHA|USDA|VA) 119 $30,485,000 $256,176 $12,722 6.73%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 119 $29,335,000 $246,513 $11,861 6.76%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 136 $28,910,000 $212,574 $10,285 6.86%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 106 $28,460,000 $268,491 $10,983 6.73%
ALBUQUERQUE, NM (FHA|USDA|VA) 101 $28,185,000 $279,059 $13,088 6.83%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 91 $25,265,000 $277,637 $12,001 6.51%
OKLAHOMA CITY, OK (FHA|USDA|VA) 107 $25,255,000 $236,028 $12,626 6.46%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 97 $24,945,000 $257,165 $11,284 6.68%
TUCSON, AZ (FHA|USDA|VA) 78 $24,120,000 $309,231 $13,598 6.16%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 69 $22,085,000 $320,072 $14,064 6.26%
SAVANNAH, GA (FHA|USDA|VA) 78 $21,740,000 $278,718 $14,385 6.61%
PITTSBURGH, PA (FHA|USDA|VA) 108 $21,040,000 $194,815 $11,257 6.99%
TULSA, OK (FHA|USDA|VA) 95 $20,625,000 $217,105 $13,447 6.72%
BATON ROUGE, LA (FHA|USDA|VA) 81 $20,335,000 $251,049 $10,476 6.82%
WORCESTER, MA-CT (FHA|USDA|VA) 63 $20,105,000 $319,127 $14,225 6.80%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 56 $19,860,000 $354,643 $16,753 6.42%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 75 $19,785,000 $263,800 $10,631 6.80%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 60 $19,380,000 $323,000 $13,984 6.31%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 66 $19,370,000 $293,485 $13,216 6.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 76 $18,970,000 $249,605 $11,311 6.55%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 29 $18,775,000 $647,414 $19,229 6.34%
SALT LAKE CITY, UT (FHA|USDA|VA) 49 $18,625,000 $380,102 $15,778 6.53%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 71 $18,305,000 $257,817 $14,045 6.71%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 29 $17,495,000 $603,276 $18,391 6.52%
SPARTANBURG, SC (FHA|USDA|VA) 63 $16,915,000 $268,492 $10,356 6.76%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 69 $16,865,000 $244,420 $12,693 6.37%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 40 $16,400,000 $410,000 $17,907 6.52%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 68 $16,230,000 $238,676 $11,985 6.73%
BAKERSFIELD, CA (FHA|USDA|VA) 57 $16,015,000 $280,965 $12,616 6.68%
WINSTON-SALEM, NC (FHA|USDA|VA) 69 $15,975,000 $231,522 $11,610 6.89%
DAYTON-KETTERING, OH (FHA|USDA|VA) 78 $15,970,000 $204,744 $11,925 6.63%
STOCKTON, CA (FHA|USDA|VA) 41 $15,585,000 $380,122 $15,403 6.84%
Hilo, HI (FHA|USDA|VA) 34 $15,500,000 $455,882 $14,928 6.48%
OCALA, FL (FHA|USDA|VA) 62 $15,400,000 $248,387 $12,981 6.56%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 51 $15,205,000 $298,137 $14,117 6.49%
FRESNO, CA (FHA|USDA|VA) 48 $14,990,000 $312,292 $14,618 6.74%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 57 $14,285,000 $250,614 $13,157 6.86%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 59 $13,855,000 $234,831 $13,827 6.74%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 59 $13,785,000 $233,644 $12,185 6.65%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 50 $13,680,000 $273,600 $13,859 6.80%
SPRINGFIELD, MA (FHA|USDA|VA) 46 $13,680,000 $297,391 $13,373 6.86%
RENO, NV (FHA|USDA|VA) 31 $12,835,000 $414,032 $17,999 6.60%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $12,705,000 $409,839 $19,721 6.47%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 17 $12,625,000 $742,647 $25,447 6.26%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 49 $12,615,000 $257,449 $9,962 6.70%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 57 $12,555,000 $220,263 $13,099 6.70%
SPRINGFIELD, MO (FHA|USDA|VA) 53 $12,525,000 $236,321 $12,947 6.67%
COLUMBUS, GA-AL (FHA|USDA|VA) 47 $12,365,000 $263,085 $11,237 6.49%
WICHITA, KS (FHA|USDA|VA) 61 $12,185,000 $199,754 $9,667 6.68%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 42 $12,010,000 $285,952 $14,873 6.85%
BOISE CITY, ID (FHA|USDA|VA) 34 $11,920,000 $350,588 $18,116 6.13%
MONTGOMERY, AL (FHA|USDA|VA) 46 $11,270,000 $245,000 $11,601 6.31%
VALLEJO, CA (FHA|USDA|VA) 23 $11,075,000 $481,522 $15,112 5.89%
YORK-HANOVER, PA (FHA|USDA|VA) 50 $10,970,000 $219,400 $12,234 6.87%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 46 $10,790,000 $234,565 $14,161 6.92%
LAFAYETTE, LA (FHA|USDA|VA) 41 $10,725,000 $261,585 $10,225 6.63%
PROVO-OREM, UT (FHA|USDA|VA) 26 $10,700,000 $411,538 $15,924 5.90%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 38 $10,640,000 $280,000 $11,996 6.60%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 40 $10,580,000 $264,500 $13,117 6.61%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 31 $10,575,000 $341,129 $20,516 6.69%
GAINESVILLE, GA (FHA|USDA|VA) 31 $10,535,000 $339,839 $16,673 6.49%
SALISBURY, MD-DE (FHA|USDA|VA) 38 $10,500,000 $276,316 $13,652 6.61%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 31 $10,395,000 $335,323 $14,195 6.52%
WILMINGTON, NC (FHA|USDA|VA) 28 $10,370,000 $370,357 $13,482 6.53%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 44 $10,160,000 $230,909 $10,955 6.48%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 34 $9,860,000 $290,000 $12,461 6.21%
DOVER, DE (FHA|USDA|VA) 32 $9,430,000 $294,688 $14,775 6.82%
HINESVILLE, GA (FHA|USDA|VA) 39 $9,345,000 $239,615 $10,834 6.76%
MOBILE, AL (FHA|USDA|VA) 44 $9,250,000 $210,227 $10,365 6.69%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 40 $9,010,000 $225,250 $11,804 6.81%
FORT WAYNE, IN (FHA|USDA|VA) 52 $8,950,000 $172,115 $9,882 6.83%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 32 $8,950,000 $279,688 $14,765 6.80%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 39 $8,945,000 $229,359 $11,073 6.73%
JACKSON, MS (FHA|USDA|VA) 39 $8,875,000 $227,564 $11,971 6.54%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 29 $8,755,000 $301,897 $14,928 6.52%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 49 $8,705,000 $177,653 $10,847 6.83%
SALEM, OR (FHA|USDA|VA) 24 $8,680,000 $361,667 $16,698 6.67%
ASHEVILLE, NC (FHA|USDA|VA) 29 $8,635,000 $297,759 $13,677 6.66%
VISALIA, CA (FHA|USDA|VA) 31 $8,585,000 $276,935 $14,415 6.84%
LAREDO, TX (FHA|USDA|VA) 30 $8,540,000 $284,667 $10,195 6.12%
PUNTA GORDA, FL (FHA|USDA|VA) 28 $8,520,000 $304,286 $13,802 6.60%
PANAMA CITY, FL (FHA|USDA|VA) 29 $8,495,000 $292,931 $12,709 6.38%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 22 $8,480,000 $385,455 $17,831 6.74%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 28 $8,250,000 $294,643 $10,199 6.92%
CORPUS CHRISTI, TX (FHA|USDA|VA) 30 $8,200,000 $273,333 $9,230 6.79%
READING, PA (FHA|USDA|VA) 38 $8,190,000 $215,526 $13,047 6.70%
GAINESVILLE, FL (FHA|USDA|VA) 29 $8,185,000 $282,241 $12,875 6.78%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 31 $8,185,000 $264,032 $12,774 6.71%
GREELEY, CO (FHA|USDA|VA) 22 $8,130,000 $369,545 $18,832 6.33%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 17 $7,915,000 $465,588 $13,189 6.99%
ANCHORAGE, AK (FHA|USDA|VA) 21 $7,705,000 $366,905 $11,510 5.27%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 30 $7,590,000 $253,000 $11,731 6.46%
LUBBOCK, TX (FHA|USDA|VA) 30 $7,580,000 $252,667 $9,220 6.57%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 23 $7,495,000 $325,870 $13,209 6.89%
TALLAHASSEE, FL (FHA|USDA|VA) 26 $7,470,000 $287,308 $14,098 6.70%
AKRON, OH (FHA|USDA|VA) 40 $7,390,000 $184,750 $10,961 6.91%
TOLEDO, OH (FHA|USDA|VA) 34 $7,310,000 $215,000 $11,826 6.65%
EL PASO, TX (FHA|USDA|VA) 30 $7,220,000 $240,667 $9,335 6.55%
Jefferson, GA (FHA|USDA|VA) 23 $7,195,000 $312,826 $13,872 6.54%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 39 $7,065,000 $181,154 $10,692 6.95%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 29 $7,005,000 $241,552 $9,526 6.63%
HAMMOND, LA (FHA|USDA|VA) 30 $7,000,000 $233,333 $11,012 6.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 22 $6,970,000 $316,818 $14,177 6.49%
MODESTO, CA (FHA|USDA|VA) 22 $6,960,000 $316,364 $14,429 6.87%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 25 $6,805,000 $272,200 $14,200 6.96%
NEW BERN, NC (FHA|USDA|VA) 26 $6,750,000 $259,615 $12,819 6.65%
LANCASTER, PA (FHA|USDA|VA) 28 $6,570,000 $234,643 $13,269 6.74%
BILLINGS, MT (FHA|USDA|VA) 19 $6,455,000 $339,737 $16,579 6.48%
WARNER ROBINS, GA (FHA|USDA|VA) 26 $6,380,000 $245,385 $12,122 6.55%
LYNCHBURG, VA (FHA|USDA|VA) 27 $6,345,000 $235,000 $13,123 6.89%
EVANSVILLE, IN-KY (FHA|USDA|VA) 37 $6,245,000 $168,784 $9,864 6.97%
WINCHESTER, VA-WV (FHA|USDA|VA) 17 $6,115,000 $359,706 $14,855 6.82%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $6,015,000 $462,692 $20,604 6.65%
Cullman, AL (FHA|USDA|VA) 24 $6,010,000 $250,417 $7,950 6.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 19 $5,685,000 $299,211 $13,330 6.64%
FORT COLLINS, CO (FHA|USDA|VA) 15 $5,665,000 $377,667 $14,230 6.71%
DECATUR, AL (FHA|USDA|VA) 24 $5,650,000 $235,417 $11,118 6.52%
St. Marys, GA (FHA|USDA|VA) 21 $5,585,000 $265,952 $13,537 6.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 23 $5,465,000 $237,609 $12,362 6.68%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 33 $5,445,000 $165,000 $8,930 6.92%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 18 $5,360,000 $297,778 $15,227 6.51%
YUMA, AZ (FHA|USDA|VA) 19 $5,345,000 $281,316 $13,121 6.00%
YUBA CITY, CA (FHA|USDA|VA) 15 $5,305,000 $353,667 $12,600 6.37%
ROANOKE, VA (FHA|USDA|VA) 24 $5,300,000 $220,833 $12,451 6.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 15 $5,155,000 $343,667 $16,431 6.57%
LINCOLN, NE (FHA|USDA|VA) 19 $5,125,000 $269,737 $14,428 6.56%
JOHNSON CITY, TN (FHA|USDA|VA) 24 $5,080,000 $211,667 $12,210 7.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 19 $5,005,000 $263,421 $14,164 6.81%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 19 $4,925,000 $259,211 $12,211 7.08%
MORRISTOWN, TN (FHA|USDA|VA) 22 $4,870,000 $221,364 $12,075 6.88%
TUSCALOOSA, AL (FHA|USDA|VA) 20 $4,860,000 $243,000 $12,242 6.67%
RACINE, WI (FHA|USDA|VA) 21 $4,845,000 $230,714 $13,537 6.69%
CANTON-MASSILLON, OH (FHA|USDA|VA) 23 $4,835,000 $210,217 $11,409 6.89%
EAST STROUDSBURG, PA (FHA|USDA|VA) 21 $4,795,000 $228,333 $13,671 6.79%
PUEBLO, CO (FHA|USDA|VA) 19 $4,715,000 $248,158 $12,132 6.58%
LAKE CHARLES, LA (FHA|USDA|VA) 21 $4,675,000 $222,619 $10,120 6.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 21 $4,625,000 $220,238 $12,864 6.74%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 14 $4,600,000 $328,571 $13,945 6.31%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 24 $4,590,000 $191,250 $10,614 6.77%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 22 $4,580,000 $208,182 $13,145 6.90%
LAS CRUCES, NM (FHA|USDA|VA) 16 $4,570,000 $285,625 $12,990 6.55%
JACKSON, TN (FHA|USDA|VA) 22 $4,550,000 $206,818 $9,824 6.72%
SUMTER, SC (FHA|USDA|VA) 19 $4,545,000 $239,211 $11,273 6.40%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 15 $4,485,000 $299,000 $16,083 7.09%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 13 $4,465,000 $343,462 $18,368 6.76%
ROCHESTER, NY (FHA|USDA|VA) 19 $4,415,000 $232,368 $14,625 6.76%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 14 $4,380,000 $312,857 $17,937 6.70%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 10 $4,360,000 $436,000 $17,330 6.51%
ROCKFORD, IL (FHA|USDA|VA) 24 $4,240,000 $176,667 $9,435 6.92%
Roseburg, OR (FHA|USDA|VA) 13 $4,225,000 $325,000 $12,280 6.41%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $4,210,000 $526,250 $16,628 6.64%
ROCHESTER, MN (FHA|USDA|VA) 13 $4,205,000 $323,462 $14,045 6.48%
THE VILLAGES, FL (FHA|USDA|VA) 12 $4,180,000 $348,333 $11,633 6.21%
MEDFORD, OR (FHA|USDA|VA) 12 $4,170,000 $347,500 $14,255 6.77%
VALDOSTA, GA (FHA|USDA|VA) 18 $4,140,000 $230,000 $11,007 6.65%
TOPEKA, KS (FHA|USDA|VA) 19 $4,095,000 $215,526 $10,291 6.72%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 13 $4,065,000 $312,692 $12,282 6.43%
FLINT, MI (FHA|USDA|VA) 19 $4,065,000 $213,947 $11,024 6.73%
BURLINGTON, NC (FHA|USDA|VA) 16 $4,040,000 $252,500 $14,650 6.60%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 19 $4,035,000 $212,368 $9,290 6.92%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 16 $3,950,000 $246,875 $12,132 6.37%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 15 $3,935,000 $262,333 $13,381 6.63%
Shelton, WA (FHA|USDA|VA) 11 $3,925,000 $356,818 $20,716 6.57%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 19 $3,895,000 $205,000 $11,001 6.84%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 14 $3,870,000 $276,429 $10,377 7.04%
MADISON, WI (FHA|USDA|VA) 15 $3,855,000 $257,000 $14,587 6.61%
FARGO, ND-MN (FHA|USDA|VA) 15 $3,805,000 $253,667 $13,171 6.69%
MADERA, CA (FHA|USDA|VA) 11 $3,775,000 $343,182 $14,853 6.43%
GREENVILLE, NC (FHA|USDA|VA) 15 $3,775,000 $251,667 $10,683 6.55%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $3,755,000 $536,429 $18,536 6.80%
Concord, NH (FHA|USDA|VA) 11 $3,735,000 $339,545 $12,993 6.73%
ROCKY MOUNT, NC (FHA|USDA|VA) 15 $3,715,000 $247,667 $15,145 7.22%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 16 $3,710,000 $231,875 $12,609 7.01%
ABILENE, TX (FHA|USDA|VA) 14 $3,670,000 $262,143 $9,862 6.28%
GREAT FALLS, MT (FHA|USDA|VA) 13 $3,665,000 $281,923 $14,558 6.49%
GRAND JUNCTION, CO (FHA|USDA|VA) 11 $3,635,000 $330,455 $16,016 6.86%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 17 $3,635,000 $213,824 $12,459 6.86%
MERCED, CA (FHA|USDA|VA) 12 $3,610,000 $300,833 $14,690 6.88%
Sanford, NC (FHA|USDA|VA) 12 $3,590,000 $299,167 $12,525 6.61%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $3,565,000 $396,111 $9,935 6.96%
ERIE, PA (FHA|USDA|VA) 19 $3,515,000 $185,000 $9,336 7.12%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 15 $3,445,000 $229,667 $11,461 6.72%
BLOOMINGTON, IN (FHA|USDA|VA) 14 $3,440,000 $245,714 $14,304 6.95%
DOTHAN, AL (FHA|USDA|VA) 16 $3,420,000 $213,750 $9,845 6.66%
SIOUX FALLS, SD (FHA|USDA|VA) 12 $3,410,000 $284,167 $10,887 6.77%
JOPLIN, MO (FHA|USDA|VA) 23 $3,405,000 $148,043 $9,789 6.88%
Traverse City, MI (FHA|USDA|VA) 14 $3,390,000 $242,143 $13,622 6.93%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 15 $3,375,000 $225,000 $14,572 6.78%
FORT SMITH, AR-OK (FHA|USDA|VA) 20 $3,370,000 $168,500 $9,850 6.99%
BRUNSWICK, GA (FHA|USDA|VA) 14 $3,360,000 $240,000 $12,582 6.51%
CHEYENNE, WY (FHA|USDA|VA) 10 $3,330,000 $333,000 $14,066 6.14%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 13 $3,315,000 $255,000 $15,905 6.70%
Hermiston-Pendleton, OR (FHA|USDA|VA) 13 $3,305,000 $254,231 $12,114 7.05%
TERRE HAUTE, IN (FHA|USDA|VA) 19 $3,265,000 $171,842 $9,799 6.97%
FLORENCE, SC (FHA|USDA|VA) 13 $3,205,000 $246,538 $11,940 6.33%
HATTIESBURG, MS (FHA|USDA|VA) 13 $3,185,000 $245,000 $12,203 6.44%
CUMBERLAND, MD-WV (FHA|USDA|VA) 16 $3,150,000 $196,875 $8,033 6.98%
LEBANON, PA (FHA|USDA|VA) 13 $3,145,000 $241,923 $12,467 6.59%
ST. CLOUD, MN (FHA|USDA|VA) 12 $3,130,000 $260,833 $11,630 6.56%
CLEVELAND, TN (FHA|USDA|VA) 13 $3,115,000 $239,615 $12,854 6.93%
SYRACUSE, NY (FHA|USDA|VA) 15 $3,105,000 $207,000 $11,842 6.93%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 14 $3,090,000 $220,714 $12,450 6.85%
Lebanon, NH-VT (FHA|USDA|VA) 13 $3,065,000 $235,769 $12,780 6.92%
Bardstown, KY (FHA|USDA|VA) 13 $3,065,000 $235,769 $11,693 6.80%
REDDING, CA (FHA|USDA|VA) 8 $3,040,000 $380,000 $13,510 6.61%
Lewisburg, TN (FHA|USDA|VA) 11 $3,035,000 $275,909 $10,891 6.59%
Pahrump, NV (FHA|USDA|VA) 9 $2,985,000 $331,667 $14,644 6.53%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 15 $2,965,000 $197,667 $11,730 6.67%
Outside of Metro Areas 8 $2,920,000 $365,000 $17,392 5.94%
BOWLING GREEN, KY (FHA|USDA|VA) 12 $2,920,000 $243,333 $11,226 6.79%
JEFFERSON CITY, MO (FHA|USDA|VA) 14 $2,900,000 $207,143 $8,569 6.87%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 12 $2,870,000 $239,167 $10,816 6.96%
Red Wing, MN (FHA|USDA|VA) 11 $2,835,000 $257,727 $11,378 6.17%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 11 $2,825,000 $256,818 $12,533 6.85%
LaGrange, GA-AL (FHA|USDA|VA) 14 $2,820,000 $201,429 $11,257 6.85%
Okeechobee, FL (FHA|USDA|VA) 11 $2,785,000 $253,182 $11,506 6.44%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 11 $2,785,000 $253,182 $14,082 6.91%
Enterprise, AL (FHA|USDA|VA) 12 $2,770,000 $230,833 $10,800 5.65%
Centralia, WA (FHA|USDA|VA) 9 $2,765,000 $307,222 $15,612 6.21%
Tullahoma-Manchester, TN (FHA|USDA|VA) 12 $2,740,000 $228,333 $11,901 6.65%
YAKIMA, WA (FHA|USDA|VA) 10 $2,720,000 $272,000 $14,031 6.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $2,710,000 $677,500 $31,286 4.91%
Kapaa, HI (FHA|USDA|VA) 3 $2,705,000 $901,667 $32,706 5.83%
Fort Polk South, LA (FHA|USDA|VA) 10 $2,700,000 $270,000 $12,254 6.88%
TYLER, TX (FHA|USDA|VA) 9 $2,685,000 $298,333 $9,022 7.28%
CHICO, CA (FHA|USDA|VA) 8 $2,650,000 $331,250 $12,031 5.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $2,610,000 $217,500 $12,832 6.86%
ANN ARBOR, MI (FHA|USDA|VA) 9 $2,595,000 $288,333 $12,493 6.94%
WACO, TX (FHA|USDA|VA) 9 $2,575,000 $286,111 $9,538 6.76%
LAWTON, OK (FHA|USDA|VA) 10 $2,560,000 $256,000 $14,587 6.78%
IDAHO FALLS, ID (FHA|USDA|VA) 10 $2,560,000 $256,000 $15,749 6.65%
LONGVIEW, WA (FHA|USDA|VA) 7 $2,545,000 $363,571 $15,437 6.88%
Mount Vernon, OH (FHA|USDA|VA) 8 $2,520,000 $315,000 $10,270 6.92%
Elizabeth City, NC (FHA|USDA|VA) 7 $2,515,000 $359,286 $12,228 6.91%
DeRidder, LA (FHA|USDA|VA) 11 $2,495,000 $226,818 $11,529 7.08%
STAUNTON, VA (FHA|USDA|VA) 11 $2,485,000 $225,909 $11,958 6.58%
BANGOR, ME (FHA|USDA|VA) 12 $2,480,000 $206,667 $10,443 6.51%
ALBANY, GA (FHA|USDA|VA) 12 $2,480,000 $206,667 $11,720 6.47%
PEORIA, IL (FHA|USDA|VA) 12 $2,480,000 $206,667 $12,263 6.56%
GREEN BAY, WI (FHA|USDA|VA) 9 $2,465,000 $273,889 $17,377 6.83%
BELLINGHAM, WA (FHA|USDA|VA) 5 $2,455,000 $491,000 $31,201 6.33%
Fort Leonard Wood, MO (FHA|USDA|VA) 10 $2,410,000 $241,000 $10,023 6.49%
LEWISTON, ID-WA (FHA|USDA|VA) 7 $2,405,000 $343,571 $15,467 6.30%
SANTA FE, NM (FHA|USDA|VA) 7 $2,375,000 $339,286 $11,837 6.53%
CaƱon City, CO (FHA|USDA|VA) 7 $2,375,000 $339,286 $17,479 6.73%
TWIN FALLS, ID (FHA|USDA|VA) 8 $2,360,000 $295,000 $18,467 6.81%
Tupelo, MS (FHA|USDA|VA) 12 $2,360,000 $196,667 $11,901 6.91%
MANSFIELD, OH (FHA|USDA|VA) 12 $2,340,000 $195,000 $11,269 7.16%
Sevierville, TN (FHA|USDA|VA) 9 $2,325,000 $258,333 $13,806 6.78%
Bozeman, MT (FHA|USDA|VA) 5 $2,305,000 $461,000 $20,445 6.08%
SPRINGFIELD, OH (FHA|USDA|VA) 13 $2,295,000 $176,538 $10,338 6.73%
Morehead City, NC (FHA|USDA|VA) 7 $2,295,000 $327,857 $12,986 6.64%
Fernley, NV (FHA|USDA|VA) 7 $2,285,000 $326,429 $14,389 6.57%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 10 $2,270,000 $227,000 $8,906 7.03%
MUSKEGON, MI (FHA|USDA|VA) 11 $2,265,000 $205,909 $13,055 6.77%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 9 $2,265,000 $251,667 $10,122 6.19%
HOT SPRINGS, AR (FHA|USDA|VA) 9 $2,245,000 $249,444 $12,294 6.89%
MANHATTAN, KS (FHA|USDA|VA) 7 $2,245,000 $320,714 $12,100 6.48%
SPRINGFIELD, IL (FHA|USDA|VA) 11 $2,245,000 $204,091 $7,708 5.99%
Cambridge, MD (FHA|USDA|VA) 9 $2,235,000 $248,333 $8,981 6.74%
GOLDSBORO, NC (FHA|USDA|VA) 10 $2,230,000 $223,000 $14,016 6.64%
ST. GEORGE, UT (FHA|USDA|VA) 7 $2,225,000 $317,857 $9,323 6.37%
Granbury, TX (FHA|USDA|VA) 6 $2,220,000 $370,000 $10,749 6.67%
MISSOULA, MT (FHA|USDA|VA) 6 $2,220,000 $370,000 $18,393 6.77%
Talladega-Sylacauga, AL (FHA|USDA|VA) 10 $2,220,000 $222,000 $12,733 6.79%
NILES, MI (FHA|USDA|VA) 8 $2,150,000 $268,750 $12,815 6.62%
Gillette, WY (FHA|USDA|VA) 7 $2,125,000 $303,571 $14,009 6.75%
Fort Payne, AL (FHA|USDA|VA) 5 $2,125,000 $425,000 $19,467 6.85%
WAUSAU-WESTON, WI (FHA|USDA|VA) 8 $2,120,000 $265,000 $9,847 6.78%
Show Low, AZ (FHA|USDA|VA) 7 $2,105,000 $300,714 $18,099 6.28%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $2,090,000 $209,000 $12,298 6.59%
ALEXANDRIA, LA (FHA|USDA|VA) 10 $2,080,000 $208,000 $7,380 6.55%
Seneca, SC (FHA|USDA|VA) 7 $2,075,000 $296,429 $9,383 6.78%
Aberdeen, WA (FHA|USDA|VA) 6 $2,060,000 $343,333 $13,584 5.73%
Cookeville, TN (FHA|USDA|VA) 10 $2,060,000 $206,000 $11,666 7.29%
NAPA, CA (FHA|USDA|VA) 4 $2,060,000 $515,000 $21,730 6.75%
Torrington, CT (FHA|USDA|VA) 8 $2,020,000 $252,500 $15,585 6.94%
SALINAS, CA (FHA|USDA|VA) 6 $2,020,000 $336,667 $13,276 6.52%
Sonora, CA (FHA|USDA|VA) 6 $2,020,000 $336,667 $16,641 6.88%
Helena, MT (FHA|USDA|VA) 6 $2,020,000 $336,667 $16,620 6.21%
Richmond-Berea, KY (FHA|USDA|VA) 8 $2,010,000 $251,250 $12,260 6.66%
Athens, TN (FHA|USDA|VA) 10 $2,010,000 $201,000 $11,231 6.90%
Crossville, TN (FHA|USDA|VA) 6 $2,010,000 $335,000 $13,566 6.58%
COLUMBUS, IN (FHA|USDA|VA) 9 $1,995,000 $221,667 $10,885 6.63%
Lumberton, NC (FHA|USDA|VA) 10 $1,990,000 $199,000 $9,786 6.41%
Heber, UT (FHA|USDA|VA) 4 $1,990,000 $497,500 $20,092 6.81%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 11 $1,985,000 $180,455 $10,084 7.01%
MUNCIE, IN (FHA|USDA|VA) 10 $1,980,000 $198,000 $11,979 6.91%
KINGSTON, NY (FHA|USDA|VA) 6 $1,980,000 $330,000 $16,760 6.10%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 6 $1,970,000 $328,333 $18,320 6.56%
Zanesville, OH (FHA|USDA|VA) 8 $1,960,000 $245,000 $14,833 6.55%
Laconia, NH (FHA|USDA|VA) 7 $1,955,000 $279,286 $13,043 6.64%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $1,955,000 $279,286 $14,534 6.27%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,945,000 $389,000 $12,483 6.60%
AMARILLO, TX (FHA|USDA|VA) 7 $1,945,000 $277,857 $7,676 6.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $1,945,000 $389,000 $18,607 6.27%
Payson, AZ (FHA|USDA|VA) 6 $1,930,000 $321,667 $19,084 6.85%
BOULDER, CO (FHA|USDA|VA) 6 $1,890,000 $315,000 $12,977 6.65%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $1,890,000 $315,000 $14,158 6.08%
KANKAKEE, IL (FHA|USDA|VA) 7 $1,875,000 $267,857 $10,948 7.46%
Montrose, CO (FHA|USDA|VA) 7 $1,875,000 $267,857 $12,301 5.61%
AMES, IA (FHA|USDA|VA) 5 $1,855,000 $371,000 $15,090 6.55%
MONROE, LA (FHA|USDA|VA) 9 $1,835,000 $203,889 $7,493 6.88%
Vernal, UT (FHA|USDA|VA) 5 $1,825,000 $365,000 $15,574 6.58%
ALTOONA, PA (FHA|USDA|VA) 9 $1,765,000 $196,111 $11,666 6.81%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 7 $1,755,000 $250,714 $16,000 6.68%
Whitewater, WI (FHA|USDA|VA) 7 $1,735,000 $247,857 $11,557 6.98%
COLUMBIA, MO (FHA|USDA|VA) 9 $1,725,000 $191,667 $10,901 6.83%
SAN ANGELO, TX (FHA|USDA|VA) 7 $1,725,000 $246,429 $11,214 6.63%
Red Bluff, CA (FHA|USDA|VA) 5 $1,715,000 $343,000 $16,307 6.50%
Georgetown, SC (FHA|USDA|VA) 5 $1,705,000 $341,000 $12,807 6.53%
Kalispell, MT (FHA|USDA|VA) 5 $1,685,000 $337,000 $13,740 7.03%
North Wilkesboro, NC (FHA|USDA|VA) 6 $1,680,000 $280,000 $10,470 6.08%
ROME, GA (FHA|USDA|VA) 7 $1,675,000 $239,286 $12,740 7.02%
Moses Lake, WA (FHA|USDA|VA) 6 $1,670,000 $278,333 $19,782 6.69%
BEND, OR (FHA|USDA|VA) 4 $1,660,000 $415,000 $9,997 5.90%
CARSON CITY, NV (FHA|USDA|VA) 7 $1,655,000 $236,429 $10,233 6.71%
WILLIAMSPORT, PA (FHA|USDA|VA) 9 $1,645,000 $182,778 $7,640 7.03%
Shelbyville, TN (FHA|USDA|VA) 7 $1,635,000 $233,571 $11,169 7.05%
Jasper, AL (FHA|USDA|VA) 7 $1,615,000 $230,714 $11,773 6.70%
Bedford, IN (FHA|USDA|VA) 8 $1,600,000 $200,000 $8,775 6.75%
Lake City, FL (FHA|USDA|VA) 7 $1,585,000 $226,429 $12,536 6.48%
Oak Harbor, WA (FHA|USDA|VA) 4 $1,580,000 $395,000 $18,902 6.38%
CHARLESTON, WV (FHA|USDA|VA) 5 $1,575,000 $315,000 $14,595 6.75%
Lebanon, MO (FHA|USDA|VA) 6 $1,570,000 $261,667 $10,800 6.60%
Albertville, AL (FHA|USDA|VA) 8 $1,550,000 $193,750 $11,651 6.64%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,550,000 $155,000 $8,029 6.65%
London, KY (FHA|USDA|VA) 9 $1,545,000 $171,667 $6,345 6.96%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 5 $1,535,000 $307,000 $20,383 6.58%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $1,535,000 $307,000 $8,222 6.73%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,535,000 $307,000 $10,964 6.00%
Prineville, OR (FHA|USDA|VA) 4 $1,500,000 $375,000 $14,118 6.72%
Opelousas, LA (FHA|USDA|VA) 6 $1,490,000 $248,333 $9,676 6.77%
MIDLAND, TX (FHA|USDA|VA) 4 $1,490,000 $372,500 $14,499 6.56%
Somerset, KY (FHA|USDA|VA) 6 $1,480,000 $246,667 $9,619 6.92%
WENATCHEE, WA (FHA|USDA|VA) 4 $1,480,000 $370,000 $19,145 7.22%
Blackfoot, ID (FHA|USDA|VA) 6 $1,460,000 $243,333 $14,935 6.62%
Statesboro, GA (FHA|USDA|VA) 7 $1,455,000 $207,857 $12,206 7.14%
MONROE, MI (FHA|USDA|VA) 5 $1,455,000 $291,000 $13,081 6.75%
Port Angeles, WA (FHA|USDA|VA) 4 $1,450,000 $362,500 $10,683 6.84%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,440,000 $360,000 $8,471 4.59%
Murray, KY (FHA|USDA|VA) 6 $1,440,000 $240,000 $12,775 6.73%
Marion, NC (FHA|USDA|VA) 4 $1,440,000 $360,000 $12,170 5.31%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,430,000 $238,333 $10,766 7.04%
Brainerd, MN (FHA|USDA|VA) 4 $1,430,000 $357,500 $15,346 6.66%
Warsaw, IN (FHA|USDA|VA) 7 $1,415,000 $202,143 $14,727 6.91%
MIDLAND, MI (FHA|USDA|VA) 8 $1,410,000 $176,250 $10,176 7.13%
Cornelia, GA (FHA|USDA|VA) 5 $1,405,000 $281,000 $9,399 6.30%
Rolla, MO (FHA|USDA|VA) 6 $1,400,000 $233,333 $8,733 6.13%
Forest City, NC (FHA|USDA|VA) 5 $1,395,000 $279,000 $12,539 6.85%
FOND DU LAC, WI (FHA|USDA|VA) 6 $1,390,000 $231,667 $10,552 7.23%
Madisonville, KY (FHA|USDA|VA) 6 $1,390,000 $231,667 $8,326 7.17%
Marietta, OH (FHA|USDA|VA) 7 $1,365,000 $195,000 $12,409 6.50%
Durango, CO (FHA|USDA|VA) 3 $1,365,000 $455,000 $9,091 6.92%
Greeneville, TN (FHA|USDA|VA) 6 $1,350,000 $225,000 $13,086 6.96%
Frankfort, KY (FHA|USDA|VA) 6 $1,340,000 $223,333 $12,490 6.69%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 8 $1,340,000 $167,500 $11,209 7.00%
APPLETON, WI (FHA|USDA|VA) 7 $1,335,000 $190,714 $9,782 6.89%
Cedartown, GA (FHA|USDA|VA) 7 $1,335,000 $190,714 $8,807 6.61%
Easton, MD (FHA|USDA|VA) 4 $1,330,000 $332,500 $13,082 6.53%
Alamogordo, NM (FHA|USDA|VA) 7 $1,325,000 $189,286 $10,717 6.82%
Mountain Home, ID (FHA|USDA|VA) 5 $1,315,000 $263,000 $15,949 6.45%
Albemarle, NC (FHA|USDA|VA) 5 $1,305,000 $261,000 $12,344 6.88%
Mountain Home, AR (FHA|USDA|VA) 9 $1,305,000 $145,000 $8,868 6.76%
WALLA WALLA, WA (FHA|USDA|VA) 5 $1,305,000 $261,000 $15,794 6.88%
JONESBORO, AR (FHA|USDA|VA) 9 $1,295,000 $143,889 $9,801 7.08%
Warrensburg, MO (FHA|USDA|VA) 4 $1,280,000 $320,000 $15,892 5.63%
Lawrenceburg, TN (FHA|USDA|VA) 4 $1,280,000 $320,000 $11,787 6.47%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 7 $1,265,000 $180,714 $10,359 7.23%
Athens, TX (FHA|USDA|VA) 3 $1,265,000 $421,667 $10,105 6.66%
Madison, IN (FHA|USDA|VA) 7 $1,265,000 $180,714 $9,957 6.64%
Crawfordsville, IN (FHA|USDA|VA) 6 $1,260,000 $210,000 $10,853 6.92%
RAPID CITY, SD (FHA|USDA|VA) 5 $1,255,000 $251,000 $10,606 6.38%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $1,255,000 $251,000 $8,579 6.43%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,245,000 $249,000 $15,708 6.75%
Sandusky, OH (FHA|USDA|VA) 7 $1,235,000 $176,429 $11,873 7.11%
LONGVIEW, TX (FHA|USDA|VA) 6 $1,230,000 $205,000 $9,979 6.54%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,220,000 $305,000 $11,782 7.56%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 6 $1,210,000 $201,667 $11,902 6.67%
SHEBOYGAN, WI (FHA|USDA|VA) 6 $1,200,000 $200,000 $13,822 7.08%
Muskogee, OK (FHA|USDA|VA) 6 $1,190,000 $198,333 $11,100 6.65%
Newport, OR (FHA|USDA|VA) 3 $1,185,000 $395,000 $14,911 6.29%
New Castle, IN (FHA|USDA|VA) 6 $1,180,000 $196,667 $9,250 6.58%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 6 $1,180,000 $196,667 $12,446 6.54%
Alexandria, MN (FHA|USDA|VA) 5 $1,175,000 $235,000 $11,267 7.00%
Pottsville, PA (FHA|USDA|VA) 8 $1,170,000 $146,250 $7,920 7.17%
Ashtabula, OH (FHA|USDA|VA) 6 $1,170,000 $195,000 $9,491 6.73%
Ozark, AL (FHA|USDA|VA) 7 $1,165,000 $166,429 $8,315 6.95%
Richmond, IN (FHA|USDA|VA) 9 $1,165,000 $129,444 $9,702 6.69%
Newberry, SC (FHA|USDA|VA) 4 $1,160,000 $290,000 $14,302 6.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,150,000 $575,000 $24,860 7.63%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,150,000 $191,667 $10,698 7.04%
Sayre, PA (FHA|USDA|VA) 6 $1,140,000 $190,000 $6,610 6.35%
GADSDEN, AL (FHA|USDA|VA) 6 $1,130,000 $188,333 $11,712 6.75%
Ontario, OR-ID (FHA|USDA|VA) 4 $1,130,000 $282,500 $13,622 6.47%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $1,125,000 $225,000 $11,325 6.63%
OWENSBORO, KY (FHA|USDA|VA) 5 $1,115,000 $223,000 $15,123 6.85%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,110,000 $277,500 $10,252 7.00%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $1,095,000 $219,000 $12,013 6.65%
Columbus, NE (FHA|USDA|VA) 5 $1,095,000 $219,000 $14,967 7.05%
Dyersburg, TN (FHA|USDA|VA) 6 $1,080,000 $180,000 $11,657 7.08%
Coos Bay, OR (FHA|USDA|VA) 4 $1,080,000 $270,000 $12,086 6.66%
GRAND FORKS, ND-MN (FHA|USDA|VA) 5 $1,075,000 $215,000 $7,403 6.88%
Los Alamos, NM (FHA|USDA|VA) 2 $1,070,000 $535,000 $34,221 6.31%
McAlester, OK (FHA|USDA|VA) 7 $1,065,000 $152,143 $9,689 7.04%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $1,065,000 $355,000 $11,768 5.17%
Wilson, NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $14,018 6.63%
Holland, MI (FHA|USDA|VA) 5 $1,055,000 $211,000 $11,831 6.80%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $9,734 7.31%
Cedar City, UT (FHA|USDA|VA) 4 $1,030,000 $257,500 $14,908 6.63%
Scottsburg, IN (FHA|USDA|VA) 7 $1,025,000 $146,429 $8,030 6.73%
Nogales, AZ (FHA|USDA|VA) 4 $1,020,000 $255,000 $18,069 6.75%
Sidney, OH (FHA|USDA|VA) 6 $1,020,000 $170,000 $11,095 7.04%
JACKSON, MI (FHA|USDA|VA) 6 $1,020,000 $170,000 $7,410 6.63%
Arcadia, FL (FHA|USDA|VA) 5 $1,015,000 $203,000 $8,286 7.00%
Adrian, MI (FHA|USDA|VA) 5 $1,015,000 $203,000 $9,867 6.48%
UTICA-ROME, NY (FHA|USDA|VA) 5 $1,015,000 $203,000 $9,811 6.95%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 5 $1,015,000 $203,000 $14,519 7.23%
Riverton, WY (FHA|USDA|VA) 5 $1,015,000 $203,000 $9,523 7.30%
Salina, KS (FHA|USDA|VA) 4 $1,010,000 $252,500 $13,358 6.53%
Keene, NH (FHA|USDA|VA) 4 $1,010,000 $252,500 $11,246 6.59%
MORGANTOWN, WV (FHA|USDA|VA) 5 $995,000 $199,000 $10,591 6.95%
Fort Morgan, CO (FHA|USDA|VA) 5 $985,000 $197,000 $11,436 7.28%
Jasper, IN (FHA|USDA|VA) 4 $980,000 $245,000 $12,281 5.91%
Paducah, KY-IL (FHA|USDA|VA) 4 $980,000 $245,000 $14,223 6.63%
WHEELING, WV-OH (FHA|USDA|VA) 6 $980,000 $163,333 $9,776 6.94%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $975,000 $325,000 $11,450 6.42%
Marion, OH (FHA|USDA|VA) 8 $970,000 $121,250 $9,580 6.91%
Ashland, OH (FHA|USDA|VA) 5 $965,000 $193,000 $10,444 6.98%
GRAND ISLAND, NE (FHA|USDA|VA) 5 $965,000 $193,000 $11,249 7.05%
Auburn, IN (FHA|USDA|VA) 7 $965,000 $137,857 $7,853 7.09%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 5 $965,000 $193,000 $12,299 6.85%
Beaver Dam, WI (FHA|USDA|VA) 4 $960,000 $240,000 $13,191 6.78%
Marinette, WI-MI (FHA|USDA|VA) 5 $955,000 $191,000 $9,121 6.65%
Vineyard Haven, MA (FHA|USDA|VA) 1 $955,000 $955,000 $21,848 6.38%
Gaffney, SC (FHA|USDA|VA) 5 $955,000 $191,000 $10,564 6.70%
Cordele, GA (FHA|USDA|VA) 3 $955,000 $318,333 $22,949 6.17%
LIMA, OH (FHA|USDA|VA) 4 $950,000 $237,500 $8,644 7.00%
Alexander City, AL (FHA|USDA|VA) 4 $950,000 $237,500 $10,437 6.63%
Vidalia, GA (FHA|USDA|VA) 4 $940,000 $235,000 $15,561 6.13%
Juneau, AK (FHA|USDA|VA) 2 $940,000 $470,000 $4,275 2.75%
SAGINAW, MI (FHA|USDA|VA) 6 $930,000 $155,000 $8,154 6.67%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $925,000 $185,000 $9,765 6.65%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $925,000 $185,000 $10,632 6.95%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $915,000 $183,000 $12,259 6.55%
Deming, NM (FHA|USDA|VA) 5 $915,000 $183,000 $11,763 7.00%
Marion, IN (FHA|USDA|VA) 5 $905,000 $181,000 $9,394 6.63%
Chillicothe, OH (FHA|USDA|VA) 4 $900,000 $225,000 $9,624 7.00%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $900,000 $450,000 $11,134 6.68%
Washington Court House, OH (FHA|USDA|VA) 5 $885,000 $177,000 $10,839 6.95%
Searcy, AR (FHA|USDA|VA) 6 $880,000 $146,667 $9,116 6.71%
Shelby, NC (FHA|USDA|VA) 5 $875,000 $175,000 $8,653 6.95%
West Plains, MO (FHA|USDA|VA) 4 $870,000 $217,500 $8,290 6.41%
Salem, OH (FHA|USDA|VA) 4 $870,000 $217,500 $10,939 6.66%
Farmington, MO (FHA|USDA|VA) 5 $865,000 $173,000 $9,694 7.10%
Willmar, MN (FHA|USDA|VA) 5 $865,000 $173,000 $7,444 6.65%
Fairmont, WV (FHA|USDA|VA) 5 $865,000 $173,000 $7,015 7.08%
Butte-Silver Bow, MT (FHA|USDA|VA) 4 $860,000 $215,000 $14,135 6.66%
Russellville, AR (FHA|USDA|VA) 4 $860,000 $215,000 $9,730 5.69%
Rockingham, NC (FHA|USDA|VA) 4 $860,000 $215,000 $13,269 6.56%
Safford, AZ (FHA|USDA|VA) 5 $855,000 $171,000 $11,997 6.95%
Danville, VA (FHA|USDA|VA) 4 $850,000 $212,500 $7,198 6.88%
Palatka, FL (FHA|USDA|VA) 5 $845,000 $169,000 $9,034 6.55%
Clovis, NM (FHA|USDA|VA) 3 $845,000 $281,667 $6,775 6.37%
Frankfort, IN (FHA|USDA|VA) 5 $845,000 $169,000 $9,758 6.60%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $840,000 $140,000 $10,458 7.00%
BISMARCK, ND (FHA|USDA|VA) 4 $840,000 $210,000 $6,342 7.00%
Shawnee, OK (FHA|USDA|VA) 3 $835,000 $278,333 $11,680 6.58%
Waycross, GA (FHA|USDA|VA) 5 $835,000 $167,000 $8,841 6.63%
Meridian, MS (FHA|USDA|VA) 3 $835,000 $278,333 $13,350 5.29%
Dodge City, KS (FHA|USDA|VA) 4 $830,000 $207,500 $11,610 6.63%
Sturgis, MI (FHA|USDA|VA) 6 $830,000 $138,333 $7,393 6.81%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 4 $830,000 $207,500 $10,599 5.88%
Clewiston, FL (FHA|USDA|VA) 2 $830,000 $415,000 $16,574 6.00%
BINGHAMTON, NY (FHA|USDA|VA) 4 $830,000 $207,500 $12,963 7.16%
Harrison, AR (FHA|USDA|VA) 4 $830,000 $207,500 $8,894 6.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $820,000 $205,000 $14,029 6.63%
DALTON, GA (FHA|USDA|VA) 5 $815,000 $163,000 $7,598 6.25%
Marquette, MI (FHA|USDA|VA) 5 $815,000 $163,000 $9,809 6.85%
Ellensburg, WA (FHA|USDA|VA) 3 $815,000 $271,667 $11,631 7.29%
DULUTH, MN-WI (FHA|USDA|VA) 4 $810,000 $202,500 $15,344 7.00%
MANKATO, MN (FHA|USDA|VA) 3 $805,000 $268,333 $16,217 6.50%
BECKLEY, WV (FHA|USDA|VA) 3 $805,000 $268,333 $10,889 6.67%
Durant, OK (FHA|USDA|VA) 4 $800,000 $200,000 $12,005 7.13%
Rutland, VT (FHA|USDA|VA) 4 $790,000 $197,500 $10,697 6.94%
Calhoun, GA (FHA|USDA|VA) 4 $790,000 $197,500 $12,914 6.63%
Bluffton, IN (FHA|USDA|VA) 4 $780,000 $195,000 $9,067 6.47%
ODESSA, TX (FHA|USDA|VA) 3 $775,000 $258,333 $11,827 7.50%
Bluefield, WV-VA (FHA|USDA|VA) 7 $765,000 $109,286 $8,324 7.05%
Dublin, GA (FHA|USDA|VA) 5 $765,000 $153,000 $8,216 6.48%
Greensburg, IN (FHA|USDA|VA) 4 $760,000 $190,000 $10,459 6.78%
Susanville, CA (FHA|USDA|VA) 3 $755,000 $251,667 $12,448 6.46%
Ardmore, OK (FHA|USDA|VA) 5 $755,000 $151,000 $12,065 6.53%
Mount Sterling, KY (FHA|USDA|VA) 4 $750,000 $187,500 $10,270 7.00%
GLENS FALLS, NY (FHA|USDA|VA) 5 $745,000 $149,000 $6,993 6.48%
Hutchinson, KS (FHA|USDA|VA) 3 $745,000 $248,333 $10,024 7.21%
HARRISONBURG, VA (FHA|USDA|VA) 3 $745,000 $248,333 $12,740 6.96%
Sandpoint, ID (FHA|USDA|VA) 2 $740,000 $370,000 $10,521 6.81%
Minot, ND (FHA|USDA|VA) 3 $735,000 $245,000 $9,004 4.88%
Milledgeville, GA (FHA|USDA|VA) 3 $735,000 $245,000 $11,567 7.21%
Bellefontaine, OH (FHA|USDA|VA) 3 $725,000 $241,667 $13,189 5.08%
Jennings, LA (FHA|USDA|VA) 3 $725,000 $241,667 $11,155 6.54%
Burley, ID (FHA|USDA|VA) 3 $725,000 $241,667 $16,302 6.58%
VICTORIA, TX (FHA|USDA|VA) 3 $725,000 $241,667 $8,322 7.42%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $725,000 $241,667 $10,667 7.00%
Findlay, OH (FHA|USDA|VA) 3 $715,000 $238,333 $14,014 6.58%
Altus, OK (FHA|USDA|VA) 3 $715,000 $238,333 $8,811 4.92%
Dayton, TN (FHA|USDA|VA) 4 $710,000 $177,500 $11,982 5.72%
Corsicana, TX (FHA|USDA|VA) 2 $710,000 $355,000 $18,177 6.63%
Klamath Falls, OR (FHA|USDA|VA) 4 $710,000 $177,500 $10,659 7.03%
Plymouth, IN (FHA|USDA|VA) 3 $705,000 $235,000 $12,430 7.08%
Tahlequah, OK (FHA|USDA|VA) 4 $690,000 $172,500 $9,980 6.75%
Fairmont, MN (FHA|USDA|VA) 3 $685,000 $228,333 $10,779 6.38%
BAY CITY, MI (FHA|USDA|VA) 5 $685,000 $137,000 $9,972 6.85%
Baraboo, WI (FHA|USDA|VA) 2 $680,000 $340,000 $19,541 6.75%
Huntsville, TX (FHA|USDA|VA) 2 $680,000 $340,000 $13,308 6.06%
Owatonna, MN (FHA|USDA|VA) 3 $675,000 $225,000 $12,983 7.38%
Augusta-Waterville, ME (FHA|USDA|VA) 3 $675,000 $225,000 $11,840 6.67%
POCATELLO, ID (FHA|USDA|VA) 3 $665,000 $221,667 $12,132 6.92%
Menomonie, WI (FHA|USDA|VA) 2 $660,000 $330,000 $18,624 6.81%
Danville, KY (FHA|USDA|VA) 4 $660,000 $165,000 $8,130 7.00%
Clearlake, CA (FHA|USDA|VA) 2 $660,000 $330,000 $11,270 6.50%
Ada, OK (FHA|USDA|VA) 4 $660,000 $165,000 $11,941 7.13%
Albert Lea, MN (FHA|USDA|VA) 3 $655,000 $218,333 $7,664 6.66%
Union City, TN (FHA|USDA|VA) 5 $655,000 $131,000 $8,357 6.68%
Campbellsville, KY (FHA|USDA|VA) 2 $650,000 $325,000 $5,847 6.44%
Greenwood, SC (FHA|USDA|VA) 3 $645,000 $215,000 $9,100 6.63%
Bainbridge, GA (FHA|USDA|VA) 3 $635,000 $211,667 $9,785 7.08%
Clarksburg, WV (FHA|USDA|VA) 3 $635,000 $211,667 $9,635 7.08%
Price, UT (FHA|USDA|VA) 3 $635,000 $211,667 $8,169 6.88%
Hailey, ID (FHA|USDA|VA) 1 $625,000 $625,000 $39,376 6.49%
Washington, IN (FHA|USDA|VA) 4 $620,000 $155,000 $10,019 6.75%
Union, SC (FHA|USDA|VA) 2 $620,000 $310,000 $10,964 6.44%
Ruidoso, NM (FHA|USDA|VA) 2 $620,000 $310,000 $11,507 7.00%
Hastings, NE (FHA|USDA|VA) 3 $615,000 $205,000 $13,287 6.92%
Mount Airy, NC (FHA|USDA|VA) 2 $610,000 $305,000 $12,185 6.56%
Jesup, GA (FHA|USDA|VA) 2 $610,000 $305,000 $13,279 7.00%
ELMIRA, NY (FHA|USDA|VA) 2 $610,000 $305,000 $14,152 6.63%
Thomasville, GA (FHA|USDA|VA) 4 $610,000 $152,500 $11,216 7.13%
Starkville, MS (FHA|USDA|VA) 3 $605,000 $201,667 $9,231 6.88%
JOHNSTOWN, PA (FHA|USDA|VA) 6 $600,000 $100,000 $6,372 7.35%
Houghton, MI (FHA|USDA|VA) 2 $600,000 $300,000 $15,344 6.50%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $600,000 $300,000 $9,565 7.44%
Mount Pleasant, MI (FHA|USDA|VA) 4 $600,000 $150,000 $9,075 7.31%
Barre, VT (FHA|USDA|VA) 2 $590,000 $295,000 $17,106 6.75%
Kendallville, IN (FHA|USDA|VA) 4 $590,000 $147,500 $8,323 6.47%
Malvern, AR (FHA|USDA|VA) 2 $580,000 $290,000 $22,006 6.75%
Wapakoneta, OH (FHA|USDA|VA) 3 $575,000 $191,667 $13,852 6.92%
KOKOMO, IN (FHA|USDA|VA) 3 $575,000 $191,667 $11,807 6.58%
Ottawa, IL (FHA|USDA|VA) 3 $565,000 $188,333 $9,537 7.21%
Wooster, OH (FHA|USDA|VA) 3 $565,000 $188,333 $13,040 6.42%
Garden City, KS (FHA|USDA|VA) 2 $560,000 $280,000 $13,605 6.94%
Sterling, IL (FHA|USDA|VA) 4 $560,000 $140,000 $10,912 6.75%
Batavia, NY (FHA|USDA|VA) 2 $560,000 $280,000 $15,538 6.94%
Wahpeton, ND-MN (FHA|USDA|VA) 3 $555,000 $185,000 $14,315 6.42%
Fremont, OH (FHA|USDA|VA) 3 $555,000 $185,000 $13,085 7.25%
Athens, OH (FHA|USDA|VA) 2 $550,000 $275,000 $6,573 6.25%
Brevard, NC (FHA|USDA|VA) 2 $550,000 $275,000 $16,314 7.00%
New Castle, PA (FHA|USDA|VA) 4 $550,000 $137,500 $9,332 7.13%
Escanaba, MI (FHA|USDA|VA) 1 $545,000 $545,000 $30,009 6.25%
Vicksburg, MS (FHA|USDA|VA) 3 $545,000 $181,667 $11,178 6.63%
Wilmington, OH (FHA|USDA|VA) 3 $545,000 $181,667 $13,150 6.63%
Martinsville, VA (FHA|USDA|VA) 4 $540,000 $135,000 $10,170 6.56%
DECATUR, IL (FHA|USDA|VA) 3 $535,000 $178,333 $11,502 6.63%
Kinston, NC (FHA|USDA|VA) 3 $535,000 $178,333 $9,527 6.50%
Scottsbluff, NE (FHA|USDA|VA) 3 $535,000 $178,333 $11,303 6.92%
Ottumwa, IA (FHA|USDA|VA) 3 $535,000 $178,333 $6,849 7.96%
Greenville, OH (FHA|USDA|VA) 3 $535,000 $178,333 $9,856 7.08%
Picayune, MS (FHA|USDA|VA) 3 $535,000 $178,333 $11,895 6.29%
Bonham, TX (FHA|USDA|VA) 2 $530,000 $265,000 $6,512 7.44%
Lexington, NE (FHA|USDA|VA) 4 $530,000 $132,500 $6,802 6.88%
Scottsboro, AL (FHA|USDA|VA) 4 $530,000 $132,500 $8,306 7.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $530,000 $265,000 $16,020 6.00%
Laurinburg, NC (FHA|USDA|VA) 3 $525,000 $175,000 $10,541 6.92%
Fallon, NV (FHA|USDA|VA) 2 $510,000 $255,000 $11,609 6.63%
Rock Springs, WY (FHA|USDA|VA) 2 $500,000 $250,000 $8,838 7.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $500,000 $125,000 $9,495 6.94%
Plainview, TX (FHA|USDA|VA) 2 $490,000 $245,000 $7,522 6.56%
Bogalusa, LA (FHA|USDA|VA) 3 $485,000 $161,667 $8,724 7.17%
Oskaloosa, IA (FHA|USDA|VA) 2 $480,000 $240,000 $19,935 6.19%
Oxford, MS (FHA|USDA|VA) 2 $480,000 $240,000 $14,851 6.75%
Martin, TN (FHA|USDA|VA) 3 $475,000 $158,333 $11,179 7.08%
Tifton, GA (FHA|USDA|VA) 2 $470,000 $235,000 $12,484 6.50%
Mineral Wells, TX (FHA|USDA|VA) 3 $465,000 $155,000 $7,442 7.08%
LOGAN, UT-ID (FHA|USDA|VA) 2 $460,000 $230,000 $12,858 6.56%
Gainesville, TX (FHA|USDA|VA) 2 $460,000 $230,000 $10,268 7.25%
Stillwater, OK (FHA|USDA|VA) 2 $460,000 $230,000 $4,521 7.13%
Peru, IN (FHA|USDA|VA) 3 $455,000 $151,667 $8,146 6.58%
Roswell, NM (FHA|USDA|VA) 3 $455,000 $151,667 $9,673 6.58%
Brownwood, TX (FHA|USDA|VA) 2 $450,000 $225,000 $11,772 6.50%
Sterling, CO (FHA|USDA|VA) 2 $450,000 $225,000 $7,101 6.69%
Huntington, IN (FHA|USDA|VA) 2 $450,000 $225,000 $11,749 6.87%
Levelland, TX (FHA|USDA|VA) 2 $450,000 $225,000 $7,161 6.81%
Sedalia, MO (FHA|USDA|VA) 3 $445,000 $148,333 $8,193 7.13%
Paragould, AR (FHA|USDA|VA) 2 $440,000 $220,000 $7,725 6.75%
Laramie, WY (FHA|USDA|VA) 2 $440,000 $220,000 $12,300 6.50%
PITTSFIELD, MA (FHA|USDA|VA) 2 $440,000 $220,000 $11,793 6.75%
DUBUQUE, IA (FHA|USDA|VA) 2 $440,000 $220,000 $11,401 5.75%
Hutchinson, MN (FHA|USDA|VA) 2 $440,000 $220,000 $12,477 6.75%
Batesville, AR (FHA|USDA|VA) 3 $435,000 $145,000 $6,985 6.63%
Natchitoches, LA (FHA|USDA|VA) 1 $435,000 $435,000 $19,646 6.75%
Moscow, ID (FHA|USDA|VA) 1 $435,000 $435,000 $22,665 5.63%
Sunbury, PA (FHA|USDA|VA) 3 $435,000 $145,000 $13,111 7.08%
Paris, TX (FHA|USDA|VA) 2 $430,000 $215,000 $5,659 5.12%
McMinnville, TN (FHA|USDA|VA) 2 $430,000 $215,000 $15,949 7.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $425,000 $425,000 $4,739 3.13%
Portsmouth, OH (FHA|USDA|VA) 3 $425,000 $141,667 $9,756 6.54%
Pullman, WA (FHA|USDA|VA) 2 $420,000 $210,000 $7,442 6.75%
Logansport, IN (FHA|USDA|VA) 4 $420,000 $105,000 $8,325 6.75%
DuBois, PA (FHA|USDA|VA) 2 $420,000 $210,000 $14,169 7.25%
Jackson, OH (FHA|USDA|VA) 3 $415,000 $138,333 $9,584 7.08%
Yankton, SD (FHA|USDA|VA) 3 $415,000 $138,333 $10,280 6.92%
Fergus Falls, MN (FHA|USDA|VA) 3 $415,000 $138,333 $8,600 7.21%
Sulphur Springs, TX (FHA|USDA|VA) 1 $415,000 $415,000 $9,734 5.38%
Arkadelphia, AR (FHA|USDA|VA) 2 $410,000 $205,000 $9,578 7.25%
Decatur, IN (FHA|USDA|VA) 2 $410,000 $205,000 $9,314 6.75%
Manitowoc, WI (FHA|USDA|VA) 2 $410,000 $205,000 $8,341 6.31%
Van Wert, OH (FHA|USDA|VA) 2 $410,000 $205,000 $10,425 7.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $405,000 $405,000 $14,135 5.88%
Fort Dodge, IA (FHA|USDA|VA) 2 $400,000 $200,000 $12,503 6.75%
Hillsdale, MI (FHA|USDA|VA) 2 $400,000 $200,000 $13,037 6.56%
Paris, TN (FHA|USDA|VA) 2 $400,000 $200,000 $11,269 6.38%
Craig, CO (FHA|USDA|VA) 2 $390,000 $195,000 $13,881 6.50%
Atchison, KS (FHA|USDA|VA) 2 $390,000 $195,000 $14,771 7.00%
Lock Haven, PA (FHA|USDA|VA) 2 $390,000 $195,000 $7,499 7.69%
Brookings, OR (FHA|USDA|VA) 1 $385,000 $385,000 $22,501 6.25%
Branson, MO (FHA|USDA|VA) 3 $375,000 $125,000 $10,792 6.63%
Pontiac, IL (FHA|USDA|VA) 3 $375,000 $125,000 $5,980 6.58%
Weatherford, OK (FHA|USDA|VA) 1 $375,000 $375,000 $11,997 6.75%
Kerrville, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,337 7.06%
Eufaula, AL-GA (FHA|USDA|VA) 1 $365,000 $365,000 $4,730 8.25%
Rockport, TX (FHA|USDA|VA) 1 $365,000 $365,000 $20,382 7.25%
Vincennes, IN (FHA|USDA|VA) 2 $360,000 $180,000 $12,355 6.50%
Pittsburg, KS (FHA|USDA|VA) 2 $360,000 $180,000 $12,248 7.25%
Crescent City, CA (FHA|USDA|VA) 2 $360,000 $180,000 $7,255 7.44%
Beeville, TX (FHA|USDA|VA) 1 $355,000 $355,000 $8,629 7.38%
Liberal, KS (FHA|USDA|VA) 3 $355,000 $118,333 $7,799 6.83%
Elko, NV (FHA|USDA|VA) 1 $355,000 $355,000 $14,358 6.25%
Oneonta, NY (FHA|USDA|VA) 2 $350,000 $175,000 $11,960 6.75%
Grand Rapids, MN (FHA|USDA|VA) 2 $350,000 $175,000 $10,362 6.94%
Key West, FL (FHA|USDA|VA) 1 $345,000 $345,000 $21,075 7.25%
North Platte, NE (FHA|USDA|VA) 1 $345,000 $345,000 $26,932 6.25%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $340,000 $170,000 $9,042 7.25%
Bartlesville, OK (FHA|USDA|VA) 2 $340,000 $170,000 $10,445 7.50%
West Point, MS (FHA|USDA|VA) 2 $330,000 $165,000 $14,869 6.13%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $330,000 $165,000 $10,329 7.00%
Norfolk, NE (FHA|USDA|VA) 2 $330,000 $165,000 $8,615 7.06%
Shawano, WI (FHA|USDA|VA) 2 $330,000 $165,000 $10,207 7.00%
Williston, ND (FHA|USDA|VA) 1 $325,000 $325,000 $1,452 2.63%
Bemidji, MN (FHA|USDA|VA) 2 $320,000 $160,000 $10,003 6.75%
Urbana, OH (FHA|USDA|VA) 2 $320,000 $160,000 $10,985 6.50%
McComb, MS (FHA|USDA|VA) 2 $320,000 $160,000 $8,553 6.19%
Brenham, TX (FHA|USDA|VA) 1 $315,000 $315,000 $8,590 7.63%
Minden, LA (FHA|USDA|VA) 3 $315,000 $105,000 $6,016 6.96%
CASPER, WY (FHA|USDA|VA) 1 $315,000 $315,000 $16,643 6.25%
EspaƱola, NM (FHA|USDA|VA) 1 $315,000 $315,000 $1,812 7.25%
North Vernon, IN (FHA|USDA|VA) 2 $310,000 $155,000 $11,287 6.75%
Newport, TN (FHA|USDA|VA) 2 $310,000 $155,000 $9,158 7.00%
Port Lavaca, TX (FHA|USDA|VA) 1 $305,000 $305,000 $13,946 6.99%
Kearney, NE (FHA|USDA|VA) 1 $305,000 $305,000 $11,725 6.88%
Ruston, LA (FHA|USDA|VA) 1 $305,000 $305,000 $18,868 6.50%
Astoria, OR (FHA|USDA|VA) 1 $295,000 $295,000 $11,459 6.75%
Muscatine, IA (FHA|USDA|VA) 1 $295,000 $295,000 $26,002 6.75%
Del Rio, TX (FHA|USDA|VA) 1 $295,000 $295,000 $14,511 6.25%
Boone, NC (FHA|USDA|VA) 1 $295,000 $295,000 $24,603 7.25%
Celina, OH (FHA|USDA|VA) 2 $290,000 $145,000 $5,287 6.25%
Corinth, MS (FHA|USDA|VA) 2 $290,000 $145,000 $6,898 7.13%
Douglas, GA (FHA|USDA|VA) 2 $290,000 $145,000 $6,545 7.00%
Lewisburg, PA (FHA|USDA|VA) 1 $285,000 $285,000 $27,389 7.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $285,000 $285,000 $14,982 6.75%
Othello, WA (FHA|USDA|VA) 1 $285,000 $285,000 $11,355 7.63%
Duncan, OK (FHA|USDA|VA) 2 $280,000 $140,000 $10,362 6.50%
Kingsville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,702 6.50%
Cambridge, OH (FHA|USDA|VA) 2 $270,000 $135,000 $11,013 6.75%
Tiffin, OH (FHA|USDA|VA) 2 $270,000 $135,000 $9,712 6.56%
Laurel, MS (FHA|USDA|VA) 2 $270,000 $135,000 $9,384 6.50%
Connersville, IN (FHA|USDA|VA) 2 $270,000 $135,000 $8,477 6.75%
Middlesborough, KY (FHA|USDA|VA) 1 $265,000 $265,000 $8,194 5.88%
Alpena, MI (FHA|USDA|VA) 1 $265,000 $265,000 $9,817 6.13%
Borger, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,958 6.75%
Taylorville, IL (FHA|USDA|VA) 2 $260,000 $130,000 $9,002 7.25%
Bennington, VT (FHA|USDA|VA) 1 $255,000 $255,000 $14,523 7.25%
Wauchula, FL (FHA|USDA|VA) 1 $255,000 $255,000 $9,747 7.25%
Dumas, TX (FHA|USDA|VA) 1 $255,000 $255,000 $16,421 6.75%
Washington, NC (FHA|USDA|VA) 2 $250,000 $125,000 $9,569 7.00%
Stephenville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,812 6.25%
Defiance, OH (FHA|USDA|VA) 2 $240,000 $120,000 $8,583 6.50%
Selinsgrove, PA (FHA|USDA|VA) 1 $235,000 $235,000 $10,031 7.00%
Platteville, WI (FHA|USDA|VA) 1 $235,000 $235,000 $9,506 5.75%
Forrest City, AR (FHA|USDA|VA) 1 $235,000 $235,000 $11,664 6.25%
Wabash, IN (FHA|USDA|VA) 2 $230,000 $115,000 $8,030 6.75%
IOWA CITY, IA (FHA|USDA|VA) 1 $225,000 $225,000 $21,049 6.75%
Hudson, NY (FHA|USDA|VA) 1 $225,000 $225,000 $9,576 7.88%
Lewistown, PA (FHA|USDA|VA) 2 $220,000 $110,000 $9,067 7.25%
Coshocton, OH (FHA|USDA|VA) 2 $220,000 $110,000 $8,905 7.00%
Morgan City, LA (FHA|USDA|VA) 2 $220,000 $110,000 $3,769 6.19%
Pierre, SD (FHA|USDA|VA) 1 $215,000 $215,000 $13,480 6.25%
Blytheville, AR (FHA|USDA|VA) 1 $215,000 $215,000 $3,637 6.75%
Corning, NY (FHA|USDA|VA) 1 $215,000 $215,000 $3,305 2.38%
Lincoln, IL (FHA|USDA|VA) 1 $215,000 $215,000 $13,005 7.25%
Rexburg, ID (FHA|USDA|VA) 1 $205,000 $205,000 $14,515 6.25%
Grenada, MS (FHA|USDA|VA) 1 $205,000 $205,000 $14,003 6.75%
Palestine, TX (FHA|USDA|VA) 1 $205,000 $205,000 $9,933 5.50%
Evanston, WY (FHA|USDA|VA) 1 $205,000 $205,000 $12,643 7.25%
Austin, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,591 7.75%
Watertown, SD (FHA|USDA|VA) 1 $205,000 $205,000 $10,802 6.75%
Angola, IN (FHA|USDA|VA) 2 $200,000 $100,000 $8,285 7.00%
Freeport, IL (FHA|USDA|VA) 2 $200,000 $100,000 $8,103 6.50%
Natchez, MS-LA (FHA|USDA|VA) 1 $195,000 $195,000 $6,917 5.88%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $195,000 $195,000 $7,601 7.75%
Maryville, MO (FHA|USDA|VA) 1 $195,000 $195,000 $16,235 7.25%
Pampa, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,742 6.75%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,157 6.25%
Winnemucca, NV (FHA|USDA|VA) 1 $185,000 $185,000 $14,874 6.25%
Somerset, PA (FHA|USDA|VA) 1 $185,000 $185,000 $12,153 6.25%
Great Bend, KS (FHA|USDA|VA) 1 $185,000 $185,000 $11,065 6.75%
Thomaston, GA (FHA|USDA|VA) 1 $185,000 $185,000 $10,116 6.75%
The Dalles, OR (FHA|USDA|VA) 1 $185,000 $185,000 $2,329 7.25%
Hood River, OR (FHA|USDA|VA) 1 $185,000 $185,000 $13,830 6.25%
Glasgow, KY (FHA|USDA|VA) 1 $185,000 $185,000 $12,365 6.75%
Big Spring, TX (FHA|USDA|VA) 1 $185,000 $185,000 $8,282 7.25%
Brookings, SD (FHA|USDA|VA) 1 $175,000 $175,000 $12,470 7.25%
Coffeyville, KS (FHA|USDA|VA) 1 $175,000 $175,000 $11,688 7.25%
Sheridan, WY (FHA|USDA|VA) 1 $175,000 $175,000 $11,098 5.88%
New Ulm, MN (FHA|USDA|VA) 1 $175,000 $175,000 $10,323 6.25%
Toccoa, GA (FHA|USDA|VA) 1 $165,000 $165,000 $11,061 7.25%
Eagle Pass, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,729 5.38%
Hannibal, MO (FHA|USDA|VA) 1 $165,000 $165,000 $11,261 6.25%
Cadillac, MI (FHA|USDA|VA) 1 $165,000 $165,000 $5,804 6.25%
Atmore, AL (FHA|USDA|VA) 1 $155,000 $155,000 $10,215 7.25%
Worthington, MN (FHA|USDA|VA) 1 $155,000 $155,000 $5,166 6.49%
Silver City, NM (FHA|USDA|VA) 1 $155,000 $155,000 $12,317 7.25%
Ottawa, KS (FHA|USDA|VA) 1 $155,000 $155,000 $11,886 6.75%
Indianola, MS (FHA|USDA|VA) 1 $155,000 $155,000 $10,538 6.25%
Burlington, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $5,812 7.25%
Plattsburgh, NY (FHA|USDA|VA) 1 $145,000 $145,000 $6,422 7.00%
Hobbs, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,728 6.49%
Las Vegas, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,694 6.38%
Marshall, MO (FHA|USDA|VA) 1 $135,000 $135,000 $7,119 6.75%
Aberdeen, SD (FHA|USDA|VA) 1 $135,000 $135,000 $10,690 6.25%
McPherson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $12,080 6.38%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $135,000 $135,000 $8,081 6.25%
Ludington, MI (FHA|USDA|VA) 1 $135,000 $135,000 $7,981 6.75%
Huntingdon, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,679 5.88%
Clinton, IA (FHA|USDA|VA) 1 $125,000 $125,000 $9,873 6.75%
Seymour, IN (FHA|USDA|VA) 1 $125,000 $125,000 $9,160 7.25%
Alma, MI (FHA|USDA|VA) 1 $125,000 $125,000 $8,125 6.25%
Spencer, IA (FHA|USDA|VA) 1 $125,000 $125,000 $9,458 7.25%
Spirit Lake, IA (FHA|USDA|VA) 1 $125,000 $125,000 $5,642 7.25%
Stevens Point, WI (FHA|USDA|VA) 1 $125,000 $125,000 $9,446 7.25%
St. Marys, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,875 6.75%
Troy, AL (FHA|USDA|VA) 1 $115,000 $115,000 $7,822 6.75%
Marshalltown, IA (FHA|USDA|VA) 1 $115,000 $115,000 $4,444 6.75%
Carroll, IA (FHA|USDA|VA) 1 $115,000 $115,000 $9,404 7.25%
Rochelle, IL (FHA|USDA|VA) 1 $115,000 $115,000 $7,795 6.75%
Parsons, KS (FHA|USDA|VA) 1 $115,000 $115,000 $9,091 6.75%
Moberly, MO (FHA|USDA|VA) 1 $115,000 $115,000 $8,143 7.25%
Centralia, IL (FHA|USDA|VA) 1 $115,000 $115,000 $9,425 6.25%
Orangeburg, SC (FHA|USDA|VA) 1 $115,000 $115,000 $8,092 6.25%
Emporia, KS (FHA|USDA|VA) 1 $105,000 $105,000 $8,265 7.25%
Amsterdam, NY (FHA|USDA|VA) 1 $105,000 $105,000 $8,421 7.25%
Fairfield, IA (FHA|USDA|VA) 1 $105,000 $105,000 $8,512 7.25%
Mexico, MO (FHA|USDA|VA) 1 $95,000 $95,000 $6,620 6.75%
Bennettsville, SC (FHA|USDA|VA) 1 $85,000 $85,000 $5,341 7.38%
Elk City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $6,180 6.75%
Central City, KY (FHA|USDA|VA) 1 $75,000 $75,000 $6,579 6.75%
Indiana, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,785 7.63%
Sikeston, MO (FHA|USDA|VA) 1 $75,000 $75,000 $6,495 7.25%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $75,000 $75,000 $6,620 7.25%
Pella, IA (FHA|USDA|VA) 1 $65,000 $65,000 $7,044 6.75%
Brookhaven, MS (FHA|USDA|VA) 1 $55,000 $55,000 $4,107 8.00%
DANVILLE, IL (FHA|USDA|VA) 1 $55,000 $55,000 $4,562 6.75%
Meadville, PA (FHA|USDA|VA) 1 $45,000 $45,000 $5,423 6.75%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $45,000 $45,000 $5,262 6.75%
Freedom Mortgage Corporation's top markets include Washington, Atlanta, Miami, Dallas, and Tampa among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 9,384 $2,445,000,000 $260,550 $14,092 6.76%
    VA 8,458 $2,953,880,000 $349,241 $14,919 6.33%
    Conventional 4,881 $1,599,905,000 $327,782 $8,976 6.91%
    USDA 16 $3,280,000 $205,000 $7,384 6.88%

    For 2023, Freedom Mortgage Corporation's most frequently originated type of loan was FHA, with 9,384 originations. Their 2nd most popular type was VA, with 8,458 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 13,002 $3,504,870,000 $269,564 $15,059 6.78%
    Home Purchase 8,626 $3,194,120,000 $370,290 $11,573 6.44%
    Refi 1,111 $303,075,000 $272,795 $6,055 6.45%

    For 2023, Freedom Mortgage Corporation's most frequently cited loan purpose was Cash Out Refi, with 13,002 originations. The 2nd most popular reason was Home Purchase, with 8,626 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 21,228 $6,574,420,000 $309,705 $13,656 6.72%
    Other 1,051 $314,055,000 $298,815 $7,333 5.02%
    20 Year 345 $76,515,000 $221,783 $10,357 6.63%
    15 Year 108 $34,800,000 $322,222 $10,399 5.56%
    10 Year 7 $2,275,000 $325,000 $8,600 5.46%

    For 2023, Freedom Mortgage Corporation's most frequently cited loan duration was 30 Year, with 21,228 originations. The 2nd most popular length was Other, with 1,051 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 14,563 $4,682,805,000 $321,555
    $4k-5k 2,216 $490,090,000 $221,160
    $<1k 1,781 $618,065,000 $347,033
    $3k-4k 1,616 $377,280,000 $233,465
    $1k-2k 1,396 $498,610,000 $357,170
    $2k-3k 1,167 $335,215,000 $287,245

    Freedom Mortgage Corporation's average total fees were $13,656, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 14,563 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 11,687 $3,696,365,000 $316,280
    7-8% 7,493 $2,000,915,000 $267,038
    5-6% 2,852 $1,048,750,000 $367,724
    <2.5% 222 $89,270,000 $402,117
    4-5% 171 $63,855,000 $373,421
    2.5-3% 134 $49,450,000 $369,030
    Over 8% 108 $31,480,000 $291,481
    3-4% 72 $21,980,000 $305,278

    During 2023, Freedom Mortgage Corporation's average interest rate for loans was 6.72%, while their most frequently originated rate bucket for loans was 6-7%, with 11,687 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,082 $3,472,900,000 $287,444 $13,480 6.62%
    $100k-200k 5,292 $837,510,000 $158,260 $9,257 6.86%
    $400k-600k 3,786 $1,798,520,000 $475,045 $17,217 6.45%
    $600k-1MM 1,030 $721,380,000 $700,369 $19,191 6.34%
    $100,000 or less 448 $36,730,000 $81,987 $6,427 6.79%
    $1MM+ 101 $135,025,000 $1,336,881 $26,405 5.98%

    2023 saw Freedom Mortgage Corporation place emphasis on $200k-400k loans with 12,082 originations, totaling $3,472,900,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6,440 $2,167,600,000 $336,584 $14,613 6.65%
    $75k-100k 5,071 $1,353,365,000 $266,883 $13,147 6.65%
    $50k-75k 4,676 $991,740,000 $212,092 $11,509 6.65%
    $150k-250k 3,703 $1,650,495,000 $445,718 $15,865 6.56%
    $50k or less 1,540 $226,610,000 $147,149 $9,473 6.69%
    $250k+ 711 $441,985,000 $621,639 $16,532 6.48%

    Freedom Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 6,440 originations. The second most popular income band? $75k-100k, with 5,071 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 4,208 $1,372,120,000 $326,074 $16,204 6.62%
    30-36% 2,980 $862,650,000 $289,480 $12,513 6.65%
    20-30% 2,224 $626,870,000 $281,866 $11,455 6.50%
    49% 1,189 $399,725,000 $336,186 $13,835 6.63%
    46% 1,008 $318,430,000 $315,903 $13,827 6.68%
    44% 966 $296,910,000 $307,360 $13,275 6.72%
    48% 965 $300,305,000 $311,197 $13,840 6.67%
    47% 926 $291,980,000 $315,313 $14,085 6.65%
    42% 914 $283,640,000 $310,328 $13,220 6.70%
    43% 909 $283,105,000 $311,447 $13,043 6.70%
    45% 898 $293,680,000 $327,038 $13,916 6.70%
    41% 803 $244,625,000 $304,639 $13,030 6.68%
    40% 797 $235,075,000 $294,950 $12,915 6.68%
    39% 782 $231,780,000 $296,394 $12,770 6.69%
    38% 740 $220,990,000 $298,635 $12,655 6.74%
    37% 686 $209,070,000 $304,767 $13,131 6.65%
    36% 655 $190,745,000 $291,214 $12,167 6.59%
    <20% 366 $96,460,000 $263,552 $8,707 5.91%
    >60% 125 $73,635,000 $589,080 $19,295 6.44%

    Freedom Mortgage Corporation lent most frequently to those with DTI ratios of 50-60%, with 4,208 originations. The next most common DTI ratio? 30-36%, with 2,980 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,972 $4,401,720,000 $293,997 $12,945 6.65%
    Black 3,966 $1,216,830,000 $306,815 $14,461 6.64%
    Not provided 2,562 $900,450,000 $351,464 $13,342 6.54%
    Asian 796 $339,580,000 $426,608 $13,364 6.56%
    American Indian 318 $91,210,000 $286,824 $13,653 6.65%
    Native Hawaiian or Islander 106 $43,590,000 $411,226 $17,261 6.49%
    Other Asian 6 $3,220,000 $536,667 $9,505 5.88%
    Asian Indian 6 $2,270,000 $378,333 $9,212 6.08%
    Chinese 2 $940,000 $470,000 $19,010 5.69%
    Filipino 2 $890,000 $445,000 $16,538 7.06%
    Native Hawaiian 1 $685,000 $685,000 $7,516 7.63%
    Other Pacific Islander 1 $505,000 $505,000 $6,616 5.75%
    Korean 1 $175,000 $175,000 $2,013 2.38%

    Approval Rates

    Total approvals of all applications
    89.76%

    Freedom Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    39.95%

    Freedom Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 22,739 $7,002,065,000 $307,932

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    22,739 $7,002,065,000 $307,932

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 230 $40,770,000 $177,261 $8,513 6.77%
    40-60% 1,383 $306,405,000 $221,551 $10,854 6.84%
    60-80% 6,638 $1,757,620,000 $264,782 $13,437 6.81%
    80-100% 12,156 $4,168,870,000 $342,948 $14,302 6.50%
    Over 100% 569 $234,485,000 $412,100 $18,399 6.47%
    Under 20% 22 $3,250,000 $147,727 $6,752 6.73%