Armed Forces Bank Mortgage Rates, Fees & Info
Kansas City, MOLEI: 5493007CLWQN2S6IZK91
Tax ID: 48-0124710
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Mortgage Data
Review & Overview
Armed Forces Bank is a smaller bank specializing in Home Purchase loans. Armed Forces Bank has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Kansas City, Virginia Beach, Phoenix, and Minneapolis among others. We have data for 282 markets. (Some data included below & more in-depth data is available with an active subscription.)Armed Forces Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Armed Forces Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.45% | 11/12/26 |
| 30 Year Conventional Refi | 6.33% | 11/12/26 |
| 30 Year Cash-out Refi | 6.66% | 11/12/26 |
| 30 Year FHA Purchase | 6.81% | 11/12/26 |
| 30 Year FHA Refi | 6.61% | 11/12/26 |
| 30 Year VA Purchase | 5.83% | 11/12/26 |
| 30 Year VA Refi | 5.51% | 11/12/26 |
| 30 Year USDA Purchase | 6.09% | 11/12/26 |
| 15 Year Conventional Purchase | 5.40% | 11/12/26 |
| 15 Year Conventional Refi | 5.20% | 11/12/26 |
| 15 Year Cash-out Refi | 5.20% | 11/12/26 |
| 15 Year VA Refi | 4.85% | 11/12/26 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Armed Forces Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Armed Forces Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,339Origination Dollar Volume (All Markets)
$610,595,000Armed Forces Bank - 2025
Armed Forces Bank is a 2025 , due to their low .
For 2025, less than of lenders were eligible for this award.
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Relative Rate
Armed Forces Bank's average 30 year fixed mortgage rate was
6%.
The 2025 average 30 year fixed rate mortgage across all markets and lenders was 6.37%.
This yields a difference of -0.37%.
Relative Fees (Closing Costs)
Armed Forces Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,834.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 62 | $41,480,000 | $669,032 | $9,623 | 6.03% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 93 | $34,725,000 | $373,387 | $5,198 | 6.39% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 81 | $31,765,000 | $392,160 | $7,835 | 6.19% |
| Outside of Metro Areas | 59 | $25,545,000 | $432,966 | $6,598 | 6.29% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 50 | $25,270,000 | $505,400 | $6,688 | 6.41% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 36 | $15,430,000 | $428,611 | $4,406 | 6.35% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 25 | $14,065,000 | $562,600 | $9,603 | 6.09% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 20 | $12,140,000 | $607,000 | $9,370 | 6.03% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $11,110,000 | $505,000 | $9,862 | 6.28% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 20 | $10,840,000 | $542,000 | $4,962 | 5.76% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 21 | $10,315,000 | $491,190 | $8,560 | 6.36% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 19 | $10,255,000 | $539,737 | $7,502 | 6.03% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 20 | $10,190,000 | $509,500 | $5,851 | 6.14% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 17 | $9,315,000 | $547,941 | $5,176 | 6.15% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 18 | $9,280,000 | $515,556 | $8,243 | 6.14% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 9 | $8,005,000 | $889,444 | $6,317 | 6.17% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 21 | $7,925,000 | $377,381 | $10,613 | 5.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 19 | $7,575,000 | $398,684 | $7,171 | 6.45% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 9 | $7,425,000 | $825,000 | $8,691 | 5.85% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $6,725,000 | $611,364 | $4,511 | 5.98% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 14 | $6,380,000 | $455,714 | $7,910 | 5.94% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $6,365,000 | $424,333 | $7,961 | 6.15% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 16 | $6,330,000 | $395,625 | $6,847 | 5.95% |
| MANHATTAN, KS (FHA|USDA|VA) | 20 | $5,230,000 | $261,500 | $5,661 | 6.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 10 | $4,990,000 | $499,000 | $7,974 | 6.31% |
| EL PASO, TX (FHA|USDA|VA) | 17 | $4,905,000 | $288,529 | $11,020 | 6.03% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $4,560,000 | $456,000 | $11,355 | 5.98% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $4,475,000 | $497,222 | $4,552 | 6.08% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 6 | $4,390,000 | $731,667 | $6,688 | 6.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 16 | $4,270,000 | $266,875 | $10,495 | 6.46% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $4,200,000 | $525,000 | $5,272 | 6.16% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $4,170,000 | $521,250 | $5,078 | 5.70% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $4,085,000 | $1,361,667 | $23,797 | 5.88% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $4,045,000 | $577,857 | $8,494 | 5.89% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $3,890,000 | $972,500 | $7,011 | 6.06% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $3,795,000 | $759,000 | $11,318 | 6.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $3,785,000 | $757,000 | $5,482 | 5.65% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $3,655,000 | $522,143 | $9,997 | 5.98% |
| SAVANNAH, GA (FHA|USDA|VA) | 8 | $3,610,000 | $451,250 | $10,024 | 6.13% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $3,555,000 | $507,857 | $6,337 | 5.89% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $3,525,000 | $391,667 | $6,493 | 6.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 10 | $3,520,000 | $352,000 | $6,090 | 6.45% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $3,360,000 | $560,000 | $8,087 | 5.94% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $3,330,000 | $416,250 | $12,858 | 6.27% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $3,320,000 | $830,000 | $11,724 | 6.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $3,295,000 | $470,714 | $6,511 | 5.89% |
| FAIRBANKS, AK (FHA|USDA|VA) | 8 | $3,140,000 | $392,500 | $7,952 | 5.98% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $3,085,000 | $440,714 | $5,729 | 6.09% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $2,930,000 | $732,500 | $2,382 | 6.22% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 10 | $2,910,000 | $291,000 | $8,382 | 6.21% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $2,735,000 | $547,000 | $6,241 | 5.68% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $2,700,000 | $450,000 | $4,646 | 5.92% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $2,505,000 | $835,000 | $22,313 | 6.17% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $2,465,000 | $493,000 | $3,419 | 6.08% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $8,128 | 6.58% |
| CHICO, CA (FHA|USDA|VA) | 7 | $2,445,000 | $349,286 | $3,591 | 6.52% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $6,819 | 5.85% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $2,330,000 | $388,333 | $5,458 | 6.15% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $8,376 | 5.55% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $2,215,000 | $738,333 | $9,564 | 5.96% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $2,145,000 | $715,000 | $10,485 | 5.79% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $5,896 | 6.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $2,035,000 | $678,333 | $5,767 | 6.08% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $4,950 | 5.98% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $8,084 | 5.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,935,000 | $645,000 | $7,231 | 6.08% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $12,638 | 6.48% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $2,592 | 6.19% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,860,000 | $930,000 | $18,948 | 5.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $8,248 | 6.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $1,680,000 | $840,000 | $9,648 | 5.81% |
| Alamogordo, NM (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $7,238 | 6.27% |
| WICHITA, KS (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,452 | 6.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $9,332 | 6.13% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $1,560,000 | $780,000 | $12,931 | 5.06% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $6,197 | 5.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $6,160 | 6.19% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $4,755 | 6.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $7,325 | 5.92% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $10,898 | 5.47% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $5,778 | 6.09% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $5,794 | 6.28% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $8,989 | 6.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $3,143 | 5.81% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $7,600 | 6.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $3,915 | 6.29% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $15,822 | 5.88% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $4,982 | 5.58% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $3,491 | 5.46% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $1,295,000 | $1,295,000 | $68,927 | 6.00% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $9,282 | 6.31% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $8,068 | 5.75% |
| Laconia, NH (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $2,164 | 5.81% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $8,320 | 5.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $22,156 | 6.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $8,919 | 6.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $8,077 | 6.13% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $7,164 | 6.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $7,507 | 6.13% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $24,774 | 6.44% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $8,782 | 5.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $2,842 | 5.88% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,257 | 6.16% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $9,620 | 5.00% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $5,119 | 5.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $12,489 | 5.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $3,702 | 5.69% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $7,532 | 5.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,639 | 5.79% |
| Cullman, AL (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $16,633 | 6.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $9,799 | 6.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $3,620 | 5.81% |
| Shelton, WA (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $16,648 | 6.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,964 | 6.53% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $36,087 | 6.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $11,644 | 6.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $5,254 | 6.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $5,981 | 6.13% |
| Gillette, WY (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $7,728 | 6.19% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $3,717 | 5.81% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,298 | 6.08% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,784 | 6.00% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,101 | 6.71% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $6,896 | 5.88% |
| Ozark, AL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,994 | 6.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $2,351 | 6.25% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $12,287 | 6.38% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $9,219 | 5.81% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,121 | 6.21% |
| Centralia, WA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $15,823 | 6.31% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $11,118 | 6.66% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $9,348 | 5.81% |
| Sanford, NC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $6,359 | 5.56% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $2,262 | 6.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $12,672 | 6.44% |
| MERCED, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,765 | 6.19% |
| DOVER, DE (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $12,831 | 6.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $16,846 | 5.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $6,247 | 5.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,105 | 5.81% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,160 | 5.94% |
| Juneau, AK (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $11,164 | 6.06% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $12,541 | 6.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,181 | 6.19% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $18,154 | 6.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,826 | 6.00% |
| Angola, IN (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $2,203 | 5.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,812 | 6.69% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,704 | 6.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $6,799 | 5.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $2,498 | 6.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,541 | 6.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,475 | 6.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,004 | 6.31% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $3,937 | 5.63% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,527 | 5.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,870 | 6.06% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,670 | 5.88% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,231 | 5.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,166 | 6.44% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,562 | 6.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $16,410 | 5.75% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $2,951 | 5.50% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,832 | 6.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,058 | 6.25% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,310 | 6.38% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,744 | 6.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,792 | 6.19% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,543 | 5.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,256 | 6.69% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $6,026 | 6.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,748 | 6.88% |
| Granbury, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $26,649 | 5.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $16,231 | 5.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $14,736 | 6.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,854 | 5.25% |
| Albertville, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,786 | 6.13% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $19,688 | 5.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,888 | 5.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,397 | 6.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $13,700 | 5.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,398 | 6.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,609 | 6.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,409 | 5.63% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,076 | 6.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,571 | 6.50% |
| Russellville, AR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $1,228 | 6.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 6.25% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $20,308 | 5.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,558 | 5.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,253 | 5.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,273 | 5.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,491 | 6.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,457 | 6.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,113 | 5.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,570 | 4.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $26,966 | 5.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,260 | 5.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,773 | 7.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,846 | 5.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,963 | 7.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,173 | 7.19% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,630 | 6.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,823 | 5.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,987 | 6.13% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $16,901 | 6.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,170 | 7.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,672 | 5.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,355 | 5.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,797 | 5.63% |
| RENO, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,701 | 6.88% |
| Batesville, AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,042 | 6.13% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,245 | 5.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,971 | 6.25% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,345 | 6.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,323 | 6.50% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,327 | 6.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,205 | 6.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,375 | 5.75% |
| BEND, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,818 | 6.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,112 | 6.25% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,162 | 6.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,701 | 4.88% |
| Minot, ND (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,963 | 6.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,131 | 6.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,716 | 5.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,480 | 6.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,981 | 6.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,373 | 6.00% |
| Meadville, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,517 | 6.50% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,809 | 7.00% |
| Martin, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,026 | 6.25% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,520 | 5.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,322 | 6.75% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,948 | 7.00% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,205 | 6.13% |
| SALEM, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,879 | 5.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,837 | 7.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,694 | 6.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,780 | 6.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,227 | 5.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,509 | 6.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,633 | 6.63% |
| Shelby, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,927 | 6.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,797 | 6.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,443 | 6.25% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,213 | 6.13% |
| WACO, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,778 | 7.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,762 | 6.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,516 | 6.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,252 | 6.88% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,366 | 5.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,436 | 6.38% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,242 | 6.13% |
| Atmore, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,732 | 6.50% |
| Winfield, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,458 | 7.63% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,953 | 7.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,813 | 6.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,038 | 6.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,277 | 5.75% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,581 | 6.56% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,119 | 6.50% |
| Somerset, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,595 | 5.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,994 | 5.63% |
| McPherson, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,645 | 6.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,017 | 6.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,907 | 6.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,549 | 6.38% |
| RACINE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,792 | 5.75% |
| Fremont, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,231 | 6.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,259 | 6.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,446 | 5.88% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,057 | 6.13% |
| Parsons, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,094 | 6.25% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,638 | 6.38% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,859 | 7.00% |
| Corning, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,668 | 6.63% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,988 | 6.75% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,634 | 6.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,958 | 6.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.88% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,032 | 7.00% |
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Product Mix
For 2025, Armed Forces Bank's most frequently originated type of loan was VA, with 965 originations. Their 2nd most popular type was Conventional, with 314 originations.
Loan Reason
For 2025, Armed Forces Bank's most frequently cited loan purpose was Home Purchase, with 1,004 originations. The 2nd most popular reason was Refi, with 208 originations.
Loan Duration/Length
For 2025, Armed Forces Bank's most frequently cited loan duration was Other, with 717 originations. The 2nd most popular length was 30 Year, with 610 originations.
Origination Fees/Closing Costs
Armed Forces Bank's average total fees were $6,834, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 903 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 745 | $314,455,000 | $422,087 |
| 5-6% | 536 | $273,870,000 | $510,951 |
| 7-8% | 50 | $18,960,000 | $379,200 |
| 4-5% | 6 | $2,410,000 | $401,667 |
| 3-4% | 1 | $545,000 | $545,000 |
During 2025, Armed Forces Bank's average interest rate for loans was 6.00%, while their most frequently originated rate bucket for loans was 6-7%, with 745 originations.
Loan Sizing
2025 saw Armed Forces Bank place emphasis on $200k-400k loans with 550 originations, totaling $169,460,000 in origination value.
Applicant Income
Armed Forces Bank lent most frequently to those with incomes in the $100k-150k range, with 348 originations. The second most popular income band? $150k-250k, with 326 originations.
Applicant Debt to Income Ratio
Armed Forces Bank lent most frequently to those with DTI ratios of 50-60%, with 232 originations. The next most common DTI ratio? 20-30%, with 153 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.19%
Armed Forces Bank has an average approval rate.
Pick Rate
Approvals leading to origination51.01%
Armed Forces Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,339 | $610,595,000 | $456,008 |