The First National Bank Of Brooksville Mortgage Rates, Fees & Info

Brooksville, KY

LEI: 2549002H3CEW0748X068

Tax ID: 61-1272844

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    The First National Bank Of Brooksville is a smaller bank specializing in Home Purchase loans. The First National Bank Of Brooksville has a high proportion of conventional loans. Their top two markets are Cincinnati and Maysville .

    The First National Bank Of Brooksville has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    51

    Origination Dollar Volume (All Markets)

    $3,915,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 39 $2,735,000 $70,128 $0 0.00%
    Outside of Metro Areas 5 $855,000 $171,000 $0 0.00%
    Maysville, KY (FHA|USDA|VA) 7 $325,000 $46,429 $0 0.00%
    The First National Bank Of Brooksville's top markets include Cincinnati and Maysville among others.

    Their top states include:
  • Kentucky (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 51 $3,915,000 $76,765 $0 0.00%

    For 2023, The First National Bank Of Brooksville's most frequently originated type of loan was Conventional, with 51 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 26 $2,800,000 $107,692 $0 0.00%
    Home Improvement 18 $610,000 $33,889 $0 0.00%
    Other 5 $315,000 $63,000 $0 0.00%
    Refi 2 $190,000 $95,000 $0 0.00%

    For 2023, The First National Bank Of Brooksville's most frequently cited loan purpose was Home Purchase, with 26 originations. The 2nd most popular reason was Home Improvement, with 18 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 51 $3,915,000 $76,765 $0 0.00%

    For 2023, The First National Bank Of Brooksville's most frequently cited loan duration was Other, with 51 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 34 $1,330,000 $39,118 $0 0.00%
    $100k-200k 14 $1,920,000 $137,143 $0 0.00%
    $200k-400k 3 $665,000 $221,667 $0 0.00%

    2023 saw The First National Bank Of Brooksville place emphasis on $100,000 or less loans with 34 originations, totaling $1,330,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 16 $960,000 $60,000 $0 0.00%
    $100k-150k 12 $1,200,000 $100,000 $0 0.00%
    $50k-75k 8 $490,000 $61,250 $0 0.00%
    $75k-100k 7 $695,000 $99,286 $0 0.00%
    $150k-250k 3 $155,000 $51,667 $0 0.00%
    $250k+ 3 $255,000 $85,000 $0 0.00%

    The First National Bank Of Brooksville lent most frequently to those with incomes in the $50k or less range, with 16 originations. The second most popular income band? $100k-150k, with 12 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 51 $3,915,000 $76,765 $0 0.00%

    The First National Bank Of Brooksville lent most frequently to those with DTI ratios of Exempt%, with 51 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 49 $3,755,000 $76,633 $0 0.00%
    Not applicable 2 $160,000 $80,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    73.56%

    The First National Bank Of Brooksville has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    74.51%

    The First National Bank Of Brooksville has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 51 $3,915,000 $76,765

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    51 $3,915,000 $76,765