Maysville Mortgage Rates
30 Year Fixed Rate mortgages in Maysville averaged
5.88%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.29% and
one month ago for the week of 2022-05-26, the
average rate was 5.28%.
Maysville's average rate one year ago was 2.95%.
For refis of the same type during the week of 2022-06-30, the average rate
was 6.21%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
Maysville 30 Year Fixed Rate | 2022-06-30 | 5.88% |
Maysville 30 Year Fixed Rate Refi | 2022-06-30 | 6.21% |
Maysville 15 Year Fixed Rate | 2022-06-30 | 5.5% |
Maysville 15 Year Fixed Rate Refi | 2022-06-30 | 5.07% |
Maysville 30 Year FHA | 2022-06-30 | 6.26% |
Maysville 30 Year FHA Refi | 2022-06-30 | 5.82% |
Maysville 30 Year USDA | 2022-06-30 | 5.88% |
Maysville 30 Year VA | 2022-06-30 | 5.57% |
Maysville 30 Year VA Refi | 2022-06-30 | 5.04% |
Maysville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Maysville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Maysville, KY's 44 lenders originated 379
loans during 2021. The total origination value was $55,115,000, with an average loan value of
$145,422.
The top Maysville lender as defined by loan originations is U.S. Bank, with
23 loans originated. Their average total fees are
$2,479, which is $1,675
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Maysville lenders (with over 10 loans originated) are
Community Trust Bank, Inc. ($2,308), U.S. Bank ($2,479), QUICKEN LOANS, LLC ($4,154), .
The lowest rate Maysville lenders (with over 10 loans originated) are
U.S. Bank (3.09%), Community Trust Bank, Inc. (3.13%), QUICKEN LOANS, LLC (3.21%), .
Maysville, KY Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $5,575,000 | $9,115,000 | 63.5% | 16.5% |
U.S. Bank | $9,015,000 | $7,530,000 | -16.5% | 13.7% |
FINANCE OF AMERICA MORTGAGE LLC | $1,540,000 | $2,995,000 | 94.5% | 5.4% |
Community Trust Bank, Inc. | $1,930,000 | $2,910,000 | 50.8% | 5.3% |
Pathways Financial Credit Union, Inc. | $605,000 | $1,940,000 | 220.7% | 3.5% |
UNION HOME MORTGAGE CORP. | $830,000 | $1,810,000 | 118.1% | 3.3% |
Renasant Bank | $825,000 | $1,465,000 | 77.6% | 2.7% |
STOCKTON MORTGAGE CORPORATION | $1,420,000 | $1,410,000 | -0.7% | 2.6% |
Farm Credit Mid-America, ACA | $3,185,000 | $1,285,000 | -59.7% | 2.3% |
HOME POINT FINANCIAL CORPORATION | $275,000 | $1,225,000 | 345.5% | 2.2% |
Mortgage Research Center, LLC | $525,000 | $1,135,000 | 116.2% | 2.1% |
Citizens Deposit Bank & Trust | $1,655,000 | $880,000 | -46.8% | 1.6% |
LOANDEPOT.COM, LLC | $195,000 | $855,000 | 338.5% | 1.6% |
FREEDOM MORTGAGE CORPORATION | $1,045,000 | $820,000 | -21.5% | 1.5% |
PENNYMAC LOAN SERVICES, LLC | $95,000 | $800,000 | 742.1% | 1.5% |
Mr. Cooper ( Nationstar Mortgage ) | $370,000 | $780,000 | 110.8% | 1.4% |
AMERISAVE MORTGAGE CORPORATION | $440,000 | $775,000 | 76.1% | 1.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $230,000 | $620,000 | 169.6% | 1.1% |
Central Bank & Trust Company | $180,000 | $590,000 | 227.8% | 1.1% |
Fifth Third Bank | $235,000 | $570,000 | 142.6% | 1.0% |
First State Bank | $545,000 | $560,000 | 2.8% | 1.0% |
UNITED WHOLESALE MORTGAGE, LLC | $485,000 | $555,000 | 14.4% | 1.0% |
RUOFF MORTGAGE COMPANY, INC. | $275,000 | $540,000 | 96.4% | 1.0% |
Mercantile Bank of Michigan | $500,000 | n/a | 0.9% | |
NAVY FEDERAL CREDIT UNION | $155,000 | $500,000 | 222.6% | 0.9% |
Guardian Savings Bank, A Federal Savings Bank | $465,000 | n/a | 0.8% | |
GUARANTEED RATE, INC. | $435,000 | n/a | 0.8% | |
AMERIFIRST FINANCIAL CORPORATION | $865,000 | $430,000 | -50.3% | 0.8% |
KS StateBank | $405,000 | $405,000 | 0.0% | 0.7% |
AMERICAN MORTGAGE SERVICE COMPANY | $385,000 | n/a | 0.7% | |
PNC Bank | $380,000 | n/a | 0.7% | |
COMMONWEALTH | $165,000 | $375,000 | 127.3% | 0.7% |
Hometown Lenders, Inc. | $225,000 | $360,000 | 60.0% | 0.7% |
Sunflower Bank | $325,000 | n/a | 0.6% | |
Union Savings Bank | $260,000 | $305,000 | 17.3% | 0.6% |
Carrington Mortgage Services, LLC | $495,000 | $295,000 | -40.4% | 0.5% |
POLARIS HOME FUNDING CORP. | $250,000 | $285,000 | 14.0% | 0.5% |
CINFED Federal Credit Union | $280,000 | n/a | 0.5% | |
NEWREZ LLC | $260,000 | $280,000 | 7.7% | 0.5% |
EQUITY RESOURCES, INC. | $145,000 | $275,000 | 89.7% | 0.5% |
DRAPER AND KRAMER MORTGAGE CORP. | $265,000 | n/a | 0.5% | |
OPTION FINANCIAL, LLC | $265,000 | n/a | 0.5% | |
21ST MORTGAGE CORPORATION | $25,000 | $255,000 | 920.0% | 0.5% |
NEW DAY FINANCIAL, LLC | $255,000 | n/a | 0.5% | |
SIRVA MORTGAGE, INC. | $255,000 | n/a | 0.5% | |
AMERICAN INTERNET MORTGAGE, INC. | $245,000 | n/a | 0.4% | |
UNITED MORTGAGE CORP. | $245,000 | n/a | 0.4% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $280,000 | $230,000 | -17.9% | 0.4% |
NATIONS RELIABLE LENDING, LLC | $105,000 | $225,000 | 114.3% | 0.4% |
BAYSHORE MORTGAGE FUNDING, LLC | $205,000 | n/a | 0.4% | |
1ST SIGNATURE LENDING, LLC | $195,000 | n/a | 0.4% | |
Waterstone Mortgage Corporation | $195,000 | n/a | 0.4% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $360,000 | $185,000 | -48.6% | 0.3% |
Morgan Stanley Private Bank | $265,000 | $185,000 | -30.2% | 0.3% |
Paramount Residential Mortgage Group, Inc. | $85,000 | $185,000 | 117.6% | 0.3% |
Republic Bank & Trust Company | $185,000 | n/a | 0.3% | |
Stock Yards Bank & Trust Company | $185,000 | n/a | 0.3% | |
JPMorgan Chase Bank | $180,000 | n/a | 0.3% | |
ROYAL UNITED MORTGAGE LLC | $220,000 | $180,000 | -18.2% | 0.3% |
First Grayson Bancorp Inc. | $145,000 | $175,000 | 20.7% | 0.3% |
SOUTHWEST STAGE FUNDING, LLC | $155,000 | $175,000 | 12.9% | 0.3% |
Wells Fargo Bank | $765,000 | $175,000 | -77.1% | 0.3% |
AMERICAN FINANCIAL NETWORK, INC. | $165,000 | n/a | 0.3% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $165,000 | n/a | 0.3% | |
PENTAGON FEDERAL CREDIT UNION | $165,000 | n/a | 0.3% | |
Austin Capital Bank SSB | $155,000 | n/a | 0.3% | |
LAKEVIEW LOAN SERVICING, LLC | $455,000 | $155,000 | -65.9% | 0.3% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $145,000 | $145,000 | 0.0% | 0.3% |
Southern Hills Community Bank | $145,000 | n/a | 0.3% | |
First Option Mortgage, LLC | $135,000 | n/a | 0.2% | |
Northpointe Bank | $135,000 | n/a | 0.2% | |
SUCCESS MORTGAGE PARTNERS, INC. | $135,000 | n/a | 0.2% | |
TCF National Bank | $135,000 | $135,000 | 0.0% | 0.2% |
BAY EQUITY LLC | $130,000 | n/a | 0.2% | |
ACADEMY MORTGAGE CORPORATION | $105,000 | n/a | 0.2% | |
Bank of England | $85,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $85,000 | n/a | 0.2% | |
GENERAL ELECTRIC CREDIT UNION | $85,000 | n/a | 0.2% | |
Nations Lending Corporation | $85,000 | n/a | 0.2% | |
Peoples Bank | $85,000 | n/a | 0.2% | |
RAPID MORTGAGE COMPANY | $85,000 | n/a | 0.2% | |
VILLAGE CAPITAL & INVESTMENT LLC | $300,000 | $85,000 | -71.7% | 0.2% |
PARK COMMUNITY CREDIT UNION, INC. | $75,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $125,000 | $75,000 | -40.0% | 0.1% |
UNIFY FINANCIAL Credit Union | $65,000 | n/a | 0.1% | |
AMERICAN ADVISORS GROUP | $55,000 | n/a | 0.1% | |
CALIBER HOME LOANS, INC. | $205,000 | $55,000 | -73.2% | 0.1% |
MEMBERS HERITAGE Credit Union | $175,000 | $55,000 | -68.6% | 0.1% |
MID AMERICA MORTGAGE, INC. | $115,000 | $55,000 | -52.2% | 0.1% |
UNIVERSITY OF KENTUCKY | $240,000 | $55,000 | -77.1% | 0.1% |
MORTGAGE SUPPLIERS, INC. | $480,000 | $45,000 | -90.6% | 0.1% |
United Citizens Bank & Trust Company | $25,000 | n/a | 0.0% |
Maysville's top lender by overall market share is QUICKEN LOANS, LLC, with 16.5% market share. In second place, with 13.7%, is U.S. Bank, having originated $7,530,000 in loans. In third place, with 5.4%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $2,995,000 in loans. In third place, with 5.3%, is Community Trust Bank, Inc., having originated $2,910,000 in loans. In third place, with 3.5%, is Pathways Financial Credit Union, Inc., having originated $1,940,000 in loans.
Maysville, KY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 178 | $26,660,000 | $149,775 |
Refi | 151 | $21,185,000 | $140,298 |
Cash Out Refi | 39 | $6,445,000 | $165,256 |
Other | 6 | $480,000 | $80,000 |
Home Improvement | 5 | $345,000 | $69,000 |
Maysville's most frequently cited loan purpose was Home Purchase, with 178 originations. The 2nd most popular reason was Refi, with 151 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 136 | $20,600,000 | $151,471 |
2.5-3% | 134 | $19,680,000 | $146,866 |
<2.5% | 56 | $9,630,000 | $171,964 |
4-5% | 14 | $1,490,000 | $106,429 |
5-6% | 3 | $65,000 | $21,667 |
6-7% | 3 | $255,000 | $85,000 |
7-8% | 1 | $135,000 | $135,000 |
Over 8% | 1 | $95,000 | $95,000 |
During 2021, Maysville's most frequently originated rate bucket was 3-4%, with 136 originations.
Loan Sizing (Maysville, KY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 181 | $26,705,000 | $147,541 |
$100,000 or less | 125 | $8,595,000 | $68,760 |
$200k-400k | 70 | $18,560,000 | $265,143 |
$400k-600k | 3 | $1,255,000 | $418,333 |
Maysville's loan sizing saw the bucket of loans from $100k-200k with 181 originations, totaling $26,705,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 174 | $28,170,000 | $161,897 |
60-80% | 101 | $15,145,000 | $149,950 |
40-60% | 37 | $5,025,000 | $135,811 |
20-40% | 15 | $1,325,000 | $88,333 |
Under 20% | 7 | $135,000 | $19,286 |
Over 100% | 5 | $1,065,000 | $213,000 |
Maysville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 174 originations, totaling $28,170,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Maysville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $135,000 (132.8%) | $129,018 (109.8%) | 0.00 | 22 |
2018-02-01 | $135,000 (91.5%) | $136,144 (104.5%) | 0.00 | 22 |
2018-03-01 | $135,000 (170.0%) | $143,314 (91.3%) | 0.00 | 21 |
2018-04-01 | $135,000 (54.3%) | $133,995 (-7.4%) | 0.00 | 22 |
2018-05-01 | $108,000 (23.4%) | $160,516 (11.0%) | 0.00 | 24 |
2018-06-01 | $155,000 (-16.0%) | $187,307 (-19.3%) | 0.00 | 28 |
2018-07-01 | $187,450 (17.2%) | $229,520 (13.6%) | 0.00 | 31 |
2018-08-01 | $193,750 (-7.3%) | $221,773 (8.0%) | 0.00 | 31 |
2018-09-01 | $135,000 (-32.3%) | $199,325 (-1.9%) | 0.00 | 35 |
2018-10-01 | $134,900 (-4.3%) | $198,557 (31.1%) | 0.00 | 35 |
2018-11-01 | $134,900 (-0.1%) | $193,734 (40.7%) | 0.00 | 34 |
2018-12-01 | $129,000 (-8.5%) | $191,515 (40.8%) | 0.00 | 32 |
2019-01-01 | $126,950 (-6.0%) | $168,976 (31.0%) | 0.00 | 31 |
2019-02-01 | $98,000 (-27.4%) | $156,109 (14.7%) | 0.00 | 30 |
2019-03-01 | $88,143 (-34.7%) | $148,160 (3.4%) | 0.00 | 27 |
2019-04-01 | $88,143 (-34.7%) | $148,904 (11.1%) | 0.00 | 27 |
2019-05-01 | $98,000 (-9.3%) | $156,603 (-2.4%) | 0.00 | 24 |
2019-06-01 | $98,000 (-36.8%) | $167,929 (-10.4%) | 0.00 | 29 |
2019-07-01 | $114,000 (-39.2%) | $176,555 (-23.1%) | 0.00 | 27 |
2019-08-01 | $96,429 (-50.2%) | $162,525 (-26.7%) | 0.00 | 24 |
2019-09-01 | $116,379 (-13.8%) | $170,215 (-14.6%) | 0.00 | 24 |
2019-10-01 | $75,000 (-44.4%) | $155,721 (-21.6%) | 0.00 | 24 |
2019-11-01 | $159,000 (17.9%) | $189,733 (-2.1%) | 0.00 | 24 |
2019-12-01 | $175,000 (35.7%) | $207,948 (8.6%) | 0.00 | 19 |
2020-01-01 | $159,000 (25.3%) | $219,217 (29.7%) | 0.00 | 27 |
2020-02-01 | $159,000 (62.2%) | $226,559 (45.1%) | 0.00 | 27 |
2020-03-01 | $129,000 (46.4%) | $188,800 (27.4%) | 0.00 | 29 |
2020-04-01 | $159,000 (80.4%) | $191,233 (28.4%) | 0.00 | 29 |
2020-05-01 | $159,000 (62.2%) | $202,686 (29.4%) | 0.00 | 27 |
2020-06-01 | $163,000 (66.3%) | $224,961 (34.0%) | 0.00 | 19 |
2020-07-01 | $163,000 (43.0%) | $236,785 (34.1%) | 0.00 | 17 |
2020-08-01 | $163,000 (69.0%) | $274,071 (68.6%) | 0.00 | 13 |
2020-09-01 | $184,500 (58.5%) | $284,454 (67.1%) | 0.00 | 13 |
2020-10-01 | $179,900 (139.9%) | $313,336 (101.2%) | 0.00 | 10 |
2020-11-01 | $179,950 (13.2%) | $306,160 (61.4%) | 0.00 | 10 |
2020-12-01 | $237,000 (35.4%) | $403,246 (93.9%) | 0.00 | 8 |
2021-01-01 | $180,000 (13.2%) | $294,155 (34.2%) | 0.00 | 11 |
2021-02-01 | $175,000 (10.1%) | $305,977 (35.1%) | 0.00 | 9 |
2021-03-01 | $224,950 (74.4%) | $340,763 (80.5%) | 0.00 | 7 |
2021-04-01 | $240,000 (50.9%) | $338,930 (77.2%) | 0.00 | 9 |
2021-05-01 | $199,500 (25.5%) | $296,136 (46.1%) | 0.00 | 11 |
2021-06-01 | $199,500 (22.4%) | $281,426 (25.1%) | 0.00 | 12 |
2021-07-01 | $217,450 (33.4%) | $193,105 (-18.5%) | 0.00 | 10 |
2021-08-01 | $204,000 (25.2%) | $295,175 (7.7%) | 0.00 | 12 |
2021-09-01 | $195,000 (5.7%) | $263,997 (-7.2%) | 0.00 | 13 |
2021-10-01 | $199,900 (11.1%) | $294,475 (-6.0%) | 0.00 | 9 |
2021-11-01 | $199,900 (11.1%) | $282,853 (-7.6%) | 0.00 | 14 |
2021-12-01 | $214,450 (-9.5%) | $282,382 (-30.0%) | 0.00 | 11 |
2022-01-01 | $195,000 (8.3%) | $259,920 (-11.6%) | 0.00 | 14 |
2022-02-01 | $194,500 (11.1%) | $244,200 (-20.2%) | 0.00 | 14 |
2022-03-01 | $181,950 (-19.1%) | $222,250 (-34.8%) | 0.00 | 13 |
2022-04-01 | $144,900 (-39.6%) | $204,653 (-39.6%) | 0.00 | 14 |
2022-05-01 | $127,500 (-36.1%) | $205,233 (-30.7%) | 0.00 | 16 |
2022-06-01 | $116,250 (-41.7%) | $230,394 (-18.1%) | 0.00 | 17 |
Maysville's median listing price comes in at 0% of the national average.
Maysville's average listing price for 2022-06-01 was $230,394, a difference of $-51,032 (-18.1%) versus the prior year and $25,161 versus the prior month.
For the 2022-06-01 period, Maysville had 17 MLS listings, a difference of 1 listings (6%) versus the prior month and 5 listings (42%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Maysville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,800 sqft |
2018-02-01 | 0 days | 2,700 sqft |
2018-03-01 | 0 days | 2,700 sqft |
2018-04-01 | 0 days | 2,700 sqft |
2018-05-01 | 0 days | 2,700 sqft |
2018-06-01 | 0 days | 2,880 sqft |
2018-07-01 | 0 days | 2,880 sqft |
2018-08-01 | 0 days | 2,880 sqft |
2018-09-01 | 0 days | 2,880 sqft |
2018-10-01 | 0 days | 2,880 sqft |
2018-11-01 | 0 days | 2,840 sqft |
2018-12-01 | 0 days | 2,800 sqft |
2019-01-01 | 0 days | 2,750 sqft |
2019-02-01 | 0 days | 2,840 sqft |
2019-03-01 | 0 days | 2,520 sqft |
2019-04-01 | 0 days | 2,480 sqft |
2019-05-01 | 0 days | 2,336 sqft |
2019-06-01 | 0 days | 2,880 sqft |
2019-07-01 | 0 days | 2,424 sqft |
2019-08-01 | 0 days | 1,600 sqft |
2019-09-01 | 0 days | 1,600 sqft |
2019-10-01 | 0 days | 1,600 sqft |
2019-11-01 | 0 days | 1,800 sqft |
2019-12-01 | 0 days | 2,116 sqft |
2020-01-01 | 0 days | 1,989 sqft |
2020-02-01 | 0 days | 2,178 sqft |
2020-03-01 | 0 days | 1,991 sqft |
2020-04-01 | 0 days | 1,800 sqft |
2020-05-01 | 0 days | 1,991 sqft |
2020-06-01 | 0 days | 1,800 sqft |
2020-07-01 | 0 days | 1,800 sqft |
2020-08-01 | 0 days | 1,991 sqft |
2020-09-01 | 0 days | 3,480 sqft |
2020-10-01 | 0 days | 3,480 sqft |
2020-11-01 | 0 days | 3,480 sqft |
2020-12-01 | 0 days | 3,480 sqft |
2021-01-01 | 0 days | 3,480 sqft |
2021-02-01 | 0 days | 3,480 sqft |
2021-03-01 | 0 days | 3,480 sqft |
2021-04-01 | 0 days | 3,060 sqft |
2021-05-01 | 0 days | 2,640 sqft |
2021-06-01 | 0 days | 2,640 sqft |
2021-07-01 | 0 days | 2,240 sqft |
2021-08-01 | 0 days | 2,192 sqft |
2021-09-01 | 0 days | 2,135 sqft |
2021-10-01 | 0 days | 2,200 sqft |
2021-11-01 | 0 days | 2,576 sqft |
2021-12-01 | 0 days | 2,640 sqft |
2022-01-01 | 0 days | 2,512 sqft |
2022-02-01 | 0 days | 1,655 sqft |
2022-03-01 | 0 days | 1,630 sqft |
2022-04-01 | 0 days | 2,430 sqft |
2022-05-01 | 0 days | 1,630 sqft |
2022-06-01 | 0 days | 2,011 sqft |
Maysville's median square footage for active listings during the 2022-06-01 period was 2,011 sqft. One year prior, the average listing was 2,640 sqft.