The First National Bank Of Brooksville Mortgage Rates, Fees & Info
Brooksville, KYLEI: 2549002H3CEW0748X068
Tax ID: 61-1272844
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The First National Bank Of Brooksville is a smaller bank specializing in Home Purchase and Home Improvement loans. The First National Bank Of Brooksville has a high proportion of conventional loans. Their top two markets are Cincinnati and Maysville .The First National Bank Of Brooksville has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
66Origination Dollar Volume (All Markets)
$6,020,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 56 | $5,520,000 | $98,571 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $265,000 | $88,333 | $0 | 0.00% |
| Maysville, KY (FHA|USDA|VA) | 7 | $235,000 | $33,571 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 66 | $6,020,000 | $91,212 | $0 | 0.00% |
For 2024, The First National Bank Of Brooksville's most frequently originated type of loan was Conventional, with 66 originations.
Loan Reason
For 2024, The First National Bank Of Brooksville's most frequently cited loan purpose was Home Purchase, with 28 originations. The 2nd most popular reason was Other, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 66 | $6,020,000 | $91,212 | $0 | 0.00% |
For 2024, The First National Bank Of Brooksville's most frequently cited loan duration was Other, with 66 originations.
Loan Sizing
2024 saw The First National Bank Of Brooksville place emphasis on $100,000 or less loans with 47 originations, totaling $1,975,000 in origination value.
Applicant Income
The First National Bank Of Brooksville lent most frequently to those with incomes in the $100k-150k range, with 17 originations. The second most popular income band? $50k-75k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 66 | $6,020,000 | $91,212 | $0 | 0.00% |
The First National Bank Of Brooksville lent most frequently to those with DTI ratios of Exempt%, with 66 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.29%
The First National Bank Of Brooksville has an average approval rate.
Pick Rate
Approvals leading to origination86.36%
The First National Bank Of Brooksville has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 66 | $6,020,000 | $91,212 |