The First National Bank Of Anson Mortgage Rates, Fees & Info

Anson, TX

LEI: 2549005AK04LGIZGXS10

Tax ID: 75-0115555

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    The First National Bank Of Anson is a smaller bank specializing in Home Purchase and Other loans. The First National Bank Of Anson has a high proportion of conventional loans. Their top markets by origination volume include: Abilene, Wichita Falls, Brownsville, and Athens among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The First National Bank Of Anson has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    35

    Origination Dollar Volume (All Markets)

    $4,145,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ABILENE, TX (FHA|USDA|VA) 32 $3,640,000 $113,750 $0 0.00%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 0.00%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
    Athens, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
    The First National Bank Of Anson's top markets include Abilene, Wichita Falls, Brownsville, and Athens among others.

    Their top states include:
  • Texas (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 35 $4,145,000 $118,429 $0 0.00%

    For 2022, The First National Bank Of Anson's most frequently originated type of loan was Conventional, with 35 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 21 $2,345,000 $111,667 $0 0.00%
    Other 9 $1,105,000 $122,778 $0 0.00%
    Home Improvement 3 $265,000 $88,333 $0 0.00%
    Refi 2 $430,000 $215,000 $0 0.00%

    For 2022, The First National Bank Of Anson's most frequently cited loan purpose was Home Purchase, with 21 originations. The 2nd most popular reason was Other, with 9 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 35 $4,145,000 $118,429 $0 0.00%

    For 2022, The First National Bank Of Anson's most frequently cited loan duration was Other, with 35 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 18 $1,030,000 $57,222 $0 0.00%
    $100k-200k 10 $1,340,000 $134,000 $0 0.00%
    $200k-400k 7 $1,775,000 $253,571 $0 0.00%

    2022 saw The First National Bank Of Anson place emphasis on $100,000 or less loans with 18 originations, totaling $1,030,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 11 $1,435,000 $130,455 $0 0.00%
    $50k-75k 9 $905,000 $100,556 $0 0.00%
    $75k-100k 9 $1,225,000 $136,111 $0 0.00%
    $50k or less 3 $95,000 $31,667 $0 0.00%
    $250k+ 2 $190,000 $95,000 $0 0.00%
    $150k-250k 1 $295,000 $295,000 $0 0.00%

    The First National Bank Of Anson lent most frequently to those with incomes in the $100k-150k range, with 11 originations. The second most popular income band? $50k-75k, with 9 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 35 $4,145,000 $118,429 $0 0.00%

    The First National Bank Of Anson lent most frequently to those with DTI ratios of Exempt%, with 35 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 35 $4,145,000 $118,429 $0 0.00%

    Approval Rates

    Total approvals of all applications
    80.70%

    The First National Bank Of Anson has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    68.57%

    The First National Bank Of Anson has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 35 $4,145,000 $118,429

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    35 $4,145,000 $118,429