ABILENE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Abilene averaged
6.74%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.67% and
one month ago for the week of 2024-10-03, the
average rate was 6.37%.
Abilene's average rate one year ago was 7.61%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.09%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Abilene 30 Year Fixed Rate | 2024-11-07 | 6.74% |
| Abilene 30 Year Fixed Rate Refi | 2024-11-07 | 7.09% |
| Abilene 15 Year Fixed Rate | 2024-11-07 | 6% |
| Abilene 15 Year Fixed Rate Refi | 2024-11-07 | 6% |
| Abilene 30 Year FHA | 2024-11-07 | 6.51% |
| Abilene 30 Year FHA Refi | 2024-11-07 | 6.63% |
| Abilene 30 Year USDA | 2024-11-07 | 6.48% |
| Abilene 30 Year USDA Refi | 2024-11-07 | 6.28% |
| Abilene 30 Year VA | 2024-11-07 | 6.14% |
| Abilene 30 Year VA Refi | 2024-11-07 | 6.44% |
ABILENE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ABILENE, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ABILENE Average Closing Costs & Other Stats
ABILENE, TX's 126 lenders originated 3,012
loans during 2023. The total origination value was $653,490,000, with an average loan value of
$216,962.
ABILENE's average closing costs are $5,662.
The top ABILENE lender as defined by loan originations is First Financial Bank, with
247 loans originated. Their average total fees are
$4,728, which is $737
lower than the next largest lender,
City Bank.
The lowest fee ABILENE lenders (with over 10 loans originated) are
Prosperity Bank ($3,866), DHI MORTGAGE COMPANY, LTD. ($3,998), First Financial Bank ($4,728), SWBC MORTGAGE CORPORATION ($5,112) and Citizens Bank ($5,433).
The lowest rate ABILENE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.45%), MOVEMENT MORTGAGE, LLC (6.51%), CARDINAL FINANCIAL (6.52%), Prosperity Bank (6.58%) and City Bank (6.72%).
ABILENE, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| First Financial Bank | $188,855,000 | $141,295,000 | -25.2% | 21.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $68,365,000 | $57,465,000 | -15.9% | 8.8% |
| City Bank | $43,370,000 | $32,635,000 | -24.8% | 5.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | $21,720,000 | $21,470,000 | -1.2% | 3.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $17,805,000 | $19,150,000 | 7.6% | 2.9% |
| Mortgage Research Center, LLC | $24,680,000 | $19,055,000 | -22.8% | 2.9% |
| CARDINAL FINANCIAL | $24,350,000 | $18,020,000 | -26.0% | 2.8% |
| SUCCESS MORTGAGE PARTNERS, INC. | $5,975,000 | $16,780,000 | 180.8% | 2.6% |
| SWBC MORTGAGE CORPORATION | $22,680,000 | $15,185,000 | -33.0% | 2.3% |
| WALKER & DUNLOP, LLC | $13,585,000 | n/a | 2.1% | |
| QUICKEN LOANS, LLC | $25,065,000 | $13,130,000 | -47.6% | 2.0% |
| COLEMAN COUNTY STATE BANK | $11,600,000 | n/a | 1.8% | |
| MOVEMENT MORTGAGE, LLC | $7,810,000 | $10,590,000 | 35.6% | 1.6% |
| American National Bank | $10,390,000 | n/a | 1.6% | |
| 21ST MORTGAGE CORPORATION | $5,825,000 | $8,955,000 | 53.7% | 1.4% |
| Wells Fargo Bank | $6,630,000 | $8,610,000 | 29.9% | 1.3% |
| DHI MORTGAGE COMPANY, LTD. | $885,000 | $8,450,000 | 854.8% | 1.3% |
| Citizens Bank | $11,445,000 | $8,040,000 | -29.8% | 1.2% |
| Prosperity Home Mortgage, LLC | $1,260,000 | $8,030,000 | 537.3% | 1.2% |
| Prosperity Bank | $5,975,000 | $8,025,000 | 34.3% | 1.2% |
| FIRST NATIONAL BANK OF WEATHERFORD | $9,625,000 | $7,930,000 | -17.6% | 1.2% |
| The First National Bank of Albany | $11,890,000 | $7,765,000 | -34.7% | 1.2% |
| ABILENE TEACHERS Federal Credit Union | $12,585,000 | $7,730,000 | -38.6% | 1.2% |
| Renasant Bank | $6,620,000 | n/a | 1.0% | |
| NAVY FEDERAL CREDIT UNION | $3,455,000 | $5,920,000 | 71.3% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,545,000 | $5,895,000 | -31.0% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $895,000 | $5,180,000 | 478.8% | 0.8% |
| CMG MORTGAGE, INC. | $7,430,000 | $4,910,000 | -33.9% | 0.8% |
| Citizens Bank, N.A | $4,225,000 | n/a | 0.6% | |
| USAA Federal Savings Bank | $4,920,000 | $4,180,000 | -15.0% | 0.6% |
| American Bank of Commerce | $225,000 | $4,095,000 | 1,720.0% | 0.6% |
| First Abilene Federal Credit Union | $3,815,000 | n/a | 0.6% | |
| LOANDEPOT.COM, LLC | $3,285,000 | $3,780,000 | 15.1% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $9,605,000 | $3,670,000 | -61.8% | 0.6% |
| LIMA ONE CAPITAL, LLC | $3,665,000 | n/a | 0.6% | |
| TRIAD FINANCIAL SERVICES, INC. | $2,825,000 | $3,615,000 | 28.0% | 0.6% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,030,000 | $3,490,000 | 238.8% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $1,915,000 | $3,420,000 | 78.6% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $9,165,000 | $3,080,000 | -66.4% | 0.5% |
| SOUTHWEST STAGE FUNDING, LLC | $2,215,000 | $2,985,000 | 34.8% | 0.5% |
| Cedar Rapids Bank and Trust Company | $2,955,000 | n/a | 0.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $7,020,000 | $2,350,000 | -66.5% | 0.4% |
| COMMUNITIES OF ABILENE FEDERAL CREDIT UNION | $2,000,000 | $2,145,000 | 7.3% | 0.3% |
| Bank of America | $2,140,000 | $2,115,000 | -1.2% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $735,000 | $2,025,000 | 175.5% | 0.3% |
| TEXAS TECH | $1,185,000 | $1,950,000 | 64.6% | 0.3% |
| PNC Bank | $1,630,000 | $1,915,000 | 17.5% | 0.3% |
| The First National Bank of Anson | $3,640,000 | $1,880,000 | -48.4% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,285,000 | $1,870,000 | -18.2% | 0.3% |
| Flagstar Bank, FSB | $1,000,000 | $1,820,000 | 82.0% | 0.3% |
| GUARANTEED RATE, INC. | $3,130,000 | $1,815,000 | -42.0% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,900,000 | $1,785,000 | -6.1% | 0.3% |
| NexBank | $3,125,000 | $1,720,000 | -45.0% | 0.3% |
| AMCAP MORTGAGE, LTD. | $1,520,000 | $1,715,000 | 12.8% | 0.3% |
| OPEN MORTGAGE, LLC | $7,830,000 | $1,600,000 | -79.6% | 0.2% |
| NBKC BANK | $1,240,000 | $1,510,000 | 21.8% | 0.2% |
| InterBank | $630,000 | $1,505,000 | 138.9% | 0.2% |
| Western Bank | $2,785,000 | $1,505,000 | -46.0% | 0.2% |
| BROKER SOLUTIONS, INC. | $2,210,000 | $1,500,000 | -32.1% | 0.2% |
| Gateway First Bank | $10,435,000 | $1,450,000 | -86.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $790,000 | $1,405,000 | 77.8% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $450,000 | $1,325,000 | 194.4% | 0.2% |
| UNION HOME MORTGAGE CORP. | $640,000 | $1,240,000 | 93.8% | 0.2% |
| SENTE MORTGAGE, INC. | $1,190,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $665,000 | $1,145,000 | 72.2% | 0.2% |
| Stifel Bank and Trust | $465,000 | $1,110,000 | 138.7% | 0.2% |
| GUILD MORTGAGE COMPANY | $3,545,000 | $1,080,000 | -69.5% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $765,000 | $1,030,000 | 34.6% | 0.2% |
| MICHIGAN MUTUAL, INC. | $615,000 | $1,020,000 | 65.9% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $2,125,000 | $965,000 | -54.6% | 0.1% |
| Carrington Mortgage Services, LLC | $965,000 | $945,000 | -2.1% | 0.1% |
| Extraco Banks | $615,000 | $930,000 | 51.2% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $345,000 | $885,000 | 156.5% | 0.1% |
| Farm Credit Mid-America, ACA | $855,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $690,000 | $835,000 | 21.0% | 0.1% |
| JPMorgan Chase Bank | $1,880,000 | $815,000 | -56.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $380,000 | $805,000 | 111.8% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,100,000 | $795,000 | -27.7% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $1,250,000 | $790,000 | -36.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,130,000 | $755,000 | -33.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $905,000 | $755,000 | -16.6% | 0.1% |
| Centennial Bank | $2,445,000 | $745,000 | -69.5% | 0.1% |
| Armed Forces Bank | $710,000 | n/a | 0.1% | |
| Texas State Bank | $710,000 | n/a | 0.1% | |
| LOANPAL, LLC | $3,795,000 | $695,000 | -81.7% | 0.1% |
| Texas Heritage Bank | $680,000 | n/a | 0.1% | |
| Regions Bank | $660,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $1,060,000 | $660,000 | -37.7% | 0.1% |
| Neighborhood Loans, Inc. | $165,000 | $655,000 | 297.0% | 0.1% |
| PHH Mortgage Corporation | $210,000 | $650,000 | 209.5% | 0.1% |
| Discover Bank | $705,000 | $645,000 | -8.5% | 0.1% |
| GMFS LLC | $8,015,000 | $630,000 | -92.1% | 0.1% |
| LOANPEOPLE, LLC | $630,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $230,000 | $565,000 | 145.7% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $535,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,075,000 | $530,000 | -50.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $455,000 | $510,000 | 12.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $680,000 | $510,000 | -25.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $185,000 | $500,000 | 170.3% | 0.1% |
| North American Savings Bank, F.S.B. | $205,000 | $490,000 | 139.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $485,000 | n/a | 0.1% | |
| Complex Community Federal Credit Union | $470,000 | n/a | 0.1% | |
| U.S. Bank | $1,630,000 | $470,000 | -71.2% | 0.1% |
| NEWREZ LLC | $615,000 | $465,000 | -24.4% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $155,000 | $460,000 | 196.8% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $260,000 | $460,000 | 76.9% | 0.1% |
| White Sands Federal Credit Union | $455,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $3,305,000 | $450,000 | -86.4% | 0.1% |
| Community National Bank | $585,000 | $450,000 | -23.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $450,000 | n/a | 0.1% | |
| SFMC, LP | $645,000 | $450,000 | -30.2% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $445,000 | n/a | 0.1% | |
| First Bank | $435,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $585,000 | $430,000 | -26.5% | 0.1% |
| Eagle Bank and Trust Company | $425,000 | n/a | 0.1% | |
| Heritage Bank | $425,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $415,000 | n/a | 0.1% | |
| OCMBC, INC. | $405,000 | n/a | 0.1% | |
| Raymond James Bank | $405,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $1,615,000 | $400,000 | -75.2% | 0.1% |
| AHL FUNDING | $395,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $760,000 | $395,000 | -48.0% | 0.1% |
| First United Bank and Trust Company | $555,000 | $385,000 | -30.6% | 0.1% |
| AMWEST FUNDING CORP. | $380,000 | n/a | 0.1% | |
| UNIVERSITY Federal Credit Union | $580,000 | $365,000 | -37.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $325,000 | $360,000 | 10.8% | 0.1% |
| JET HOMELOANS, LLC | $355,000 | n/a | 0.1% | |
| Central National Bank | $400,000 | $350,000 | -12.5% | 0.1% |
| GENEVA FINANCIAL, LLC | $175,000 | $340,000 | 94.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,650,000 | $325,000 | -80.3% | 0.0% |
| Nations Lending Corporation | $180,000 | $325,000 | 80.6% | 0.0% |
| First United Bank | $165,000 | $320,000 | 93.9% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $315,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $1,355,000 | $305,000 | -77.5% | 0.0% |
| SUMMIT FUNDING, INC. | $305,000 | n/a | 0.0% | |
| WILLOW BEND MORTGAGE COMPANY, LLC | $345,000 | $305,000 | -11.6% | 0.0% |
| Zions Bank | $875,000 | $305,000 | -65.1% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $295,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $285,000 | n/a | 0.0% | |
| Axos Bank | $280,000 | n/a | 0.0% | |
| CARTER FEDERAL CREDIT UNION | $280,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $1,285,000 | $280,000 | -78.2% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $275,000 | n/a | 0.0% | |
| Commerce Bank | $275,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $275,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $275,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $275,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $1,060,000 | $265,000 | -75.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | $260,000 | 126.1% | 0.0% |
| RANDOLPH-BROOKS | $1,860,000 | $260,000 | -86.0% | 0.0% |
| S1L, Inc. | $315,000 | $260,000 | -17.5% | 0.0% |
| DUGOOD FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $1,460,000 | $240,000 | -83.6% | 0.0% |
| Presidential Bank, FSB | $235,000 | n/a | 0.0% | |
| UNION SQUARE | $755,000 | $235,000 | -68.9% | 0.0% |
| Ally Bank | $225,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $185,000 | $225,000 | 21.6% | 0.0% |
| Horizon Bank SSB | $225,000 | n/a | 0.0% | |
| TIB The Independent Bankersbank | $225,000 | n/a | 0.0% | |
| American National Bank & Trust | $215,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $565,000 | $215,000 | -61.9% | 0.0% |
| Republic State Mortgage Co. | $1,700,000 | $215,000 | -87.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $215,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $210,000 | n/a | 0.0% | |
| BancorpSouth | $675,000 | $210,000 | -68.9% | 0.0% |
| The American National Bank of Texas | $205,000 | n/a | 0.0% | |
| Credit Union of Texas | $45,000 | $195,000 | 333.3% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,275,000 | $195,000 | -84.7% | 0.0% |
| Wallick & Volk, Inc. | $195,000 | n/a | 0.0% | |
| LONE STAR STATE BANK | $190,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $185,000 | n/a | 0.0% | |
| SouthStar Bank, S.S.B. | $185,000 | n/a | 0.0% | |
| Amarillo National Bank | $185,000 | $180,000 | -2.7% | 0.0% |
| Truist | $155,000 | $180,000 | 16.1% | 0.0% |
| DIRECTIONS EQUITY, LLC | $175,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $160,000 | $175,000 | 9.4% | 0.0% |
| H E B | $75,000 | $175,000 | 133.3% | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $95,000 | $175,000 | 84.2% | 0.0% |
| THRIVE MORTGAGE, LLC | $390,000 | $175,000 | -55.1% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $175,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Bank of England | $215,000 | $165,000 | -23.3% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $165,000 | n/a | 0.0% | |
| CLM MORTGAGE, INC | $165,000 | n/a | 0.0% | |
| HOMETRUST MORTGAGE COMPANY | $165,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $650,000 | $155,000 | -76.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $165,000 | $155,000 | -6.1% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $150,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $145,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $680,000 | $145,000 | -78.7% | 0.0% |
| PLANET HOME LENDING, LLC | $530,000 | $145,000 | -72.6% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $135,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $850,000 | $135,000 | -84.1% | 0.0% |
| Comerica Bank | $125,000 | n/a | 0.0% | |
| RANLIFE, INC. | $125,000 | $105,000 | -16.0% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| The Central Trust Bank | $1,175,000 | $95,000 | -91.9% | 0.0% |
| Sunflower Bank | $280,000 | $85,000 | -69.6% | 0.0% |
| Texas Mortgage Lending, LLC | $390,000 | $85,000 | -78.2% | 0.0% |
| AMPLIFY | $265,000 | $65,000 | -75.5% | 0.0% |
| Great Plains National Bank | $55,000 | n/a | 0.0% | |
| MidFirst Bank | $55,000 | n/a | 0.0% | |
| Frost Bank | $45,000 | n/a | 0.0% | |
| United Heritage Credit Union | $45,000 | n/a | 0.0% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $615,000 | $35,000 | -94.3% | 0.0% |
| American Airlines Federal Credit Union | $145,000 | $25,000 | -82.8% | 0.0% |
| Deere Employees Credit Union | $25,000 | n/a | 0.0% |
ABILENE's top lender by overall market share is First Financial Bank, with 21.6% market share. In second place, with 8.8%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $57,465,000 in loans. In third place, with 5.0%, is City Bank, having originated $32,635,000 in loans. In fourth place, with 3.3%, is MORTGAGE FINANCIAL SERVICES, LLC, having originated $21,470,000 in loans. In fifth place, with 2.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $19,150,000 in loans.
ABILENE, TX Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 76437 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 76443 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 76464 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 76469 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 79501 | Abilene, TX MSA | $660 | $700 | $900 | $1,220 | $1,480 |
| 79503 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 79504 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 79508 | Abilene, TX MSA | $680 | $730 | $940 | $1,270 | $1,540 |
| 79510 | Abilene, TX MSA | $700 | $740 | $960 | $1,300 | $1,570 |
| 79519 | Abilene, TX MSA | $740 | $790 | $1,020 | $1,380 | $1,670 |
| 79520 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 79521 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 79525 | Abilene, TX MSA | $680 | $720 | $930 | $1,260 | $1,520 |
| 79530 | Abilene, TX MSA | $740 | $790 | $1,020 | $1,380 | $1,670 |
| 79533 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 79536 | Abilene, TX MSA | $750 | $800 | $1,030 | $1,390 | $1,690 |
| 79541 | Abilene, TX MSA | $720 | $760 | $990 | $1,330 | $1,610 |
| 79553 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 79560 | Abilene, TX MSA | $750 | $800 | $1,030 | $1,390 | $1,690 |
| 79561 | Abilene, TX MSA | $620 | $660 | $860 | $1,160 | $1,440 |
| 79562 | Abilene, TX MSA | $800 | $850 | $1,100 | $1,490 | $1,800 |
| 79563 | Abilene, TX MSA | $680 | $730 | $940 | $1,270 | $1,540 |
| 79566 | Abilene, TX MSA | $740 | $790 | $1,020 | $1,380 | $1,670 |
| 79567 | Abilene, TX MSA | $630 | $670 | $870 | $1,180 | $1,460 |
| 79601 | Abilene, TX MSA | $630 | $670 | $870 | $1,180 | $1,440 |
| 79602 | Abilene, TX MSA | $730 | $780 | $1,010 | $1,370 | $1,660 |
| 79603 | Abilene, TX MSA | $720 | $770 | $990 | $1,340 | $1,620 |
| 79604 | Abilene, TX MSA | $740 | $790 | $1,020 | $1,380 | $1,670 |
| 79605 | Abilene, TX MSA | $770 | $820 | $1,060 | $1,430 | $1,740 |
| 79606 | Abilene, TX MSA | $790 | $840 | $1,080 | $1,460 | $1,770 |
| 79607 | Abilene, TX MSA | $980 | $1,050 | $1,350 | $1,830 | $2,210 |
| 79608 | Abilene, TX MSA | $740 | $790 | $1,020 | $1,380 | $1,670 |
| 79699 | Abilene, TX MSA | $630 | $670 | $870 | $1,180 | $1,440 |
2022 Average & Median Rent Data Statistics
ABILENE, TX average 1BR rent: $737, median: $730
ABILENE, TX average 2BR rent: $954, median: $940
ABILENE, TX average 3BR rent: $1,289, median: $1,270
ABILENE, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,353 | $539,155,000 | $229,135 |
| Cash Out Refi | 222 | $35,250,000 | $158,784 |
| Home Improvement | 190 | $16,370,000 | $86,158 |
| Other | 127 | $10,835,000 | $85,315 |
| Refi | 120 | $51,880,000 | $432,333 |
Abilene's most frequently cited loan purpose was Home Purchase, with 2,353 originations. The 2nd most popular reason was Cash Out Refi, with 222 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,046 | $242,800,000 | $232,122 |
| 7-8% | 864 | $180,990,000 | $209,479 |
| Over 8% | 446 | $66,460,000 | $149,013 |
| 5-6% | 348 | $95,720,000 | $275,057 |
| <2.5% | 41 | $1,085,000 | $26,463 |
| 4-5% | 29 | $19,845,000 | $684,310 |
| 2.5-3% | 5 | $925,000 | $185,000 |
| 3-4% | 3 | $445,000 | $148,333 |
During 2023, Abilene's most frequently originated rate bucket was 6-7%, with 1,046 originations.
Loan Sizing (ABILENE, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,060 | $287,140,000 | $270,887 |
| $100k-200k | 1,050 | $158,640,000 | $151,086 |
| $100,000 or less | 671 | $39,845,000 | $59,382 |
| $400k-600k | 167 | $77,445,000 | $463,743 |
| $600k-1000k | 45 | $32,165,000 | $714,778 |
| $Over $1MM | 19 | $58,255,000 | $3,066,053 |
ABILENE's loan sizing saw the bucket of loans from $200k-400k with 1,060 originations, totaling $287,140,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,506 | $356,500,000 | $236,720 |
| 60-80% | 524 | $140,220,000 | $267,595 |
| Under 20% | 200 | $10,230,000 | $51,150 |
| 20-40% | 198 | $23,090,000 | $116,616 |
| 40-60% | 198 | $33,240,000 | $167,879 |
| Over 100% | 156 | $42,850,000 | $274,679 |
ABILENE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,506 originations, totaling $356,500,000 in origination value.