ABILENE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Abilene averaged
6.88%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.03% and
one month ago for the week of 2025-04-17, the
average rate was 6.85%.
Abilene's average rate one year ago was 7.04%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.1%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Abilene 30 Year Fixed Rate | 2025-05-22 | 6.88% |
| Abilene 30 Year Fixed Rate Refi | 2025-05-22 | 7.1% |
| Abilene 15 Year Fixed Rate | 2025-05-22 | 7.51% |
| Abilene 15 Year Fixed Rate Refi | 2025-05-22 | 6.21% |
| Abilene 30 Year FHA | 2025-05-22 | 6.56% |
| Abilene 30 Year FHA Refi | 2025-05-22 | 6.61% |
| Abilene 30 Year USDA | 2025-05-22 | 6.63% |
| Abilene 30 Year USDA Refi | 2025-05-22 | 6.23% |
| Abilene 30 Year VA | 2025-05-22 | 6.48% |
| Abilene 30 Year VA Refi | 2025-05-22 | 6.08% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ABILENE, TX.
ABILENE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ABILENE, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ABILENE Average Closing Costs & Other Stats
ABILENE, TX's 129 lenders originated 3,243
loans during 2024. The total origination value was $746,025,000, with an average loan value of
$230,042.
ABILENE's average closing costs are $5,860.
The top ABILENE lender as defined by loan originations is First Financial Bank, with
240 loans originated. Their average total fees are
$4,772, which is $3,112
lower than the next largest lender,
PRIMELENDING, A PLAINSCAPITAL COMPANY.
The lowest fee ABILENE lenders (with over 10 loans originated) are
Citizens Bank ($3,938), JPMorgan Chase Bank ($4,353), SWBC MORTGAGE CORPORATION ($4,402), First Financial Bank ($4,772) and MORTGAGE FINANCIAL SERVICES, LLC ($5,679).
The lowest rate ABILENE lenders (with over 10 loans originated) are
JPMorgan Chase Bank (6.48%), SWBC MORTGAGE CORPORATION (6.62%), First Financial Bank (6.82%), Citizens Bank (6.84%) and UNITED WHOLESALE MORTGAGE, LLC (6.85%).
ABILENE, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| First Financial Bank | $141,295,000 | $159,295,000 | 12.7% | 21.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $57,465,000 | $67,955,000 | 18.3% | 9.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $19,150,000 | $32,640,000 | 70.4% | 4.4% |
| WALKER & DUNLOP, LLC | $13,585,000 | $28,635,000 | 110.8% | 3.8% |
| Mortgage Research Center, LLC | $19,055,000 | $28,180,000 | 47.9% | 3.8% |
| City Bank | $32,635,000 | $22,400,000 | -31.4% | 3.0% |
| QUICKEN LOANS, LLC | $13,130,000 | $19,635,000 | 49.5% | 2.6% |
| MORTGAGE FINANCIAL SERVICES, LLC | $21,470,000 | $16,370,000 | -23.8% | 2.2% |
| The First National Bank of Albany | $7,765,000 | $14,625,000 | 88.3% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $3,670,000 | $14,545,000 | 296.3% | 1.9% |
| ABILENE TEACHERS Federal Credit Union | $7,730,000 | $13,660,000 | 76.7% | 1.8% |
| DHI MORTGAGE COMPANY, LTD. | $8,450,000 | $13,445,000 | 59.1% | 1.8% |
| 21ST MORTGAGE CORPORATION | $8,955,000 | $13,010,000 | 45.3% | 1.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | $16,780,000 | $12,140,000 | -27.7% | 1.6% |
| SWBC MORTGAGE CORPORATION | $15,185,000 | $11,660,000 | -23.2% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,895,000 | $9,810,000 | 66.4% | 1.3% |
| COREVEST AMERICAN FINANCE LENDER LLC | $9,005,000 | n/a | 1.2% | |
| PENNYMAC LOAN SERVICES, LLC | $3,080,000 | $8,830,000 | 186.7% | 1.2% |
| COLEMAN COUNTY STATE BANK | $11,600,000 | $8,705,000 | -25.0% | 1.2% |
| SUMMIT FUNDING, INC. | $305,000 | $8,675,000 | 2,744.3% | 1.2% |
| FIRST NATIONAL BANK OF WEATHERFORD | $7,930,000 | $8,225,000 | 3.7% | 1.1% |
| LOANDEPOT.COM, LLC | $3,780,000 | $7,500,000 | 98.4% | 1.0% |
| GUARANTEED RATE, INC. | $1,815,000 | $6,770,000 | 273.0% | 0.9% |
| ENVOY MORTGAGE, LTD | $145,000 | $6,135,000 | 4,131.0% | 0.8% |
| CARDINAL FINANCIAL | $18,020,000 | $5,785,000 | -67.9% | 0.8% |
| USAA Federal Savings Bank | $4,180,000 | $5,745,000 | 37.4% | 0.8% |
| Prosperity Home Mortgage, LLC | $8,030,000 | $5,535,000 | -31.1% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $5,920,000 | $5,460,000 | -7.8% | 0.7% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $3,490,000 | $4,685,000 | 34.2% | 0.6% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,625,000 | n/a | 0.6% | |
| T2 FINANCIAL LLC | $4,235,000 | n/a | 0.6% | |
| Citizens Bank | $8,040,000 | $3,815,000 | -52.5% | 0.5% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $3,620,000 | n/a | 0.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $2,350,000 | $3,490,000 | 48.5% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,870,000 | $3,480,000 | 86.1% | 0.5% |
| Renasant Bank | $6,620,000 | $3,305,000 | -50.1% | 0.4% |
| NEWREZ LLC | $465,000 | $2,960,000 | 536.6% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,785,000 | $2,940,000 | 64.7% | 0.4% |
| CMG MORTGAGE, INC. | $4,910,000 | $2,820,000 | -42.6% | 0.4% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $155,000 | $2,770,000 | 1,687.1% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $3,420,000 | $2,750,000 | -19.6% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $2,730,000 | n/a | 0.4% | |
| NBKC BANK | $1,510,000 | $2,720,000 | 80.1% | 0.4% |
| The First National Bank of Anson | $1,880,000 | $2,700,000 | 43.6% | 0.4% |
| Prosperity Bank | $8,025,000 | $2,515,000 | -68.7% | 0.3% |
| First Abilene Federal Credit Union | $3,815,000 | $2,430,000 | -36.3% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $3,615,000 | $2,355,000 | -34.9% | 0.3% |
| Bank of America | $2,115,000 | $2,340,000 | 10.6% | 0.3% |
| Cedar Rapids Bank and Trust Company | $2,955,000 | $2,325,000 | -21.3% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $360,000 | $2,315,000 | 543.1% | 0.3% |
| COMMUNITIES OF ABILENE FEDERAL CREDIT UNION | $2,145,000 | $2,290,000 | 6.8% | 0.3% |
| SOUTHWEST STAGE FUNDING, LLC | $2,985,000 | $2,230,000 | -25.3% | 0.3% |
| FBC MORTGAGE, LLC | $1,855,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $135,000 | $1,755,000 | 1,200.0% | 0.2% |
| JPMorgan Chase Bank | $815,000 | $1,740,000 | 113.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $755,000 | $1,690,000 | 123.8% | 0.2% |
| Pinnacle Bank | $1,685,000 | n/a | 0.2% | |
| MOVEMENT MORTGAGE, LLC | $10,590,000 | $1,640,000 | -84.5% | 0.2% |
| Plains Commerce Bank | $1,605,000 | n/a | 0.2% | |
| BancorpSouth | $210,000 | $1,590,000 | 657.1% | 0.2% |
| PHH Mortgage Corporation | $650,000 | $1,540,000 | 136.9% | 0.2% |
| AmeriHome Mortgage Company, LLC | $155,000 | $1,485,000 | 858.1% | 0.2% |
| ALLIANT CREDIT UNION | $1,465,000 | n/a | 0.2% | |
| First National Bank | $1,455,000 | n/a | 0.2% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $530,000 | $1,440,000 | 171.7% | 0.2% |
| BROKER SOLUTIONS, INC. | $1,500,000 | $1,430,000 | -4.7% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,025,000 | $1,340,000 | -33.8% | 0.2% |
| DIRECTIONS EQUITY, LLC | $175,000 | $1,330,000 | 660.0% | 0.2% |
| Stifel Bank and Trust | $1,110,000 | $1,310,000 | 18.0% | 0.2% |
| Wells Fargo Bank | $8,610,000 | $1,300,000 | -84.9% | 0.2% |
| Discover Bank | $645,000 | $1,255,000 | 94.6% | 0.2% |
| Texas Heritage Bank | $680,000 | $1,255,000 | 84.6% | 0.2% |
| American National Bank & Trust | $215,000 | $1,250,000 | 481.4% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,180,000 | $1,240,000 | -76.1% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,325,000 | $1,215,000 | -8.3% | 0.2% |
| INTERCAP LENDING INC. | $1,175,000 | n/a | 0.2% | |
| American Mortgage Bank, LLC | $1,165,000 | n/a | 0.2% | |
| Zions Bank | $305,000 | $1,165,000 | 282.0% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $325,000 | $1,160,000 | 256.9% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $460,000 | $1,145,000 | 148.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $35,000 | $1,140,000 | 3,157.1% | 0.2% |
| M&T Bank | $1,110,000 | n/a | 0.1% | |
| SILVER HILL FUNDING, LLC | $1,090,000 | n/a | 0.1% | |
| LOANPAL, LLC | $695,000 | $1,050,000 | 51.1% | 0.1% |
| TEXAS TECH | $1,950,000 | $1,015,000 | -47.9% | 0.1% |
| First Horizon Bank | $1,005,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $150,000 | $1,000,000 | 566.7% | 0.1% |
| Gateway First Bank | $1,450,000 | $990,000 | -31.7% | 0.1% |
| NEXERA HOLDING LLC | $305,000 | $970,000 | 218.0% | 0.1% |
| PLANET HOME LENDING, LLC | $145,000 | $940,000 | 548.3% | 0.1% |
| NP, Inc. | $925,000 | n/a | 0.1% | |
| Farm Credit Mid-America, ACA | $855,000 | $920,000 | 7.6% | 0.1% |
| Lakeview Community Capital, LLC | $905,000 | n/a | 0.1% | |
| MEMBERS CHOICE Credit Union | $885,000 | n/a | 0.1% | |
| LRS FINANCIAL NETWORK, INC. | $875,000 | n/a | 0.1% | |
| Western Bank | $1,505,000 | $865,000 | -42.5% | 0.1% |
| PNC Bank | $1,915,000 | $825,000 | -56.9% | 0.1% |
| Ixonia Bank | $820,000 | n/a | 0.1% | |
| SFMC, LP | $450,000 | $800,000 | 77.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,405,000 | $785,000 | -44.1% | 0.1% |
| Commerce Home Mortgage, Inc. | $145,000 | $765,000 | 427.6% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $445,000 | $760,000 | 70.8% | 0.1% |
| The Central Trust Bank | $95,000 | $750,000 | 689.5% | 0.1% |
| Flagstar Bank, FSB | $1,820,000 | $730,000 | -59.9% | 0.1% |
| KEYPOINT | $715,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $485,000 | $700,000 | 44.3% | 0.1% |
| Armed Forces Bank | $710,000 | $680,000 | -4.2% | 0.1% |
| Commercial Bank of Texas | $665,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $1,080,000 | $630,000 | -41.7% | 0.1% |
| Watermark Capital, Inc. | $625,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $790,000 | $615,000 | -22.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $585,000 | n/a | 0.1% | |
| GMFS LLC | $630,000 | $580,000 | -7.9% | 0.1% |
| White Sands Federal Credit Union | $455,000 | $570,000 | 25.3% | 0.1% |
| Centennial Bank | $745,000 | $560,000 | -24.8% | 0.1% |
| EECU | $545,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $540,000 | n/a | 0.1% | |
| U.S. Bank | $470,000 | $530,000 | 12.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $510,000 | $520,000 | 2.0% | 0.1% |
| Figure Lending LLC | $520,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $3,665,000 | $520,000 | -85.8% | 0.1% |
| NexBank | $1,720,000 | $515,000 | -70.1% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $835,000 | $510,000 | -38.9% | 0.1% |
| The Bank & Trust | $510,000 | n/a | 0.1% | |
| Community National Bank | $450,000 | $490,000 | 8.9% | 0.1% |
| Cornerstone First Mortgage, Inc | $480,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $475,000 | n/a | 0.1% | |
| AMPLIFY | $65,000 | $470,000 | 623.1% | 0.1% |
| CANOPY MORTGAGE, LLC | $460,000 | n/a | 0.1% | |
| UNION SQUARE | $235,000 | $460,000 | 95.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $450,000 | n/a | 0.1% | |
| BMO Harris Bank | $445,000 | n/a | 0.1% | |
| Encompass Lending Group, LP | $435,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $660,000 | $425,000 | -35.6% | 0.1% |
| Texas Mortgage Lending, LLC | $85,000 | $425,000 | 400.0% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $175,000 | $420,000 | 140.0% | 0.1% |
| The Huntington National Bank | $415,000 | n/a | 0.1% | |
| Wallick & Volk, Inc. | $195,000 | $410,000 | 110.3% | 0.1% |
| Carrington Mortgage Services, LLC | $945,000 | $405,000 | -57.1% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $885,000 | $405,000 | -54.2% | 0.1% |
| Mid-Continent Funding, Inc. | $405,000 | n/a | 0.1% | |
| First United Bank and Trust Company | $385,000 | $400,000 | 3.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,145,000 | $400,000 | -65.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $400,000 | $390,000 | -2.5% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $390,000 | n/a | 0.1% | |
| BOKF | $385,000 | n/a | 0.1% | |
| THE MORTGAGE LINK, INC. | $385,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $380,000 | n/a | 0.1% | |
| Paramount Bank | $375,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $370,000 | n/a | 0.0% | |
| NFM, INC. | $370,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $805,000 | $365,000 | -54.7% | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $365,000 | n/a | 0.0% | |
| Logan Finance Corporation | $365,000 | n/a | 0.0% | |
| CSL Financial, LLC | $355,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $225,000 | $350,000 | 55.6% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $330,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $330,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $325,000 | n/a | 0.0% | |
| UNITED BUILT HOMES, L.L.C. | $325,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $1,600,000 | $310,000 | -80.6% | 0.0% |
| LOANFLIGHT LENDING, LLC | $305,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $490,000 | $305,000 | -37.8% | 0.0% |
| Truist | $180,000 | $305,000 | 69.4% | 0.0% |
| V.I.P. MORTGAGE, INC. | $280,000 | $300,000 | 7.1% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $395,000 | $285,000 | -27.8% | 0.0% |
| FORT WORTH CITY CREDIT UNION | $285,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $535,000 | $280,000 | -47.7% | 0.0% |
| Amarillo National Bank | $180,000 | $275,000 | 52.8% | 0.0% |
| Ameris Bank | $275,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $275,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $265,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $565,000 | $265,000 | -53.1% | 0.0% |
| Florida Capital Bank | $265,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $265,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $265,000 | n/a | 0.0% | |
| Fifth Third Bank | $260,000 | n/a | 0.0% | |
| First National Bank Texas | $255,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $245,000 | n/a | 0.0% | |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $245,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $225,000 | n/a | 0.0% | |
| First Bank | $435,000 | $225,000 | -48.3% | 0.0% |
| First Western Bank & Trust | $225,000 | n/a | 0.0% | |
| Northpointe Bank | $225,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $165,000 | $215,000 | 30.3% | 0.0% |
| SOUTHWEST FUNDING, LP | $215,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $205,000 | n/a | 0.0% | |
| First Heritage Mortgage, LLC | $205,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| AMERISAVE MORTGAGE CORPORATION | $965,000 | $195,000 | -79.8% | 0.0% |
| Alliance Credit Union | $185,000 | n/a | 0.0% | |
| ARC HOME LLC | $185,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| Pecos County State Bank | $185,000 | n/a | 0.0% | |
| Sunflower Bank | $85,000 | $185,000 | 117.6% | 0.0% |
| Texas State Bank | $710,000 | $185,000 | -73.9% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $180,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $180,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $180,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $1,020,000 | $175,000 | -82.8% | 0.0% |
| RBC Bank, (Georgia) | $175,000 | n/a | 0.0% | |
| Credit Union of Texas | $195,000 | $170,000 | -12.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $460,000 | $165,000 | -64.1% | 0.0% |
| Ally Bank | $225,000 | $155,000 | -31.1% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $155,000 | n/a | 0.0% | |
| OCMBC, INC. | $405,000 | $155,000 | -61.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| Complex Community Federal Credit Union | $470,000 | $145,000 | -69.1% | 0.0% |
| GREATER TEXAS FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| InterBank | $1,505,000 | $125,000 | -91.7% | 0.0% |
| Inwood National Bank | $125,000 | n/a | 0.0% | |
| Arvest Bank | $115,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $210,000 | $105,000 | -50.0% | 0.0% |
| LENDINGONE, LLC | $105,000 | n/a | 0.0% | |
| Affiliated Bank | $85,000 | n/a | 0.0% | |
| Farmers Bank & Trust Company | $85,000 | n/a | 0.0% | |
| First National Bank of America | $85,000 | n/a | 0.0% | |
| RANDOLPH-BROOKS | $260,000 | $85,000 | -67.3% | 0.0% |
| The First National Bank of McGregor | $85,000 | n/a | 0.0% | |
| SECURITY SERVICE | $75,000 | n/a | 0.0% | |
| Frost Bank | $45,000 | $70,000 | 55.6% | 0.0% |
| Vista Bank | $65,000 | n/a | 0.0% | |
| Pinnacle Bank | $55,000 | n/a | 0.0% | |
| Regions Bank | $660,000 | $55,000 | -91.7% | 0.0% |
| American Airlines Federal Credit Union | $25,000 | $45,000 | 80.0% | 0.0% |
| First United Bank | $320,000 | $25,000 | -92.2% | 0.0% |
ABILENE's top lender by overall market share is First Financial Bank, with 21.4% market share. In second place, with 9.1%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $67,955,000 in loans. In third place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $32,640,000 in loans. In fourth place, with 3.8%, is WALKER & DUNLOP, LLC, having originated $28,635,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $28,180,000 in loans.
ABILENE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ABILENE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $178,875 (19.3%) | $236,149 (24.1%) | 0.66 | 489 |
| 2018-02-01 | $179,000 (23.2%) | $234,820 (21.8%) | 0.65 | 506 |
| 2018-03-01 | $189,950 (17.3%) | $230,261 (14.4%) | 0.67 | 513 |
| 2018-04-01 | $204,950 (13.9%) | $239,165 (10.6%) | 0.69 | 524 |
| 2018-05-01 | $199,950 (7.2%) | $242,455 (7.3%) | 0.67 | 553 |
| 2018-06-01 | $199,800 (9.8%) | $233,444 (2.6%) | 0.67 | 591 |
| 2018-07-01 | $199,000 (6.5%) | $228,536 (-0.3%) | 0.66 | 614 |
| 2018-08-01 | $201,000 (10.5%) | $227,265 (-0.4%) | 0.67 | 603 |
| 2018-09-01 | $199,900 (14.3%) | $231,903 (2.3%) | 0.67 | 596 |
| 2018-10-01 | $200,000 (17.7%) | $229,440 (1.3%) | 0.68 | 620 |
| 2018-11-01 | $199,900 (17.7%) | $227,087 (1.1%) | 0.68 | 594 |
| 2018-12-01 | $199,900 (17.6%) | $227,906 (-0.4%) | 0.69 | 586 |
| 2019-01-01 | $199,900 (11.8%) | $228,566 (-3.2%) | 0.69 | 578 |
| 2019-02-01 | $204,250 (14.1%) | $234,073 (-0.3%) | 0.69 | 543 |
| 2019-03-01 | $211,386 (11.3%) | $242,821 (5.5%) | 0.69 | 550 |
| 2019-04-01 | $218,950 (6.8%) | $248,751 (4.0%) | 0.70 | 566 |
| 2019-05-01 | $219,763 (9.9%) | $252,064 (4.0%) | 0.69 | 562 |
| 2019-06-01 | $219,000 (9.6%) | $253,332 (8.5%) | 0.68 | 551 |
| 2019-07-01 | $213,950 (7.5%) | $249,533 (9.2%) | 0.67 | 561 |
| 2019-08-01 | $211,914 (5.4%) | $248,494 (9.3%) | 0.67 | 566 |
| 2019-09-01 | $216,434 (8.3%) | $251,721 (8.6%) | 0.69 | 572 |
| 2019-10-01 | $219,925 (10.0%) | $252,688 (10.1%) | 0.71 | 575 |
| 2019-11-01 | $217,500 (8.8%) | $250,554 (10.3%) | 0.71 | 564 |
| 2019-12-01 | $215,200 (7.7%) | $247,533 (8.6%) | 0.72 | 559 |
| 2020-01-01 | $215,300 (7.7%) | $245,006 (7.2%) | 0.72 | 540 |
| 2020-02-01 | $219,900 (7.7%) | $245,216 (4.8%) | 0.72 | 532 |
| 2020-03-01 | $212,500 (0.5%) | $234,614 (-3.4%) | 0.67 | 554 |
| 2020-04-01 | $220,925 (0.9%) | $251,727 (1.2%) | 0.69 | 501 |
| 2020-05-01 | $224,950 (2.4%) | $251,489 (-0.2%) | 0.68 | 469 |
| 2020-06-01 | $227,850 (4.0%) | $261,911 (3.4%) | 0.67 | 477 |
| 2020-07-01 | $227,450 (6.3%) | $265,943 (6.6%) | 0.66 | 460 |
| 2020-08-01 | $225,000 (6.2%) | $262,609 (5.7%) | 0.64 | 424 |
| 2020-09-01 | $219,975 (1.6%) | $264,262 (5.0%) | 0.63 | 409 |
| 2020-10-01 | $219,950 (0.0%) | $269,534 (6.7%) | 0.63 | 369 |
| 2020-11-01 | $228,950 (5.3%) | $275,128 (9.8%) | 0.67 | 312 |
| 2020-12-01 | $218,113 (1.4%) | $261,413 (5.6%) | 0.65 | 305 |
| 2021-01-01 | $207,000 (-3.9%) | $253,648 (3.5%) | 0.62 | 263 |
| 2021-02-01 | $214,300 (-2.6%) | $264,877 (8.0%) | 0.62 | 183 |
| 2021-03-01 | $202,463 (-4.7%) | $268,340 (14.4%) | 0.57 | 154 |
| 2021-04-01 | $224,950 (1.8%) | $292,833 (16.3%) | 0.61 | 168 |
| 2021-05-01 | $229,900 (2.2%) | $309,225 (23.0%) | 0.61 | 177 |
| 2021-06-01 | $223,675 (-1.8%) | $308,292 (17.7%) | 0.59 | 203 |
| 2021-07-01 | $219,000 (-3.7%) | $291,267 (9.5%) | 0.58 | 258 |
| 2021-08-01 | $240,000 (6.7%) | $304,791 (16.1%) | 0.64 | 308 |
| 2021-09-01 | $259,900 (18.2%) | $318,187 (20.4%) | 0.69 | 302 |
| 2021-10-01 | $250,000 (13.7%) | $324,654 (20.5%) | 0.67 | 274 |
| 2021-11-01 | $258,800 (13.0%) | $326,116 (18.5%) | 0.69 | 262 |
| 2021-12-01 | $253,850 (16.4%) | $330,055 (26.3%) | 0.69 | 244 |
| 2022-01-01 | $254,700 (23.0%) | $326,470 (28.7%) | 0.69 | 225 |
| 2022-02-01 | $262,925 (22.7%) | $340,792 (28.7%) | 0.68 | 199 |
| 2022-03-01 | $256,250 (26.6%) | $353,446 (31.7%) | 0.64 | 193 |
| 2022-04-01 | $275,000 (22.3%) | $358,065 (22.3%) | 0.66 | 209 |
| 2022-05-01 | $281,200 (22.3%) | $380,241 (23.0%) | 0.64 | 247 |
| 2022-06-01 | $276,950 (23.8%) | $379,273 (23.0%) | 0.62 | 310 |
| 2022-07-01 | $279,900 (27.8%) | $377,852 (29.7%) | 0.63 | 381 |
| 2022-08-01 | $279,900 (16.6%) | $352,563 (15.7%) | 0.65 | 465 |
| 2022-09-01 | $281,313 (8.2%) | $344,033 (8.1%) | 0.66 | 493 |
| 2022-10-01 | $284,183 (13.7%) | $347,871 (7.2%) | 0.67 | 548 |
| 2022-11-01 | $281,066 (8.6%) | $337,991 (3.6%) | 0.68 | 560 |
| 2022-12-01 | $279,000 (9.9%) | $333,731 (1.1%) | 0.69 | 515 |
| 2023-01-01 | $280,054 (10.0%) | $326,492 (0.0%) | 0.69 | 458 |
| 2023-02-01 | $284,925 (8.4%) | $332,787 (-2.4%) | 0.69 | 424 |
| 2023-03-01 | $290,319 (13.3%) | $343,629 (-2.8%) | 0.68 | 436 |
| 2023-04-01 | $299,900 (9.1%) | $362,804 (1.3%) | 0.70 | 448 |
| 2023-05-01 | $314,995 (12.0%) | $367,498 (-3.4%) | 0.71 | 469 |
| 2023-06-01 | $314,993 (13.7%) | $371,821 (-2.0%) | 0.71 | 485 |
| 2023-07-01 | $314,990 (12.5%) | $370,604 (-1.9%) | 0.72 | 532 |
| 2023-08-01 | $299,900 (7.2%) | $355,417 (0.8%) | 0.69 | 581 |
| 2023-09-01 | $299,900 (6.6%) | $366,444 (6.5%) | 0.70 | 576 |
| 2023-10-01 | $296,450 (4.3%) | $353,786 (1.7%) | 0.70 | 628 |
| 2023-11-01 | $298,468 (6.2%) | $361,564 (7.0%) | 0.71 | 606 |
| 2023-12-01 | $288,906 (3.6%) | $344,361 (3.2%) | 0.70 | 588 |
| 2024-01-01 | $277,263 (-1.0%) | $340,611 (4.3%) | 0.68 | 591 |
| 2024-02-01 | $271,950 (-4.6%) | $337,294 (1.4%) | 0.65 | 591 |
| 2024-03-01 | $277,445 (-4.4%) | $339,389 (-1.2%) | 0.65 | 567 |
| 2024-04-01 | $269,000 (-10.3%) | $340,494 (-6.2%) | 0.63 | 602 |
| 2024-05-01 | $269,925 (-14.3%) | $342,625 (-6.8%) | 0.61 | 636 |
| 2024-06-01 | $265,000 (-15.9%) | $335,870 (-9.7%) | 0.60 | 686 |
| 2024-07-01 | $269,945 (-14.3%) | $338,621 (-8.6%) | 0.62 | 709 |
| 2024-08-01 | $259,900 (-13.3%) | $326,029 (-8.3%) | 0.60 | 757 |
| 2024-09-01 | $260,000 (-13.3%) | $333,712 (-8.9%) | 0.61 | 770 |
| 2024-10-01 | $260,000 (-12.3%) | $333,976 (-5.6%) | 0.61 | 757 |
| 2024-11-01 | $249,900 (-16.3%) | $322,984 (-10.7%) | 0.60 | 740 |
| 2024-12-01 | $244,950 (-15.2%) | $319,758 (-7.1%) | 0.61 | 710 |
| 2025-01-01 | $245,950 (-11.3%) | $321,840 (-5.5%) | 0.61 | 671 |
| 2025-02-01 | $249,900 (-8.1%) | $328,881 (-2.5%) | 0.61 | 676 |
| 2025-03-01 | $269,900 (-2.7%) | $344,690 (1.6%) | 0.64 | 656 |
| 2025-04-01 | $263,925 (-1.9%) | $349,212 (2.6%) | 0.61 | 671 |
ABILENE's median listing price for 2025-04-01 was $263,925, a difference of
$-5,075
(-1.9%) versus the prior year and
$-5,975 versus the prior month.
ABILENE's median listing price comes in at 61% of the national average.
ABILENE's average listing price for 2025-04-01 was $349,212, a difference of $8,718 (2.6%) versus the prior year and $4,522 versus the prior month.
For the 2025-04-01 period, ABILENE had 671 MLS listings, a difference of 15 listings (2%) versus the prior month and 69 listings (11%) versus the prior year.
ABILENE's median listing price comes in at 61% of the national average.
ABILENE's average listing price for 2025-04-01 was $349,212, a difference of $8,718 (2.6%) versus the prior year and $4,522 versus the prior month.
For the 2025-04-01 period, ABILENE had 671 MLS listings, a difference of 15 listings (2%) versus the prior month and 69 listings (11%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ABILENE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 76 days | 1,896 sqft |
| 2018-02-01 | 66 days | 1,887 sqft |
| 2018-03-01 | 50 days | 1,927 sqft |
| 2018-04-01 | 51 days | 1,937 sqft |
| 2018-05-01 | 49 days | 1,907 sqft |
| 2018-06-01 | 52 days | 1,887 sqft |
| 2018-07-01 | 53 days | 1,881 sqft |
| 2018-08-01 | 56 days | 1,866 sqft |
| 2018-09-01 | 65 days | 1,879 sqft |
| 2018-10-01 | 70 days | 1,868 sqft |
| 2018-11-01 | 76 days | 1,864 sqft |
| 2018-12-01 | 80 days | 1,867 sqft |
| 2019-01-01 | 85 days | 1,873 sqft |
| 2019-02-01 | 85 days | 1,872 sqft |
| 2019-03-01 | 69 days | 1,902 sqft |
| 2019-04-01 | 54 days | 1,928 sqft |
| 2019-05-01 | 57 days | 1,919 sqft |
| 2019-06-01 | 60 days | 1,946 sqft |
| 2019-07-01 | 55 days | 1,884 sqft |
| 2019-08-01 | 54 days | 1,880 sqft |
| 2019-09-01 | 58 days | 1,895 sqft |
| 2019-10-01 | 63 days | 1,905 sqft |
| 2019-11-01 | 71 days | 1,910 sqft |
| 2019-12-01 | 78 days | 1,888 sqft |
| 2020-01-01 | 77 days | 1,885 sqft |
| 2020-02-01 | 68 days | 1,908 sqft |
| 2020-03-01 | 58 days | 1,886 sqft |
| 2020-04-01 | 63 days | 1,912 sqft |
| 2020-05-01 | 59 days | 1,920 sqft |
| 2020-06-01 | 46 days | 1,922 sqft |
| 2020-07-01 | 51 days | 1,910 sqft |
| 2020-08-01 | 52 days | 1,912 sqft |
| 2020-09-01 | 53 days | 1,888 sqft |
| 2020-10-01 | 56 days | 1,887 sqft |
| 2020-11-01 | 54 days | 1,923 sqft |
| 2020-12-01 | 56 days | 1,796 sqft |
| 2021-01-01 | 55 days | 1,800 sqft |
| 2021-02-01 | 61 days | 1,854 sqft |
| 2021-03-01 | 49 days | 1,798 sqft |
| 2021-04-01 | 32 days | 1,869 sqft |
| 2021-05-01 | 31 days | 1,876 sqft |
| 2021-06-01 | 36 days | 1,863 sqft |
| 2021-07-01 | 35 days | 1,824 sqft |
| 2021-08-01 | 35 days | 1,901 sqft |
| 2021-09-01 | 43 days | 1,963 sqft |
| 2021-10-01 | 47 days | 1,945 sqft |
| 2021-11-01 | 49 days | 1,877 sqft |
| 2021-12-01 | 50 days | 1,831 sqft |
| 2022-01-01 | 49 days | 1,808 sqft |
| 2022-02-01 | 45 days | 1,845 sqft |
| 2022-03-01 | 40 days | 1,809 sqft |
| 2022-04-01 | 33 days | 1,888 sqft |
| 2022-05-01 | 33 days | 1,894 sqft |
| 2022-06-01 | 34 days | 1,854 sqft |
| 2022-07-01 | 37 days | 1,841 sqft |
| 2022-08-01 | 38 days | 1,840 sqft |
| 2022-09-01 | 45 days | 1,825 sqft |
| 2022-10-01 | 51 days | 1,849 sqft |
| 2022-11-01 | 61 days | 1,847 sqft |
| 2022-12-01 | 78 days | 1,856 sqft |
| 2023-01-01 | 80 days | 1,854 sqft |
| 2023-02-01 | 70 days | 1,885 sqft |
| 2023-03-01 | 53 days | 1,923 sqft |
| 2023-04-01 | 47 days | 1,942 sqft |
| 2023-05-01 | 51 days | 1,979 sqft |
| 2023-06-01 | 50 days | 1,979 sqft |
| 2023-07-01 | 46 days | 1,971 sqft |
| 2023-08-01 | 49 days | 1,936 sqft |
| 2023-09-01 | 54 days | 1,916 sqft |
| 2023-10-01 | 55 days | 1,882 sqft |
| 2023-11-01 | 61 days | 1,909 sqft |
| 2023-12-01 | 72 days | 1,863 sqft |
| 2024-01-01 | 73 days | 1,839 sqft |
| 2024-02-01 | 67 days | 1,815 sqft |
| 2024-03-01 | 57 days | 1,816 sqft |
| 2024-04-01 | 51 days | 1,820 sqft |
| 2024-05-01 | 52 days | 1,856 sqft |
| 2024-06-01 | 54 days | 1,836 sqft |
| 2024-07-01 | 58 days | 1,822 sqft |
| 2024-08-01 | 58 days | 1,778 sqft |
| 2024-09-01 | 63 days | 1,780 sqft |
| 2024-10-01 | 68 days | 1,799 sqft |
| 2024-11-01 | 71 days | 1,750 sqft |
| 2024-12-01 | 83 days | 1,746 sqft |
| 2025-01-01 | 78 days | 1,774 sqft |
| 2025-02-01 | 69 days | 1,773 sqft |
| 2025-03-01 | 52 days | 1,809 sqft |
| 2025-04-01 | 52 days | 1,814 sqft |
ABILENE's median listing age (time on market) for 2025-04-01 was 52 days.
This
is 3%
longer
than the same period one year ago.
ABILENE's median square footage for active listings during the 2025-04-01 period was 1,814 sqft. One year prior, the average listing was 1,820 sqft.
ABILENE's median square footage for active listings during the 2025-04-01 period was 1,814 sqft. One year prior, the average listing was 1,820 sqft.
ABILENE, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,337 | $543,165,000 | $232,420 |
| Refi | 324 | $127,910,000 | $394,784 |
| Cash Out Refi | 299 | $46,555,000 | $155,702 |
| Other | 145 | $13,875,000 | $95,690 |
| Home Improvement | 137 | $14,345,000 | $104,708 |
| NA | 1 | $175,000 | $175,000 |
Abilene's most frequently cited loan purpose was Home Purchase, with 2,337 originations. The 2nd most popular reason was Refi, with 324 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,295 | $320,095,000 | $247,178 |
| 7-8% | 768 | $162,850,000 | $212,044 |
| Over 8% | 434 | $54,410,000 | $125,369 |
| 5-6% | 406 | $143,750,000 | $354,064 |
| 4-5% | 63 | $17,295,000 | $274,524 |
| <2.5% | 37 | $1,735,000 | $46,892 |
| 2.5-3% | 9 | $2,185,000 | $242,778 |
| 3-4% | 5 | $1,145,000 | $229,000 |
During 2024, Abilene's most frequently originated rate bucket was 6-7%, with 1,295 originations.
Loan Sizing (ABILENE, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,270 | $345,850,000 | $272,323 |
| $100k-200k | 1,083 | $162,795,000 | $150,319 |
| $100,000 or less | 600 | $37,120,000 | $61,867 |
| $400k-600k | 230 | $107,920,000 | $469,217 |
| $600k-1000k | 42 | $29,650,000 | $705,952 |
| $Over $1MM | 18 | $62,690,000 | $3,482,778 |
ABILENE's loan sizing saw the bucket of loans from $200k-400k with 1,270 originations, totaling $345,850,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,585 | $389,975,000 | $246,041 |
| 60-80% | 576 | $160,040,000 | $277,847 |
| 40-60% | 227 | $47,785,000 | $210,507 |
| 20-40% | 215 | $25,125,000 | $116,860 |
| Under 20% | 173 | $8,485,000 | $49,046 |
| Over 100% | 164 | $52,120,000 | $317,805 |
ABILENE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,585 originations, totaling $389,975,000 in origination value.