ABILENE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Abilene averaged
6.66%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.99% and
one month ago for the week of 2023-02-09, the
average rate was 6.28%.
Abilene's average rate one year ago was 3.77%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.22%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Abilene 30 Year Fixed Rate | 2023-03-16 | 6.66% |
| Abilene 30 Year Fixed Rate Refi | 2023-03-16 | 7.22% |
| Abilene 15 Year Fixed Rate | 2023-03-16 | 7.32% |
| Abilene 15 Year Fixed Rate Refi | 2023-03-16 | 6.55% |
| Abilene 30 Year FHA | 2023-03-16 | 6.52% |
| Abilene 30 Year FHA Refi | 2023-03-16 | 6.42% |
| Abilene 30 Year USDA | 2023-03-16 | 6.46% |
| Abilene 30 Year VA | 2023-03-16 | 6.03% |
| Abilene 30 Year VA Refi | 2023-03-16 | 5.7% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ABILENE, TX.
ABILENE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ABILENE, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ABILENE Average Closing Costs & Other Stats
ABILENE, TX's 166 lenders originated 3,759
loans during 2022. The total origination value was $822,185,000, with an average loan value of
$218,724.
ABILENE's average closing costs are $5,395.
The top ABILENE lender as defined by loan originations is First Financial Bank, with
298 loans originated. Their average total fees are
$4,849, which is $1,731
lower than the next largest lender,
PRIMELENDING, A PLAINSCAPITAL COMPANY.
The lowest fee ABILENE lenders (with over 10 loans originated) are
Prosperity Bank ($3,459), GMFS LLC ($3,704), HOME POINT FINANCIAL CORPORATION ($4,785), First Financial Bank ($4,849) and Citizens Bank ($5,020).
The lowest rate ABILENE lenders (with over 10 loans originated) are
PENNYMAC LOAN SERVICES, LLC (4.40%), LOANDEPOT.COM, LLC (4.45%), NexBank (4.63%), Mr. Cooper ( Nationstar Mortgage ) (4.80%) and Gateway First Bank (4.84%).
ABILENE, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Financial Bank | $245,545,000 | $188,855,000 | -23.1% | 23.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $84,575,000 | $68,365,000 | -19.2% | 8.3% |
| City Bank | $75,425,000 | $43,370,000 | -42.5% | 5.3% |
| First Bank & Trust | $21,315,000 | $30,710,000 | 44.1% | 3.7% |
| QUICKEN LOANS, LLC | $49,230,000 | $25,065,000 | -49.1% | 3.0% |
| Mortgage Research Center, LLC | $24,720,000 | $24,680,000 | -0.2% | 3.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $15,505,000 | $24,350,000 | 57.0% | 3.0% |
| SWBC MORTGAGE CORPORATION | $41,400,000 | $22,680,000 | -45.2% | 2.8% |
| MORTGAGE FINANCIAL SERVICES, LLC | $41,440,000 | $21,720,000 | -47.6% | 2.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $16,510,000 | $17,805,000 | 7.8% | 2.2% |
| HOME POINT FINANCIAL CORPORATION | $47,825,000 | $16,820,000 | -64.8% | 2.0% |
| ABILENE TEACHERS Federal Credit Union | $13,115,000 | $12,585,000 | -4.0% | 1.5% |
| The First National Bank of Albany | $12,860,000 | $11,890,000 | -7.5% | 1.4% |
| Citizens Bank | $3,875,000 | $11,445,000 | 195.4% | 1.4% |
| Gateway First Bank | $28,950,000 | $10,435,000 | -64.0% | 1.3% |
| FIRST NATIONAL BANK OF WEATHERFORD | $11,105,000 | $9,625,000 | -13.3% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $43,020,000 | $9,605,000 | -77.7% | 1.2% |
| Arbor Realty Trust, Inc. | $9,285,000 | n/a | 1.1% | |
| PENNYMAC LOAN SERVICES, LLC | $13,140,000 | $9,165,000 | -30.3% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,930,000 | $8,545,000 | -21.8% | 1.0% |
| GMFS LLC | $2,590,000 | $8,015,000 | 209.5% | 1.0% |
| OPEN MORTGAGE, LLC | $12,610,000 | $7,830,000 | -37.9% | 1.0% |
| MOVEMENT MORTGAGE, LLC | $1,565,000 | $7,810,000 | 399.0% | 0.9% |
| CMG MORTGAGE, INC. | $7,160,000 | $7,430,000 | 3.8% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $12,370,000 | $7,020,000 | -43.2% | 0.9% |
| Wells Fargo Bank | $12,150,000 | $6,630,000 | -45.4% | 0.8% |
| BERKELEY POINT CAPITAL LLC | $6,105,000 | n/a | 0.7% | |
| Prosperity Bank | $11,335,000 | $5,975,000 | -47.3% | 0.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | $145,000 | $5,975,000 | 4,020.7% | 0.7% |
| 21ST MORTGAGE CORPORATION | $6,040,000 | $5,825,000 | -3.6% | 0.7% |
| USAA Federal Savings Bank | $6,385,000 | $4,920,000 | -22.9% | 0.6% |
| LOANPAL, LLC | $2,205,000 | $3,795,000 | 72.1% | 0.5% |
| The First National Bank of Anson | $2,930,000 | $3,640,000 | 24.2% | 0.4% |
| GUILD MORTGAGE COMPANY | $7,600,000 | $3,545,000 | -53.4% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $5,555,000 | $3,455,000 | -37.8% | 0.4% |
| Colonial Savings, F.A. | $1,895,000 | $3,305,000 | 74.4% | 0.4% |
| LOANDEPOT.COM, LLC | $9,030,000 | $3,285,000 | -63.6% | 0.4% |
| GUARANTEED RATE, INC. | $22,285,000 | $3,130,000 | -86.0% | 0.4% |
| NexBank | $7,185,000 | $3,125,000 | -56.5% | 0.4% |
| CALIBER HOME LOANS, INC. | $14,085,000 | $2,825,000 | -79.9% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,535,000 | $2,825,000 | 84.0% | 0.3% |
| Western Bank | $2,225,000 | $2,785,000 | 25.2% | 0.3% |
| Centennial Bank | $245,000 | $2,445,000 | 898.0% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,635,000 | $2,285,000 | -13.3% | 0.3% |
| SOUTHWEST STAGE FUNDING, LLC | $2,990,000 | $2,215,000 | -25.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,775,000 | $2,210,000 | 24.5% | 0.3% |
| Hometown Lenders, Inc. | $470,000 | $2,180,000 | 363.8% | 0.3% |
| Bank of America | $2,335,000 | $2,140,000 | -8.4% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $2,390,000 | $2,125,000 | -11.1% | 0.3% |
| TEXAS TRUST | $2,075,000 | n/a | 0.3% | |
| COMMUNITIES OF ABILENE FEDERAL CREDIT UNION | $1,630,000 | $2,000,000 | 22.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $315,000 | $1,915,000 | 507.9% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $665,000 | $1,900,000 | 185.7% | 0.2% |
| JPMorgan Chase Bank | $5,005,000 | $1,880,000 | -62.4% | 0.2% |
| RANDOLPH-BROOKS | $325,000 | $1,860,000 | 472.3% | 0.2% |
| Republic State Mortgage Co. | $2,685,000 | $1,700,000 | -36.7% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $3,380,000 | $1,650,000 | -51.2% | 0.2% |
| PNC Bank | $7,240,000 | $1,630,000 | -77.5% | 0.2% |
| U.S. Bank | $2,885,000 | $1,630,000 | -43.5% | 0.2% |
| AMERICAN FINANCING CORPORATION | $3,690,000 | $1,615,000 | -56.2% | 0.2% |
| AMCAP MORTGAGE, LTD. | $1,560,000 | $1,520,000 | -2.6% | 0.2% |
| Quontic Bank | $285,000 | $1,495,000 | 424.6% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $440,000 | $1,485,000 | 237.5% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $1,730,000 | $1,460,000 | -15.6% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $255,000 | $1,395,000 | 447.1% | 0.2% |
| NEXERA HOLDING LLC | $1,355,000 | n/a | 0.2% | |
| A+ Federal Credit Union | $1,325,000 | n/a | 0.2% | |
| V.I.P. MORTGAGE, INC. | $215,000 | $1,285,000 | 497.7% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $3,075,000 | $1,275,000 | -58.5% | 0.2% |
| Sullivan Bank | $1,275,000 | n/a | 0.2% | |
| Prosperity Home Mortgage, LLC | $1,260,000 | n/a | 0.2% | |
| CORNERSTONE HOME LENDING, INC. | $725,000 | $1,250,000 | 72.4% | 0.2% |
| NBKC BANK | $4,595,000 | $1,240,000 | -73.0% | 0.2% |
| LRS FINANCIAL NETWORK, INC. | $1,225,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $405,000 | $1,205,000 | 197.5% | 0.1% |
| TEXAS TECH | $3,345,000 | $1,185,000 | -64.6% | 0.1% |
| The Central Trust Bank | $185,000 | $1,175,000 | 535.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $7,840,000 | $1,130,000 | -85.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $830,000 | $1,100,000 | 32.5% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $695,000 | $1,075,000 | 54.7% | 0.1% |
| RF Renovo Management Company, LLC | $115,000 | $1,060,000 | 821.7% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,235,000 | $1,060,000 | -14.2% | 0.1% |
| First Guaranty Mortgage Corporation | $1,975,000 | $1,035,000 | -47.6% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,030,000 | n/a | 0.1% | |
| BNC National Bank | $440,000 | $1,025,000 | 133.0% | 0.1% |
| ASPIRE FINANCIAL, INC. | $1,110,000 | $1,015,000 | -8.6% | 0.1% |
| Flagstar Bank, FSB | $2,475,000 | $1,000,000 | -59.6% | 0.1% |
| Carrington Mortgage Services, LLC | $1,370,000 | $965,000 | -29.6% | 0.1% |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. | $1,010,000 | $915,000 | -9.4% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $880,000 | $905,000 | 2.8% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,690,000 | $895,000 | -66.7% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $265,000 | $885,000 | 234.0% | 0.1% |
| LENDSURE MORTGAGE CORP. | $885,000 | n/a | 0.1% | |
| Zions Bancorporation, N.A. | $875,000 | n/a | 0.1% | |
| The Bank & Trust | $1,465,000 | $870,000 | -40.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $230,000 | $850,000 | 269.6% | 0.1% |
| First National Bank | $325,000 | $840,000 | 158.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $790,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $970,000 | $780,000 | -19.6% | 0.1% |
| FirstCapital Bank of Texas | $85,000 | $770,000 | 805.9% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $765,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $765,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $760,000 | n/a | 0.1% | |
| UNION SQUARE | $615,000 | $755,000 | 22.8% | 0.1% |
| Watermark Capital, Inc. | $285,000 | $745,000 | 161.4% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,820,000 | $735,000 | -59.6% | 0.1% |
| Discover Bank | $300,000 | $705,000 | 135.0% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $645,000 | $690,000 | 7.0% | 0.1% |
| ARC HOME LLC | $685,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $2,315,000 | $685,000 | -70.4% | 0.1% |
| Strong Home Mortgage, LLC | $355,000 | $685,000 | 93.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $680,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $750,000 | $680,000 | -9.3% | 0.1% |
| BancorpSouth Bank | $460,000 | $675,000 | 46.7% | 0.1% |
| Vista Bank | $150,000 | $675,000 | 350.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $965,000 | $665,000 | -31.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,375,000 | $660,000 | -72.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,940,000 | $650,000 | -83.5% | 0.1% |
| SFMC, LP | $330,000 | $645,000 | 95.5% | 0.1% |
| AMERICA'S CHOICE HOME LOANS LP | $195,000 | $640,000 | 228.2% | 0.1% |
| UNION HOME MORTGAGE CORP. | $615,000 | $640,000 | 4.1% | 0.1% |
| InterBank | $190,000 | $630,000 | 231.6% | 0.1% |
| Extraco Banks | $615,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $615,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,015,000 | $615,000 | -69.5% | 0.1% |
| NEWREZ LLC | $2,815,000 | $615,000 | -78.2% | 0.1% |
| Arvest Bank | $115,000 | $590,000 | 413.0% | 0.1% |
| T2 FINANCIAL LLC | $590,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $1,080,000 | $585,000 | -45.8% | 0.1% |
| Community National Bank | $430,000 | $585,000 | 36.0% | 0.1% |
| Chicago Mortgage Solutions LLC | $825,000 | $580,000 | -29.7% | 0.1% |
| UNIVERSITY Federal Credit Union | $275,000 | $580,000 | 110.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,160,000 | $565,000 | -73.8% | 0.1% |
| First United Bank and Trust Company | $1,790,000 | $555,000 | -69.0% | 0.1% |
| Southside Bank | $555,000 | n/a | 0.1% | |
| The Huntington National Bank | $545,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $1,660,000 | $530,000 | -68.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $845,000 | $515,000 | -39.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $505,000 | $510,000 | 1.0% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $505,000 | n/a | 0.1% | |
| First Horizon Bank | $215,000 | $495,000 | 130.2% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $885,000 | $485,000 | -45.2% | 0.1% |
| First Mortgage Solutions, LLC | $225,000 | $475,000 | 111.1% | 0.1% |
| Stifel Bank and Trust | $1,445,000 | $465,000 | -67.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $745,000 | $455,000 | -38.9% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $95,000 | $455,000 | 378.9% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $450,000 | n/a | 0.1% | |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $175,000 | $445,000 | 154.3% | 0.1% |
| CSL Financial, LLC | $45,000 | $440,000 | 877.8% | 0.1% |
| Luxury Mortgage Corp. | $435,000 | n/a | 0.1% | |
| Network Funding, L.P. | $955,000 | $430,000 | -55.0% | 0.1% |
| Town Square Mortgage & Investments, Inc. | $425,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $460,000 | $410,000 | -10.9% | 0.0% |
| Waterstone Mortgage Corporation | $145,000 | $410,000 | 182.8% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $585,000 | $410,000 | -29.9% | 0.0% |
| Central National Bank | $240,000 | $400,000 | 66.7% | 0.0% |
| First National Bank of Huntsville | $390,000 | n/a | 0.0% | |
| Texas Mortgage Lending, LLC | $155,000 | $390,000 | 151.6% | 0.0% |
| THRIVE MORTGAGE, LLC | $250,000 | $390,000 | 56.0% | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $335,000 | $385,000 | 14.9% | 0.0% |
| BETTER MORTGAGE CORPORATION | $4,555,000 | $380,000 | -91.7% | 0.0% |
| SPRING EQ, LLC | $380,000 | n/a | 0.0% | |
| GIBRALTAR MORTGAGE SERVICES, LLC | $365,000 | n/a | 0.0% | |
| LEGACY MORTGAGE LLC | $350,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $285,000 | $345,000 | 21.1% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $1,735,000 | $345,000 | -80.1% | 0.0% |
| Guaranty Bank & Trust, N.A. | $345,000 | n/a | 0.0% | |
| Midwest Mortgage Associates Corporation | $345,000 | n/a | 0.0% | |
| WILLOW BEND MORTGAGE COMPANY, LLC | $345,000 | n/a | 0.0% | |
| Community First National Bank | $335,000 | n/a | 0.0% | |
| Pinnacle Bank | $505,000 | $335,000 | -33.7% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $155,000 | $325,000 | 109.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $400,000 | $325,000 | -18.8% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $4,070,000 | $325,000 | -92.0% | 0.0% |
| CLEARPATH LENDING | $3,210,000 | $320,000 | -90.0% | 0.0% |
| AmRes Corporation | $195,000 | $315,000 | 61.5% | 0.0% |
| S1L, Inc. | $315,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $915,000 | $310,000 | -66.1% | 0.0% |
| SOFI LENDING CORP. | $370,000 | $305,000 | -17.6% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| CERTAINTY HOME LOANS, LLC | $410,000 | $295,000 | -28.0% | 0.0% |
| VALOR BANK | $295,000 | n/a | 0.0% | |
| Plains Commerce Bank | $285,000 | n/a | 0.0% | |
| Sunflower Bank | $260,000 | $280,000 | 7.7% | 0.0% |
| KELLER MORTGAGE, LLC | $1,285,000 | $275,000 | -78.6% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $215,000 | $270,000 | 25.6% | 0.0% |
| AMPLIFY | $255,000 | $265,000 | 3.9% | 0.0% |
| Encompass Lending Group, LP | $885,000 | $265,000 | -70.1% | 0.0% |
| FirstBank | $65,000 | $265,000 | 307.7% | 0.0% |
| Low VA Rates, LLC | $1,660,000 | $265,000 | -84.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $260,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $1,760,000 | $255,000 | -85.5% | 0.0% |
| J. VIRGIL, INC. | $225,000 | $255,000 | 13.3% | 0.0% |
| NAVY ARMY COMMUNITY CREDIT UNION | $255,000 | n/a | 0.0% | |
| INFINITY MORTGAGE HOLDINGS, LLC | $280,000 | $235,000 | -16.1% | 0.0% |
| NTFN, INC. | $1,075,000 | $235,000 | -78.1% | 0.0% |
| United Nations Federal Credit Union | $235,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $275,000 | $230,000 | -16.4% | 0.0% |
| American Bank of Commerce | $225,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| NBH Bank | $750,000 | $225,000 | -70.0% | 0.0% |
| Bank of England | $215,000 | n/a | 0.0% | |
| Peoples Bank | $215,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $550,000 | $210,000 | -61.8% | 0.0% |
| International Bank of Commerce | $205,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $365,000 | $205,000 | -43.8% | 0.0% |
| STEARNS LENDING, LLC | $3,085,000 | $205,000 | -93.4% | 0.0% |
| Origin Bank | $195,000 | n/a | 0.0% | |
| SECURITY SERVICE | $190,000 | n/a | 0.0% | |
| Amarillo National Bank | $585,000 | $185,000 | -68.4% | 0.0% |
| Beeline Loans, Inc. | $175,000 | $185,000 | 5.7% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $995,000 | $185,000 | -81.4% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $185,000 | n/a | 0.0% | |
| WesBanco Bank, Inc. | $185,000 | n/a | 0.0% | |
| Nations Lending Corporation | $105,000 | $180,000 | 71.4% | 0.0% |
| BARKSDALE | $175,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $360,000 | $175,000 | -51.4% | 0.0% |
| Goldwater Bank, N.A. | $455,000 | $175,000 | -61.5% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $330,000 | $175,000 | -47.0% | 0.0% |
| Independent Bank | $175,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $195,000 | $175,000 | -10.3% | 0.0% |
| Mid-Continent Funding, Inc. | $175,000 | n/a | 0.0% | |
| First United Bank | $820,000 | $165,000 | -79.9% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $195,000 | $165,000 | -15.4% | 0.0% |
| Neighborhood Loans, Inc. | $165,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $165,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $165,000 | $160,000 | -3.0% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $245,000 | $155,000 | -36.7% | 0.0% |
| Ennis State Bank | $155,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $790,000 | $155,000 | -80.4% | 0.0% |
| Truist | $450,000 | $155,000 | -65.6% | 0.0% |
| Veritex Community Bank | $155,000 | n/a | 0.0% | |
| LHM FINANCIAL CORPORATION | $150,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $805,000 | $145,000 | -82.0% | 0.0% |
| Amerifirst Financial, Inc. | $350,000 | $145,000 | -58.6% | 0.0% |
| First Savings Bank | $145,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $145,000 | n/a | 0.0% | |
| Alliance Credit Union | $135,000 | n/a | 0.0% | |
| JSC | $135,000 | n/a | 0.0% | |
| Trinity Oaks Mortgage, LLC | $325,000 | $135,000 | -58.5% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $130,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| RANLIFE, INC. | $360,000 | $125,000 | -65.3% | 0.0% |
| PacWest Funding Inc. | $120,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $140,000 | $115,000 | -17.9% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
| BOKF | $125,000 | $105,000 | -16.0% | 0.0% |
| 212 LOANS, LLC. | $95,000 | n/a | 0.0% | |
| Magnolia Bank | $95,000 | n/a | 0.0% | |
| TEXAS DOW EMPLOYEES CREDIT UNION | $65,000 | $95,000 | 46.2% | 0.0% |
| UNITED MORTGAGE CORP. | $85,000 | n/a | 0.0% | |
| H E B | $95,000 | $75,000 | -21.1% | 0.0% |
| M&T Bank | $290,000 | $75,000 | -74.1% | 0.0% |
| Credit Union of Texas | $65,000 | $45,000 | -30.8% | 0.0% |
| HOUSTON POLICE FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% |
ABILENE's top lender by overall market share is First Financial Bank, with 23.0% market share. In second place, with 8.3%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $68,365,000 in loans. In third place, with 5.3%, is City Bank, having originated $43,370,000 in loans. In fourth place, with 3.7%, is First Bank & Trust, having originated $30,710,000 in loans. In fifth place, with 3.0%, is QUICKEN LOANS, LLC, having originated $25,065,000 in loans.
ABILENE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ABILENE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $178,875 (19.3%) | $236,149 (24.1%) | 0.66 | 489 |
| 2018-02-01 | $179,000 (23.2%) | $234,820 (21.8%) | 0.65 | 506 |
| 2018-03-01 | $189,950 (17.3%) | $230,261 (14.4%) | 0.67 | 513 |
| 2018-04-01 | $204,950 (13.9%) | $239,165 (10.6%) | 0.69 | 524 |
| 2018-05-01 | $199,950 (7.2%) | $242,455 (7.3%) | 0.67 | 553 |
| 2018-06-01 | $199,400 (9.6%) | $233,174 (2.5%) | 0.66 | 592 |
| 2018-07-01 | $198,950 (6.5%) | $228,280 (-0.4%) | 0.66 | 615 |
| 2018-08-01 | $200,475 (10.2%) | $227,021 (-0.5%) | 0.67 | 604 |
| 2018-09-01 | $199,900 (14.3%) | $231,424 (2.1%) | 0.67 | 597 |
| 2018-10-01 | $200,000 (17.7%) | $229,309 (1.3%) | 0.68 | 620 |
| 2018-11-01 | $199,900 (17.7%) | $227,087 (1.1%) | 0.68 | 594 |
| 2018-12-01 | $199,900 (17.6%) | $227,906 (-0.4%) | 0.69 | 586 |
| 2019-01-01 | $199,900 (11.8%) | $228,566 (-3.2%) | 0.69 | 578 |
| 2019-02-01 | $204,250 (14.1%) | $234,073 (-0.3%) | 0.69 | 543 |
| 2019-03-01 | $211,386 (11.3%) | $242,863 (5.5%) | 0.69 | 550 |
| 2019-04-01 | $218,950 (6.8%) | $248,751 (4.0%) | 0.70 | 566 |
| 2019-05-01 | $219,763 (9.9%) | $252,064 (4.0%) | 0.69 | 562 |
| 2019-06-01 | $219,000 (9.8%) | $253,332 (8.7%) | 0.68 | 551 |
| 2019-07-01 | $213,950 (7.5%) | $249,533 (9.3%) | 0.67 | 561 |
| 2019-08-01 | $211,914 (5.7%) | $248,494 (9.5%) | 0.67 | 566 |
| 2019-09-01 | $216,434 (8.3%) | $251,721 (8.8%) | 0.69 | 572 |
| 2019-10-01 | $219,925 (10.0%) | $252,688 (10.2%) | 0.71 | 575 |
| 2019-11-01 | $217,500 (8.8%) | $250,554 (10.3%) | 0.71 | 564 |
| 2019-12-01 | $215,200 (7.7%) | $247,533 (8.6%) | 0.72 | 559 |
| 2020-01-01 | $215,300 (7.7%) | $245,006 (7.2%) | 0.72 | 540 |
| 2020-02-01 | $219,900 (7.7%) | $245,216 (4.8%) | 0.72 | 532 |
| 2020-03-01 | $212,500 (0.5%) | $234,614 (-3.4%) | 0.67 | 554 |
| 2020-04-01 | $220,925 (0.9%) | $251,727 (1.2%) | 0.69 | 501 |
| 2020-05-01 | $224,950 (2.4%) | $251,489 (-0.2%) | 0.68 | 470 |
| 2020-06-01 | $227,250 (3.8%) | $261,596 (3.3%) | 0.67 | 478 |
| 2020-07-01 | $227,450 (6.3%) | $265,476 (6.4%) | 0.66 | 461 |
| 2020-08-01 | $225,000 (6.2%) | $262,184 (5.5%) | 0.64 | 425 |
| 2020-09-01 | $219,950 (1.6%) | $264,262 (5.0%) | 0.63 | 409 |
| 2020-10-01 | $219,950 (0.0%) | $269,534 (6.7%) | 0.63 | 369 |
| 2020-11-01 | $228,950 (5.3%) | $275,128 (9.8%) | 0.67 | 312 |
| 2020-12-01 | $218,113 (1.4%) | $261,413 (5.6%) | 0.65 | 305 |
| 2021-01-01 | $207,000 (-3.9%) | $253,648 (3.5%) | 0.62 | 263 |
| 2021-02-01 | $214,300 (-2.6%) | $264,877 (8.0%) | 0.62 | 183 |
| 2021-03-01 | $202,463 (-4.7%) | $268,340 (14.4%) | 0.57 | 154 |
| 2021-04-01 | $224,950 (1.8%) | $292,833 (16.3%) | 0.61 | 168 |
| 2021-05-01 | $229,900 (2.2%) | $309,225 (23.0%) | 0.61 | 177 |
| 2021-06-01 | $223,675 (-1.6%) | $308,292 (17.9%) | 0.59 | 203 |
| 2021-07-01 | $219,000 (-3.7%) | $291,267 (9.7%) | 0.58 | 258 |
| 2021-08-01 | $240,000 (6.7%) | $304,791 (16.3%) | 0.64 | 308 |
| 2021-09-01 | $259,900 (18.2%) | $318,187 (20.4%) | 0.69 | 302 |
| 2021-10-01 | $250,000 (13.7%) | $324,654 (20.5%) | 0.67 | 274 |
| 2021-11-01 | $258,800 (13.0%) | $326,116 (18.5%) | 0.69 | 262 |
| 2021-12-01 | $253,850 (16.4%) | $330,055 (26.3%) | 0.69 | 244 |
| 2022-01-01 | $254,700 (23.0%) | $326,470 (28.7%) | 0.69 | 225 |
| 2022-02-01 | $262,925 (22.7%) | $341,136 (28.8%) | 0.68 | 199 |
| 2022-03-01 | $256,250 (26.6%) | $353,446 (31.7%) | 0.64 | 193 |
| 2022-04-01 | $275,000 (22.3%) | $358,065 (22.3%) | 0.65 | 209 |
| 2022-05-01 | $281,200 (22.3%) | $380,241 (23.0%) | 0.64 | 247 |
| 2022-06-01 | $276,950 (23.8%) | $379,273 (23.0%) | 0.62 | 310 |
| 2022-07-01 | $279,900 (27.8%) | $377,852 (29.7%) | 0.63 | 381 |
| 2022-08-01 | $279,900 (16.6%) | $353,064 (15.8%) | 0.64 | 465 |
| 2022-09-01 | $281,900 (8.5%) | $344,912 (8.4%) | 0.66 | 494 |
| 2022-10-01 | $284,375 (13.8%) | $348,615 (7.4%) | 0.67 | 549 |
| 2022-11-01 | $281,066 (8.6%) | $337,991 (3.6%) | 0.67 | 560 |
| 2022-12-01 | $279,000 (9.9%) | $333,826 (1.1%) | 0.69 | 515 |
| 2023-01-01 | $280,054 (10.0%) | $326,492 (0.0%) | 0.69 | 458 |
| 2023-02-01 | $284,925 (8.4%) | $332,787 (-2.5%) | 0.69 | 424 |
ABILENE's median listing price for 2023-02-01 was $284,925, a difference of
$22,000
(8.4%) versus the prior year and
$4,871 versus the prior month.
ABILENE's median listing price comes in at 69% of the national average.
ABILENE's average listing price for 2023-02-01 was $332,787, a difference of $-8,349 (-2.5%) versus the prior year and $6,295 versus the prior month.
For the 2023-02-01 period, ABILENE had 424 MLS listings, a difference of -34 listings (-7%) versus the prior month and 225 listings (113%) versus the prior year.
ABILENE's median listing price comes in at 69% of the national average.
ABILENE's average listing price for 2023-02-01 was $332,787, a difference of $-8,349 (-2.5%) versus the prior year and $6,295 versus the prior month.
For the 2023-02-01 period, ABILENE had 424 MLS listings, a difference of -34 listings (-7%) versus the prior month and 225 listings (113%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ABILENE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 81 days | 1,898 sqft |
| 2018-02-01 | 68 days | 1,891 sqft |
| 2018-03-01 | 53 days | 1,927 sqft |
| 2018-04-01 | 54 days | 1,937 sqft |
| 2018-05-01 | 53 days | 1,907 sqft |
| 2018-06-01 | 54 days | 1,885 sqft |
| 2018-07-01 | 56 days | 1,878 sqft |
| 2018-08-01 | 59 days | 1,864 sqft |
| 2018-09-01 | 67 days | 1,878 sqft |
| 2018-10-01 | 73 days | 1,868 sqft |
| 2018-11-01 | 77 days | 1,864 sqft |
| 2018-12-01 | 81 days | 1,867 sqft |
| 2019-01-01 | 88 days | 1,873 sqft |
| 2019-02-01 | 86 days | 1,872 sqft |
| 2019-03-01 | 72 days | 1,902 sqft |
| 2019-04-01 | 57 days | 1,928 sqft |
| 2019-05-01 | 59 days | 1,919 sqft |
| 2019-06-01 | 61 days | 1,946 sqft |
| 2019-07-01 | 56 days | 1,884 sqft |
| 2019-08-01 | 56 days | 1,880 sqft |
| 2019-09-01 | 60 days | 1,895 sqft |
| 2019-10-01 | 64 days | 1,905 sqft |
| 2019-11-01 | 73 days | 1,910 sqft |
| 2019-12-01 | 79 days | 1,888 sqft |
| 2020-01-01 | 79 days | 1,885 sqft |
| 2020-02-01 | 71 days | 1,908 sqft |
| 2020-03-01 | 59 days | 1,886 sqft |
| 2020-04-01 | 65 days | 1,912 sqft |
| 2020-05-01 | 61 days | 1,920 sqft |
| 2020-06-01 | 49 days | 1,922 sqft |
| 2020-07-01 | 52 days | 1,910 sqft |
| 2020-08-01 | 53 days | 1,906 sqft |
| 2020-09-01 | 56 days | 1,888 sqft |
| 2020-10-01 | 57 days | 1,887 sqft |
| 2020-11-01 | 57 days | 1,923 sqft |
| 2020-12-01 | 58 days | 1,796 sqft |
| 2021-01-01 | 55 days | 1,800 sqft |
| 2021-02-01 | 63 days | 1,854 sqft |
| 2021-03-01 | 50 days | 1,798 sqft |
| 2021-04-01 | 32 days | 1,869 sqft |
| 2021-05-01 | 31 days | 1,876 sqft |
| 2021-06-01 | 36 days | 1,863 sqft |
| 2021-07-01 | 35 days | 1,824 sqft |
| 2021-08-01 | 35 days | 1,901 sqft |
| 2021-09-01 | 44 days | 1,963 sqft |
| 2021-10-01 | 48 days | 1,945 sqft |
| 2021-11-01 | 50 days | 1,877 sqft |
| 2021-12-01 | 50 days | 1,831 sqft |
| 2022-01-01 | 49 days | 1,808 sqft |
| 2022-02-01 | 45 days | 1,845 sqft |
| 2022-03-01 | 41 days | 1,809 sqft |
| 2022-04-01 | 34 days | 1,888 sqft |
| 2022-05-01 | 33 days | 1,894 sqft |
| 2022-06-01 | 34 days | 1,854 sqft |
| 2022-07-01 | 37 days | 1,841 sqft |
| 2022-08-01 | 38 days | 1,840 sqft |
| 2022-09-01 | 45 days | 1,826 sqft |
| 2022-10-01 | 51 days | 1,853 sqft |
| 2022-11-01 | 61 days | 1,847 sqft |
| 2022-12-01 | 78 days | 1,858 sqft |
| 2023-01-01 | 80 days | 1,854 sqft |
| 2023-02-01 | 71 days | 1,885 sqft |
ABILENE's median listing age (time on market) for 2023-02-01 was 71 days.
This
is 58%
longer
than the same period one year ago.
ABILENE's median square footage for active listings during the 2023-02-01 period was 1,885 sqft. One year prior, the average listing was 1,845 sqft.
ABILENE's median square footage for active listings during the 2023-02-01 period was 1,885 sqft. One year prior, the average listing was 1,845 sqft.
ABILENE, TX Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 76437 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 76443 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 76464 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 76469 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79501 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79503 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79504 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79508 | Abilene, TX | $650 | $690 | $890 | $1,210 | $1,500 |
| 79510 | Abilene, TX | $660 | $700 | $900 | $1,230 | $1,520 |
| 79519 | Abilene, TX | $700 | $740 | $960 | $1,310 | $1,620 |
| 79520 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79521 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79525 | Abilene, TX | $640 | $670 | $860 | $1,170 | $1,480 |
| 79530 | Abilene, TX | $700 | $740 | $960 | $1,310 | $1,620 |
| 79533 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79536 | Abilene, TX | $680 | $720 | $930 | $1,270 | $1,570 |
| 79541 | Abilene, TX | $700 | $740 | $960 | $1,310 | $1,620 |
| 79553 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79560 | Abilene, TX | $710 | $750 | $970 | $1,320 | $1,640 |
| 79561 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79562 | Abilene, TX | $710 | $750 | $970 | $1,320 | $1,640 |
| 79563 | Abilene, TX | $640 | $680 | $880 | $1,200 | $1,490 |
| 79566 | Abilene, TX | $700 | $740 | $960 | $1,310 | $1,620 |
| 79567 | Abilene, TX | $700 | $740 | $960 | $1,310 | $1,620 |
| 79601 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
| 79602 | Abilene, TX | $680 | $720 | $930 | $1,270 | $1,570 |
| 79603 | Abilene, TX | $660 | $700 | $910 | $1,240 | $1,540 |
| 79604 | Abilene, TX | $700 | $740 | $960 | $1,310 | $1,620 |
| 79605 | Abilene, TX | $730 | $770 | $1,000 | $1,360 | $1,690 |
| 79606 | Abilene, TX | $740 | $790 | $1,020 | $1,390 | $1,720 |
| 79607 | Abilene, TX | $950 | $1,010 | $1,300 | $1,770 | $2,200 |
| 79608 | Abilene, TX | $700 | $740 | $960 | $1,310 | $1,620 |
| 79699 | Abilene, TX | $640 | $660 | $860 | $1,160 | $1,480 |
2022 Average & Median Rent Data Statistics
ABILENE, TX average 1BR rent: $708, median: $690
ABILENE, TX average 2BR rent: $919, median: $890
ABILENE, TX average 3BR rent: $1,247, median: $1,210
ABILENE, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,649 | $627,795,000 | $236,993 |
| Cash Out Refi | 524 | $98,100,000 | $187,214 |
| Refi | 304 | $69,900,000 | $229,934 |
| Home Improvement | 207 | $18,975,000 | $91,667 |
| Other | 75 | $7,415,000 | $98,867 |
Abilene's most frequently cited loan purpose was Home Purchase, with 2,649 originations. The 2nd most popular reason was Cash Out Refi, with 524 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,083 | $235,895,000 | $217,816 |
| 4-5% | 826 | $176,060,000 | $213,148 |
| 3-4% | 690 | $183,920,000 | $266,551 |
| 6-7% | 510 | $108,900,000 | $213,529 |
| 7-8% | 205 | $31,325,000 | $152,805 |
| 2.5-3% | 149 | $35,535,000 | $238,490 |
| Over 8% | 81 | $12,265,000 | $151,420 |
| <2.5% | 52 | $8,430,000 | $162,115 |
During 2022, Abilene's most frequently originated rate bucket was 5-6%, with 1,083 originations.
Loan Sizing (ABILENE, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,375 | $378,385,000 | $275,189 |
| $100k-200k | 1,363 | $202,795,000 | $148,786 |
| $100,000 or less | 754 | $49,860,000 | $66,127 |
| $400k-600k | 197 | $92,495,000 | $469,518 |
| $600k-1000k | 53 | $36,615,000 | $690,849 |
| $Over $1MM | 17 | $62,035,000 | $3,649,118 |
ABILENE's loan sizing saw the bucket of loans from $200k-400k with 1,375 originations, totaling $378,385,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,825 | $431,245,000 | $236,299 |
| 60-80% | 924 | $214,380,000 | $232,013 |
| 40-60% | 297 | $59,635,000 | $200,791 |
| 20-40% | 199 | $26,955,000 | $135,452 |
| Over 100% | 166 | $45,990,000 | $277,048 |
| Under 20% | 156 | $9,200,000 | $58,974 |
ABILENE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,825 originations, totaling $431,245,000 in origination value.