BROWNSVILLE - HARLINGEN Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Brownsville - Harlingen averaged
5.3%
for the week of 2022-08-04, compared to the national average of
4.99% for the same period.
The average rate for the prior week (2022-07-28) was
5.81% and
one month ago for the week of 2022-06-30, the
average rate was 5.91%.
Brownsville - Harlingen's average rate one year ago was 3.33%.
For refis of the same type during the week of 2022-08-04, the average rate
was 5.43%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-08-04 | 4.99% |
| Brownsville - Harlingen 30 Year Fixed Rate | 2022-08-04 | 5.3% |
| Brownsville - Harlingen 30 Year Fixed Rate Refi | 2022-08-04 | 5.43% |
| Brownsville - Harlingen 15 Year Fixed Rate | 2022-08-04 | 4.71% |
| Brownsville - Harlingen 15 Year Fixed Rate Refi | 2022-08-04 | 4.48% |
| Brownsville - Harlingen 30 Year FHA | 2022-08-04 | 5.48% |
| Brownsville - Harlingen 30 Year FHA Refi | 2022-08-04 | 5.69% |
| Brownsville - Harlingen 30 Year USDA | 2022-08-04 | 5.53% |
| Brownsville - Harlingen 30 Year USDA Refi | 2022-08-04 | 2.86% |
| Brownsville - Harlingen 30 Year VA | 2022-08-04 | 5.45% |
| Brownsville - Harlingen 30 Year VA Refi | 2022-08-04 | 4.69% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BROWNSVILLE-HARLINGEN, TX.
BROWNSVILLE - HARLINGEN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BROWNSVILLE-HARLINGEN, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BROWNSVILLE-HARLINGEN, TX's 177 lenders originated 6,478
loans during 2021. The total origination value was $1,267,030,000, with an average loan value of
$195,590.
The top BROWNSVILLE - HARLINGEN lender as defined by loan originations is QUICKEN LOANS, LLC, with
191 loans originated. Their average total fees are
$5,093, which is $1,355
higher than the next largest lender,
SECURITY SERVICE.
The lowest fee BROWNSVILLE - HARLINGEN lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,389), Wells Fargo Bank ($3,689), SECURITY SERVICE ($3,738), Gateway First Bank ($3,885) and NEWREZ LLC ($3,923).
The lowest rate BROWNSVILLE - HARLINGEN lenders (with over 10 loans originated) are
Bank of America (2.88%), AMERISAVE MORTGAGE CORPORATION (2.92%), FINANCE OF AMERICA MORTGAGE LLC (2.94%), BETTER MORTGAGE CORPORATION (3.03%) and PENNYMAC LOAN SERVICES, LLC (3.03%).
BROWNSVILLE-HARLINGEN, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $71,865,000 | $95,125,000 | 32.4% | 7.5% |
| ACADEMY MORTGAGE CORPORATION | $46,195,000 | $69,870,000 | 51.3% | 5.5% |
| FREEDOM MORTGAGE CORPORATION | $46,330,000 | $48,105,000 | 3.8% | 3.8% |
| SECURITY SERVICE | $42,655,000 | $45,760,000 | 7.3% | 3.6% |
| PLANET HOME LENDING, LLC | $62,735,000 | $45,255,000 | -27.9% | 3.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $30,210,000 | $37,760,000 | 25.0% | 3.0% |
| Wells Fargo Bank | $32,540,000 | $33,260,000 | 2.2% | 2.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $28,520,000 | $33,010,000 | 15.7% | 2.6% |
| NATIONS RELIABLE LENDING, LLC | $23,805,000 | $29,515,000 | 24.0% | 2.3% |
| THRIVE MORTGAGE, LLC | $24,755,000 | $27,890,000 | 12.7% | 2.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $17,780,000 | $27,825,000 | 56.5% | 2.2% |
| KeyBank | $225,000 | $26,450,000 | 11,655.6% | 2.1% |
| LOANDEPOT.COM, LLC | $12,385,000 | $25,185,000 | 103.4% | 2.0% |
| Hometown Lenders, Inc. | $23,130,000 | $22,995,000 | -0.6% | 1.8% |
| Mortgage Research Center, LLC | $17,955,000 | $21,030,000 | 17.1% | 1.7% |
| Goldwater Bank, N.A. | $31,175,000 | $20,790,000 | -33.3% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $5,345,000 | $20,205,000 | 278.0% | 1.6% |
| SECURITYNATIONAL MORTGAGE COMPANY | $18,015,000 | $19,440,000 | 7.9% | 1.5% |
| Lone Star National Bank | $18,555,000 | $17,895,000 | -3.6% | 1.4% |
| Texas Regional Bank | $14,045,000 | $17,560,000 | 25.0% | 1.4% |
| DIRECTIONS EQUITY, LLC | $2,895,000 | $16,940,000 | 485.1% | 1.3% |
| NAVY ARMY COMMUNITY CREDIT UNION | $14,400,000 | $16,055,000 | 11.5% | 1.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $16,430,000 | $15,790,000 | -3.9% | 1.2% |
| AMCAP MORTGAGE, LTD. | $13,195,000 | $15,665,000 | 18.7% | 1.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $8,770,000 | $14,925,000 | 70.2% | 1.2% |
| Gateway First Bank | $4,010,000 | $14,825,000 | 269.7% | 1.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $8,590,000 | $14,675,000 | 70.8% | 1.2% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $8,515,000 | $13,785,000 | 61.9% | 1.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $12,855,000 | n/a | 1.0% | |
| PlainsCapital Bank | $7,180,000 | $12,195,000 | 69.8% | 1.0% |
| NEWREZ LLC | $4,055,000 | $11,520,000 | 184.1% | 0.9% |
| JPMorgan Chase Bank | $9,050,000 | $10,185,000 | 12.5% | 0.8% |
| BETTER MORTGAGE CORPORATION | $885,000 | $9,750,000 | 1,001.7% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $5,995,000 | $9,670,000 | 61.3% | 0.8% |
| Flagstar Bank, FSB | $4,585,000 | $9,535,000 | 108.0% | 0.8% |
| International Bank of Commerce | $11,960,000 | $8,940,000 | -25.3% | 0.7% |
| Merchants Bank of Indiana | $8,405,000 | n/a | 0.7% | |
| LEADERONE FINANCIAL CORPORATION | $6,730,000 | $8,385,000 | 24.6% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $3,995,000 | $8,245,000 | 106.4% | 0.7% |
| USAA Federal Savings Bank | $8,235,000 | $8,050,000 | -2.2% | 0.6% |
| BBVA USA | $16,325,000 | $7,690,000 | -52.9% | 0.6% |
| CALIBER HOME LOANS, INC. | $6,045,000 | $6,525,000 | 7.9% | 0.5% |
| S1L, Inc. | $3,390,000 | $6,485,000 | 91.3% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $5,760,000 | $6,450,000 | 12.0% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,065,000 | $6,435,000 | 211.6% | 0.5% |
| Bank of America | $5,230,000 | $6,200,000 | 18.5% | 0.5% |
| Lakeview Community Capital, LLC | $3,305,000 | $6,200,000 | 87.6% | 0.5% |
| Vantage Bank Texas | $4,340,000 | $6,060,000 | 39.6% | 0.5% |
| ARC HOME LLC | $785,000 | $5,930,000 | 655.4% | 0.5% |
| GREYSTONE SERVICING COMPANY LLC | $5,830,000 | n/a | 0.5% | |
| GUARANTEED RATE, INC. | $5,810,000 | $5,635,000 | -3.0% | 0.4% |
| AmeriHome Mortgage Company, LLC | $3,640,000 | $5,335,000 | 46.6% | 0.4% |
| GUILD MORTGAGE COMPANY | $2,215,000 | $5,010,000 | 126.2% | 0.4% |
| Arbor Realty Trust, Inc. | $18,140,000 | $4,985,000 | -72.5% | 0.4% |
| MORTGAGE FINANCIAL SERVICES, LLC | $1,815,000 | $4,870,000 | 168.3% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,455,000 | $4,815,000 | 39.4% | 0.4% |
| Waterstone Mortgage Corporation | $4,140,000 | $4,770,000 | 15.2% | 0.4% |
| CBRE MULTIFAMILY CAPITAL, INC. | $4,670,000 | n/a | 0.4% | |
| Falcon International Bank | $5,715,000 | $4,670,000 | -18.3% | 0.4% |
| CMG MORTGAGE, INC. | $2,445,000 | $4,570,000 | 86.9% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $11,510,000 | $4,515,000 | -60.8% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $5,750,000 | $4,245,000 | -26.2% | 0.3% |
| 21ST MORTGAGE CORPORATION | $3,650,000 | $4,055,000 | 11.1% | 0.3% |
| Origin Bank | $3,925,000 | n/a | 0.3% | |
| Northpointe Bank | $900,000 | $3,910,000 | 334.4% | 0.3% |
| Rio Bank | $7,595,000 | $3,880,000 | -48.9% | 0.3% |
| EVERETT FINANCIAL, INC. | $12,340,000 | $3,785,000 | -69.3% | 0.3% |
| Texas National Bank | $4,010,000 | $3,720,000 | -7.2% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,870,000 | $3,670,000 | 27.9% | 0.3% |
| LOANPAL, LLC | $1,450,000 | $3,605,000 | 148.6% | 0.3% |
| Carrington Mortgage Services, LLC | $3,505,000 | $3,590,000 | 2.4% | 0.3% |
| ROYAL UNITED MORTGAGE LLC | $2,785,000 | $3,535,000 | 26.9% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $2,370,000 | $3,405,000 | 43.7% | 0.3% |
| Regions Bank | $795,000 | $3,290,000 | 313.8% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $1,065,000 | $3,220,000 | 202.3% | 0.3% |
| Texas Community Bank | $4,495,000 | $3,220,000 | -28.4% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,910,000 | $3,135,000 | 64.1% | 0.2% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $500,000 | $3,105,000 | 521.0% | 0.2% |
| HAMILTON HOME LOANS, INC. | $3,270,000 | $3,080,000 | -5.8% | 0.2% |
| RANDOLPH-BROOKS | $3,210,000 | $3,070,000 | -4.4% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $4,130,000 | $3,040,000 | -26.4% | 0.2% |
| Network Funding, L.P. | $2,490,000 | $3,000,000 | 20.5% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $4,185,000 | $2,815,000 | -32.7% | 0.2% |
| NBKC BANK | $135,000 | $2,685,000 | 1,888.9% | 0.2% |
| U.S. Bank | $1,895,000 | $2,625,000 | 38.5% | 0.2% |
| ARKANSAS Federal Credit Union | $2,505,000 | n/a | 0.2% | |
| NASA Federal Credit Union | $2,465,000 | n/a | 0.2% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,485,000 | $2,445,000 | -29.8% | 0.2% |
| First Guaranty Mortgage Corporation | $900,000 | $2,375,000 | 163.9% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,360,000 | $2,375,000 | 74.6% | 0.2% |
| AMPLIFY | $2,355,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $2,250,000 | $2,230,000 | -0.9% | 0.2% |
| CLEARPATH LENDING | $4,390,000 | $2,215,000 | -49.5% | 0.2% |
| KS StateBank | $490,000 | $2,185,000 | 345.9% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $4,825,000 | $2,170,000 | -55.0% | 0.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $835,000 | $2,150,000 | 157.5% | 0.2% |
| Citizens Bank | $4,120,000 | $2,140,000 | -48.1% | 0.2% |
| Pinnacle Bank | $2,095,000 | n/a | 0.2% | |
| Hometown Equity Mortgage, LLC | $1,515,000 | $2,090,000 | 38.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,010,000 | $2,045,000 | -49.0% | 0.2% |
| Zions Bancorporation, N.A. | $1,975,000 | n/a | 0.2% | |
| BM Real Estate Services, Inc. | $1,925,000 | n/a | 0.2% | |
| Wyndham Capital Mortgage, Inc. | $365,000 | $1,900,000 | 420.5% | 0.1% |
| Austin Capital Bank SSB | $920,000 | $1,895,000 | 106.0% | 0.1% |
| Frost Bank | $2,700,000 | $1,880,000 | -30.4% | 0.1% |
| ASPIRE FINANCIAL, INC. | $485,000 | $1,805,000 | 272.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,375,000 | $1,740,000 | 26.5% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $2,320,000 | $1,710,000 | -26.3% | 0.1% |
| First United Bank and Trust Company | $1,405,000 | $1,645,000 | 17.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $970,000 | $1,625,000 | 67.5% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $755,000 | $1,625,000 | 115.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,095,000 | $1,610,000 | -23.2% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $720,000 | $1,580,000 | 119.4% | 0.1% |
| First Financial Bank | $1,540,000 | n/a | 0.1% | |
| Texas Capital Bank | $1,525,000 | n/a | 0.1% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $270,000 | $1,515,000 | 461.1% | 0.1% |
| Town Square Mortgage & Investments, Inc. | $730,000 | $1,490,000 | 104.1% | 0.1% |
| NexBank | $300,000 | $1,410,000 | 370.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $285,000 | $1,405,000 | 393.0% | 0.1% |
| Jefferson Bank | $695,000 | $1,395,000 | 100.7% | 0.1% |
| InterContinental Capital Group, Inc | $1,790,000 | $1,375,000 | -23.2% | 0.1% |
| Florida Capital Bank | $1,370,000 | $1,370,000 | 0.0% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $1,365,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,075,000 | $1,315,000 | 22.3% | 0.1% |
| American Bank | $570,000 | $1,310,000 | 129.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,245,000 | n/a | 0.1% | |
| Prosperity Bank | $1,340,000 | $1,225,000 | -8.6% | 0.1% |
| STEARNS LENDING, LLC | $570,000 | $1,215,000 | 113.2% | 0.1% |
| SFMC, LP | $200,000 | $1,210,000 | 505.0% | 0.1% |
| Ally Bank | $345,000 | $1,205,000 | 249.3% | 0.1% |
| Truist Bank | $115,000 | $1,195,000 | 939.1% | 0.1% |
| Discover Bank | $55,000 | $1,190,000 | 2,063.6% | 0.1% |
| LENDINGONE, LLC | $85,000 | $1,175,000 | 1,282.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $545,000 | $1,100,000 | 101.8% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $1,060,000 | $1,075,000 | 1.4% | 0.1% |
| Low VA Rates, LLC | $2,125,000 | $1,070,000 | -49.6% | 0.1% |
| KELLER MORTGAGE, LLC | $580,000 | $1,005,000 | 73.3% | 0.1% |
| MICHIGAN MUTUAL, INC. | $195,000 | $1,005,000 | 415.4% | 0.1% |
| PNC Bank | $75,000 | $1,005,000 | 1,240.0% | 0.1% |
| Farm Credit Mid-America, ACA | $335,000 | $920,000 | 174.6% | 0.1% |
| Commerce Home Mortgage, Inc. | $475,000 | $900,000 | 89.5% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $5,300,000 | $890,000 | -83.2% | 0.1% |
| UNION HOME MORTGAGE CORP. | $455,000 | $845,000 | 85.7% | 0.1% |
| Bridgewater Bank | $825,000 | n/a | 0.1% | |
| UNIVERSITY Federal Credit Union | $1,220,000 | $770,000 | -36.9% | 0.1% |
| Nations Lending Corporation | $845,000 | $755,000 | -10.7% | 0.1% |
| First National Bank Texas | $185,000 | $735,000 | 297.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $725,000 | n/a | 0.1% | |
| BOKF | $1,645,000 | $720,000 | -56.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,320,000 | $705,000 | -46.6% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $705,000 | n/a | 0.1% | |
| Republic State Mortgage Co. | $550,000 | $705,000 | 28.2% | 0.1% |
| Strong Home Mortgage, LLC | $385,000 | $705,000 | 83.1% | 0.1% |
| Lone Star Capital Bank | $690,000 | n/a | 0.1% | |
| PANORAMA MORTGAGE GROUP, LLC | $430,000 | $690,000 | 60.5% | 0.1% |
| TIAA, FSB | $1,140,000 | $690,000 | -39.5% | 0.1% |
| Encompass Lending Group, LP | $1,150,000 | $680,000 | -40.9% | 0.1% |
| North American Savings Bank, F.S.B. | $125,000 | $650,000 | 420.0% | 0.1% |
| H E B | $180,000 | $645,000 | 258.3% | 0.1% |
| ADVANCIAL | $285,000 | $625,000 | 119.3% | 0.0% |
| PHH Mortgage Corporation | $125,000 | $625,000 | 400.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $155,000 | $615,000 | 296.8% | 0.0% |
| Citadel Servicing Corporation | $75,000 | $615,000 | 720.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $195,000 | $615,000 | 215.4% | 0.0% |
| Equity Prime Mortgage LLC | $380,000 | $615,000 | 61.8% | 0.0% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $1,145,000 | $600,000 | -47.6% | 0.0% |
| Stride Bank | $590,000 | n/a | 0.0% | |
| Sunflower Bank | $255,000 | $570,000 | 123.5% | 0.0% |
| A&D Mortgage LLC | $565,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $565,000 | n/a | 0.0% | |
| First Horizon Bank | $555,000 | n/a | 0.0% | |
| The First National Bank of Anson | $535,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $525,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $245,000 | $520,000 | 112.2% | 0.0% |
| The Federal Savings Bank | $185,000 | $500,000 | 170.3% | 0.0% |
| US MORTGAGE CORPORATION | $490,000 | n/a | 0.0% | |
| Guaranty Bank & Trust, N.A. | $475,000 | n/a | 0.0% | |
| Cf Bank | $465,000 | n/a | 0.0% | |
| Plains Commerce Bank | $465,000 | n/a | 0.0% | |
| Axos Bank | $115,000 | $450,000 | 291.3% | 0.0% |
| Wallick & Volk, Inc. | $205,000 | $435,000 | 112.2% | 0.0% |
| WESTSTAR MORTGAGE CORPORATION | $55,000 | $425,000 | 672.7% | 0.0% |
| OCMBC, INC. | $1,400,000 | $410,000 | -70.7% | 0.0% |
| SOFI LENDING CORP. | $360,000 | $405,000 | 12.5% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $400,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $390,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $135,000 | $385,000 | 185.2% | 0.0% |
| SIRVA MORTGAGE, INC. | $675,000 | $385,000 | -43.0% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $380,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $205,000 | $370,000 | 80.5% | 0.0% |
| Broadway National Bank | $175,000 | $355,000 | 102.9% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $355,000 | n/a | 0.0% | |
| Kleberg Bank, N.A | $105,000 | $350,000 | 233.3% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,295,000 | $350,000 | -73.0% | 0.0% |
| Luxury Mortgage Corp. | $345,000 | n/a | 0.0% | |
| WINNPOINTE CORPORATION | $345,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $195,000 | $340,000 | 74.4% | 0.0% |
| Chicago Mortgage Solutions LLC | $340,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $395,000 | $340,000 | -13.9% | 0.0% |
| Bank Five Nine | $335,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $175,000 | $335,000 | 91.4% | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $370,000 | $335,000 | -9.5% | 0.0% |
| SWBC MORTGAGE CORPORATION | $350,000 | $325,000 | -7.1% | 0.0% |
| The Home Loan Expert LLC | $325,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $245,000 | $315,000 | 28.6% | 0.0% |
| Servion, Inc. | $565,000 | $315,000 | -44.2% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $305,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $305,000 | $305,000 | 0.0% | 0.0% |
| NP, Inc. | $125,000 | $300,000 | 140.0% | 0.0% |
| TruHome Solutions, LLC | $155,000 | $295,000 | 90.3% | 0.0% |
| Bank of Whittier | $285,000 | n/a | 0.0% | |
| First Bank | $155,000 | $275,000 | 77.4% | 0.0% |
| First Savings Bank | $720,000 | $275,000 | -61.8% | 0.0% |
| TEXAS TECH | $135,000 | $275,000 | 103.7% | 0.0% |
| FBC MORTGAGE, LLC | $235,000 | $265,000 | 12.8% | 0.0% |
| INFINITY MORTGAGE HOLDINGS, LLC | $290,000 | $265,000 | -8.6% | 0.0% |
| LADERA LENDING, INC. | $265,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $245,000 | $265,000 | 8.2% | 0.0% |
| Texas Bank Financial | $265,000 | n/a | 0.0% | |
| Veritex Community Bank | $265,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $255,000 | n/a | 0.0% | |
| DHI MORTGAGE COMPANY, LTD. | $255,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $255,000 | n/a | 0.0% | |
| CRESTMARK MORTGAGE COMPANY, LTD. | $210,000 | $245,000 | 16.7% | 0.0% |
| LOANFLIGHT LENDING, LLC | $245,000 | n/a | 0.0% | |
| UBS Bank USA | $515,000 | $245,000 | -52.4% | 0.0% |
| CANOPY MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| Credence Funding Corporation | $235,000 | n/a | 0.0% | |
| VELOCIO MORTGAGE L.L.C. | $235,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $865,000 | $230,000 | -73.4% | 0.0% |
| Beeline Loans, Inc. | $215,000 | $225,000 | 4.7% | 0.0% |
| First Liberty Bank | $225,000 | n/a | 0.0% | |
| Independent Bank | $335,000 | $220,000 | -34.3% | 0.0% |
| BancorpSouth Bank | $475,000 | $215,000 | -54.7% | 0.0% |
| Stockmens Bank | $215,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $220,000 | $210,000 | -4.5% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $1,065,000 | $205,000 | -80.8% | 0.0% |
| First American Bank and Trust Company | $205,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $165,000 | $205,000 | 24.2% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $480,000 | $200,000 | -58.3% | 0.0% |
| First National Bank in Port Lavaca | $195,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $195,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $390,000 | $195,000 | -50.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $195,000 | n/a | 0.0% | |
| WinTex Group, LLC | $195,000 | n/a | 0.0% | |
| First National Bank of America | $360,000 | $185,000 | -48.6% | 0.0% |
| Great Plains National Bank | $185,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $195,000 | $185,000 | -5.1% | 0.0% |
| Renasant Bank | $615,000 | $185,000 | -69.9% | 0.0% |
| Manufacturers and Traders Trust Company | $135,000 | $180,000 | 33.3% | 0.0% |
| Amerifirst Financial, Inc. | $440,000 | $175,000 | -60.2% | 0.0% |
| RB MORTGAGE LLC | $455,000 | $175,000 | -61.5% | 0.0% |
| TJC Mortgage, Inc. | $165,000 | $175,000 | 6.1% | 0.0% |
| Loan Simple, Inc. | $4,945,000 | $170,000 | -96.6% | 0.0% |
| HOMETRUST MORTGAGE COMPANY | $165,000 | n/a | 0.0% | |
| LHM FINANCIAL CORPORATION | $75,000 | $165,000 | 120.0% | 0.0% |
| Mid-Continent Funding, Inc. | $345,000 | $165,000 | -52.2% | 0.0% |
| PILGRIM MORTGAGE LLC | $165,000 | n/a | 0.0% | |
| RANLIFE, INC. | $155,000 | $165,000 | 6.5% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $165,000 | n/a | 0.0% | |
| FirstBank | $140,000 | $160,000 | 14.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,150,000 | $155,000 | -86.5% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $155,000 | n/a | 0.0% | |
| DG PINNACLE FUNDING LLC | $155,000 | n/a | 0.0% | |
| Quontic Bank | $155,000 | n/a | 0.0% | |
| First Commercial Bank | $145,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $135,000 | $145,000 | 7.4% | 0.0% |
| Ameris Bank | $135,000 | n/a | 0.0% | |
| Arvest Bank | $75,000 | $135,000 | 80.0% | 0.0% |
| GREATER TEXAS FEDERAL CREDIT UNION | $215,000 | $135,000 | -37.2% | 0.0% |
| OPEN MORTGAGE, LLC | $95,000 | $135,000 | 42.1% | 0.0% |
| PARKSIDE LENDING, LLC | $135,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $135,000 | n/a | 0.0% | |
| R M K FINANCIAL CORP. | $135,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $135,000 | n/a | 0.0% | |
| Central Bank Illinois | $125,000 | n/a | 0.0% | |
| Commercial Bank of Texas | $125,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $245,000 | $125,000 | -49.0% | 0.0% |
| Stifel Bank and Trust | $270,000 | $125,000 | -53.7% | 0.0% |
| Citibank | $285,000 | $120,000 | -57.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $225,000 | $115,000 | -48.9% | 0.0% |
| HOMESTEAD FUNDING CORP. | $115,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $175,000 | $105,000 | -40.0% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $105,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $85,000 | $105,000 | 23.5% | 0.0% |
| Fifth Third Bank | $105,000 | n/a | 0.0% | |
| Generations Community Federal Credit Union | $105,000 | n/a | 0.0% | |
| SIWELL, INC. | $515,000 | $105,000 | -79.6% | 0.0% |
| LOANPEOPLE, LLC | $95,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $95,000 | n/a | 0.0% | |
| Credit Union of Texas | $85,000 | n/a | 0.0% | |
| LEGACY MORTGAGE LLC | $85,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $85,000 | n/a | 0.0% | |
| Inwood National Bank | $365,000 | $75,000 | -79.5% | 0.0% |
| Amarillo National Bank | $235,000 | $55,000 | -76.6% | 0.0% |
| American Airlines Federal Credit Union | $140,000 | $55,000 | -60.7% | 0.0% |
| CHEVRON | $55,000 | n/a | 0.0% | |
| First Midwest Bank | $55,000 | n/a | 0.0% | |
| A+ Federal Credit Union | $45,000 | n/a | 0.0% | |
| Reliant Bank | $135,000 | $45,000 | -66.7% | 0.0% |
| TEXELL Credit Union | $265,000 | $45,000 | -83.0% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $25,000 | $35,000 | 40.0% | 0.0% |
BROWNSVILLE - HARLINGEN's top lender by overall market share is QUICKEN LOANS, LLC, with 7.5% market share. In second place, with 5.5%, is ACADEMY MORTGAGE CORPORATION, having originated $69,870,000 in loans. In third place, with 3.8%, is FREEDOM MORTGAGE CORPORATION, having originated $48,105,000 in loans. In third place, with 3.6%, is SECURITY SERVICE, having originated $45,760,000 in loans. In third place, with 3.6%, is PLANET HOME LENDING, LLC, having originated $45,255,000 in loans.
BROWNSVILLE - HARLINGEN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BROWNSVILLE - HARLINGEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $215,000 (8.6%) | $297,178 (3.3%) | 0.79 | 1,876 |
| 2018-02-01 | $217,000 (9.5%) | $298,759 (2.8%) | 0.78 | 1,886 |
| 2018-03-01 | $219,900 (10.3%) | $312,323 (5.9%) | 0.76 | 1,865 |
| 2018-04-01 | $222,000 (7.0%) | $314,268 (6.6%) | 0.75 | 1,810 |
| 2018-05-01 | $229,750 (6.9%) | $321,586 (7.9%) | 0.77 | 1,801 |
| 2018-06-01 | $239,000 (8.7%) | $324,761 (5.5%) | 0.80 | 1,836 |
| 2018-07-01 | $239,000 (8.7%) | $322,783 (5.0%) | 0.80 | 1,860 |
| 2018-08-01 | $234,000 (6.4%) | $319,285 (4.1%) | 0.78 | 1,852 |
| 2018-09-01 | $228,000 (3.7%) | $316,279 (4.0%) | 0.76 | 1,779 |
| 2018-10-01 | $229,000 (6.5%) | $326,640 (7.8%) | 0.77 | 1,747 |
| 2018-11-01 | $228,500 (4.3%) | $320,363 (5.1%) | 0.77 | 1,742 |
| 2018-12-01 | $227,500 (3.5%) | $315,457 (3.2%) | 0.78 | 1,700 |
| 2019-01-01 | $224,450 (4.4%) | $308,422 (3.8%) | 0.77 | 1,618 |
| 2019-02-01 | $224,000 (3.2%) | $310,619 (4.0%) | 0.75 | 1,637 |
| 2019-03-01 | $229,386 (4.3%) | $314,286 (0.6%) | 0.75 | 1,638 |
| 2019-04-01 | $229,950 (3.6%) | $314,347 (0.0%) | 0.72 | 1,651 |
| 2019-05-01 | $234,950 (2.3%) | $317,554 (-1.3%) | 0.72 | 1,652 |
| 2019-06-01 | $234,900 (-1.7%) | $319,745 (-1.5%) | 0.72 | 1,675 |
| 2019-07-01 | $239,450 (0.2%) | $327,692 (1.5%) | 0.74 | 1,616 |
| 2019-08-01 | $240,500 (2.8%) | $335,090 (5.0%) | 0.76 | 1,593 |
| 2019-09-01 | $243,750 (6.9%) | $343,925 (8.7%) | 0.77 | 1,565 |
| 2019-10-01 | $244,500 (6.8%) | $346,125 (6.0%) | 0.78 | 1,551 |
| 2019-11-01 | $244,900 (7.2%) | $342,639 (7.0%) | 0.79 | 1,525 |
| 2019-12-01 | $239,700 (5.4%) | $337,558 (7.0%) | 0.80 | 1,532 |
| 2020-01-01 | $239,000 (6.5%) | $333,302 (8.1%) | 0.80 | 1,450 |
| 2020-02-01 | $239,000 (6.7%) | $336,828 (8.4%) | 0.77 | 1,452 |
| 2020-03-01 | $249,000 (8.6%) | $335,382 (6.7%) | 0.78 | 1,420 |
| 2020-04-01 | $248,750 (8.2%) | $335,684 (6.8%) | 0.77 | 1,397 |
| 2020-05-01 | $255,000 (8.5%) | $415,673 (30.9%) | 0.77 | 1,348 |
| 2020-06-01 | $265,388 (13.0%) | $428,097 (33.9%) | 0.78 | 1,191 |
| 2020-07-01 | $268,750 (12.2%) | $443,605 (35.4%) | 0.77 | 1,080 |
| 2020-08-01 | $259,000 (7.7%) | $458,524 (36.8%) | 0.74 | 1,015 |
| 2020-09-01 | $265,000 (8.7%) | $471,317 (37.0%) | 0.76 | 963 |
| 2020-10-01 | $264,000 (8.0%) | $459,337 (32.7%) | 0.75 | 887 |
| 2020-11-01 | $264,500 (8.0%) | $464,263 (35.5%) | 0.76 | 855 |
| 2020-12-01 | $269,895 (12.6%) | $469,778 (39.2%) | 0.79 | 821 |
| 2021-01-01 | $275,000 (15.1%) | $478,717 (43.6%) | 0.81 | 710 |
| 2021-02-01 | $272,450 (14.0%) | $450,327 (33.7%) | 0.78 | 636 |
| 2021-03-01 | $270,750 (8.7%) | $462,414 (37.9%) | 0.76 | 581 |
| 2021-04-01 | $281,750 (13.3%) | $498,792 (48.6%) | 0.76 | 494 |
| 2021-05-01 | $297,000 (16.5%) | $536,180 (29.0%) | 0.78 | 421 |
| 2021-06-01 | $298,450 (12.5%) | $542,813 (26.8%) | 0.78 | 392 |
| 2021-07-01 | $297,000 (10.5%) | $536,151 (20.9%) | 0.77 | 449 |
| 2021-08-01 | $297,000 (14.7%) | $516,982 (12.8%) | 0.78 | 499 |
| 2021-09-01 | $299,000 (12.8%) | $509,005 (8.0%) | 0.79 | 517 |
| 2021-10-01 | $294,000 (11.4%) | $517,058 (12.6%) | 0.77 | 535 |
| 2021-11-01 | $300,000 (13.4%) | $530,713 (14.3%) | 0.79 | 529 |
| 2021-12-01 | $305,000 (13.0%) | $550,528 (17.2%) | 0.81 | 522 |
| 2022-01-01 | $325,000 (18.2%) | $577,918 (20.7%) | 0.87 | 457 |
| 2022-02-01 | $325,000 (19.3%) | $580,656 (28.9%) | 0.83 | 460 |
| 2022-03-01 | $325,000 (20.0%) | $582,848 (26.0%) | 0.80 | 450 |
| 2022-04-01 | $329,000 (16.8%) | $573,001 (14.9%) | 0.77 | 483 |
| 2022-05-01 | $329,750 (11.0%) | $520,926 (-2.8%) | 0.74 | 514 |
| 2022-06-01 | $349,900 (17.2%) | $482,206 (-11.2%) | 0.78 | 605 |
BROWNSVILLE - HARLINGEN's median listing price for 2022-06-01 was $349,900, a difference of
$51,450
(17.2%) versus the prior year and
$20,150 versus the prior month.
BROWNSVILLE - HARLINGEN's median listing price comes in at 78% of the national average.
BROWNSVILLE - HARLINGEN's average listing price for 2022-06-01 was $482,206, a difference of $-60,607 (-11.2%) versus the prior year and $-38,720 versus the prior month.
For the 2022-06-01 period, BROWNSVILLE - HARLINGEN had 605 MLS listings, a difference of 91 listings (18%) versus the prior month and 213 listings (54%) versus the prior year.
BROWNSVILLE - HARLINGEN's median listing price comes in at 78% of the national average.
BROWNSVILLE - HARLINGEN's average listing price for 2022-06-01 was $482,206, a difference of $-60,607 (-11.2%) versus the prior year and $-38,720 versus the prior month.
For the 2022-06-01 period, BROWNSVILLE - HARLINGEN had 605 MLS listings, a difference of 91 listings (18%) versus the prior month and 213 listings (54%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BROWNSVILLE - HARLINGEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 135 days | 1,638 sqft |
| 2018-02-01 | 136 days | 1,627 sqft |
| 2018-03-01 | 134 days | 1,650 sqft |
| 2018-04-01 | 128 days | 1,670 sqft |
| 2018-05-01 | 117 days | 1,680 sqft |
| 2018-06-01 | 119 days | 1,700 sqft |
| 2018-07-01 | 121 days | 1,713 sqft |
| 2018-08-01 | 122 days | 1,698 sqft |
| 2018-09-01 | 127 days | 1,693 sqft |
| 2018-10-01 | 132 days | 1,705 sqft |
| 2018-11-01 | 137 days | 1,707 sqft |
| 2018-12-01 | 144 days | 1,703 sqft |
| 2019-01-01 | 138 days | 1,689 sqft |
| 2019-02-01 | 126 days | 1,660 sqft |
| 2019-03-01 | 127 days | 1,649 sqft |
| 2019-04-01 | 114 days | 1,644 sqft |
| 2019-05-01 | 107 days | 1,659 sqft |
| 2019-06-01 | 102 days | 1,689 sqft |
| 2019-07-01 | 109 days | 1,692 sqft |
| 2019-08-01 | 114 days | 1,697 sqft |
| 2019-09-01 | 115 days | 1,714 sqft |
| 2019-10-01 | 115 days | 1,716 sqft |
| 2019-11-01 | 108 days | 1,720 sqft |
| 2019-12-01 | 114 days | 1,723 sqft |
| 2020-01-01 | 115 days | 1,720 sqft |
| 2020-02-01 | 115 days | 1,748 sqft |
| 2020-03-01 | 102 days | 1,773 sqft |
| 2020-04-01 | 104 days | 1,733 sqft |
| 2020-05-01 | 107 days | 1,776 sqft |
| 2020-06-01 | 114 days | 1,802 sqft |
| 2020-07-01 | 106 days | 1,827 sqft |
| 2020-08-01 | 96 days | 1,820 sqft |
| 2020-09-01 | 99 days | 1,900 sqft |
| 2020-10-01 | 101 days | 1,837 sqft |
| 2020-11-01 | 102 days | 1,914 sqft |
| 2020-12-01 | 106 days | 1,853 sqft |
| 2021-01-01 | 108 days | 1,887 sqft |
| 2021-02-01 | 89 days | 1,889 sqft |
| 2021-03-01 | 88 days | 1,940 sqft |
| 2021-04-01 | 63 days | 2,007 sqft |
| 2021-05-01 | 50 days | 2,030 sqft |
| 2021-06-01 | 54 days | 2,002 sqft |
| 2021-07-01 | 44 days | 1,944 sqft |
| 2021-08-01 | 48 days | 1,924 sqft |
| 2021-09-01 | 50 days | 1,965 sqft |
| 2021-10-01 | 53 days | 1,942 sqft |
| 2021-11-01 | 53 days | 1,914 sqft |
| 2021-12-01 | 56 days | 1,898 sqft |
| 2022-01-01 | 66 days | 2,004 sqft |
| 2022-02-01 | 58 days | 1,925 sqft |
| 2022-03-01 | 51 days | 1,883 sqft |
| 2022-04-01 | 46 days | 1,856 sqft |
| 2022-05-01 | 43 days | 1,827 sqft |
| 2022-06-01 | 38 days | 1,856 sqft |
BROWNSVILLE - HARLINGEN's median listing age (time on market) for 2022-06-01 was 38 days.
This
is -29%
shorter
than the same period one year ago.
BROWNSVILLE - HARLINGEN's median square footage for active listings during the 2022-06-01 period was 1,856 sqft. One year prior, the average listing was 2,002 sqft.
BROWNSVILLE - HARLINGEN's median square footage for active listings during the 2022-06-01 period was 1,856 sqft. One year prior, the average listing was 2,002 sqft.
BROWNSVILLE-HARLINGEN, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,501 | $775,425,000 | $221,487 |
| Refi | 2,172 | $365,820,000 | $168,425 |
| Cash Out Refi | 673 | $113,525,000 | $168,685 |
| Other | 76 | $7,840,000 | $103,158 |
| Home Improvement | 56 | $4,420,000 | $78,929 |
Brownsville - Harlingen's most frequently cited loan purpose was Home Purchase, with 3,501 originations. The 2nd most popular reason was Refi, with 2,172 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,446 | $511,630,000 | $209,170 |
| 2.5-3% | 2,248 | $425,150,000 | $189,124 |
| <2.5% | 1,096 | $184,010,000 | $167,892 |
| 4-5% | 303 | $63,255,000 | $208,762 |
| 5-6% | 75 | $17,015,000 | $226,867 |
| Over 8% | 43 | $3,585,000 | $83,372 |
| 6-7% | 34 | $4,490,000 | $132,059 |
| 7-8% | 19 | $1,405,000 | $73,947 |
During 2021, Brownsville - Harlingen's most frequently originated rate bucket was 3-4%, with 2,446 originations.
Loan Sizing (BROWNSVILLE-HARLINGEN, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,151 | $467,385,000 | $148,329 |
| $200k-400k | 1,971 | $516,955,000 | $262,281 |
| $100,000 or less | 1,098 | $72,760,000 | $66,266 |
| $400k-600k | 188 | $89,470,000 | $475,904 |
| $600k-1000k | 36 | $26,760,000 | $743,333 |
| $Over $1MM | 34 | $93,700,000 | $2,755,882 |
BROWNSVILLE - HARLINGEN's loan sizing saw the bucket of loans from $100k-200k with 3,151 originations, totaling $467,385,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,046 | $617,350,000 | $202,676 |
| 60-80% | 1,862 | $404,580,000 | $217,282 |
| 40-60% | 637 | $85,635,000 | $134,435 |
| 20-40% | 169 | $20,715,000 | $122,574 |
| Under 20% | 153 | $1,895,000 | $12,386 |
| Over 100% | 75 | $23,345,000 | $311,267 |
BROWNSVILLE - HARLINGEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,046 originations, totaling $617,350,000 in origination value.
