BROWNSVILLE - HARLINGEN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Brownsville - Harlingen averaged
6.91%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.84% and
one month ago for the week of 2025-05-15, the
average rate was 6.71%.
Brownsville - Harlingen's average rate one year ago was 7.05%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.14%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Brownsville - Harlingen 30 Year Fixed Rate | 2025-06-18 | 6.91% |
| Brownsville - Harlingen 30 Year Fixed Rate Refi | 2025-06-18 | 7.14% |
| Brownsville - Harlingen 15 Year Fixed Rate | 2025-06-18 | 5.96% |
| Brownsville - Harlingen 15 Year Fixed Rate Refi | 2025-06-18 | 6.56% |
| Brownsville - Harlingen 30 Year FHA | 2025-06-18 | -0.08% |
| Brownsville - Harlingen 30 Year FHA Refi | 2025-06-18 | 0.2% |
| Brownsville - Harlingen 30 Year USDA | 2025-06-18 | -0.1% |
| Brownsville - Harlingen 30 Year USDA Refi | 2025-06-18 | 0% |
| Brownsville - Harlingen 30 Year VA | 2025-06-18 | 0.17% |
| Brownsville - Harlingen 30 Year VA Refi | 2025-06-18 | -0.45% |
BROWNSVILLE - HARLINGEN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BROWNSVILLE-HARLINGEN, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BROWNSVILLE - HARLINGEN Average Closing Costs & Other Stats
BROWNSVILLE-HARLINGEN, TX's 140 lenders originated 4,027
loans during 2024. The total origination value was $995,425,000, with an average loan value of
$247,188.
BROWNSVILLE - HARLINGEN's average closing costs are $6,904.
The top BROWNSVILLE - HARLINGEN lender as defined by loan originations is QUICKEN LOANS, LLC, with
147 loans originated. Their average total fees are
$7,662, which is $622
higher than the next largest lender,
JPMorgan Chase Bank.
The lowest fee BROWNSVILLE - HARLINGEN lenders (with over 10 loans originated) are
NAVY ARMY COMMUNITY CREDIT UNION ($3,652), SECURITY SERVICE ($4,332), Wells Fargo Bank ($4,604), PROVIDENT FUNDING ASSOCIATES, L.P. ($5,703) and COMMUNITY DEVELOPMENT CORP OF BROWNSVILLE ($5,849).
The lowest rate BROWNSVILLE - HARLINGEN lenders (with over 10 loans originated) are
ASCENT HOME LENDING, LLC (6.07%), DIRECTIONS EQUITY, LLC (6.33%), PROVIDENT FUNDING ASSOCIATES, L.P. (6.35%), DAS Acquisition Company, LLC (6.39%) and JPMorgan Chase Bank (6.45%).
BROWNSVILLE-HARLINGEN, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $39,300,000 | $66,140,000 | 68.3% | 6.6% |
| QUICKEN LOANS, LLC | $35,075,000 | $47,605,000 | 35.7% | 4.8% |
| DAS Acquisition Company, LLC | $3,730,000 | $34,475,000 | 824.3% | 3.5% |
| JPMorgan Chase Bank | $9,195,000 | $34,425,000 | 274.4% | 3.5% |
| HALLMARK HOME MORTGAGE, LLC | $27,035,000 | $30,840,000 | 14.1% | 3.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $15,040,000 | $30,230,000 | 101.0% | 3.0% |
| GUARANTEED RATE, INC. | $1,755,000 | $29,265,000 | 1,567.5% | 2.9% |
| Mortgage Research Center, LLC | $22,995,000 | $27,215,000 | 18.4% | 2.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $21,525,000 | $26,235,000 | 21.9% | 2.6% |
| NAVY ARMY COMMUNITY CREDIT UNION | $35,660,000 | $24,275,000 | -31.9% | 2.4% |
| WALKER & DUNLOP, LLC | $20,310,000 | n/a | 2.0% | |
| FREEDOM MORTGAGE CORPORATION | $2,265,000 | $19,770,000 | 772.8% | 2.0% |
| IBC Brownsville | $29,905,000 | $19,685,000 | -34.2% | 2.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $16,035,000 | $18,425,000 | 14.9% | 1.9% |
| SECURITY SERVICE | $26,305,000 | $18,265,000 | -30.6% | 1.8% |
| Lone Star National Bank | $14,455,000 | $18,200,000 | 25.9% | 1.8% |
| Flagstar Bank, FSB | $3,890,000 | $16,970,000 | 336.2% | 1.7% |
| CBRE MULTIFAMILY CAPITAL, INC. | $40,520,000 | $15,160,000 | -62.6% | 1.5% |
| ASCENT HOME LENDING, LLC | $8,135,000 | $14,975,000 | 84.1% | 1.5% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $19,085,000 | $14,225,000 | -25.5% | 1.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $17,200,000 | $13,940,000 | -19.0% | 1.4% |
| HOMESIDE FINANCIAL, LLC | $2,820,000 | $13,830,000 | 390.4% | 1.4% |
| CMG MORTGAGE, INC. | $10,705,000 | $13,255,000 | 23.8% | 1.3% |
| Arbor Realty Trust, Inc. | $11,675,000 | $13,125,000 | 12.4% | 1.3% |
| First Community Bank | $8,420,000 | $11,830,000 | 40.5% | 1.2% |
| DIRECTIONS EQUITY, LLC | $11,905,000 | $11,360,000 | -4.6% | 1.1% |
| Texas National Bank | $14,760,000 | $11,150,000 | -24.5% | 1.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $10,700,000 | n/a | 1.1% | |
| NATIONS RELIABLE LENDING, LLC | $40,755,000 | $10,360,000 | -74.6% | 1.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,890,000 | $10,090,000 | 46.4% | 1.0% |
| Paramount Residential Mortgage Group, Inc. | $3,225,000 | $9,860,000 | 205.7% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $5,615,000 | $9,765,000 | 73.9% | 1.0% |
| PNC Bank | $6,700,000 | $9,500,000 | 41.8% | 1.0% |
| Texas Regional Bank | $12,270,000 | $8,565,000 | -30.2% | 0.9% |
| COMMUNITY DEVELOPMENT CORP OF BROWNSVILLE | $8,505,000 | n/a | 0.9% | |
| ORIX REAL ESTATE CAPITAL, LLC | $8,455,000 | n/a | 0.8% | |
| MOVEMENT MORTGAGE, LLC | $5,940,000 | $7,625,000 | 28.4% | 0.8% |
| SOUTHWEST FUNDING, LP | $6,660,000 | n/a | 0.7% | |
| SUN WEST MORTGAGE COMPANY, INC. | $3,735,000 | $6,465,000 | 73.1% | 0.6% |
| Zions Bank | $2,405,000 | $6,455,000 | 168.4% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $7,125,000 | $6,255,000 | -12.2% | 0.6% |
| Wells Fargo Bank | $8,795,000 | $5,965,000 | -32.2% | 0.6% |
| Nations Lending Corporation | $4,175,000 | $5,850,000 | 40.1% | 0.6% |
| Bank of America | $3,725,000 | $5,840,000 | 56.8% | 0.6% |
| Gateway First Bank | $7,720,000 | $5,595,000 | -27.5% | 0.6% |
| LOANDEPOT.COM, LLC | $3,500,000 | $5,485,000 | 56.7% | 0.6% |
| GUILD MORTGAGE COMPANY | $1,445,000 | $5,450,000 | 277.2% | 0.5% |
| LIMA ONE CAPITAL, LLC | $815,000 | $5,325,000 | 553.4% | 0.5% |
| GENEVA FINANCIAL, LLC | $2,050,000 | $5,245,000 | 155.9% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $4,040,000 | $5,215,000 | 29.1% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,525,000 | $5,175,000 | 46.8% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,745,000 | $4,975,000 | 185.1% | 0.5% |
| AmeriHome Mortgage Company, LLC | $2,330,000 | $4,840,000 | 107.7% | 0.5% |
| MORTGAGE FINANCIAL SERVICES, LLC | $6,820,000 | $4,135,000 | -39.4% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $4,095,000 | n/a | 0.4% | |
| 21ST MORTGAGE CORPORATION | $4,040,000 | $4,025,000 | -0.4% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $8,235,000 | $3,990,000 | -51.5% | 0.4% |
| Frost Bank | $2,775,000 | $3,920,000 | 41.3% | 0.4% |
| PlainsCapital Bank | $8,585,000 | $3,870,000 | -54.9% | 0.4% |
| Citadel Servicing Corporation | $330,000 | $3,755,000 | 1,037.9% | 0.4% |
| International Bank of Commerce | $5,455,000 | $3,710,000 | -32.0% | 0.4% |
| NEWREZ LLC | $2,080,000 | $3,655,000 | 75.7% | 0.4% |
| A&D Mortgage LLC | $1,915,000 | $3,535,000 | 84.6% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $6,130,000 | $3,525,000 | -42.5% | 0.4% |
| USAA Federal Savings Bank | $4,505,000 | $3,510,000 | -22.1% | 0.4% |
| RANDOLPH-BROOKS | $2,995,000 | $3,275,000 | 9.3% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $460,000 | $3,110,000 | 576.1% | 0.3% |
| UNION HOME MORTGAGE CORP. | $1,480,000 | $3,075,000 | 107.8% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $875,000 | $2,945,000 | 236.6% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,975,000 | $2,760,000 | -7.2% | 0.3% |
| PLANET HOME LENDING, LLC | $2,610,000 | $2,720,000 | 4.2% | 0.3% |
| Rio Bank | $7,255,000 | $2,695,000 | -62.9% | 0.3% |
| Carrington Mortgage Services, LLC | $2,685,000 | $2,680,000 | -0.2% | 0.3% |
| ZILLOW HOME LOANS, LLC | $555,000 | $2,510,000 | 352.3% | 0.3% |
| S1L, Inc. | $3,405,000 | $2,435,000 | -28.5% | 0.2% |
| Waterstone Mortgage Corporation | $3,085,000 | $2,365,000 | -23.3% | 0.2% |
| Plains Commerce Bank | $1,400,000 | $2,320,000 | 65.7% | 0.2% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $8,395,000 | $2,275,000 | -72.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,545,000 | $2,180,000 | 41.1% | 0.2% |
| NBKC BANK | $795,000 | $2,175,000 | 173.6% | 0.2% |
| Farm Credit Mid-America, ACA | $435,000 | $2,140,000 | 392.0% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $1,550,000 | $2,045,000 | 31.9% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $510,000 | $1,920,000 | 276.5% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,220,000 | $1,910,000 | -40.7% | 0.2% |
| LOANPAL, LLC | $1,420,000 | $1,860,000 | 31.0% | 0.2% |
| Morgan Stanley Private Bank | $590,000 | $1,830,000 | 210.2% | 0.2% |
| Discover Bank | $1,590,000 | $1,815,000 | 14.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $2,420,000 | $1,625,000 | -32.9% | 0.2% |
| The Loan Store, Inc. | $2,290,000 | $1,505,000 | -34.3% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $960,000 | $1,475,000 | 53.6% | 0.1% |
| Broadway National Bank | $225,000 | $1,420,000 | 531.1% | 0.1% |
| FIRST TECHNOLOGY | $1,410,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $105,000 | $1,380,000 | 1,214.3% | 0.1% |
| CARDINAL FINANCIAL | $3,550,000 | $1,370,000 | -61.4% | 0.1% |
| SECURITY FIRST Federal Credit Union | $415,000 | $1,350,000 | 225.3% | 0.1% |
| NEXERA HOLDING LLC | $2,685,000 | $1,320,000 | -50.8% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,060,000 | $1,320,000 | -35.9% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $280,000 | $1,305,000 | 366.1% | 0.1% |
| OCMBC, INC. | $555,000 | $1,240,000 | 123.4% | 0.1% |
| CommunityBank of Texas, N.A. | $405,000 | $1,190,000 | 193.8% | 0.1% |
| U.S. Bank | $2,305,000 | $1,135,000 | -50.8% | 0.1% |
| Ameris Bank | $875,000 | $1,120,000 | 28.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $770,000 | $1,105,000 | 43.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,105,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $665,000 | $1,095,000 | 64.7% | 0.1% |
| Vantage Bank Texas | $2,310,000 | $1,095,000 | -52.6% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $1,075,000 | $985,000 | -8.4% | 0.1% |
| ADVANCIAL | $960,000 | n/a | 0.1% | |
| FIRST STATE BANK | $945,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $290,000 | $930,000 | 220.7% | 0.1% |
| Loan Simple, Inc. | $845,000 | n/a | 0.1% | |
| MEMBERS FIRST CREDIT UNION | $950,000 | $815,000 | -14.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $765,000 | $805,000 | 5.2% | 0.1% |
| Prosperity Bank | $400,000 | $800,000 | 100.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $835,000 | $795,000 | -4.8% | 0.1% |
| First United Bank and Trust Company | $1,010,000 | $790,000 | -21.8% | 0.1% |
| Falcon International Bank | $1,595,000 | $775,000 | -51.4% | 0.1% |
| HomePromise Corporation | $765,000 | n/a | 0.1% | |
| Fifth Third Bank | $760,000 | n/a | 0.1% | |
| TEXAS DOW EMPLOYEES CREDIT UNION | $760,000 | n/a | 0.1% | |
| BMO Harris Bank | $755,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $1,390,000 | $750,000 | -46.0% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,280,000 | $750,000 | -67.1% | 0.1% |
| Affiliated Bank | $660,000 | $720,000 | 9.1% | 0.1% |
| AMWEST FUNDING CORP. | $430,000 | $715,000 | 66.3% | 0.1% |
| V.I.P. MORTGAGE, INC. | $940,000 | $700,000 | -25.5% | 0.1% |
| BM Real Estate Services, Inc. | $695,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $700,000 | $675,000 | -3.6% | 0.1% |
| Mid-Continent Funding, Inc. | $290,000 | $660,000 | 127.6% | 0.1% |
| Network Funding, L.P. | $1,305,000 | $655,000 | -49.8% | 0.1% |
| Texas Community Bank | $1,625,000 | $640,000 | -60.6% | 0.1% |
| The Huntington National Bank | $315,000 | $640,000 | 103.2% | 0.1% |
| Regions Bank | $595,000 | $580,000 | -2.5% | 0.1% |
| NEW FED MORTGAGE, CORP. | $565,000 | n/a | 0.1% | |
| CHEVRON | $770,000 | $540,000 | -29.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $540,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $710,000 | $535,000 | -24.6% | 0.1% |
| PHH Mortgage Corporation | $95,000 | $525,000 | 452.6% | 0.1% |
| UNIVERSITY Federal Credit Union | $885,000 | $520,000 | -41.2% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $515,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $85,000 | $510,000 | 500.0% | 0.1% |
| Texas Capital Bank | $505,000 | n/a | 0.1% | |
| H E B | $270,000 | $500,000 | 85.2% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $495,000 | n/a | 0.0% | |
| UIF CORPORATION | $485,000 | n/a | 0.0% | |
| AMERISAVE MORTGAGE CORPORATION | $760,000 | $480,000 | -36.8% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $225,000 | $470,000 | 108.9% | 0.0% |
| Texas Mortgage Lending, LLC | $470,000 | n/a | 0.0% | |
| ARC HOME LLC | $450,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $425,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $705,000 | $420,000 | -40.4% | 0.0% |
| MORTGAGE ACCESS CORP. | $405,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $405,000 | $390,000 | -3.7% | 0.0% |
| INTERCAP LENDING INC. | $385,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $360,000 | $375,000 | 4.2% | 0.0% |
| S&T Bank | $375,000 | n/a | 0.0% | |
| Bank Five Nine | $365,000 | n/a | 0.0% | |
| BOKF | $150,000 | $360,000 | 140.0% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $355,000 | n/a | 0.0% | |
| Figure Lending LLC | $355,000 | n/a | 0.0% | |
| Gate City Bank | $355,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $975,000 | $355,000 | -63.6% | 0.0% |
| MORTGAGEONE, INC. | $225,000 | $355,000 | 57.8% | 0.0% |
| COMPEER FINANCIAL, FLCA | $345,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $340,000 | n/a | 0.0% | |
| Truist | $95,000 | $330,000 | 247.4% | 0.0% |
| NP, Inc. | $325,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $305,000 | n/a | 0.0% | |
| Baxter Credit Union | $115,000 | $300,000 | 160.9% | 0.0% |
| A+ Federal Credit Union | $295,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $295,000 | n/a | 0.0% | |
| Credit Union of Texas | $130,000 | $295,000 | 126.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $205,000 | $295,000 | 43.9% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $295,000 | n/a | 0.0% | |
| Axos Bank | $285,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $285,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $280,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $365,000 | $275,000 | -24.7% | 0.0% |
| First-Citizens Bank & Trust Company | $275,000 | n/a | 0.0% | |
| LOANPEOPLE, LLC | $475,000 | $275,000 | -42.1% | 0.0% |
| Equity Prime Mortgage LLC | $1,255,000 | $270,000 | -78.5% | 0.0% |
| LENDINGONE, LLC | $480,000 | $270,000 | -43.8% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $150,000 | $270,000 | 80.0% | 0.0% |
| Prosperity Home Mortgage, LLC | $265,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $505,000 | $265,000 | -47.5% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $205,000 | $255,000 | 24.4% | 0.0% |
| KANZA Bank | $255,000 | n/a | 0.0% | |
| Merchants and Manufacturers Bank | $255,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $165,000 | $255,000 | 54.5% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $245,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $155,000 | $245,000 | 58.1% | 0.0% |
| Stride Bank | $245,000 | n/a | 0.0% | |
| American Mortgage Bank, LLC | $235,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $235,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| Ally Bank | $705,000 | $225,000 | -68.1% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $225,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $260,000 | $225,000 | -13.5% | 0.0% |
| First Federal Bank | $225,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $225,000 | n/a | 0.0% | |
| NexBank | $1,015,000 | $225,000 | -77.8% | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | $215,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $215,000 | n/a | 0.0% | |
| Towne Bank | $215,000 | n/a | 0.0% | |
| UMB Bank | $235,000 | $215,000 | -8.5% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $865,000 | $210,000 | -75.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $205,000 | n/a | 0.0% | |
| Credence Funding Corporation | $205,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $205,000 | n/a | 0.0% | |
| SYNERGY FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| First Community Bank | $8,420,000 | $175,000 | -97.9% | 0.0% |
| Citibank | $165,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $165,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $160,000 | n/a | 0.0% | |
| FirstBank | $265,000 | $160,000 | -39.6% | 0.0% |
| CSL Financial, LLC | $130,000 | $155,000 | 19.2% | 0.0% |
| Houston Federal Credit Union | $155,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $590,000 | $155,000 | -73.7% | 0.0% |
| BankVista | $145,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $145,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $215,000 | $105,000 | -51.2% | 0.0% |
| The Federal Savings Bank | $300,000 | $95,000 | -68.3% | 0.0% |
| WESTSTAR MORTGAGE CORPORATION | $85,000 | n/a | 0.0% | |
| EECU | $185,000 | $75,000 | -59.5% | 0.0% |
| HOUSTON POLICE FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| United Texas Credit Union | $75,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $85,000 | $65,000 | -23.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $725,000 | $65,000 | -91.0% | 0.0% |
| GREATER TEXAS FEDERAL CREDIT UNION | $165,000 | $55,000 | -66.7% | 0.0% |
| THRIVENT Federal Credit Union | $35,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $35,000 | n/a | 0.0% | |
| TEXANS | $25,000 | n/a | 0.0% |
BROWNSVILLE - HARLINGEN's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.6% market share. In second place, with 4.8%, is QUICKEN LOANS, LLC, having originated $47,605,000 in loans. In third place, with 3.5%, is DAS Acquisition Company, LLC, having originated $34,475,000 in loans. In fourth place, with 3.5%, is JPMorgan Chase Bank, having originated $34,425,000 in loans. In fifth place, with 3.1%, is HALLMARK HOME MORTGAGE, LLC, having originated $30,840,000 in loans.
BROWNSVILLE-HARLINGEN, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,848 | $720,890,000 | $253,121 |
| Cash Out Refi | 418 | $102,180,000 | $244,450 |
| Refi | 367 | $131,485,000 | $358,270 |
| Other | 298 | $31,700,000 | $106,376 |
| Home Improvement | 96 | $9,170,000 | $95,521 |
Brownsville - Harlingen's most frequently cited loan purpose was Home Purchase, with 2,848 originations. The 2nd most popular reason was Cash Out Refi, with 418 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,742 | $428,550,000 | $246,010 |
| 7-8% | 891 | $199,875,000 | $224,327 |
| 5-6% | 644 | $220,900,000 | $343,012 |
| Over 8% | 405 | $69,825,000 | $172,407 |
| <2.5% | 126 | $1,600,000 | $12,698 |
| 4-5% | 51 | $14,185,000 | $278,137 |
| 3-4% | 9 | $1,315,000 | $146,111 |
| 2.5-3% | 2 | $360,000 | $180,000 |
During 2024, Brownsville - Harlingen's most frequently originated rate bucket was 6-7%, with 1,742 originations.
Loan Sizing (BROWNSVILLE-HARLINGEN, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,880 | $516,580,000 | $274,777 |
| $100k-200k | 1,249 | $191,065,000 | $152,974 |
| $100,000 or less | 600 | $32,320,000 | $53,867 |
| $400k-600k | 202 | $94,800,000 | $469,307 |
| $600k-1000k | 62 | $43,870,000 | $707,581 |
| $Over $1MM | 34 | $116,790,000 | $3,435,000 |
BROWNSVILLE - HARLINGEN's loan sizing saw the bucket of loans from $200k-400k with 1,880 originations, totaling $516,580,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,148 | $551,870,000 | $256,923 |
| 60-80% | 819 | $245,515,000 | $299,774 |
| 40-60% | 311 | $52,345,000 | $168,312 |
| 20-40% | 245 | $29,765,000 | $121,490 |
| Under 20% | 228 | $5,990,000 | $26,272 |
| Over 100% | 61 | $28,995,000 | $475,328 |
BROWNSVILLE - HARLINGEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,148 originations, totaling $551,870,000 in origination value.