BROWNSVILLE - HARLINGEN Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Brownsville - Harlingen averaged 3.51% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.41% and one month ago for the week of 2021-10-21, the average rate was 3.3%.

Brownsville - Harlingen's average rate one year ago was 3.13%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.24%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Brownsville - Harlingen 30 Year Fixed Rate 2021-11-24 3.51%
Brownsville - Harlingen 30 Year Fixed Rate Refi 2021-11-24 3.24%
Brownsville - Harlingen 15 Year Fixed Rate 2021-11-24 2.97%
Brownsville - Harlingen 15 Year Fixed Rate Refi 2021-11-24 2.84%
Brownsville - Harlingen 30 Year FHA 2021-11-24 3.53%
Brownsville - Harlingen 30 Year FHA Refi 2021-11-24 3.54%
Brownsville - Harlingen 30 Year USDA 2021-11-24 3.78%
Brownsville - Harlingen 30 Year VA 2021-11-24 3.53%
Brownsville - Harlingen 30 Year VA Refi 2021-11-24 2.98%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BROWNSVILLE-HARLINGEN, TX.

BROWNSVILLE - HARLINGEN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BROWNSVILLE-HARLINGEN, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
QUICKEN LOANS, LLC 125 3.46% $5,311
SECURITY SERVICE 104 3.67% $3,190
THRIVE MORTGAGE, LLC 94 3.26% $4,373
Wells Fargo Bank, National Association 93 3.59% $3,269
ACADEMY MORTGAGE CORPORATION 92 3.49% $5,656
PLANET HOME LENDING, LLC 81 3.43% $5,565
UNITED WHOLESALE MORTGAGE, LLC 73 3.21% $5,150
Goldwater Bank, N.A. 64 3.22% $5,850
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 49 3.24% $4,635
NAVY ARMY COMMUNITY CREDIT UNION 48 3.48% $2,963
SECURITYNATIONAL MORTGAGE COMPANY 47 3.66% $5,759
NATIONS RELIABLE LENDING, LLC 34 3.19% $4,984
Hometown Lenders, Inc. 33 3.48% $4,601
FINANCE OF AMERICA MORTGAGE LLC 33 3.53% $4,407
LOANDEPOT.COM, LLC 28 3.43% $4,934
EVERETT FINANCIAL, INC. 27 3.57% $2,461
JPMorgan Chase Bank, National Association 23 3.38% $3,825
WILLOW BEND MORTGAGE COMPANY, LLC 22 3.09% $6,874
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 22 3.28% $6,275
BBVA USA 22 3.70% $4,971
Lone Star National Bank 21 3.24% $4,570
International Bank of Commerce 19 3.75% $4,509
AMCAP MORTGAGE, LTD. 18 3.08% $5,524
Citizens Bank, National Association 15 3.38% $5,327
S1L, Inc. 14 3.07% $6,460
LEADERONE FINANCIAL CORPORATION 13 3.28% $4,699
MORTGAGE SOLUTIONS OF COLORADO, LLC 13 4.01% $6,979
PRIMARY RESIDENTIAL MORTGAGE, INC. 13 3.23% $5,353
MUTUAL OF OMAHA MORTGAGE, INC. 13 4.06% $6,612
GUARANTEED RATE, INC. 13 3.34% $4,832
Loan Simple, Inc. 13 3.68% $6,390
Bank of America, National Association 12 3.46% $4,328
USAA Federal Savings Bank 11 3.60% $4,434
ROYAL UNITED MORTGAGE LLC 11 3.48% $6,332
Waterstone Mortgage Corporation 11 3.18% $4,665
Flagstar Bank, FSB 11 3.42% $4,800
Gateway First Bank 11 3.58% $3,050
HAMILTON HOME LOANS, INC. 10 3.35% $4,584
HOME POINT FINANCIAL CORPORATION 10 3.19% $2,547
CMG MORTGAGE, INC. 10 3.48% $5,091
PENTAGON FEDERAL CREDIT UNION 9 2.81% $3,656
FREEDOM MORTGAGE CORPORATION 9 3.18% $3,243
GUILD MORTGAGE COMPANY 9 2.94% $5,256
PLAZA HOME MORTGAGE, INC. 9 2.79% $6,458
CALIBER HOME LOANS, INC. 9 3.13% $4,106
NATIONSTAR MORTGAGE LLC 9 3.76% $5,343
MOVEMENT MORTGAGE, LLC 9 3.63% $5,018
AMERISAVE MORTGAGE CORPORATION 8 3.34% $4,899
CORNERSTONE HOME LENDING, INC. 7 3.21% $5,285
U.S. Bank National Association 7 3.13% $4,009
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 3.88% $6,372
Network Funding, L.P. 7 3.64% $3,953
EUSTIS AND AMERICAN MORTGAGE COMPANY 6 3.35% $5,262
PENNYMAC LOAN SERVICES, LLC 6 3.71% $6,620
GREAT WESTERN FINANCIAL SERVICES, INC. 5 3.45% $4,490
DIRECTIONS EQUITY, LLC 5 3.03% $5,165
NAVY FEDERAL CREDIT UNION 5 4.28% $4,962
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.37% $4,702
CHURCHILL MORTGAGE CORPORATION 4 3.28% $5,113
Carrington Mortgage Services, LLC 4 4.13% $4,675
MID AMERICA MORTGAGE, INC. 4 3.37% $4,880
Northpointe Bank 4 3.72% $4,575
NEWREZ LLC 4 3.28% $5,635
Florida Capital Bank, National Association 4 3.19% $5,066
GARDNER FINANCIAL SERVICES, LTD. 4 3.25% $5,636
UNIVERSITY Federal Credit Union 4 3.25% $4,806
City Bank 4 3.09% $4,337
Mortgage Research Center, LLC 3 2.83% $2,039
Austin Capital Bank SSB 3 3.29% $5,626
AMERICAN FINANCIAL NETWORK, INC. 3 3.33% $6,680
STEARNS LENDING, LLC 3 3.08% $2,742
Servion, Inc. 3 4.42% $3,534
BARTON CREEK LENDING GROUP, LLC 3 3.04% $4,067
KELLER MORTGAGE, LLC 3 3.25% $2,947
Hometown Equity Mortgage, LLC 3 3.00% $4,678
Paramount Residential Mortgage Group, Inc. 3 2.83% $5,216
ARC HOME LLC 3 2.75% $4,988
ASPIRE FINANCIAL, INC. 3 3.38% $5,807
ZILLOW HOME LOANS, LLC 2 3.31% $2,538
AMERICAN FINANCING CORPORATION 2 2.75% $7,621
BETTER MORTGAGE CORPORATION 2 2.88% $4,914
BROKER SOLUTIONS, INC. 2 3.06% $3,901
Colonial Savings, F.A. 2 3.06% $2,675
Extraco Banks, National Association 2 3.63% $3,793
First Mortgage Solutions, LLC 2 2.94% $3,649
First Savings Bank 2 2.94% $5,906
GSF Mortgage Corporation 2 3.38% $7,490
LOANPAL, LLC 2 3.19% $3,376
MORTGAGE FINANCIAL SERVICES, LLC 2 3.50% $7,692
PROVIDENT FUNDING ASSOCIATES, L.P. 2 3.31% $3,748
Regions Bank 2 3.25% $3,275
SIRVA MORTGAGE, INC. 2 3.06% $1,540
Stifel Bank and Trust 2 3.06% $1,794
TIAA, FSB 2 3.75% $4,335
Town Square Mortgage & Investments, Inc. 2 3.31% $4,434
UNION HOME MORTGAGE CORP. 2 3.13% $3,748
Wallick & Volk, Inc. 1 2.75% $3,899
IVY MORTGAGE, INC. 1 2.88% $3,009
INFINITY MORTGAGE HOLDINGS, LLC 1 2.88% $5,435
Independent Bank 1 3.00% $5,024
HOMESPIRE MORTGAGE CORPORATION 1 2.75% $7,879
NATIONS DIRECT MORTGAGE, LLC 1 2.99% $5,047
Nations Lending Corporation 1 3.13% $1,696
HOMESIDE FINANCIAL, LLC 1 3.88% $2,688
Happy State Bank 1 3.00% $3,736
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.13% $2,466
GREATER TEXAS FEDERAL CREDIT UNION 1 2.88% $5,207
First United Bank and Trust Company 1 2.75% $4,563
First National Bank of America 1 5.88% $5,832
First Home Bank 1 3.75% $3,915
NexBank 1 3.63% $4,183
North American Savings Bank, F.S.B. 1 3.63% $2,191
First Bank 1 3.00% $4,850
NP, Inc. 1 4.13% $6,516
OCMBC, INC. 1 3.13% $7,276
ONY GLO, INC. 1 2.88% $2,967
EMM LOANS LLC 1 3.63% $3,882
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 2.88% $4,156
DAS Acquisition Company, LLC 1 3.00% $3,279
PHH Mortgage Corporation 1 4.88% $4,192
Pioneer Bank, SSB 1 3.13% $7,686
CROSSCOUNTRY MORTGAGE, LLC 1 3.38% $4,724
CRESTMARK MORTGAGE COMPANY, LTD. 1 3.75% $4,785
PNC Bank, National Association 1 4.25% $3,269
CLM MORTGAGE, INC 1 3.25% $3,193
City National Bank of Florida 1 3.38% $7,888
Prosperity Bank 1 2.50% $3,149
Watermark Capital, Inc. 1 3.50% $3,983
Citadel Servicing Corporation 1 5.88% $2,732
American Bank and Trust Company, National Association 1 3.38% $3,274
Renasant Bank 1 2.50% $6,944
Republic State Mortgage Co. 1 3.50% $3,816
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.25% $5,092
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $1,424
CASTLE & COOKE MORTGAGE, LLC 1 3.38% $3,463
BOKF, National Association 1 3.75% $7,124
SECURITY FIRST Federal Credit Union 1 7.50% $2,106
Beeline Loans, Inc. 1 2.88% $2,464
Baxter Credit Union 1 3.63% $4,135
SENTE MORTGAGE, INC. 1 3.13% $4,203
BancorpSouth Bank 1 3.25% $2,514
Amarillo National Bank 1 2.63% $7,636
SOFI LENDING CORP. 1 3.13% $4,569
SOUTHWEST FUNDING, LP 1 3.38% $21,075
Axos Bank 1 5.38% $3,554
WESTSTAR MORTGAGE CORPORATION 1 2.75% $3,435
Sunflower Bank, National Association 1 3.75% $5,282
SWBC MORTGAGE CORPORATION 1 3.13% $2,688
TEXAS DOW EMPLOYEES CREDIT UNION 1 5.25% $4,078
Texas Mortgage Lending, LLC 1 2.85% $3,637
TEXELL Credit Union 1 2.88% $8,355
The Huntington National Bank 1 3.00% $2,984
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.38% $4,402
Ally Bank 1 4.38% $4,114
Wyndham Capital Mortgage, Inc. 1 3.38% $5,284
UBS Bank USA 1 3.13% $6,543
ADVANCIAL 1 5.88% $3,847
ANGEL OAK HOME LOANS LLC 1 3.88% $3,905
Amerifirst Financial, Inc. 1 3.00% $1,759
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 4.88% $6,783
AMERICAN INTERNET MORTGAGE, INC. 1 3.00% $3,402
VAN DYK MORTGAGE CORPORATION 1 2.88% $2,833
VERITAS FUNDING, LLC 1 3.25% $4,672
LEGEND LENDING CORPORATION 1 2.88% $3,613
LAKEVIEW LOAN SERVICING, LLC 1 2.88% $5,221
Mazuma Credit Union 1 3.25% $5,113
MEMBER HOME LOAN, L.L.C. 1 3.25% $6,128
MICHIGAN MUTUAL, INC. 1 2.50% $5,234
Jefferson Bank 1 4.00% $9,682
Midwest Mortgage Associates Corporation 1 3.88% $4,970
ML Mortgage Corp. 1 3.50% $5,495

BROWNSVILLE-HARLINGEN, TX's 171 lenders originated 5,709 loans during 2020. The total origination value was $1,042,845,000, with an average loan value of $182,667.

The top BROWNSVILLE - HARLINGEN lender as defined by loan originations is QUICKEN LOANS, LLC, with 125 loans originated. Their average total fees are $5,311, which is $2,121 higher than the next largest lender, SECURITY SERVICE.

The lowest fee BROWNSVILLE - HARLINGEN lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,461), HOME POINT FINANCIAL CORPORATION ($2,547), NAVY ARMY COMMUNITY CREDIT UNION ($2,963), Gateway First Bank ($3,050) and SECURITY SERVICE ($3,190).

The lowest rate BROWNSVILLE - HARLINGEN lenders (with over 10 loans originated) are S1L, Inc. (3.07%), AMCAP MORTGAGE, LTD. (3.08%), WILLOW BEND MORTGAGE COMPANY, LLC (3.09%), Waterstone Mortgage Corporation (3.18%) and HOME POINT FINANCIAL CORPORATION (3.19%).

BROWNSVILLE-HARLINGEN, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $33,395,000 $71,865,000 115.2% 6.9%
Planet Home Lending LLC $28,310,000 $62,735,000 121.6% 6.0%
Freedom Mortgage Corporation $10,430,000 $46,330,000 344.2% 4.4%
Academy Mortgage Corporation $32,615,000 $46,195,000 41.6% 4.4%
Security Service Federal Credit Union $25,705,000 $42,655,000 65.9% 4.1%
WELLS FARGO BANK NA $20,650,000 $32,540,000 57.6% 3.1%
Goldwater Bank National Association $8,455,000 $31,175,000 268.7% 3.0%
United Shore Financial Services LLC $26,800,000 $30,210,000 12.7% 2.9%
FAIRWAY INDEPENDENT MORT CORP $20,700,000 $28,520,000 37.8% 2.7%
Thrive Mortgage LLC $13,180,000 $24,755,000 87.8% 2.4%
Nations Reliable Lending, LLC $5,450,000 $23,805,000 336.8% 2.3%
Hometown Lenders LLC $19,205,000 $23,130,000 20.4% 2.2%
LONE STAR NATIONAL BANK $13,475,000 $18,555,000 37.7% 1.8%
Arbor Realty Trust Inc $18,140,000 n/a 1.7%
Prudential Multifamily Mortgage, LLC. $6,585,000 $18,130,000 175.3% 1.7%
SecurityNational Mortgage Company $10,720,000 $18,015,000 68.1% 1.7%
Mortgage Research Center LLC $11,270,000 $17,955,000 59.3% 1.7%
Finance of America Mortgage LLC $17,030,000 $17,780,000 4.4% 1.7%
Nationstar Mortgage $5,850,000 $16,430,000 180.9% 1.6%
COMPASS BANK $17,090,000 $16,325,000 -4.5% 1.6%
Navy Army Community Credit Union $6,055,000 $14,400,000 137.8% 1.4%
TEXAS REGIONAL BANK $12,455,000 $14,045,000 12.8% 1.3%
Amcap Mortgage Ltd. $7,815,000 $13,195,000 68.8% 1.3%
loanDepot LLC $9,055,000 $12,385,000 36.8% 1.2%
Supreme Lending/ Everett Financial Inc. $6,540,000 $12,340,000 88.7% 1.2%
International Bank of Commerce $6,410,000 $11,960,000 86.6% 1.1%
Mortgage Solutions of Colorado LLC $5,415,000 $11,510,000 112.6% 1.1%
JPMorgan Chase Bank, NA $17,030,000 $9,050,000 -46.9% 0.9%
Cardinal Financial Company LP $2,205,000 $8,770,000 297.7% 0.8%
Primary Residential Mortgage Inc. $8,080,000 $8,590,000 6.3% 0.8%
Willow Bend Mortgage $4,620,000 $8,515,000 84.3% 0.8%
USAA FEDERAL SAVINGS BANK $4,525,000 $8,235,000 82.0% 0.8%
Rio Bank $3,785,000 $7,595,000 100.7% 0.7%
PLAINSCAPITAL BANK $3,030,000 $7,180,000 137.0% 0.7%
LeaderOne Financial Corp. $270,000 $6,730,000 2,392.6% 0.6%
Caliber Home Loans Inc $2,305,000 $6,045,000 162.3% 0.6%
Home Point Financial Corporation $1,150,000 $5,995,000 421.3% 0.6%
Guaranteed Rate Inc. $715,000 $5,810,000 712.6% 0.6%
NAVY FEDERAL CREDIT UNION $5,055,000 $5,760,000 13.9% 0.6%
Plaza Home Mortgage Inc. $4,660,000 $5,750,000 23.4% 0.6%
Falcon International Bank $3,575,000 $5,715,000 59.9% 0.5%
PENNYMAC LOAN SERVICES LLC $3,280,000 $5,345,000 63.0% 0.5%
Eustis Mortgage Corporation $1,975,000 $5,300,000 168.4% 0.5%
Bank of America NA $6,225,000 $5,230,000 -16.0% 0.5%
Loan Simple Inc $3,520,000 $4,945,000 40.5% 0.5%
Mid America Mortgage Inc. $105,000 $4,825,000 4,495.2% 0.5%
WALKER & DUNLOP, LLC $4,660,000 n/a 0.4%
Flagstar Bank $4,065,000 $4,585,000 12.8% 0.4%
Texas Community Bank $9,810,000 $4,495,000 -54.2% 0.4%
Clearpath Lending $3,010,000 $4,390,000 45.8% 0.4%
Vantage Bank Texas $3,565,000 $4,340,000 21.7% 0.4%
CORNERSTONE HOME LENDING, INC. $3,110,000 $4,185,000 34.6% 0.4%
Waterstone Mortgage Corp $1,015,000 $4,140,000 307.9% 0.4%
Village Capital & Investment $530,000 $4,130,000 679.2% 0.4%
CBNA $4,000,000 $4,120,000 3.0% 0.4%
NEWREZ LLC $2,445,000 $4,055,000 65.8% 0.4%
GATEWAY MORTGAGE GROUP $2,540,000 $4,010,000 57.9% 0.4%
Synergy One Lending $4,470,000 $4,010,000 -10.3% 0.4%
Texas National Bank $90,000 $4,010,000 4,355.6% 0.4%
Amerisave Mortgage Corporation $1,550,000 $3,995,000 157.7% 0.4%
21ST MORTGAGE $2,960,000 $3,650,000 23.3% 0.4%
AmeriHomeMortgageCompany,LL $660,000 $3,640,000 451.5% 0.3%
CARRINGTON MORTGAGE SERVICES $2,845,000 $3,505,000 23.2% 0.3%
HomeBridge Financial Services, Inc. $2,360,000 $3,485,000 47.7% 0.3%
PRIMELENDING $1,870,000 $3,455,000 84.8% 0.3%
Lakeview Community Capital, LLC $3,305,000 n/a 0.3%
Hamilton Group Funding Inc. $1,780,000 $3,270,000 83.7% 0.3%
Randolph Brooks Federal Credit Union $2,385,000 $3,210,000 34.6% 0.3%
Lakeview Loan Servicing, LLC $1,005,000 $2,870,000 185.6% 0.3%
Royal United Mortgage LLC $1,400,000 $2,785,000 98.9% 0.3%
GSF Mortgage Corporation $340,000 $2,755,000 710.3% 0.3%
FROST BANK $1,500,000 $2,700,000 80.0% 0.3%
NETWORK FUNDING, L.P. $1,370,000 $2,490,000 81.8% 0.2%
CMG Mortgage Inc. $3,435,000 $2,445,000 -28.8% 0.2%
Pentagon Federal Credit Union $585,000 $2,370,000 305.1% 0.2%
MOVEMENT MORTGAGE, LLC $1,005,000 $2,320,000 130.8% 0.2%
Barrington Bank & Trust $580,000 $2,250,000 287.9% 0.2%
Guild Mortgage Company $5,770,000 $2,215,000 -61.6% 0.2%
Low VA Rates $1,080,000 $2,125,000 96.8% 0.2%
NewDay Financial LLC dba NewDay USA $195,000 $2,095,000 974.4% 0.2%
New American Funding (dba for Broker Solutions Inc) $1,260,000 $1,910,000 51.6% 0.2%
US BANK, N.A. $2,560,000 $1,895,000 -26.0% 0.2%
Mortgage Financial Services LLC $270,000 $1,815,000 572.2% 0.2%
Intercontinental Capital Group, Inc. $410,000 $1,790,000 336.6% 0.2%
BOKF NA $190,000 $1,645,000 765.8% 0.2%
Hometown Equity Mortgage LLC $1,515,000 n/a 0.1%
LoanPal $250,000 $1,450,000 480.0% 0.1%
FIRST UNITED BANK AND TRUST CO $1,405,000 n/a 0.1%
OCMBC Inc. $1,845,000 $1,400,000 -24.1% 0.1%
Churchill Mortgage Corporation $740,000 $1,375,000 85.8% 0.1%
Florida Capital Bank National Association $470,000 $1,370,000 191.5% 0.1%
Sun West Mortgage Company Inc. $210,000 $1,360,000 547.6% 0.1%
Prosperity Bank $1,065,000 $1,340,000 25.8% 0.1%
American Financial Network Inc. $165,000 $1,320,000 700.0% 0.1%
Nations Direct Mortgage LLC $900,000 $1,295,000 43.9% 0.1%
University Federal Credit Union $485,000 $1,220,000 151.5% 0.1%
BANK OF THE WEST $1,170,000 n/a 0.1%
American Financial Resources Inc. $760,000 $1,150,000 51.3% 0.1%
Encompass Lending Group L.P. $1,150,000 n/a 0.1%
Great Western Financial Services Inc. $1,030,000 $1,145,000 11.2% 0.1%
TIAA, FSB $255,000 $1,140,000 347.1% 0.1%
Barton Creek Lending Group $85,000 $1,095,000 1,188.2% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC $1,610,000 $1,075,000 -33.2% 0.1%
Civic Financial Services $820,000 $1,065,000 29.9% 0.1%
Paramount Residential Mortgage Group Inc. $115,000 $1,065,000 826.1% 0.1%
TIB The Independent Bankers Bank $485,000 $1,065,000 119.6% 0.1%
VanDyk Mortgage Corporation $1,060,000 n/a 0.1%
CITY BANK $245,000 $1,020,000 316.3% 0.1%
Bank of England $75,000 $995,000 1,226.7% 0.1%
American Financing Corporation $970,000 n/a 0.1%
American Bank, N.A. $265,000 $940,000 254.7% 0.1%
AUSTIN CAPITAL BANK SSB $175,000 $920,000 425.7% 0.1%
First Guaranty Mortgage Corporation $940,000 $900,000 -4.3% 0.1%
Northpointe Bank $900,000 n/a 0.1%
Better Mortgage Corporation $635,000 $885,000 39.4% 0.1%
Southwest Funding LP $460,000 $865,000 88.0% 0.1%
Nations Lending Corporation $3,300,000 $845,000 -74.4% 0.1%
InterLinc Mortgage Services LLC $835,000 n/a 0.1%
REGIONS BANK $100,000 $795,000 695.0% 0.1%
WEI Mortgage LLC $120,000 $785,000 554.2% 0.1%
Ark-La-Tex Financial Services LLC $530,000 $755,000 42.5% 0.1%
City National Bank of Florida $755,000 n/a 0.1%
American Pacific Mortgage Corporation $390,000 $720,000 84.6% 0.1%
Community National Bank & Trust of Texas $720,000 n/a 0.1%
First Savings Bank $205,000 $720,000 251.2% 0.1%
JEFFERSON BANK $695,000 n/a 0.1%
Toyota Financial Savings Bank $695,000 n/a 0.1%
COMMERCE BANK $675,000 n/a 0.1%
Sirva Mortgage Inc. $360,000 $675,000 87.5% 0.1%
Gardner Financial Services dba Legacy Mutual Mortgage $480,000 $660,000 37.5% 0.1%
First Mortgage Solutions LLC $620,000 n/a 0.1%
RENASANT BANK $615,000 n/a 0.1%
Colonial Savings $115,000 $595,000 417.4% 0.1%
Keller Mortgage LLC $910,000 $580,000 -36.3% 0.1%
AMERICAN BANK, NA $570,000 n/a 0.1%
Stearns Lending $570,000 n/a 0.1%
Servion, Inc. $905,000 $565,000 -37.6% 0.1%
Republic State Mortgage Co. $550,000 n/a 0.1%
Mortgage Lenders of America LLC $315,000 $545,000 73.0% 0.1%
Texas National Bank of Jacksonville $545,000 n/a 0.1%
Capital Mortgage Services of Texas $515,000 n/a 0.0%
UBS Bank USA $390,000 $515,000 32.1% 0.0%
Midwest Mortgage Associates $505,000 n/a 0.0%
EXTRACO BANKS, NA $500,000 n/a 0.0%
CLM Mortgage LLC $490,000 n/a 0.0%
KS StateBank $490,000 n/a 0.0%
Aspire Financial Inc. $485,000 n/a 0.0%
Oceanside Mortgage Company $625,000 $480,000 -23.2% 0.0%
BancorpSouth Bank $475,000 n/a 0.0%
Commerce Home Mortgage Inc. $475,000 n/a 0.0%
Homespire Mortgage Corporation $455,000 n/a 0.0%
RB Mortgage LLC $455,000 n/a 0.0%
Union Home Mortgage Company $690,000 $455,000 -34.1% 0.0%
Amerifirst Financial Inc. $515,000 $440,000 -14.6% 0.0%
Magnolia Bank Incorporated $420,000 $440,000 4.8% 0.0%
Alterra Group LLC dba Alterra Home Loans $430,000 n/a 0.0%
Residential Wholesale Mortgage $415,000 n/a 0.0%
Security First Federal Credit Union $410,000 $405,000 -1.2% 0.0%
TEXAS FIRST BANK $35,000 $405,000 1,057.1% 0.0%
Credit Human Federal Credit Union $175,000 $395,000 125.7% 0.0%
Provident Funding Associates $135,000 $390,000 188.9% 0.0%
Eastman Credit Union $385,000 n/a 0.0%
Equity Prime Mortgage LLC $380,000 n/a 0.0%
Texas Dow Employees Credit Union $65,000 $370,000 469.2% 0.0%
Inwood National Bank $365,000 n/a 0.0%
Wyndham Capital Mortgage $365,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $360,000 n/a 0.0%
SoFi Lending Corp $360,000 n/a 0.0%
SWBC Mortgage Corporation $635,000 $350,000 -44.9% 0.0%
Mid-Continent Funding, Inc. $345,000 n/a 0.0%
Farm Credit Mid-America $335,000 n/a 0.0%
Independent Bank $335,000 n/a 0.0%
United Fidelity Funding Corp. $335,000 n/a 0.0%
Mazuma Credit Union $305,000 $315,000 3.3% 0.0%
Veritas Funding LLC $315,000 n/a 0.0%
Silver Hill Funding, LLC $305,000 n/a 0.0%
Infinity Mortgage Holdings LLC $290,000 n/a 0.0%
Nationwide Mortgage Bankers Inc. $290,000 n/a 0.0%
Advancial Federal Credit Union $285,000 n/a 0.0%
Bayshore Mortgage Funding LLC $235,000 $285,000 21.3% 0.0%
Citibank, N.A. $345,000 $285,000 -17.4% 0.0%
Citizens National Bank of Texas $285,000 n/a 0.0%
Homeside Financial LLC $285,000 n/a 0.0%
JSC Federal Credit Union $285,000 n/a 0.0%
Towne Mortgage Company $285,000 n/a 0.0%
CAPITAL BANK, NA $275,000 n/a 0.0%
OGI Mortgage Bankers $275,000 n/a 0.0%
Finance of America Commercial LLC $370,000 $270,000 -27.0% 0.0%
Stifel Bank and Trust $270,000 n/a 0.0%
Intrust Bank National Association $265,000 n/a 0.0%
Texell Credit Union $265,000 n/a 0.0%
Embrace Home Loans, Inc. $245,000 $255,000 4.1% 0.0%
First Home Bank $255,000 n/a 0.0%
Pioneer Bank SSB $255,000 n/a 0.0%
Sunflower Bank, N.A. $255,000 n/a 0.0%
AAG $170,000 $245,000 44.1% 0.0%
Accelerate Mortgage $245,000 n/a 0.0%
Cascade Financial Services $65,000 $245,000 276.9% 0.0%
Central Bank $245,000 n/a 0.0%
GMFS LLC $245,000 $245,000 0.0% 0.0%
Prime Choice Funding, Inc. $245,000 n/a 0.0%
V.I.P. Mortgage Inc. $580,000 $245,000 -57.8% 0.0%
AMARILLO NATIONAL BANK $29,380,000 $235,000 -99.2% 0.0%
American Momentum Bank $235,000 n/a 0.0%
FBC Mortgage LLC $235,000 n/a 0.0%
Total Mortgage Services LLC $235,000 n/a 0.0%
Baxter Credit Union $55,000 $230,000 318.2% 0.0%
CITY 1ST MORTGAGE SERVICES, LC $225,000 n/a 0.0%
Envoy Mortgage Ltd. $65,000 $225,000 246.2% 0.0%
HAPPY STATE BANK $225,000 n/a 0.0%
KeyBank National Association $195,000 $225,000 15.4% 0.0%
Finance of America Reverse LLC $145,000 $220,000 51.7% 0.0%
Mountain West Financial Inc. $220,000 n/a 0.0%
Colten Mortgage $215,000 n/a 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $280,000 $215,000 -23.2% 0.0%
CRESTMARK MORTGAGE COMPANY LTD $210,000 n/a 0.0%
AimLoan.com $205,000 n/a 0.0%
Watermark Home Loans $205,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $195,000 n/a 0.0%
Contour Mortgage Corporation $195,000 n/a 0.0%
Legend Lending Corporation $195,000 n/a 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $270,000 $195,000 -27.8% 0.0%
Standard Mortgage Corporation $195,000 n/a 0.0%
First National Bank Texas $8,840,000 $185,000 -97.9% 0.0%
Huntington National Bank $860,000 $185,000 -78.5% 0.0%
James B. Nutter & Company $145,000 $185,000 27.6% 0.0%
The Federal Savings Bank $185,000 n/a 0.0%
HEB Federal Credit Union $390,000 $180,000 -53.8% 0.0%
Members First Credit Union $180,000 n/a 0.0%
BROADWAY NATIONAL BANK $550,000 $175,000 -68.2% 0.0%
Castle & Cooke Mortgage LLC $230,000 $175,000 -23.9% 0.0%
First Centennial Mortgage Corp. $175,000 $175,000 0.0% 0.0%
Cherry Creek Mortgage Co. Inc. $530,000 $165,000 -68.9% 0.0%
Citizens Community Federal NA $165,000 n/a 0.0%
DIAMOND RESIDENTIAL MTG CORP $165,000 n/a 0.0%
Highlands Residential Mortgage Ltd $165,000 n/a 0.0%
TJC Mortgage, Inc. $265,000 $165,000 -37.7% 0.0%
Angel Oak Mortgage Solutions $430,000 $155,000 -64.0% 0.0%
Compeer Financial ACA $155,000 n/a 0.0%
Fay Servicing LLC $155,000 n/a 0.0%
First Bank $155,000 n/a 0.0%
Ivy Mortgage, Inc. $155,000 n/a 0.0%
Lending 3 Inc $155,000 n/a 0.0%
Member Home Loan $75,000 $155,000 106.7% 0.0%
RANLife, Inc. $155,000 n/a 0.0%
TruHome Solutions LLC $155,000 n/a 0.0%
Energy One Federal Credit Union $140,000 n/a 0.0%
FirstBank $445,000 $140,000 -68.5% 0.0%
First Option Mortgage LLC $135,000 n/a 0.0%
Geneva Financial LLC $160,000 $135,000 -15.6% 0.0%
M&T Bank $155,000 $135,000 -12.9% 0.0%
NBKC Bank $480,000 $135,000 -71.9% 0.0%
Reliant Bank $135,000 n/a 0.0%
Sente Mortgage Inc. $265,000 $135,000 -49.1% 0.0%
Texas Tech Federal Credit Union $135,000 n/a 0.0%
E Mortgage Management LLC $125,000 n/a 0.0%
Land Home Financial Services Inc. $125,000 n/a 0.0%
North American Savings Bank $290,000 $125,000 -56.9% 0.0%
PHH MORTGAGE CORPORATION $125,000 $125,000 0.0% 0.0%
Texas Mortgage Lending, LLC $125,000 n/a 0.0%
US Mortgage of Florida $125,000 n/a 0.0%
American Nationwide Mortgage Company $115,000 n/a 0.0%
Axos Bank $115,000 n/a 0.0%
Branch Banking And Trust Co $520,000 $115,000 -77.9% 0.0%
Mortgage 1 Incorporated $115,000 n/a 0.0%
American Bank and Trust Company National Association $105,000 n/a 0.0%
Kleberg Bank N.A. $105,000 n/a 0.0%
Peoples State Bank $100,000 n/a 0.0%
American Mortgage & Equity Consultants Inc. $95,000 n/a 0.0%
Open Mortgage LLC $95,000 n/a 0.0%
Thrivent Federal Credit Union $125,000 $95,000 -24.0% 0.0%
WEST TOWN BANK & TRUST $95,000 n/a 0.0%
DAS Acquisition Company, LLC $115,000 $85,000 -26.1% 0.0%
LendingOne LLC $990,000 $85,000 -91.4% 0.0%
ML Mortgage $85,000 n/a 0.0%
ARVEST BANK $75,000 n/a 0.0%
Citadel Servicing Corporation $75,000 n/a 0.0%
LHM Financial DBA CNN Mortgage $75,000 n/a 0.0%
PNC BANK NA $75,000 n/a 0.0%
Discover Bank $75,000 $55,000 -26.7% 0.0%
Weststar Mortgage Corporation $55,000 n/a 0.0%
MidFirst Bank $25,000 n/a 0.0%
Triad Financial Services Inc $120,000 $25,000 -79.2% 0.0%

BROWNSVILLE - HARLINGEN's top lender by overall market share is Quicken Loans, with 6.9% market share. In second place, with 6.0%, is Planet Home Lending LLC, having originated $62,735,000 in loans. In third place, with 4.4%, is Freedom Mortgage Corporation, having originated $46,330,000 in loans. In third place, with 4.4%, is Academy Mortgage Corporation, having originated $46,195,000 in loans. In third place, with 4.1%, is Security Service Federal Credit Union, having originated $42,655,000 in loans.


BROWNSVILLE-HARLINGEN, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,256 $591,900,000 $181,787
Refi 1,913 $349,765,000 $182,836
Cash Out Refi 416 $87,610,000 $210,601
Other 71 $8,805,000 $124,014
Home Improvement 53 $4,765,000 $89,906

Brownsville - Harlingen's most frequently cited loan purpose was Home Purchase, with 3,256 originations. The 2nd most popular reason was Refi, with 1,913 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 2,478 $444,420,000 $179,346
2.5-3% 1,722 $343,210,000 $199,309
<2.5% 542 $86,960,000 $160,443
4-5% 521 $80,105,000 $153,752
5-6% 136 $25,490,000 $187,426
Over 8% 50 $4,370,000 $87,400
6-7% 39 $3,615,000 $92,692
7-8% 27 $2,045,000 $75,741

During 2020, Brownsville - Harlingen's most frequently originated rate bucket was 3-4%, with 2,478 originations.

Loan Sizing (BROWNSVILLE-HARLINGEN, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,957 $436,305,000 $147,550
$200k-400k 1,535 $397,065,000 $258,674
$100,000 or less 1,056 $69,890,000 $66,184
$400k-600k 110 $51,330,000 $466,636
$600k-1000k 34 $25,720,000 $756,471
$Over $1MM 17 $62,535,000 $3,678,529

BROWNSVILLE - HARLINGEN's loan sizing saw the bucket of loans from $100k-200k with 2,957 originations, totaling $436,305,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,083 $558,735,000 $181,231
60-80% 1,367 $279,715,000 $204,620
40-60% 374 $51,640,000 $138,075
Under 20% 124 $1,130,000 $9,113
20-40% 111 $10,005,000 $90,135
Over 100% 59 $12,855,000 $217,881

BROWNSVILLE - HARLINGEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,083 originations, totaling $558,735,000 in origination value.