Athens Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Athens averaged 6.17% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.24% and one month ago for the week of 2022-05-19, the average rate was 5.41%.

Athens's average rate one year ago was 3.1%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.11%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Athens 30 Year Fixed Rate 2022-06-23 6.17%
Athens 30 Year Fixed Rate Refi 2022-06-23 6.11%
Athens 15 Year Fixed Rate 2022-06-23 6.01%
Athens 15 Year Fixed Rate Refi 2022-06-23 5.09%
Athens 30 Year FHA 2022-06-23 0.29%
Athens 30 Year FHA Refi 2022-06-23 0.21%
Athens 30 Year USDA 2022-06-23 0.05%
Athens 30 Year USDA Refi 2022-06-23 0.12%
Athens 30 Year VA 2022-06-23 0.07%
Athens 30 Year VA Refi 2022-06-23 -0.12%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Athens, TX.

Athens Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Athens, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 96 3.16% $5,282
UNITED WHOLESALE MORTGAGE, LLC 79 3.07% $5,381
LEADERONE FINANCIAL CORPORATION 49 3.09% $5,769
Gateway First Bank 39 3.26% $4,889
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 31 3.17% $6,808
LOANDEPOT.COM, LLC 29 3.10% $5,926
VeraBank 25 3.31% $4,129
CALIBER HOME LOANS, INC. 25 3.28% $4,790
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 23 3.18% $5,876
ASPIRE FINANCIAL, INC. 21 2.89% $5,920
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 21 3.16% $5,888
Wells Fargo Bank 20 2.97% $5,949
GUILD MORTGAGE COMPANY 19 3.25% $6,371
MORTGAGE FINANCIAL SERVICES, LLC 19 3.03% $6,234
SFMC, LP 18 3.15% $7,599
JPMorgan Chase Bank 18 2.98% $4,534
Hometown Lenders, Inc. 18 3.14% $4,880
CMG MORTGAGE, INC. 16 3.22% $5,280
Mr. Cooper ( Nationstar Mortgage ) 15 3.32% $5,151
Bank of America 14 2.68% $5,696
Prosperity Bank 14 2.88% $6,910
FINANCE OF AMERICA MORTGAGE LLC 14 3.27% $4,299
AMERICAN FINANCIAL NETWORK, INC. 13 3.33% $8,939
ACADEMY MORTGAGE CORPORATION 13 3.38% $6,106
SWBC MORTGAGE CORPORATION 12 3.34% $4,770
ALTRA 12 3.18% $3,142
HOME POINT FINANCIAL CORPORATION 12 3.15% $4,825
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 12 3.49% $5,408
AMERICA'S CHOICE HOME LOANS LP 11 3.15% $4,982
PRIMELENDING, A PLAINSCAPITAL COMPANY 10 3.29% $7,122
AMCAP MORTGAGE, LTD. 10 3.22% $6,356
Truist Bank 10 2.91% $5,991
INTEGRITY MORTGAGE CORPORATION OF TEXAS 10 3.00% $4,573
The American National Bank of Texas 10 2.90% $9,890
PENNYMAC LOAN SERVICES, LLC 10 3.19% $5,657
MID AMERICA MORTGAGE, INC. 9 3.63% $7,858
Flagstar Bank, FSB 9 3.64% $7,704
TIB The Independent Bankersbank 9 3.24% $4,818
Prosperity Home Mortgage, LLC 9 3.24% $5,002
City Bank 8 3.13% $5,361
AMERISAVE MORTGAGE CORPORATION 8 3.09% $7,613
First United Bank and Trust Company 8 3.12% $5,798
TEXAS TRUST 8 3.16% $2,863
CROSSCOUNTRY MORTGAGE, LLC 8 3.08% $4,631
WILLOW BEND MORTGAGE COMPANY, LLC 8 3.14% $7,041
GUARANTEED RATE, INC. 8 3.11% $6,449
BancorpSouth Bank 7 3.03% $6,325
HOMEBRIDGE FINANCIAL SERVICES, INC. 7 3.38% $5,267
GREAT WESTERN FINANCIAL SERVICES, INC. 7 3.39% $4,684
NexBank 7 2.91% $5,368
Citizens Bank 7 2.86% $6,319
SUMMIT FUNDING, INC. 6 3.27% $7,903
NEWREZ LLC 6 3.33% $3,995
Austin Bank, Texas 6 3.11% $3,878
EVERETT FINANCIAL, INC. 6 3.73% $3,109
BETTER MORTGAGE CORPORATION 6 2.81% $4,434
Southside Bank 6 3.52% $4,095
INFINITY MORTGAGE HOLDINGS, LLC 5 3.13% $4,932
U.S. Bank 5 2.87% $7,057
Sunflower Bank 5 2.97% $6,291
Texas Bank and Trust Company 5 3.18% $6,487
KELLER MORTGAGE, LLC 5 2.95% $3,848
FIDELITY BANK 5 3.23% $5,057
AMERICAN FINANCING CORPORATION 5 3.10% $5,899
InterContinental Capital Group, Inc 5 2.92% $5,652
First Horizon Bank 5 2.92% $5,089
Paramount Residential Mortgage Group, Inc. 4 3.09% $5,793
THRIVE MORTGAGE, LLC 4 3.84% $6,832
Town Square Mortgage & Investments, Inc. 4 2.91% $4,982
First Guaranty Mortgage Corporation 4 3.19% $3,752
Regions Bank 4 3.34% $3,030
First Bank 4 3.13% $7,818
Goldwater Bank, N.A. 4 2.84% $6,797
Simmons Bank 4 3.00% $4,466
BROKER SOLUTIONS, INC. 4 3.15% $5,787
LENDUS, LLC 4 3.09% $4,698
Colonial Savings, F.A. 4 3.19% $2,565
ROYAL UNITED MORTGAGE LLC 4 3.31% $5,754
CHURCHILL MORTGAGE CORPORATION 4 3.44% $4,141
NATIONS RELIABLE LENDING, LLC 4 3.03% $5,895
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.25% $4,940
ADVANCIAL 3 2.92% $4,749
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 4.88% $7,649
Bank of England 3 3.29% $12,233
CHERRY CREEK MORTGAGE, LLC 3 2.96% $711
CORNERSTONE HOME LENDING, INC. 3 3.13% $7,077
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 2.75% $5,665
Farm Credit Mid-America, ACA 3 3.45% $12,431
First National Bank 3 3.33% $6,587
First State Bank 3 3.08% $5,497
HOMESIDE FINANCIAL, LLC 3 3.32% $5,413
LOANPAL, LLC 3 2.96% $8,935
NAVY FEDERAL CREDIT UNION 3 3.42% $3,421
NTFN, INC. 3 3.04% $11,520
S1L, Inc. 3 3.13% $6,209
SOUTHWEST FUNDING, LP 3 3.21% $8,012
Texas Mortgage Lending, LLC 3 3.29% $2,923
The City National Bank of Sulphur Springs 3 4.46% $2,813
UNITED MORTGAGE CORP. 3 3.67% $5,442
Wyndham Capital Mortgage, Inc. 3 2.91% $3,700
V.I.P. MORTGAGE, INC. 2 3.13% $4,977
Independent Bank 2 3.31% $6,836
CERTAINTY HOME LOANS, LLC 2 3.63% $4,691
Encompass Lending Group, LP 2 2.74% $8,212
MORIA DEVELOPMENT, INC. 2 3.87% $5,722
TEXAS TECH 2 3.81% $6,005
HOMESTEAD FUNDING CORP. 2 2.69% $4,581
Waterstone Mortgage Corporation 2 2.88% $12,341
Origin Bank 2 3.25% $5,578
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.06% $4,547
Mortgage Research Center, LLC 2 3.00% $4,931
Servion, Inc. 2 3.31% $5,043
INTERLINC MORTGAGE SERVICES, LLC 2 3.81% $10,279
Manufacturers and Traders Trust Company 2 3.00% $3,632
Chicago Mortgage Solutions LLC 2 2.75% $3,645
UBS Bank USA 2 2.75% $7,800
UNION HOME MORTGAGE CORP. 2 3.00% $4,850
ZILLOW HOME LOANS, LLC 2 3.19% $4,751
Austin Capital Bank SSB 2 3.38% $7,421
PLAZA HOME MORTGAGE, INC. 2 4.06% $6,103
Nations Lending Corporation 2 3.88% $12,327
STEARNS LENDING, LLC 2 2.93% $6,790
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.38% $5,919
Strong Home Mortgage, LLC 2 2.81% $1,880
KELLY COMMUNITY FEDERAL CREDIT UNION 2 2.49% $6,535
LAKEVIEW LOAN SERVICING, LLC 2 3.19% $6,659
GUARANTY HOME MORTGAGE CORPORATION 2 3.06% $3,792
FREEDOM MORTGAGE CORPORATION 2 3.38% $3,990
Watermark Capital, Inc. 2 3.06% $15,662
Happy State Bank 2 3.31% $8,168
HIGHLAND HOMELOANS, LLC 2 2.87% $4,279
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.25% $7,809
NBKC BANK 2 3.06% $3,338
Carrington Mortgage Services, LLC 1 3.63% $6,358
Pioneer Bank, SSB 1 2.50% $6,148
PLANET HOME LENDING, LLC 1 3.75% $3,427
PNC Bank 1 3.38% $7,085
CANOPY MORTGAGE, LLC 1 3.50% $2,062
BTH Bank 1 3.38% $3,784
BOKF 1 2.88% $10,123
BNY Mellon 1 2.50% $6,206
BBVA USA 1 3.25% $13,268
Reliant Bank 1 3.50% $20,201
Republic State Mortgage Co. 1 2.88% $4,060
BAY EQUITY LLC 1 2.99% $6,758
Affiliated Bank 1 3.50% $5,977
Sabine State Bank and Trust Company 1 3.00% $3,396
SECURITYNATIONAL MORTGAGE COMPANY 1 3.00% $3,924
SECURITY SERVICE 1 2.75% $5,411
SENTE MORTGAGE, INC. 1 2.99% $7,808
Baxter Credit Union 1 3.13% $3,516
Sierra Pacific Mortgage Company, Inc. 1 2.38% $3,100
Barrington Bank & Trust Company, N.A. 1 3.00% $4,863
A+ Federal Credit Union 1 4.00% $0
STANDARD MORTGAGE CORPORATION 1 2.63% $6,188
Stifel Bank and Trust 1 2.75% $7,114
SUCCESS MORTGAGE PARTNERS, INC. 1 3.25% $4,746
Atlantic Union Bank 1 3.38% $6,573
ASSOCIATED CREDIT UNION OF TEXAS 1 2.88% $2,197
T2 FINANCIAL LLC 1 3.38% $4,829
Telco Plus Credit Union 1 2.75% $0
ARC HOME LLC 1 5.25% $13,562
Texas Bank Financial 1 3.75% $4,384
TEXAS DOW EMPLOYEES CREDIT UNION 1 3.25% $6,642
WINGS FINANCIAL 1 2.88% $3,207
AMPLIFY 1 3.38% $6,910
Amerifirst Financial, Inc. 1 3.63% $5,583
Zions Bancorporation, N.A. 1 3.50% $6,631
THRIVENT Federal Credit Union 1 3.38% $2,731
American National Bank & Trust 1 3.25% $6,628
American Mortgage Bank, LLC 1 3.63% $4,733
Trinity Oaks Mortgage, LLC 1 2.63% $8,703
Amarillo National Bank 1 3.38% $4,259
Ally Bank 1 2.63% $10,371
UNIVERSAL LENDING CORPORATION 1 2.75% $6,383
ALAMEDA MORTGAGE CORPORATION 1 3.63% $5,998
VAN DYK MORTGAGE CORPORATION 1 2.75% $3,988
AgFirst Farm Credit Bank 1 3.50% $3,713
Great Southern Bank 1 2.63% $3,067
GSB MORTGAGE, INC. 1 2.88% $3,879
GREATER TEXAS FEDERAL CREDIT UNION 1 2.88% $7,668
HANCOCK MORTGAGE PARTNERS, LLC 1 3.63% $10,696
Flanagan State Bank 1 3.00% $2,783
First National Bank of Omaha 1 3.13% $3,786
First National Bank Texas 1 3.63% $5,520
First Financial Bank 1 3.13% $4,986
HOMETRUST MORTGAGE COMPANY 1 2.88% $4,699
HOMEXPRESS MORTGAGE CORP. 1 5.25% $5,079
First Federal Bank 1 2.88% $2,685
First Bank & Trust 1 3.63% $4,793
InterBank 1 2.25% $3,425
FirstBank 1 3.25% $2,940
Ixonia Bank 1 4.38% $12,885
JMAC LENDING, INC. 1 2.50% $5,605
JSC 1 3.13% $3,477
EASTMAN 1 3.88% $4,296
DIRECT MORTGAGE LOANS, LLC 1 4.63% $3,966
DHI MORTGAGE COMPANY, LTD. 1 3.00% $4,836
DATCU 1 2.88% $4,049
Wallick & Volk, Inc. 1 3.13% $6,075
Loan Simple, Inc. 1 3.88% $4,407
MEMBER HOME LOAN, L.L.C. 1 5.00% $5,773
MICHIGAN MUTUAL, INC. 1 2.75% $5,181
DAS Acquisition Company, LLC 1 2.99% $4,748
MOBILOIL 1 3.25% $8,348
Morgan Stanley Private Bank 1 2.50% $7,947
CRESTMARK MORTGAGE COMPANY, LTD. 1 3.25% $9,817
MOVEMENT MORTGAGE, LLC 1 3.06% $6,847
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $5,830
Charles Schwab Bank, SSB 1 2.13% $2,462
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.50% $3,160
Network Funding, L.P. 1 3.38% $9,974
Cf Bank 1 2.63% $2,835
NFM, INC. 1 3.38% $4,447
North American Savings Bank, F.S.B. 1 2.88% $3,323
Northpointe Bank 1 3.38% $4,028
CELEBRITY HOME LOANS, LLC 1 3.13% $7,190

Athens, TX's 217 lenders originated 2,785 loans during 2021. The total origination value was $746,345,000, with an average loan value of $267,987.

The top Athens lender as defined by loan originations is QUICKEN LOANS, LLC, with 96 loans originated. Their average total fees are $5,282, which is $99 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Athens lenders (with over 10 loans originated) are ALTRA ($3,142), VeraBank ($4,129), FINANCE OF AMERICA MORTGAGE LLC ($4,299), JPMorgan Chase Bank ($4,534) and INTEGRITY MORTGAGE CORPORATION OF TEXAS ($4,573).

The lowest rate Athens lenders (with over 10 loans originated) are Bank of America (2.68%), Prosperity Bank (2.88%), ASPIRE FINANCIAL, INC. (2.89%), The American National Bank of Texas (2.90%) and Truist Bank (2.91%).

Athens, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $28,810,000 $39,300,000 36.4% 5.3%
UNITED WHOLESALE MORTGAGE, LLC $16,210,000 $30,070,000 85.5% 4.0%
First State Bank $170,000 $25,585,000 14,950.0% 3.4%
Prosperity Bank $7,600,000 $22,360,000 194.2% 3.0%
Veritex Community Bank $12,930,000 $22,350,000 72.9% 3.0%
LEADERONE FINANCIAL CORPORATION $26,655,000 $20,245,000 -24.0% 2.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,800,000 $17,255,000 34.8% 2.3%
Bank of America $13,360,000 $16,825,000 25.9% 2.3%
VeraBank $9,030,000 $16,030,000 77.5% 2.1%
Gateway First Bank $8,920,000 $14,700,000 64.8% 2.0%
LOANDEPOT.COM, LLC $5,105,000 $13,725,000 168.9% 1.8%
ASPIRE FINANCIAL, INC. $6,255,000 $10,715,000 71.3% 1.4%
CALIBER HOME LOANS, INC. $18,075,000 $10,185,000 -43.7% 1.4%
GUILD MORTGAGE COMPANY $7,080,000 $10,170,000 43.6% 1.4%
FREEDOM MORTGAGE CORPORATION $8,395,000 $9,715,000 15.7% 1.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,685,000 $9,710,000 70.8% 1.3%
21ST MORTGAGE CORPORATION $5,815,000 $9,425,000 62.1% 1.3%
Wells Fargo Bank $9,970,000 $9,080,000 -8.9% 1.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $13,010,000 $8,735,000 -32.9% 1.2%
Southside Bank $4,675,000 $8,645,000 84.9% 1.2%
Truist Bank $1,170,000 $8,600,000 635.0% 1.2%
JPMorgan Chase Bank $13,620,000 $8,520,000 -37.4% 1.1%
PENNYMAC LOAN SERVICES, LLC $3,830,000 $7,855,000 105.1% 1.1%
Hometown Lenders, Inc. $7,410,000 n/a 1.0%
GUARANTEED RATE, INC. $3,720,000 $7,250,000 94.9% 1.0%
BancorpSouth Bank $3,135,000 $7,180,000 129.0% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $7,515,000 $7,065,000 -6.0% 0.9%
First National Bank $4,065,000 $6,675,000 64.2% 0.9%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $6,560,000 n/a 0.9%
First United Bank and Trust Company $1,605,000 $6,545,000 307.8% 0.9%
MORTGAGE FINANCIAL SERVICES, LLC $9,425,000 $6,490,000 -31.1% 0.9%
SFMC, LP $5,525,000 $6,430,000 16.4% 0.9%
BOKF $12,275,000 $6,195,000 -49.5% 0.8%
Mortgage Research Center, LLC $4,030,000 $6,145,000 52.5% 0.8%
CMG MORTGAGE, INC. $3,430,000 $5,960,000 73.8% 0.8%
HOME POINT FINANCIAL CORPORATION $4,360,000 $5,855,000 34.3% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $10,625,000 $5,825,000 -45.2% 0.8%
The American National Bank of Texas $5,615,000 $5,810,000 3.5% 0.8%
Austin Bank, Texas $4,650,000 $5,415,000 16.5% 0.7%
AMCAP MORTGAGE, LTD. $4,205,000 $5,350,000 27.2% 0.7%
ALTRA $3,780,000 $4,975,000 31.6% 0.7%
MID AMERICA MORTGAGE, INC. $4,490,000 $4,825,000 7.5% 0.6%
WILLOW BEND MORTGAGE COMPANY, LLC $9,330,000 $4,790,000 -48.7% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $7,140,000 $4,675,000 -34.5% 0.6%
SWBC MORTGAGE CORPORATION $6,710,000 $4,205,000 -37.3% 0.6%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $2,450,000 $4,120,000 68.2% 0.6%
ACADEMY MORTGAGE CORPORATION $3,155,000 $4,065,000 28.8% 0.5%
Independent Bank $1,555,000 $3,910,000 151.4% 0.5%
LAKEVIEW LOAN SERVICING, LLC $765,000 $3,880,000 407.2% 0.5%
Liberty National Bank $2,015,000 $3,870,000 92.1% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,755,000 $3,710,000 111.4% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $11,615,000 $3,560,000 -69.3% 0.5%
BETTER MORTGAGE CORPORATION $710,000 $3,530,000 397.2% 0.5%
Flagstar Bank, FSB $2,515,000 $3,465,000 37.8% 0.5%
TIB The Independent Bankersbank $6,120,000 $3,355,000 -45.2% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,815,000 $3,330,000 83.5% 0.4%
First Bank $95,000 $3,295,000 3,368.4% 0.4%
Citizens Bank $2,575,000 $3,280,000 27.4% 0.4%
City Bank $4,390,000 $3,240,000 -26.2% 0.4%
THRIVE MORTGAGE, LLC $4,280,000 $3,190,000 -25.5% 0.4%
Prosperity Home Mortgage, LLC $6,885,000 $3,175,000 -53.9% 0.4%
U.S. Bank $2,060,000 $3,145,000 52.7% 0.4%
NEWREZ LLC $3,020,000 $3,085,000 2.2% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,515,000 $3,045,000 -44.8% 0.4%
Texas Bank and Trust Company $1,560,000 $2,840,000 82.1% 0.4%
Citizens 1st Bank $770,000 $2,795,000 263.0% 0.4%
AMERICA'S CHOICE HOME LOANS LP $4,100,000 $2,745,000 -33.0% 0.4%
First Horizon Bank $2,740,000 n/a 0.4%
TEXAS TRUST $4,195,000 $2,685,000 -36.0% 0.4%
SUMMIT FUNDING, INC. $2,075,000 $2,675,000 28.9% 0.4%
SOUTHWEST STAGE FUNDING, LLC $2,875,000 $2,640,000 -8.2% 0.4%
Waterstone Mortgage Corporation $245,000 $2,635,000 975.5% 0.4%
TEXAS TECH $570,000 $2,480,000 335.1% 0.3%
NexBank $2,200,000 $2,450,000 11.4% 0.3%
American National Bank & Trust $265,000 $2,425,000 815.1% 0.3%
NAVY FEDERAL CREDIT UNION $905,000 $2,250,000 148.6% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,510,000 $2,205,000 -37.2% 0.3%
UNION HOME MORTGAGE CORP. $275,000 $2,130,000 674.5% 0.3%
NTFN, INC. $3,135,000 $2,060,000 -34.3% 0.3%
GREAT WESTERN FINANCIAL SERVICES, INC. $910,000 $2,050,000 125.3% 0.3%
Watermark Capital, Inc. $1,695,000 $2,045,000 20.6% 0.3%
Colonial Savings, F.A. $3,220,000 $2,020,000 -37.3% 0.3%
CORNERSTONE HOME LENDING, INC. $6,250,000 $2,020,000 -67.7% 0.3%
Sunflower Bank $1,515,000 $2,015,000 33.0% 0.3%
Spirit of Texas Bank, SSB $2,215,000 $1,995,000 -9.9% 0.3%
First Guaranty Mortgage Corporation $620,000 $1,960,000 216.1% 0.3%
Farm Credit Mid-America, ACA $935,000 $1,850,000 97.9% 0.2%
Inwood National Bank $4,095,000 $1,765,000 -56.9% 0.2%
Goldwater Bank, N.A. $2,290,000 $1,725,000 -24.7% 0.2%
Texas Security Bank $530,000 $1,720,000 224.5% 0.2%
First Financial Bank $5,050,000 $1,680,000 -66.7% 0.2%
NATIONS RELIABLE LENDING, LLC $290,000 $1,675,000 477.6% 0.2%
FIDELITY BANK $2,125,000 $1,645,000 -22.6% 0.2%
TRIAD FINANCIAL SERVICES, INC. $735,000 $1,640,000 123.1% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,075,000 $1,620,000 50.7% 0.2%
InterContinental Capital Group, Inc $435,000 $1,605,000 269.0% 0.2%
Paramount Residential Mortgage Group, Inc. $2,030,000 $1,585,000 -21.9% 0.2%
EVERETT FINANCIAL, INC. $8,800,000 $1,560,000 -82.3% 0.2%
The City National Bank of Sulphur Springs $575,000 $1,475,000 156.5% 0.2%
Carrington Mortgage Services, LLC $1,460,000 n/a 0.2%
Town Square Mortgage & Investments, Inc. $915,000 $1,450,000 58.5% 0.2%
Vista Bank $695,000 $1,445,000 107.9% 0.2%
Simmons Bank $2,100,000 $1,430,000 -31.9% 0.2%
Bank of England $410,000 $1,415,000 245.1% 0.2%
S1L, Inc. $1,765,000 $1,405,000 -20.4% 0.2%
AMERICAN FINANCING CORPORATION $775,000 $1,395,000 80.0% 0.2%
Texas Bank Financial $1,450,000 $1,390,000 -4.1% 0.2%
Telco Plus Credit Union $1,380,000 n/a 0.2%
BROKER SOLUTIONS, INC. $1,555,000 $1,355,000 -12.9% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $905,000 $1,350,000 49.2% 0.2%
UBS Bank USA $4,355,000 $1,350,000 -69.0% 0.2%
KELLER MORTGAGE, LLC $1,595,000 $1,345,000 -15.7% 0.2%
North American Savings Bank, F.S.B. $425,000 $1,345,000 216.5% 0.2%
Chicago Mortgage Solutions LLC $1,335,000 n/a 0.2%
Regions Bank $1,925,000 $1,335,000 -30.6% 0.2%
Happy State Bank $1,310,000 n/a 0.2%
CHERRY CREEK MORTGAGE, LLC $660,000 $1,300,000 97.0% 0.2%
ROYAL UNITED MORTGAGE LLC $1,055,000 $1,290,000 22.3% 0.2%
Network Funding, L.P. $710,000 $1,255,000 76.8% 0.2%
Ally Bank $345,000 $1,245,000 260.9% 0.2%
PNC Bank $1,920,000 $1,200,000 -37.5% 0.2%
LENDUS, LLC $1,195,000 n/a 0.2%
Raymond James Bank $2,235,000 $1,165,000 -47.9% 0.2%
Barrington Bank & Trust Company, N.A. $310,000 $1,155,000 272.6% 0.2%
LOANPAL, LLC $185,000 $1,155,000 524.3% 0.2%
USAA Federal Savings Bank $1,610,000 $1,155,000 -28.3% 0.2%
ADVANCIAL $885,000 $1,095,000 23.7% 0.1%
Reliant Bank $55,000 $1,080,000 1,863.6% 0.1%
BBVA USA $1,570,000 $1,060,000 -32.5% 0.1%
INFINITY MORTGAGE HOLDINGS, LLC $240,000 $1,045,000 335.4% 0.1%
NBKC BANK $845,000 $1,045,000 23.7% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $330,000 $1,040,000 215.2% 0.1%
Zions Bancorporation, N.A. $205,000 $1,035,000 404.9% 0.1%
CERTAINTY HOME LOANS, LLC $555,000 $1,030,000 85.6% 0.1%
Wyndham Capital Mortgage, Inc. $720,000 $1,025,000 42.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $4,405,000 $1,020,000 -76.8% 0.1%
CLEARPATH LENDING $735,000 $1,005,000 36.7% 0.1%
Ennis State Bank $680,000 $990,000 45.6% 0.1%
Texas Mortgage Lending, LLC $205,000 $990,000 382.9% 0.1%
DAS Acquisition Company, LLC $735,000 $960,000 30.6% 0.1%
First State Bank $170,000 $955,000 461.8% 0.1%
NEW DAY FINANCIAL, LLC $570,000 $945,000 65.8% 0.1%
AmeriHome Mortgage Company, LLC $390,000 $940,000 141.0% 0.1%
UNITED MORTGAGE CORP. $770,000 $920,000 19.5% 0.1%
KELLY COMMUNITY FEDERAL CREDIT UNION $1,175,000 $910,000 -22.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $680,000 $905,000 33.1% 0.1%
PLAZA HOME MORTGAGE, INC. $655,000 $905,000 38.2% 0.1%
SOUTHWEST FUNDING, LP $1,195,000 $885,000 -25.9% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $835,000 $880,000 5.4% 0.1%
International Bank of Commerce $800,000 $875,000 9.4% 0.1%
LENDINGHOME FUNDING CORPORATION $85,000 $870,000 923.5% 0.1%
Texas National Bank of Jacksonville $310,000 $870,000 180.6% 0.1%
The Northern Trust Company $865,000 n/a 0.1%
Generations Bank $860,000 n/a 0.1%
Lamar National Bank $215,000 $860,000 300.0% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $235,000 $850,000 261.7% 0.1%
LHM FINANCIAL CORPORATION $265,000 $835,000 215.1% 0.1%
STEARNS LENDING, LLC $1,250,000 $835,000 -33.2% 0.1%
Cooperative Teachers Credit Union $520,000 $820,000 57.7% 0.1%
MEMBER FIRST MORTGAGE, LLC $815,000 n/a 0.1%
Morgan Stanley Private Bank $535,000 $815,000 52.3% 0.1%
VAN DYK MORTGAGE CORPORATION $1,105,000 $805,000 -27.1% 0.1%
SECURITY SERVICE $520,000 $770,000 48.1% 0.1%
AMPLIFY $45,000 $765,000 1,600.0% 0.1%
Trinity Oaks Mortgage, LLC $1,865,000 $765,000 -59.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $935,000 $760,000 -18.7% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $755,000 n/a 0.1%
Stifel Bank and Trust $525,000 $755,000 43.8% 0.1%
Frost Bank $375,000 $750,000 100.0% 0.1%
Origin Bank $2,185,000 $740,000 -66.1% 0.1%
Loan Simple, Inc. $400,000 $735,000 83.8% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $715,000 n/a 0.1%
Nations Lending Corporation $1,135,000 $705,000 -37.9% 0.1%
CIVIC FINANCIAL SERVICES, LLC $700,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $135,000 $700,000 418.5% 0.1%
Austin Capital Bank SSB $290,000 $690,000 137.9% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,370,000 $685,000 -50.0% 0.1%
BTH Bank $1,840,000 $680,000 -63.0% 0.1%
Paramount Bank $315,000 $675,000 114.3% 0.1%
UNITED BUILT HOMES, L.L.C. $3,800,000 $675,000 -82.2% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $670,000 n/a 0.1%
SENTE MORTGAGE, INC. $670,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,270,000 $660,000 -48.0% 0.1%
ZILLOW HOME LOANS, LLC $735,000 $655,000 -10.9% 0.1%
LRS FINANCIAL NETWORK, INC. $645,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $630,000 n/a 0.1%
ARC HOME LLC $650,000 $620,000 -4.6% 0.1%
CERTIFIED FUNDING, L.P. $575,000 $610,000 6.1% 0.1%
EAST TEXAS PROFESSIONAL Credit Union $340,000 $570,000 67.6% 0.1%
Lakeview Community Capital, LLC $410,000 $555,000 35.4% 0.1%
HOMESTEAD FUNDING CORP. $550,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,430,000 $550,000 -61.5% 0.1%
Encompass Lending Group, LP $435,000 $540,000 24.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $215,000 $535,000 148.8% 0.1%
Low VA Rates, LLC $885,000 $535,000 -39.5% 0.1%
Charles Schwab Bank, SSB $1,165,000 $525,000 -54.9% 0.1%
Pioneer Bank, SSB $525,000 n/a 0.1%
The First National Bank of Tom Bean $520,000 $525,000 1.0% 0.1%
Citizens National Bank, N.A. $275,000 $520,000 89.1% 0.1%
BNY Mellon $1,305,000 $515,000 -60.5% 0.1%
Wallick & Volk, Inc. $280,000 $515,000 83.9% 0.1%
First Bank & Trust $165,000 $500,000 203.0% 0.1%
AMERICAN ADVISORS GROUP $695,000 $480,000 -30.9% 0.1%
Comerica Bank $870,000 $480,000 -44.8% 0.1%
Affiliated Bank $1,195,000 $475,000 -60.3% 0.1%
STANDARD MORTGAGE CORPORATION $475,000 n/a 0.1%
HIGHLAND HOMELOANS, LLC $470,000 n/a 0.1%
KS StateBank $455,000 n/a 0.1%
CANOPY MORTGAGE, LLC $450,000 n/a 0.1%
Strong Home Mortgage, LLC $450,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $2,190,000 $435,000 -80.1% 0.1%
AMWEST FUNDING CORP. $235,000 $425,000 80.9% 0.1%
Cf Bank $440,000 $425,000 -3.4% 0.1%
CRESTMARK MORTGAGE COMPANY, LTD. $425,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $410,000 n/a 0.1%
Amerifirst Financial, Inc. $145,000 $405,000 179.3% 0.1%
Ixonia Bank $325,000 $405,000 24.6% 0.1%
Citizens Bank & Trust Company of Vivian, Louisiana $335,000 $395,000 17.9% 0.1%
PLANET HOME LENDING, LLC $575,000 $395,000 -31.3% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $735,000 $370,000 -49.7% 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $365,000 n/a 0.0%
Great Southern Bank $560,000 $365,000 -34.8% 0.0%
American State Bank $130,000 $355,000 173.1% 0.0%
Citizens National Bank of Texas $845,000 $355,000 -58.0% 0.0%
MOBILOIL $355,000 n/a 0.0%
Texas Republic Bank $1,245,000 $355,000 -71.5% 0.0%
The Federal Savings Bank $195,000 $355,000 82.1% 0.0%
The First National Bank of Albany $355,000 n/a 0.0%
A+ Federal Credit Union $300,000 $350,000 16.7% 0.0%
Flanagan State Bank $400,000 $350,000 -12.5% 0.0%
Servion, Inc. $350,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $855,000 $350,000 -59.1% 0.0%
CrossFirst Bank $1,305,000 $345,000 -73.6% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $345,000 n/a 0.0%
First Guaranty Bank $335,000 n/a 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $255,000 $335,000 31.4% 0.0%
CONTOUR MORTGAGE CORPORATION $330,000 n/a 0.0%
First National Bank Texas $330,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,245,000 $320,000 -74.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $315,000 n/a 0.0%
JSC $315,000 n/a 0.0%
Kwik Mortgage Corporation $315,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $315,000 n/a 0.0%
EASTMAN $590,000 $310,000 -47.5% 0.0%
ASSOCIATED CREDIT UNION OF TEXAS $305,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $305,000 n/a 0.0%
Commercial Bank of Texas $1,050,000 $300,000 -71.4% 0.0%
American Airlines Federal Credit Union $115,000 $290,000 152.2% 0.0%
Manufacturers and Traders Trust Company $290,000 n/a 0.0%
AMERICA'S CREDIT UNION $280,000 n/a 0.0%
Mineola Community Bank, S.S.B. $175,000 $275,000 57.1% 0.0%
FirstBank $270,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $265,000 n/a 0.0%
InterBank $705,000 $265,000 -62.4% 0.0%
The First National Bank of Anson $265,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $145,000 $260,000 79.3% 0.0%
DHI MORTGAGE COMPANY, LTD. $255,000 n/a 0.0%
GSB MORTGAGE, INC. $220,000 $255,000 15.9% 0.0%
American Mortgage Bank, LLC $615,000 $245,000 -60.2% 0.0%
Guaranty Bank & Trust, N.A. $105,000 $245,000 133.3% 0.0%
HOMETRUST MORTGAGE COMPANY $680,000 $245,000 -64.0% 0.0%
INTELLILOAN, INC. $245,000 n/a 0.0%
Republic State Mortgage Co. $985,000 $245,000 -75.1% 0.0%
T2 FINANCIAL LLC $245,000 n/a 0.0%
EECU $235,000 $240,000 2.1% 0.0%
Atlantic Union Bank $235,000 n/a 0.0%
Baxter Credit Union $235,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $325,000 $235,000 -27.7% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $225,000 n/a 0.0%
Discover Bank $215,000 $220,000 2.3% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 n/a 0.0%
LIBERTYONE Credit Union $215,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $155,000 $215,000 38.7% 0.0%
SOFI LENDING CORP. $195,000 $215,000 10.3% 0.0%
WEBSTER FIRST Federal Credit Union $215,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $205,000 n/a 0.0%
Alliance Bank $205,000 n/a 0.0%
Amarillo National Bank $205,000 n/a 0.0%
Commerce Home Mortgage, Inc. $205,000 n/a 0.0%
JMAC LENDING, INC. $365,000 $205,000 -43.8% 0.0%
PANORAMA MORTGAGE GROUP, LLC $200,000 n/a 0.0%
RANDOLPH-BROOKS $1,365,000 $200,000 -85.3% 0.0%
GUARANTEED RATE AFFINITY, LLC $4,240,000 $195,000 -95.4% 0.0%
CELEBRITY HOME LOANS, LLC $185,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $185,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $895,000 $185,000 -79.3% 0.0%
BAY EQUITY LLC $175,000 n/a 0.0%
FBC MORTGAGE, LLC $615,000 $175,000 -71.5% 0.0%
MEMBER HOME LOAN, L.L.C. $175,000 n/a 0.0%
UNIVERSAL LENDING CORPORATION $175,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $165,000 n/a 0.0%
Community National Bank & Trust of Texas $1,295,000 $160,000 -87.6% 0.0%
LIMA ONE CAPITAL, LLC $155,000 n/a 0.0%
OCMBC, INC. $155,000 n/a 0.0%
NFM, INC. $515,000 $145,000 -71.8% 0.0%
INTERCAP LENDING INC. $140,000 n/a 0.0%
CLM MORTGAGE, INC $135,000 n/a 0.0%
DIRECTIONS EQUITY, LLC $135,000 n/a 0.0%
First Federal Bank $395,000 $135,000 -65.8% 0.0%
First National Bank of Omaha $75,000 $135,000 80.0% 0.0%
First Option Mortgage, LLC $245,000 $135,000 -44.9% 0.0%
MICHIGAN MUTUAL, INC. $345,000 $135,000 -60.9% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $105,000 $135,000 28.6% 0.0%
THRIVENT Federal Credit Union $135,000 n/a 0.0%
HomeBank Texas $65,000 $125,000 92.3% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $595,000 $125,000 -79.0% 0.0%
MOBILITY Credit Union $405,000 $115,000 -71.6% 0.0%
Platinum Home Mortgage Corporation $145,000 $115,000 -20.7% 0.0%
RED RIVER EMPLOYEES $560,000 $115,000 -79.5% 0.0%
Sabine State Bank and Trust Company $115,000 n/a 0.0%
AgFirst Farm Credit Bank $105,000 n/a 0.0%
IMPAC MORTGAGE CORP. $305,000 $105,000 -65.6% 0.0%
WINGS FINANCIAL $105,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $95,000 n/a 0.0%
OPEN MORTGAGE, LLC $300,000 $95,000 -68.3% 0.0%
Credit Union of Texas $425,000 $80,000 -81.2% 0.0%
DATCU $75,000 n/a 0.0%
DUGOOD FEDERAL CREDIT UNION $75,000 n/a 0.0%
Northpointe Bank $95,000 $75,000 -21.1% 0.0%
FORT WORTH COMMUNITY $65,000 n/a 0.0%
UBank $200,000 $65,000 -67.5% 0.0%
TOGETHER CREDIT UNION $35,000 n/a 0.0%

Athens's top lender by overall market share is QUICKEN LOANS, LLC, with 5.3% market share. In second place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $30,070,000 in loans. In third place, with 3.4%, is First State Bank, having originated $25,585,000 in loans. In third place, with 3.0%, is Prosperity Bank, having originated $22,360,000 in loans. In third place, with 3.0%, is Veritex Community Bank, having originated $22,350,000 in loans.


Athens, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,569 $460,555,000 $293,534
Refi 768 $179,170,000 $233,294
Cash Out Refi 364 $88,400,000 $242,857
Other 49 $12,845,000 $262,143
Home Improvement 35 $5,375,000 $153,571

Athens's most frequently cited loan purpose was Home Purchase, with 1,569 originations. The 2nd most popular reason was Refi, with 768 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 982 $276,520,000 $281,589
2.5-3% 860 $249,230,000 $289,802
<2.5% 379 $96,175,000 $253,760
4-5% 161 $33,185,000 $206,118
Over 8% 90 $8,720,000 $96,889
5-6% 55 $6,685,000 $121,545
6-7% 37 $4,615,000 $124,730
7-8% 36 $3,540,000 $98,333

During 2021, Athens's most frequently originated rate bucket was 3-4%, with 982 originations.

Loan Sizing (Athens, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 994 $148,170,000 $149,064
$200k-400k 956 $262,400,000 $274,477
$100,000 or less 398 $27,340,000 $68,693
$400k-600k 292 $143,420,000 $491,164
$600k-1000k 93 $69,095,000 $742,957
$Over $1MM 52 $95,920,000 $1,844,615

Athens's loan sizing saw the bucket of loans from $100k-200k with 994 originations, totaling $148,170,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,037 $247,695,000 $238,857
60-80% 827 $266,565,000 $322,328
40-60% 409 $105,475,000 $257,885
20-40% 151 $31,005,000 $205,331
Under 20% 56 $3,430,000 $61,250
Over 100% 46 $9,850,000 $214,130

Athens's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,037 originations, totaling $247,695,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Athens (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $259,900 (2.5%) $407,882 (5.4%) 0.00 799
2018-02-01 $267,450 (5.9%) $414,904 (10.2%) 0.00 813
2018-03-01 $285,000 (7.3%) $412,864 (4.1%) 0.00 851
2018-04-01 $289,500 (7.6%) $406,906 (1.9%) 0.00 894
2018-05-01 $294,450 (8.3%) $419,778 (-0.3%) 0.00 911
2018-06-01 $289,500 (4.5%) $421,818 (-0.4%) 0.00 972
2018-07-01 $277,000 (-0.7%) $402,197 (-3.9%) 0.00 945
2018-08-01 $260,900 (-1.3%) $381,195 (-8.0%) 0.00 963
2018-09-01 $250,000 (-9.1%) $383,994 (-9.5%) 0.00 973
2018-10-01 $246,950 (-7.5%) $379,175 (-7.5%) 0.00 973
2018-11-01 $241,500 (-10.6%) $386,303 (-5.0%) 0.00 935
2018-12-01 $239,000 (-10.8%) $387,755 (-3.9%) 0.00 914
2019-01-01 $241,950 (-6.9%) $395,443 (-3.1%) 0.00 837
2019-02-01 $254,900 (-4.7%) $393,308 (-5.2%) 0.00 853
2019-03-01 $269,000 (-5.6%) $412,770 (0.0%) 0.00 788
2019-04-01 $271,250 (-6.3%) $407,869 (0.2%) 0.00 822
2019-05-01 $289,000 (-1.9%) $406,714 (-3.1%) 0.00 808
2019-06-01 $295,500 (2.1%) $411,859 (-2.4%) 0.00 820
2019-07-01 $279,950 (1.1%) $403,494 (0.3%) 0.00 807
2019-08-01 $274,714 (5.3%) $408,370 (7.1%) 0.00 786
2019-09-01 $269,450 (7.8%) $411,304 (7.1%) 0.00 774
2019-10-01 $267,500 (8.3%) $416,752 (9.9%) 0.00 765
2019-11-01 $265,000 (9.7%) $414,613 (7.3%) 0.00 724
2019-12-01 $265,000 (10.9%) $385,255 (-0.6%) 0.00 686
2020-01-01 $254,500 (5.2%) $388,590 (-1.7%) 0.00 623
2020-02-01 $249,000 (-2.3%) $384,857 (-2.2%) 0.00 666
2020-03-01 $244,500 (-9.1%) $379,346 (-8.1%) 0.00 700
2020-04-01 $239,450 (-11.7%) $366,667 (-10.1%) 0.00 721
2020-05-01 $242,000 (-16.3%) $397,456 (-2.3%) 0.00 632
2020-06-01 $239,000 (-19.1%) $384,183 (-6.7%) 0.00 499
2020-07-01 $234,450 (-16.3%) $391,072 (-3.1%) 0.00 461
2020-08-01 $229,900 (-16.3%) $422,264 (3.4%) 0.00 452
2020-09-01 $229,900 (-14.7%) $447,346 (8.8%) 0.00 447
2020-10-01 $239,000 (-10.7%) $462,659 (11.0%) 0.00 449
2020-11-01 $244,250 (-7.8%) $478,390 (15.4%) 0.00 467
2020-12-01 $240,950 (-9.1%) $461,762 (19.9%) 0.00 449
2021-01-01 $239,000 (-6.1%) $449,990 (15.8%) 0.00 407
2021-02-01 $253,400 (1.8%) $485,870 (26.3%) 0.00 328
2021-03-01 $282,500 (15.5%) $469,254 (23.7%) 0.00 285
2021-04-01 $304,950 (27.4%) $490,269 (33.7%) 0.00 277
2021-05-01 $332,000 (37.2%) $521,683 (31.3%) 0.00 272
2021-06-01 $332,500 (39.1%) $592,593 (54.3%) 0.00 301
2021-07-01 $344,500 (46.9%) $599,921 (53.4%) 0.00 364
2021-08-01 $377,000 (64.0%) $590,393 (39.8%) 0.00 419
2021-09-01 $359,999 (56.6%) $537,984 (20.3%) 0.00 441
2021-10-01 $339,000 (41.8%) $534,793 (15.6%) 0.00 426
2021-11-01 $349,500 (43.1%) $548,175 (14.6%) 0.00 401
2021-12-01 $327,500 (35.9%) $533,201 (15.5%) 0.00 389
2022-01-01 $327,900 (37.2%) $523,713 (16.4%) 0.00 342
2022-02-01 $345,000 (36.2%) $611,179 (25.8%) 0.00 285
2022-03-01 $399,000 (41.2%) $731,617 (55.9%) 0.00 282
2022-04-01 $399,000 (30.8%) $733,580 (49.6%) 0.00 322
2022-05-01 $404,250 (21.8%) $777,385 (49.0%) 0.00 411
Athens's median listing price for 2022-05-01 was $404,250, a difference of $72,250 (21.8%) versus the prior year and $5,250 versus the prior month.

Athens's median listing price comes in at 0% of the national average.

Athens's average listing price for 2022-05-01 was $777,385, a difference of $255,702 (49.0%) versus the prior year and $43,805 versus the prior month.

For the 2022-05-01 period, Athens had 411 MLS listings, a difference of 89 listings (28%) versus the prior month and 139 listings (51%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Athens (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,015 sqft
2018-02-01 0 days 1,986 sqft
2018-03-01 0 days 2,017 sqft
2018-04-01 0 days 2,037 sqft
2018-05-01 0 days 2,064 sqft
2018-06-01 0 days 2,050 sqft
2018-07-01 0 days 2,048 sqft
2018-08-01 0 days 2,000 sqft
2018-09-01 0 days 1,924 sqft
2018-10-01 0 days 1,908 sqft
2018-11-01 0 days 1,941 sqft
2018-12-01 0 days 1,894 sqft
2019-01-01 0 days 1,894 sqft
2019-02-01 0 days 1,918 sqft
2019-03-01 0 days 1,988 sqft
2019-04-01 0 days 1,971 sqft
2019-05-01 0 days 2,037 sqft
2019-06-01 0 days 2,067 sqft
2019-07-01 0 days 2,014 sqft
2019-08-01 0 days 1,980 sqft
2019-09-01 0 days 1,947 sqft
2019-10-01 0 days 1,983 sqft
2019-11-01 0 days 1,950 sqft
2019-12-01 0 days 1,937 sqft
2020-01-01 0 days 1,912 sqft
2020-02-01 0 days 1,888 sqft
2020-03-01 0 days 1,858 sqft
2020-04-01 0 days 1,847 sqft
2020-05-01 0 days 1,850 sqft
2020-06-01 0 days 1,850 sqft
2020-07-01 0 days 1,848 sqft
2020-08-01 0 days 1,848 sqft
2020-09-01 0 days 1,845 sqft
2020-10-01 0 days 1,831 sqft
2020-11-01 0 days 1,809 sqft
2020-12-01 0 days 1,773 sqft
2021-01-01 0 days 1,775 sqft
2021-02-01 0 days 1,843 sqft
2021-03-01 0 days 1,864 sqft
2021-04-01 0 days 1,970 sqft
2021-05-01 0 days 1,972 sqft
2021-06-01 0 days 1,965 sqft
2021-07-01 0 days 1,934 sqft
2021-08-01 0 days 1,910 sqft
2021-09-01 0 days 1,878 sqft
2021-10-01 0 days 1,862 sqft
2021-11-01 0 days 1,854 sqft
2021-12-01 0 days 1,800 sqft
2022-01-01 0 days 1,810 sqft
2022-02-01 0 days 1,897 sqft
2022-03-01 0 days 1,901 sqft
2022-04-01 0 days 1,931 sqft
2022-05-01 0 days 1,989 sqft
Athens's median listing age (time on market) for 2022-05-01 was 0 days.

Athens's median square footage for active listings during the 2022-05-01 period was 1,989 sqft. One year prior, the average listing was 1,972 sqft.