Athens Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Athens averaged 7.03% for the week of 2024-05-16, compared to the national average of 7.02% for the same period.

The average rate for the prior week (2024-05-09) was 7.2% and one month ago for the week of 2024-04-11, the average rate was 7.19%.

Athens's average rate one year ago was 6.36%.

For refis of the same type during the week of 2024-05-16, the average rate was 7.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-16 7.02%
Athens 30 Year Fixed Rate 2024-05-16 7.03%
Athens 30 Year Fixed Rate Refi 2024-05-16 7.22%
Athens 15 Year Fixed Rate 2024-05-16 6.28%
Athens 15 Year Fixed Rate Refi 2024-05-16 6.88%
Athens 30 Year FHA 2024-05-16 6.96%
Athens 30 Year FHA Refi 2024-05-16 6.74%
Athens 30 Year USDA 2024-05-16 6.65%
Athens 30 Year USDA Refi 2024-05-16 6.85%
Athens 30 Year VA 2024-05-16 6.41%
Athens 30 Year VA Refi 2024-05-16 6.4%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Athens, TX.

Athens Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Athens, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 47 7.02% $6,512
UNITED WHOLESALE MORTGAGE, LLC 42 7.01% $7,894
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 24 6.92% $9,666
CARDINAL FINANCIAL 19 7.13% $11,221
CMG MORTGAGE, INC. 15 7.17% $7,498
VeraBank 15 6.21% $3,055
Prosperity Bank 13 6.60% $5,213
GUARANTEED RATE, INC. 12 7.09% $7,832
JPMorgan Chase Bank 12 6.84% $9,849
GUILD MORTGAGE COMPANY 8 7.14% $10,361
WILLOW BEND MORTGAGE COMPANY, LLC 8 7.09% $10,156
Bank of America 8 6.28% $6,405
INTEGRITY MORTGAGE CORPORATION OF TEXAS 8 6.78% $8,254
LOANDEPOT.COM, LLC 8 7.34% $7,477
Mr. Cooper ( Nationstar Mortgage ) 7 6.44% $10,561
Citizens Bank 7 6.80% $6,927
21ST MORTGAGE CORPORATION 7 8.33% $6,820
PENNYMAC LOAN SERVICES, LLC 7 6.87% $8,215
TEXAS TRUST 7 5.96% $4,280
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 6.69% $12,480
HALLMARK HOME MORTGAGE, LLC 6 7.62% $8,899
BancorpSouth 6 5.59% $7,803
Prosperity Home Mortgage, LLC 6 7.67% $12,833
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 7.08% $7,807
CROSSCOUNTRY MORTGAGE, LLC 5 6.68% $8,441
AMCAP MORTGAGE, LTD. 5 6.73% $9,808
SFMC, LP 5 7.03% $13,880
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 7.03% $10,976
Origin Bank 5 6.60% $7,872
Flagstar Bank, FSB 5 6.90% $10,218
First United Bank and Trust Company 5 7.48% $6,946
U.S. Bank 5 7.48% $7,159
Southside Bank 4 7.59% $6,225
SWBC MORTGAGE CORPORATION 4 7.34% $7,337
The American National Bank of Texas 4 6.94% $6,079
Citibank 4 5.00% $13,513
Wells Fargo Bank 4 6.06% $7,182
MORTGAGE FINANCIAL SERVICES, LLC 4 6.72% $6,244
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 6.94% $13,744
NEWREZ LLC 4 7.56% $7,829
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 7.16% $9,556
ACADEMY MORTGAGE CORPORATION 3 6.79% $16,442
DHI MORTGAGE COMPANY, LTD. 3 6.17% $1,855
KELLY COMMUNITY FEDERAL CREDIT UNION 3 6.54% $2,467
LOANPEOPLE, LLC 3 6.21% $9,053
Morgan Stanley Private Bank 3 6.18% $7,354
Raymond James Bank 3 5.46% $6,265
T2 FINANCIAL LLC 3 7.08% $7,569
Texas Mortgage Lending, LLC 3 6.99% $7,160
THE MORTGAGE LINK, INC. 3 7.17% $6,846
Town Square Mortgage & Investments, Inc. 3 7.58% $4,796
VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.25% $5,733
NFM, INC. 2 7.25% $12,330
First Financial Bank 2 6.63% $3,634
City Bank 2 7.25% $9,112
Encompass Lending Group, LP 2 6.44% $5,126
First National Bank Texas 2 6.19% $9,058
SUCCESS MORTGAGE PARTNERS, INC. 2 7.56% $12,961
Farmers Bank & Trust 2 6.06% $5,219
BROKER SOLUTIONS, INC. 2 6.69% $7,447
ADVANCIAL 2 8.31% $6,276
CHURCHILL MORTGAGE CORPORATION 2 6.56% $7,124
Carrington Mortgage Services, LLC 2 7.31% $7,909
American Bank of Commerce 2 6.69% $4,598
FIDELITY BANK 2 7.06% $6,845
The City National Bank of Sulphur Springs 2 7.06% $4,233
The Loan Store, Inc. 2 6.63% $7,324
Plains Commerce Bank 2 7.00% $5,375
THRIVE MORTGAGE, LLC 2 7.38% $9,125
Ixonia Bank 2 7.25% $4,743
FREEDOM MORTGAGE CORPORATION 2 6.37% $11,566
MUTUAL OF OMAHA MORTGAGE, INC. 2 8.00% $6,984
KELLER MORTGAGE, LLC 2 6.63% $8,359
UNION HOME MORTGAGE CORP. 2 6.31% $7,267
Extraco Banks 2 7.31% $7,396
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.06% $12,953
LAKEVIEW LOAN SERVICING, LLC 2 6.44% $7,636
CORNERSTONE HOME LENDING, INC. 2 6.88% $4,097
Neighborhood Loans, Inc. 2 5.94% $8,694
Gateway First Bank 2 7.31% $11,618
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.81% $6,810
NexBank 2 7.43% $10,214
ALTRA 2 6.19% $3,694
Discover Bank 2 7.12% $0
Bank of England 1 6.88% $3,408
Austin Bank, Texas 1 6.00% $5,696
Nations Lending Corporation 1 6.13% $6,550
NAVY FEDERAL CREDIT UNION 1 8.00% $5,955
NBH Bank 1 7.49% $4,821
Network Funding, L.P. 1 7.38% $7,703
Aurora Financial, LLC 1 6.99% $2,507
Northpointe Bank 1 6.25% $8,446
NTFN, INC. 1 7.13% $5,965
OAKTREE FUNDING CORP. 1 8.50% $10,214
OCMBC, INC. 1 9.00% $10,096
OPEN MORTGAGE, LLC 1 6.13% $6,310
Assurance Financial Group, L.L.C. 1 7.13% $6,178
Paramount Residential Mortgage Group, Inc. 1 6.50% $5,459
1ST SIGNATURE LENDING, LLC 1 7.13% $9,031
PENTAGON FEDERAL CREDIT UNION 1 6.38% $4,899
PLANET HOME LENDING, LLC 1 7.88% $11,503
AmRes Corporation 1 7.63% $7,216
AMOCO 1 5.75% $4,506
AMERISAVE MORTGAGE CORPORATION 1 8.00% $6,775
AmeriHome Mortgage Company, LLC 1 6.50% $12,817
RANDOLPH-BROOKS 1 7.50% $6,658
VAN DYK MORTGAGE CORPORATION 1 6.50% $4,996
Regions Bank 1 6.25% $10,335
ROYAL UNITED MORTGAGE LLC 1 6.50% $7,285
S1L, Inc. 1 6.88% $10,883
SECURITY SERVICE 1 8.00% $3,664
American National Bank & Trust 1 6.00% $4,209
AMERICAN FINANCIAL NETWORK, INC. 1 7.63% $15,822
Stifel Bank and Trust 1 6.38% $5,130
Stride Bank 1 6.88% $7,663
SUN WEST MORTGAGE COMPANY, INC. 1 8.00% $4,095
American Bank of Oklahoma 1 7.88% $4,698
Telco Plus Credit Union 1 2.75% $0
Veritex Community Bank 1 5.88% $19,395
American Airlines Federal Credit Union 1 5.88% $0
V.I.P. MORTGAGE, INC. 1 6.25% $10,157
DRAPER AND KRAMER MORTGAGE CORP. 1 6.88% $3,824
A&D Mortgage LLC 1 10.49% $8,683
TRIAD FINANCIAL SERVICES, INC. 1 8.25% $16,899
Trinity Oaks Mortgage, LLC 1 6.88% $7,481
Colonial Savings, F.A. 1 6.88% $3,875
Comerica Bank 1 5.75% $19,051
Cornerstone First Mortgage, Inc 1 9.50% $12,556
CNB COMMUNITY DEVELOPMENT CORPORATION 1 7.63% $1,989
DATCU 1 6.38% $4,141
DEEPHAVEN MORTGAGE LLC 1 8.99% $9,131
Deere Employees Credit Union 1 5.13% $5,820
TIB The Independent Bankersbank 1 7.25% $5,487
EASTMAN 1 5.38% $4,267
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.62% $4,982
EVERETT FINANCIAL, INC. 1 6.99% $3,247
Farm Credit Mid-America, ACA 1 7.13% $9,372
First Bank 1 6.50% $10,360
First Horizon Bank 1 5.25% $3,937
First National Bank 1 6.99% $5,536
First Option Mortgage, LLC 1 6.25% $6,184
FLAT BRANCH MORTGAGE, INC. 1 7.49% $5,439
GARDNER FINANCIAL SERVICES, LTD. 1 7.50% $8,089
Grand Bank for Savings, FSB 1 9.25% $8,743
CAPITAL CONCEPTS, INC. 1 7.25% $17,324
CALIBER HOME LOANS, INC. 1 6.99% $7,436
CALCON MUTUAL MORTGAGE LLC 1 5.63% $10,241
HIGHLAND HOMELOANS, LLC 1 7.25% $9,386
HOMESIDE FINANCIAL, LLC 1 7.00% $5,133
BOKF 1 5.88% $9,352
INTERLINC MORTGAGE SERVICES, LLC 1 6.75% $7,581
BNC National Bank 1 5.63% $4,275
USAA Federal Savings Bank 1 6.88% $8,156
Landmark National Bank 1 6.00% $2,221
Leader Bank 1 6.62% $6,514
LENDSURE MORTGAGE CORP. 1 9.00% $15,712
Beeline Loans, Inc. 1 5.88% $8,094
ALLIED MORTGAGE GROUP, INC. 1 7.25% $3,920
LRS FINANCIAL NETWORK, INC. 1 8.00% $14,315
Magnolia Bank 1 6.13% $4,494
MANN FINANCIAL INC. 1 6.50% $3,583
MEMBER FIRST MORTGAGE, LLC 1 7.13% $4,127
MID AMERICA MORTGAGE, INC. 1 7.25% $4,498
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.38% $11,705

Athens Average Closing Costs & Other Stats

Athens, TX's 164 lenders originated 1,499 loans during 2023. The total origination value was $428,535,000, with an average loan value of $285,881.

Athens's average closing costs are $6,295.

The top Athens lender as defined by loan originations is QUICKEN LOANS, LLC, with 47 loans originated. Their average total fees are $6,512, which is $1,382 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Athens lenders (with over 10 loans originated) are VeraBank ($3,055), Prosperity Bank ($5,213), QUICKEN LOANS, LLC ($6,512), CMG MORTGAGE, INC. ($7,498) and GUARANTEED RATE, INC. ($7,832).

The lowest rate Athens lenders (with over 10 loans originated) are VeraBank (6.21%), Prosperity Bank (6.60%), JPMorgan Chase Bank (6.84%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.92%) and UNITED WHOLESALE MORTGAGE, LLC (7.01%).

Athens, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $17,055,000 $18,510,000 8.5% 4.3%
QUICKEN LOANS, LLC $27,985,000 $16,445,000 -41.2% 3.8%
First State Bank $29,970,000 $14,665,000 -51.1% 3.4%
Prosperity Bank $14,460,000 $14,445,000 -0.1% 3.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,515,000 $13,970,000 -15.4% 3.3%
CARDINAL FINANCIAL $7,785,000 $11,690,000 50.2% 2.7%
VeraBank $16,230,000 $10,325,000 -36.4% 2.4%
21ST MORTGAGE CORPORATION $8,995,000 $9,650,000 7.3% 2.3%
Comerica Bank $1,505,000 $8,935,000 493.7% 2.1%
Mortgage Research Center, LLC $8,120,000 $8,420,000 3.7% 2.0%
CMG MORTGAGE, INC. $5,650,000 $7,645,000 35.3% 1.8%
Bank of America $10,190,000 $7,400,000 -27.4% 1.7%
GUARANTEED RATE, INC. $5,055,000 $7,260,000 43.6% 1.7%
JPMorgan Chase Bank $23,715,000 $7,060,000 -70.2% 1.6%
The City National Bank of Sulphur Springs $7,660,000 $6,590,000 -14.0% 1.5%
Veritex Community Bank $10,750,000 $6,455,000 -40.0% 1.5%
Citibank $3,475,000 $6,365,000 83.2% 1.5%
GUILD MORTGAGE COMPANY $4,510,000 $6,365,000 41.1% 1.5%
Origin Bank $3,315,000 $5,615,000 69.4% 1.3%
WILLOW BEND MORTGAGE COMPANY, LLC $2,325,000 $4,725,000 103.2% 1.1%
ALTRA $4,460,000 $4,315,000 -3.3% 1.0%
JONES LANG LASALLE MULTIFAMILY, LLC $4,155,000 n/a 1.0%
First United Bank and Trust Company $6,680,000 $3,910,000 -41.5% 0.9%
PENNYMAC LOAN SERVICES, LLC $4,280,000 $3,875,000 -9.5% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $2,485,000 $3,870,000 55.7% 0.9%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $4,585,000 $3,680,000 -19.7% 0.9%
LOANDEPOT.COM, LLC $12,350,000 $3,590,000 -70.9% 0.8%
Arbor Realty Trust, Inc. $3,425,000 n/a 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,630,000 $3,370,000 28.1% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,580,000 $3,360,000 30.2% 0.8%
Southside Bank $3,730,000 $3,235,000 -13.3% 0.8%
AMCAP MORTGAGE, LTD. $6,165,000 $3,195,000 -48.2% 0.7%
BancorpSouth $5,725,000 $3,135,000 -45.2% 0.7%
SFMC, LP $2,685,000 $3,095,000 15.3% 0.7%
Affiliated Bank $1,505,000 $3,005,000 99.7% 0.7%
Austin Bank, Texas $5,155,000 $3,005,000 -41.7% 0.7%
TBK BANK, SSB $3,005,000 n/a 0.7%
Prosperity Home Mortgage, LLC $2,795,000 $2,975,000 6.4% 0.7%
HALLMARK HOME MORTGAGE, LLC $265,000 $2,945,000 1,011.3% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $240,000 $2,720,000 1,033.3% 0.6%
First National Bank $2,305,000 $2,690,000 16.7% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $3,910,000 $2,685,000 -31.3% 0.6%
North Dallas Bank & Trust Co. $2,280,000 $2,680,000 17.5% 0.6%
First Financial Bank $3,735,000 $2,610,000 -30.1% 0.6%
Texas Bank and Trust Company $4,305,000 $2,590,000 -39.8% 0.6%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $4,470,000 $2,575,000 -42.4% 0.6%
The American National Bank of Texas $9,390,000 $2,560,000 -72.7% 0.6%
Flagstar Bank, FSB $3,230,000 $2,470,000 -23.5% 0.6%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,960,000 $2,465,000 -58.6% 0.6%
EVERETT FINANCIAL, INC. $8,330,000 $2,420,000 -70.9% 0.6%
Wells Fargo Bank $14,375,000 $2,280,000 -84.1% 0.5%
DHI MORTGAGE COMPANY, LTD. $2,110,000 n/a 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,435,000 $2,075,000 -39.6% 0.5%
Morgan Stanley Private Bank $6,120,000 $2,065,000 -66.3% 0.5%
EASTMAN $270,000 $1,980,000 633.3% 0.5%
UNITED BUILT HOMES, L.L.C. $1,080,000 $1,980,000 83.3% 0.5%
NAVY FEDERAL CREDIT UNION $1,405,000 $1,880,000 33.8% 0.4%
Citizens Bank $3,545,000 $1,875,000 -47.1% 0.4%
Raymond James Bank $1,660,000 $1,865,000 12.3% 0.4%
MORTGAGE FINANCIAL SERVICES, LLC $3,580,000 $1,825,000 -49.0% 0.4%
U.S. Bank $3,235,000 $1,800,000 -44.4% 0.4%
ACADEMY MORTGAGE CORPORATION $1,135,000 $1,730,000 52.4% 0.4%
LENDINGHOME FUNDING CORPORATION $2,090,000 $1,720,000 -17.7% 0.4%
Cedar Rapids Bank and Trust Company $1,675,000 n/a 0.4%
SWBC MORTGAGE CORPORATION $2,295,000 $1,665,000 -27.5% 0.4%
Texas Capital Bank $1,655,000 n/a 0.4%
TEXAS TRUST $2,315,000 $1,580,000 -31.7% 0.4%
Town Square Mortgage & Investments, Inc. $2,070,000 $1,570,000 -24.2% 0.4%
NEWREZ LLC $995,000 $1,550,000 55.8% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $775,000 $1,530,000 97.4% 0.4%
Extraco Banks $1,520,000 n/a 0.4%
Central National Bank $1,485,000 n/a 0.3%
Frost Bank $705,000 $1,450,000 105.7% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $1,355,000 n/a 0.3%
Simmons Bank $14,705,000 $1,345,000 -90.9% 0.3%
Gateway First Bank $6,530,000 $1,335,000 -79.6% 0.3%
PNC Bank $1,905,000 $1,315,000 -31.0% 0.3%
KELLY COMMUNITY FEDERAL CREDIT UNION $1,420,000 $1,300,000 -8.5% 0.3%
MID AMERICA MORTGAGE, INC. $2,670,000 $1,295,000 -51.5% 0.3%
FREEDOM MORTGAGE CORPORATION $2,470,000 $1,265,000 -48.8% 0.3%
TRIAD FINANCIAL SERVICES, INC. $1,055,000 $1,260,000 19.4% 0.3%
Farmers Bank & Trust $1,235,000 n/a 0.3%
NexBank $6,505,000 $1,225,000 -81.2% 0.3%
T2 FINANCIAL LLC $235,000 $1,095,000 366.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $340,000 $1,075,000 216.2% 0.3%
RANDOLPH-BROOKS $2,145,000 $1,065,000 -50.3% 0.2%
First Horizon Bank $710,000 $1,045,000 47.2% 0.2%
1ST SIGNATURE LENDING, LLC $1,450,000 $1,015,000 -30.0% 0.2%
Texas National Bank of Jacksonville $1,645,000 $1,015,000 -38.3% 0.2%
Regions Bank $1,220,000 $1,010,000 -17.2% 0.2%
Neighborhood Loans, Inc. $200,000 $990,000 395.0% 0.2%
LOANPEOPLE, LLC $980,000 n/a 0.2%
DEEPHAVEN MORTGAGE LLC $485,000 $975,000 101.0% 0.2%
THRIVE MORTGAGE, LLC $3,255,000 $965,000 -70.4% 0.2%
Trinity Oaks Mortgage, LLC $175,000 $965,000 451.4% 0.2%
AmeriHome Mortgage Company, LLC $1,530,000 $950,000 -37.9% 0.2%
Independent Bank $335,000 $895,000 167.2% 0.2%
AMERICAN HERITAGE LENDING, INC. $1,145,000 $875,000 -23.6% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $260,000 $875,000 236.5% 0.2%
Ixonia Bank $870,000 n/a 0.2%
City Bank $1,055,000 $860,000 -18.5% 0.2%
SOUTHWEST STAGE FUNDING, LLC $2,700,000 $860,000 -68.1% 0.2%
TOLLESON PRIVATE BANK $845,000 n/a 0.2%
LIMA ONE CAPITAL, LLC $830,000 n/a 0.2%
NBH Bank $900,000 $825,000 -8.3% 0.2%
NFM, INC. $820,000 n/a 0.2%
TIB The Independent Bankersbank $400,000 $815,000 103.8% 0.2%
ADVANCIAL $800,000 n/a 0.2%
Credit Union of Texas $1,200,000 $790,000 -34.2% 0.2%
Northpointe Bank $1,510,000 $790,000 -47.7% 0.2%
UBank $465,000 $775,000 66.7% 0.2%
FIDELITY BANK $2,480,000 $765,000 -69.2% 0.2%
CORNERSTONE HOME LENDING, INC. $3,200,000 $745,000 -76.7% 0.2%
BOKF $2,490,000 $740,000 -70.3% 0.2%
Paramount Residential Mortgage Group, Inc. $1,405,000 $735,000 -47.7% 0.2%
USAA Federal Savings Bank $970,000 $735,000 -24.2% 0.2%
Texas Mortgage Lending, LLC $825,000 $715,000 -13.3% 0.2%
CALCON MUTUAL MORTGAGE LLC $705,000 n/a 0.2%
Stifel Bank and Trust $1,210,000 $705,000 -41.7% 0.2%
Discover Bank $190,000 $700,000 268.4% 0.2%
NBKC BANK $215,000 $695,000 223.3% 0.2%
Nations Lending Corporation $610,000 $685,000 12.3% 0.2%
GSF Mortgage Corporation $830,000 $680,000 -18.1% 0.2%
Telco Plus Credit Union $655,000 n/a 0.2%
MANN FINANCIAL INC. $650,000 n/a 0.2%
American State Bank $610,000 $645,000 5.7% 0.2%
Ennis State Bank $405,000 $615,000 51.9% 0.1%
TEXANS $615,000 n/a 0.1%
Deere Employees Credit Union $35,000 $600,000 1,614.3% 0.1%
KELLER MORTGAGE, LLC $1,160,000 $590,000 -49.1% 0.1%
RF Renovo Management Company, LLC $1,135,000 $585,000 -48.5% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $570,000 n/a 0.1%
LRS FINANCIAL NETWORK, INC. $565,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $850,000 $560,000 -34.1% 0.1%
SUMMIT FUNDING, INC. $555,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,000,000 $550,000 -45.0% 0.1%
NTFN, INC. $1,410,000 $540,000 -61.7% 0.1%
Logan Finance Corporation $535,000 n/a 0.1%
DAS Acquisition Company, LLC $175,000 $530,000 202.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,185,000 $525,000 -76.0% 0.1%
VAN DYK MORTGAGE CORPORATION $1,120,000 $525,000 -53.1% 0.1%
Mineola Community Bank, S.S.B. $85,000 $505,000 494.1% 0.1%
AMOCO $495,000 n/a 0.1%
Carrington Mortgage Services, LLC $535,000 $495,000 -7.5% 0.1%
NATIONS DIRECT MORTGAGE, LLC $495,000 n/a 0.1%
BROKER SOLUTIONS, INC. $3,065,000 $490,000 -84.0% 0.1%
Assurance Financial Group, L.L.C. $295,000 $485,000 64.4% 0.1%
Aurora Financial, LLC $485,000 n/a 0.1%
American Bank of Commerce $475,000 n/a 0.1%
Strong Home Mortgage, LLC $1,830,000 $465,000 -74.6% 0.1%
Third Coast Bank SSB $500,000 $455,000 -9.0% 0.1%
American Bank of Oklahoma $955,000 $445,000 -53.4% 0.1%
DOMINION FINANCIAL SERVICES, LLC $225,000 $445,000 97.8% 0.1%
Leader Bank $445,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $2,050,000 $435,000 -78.8% 0.1%
Texas Security Bank $435,000 n/a 0.1%
Watermark Capital, Inc. $1,575,000 $435,000 -72.4% 0.1%
PLAZA HOME MORTGAGE, INC. $610,000 $430,000 -29.5% 0.1%
THE MORTGAGE LINK, INC. $765,000 $425,000 -44.4% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $645,000 $420,000 -34.9% 0.1%
ZILLOW HOME LOANS, LLC $650,000 $410,000 -36.9% 0.1%
LENDSURE MORTGAGE CORP. $405,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $115,000 $405,000 252.2% 0.1%
Network Funding, L.P. $505,000 $400,000 -20.8% 0.1%
Citizens National Bank, N.A. $395,000 n/a 0.1%
Farm Credit Mid-America, ACA $570,000 $395,000 -30.7% 0.1%
GUARANTEED RATE AFFINITY, LLC $390,000 $395,000 1.3% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,990,000 $390,000 -80.4% 0.1%
Inwood National Bank $4,015,000 $390,000 -90.3% 0.1%
Cooperative Teachers Credit Union $1,175,000 $385,000 -67.2% 0.1%
SENTE MORTGAGE, INC. $385,000 n/a 0.1%
Sunflower Bank $1,180,000 $385,000 -67.4% 0.1%
First National Bank Texas $165,000 $380,000 130.3% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $375,000 n/a 0.1%
EECU $380,000 $375,000 -1.3% 0.1%
S1L, Inc. $2,250,000 $375,000 -83.3% 0.1%
Equity Prime Mortgage LLC $405,000 $370,000 -8.6% 0.1%
Landmark National Bank $365,000 n/a 0.1%
GENEVA FINANCIAL, LLC $235,000 $360,000 53.2% 0.1%
OCMBC, INC. $360,000 n/a 0.1%
SECURITY SERVICE $465,000 $360,000 -22.6% 0.1%
First Bank $1,455,000 $355,000 -75.6% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $355,000 $350,000 -1.4% 0.1%
Encompass Lending Group, LP $185,000 $340,000 83.8% 0.1%
Plains Commerce Bank $980,000 $340,000 -65.3% 0.1%
UNION HOME MORTGAGE CORP. $685,000 $330,000 -51.8% 0.1%
AMWEST FUNDING CORP. $255,000 $315,000 23.5% 0.1%
Zions Bank $4,595,000 $315,000 -93.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $740,000 $310,000 -58.1% 0.1%
Colonial Savings, F.A. $990,000 $300,000 -69.7% 0.1%
The Loan Store, Inc. $300,000 n/a 0.1%
Frontier Bank of Texas $295,000 n/a 0.1%
The Federal Savings Bank $295,000 n/a 0.1%
Commercial Bank of Texas $850,000 $285,000 -66.5% 0.1%
LOANPAL, LLC $105,000 $285,000 171.4% 0.1%
HOMEXPRESS MORTGAGE CORP. $225,000 $275,000 22.2% 0.1%
PHH Mortgage Corporation $575,000 $275,000 -52.2% 0.1%
American Mortgage & Equity Consultants, Inc. $215,000 $270,000 25.6% 0.1%
First National Bank of Central Texas $270,000 n/a 0.1%
PLANET HOME LENDING, LLC $460,000 $265,000 -42.4% 0.1%
Truist $5,085,000 $265,000 -94.8% 0.1%
Brighton Bank $260,000 n/a 0.1%
BNC National Bank $305,000 $255,000 -16.4% 0.1%
Community National Bank & Trust of Texas $95,000 $255,000 168.4% 0.1%
Cornerstone First Mortgage, Inc $255,000 n/a 0.1%
International Bank of Commerce $345,000 $255,000 -26.1% 0.1%
Magnolia Bank $255,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $255,000 n/a 0.1%
ARC HOME LLC $245,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $245,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $1,735,000 $245,000 -85.9% 0.1%
A&D Mortgage LLC $265,000 $240,000 -9.4% 0.1%
Loan Simple, Inc. $725,000 $240,000 -66.9% 0.1%
ASPIRE FINANCIAL, INC. $3,100,000 $235,000 -92.4% 0.1%
Centennial Bank $895,000 $235,000 -73.7% 0.1%
DATCU $235,000 n/a 0.1%
GARDNER FINANCIAL SERVICES, LTD. $235,000 n/a 0.1%
Incommons Bank, N.A. $800,000 $235,000 -70.6% 0.1%
Guaranty Bank & Trust, N.A. $135,000 $230,000 70.4% 0.1%
Alcova Mortgage LLC $225,000 n/a 0.1%
CALIBER HOME LOANS, INC. $9,035,000 $225,000 -97.5% 0.1%
Grand Bank for Savings, FSB $225,000 n/a 0.1%
NP, Inc. $225,000 n/a 0.1%
Stride Bank $225,000 n/a 0.1%
Citizens National Bank of Texas $215,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $205,000 $215,000 4.9% 0.1%
Southwest Airlines Federal Credit Union $335,000 $215,000 -35.8% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $440,000 $210,000 -52.3% 0.0%
United Heritage Credit Union $210,000 n/a 0.0%
AmRes Corporation $205,000 n/a 0.0%
Citadel Servicing Corporation $205,000 n/a 0.0%
ENVOY MORTGAGE, LTD $215,000 $205,000 -4.7% 0.0%
MEMBER FIRST MORTGAGE, LLC $205,000 n/a 0.0%
HIGHLAND HOMELOANS, LLC $365,000 $195,000 -46.6% 0.0%
Mid-Continent Funding, Inc. $165,000 $195,000 18.2% 0.0%
OAKTREE FUNDING CORP. $2,155,000 $195,000 -91.0% 0.0%
OPEN MORTGAGE, LLC $350,000 $195,000 -44.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $185,000 n/a 0.0%
CAPITAL CONCEPTS, INC. $185,000 n/a 0.0%
Commerce Home Mortgage, Inc. $910,000 $185,000 -79.7% 0.0%
First Savings Bank $190,000 $185,000 -2.6% 0.0%
Republic State Mortgage Co. $185,000 n/a 0.0%
Vista Bank $185,000 n/a 0.0%
NEXERA HOLDING LLC $175,000 n/a 0.0%
Beeline Loans, Inc. $165,000 n/a 0.0%
Great Plains National Bank $145,000 $165,000 13.8% 0.0%
LENDINGONE, LLC $255,000 $165,000 -35.3% 0.0%
Midwest Mortgage Associates Corporation $195,000 $165,000 -15.4% 0.0%
LONE STAR $160,000 n/a 0.0%
FIRST MORTGAGE COMPANY, INC. $155,000 n/a 0.0%
A+ Federal Credit Union $335,000 $145,000 -56.7% 0.0%
Bank of England $145,000 $145,000 0.0% 0.0%
CNB COMMUNITY DEVELOPMENT CORPORATION $145,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $610,000 $135,000 -77.9% 0.0%
Platinum Home Mortgage Corporation $135,000 n/a 0.0%
AMERICA'S CREDIT UNION $130,000 n/a 0.0%
CITY $115,000 $130,000 13.0% 0.0%
CIS Financial Services, Inc. $125,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $185,000 $125,000 -32.4% 0.0%
American Airlines Federal Credit Union $760,000 $115,000 -84.9% 0.0%
First Option Mortgage, LLC $295,000 $115,000 -61.0% 0.0%
Baxter Credit Union $105,000 n/a 0.0%
CANOPY MORTGAGE, LLC $105,000 n/a 0.0%
EAST TEXAS PROFESSIONAL Credit Union $220,000 $105,000 -52.3% 0.0%
HOMESIDE FINANCIAL, LLC $1,075,000 $105,000 -90.2% 0.0%
SIRVA MORTGAGE, INC. $105,000 n/a 0.0%
The First National Bank of McGregor $105,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,865,000 $95,000 -94.9% 0.0%
FLAT BRANCH MORTGAGE, INC. $85,000 n/a 0.0%
GSB MORTGAGE, INC. $85,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $345,000 $85,000 -75.4% 0.0%
LONGBRIDGE FINANCIAL, LLC $295,000 $85,000 -71.2% 0.0%
LIBERTYONE Credit Union $75,000 n/a 0.0%
United Community Bank $130,000 $75,000 -42.3% 0.0%
American National Bank & Trust $1,235,000 $65,000 -94.7% 0.0%
HomeBank Texas $555,000 $65,000 -88.3% 0.0%
Texas Bank $1,065,000 $65,000 -93.9% 0.0%
MOBILITY Credit Union $150,000 $55,000 -63.3% 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $80,000 $45,000 -43.8% 0.0%

Athens's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 4.3% market share. In second place, with 3.8%, is QUICKEN LOANS, LLC, having originated $16,445,000 in loans. In third place, with 3.4%, is First State Bank, having originated $14,665,000 in loans. In fourth place, with 3.4%, is Prosperity Bank, having originated $14,445,000 in loans. In fifth place, with 3.3%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $13,970,000 in loans.


Athens Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Athens (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $259,250 (8.5%) $425,705 (12.8%) 0.00 518
2018-02-01 $267,450 (11.7%) $437,826 (19.0%) 0.00 528
2018-03-01 $285,000 (13.0%) $434,398 (14.1%) 0.00 521
2018-04-01 $287,000 (14.8%) $435,692 (14.4%) 0.00 553
2018-05-01 $297,700 (17.0%) $445,068 (12.0%) 0.00 558
2018-06-01 $289,000 (11.5%) $448,028 (13.9%) 0.00 587
2018-07-01 $275,000 (10.0%) $422,609 (8.8%) 0.00 571
2018-08-01 $249,950 (-2.4%) $392,860 (-3.1%) 0.00 600
2018-09-01 $241,500 (-10.2%) $398,384 (-2.4%) 0.00 605
2018-10-01 $229,000 (-12.9%) $396,857 (-5.9%) 0.00 606
2018-11-01 $225,000 (-15.4%) $404,436 (-2.9%) 0.00 577
2018-12-01 $219,900 (-15.1%) $409,161 (0.8%) 0.00 570
2019-01-01 $222,500 (-14.2%) $419,662 (-1.4%) 0.00 523
2019-02-01 $234,000 (-12.5%) $409,052 (-6.6%) 0.00 496
2019-03-01 $253,050 (-11.2%) $422,973 (-2.6%) 0.00 502
2019-04-01 $258,725 (-9.9%) $421,429 (-3.3%) 0.00 526
2019-05-01 $272,000 (-8.6%) $412,975 (-7.2%) 0.00 507
2019-06-01 $275,000 (-4.8%) $414,018 (-7.6%) 0.00 518
2019-07-01 $269,125 (-2.1%) $409,655 (-3.1%) 0.00 530
2019-08-01 $263,973 (5.6%) $412,646 (5.0%) 0.00 535
2019-09-01 $256,057 (6.0%) $411,871 (3.4%) 0.00 532
2019-10-01 $257,830 (12.6%) $424,784 (7.0%) 0.00 510
2019-11-01 $258,300 (14.8%) $432,073 (6.8%) 0.00 481
2019-12-01 $249,125 (13.3%) $384,653 (-6.0%) 0.00 464
2020-01-01 $238,944 (7.4%) $392,964 (-6.4%) 0.00 422
2020-02-01 $232,627 (-0.6%) $375,641 (-8.2%) 0.00 441
2020-03-01 $234,325 (-7.4%) $379,692 (-10.2%) 0.00 453
2020-04-01 $230,325 (-11.0%) $365,648 (-13.2%) 0.00 467
2020-05-01 $234,900 (-13.6%) $413,327 (0.1%) 0.00 419
2020-06-01 $228,675 (-16.9%) $410,018 (-1.0%) 0.00 335
2020-07-01 $225,000 (-16.4%) $412,576 (0.7%) 0.00 310
2020-08-01 $229,000 (-13.3%) $452,460 (9.7%) 0.00 309
2020-09-01 $227,000 (-11.4%) $469,135 (13.9%) 0.00 311
2020-10-01 $232,250 (-9.9%) $482,817 (13.7%) 0.00 331
2020-11-01 $237,500 (-8.1%) $498,632 (15.4%) 0.00 340
2020-12-01 $231,100 (-7.2%) $479,820 (24.7%) 0.00 318
2021-01-01 $228,700 (-4.3%) $459,328 (16.9%) 0.00 292
2021-02-01 $244,200 (5.0%) $491,851 (30.9%) 0.00 247
2021-03-01 $264,800 (13.0%) $461,792 (21.6%) 0.00 216
2021-04-01 $277,269 (20.4%) $486,327 (33.0%) 0.00 214
2021-05-01 $288,875 (23.0%) $513,728 (24.3%) 0.00 221
2021-06-01 $294,099 (28.6%) $582,928 (42.2%) 0.00 238
2021-07-01 $299,500 (33.1%) $575,139 (39.4%) 0.00 278
2021-08-01 $352,000 (53.7%) $581,386 (28.5%) 0.00 304
2021-09-01 $312,450 (37.6%) $540,131 (15.1%) 0.00 322
2021-10-01 $320,000 (37.8%) $548,454 (13.6%) 0.00 282
2021-11-01 $309,574 (30.4%) $545,779 (9.5%) 0.00 279
2021-12-01 $304,248 (31.7%) $524,570 (9.3%) 0.00 269
2022-01-01 $304,428 (33.1%) $515,353 (12.2%) 0.00 246
2022-02-01 $342,225 (40.1%) $605,127 (23.0%) 0.00 196
2022-03-01 $378,600 (43.0%) $706,502 (53.0%) 0.00 205
2022-04-01 $375,000 (35.3%) $704,657 (44.9%) 0.00 230
2022-05-01 $382,000 (32.2%) $739,436 (43.9%) 0.00 279
2022-06-01 $385,250 (31.0%) $770,261 (32.1%) 0.00 353
2022-07-01 $399,000 (33.2%) $771,343 (34.1%) 0.00 423
2022-08-01 $386,188 (9.7%) $745,296 (28.2%) 0.00 479
2022-09-01 $394,250 (26.2%) $755,395 (39.9%) 0.00 492
2022-10-01 $379,800 (18.7%) $728,274 (32.8%) 0.00 494
2022-11-01 $370,750 (19.8%) $714,513 (30.9%) 0.00 536
2022-12-01 $379,000 (24.6%) $732,897 (39.7%) 0.00 488
2023-01-01 $378,250 (24.3%) $716,545 (39.0%) 0.00 441
2023-02-01 $385,000 (12.5%) $719,971 (19.0%) 0.00 460
2023-03-01 $390,000 (3.0%) $727,109 (2.9%) 0.00 498
2023-04-01 $391,000 (4.3%) $713,421 (1.2%) 0.00 558
2023-05-01 $395,656 (3.6%) $738,231 (-0.2%) 0.00 609
2023-06-01 $402,475 (4.5%) $799,054 (3.7%) 0.00 636
2023-07-01 $412,000 (3.3%) $813,951 (5.5%) 0.00 661
2023-08-01 $399,450 (3.4%) $759,410 (1.9%) 0.00 699
2023-09-01 $389,000 (-1.3%) $712,062 (-5.7%) 0.00 677
2023-10-01 $349,500 (-8.0%) $680,882 (-6.5%) 0.00 708
2023-11-01 $349,600 (-5.7%) $659,514 (-7.7%) 0.00 702
2023-12-01 $330,000 (-12.9%) $612,437 (-16.4%) 0.00 693
2024-01-01 $321,498 (-15.0%) $639,403 (-10.8%) 0.00 666
2024-02-01 $322,998 (-16.1%) $661,870 (-8.1%) 0.00 691
2024-03-01 $364,900 (-6.4%) $694,847 (-4.4%) 0.00 742
2024-04-01 $363,425 (-7.1%) $703,121 (-1.4%) 0.00 789
Athens's median listing price for 2024-04-01 was $363,425, a difference of $-27,575 (-7.1%) versus the prior year and $-1,475 versus the prior month.

Athens's median listing price comes in at 0% of the national average.

Athens's average listing price for 2024-04-01 was $703,121, a difference of $-10,300 (-1.4%) versus the prior year and $8,274 versus the prior month.

For the 2024-04-01 period, Athens had 789 MLS listings, a difference of 47 listings (6%) versus the prior month and 231 listings (41%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Athens (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,979 sqft
2018-02-01 0 days 1,960 sqft
2018-03-01 0 days 1,997 sqft
2018-04-01 0 days 2,000 sqft
2018-05-01 0 days 2,001 sqft
2018-06-01 0 days 2,000 sqft
2018-07-01 0 days 1,964 sqft
2018-08-01 0 days 1,909 sqft
2018-09-01 0 days 1,831 sqft
2018-10-01 0 days 1,809 sqft
2018-11-01 0 days 1,796 sqft
2018-12-01 0 days 1,773 sqft
2019-01-01 0 days 1,800 sqft
2019-02-01 0 days 1,835 sqft
2019-03-01 0 days 1,901 sqft
2019-04-01 0 days 1,902 sqft
2019-05-01 0 days 1,952 sqft
2019-06-01 0 days 1,944 sqft
2019-07-01 0 days 1,924 sqft
2019-08-01 0 days 1,911 sqft
2019-09-01 0 days 1,876 sqft
2019-10-01 0 days 1,895 sqft
2019-11-01 0 days 1,888 sqft
2019-12-01 0 days 1,869 sqft
2020-01-01 0 days 1,848 sqft
2020-02-01 0 days 1,822 sqft
2020-03-01 0 days 1,819 sqft
2020-04-01 0 days 1,804 sqft
2020-05-01 0 days 1,824 sqft
2020-06-01 0 days 1,821 sqft
2020-07-01 0 days 1,814 sqft
2020-08-01 0 days 1,816 sqft
2020-09-01 0 days 1,779 sqft
2020-10-01 0 days 1,742 sqft
2020-11-01 0 days 1,728 sqft
2020-12-01 0 days 1,691 sqft
2021-01-01 0 days 1,685 sqft
2021-02-01 0 days 1,744 sqft
2021-03-01 0 days 1,744 sqft
2021-04-01 0 days 1,736 sqft
2021-05-01 0 days 1,750 sqft
2021-06-01 0 days 1,794 sqft
2021-07-01 0 days 1,813 sqft
2021-08-01 0 days 1,859 sqft
2021-09-01 0 days 1,782 sqft
2021-10-01 0 days 1,826 sqft
2021-11-01 0 days 1,781 sqft
2021-12-01 0 days 1,754 sqft
2022-01-01 0 days 1,760 sqft
2022-02-01 0 days 1,868 sqft
2022-03-01 0 days 1,852 sqft
2022-04-01 0 days 1,868 sqft
2022-05-01 0 days 1,902 sqft
2022-06-01 0 days 1,850 sqft
2022-07-01 0 days 1,900 sqft
2022-08-01 0 days 1,892 sqft
2022-09-01 0 days 1,899 sqft
2022-10-01 0 days 1,870 sqft
2022-11-01 0 days 1,834 sqft
2022-12-01 0 days 1,862 sqft
2023-01-01 0 days 1,877 sqft
2023-02-01 0 days 1,869 sqft
2023-03-01 0 days 1,900 sqft
2023-04-01 0 days 1,900 sqft
2023-05-01 0 days 1,906 sqft
2023-06-01 0 days 1,955 sqft
2023-07-01 0 days 1,956 sqft
2023-08-01 0 days 1,917 sqft
2023-09-01 0 days 1,871 sqft
2023-10-01 0 days 1,865 sqft
2023-11-01 0 days 1,857 sqft
2023-12-01 0 days 1,827 sqft
2024-01-01 0 days 1,804 sqft
2024-02-01 0 days 1,810 sqft
2024-03-01 0 days 1,848 sqft
2024-04-01 0 days 1,845 sqft
Athens's median listing age (time on market) for 2024-04-01 was 0 days.

Athens's median square footage for active listings during the 2024-04-01 period was 1,845 sqft. One year prior, the average listing was 1,900 sqft.

Athens, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,115 $327,765,000 $293,960
Cash Out Refi 140 $50,420,000 $360,143
Refi 95 $28,085,000 $295,632
Other 78 $11,870,000 $152,179
Home Improvement 71 $10,395,000 $146,408

Athens's most frequently cited loan purpose was Home Purchase, with 1,115 originations. The 2nd most popular reason was Cash Out Refi, with 140 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 473 $142,275,000 $300,793
7-8% 407 $119,035,000 $292,469
Over 8% 260 $45,920,000 $176,615
5-6% 183 $74,625,000 $407,787
<2.5% 21 $125,000 $5,952
4-5% 14 $9,270,000 $662,143
3-4% 2 $300,000 $150,000
2.5-3% 1 $655,000 $655,000

During 2023, Athens's most frequently originated rate bucket was 6-7%, with 473 originations.

Loan Sizing (Athens, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 543 $147,745,000 $272,090
$100k-200k 487 $71,325,000 $146,458
$100,000 or less 226 $13,700,000 $60,619
$400k-600k 135 $65,775,000 $487,222
$600k-1000k 66 $47,630,000 $721,667
$Over $1MM 42 $82,360,000 $1,960,952

Athens's loan sizing saw the bucket of loans from $200k-400k with 543 originations, totaling $147,745,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 661 $184,835,000 $279,629
60-80% 370 $139,680,000 $377,514
40-60% 136 $37,990,000 $279,338
20-40% 89 $17,895,000 $201,067
Under 20% 81 $5,215,000 $64,383
Over 100% 29 $5,915,000 $203,966

Athens's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 661 originations, totaling $184,835,000 in origination value.