State Bank Of Table Rock Mortgage Rates, Fees & Info
Table Rock, NELEI: 254900HWJXFZVFUU8M81
Tax ID: 47-0307110
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
State Bank Of Table Rock is a smaller bank specializing in Home Purchase loans. State Bank Of Table Rock has a high proportion of conventional loans. Their top markets by origination volume include: Lincoln, Omaha, and Beatrice among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)State Bank Of Table Rock has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
62Origination Dollar Volume (All Markets)
$10,880,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LINCOLN, NE (FHA|USDA|VA) | 28 | $6,380,000 | $227,857 | $0 | 0.00% |
| Outside of Metro Areas | 25 | $2,375,000 | $95,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $0 | 0.00% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 62 | $10,880,000 | $175,484 | $0 | 0.00% |
For 2024, State Bank Of Table Rock's most frequently originated type of loan was Conventional, with 62 originations.
Loan Reason
For 2024, State Bank Of Table Rock's most frequently cited loan purpose was Home Purchase, with 42 originations. The 2nd most popular reason was Home Improvement, with 7 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 62 | $10,880,000 | $175,484 | $0 | 0.00% |
For 2024, State Bank Of Table Rock's most frequently cited loan duration was Other, with 62 originations.
Loan Sizing
2024 saw State Bank Of Table Rock place emphasis on $100,000 or less loans with 22 originations, totaling $1,130,000 in origination value.
Applicant Income
State Bank Of Table Rock lent most frequently to those with incomes in the $150k-250k range, with 14 originations. The second most popular income band? $100k-150k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 62 | $10,880,000 | $175,484 | $0 | 0.00% |
State Bank Of Table Rock lent most frequently to those with DTI ratios of Exempt%, with 62 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.15%
State Bank Of Table Rock has an average approval rate.
Pick Rate
Approvals leading to origination90.32%
State Bank Of Table Rock has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 62 | $10,880,000 | $175,484 |