State Bank Of Table Rock Mortgage Rates, Fees & Info
Table Rock, NELEI: 254900HWJXFZVFUU8M81
Tax ID: 47-0307110
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Mortgage Data
Review & Overview
State Bank Of Table Rock is a smaller bank specializing in Home Purchase and Refi loans. State Bank Of Table Rock has a high proportion of conventional loans. Their top markets by origination volume include: Lincoln, Beatrice, Omaha, and Columbus among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)State Bank Of Table Rock has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
48Origination Dollar Volume (All Markets)
$4,160,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LINCOLN, NE (FHA|USDA|VA) | 21 | $2,065,000 | $98,333 | $0 | 0.00% |
| Outside of Metro Areas | 20 | $1,280,000 | $64,000 | $0 | 0.00% |
| Beatrice, NE (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 0.00% |
| Columbus, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 48 | $4,160,000 | $86,667 | $0 | 0.00% |
For 2019, State Bank Of Table Rock's most frequently originated type of loan was Conventional, with 48 originations.
Loan Reason
For 2019, State Bank Of Table Rock's most frequently cited loan purpose was Home Purchase, with 34 originations. The 2nd most popular reason was Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 48 | $4,160,000 | $86,667 | $0 | 0.00% |
For 2019, State Bank Of Table Rock's most frequently cited loan duration was Other, with 48 originations.
Loan Sizing
2019 saw State Bank Of Table Rock place emphasis on $100,000 or less loans with 31 originations, totaling $1,595,000 in origination value.
Applicant Income
State Bank Of Table Rock lent most frequently to those with incomes in the $100k-150k range, with 15 originations. The second most popular income band? $50k or less, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 48 | $4,160,000 | $86,667 | $0 | 0.00% |
State Bank Of Table Rock lent most frequently to those with DTI ratios of Exempt%, with 48 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 41 | $3,435,000 | $83,780 | $0 | 0.00% |
| Not applicable | 7 | $725,000 | $103,571 | $0 | 0.00% |
Approval Rates
Total approvals of all applications89.29%
State Bank Of Table Rock has an average approval rate.
Pick Rate
Approvals leading to origination95.83%
State Bank Of Table Rock has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 48 | $4,160,000 | $86,667 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2 | $160,000 | $80,000 |
| Single Family (1-4 Units):Site-Built | 46 | $4,000,000 | $86,957 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| STATE FARM BANK, FSB | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 16.7% |
| STATE FARM BANK, FSB | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 8.3% |
| STATE FARM BANK, FSB | Conventional home mortgage | Struggling to pay mortgage | 1 | 8.3% |
| STATE FARM BANK, FSB | Conventional home mortgage | Trouble during payment process | 5 | 41.7% |
| STATE FARM BANK, FSB | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 16.7% |
| STATE FARM BANK, FSB | VA mortgage | Trouble during payment process | 1 | 8.3% |