Beatrice Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Beatrice averaged 6.94% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.49% and one month ago for the week of 2025-04-17, the average rate was 6.71%.

    Beatrice's average rate one year ago was 6.9%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.06%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Beatrice 30 Year Fixed Rate 2025-05-22 6.94%
    Beatrice 30 Year Fixed Rate Refi 2025-05-22 7.06%
    Beatrice 15 Year Fixed Rate 2025-05-22 6.01%
    Beatrice 15 Year Fixed Rate Refi 2025-05-22 6.11%
    Beatrice 30 Year FHA 2025-05-22 6.81%
    Beatrice 30 Year FHA Refi 2025-05-22 6.61%
    Beatrice 30 Year USDA 2025-05-22 6.23%
    Beatrice 30 Year USDA Refi 2025-05-22 6.53%
    Beatrice 30 Year VA 2025-05-22 6.32%
    Beatrice 30 Year VA Refi 2025-05-22 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Beatrice, NE.

    Beatrice Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Beatrice, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 11 6.90% $3,917
    Lincoln FSB of Nebraska 10 6.34% $2,772
    First National Bank of Omaha 10 6.54% $2,871
    West Gate Bank 8 6.50% $2,191
    Security First Bank 8 6.94% $1,844
    Union Bank and Trust Company 7 6.32% $2,429
    Pinnacle Bank 7 6.62% $2,662
    U.S. Bank 5 6.62% $2,412
    Regent Financial Group, Inc. 4 6.66% $3,568
    DELMAR FINANCIAL COMPANY 4 7.06% $4,103
    CHURCHILL MORTGAGE CORPORATION 3 6.33% $4,408
    CARDINAL FINANCIAL 3 6.37% $11,846
    CMG MORTGAGE, INC. 3 7.04% $3,563
    CHARTER WEST BANK 3 6.67% $2,807
    Frontier Bank 3 6.88% $2,605
    GERSHMAN INVESTMENT CORP. 3 6.54% $3,189
    Mortgage Research Center, LLC 3 6.62% $2,691
    NAVY FEDERAL CREDIT UNION 2 6.88% $1,436
    First Bank 2 6.81% $4,660
    UNITED WHOLESALE MORTGAGE, LLC 2 6.88% $3,756
    CORNHUSKER BANK 2 6.38% $2,395
    Plains Commerce Bank 2 6.43% $4,115
    Farm Credit Mid-America, ACA 2 6.94% $6,314
    ZILLOW HOME LOANS, LLC 1 7.00% $5,013
    Citizens Bank 1 7.38% $7,012
    Core Bank 1 6.49% $2,312
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.00% $3,355
    Financial Funding Solutions, Inc. 1 6.99% $2,988
    Flagstar Bank, FSB 1 6.63% $2,623
    FLAT BRANCH MORTGAGE, INC. 1 6.38% $2,554
    GUILD MORTGAGE COMPANY 1 6.13% $2,943
    Landmark National Bank 1 6.63% $2,560
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $6,034
    Paramount Residential Mortgage Group, Inc. 1 6.88% $4,700
    USAA Federal Savings Bank 1 6.13% $5,093
    AMERISAVE MORTGAGE CORPORATION 1 7.75% $6,810

    Beatrice Average Closing Costs & Other Stats

    Beatrice, NE's 36 lenders originated 418 loans during 2024. The total origination value was $69,430,000, with an average loan value of $166,100.

    Beatrice's average closing costs are $3,767.

    The top Beatrice lender as defined by loan originations is QUICKEN LOANS, LLC, with 11 loans originated. Their average total fees are $3,917, which is $1,145 higher than the next largest lender, Lincoln FSB of Nebraska.

    The lowest fee Beatrice lenders (with over 10 loans originated) are Lincoln FSB of Nebraska ($2,772), First National Bank of Omaha ($2,871), QUICKEN LOANS, LLC ($3,917), .

    The lowest rate Beatrice lenders (with over 10 loans originated) are Lincoln FSB of Nebraska (6.34%), First National Bank of Omaha (6.54%), QUICKEN LOANS, LLC (6.90%), .

    Beatrice, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Pinnacle Bank $6,075,000 $6,700,000 10.3% 9.7%
    First State Bank Nebraska $3,145,000 $5,020,000 59.6% 7.2%
    Lincoln FSB of Nebraska $5,035,000 $4,180,000 -17.0% 6.0%
    QUICKEN LOANS, LLC $2,475,000 $3,465,000 40.0% 5.0%
    First National Bank of Omaha $5,265,000 $3,425,000 -34.9% 4.9%
    CORNHUSKER BANK $265,000 $3,405,000 1,184.9% 4.9%
    Mortgage Research Center, LLC $1,845,000 $3,315,000 79.7% 4.8%
    Security First Bank $2,710,000 $3,165,000 16.8% 4.6%
    Union Bank and Trust Company $4,660,000 $2,905,000 -37.7% 4.2%
    West Gate Bank $500,000 $2,545,000 409.0% 3.7%
    GERSHMAN INVESTMENT CORP. $1,850,000 $2,160,000 16.8% 3.1%
    CHARTER WEST BANK $2,060,000 $2,155,000 4.6% 3.1%
    CMG MORTGAGE, INC. $680,000 $1,595,000 134.6% 2.3%
    U.S. Bank $1,255,000 $1,270,000 1.2% 1.8%
    FREEDOM MORTGAGE CORPORATION $1,250,000 n/a 1.8%
    LIBERTY FIRST $1,890,000 $1,195,000 -36.8% 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $455,000 $1,145,000 151.6% 1.6%
    Regent Financial Group, Inc. $980,000 $1,110,000 13.3% 1.6%
    Frontier Bank $145,000 $1,050,000 624.1% 1.5%
    DELMAR FINANCIAL COMPANY $905,000 n/a 1.3%
    Farm Credit Mid-America, ACA $155,000 $860,000 454.8% 1.2%
    CARDINAL FINANCIAL $785,000 n/a 1.1%
    NAVY FEDERAL CREDIT UNION $445,000 $775,000 74.2% 1.1%
    First Bank $315,000 $745,000 136.5% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $725,000 $690,000 -4.8% 1.0%
    State Bank of Table Rock $65,000 $670,000 930.8% 1.0%
    USAA Federal Savings Bank $215,000 $650,000 202.3% 0.9%
    First Federal Bank $645,000 n/a 0.9%
    CHURCHILL MORTGAGE CORPORATION $640,000 n/a 0.9%
    Flagstar Bank, FSB $335,000 $620,000 85.1% 0.9%
    GUILD MORTGAGE COMPANY $185,000 $610,000 229.7% 0.9%
    Plains Commerce Bank $585,000 n/a 0.8%
    Paramount Residential Mortgage Group, Inc. $230,000 $535,000 132.6% 0.8%
    NEW DAY FINANCIAL, LLC $505,000 n/a 0.7%
    Core Bank $225,000 $480,000 113.3% 0.7%
    FirstBank of Nebraska $1,375,000 $405,000 -70.5% 0.6%
    AMERISAVE MORTGAGE CORPORATION $530,000 $370,000 -30.2% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $195,000 $355,000 82.1% 0.5%
    American National Bank $330,000 n/a 0.5%
    Financial Funding Solutions, Inc. $385,000 $315,000 -18.2% 0.5%
    Access Bank $220,000 $305,000 38.6% 0.4%
    Discover Bank $235,000 $305,000 29.8% 0.4%
    PLANET HOME LENDING, LLC $285,000 n/a 0.4%
    First Interstate Bank $415,000 $280,000 -32.5% 0.4%
    PENNYMAC LOAN SERVICES, LLC $555,000 $250,000 -55.0% 0.4%
    Magnolia Bank $235,000 n/a 0.3%
    Members Mortgage Services, L.L.C. $235,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $400,000 $235,000 -41.3% 0.3%
    The Federal Savings Bank $275,000 $225,000 -18.2% 0.3%
    ZILLOW HOME LOANS, LLC $225,000 n/a 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $205,000 n/a 0.3%
    Citizens Bank $260,000 $205,000 -21.2% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $185,000 n/a 0.3%
    CITY BANK & TRUST CO. $1,420,000 $180,000 -87.3% 0.3%
    NEWREZ LLC $370,000 $175,000 -52.7% 0.3%
    Nebraska Bank of Commerce $225,000 $165,000 -26.7% 0.2%
    Home Federal Savings & Loan Association of Grand Island $155,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $155,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $150,000 n/a 0.2%
    Bethpage Federal Credit Union $135,000 n/a 0.2%
    GUARANTEED RATE, INC. $130,000 n/a 0.2%
    FLAT BRANCH MORTGAGE, INC. $125,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $370,000 $125,000 -66.2% 0.2%
    Midwest Bank $75,000 $105,000 40.0% 0.2%
    First Nebraska Bank $95,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $990,000 $75,000 -92.4% 0.1%
    University of Nebraska Federal Credit Union $75,000 n/a 0.1%
    Wahoo State Bank $65,000 n/a 0.1%
    Landmark National Bank $55,000 n/a 0.1%
    BMO Harris Bank $410,000 $50,000 -87.8% 0.1%
    LOANDEPOT.COM, LLC $155,000 $45,000 -71.0% 0.1%
    Cornerstone Bank $35,000 n/a 0.1%
    Coastal Community Bank $100,000 $25,000 -75.0% 0.0%
    SPRING EQ, LLC $45,000 $25,000 -44.4% 0.0%
    FOUR POINTS $15,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%

    Beatrice's top lender by overall market share is Pinnacle Bank, with 9.7% market share. In second place, with 7.2%, is First State Bank Nebraska, having originated $5,020,000 in loans. In third place, with 6.0%, is Lincoln FSB of Nebraska, having originated $4,180,000 in loans. In fourth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $3,465,000 in loans. In fifth place, with 4.9%, is First National Bank of Omaha, having originated $3,425,000 in loans.

    Beatrice Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Beatrice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,500 (9.1%) $143,248 (6.7%) 0.00 70
    2018-02-01 $126,475 (-1.6%) $152,864 (3.2%) 0.00 64
    2018-03-01 $139,900 (4.0%) $178,202 (24.2%) 0.00 76
    2018-04-01 $165,700 (21.0%) $180,268 (10.8%) 0.00 92
    2018-05-01 $170,800 (8.9%) $181,559 (1.2%) 0.00 96
    2018-06-01 $173,500 (16.3%) $176,623 (5.5%) 0.00 96
    2018-07-01 $166,800 (15.1%) $164,285 (-0.4%) 0.00 103
    2018-08-01 $159,974 (12.3%) $158,843 (-0.5%) 0.00 99
    2018-09-01 $147,500 (1.8%) $143,480 (-8.0%) 0.00 103
    2018-10-01 $144,750 (20.4%) $147,505 (-1.3%) 0.00 106
    2018-11-01 $129,900 (13.0%) $151,788 (5.0%) 0.00 106
    2018-12-01 $139,700 (19.0%) $161,531 (17.7%) 0.00 107
    2019-01-01 $139,125 (16.4%) $165,203 (15.3%) 0.00 86
    2019-02-01 $134,700 (6.5%) $158,704 (3.8%) 0.00 92
    2019-03-01 $132,550 (-5.3%) $152,713 (-14.3%) 0.00 84
    2019-04-01 $129,975 (-21.6%) $148,663 (-17.5%) 0.00 72
    2019-05-01 $128,075 (-25.0%) $155,537 (-14.3%) 0.00 62
    2019-06-01 $154,900 (-10.7%) $168,456 (-4.6%) 0.00 64
    2019-07-01 $183,700 (10.1%) $186,165 (13.3%) 0.00 57
    2019-08-01 $171,561 (7.2%) $194,886 (22.7%) 0.00 58
    2019-09-01 $162,653 (10.3%) $210,789 (46.9%) 0.00 62
    2019-10-01 $158,302 (9.4%) $211,714 (43.5%) 0.00 65
    2019-11-01 $155,750 (19.9%) $186,255 (22.7%) 0.00 75
    2019-12-01 $144,950 (3.8%) $172,296 (6.7%) 0.00 70
    2020-01-01 $144,175 (3.6%) $167,580 (1.4%) 0.00 66
    2020-02-01 $139,700 (3.7%) $176,373 (11.1%) 0.00 62
    2020-03-01 $149,675 (12.9%) $185,137 (21.2%) 0.00 65
    2020-04-01 $148,438 (14.2%) $184,835 (24.3%) 0.00 62
    2020-05-01 $182,200 (42.3%) $193,529 (24.4%) 0.00 58
    2020-06-01 $191,900 (23.9%) $201,019 (19.3%) 0.00 39
    2020-07-01 $152,400 (-17.0%) $199,064 (6.9%) 0.00 43
    2020-08-01 $185,000 (7.8%) $219,532 (12.7%) 0.00 40
    2020-09-01 $153,475 (-5.6%) $191,731 (-9.0%) 0.00 48
    2020-10-01 $137,900 (-12.9%) $178,763 (-15.6%) 0.00 38
    2020-11-01 $138,700 (-11.0%) $174,742 (-6.2%) 0.00 37
    2020-12-01 $146,444 (1.0%) $183,600 (6.6%) 0.00 34
    2021-01-01 $134,000 (-7.1%) $183,004 (9.2%) 0.00 27
    2021-02-01 $133,950 (-4.1%) $184,621 (4.7%) 0.00 30
    2021-03-01 $133,250 (-11.0%) $170,038 (-8.2%) 0.00 31
    2021-04-01 $126,000 (-15.1%) $164,794 (-10.8%) 0.00 27
    2021-05-01 $126,000 (-30.9%) $196,689 (1.6%) 0.00 26
    2021-06-01 $153,975 (-19.8%) $229,279 (14.1%) 0.00 26
    2021-07-01 $126,000 (-17.3%) $195,362 (-1.9%) 0.00 35
    2021-08-01 $138,500 (-25.1%) $199,906 (-8.9%) 0.00 37
    2021-09-01 $136,500 (-11.1%) $214,609 (11.9%) 0.00 33
    2021-10-01 $154,450 (12.0%) $218,346 (22.1%) 0.00 20
    2021-11-01 $156,950 (13.2%) $201,693 (15.4%) 0.00 21
    2021-12-01 $145,925 (-0.4%) $169,447 (-7.7%) 0.00 20
    2022-01-01 $154,000 (14.9%) $188,535 (3.0%) 0.00 18
    2022-02-01 $167,000 (24.7%) $186,622 (1.1%) 0.00 17
    2022-03-01 $140,950 (5.8%) $173,487 (2.0%) 0.00 22
    2022-04-01 $139,900 (11.0%) $167,497 (1.6%) 0.00 28
    2022-05-01 $158,725 (26.0%) $192,918 (-1.9%) 0.00 41
    2022-06-01 $166,500 (8.1%) $206,556 (-9.9%) 0.00 43
    2022-07-01 $172,200 (36.7%) $214,617 (9.9%) 0.00 50
    2022-08-01 $162,450 (17.3%) $203,943 (2.0%) 0.00 44
    2022-09-01 $203,450 (49.1%) $230,399 (7.4%) 0.00 38
    2022-10-01 $199,000 (28.8%) $249,059 (14.1%) 0.00 41
    2022-11-01 $250,000 (59.3%) $265,612 (31.7%) 0.00 44
    2022-12-01 $247,000 (69.3%) $269,893 (59.3%) 0.00 42
    2023-01-01 $252,425 (63.9%) $271,321 (43.9%) 0.00 37
    2023-02-01 $283,750 (69.9%) $284,001 (52.2%) 0.00 26
    2023-03-01 $251,200 (78.2%) $287,826 (65.9%) 0.00 28
    2023-04-01 $299,450 (114.1%) $313,644 (87.3%) 0.00 26
    2023-05-01 $287,425 (81.1%) $305,792 (58.5%) 0.00 28
    2023-06-01 $294,900 (77.1%) $324,970 (57.3%) 0.00 31
    2023-07-01 $222,250 (29.1%) $272,961 (27.2%) 0.00 34
    2023-08-01 $209,450 (28.9%) $267,998 (31.4%) 0.00 33
    2023-09-01 $197,498 (-2.9%) $262,872 (14.1%) 0.00 28
    2023-10-01 $175,975 (-11.6%) $253,889 (1.9%) 0.00 36
    2023-11-01 $226,000 (-9.6%) $246,197 (-7.3%) 0.00 43
    2023-12-01 $228,000 (-7.7%) $229,693 (-14.9%) 0.00 44
    2024-01-01 $230,000 (-8.9%) $246,869 (-9.0%) 0.00 33
    2024-02-01 $232,250 (-18.2%) $235,024 (-17.3%) 0.00 24
    2024-03-01 $194,950 (-22.4%) $233,926 (-18.7%) 0.00 20
    2024-04-01 $207,475 (-30.7%) $291,378 (-7.1%) 0.00 21
    2024-05-01 $240,500 (-16.3%) $363,095 (18.7%) 0.00 22
    2024-06-01 $247,000 (-16.2%) $315,143 (-3.0%) 0.00 31
    2024-07-01 $248,450 (11.8%) $314,026 (15.0%) 0.00 43
    2024-08-01 $247,250 (18.1%) $311,469 (16.2%) 0.00 51
    2024-09-01 $272,250 (37.9%) $324,525 (23.5%) 0.00 56
    2024-10-01 $246,500 (40.1%) $301,415 (18.7%) 0.00 55
    2024-11-01 $247,450 (9.5%) $296,997 (20.6%) 0.00 65
    2024-12-01 $262,450 (15.1%) $313,998 (36.7%) 0.00 59
    2025-01-01 $265,000 (15.2%) $321,278 (30.1%) 0.00 55
    2025-02-01 $248,675 (7.1%) $297,371 (26.5%) 0.00 58
    2025-03-01 $239,000 (22.6%) $287,105 (22.7%) 0.00 54
    2025-04-01 $236,000 (13.8%) $305,082 (4.7%) 0.00 51
    Beatrice's median listing price for 2025-04-01 was $236,000, a difference of $28,525 (13.8%) versus the prior year and $-3,000 versus the prior month.

    Beatrice's median listing price comes in at 0% of the national average.

    Beatrice's average listing price for 2025-04-01 was $305,082, a difference of $13,704 (4.7%) versus the prior year and $17,977 versus the prior month.

    For the 2025-04-01 period, Beatrice had 51 MLS listings, a difference of -3 listings (-6%) versus the prior month and 30 listings (143%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Beatrice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,535 sqft
    2018-02-01 0 days 1,553 sqft
    2018-03-01 0 days 1,557 sqft
    2018-04-01 0 days 1,537 sqft
    2018-05-01 0 days 1,536 sqft
    2018-06-01 0 days 1,536 sqft
    2018-07-01 0 days 1,597 sqft
    2018-08-01 0 days 1,600 sqft
    2018-09-01 0 days 1,524 sqft
    2018-10-01 0 days 1,484 sqft
    2018-11-01 0 days 1,503 sqft
    2018-12-01 0 days 1,491 sqft
    2019-01-01 0 days 1,477 sqft
    2019-02-01 0 days 1,584 sqft
    2019-03-01 0 days 1,527 sqft
    2019-04-01 0 days 1,477 sqft
    2019-05-01 0 days 1,536 sqft
    2019-06-01 0 days 1,667 sqft
    2019-07-01 0 days 1,568 sqft
    2019-08-01 0 days 1,618 sqft
    2019-09-01 0 days 1,692 sqft
    2019-10-01 0 days 1,748 sqft
    2019-11-01 0 days 1,724 sqft
    2019-12-01 0 days 1,675 sqft
    2020-01-01 0 days 1,749 sqft
    2020-02-01 0 days 1,772 sqft
    2020-03-01 0 days 1,798 sqft
    2020-04-01 0 days 1,840 sqft
    2020-05-01 0 days 1,740 sqft
    2020-06-01 0 days 1,798 sqft
    2020-07-01 0 days 1,568 sqft
    2020-08-01 0 days 1,736 sqft
    2020-09-01 0 days 1,762 sqft
    2020-10-01 0 days 1,485 sqft
    2020-11-01 0 days 1,466 sqft
    2020-12-01 0 days 1,471 sqft
    2021-01-01 0 days 1,464 sqft
    2021-02-01 0 days 1,616 sqft
    2021-03-01 0 days 1,537 sqft
    2021-04-01 0 days 1,299 sqft
    2021-05-01 0 days 1,461 sqft
    2021-06-01 0 days 1,531 sqft
    2021-07-01 0 days 1,491 sqft
    2021-08-01 0 days 1,454 sqft
    2021-09-01 0 days 1,474 sqft
    2021-10-01 0 days 1,540 sqft
    2021-11-01 0 days 1,540 sqft
    2021-12-01 0 days 1,495 sqft
    2022-01-01 0 days 1,496 sqft
    2022-02-01 0 days 1,616 sqft
    2022-03-01 0 days 1,275 sqft
    2022-04-01 0 days 1,311 sqft
    2022-05-01 0 days 1,358 sqft
    2022-06-01 0 days 1,437 sqft
    2022-07-01 0 days 1,540 sqft
    2022-08-01 0 days 1,540 sqft
    2022-09-01 0 days 1,562 sqft
    2022-10-01 0 days 1,603 sqft
    2022-11-01 0 days 1,726 sqft
    2022-12-01 0 days 1,935 sqft
    2023-01-01 0 days 1,704 sqft
    2023-02-01 0 days 1,740 sqft
    2023-03-01 0 days 1,824 sqft
    2023-04-01 0 days 1,824 sqft
    2023-05-01 0 days 1,902 sqft
    2023-06-01 0 days 1,882 sqft
    2023-07-01 0 days 1,852 sqft
    2023-08-01 0 days 1,875 sqft
    2023-09-01 0 days 1,792 sqft
    2023-10-01 0 days 1,634 sqft
    2023-11-01 0 days 1,656 sqft
    2023-12-01 0 days 1,530 sqft
    2024-01-01 0 days 1,657 sqft
    2024-02-01 0 days 1,669 sqft
    2024-03-01 0 days 1,506 sqft
    2024-04-01 0 days 1,674 sqft
    2024-05-01 0 days 1,870 sqft
    2024-06-01 0 days 1,730 sqft
    2024-07-01 0 days 1,733 sqft
    2024-08-01 0 days 1,576 sqft
    2024-09-01 0 days 1,778 sqft
    2024-10-01 0 days 1,727 sqft
    2024-11-01 0 days 1,788 sqft
    2024-12-01 0 days 1,931 sqft
    2025-01-01 0 days 1,824 sqft
    2025-02-01 0 days 1,735 sqft
    2025-03-01 0 days 1,662 sqft
    2025-04-01 0 days 1,813 sqft
    Beatrice's median listing age (time on market) for 2025-04-01 was 0 days.

    Beatrice's median square footage for active listings during the 2025-04-01 period was 1,813 sqft. One year prior, the average listing was 1,674 sqft.

    Beatrice, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 252 $46,340,000 $183,889
    Refi 62 $13,020,000 $210,000
    Cash Out Refi 41 $5,995,000 $146,220
    Home Improvement 36 $2,110,000 $58,611
    Other 27 $1,965,000 $72,778

    Beatrice's most frequently cited loan purpose was Home Purchase, with 252 originations. The 2nd most popular reason was Refi, with 62 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 135 $28,145,000 $208,481
    7-8% 95 $16,895,000 $177,842
    5-6% 62 $12,610,000 $203,387
    Over 8% 59 $4,345,000 $73,644
    <2.5% 16 $100,000 $6,250
    4-5% 1 $425,000 $425,000
    3-4% 1 $35,000 $35,000

    During 2024, Beatrice's most frequently originated rate bucket was 6-7%, with 135 originations.

    Loan Sizing (Beatrice, NE MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 149 $7,405,000 $49,698
    $100k-200k 146 $22,050,000 $151,027
    $200k-400k 102 $27,460,000 $269,216
    $400k-600k 13 $5,775,000 $444,231
    $600k-1000k 6 $3,970,000 $661,667
    $Over $1MM 2 $2,770,000 $1,385,000

    Beatrice's loan sizing saw the bucket of loans from $100,000 or less with 149 originations, totaling $7,405,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 153 $31,965,000 $208,922
    60-80% 73 $15,505,000 $212,397
    Under 20% 59 $3,055,000 $51,780
    20-40% 38 $4,050,000 $106,579
    40-60% 32 $4,660,000 $145,625
    Over 100% 2 $630,000 $315,000

    Beatrice's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 153 originations, totaling $31,965,000 in origination value.