Beatrice Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Beatrice averaged 7.1% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.25% and one month ago for the week of 2023-10-19, the average rate was 7.44%.

Beatrice's average rate one year ago was 6.82%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Beatrice 30 Year Fixed Rate 2023-11-22 7.1%
Beatrice 30 Year Fixed Rate Refi 2023-11-22 7.89%
Beatrice 15 Year Fixed Rate 2023-11-22 6.57%
Beatrice 15 Year Fixed Rate Refi 2023-11-22 7.07%
Beatrice 30 Year FHA 2023-11-22 0.1%
Beatrice 30 Year FHA Refi 2023-11-22 0.2%
Beatrice 30 Year USDA 2023-11-22 0%
Beatrice 30 Year USDA Refi 2023-11-22 0%
Beatrice 30 Year VA 2023-11-22 -0.2%
Beatrice 30 Year VA Refi 2023-11-22 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Beatrice, NE.

Beatrice Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Beatrice, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First National Bank of Omaha 19 4.76% $3,016
Security First Bank 15 5.03% $1,729
GERSHMAN INVESTMENT CORP. 11 5.28% $2,834
U.S. Bank 10 5.24% $2,698
CHARTER WEST BANK 9 5.10% $2,830
QUICKEN LOANS, LLC 9 5.71% $6,317
Union Bank and Trust Company 8 4.59% $2,566
Lincoln FSB of Nebraska 7 3.95% $2,156
CMG MORTGAGE, INC. 7 6.53% $4,368
Pinnacle Bank 6 4.06% $2,463
West Gate Bank 5 3.83% $1,960
Flagstar Bank, FSB 4 4.87% $2,765
Bank of the West 2 6.44% $3,626
MORIA DEVELOPMENT, INC. 2 6.31% $3,261
AMERISAVE MORTGAGE CORPORATION 2 4.81% $12,257
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.19% $2,493
CALIBER HOME LOANS, INC. 2 4.10% $2,785
CENTENNIAL LENDING, LLC 2 5.44% $4,612
First Bank 2 5.38% $3,166
Regent Financial Group, Inc. 2 6.25% $3,060
First Interstate Bank 2 5.31% $2,062
United Fidelity Funding Corp. 2 7.25% $3,493
CORNHUSKER BANK 2 6.19% $2,871
LIBERTY FIRST 2 6.88% $2,216
Mortgage Investment Services Corporation 1 4.75% $2,770
Bank of America 1 3.00% $2,616
BROKER SOLUTIONS, INC. 1 5.99% $6,959
DELMAR FINANCIAL COMPANY 1 4.50% $2,697
Discover Bank 1 4.49% $0
Farm Credit Mid-America, ACA 1 7.88% $2,791
FINANCE OF AMERICA MORTGAGE LLC 1 6.88% $5,102
FOUR POINTS 1 4.50% $1,712
GUILD MORTGAGE COMPANY 1 4.88% $4,910
HOME POINT FINANCIAL CORPORATION 1 5.50% $3,026
JPMorgan Chase Bank 1 5.25% $2,842
Ally Bank 1 3.25% $1,641
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.50% $2,475
PLANET HOME LENDING, LLC 1 4.38% $1,494
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.88% $4,368
Prosperity Home Mortgage, LLC 1 7.00% $4,983
Southern Bank 1 5.50% $1,841
UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $2,010
USAA Federal Savings Bank 1 5.00% $5,165
U.S. HOME MORTGAGE, INC. 1 6.00% $3,929
Wells Fargo Bank 1 3.63% $2,788

Beatrice Average Closing Costs & Other Stats

Beatrice, NE's 45 lenders originated 513 loans during 2022. The total origination value was $76,875,000, with an average loan value of $149,854.

Beatrice's average closing costs are $3,528.

The top Beatrice lender as defined by loan originations is First National Bank of Omaha, with 19 loans originated. Their average total fees are $3,016, which is $1,287 higher than the next largest lender, Security First Bank.

The lowest fee Beatrice lenders (with over 10 loans originated) are Security First Bank ($1,729), U.S. Bank ($2,698), GERSHMAN INVESTMENT CORP. ($2,834), First National Bank of Omaha ($3,016) and .

The lowest rate Beatrice lenders (with over 10 loans originated) are First National Bank of Omaha (4.76%), Security First Bank (5.03%), U.S. Bank (5.24%), GERSHMAN INVESTMENT CORP. (5.28%) and .

Beatrice, NE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First State Bank Nebraska $7,710,000 $8,270,000 7.3% 10.8%
Pinnacle Bank $6,800,000 $8,040,000 18.2% 10.5%
First National Bank of Omaha $8,930,000 $6,135,000 -31.3% 8.0%
Security First Bank $5,925,000 $4,005,000 -32.4% 5.2%
QUICKEN LOANS, LLC $7,910,000 $3,915,000 -50.5% 5.1%
Lincoln FSB of Nebraska $5,425,000 $3,765,000 -30.6% 4.9%
Mortgage Research Center, LLC $2,095,000 $3,165,000 51.1% 4.1%
GERSHMAN INVESTMENT CORP. $3,050,000 $2,935,000 -3.8% 3.8%
CHARTER WEST BANK $3,210,000 $2,825,000 -12.0% 3.7%
U.S. Bank $1,775,000 $2,560,000 44.2% 3.3%
Union Bank and Trust Company $3,285,000 $2,455,000 -25.3% 3.2%
CMG MORTGAGE, INC. $115,000 $1,985,000 1,626.1% 2.6%
First Savings Bank $365,000 $1,950,000 434.2% 2.5%
FirstBank of Nebraska $1,840,000 $1,720,000 -6.5% 2.2%
West Gate Bank $3,460,000 $1,380,000 -60.1% 1.8%
Flagstar Bank, FSB $3,340,000 $1,360,000 -59.3% 1.8%
LIBERTY FIRST $3,560,000 $1,110,000 -68.8% 1.4%
First Bank $1,035,000 $1,095,000 5.8% 1.4%
AMERISAVE MORTGAGE CORPORATION $855,000 $820,000 -4.1% 1.1%
CORNHUSKER BANK $2,920,000 $755,000 -74.1% 1.0%
FREEDOM MORTGAGE CORPORATION $2,190,000 $720,000 -67.1% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $680,000 $715,000 5.1% 0.9%
Wells Fargo Bank $2,325,000 $655,000 -71.8% 0.9%
LOANDEPOT.COM, LLC $1,945,000 $650,000 -66.6% 0.8%
Prosperity Home Mortgage, LLC $2,740,000 $640,000 -76.6% 0.8%
USAA Federal Savings Bank $640,000 n/a 0.8%
CENTENNIAL LENDING, LLC $560,000 $625,000 11.6% 0.8%
The Federal Savings Bank $205,000 $610,000 197.6% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $525,000 $570,000 8.6% 0.7%
BROKER SOLUTIONS, INC. $225,000 $565,000 151.1% 0.7%
PLANET HOME LENDING, LLC $520,000 n/a 0.7%
MORIA DEVELOPMENT, INC. $770,000 $495,000 -35.7% 0.6%
Regent Financial Group, Inc. $825,000 $445,000 -46.1% 0.6%
Bank of the West $915,000 $430,000 -53.0% 0.6%
Plains Commerce Bank $245,000 $380,000 55.1% 0.5%
Farm Credit Mid-America, ACA $1,060,000 $340,000 -67.9% 0.4%
GUILD MORTGAGE COMPANY $320,000 n/a 0.4%
AMERICAN FINANCING CORPORATION $275,000 $315,000 14.5% 0.4%
FLAT BRANCH MORTGAGE, INC. $545,000 $315,000 -42.2% 0.4%
First Interstate Bank $310,000 n/a 0.4%
United Fidelity Funding Corp. $650,000 $310,000 -52.3% 0.4%
NEW DAY FINANCIAL, LLC $185,000 $295,000 59.5% 0.4%
HOME POINT FINANCIAL CORPORATION $380,000 $285,000 -25.0% 0.4%
CALIBER HOME LOANS, INC. $1,005,000 $280,000 -72.1% 0.4%
Chickasaw Community Bank $845,000 $270,000 -68.0% 0.4%
JPMorgan Chase Bank $410,000 $270,000 -34.1% 0.4%
Ally Bank $95,000 $265,000 178.9% 0.3%
Carrington Mortgage Services, LLC $55,000 $260,000 372.7% 0.3%
DELMAR FINANCIAL COMPANY $460,000 $225,000 -51.1% 0.3%
PENNYMAC LOAN SERVICES, LLC $535,000 $225,000 -57.9% 0.3%
Southern Bank $205,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $245,000 $200,000 -18.4% 0.3%
Bank of America $35,000 $195,000 457.1% 0.3%
Cornerstone Bank $185,000 n/a 0.2%
Texana Bank $185,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $170,000 n/a 0.2%
Financial Funding Solutions, Inc. $205,000 $165,000 -19.5% 0.2%
NEWREZ LLC $430,000 $165,000 -61.6% 0.2%
FOUR POINTS $155,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $155,000 n/a 0.2%
U.S. HOME MORTGAGE, INC. $230,000 $155,000 -32.6% 0.2%
AMERICAN HERITAGE LENDING, INC. $145,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $145,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $145,000 n/a 0.2%
First Guaranty Mortgage Corporation $115,000 $135,000 17.4% 0.2%
Discover Bank $125,000 n/a 0.2%
Home State Bank $125,000 n/a 0.2%
Mortgage Investment Services Corporation $160,000 $120,000 -25.0% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $635,000 $115,000 -81.9% 0.1%
RUOFF MORTGAGE COMPANY, INC. $105,000 n/a 0.1%
Cobalt Credit Union $35,000 $100,000 185.7% 0.1%
Midwest Bank $90,000 n/a 0.1%
Kaw Valley Bank $125,000 $85,000 -32.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $135,000 $85,000 -37.0% 0.1%
NAVY FEDERAL CREDIT UNION $145,000 $85,000 -41.4% 0.1%
Figure Lending LLC $80,000 n/a 0.1%
First Nebraska Bank $35,000 n/a 0.0%
FIRST NEBRASKA Credit Union $115,000 $25,000 -78.3% 0.0%
Home Federal Savings & Loan Association of Grand Island $5,000 n/a 0.0%

Beatrice's top lender by overall market share is First State Bank Nebraska, with 10.8% market share. In second place, with 10.5%, is Pinnacle Bank, having originated $8,040,000 in loans. In third place, with 8.0%, is First National Bank of Omaha, having originated $6,135,000 in loans. In fourth place, with 5.2%, is Security First Bank, having originated $4,005,000 in loans. In fifth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $3,915,000 in loans.


Beatrice Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Beatrice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,500 (9.1%) $143,248 (6.7%) 0.00 70
2018-02-01 $126,475 (-1.6%) $152,864 (3.2%) 0.00 64
2018-03-01 $139,900 (4.0%) $178,202 (24.2%) 0.00 76
2018-04-01 $165,700 (21.0%) $180,268 (10.8%) 0.00 92
2018-05-01 $170,800 (8.9%) $181,559 (1.2%) 0.00 96
2018-06-01 $173,500 (16.3%) $176,623 (5.5%) 0.00 96
2018-07-01 $166,800 (15.1%) $164,285 (-0.4%) 0.00 103
2018-08-01 $159,974 (12.3%) $158,843 (-0.5%) 0.00 99
2018-09-01 $147,500 (1.8%) $143,480 (-8.0%) 0.00 103
2018-10-01 $144,750 (20.4%) $147,505 (-1.3%) 0.00 106
2018-11-01 $129,900 (13.0%) $151,788 (5.0%) 0.00 106
2018-12-01 $139,700 (19.0%) $161,531 (17.7%) 0.00 107
2019-01-01 $139,125 (16.4%) $165,203 (15.3%) 0.00 86
2019-02-01 $134,700 (6.5%) $158,704 (3.8%) 0.00 92
2019-03-01 $132,550 (-5.3%) $152,713 (-14.3%) 0.00 84
2019-04-01 $129,975 (-21.6%) $148,663 (-17.5%) 0.00 72
2019-05-01 $128,075 (-25.0%) $155,537 (-14.3%) 0.00 62
2019-06-01 $154,900 (-10.7%) $168,456 (-4.6%) 0.00 64
2019-07-01 $183,700 (10.1%) $186,165 (13.3%) 0.00 57
2019-08-01 $171,561 (7.2%) $194,886 (22.7%) 0.00 58
2019-09-01 $162,653 (10.3%) $210,789 (46.9%) 0.00 62
2019-10-01 $158,302 (9.4%) $211,714 (43.5%) 0.00 65
2019-11-01 $155,750 (19.9%) $186,255 (22.7%) 0.00 75
2019-12-01 $144,950 (3.8%) $172,296 (6.7%) 0.00 70
2020-01-01 $144,175 (3.6%) $167,580 (1.4%) 0.00 66
2020-02-01 $139,700 (3.7%) $176,373 (11.1%) 0.00 62
2020-03-01 $149,675 (12.9%) $185,137 (21.2%) 0.00 65
2020-04-01 $148,438 (14.2%) $184,835 (24.3%) 0.00 62
2020-05-01 $182,200 (42.3%) $193,529 (24.4%) 0.00 58
2020-06-01 $191,900 (23.9%) $201,019 (19.3%) 0.00 39
2020-07-01 $152,400 (-17.0%) $199,064 (6.9%) 0.00 43
2020-08-01 $185,000 (7.8%) $219,532 (12.7%) 0.00 40
2020-09-01 $153,475 (-5.6%) $191,731 (-9.0%) 0.00 48
2020-10-01 $137,900 (-12.9%) $178,763 (-15.6%) 0.00 38
2020-11-01 $138,700 (-11.0%) $174,742 (-6.2%) 0.00 37
2020-12-01 $146,444 (1.0%) $183,600 (6.6%) 0.00 34
2021-01-01 $134,000 (-7.1%) $183,004 (9.2%) 0.00 27
2021-02-01 $133,950 (-4.1%) $184,621 (4.7%) 0.00 30
2021-03-01 $133,250 (-11.0%) $170,038 (-8.2%) 0.00 31
2021-04-01 $126,000 (-15.1%) $164,794 (-10.8%) 0.00 27
2021-05-01 $126,000 (-30.9%) $196,689 (1.6%) 0.00 26
2021-06-01 $153,975 (-19.8%) $229,279 (14.1%) 0.00 26
2021-07-01 $126,000 (-17.3%) $195,362 (-1.9%) 0.00 35
2021-08-01 $138,500 (-25.1%) $199,906 (-8.9%) 0.00 37
2021-09-01 $136,500 (-11.1%) $214,609 (11.9%) 0.00 33
2021-10-01 $154,450 (12.0%) $218,346 (22.1%) 0.00 20
2021-11-01 $156,950 (13.2%) $201,693 (15.4%) 0.00 21
2021-12-01 $145,925 (-0.4%) $169,447 (-7.7%) 0.00 20
2022-01-01 $154,000 (14.9%) $188,535 (3.0%) 0.00 18
2022-02-01 $167,000 (24.7%) $186,622 (1.1%) 0.00 17
2022-03-01 $140,950 (5.8%) $173,487 (2.0%) 0.00 22
2022-04-01 $139,900 (11.0%) $167,497 (1.6%) 0.00 28
2022-05-01 $158,725 (26.0%) $192,918 (-1.9%) 0.00 41
2022-06-01 $166,500 (8.1%) $206,556 (-9.9%) 0.00 43
2022-07-01 $172,200 (36.7%) $214,617 (9.9%) 0.00 50
2022-08-01 $162,450 (17.3%) $203,943 (2.0%) 0.00 44
2022-09-01 $203,450 (49.1%) $230,399 (7.4%) 0.00 38
2022-10-01 $199,000 (28.8%) $249,059 (14.1%) 0.00 41
2022-11-01 $250,000 (59.3%) $265,612 (31.7%) 0.00 44
2022-12-01 $247,000 (69.3%) $269,893 (59.3%) 0.00 42
2023-01-01 $252,425 (63.9%) $271,321 (43.9%) 0.00 37
2023-02-01 $283,750 (69.9%) $284,001 (52.2%) 0.00 26
2023-03-01 $251,200 (78.2%) $287,826 (65.9%) 0.00 28
2023-04-01 $299,450 (114.1%) $313,644 (87.3%) 0.00 26
2023-05-01 $287,425 (81.1%) $305,792 (58.5%) 0.00 28
2023-06-01 $294,900 (77.1%) $324,970 (57.3%) 0.00 31
2023-07-01 $222,250 (29.1%) $272,961 (27.2%) 0.00 34
2023-08-01 $209,450 (28.9%) $267,998 (31.4%) 0.00 33
2023-09-01 $197,498 (-2.9%) $262,872 (14.1%) 0.00 28
2023-10-01 $175,975 (-11.6%) $253,889 (1.9%) 0.00 36
Beatrice's median listing price for 2023-10-01 was $175,975, a difference of $-23,025 (-11.6%) versus the prior year and $-21,523 versus the prior month.

Beatrice's median listing price comes in at 0% of the national average.

Beatrice's average listing price for 2023-10-01 was $253,889, a difference of $4,830 (1.9%) versus the prior year and $-8,983 versus the prior month.

For the 2023-10-01 period, Beatrice had 36 MLS listings, a difference of 8 listings (29%) versus the prior month and -5 listings (-12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Beatrice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,535 sqft
2018-02-01 0 days 1,572 sqft
2018-03-01 0 days 1,576 sqft
2018-04-01 0 days 1,539 sqft
2018-05-01 0 days 1,530 sqft
2018-06-01 0 days 1,532 sqft
2018-07-01 0 days 1,591 sqft
2018-08-01 0 days 1,594 sqft
2018-09-01 0 days 1,494 sqft
2018-10-01 0 days 1,454 sqft
2018-11-01 0 days 1,492 sqft
2018-12-01 0 days 1,471 sqft
2019-01-01 0 days 1,448 sqft
2019-02-01 0 days 1,566 sqft
2019-03-01 0 days 1,519 sqft
2019-04-01 0 days 1,518 sqft
2019-05-01 0 days 1,569 sqft
2019-06-01 0 days 1,743 sqft
2019-07-01 0 days 1,577 sqft
2019-08-01 0 days 1,631 sqft
2019-09-01 0 days 1,712 sqft
2019-10-01 0 days 1,766 sqft
2019-11-01 0 days 1,629 sqft
2019-12-01 0 days 1,619 sqft
2020-01-01 0 days 1,666 sqft
2020-02-01 0 days 1,750 sqft
2020-03-01 0 days 1,798 sqft
2020-04-01 0 days 1,840 sqft
2020-05-01 0 days 1,727 sqft
2020-06-01 0 days 1,811 sqft
2020-07-01 0 days 1,568 sqft
2020-08-01 0 days 1,736 sqft
2020-09-01 0 days 1,762 sqft
2020-10-01 0 days 1,485 sqft
2020-11-01 0 days 1,466 sqft
2020-12-01 0 days 1,471 sqft
2021-01-01 0 days 1,464 sqft
2021-02-01 0 days 1,616 sqft
2021-03-01 0 days 1,537 sqft
2021-04-01 0 days 1,299 sqft
2021-05-01 0 days 1,461 sqft
2021-06-01 0 days 1,531 sqft
2021-07-01 0 days 1,491 sqft
2021-08-01 0 days 1,454 sqft
2021-09-01 0 days 1,474 sqft
2021-10-01 0 days 1,540 sqft
2021-11-01 0 days 1,540 sqft
2021-12-01 0 days 1,495 sqft
2022-01-01 0 days 1,496 sqft
2022-02-01 0 days 1,616 sqft
2022-03-01 0 days 1,275 sqft
2022-04-01 0 days 1,311 sqft
2022-05-01 0 days 1,358 sqft
2022-06-01 0 days 1,437 sqft
2022-07-01 0 days 1,540 sqft
2022-08-01 0 days 1,540 sqft
2022-09-01 0 days 1,562 sqft
2022-10-01 0 days 1,603 sqft
2022-11-01 0 days 1,726 sqft
2022-12-01 0 days 1,935 sqft
2023-01-01 0 days 1,704 sqft
2023-02-01 0 days 1,740 sqft
2023-03-01 0 days 1,824 sqft
2023-04-01 0 days 1,824 sqft
2023-05-01 0 days 1,902 sqft
2023-06-01 0 days 1,882 sqft
2023-07-01 0 days 1,852 sqft
2023-08-01 0 days 1,875 sqft
2023-09-01 0 days 1,792 sqft
2023-10-01 0 days 1,634 sqft
Beatrice's median listing age (time on market) for 2023-10-01 was 0 days.

Beatrice's median square footage for active listings during the 2023-10-01 period was 1,634 sqft. One year prior, the average listing was 1,603 sqft.

Beatrice, NE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 287 $48,605,000 $169,355
Refi 82 $13,000,000 $158,537
Cash Out Refi 75 $11,315,000 $150,867
Home Improvement 44 $2,470,000 $56,136
Other 25 $1,485,000 $59,400

Beatrice's most frequently cited loan purpose was Home Purchase, with 287 originations. The 2nd most popular reason was Refi, with 82 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 125 $19,785,000 $158,280
4-5% 100 $14,900,000 $149,000
3-4% 88 $14,420,000 $163,864
6-7% 56 $7,270,000 $129,821
7-8% 28 $2,950,000 $105,357
<2.5% 20 $1,190,000 $59,500
2.5-3% 18 $3,770,000 $209,444
Over 8% 8 $450,000 $56,250

During 2022, Beatrice's most frequently originated rate bucket was 5-6%, with 125 originations.

Loan Sizing (Beatrice, NE MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 200 $28,800,000 $144,000
$100,000 or less 195 $10,045,000 $51,513
$200k-400k 93 $24,135,000 $259,516
$400k-600k 21 $10,165,000 $484,048
$600k-1000k 2 $1,260,000 $630,000
$Over $1MM 2 $2,470,000 $1,235,000

Beatrice's loan sizing saw the bucket of loans from $100k-200k with 200 originations, totaling $28,800,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 196 $34,420,000 $175,612
60-80% 115 $18,915,000 $164,478
40-60% 49 $6,355,000 $129,694
Under 20% 47 $1,185,000 $25,213
20-40% 30 $2,080,000 $69,333
Over 100% 4 $1,650,000 $412,500

Beatrice's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 196 originations, totaling $34,420,000 in origination value.