Beatrice Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Beatrice averaged 6.59% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.78% and one month ago for the week of 2024-11-07, the average rate was 6.68%.

    Beatrice's average rate one year ago was 7.02%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Beatrice 30 Year Fixed Rate 2024-12-12 6.59%
    Beatrice 30 Year Fixed Rate Refi 2024-12-12 6.5%
    Beatrice 15 Year Fixed Rate 2024-12-12 5.64%
    Beatrice 15 Year Fixed Rate Refi 2024-12-12 6.54%
    Beatrice 30 Year FHA 2024-12-12 6.48%
    Beatrice 30 Year FHA Refi 2024-12-12 6.38%
    Beatrice 30 Year USDA 2024-12-12 6.1%
    Beatrice 30 Year USDA Refi 2024-12-12 6.5%
    Beatrice 30 Year VA 2024-12-12 5.98%
    Beatrice 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Beatrice, NE.

    Beatrice Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Beatrice, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Union Bank and Trust Company 12 6.36% $2,689
    First National Bank of Omaha 9 6.69% $2,739
    QUICKEN LOANS, LLC 6 6.75% $5,054
    U.S. Bank 6 6.90% $2,274
    GERSHMAN INVESTMENT CORP. 5 7.03% $2,627
    Security First Bank 5 6.85% $1,972
    Pinnacle Bank 4 6.69% $2,635
    CHARTER WEST BANK 4 6.75% $2,719
    Lincoln FSB of Nebraska 3 6.71% $2,166
    BMO Harris Bank 2 7.00% $3,417
    CMG MORTGAGE, INC. 2 7.00% $3,215
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.06% $3,114
    Regent Financial Group, Inc. 2 6.63% $5,810
    Wells Fargo Bank 2 6.88% $4,856
    GUILD MORTGAGE COMPANY 1 7.63% $2,368
    JPMorgan Chase Bank 1 7.38% $2,899
    LIBERTY FIRST 1 7.00% $2,799
    First Interstate Bank 1 6.88% $2,716
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $12,270
    NAVY FEDERAL CREDIT UNION 1 8.00% $1,928
    NEWREZ LLC 1 6.50% $6,767
    Paramount Residential Mortgage Group, Inc. 1 7.99% $7,204
    Financial Funding Solutions, Inc. 1 6.99% $2,336
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $3,748
    CORNHUSKER BANK 1 5.63% $2,215
    West Gate Bank 1 6.88% $2,789
    Core Bank 1 6.75% $2,222
    SIOUXLAND FEDERAL CREDIT UNION 1 6.63% $4,185
    Cobalt Credit Union 1 5.63% $2,283
    United Fidelity Funding Corp. 1 6.99% $3,625
    UNITED WHOLESALE MORTGAGE, LLC 1 7.50% $4,934
    USAA Federal Savings Bank 1 5.88% $4,692
    Citizens Bank 1 6.75% $3,711
    Frontier Bank 1 6.13% $1,425
    Flagstar Bank, FSB 1 7.25% $6,040

    Beatrice Average Closing Costs & Other Stats

    Beatrice, NE's 35 lenders originated 377 loans during 2023. The total origination value was $58,355,000, with an average loan value of $154,788.

    Beatrice's average closing costs are $3,642.

    The top Beatrice lender as defined by loan originations is Union Bank and Trust Company, with 12 loans originated. Their average total fees are $2,689, which is $49 lower than the next largest lender, First National Bank of Omaha.

    The lowest fee Beatrice lenders (with over 10 loans originated) are Union Bank and Trust Company ($2,689), .

    The lowest rate Beatrice lenders (with over 10 loans originated) are Union Bank and Trust Company (6.36%), .

    Beatrice, NE Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Pinnacle Bank $8,040,000 $6,075,000 -24.4% 10.4%
    First National Bank of Omaha $6,135,000 $5,265,000 -14.2% 9.0%
    Lincoln FSB of Nebraska $3,765,000 $5,035,000 33.7% 8.6%
    Union Bank and Trust Company $2,455,000 $4,660,000 89.8% 8.0%
    First State Bank Nebraska $8,270,000 $3,145,000 -62.0% 5.4%
    Security First Bank $4,005,000 $2,710,000 -32.3% 4.6%
    QUICKEN LOANS, LLC $3,915,000 $2,475,000 -36.8% 4.2%
    CHARTER WEST BANK $2,825,000 $2,060,000 -27.1% 3.5%
    LIBERTY FIRST $1,110,000 $1,890,000 70.3% 3.2%
    GERSHMAN INVESTMENT CORP. $2,935,000 $1,850,000 -37.0% 3.2%
    Mortgage Research Center, LLC $3,165,000 $1,845,000 -41.7% 3.2%
    CITY BANK & TRUST CO. $1,420,000 n/a 2.4%
    FirstBank of Nebraska $1,720,000 $1,375,000 -20.1% 2.4%
    U.S. Bank $2,560,000 $1,255,000 -51.0% 2.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $85,000 $990,000 1,064.7% 1.7%
    Regent Financial Group, Inc. $445,000 $980,000 120.2% 1.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $570,000 $725,000 27.2% 1.2%
    CMG MORTGAGE, INC. $1,985,000 $680,000 -65.7% 1.2%
    Wells Fargo Bank $655,000 $635,000 -3.1% 1.1%
    PENNYMAC LOAN SERVICES, LLC $225,000 $555,000 146.7% 1.0%
    AMERISAVE MORTGAGE CORPORATION $820,000 $530,000 -35.4% 0.9%
    First Savings Bank $1,950,000 $525,000 -73.1% 0.9%
    West Gate Bank $1,380,000 $500,000 -63.8% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $715,000 $455,000 -36.4% 0.8%
    United Fidelity Funding Corp. $310,000 $450,000 45.2% 0.8%
    NAVY FEDERAL CREDIT UNION $85,000 $445,000 423.5% 0.8%
    First Interstate Bank $310,000 $415,000 33.9% 0.7%
    BMO Harris Bank $410,000 n/a 0.7%
    Prosperity Home Mortgage, LLC $640,000 $400,000 -37.5% 0.7%
    Financial Funding Solutions, Inc. $165,000 $385,000 133.3% 0.7%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $370,000 n/a 0.6%
    NEWREZ LLC $165,000 $370,000 124.2% 0.6%
    Flagstar Bank, FSB $1,360,000 $335,000 -75.4% 0.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $315,000 n/a 0.5%
    First Bank $1,095,000 $315,000 -71.2% 0.5%
    MORIA DEVELOPMENT, INC. $495,000 $285,000 -42.4% 0.5%
    The Federal Savings Bank $610,000 $275,000 -54.9% 0.5%
    CORNHUSKER BANK $755,000 $265,000 -64.9% 0.5%
    Citizens Bank $260,000 n/a 0.4%
    Discover Bank $125,000 $235,000 88.0% 0.4%
    Paramount Residential Mortgage Group, Inc. $230,000 n/a 0.4%
    Core Bank $225,000 n/a 0.4%
    Nebraska Bank of Commerce $225,000 n/a 0.4%
    SIOUXLAND FEDERAL CREDIT UNION $225,000 n/a 0.4%
    Access Bank $220,000 n/a 0.4%
    USAA Federal Savings Bank $640,000 $215,000 -66.4% 0.4%
    FIRST STATE MORTGAGE SERVICES, LLC $195,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $115,000 $195,000 69.6% 0.3%
    CENTENNIAL LENDING, LLC $625,000 $185,000 -70.4% 0.3%
    GUILD MORTGAGE COMPANY $320,000 $185,000 -42.2% 0.3%
    BROKER SOLUTIONS, INC. $565,000 $180,000 -68.1% 0.3%
    Farm Credit Mid-America, ACA $340,000 $155,000 -54.4% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $155,000 n/a 0.3%
    LOANDEPOT.COM, LLC $650,000 $155,000 -76.2% 0.3%
    Northwest Bank $155,000 n/a 0.3%
    American Mortgage Bank, LLC $145,000 n/a 0.2%
    Frontier Bank $145,000 n/a 0.2%
    JPMorgan Chase Bank $270,000 $115,000 -57.4% 0.2%
    Coastal Community Bank $100,000 n/a 0.2%
    Figure Lending LLC $80,000 $100,000 25.0% 0.2%
    Cobalt Credit Union $100,000 $85,000 -15.0% 0.1%
    Midwest Bank $90,000 $75,000 -16.7% 0.1%
    State Bank of Table Rock $65,000 n/a 0.1%
    LPS Employees Federal Credit Union $60,000 n/a 0.1%
    FirsTier Bank $55,000 n/a 0.1%
    SPRING EQ, LLC $45,000 n/a 0.1%
    Bank of America $195,000 $35,000 -82.1% 0.1%
    Bank of the West $430,000 $35,000 -91.9% 0.1%
    Deere Employees Credit Union $15,000 n/a 0.0%

    Beatrice's top lender by overall market share is Pinnacle Bank, with 10.4% market share. In second place, with 9.0%, is First National Bank of Omaha, having originated $5,265,000 in loans. In third place, with 8.6%, is Lincoln FSB of Nebraska, having originated $5,035,000 in loans. In fourth place, with 8.0%, is Union Bank and Trust Company, having originated $4,660,000 in loans. In fifth place, with 5.4%, is First State Bank Nebraska, having originated $3,145,000 in loans.

    Beatrice Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Beatrice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,500 (9.1%) $143,248 (6.7%) 0.00 70
    2018-02-01 $126,475 (-1.6%) $152,864 (3.2%) 0.00 64
    2018-03-01 $139,900 (4.0%) $178,202 (24.2%) 0.00 76
    2018-04-01 $165,700 (21.0%) $180,268 (10.8%) 0.00 92
    2018-05-01 $170,800 (8.9%) $181,559 (1.2%) 0.00 96
    2018-06-01 $173,500 (16.3%) $176,623 (5.5%) 0.00 96
    2018-07-01 $166,800 (15.1%) $164,285 (-0.4%) 0.00 103
    2018-08-01 $159,974 (12.3%) $158,843 (-0.5%) 0.00 99
    2018-09-01 $147,500 (1.8%) $143,480 (-8.0%) 0.00 103
    2018-10-01 $144,750 (20.4%) $147,505 (-1.3%) 0.00 106
    2018-11-01 $129,900 (13.0%) $151,788 (5.0%) 0.00 106
    2018-12-01 $139,700 (19.0%) $161,531 (17.7%) 0.00 107
    2019-01-01 $139,125 (16.4%) $165,203 (15.3%) 0.00 86
    2019-02-01 $134,700 (6.5%) $158,704 (3.8%) 0.00 92
    2019-03-01 $132,550 (-5.3%) $152,713 (-14.3%) 0.00 84
    2019-04-01 $129,975 (-21.6%) $148,663 (-17.5%) 0.00 72
    2019-05-01 $128,075 (-25.0%) $155,537 (-14.3%) 0.00 62
    2019-06-01 $154,900 (-10.7%) $168,456 (-4.6%) 0.00 64
    2019-07-01 $183,700 (10.1%) $186,165 (13.3%) 0.00 57
    2019-08-01 $171,561 (7.2%) $194,886 (22.7%) 0.00 58
    2019-09-01 $162,653 (10.3%) $210,789 (46.9%) 0.00 62
    2019-10-01 $158,302 (9.4%) $211,714 (43.5%) 0.00 65
    2019-11-01 $155,750 (19.9%) $186,255 (22.7%) 0.00 75
    2019-12-01 $144,950 (3.8%) $172,296 (6.7%) 0.00 70
    2020-01-01 $144,175 (3.6%) $167,580 (1.4%) 0.00 66
    2020-02-01 $139,700 (3.7%) $176,373 (11.1%) 0.00 62
    2020-03-01 $149,675 (12.9%) $185,137 (21.2%) 0.00 65
    2020-04-01 $148,438 (14.2%) $184,835 (24.3%) 0.00 62
    2020-05-01 $182,200 (42.3%) $193,529 (24.4%) 0.00 58
    2020-06-01 $191,900 (23.9%) $201,019 (19.3%) 0.00 39
    2020-07-01 $152,400 (-17.0%) $199,064 (6.9%) 0.00 43
    2020-08-01 $185,000 (7.8%) $219,532 (12.7%) 0.00 40
    2020-09-01 $153,475 (-5.6%) $191,731 (-9.0%) 0.00 48
    2020-10-01 $137,900 (-12.9%) $178,763 (-15.6%) 0.00 38
    2020-11-01 $138,700 (-11.0%) $174,742 (-6.2%) 0.00 37
    2020-12-01 $146,444 (1.0%) $183,600 (6.6%) 0.00 34
    2021-01-01 $134,000 (-7.1%) $183,004 (9.2%) 0.00 27
    2021-02-01 $133,950 (-4.1%) $184,621 (4.7%) 0.00 30
    2021-03-01 $133,250 (-11.0%) $170,038 (-8.2%) 0.00 31
    2021-04-01 $126,000 (-15.1%) $164,794 (-10.8%) 0.00 27
    2021-05-01 $126,000 (-30.9%) $196,689 (1.6%) 0.00 26
    2021-06-01 $153,975 (-19.8%) $229,279 (14.1%) 0.00 26
    2021-07-01 $126,000 (-17.3%) $195,362 (-1.9%) 0.00 35
    2021-08-01 $138,500 (-25.1%) $199,906 (-8.9%) 0.00 37
    2021-09-01 $136,500 (-11.1%) $214,609 (11.9%) 0.00 33
    2021-10-01 $154,450 (12.0%) $218,346 (22.1%) 0.00 20
    2021-11-01 $156,950 (13.2%) $201,693 (15.4%) 0.00 21
    2021-12-01 $145,925 (-0.4%) $169,447 (-7.7%) 0.00 20
    2022-01-01 $154,000 (14.9%) $188,535 (3.0%) 0.00 18
    2022-02-01 $167,000 (24.7%) $186,622 (1.1%) 0.00 17
    2022-03-01 $140,950 (5.8%) $173,487 (2.0%) 0.00 22
    2022-04-01 $139,900 (11.0%) $167,497 (1.6%) 0.00 28
    2022-05-01 $158,725 (26.0%) $192,918 (-1.9%) 0.00 41
    2022-06-01 $166,500 (8.1%) $206,556 (-9.9%) 0.00 43
    2022-07-01 $172,200 (36.7%) $214,617 (9.9%) 0.00 50
    2022-08-01 $162,450 (17.3%) $203,943 (2.0%) 0.00 44
    2022-09-01 $203,450 (49.1%) $230,399 (7.4%) 0.00 38
    2022-10-01 $199,000 (28.8%) $249,059 (14.1%) 0.00 41
    2022-11-01 $250,000 (59.3%) $265,612 (31.7%) 0.00 44
    2022-12-01 $247,000 (69.3%) $269,893 (59.3%) 0.00 42
    2023-01-01 $252,425 (63.9%) $271,321 (43.9%) 0.00 37
    2023-02-01 $283,750 (69.9%) $284,001 (52.2%) 0.00 26
    2023-03-01 $251,200 (78.2%) $287,826 (65.9%) 0.00 28
    2023-04-01 $299,450 (114.1%) $313,644 (87.3%) 0.00 26
    2023-05-01 $287,425 (81.1%) $305,792 (58.5%) 0.00 28
    2023-06-01 $294,900 (77.1%) $324,970 (57.3%) 0.00 31
    2023-07-01 $222,250 (29.1%) $272,961 (27.2%) 0.00 34
    2023-08-01 $209,450 (28.9%) $267,998 (31.4%) 0.00 33
    2023-09-01 $197,498 (-2.9%) $262,872 (14.1%) 0.00 28
    2023-10-01 $175,975 (-11.6%) $253,889 (1.9%) 0.00 36
    2023-11-01 $226,000 (-9.6%) $246,197 (-7.3%) 0.00 43
    2023-12-01 $228,000 (-7.7%) $229,693 (-14.9%) 0.00 44
    2024-01-01 $230,000 (-8.9%) $246,869 (-9.0%) 0.00 33
    2024-02-01 $232,250 (-18.2%) $235,024 (-17.3%) 0.00 24
    2024-03-01 $194,950 (-22.4%) $233,926 (-18.7%) 0.00 20
    2024-04-01 $207,475 (-30.7%) $291,378 (-7.1%) 0.00 21
    2024-05-01 $256,175 (-10.9%) $396,502 (29.7%) 0.00 22
    2024-06-01 $247,000 (-16.2%) $328,340 (1.0%) 0.00 31
    2024-07-01 $248,450 (11.8%) $314,026 (15.0%) 0.00 43
    2024-08-01 $247,250 (18.1%) $311,469 (16.2%) 0.00 51
    2024-09-01 $272,250 (37.9%) $324,525 (23.5%) 0.00 56
    2024-10-01 $246,500 (40.1%) $301,415 (18.7%) 0.00 55
    2024-11-01 $247,450 (9.5%) $296,997 (20.6%) 0.00 65
    Beatrice's median listing price for 2024-11-01 was $247,450, a difference of $21,450 (9.5%) versus the prior year and $950 versus the prior month.

    Beatrice's median listing price comes in at 0% of the national average.

    Beatrice's average listing price for 2024-11-01 was $296,997, a difference of $50,800 (20.6%) versus the prior year and $-4,418 versus the prior month.

    For the 2024-11-01 period, Beatrice had 65 MLS listings, a difference of 10 listings (18%) versus the prior month and 22 listings (51%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Beatrice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,537 sqft
    2018-02-01 0 days 1,546 sqft
    2018-03-01 0 days 1,553 sqft
    2018-04-01 0 days 1,536 sqft
    2018-05-01 0 days 1,530 sqft
    2018-06-01 0 days 1,536 sqft
    2018-07-01 0 days 1,602 sqft
    2018-08-01 0 days 1,599 sqft
    2018-09-01 0 days 1,536 sqft
    2018-10-01 0 days 1,536 sqft
    2018-11-01 0 days 1,574 sqft
    2018-12-01 0 days 1,588 sqft
    2019-01-01 0 days 1,602 sqft
    2019-02-01 0 days 1,576 sqft
    2019-03-01 0 days 1,559 sqft
    2019-04-01 0 days 1,565 sqft
    2019-05-01 0 days 1,591 sqft
    2019-06-01 0 days 1,730 sqft
    2019-07-01 0 days 1,656 sqft
    2019-08-01 0 days 1,710 sqft
    2019-09-01 0 days 1,790 sqft
    2019-10-01 0 days 1,844 sqft
    2019-11-01 0 days 1,640 sqft
    2019-12-01 0 days 1,650 sqft
    2020-01-01 0 days 1,674 sqft
    2020-02-01 0 days 1,843 sqft
    2020-03-01 0 days 1,825 sqft
    2020-04-01 0 days 1,855 sqft
    2020-05-01 0 days 1,730 sqft
    2020-06-01 0 days 1,824 sqft
    2020-07-01 0 days 1,568 sqft
    2020-08-01 0 days 1,736 sqft
    2020-09-01 0 days 1,762 sqft
    2020-10-01 0 days 1,485 sqft
    2020-11-01 0 days 1,466 sqft
    2020-12-01 0 days 1,471 sqft
    2021-01-01 0 days 1,464 sqft
    2021-02-01 0 days 1,616 sqft
    2021-03-01 0 days 1,537 sqft
    2021-04-01 0 days 1,299 sqft
    2021-05-01 0 days 1,461 sqft
    2021-06-01 0 days 1,531 sqft
    2021-07-01 0 days 1,491 sqft
    2021-08-01 0 days 1,454 sqft
    2021-09-01 0 days 1,474 sqft
    2021-10-01 0 days 1,540 sqft
    2021-11-01 0 days 1,540 sqft
    2021-12-01 0 days 1,495 sqft
    2022-01-01 0 days 1,496 sqft
    2022-02-01 0 days 1,616 sqft
    2022-03-01 0 days 1,275 sqft
    2022-04-01 0 days 1,311 sqft
    2022-05-01 0 days 1,358 sqft
    2022-06-01 0 days 1,437 sqft
    2022-07-01 0 days 1,540 sqft
    2022-08-01 0 days 1,540 sqft
    2022-09-01 0 days 1,562 sqft
    2022-10-01 0 days 1,603 sqft
    2022-11-01 0 days 1,726 sqft
    2022-12-01 0 days 1,935 sqft
    2023-01-01 0 days 1,704 sqft
    2023-02-01 0 days 1,740 sqft
    2023-03-01 0 days 1,824 sqft
    2023-04-01 0 days 1,824 sqft
    2023-05-01 0 days 1,902 sqft
    2023-06-01 0 days 1,882 sqft
    2023-07-01 0 days 1,852 sqft
    2023-08-01 0 days 1,875 sqft
    2023-09-01 0 days 1,792 sqft
    2023-10-01 0 days 1,634 sqft
    2023-11-01 0 days 1,656 sqft
    2023-12-01 0 days 1,530 sqft
    2024-01-01 0 days 1,657 sqft
    2024-02-01 0 days 1,669 sqft
    2024-03-01 0 days 1,506 sqft
    2024-04-01 0 days 1,674 sqft
    2024-05-01 0 days 1,886 sqft
    2024-06-01 0 days 1,730 sqft
    2024-07-01 0 days 1,733 sqft
    2024-08-01 0 days 1,576 sqft
    2024-09-01 0 days 1,778 sqft
    2024-10-01 0 days 1,727 sqft
    2024-11-01 0 days 1,788 sqft
    Beatrice's median listing age (time on market) for 2024-11-01 was 0 days.

    Beatrice's median square footage for active listings during the 2024-11-01 period was 1,788 sqft. One year prior, the average listing was 1,656 sqft.

    Beatrice, NE Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 248 $45,190,000 $182,218
    Refi 41 $4,975,000 $121,341
    Cash Out Refi 35 $5,575,000 $159,286
    Other 29 $1,495,000 $51,552
    Home Improvement 24 $1,120,000 $46,667

    Beatrice's most frequently cited loan purpose was Home Purchase, with 248 originations. The 2nd most popular reason was Refi, with 41 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 131 $25,995,000 $198,435
    7-8% 96 $13,510,000 $140,729
    Over 8% 42 $2,470,000 $58,810
    5-6% 39 $8,225,000 $210,897
    <2.5% 15 $95,000 $6,333

    During 2023, Beatrice's most frequently originated rate bucket was 6-7%, with 131 originations.

    Loan Sizing (Beatrice, NE MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 154 $7,520,000 $48,831
    $100k-200k 126 $18,910,000 $150,079
    $200k-400k 75 $20,105,000 $268,067
    $400k-600k 15 $7,305,000 $487,000
    $600k-1000k 7 $4,515,000 $645,000

    Beatrice's loan sizing saw the bucket of loans from $100,000 or less with 154 originations, totaling $7,520,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 146 $29,860,000 $204,521
    60-80% 61 $11,965,000 $196,148
    Under 20% 60 $2,110,000 $35,167
    20-40% 35 $2,745,000 $78,429
    40-60% 19 $3,485,000 $183,421
    Over 100% 1 $125,000 $125,000

    Beatrice's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 146 originations, totaling $29,860,000 in origination value.