Usx Federal Credit Union Mortgage Rates, Fees & Info
Cranberry Twp., PALEI: 254900PQN88DET52I724
Tax ID: 25-0970756
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Usx Federal Credit Union is a smaller credit union specializing in Refi loans. Usx Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Pittsburgh, Findlay, New Castle, Allentown, and Philadelphia among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Usx Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
143Origination Dollar Volume (All Markets)
$13,945,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PITTSBURGH, PA (FHA|USDA|VA) | 124 | $12,190,000 | $98,306 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $650,000 | $108,333 | $0 | 0.00% |
| Findlay, OH (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 0.00% |
| New Castle, PA (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 143 | $13,945,000 | $97,517 | $0 | 0.00% |
For 2021, Usx Federal Credit Union's most frequently originated type of loan was Conventional, with 143 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 111 | $12,275,000 | $110,586 | $0 | 0.00% |
| Home Improvement | 20 | $1,030,000 | $51,500 | $0 | 0.00% |
| Other | 12 | $640,000 | $53,333 | $0 | 0.00% |
For 2021, Usx Federal Credit Union's most frequently cited loan purpose was Refi, with 111 originations. The 2nd most popular reason was Home Improvement, with 20 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 143 | $13,945,000 | $97,517 | $0 | 0.00% |
For 2021, Usx Federal Credit Union's most frequently cited loan duration was Other, with 143 originations.
Loan Sizing
2021 saw Usx Federal Credit Union place emphasis on $100,000 or less loans with 86 originations, totaling $5,240,000 in origination value.
Applicant Income
Usx Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 37 originations. The second most popular income band? $50k-75k, with 35 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 143 | $13,945,000 | $97,517 | $0 | 0.00% |
Usx Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 143 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.02%
Usx Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination88.11%
Usx Federal Credit Union has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 143 | $13,945,000 | $97,517 |