New Castle Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in New Castle averaged
7.33%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.39% and
one month ago for the week of 2026-10-01, the
average rate was 7.23%.
New Castle's average rate one year ago was 6.12%.
For refis of the same type during the week of 2026-11-05, the average rate
was 8.25%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| New Castle 30 Year Fixed Rate | 2026-11-05 | 7.33% |
| New Castle 30 Year Fixed Rate Refi | 2026-11-05 | 8.25% |
| New Castle 15 Year Fixed Rate | 2026-11-05 | 6.77% |
| New Castle 15 Year Fixed Rate Refi | 2026-11-05 | 6.97% |
| New Castle 30 Year FHA | 2026-11-05 | 6.95% |
| New Castle 30 Year FHA Refi | 2026-11-05 | 6.83% |
| New Castle 30 Year USDA | 2026-11-05 | 7% |
| New Castle 30 Year USDA Refi | 2026-11-05 | 7% |
| New Castle 30 Year VA | 2026-11-05 | 6.86% |
| New Castle 30 Year VA Refi | 2026-11-05 | 6.66% |
New Castle Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the New Castle, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
New Castle Average Closing Costs & Other Stats
New Castle, PA's 84 lenders originated 1,845
loans during 2025. The total origination value was $261,435,000, with an average loan value of
$141,699.
New Castle's average closing costs are $5,363.
The top New Castle lender as defined by loan originations is QUICKEN LOANS, LLC, with
67 loans originated. Their average total fees are
$6,020, which is $1,303
higher than the next largest lender,
PNC Bank.
The lowest fee New Castle lenders (with over 10 loans originated) are
Union Savings Bank ($4,238), The Huntington National Bank ($4,459), PNC Bank ($4,717), HOWARD HANNA FINANCIAL SERVICES, INC. ($4,925) and First National Bank of Pennsylvania ($5,116).
The lowest rate New Castle lenders (with over 10 loans originated) are
PNC Bank (6.44%), HOWARD HANNA FINANCIAL SERVICES, INC. (6.47%), Union Savings Bank (6.53%), First National Bank of Pennsylvania (6.57%) and UNITED WHOLESALE MORTGAGE, LLC (6.63%).
New Castle, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| The Huntington National Bank | $27,360,000 | $24,120,000 | -11.8% | 9.2% |
| QUICKEN LOANS, LLC | $18,930,000 | $23,465,000 | 24.0% | 9.0% |
| First National Bank of Pennsylvania | $11,800,000 | $20,345,000 | 72.4% | 7.8% |
| PNC Bank | $9,960,000 | $16,090,000 | 61.5% | 6.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $10,135,000 | $12,495,000 | 23.3% | 4.8% |
| First Commonwealth Bank | $9,320,000 | $11,740,000 | 26.0% | 4.5% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $7,785,000 | $10,195,000 | 31.0% | 3.9% |
| WesBanco | $5,675,000 | $9,640,000 | 69.9% | 3.7% |
| Union Savings Bank | $7,885,000 | $8,375,000 | 6.2% | 3.2% |
| Mortgage Research Center, LLC | $6,510,000 | $6,940,000 | 6.6% | 2.7% |
| WALKER & DUNLOP, LLC | $4,045,000 | $6,235,000 | 54.1% | 2.4% |
| Ixonia Bank | $5,535,000 | $6,105,000 | 10.3% | 2.3% |
| MOVEMENT MORTGAGE, LLC | $4,460,000 | $3,855,000 | -13.6% | 1.5% |
| Citizens Bank | $3,955,000 | $3,690,000 | -6.7% | 1.4% |
| ALLIED MORTGAGE GROUP, INC. | $3,895,000 | $3,625,000 | -6.9% | 1.4% |
| Greenville Savings Bank | $1,890,000 | $2,905,000 | 53.7% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $1,730,000 | $2,750,000 | 59.0% | 1.1% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $1,455,000 | $2,305,000 | 58.4% | 0.9% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $1,255,000 | $2,270,000 | 80.9% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $385,000 | $2,185,000 | 467.5% | 0.8% |
| LENDINGHOME FUNDING CORPORATION | $1,225,000 | $2,130,000 | 73.9% | 0.8% |
| UNION HOME MORTGAGE CORP. | $840,000 | $2,125,000 | 153.0% | 0.8% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | $3,160,000 | $1,995,000 | -36.9% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,180,000 | $1,860,000 | 57.6% | 0.7% |
| Victorian Finance, LLC | $1,260,000 | $1,805,000 | 43.3% | 0.7% |
| Clearview Federal Credit Union | $1,220,000 | $1,740,000 | 42.6% | 0.7% |
| NEWREZ LLC | $540,000 | $1,700,000 | 214.8% | 0.7% |
| Dollar Bank, Federal Savings Bank | $1,710,000 | $1,660,000 | -2.9% | 0.6% |
| S&T Bank | $2,240,000 | $1,620,000 | -27.7% | 0.6% |
| PLANET HOME LENDING, LLC | $230,000 | $1,560,000 | 578.3% | 0.6% |
| SOMERSET TRUST COMPANY | $205,000 | $1,540,000 | 651.2% | 0.6% |
| BROKER SOLUTIONS, INC. | $885,000 | $1,525,000 | 72.3% | 0.6% |
| EVANSVILLE TEACHERS | $1,485,000 | $1,500,000 | 1.0% | 0.6% |
| MidAtlantic Farm Credit, ACA | $675,000 | $1,455,000 | 115.6% | 0.6% |
| GUARANTEED RATE AFFINITY, LLC | $1,075,000 | $1,435,000 | 33.5% | 0.5% |
| Brentwood Bank | $1,345,000 | n/a | 0.5% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $245,000 | $1,305,000 | 432.7% | 0.5% |
| EQUITY RESOURCES, INC. | $840,000 | $1,270,000 | 51.2% | 0.5% |
| CARDINAL FINANCIAL | $1,190,000 | n/a | 0.5% | |
| AMERICAN FINANCIAL NETWORK, INC. | $480,000 | $1,145,000 | 138.5% | 0.4% |
| Elderton State Bank | $1,145,000 | n/a | 0.4% | |
| LOANDEPOT.COM, LLC | $870,000 | $1,130,000 | 29.9% | 0.4% |
| GUILD MORTGAGE COMPANY | $355,000 | $1,120,000 | 215.5% | 0.4% |
| STOCKTON MORTGAGE CORPORATION | $575,000 | $1,100,000 | 91.3% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,430,000 | $1,035,000 | -27.6% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $360,000 | $1,005,000 | 179.2% | 0.4% |
| Northwest Bank | $1,500,000 | $980,000 | -34.7% | 0.4% |
| InFirst Bank | $270,000 | $975,000 | 261.1% | 0.4% |
| DAS Acquisition Company, LLC | $360,000 | $955,000 | 165.3% | 0.4% |
| RF Renovo Management Company, LLC | $935,000 | n/a | 0.4% | |
| LAKEVIEW LOAN SERVICING, LLC | $880,000 | n/a | 0.3% | |
| AmeriHome Mortgage Company, LLC | $460,000 | $845,000 | 83.7% | 0.3% |
| JPMorgan Chase Bank | $245,000 | $845,000 | 244.9% | 0.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $1,770,000 | $830,000 | -53.1% | 0.3% |
| Seven Seventeen Credit Union | $515,000 | $830,000 | 61.2% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | $750,000 | 328.6% | 0.3% |
| EMM LOANS LLC | $745,000 | n/a | 0.3% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $710,000 | n/a | 0.3% | |
| JLB CORPORATION | $955,000 | $695,000 | -27.2% | 0.3% |
| Farmers Building and Savings Bank | $175,000 | $685,000 | 291.4% | 0.3% |
| The Farmers National Bank of Canfield | $515,000 | $670,000 | 30.1% | 0.3% |
| Washington Financial Bank | $665,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $1,470,000 | $660,000 | -55.1% | 0.3% |
| Marquette Savings Bank | $615,000 | n/a | 0.2% | |
| ARMCO CREDIT UNION | $930,000 | $600,000 | -35.5% | 0.2% |
| HOMESTEAD FUNDING CORP. | $155,000 | $600,000 | 287.1% | 0.2% |
| Coastal Community Bank | $315,000 | $570,000 | 81.0% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $105,000 | $565,000 | 438.1% | 0.2% |
| CMG MORTGAGE, INC. | $145,000 | $545,000 | 275.9% | 0.2% |
| ZILLOW HOME LOANS, LLC | $935,000 | $535,000 | -42.8% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $490,000 | $530,000 | 8.2% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $380,000 | $530,000 | 39.5% | 0.2% |
| Flagstar Bank, FSB | $1,435,000 | $515,000 | -64.1% | 0.2% |
| Morgan Stanley Private Bank | $515,000 | n/a | 0.2% | |
| Mercer County State Bank | $1,575,000 | $490,000 | -68.9% | 0.2% |
| Equity Prime Mortgage LLC | $1,240,000 | $485,000 | -60.9% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $455,000 | $485,000 | 6.6% | 0.2% |
| CNB Bank | $475,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $560,000 | $445,000 | -20.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $420,000 | $425,000 | 1.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $870,000 | $420,000 | -51.7% | 0.2% |
| North American Savings Bank, F.S.B. | $415,000 | n/a | 0.2% | |
| State Financial Network, LLC | $540,000 | $400,000 | -25.9% | 0.2% |
| Bank of England | $395,000 | n/a | 0.2% | |
| PLAZA HOME MORTGAGE, INC. | $1,140,000 | $385,000 | -66.2% | 0.1% |
| A&D Mortgage LLC | $375,000 | n/a | 0.1% | |
| SOUTHWEST FUNDING, LP | $375,000 | n/a | 0.1% | |
| U.S. Bank | $230,000 | $365,000 | 58.7% | 0.1% |
| Figure Lending LLC | $255,000 | $350,000 | 37.3% | 0.1% |
| First Federal Bank | $350,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $555,000 | $350,000 | -36.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $345,000 | $350,000 | 1.4% | 0.1% |
| 21ST MORTGAGE CORPORATION | $125,000 | $345,000 | 176.0% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $695,000 | $340,000 | -51.1% | 0.1% |
| PREMIA MORTGAGE, LLC | $325,000 | n/a | 0.1% | |
| Community Bank | $130,000 | $315,000 | 142.3% | 0.1% |
| Loan Simple, Inc. | $315,000 | n/a | 0.1% | |
| FEDERATED MORTGAGE CORP. | $245,000 | $300,000 | 22.4% | 0.1% |
| GSF Mortgage Corporation | $285,000 | n/a | 0.1% | |
| OCMBC, INC. | $255,000 | n/a | 0.1% | |
| The Federal Savings Bank | $255,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $250,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $240,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $440,000 | $235,000 | -46.6% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $175,000 | $225,000 | 28.6% | 0.1% |
| Discover Bank | $300,000 | $220,000 | -26.7% | 0.1% |
| MICHIGAN MUTUAL, INC. | $165,000 | $215,000 | 30.3% | 0.1% |
| Carrington Mortgage Services, LLC | $210,000 | $210,000 | 0.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $205,000 | n/a | 0.1% | |
| LOANPAL, LLC | $85,000 | $205,000 | 141.2% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,055,000 | $205,000 | -80.6% | 0.1% |
| TOWER | $205,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $200,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $115,000 | $195,000 | 69.6% | 0.1% |
| KeyBank | $195,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $115,000 | $185,000 | 60.9% | 0.1% |
| Homesale Mortgage, LLC | $185,000 | n/a | 0.1% | |
| S1L, Inc. | $175,000 | $185,000 | 5.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $180,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $170,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $170,000 | n/a | 0.1% | |
| Wells Fargo Bank | $555,000 | $170,000 | -69.4% | 0.1% |
| Ally Bank | $165,000 | n/a | 0.1% | |
| Bank of America | $265,000 | $160,000 | -39.6% | 0.1% |
| SPRING EQ, LLC | $65,000 | $160,000 | 146.2% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $155,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $370,000 | $155,000 | -58.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $125,000 | $155,000 | 24.0% | 0.1% |
| Prosperity Home Mortgage, LLC | $155,000 | n/a | 0.1% | |
| RAPID MORTGAGE COMPANY | $155,000 | n/a | 0.1% | |
| West-Aircomm Federal Credit Union | $140,000 | $155,000 | 10.7% | 0.1% |
| GUARANTEED RATE, INC. | $715,000 | $150,000 | -79.0% | 0.1% |
| CFSBANK | $1,155,000 | $145,000 | -87.4% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $125,000 | $145,000 | 16.0% | 0.1% |
| PHH Mortgage Corporation | $85,000 | $145,000 | 70.6% | 0.1% |
| BAY EQUITY LLC | $420,000 | $135,000 | -67.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $55,000 | $135,000 | 145.5% | 0.1% |
| Grove City Area Federal Credit Union | $505,000 | $135,000 | -73.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $135,000 | n/a | 0.1% | |
| SSB Bank | $75,000 | $135,000 | 80.0% | 0.1% |
| Truist | $85,000 | $135,000 | 58.8% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $125,000 | n/a | 0.0% | |
| FREEDOM UNITED FCU | $100,000 | $120,000 | 20.0% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $105,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $105,000 | n/a | 0.0% | |
| APOLLO TRUST COMPANY | $95,000 | n/a | 0.0% | |
| FIRST HERITAGE FINANCIAL, LLC | $230,000 | $95,000 | -58.7% | 0.0% |
| Sun East Federal Credit Union | $85,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $75,000 | n/a | 0.0% | |
| PATRIOT | $75,000 | n/a | 0.0% | |
| Service Federal Credit Union | $65,000 | n/a | 0.0% | |
| USX Federal Credit Union | $75,000 | $60,000 | -20.0% | 0.0% |
| Deere Employees Credit Union | $45,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $205,000 | $35,000 | -82.9% | 0.0% |
| Mercer County Community FCU | $35,000 | n/a | 0.0% | |
| New Alliance Federal Credit Union | $35,000 | n/a | 0.0% |
New Castle's top lender by overall market share is The Huntington National Bank, with 9.2% market share. In second place, with 9.0%, is QUICKEN LOANS, LLC, having originated $23,465,000 in loans. In third place, with 7.8%, is First National Bank of Pennsylvania, having originated $20,345,000 in loans. In fourth place, with 6.2%, is PNC Bank, having originated $16,090,000 in loans. In fifth place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $12,495,000 in loans.
New Castle Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - New Castle (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $85,000 (3.2%) | $131,829 (3.2%) | 0.00 | 447 |
| 2018-02-01 | $82,150 (1.5%) | $132,459 (2.0%) | 0.00 | 436 |
| 2018-03-01 | $79,900 (-7.3%) | $131,124 (-4.1%) | 0.00 | 445 |
| 2018-04-01 | $85,000 (-1.1%) | $139,475 (2.4%) | 0.00 | 445 |
| 2018-05-01 | $89,900 (9.6%) | $141,326 (3.1%) | 0.00 | 462 |
| 2018-06-01 | $89,900 (4.7%) | $143,533 (4.7%) | 0.00 | 480 |
| 2018-07-01 | $104,450 (16.2%) | $149,117 (5.4%) | 0.00 | 472 |
| 2018-08-01 | $113,100 (29.5%) | $149,620 (8.5%) | 0.00 | 504 |
| 2018-09-01 | $107,000 (19.9%) | $146,891 (8.0%) | 0.00 | 493 |
| 2018-10-01 | $104,700 (16.5%) | $146,333 (7.9%) | 0.00 | 488 |
| 2018-11-01 | $104,475 (16.2%) | $143,687 (4.1%) | 0.00 | 495 |
| 2018-12-01 | $99,900 (17.7%) | $144,266 (10.8%) | 0.00 | 479 |
| 2019-01-01 | $89,575 (5.4%) | $133,254 (1.1%) | 0.00 | 453 |
| 2019-02-01 | $89,925 (9.5%) | $131,838 (-0.5%) | 0.00 | 431 |
| 2019-03-01 | $93,329 (16.8%) | $135,395 (3.3%) | 0.00 | 428 |
| 2019-04-01 | $97,329 (14.5%) | $141,432 (1.4%) | 0.00 | 433 |
| 2019-05-01 | $96,975 (7.9%) | $140,645 (-0.5%) | 0.00 | 429 |
| 2019-06-01 | $99,500 (10.7%) | $145,916 (1.7%) | 0.00 | 428 |
| 2019-07-01 | $98,625 (-5.6%) | $140,602 (-5.7%) | 0.00 | 436 |
| 2019-08-01 | $98,318 (-13.1%) | $142,192 (-5.0%) | 0.00 | 441 |
| 2019-09-01 | $98,420 (-8.0%) | $145,129 (-1.2%) | 0.00 | 441 |
| 2019-10-01 | $98,500 (-5.9%) | $148,207 (1.3%) | 0.00 | 443 |
| 2019-11-01 | $99,500 (-4.8%) | $153,827 (7.1%) | 0.00 | 431 |
| 2019-12-01 | $98,125 (-1.8%) | $152,189 (5.5%) | 0.00 | 411 |
| 2020-01-01 | $99,000 (10.5%) | $152,590 (14.5%) | 0.00 | 388 |
| 2020-02-01 | $99,900 (11.1%) | $159,495 (21.0%) | 0.00 | 367 |
| 2020-03-01 | $109,950 (17.8%) | $161,231 (19.1%) | 0.00 | 370 |
| 2020-04-01 | $117,100 (20.3%) | $162,690 (15.0%) | 0.00 | 363 |
| 2020-05-01 | $115,000 (18.6%) | $158,747 (12.9%) | 0.00 | 355 |
| 2020-06-01 | $99,900 (0.4%) | $162,354 (11.3%) | 0.00 | 304 |
| 2020-07-01 | $127,450 (29.2%) | $170,420 (21.2%) | 0.00 | 284 |
| 2020-08-01 | $119,900 (22.0%) | $169,862 (19.5%) | 0.00 | 256 |
| 2020-09-01 | $129,900 (32.0%) | $174,588 (20.3%) | 0.00 | 250 |
| 2020-10-01 | $119,900 (21.7%) | $164,755 (11.2%) | 0.00 | 257 |
| 2020-11-01 | $112,675 (13.2%) | $164,559 (7.0%) | 0.00 | 252 |
| 2020-12-01 | $109,425 (11.5%) | $169,834 (11.6%) | 0.00 | 232 |
| 2021-01-01 | $116,500 (17.7%) | $167,125 (9.5%) | 0.00 | 189 |
| 2021-02-01 | $108,200 (8.3%) | $173,063 (8.5%) | 0.00 | 151 |
| 2021-03-01 | $142,000 (29.2%) | $192,914 (19.7%) | 0.00 | 127 |
| 2021-04-01 | $131,700 (12.5%) | $191,931 (18.0%) | 0.00 | 120 |
| 2021-05-01 | $149,950 (30.4%) | $198,547 (25.1%) | 0.00 | 119 |
| 2021-06-01 | $139,900 (40.0%) | $194,355 (19.7%) | 0.00 | 138 |
| 2021-07-01 | $139,950 (9.8%) | $195,531 (14.7%) | 0.00 | 153 |
| 2021-08-01 | $129,800 (8.3%) | $185,321 (9.1%) | 0.00 | 188 |
| 2021-09-01 | $123,050 (-5.3%) | $184,350 (5.6%) | 0.00 | 171 |
| 2021-10-01 | $129,900 (8.3%) | $187,752 (14.0%) | 0.00 | 181 |
| 2021-11-01 | $144,975 (28.7%) | $198,762 (20.8%) | 0.00 | 170 |
| 2021-12-01 | $129,925 (18.7%) | $192,915 (13.6%) | 0.00 | 157 |
| 2022-01-01 | $135,000 (15.9%) | $196,063 (17.3%) | 0.00 | 141 |
| 2022-02-01 | $143,450 (32.6%) | $205,674 (18.8%) | 0.00 | 121 |
| 2022-03-01 | $152,475 (7.4%) | $198,299 (2.8%) | 0.00 | 100 |
| 2022-04-01 | $149,900 (13.8%) | $185,213 (-3.5%) | 0.00 | 110 |
| 2022-05-01 | $173,200 (15.5%) | $209,154 (5.3%) | 0.00 | 113 |
| 2022-06-01 | $159,375 (13.9%) | $203,706 (4.8%) | 0.00 | 143 |
| 2022-07-01 | $149,400 (6.8%) | $194,467 (-0.5%) | 0.00 | 185 |
| 2022-08-01 | $149,900 (15.5%) | $199,762 (7.8%) | 0.00 | 187 |
| 2022-09-01 | $138,700 (12.7%) | $191,724 (4.0%) | 0.00 | 205 |
| 2022-10-01 | $139,000 (7.0%) | $188,970 (0.7%) | 0.00 | 223 |
| 2022-11-01 | $139,900 (-3.5%) | $193,151 (-2.8%) | 0.00 | 205 |
| 2022-12-01 | $137,500 (5.8%) | $259,181 (34.4%) | 0.00 | 201 |
| 2023-01-01 | $129,950 (-3.7%) | $267,641 (36.5%) | 0.00 | 183 |
| 2023-02-01 | $132,400 (-7.7%) | $200,973 (-2.3%) | 0.00 | 154 |
| 2023-03-01 | $129,900 (-14.8%) | $198,272 (0.0%) | 0.00 | 153 |
| 2023-04-01 | $139,950 (-6.6%) | $203,028 (9.6%) | 0.00 | 148 |
| 2023-05-01 | $139,925 (-19.2%) | $205,507 (-1.7%) | 0.00 | 148 |
| 2023-06-01 | $130,975 (-17.8%) | $198,084 (-2.8%) | 0.00 | 152 |
| 2023-07-01 | $147,200 (-1.5%) | $207,780 (6.9%) | 0.00 | 159 |
| 2023-08-01 | $145,375 (-3.0%) | $204,578 (2.4%) | 0.00 | 159 |
| 2023-09-01 | $145,000 (4.5%) | $204,311 (6.6%) | 0.00 | 153 |
| 2023-10-01 | $134,450 (-3.3%) | $187,599 (-0.7%) | 0.00 | 177 |
| 2023-11-01 | $137,200 (-1.9%) | $186,755 (-3.3%) | 0.00 | 187 |
| 2023-12-01 | $139,750 (1.6%) | $188,725 (-27.2%) | 0.00 | 178 |
| 2024-01-01 | $134,500 (3.5%) | $185,914 (-30.5%) | 0.00 | 180 |
| 2024-02-01 | $129,950 (-1.9%) | $184,148 (-8.4%) | 0.00 | 177 |
| 2024-03-01 | $135,000 (3.9%) | $186,475 (-6.0%) | 0.00 | 149 |
| 2024-04-01 | $154,900 (10.7%) | $193,403 (-4.7%) | 0.00 | 134 |
| 2024-05-01 | $159,900 (14.3%) | $216,699 (5.5%) | 0.00 | 121 |
| 2024-06-01 | $164,950 (25.9%) | $228,019 (15.1%) | 0.00 | 137 |
| 2024-07-01 | $159,900 (8.6%) | $221,410 (6.6%) | 0.00 | 174 |
| 2024-08-01 | $154,900 (6.6%) | $219,511 (7.3%) | 0.00 | 178 |
| 2024-09-01 | $149,900 (3.4%) | $202,939 (-0.7%) | 0.00 | 221 |
| 2024-10-01 | $134,999 (0.4%) | $200,150 (6.7%) | 0.00 | 222 |
| 2024-11-01 | $115,000 (-16.2%) | $183,583 (-1.7%) | 0.00 | 249 |
| 2024-12-01 | $110,000 (-21.3%) | $186,196 (-1.3%) | 0.00 | 247 |
New Castle's median listing price comes in at 0% of the national average.
New Castle's average listing price for 2024-12-01 was $186,196, a difference of $-2,529 (-1.3%) versus the prior year and $2,613 versus the prior month.
For the 2024-12-01 period, New Castle had 247 MLS listings, a difference of -2 listings (-1%) versus the prior month and 69 listings (39%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - New Castle (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,450 sqft |
| 2018-02-01 | 0 days | 1,450 sqft |
| 2018-03-01 | 0 days | 1,499 sqft |
| 2018-04-01 | 0 days | 1,560 sqft |
| 2018-05-01 | 0 days | 1,560 sqft |
| 2018-06-01 | 0 days | 1,560 sqft |
| 2018-07-01 | 0 days | 1,562 sqft |
| 2018-08-01 | 0 days | 1,544 sqft |
| 2018-09-01 | 0 days | 1,512 sqft |
| 2018-10-01 | 0 days | 1,518 sqft |
| 2018-11-01 | 0 days | 1,522 sqft |
| 2018-12-01 | 0 days | 1,480 sqft |
| 2019-01-01 | 0 days | 1,450 sqft |
| 2019-02-01 | 0 days | 1,467 sqft |
| 2019-03-01 | 0 days | 1,470 sqft |
| 2019-04-01 | 0 days | 1,466 sqft |
| 2019-05-01 | 0 days | 1,466 sqft |
| 2019-06-01 | 0 days | 1,483 sqft |
| 2019-07-01 | 0 days | 1,467 sqft |
| 2019-08-01 | 0 days | 1,459 sqft |
| 2019-09-01 | 0 days | 1,464 sqft |
| 2019-10-01 | 0 days | 1,468 sqft |
| 2019-11-01 | 0 days | 1,486 sqft |
| 2019-12-01 | 0 days | 1,474 sqft |
| 2020-01-01 | 0 days | 1,473 sqft |
| 2020-02-01 | 0 days | 1,490 sqft |
| 2020-03-01 | 0 days | 1,506 sqft |
| 2020-04-01 | 0 days | 1,536 sqft |
| 2020-05-01 | 0 days | 1,536 sqft |
| 2020-06-01 | 0 days | 1,524 sqft |
| 2020-07-01 | 0 days | 1,541 sqft |
| 2020-08-01 | 0 days | 1,536 sqft |
| 2020-09-01 | 0 days | 1,550 sqft |
| 2020-10-01 | 0 days | 1,494 sqft |
| 2020-11-01 | 0 days | 1,470 sqft |
| 2020-12-01 | 0 days | 1,462 sqft |
| 2021-01-01 | 0 days | 1,455 sqft |
| 2021-02-01 | 0 days | 1,471 sqft |
| 2021-03-01 | 0 days | 1,534 sqft |
| 2021-04-01 | 0 days | 1,520 sqft |
| 2021-05-01 | 0 days | 1,524 sqft |
| 2021-06-01 | 0 days | 1,512 sqft |
| 2021-07-01 | 0 days | 1,584 sqft |
| 2021-08-01 | 0 days | 1,500 sqft |
| 2021-09-01 | 0 days | 1,478 sqft |
| 2021-10-01 | 0 days | 1,495 sqft |
| 2021-11-01 | 0 days | 1,515 sqft |
| 2021-12-01 | 0 days | 1,478 sqft |
| 2022-01-01 | 0 days | 1,485 sqft |
| 2022-02-01 | 0 days | 1,490 sqft |
| 2022-03-01 | 0 days | 1,507 sqft |
| 2022-04-01 | 0 days | 1,466 sqft |
| 2022-05-01 | 0 days | 1,560 sqft |
| 2022-06-01 | 0 days | 1,504 sqft |
| 2022-07-01 | 0 days | 1,500 sqft |
| 2022-08-01 | 0 days | 1,524 sqft |
| 2022-09-01 | 0 days | 1,528 sqft |
| 2022-10-01 | 0 days | 1,472 sqft |
| 2022-11-01 | 0 days | 1,472 sqft |
| 2022-12-01 | 0 days | 1,405 sqft |
| 2023-01-01 | 0 days | 1,415 sqft |
| 2023-02-01 | 0 days | 1,427 sqft |
| 2023-03-01 | 0 days | 1,444 sqft |
| 2023-04-01 | 0 days | 1,456 sqft |
| 2023-05-01 | 0 days | 1,441 sqft |
| 2023-06-01 | 0 days | 1,464 sqft |
| 2023-07-01 | 0 days | 1,562 sqft |
| 2023-08-01 | 0 days | 1,584 sqft |
| 2023-09-01 | 0 days | 1,509 sqft |
| 2023-10-01 | 0 days | 1,440 sqft |
| 2023-11-01 | 0 days | 1,467 sqft |
| 2023-12-01 | 0 days | 1,488 sqft |
| 2024-01-01 | 0 days | 1,476 sqft |
| 2024-02-01 | 0 days | 1,464 sqft |
| 2024-03-01 | 0 days | 1,424 sqft |
| 2024-04-01 | 0 days | 1,480 sqft |
| 2024-05-01 | 0 days | 1,551 sqft |
| 2024-06-01 | 0 days | 1,452 sqft |
| 2024-07-01 | 0 days | 1,454 sqft |
| 2024-08-01 | 0 days | 1,456 sqft |
| 2024-09-01 | 0 days | 1,458 sqft |
| 2024-10-01 | 0 days | 1,458 sqft |
| 2024-11-01 | 0 days | 1,444 sqft |
| 2024-12-01 | 0 days | 1,443 sqft |
New Castle's median square footage for active listings during the 2024-12-01 period was 1,443 sqft. One year prior, the average listing was 1,488 sqft.
New Castle, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 769 | $140,105,000 | $182,191 |
| Refi | 339 | $51,845,000 | $152,935 |
| Home Improvement | 300 | $22,520,000 | $75,067 |
| Other | 232 | $16,090,000 | $69,353 |
| Cash Out Refi | 205 | $30,875,000 | $150,610 |
New Castle's most frequently cited loan purpose was Home Purchase, with 769 originations. The 2nd most popular reason was Refi, with 339 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 768 | $130,810,000 | $170,326 |
| 7-8% | 316 | $39,800,000 | $125,949 |
| Over 8% | 275 | $20,135,000 | $73,218 |
| 5-6% | 249 | $47,225,000 | $189,659 |
| <2.5% | 99 | $3,895,000 | $39,343 |
| 3-4% | 51 | $6,225,000 | $122,059 |
| 4-5% | 28 | $5,010,000 | $178,929 |
During 2025, New Castle's most frequently originated rate bucket was 6-7%, with 768 originations.
Loan Sizing (New Castle, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 820 | $43,250,000 | $52,744 |
| $100k-200k | 629 | $88,115,000 | $140,087 |
| $200k-400k | 334 | $90,420,000 | $270,719 |
| $400k-600k | 46 | $21,610,000 | $469,783 |
| $600k-1000k | 13 | $9,245,000 | $711,154 |
| $Over $1MM | 3 | $8,795,000 | $2,931,667 |
New Castle's loan sizing saw the bucket of loans from $100,000 or less with 820 originations, totaling $43,250,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 605 | $117,465,000 | $194,157 |
| 60-80% | 352 | $66,040,000 | $187,614 |
| 20-40% | 313 | $22,025,000 | $70,367 |
| Under 20% | 260 | $9,210,000 | $35,423 |
| 40-60% | 230 | $30,600,000 | $133,043 |
| Over 100% | 14 | $4,010,000 | $286,429 |
New Castle's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 605 originations, totaling $117,465,000 in origination value.