Findlay Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Findlay averaged 6.89% for the week of 2024-12-05, compared to the national average of 6.69% for the same period.

The average rate for the prior week (2024-11-27) was 7.11% and one month ago for the week of 2024-10-31, the average rate was 6.62%.

Findlay's average rate one year ago was 7.12%.

For refis of the same type during the week of 2024-12-05, the average rate was 6.59%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-05 6.69%
Findlay 30 Year Fixed Rate 2024-12-05 6.89%
Findlay 30 Year Fixed Rate Refi 2024-12-05 6.59%
Findlay 15 Year Fixed Rate 2024-12-05 6.16%
Findlay 15 Year Fixed Rate Refi 2024-12-05 6.06%
Findlay 30 Year FHA 2024-12-05 6.34%
Findlay 30 Year FHA Refi 2024-12-05 6.26%
Findlay 30 Year USDA 2024-12-05 6.23%
Findlay 30 Year USDA Refi 2024-12-05 6.23%
Findlay 30 Year VA 2024-12-05 6.34%
Findlay 30 Year VA Refi 2024-12-05 6.34%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Findlay, OH.

Findlay Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Findlay, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
LOANDEPOT.COM, LLC 135 7.06% $4,678
First Federal Bank of the Midwest 60 6.93% $3,922
The Huntington National Bank 48 6.70% $4,270
GUARANTEED RATE, INC. 36 6.97% $4,298
QUICKEN LOANS, LLC 33 7.02% $6,381
JPMorgan Chase Bank 33 6.72% $3,383
Fifth Third Bank 18 7.09% $3,414
Superior Credit Union, Inc. 11 6.28% $3,715
The Union Bank Company 9 7.03% $4,152
UNION HOME MORTGAGE CORP. 6 7.10% $6,922
KeyBank 6 7.04% $4,263
The Citizens National Bank of Bluffton 6 6.88% $3,840
The State Bank and Trust Company 6 6.06% $4,927
UNITED WHOLESALE MORTGAGE, LLC 5 7.01% $3,509
The Old Fort Banking Company 5 6.18% $2,967
POLARIS HOME FUNDING CORP. 5 7.28% $6,365
Mr. Cooper ( Nationstar Mortgage ) 5 6.72% $7,350
U.S. Bank 3 6.58% $2,071
Flagstar Bank, FSB 3 7.13% $6,556
Wells Fargo Bank 2 6.56% $2,263
AMERICAN FINANCING CORPORATION 2 5.75% $6,952
Third Federal Savings and Loan Association of Cleveland 2 6.47% $1,834
MOVEMENT MORTGAGE, LLC 2 6.63% $3,425
Ally Bank 2 6.88% $5,643
Citizens Bank 2 6.38% $3,785
NEWREZ LLC 2 7.56% $3,805
EQUITY RESOURCES, INC. 2 7.44% $5,232
Directions Credit Union, Inc. 2 7.06% $1,322
PENNYMAC LOAN SERVICES, LLC 2 7.19% $3,774
The Farmers & Merchants State Bank 2 6.16% $4,021
PNC Bank 2 6.44% $5,520
The Genoa Banking Company 2 6.69% $3,714
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.56% $4,878
Warsaw Federal Savings and Loan Association 1 6.50% $5,527
The Croghan Colonial Bank 1 8.00% $6,704
The Farmers National Bank of Canfield 1 6.50% $3,570
The Middlefield Banking Company 1 6.00% $6,403
TOWNE MORTGAGE COMPANY 1 7.00% $2,365
Union Savings Bank 1 6.25% $2,289
USAA Federal Savings Bank 1 6.88% $5,034
Discover Bank 1 7.74% $0
Baxter Credit Union 1 6.00% $3,309
CROSSCOUNTRY MORTGAGE, LLC 1 6.50% $7,035
First Federal Savings and Loan Association of Lakewood 1 6.83% $5,800
First National Bank of Bellevue 1 5.88% $3,369
GENISYS 1 6.88% $3,190
HOMESIDE FINANCIAL, LLC 1 6.13% $5,273
HONDA Federal Credit Union 1 6.88% $3,604
BROKER SOLUTIONS, INC. 1 7.63% $6,292
VAN DYK MORTGAGE CORPORATION 1 5.88% $10,874
LENDSURE MORTGAGE CORP. 1 9.00% $8,275
BETTER MORTGAGE CORPORATION 1 6.25% $2,533
MEMBER FIRST MORTGAGE, LLC 1 7.13% $3,655
MID AMERICA MORTGAGE, INC. 1 6.38% $7,634
Morgan Stanley Private Bank 1 5.60% $3,529
NATIONS RELIABLE LENDING, LLC 1 7.13% $4,154
NFM, INC. 1 7.75% $6,180
FIRST COMMUNITY MORTGAGE, INC. 1 6.99% $5,317
Bank of America 1 6.88% $3,024
SUPERIOR FINANCIAL SOLUTIONS, LLC 1 7.50% $3,621
TELHIO 1 6.63% $4,035

Findlay Average Closing Costs & Other Stats

Findlay, OH's 61 lenders originated 1,340 loans during 2023. The total origination value was $228,710,000, with an average loan value of $170,679.

Findlay's average closing costs are $4,253.

The top Findlay lender as defined by loan originations is LOANDEPOT.COM, LLC, with 135 loans originated. Their average total fees are $4,678, which is $757 higher than the next largest lender, First Federal Bank of the Midwest.

The lowest fee Findlay lenders (with over 10 loans originated) are JPMorgan Chase Bank ($3,383), Fifth Third Bank ($3,414), Superior Credit Union, Inc. ($3,715), First Federal Bank of the Midwest ($3,922) and The Huntington National Bank ($4,270).

The lowest rate Findlay lenders (with over 10 loans originated) are Superior Credit Union, Inc. (6.28%), The Huntington National Bank (6.70%), JPMorgan Chase Bank (6.72%), First Federal Bank of the Midwest (6.93%) and GUARANTEED RATE, INC. (6.97%).

Findlay, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
LOANDEPOT.COM, LLC $71,650,000 $50,645,000 -29.3% 22.1%
First Federal Bank of the Midwest $58,755,000 $29,965,000 -49.0% 13.1%
The Huntington National Bank $26,775,000 $22,335,000 -16.6% 9.8%
GUARANTEED RATE, INC. $1,285,000 $11,640,000 805.8% 5.1%
QUICKEN LOANS, LLC $15,730,000 $11,410,000 -27.5% 5.0%
Fifth Third Bank $24,645,000 $9,925,000 -59.7% 4.3%
JPMorgan Chase Bank $10,190,000 $8,870,000 -13.0% 3.9%
The First National Bank of Pandora $6,450,000 $8,505,000 31.9% 3.7%
The Union Bank Company $7,290,000 $5,130,000 -29.6% 2.2%
AG Credit, Agricultural Credit Association $4,405,000 $3,600,000 -18.3% 1.6%
Mortgage Research Center, LLC $4,165,000 $3,525,000 -15.4% 1.5%
The State Bank and Trust Company $8,805,000 $3,350,000 -62.0% 1.5%
Superior Credit Union, Inc. $6,255,000 $2,580,000 -58.8% 1.1%
The Old Fort Banking Company $4,915,000 $2,350,000 -52.2% 1.0%
UNION HOME MORTGAGE CORP. $8,340,000 $2,320,000 -72.2% 1.0%
POLARIS HOME FUNDING CORP. $4,365,000 $2,190,000 -49.8% 1.0%
The Citizens National Bank of Bluffton $5,695,000 $2,165,000 -62.0% 0.9%
KeyBank $12,285,000 $2,095,000 -82.9% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $2,205,000 $1,910,000 -13.4% 0.8%
Citizens Bank $1,495,000 $1,780,000 19.1% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $1,850,000 $1,525,000 -17.6% 0.7%
NEW DAY FINANCIAL, LLC $360,000 $1,450,000 302.8% 0.6%
U.S. Bank $495,000 $1,275,000 157.6% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $1,765,000 $1,080,000 -38.8% 0.5%
NEWREZ LLC $740,000 $1,045,000 41.2% 0.5%
MYCUMORTGAGE, LLC $290,000 $1,005,000 246.6% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $195,000 $850,000 335.9% 0.4%
MOVEMENT MORTGAGE, LLC $95,000 $840,000 784.2% 0.4%
PNC Bank $1,530,000 $835,000 -45.4% 0.4%
BROKER SOLUTIONS, INC. $880,000 $775,000 -11.9% 0.3%
First Federal Community Bank of Bucyrus $760,000 $775,000 2.0% 0.3%
EQUITY RESOURCES, INC. $660,000 $770,000 16.7% 0.3%
Third Federal Savings and Loan Association of Cleveland $1,315,000 $740,000 -43.7% 0.3%
FREEDOM MORTGAGE CORPORATION $525,000 $715,000 36.2% 0.3%
1ST SIGNATURE LENDING, LLC $670,000 n/a 0.3%
The Farmers & Merchants State Bank $580,000 $665,000 14.7% 0.3%
Union Savings Bank $705,000 $665,000 -5.7% 0.3%
Flagstar Bank, FSB $1,395,000 $660,000 -52.7% 0.3%
Discover Bank $235,000 $630,000 168.1% 0.3%
NAVY FEDERAL CREDIT UNION $695,000 $565,000 -18.7% 0.2%
Carrington Mortgage Services, LLC $1,065,000 $555,000 -47.9% 0.2%
PENNYMAC LOAN SERVICES, LLC $610,000 $555,000 -9.0% 0.2%
Figure Lending LLC $200,000 $540,000 170.0% 0.2%
Ally Bank $530,000 n/a 0.2%
The Genoa Banking Company $245,000 $510,000 108.2% 0.2%
USAA Federal Savings Bank $390,000 $500,000 28.2% 0.2%
First Federal Savings and Loan Association of Lakewood $880,000 $480,000 -45.5% 0.2%
MID AMERICA MORTGAGE, INC. $795,000 $475,000 -40.3% 0.2%
The Croghan Colonial Bank $160,000 $475,000 196.9% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 n/a 0.2%
SIRVA MORTGAGE, INC. $465,000 n/a 0.2%
SUPERIOR FINANCIAL SOLUTIONS, LLC $185,000 $450,000 143.2% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,770,000 $430,000 -88.6% 0.2%
TELHIO $355,000 $425,000 19.7% 0.2%
The Middlefield Banking Company $420,000 n/a 0.2%
Wells Fargo Bank $2,005,000 $420,000 -79.1% 0.2%
Directions Credit Union, Inc. $325,000 $410,000 26.2% 0.2%
21ST MORTGAGE CORPORATION $160,000 $405,000 153.1% 0.2%
Morgan Stanley Private Bank $395,000 n/a 0.2%
CALIBER HOME LOANS, INC. $500,000 $375,000 -25.0% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $195,000 $370,000 89.7% 0.2%
GUARANTEED RATE AFFINITY, LLC $365,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $205,000 $365,000 78.0% 0.2%
Paramount Residential Mortgage Group, Inc. $350,000 n/a 0.2%
Equity Prime Mortgage LLC $325,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $205,000 $315,000 53.7% 0.1%
Bank of America $655,000 $310,000 -52.7% 0.1%
Fremont Federal Credit Union $230,000 $295,000 28.3% 0.1%
Warsaw Federal Savings and Loan Association $295,000 n/a 0.1%
GENISYS $175,000 $285,000 62.9% 0.1%
Capital Bank $265,000 n/a 0.1%
Lakeview Community Capital, LLC $265,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $250,000 $255,000 2.0% 0.1%
THRIVE MORTGAGE, LLC $255,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $360,000 $240,000 -33.3% 0.1%
Barrington Bank & Trust Company, N.A. $115,000 $235,000 104.3% 0.1%
NATIONS RELIABLE LENDING, LLC $235,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $215,000 $235,000 9.3% 0.1%
HONDA Federal Credit Union $295,000 $225,000 -23.7% 0.1%
Servion, Inc. $710,000 $225,000 -68.3% 0.1%
Civista Bank $365,000 $215,000 -41.1% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $205,000 n/a 0.1%
Prosperity Home Mortgage, LLC $205,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $230,000 $200,000 -13.0% 0.1%
USX Federal Credit Union $455,000 $200,000 -56.0% 0.1%
BETTER MORTGAGE CORPORATION $1,085,000 $195,000 -82.0% 0.1%
MEMBER FIRST MORTGAGE, LLC $185,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $185,000 n/a 0.1%
Truist $185,000 n/a 0.1%
KEMBA FINANCIAL $175,000 n/a 0.1%
Nations Lending Corporation $300,000 $175,000 -41.7% 0.1%
QUORUM FEDERAL CREDIT UNION $475,000 $175,000 -63.2% 0.1%
EVERENCE FEDERAL CREDIT UNION $165,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $115,000 $165,000 43.5% 0.1%
TOWNE MORTGAGE COMPANY $125,000 $155,000 24.0% 0.1%
VERITAS FUNDING, LLC $155,000 n/a 0.1%
Coastal Community Bank $150,000 n/a 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $150,000 n/a 0.1%
CARDINAL FINANCIAL $330,000 $145,000 -56.1% 0.1%
DAS Acquisition Company, LLC $145,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $145,000 n/a 0.1%
American Midwest Mortgage Corporation $135,000 n/a 0.1%
Baxter Credit Union $135,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $885,000 $135,000 -84.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $585,000 $135,000 -76.9% 0.1%
SUN Federal Credit Union $195,000 $130,000 -33.3% 0.1%
FIRST OHIO HOME FINANCE, INC. $125,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $125,000 n/a 0.1%
NFM, INC. $125,000 n/a 0.1%
Citadel Servicing Corporation $535,000 $115,000 -78.5% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,475,000 $105,000 -92.9% 0.0%
Bank of England $105,000 n/a 0.0%
LENDINGONE, LLC $105,000 n/a 0.0%
Centier Bank $35,000 $100,000 185.7% 0.0%
First National Bank of Bellevue $75,000 n/a 0.0%
IH CREDIT UNION, INC. $65,000 n/a 0.0%
The Farmers National Bank of Canfield $65,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $95,000 $65,000 -31.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
CORNERSTONE COMMUNITY FINANCIAL $55,000 $25,000 -54.5% 0.0%
DELTA COMMUNITY CREDIT UNION $25,000 n/a 0.0%
First Federal Savings and Loan Association of Lorain $25,000 n/a 0.0%

Findlay's top lender by overall market share is LOANDEPOT.COM, LLC, with 22.1% market share. In second place, with 13.1%, is First Federal Bank of the Midwest, having originated $29,965,000 in loans. In third place, with 9.8%, is The Huntington National Bank, having originated $22,335,000 in loans. In fourth place, with 5.1%, is GUARANTEED RATE, INC., having originated $11,640,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $11,410,000 in loans.


Findlay Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $179,900 (20.0%) $243,234 (18.7%) 0.00 195
2018-02-01 $169,600 (0.4%) $241,873 (9.8%) 0.00 194
2018-03-01 $179,900 (4.9%) $242,514 (6.4%) 0.00 191
2018-04-01 $194,350 (8.0%) $253,523 (10.7%) 0.00 191
2018-05-01 $192,725 (15.2%) $255,756 (19.6%) 0.00 195
2018-06-01 $189,900 (16.4%) $247,975 (19.3%) 0.00 223
2018-07-01 $189,900 (11.9%) $248,704 (14.9%) 0.00 233
2018-08-01 $182,400 (7.4%) $239,584 (6.2%) 0.00 235
2018-09-01 $179,900 (8.1%) $241,138 (8.1%) 0.00 237
2018-10-01 $186,175 (10.2%) $244,212 (8.3%) 0.00 219
2018-11-01 $186,565 (9.8%) $243,234 (0.8%) 0.00 215
2018-12-01 $192,900 (7.2%) $252,069 (3.8%) 0.00 180
2019-01-01 $191,200 (6.3%) $250,416 (3.0%) 0.00 177
2019-02-01 $183,400 (8.1%) $249,535 (3.2%) 0.00 177
2019-03-01 $201,329 (11.9%) $262,769 (8.4%) 0.00 168
2019-04-01 $229,550 (18.1%) $274,118 (8.1%) 0.00 173
2019-05-01 $239,575 (24.3%) $275,554 (7.7%) 0.00 164
2019-06-01 $221,900 (16.9%) $266,630 (7.5%) 0.00 186
2019-07-01 $204,925 (7.9%) $262,000 (5.4%) 0.00 198
2019-08-01 $204,518 (12.1%) $258,375 (7.8%) 0.00 202
2019-09-01 $203,945 (13.4%) $256,838 (6.5%) 0.00 198
2019-10-01 $203,500 (9.3%) $256,602 (5.1%) 0.00 195
2019-11-01 $194,900 (4.5%) $246,543 (1.4%) 0.00 168
2019-12-01 $189,850 (-1.6%) $248,804 (-1.3%) 0.00 143
2020-01-01 $199,500 (4.3%) $259,605 (3.7%) 0.00 124
2020-02-01 $204,875 (11.7%) $289,771 (16.1%) 0.00 97
2020-03-01 $214,900 (6.7%) $289,619 (10.2%) 0.00 113
2020-04-01 $203,375 (-11.4%) $287,025 (4.7%) 0.00 110
2020-05-01 $197,900 (-17.4%) $280,875 (1.9%) 0.00 121
2020-06-01 $262,450 (18.3%) $320,844 (20.3%) 0.00 113
2020-07-01 $254,450 (24.2%) $316,387 (20.8%) 0.00 138
2020-08-01 $229,900 (12.4%) $306,556 (18.7%) 0.00 133
2020-09-01 $227,450 (11.5%) $312,289 (21.6%) 0.00 129
2020-10-01 $209,900 (3.1%) $277,752 (8.2%) 0.00 152
2020-11-01 $199,200 (2.2%) $277,557 (12.6%) 0.00 151
2020-12-01 $192,900 (1.6%) $275,059 (10.6%) 0.00 136
2021-01-01 $204,400 (2.5%) $269,601 (3.9%) 0.00 116
2021-02-01 $209,900 (2.5%) $292,236 (0.9%) 0.00 88
2021-03-01 $244,950 (14.0%) $333,113 (15.0%) 0.00 72
2021-04-01 $261,175 (28.4%) $342,572 (19.4%) 0.00 72
2021-05-01 $253,950 (28.3%) $346,661 (23.4%) 0.00 80
2021-06-01 $260,775 (-0.6%) $360,193 (12.3%) 0.00 89
2021-07-01 $247,500 (-2.7%) $326,626 (3.2%) 0.00 113
2021-08-01 $224,900 (-2.2%) $306,429 (0.0%) 0.00 137
2021-09-01 $221,200 (-2.8%) $302,431 (-3.2%) 0.00 145
2021-10-01 $216,300 (3.1%) $284,144 (2.3%) 0.00 135
2021-11-01 $223,350 (12.1%) $267,964 (-3.5%) 0.00 134
2021-12-01 $207,000 (7.3%) $246,442 (-10.4%) 0.00 104
2022-01-01 $218,350 (6.8%) $261,037 (-3.2%) 0.00 67
2022-02-01 $213,450 (1.7%) $286,331 (-2.0%) 0.00 62
2022-03-01 $214,900 (-12.3%) $294,059 (-11.7%) 0.00 49
2022-04-01 $259,900 (-0.5%) $319,108 (-6.9%) 0.00 48
2022-05-01 $258,425 (1.8%) $310,428 (-10.5%) 0.00 60
2022-06-01 $249,900 (-4.2%) $300,027 (-16.7%) 0.00 94
2022-07-01 $254,950 (3.0%) $302,446 (-7.4%) 0.00 107
2022-08-01 $247,175 (9.9%) $292,340 (-4.6%) 0.00 111
2022-09-01 $234,500 (6.0%) $293,024 (-3.1%) 0.00 118
2022-10-01 $237,400 (9.8%) $294,506 (3.7%) 0.00 111
2022-11-01 $230,000 (3.0%) $295,645 (10.3%) 0.00 112
2022-12-01 $229,900 (11.1%) $272,922 (10.8%) 0.00 101
2023-01-01 $221,000 (1.2%) $277,568 (6.3%) 0.00 92
2023-02-01 $209,900 (-1.7%) $290,038 (1.3%) 0.00 74
2023-03-01 $217,400 (1.2%) $305,159 (3.8%) 0.00 70
2023-04-01 $238,950 (-8.1%) $331,287 (3.8%) 0.00 72
2023-05-01 $242,175 (-6.3%) $343,118 (10.5%) 0.00 75
2023-06-01 $254,900 (2.0%) $354,367 (18.1%) 0.00 95
2023-07-01 $282,450 (10.8%) $359,885 (19.0%) 0.00 97
2023-08-01 $267,475 (8.2%) $358,211 (22.5%) 0.00 117
2023-09-01 $261,450 (11.5%) $344,396 (17.5%) 0.00 127
2023-10-01 $255,675 (7.7%) $326,978 (11.0%) 0.00 126
2023-11-01 $249,450 (8.5%) $324,312 (9.7%) 0.00 110
2023-12-01 $239,900 (4.4%) $297,874 (9.1%) 0.00 92
2024-01-01 $234,900 (6.3%) $300,236 (8.2%) 0.00 88
2024-02-01 $247,400 (17.9%) $311,589 (7.4%) 0.00 68
2024-03-01 $259,900 (19.6%) $313,704 (2.8%) 0.00 66
2024-04-01 $254,950 (6.7%) $313,319 (-5.4%) 0.00 71
2024-05-01 $257,925 (6.5%) $333,158 (-2.9%) 0.00 80
2024-06-01 $271,450 (6.5%) $347,792 (-1.9%) 0.00 89
2024-07-01 $287,475 (1.8%) $354,779 (-1.4%) 0.00 108
2024-08-01 $259,950 (-2.8%) $327,588 (-8.6%) 0.00 116
2024-09-01 $250,000 (-4.4%) $318,493 (-7.5%) 0.00 132
2024-10-01 $249,700 (-2.3%) $314,085 (-3.9%) 0.00 152
2024-11-01 $249,950 (0.2%) $315,711 (-2.7%) 0.00 153
Findlay's median listing price for 2024-11-01 was $249,950, a difference of $500 (0.2%) versus the prior year and $250 versus the prior month.

Findlay's median listing price comes in at 0% of the national average.

Findlay's average listing price for 2024-11-01 was $315,711, a difference of $-8,601 (-2.7%) versus the prior year and $1,626 versus the prior month.

For the 2024-11-01 period, Findlay had 153 MLS listings, a difference of 1 listings (1%) versus the prior month and 43 listings (39%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,796 sqft
2018-02-01 0 days 1,777 sqft
2018-03-01 0 days 1,851 sqft
2018-04-01 0 days 1,896 sqft
2018-05-01 0 days 1,938 sqft
2018-06-01 0 days 1,902 sqft
2018-07-01 0 days 1,885 sqft
2018-08-01 0 days 1,894 sqft
2018-09-01 0 days 1,883 sqft
2018-10-01 0 days 1,862 sqft
2018-11-01 0 days 1,883 sqft
2018-12-01 0 days 1,868 sqft
2019-01-01 0 days 1,861 sqft
2019-02-01 0 days 1,823 sqft
2019-03-01 0 days 1,926 sqft
2019-04-01 0 days 2,012 sqft
2019-05-01 0 days 2,059 sqft
2019-06-01 0 days 1,994 sqft
2019-07-01 0 days 1,917 sqft
2019-08-01 0 days 1,907 sqft
2019-09-01 0 days 1,902 sqft
2019-10-01 0 days 1,933 sqft
2019-11-01 0 days 1,909 sqft
2019-12-01 0 days 1,909 sqft
2020-01-01 0 days 1,918 sqft
2020-02-01 0 days 1,892 sqft
2020-03-01 0 days 1,909 sqft
2020-04-01 0 days 1,907 sqft
2020-05-01 0 days 1,906 sqft
2020-06-01 0 days 2,124 sqft
2020-07-01 0 days 2,068 sqft
2020-08-01 0 days 1,968 sqft
2020-09-01 0 days 2,044 sqft
2020-10-01 0 days 1,948 sqft
2020-11-01 0 days 1,842 sqft
2020-12-01 0 days 1,929 sqft
2021-01-01 0 days 1,922 sqft
2021-02-01 0 days 1,918 sqft
2021-03-01 0 days 2,035 sqft
2021-04-01 0 days 2,128 sqft
2021-05-01 0 days 1,994 sqft
2021-06-01 0 days 1,963 sqft
2021-07-01 0 days 1,802 sqft
2021-08-01 0 days 1,776 sqft
2021-09-01 0 days 1,876 sqft
2021-10-01 0 days 1,814 sqft
2021-11-01 0 days 1,766 sqft
2021-12-01 0 days 1,749 sqft
2022-01-01 0 days 1,756 sqft
2022-02-01 0 days 1,739 sqft
2022-03-01 0 days 1,817 sqft
2022-04-01 0 days 1,780 sqft
2022-05-01 0 days 1,785 sqft
2022-06-01 0 days 1,790 sqft
2022-07-01 0 days 1,832 sqft
2022-08-01 0 days 1,776 sqft
2022-09-01 0 days 1,798 sqft
2022-10-01 0 days 1,804 sqft
2022-11-01 0 days 1,756 sqft
2022-12-01 0 days 1,750 sqft
2023-01-01 0 days 1,695 sqft
2023-02-01 0 days 1,768 sqft
2023-03-01 0 days 1,724 sqft
2023-04-01 0 days 1,764 sqft
2023-05-01 0 days 1,764 sqft
2023-06-01 0 days 1,864 sqft
2023-07-01 0 days 1,920 sqft
2023-08-01 0 days 1,889 sqft
2023-09-01 0 days 1,877 sqft
2023-10-01 0 days 1,834 sqft
2023-11-01 0 days 1,826 sqft
2023-12-01 0 days 1,827 sqft
2024-01-01 0 days 1,857 sqft
2024-02-01 0 days 1,859 sqft
2024-03-01 0 days 1,859 sqft
2024-04-01 0 days 1,887 sqft
2024-05-01 0 days 1,971 sqft
2024-06-01 0 days 1,981 sqft
2024-07-01 0 days 1,929 sqft
2024-08-01 0 days 1,782 sqft
2024-09-01 0 days 1,713 sqft
2024-10-01 0 days 1,653 sqft
2024-11-01 0 days 1,741 sqft
Findlay's median listing age (time on market) for 2024-11-01 was 0 days.

Findlay's median square footage for active listings during the 2024-11-01 period was 1,741 sqft. One year prior, the average listing was 1,826 sqft.

Findlay, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 807 $169,475,000 $210,006
Cash Out Refi 147 $22,595,000 $153,707
Home Improvement 143 $11,145,000 $77,937
Refi 124 $15,180,000 $122,419
Other 119 $10,315,000 $86,681

Findlay's most frequently cited loan purpose was Home Purchase, with 807 originations. The 2nd most popular reason was Cash Out Refi, with 147 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 488 $96,360,000 $197,459
7-8% 388 $67,550,000 $174,098
Over 8% 291 $25,505,000 $87,646
5-6% 111 $25,895,000 $233,288
4-5% 10 $2,820,000 $282,000
<2.5% 2 $10,000 $5,000
3-4% 2 $360,000 $180,000
2.5-3% 1 $185,000 $185,000

During 2023, Findlay's most frequently originated rate bucket was 6-7%, with 488 originations.

Loan Sizing (Findlay, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 575 $84,045,000 $146,165
$100,000 or less 367 $21,355,000 $58,188
$200k-400k 326 $86,860,000 $266,442
$400k-600k 61 $28,595,000 $468,770
$600k-1000k 11 $7,855,000 $714,091

Findlay's loan sizing saw the bucket of loans from $100k-200k with 575 originations, totaling $84,045,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 567 $120,505,000 $212,531
60-80% 266 $53,220,000 $200,075
20-40% 194 $17,910,000 $92,320
Under 20% 129 $5,425,000 $42,054
40-60% 121 $17,685,000 $146,157
Over 100% 18 $3,970,000 $220,556

Findlay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 567 originations, totaling $120,505,000 in origination value.