Findlay Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Findlay averaged
6.89%
for the week of 2024-12-05, compared to the national average of
6.69% for the same period.
The average rate for the prior week (2024-11-27) was
7.11% and
one month ago for the week of 2024-10-31, the
average rate was 6.62%.
Findlay's average rate one year ago was 7.12%.
For refis of the same type during the week of 2024-12-05, the average rate
was 6.59%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-05 | 6.69% |
Findlay 30 Year Fixed Rate | 2024-12-05 | 6.89% |
Findlay 30 Year Fixed Rate Refi | 2024-12-05 | 6.59% |
Findlay 15 Year Fixed Rate | 2024-12-05 | 6.16% |
Findlay 15 Year Fixed Rate Refi | 2024-12-05 | 6.06% |
Findlay 30 Year FHA | 2024-12-05 | 6.34% |
Findlay 30 Year FHA Refi | 2024-12-05 | 6.26% |
Findlay 30 Year USDA | 2024-12-05 | 6.23% |
Findlay 30 Year USDA Refi | 2024-12-05 | 6.23% |
Findlay 30 Year VA | 2024-12-05 | 6.34% |
Findlay 30 Year VA Refi | 2024-12-05 | 6.34% |
Findlay Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Findlay, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Findlay Average Closing Costs & Other Stats
Findlay, OH's 61 lenders originated 1,340
loans during 2023. The total origination value was $228,710,000, with an average loan value of
$170,679.
Findlay's average closing costs are $4,253.
The top Findlay lender as defined by loan originations is LOANDEPOT.COM, LLC, with
135 loans originated. Their average total fees are
$4,678, which is $757
higher than the next largest lender,
First Federal Bank of the Midwest.
The lowest fee Findlay lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,383), Fifth Third Bank ($3,414), Superior Credit Union, Inc. ($3,715), First Federal Bank of the Midwest ($3,922) and The Huntington National Bank ($4,270).
The lowest rate Findlay lenders (with over 10 loans originated) are
Superior Credit Union, Inc. (6.28%), The Huntington National Bank (6.70%), JPMorgan Chase Bank (6.72%), First Federal Bank of the Midwest (6.93%) and GUARANTEED RATE, INC. (6.97%).
Findlay, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
LOANDEPOT.COM, LLC | $71,650,000 | $50,645,000 | -29.3% | 22.1% |
First Federal Bank of the Midwest | $58,755,000 | $29,965,000 | -49.0% | 13.1% |
The Huntington National Bank | $26,775,000 | $22,335,000 | -16.6% | 9.8% |
GUARANTEED RATE, INC. | $1,285,000 | $11,640,000 | 805.8% | 5.1% |
QUICKEN LOANS, LLC | $15,730,000 | $11,410,000 | -27.5% | 5.0% |
Fifth Third Bank | $24,645,000 | $9,925,000 | -59.7% | 4.3% |
JPMorgan Chase Bank | $10,190,000 | $8,870,000 | -13.0% | 3.9% |
The First National Bank of Pandora | $6,450,000 | $8,505,000 | 31.9% | 3.7% |
The Union Bank Company | $7,290,000 | $5,130,000 | -29.6% | 2.2% |
AG Credit, Agricultural Credit Association | $4,405,000 | $3,600,000 | -18.3% | 1.6% |
Mortgage Research Center, LLC | $4,165,000 | $3,525,000 | -15.4% | 1.5% |
The State Bank and Trust Company | $8,805,000 | $3,350,000 | -62.0% | 1.5% |
Superior Credit Union, Inc. | $6,255,000 | $2,580,000 | -58.8% | 1.1% |
The Old Fort Banking Company | $4,915,000 | $2,350,000 | -52.2% | 1.0% |
UNION HOME MORTGAGE CORP. | $8,340,000 | $2,320,000 | -72.2% | 1.0% |
POLARIS HOME FUNDING CORP. | $4,365,000 | $2,190,000 | -49.8% | 1.0% |
The Citizens National Bank of Bluffton | $5,695,000 | $2,165,000 | -62.0% | 0.9% |
KeyBank | $12,285,000 | $2,095,000 | -82.9% | 0.9% |
UNITED WHOLESALE MORTGAGE, LLC | $2,205,000 | $1,910,000 | -13.4% | 0.8% |
Citizens Bank | $1,495,000 | $1,780,000 | 19.1% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $1,850,000 | $1,525,000 | -17.6% | 0.7% |
NEW DAY FINANCIAL, LLC | $360,000 | $1,450,000 | 302.8% | 0.6% |
U.S. Bank | $495,000 | $1,275,000 | 157.6% | 0.6% |
CROSSCOUNTRY MORTGAGE, LLC | $1,765,000 | $1,080,000 | -38.8% | 0.5% |
NEWREZ LLC | $740,000 | $1,045,000 | 41.2% | 0.5% |
MYCUMORTGAGE, LLC | $290,000 | $1,005,000 | 246.6% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $195,000 | $850,000 | 335.9% | 0.4% |
MOVEMENT MORTGAGE, LLC | $95,000 | $840,000 | 784.2% | 0.4% |
PNC Bank | $1,530,000 | $835,000 | -45.4% | 0.4% |
BROKER SOLUTIONS, INC. | $880,000 | $775,000 | -11.9% | 0.3% |
First Federal Community Bank of Bucyrus | $760,000 | $775,000 | 2.0% | 0.3% |
EQUITY RESOURCES, INC. | $660,000 | $770,000 | 16.7% | 0.3% |
Third Federal Savings and Loan Association of Cleveland | $1,315,000 | $740,000 | -43.7% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $525,000 | $715,000 | 36.2% | 0.3% |
1ST SIGNATURE LENDING, LLC | $670,000 | n/a | 0.3% | |
The Farmers & Merchants State Bank | $580,000 | $665,000 | 14.7% | 0.3% |
Union Savings Bank | $705,000 | $665,000 | -5.7% | 0.3% |
Flagstar Bank, FSB | $1,395,000 | $660,000 | -52.7% | 0.3% |
Discover Bank | $235,000 | $630,000 | 168.1% | 0.3% |
NAVY FEDERAL CREDIT UNION | $695,000 | $565,000 | -18.7% | 0.2% |
Carrington Mortgage Services, LLC | $1,065,000 | $555,000 | -47.9% | 0.2% |
PENNYMAC LOAN SERVICES, LLC | $610,000 | $555,000 | -9.0% | 0.2% |
Figure Lending LLC | $200,000 | $540,000 | 170.0% | 0.2% |
Ally Bank | $530,000 | n/a | 0.2% | |
The Genoa Banking Company | $245,000 | $510,000 | 108.2% | 0.2% |
USAA Federal Savings Bank | $390,000 | $500,000 | 28.2% | 0.2% |
First Federal Savings and Loan Association of Lakewood | $880,000 | $480,000 | -45.5% | 0.2% |
MID AMERICA MORTGAGE, INC. | $795,000 | $475,000 | -40.3% | 0.2% |
The Croghan Colonial Bank | $160,000 | $475,000 | 196.9% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | n/a | 0.2% | |
SIRVA MORTGAGE, INC. | $465,000 | n/a | 0.2% | |
SUPERIOR FINANCIAL SOLUTIONS, LLC | $185,000 | $450,000 | 143.2% | 0.2% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,770,000 | $430,000 | -88.6% | 0.2% |
TELHIO | $355,000 | $425,000 | 19.7% | 0.2% |
The Middlefield Banking Company | $420,000 | n/a | 0.2% | |
Wells Fargo Bank | $2,005,000 | $420,000 | -79.1% | 0.2% |
Directions Credit Union, Inc. | $325,000 | $410,000 | 26.2% | 0.2% |
21ST MORTGAGE CORPORATION | $160,000 | $405,000 | 153.1% | 0.2% |
Morgan Stanley Private Bank | $395,000 | n/a | 0.2% | |
CALIBER HOME LOANS, INC. | $500,000 | $375,000 | -25.0% | 0.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $195,000 | $370,000 | 89.7% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $365,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $205,000 | $365,000 | 78.0% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $350,000 | n/a | 0.2% | |
Equity Prime Mortgage LLC | $325,000 | n/a | 0.1% | |
SUCCESS MORTGAGE PARTNERS, INC. | $205,000 | $315,000 | 53.7% | 0.1% |
Bank of America | $655,000 | $310,000 | -52.7% | 0.1% |
Fremont Federal Credit Union | $230,000 | $295,000 | 28.3% | 0.1% |
Warsaw Federal Savings and Loan Association | $295,000 | n/a | 0.1% | |
GENISYS | $175,000 | $285,000 | 62.9% | 0.1% |
Capital Bank | $265,000 | n/a | 0.1% | |
Lakeview Community Capital, LLC | $265,000 | n/a | 0.1% | |
RUOFF MORTGAGE COMPANY, INC. | $250,000 | $255,000 | 2.0% | 0.1% |
THRIVE MORTGAGE, LLC | $255,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $360,000 | $240,000 | -33.3% | 0.1% |
Barrington Bank & Trust Company, N.A. | $115,000 | $235,000 | 104.3% | 0.1% |
NATIONS RELIABLE LENDING, LLC | $235,000 | n/a | 0.1% | |
VAN DYK MORTGAGE CORPORATION | $215,000 | $235,000 | 9.3% | 0.1% |
HONDA Federal Credit Union | $295,000 | $225,000 | -23.7% | 0.1% |
Servion, Inc. | $710,000 | $225,000 | -68.3% | 0.1% |
Civista Bank | $365,000 | $215,000 | -41.1% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $205,000 | n/a | 0.1% | |
Prosperity Home Mortgage, LLC | $205,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $230,000 | $200,000 | -13.0% | 0.1% |
USX Federal Credit Union | $455,000 | $200,000 | -56.0% | 0.1% |
BETTER MORTGAGE CORPORATION | $1,085,000 | $195,000 | -82.0% | 0.1% |
MEMBER FIRST MORTGAGE, LLC | $185,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $185,000 | n/a | 0.1% | |
Truist | $185,000 | n/a | 0.1% | |
KEMBA FINANCIAL | $175,000 | n/a | 0.1% | |
Nations Lending Corporation | $300,000 | $175,000 | -41.7% | 0.1% |
QUORUM FEDERAL CREDIT UNION | $475,000 | $175,000 | -63.2% | 0.1% |
EVERENCE FEDERAL CREDIT UNION | $165,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $115,000 | $165,000 | 43.5% | 0.1% |
TOWNE MORTGAGE COMPANY | $125,000 | $155,000 | 24.0% | 0.1% |
VERITAS FUNDING, LLC | $155,000 | n/a | 0.1% | |
Coastal Community Bank | $150,000 | n/a | 0.1% | |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $150,000 | n/a | 0.1% | |
CARDINAL FINANCIAL | $330,000 | $145,000 | -56.1% | 0.1% |
DAS Acquisition Company, LLC | $145,000 | n/a | 0.1% | |
LENDSURE MORTGAGE CORP. | $145,000 | n/a | 0.1% | |
American Midwest Mortgage Corporation | $135,000 | n/a | 0.1% | |
Baxter Credit Union | $135,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $885,000 | $135,000 | -84.7% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $585,000 | $135,000 | -76.9% | 0.1% |
SUN Federal Credit Union | $195,000 | $130,000 | -33.3% | 0.1% |
FIRST OHIO HOME FINANCE, INC. | $125,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $125,000 | n/a | 0.1% | |
NFM, INC. | $125,000 | n/a | 0.1% | |
Citadel Servicing Corporation | $535,000 | $115,000 | -78.5% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $1,475,000 | $105,000 | -92.9% | 0.0% |
Bank of England | $105,000 | n/a | 0.0% | |
LENDINGONE, LLC | $105,000 | n/a | 0.0% | |
Centier Bank | $35,000 | $100,000 | 185.7% | 0.0% |
First National Bank of Bellevue | $75,000 | n/a | 0.0% | |
IH CREDIT UNION, INC. | $65,000 | n/a | 0.0% | |
The Farmers National Bank of Canfield | $65,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $95,000 | $65,000 | -31.6% | 0.0% |
CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
CORNERSTONE COMMUNITY FINANCIAL | $55,000 | $25,000 | -54.5% | 0.0% |
DELTA COMMUNITY CREDIT UNION | $25,000 | n/a | 0.0% | |
First Federal Savings and Loan Association of Lorain | $25,000 | n/a | 0.0% |
Findlay's top lender by overall market share is LOANDEPOT.COM, LLC, with 22.1% market share. In second place, with 13.1%, is First Federal Bank of the Midwest, having originated $29,965,000 in loans. In third place, with 9.8%, is The Huntington National Bank, having originated $22,335,000 in loans. In fourth place, with 5.1%, is GUARANTEED RATE, INC., having originated $11,640,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $11,410,000 in loans.
Findlay Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $179,900 (20.0%) | $243,234 (18.7%) | 0.00 | 195 |
2018-02-01 | $169,600 (0.4%) | $241,873 (9.8%) | 0.00 | 194 |
2018-03-01 | $179,900 (4.9%) | $242,514 (6.4%) | 0.00 | 191 |
2018-04-01 | $194,350 (8.0%) | $253,523 (10.7%) | 0.00 | 191 |
2018-05-01 | $192,725 (15.2%) | $255,756 (19.6%) | 0.00 | 195 |
2018-06-01 | $189,900 (16.4%) | $247,975 (19.3%) | 0.00 | 223 |
2018-07-01 | $189,900 (11.9%) | $248,704 (14.9%) | 0.00 | 233 |
2018-08-01 | $182,400 (7.4%) | $239,584 (6.2%) | 0.00 | 235 |
2018-09-01 | $179,900 (8.1%) | $241,138 (8.1%) | 0.00 | 237 |
2018-10-01 | $186,175 (10.2%) | $244,212 (8.3%) | 0.00 | 219 |
2018-11-01 | $186,565 (9.8%) | $243,234 (0.8%) | 0.00 | 215 |
2018-12-01 | $192,900 (7.2%) | $252,069 (3.8%) | 0.00 | 180 |
2019-01-01 | $191,200 (6.3%) | $250,416 (3.0%) | 0.00 | 177 |
2019-02-01 | $183,400 (8.1%) | $249,535 (3.2%) | 0.00 | 177 |
2019-03-01 | $201,329 (11.9%) | $262,769 (8.4%) | 0.00 | 168 |
2019-04-01 | $229,550 (18.1%) | $274,118 (8.1%) | 0.00 | 173 |
2019-05-01 | $239,575 (24.3%) | $275,554 (7.7%) | 0.00 | 164 |
2019-06-01 | $221,900 (16.9%) | $266,630 (7.5%) | 0.00 | 186 |
2019-07-01 | $204,925 (7.9%) | $262,000 (5.4%) | 0.00 | 198 |
2019-08-01 | $204,518 (12.1%) | $258,375 (7.8%) | 0.00 | 202 |
2019-09-01 | $203,945 (13.4%) | $256,838 (6.5%) | 0.00 | 198 |
2019-10-01 | $203,500 (9.3%) | $256,602 (5.1%) | 0.00 | 195 |
2019-11-01 | $194,900 (4.5%) | $246,543 (1.4%) | 0.00 | 168 |
2019-12-01 | $189,850 (-1.6%) | $248,804 (-1.3%) | 0.00 | 143 |
2020-01-01 | $199,500 (4.3%) | $259,605 (3.7%) | 0.00 | 124 |
2020-02-01 | $204,875 (11.7%) | $289,771 (16.1%) | 0.00 | 97 |
2020-03-01 | $214,900 (6.7%) | $289,619 (10.2%) | 0.00 | 113 |
2020-04-01 | $203,375 (-11.4%) | $287,025 (4.7%) | 0.00 | 110 |
2020-05-01 | $197,900 (-17.4%) | $280,875 (1.9%) | 0.00 | 121 |
2020-06-01 | $262,450 (18.3%) | $320,844 (20.3%) | 0.00 | 113 |
2020-07-01 | $254,450 (24.2%) | $316,387 (20.8%) | 0.00 | 138 |
2020-08-01 | $229,900 (12.4%) | $306,556 (18.7%) | 0.00 | 133 |
2020-09-01 | $227,450 (11.5%) | $312,289 (21.6%) | 0.00 | 129 |
2020-10-01 | $209,900 (3.1%) | $277,752 (8.2%) | 0.00 | 152 |
2020-11-01 | $199,200 (2.2%) | $277,557 (12.6%) | 0.00 | 151 |
2020-12-01 | $192,900 (1.6%) | $275,059 (10.6%) | 0.00 | 136 |
2021-01-01 | $204,400 (2.5%) | $269,601 (3.9%) | 0.00 | 116 |
2021-02-01 | $209,900 (2.5%) | $292,236 (0.9%) | 0.00 | 88 |
2021-03-01 | $244,950 (14.0%) | $333,113 (15.0%) | 0.00 | 72 |
2021-04-01 | $261,175 (28.4%) | $342,572 (19.4%) | 0.00 | 72 |
2021-05-01 | $253,950 (28.3%) | $346,661 (23.4%) | 0.00 | 80 |
2021-06-01 | $260,775 (-0.6%) | $360,193 (12.3%) | 0.00 | 89 |
2021-07-01 | $247,500 (-2.7%) | $326,626 (3.2%) | 0.00 | 113 |
2021-08-01 | $224,900 (-2.2%) | $306,429 (0.0%) | 0.00 | 137 |
2021-09-01 | $221,200 (-2.8%) | $302,431 (-3.2%) | 0.00 | 145 |
2021-10-01 | $216,300 (3.1%) | $284,144 (2.3%) | 0.00 | 135 |
2021-11-01 | $223,350 (12.1%) | $267,964 (-3.5%) | 0.00 | 134 |
2021-12-01 | $207,000 (7.3%) | $246,442 (-10.4%) | 0.00 | 104 |
2022-01-01 | $218,350 (6.8%) | $261,037 (-3.2%) | 0.00 | 67 |
2022-02-01 | $213,450 (1.7%) | $286,331 (-2.0%) | 0.00 | 62 |
2022-03-01 | $214,900 (-12.3%) | $294,059 (-11.7%) | 0.00 | 49 |
2022-04-01 | $259,900 (-0.5%) | $319,108 (-6.9%) | 0.00 | 48 |
2022-05-01 | $258,425 (1.8%) | $310,428 (-10.5%) | 0.00 | 60 |
2022-06-01 | $249,900 (-4.2%) | $300,027 (-16.7%) | 0.00 | 94 |
2022-07-01 | $254,950 (3.0%) | $302,446 (-7.4%) | 0.00 | 107 |
2022-08-01 | $247,175 (9.9%) | $292,340 (-4.6%) | 0.00 | 111 |
2022-09-01 | $234,500 (6.0%) | $293,024 (-3.1%) | 0.00 | 118 |
2022-10-01 | $237,400 (9.8%) | $294,506 (3.7%) | 0.00 | 111 |
2022-11-01 | $230,000 (3.0%) | $295,645 (10.3%) | 0.00 | 112 |
2022-12-01 | $229,900 (11.1%) | $272,922 (10.8%) | 0.00 | 101 |
2023-01-01 | $221,000 (1.2%) | $277,568 (6.3%) | 0.00 | 92 |
2023-02-01 | $209,900 (-1.7%) | $290,038 (1.3%) | 0.00 | 74 |
2023-03-01 | $217,400 (1.2%) | $305,159 (3.8%) | 0.00 | 70 |
2023-04-01 | $238,950 (-8.1%) | $331,287 (3.8%) | 0.00 | 72 |
2023-05-01 | $242,175 (-6.3%) | $343,118 (10.5%) | 0.00 | 75 |
2023-06-01 | $254,900 (2.0%) | $354,367 (18.1%) | 0.00 | 95 |
2023-07-01 | $282,450 (10.8%) | $359,885 (19.0%) | 0.00 | 97 |
2023-08-01 | $267,475 (8.2%) | $358,211 (22.5%) | 0.00 | 117 |
2023-09-01 | $261,450 (11.5%) | $344,396 (17.5%) | 0.00 | 127 |
2023-10-01 | $255,675 (7.7%) | $326,978 (11.0%) | 0.00 | 126 |
2023-11-01 | $249,450 (8.5%) | $324,312 (9.7%) | 0.00 | 110 |
2023-12-01 | $239,900 (4.4%) | $297,874 (9.1%) | 0.00 | 92 |
2024-01-01 | $234,900 (6.3%) | $300,236 (8.2%) | 0.00 | 88 |
2024-02-01 | $247,400 (17.9%) | $311,589 (7.4%) | 0.00 | 68 |
2024-03-01 | $259,900 (19.6%) | $313,704 (2.8%) | 0.00 | 66 |
2024-04-01 | $254,950 (6.7%) | $313,319 (-5.4%) | 0.00 | 71 |
2024-05-01 | $257,925 (6.5%) | $333,158 (-2.9%) | 0.00 | 80 |
2024-06-01 | $271,450 (6.5%) | $347,792 (-1.9%) | 0.00 | 89 |
2024-07-01 | $287,475 (1.8%) | $354,779 (-1.4%) | 0.00 | 108 |
2024-08-01 | $259,950 (-2.8%) | $327,588 (-8.6%) | 0.00 | 116 |
2024-09-01 | $250,000 (-4.4%) | $318,493 (-7.5%) | 0.00 | 132 |
2024-10-01 | $249,700 (-2.3%) | $314,085 (-3.9%) | 0.00 | 152 |
2024-11-01 | $249,950 (0.2%) | $315,711 (-2.7%) | 0.00 | 153 |
Findlay's median listing price comes in at 0% of the national average.
Findlay's average listing price for 2024-11-01 was $315,711, a difference of $-8,601 (-2.7%) versus the prior year and $1,626 versus the prior month.
For the 2024-11-01 period, Findlay had 153 MLS listings, a difference of 1 listings (1%) versus the prior month and 43 listings (39%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,796 sqft |
2018-02-01 | 0 days | 1,777 sqft |
2018-03-01 | 0 days | 1,851 sqft |
2018-04-01 | 0 days | 1,896 sqft |
2018-05-01 | 0 days | 1,938 sqft |
2018-06-01 | 0 days | 1,902 sqft |
2018-07-01 | 0 days | 1,885 sqft |
2018-08-01 | 0 days | 1,894 sqft |
2018-09-01 | 0 days | 1,883 sqft |
2018-10-01 | 0 days | 1,862 sqft |
2018-11-01 | 0 days | 1,883 sqft |
2018-12-01 | 0 days | 1,868 sqft |
2019-01-01 | 0 days | 1,861 sqft |
2019-02-01 | 0 days | 1,823 sqft |
2019-03-01 | 0 days | 1,926 sqft |
2019-04-01 | 0 days | 2,012 sqft |
2019-05-01 | 0 days | 2,059 sqft |
2019-06-01 | 0 days | 1,994 sqft |
2019-07-01 | 0 days | 1,917 sqft |
2019-08-01 | 0 days | 1,907 sqft |
2019-09-01 | 0 days | 1,902 sqft |
2019-10-01 | 0 days | 1,933 sqft |
2019-11-01 | 0 days | 1,909 sqft |
2019-12-01 | 0 days | 1,909 sqft |
2020-01-01 | 0 days | 1,918 sqft |
2020-02-01 | 0 days | 1,892 sqft |
2020-03-01 | 0 days | 1,909 sqft |
2020-04-01 | 0 days | 1,907 sqft |
2020-05-01 | 0 days | 1,906 sqft |
2020-06-01 | 0 days | 2,124 sqft |
2020-07-01 | 0 days | 2,068 sqft |
2020-08-01 | 0 days | 1,968 sqft |
2020-09-01 | 0 days | 2,044 sqft |
2020-10-01 | 0 days | 1,948 sqft |
2020-11-01 | 0 days | 1,842 sqft |
2020-12-01 | 0 days | 1,929 sqft |
2021-01-01 | 0 days | 1,922 sqft |
2021-02-01 | 0 days | 1,918 sqft |
2021-03-01 | 0 days | 2,035 sqft |
2021-04-01 | 0 days | 2,128 sqft |
2021-05-01 | 0 days | 1,994 sqft |
2021-06-01 | 0 days | 1,963 sqft |
2021-07-01 | 0 days | 1,802 sqft |
2021-08-01 | 0 days | 1,776 sqft |
2021-09-01 | 0 days | 1,876 sqft |
2021-10-01 | 0 days | 1,814 sqft |
2021-11-01 | 0 days | 1,766 sqft |
2021-12-01 | 0 days | 1,749 sqft |
2022-01-01 | 0 days | 1,756 sqft |
2022-02-01 | 0 days | 1,739 sqft |
2022-03-01 | 0 days | 1,817 sqft |
2022-04-01 | 0 days | 1,780 sqft |
2022-05-01 | 0 days | 1,785 sqft |
2022-06-01 | 0 days | 1,790 sqft |
2022-07-01 | 0 days | 1,832 sqft |
2022-08-01 | 0 days | 1,776 sqft |
2022-09-01 | 0 days | 1,798 sqft |
2022-10-01 | 0 days | 1,804 sqft |
2022-11-01 | 0 days | 1,756 sqft |
2022-12-01 | 0 days | 1,750 sqft |
2023-01-01 | 0 days | 1,695 sqft |
2023-02-01 | 0 days | 1,768 sqft |
2023-03-01 | 0 days | 1,724 sqft |
2023-04-01 | 0 days | 1,764 sqft |
2023-05-01 | 0 days | 1,764 sqft |
2023-06-01 | 0 days | 1,864 sqft |
2023-07-01 | 0 days | 1,920 sqft |
2023-08-01 | 0 days | 1,889 sqft |
2023-09-01 | 0 days | 1,877 sqft |
2023-10-01 | 0 days | 1,834 sqft |
2023-11-01 | 0 days | 1,826 sqft |
2023-12-01 | 0 days | 1,827 sqft |
2024-01-01 | 0 days | 1,857 sqft |
2024-02-01 | 0 days | 1,859 sqft |
2024-03-01 | 0 days | 1,859 sqft |
2024-04-01 | 0 days | 1,887 sqft |
2024-05-01 | 0 days | 1,971 sqft |
2024-06-01 | 0 days | 1,981 sqft |
2024-07-01 | 0 days | 1,929 sqft |
2024-08-01 | 0 days | 1,782 sqft |
2024-09-01 | 0 days | 1,713 sqft |
2024-10-01 | 0 days | 1,653 sqft |
2024-11-01 | 0 days | 1,741 sqft |
Findlay's median square footage for active listings during the 2024-11-01 period was 1,741 sqft. One year prior, the average listing was 1,826 sqft.
Findlay, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 807 | $169,475,000 | $210,006 |
Cash Out Refi | 147 | $22,595,000 | $153,707 |
Home Improvement | 143 | $11,145,000 | $77,937 |
Refi | 124 | $15,180,000 | $122,419 |
Other | 119 | $10,315,000 | $86,681 |
Findlay's most frequently cited loan purpose was Home Purchase, with 807 originations. The 2nd most popular reason was Cash Out Refi, with 147 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 488 | $96,360,000 | $197,459 |
7-8% | 388 | $67,550,000 | $174,098 |
Over 8% | 291 | $25,505,000 | $87,646 |
5-6% | 111 | $25,895,000 | $233,288 |
4-5% | 10 | $2,820,000 | $282,000 |
<2.5% | 2 | $10,000 | $5,000 |
3-4% | 2 | $360,000 | $180,000 |
2.5-3% | 1 | $185,000 | $185,000 |
During 2023, Findlay's most frequently originated rate bucket was 6-7%, with 488 originations.
Loan Sizing (Findlay, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 575 | $84,045,000 | $146,165 |
$100,000 or less | 367 | $21,355,000 | $58,188 |
$200k-400k | 326 | $86,860,000 | $266,442 |
$400k-600k | 61 | $28,595,000 | $468,770 |
$600k-1000k | 11 | $7,855,000 | $714,091 |
Findlay's loan sizing saw the bucket of loans from $100k-200k with 575 originations, totaling $84,045,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 567 | $120,505,000 | $212,531 |
60-80% | 266 | $53,220,000 | $200,075 |
20-40% | 194 | $17,910,000 | $92,320 |
Under 20% | 129 | $5,425,000 | $42,054 |
40-60% | 121 | $17,685,000 | $146,157 |
Over 100% | 18 | $3,970,000 | $220,556 |
Findlay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 567 originations, totaling $120,505,000 in origination value.