Findlay Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Findlay averaged 6.69% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.9% and one month ago for the week of 2025-02-27, the average rate was 6.91%.

    Findlay's average rate one year ago was 7.14%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Findlay 30 Year Fixed Rate 2025-04-03 6.69%
    Findlay 30 Year Fixed Rate Refi 2025-04-03 6.84%
    Findlay 15 Year Fixed Rate 2025-04-03 5.72%
    Findlay 15 Year Fixed Rate Refi 2025-04-03 5.72%
    Findlay 30 Year FHA 2025-04-03 6.24%
    Findlay 30 Year FHA Refi 2025-04-03 6.36%
    Findlay 30 Year USDA 2025-04-03 6.52%
    Findlay 30 Year USDA Refi 2025-04-03 6.12%
    Findlay 30 Year VA 2025-04-03 6.32%
    Findlay 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Findlay, OH.

    Findlay Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Findlay, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    LOANDEPOT.COM, LLC 118 6.84% $4,421
    First Federal Bank of the Midwest 60 6.76% $4,062
    GUARANTEED RATE, INC. 50 6.88% $4,618
    The Huntington National Bank 36 6.82% $4,456
    QUICKEN LOANS, LLC 25 6.54% $6,156
    Fifth Third Bank 24 6.77% $3,801
    JPMorgan Chase Bank 16 6.97% $2,823
    The State Bank and Trust Company 9 6.44% $5,880
    UNION HOME MORTGAGE CORP. 8 7.06% $6,330
    CROSSCOUNTRY MORTGAGE, LLC 6 7.12% $6,228
    Superior Credit Union, Inc. 6 7.10% $4,200
    The Citizens National Bank of Bluffton 6 6.63% $3,049
    UNITED WHOLESALE MORTGAGE, LLC 6 7.10% $4,718
    HOMESIDE FINANCIAL, LLC 3 6.91% $6,333
    PREMIA MORTGAGE, LLC 3 6.26% $1,150
    Civista Bank 3 6.54% $4,558
    POLARIS HOME FUNDING CORP. 3 7.13% $8,065
    U.S. Bank 3 6.62% $2,507
    First Western Trust Bank 3 6.63% $3,597
    CMG MORTGAGE, INC. 3 7.04% $4,937
    Ally Bank 2 7.13% $4,545
    KeyBank 2 7.00% $3,332
    Discover Bank 2 6.25% $0
    STOCKTON MORTGAGE CORPORATION 2 6.81% $6,743
    Flagstar Bank, FSB 2 6.81% $3,150
    Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $5,781
    ZILLOW HOME LOANS, LLC 2 6.75% $4,428
    The Genoa Banking Company 2 6.94% $3,897
    NBKC BANK 2 6.63% $2,957
    NEWREZ LLC 2 6.56% $3,156
    The Union Bank Company 2 7.00% $3,565
    S&T Bank 1 7.00% $3,429
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.38% $7,425
    SUN Federal Credit Union 1 6.38% $4,298
    THE EQUITABLE MORTGAGE CORPORATION 1 6.38% $3,905
    The Federal Savings Bank 1 6.63% $3,884
    The Loan Store, Inc. 1 6.63% $4,671
    Bank of America 1 6.25% $5,795
    Union Savings Bank 1 6.50% $900
    UNITED 1 6.75% $8,271
    RBC Bank, (Georgia) 1 5.88% $3,111
    ALLIANT CREDIT UNION 1 6.38% $3,335
    GVC MORTGAGE, INC. 1 7.63% $5,906
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.13% $3,675
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.88% $3,815
    LAKE MICHIGAN CREDIT UNION 1 6.99% $5,485
    LENDSURE MORTGAGE CORP. 1 9.88% $7,999
    CNB Bank 1 8.25% $4,011
    LOANPAL, LLC 1 5.99% $5,653
    Magnolia Bank 1 5.63% $5,422
    MID AMERICA MORTGAGE, INC. 1 6.88% $5,027
    NAVY FEDERAL CREDIT UNION 1 8.38% $1,894
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $4,868
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.25% $3,850
    Fremont Federal Credit Union 1 7.00% $3,145
    RUOFF MORTGAGE COMPANY, INC. 1 7.13% $4,503
    S1L, Inc. 1 6.88% $6,898
    SFMC, LP 1 5.25% $2,513

    Findlay Average Closing Costs & Other Stats

    Findlay, OH's 58 lenders originated 1,391 loans during 2024. The total origination value was $280,555,000, with an average loan value of $201,693.

    Findlay's average closing costs are $4,384.

    The top Findlay lender as defined by loan originations is LOANDEPOT.COM, LLC, with 118 loans originated. Their average total fees are $4,421, which is $359 higher than the next largest lender, First Federal Bank of the Midwest.

    The lowest fee Findlay lenders (with over 10 loans originated) are JPMorgan Chase Bank ($2,823), Fifth Third Bank ($3,801), First Federal Bank of the Midwest ($4,062), LOANDEPOT.COM, LLC ($4,421) and The Huntington National Bank ($4,456).

    The lowest rate Findlay lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.54%), First Federal Bank of the Midwest (6.76%), Fifth Third Bank (6.77%), The Huntington National Bank (6.82%) and LOANDEPOT.COM, LLC (6.84%).

    Findlay, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    LOANDEPOT.COM, LLC $50,645,000 $50,260,000 -0.8% 17.9%
    First Federal Bank of the Midwest $29,965,000 $47,600,000 58.9% 17.0%
    The Huntington National Bank $22,335,000 $22,720,000 1.7% 8.1%
    GUARANTEED RATE, INC. $11,640,000 $16,150,000 38.7% 5.8%
    Fifth Third Bank $9,925,000 $12,315,000 24.1% 4.4%
    QUICKEN LOANS, LLC $11,410,000 $12,010,000 5.3% 4.3%
    WALKER & DUNLOP, LLC $11,575,000 n/a 4.1%
    AG Credit, Agricultural Credit Association $3,600,000 $8,845,000 145.7% 3.2%
    JPMorgan Chase Bank $8,870,000 $6,325,000 -28.7% 2.3%
    The State Bank and Trust Company $3,350,000 $5,810,000 73.4% 2.1%
    The First National Bank of Pandora $8,505,000 $5,450,000 -35.9% 1.9%
    Mortgage Research Center, LLC $3,525,000 $4,855,000 37.7% 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,910,000 $3,715,000 94.5% 1.3%
    UNION HOME MORTGAGE CORP. $2,320,000 $3,670,000 58.2% 1.3%
    FREEDOM MORTGAGE CORPORATION $715,000 $3,380,000 372.7% 1.2%
    Hiawatha National Bank $3,205,000 n/a 1.1%
    POLARIS HOME FUNDING CORP. $2,190,000 $2,950,000 34.7% 1.1%
    Superior Credit Union, Inc. $2,580,000 $2,940,000 14.0% 1.0%
    The Citizens National Bank of Bluffton $2,165,000 $2,625,000 21.2% 0.9%
    The Union Bank Company $5,130,000 $2,525,000 -50.8% 0.9%
    The Old Fort Banking Company $2,350,000 $2,290,000 -2.6% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $1,080,000 $1,885,000 74.5% 0.7%
    PREMIA MORTGAGE, LLC $1,720,000 n/a 0.6%
    Civista Bank $215,000 $1,585,000 637.2% 0.6%
    U.S. Bank $1,275,000 $1,390,000 9.0% 0.5%
    Discover Bank $630,000 $1,220,000 93.7% 0.4%
    QUORUM FEDERAL CREDIT UNION $175,000 $1,210,000 591.4% 0.4%
    21ST MORTGAGE CORPORATION $405,000 $1,045,000 158.0% 0.4%
    USAA Federal Savings Bank $500,000 $1,045,000 109.0% 0.4%
    Citizens Bank $1,780,000 $1,030,000 -42.1% 0.4%
    Carrington Mortgage Services, LLC $555,000 $1,025,000 84.7% 0.4%
    HOMESIDE FINANCIAL, LLC $125,000 $1,015,000 712.0% 0.4%
    NEW DAY FINANCIAL, LLC $1,450,000 $950,000 -34.5% 0.3%
    CMG MORTGAGE, INC. $940,000 n/a 0.3%
    UNITED $860,000 n/a 0.3%
    The Genoa Banking Company $510,000 $775,000 52.0% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $750,000 n/a 0.3%
    The Richwood Banking Company $745,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $430,000 $715,000 66.3% 0.3%
    NEWREZ LLC $1,045,000 $680,000 -34.9% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $135,000 $675,000 400.0% 0.2%
    LAKE MICHIGAN CREDIT UNION $665,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $630,000 n/a 0.2%
    Flagstar Bank, FSB $660,000 $625,000 -5.3% 0.2%
    USX Federal Credit Union $200,000 $625,000 212.5% 0.2%
    SUN Federal Credit Union $130,000 $605,000 365.4% 0.2%
    Blue Ridge Bank $570,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,525,000 $565,000 -63.0% 0.2%
    1ST SIGNATURE LENDING, LLC $670,000 $545,000 -18.7% 0.2%
    Union Savings Bank $665,000 $525,000 -21.1% 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $500,000 n/a 0.2%
    KeyBank $2,095,000 $495,000 -76.4% 0.2%
    First Federal Community Bank of Bucyrus $775,000 $440,000 -43.2% 0.2%
    CNB Bank $435,000 n/a 0.2%
    STOCKTON MORTGAGE CORPORATION $430,000 n/a 0.2%
    NBKC BANK $420,000 n/a 0.1%
    PENNYMAC LOAN SERVICES, LLC $555,000 $420,000 -24.3% 0.1%
    Figure Lending LLC $540,000 $415,000 -23.1% 0.1%
    Peoples Bank $405,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $740,000 $405,000 -45.3% 0.1%
    The Middlefield Banking Company $420,000 $395,000 -6.0% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $370,000 $385,000 4.1% 0.1%
    FLAT BRANCH MORTGAGE, INC. $375,000 n/a 0.1%
    LENDINGONE, LLC $105,000 $365,000 247.6% 0.1%
    ALLIANT CREDIT UNION $360,000 n/a 0.1%
    S1L, Inc. $345,000 n/a 0.1%
    Ally Bank $530,000 $340,000 -35.8% 0.1%
    First Western Trust Bank $325,000 n/a 0.1%
    Coastal Community Bank $150,000 $320,000 113.3% 0.1%
    ZILLOW HOME LOANS, LLC $310,000 n/a 0.1%
    Bank of America $310,000 $305,000 -1.6% 0.1%
    EQUITY RESOURCES, INC. $770,000 $305,000 -60.4% 0.1%
    AMERISAVE MORTGAGE CORPORATION $105,000 $295,000 181.0% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $295,000 n/a 0.1%
    GARDNER FINANCIAL SERVICES, LTD. $295,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $475,000 $295,000 -37.9% 0.1%
    GVC MORTGAGE, INC. $285,000 n/a 0.1%
    Fremont Federal Credit Union $295,000 $280,000 -5.1% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $280,000 n/a 0.1%
    Cornerstone First Mortgage, Inc $275,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $255,000 $265,000 3.9% 0.1%
    EVERETT FINANCIAL, INC. $255,000 n/a 0.1%
    SPRING EQ, LLC $255,000 n/a 0.1%
    First Citizens National Bank $245,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $565,000 $245,000 -56.6% 0.1%
    THE EQUITABLE MORTGAGE CORPORATION $245,000 n/a 0.1%
    The Federal Savings Bank $240,000 n/a 0.1%
    Magnolia Bank $235,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $165,000 $235,000 42.4% 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $225,000 n/a 0.1%
    RBC Bank, (Georgia) $225,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $205,000 n/a 0.1%
    MILEND, INC. $205,000 n/a 0.1%
    The Farmers & Merchants State Bank $665,000 $205,000 -69.2% 0.1%
    TOWNE MORTGAGE COMPANY $155,000 $205,000 32.3% 0.1%
    First Federal Bank of Ohio $195,000 n/a 0.1%
    The Croghan Colonial Bank $475,000 $195,000 -58.9% 0.1%
    MYCUMORTGAGE, LLC $1,005,000 $185,000 -81.6% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $315,000 $185,000 -41.3% 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $175,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $65,000 $165,000 153.8% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $155,000 n/a 0.1%
    TruHome Solutions, LLC $155,000 n/a 0.1%
    The Loan Store, Inc. $150,000 n/a 0.1%
    DOMINION FINANCIAL SERVICES, LLC $145,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $135,000 n/a 0.0%
    LENDSURE MORTGAGE CORP. $145,000 $135,000 -6.9% 0.0%
    S&T Bank $135,000 n/a 0.0%
    PNC Bank $835,000 $125,000 -85.0% 0.0%
    CONSTRUCTIVE LOANS, LLC $115,000 n/a 0.0%
    DIGITAL Federal Credit Union $115,000 n/a 0.0%
    Bank of Ann Arbor $105,000 n/a 0.0%
    LOANPAL, LLC $105,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $105,000 n/a 0.0%
    CORNERSTONE COMMUNITY FINANCIAL $25,000 $90,000 260.0% 0.0%
    OCMBC, INC. $75,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.0%
    SFMC, LP $65,000 n/a 0.0%
    Connexus Credit Union $55,000 n/a 0.0%
    KEMBA FINANCIAL $175,000 $25,000 -85.7% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $850,000 $25,000 -97.1% 0.0%
    PENTAGON FEDERAL CREDIT UNION $185,000 $25,000 -86.5% 0.0%
    STAR USA FEDERAL CREDIT UNION $15,000 n/a 0.0%

    Findlay's top lender by overall market share is LOANDEPOT.COM, LLC, with 17.9% market share. In second place, with 17.0%, is First Federal Bank of the Midwest, having originated $47,600,000 in loans. In third place, with 8.1%, is The Huntington National Bank, having originated $22,720,000 in loans. In fourth place, with 5.8%, is GUARANTEED RATE, INC., having originated $16,150,000 in loans. In fifth place, with 4.4%, is Fifth Third Bank, having originated $12,315,000 in loans.

    Findlay Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,900 (20.0%) $243,234 (18.7%) 0.00 195
    2018-02-01 $169,600 (0.4%) $241,873 (9.8%) 0.00 194
    2018-03-01 $179,900 (4.9%) $242,514 (6.4%) 0.00 191
    2018-04-01 $194,350 (8.0%) $253,523 (10.7%) 0.00 191
    2018-05-01 $192,725 (15.2%) $255,756 (19.6%) 0.00 195
    2018-06-01 $189,900 (16.4%) $247,975 (19.3%) 0.00 223
    2018-07-01 $189,900 (11.9%) $248,704 (14.9%) 0.00 233
    2018-08-01 $182,400 (7.4%) $239,584 (6.2%) 0.00 235
    2018-09-01 $179,900 (8.1%) $241,138 (8.1%) 0.00 237
    2018-10-01 $186,175 (10.2%) $244,212 (8.3%) 0.00 219
    2018-11-01 $186,565 (9.8%) $243,234 (0.8%) 0.00 215
    2018-12-01 $192,900 (7.2%) $252,069 (3.8%) 0.00 180
    2019-01-01 $191,200 (6.3%) $250,416 (3.0%) 0.00 177
    2019-02-01 $183,400 (8.1%) $249,535 (3.2%) 0.00 177
    2019-03-01 $201,329 (11.9%) $262,769 (8.4%) 0.00 168
    2019-04-01 $229,550 (18.1%) $274,118 (8.1%) 0.00 173
    2019-05-01 $239,575 (24.3%) $275,554 (7.7%) 0.00 164
    2019-06-01 $221,900 (16.9%) $266,630 (7.5%) 0.00 186
    2019-07-01 $204,925 (7.9%) $262,000 (5.4%) 0.00 198
    2019-08-01 $204,518 (12.1%) $258,375 (7.8%) 0.00 202
    2019-09-01 $203,945 (13.4%) $256,838 (6.5%) 0.00 198
    2019-10-01 $203,500 (9.3%) $256,602 (5.1%) 0.00 195
    2019-11-01 $194,900 (4.5%) $246,543 (1.4%) 0.00 168
    2019-12-01 $189,850 (-1.6%) $248,804 (-1.3%) 0.00 143
    2020-01-01 $199,500 (4.3%) $259,605 (3.7%) 0.00 124
    2020-02-01 $199,500 (8.8%) $289,771 (16.1%) 0.00 97
    2020-03-01 $214,900 (6.7%) $289,619 (10.2%) 0.00 113
    2020-04-01 $203,375 (-11.4%) $287,025 (4.7%) 0.00 110
    2020-05-01 $197,900 (-17.4%) $280,875 (1.9%) 0.00 121
    2020-06-01 $262,450 (18.3%) $320,844 (20.3%) 0.00 113
    2020-07-01 $254,450 (24.2%) $316,387 (20.8%) 0.00 138
    2020-08-01 $229,900 (12.4%) $306,556 (18.7%) 0.00 133
    2020-09-01 $227,450 (11.5%) $312,289 (21.6%) 0.00 129
    2020-10-01 $209,900 (3.1%) $277,752 (8.2%) 0.00 152
    2020-11-01 $199,200 (2.2%) $277,557 (12.6%) 0.00 151
    2020-12-01 $192,900 (1.6%) $275,059 (10.6%) 0.00 136
    2021-01-01 $204,400 (2.5%) $269,601 (3.9%) 0.00 116
    2021-02-01 $209,900 (5.2%) $292,236 (0.9%) 0.00 88
    2021-03-01 $244,950 (14.0%) $333,113 (15.0%) 0.00 72
    2021-04-01 $261,175 (28.4%) $342,572 (19.4%) 0.00 72
    2021-05-01 $253,950 (28.3%) $346,661 (23.4%) 0.00 80
    2021-06-01 $260,775 (-0.6%) $360,193 (12.3%) 0.00 89
    2021-07-01 $247,500 (-2.7%) $326,626 (3.2%) 0.00 113
    2021-08-01 $224,900 (-2.2%) $306,429 (0.0%) 0.00 137
    2021-09-01 $221,200 (-2.8%) $302,431 (-3.2%) 0.00 145
    2021-10-01 $216,300 (3.1%) $284,144 (2.3%) 0.00 135
    2021-11-01 $223,350 (12.1%) $267,964 (-3.5%) 0.00 134
    2021-12-01 $207,000 (7.3%) $246,442 (-10.4%) 0.00 104
    2022-01-01 $218,350 (6.8%) $261,037 (-3.2%) 0.00 67
    2022-02-01 $213,450 (1.7%) $286,331 (-2.0%) 0.00 62
    2022-03-01 $214,900 (-12.3%) $294,059 (-11.7%) 0.00 49
    2022-04-01 $259,900 (-0.5%) $319,108 (-6.9%) 0.00 48
    2022-05-01 $258,425 (1.8%) $310,428 (-10.5%) 0.00 60
    2022-06-01 $249,900 (-4.2%) $300,027 (-16.7%) 0.00 94
    2022-07-01 $254,950 (3.0%) $302,446 (-7.4%) 0.00 107
    2022-08-01 $247,175 (9.9%) $292,340 (-4.6%) 0.00 111
    2022-09-01 $234,500 (6.0%) $293,024 (-3.1%) 0.00 118
    2022-10-01 $237,400 (9.8%) $294,506 (3.7%) 0.00 111
    2022-11-01 $230,000 (3.0%) $295,645 (10.3%) 0.00 112
    2022-12-01 $229,900 (11.1%) $272,922 (10.8%) 0.00 101
    2023-01-01 $221,000 (1.2%) $277,568 (6.3%) 0.00 92
    2023-02-01 $209,900 (-1.7%) $290,038 (1.3%) 0.00 74
    2023-03-01 $217,400 (1.2%) $305,159 (3.8%) 0.00 70
    2023-04-01 $238,950 (-8.1%) $331,287 (3.8%) 0.00 72
    2023-05-01 $242,175 (-6.3%) $343,118 (10.5%) 0.00 75
    2023-06-01 $254,900 (2.0%) $354,367 (18.1%) 0.00 95
    2023-07-01 $282,450 (10.8%) $359,885 (19.0%) 0.00 97
    2023-08-01 $267,475 (8.2%) $358,211 (22.5%) 0.00 117
    2023-09-01 $261,450 (11.5%) $344,396 (17.5%) 0.00 127
    2023-10-01 $255,675 (7.7%) $326,978 (11.0%) 0.00 126
    2023-11-01 $249,450 (8.5%) $324,312 (9.7%) 0.00 110
    2023-12-01 $239,900 (4.4%) $297,874 (9.1%) 0.00 92
    2024-01-01 $234,900 (6.3%) $300,236 (8.2%) 0.00 88
    2024-02-01 $247,400 (17.9%) $311,589 (7.4%) 0.00 68
    2024-03-01 $259,900 (19.6%) $313,704 (2.8%) 0.00 66
    2024-04-01 $254,950 (6.7%) $313,319 (-5.4%) 0.00 71
    2024-05-01 $253,700 (4.8%) $333,158 (-2.9%) 0.00 80
    2024-06-01 $260,000 (2.0%) $342,398 (-3.4%) 0.00 89
    2024-07-01 $287,475 (1.8%) $354,779 (-1.4%) 0.00 108
    2024-08-01 $259,950 (-2.8%) $327,588 (-8.6%) 0.00 116
    2024-09-01 $250,000 (-4.4%) $318,493 (-7.5%) 0.00 132
    2024-10-01 $249,700 (-2.3%) $314,085 (-3.9%) 0.00 152
    2024-11-01 $249,950 (0.2%) $315,711 (-2.7%) 0.00 153
    2024-12-01 $249,900 (4.2%) $296,103 (-0.6%) 0.00 143
    2025-01-01 $239,700 (2.0%) $275,840 (-8.1%) 0.00 126
    2025-02-01 $242,750 (-1.9%) $281,274 (-9.7%) 0.00 112
    2025-03-01 $260,000 (0.0%) $290,472 (-7.4%) 0.00 95
    Findlay's median listing price for 2025-03-01 was $260,000, a difference of $100 (0.0%) versus the prior year and $17,250 versus the prior month.

    Findlay's median listing price comes in at 0% of the national average.

    Findlay's average listing price for 2025-03-01 was $290,472, a difference of $-23,232 (-7.4%) versus the prior year and $9,198 versus the prior month.

    For the 2025-03-01 period, Findlay had 95 MLS listings, a difference of -17 listings (-15%) versus the prior month and 29 listings (44%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,796 sqft
    2018-02-01 0 days 1,777 sqft
    2018-03-01 0 days 1,851 sqft
    2018-04-01 0 days 1,896 sqft
    2018-05-01 0 days 1,938 sqft
    2018-06-01 0 days 1,902 sqft
    2018-07-01 0 days 1,885 sqft
    2018-08-01 0 days 1,894 sqft
    2018-09-01 0 days 1,883 sqft
    2018-10-01 0 days 1,862 sqft
    2018-11-01 0 days 1,883 sqft
    2018-12-01 0 days 1,868 sqft
    2019-01-01 0 days 1,871 sqft
    2019-02-01 0 days 1,826 sqft
    2019-03-01 0 days 1,927 sqft
    2019-04-01 0 days 2,012 sqft
    2019-05-01 0 days 2,059 sqft
    2019-06-01 0 days 1,994 sqft
    2019-07-01 0 days 1,921 sqft
    2019-08-01 0 days 1,907 sqft
    2019-09-01 0 days 1,902 sqft
    2019-10-01 0 days 1,933 sqft
    2019-11-01 0 days 1,909 sqft
    2019-12-01 0 days 1,909 sqft
    2020-01-01 0 days 1,918 sqft
    2020-02-01 0 days 1,868 sqft
    2020-03-01 0 days 1,901 sqft
    2020-04-01 0 days 1,898 sqft
    2020-05-01 0 days 1,906 sqft
    2020-06-01 0 days 2,124 sqft
    2020-07-01 0 days 2,068 sqft
    2020-08-01 0 days 1,968 sqft
    2020-09-01 0 days 2,044 sqft
    2020-10-01 0 days 1,948 sqft
    2020-11-01 0 days 1,842 sqft
    2020-12-01 0 days 1,929 sqft
    2021-01-01 0 days 1,922 sqft
    2021-02-01 0 days 1,918 sqft
    2021-03-01 0 days 2,035 sqft
    2021-04-01 0 days 2,128 sqft
    2021-05-01 0 days 1,994 sqft
    2021-06-01 0 days 1,963 sqft
    2021-07-01 0 days 1,802 sqft
    2021-08-01 0 days 1,776 sqft
    2021-09-01 0 days 1,876 sqft
    2021-10-01 0 days 1,814 sqft
    2021-11-01 0 days 1,766 sqft
    2021-12-01 0 days 1,749 sqft
    2022-01-01 0 days 1,756 sqft
    2022-02-01 0 days 1,739 sqft
    2022-03-01 0 days 1,817 sqft
    2022-04-01 0 days 1,780 sqft
    2022-05-01 0 days 1,785 sqft
    2022-06-01 0 days 1,790 sqft
    2022-07-01 0 days 1,832 sqft
    2022-08-01 0 days 1,776 sqft
    2022-09-01 0 days 1,798 sqft
    2022-10-01 0 days 1,804 sqft
    2022-11-01 0 days 1,756 sqft
    2022-12-01 0 days 1,750 sqft
    2023-01-01 0 days 1,695 sqft
    2023-02-01 0 days 1,768 sqft
    2023-03-01 0 days 1,724 sqft
    2023-04-01 0 days 1,764 sqft
    2023-05-01 0 days 1,764 sqft
    2023-06-01 0 days 1,864 sqft
    2023-07-01 0 days 1,920 sqft
    2023-08-01 0 days 1,889 sqft
    2023-09-01 0 days 1,877 sqft
    2023-10-01 0 days 1,834 sqft
    2023-11-01 0 days 1,826 sqft
    2023-12-01 0 days 1,827 sqft
    2024-01-01 0 days 1,857 sqft
    2024-02-01 0 days 1,859 sqft
    2024-03-01 0 days 1,859 sqft
    2024-04-01 0 days 1,887 sqft
    2024-05-01 0 days 1,916 sqft
    2024-06-01 0 days 1,854 sqft
    2024-07-01 0 days 1,920 sqft
    2024-08-01 0 days 1,772 sqft
    2024-09-01 0 days 1,713 sqft
    2024-10-01 0 days 1,653 sqft
    2024-11-01 0 days 1,741 sqft
    2024-12-01 0 days 1,756 sqft
    2025-01-01 0 days 1,752 sqft
    2025-02-01 0 days 1,717 sqft
    2025-03-01 0 days 1,749 sqft
    Findlay's median listing age (time on market) for 2025-03-01 was 0 days.

    Findlay's median square footage for active listings during the 2025-03-01 period was 1,749 sqft. One year prior, the average listing was 1,859 sqft.

    Findlay, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 767 $197,465,000 $257,451
    Refi 196 $39,020,000 $199,082
    Cash Out Refi 164 $24,110,000 $147,012
    Home Improvement 143 $10,695,000 $74,790
    Other 121 $9,265,000 $76,570

    Findlay's most frequently cited loan purpose was Home Purchase, with 767 originations. The 2nd most popular reason was Refi, with 196 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 553 $123,345,000 $223,047
    Over 8% 402 $49,710,000 $123,657
    7-8% 265 $55,505,000 $209,453
    5-6% 103 $35,815,000 $347,718
    4-5% 6 $1,960,000 $326,667
    <2.5% 4 $240,000 $60,000

    During 2024, Findlay's most frequently originated rate bucket was 6-7%, with 553 originations.

    Loan Sizing (Findlay, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 515 $75,105,000 $145,835
    $100,000 or less 409 $23,345,000 $57,078
    $200k-400k 374 $100,270,000 $268,102
    $400k-600k 67 $30,915,000 $461,418
    $600k-1000k 18 $12,440,000 $691,111
    $Over $1MM 8 $38,480,000 $4,810,000

    Findlay's loan sizing saw the bucket of loans from $100k-200k with 515 originations, totaling $75,105,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 560 $131,170,000 $234,232
    60-80% 252 $80,460,000 $319,286
    20-40% 202 $18,450,000 $91,337
    Under 20% 149 $6,335,000 $42,517
    40-60% 139 $21,665,000 $155,863
    Over 100% 13 $4,105,000 $315,769

    Findlay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 560 originations, totaling $131,170,000 in origination value.