Findlay Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Findlay averaged 7.21% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.2% and one month ago for the week of 2023-08-17, the average rate was 6.81%.

Findlay's average rate one year ago was 5.74%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.83%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Findlay 30 Year Fixed Rate 2023-09-21 7.21%
Findlay 30 Year Fixed Rate Refi 2023-09-21 6.83%
Findlay 15 Year Fixed Rate 2023-09-21 6.34%
Findlay 15 Year Fixed Rate Refi 2023-09-21 6.94%
Findlay 30 Year FHA 2023-09-21 6.76%
Findlay 30 Year FHA Refi 2023-09-21 7.24%
Findlay 30 Year USDA 2023-09-21 7.02%
Findlay 30 Year USDA Refi 2023-09-21 6.92%
Findlay 30 Year VA 2023-09-21 6.43%
Findlay 30 Year VA Refi 2023-09-21 6.92%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Findlay, OH.

Findlay Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Findlay, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
LOANDEPOT.COM, LLC 200 5.24% $3,954
First Federal Bank of the Midwest 124 4.89% $3,811
The Huntington National Bank 50 4.62% $3,784
JPMorgan Chase Bank 38 5.06% $3,084
QUICKEN LOANS, LLC 37 5.20% $5,025
Fifth Third Bank 28 5.01% $3,997
The Union Bank Company 22 4.77% $2,936
UNION HOME MORTGAGE CORP. 22 5.03% $5,399
Superior Credit Union, Inc. 21 4.76% $3,356
The State Bank and Trust Company 12 4.16% $4,357
The Citizens National Bank of Bluffton 12 5.98% $3,165
KeyBank 12 4.75% $4,095
The Old Fort Banking Company 10 5.90% $2,760
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 5.00% $4,538
POLARIS HOME FUNDING CORP. 8 5.91% $6,369
UNITED WHOLESALE MORTGAGE, LLC 7 6.18% $3,777
Wells Fargo Bank 7 4.59% $2,741
Mr. Cooper ( Nationstar Mortgage ) 6 5.04% $6,224
CROSSCOUNTRY MORTGAGE, LLC 5 5.49% $6,996
PNC Bank 5 4.65% $4,266
EQUITY RESOURCES, INC. 4 5.22% $3,211
GUARANTEED RATE, INC. 3 5.13% $5,354
BETTER MORTGAGE CORPORATION 3 2.96% $4,414
NAVY FEDERAL CREDIT UNION 3 5.00% $4,279
MID AMERICA MORTGAGE, INC. 2 5.81% $5,156
Third Federal Savings and Loan Association of Cleveland 2 3.09% $2,722
First Federal Savings and Loan Association of Lakewood 2 3.50% $5,229
NEWREZ LLC 2 3.18% $5,506
HOWARD HANNA FINANCIAL SERVICES, INC. 2 3.31% $4,036
RUOFF MORTGAGE COMPANY, INC. 2 6.06% $3,064
Union Savings Bank 2 4.56% $2,970
PARTNERS 1ST Federal Credit Union 2 4.44% $3,669
ROYAL UNITED MORTGAGE LLC 2 6.25% $6,447
U.S. Bank 2 4.94% $3,281
EVERETT FINANCIAL, INC. 2 6.81% $2,518
PENNYMAC LOAN SERVICES, LLC 2 5.75% $5,563
Bank of America 2 4.06% $4,191
BNC National Bank 2 3.63% $5,300
SUPERIOR FINANCIAL SOLUTIONS, LLC 1 3.38% $5,217
T2 FINANCIAL LLC 1 5.37% $10,753
TELHIO 1 4.75% $3,801
The Croghan Colonial Bank 1 5.50% $2,965
The Farmers & Merchants State Bank 1 5.29% $3,453
The Genoa Banking Company 1 3.88% $3,537
TOWNE MORTGAGE COMPANY 1 6.50% $5,187
UBS Bank USA 1 6.50% $3,871
UIF CORPORATION 1 4.88% $3,290
UNITED 1 4.38% $9,098
VAN DYK MORTGAGE CORPORATION 1 5.50% $5,591
YOUR HOME FINANCIAL LLC 1 7.63% $5,336
AMERICAN MORTGAGE SERVICE COMPANY 1 4.88% $5,233
ZILLOW HOME LOANS, LLC 1 6.00% $4,451
AMERIFIRST FINANCIAL CORPORATION 1 6.88% $4,462
AMERISAVE MORTGAGE CORPORATION 1 5.88% $4,892
Barrington Bank & Trust Company, N.A. 1 6.49% $3,068
CALIBER HOME LOANS, INC. 1 5.63% $2,310
Cf Bank 1 4.00% $2,888
Christian Community Credit Union 1 6.25% $13,857
CHURCHILL MORTGAGE CORPORATION 1 6.13% $4,496
Citadel Servicing Corporation 1 5.00% $9,142
Citizens Bank 1 5.25% $4,975
CITIZENS EQUITY FIRST 1 5.75% $2,317
Civista Bank 1 7.50% $3,367
DIGITAL Federal Credit Union 1 3.63% $3,974
Directions Credit Union, Inc. 1 6.25% $3,292
Discover Bank 1 5.99% $0
First Merchants Bank 1 6.38% $3,820
First National Bank of Pennsylvania 1 6.38% $3,331
Flagstar Bank, FSB 1 4.25% $7,444
FREEDOM MORTGAGE CORPORATION 1 5.99% $3,469
GENERAL ELECTRIC CREDIT UNION 1 4.00% $4,112
GENISYS 1 4.38% $3,133
Guardian Savings Bank, A Federal Savings Bank 1 4.50% $445
HOME POINT FINANCIAL CORPORATION 1 4.99% $5,560
HOMEXPRESS MORTGAGE CORP. 1 8.50% $11,012
INTERCAP LENDING INC. 1 6.13% $5,633
Liberty National Bank 1 5.38% $2,731
MORTGAGE ACCESS CORP. 1 3.63% $4,923
Mortgage Research Center, LLC 1 5.38% $1,240
M&T Bank 1 4.13% $3,130
Nations Lending Corporation 1 7.13% $6,952
NETWORK CAPITAL FUNDING CORPORATION 1 6.88% $6,898
North American Savings Bank, F.S.B. 1 3.50% $1,444
NP, Inc. 1 6.13% $12,914
Orion Federal Credit Union 1 4.25% $7,564
Renasant Bank 1 6.75% $3,558
SECURITYNATIONAL MORTGAGE COMPANY 1 4.99% $4,262
SUCCESS MORTGAGE PARTNERS, INC. 1 3.99% $3,194
SUN Federal Credit Union 1 4.00% $3,089

Findlay Average Closing Costs & Other Stats

Findlay, OH's 89 lenders originated 1,990 loans during 2022. The total origination value was $364,630,000, with an average loan value of $183,231.

Findlay's average closing costs are $4,084.

The top Findlay lender as defined by loan originations is LOANDEPOT.COM, LLC, with 200 loans originated. Their average total fees are $3,954, which is $143 higher than the next largest lender, First Federal Bank of the Midwest.

The lowest fee Findlay lenders (with over 10 loans originated) are The Old Fort Banking Company ($2,760), The Union Bank Company ($2,936), JPMorgan Chase Bank ($3,084), The Citizens National Bank of Bluffton ($3,165) and Superior Credit Union, Inc. ($3,356).

The lowest rate Findlay lenders (with over 10 loans originated) are The State Bank and Trust Company (4.16%), The Huntington National Bank (4.62%), KeyBank (4.75%), Superior Credit Union, Inc. (4.76%) and The Union Bank Company (4.77%).

Findlay, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
LOANDEPOT.COM, LLC $125,085,000 $71,650,000 -42.7% 19.7%
First Federal Bank of the Midwest $99,655,000 $58,755,000 -41.0% 16.1%
The Huntington National Bank $45,140,000 $26,775,000 -40.7% 7.3%
Fifth Third Bank $36,455,000 $24,645,000 -32.4% 6.8%
ORIX REAL ESTATE CAPITAL, LLC $21,340,000 n/a 5.9%
QUICKEN LOANS, LLC $33,695,000 $15,730,000 -53.3% 4.3%
KeyBank $4,270,000 $12,285,000 187.7% 3.4%
JPMorgan Chase Bank $22,655,000 $10,190,000 -55.0% 2.8%
The State Bank and Trust Company $8,475,000 $8,805,000 3.9% 2.4%
UNION HOME MORTGAGE CORP. $18,880,000 $8,340,000 -55.8% 2.3%
The Union Bank Company $5,580,000 $7,290,000 30.6% 2.0%
The First National Bank of Pandora $15,055,000 $6,450,000 -57.2% 1.8%
Superior Credit Union, Inc. $7,445,000 $6,255,000 -16.0% 1.7%
The Citizens National Bank of Bluffton $8,725,000 $5,695,000 -34.7% 1.6%
The Old Fort Banking Company $11,455,000 $4,915,000 -57.1% 1.3%
AG Credit, Agricultural Credit Association $5,465,000 $4,405,000 -19.4% 1.2%
POLARIS HOME FUNDING CORP. $5,310,000 $4,365,000 -17.8% 1.2%
Mortgage Research Center, LLC $4,875,000 $4,165,000 -14.6% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,895,000 $3,770,000 -3.2% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $910,000 $2,205,000 142.3% 0.6%
Wells Fargo Bank $3,880,000 $2,005,000 -48.3% 0.5%
Waterford Bank, N.A. $950,000 $1,910,000 101.1% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,295,000 $1,850,000 -19.4% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $705,000 $1,765,000 150.4% 0.5%
PNC Bank $360,000 $1,530,000 325.0% 0.4%
Citizens Bank $1,865,000 $1,495,000 -19.8% 0.4%
AMERISAVE MORTGAGE CORPORATION $2,070,000 $1,475,000 -28.7% 0.4%
Flagstar Bank, FSB $2,115,000 $1,395,000 -34.0% 0.4%
Third Federal Savings and Loan Association of Cleveland $1,530,000 $1,315,000 -14.1% 0.4%
GUARANTEED RATE, INC. $865,000 $1,285,000 48.6% 0.4%
BETTER MORTGAGE CORPORATION $2,925,000 $1,085,000 -62.9% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,080,000 n/a 0.3%
Carrington Mortgage Services, LLC $940,000 $1,065,000 13.3% 0.3%
CHURCHILL MORTGAGE CORPORATION $470,000 $885,000 88.3% 0.2%
BROKER SOLUTIONS, INC. $535,000 $880,000 64.5% 0.2%
First Federal Savings and Loan Association of Lakewood $5,320,000 $880,000 -83.5% 0.2%
MID AMERICA MORTGAGE, INC. $430,000 $795,000 84.9% 0.2%
BNC National Bank $790,000 n/a 0.2%
Blue Ridge Bank $840,000 $780,000 -7.1% 0.2%
First Federal Community Bank of Bucyrus $915,000 $760,000 -16.9% 0.2%
NEWREZ LLC $2,335,000 $740,000 -68.3% 0.2%
Servion, Inc. $710,000 n/a 0.2%
Union Savings Bank $860,000 $705,000 -18.0% 0.2%
NAVY FEDERAL CREDIT UNION $2,230,000 $695,000 -68.8% 0.2%
EQUITY RESOURCES, INC. $1,175,000 $660,000 -43.8% 0.2%
Bank of America $540,000 $655,000 21.3% 0.2%
Thomasville National Bank $640,000 n/a 0.2%
PENNYMAC LOAN SERVICES, LLC $1,970,000 $610,000 -69.0% 0.2%
MORTGAGE ACCESS CORP. $520,000 $600,000 15.4% 0.2%
LAKEVIEW LOAN SERVICING, LLC $580,000 $585,000 0.9% 0.2%
The Farmers & Merchants State Bank $2,190,000 $580,000 -73.5% 0.2%
NP, Inc. $540,000 n/a 0.1%
Citadel Servicing Corporation $535,000 n/a 0.1%
FREEDOM MORTGAGE CORPORATION $2,885,000 $525,000 -81.8% 0.1%
CALIBER HOME LOANS, INC. $1,915,000 $500,000 -73.9% 0.1%
U.S. Bank $1,920,000 $495,000 -74.2% 0.1%
QUORUM FEDERAL CREDIT UNION $230,000 $475,000 106.5% 0.1%
HOME POINT FINANCIAL CORPORATION $1,490,000 $460,000 -69.1% 0.1%
USX Federal Credit Union $555,000 $455,000 -18.0% 0.1%
PARTNERS 1ST Federal Credit Union $535,000 $450,000 -15.9% 0.1%
Cf Bank $115,000 $435,000 278.3% 0.1%
UNITED $830,000 $435,000 -47.6% 0.1%
SPRING EQ, LLC $410,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $150,000 $405,000 170.0% 0.1%
DIGITAL Federal Credit Union $65,000 $395,000 507.7% 0.1%
USAA Federal Savings Bank $725,000 $390,000 -46.2% 0.1%
Civista Bank $365,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,395,000 $360,000 -74.2% 0.1%
NEW DAY FINANCIAL, LLC $520,000 $360,000 -30.8% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $360,000 n/a 0.1%
Orion Federal Credit Union $355,000 n/a 0.1%
TELHIO $175,000 $355,000 102.9% 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $185,000 $350,000 89.2% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,105,000 $330,000 -70.1% 0.1%
Christian Community Credit Union $325,000 n/a 0.1%
Directions Credit Union, Inc. $420,000 $325,000 -22.6% 0.1%
CIVIC FINANCIAL SERVICES, LLC $320,000 n/a 0.1%
INTERCAP LENDING INC. $315,000 n/a 0.1%
Nations Lending Corporation $415,000 $300,000 -27.7% 0.1%
HONDA Federal Credit Union $345,000 $295,000 -14.5% 0.1%
Hometown Lenders, Inc. $375,000 $290,000 -22.7% 0.1%
MYCUMORTGAGE, LLC $885,000 $290,000 -67.2% 0.1%
GENERAL ELECTRIC CREDIT UNION $285,000 n/a 0.1%
First Merchants Bank $275,000 n/a 0.1%
EVERETT FINANCIAL, INC. $270,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $175,000 $255,000 45.7% 0.1%
Pathways Financial Credit Union, Inc. $255,000 n/a 0.1%
UBS Bank USA $255,000 n/a 0.1%
AMERIFIRST FINANCIAL CORPORATION $125,000 $250,000 100.0% 0.1%
RUOFF MORTGAGE COMPANY, INC. $1,030,000 $250,000 -75.7% 0.1%
The Genoa Banking Company $1,845,000 $245,000 -86.7% 0.1%
Discover Bank $235,000 n/a 0.1%
Fremont Federal Credit Union $405,000 $230,000 -43.2% 0.1%
LENDINGHOME FUNDING CORPORATION $145,000 $230,000 58.6% 0.1%
Texana Bank $225,000 n/a 0.1%
CLEARPATH LENDING $640,000 $215,000 -66.4% 0.1%
T2 FINANCIAL LLC $920,000 $215,000 -76.6% 0.1%
VAN DYK MORTGAGE CORPORATION $460,000 $215,000 -53.3% 0.1%
RELIANCE FIRST CAPITAL, LLC $330,000 $205,000 -37.9% 0.1%
Renasant Bank $205,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $165,000 $205,000 24.2% 0.1%
UIF CORPORATION $205,000 n/a 0.1%
Figure Lending LLC $240,000 $200,000 -16.7% 0.1%
First Federal Bank $115,000 $195,000 69.6% 0.1%
First National Bank of Pennsylvania $195,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $460,000 $195,000 -57.6% 0.1%
South State Bank $195,000 n/a 0.1%
SUN Federal Credit Union $15,000 $195,000 1,200.0% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $590,000 $195,000 -66.9% 0.1%
MORIA DEVELOPMENT, INC. $130,000 $190,000 46.2% 0.1%
SUPERIOR FINANCIAL SOLUTIONS, LLC $225,000 $185,000 -17.8% 0.1%
GENISYS $175,000 n/a 0.0%
Stock Yards Bank & Trust Company $175,000 n/a 0.0%
ARC HOME LLC $165,000 n/a 0.0%
M&T Bank $95,000 $165,000 73.7% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $165,000 n/a 0.0%
North American Savings Bank, F.S.B. $1,005,000 $165,000 -83.6% 0.0%
21ST MORTGAGE CORPORATION $160,000 $160,000 0.0% 0.0%
The Croghan Colonial Bank $445,000 $160,000 -64.0% 0.0%
ALL IN $155,000 n/a 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $155,000 n/a 0.0%
First Federal Bank of Ohio $450,000 $145,000 -67.8% 0.0%
Mechanics Bank $145,000 n/a 0.0%
TrueCore Federal Credit Union $145,000 n/a 0.0%
BEST CAPITAL FUNDING $135,000 n/a 0.0%
Liberty National Bank $105,000 $135,000 28.6% 0.0%
YOUR HOME FINANCIAL LLC $135,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $510,000 $135,000 -73.5% 0.0%
TOWNE MORTGAGE COMPANY $2,035,000 $125,000 -93.9% 0.0%
Barrington Bank & Trust Company, N.A. $230,000 $115,000 -50.0% 0.0%
CITIZENS EQUITY FIRST $115,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $115,000 n/a 0.0%
Day Air Credit Union, Inc $155,000 $105,000 -32.3% 0.0%
EASTMAN $105,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $95,000 n/a 0.0%
PHH Mortgage Corporation $95,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $195,000 $95,000 -51.3% 0.0%
Guardian Savings Bank, A Federal Savings Bank $65,000 n/a 0.0%
CORNERSTONE COMMUNITY FINANCIAL $55,000 n/a 0.0%
Centier Bank $35,000 n/a 0.0%
THRIVENT Federal Credit Union $155,000 $25,000 -83.9% 0.0%
STAR USA FEDERAL CREDIT UNION $15,000 n/a 0.0%

Findlay's top lender by overall market share is LOANDEPOT.COM, LLC, with 19.7% market share. In second place, with 16.1%, is First Federal Bank of the Midwest, having originated $58,755,000 in loans. In third place, with 7.3%, is The Huntington National Bank, having originated $26,775,000 in loans. In fourth place, with 6.8%, is Fifth Third Bank, having originated $24,645,000 in loans. In fifth place, with 5.9%, is ORIX REAL ESTATE CAPITAL, LLC, having originated $21,340,000 in loans.


Findlay Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $179,900 (20.0%) $243,234 (18.7%) 0.00 195
2018-02-01 $169,600 (0.4%) $241,873 (9.8%) 0.00 194
2018-03-01 $179,900 (4.9%) $242,514 (6.4%) 0.00 191
2018-04-01 $194,350 (8.0%) $253,523 (10.7%) 0.00 191
2018-05-01 $192,725 (15.2%) $255,756 (19.6%) 0.00 195
2018-06-01 $189,900 (16.4%) $247,975 (19.3%) 0.00 223
2018-07-01 $189,900 (11.9%) $248,704 (14.9%) 0.00 233
2018-08-01 $182,400 (7.3%) $239,584 (6.0%) 0.00 235
2018-09-01 $179,900 (7.2%) $241,138 (7.9%) 0.00 237
2018-10-01 $186,175 (10.1%) $244,212 (8.0%) 0.00 219
2018-11-01 $186,565 (9.8%) $243,234 (0.8%) 0.00 215
2018-12-01 $192,900 (7.2%) $252,069 (3.8%) 0.00 180
2019-01-01 $191,200 (6.3%) $250,416 (3.0%) 0.00 177
2019-02-01 $183,400 (8.1%) $249,535 (3.2%) 0.00 177
2019-03-01 $201,329 (11.9%) $262,769 (8.4%) 0.00 168
2019-04-01 $229,550 (18.1%) $274,118 (8.1%) 0.00 173
2019-05-01 $239,575 (24.3%) $275,554 (7.7%) 0.00 164
2019-06-01 $221,900 (16.9%) $266,630 (7.5%) 0.00 186
2019-07-01 $204,925 (7.9%) $262,000 (5.4%) 0.00 198
2019-08-01 $204,518 (12.1%) $258,375 (7.8%) 0.00 202
2019-09-01 $203,945 (13.4%) $256,838 (6.5%) 0.00 198
2019-10-01 $203,500 (9.3%) $256,602 (5.1%) 0.00 195
2019-11-01 $194,900 (4.5%) $246,543 (1.4%) 0.00 168
2019-12-01 $189,850 (-1.6%) $248,804 (-1.3%) 0.00 143
2020-01-01 $199,500 (4.3%) $259,605 (3.7%) 0.00 124
2020-02-01 $199,500 (8.8%) $289,771 (16.1%) 0.00 97
2020-03-01 $214,900 (6.7%) $289,619 (10.2%) 0.00 113
2020-04-01 $203,375 (-11.4%) $287,025 (4.7%) 0.00 110
2020-05-01 $197,900 (-17.4%) $280,875 (1.9%) 0.00 121
2020-06-01 $262,450 (18.3%) $320,844 (20.3%) 0.00 113
2020-07-01 $254,450 (24.2%) $316,387 (20.8%) 0.00 138
2020-08-01 $229,900 (12.4%) $306,556 (18.7%) 0.00 133
2020-09-01 $227,450 (11.5%) $312,289 (21.6%) 0.00 129
2020-10-01 $209,900 (3.1%) $277,752 (8.2%) 0.00 152
2020-11-01 $199,200 (2.2%) $277,557 (12.6%) 0.00 151
2020-12-01 $192,900 (1.6%) $275,059 (10.6%) 0.00 136
2021-01-01 $204,400 (2.5%) $269,601 (3.9%) 0.00 116
2021-02-01 $209,900 (5.2%) $292,236 (0.9%) 0.00 88
2021-03-01 $244,950 (14.0%) $333,113 (15.0%) 0.00 72
2021-04-01 $261,175 (28.4%) $342,572 (19.4%) 0.00 72
2021-05-01 $253,950 (28.3%) $346,661 (23.4%) 0.00 80
2021-06-01 $260,775 (-0.6%) $360,193 (12.3%) 0.00 89
2021-07-01 $247,500 (-2.7%) $326,626 (3.2%) 0.00 113
2021-08-01 $224,900 (-2.2%) $306,429 (0.0%) 0.00 137
2021-09-01 $221,200 (-2.8%) $302,431 (-3.2%) 0.00 145
2021-10-01 $216,300 (3.1%) $284,144 (2.3%) 0.00 135
2021-11-01 $223,350 (12.1%) $267,964 (-3.5%) 0.00 134
2021-12-01 $207,000 (7.3%) $246,442 (-10.4%) 0.00 104
2022-01-01 $218,350 (6.8%) $261,037 (-3.2%) 0.00 67
2022-02-01 $213,450 (1.7%) $286,331 (-2.0%) 0.00 62
2022-03-01 $214,900 (-12.3%) $294,059 (-11.7%) 0.00 49
2022-04-01 $259,900 (-0.5%) $319,108 (-6.9%) 0.00 48
2022-05-01 $258,425 (1.8%) $310,428 (-10.5%) 0.00 60
2022-06-01 $249,900 (-4.2%) $300,027 (-16.7%) 0.00 94
2022-07-01 $254,950 (3.0%) $302,446 (-7.4%) 0.00 107
2022-08-01 $247,175 (9.9%) $292,340 (-4.6%) 0.00 111
2022-09-01 $234,500 (6.0%) $293,024 (-3.1%) 0.00 118
2022-10-01 $237,400 (9.8%) $294,506 (3.7%) 0.00 111
2022-11-01 $230,000 (3.0%) $295,645 (10.3%) 0.00 112
2022-12-01 $229,900 (11.1%) $272,922 (10.8%) 0.00 101
2023-01-01 $221,000 (1.2%) $277,568 (6.3%) 0.00 92
2023-02-01 $209,900 (-1.7%) $290,038 (1.3%) 0.00 74
2023-03-01 $217,400 (1.2%) $305,159 (3.8%) 0.00 70
2023-04-01 $238,950 (-8.1%) $331,287 (3.8%) 0.00 72
2023-05-01 $242,175 (-6.3%) $343,118 (10.5%) 0.00 75
2023-06-01 $254,900 (2.0%) $354,367 (18.1%) 0.00 95
2023-07-01 $282,450 (10.8%) $359,885 (19.0%) 0.00 97
2023-08-01 $267,475 (8.2%) $358,211 (22.5%) 0.00 117
Findlay's median listing price for 2023-08-01 was $267,475, a difference of $20,300 (8.2%) versus the prior year and $-14,975 versus the prior month.

Findlay's median listing price comes in at 0% of the national average.

Findlay's average listing price for 2023-08-01 was $358,211, a difference of $65,871 (22.5%) versus the prior year and $-1,674 versus the prior month.

For the 2023-08-01 period, Findlay had 117 MLS listings, a difference of 20 listings (21%) versus the prior month and 6 listings (5%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,796 sqft
2018-02-01 0 days 1,777 sqft
2018-03-01 0 days 1,851 sqft
2018-04-01 0 days 1,896 sqft
2018-05-01 0 days 1,938 sqft
2018-06-01 0 days 1,902 sqft
2018-07-01 0 days 1,885 sqft
2018-08-01 0 days 1,894 sqft
2018-09-01 0 days 1,883 sqft
2018-10-01 0 days 1,862 sqft
2018-11-01 0 days 1,883 sqft
2018-12-01 0 days 1,868 sqft
2019-01-01 0 days 1,861 sqft
2019-02-01 0 days 1,823 sqft
2019-03-01 0 days 1,926 sqft
2019-04-01 0 days 2,012 sqft
2019-05-01 0 days 2,059 sqft
2019-06-01 0 days 1,994 sqft
2019-07-01 0 days 1,917 sqft
2019-08-01 0 days 1,907 sqft
2019-09-01 0 days 1,902 sqft
2019-10-01 0 days 1,933 sqft
2019-11-01 0 days 1,909 sqft
2019-12-01 0 days 1,909 sqft
2020-01-01 0 days 1,918 sqft
2020-02-01 0 days 1,885 sqft
2020-03-01 0 days 1,909 sqft
2020-04-01 0 days 1,907 sqft
2020-05-01 0 days 1,906 sqft
2020-06-01 0 days 2,124 sqft
2020-07-01 0 days 2,068 sqft
2020-08-01 0 days 1,968 sqft
2020-09-01 0 days 2,044 sqft
2020-10-01 0 days 1,948 sqft
2020-11-01 0 days 1,842 sqft
2020-12-01 0 days 1,929 sqft
2021-01-01 0 days 1,922 sqft
2021-02-01 0 days 1,918 sqft
2021-03-01 0 days 2,035 sqft
2021-04-01 0 days 2,128 sqft
2021-05-01 0 days 1,994 sqft
2021-06-01 0 days 1,963 sqft
2021-07-01 0 days 1,802 sqft
2021-08-01 0 days 1,776 sqft
2021-09-01 0 days 1,876 sqft
2021-10-01 0 days 1,814 sqft
2021-11-01 0 days 1,766 sqft
2021-12-01 0 days 1,749 sqft
2022-01-01 0 days 1,756 sqft
2022-02-01 0 days 1,739 sqft
2022-03-01 0 days 1,817 sqft
2022-04-01 0 days 1,780 sqft
2022-05-01 0 days 1,785 sqft
2022-06-01 0 days 1,790 sqft
2022-07-01 0 days 1,832 sqft
2022-08-01 0 days 1,776 sqft
2022-09-01 0 days 1,798 sqft
2022-10-01 0 days 1,804 sqft
2022-11-01 0 days 1,756 sqft
2022-12-01 0 days 1,750 sqft
2023-01-01 0 days 1,695 sqft
2023-02-01 0 days 1,768 sqft
2023-03-01 0 days 1,724 sqft
2023-04-01 0 days 1,764 sqft
2023-05-01 0 days 1,764 sqft
2023-06-01 0 days 1,864 sqft
2023-07-01 0 days 1,920 sqft
2023-08-01 0 days 1,889 sqft
Findlay's median listing age (time on market) for 2023-08-01 was 0 days.

Findlay's median square footage for active listings during the 2023-08-01 period was 1,889 sqft. One year prior, the average listing was 1,776 sqft.

Findlay, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,059 $248,465,000 $234,622
Refi 324 $47,540,000 $146,728
Cash Out Refi 268 $41,130,000 $153,470
Home Improvement 187 $15,235,000 $81,471
Other 151 $11,985,000 $79,371
NA 1 $275,000 $275,000

Findlay's most frequently cited loan purpose was Home Purchase, with 1,059 originations. The 2nd most popular reason was Refi, with 324 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 532 $100,930,000 $189,718
3-4% 408 $77,120,000 $189,020
4-5% 399 $68,955,000 $172,820
6-7% 242 $37,940,000 $156,777
2.5-3% 155 $27,595,000 $178,032
7-8% 98 $10,980,000 $112,041
Over 8% 54 $2,930,000 $54,259
<2.5% 41 $27,335,000 $666,707

During 2022, Findlay's most frequently originated rate bucket was 5-6%, with 532 originations.

Loan Sizing (Findlay, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 830 $120,510,000 $145,193
$100,000 or less 587 $34,735,000 $59,174
$200k-400k 470 $124,850,000 $265,638
$400k-600k 74 $34,120,000 $461,081
$600k-1000k 24 $17,900,000 $745,833
$Over $1MM 5 $32,515,000 $6,503,000

Findlay's loan sizing saw the bucket of loans from $100k-200k with 830 originations, totaling $120,510,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 782 $167,220,000 $213,836
60-80% 419 $79,565,000 $189,893
40-60% 266 $48,710,000 $183,120
20-40% 253 $22,675,000 $89,625
Under 20% 187 $8,175,000 $43,717
Over 100% 16 $25,770,000 $1,610,625

Findlay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 782 originations, totaling $167,220,000 in origination value.