Findlay Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Findlay averaged 7.21% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 7.2% and one month ago for the week of 2023-08-17, the average rate was 6.81%.

    Findlay's average rate one year ago was 5.74%.

    For refis of the same type during the week of 2023-09-21, the average rate was 6.83%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Findlay 30 Year Fixed Rate 2023-09-21 7.21%
    Findlay 30 Year Fixed Rate Refi 2023-09-21 6.83%
    Findlay 15 Year Fixed Rate 2023-09-21 6.34%
    Findlay 15 Year Fixed Rate Refi 2023-09-21 6.94%
    Findlay 30 Year FHA 2023-09-21 6.76%
    Findlay 30 Year FHA Refi 2023-09-21 7.24%
    Findlay 30 Year USDA 2023-09-21 7.02%
    Findlay 30 Year USDA Refi 2023-09-21 6.92%
    Findlay 30 Year VA 2023-09-21 6.43%
    Findlay 30 Year VA Refi 2023-09-21 6.92%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Findlay, OH.

    Findlay Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Findlay, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    LOANDEPOT.COM, LLC 200 5.24% $3,954
    First Federal Bank of the Midwest 124 4.89% $3,811
    The Huntington National Bank 50 4.62% $3,784
    JPMorgan Chase Bank 38 5.06% $3,084
    QUICKEN LOANS, LLC 37 5.20% $5,025
    Fifth Third Bank 28 5.01% $3,997
    The Union Bank Company 22 4.77% $2,936
    UNION HOME MORTGAGE CORP. 22 5.03% $5,399
    Superior Credit Union, Inc. 21 4.76% $3,356
    The State Bank and Trust Company 12 4.16% $4,357
    The Citizens National Bank of Bluffton 12 5.98% $3,165
    KeyBank 12 4.75% $4,095
    The Old Fort Banking Company 10 5.90% $2,760
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 5.00% $4,538
    POLARIS HOME FUNDING CORP. 8 5.91% $6,369
    UNITED WHOLESALE MORTGAGE, LLC 7 6.18% $3,777
    Wells Fargo Bank 7 4.59% $2,741
    Mr. Cooper ( Nationstar Mortgage ) 6 5.04% $6,224
    CROSSCOUNTRY MORTGAGE, LLC 5 5.49% $6,996
    PNC Bank 5 4.65% $4,266
    EQUITY RESOURCES, INC. 4 5.22% $3,211
    GUARANTEED RATE, INC. 3 5.13% $5,354
    BETTER MORTGAGE CORPORATION 3 2.96% $4,414
    NAVY FEDERAL CREDIT UNION 3 5.00% $4,279
    MID AMERICA MORTGAGE, INC. 2 5.81% $5,156
    Third Federal Savings and Loan Association of Cleveland 2 3.09% $2,722
    First Federal Savings and Loan Association of Lakewood 2 3.50% $5,229
    NEWREZ LLC 2 3.18% $5,506
    HOWARD HANNA FINANCIAL SERVICES, INC. 2 3.31% $4,036
    RUOFF MORTGAGE COMPANY, INC. 2 6.06% $3,064
    Union Savings Bank 2 4.56% $2,970
    PARTNERS 1ST Federal Credit Union 2 4.44% $3,669
    ROYAL UNITED MORTGAGE LLC 2 6.25% $6,447
    U.S. Bank 2 4.94% $3,281
    EVERETT FINANCIAL, INC. 2 6.81% $2,518
    PENNYMAC LOAN SERVICES, LLC 2 5.75% $5,563
    Bank of America 2 4.06% $4,191
    BNC National Bank 2 3.63% $5,300
    SUPERIOR FINANCIAL SOLUTIONS, LLC 1 3.38% $5,217
    T2 FINANCIAL LLC 1 5.37% $10,753
    TELHIO 1 4.75% $3,801
    The Croghan Colonial Bank 1 5.50% $2,965
    The Farmers & Merchants State Bank 1 5.29% $3,453
    The Genoa Banking Company 1 3.88% $3,537
    TOWNE MORTGAGE COMPANY 1 6.50% $5,187
    UBS Bank USA 1 6.50% $3,871
    UIF CORPORATION 1 4.88% $3,290
    UNITED 1 4.38% $9,098
    VAN DYK MORTGAGE CORPORATION 1 5.50% $5,591
    YOUR HOME FINANCIAL LLC 1 7.63% $5,336
    AMERICAN MORTGAGE SERVICE COMPANY 1 4.88% $5,233
    ZILLOW HOME LOANS, LLC 1 6.00% $4,451
    AMERIFIRST FINANCIAL CORPORATION 1 6.88% $4,462
    AMERISAVE MORTGAGE CORPORATION 1 5.88% $4,892
    Barrington Bank & Trust Company, N.A. 1 6.49% $3,068
    CALIBER HOME LOANS, INC. 1 5.63% $2,310
    Cf Bank 1 4.00% $2,888
    Christian Community Credit Union 1 6.25% $13,857
    CHURCHILL MORTGAGE CORPORATION 1 6.13% $4,496
    Citadel Servicing Corporation 1 5.00% $9,142
    Citizens Bank 1 5.25% $4,975
    CITIZENS EQUITY FIRST 1 5.75% $2,317
    Civista Bank 1 7.50% $3,367
    DIGITAL Federal Credit Union 1 3.63% $3,974
    Directions Credit Union, Inc. 1 6.25% $3,292
    Discover Bank 1 5.99% $0
    First Merchants Bank 1 6.38% $3,820
    First National Bank of Pennsylvania 1 6.38% $3,331
    Flagstar Bank, FSB 1 4.25% $7,444
    FREEDOM MORTGAGE CORPORATION 1 5.99% $3,469
    GENERAL ELECTRIC CREDIT UNION 1 4.00% $4,112
    GENISYS 1 4.38% $3,133
    Guardian Savings Bank, A Federal Savings Bank 1 4.50% $445
    HOME POINT FINANCIAL CORPORATION 1 4.99% $5,560
    HOMEXPRESS MORTGAGE CORP. 1 8.50% $11,012
    INTERCAP LENDING INC. 1 6.13% $5,633
    Liberty National Bank 1 5.38% $2,731
    MORTGAGE ACCESS CORP. 1 3.63% $4,923
    Mortgage Research Center, LLC 1 5.38% $1,240
    M&T Bank 1 4.13% $3,130
    Nations Lending Corporation 1 7.13% $6,952
    NETWORK CAPITAL FUNDING CORPORATION 1 6.88% $6,898
    North American Savings Bank, F.S.B. 1 3.50% $1,444
    NP, Inc. 1 6.13% $12,914
    Orion Federal Credit Union 1 4.25% $7,564
    Renasant Bank 1 6.75% $3,558
    SECURITYNATIONAL MORTGAGE COMPANY 1 4.99% $4,262
    SUCCESS MORTGAGE PARTNERS, INC. 1 3.99% $3,194
    SUN Federal Credit Union 1 4.00% $3,089

    Findlay Average Closing Costs & Other Stats

    Findlay, OH's 89 lenders originated 1,990 loans during 2022. The total origination value was $364,630,000, with an average loan value of $183,231.

    Findlay's average closing costs are $4,084.

    The top Findlay lender as defined by loan originations is LOANDEPOT.COM, LLC, with 200 loans originated. Their average total fees are $3,954, which is $143 higher than the next largest lender, First Federal Bank of the Midwest.

    The lowest fee Findlay lenders (with over 10 loans originated) are The Old Fort Banking Company ($2,760), The Union Bank Company ($2,936), JPMorgan Chase Bank ($3,084), The Citizens National Bank of Bluffton ($3,165) and Superior Credit Union, Inc. ($3,356).

    The lowest rate Findlay lenders (with over 10 loans originated) are The State Bank and Trust Company (4.16%), The Huntington National Bank (4.62%), KeyBank (4.75%), Superior Credit Union, Inc. (4.76%) and The Union Bank Company (4.77%).

    Findlay, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    LOANDEPOT.COM, LLC $125,085,000 $71,650,000 -42.7% 19.7%
    First Federal Bank of the Midwest $99,655,000 $58,755,000 -41.0% 16.1%
    The Huntington National Bank $45,140,000 $26,775,000 -40.7% 7.3%
    Fifth Third Bank $36,455,000 $24,645,000 -32.4% 6.8%
    ORIX REAL ESTATE CAPITAL, LLC $21,340,000 n/a 5.9%
    QUICKEN LOANS, LLC $33,695,000 $15,730,000 -53.3% 4.3%
    KeyBank $4,270,000 $12,285,000 187.7% 3.4%
    JPMorgan Chase Bank $22,655,000 $10,190,000 -55.0% 2.8%
    The State Bank and Trust Company $8,475,000 $8,805,000 3.9% 2.4%
    UNION HOME MORTGAGE CORP. $18,880,000 $8,340,000 -55.8% 2.3%
    The Union Bank Company $5,580,000 $7,290,000 30.6% 2.0%
    The First National Bank of Pandora $15,055,000 $6,450,000 -57.2% 1.8%
    Superior Credit Union, Inc. $7,445,000 $6,255,000 -16.0% 1.7%
    The Citizens National Bank of Bluffton $8,725,000 $5,695,000 -34.7% 1.6%
    The Old Fort Banking Company $11,455,000 $4,915,000 -57.1% 1.3%
    AG Credit, Agricultural Credit Association $5,465,000 $4,405,000 -19.4% 1.2%
    POLARIS HOME FUNDING CORP. $5,310,000 $4,365,000 -17.8% 1.2%
    Mortgage Research Center, LLC $4,875,000 $4,165,000 -14.6% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,895,000 $3,770,000 -3.2% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $910,000 $2,205,000 142.3% 0.6%
    Wells Fargo Bank $3,880,000 $2,005,000 -48.3% 0.5%
    Waterford Bank, N.A. $950,000 $1,910,000 101.1% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $2,295,000 $1,850,000 -19.4% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $705,000 $1,765,000 150.4% 0.5%
    PNC Bank $360,000 $1,530,000 325.0% 0.4%
    Citizens Bank $1,865,000 $1,495,000 -19.8% 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,070,000 $1,475,000 -28.7% 0.4%
    Flagstar Bank, FSB $2,115,000 $1,395,000 -34.0% 0.4%
    Third Federal Savings and Loan Association of Cleveland $1,530,000 $1,315,000 -14.1% 0.4%
    GUARANTEED RATE, INC. $865,000 $1,285,000 48.6% 0.4%
    BETTER MORTGAGE CORPORATION $2,925,000 $1,085,000 -62.9% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,080,000 n/a 0.3%
    Carrington Mortgage Services, LLC $940,000 $1,065,000 13.3% 0.3%
    CHURCHILL MORTGAGE CORPORATION $470,000 $885,000 88.3% 0.2%
    BROKER SOLUTIONS, INC. $535,000 $880,000 64.5% 0.2%
    First Federal Savings and Loan Association of Lakewood $5,320,000 $880,000 -83.5% 0.2%
    MID AMERICA MORTGAGE, INC. $430,000 $795,000 84.9% 0.2%
    BNC National Bank $790,000 n/a 0.2%
    Blue Ridge Bank $840,000 $780,000 -7.1% 0.2%
    First Federal Community Bank of Bucyrus $915,000 $760,000 -16.9% 0.2%
    NEWREZ LLC $2,335,000 $740,000 -68.3% 0.2%
    Servion, Inc. $710,000 n/a 0.2%
    Union Savings Bank $860,000 $705,000 -18.0% 0.2%
    NAVY FEDERAL CREDIT UNION $2,230,000 $695,000 -68.8% 0.2%
    EQUITY RESOURCES, INC. $1,175,000 $660,000 -43.8% 0.2%
    Bank of America $540,000 $655,000 21.3% 0.2%
    Thomasville National Bank $640,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $1,970,000 $610,000 -69.0% 0.2%
    MORTGAGE ACCESS CORP. $520,000 $600,000 15.4% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $580,000 $585,000 0.9% 0.2%
    The Farmers & Merchants State Bank $2,190,000 $580,000 -73.5% 0.2%
    NP, Inc. $540,000 n/a 0.1%
    Citadel Servicing Corporation $535,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $2,885,000 $525,000 -81.8% 0.1%
    CALIBER HOME LOANS, INC. $1,915,000 $500,000 -73.9% 0.1%
    U.S. Bank $1,920,000 $495,000 -74.2% 0.1%
    QUORUM FEDERAL CREDIT UNION $230,000 $475,000 106.5% 0.1%
    HOME POINT FINANCIAL CORPORATION $1,490,000 $460,000 -69.1% 0.1%
    USX Federal Credit Union $555,000 $455,000 -18.0% 0.1%
    PARTNERS 1ST Federal Credit Union $535,000 $450,000 -15.9% 0.1%
    Cf Bank $115,000 $435,000 278.3% 0.1%
    UNITED $830,000 $435,000 -47.6% 0.1%
    SPRING EQ, LLC $410,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $150,000 $405,000 170.0% 0.1%
    DIGITAL Federal Credit Union $65,000 $395,000 507.7% 0.1%
    USAA Federal Savings Bank $725,000 $390,000 -46.2% 0.1%
    Civista Bank $365,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $1,395,000 $360,000 -74.2% 0.1%
    NEW DAY FINANCIAL, LLC $520,000 $360,000 -30.8% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $360,000 n/a 0.1%
    Orion Federal Credit Union $355,000 n/a 0.1%
    TELHIO $175,000 $355,000 102.9% 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $185,000 $350,000 89.2% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,105,000 $330,000 -70.1% 0.1%
    Christian Community Credit Union $325,000 n/a 0.1%
    Directions Credit Union, Inc. $420,000 $325,000 -22.6% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $320,000 n/a 0.1%
    INTERCAP LENDING INC. $315,000 n/a 0.1%
    Nations Lending Corporation $415,000 $300,000 -27.7% 0.1%
    HONDA Federal Credit Union $345,000 $295,000 -14.5% 0.1%
    Hometown Lenders, Inc. $375,000 $290,000 -22.7% 0.1%
    MYCUMORTGAGE, LLC $885,000 $290,000 -67.2% 0.1%
    GENERAL ELECTRIC CREDIT UNION $285,000 n/a 0.1%
    First Merchants Bank $275,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $270,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $175,000 $255,000 45.7% 0.1%
    Pathways Financial Credit Union, Inc. $255,000 n/a 0.1%
    UBS Bank USA $255,000 n/a 0.1%
    AMERIFIRST FINANCIAL CORPORATION $125,000 $250,000 100.0% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $1,030,000 $250,000 -75.7% 0.1%
    The Genoa Banking Company $1,845,000 $245,000 -86.7% 0.1%
    Discover Bank $235,000 n/a 0.1%
    Fremont Federal Credit Union $405,000 $230,000 -43.2% 0.1%
    LENDINGHOME FUNDING CORPORATION $145,000 $230,000 58.6% 0.1%
    Texana Bank $225,000 n/a 0.1%
    CLEARPATH LENDING $640,000 $215,000 -66.4% 0.1%
    T2 FINANCIAL LLC $920,000 $215,000 -76.6% 0.1%
    VAN DYK MORTGAGE CORPORATION $460,000 $215,000 -53.3% 0.1%
    RELIANCE FIRST CAPITAL, LLC $330,000 $205,000 -37.9% 0.1%
    Renasant Bank $205,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $165,000 $205,000 24.2% 0.1%
    UIF CORPORATION $205,000 n/a 0.1%
    Figure Lending LLC $240,000 $200,000 -16.7% 0.1%
    First Federal Bank $115,000 $195,000 69.6% 0.1%
    First National Bank of Pennsylvania $195,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $460,000 $195,000 -57.6% 0.1%
    South State Bank $195,000 n/a 0.1%
    SUN Federal Credit Union $15,000 $195,000 1,200.0% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $590,000 $195,000 -66.9% 0.1%
    MORIA DEVELOPMENT, INC. $130,000 $190,000 46.2% 0.1%
    SUPERIOR FINANCIAL SOLUTIONS, LLC $225,000 $185,000 -17.8% 0.1%
    GENISYS $175,000 n/a 0.0%
    Stock Yards Bank & Trust Company $175,000 n/a 0.0%
    ARC HOME LLC $165,000 n/a 0.0%
    M&T Bank $95,000 $165,000 73.7% 0.0%
    NETWORK CAPITAL FUNDING CORPORATION $165,000 n/a 0.0%
    North American Savings Bank, F.S.B. $1,005,000 $165,000 -83.6% 0.0%
    21ST MORTGAGE CORPORATION $160,000 $160,000 0.0% 0.0%
    The Croghan Colonial Bank $445,000 $160,000 -64.0% 0.0%
    ALL IN $155,000 n/a 0.0%
    AMERICAN MORTGAGE SERVICE COMPANY $155,000 n/a 0.0%
    First Federal Bank of Ohio $450,000 $145,000 -67.8% 0.0%
    Mechanics Bank $145,000 n/a 0.0%
    TrueCore Federal Credit Union $145,000 n/a 0.0%
    BEST CAPITAL FUNDING $135,000 n/a 0.0%
    Liberty National Bank $105,000 $135,000 28.6% 0.0%
    YOUR HOME FINANCIAL LLC $135,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $510,000 $135,000 -73.5% 0.0%
    TOWNE MORTGAGE COMPANY $2,035,000 $125,000 -93.9% 0.0%
    Barrington Bank & Trust Company, N.A. $230,000 $115,000 -50.0% 0.0%
    CITIZENS EQUITY FIRST $115,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $115,000 n/a 0.0%
    Day Air Credit Union, Inc $155,000 $105,000 -32.3% 0.0%
    EASTMAN $105,000 n/a 0.0%
    MOVEMENT MORTGAGE, LLC $95,000 n/a 0.0%
    PHH Mortgage Corporation $95,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $195,000 $95,000 -51.3% 0.0%
    Guardian Savings Bank, A Federal Savings Bank $65,000 n/a 0.0%
    CORNERSTONE COMMUNITY FINANCIAL $55,000 n/a 0.0%
    Centier Bank $35,000 n/a 0.0%
    THRIVENT Federal Credit Union $155,000 $25,000 -83.9% 0.0%
    STAR USA FEDERAL CREDIT UNION $15,000 n/a 0.0%

    Findlay's top lender by overall market share is LOANDEPOT.COM, LLC, with 19.7% market share. In second place, with 16.1%, is First Federal Bank of the Midwest, having originated $58,755,000 in loans. In third place, with 7.3%, is The Huntington National Bank, having originated $26,775,000 in loans. In fourth place, with 6.8%, is Fifth Third Bank, having originated $24,645,000 in loans. In fifth place, with 5.9%, is ORIX REAL ESTATE CAPITAL, LLC, having originated $21,340,000 in loans.

    Findlay Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,900 (20.0%) $243,234 (18.7%) 0.00 195
    2018-02-01 $169,600 (0.4%) $241,873 (9.8%) 0.00 194
    2018-03-01 $179,900 (4.9%) $242,514 (6.4%) 0.00 191
    2018-04-01 $194,350 (8.0%) $253,523 (10.7%) 0.00 191
    2018-05-01 $192,725 (15.2%) $255,756 (19.6%) 0.00 195
    2018-06-01 $189,900 (16.4%) $247,975 (19.3%) 0.00 223
    2018-07-01 $189,900 (11.9%) $248,704 (14.9%) 0.00 233
    2018-08-01 $182,400 (7.3%) $239,584 (6.0%) 0.00 235
    2018-09-01 $179,900 (7.2%) $241,138 (7.9%) 0.00 237
    2018-10-01 $186,175 (10.1%) $244,212 (8.0%) 0.00 219
    2018-11-01 $186,565 (9.8%) $243,234 (0.8%) 0.00 215
    2018-12-01 $192,900 (7.2%) $252,069 (3.8%) 0.00 180
    2019-01-01 $191,200 (6.3%) $250,416 (3.0%) 0.00 177
    2019-02-01 $183,400 (8.1%) $249,535 (3.2%) 0.00 177
    2019-03-01 $201,329 (11.9%) $262,769 (8.4%) 0.00 168
    2019-04-01 $229,550 (18.1%) $274,118 (8.1%) 0.00 173
    2019-05-01 $239,575 (24.3%) $275,554 (7.7%) 0.00 164
    2019-06-01 $221,900 (16.9%) $266,630 (7.5%) 0.00 186
    2019-07-01 $204,925 (7.9%) $262,000 (5.4%) 0.00 198
    2019-08-01 $204,518 (12.1%) $258,375 (7.8%) 0.00 202
    2019-09-01 $203,945 (13.4%) $256,838 (6.5%) 0.00 198
    2019-10-01 $203,500 (9.3%) $256,602 (5.1%) 0.00 195
    2019-11-01 $194,900 (4.5%) $246,543 (1.4%) 0.00 168
    2019-12-01 $189,850 (-1.6%) $248,804 (-1.3%) 0.00 143
    2020-01-01 $199,500 (4.3%) $259,605 (3.7%) 0.00 124
    2020-02-01 $199,500 (8.8%) $289,771 (16.1%) 0.00 97
    2020-03-01 $214,900 (6.7%) $289,619 (10.2%) 0.00 113
    2020-04-01 $203,375 (-11.4%) $287,025 (4.7%) 0.00 110
    2020-05-01 $197,900 (-17.4%) $280,875 (1.9%) 0.00 121
    2020-06-01 $262,450 (18.3%) $320,844 (20.3%) 0.00 113
    2020-07-01 $254,450 (24.2%) $316,387 (20.8%) 0.00 138
    2020-08-01 $229,900 (12.4%) $306,556 (18.7%) 0.00 133
    2020-09-01 $227,450 (11.5%) $312,289 (21.6%) 0.00 129
    2020-10-01 $209,900 (3.1%) $277,752 (8.2%) 0.00 152
    2020-11-01 $199,200 (2.2%) $277,557 (12.6%) 0.00 151
    2020-12-01 $192,900 (1.6%) $275,059 (10.6%) 0.00 136
    2021-01-01 $204,400 (2.5%) $269,601 (3.9%) 0.00 116
    2021-02-01 $209,900 (5.2%) $292,236 (0.9%) 0.00 88
    2021-03-01 $244,950 (14.0%) $333,113 (15.0%) 0.00 72
    2021-04-01 $261,175 (28.4%) $342,572 (19.4%) 0.00 72
    2021-05-01 $253,950 (28.3%) $346,661 (23.4%) 0.00 80
    2021-06-01 $260,775 (-0.6%) $360,193 (12.3%) 0.00 89
    2021-07-01 $247,500 (-2.7%) $326,626 (3.2%) 0.00 113
    2021-08-01 $224,900 (-2.2%) $306,429 (0.0%) 0.00 137
    2021-09-01 $221,200 (-2.8%) $302,431 (-3.2%) 0.00 145
    2021-10-01 $216,300 (3.1%) $284,144 (2.3%) 0.00 135
    2021-11-01 $223,350 (12.1%) $267,964 (-3.5%) 0.00 134
    2021-12-01 $207,000 (7.3%) $246,442 (-10.4%) 0.00 104
    2022-01-01 $218,350 (6.8%) $261,037 (-3.2%) 0.00 67
    2022-02-01 $213,450 (1.7%) $286,331 (-2.0%) 0.00 62
    2022-03-01 $214,900 (-12.3%) $294,059 (-11.7%) 0.00 49
    2022-04-01 $259,900 (-0.5%) $319,108 (-6.9%) 0.00 48
    2022-05-01 $258,425 (1.8%) $310,428 (-10.5%) 0.00 60
    2022-06-01 $249,900 (-4.2%) $300,027 (-16.7%) 0.00 94
    2022-07-01 $254,950 (3.0%) $302,446 (-7.4%) 0.00 107
    2022-08-01 $247,175 (9.9%) $292,340 (-4.6%) 0.00 111
    2022-09-01 $234,500 (6.0%) $293,024 (-3.1%) 0.00 118
    2022-10-01 $237,400 (9.8%) $294,506 (3.7%) 0.00 111
    2022-11-01 $230,000 (3.0%) $295,645 (10.3%) 0.00 112
    2022-12-01 $229,900 (11.1%) $272,922 (10.8%) 0.00 101
    2023-01-01 $221,000 (1.2%) $277,568 (6.3%) 0.00 92
    2023-02-01 $209,900 (-1.7%) $290,038 (1.3%) 0.00 74
    2023-03-01 $217,400 (1.2%) $305,159 (3.8%) 0.00 70
    2023-04-01 $238,950 (-8.1%) $331,287 (3.8%) 0.00 72
    2023-05-01 $242,175 (-6.3%) $343,118 (10.5%) 0.00 75
    2023-06-01 $254,900 (2.0%) $354,367 (18.1%) 0.00 95
    2023-07-01 $282,450 (10.8%) $359,885 (19.0%) 0.00 97
    2023-08-01 $267,475 (8.2%) $358,211 (22.5%) 0.00 117
    Findlay's median listing price for 2023-08-01 was $267,475, a difference of $20,300 (8.2%) versus the prior year and $-14,975 versus the prior month.

    Findlay's median listing price comes in at 0% of the national average.

    Findlay's average listing price for 2023-08-01 was $358,211, a difference of $65,871 (22.5%) versus the prior year and $-1,674 versus the prior month.

    For the 2023-08-01 period, Findlay had 117 MLS listings, a difference of 20 listings (21%) versus the prior month and 6 listings (5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,796 sqft
    2018-02-01 0 days 1,777 sqft
    2018-03-01 0 days 1,851 sqft
    2018-04-01 0 days 1,896 sqft
    2018-05-01 0 days 1,938 sqft
    2018-06-01 0 days 1,902 sqft
    2018-07-01 0 days 1,885 sqft
    2018-08-01 0 days 1,894 sqft
    2018-09-01 0 days 1,883 sqft
    2018-10-01 0 days 1,862 sqft
    2018-11-01 0 days 1,883 sqft
    2018-12-01 0 days 1,868 sqft
    2019-01-01 0 days 1,861 sqft
    2019-02-01 0 days 1,823 sqft
    2019-03-01 0 days 1,926 sqft
    2019-04-01 0 days 2,012 sqft
    2019-05-01 0 days 2,059 sqft
    2019-06-01 0 days 1,994 sqft
    2019-07-01 0 days 1,917 sqft
    2019-08-01 0 days 1,907 sqft
    2019-09-01 0 days 1,902 sqft
    2019-10-01 0 days 1,933 sqft
    2019-11-01 0 days 1,909 sqft
    2019-12-01 0 days 1,909 sqft
    2020-01-01 0 days 1,918 sqft
    2020-02-01 0 days 1,885 sqft
    2020-03-01 0 days 1,909 sqft
    2020-04-01 0 days 1,907 sqft
    2020-05-01 0 days 1,906 sqft
    2020-06-01 0 days 2,124 sqft
    2020-07-01 0 days 2,068 sqft
    2020-08-01 0 days 1,968 sqft
    2020-09-01 0 days 2,044 sqft
    2020-10-01 0 days 1,948 sqft
    2020-11-01 0 days 1,842 sqft
    2020-12-01 0 days 1,929 sqft
    2021-01-01 0 days 1,922 sqft
    2021-02-01 0 days 1,918 sqft
    2021-03-01 0 days 2,035 sqft
    2021-04-01 0 days 2,128 sqft
    2021-05-01 0 days 1,994 sqft
    2021-06-01 0 days 1,963 sqft
    2021-07-01 0 days 1,802 sqft
    2021-08-01 0 days 1,776 sqft
    2021-09-01 0 days 1,876 sqft
    2021-10-01 0 days 1,814 sqft
    2021-11-01 0 days 1,766 sqft
    2021-12-01 0 days 1,749 sqft
    2022-01-01 0 days 1,756 sqft
    2022-02-01 0 days 1,739 sqft
    2022-03-01 0 days 1,817 sqft
    2022-04-01 0 days 1,780 sqft
    2022-05-01 0 days 1,785 sqft
    2022-06-01 0 days 1,790 sqft
    2022-07-01 0 days 1,832 sqft
    2022-08-01 0 days 1,776 sqft
    2022-09-01 0 days 1,798 sqft
    2022-10-01 0 days 1,804 sqft
    2022-11-01 0 days 1,756 sqft
    2022-12-01 0 days 1,750 sqft
    2023-01-01 0 days 1,695 sqft
    2023-02-01 0 days 1,768 sqft
    2023-03-01 0 days 1,724 sqft
    2023-04-01 0 days 1,764 sqft
    2023-05-01 0 days 1,764 sqft
    2023-06-01 0 days 1,864 sqft
    2023-07-01 0 days 1,920 sqft
    2023-08-01 0 days 1,889 sqft
    Findlay's median listing age (time on market) for 2023-08-01 was 0 days.

    Findlay's median square footage for active listings during the 2023-08-01 period was 1,889 sqft. One year prior, the average listing was 1,776 sqft.

    Findlay, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,059 $248,465,000 $234,622
    Refi 324 $47,540,000 $146,728
    Cash Out Refi 268 $41,130,000 $153,470
    Home Improvement 187 $15,235,000 $81,471
    Other 151 $11,985,000 $79,371
    NA 1 $275,000 $275,000

    Findlay's most frequently cited loan purpose was Home Purchase, with 1,059 originations. The 2nd most popular reason was Refi, with 324 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 532 $100,930,000 $189,718
    3-4% 408 $77,120,000 $189,020
    4-5% 399 $68,955,000 $172,820
    6-7% 242 $37,940,000 $156,777
    2.5-3% 155 $27,595,000 $178,032
    7-8% 98 $10,980,000 $112,041
    Over 8% 54 $2,930,000 $54,259
    <2.5% 41 $27,335,000 $666,707

    During 2022, Findlay's most frequently originated rate bucket was 5-6%, with 532 originations.

    Loan Sizing (Findlay, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 830 $120,510,000 $145,193
    $100,000 or less 587 $34,735,000 $59,174
    $200k-400k 470 $124,850,000 $265,638
    $400k-600k 74 $34,120,000 $461,081
    $600k-1000k 24 $17,900,000 $745,833
    $Over $1MM 5 $32,515,000 $6,503,000

    Findlay's loan sizing saw the bucket of loans from $100k-200k with 830 originations, totaling $120,510,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 782 $167,220,000 $213,836
    60-80% 419 $79,565,000 $189,893
    40-60% 266 $48,710,000 $183,120
    20-40% 253 $22,675,000 $89,625
    Under 20% 187 $8,175,000 $43,717
    Over 100% 16 $25,770,000 $1,610,625

    Findlay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 782 originations, totaling $167,220,000 in origination value.