Findlay Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Findlay averaged
6.58%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.01% and
one month ago for the week of 2023-02-09, the
average rate was 6.5%.
Findlay's average rate one year ago was 3.83%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.86%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Findlay 30 Year Fixed Rate | 2023-03-16 | 6.58% |
Findlay 30 Year Fixed Rate Refi | 2023-03-16 | 6.86% |
Findlay 15 Year Fixed Rate | 2023-03-16 | 6.09% |
Findlay 15 Year Fixed Rate Refi | 2023-03-16 | 6.19% |
Findlay 30 Year FHA | 2023-03-16 | 6.67% |
Findlay 30 Year FHA Refi | 2023-03-16 | 6.3% |
Findlay 30 Year USDA | 2023-03-16 | 6.58% |
Findlay 30 Year USDA Refi | 2023-03-16 | 6.72% |
Findlay 30 Year VA | 2023-03-16 | 6.19% |
Findlay 30 Year VA Refi | 2023-03-16 | 6.16% |
Findlay Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Findlay, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Findlay Average Closing Costs & Other Stats
Findlay, OH's 106 lenders originated 3,288
loans during 2021. The total origination value was $561,570,000, with an average loan value of
$170,794.
Findlay's average closing costs are $3,892.
The top Findlay lender as defined by loan originations is LOANDEPOT.COM, LLC, with
335 loans originated. Their average total fees are
$3,434, which is $534
higher than the next largest lender,
First Federal Bank of the Midwest.
The lowest fee Findlay lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($2,079), The Citizens National Bank of Bluffton ($2,288), The Union Bank Company ($2,638), The Old Fort Banking Company ($2,760) and First Federal Bank of the Midwest ($2,900).
The lowest rate Findlay lenders (with over 10 loans originated) are
Superior Credit Union, Inc. (2.97%), The Union Bank Company (2.98%), The State Bank and Trust Company (3.04%), The Huntington National Bank (3.10%) and First Federal Bank of the Midwest (3.11%).
Findlay, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
LOANDEPOT.COM, LLC | $111,500,000 | $125,085,000 | 12.2% | 22.3% |
First Federal Bank of the Midwest | $122,935,000 | $99,655,000 | -18.9% | 17.7% |
The Huntington National Bank | $50,165,000 | $45,140,000 | -10.0% | 8.0% |
Fifth Third Bank | $27,080,000 | $36,455,000 | 34.6% | 6.5% |
QUICKEN LOANS, LLC | $25,040,000 | $33,695,000 | 34.6% | 6.0% |
JPMorgan Chase Bank | $20,045,000 | $22,655,000 | 13.0% | 4.0% |
UNION HOME MORTGAGE CORP. | $10,210,000 | $18,880,000 | 84.9% | 3.4% |
The First National Bank of Pandora | $24,685,000 | $15,055,000 | -39.0% | 2.7% |
The Old Fort Banking Company | $14,425,000 | $11,455,000 | -20.6% | 2.0% |
The Citizens National Bank of Bluffton | $21,595,000 | $8,725,000 | -59.6% | 1.6% |
The State Bank and Trust Company | $34,135,000 | $8,475,000 | -75.2% | 1.5% |
Superior Credit Union, Inc. | $11,000,000 | $7,445,000 | -32.3% | 1.3% |
The Union Bank Company | $7,340,000 | $5,580,000 | -24.0% | 1.0% |
AG Credit, Agricultural Credit Association | $5,645,000 | $5,465,000 | -3.2% | 1.0% |
First Federal Savings and Loan Association of Lakewood | $4,545,000 | $5,320,000 | 17.1% | 0.9% |
POLARIS HOME FUNDING CORP. | $4,990,000 | $5,310,000 | 6.4% | 0.9% |
Mortgage Research Center, LLC | $3,375,000 | $4,875,000 | 44.4% | 0.9% |
KeyBank | $3,995,000 | $4,270,000 | 6.9% | 0.8% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,230,000 | $3,895,000 | 216.7% | 0.7% |
Wells Fargo Bank | $2,125,000 | $3,880,000 | 82.6% | 0.7% |
BETTER MORTGAGE CORPORATION | $590,000 | $2,925,000 | 395.8% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $5,675,000 | $2,885,000 | -49.2% | 0.5% |
NEWREZ LLC | $685,000 | $2,335,000 | 240.9% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $3,160,000 | $2,295,000 | -27.4% | 0.4% |
NAVY FEDERAL CREDIT UNION | $935,000 | $2,230,000 | 138.5% | 0.4% |
The Farmers & Merchants State Bank | $1,185,000 | $2,190,000 | 84.8% | 0.4% |
Flagstar Bank, FSB | $355,000 | $2,115,000 | 495.8% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $795,000 | $2,070,000 | 160.4% | 0.4% |
TOWNE MORTGAGE COMPANY | $3,050,000 | $2,035,000 | -33.3% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $1,700,000 | $1,970,000 | 15.9% | 0.4% |
U.S. Bank | $1,650,000 | $1,920,000 | 16.4% | 0.3% |
CALIBER HOME LOANS, INC. | $1,730,000 | $1,915,000 | 10.7% | 0.3% |
Citizens Bank | $1,365,000 | $1,865,000 | 36.6% | 0.3% |
The Genoa Banking Company | $1,845,000 | n/a | 0.3% | |
Third Federal Savings and Loan Association of Cleveland | $335,000 | $1,530,000 | 356.7% | 0.3% |
Ally Bank | $85,000 | $1,505,000 | 1,670.6% | 0.3% |
HOME POINT FINANCIAL CORPORATION | $1,140,000 | $1,490,000 | 30.7% | 0.3% |
AMERICAN FINANCING CORPORATION | $615,000 | $1,395,000 | 126.8% | 0.2% |
HOMESIDE FINANCIAL, LLC | $1,105,000 | $1,365,000 | 23.5% | 0.2% |
VILLAGE CAPITAL & INVESTMENT LLC | $790,000 | $1,205,000 | 52.5% | 0.2% |
EQUITY RESOURCES, INC. | $665,000 | $1,175,000 | 76.7% | 0.2% |
InterContinental Capital Group, Inc | $225,000 | $1,125,000 | 400.0% | 0.2% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $350,000 | $1,105,000 | 215.7% | 0.2% |
RUOFF MORTGAGE COMPANY, INC. | $915,000 | $1,030,000 | 12.6% | 0.2% |
First Guaranty Mortgage Corporation | $700,000 | $1,025,000 | 46.4% | 0.2% |
North American Savings Bank, F.S.B. | $350,000 | $1,005,000 | 187.1% | 0.2% |
Waterford Bank, N.A. | $1,150,000 | $950,000 | -17.4% | 0.2% |
Carrington Mortgage Services, LLC | $935,000 | $940,000 | 0.5% | 0.2% |
T2 FINANCIAL LLC | $965,000 | $920,000 | -4.7% | 0.2% |
First Federal Community Bank of Bucyrus | $1,880,000 | $915,000 | -51.3% | 0.2% |
UNITED WHOLESALE MORTGAGE, LLC | $1,325,000 | $910,000 | -31.3% | 0.2% |
MYCUMORTGAGE, LLC | $635,000 | $885,000 | 39.4% | 0.2% |
GUARANTEED RATE, INC. | $865,000 | n/a | 0.2% | |
Union Savings Bank | $1,555,000 | $860,000 | -44.7% | 0.2% |
Blue Ridge Bank | $840,000 | n/a | 0.1% | |
UNITED | $435,000 | $830,000 | 90.8% | 0.1% |
The Federal Savings Bank | $510,000 | $785,000 | 53.9% | 0.1% |
PRIORITY MORTGAGE CORP. | $465,000 | $765,000 | 64.5% | 0.1% |
CALCON MUTUAL MORTGAGE LLC | $760,000 | n/a | 0.1% | |
Chicago Mortgage Solutions LLC | $725,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $1,360,000 | $725,000 | -46.7% | 0.1% |
CROSSCOUNTRY MORTGAGE, LLC | $995,000 | $705,000 | -29.1% | 0.1% |
Northpointe Bank | $235,000 | $690,000 | 193.6% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $570,000 | $680,000 | 19.3% | 0.1% |
CLEARPATH LENDING | $925,000 | $640,000 | -30.8% | 0.1% |
S1L, Inc. | $600,000 | n/a | 0.1% | |
FirstBank | $315,000 | $590,000 | 87.3% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $400,000 | $590,000 | 47.5% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $390,000 | $580,000 | 48.7% | 0.1% |
Ixonia Bank | $335,000 | $575,000 | 71.6% | 0.1% |
USX Federal Credit Union | $905,000 | $555,000 | -38.7% | 0.1% |
Bank of America | $2,325,000 | $540,000 | -76.8% | 0.1% |
BROKER SOLUTIONS, INC. | $1,050,000 | $535,000 | -49.0% | 0.1% |
PARTNERS 1ST Federal Credit Union | $535,000 | n/a | 0.1% | |
MORTGAGE ACCESS CORP. | $855,000 | $520,000 | -39.2% | 0.1% |
NEW DAY FINANCIAL, LLC | $860,000 | $520,000 | -39.5% | 0.1% |
ZILLOW HOME LOANS, LLC | $510,000 | n/a | 0.1% | |
THE EQUITABLE MORTGAGE CORPORATION | $790,000 | $490,000 | -38.0% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $480,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $650,000 | $470,000 | -27.7% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $420,000 | $460,000 | 9.5% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $235,000 | $460,000 | 95.7% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $185,000 | $455,000 | 145.9% | 0.1% |
First Federal Bank of Ohio | $380,000 | $450,000 | 18.4% | 0.1% |
The Croghan Colonial Bank | $220,000 | $445,000 | 102.3% | 0.1% |
Ameris Bank | $440,000 | n/a | 0.1% | |
MID AMERICA MORTGAGE, INC. | $880,000 | $430,000 | -51.1% | 0.1% |
Directions Credit Union, Inc. | $270,000 | $420,000 | 55.6% | 0.1% |
Nations Lending Corporation | $525,000 | $415,000 | -21.0% | 0.1% |
Flanagan State Bank | $405,000 | n/a | 0.1% | |
Fremont Federal Credit Union | $405,000 | n/a | 0.1% | |
UNITED MORTGAGE CORP. | $395,000 | n/a | 0.1% | |
LIBERTY HOME MORTGAGE CORPORATION | $575,000 | $390,000 | -32.2% | 0.1% |
Hometown Lenders, Inc. | $290,000 | $375,000 | 29.3% | 0.1% |
PNC Bank | $920,000 | $360,000 | -60.9% | 0.1% |
Bank of England | $275,000 | $350,000 | 27.3% | 0.1% |
HONDA Federal Credit Union | $515,000 | $345,000 | -33.0% | 0.1% |
Sutton Bank | $335,000 | n/a | 0.1% | |
RELIANCE FIRST CAPITAL, LLC | $330,000 | n/a | 0.1% | |
Axos Bank | $335,000 | $325,000 | -3.0% | 0.1% |
SFMC, LP | $325,000 | n/a | 0.1% | |
Sierra Pacific Mortgage Company, Inc. | $325,000 | n/a | 0.1% | |
NATIONS DIRECT MORTGAGE, LLC | $890,000 | $315,000 | -64.6% | 0.1% |
WEST PENN FINANCIAL SERVICE CENTER, INC. | $315,000 | n/a | 0.1% | |
AMERICAN FINANCIAL NETWORK, INC. | $295,000 | $310,000 | 5.1% | 0.1% |
Plains Commerce Bank | $310,000 | n/a | 0.1% | |
Strong Home Mortgage, LLC | $305,000 | n/a | 0.1% | |
CANOPY MORTGAGE, LLC | $295,000 | n/a | 0.1% | |
SOFI LENDING CORP. | $295,000 | n/a | 0.1% | |
The Park National Bank | $690,000 | $290,000 | -58.0% | 0.1% |
Western Ohio Mortgage Corporation | $290,000 | n/a | 0.1% | |
First Financial Bank | $285,000 | n/a | 0.1% | |
NBKC BANK | $285,000 | n/a | 0.1% | |
KEMBA FINANCIAL | $35,000 | $275,000 | 685.7% | 0.0% |
NFM, INC. | $365,000 | $275,000 | -24.7% | 0.0% |
TIAA, FSB | $275,000 | n/a | 0.0% | |
Minster Bank | $175,000 | $260,000 | 48.6% | 0.0% |
Wyndham Capital Mortgage, Inc. | $255,000 | n/a | 0.0% | |
Low VA Rates, LLC | $365,000 | $250,000 | -31.5% | 0.0% |
1ST SIGNATURE LENDING, LLC | $245,000 | n/a | 0.0% | |
Clear Mountain Bank | $245,000 | n/a | 0.0% | |
GUARANTY HOME MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
Figure Lending LLC | $120,000 | $240,000 | 100.0% | 0.0% |
Barrington Bank & Trust Company, N.A. | $760,000 | $230,000 | -69.7% | 0.0% |
QUORUM FEDERAL CREDIT UNION | $230,000 | n/a | 0.0% | |
SUPERIOR FINANCIAL SOLUTIONS, LLC | $95,000 | $225,000 | 136.8% | 0.0% |
SIGNATURE MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
The Cortland Savings and Banking Company | $215,000 | n/a | 0.0% | |
LEADERONE FINANCIAL CORPORATION | $210,000 | n/a | 0.0% | |
LENOX FINANCIAL MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
FIRST COMMUNITY MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $25,000 | $195,000 | 680.0% | 0.0% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $265,000 | $185,000 | -30.2% | 0.0% |
REVERSE MORTGAGE FUNDING LLC | $185,000 | n/a | 0.0% | |
AmeriHome Mortgage Company, LLC | $175,000 | n/a | 0.0% | |
HOMEXPRESS MORTGAGE CORP. | $175,000 | n/a | 0.0% | |
LENDUS, LLC | $175,000 | $175,000 | 0.0% | 0.0% |
TELHIO | $175,000 | n/a | 0.0% | |
SUCCESS MORTGAGE PARTNERS, INC. | $165,000 | n/a | 0.0% | |
21ST MORTGAGE CORPORATION | $245,000 | $160,000 | -34.7% | 0.0% |
Day Air Credit Union, Inc | $155,000 | n/a | 0.0% | |
THRIVENT Federal Credit Union | $165,000 | $155,000 | -6.1% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $480,000 | $150,000 | -68.8% | 0.0% |
LENDINGHOME FUNDING CORPORATION | $145,000 | n/a | 0.0% | |
SOUTHWEST STAGE FUNDING, LLC | $145,000 | n/a | 0.0% | |
TOGETHER CREDIT UNION | $145,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $135,000 | n/a | 0.0% | |
Eastern Michigan Bank | $135,000 | n/a | 0.0% | |
RESIDENTIAL BANCORP. | $135,000 | n/a | 0.0% | |
The Henry County Bank | $1,650,000 | $135,000 | -91.8% | 0.0% |
MORIA DEVELOPMENT, INC. | $130,000 | n/a | 0.0% | |
AMERICAN FINANCIAL RESOURCES, INC. | $125,000 | n/a | 0.0% | |
AMERIFIRST FINANCIAL CORPORATION | $325,000 | $125,000 | -61.5% | 0.0% |
Cf Bank | $95,000 | $115,000 | 21.1% | 0.0% |
First Federal Bank | $305,000 | $115,000 | -62.3% | 0.0% |
MEMBER FIRST MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
MICHIGAN MUTUAL, INC. | $115,000 | n/a | 0.0% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $155,000 | $105,000 | -32.3% | 0.0% |
Bankers' Bank | $105,000 | n/a | 0.0% | |
Liberty National Bank | $1,470,000 | $105,000 | -92.9% | 0.0% |
CityWorth Mortgage LLC | $185,000 | $95,000 | -48.6% | 0.0% |
Manufacturers and Traders Trust Company | $95,000 | n/a | 0.0% | |
STEARNS LENDING, LLC | $95,000 | n/a | 0.0% | |
Citibank | $105,000 | $85,000 | -19.0% | 0.0% |
PLANET HOME LENDING, LLC | $85,000 | n/a | 0.0% | |
EVANSVILLE TEACHERS | $75,000 | n/a | 0.0% | |
First Commonwealth Bank | $670,000 | $75,000 | -88.8% | 0.0% |
DIGITAL Federal Credit Union | $65,000 | n/a | 0.0% | |
NUMARK CREDIT UNION | $55,000 | n/a | 0.0% | |
PENTAGON FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
SUN Federal Credit Union | $400,000 | $15,000 | -96.3% | 0.0% |
Findlay's top lender by overall market share is LOANDEPOT.COM, LLC, with 22.3% market share. In second place, with 17.7%, is First Federal Bank of the Midwest, having originated $99,655,000 in loans. In third place, with 8.0%, is The Huntington National Bank, having originated $45,140,000 in loans. In fourth place, with 6.5%, is Fifth Third Bank, having originated $36,455,000 in loans. In fifth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $33,695,000 in loans.
Findlay Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $179,900 (20.0%) | $243,234 (18.7%) | 0.00 | 195 |
2018-02-01 | $169,600 (0.4%) | $241,873 (9.8%) | 0.00 | 194 |
2018-03-01 | $179,900 (4.9%) | $242,514 (6.4%) | 0.00 | 191 |
2018-04-01 | $194,350 (8.0%) | $253,523 (10.7%) | 0.00 | 191 |
2018-05-01 | $192,725 (15.2%) | $255,756 (19.6%) | 0.00 | 195 |
2018-06-01 | $189,900 (16.4%) | $247,975 (19.3%) | 0.00 | 223 |
2018-07-01 | $189,900 (11.9%) | $248,704 (14.9%) | 0.00 | 233 |
2018-08-01 | $182,400 (7.3%) | $239,584 (6.0%) | 0.00 | 235 |
2018-09-01 | $179,900 (7.2%) | $241,138 (7.9%) | 0.00 | 237 |
2018-10-01 | $186,175 (10.1%) | $244,212 (8.0%) | 0.00 | 219 |
2018-11-01 | $186,565 (9.8%) | $243,234 (0.8%) | 0.00 | 215 |
2018-12-01 | $192,900 (7.2%) | $252,069 (3.8%) | 0.00 | 180 |
2019-01-01 | $191,200 (6.3%) | $250,416 (3.0%) | 0.00 | 177 |
2019-02-01 | $183,400 (8.1%) | $249,535 (3.2%) | 0.00 | 177 |
2019-03-01 | $201,329 (11.9%) | $262,769 (8.4%) | 0.00 | 169 |
2019-04-01 | $229,550 (18.1%) | $274,118 (8.1%) | 0.00 | 173 |
2019-05-01 | $239,575 (24.3%) | $275,554 (7.7%) | 0.00 | 164 |
2019-06-01 | $221,900 (16.9%) | $266,630 (7.5%) | 0.00 | 186 |
2019-07-01 | $204,925 (7.9%) | $262,000 (5.4%) | 0.00 | 198 |
2019-08-01 | $204,518 (12.1%) | $258,375 (7.8%) | 0.00 | 202 |
2019-09-01 | $203,945 (13.4%) | $256,838 (6.5%) | 0.00 | 198 |
2019-10-01 | $203,500 (9.3%) | $256,602 (5.1%) | 0.00 | 195 |
2019-11-01 | $194,900 (4.5%) | $246,543 (1.4%) | 0.00 | 168 |
2019-12-01 | $189,850 (-1.6%) | $248,804 (-1.3%) | 0.00 | 143 |
2020-01-01 | $199,500 (4.3%) | $259,605 (3.7%) | 0.00 | 124 |
2020-02-01 | $199,500 (8.8%) | $289,523 (16.0%) | 0.00 | 97 |
2020-03-01 | $214,900 (6.7%) | $289,619 (10.2%) | 0.00 | 113 |
2020-04-01 | $203,375 (-11.4%) | $287,025 (4.7%) | 0.00 | 110 |
2020-05-01 | $198,700 (-17.1%) | $280,875 (1.9%) | 0.00 | 121 |
2020-06-01 | $262,450 (18.3%) | $320,844 (20.3%) | 0.00 | 113 |
2020-07-01 | $254,450 (24.2%) | $316,387 (20.8%) | 0.00 | 138 |
2020-08-01 | $229,900 (12.4%) | $306,556 (18.7%) | 0.00 | 133 |
2020-09-01 | $227,450 (11.5%) | $312,289 (21.6%) | 0.00 | 129 |
2020-10-01 | $209,900 (3.1%) | $277,752 (8.2%) | 0.00 | 152 |
2020-11-01 | $199,200 (2.2%) | $277,557 (12.6%) | 0.00 | 151 |
2020-12-01 | $192,900 (1.6%) | $275,059 (10.6%) | 0.00 | 136 |
2021-01-01 | $204,400 (2.5%) | $269,601 (3.9%) | 0.00 | 116 |
2021-02-01 | $209,900 (5.2%) | $292,236 (0.9%) | 0.00 | 88 |
2021-03-01 | $244,950 (14.0%) | $333,113 (15.0%) | 0.00 | 72 |
2021-04-01 | $261,175 (28.4%) | $342,572 (19.4%) | 0.00 | 72 |
2021-05-01 | $253,950 (27.8%) | $346,661 (23.4%) | 0.00 | 80 |
2021-06-01 | $260,775 (-0.6%) | $360,193 (12.3%) | 0.00 | 89 |
2021-07-01 | $247,500 (-2.7%) | $326,626 (3.2%) | 0.00 | 113 |
2021-08-01 | $224,900 (-2.2%) | $306,429 (0.0%) | 0.00 | 137 |
2021-09-01 | $221,200 (-2.8%) | $302,431 (-3.2%) | 0.00 | 145 |
2021-10-01 | $216,300 (3.1%) | $284,144 (2.3%) | 0.00 | 135 |
2021-11-01 | $223,350 (12.1%) | $267,964 (-3.5%) | 0.00 | 134 |
2021-12-01 | $207,000 (7.3%) | $246,442 (-10.4%) | 0.00 | 104 |
2022-01-01 | $218,350 (6.8%) | $261,037 (-3.2%) | 0.00 | 67 |
2022-02-01 | $213,450 (1.7%) | $286,331 (-2.0%) | 0.00 | 62 |
2022-03-01 | $214,900 (-12.3%) | $294,059 (-11.7%) | 0.00 | 49 |
2022-04-01 | $259,900 (-0.5%) | $319,108 (-6.9%) | 0.00 | 48 |
2022-05-01 | $258,425 (1.8%) | $310,428 (-10.5%) | 0.00 | 60 |
2022-06-01 | $249,900 (-4.2%) | $300,027 (-16.7%) | 0.00 | 94 |
2022-07-01 | $254,950 (3.0%) | $302,446 (-7.4%) | 0.00 | 107 |
2022-08-01 | $247,175 (9.9%) | $292,340 (-4.6%) | 0.00 | 111 |
2022-09-01 | $234,500 (6.0%) | $293,024 (-3.1%) | 0.00 | 118 |
2022-10-01 | $237,400 (9.8%) | $294,506 (3.7%) | 0.00 | 111 |
2022-11-01 | $230,000 (3.0%) | $295,645 (10.3%) | 0.00 | 112 |
2022-12-01 | $229,900 (11.1%) | $272,922 (10.8%) | 0.00 | 101 |
2023-01-01 | $221,000 (1.2%) | $277,568 (6.3%) | 0.00 | 92 |
2023-02-01 | $209,900 (-1.7%) | $290,038 (1.3%) | 0.00 | 74 |
Findlay's median listing price comes in at 0% of the national average.
Findlay's average listing price for 2023-02-01 was $290,038, a difference of $3,707 (1.3%) versus the prior year and $12,470 versus the prior month.
For the 2023-02-01 period, Findlay had 74 MLS listings, a difference of -18 listings (-20%) versus the prior month and 12 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,796 sqft |
2018-02-01 | 0 days | 1,777 sqft |
2018-03-01 | 0 days | 1,851 sqft |
2018-04-01 | 0 days | 1,896 sqft |
2018-05-01 | 0 days | 1,938 sqft |
2018-06-01 | 0 days | 1,902 sqft |
2018-07-01 | 0 days | 1,885 sqft |
2018-08-01 | 0 days | 1,894 sqft |
2018-09-01 | 0 days | 1,883 sqft |
2018-10-01 | 0 days | 1,862 sqft |
2018-11-01 | 0 days | 1,883 sqft |
2018-12-01 | 0 days | 1,868 sqft |
2019-01-01 | 0 days | 1,861 sqft |
2019-02-01 | 0 days | 1,823 sqft |
2019-03-01 | 0 days | 1,926 sqft |
2019-04-01 | 0 days | 2,012 sqft |
2019-05-01 | 0 days | 2,059 sqft |
2019-06-01 | 0 days | 1,994 sqft |
2019-07-01 | 0 days | 1,917 sqft |
2019-08-01 | 0 days | 1,907 sqft |
2019-09-01 | 0 days | 1,902 sqft |
2019-10-01 | 0 days | 1,933 sqft |
2019-11-01 | 0 days | 1,909 sqft |
2019-12-01 | 0 days | 1,909 sqft |
2020-01-01 | 0 days | 1,918 sqft |
2020-02-01 | 0 days | 1,885 sqft |
2020-03-01 | 0 days | 1,909 sqft |
2020-04-01 | 0 days | 1,907 sqft |
2020-05-01 | 0 days | 1,906 sqft |
2020-06-01 | 0 days | 2,124 sqft |
2020-07-01 | 0 days | 2,068 sqft |
2020-08-01 | 0 days | 1,968 sqft |
2020-09-01 | 0 days | 2,044 sqft |
2020-10-01 | 0 days | 1,948 sqft |
2020-11-01 | 0 days | 1,842 sqft |
2020-12-01 | 0 days | 1,929 sqft |
2021-01-01 | 0 days | 1,922 sqft |
2021-02-01 | 0 days | 1,918 sqft |
2021-03-01 | 0 days | 2,035 sqft |
2021-04-01 | 0 days | 2,128 sqft |
2021-05-01 | 0 days | 1,994 sqft |
2021-06-01 | 0 days | 1,963 sqft |
2021-07-01 | 0 days | 1,802 sqft |
2021-08-01 | 0 days | 1,776 sqft |
2021-09-01 | 0 days | 1,876 sqft |
2021-10-01 | 0 days | 1,814 sqft |
2021-11-01 | 0 days | 1,766 sqft |
2021-12-01 | 0 days | 1,749 sqft |
2022-01-01 | 0 days | 1,756 sqft |
2022-02-01 | 0 days | 1,739 sqft |
2022-03-01 | 0 days | 1,817 sqft |
2022-04-01 | 0 days | 1,780 sqft |
2022-05-01 | 0 days | 1,785 sqft |
2022-06-01 | 0 days | 1,790 sqft |
2022-07-01 | 0 days | 1,832 sqft |
2022-08-01 | 0 days | 1,776 sqft |
2022-09-01 | 0 days | 1,798 sqft |
2022-10-01 | 0 days | 1,804 sqft |
2022-11-01 | 0 days | 1,756 sqft |
2022-12-01 | 0 days | 1,750 sqft |
2023-01-01 | 0 days | 1,695 sqft |
2023-02-01 | 0 days | 1,768 sqft |
Findlay's median square footage for active listings during the 2023-02-01 period was 1,768 sqft. One year prior, the average listing was 1,739 sqft.
Findlay, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,372 | $279,100,000 | $203,426 |
Refi | 1,086 | $170,430,000 | $156,934 |
Cash Out Refi | 563 | $90,625,000 | $160,968 |
Home Improvement | 153 | $11,735,000 | $76,699 |
Other | 114 | $9,680,000 | $84,912 |
Findlay's most frequently cited loan purpose was Home Purchase, with 1,372 originations. The 2nd most popular reason was Refi, with 1,086 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 1,309 | $238,415,000 | $182,135 |
3-4% | 1,191 | $202,995,000 | $170,441 |
<2.5% | 447 | $82,355,000 | $184,239 |
4-5% | 138 | $15,090,000 | $109,348 |
5-6% | 49 | $2,165,000 | $44,184 |
Over 8% | 16 | $720,000 | $45,000 |
7-8% | 15 | $375,000 | $25,000 |
6-7% | 7 | $385,000 | $55,000 |
During 2021, Findlay's most frequently originated rate bucket was 2.5-3%, with 1,309 originations.
Loan Sizing (Findlay, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 1,530 | $218,970,000 | $143,118 |
$100,000 or less | 818 | $55,860,000 | $68,289 |
$200k-400k | 805 | $214,695,000 | $266,702 |
$400k-600k | 111 | $52,225,000 | $470,495 |
$600k-1000k | 21 | $15,425,000 | $734,524 |
$Over $1MM | 3 | $4,395,000 | $1,465,000 |
Findlay's loan sizing saw the bucket of loans from $100k-200k with 1,530 originations, totaling $218,970,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,223 | $244,765,000 | $200,135 |
60-80% | 1,015 | $186,895,000 | $184,133 |
40-60% | 453 | $64,685,000 | $142,792 |
20-40% | 279 | $24,035,000 | $86,147 |
Under 20% | 116 | $4,300,000 | $37,069 |
Over 100% | 26 | $6,660,000 | $256,154 |
Findlay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,223 originations, totaling $244,765,000 in origination value.