Findlay Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Findlay averaged
7.21%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
7.2% and
one month ago for the week of 2023-08-17, the
average rate was 6.81%.
Findlay's average rate one year ago was 5.74%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.83%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Findlay 30 Year Fixed Rate | 2023-09-21 | 7.21% |
Findlay 30 Year Fixed Rate Refi | 2023-09-21 | 6.83% |
Findlay 15 Year Fixed Rate | 2023-09-21 | 6.34% |
Findlay 15 Year Fixed Rate Refi | 2023-09-21 | 6.94% |
Findlay 30 Year FHA | 2023-09-21 | 6.76% |
Findlay 30 Year FHA Refi | 2023-09-21 | 7.24% |
Findlay 30 Year USDA | 2023-09-21 | 7.02% |
Findlay 30 Year USDA Refi | 2023-09-21 | 6.92% |
Findlay 30 Year VA | 2023-09-21 | 6.43% |
Findlay 30 Year VA Refi | 2023-09-21 | 6.92% |
Findlay Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Findlay, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Findlay Average Closing Costs & Other Stats
Findlay, OH's 89 lenders originated 1,990
loans during 2022. The total origination value was $364,630,000, with an average loan value of
$183,231.
Findlay's average closing costs are $4,084.
The top Findlay lender as defined by loan originations is LOANDEPOT.COM, LLC, with
200 loans originated. Their average total fees are
$3,954, which is $143
higher than the next largest lender,
First Federal Bank of the Midwest.
The lowest fee Findlay lenders (with over 10 loans originated) are
The Old Fort Banking Company ($2,760), The Union Bank Company ($2,936), JPMorgan Chase Bank ($3,084), The Citizens National Bank of Bluffton ($3,165) and Superior Credit Union, Inc. ($3,356).
The lowest rate Findlay lenders (with over 10 loans originated) are
The State Bank and Trust Company (4.16%), The Huntington National Bank (4.62%), KeyBank (4.75%), Superior Credit Union, Inc. (4.76%) and The Union Bank Company (4.77%).
Findlay, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
LOANDEPOT.COM, LLC | $125,085,000 | $71,650,000 | -42.7% | 19.7% |
First Federal Bank of the Midwest | $99,655,000 | $58,755,000 | -41.0% | 16.1% |
The Huntington National Bank | $45,140,000 | $26,775,000 | -40.7% | 7.3% |
Fifth Third Bank | $36,455,000 | $24,645,000 | -32.4% | 6.8% |
ORIX REAL ESTATE CAPITAL, LLC | $21,340,000 | n/a | 5.9% | |
QUICKEN LOANS, LLC | $33,695,000 | $15,730,000 | -53.3% | 4.3% |
KeyBank | $4,270,000 | $12,285,000 | 187.7% | 3.4% |
JPMorgan Chase Bank | $22,655,000 | $10,190,000 | -55.0% | 2.8% |
The State Bank and Trust Company | $8,475,000 | $8,805,000 | 3.9% | 2.4% |
UNION HOME MORTGAGE CORP. | $18,880,000 | $8,340,000 | -55.8% | 2.3% |
The Union Bank Company | $5,580,000 | $7,290,000 | 30.6% | 2.0% |
The First National Bank of Pandora | $15,055,000 | $6,450,000 | -57.2% | 1.8% |
Superior Credit Union, Inc. | $7,445,000 | $6,255,000 | -16.0% | 1.7% |
The Citizens National Bank of Bluffton | $8,725,000 | $5,695,000 | -34.7% | 1.6% |
The Old Fort Banking Company | $11,455,000 | $4,915,000 | -57.1% | 1.3% |
AG Credit, Agricultural Credit Association | $5,465,000 | $4,405,000 | -19.4% | 1.2% |
POLARIS HOME FUNDING CORP. | $5,310,000 | $4,365,000 | -17.8% | 1.2% |
Mortgage Research Center, LLC | $4,875,000 | $4,165,000 | -14.6% | 1.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,895,000 | $3,770,000 | -3.2% | 1.0% |
UNITED WHOLESALE MORTGAGE, LLC | $910,000 | $2,205,000 | 142.3% | 0.6% |
Wells Fargo Bank | $3,880,000 | $2,005,000 | -48.3% | 0.5% |
Waterford Bank, N.A. | $950,000 | $1,910,000 | 101.1% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $2,295,000 | $1,850,000 | -19.4% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $705,000 | $1,765,000 | 150.4% | 0.5% |
PNC Bank | $360,000 | $1,530,000 | 325.0% | 0.4% |
Citizens Bank | $1,865,000 | $1,495,000 | -19.8% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $2,070,000 | $1,475,000 | -28.7% | 0.4% |
Flagstar Bank, FSB | $2,115,000 | $1,395,000 | -34.0% | 0.4% |
Third Federal Savings and Loan Association of Cleveland | $1,530,000 | $1,315,000 | -14.1% | 0.4% |
GUARANTEED RATE, INC. | $865,000 | $1,285,000 | 48.6% | 0.4% |
BETTER MORTGAGE CORPORATION | $2,925,000 | $1,085,000 | -62.9% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,080,000 | n/a | 0.3% | |
Carrington Mortgage Services, LLC | $940,000 | $1,065,000 | 13.3% | 0.3% |
CHURCHILL MORTGAGE CORPORATION | $470,000 | $885,000 | 88.3% | 0.2% |
BROKER SOLUTIONS, INC. | $535,000 | $880,000 | 64.5% | 0.2% |
First Federal Savings and Loan Association of Lakewood | $5,320,000 | $880,000 | -83.5% | 0.2% |
MID AMERICA MORTGAGE, INC. | $430,000 | $795,000 | 84.9% | 0.2% |
BNC National Bank | $790,000 | n/a | 0.2% | |
Blue Ridge Bank | $840,000 | $780,000 | -7.1% | 0.2% |
First Federal Community Bank of Bucyrus | $915,000 | $760,000 | -16.9% | 0.2% |
NEWREZ LLC | $2,335,000 | $740,000 | -68.3% | 0.2% |
Servion, Inc. | $710,000 | n/a | 0.2% | |
Union Savings Bank | $860,000 | $705,000 | -18.0% | 0.2% |
NAVY FEDERAL CREDIT UNION | $2,230,000 | $695,000 | -68.8% | 0.2% |
EQUITY RESOURCES, INC. | $1,175,000 | $660,000 | -43.8% | 0.2% |
Bank of America | $540,000 | $655,000 | 21.3% | 0.2% |
Thomasville National Bank | $640,000 | n/a | 0.2% | |
PENNYMAC LOAN SERVICES, LLC | $1,970,000 | $610,000 | -69.0% | 0.2% |
MORTGAGE ACCESS CORP. | $520,000 | $600,000 | 15.4% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $580,000 | $585,000 | 0.9% | 0.2% |
The Farmers & Merchants State Bank | $2,190,000 | $580,000 | -73.5% | 0.2% |
NP, Inc. | $540,000 | n/a | 0.1% | |
Citadel Servicing Corporation | $535,000 | n/a | 0.1% | |
FREEDOM MORTGAGE CORPORATION | $2,885,000 | $525,000 | -81.8% | 0.1% |
CALIBER HOME LOANS, INC. | $1,915,000 | $500,000 | -73.9% | 0.1% |
U.S. Bank | $1,920,000 | $495,000 | -74.2% | 0.1% |
QUORUM FEDERAL CREDIT UNION | $230,000 | $475,000 | 106.5% | 0.1% |
HOME POINT FINANCIAL CORPORATION | $1,490,000 | $460,000 | -69.1% | 0.1% |
USX Federal Credit Union | $555,000 | $455,000 | -18.0% | 0.1% |
PARTNERS 1ST Federal Credit Union | $535,000 | $450,000 | -15.9% | 0.1% |
Cf Bank | $115,000 | $435,000 | 278.3% | 0.1% |
UNITED | $830,000 | $435,000 | -47.6% | 0.1% |
SPRING EQ, LLC | $410,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $150,000 | $405,000 | 170.0% | 0.1% |
DIGITAL Federal Credit Union | $65,000 | $395,000 | 507.7% | 0.1% |
USAA Federal Savings Bank | $725,000 | $390,000 | -46.2% | 0.1% |
Civista Bank | $365,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $1,395,000 | $360,000 | -74.2% | 0.1% |
NEW DAY FINANCIAL, LLC | $520,000 | $360,000 | -30.8% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $360,000 | n/a | 0.1% | |
Orion Federal Credit Union | $355,000 | n/a | 0.1% | |
TELHIO | $175,000 | $355,000 | 102.9% | 0.1% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $185,000 | $350,000 | 89.2% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,105,000 | $330,000 | -70.1% | 0.1% |
Christian Community Credit Union | $325,000 | n/a | 0.1% | |
Directions Credit Union, Inc. | $420,000 | $325,000 | -22.6% | 0.1% |
CIVIC FINANCIAL SERVICES, LLC | $320,000 | n/a | 0.1% | |
INTERCAP LENDING INC. | $315,000 | n/a | 0.1% | |
Nations Lending Corporation | $415,000 | $300,000 | -27.7% | 0.1% |
HONDA Federal Credit Union | $345,000 | $295,000 | -14.5% | 0.1% |
Hometown Lenders, Inc. | $375,000 | $290,000 | -22.7% | 0.1% |
MYCUMORTGAGE, LLC | $885,000 | $290,000 | -67.2% | 0.1% |
GENERAL ELECTRIC CREDIT UNION | $285,000 | n/a | 0.1% | |
First Merchants Bank | $275,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $270,000 | n/a | 0.1% | |
HOMEXPRESS MORTGAGE CORP. | $175,000 | $255,000 | 45.7% | 0.1% |
Pathways Financial Credit Union, Inc. | $255,000 | n/a | 0.1% | |
UBS Bank USA | $255,000 | n/a | 0.1% | |
AMERIFIRST FINANCIAL CORPORATION | $125,000 | $250,000 | 100.0% | 0.1% |
RUOFF MORTGAGE COMPANY, INC. | $1,030,000 | $250,000 | -75.7% | 0.1% |
The Genoa Banking Company | $1,845,000 | $245,000 | -86.7% | 0.1% |
Discover Bank | $235,000 | n/a | 0.1% | |
Fremont Federal Credit Union | $405,000 | $230,000 | -43.2% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $145,000 | $230,000 | 58.6% | 0.1% |
Texana Bank | $225,000 | n/a | 0.1% | |
CLEARPATH LENDING | $640,000 | $215,000 | -66.4% | 0.1% |
T2 FINANCIAL LLC | $920,000 | $215,000 | -76.6% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $460,000 | $215,000 | -53.3% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $330,000 | $205,000 | -37.9% | 0.1% |
Renasant Bank | $205,000 | n/a | 0.1% | |
SUCCESS MORTGAGE PARTNERS, INC. | $165,000 | $205,000 | 24.2% | 0.1% |
UIF CORPORATION | $205,000 | n/a | 0.1% | |
Figure Lending LLC | $240,000 | $200,000 | -16.7% | 0.1% |
First Federal Bank | $115,000 | $195,000 | 69.6% | 0.1% |
First National Bank of Pennsylvania | $195,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $460,000 | $195,000 | -57.6% | 0.1% |
South State Bank | $195,000 | n/a | 0.1% | |
SUN Federal Credit Union | $15,000 | $195,000 | 1,200.0% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $590,000 | $195,000 | -66.9% | 0.1% |
MORIA DEVELOPMENT, INC. | $130,000 | $190,000 | 46.2% | 0.1% |
SUPERIOR FINANCIAL SOLUTIONS, LLC | $225,000 | $185,000 | -17.8% | 0.1% |
GENISYS | $175,000 | n/a | 0.0% | |
Stock Yards Bank & Trust Company | $175,000 | n/a | 0.0% | |
ARC HOME LLC | $165,000 | n/a | 0.0% | |
M&T Bank | $95,000 | $165,000 | 73.7% | 0.0% |
NETWORK CAPITAL FUNDING CORPORATION | $165,000 | n/a | 0.0% | |
North American Savings Bank, F.S.B. | $1,005,000 | $165,000 | -83.6% | 0.0% |
21ST MORTGAGE CORPORATION | $160,000 | $160,000 | 0.0% | 0.0% |
The Croghan Colonial Bank | $445,000 | $160,000 | -64.0% | 0.0% |
ALL IN | $155,000 | n/a | 0.0% | |
AMERICAN MORTGAGE SERVICE COMPANY | $155,000 | n/a | 0.0% | |
First Federal Bank of Ohio | $450,000 | $145,000 | -67.8% | 0.0% |
Mechanics Bank | $145,000 | n/a | 0.0% | |
TrueCore Federal Credit Union | $145,000 | n/a | 0.0% | |
BEST CAPITAL FUNDING | $135,000 | n/a | 0.0% | |
Liberty National Bank | $105,000 | $135,000 | 28.6% | 0.0% |
YOUR HOME FINANCIAL LLC | $135,000 | n/a | 0.0% | |
ZILLOW HOME LOANS, LLC | $510,000 | $135,000 | -73.5% | 0.0% |
TOWNE MORTGAGE COMPANY | $2,035,000 | $125,000 | -93.9% | 0.0% |
Barrington Bank & Trust Company, N.A. | $230,000 | $115,000 | -50.0% | 0.0% |
CITIZENS EQUITY FIRST | $115,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $115,000 | n/a | 0.0% | |
Day Air Credit Union, Inc | $155,000 | $105,000 | -32.3% | 0.0% |
EASTMAN | $105,000 | n/a | 0.0% | |
MOVEMENT MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $95,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $195,000 | $95,000 | -51.3% | 0.0% |
Guardian Savings Bank, A Federal Savings Bank | $65,000 | n/a | 0.0% | |
CORNERSTONE COMMUNITY FINANCIAL | $55,000 | n/a | 0.0% | |
Centier Bank | $35,000 | n/a | 0.0% | |
THRIVENT Federal Credit Union | $155,000 | $25,000 | -83.9% | 0.0% |
STAR USA FEDERAL CREDIT UNION | $15,000 | n/a | 0.0% |
Findlay's top lender by overall market share is LOANDEPOT.COM, LLC, with 19.7% market share. In second place, with 16.1%, is First Federal Bank of the Midwest, having originated $58,755,000 in loans. In third place, with 7.3%, is The Huntington National Bank, having originated $26,775,000 in loans. In fourth place, with 6.8%, is Fifth Third Bank, having originated $24,645,000 in loans. In fifth place, with 5.9%, is ORIX REAL ESTATE CAPITAL, LLC, having originated $21,340,000 in loans.
Findlay Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $179,900 (20.0%) | $243,234 (18.7%) | 0.00 | 195 |
2018-02-01 | $169,600 (0.4%) | $241,873 (9.8%) | 0.00 | 194 |
2018-03-01 | $179,900 (4.9%) | $242,514 (6.4%) | 0.00 | 191 |
2018-04-01 | $194,350 (8.0%) | $253,523 (10.7%) | 0.00 | 191 |
2018-05-01 | $192,725 (15.2%) | $255,756 (19.6%) | 0.00 | 195 |
2018-06-01 | $189,900 (16.4%) | $247,975 (19.3%) | 0.00 | 223 |
2018-07-01 | $189,900 (11.9%) | $248,704 (14.9%) | 0.00 | 233 |
2018-08-01 | $182,400 (7.3%) | $239,584 (6.0%) | 0.00 | 235 |
2018-09-01 | $179,900 (7.2%) | $241,138 (7.9%) | 0.00 | 237 |
2018-10-01 | $186,175 (10.1%) | $244,212 (8.0%) | 0.00 | 219 |
2018-11-01 | $186,565 (9.8%) | $243,234 (0.8%) | 0.00 | 215 |
2018-12-01 | $192,900 (7.2%) | $252,069 (3.8%) | 0.00 | 180 |
2019-01-01 | $191,200 (6.3%) | $250,416 (3.0%) | 0.00 | 177 |
2019-02-01 | $183,400 (8.1%) | $249,535 (3.2%) | 0.00 | 177 |
2019-03-01 | $201,329 (11.9%) | $262,769 (8.4%) | 0.00 | 168 |
2019-04-01 | $229,550 (18.1%) | $274,118 (8.1%) | 0.00 | 173 |
2019-05-01 | $239,575 (24.3%) | $275,554 (7.7%) | 0.00 | 164 |
2019-06-01 | $221,900 (16.9%) | $266,630 (7.5%) | 0.00 | 186 |
2019-07-01 | $204,925 (7.9%) | $262,000 (5.4%) | 0.00 | 198 |
2019-08-01 | $204,518 (12.1%) | $258,375 (7.8%) | 0.00 | 202 |
2019-09-01 | $203,945 (13.4%) | $256,838 (6.5%) | 0.00 | 198 |
2019-10-01 | $203,500 (9.3%) | $256,602 (5.1%) | 0.00 | 195 |
2019-11-01 | $194,900 (4.5%) | $246,543 (1.4%) | 0.00 | 168 |
2019-12-01 | $189,850 (-1.6%) | $248,804 (-1.3%) | 0.00 | 143 |
2020-01-01 | $199,500 (4.3%) | $259,605 (3.7%) | 0.00 | 124 |
2020-02-01 | $199,500 (8.8%) | $289,771 (16.1%) | 0.00 | 97 |
2020-03-01 | $214,900 (6.7%) | $289,619 (10.2%) | 0.00 | 113 |
2020-04-01 | $203,375 (-11.4%) | $287,025 (4.7%) | 0.00 | 110 |
2020-05-01 | $197,900 (-17.4%) | $280,875 (1.9%) | 0.00 | 121 |
2020-06-01 | $262,450 (18.3%) | $320,844 (20.3%) | 0.00 | 113 |
2020-07-01 | $254,450 (24.2%) | $316,387 (20.8%) | 0.00 | 138 |
2020-08-01 | $229,900 (12.4%) | $306,556 (18.7%) | 0.00 | 133 |
2020-09-01 | $227,450 (11.5%) | $312,289 (21.6%) | 0.00 | 129 |
2020-10-01 | $209,900 (3.1%) | $277,752 (8.2%) | 0.00 | 152 |
2020-11-01 | $199,200 (2.2%) | $277,557 (12.6%) | 0.00 | 151 |
2020-12-01 | $192,900 (1.6%) | $275,059 (10.6%) | 0.00 | 136 |
2021-01-01 | $204,400 (2.5%) | $269,601 (3.9%) | 0.00 | 116 |
2021-02-01 | $209,900 (5.2%) | $292,236 (0.9%) | 0.00 | 88 |
2021-03-01 | $244,950 (14.0%) | $333,113 (15.0%) | 0.00 | 72 |
2021-04-01 | $261,175 (28.4%) | $342,572 (19.4%) | 0.00 | 72 |
2021-05-01 | $253,950 (28.3%) | $346,661 (23.4%) | 0.00 | 80 |
2021-06-01 | $260,775 (-0.6%) | $360,193 (12.3%) | 0.00 | 89 |
2021-07-01 | $247,500 (-2.7%) | $326,626 (3.2%) | 0.00 | 113 |
2021-08-01 | $224,900 (-2.2%) | $306,429 (0.0%) | 0.00 | 137 |
2021-09-01 | $221,200 (-2.8%) | $302,431 (-3.2%) | 0.00 | 145 |
2021-10-01 | $216,300 (3.1%) | $284,144 (2.3%) | 0.00 | 135 |
2021-11-01 | $223,350 (12.1%) | $267,964 (-3.5%) | 0.00 | 134 |
2021-12-01 | $207,000 (7.3%) | $246,442 (-10.4%) | 0.00 | 104 |
2022-01-01 | $218,350 (6.8%) | $261,037 (-3.2%) | 0.00 | 67 |
2022-02-01 | $213,450 (1.7%) | $286,331 (-2.0%) | 0.00 | 62 |
2022-03-01 | $214,900 (-12.3%) | $294,059 (-11.7%) | 0.00 | 49 |
2022-04-01 | $259,900 (-0.5%) | $319,108 (-6.9%) | 0.00 | 48 |
2022-05-01 | $258,425 (1.8%) | $310,428 (-10.5%) | 0.00 | 60 |
2022-06-01 | $249,900 (-4.2%) | $300,027 (-16.7%) | 0.00 | 94 |
2022-07-01 | $254,950 (3.0%) | $302,446 (-7.4%) | 0.00 | 107 |
2022-08-01 | $247,175 (9.9%) | $292,340 (-4.6%) | 0.00 | 111 |
2022-09-01 | $234,500 (6.0%) | $293,024 (-3.1%) | 0.00 | 118 |
2022-10-01 | $237,400 (9.8%) | $294,506 (3.7%) | 0.00 | 111 |
2022-11-01 | $230,000 (3.0%) | $295,645 (10.3%) | 0.00 | 112 |
2022-12-01 | $229,900 (11.1%) | $272,922 (10.8%) | 0.00 | 101 |
2023-01-01 | $221,000 (1.2%) | $277,568 (6.3%) | 0.00 | 92 |
2023-02-01 | $209,900 (-1.7%) | $290,038 (1.3%) | 0.00 | 74 |
2023-03-01 | $217,400 (1.2%) | $305,159 (3.8%) | 0.00 | 70 |
2023-04-01 | $238,950 (-8.1%) | $331,287 (3.8%) | 0.00 | 72 |
2023-05-01 | $242,175 (-6.3%) | $343,118 (10.5%) | 0.00 | 75 |
2023-06-01 | $254,900 (2.0%) | $354,367 (18.1%) | 0.00 | 95 |
2023-07-01 | $282,450 (10.8%) | $359,885 (19.0%) | 0.00 | 97 |
2023-08-01 | $267,475 (8.2%) | $358,211 (22.5%) | 0.00 | 117 |
Findlay's median listing price comes in at 0% of the national average.
Findlay's average listing price for 2023-08-01 was $358,211, a difference of $65,871 (22.5%) versus the prior year and $-1,674 versus the prior month.
For the 2023-08-01 period, Findlay had 117 MLS listings, a difference of 20 listings (21%) versus the prior month and 6 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Findlay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,796 sqft |
2018-02-01 | 0 days | 1,777 sqft |
2018-03-01 | 0 days | 1,851 sqft |
2018-04-01 | 0 days | 1,896 sqft |
2018-05-01 | 0 days | 1,938 sqft |
2018-06-01 | 0 days | 1,902 sqft |
2018-07-01 | 0 days | 1,885 sqft |
2018-08-01 | 0 days | 1,894 sqft |
2018-09-01 | 0 days | 1,883 sqft |
2018-10-01 | 0 days | 1,862 sqft |
2018-11-01 | 0 days | 1,883 sqft |
2018-12-01 | 0 days | 1,868 sqft |
2019-01-01 | 0 days | 1,861 sqft |
2019-02-01 | 0 days | 1,823 sqft |
2019-03-01 | 0 days | 1,926 sqft |
2019-04-01 | 0 days | 2,012 sqft |
2019-05-01 | 0 days | 2,059 sqft |
2019-06-01 | 0 days | 1,994 sqft |
2019-07-01 | 0 days | 1,917 sqft |
2019-08-01 | 0 days | 1,907 sqft |
2019-09-01 | 0 days | 1,902 sqft |
2019-10-01 | 0 days | 1,933 sqft |
2019-11-01 | 0 days | 1,909 sqft |
2019-12-01 | 0 days | 1,909 sqft |
2020-01-01 | 0 days | 1,918 sqft |
2020-02-01 | 0 days | 1,885 sqft |
2020-03-01 | 0 days | 1,909 sqft |
2020-04-01 | 0 days | 1,907 sqft |
2020-05-01 | 0 days | 1,906 sqft |
2020-06-01 | 0 days | 2,124 sqft |
2020-07-01 | 0 days | 2,068 sqft |
2020-08-01 | 0 days | 1,968 sqft |
2020-09-01 | 0 days | 2,044 sqft |
2020-10-01 | 0 days | 1,948 sqft |
2020-11-01 | 0 days | 1,842 sqft |
2020-12-01 | 0 days | 1,929 sqft |
2021-01-01 | 0 days | 1,922 sqft |
2021-02-01 | 0 days | 1,918 sqft |
2021-03-01 | 0 days | 2,035 sqft |
2021-04-01 | 0 days | 2,128 sqft |
2021-05-01 | 0 days | 1,994 sqft |
2021-06-01 | 0 days | 1,963 sqft |
2021-07-01 | 0 days | 1,802 sqft |
2021-08-01 | 0 days | 1,776 sqft |
2021-09-01 | 0 days | 1,876 sqft |
2021-10-01 | 0 days | 1,814 sqft |
2021-11-01 | 0 days | 1,766 sqft |
2021-12-01 | 0 days | 1,749 sqft |
2022-01-01 | 0 days | 1,756 sqft |
2022-02-01 | 0 days | 1,739 sqft |
2022-03-01 | 0 days | 1,817 sqft |
2022-04-01 | 0 days | 1,780 sqft |
2022-05-01 | 0 days | 1,785 sqft |
2022-06-01 | 0 days | 1,790 sqft |
2022-07-01 | 0 days | 1,832 sqft |
2022-08-01 | 0 days | 1,776 sqft |
2022-09-01 | 0 days | 1,798 sqft |
2022-10-01 | 0 days | 1,804 sqft |
2022-11-01 | 0 days | 1,756 sqft |
2022-12-01 | 0 days | 1,750 sqft |
2023-01-01 | 0 days | 1,695 sqft |
2023-02-01 | 0 days | 1,768 sqft |
2023-03-01 | 0 days | 1,724 sqft |
2023-04-01 | 0 days | 1,764 sqft |
2023-05-01 | 0 days | 1,764 sqft |
2023-06-01 | 0 days | 1,864 sqft |
2023-07-01 | 0 days | 1,920 sqft |
2023-08-01 | 0 days | 1,889 sqft |
Findlay's median square footage for active listings during the 2023-08-01 period was 1,889 sqft. One year prior, the average listing was 1,776 sqft.
Findlay, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,059 | $248,465,000 | $234,622 |
Refi | 324 | $47,540,000 | $146,728 |
Cash Out Refi | 268 | $41,130,000 | $153,470 |
Home Improvement | 187 | $15,235,000 | $81,471 |
Other | 151 | $11,985,000 | $79,371 |
NA | 1 | $275,000 | $275,000 |
Findlay's most frequently cited loan purpose was Home Purchase, with 1,059 originations. The 2nd most popular reason was Refi, with 324 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 532 | $100,930,000 | $189,718 |
3-4% | 408 | $77,120,000 | $189,020 |
4-5% | 399 | $68,955,000 | $172,820 |
6-7% | 242 | $37,940,000 | $156,777 |
2.5-3% | 155 | $27,595,000 | $178,032 |
7-8% | 98 | $10,980,000 | $112,041 |
Over 8% | 54 | $2,930,000 | $54,259 |
<2.5% | 41 | $27,335,000 | $666,707 |
During 2022, Findlay's most frequently originated rate bucket was 5-6%, with 532 originations.
Loan Sizing (Findlay, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 830 | $120,510,000 | $145,193 |
$100,000 or less | 587 | $34,735,000 | $59,174 |
$200k-400k | 470 | $124,850,000 | $265,638 |
$400k-600k | 74 | $34,120,000 | $461,081 |
$600k-1000k | 24 | $17,900,000 | $745,833 |
$Over $1MM | 5 | $32,515,000 | $6,503,000 |
Findlay's loan sizing saw the bucket of loans from $100k-200k with 830 originations, totaling $120,510,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 782 | $167,220,000 | $213,836 |
60-80% | 419 | $79,565,000 | $189,893 |
40-60% | 266 | $48,710,000 | $183,120 |
20-40% | 253 | $22,675,000 | $89,625 |
Under 20% | 187 | $8,175,000 | $43,717 |
Over 100% | 16 | $25,770,000 | $1,610,625 |
Findlay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 782 originations, totaling $167,220,000 in origination value.