ERIE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Erie averaged
7.12%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.77% and
one month ago for the week of 2025-04-17, the
average rate was 6.99%.
Erie's average rate one year ago was 7.18%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.26%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Erie 30 Year Fixed Rate | 2025-05-22 | 7.12% |
| Erie 30 Year Fixed Rate Refi | 2025-05-22 | 7.26% |
| Erie 15 Year Fixed Rate | 2025-05-22 | 6.74% |
| Erie 15 Year Fixed Rate Refi | 2025-05-22 | 6.61% |
| Erie 30 Year FHA | 2025-05-22 | 6.85% |
| Erie 30 Year FHA Refi | 2025-05-22 | 6.81% |
| Erie 30 Year USDA | 2025-05-22 | 6.43% |
| Erie 30 Year USDA Refi | 2025-05-22 | 6.43% |
| Erie 30 Year VA | 2025-05-22 | 6.55% |
| Erie 30 Year VA Refi | 2025-05-22 | 6.32% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ERIE, PA.
ERIE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ERIE, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ERIE Average Closing Costs & Other Stats
ERIE, PA's 96 lenders originated 4,320
loans during 2024. The total origination value was $646,140,000, with an average loan value of
$149,569.
ERIE's average closing costs are $5,219.
The top ERIE lender as defined by loan originations is Marquette Savings Bank, with
261 loans originated. Their average total fees are
$3,423, which is $4,293
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee ERIE lenders (with over 10 loans originated) are
Marquette Savings Bank ($3,423), Widget Federal Credit Union ($3,702), Northwest Bank ($4,235), HOWARD HANNA FINANCIAL SERVICES, INC. ($4,458) and CNB Bank ($4,488).
The lowest rate ERIE lenders (with over 10 loans originated) are
CNB Bank (6.36%), Widget Federal Credit Union (6.48%), Flagstar Bank, FSB (6.54%), HOWARD HANNA FINANCIAL SERVICES, INC. (6.59%) and Citizens Bank (6.59%).
ERIE, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Marquette Savings Bank | $82,845,000 | $96,995,000 | 17.1% | 15.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $54,975,000 | $59,610,000 | 8.4% | 9.2% |
| QUICKEN LOANS, LLC | $33,405,000 | $36,680,000 | 9.8% | 5.7% |
| Northwest Bank | $47,040,000 | $31,925,000 | -32.1% | 4.9% |
| PNC Bank | $26,960,000 | $29,915,000 | 11.0% | 4.6% |
| ERIE FEDERAL CREDIT UNION | $31,425,000 | $25,985,000 | -17.3% | 4.0% |
| First National Bank of Pennsylvania | $27,945,000 | $25,035,000 | -10.4% | 3.9% |
| MOVEMENT MORTGAGE, LLC | $21,480,000 | $21,435,000 | -0.2% | 3.3% |
| CNB Bank | $33,380,000 | $18,235,000 | -45.4% | 2.8% |
| EQUITY RESOURCES, INC. | $12,505,000 | $17,475,000 | 39.7% | 2.7% |
| PENNYMAC LOAN SERVICES, LLC | $8,155,000 | $14,785,000 | 81.3% | 2.3% |
| Citizens Bank | $20,310,000 | $14,315,000 | -29.5% | 2.2% |
| Mortgage Research Center, LLC | $9,280,000 | $12,360,000 | 33.2% | 1.9% |
| ALLIANT CREDIT UNION | $40,000 | $12,025,000 | 29,962.5% | 1.9% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $11,625,000 | $11,920,000 | 2.5% | 1.8% |
| PLAZA HOME MORTGAGE, INC. | $5,315,000 | $11,810,000 | 122.2% | 1.8% |
| FIRST COMMUNITY MORTGAGE, INC. | $135,000 | $11,565,000 | 8,466.7% | 1.8% |
| Widget Federal Credit Union | $11,030,000 | $9,915,000 | -10.1% | 1.5% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $12,870,000 | $9,815,000 | -23.7% | 1.5% |
| Flagstar Bank, FSB | $2,575,000 | $8,405,000 | 226.4% | 1.3% |
| FIRST HERITAGE FINANCIAL, LLC | $5,880,000 | $7,715,000 | 31.2% | 1.2% |
| Ixonia Bank | $1,440,000 | $5,960,000 | 313.9% | 0.9% |
| The Huntington National Bank | $6,680,000 | $5,930,000 | -11.2% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $3,515,000 | $5,430,000 | 54.5% | 0.8% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $4,985,000 | $5,265,000 | 5.6% | 0.8% |
| Equity Prime Mortgage LLC | $2,110,000 | $5,225,000 | 147.6% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $4,225,000 | $5,100,000 | 20.7% | 0.8% |
| Reliance Savings Bank | $4,860,000 | n/a | 0.8% | |
| USAA Federal Savings Bank | $2,130,000 | $4,740,000 | 122.5% | 0.7% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,750,000 | $3,970,000 | 126.9% | 0.6% |
| RELIANCE FIRST CAPITAL, LLC | $1,945,000 | $3,840,000 | 97.4% | 0.6% |
| The Andover Bank | $3,680,000 | $3,745,000 | 1.8% | 0.6% |
| LOANDEPOT.COM, LLC | $1,535,000 | $3,620,000 | 135.8% | 0.6% |
| JPMorgan Chase Bank | $2,250,000 | $3,365,000 | 49.6% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $740,000 | $3,160,000 | 327.0% | 0.5% |
| UNION HOME MORTGAGE CORP. | $1,180,000 | $3,075,000 | 160.6% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $805,000 | $2,895,000 | 259.6% | 0.4% |
| The Loan Store, Inc. | $485,000 | $2,775,000 | 472.2% | 0.4% |
| Mercer County State Bank | $6,055,000 | $2,745,000 | -54.7% | 0.4% |
| KeyBank | $2,880,000 | $2,115,000 | -26.6% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $805,000 | $2,010,000 | 149.7% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,270,000 | $1,970,000 | -39.8% | 0.3% |
| Bank of America | $435,000 | $1,910,000 | 339.1% | 0.3% |
| CORRY FEDERAL CREDIT UNION | $730,000 | $1,860,000 | 154.8% | 0.3% |
| Tendto Credit Union | $1,675,000 | $1,830,000 | 9.3% | 0.3% |
| NEW DAY FINANCIAL, LLC | $640,000 | $1,815,000 | 183.6% | 0.3% |
| AmeriServ Financial Bank | $680,000 | $1,655,000 | 143.4% | 0.3% |
| MidAtlantic Farm Credit, ACA | $1,270,000 | $1,615,000 | 27.2% | 0.2% |
| NEWREZ LLC | $240,000 | $1,610,000 | 570.8% | 0.2% |
| Union Savings Bank | $1,580,000 | n/a | 0.2% | |
| Discover Bank | $1,285,000 | $1,530,000 | 19.1% | 0.2% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $16,605,000 | $1,475,000 | -91.1% | 0.2% |
| Figure Lending LLC | $445,000 | $1,450,000 | 225.8% | 0.2% |
| LIMA ONE CAPITAL, LLC | $305,000 | $1,355,000 | 344.3% | 0.2% |
| BROKER SOLUTIONS, INC. | $2,010,000 | $1,285,000 | -36.1% | 0.2% |
| Carrington Mortgage Services, LLC | $820,000 | $1,240,000 | 51.2% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,225,000 | $1,200,000 | -46.1% | 0.2% |
| Wells Fargo Bank | $1,740,000 | $1,185,000 | -31.9% | 0.2% |
| Ally Bank | $135,000 | $1,130,000 | 737.0% | 0.2% |
| U.S. Bank | $940,000 | $1,085,000 | 15.4% | 0.2% |
| 21ST MORTGAGE CORPORATION | $810,000 | $1,040,000 | 28.4% | 0.2% |
| GUARANTEED RATE, INC. | $790,000 | $1,030,000 | 30.4% | 0.2% |
| PLANET HOME LENDING, LLC | $195,000 | $1,000,000 | 412.8% | 0.2% |
| Plains Commerce Bank | $3,370,000 | $950,000 | -71.8% | 0.1% |
| S1L, Inc. | $925,000 | n/a | 0.1% | |
| The Federal Savings Bank | $1,130,000 | $880,000 | -22.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $665,000 | $860,000 | 29.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $915,000 | $825,000 | -9.8% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,475,000 | $760,000 | -48.5% | 0.1% |
| Peoples Security Bank and Trust Company | $750,000 | n/a | 0.1% | |
| M&T Bank | $130,000 | $695,000 | 434.6% | 0.1% |
| First Commonwealth Bank | $1,265,000 | $685,000 | -45.8% | 0.1% |
| Victorian Finance, LLC | $215,000 | $675,000 | 214.0% | 0.1% |
| CMG MORTGAGE, INC. | $155,000 | $655,000 | 322.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $515,000 | $650,000 | 26.2% | 0.1% |
| Community Bank | $625,000 | $625,000 | 0.0% | 0.1% |
| The Farmers National Bank of Canfield | $1,610,000 | $570,000 | -64.6% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $555,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $550,000 | n/a | 0.1% | |
| SSB Bank | $545,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $325,000 | $540,000 | 66.2% | 0.1% |
| Mid Penn Bank | $500,000 | n/a | 0.1% | |
| Kish Bank | $85,000 | $495,000 | 482.4% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $670,000 | $495,000 | -26.1% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,465,000 | $475,000 | -67.6% | 0.1% |
| First Columbia Bank & Trust Co. | $470,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $745,000 | $470,000 | -36.9% | 0.1% |
| Coastal Community Bank | $440,000 | $455,000 | 3.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $435,000 | n/a | 0.1% | |
| LOANPAL, LLC | $420,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $225,000 | $415,000 | 84.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,090,000 | $415,000 | -61.9% | 0.1% |
| NBKC BANK | $365,000 | $410,000 | 12.3% | 0.1% |
| Semper Home Loans, Inc. | $410,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $405,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $380,000 | $400,000 | 5.3% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $400,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $395,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $430,000 | $385,000 | -10.5% | 0.1% |
| CARDINAL FINANCIAL | $935,000 | $385,000 | -58.8% | 0.1% |
| Greenville Savings Bank | $385,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $625,000 | $365,000 | -41.6% | 0.1% |
| MICHIGAN MUTUAL, INC. | $870,000 | $360,000 | -58.6% | 0.1% |
| TD Bank | $100,000 | $345,000 | 245.0% | 0.1% |
| First-Citizens Bank & Trust Company | $340,000 | n/a | 0.1% | |
| Sail Mortgage Corp. | $135,000 | $335,000 | 148.1% | 0.1% |
| Farm Credit East, ACA | $265,000 | $325,000 | 22.6% | 0.1% |
| Goldman Sachs Bank USA | $755,000 | $325,000 | -57.0% | 0.1% |
| Keystone Funding, Inc. | $325,000 | n/a | 0.1% | |
| NexBank | $320,000 | n/a | 0.0% | |
| WesBanco | $205,000 | $310,000 | 51.2% | 0.0% |
| S&T Bank | $320,000 | $305,000 | -4.7% | 0.0% |
| FEDERATED MORTGAGE CORP. | $295,000 | n/a | 0.0% | |
| UBS Bank USA | $295,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $520,000 | $290,000 | -44.2% | 0.0% |
| PHH Mortgage Corporation | $285,000 | n/a | 0.0% | |
| The ONE | $80,000 | $280,000 | 250.0% | 0.0% |
| ADVANCIAL | $265,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $265,000 | n/a | 0.0% | |
| Heritage Bank | $265,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $305,000 | $265,000 | -13.1% | 0.0% |
| AmeriHome Mortgage Company, LLC | $260,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $255,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $285,000 | $255,000 | -10.5% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $245,000 | n/a | 0.0% | |
| Bank of Colorado | $235,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $880,000 | $230,000 | -73.9% | 0.0% |
| Dollar Bank, Federal Savings Bank | $65,000 | $225,000 | 246.2% | 0.0% |
| Lakeview Community Capital, LLC | $215,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $205,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $315,000 | $205,000 | -34.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $195,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $370,000 | $190,000 | -48.6% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $530,000 | $190,000 | -64.2% | 0.0% |
| MILEND, INC. | $385,000 | $185,000 | -51.9% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $435,000 | $175,000 | -59.8% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $175,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $175,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,150,000 | $175,000 | -84.8% | 0.0% |
| NMSI, INC. | $175,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $135,000 | $175,000 | 29.6% | 0.0% |
| SouthStar Bank, S.S.B. | $175,000 | n/a | 0.0% | |
| Univest Bank and Trust Co. | $800,000 | $175,000 | -78.1% | 0.0% |
| First Savings Bank | $225,000 | $165,000 | -26.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $65,000 | $160,000 | 146.2% | 0.0% |
| Brentwood Bank | $155,000 | n/a | 0.0% | |
| INTERSTATE HOME LOAN CENTER, INC. | $155,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $175,000 | $155,000 | -11.4% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $135,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| NP, Inc. | $125,000 | n/a | 0.0% | |
| Arvest Bank | $115,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $115,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $95,000 | $105,000 | 10.5% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $105,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $105,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $105,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $235,000 | $100,000 | -57.4% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $535,000 | $95,000 | -82.2% | 0.0% |
| Republic Bank & Trust Company | $95,000 | n/a | 0.0% | |
| Acre Mortgage and Financial Inc | $155,000 | $90,000 | -41.9% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $85,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $210,000 | $85,000 | -59.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | $85,000 | -10.5% | 0.0% |
| OCMBC, INC. | $85,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $75,000 | $80,000 | 6.7% | 0.0% |
| CFSBANK | $75,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $65,000 | n/a | 0.0% | |
| CORNING | $285,000 | $65,000 | -77.2% | 0.0% |
| Fifth Third Bank | $125,000 | $55,000 | -56.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $165,000 | $35,000 | -78.8% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
ERIE's top lender by overall market share is Marquette Savings Bank, with 15.0% market share. In second place, with 9.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $59,610,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $36,680,000 in loans. In fourth place, with 4.9%, is Northwest Bank, having originated $31,925,000 in loans. In fifth place, with 4.6%, is PNC Bank, having originated $29,915,000 in loans.
ERIE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ERIE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,900 (8.3%) | $190,858 (7.4%) | 0.48 | 1,010 |
| 2018-02-01 | $132,725 (10.7%) | $191,588 (4.8%) | 0.48 | 946 |
| 2018-03-01 | $134,900 (12.0%) | $194,170 (5.0%) | 0.47 | 967 |
| 2018-04-01 | $139,900 (8.2%) | $203,664 (4.2%) | 0.47 | 939 |
| 2018-05-01 | $146,800 (14.0%) | $206,816 (5.7%) | 0.49 | 983 |
| 2018-06-01 | $143,950 (10.8%) | $209,556 (4.2%) | 0.48 | 1,041 |
| 2018-07-01 | $144,900 (5.0%) | $207,998 (2.6%) | 0.48 | 1,088 |
| 2018-08-01 | $141,175 (4.6%) | $204,465 (2.4%) | 0.47 | 1,122 |
| 2018-09-01 | $136,950 (1.4%) | $201,985 (1.4%) | 0.46 | 1,162 |
| 2018-10-01 | $138,400 (4.6%) | $200,402 (2.6%) | 0.47 | 1,137 |
| 2018-11-01 | $134,925 (2.7%) | $200,125 (2.3%) | 0.46 | 1,078 |
| 2018-12-01 | $134,900 (3.8%) | $199,376 (3.5%) | 0.47 | 1,005 |
| 2019-01-01 | $136,675 (5.2%) | $199,881 (4.7%) | 0.47 | 913 |
| 2019-02-01 | $139,900 (5.4%) | $206,399 (7.7%) | 0.47 | 885 |
| 2019-03-01 | $146,429 (8.6%) | $210,516 (8.4%) | 0.48 | 872 |
| 2019-04-01 | $155,000 (10.8%) | $217,125 (6.6%) | 0.49 | 859 |
| 2019-05-01 | $162,138 (10.5%) | $227,577 (10.0%) | 0.51 | 865 |
| 2019-06-01 | $167,950 (16.7%) | $229,481 (9.5%) | 0.52 | 898 |
| 2019-07-01 | $166,350 (14.8%) | $225,813 (8.6%) | 0.52 | 919 |
| 2019-08-01 | $159,155 (12.7%) | $222,347 (8.8%) | 0.50 | 919 |
| 2019-09-01 | $151,136 (10.4%) | $216,904 (7.4%) | 0.48 | 908 |
| 2019-10-01 | $142,425 (2.9%) | $211,969 (5.8%) | 0.46 | 897 |
| 2019-11-01 | $140,000 (3.8%) | $206,786 (3.3%) | 0.46 | 821 |
| 2019-12-01 | $136,775 (1.4%) | $205,037 (2.8%) | 0.46 | 731 |
| 2020-01-01 | $134,900 (-1.3%) | $201,860 (1.0%) | 0.45 | 662 |
| 2020-02-01 | $137,999 (-1.4%) | $209,083 (1.3%) | 0.45 | 598 |
| 2020-03-01 | $145,287 (-0.8%) | $221,563 (5.3%) | 0.46 | 536 |
| 2020-04-01 | $151,900 (-2.0%) | $232,417 (7.0%) | 0.48 | 505 |
| 2020-05-01 | $164,800 (1.6%) | $236,492 (3.9%) | 0.50 | 500 |
| 2020-06-01 | $171,325 (2.0%) | $242,633 (5.7%) | 0.50 | 455 |
| 2020-07-01 | $167,450 (0.7%) | $238,506 (5.6%) | 0.49 | 458 |
| 2020-08-01 | $162,900 (2.4%) | $234,005 (5.2%) | 0.47 | 419 |
| 2020-09-01 | $153,450 (1.5%) | $224,339 (3.4%) | 0.44 | 392 |
| 2020-10-01 | $139,950 (-1.7%) | $214,619 (1.3%) | 0.40 | 408 |
| 2020-11-01 | $134,800 (-3.7%) | $206,960 (0.1%) | 0.39 | 382 |
| 2020-12-01 | $129,900 (-5.0%) | $209,033 (2.0%) | 0.39 | 332 |
| 2021-01-01 | $135,000 (0.1%) | $220,454 (9.2%) | 0.40 | 274 |
| 2021-02-01 | $139,175 (0.9%) | $222,857 (6.6%) | 0.41 | 217 |
| 2021-03-01 | $137,400 (-5.4%) | $225,047 (1.6%) | 0.39 | 207 |
| 2021-04-01 | $134,900 (-11.2%) | $219,258 (-5.7%) | 0.37 | 188 |
| 2021-05-01 | $149,900 (-9.0%) | $252,874 (6.9%) | 0.40 | 201 |
| 2021-06-01 | $162,900 (-4.9%) | $270,943 (11.7%) | 0.43 | 263 |
| 2021-07-01 | $160,000 (-4.5%) | $260,742 (9.3%) | 0.42 | 300 |
| 2021-08-01 | $147,400 (-9.5%) | $250,343 (7.0%) | 0.39 | 319 |
| 2021-09-01 | $149,900 (-2.3%) | $247,559 (10.4%) | 0.40 | 319 |
| 2021-10-01 | $149,950 (7.2%) | $255,610 (19.1%) | 0.40 | 311 |
| 2021-11-01 | $139,900 (3.8%) | $254,738 (23.1%) | 0.37 | 292 |
| 2021-12-01 | $139,900 (7.7%) | $278,740 (33.4%) | 0.38 | 278 |
| 2022-01-01 | $133,450 (-1.2%) | $289,737 (31.4%) | 0.36 | 236 |
| 2022-02-01 | $138,725 (-0.3%) | $286,784 (28.7%) | 0.36 | 189 |
| 2022-03-01 | $167,500 (21.9%) | $313,198 (39.2%) | 0.42 | 184 |
| 2022-04-01 | $174,950 (29.7%) | $304,085 (38.7%) | 0.42 | 196 |
| 2022-05-01 | $189,900 (26.7%) | $296,170 (17.1%) | 0.43 | 236 |
| 2022-06-01 | $185,550 (13.9%) | $281,611 (3.9%) | 0.41 | 271 |
| 2022-07-01 | $189,900 (18.7%) | $275,649 (5.7%) | 0.43 | 293 |
| 2022-08-01 | $184,875 (25.4%) | $281,433 (12.4%) | 0.43 | 315 |
| 2022-09-01 | $188,802 (26.0%) | $271,753 (9.8%) | 0.44 | 315 |
| 2022-10-01 | $200,000 (33.4%) | $283,120 (10.8%) | 0.47 | 299 |
| 2022-11-01 | $199,900 (42.9%) | $287,010 (12.7%) | 0.48 | 263 |
| 2022-12-01 | $191,750 (37.1%) | $278,717 (0.0%) | 0.47 | 234 |
| 2023-01-01 | $188,661 (41.4%) | $278,396 (-3.9%) | 0.47 | 217 |
| 2023-02-01 | $182,450 (31.5%) | $275,605 (-3.9%) | 0.44 | 183 |
| 2023-03-01 | $197,450 (17.9%) | $284,830 (-9.1%) | 0.47 | 182 |
| 2023-04-01 | $229,950 (31.4%) | $319,702 (5.1%) | 0.53 | 173 |
| 2023-05-01 | $239,450 (26.1%) | $321,004 (8.4%) | 0.54 | 191 |
| 2023-06-01 | $229,500 (23.7%) | $312,621 (11.0%) | 0.52 | 193 |
| 2023-07-01 | $209,900 (10.5%) | $306,957 (11.4%) | 0.48 | 231 |
| 2023-08-01 | $220,650 (19.4%) | $305,594 (8.6%) | 0.51 | 243 |
| 2023-09-01 | $222,450 (17.8%) | $316,024 (16.3%) | 0.52 | 258 |
| 2023-10-01 | $227,000 (13.5%) | $313,648 (10.8%) | 0.53 | 277 |
| 2023-11-01 | $225,000 (12.6%) | $308,312 (7.4%) | 0.54 | 291 |
| 2023-12-01 | $215,950 (12.6%) | $299,671 (7.5%) | 0.53 | 241 |
| 2024-01-01 | $224,950 (19.2%) | $305,878 (9.9%) | 0.55 | 227 |
| 2024-02-01 | $231,200 (26.7%) | $317,788 (15.3%) | 0.56 | 193 |
| 2024-03-01 | $264,900 (34.2%) | $352,988 (23.9%) | 0.62 | 178 |
| 2024-04-01 | $282,075 (22.7%) | $374,651 (17.2%) | 0.66 | 175 |
| 2024-05-01 | $279,900 (16.9%) | $374,311 (16.6%) | 0.64 | 190 |
| 2024-06-01 | $248,450 (8.3%) | $331,497 (6.0%) | 0.56 | 214 |
| 2024-07-01 | $266,250 (26.9%) | $349,039 (13.7%) | 0.61 | 203 |
| 2024-08-01 | $243,450 (10.3%) | $330,668 (8.2%) | 0.57 | 226 |
| 2024-09-01 | $239,925 (7.9%) | $331,982 (5.1%) | 0.56 | 247 |
| 2024-10-01 | $239,675 (5.6%) | $326,198 (4.0%) | 0.56 | 258 |
| 2024-11-01 | $239,250 (6.3%) | $327,030 (6.1%) | 0.57 | 241 |
| 2024-12-01 | $235,000 (8.8%) | $337,601 (12.7%) | 0.58 | 219 |
| 2025-01-01 | $249,675 (11.0%) | $351,766 (15.0%) | 0.62 | 197 |
| 2025-02-01 | $239,900 (3.8%) | $358,670 (12.9%) | 0.58 | 177 |
| 2025-03-01 | $248,839 (-6.1%) | $364,015 (3.1%) | 0.59 | 167 |
| 2025-04-01 | $249,900 (-11.4%) | $371,537 (-0.8%) | 0.58 | 168 |
ERIE's median listing price for 2025-04-01 was $249,900, a difference of
$-32,175
(-11.4%) versus the prior year and
$1,061 versus the prior month.
ERIE's median listing price comes in at 58% of the national average.
ERIE's average listing price for 2025-04-01 was $371,537, a difference of $-3,114 (-0.8%) versus the prior year and $7,522 versus the prior month.
For the 2025-04-01 period, ERIE had 168 MLS listings, a difference of 1 listings (1%) versus the prior month and -7 listings (-4%) versus the prior year.
ERIE's median listing price comes in at 58% of the national average.
ERIE's average listing price for 2025-04-01 was $371,537, a difference of $-3,114 (-0.8%) versus the prior year and $7,522 versus the prior month.
For the 2025-04-01 period, ERIE had 168 MLS listings, a difference of 1 listings (1%) versus the prior month and -7 listings (-4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ERIE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 122 days | 1,612 sqft |
| 2018-02-01 | 121 days | 1,614 sqft |
| 2018-03-01 | 107 days | 1,613 sqft |
| 2018-04-01 | 84 days | 1,630 sqft |
| 2018-05-01 | 70 days | 1,638 sqft |
| 2018-06-01 | 61 days | 1,623 sqft |
| 2018-07-01 | 65 days | 1,613 sqft |
| 2018-08-01 | 67 days | 1,581 sqft |
| 2018-09-01 | 68 days | 1,600 sqft |
| 2018-10-01 | 77 days | 1,583 sqft |
| 2018-11-01 | 89 days | 1,574 sqft |
| 2018-12-01 | 102 days | 1,560 sqft |
| 2019-01-01 | 113 days | 1,560 sqft |
| 2019-02-01 | 116 days | 1,575 sqft |
| 2019-03-01 | 104 days | 1,602 sqft |
| 2019-04-01 | 88 days | 1,632 sqft |
| 2019-05-01 | 75 days | 1,644 sqft |
| 2019-06-01 | 72 days | 1,686 sqft |
| 2019-07-01 | 61 days | 1,663 sqft |
| 2019-08-01 | 65 days | 1,632 sqft |
| 2019-09-01 | 72 days | 1,622 sqft |
| 2019-10-01 | 78 days | 1,607 sqft |
| 2019-11-01 | 87 days | 1,592 sqft |
| 2019-12-01 | 103 days | 1,568 sqft |
| 2020-01-01 | 109 days | 1,550 sqft |
| 2020-02-01 | 110 days | 1,560 sqft |
| 2020-03-01 | 91 days | 1,586 sqft |
| 2020-04-01 | 96 days | 1,600 sqft |
| 2020-05-01 | 89 days | 1,640 sqft |
| 2020-06-01 | 66 days | 1,657 sqft |
| 2020-07-01 | 54 days | 1,652 sqft |
| 2020-08-01 | 53 days | 1,668 sqft |
| 2020-09-01 | 54 days | 1,555 sqft |
| 2020-10-01 | 55 days | 1,512 sqft |
| 2020-11-01 | 69 days | 1,487 sqft |
| 2020-12-01 | 78 days | 1,472 sqft |
| 2021-01-01 | 85 days | 1,509 sqft |
| 2021-02-01 | 77 days | 1,505 sqft |
| 2021-03-01 | 51 days | 1,491 sqft |
| 2021-04-01 | 43 days | 1,499 sqft |
| 2021-05-01 | 36 days | 1,524 sqft |
| 2021-06-01 | 32 days | 1,570 sqft |
| 2021-07-01 | 38 days | 1,544 sqft |
| 2021-08-01 | 39 days | 1,515 sqft |
| 2021-09-01 | 51 days | 1,554 sqft |
| 2021-10-01 | 55 days | 1,542 sqft |
| 2021-11-01 | 64 days | 1,544 sqft |
| 2021-12-01 | 70 days | 1,561 sqft |
| 2022-01-01 | 81 days | 1,544 sqft |
| 2022-02-01 | 84 days | 1,584 sqft |
| 2022-03-01 | 67 days | 1,641 sqft |
| 2022-04-01 | 39 days | 1,648 sqft |
| 2022-05-01 | 35 days | 1,667 sqft |
| 2022-06-01 | 34 days | 1,618 sqft |
| 2022-07-01 | 39 days | 1,608 sqft |
| 2022-08-01 | 42 days | 1,591 sqft |
| 2022-09-01 | 46 days | 1,659 sqft |
| 2022-10-01 | 54 days | 1,700 sqft |
| 2022-11-01 | 63 days | 1,728 sqft |
| 2022-12-01 | 74 days | 1,696 sqft |
| 2023-01-01 | 80 days | 1,647 sqft |
| 2023-02-01 | 86 days | 1,658 sqft |
| 2023-03-01 | 55 days | 1,657 sqft |
| 2023-04-01 | 45 days | 1,670 sqft |
| 2023-05-01 | 38 days | 1,674 sqft |
| 2023-06-01 | 40 days | 1,661 sqft |
| 2023-07-01 | 40 days | 1,649 sqft |
| 2023-08-01 | 37 days | 1,661 sqft |
| 2023-09-01 | 44 days | 1,656 sqft |
| 2023-10-01 | 43 days | 1,649 sqft |
| 2023-11-01 | 42 days | 1,702 sqft |
| 2023-12-01 | 61 days | 1,650 sqft |
| 2024-01-01 | 73 days | 1,647 sqft |
| 2024-02-01 | 73 days | 1,718 sqft |
| 2024-03-01 | 50 days | 1,745 sqft |
| 2024-04-01 | 42 days | 1,728 sqft |
| 2024-05-01 | 36 days | 1,725 sqft |
| 2024-06-01 | 38 days | 1,668 sqft |
| 2024-07-01 | 43 days | 1,740 sqft |
| 2024-08-01 | 38 days | 1,668 sqft |
| 2024-09-01 | 39 days | 1,628 sqft |
| 2024-10-01 | 40 days | 1,608 sqft |
| 2024-11-01 | 47 days | 1,590 sqft |
| 2024-12-01 | 61 days | 1,635 sqft |
| 2025-01-01 | 75 days | 1,685 sqft |
| 2025-02-01 | 68 days | 1,633 sqft |
| 2025-03-01 | 55 days | 1,638 sqft |
| 2025-04-01 | 39 days | 1,599 sqft |
ERIE's median listing age (time on market) for 2025-04-01 was 39 days.
This
is -6%
shorter
than the same period one year ago.
ERIE's median square footage for active listings during the 2025-04-01 period was 1,599 sqft. One year prior, the average listing was 1,728 sqft.
ERIE's median square footage for active listings during the 2025-04-01 period was 1,599 sqft. One year prior, the average listing was 1,728 sqft.
ERIE, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,100 | $427,380,000 | $203,514 |
| Home Improvement | 726 | $47,990,000 | $66,102 |
| Other | 560 | $42,760,000 | $76,357 |
| Refi | 546 | $73,440,000 | $134,505 |
| Cash Out Refi | 388 | $54,570,000 | $140,644 |
Erie's most frequently cited loan purpose was Home Purchase, with 2,100 originations. The 2nd most popular reason was Home Improvement, with 726 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,917 | $337,695,000 | $176,158 |
| 7-8% | 914 | $137,530,000 | $150,470 |
| Over 8% | 793 | $65,485,000 | $82,579 |
| 5-6% | 402 | $69,430,000 | $172,711 |
| <2.5% | 107 | $6,835,000 | $63,879 |
| 4-5% | 53 | $6,365,000 | $120,094 |
| 3-4% | 4 | $490,000 | $122,500 |
| 2.5-3% | 2 | $80,000 | $40,000 |
During 2024, Erie's most frequently originated rate bucket was 6-7%, with 1,917 originations.
Loan Sizing (ERIE, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,756 | $93,200,000 | $53,075 |
| $100k-200k | 1,561 | $223,785,000 | $143,360 |
| $200k-400k | 840 | $224,330,000 | $267,060 |
| $400k-600k | 125 | $59,755,000 | $478,040 |
| $600k-1000k | 30 | $21,430,000 | $714,333 |
| $Over $1MM | 8 | $23,640,000 | $2,955,000 |
ERIE's loan sizing saw the bucket of loans from $100,000 or less with 1,756 originations, totaling $93,200,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,575 | $324,775,000 | $206,206 |
| 60-80% | 809 | $152,465,000 | $188,461 |
| 20-40% | 723 | $54,795,000 | $75,788 |
| Under 20% | 583 | $21,215,000 | $36,389 |
| 40-60% | 434 | $57,560,000 | $132,627 |
| Over 100% | 21 | $5,855,000 | $278,810 |
ERIE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,575 originations, totaling $324,775,000 in origination value.