ALTOONA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Altoona averaged
7.22%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.47% and
one month ago for the week of 2023-10-19, the
average rate was 7.46%.
Altoona's average rate one year ago was 6.34%.
For refis of the same type during the week of 2023-11-22, the average rate
was 5.55%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Altoona 30 Year Fixed Rate | 2023-11-22 | 7.22% |
Altoona 30 Year Fixed Rate Refi | 2023-11-22 | 5.55% |
Altoona 15 Year Fixed Rate | 2023-11-22 | 6.87% |
Altoona 15 Year Fixed Rate Refi | 2023-11-22 | 6.03% |
Altoona 30 Year FHA | 2023-11-22 | -0.51% |
Altoona 30 Year FHA Refi | 2023-11-22 | 0% |
Altoona 30 Year USDA | 2023-11-22 | -0.1% |
Altoona 30 Year USDA Refi | 2023-11-22 | 0.1% |
Altoona 30 Year VA | 2023-11-22 | -0.08% |
Altoona 30 Year VA Refi | 2023-11-22 | -0.1% |
ALTOONA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ALTOONA, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ALTOONA Average Closing Costs & Other Stats
ALTOONA, PA's 83 lenders originated 2,950
loans during 2022. The total origination value was $429,670,000, with an average loan value of
$145,651.
ALTOONA's average closing costs are $4,751.
The top ALTOONA lender as defined by loan originations is Flagstar Bank, FSB, with
86 loans originated. Their average total fees are
$4,131, which is $1,734
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee ALTOONA lenders (with over 10 loans originated) are
U.S. Bank ($3,399), First Commonwealth Bank ($3,871), M&T Bank ($4,004), ARC HOME LLC ($4,112) and Flagstar Bank, FSB ($4,131).
The lowest rate ALTOONA lenders (with over 10 loans originated) are
First National Bank of Pennsylvania (4.54%), Reliance Savings Bank (4.56%), U.S. Bank (4.87%), Wells Fargo Bank (4.88%) and First Commonwealth Bank (4.94%).
ALTOONA, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
M&T Bank | $14,990,000 | $51,180,000 | 241.4% | 11.9% |
Reliance Savings Bank | $65,045,000 | $37,130,000 | -42.9% | 8.6% |
First National Bank of Pennsylvania | $36,145,000 | $30,670,000 | -15.1% | 7.1% |
Flagstar Bank, FSB | $16,410,000 | $26,185,000 | 59.6% | 6.1% |
QUICKEN LOANS, LLC | $41,250,000 | $22,955,000 | -44.4% | 5.3% |
First Commonwealth Bank | $27,955,000 | $22,495,000 | -19.5% | 5.2% |
Citizens Bank | $27,735,000 | $20,980,000 | -24.4% | 4.9% |
Altoona First Savings Bank | $17,525,000 | $15,705,000 | -10.4% | 3.7% |
Jersey Shore State Bank | $15,735,000 | $15,340,000 | -2.5% | 3.6% |
EQUITY RESOURCES, INC. | $26,055,000 | $13,055,000 | -49.9% | 3.0% |
INVESTMENT SAVINGS BANK | $8,655,000 | $10,195,000 | 17.8% | 2.4% |
WALKER & DUNLOP, LLC | $9,680,000 | n/a | 2.3% | |
ARC Federal Credit Union | $9,450,000 | n/a | 2.2% | |
S&T Bank | $15,520,000 | $9,145,000 | -41.1% | 2.1% |
PennCrest Bank | $12,760,000 | $8,275,000 | -35.1% | 1.9% |
NORWICH COMMERCIAL GROUP, INC. | $13,330,000 | $8,040,000 | -39.7% | 1.9% |
Mortgage Research Center, LLC | $6,855,000 | $7,810,000 | 13.9% | 1.8% |
CNB Bank | $9,255,000 | $6,750,000 | -27.1% | 1.6% |
ARC HOME LLC | $54,385,000 | $6,600,000 | -87.9% | 1.5% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $5,840,000 | $6,580,000 | 12.7% | 1.5% |
1st Summit Bank | $3,135,000 | $5,715,000 | 82.3% | 1.3% |
Hometown Bank of Pennsylvania | $5,660,000 | $4,895,000 | -13.5% | 1.1% |
Paramount Residential Mortgage Group, Inc. | $1,085,000 | $4,265,000 | 293.1% | 1.0% |
U.S. Bank | $5,565,000 | $3,625,000 | -34.9% | 0.8% |
UNION HOME MORTGAGE CORP. | $2,735,000 | $3,445,000 | 26.0% | 0.8% |
Wells Fargo Bank | $7,595,000 | $3,280,000 | -56.8% | 0.8% |
NAVY FEDERAL CREDIT UNION | $3,150,000 | $2,760,000 | -12.4% | 0.6% |
CALIBER HOME LOANS, INC. | $3,365,000 | $2,540,000 | -24.5% | 0.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,805,000 | $2,540,000 | 40.7% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $15,595,000 | $2,540,000 | -83.7% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $3,875,000 | $2,425,000 | -37.4% | 0.6% |
UNITED WHOLESALE MORTGAGE, LLC | $3,550,000 | $2,405,000 | -32.3% | 0.6% |
EMM LOANS LLC | $1,340,000 | $1,925,000 | 43.7% | 0.4% |
AmeriServ Financial Bank | $2,500,000 | $1,860,000 | -25.6% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $3,520,000 | $1,835,000 | -47.9% | 0.4% |
Kish Bank | $4,140,000 | $1,560,000 | -62.3% | 0.4% |
MidAtlantic Farm Credit, ACA | $1,450,000 | n/a | 0.3% | |
PENNYMAC LOAN SERVICES, LLC | $3,640,000 | $1,415,000 | -61.1% | 0.3% |
NEW DAY FINANCIAL, LLC | $2,065,000 | $1,280,000 | -38.0% | 0.3% |
JPMorgan Chase Bank | $665,000 | $1,235,000 | 85.7% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $610,000 | $1,145,000 | 87.7% | 0.3% |
AmeriHome Mortgage Company, LLC | $1,100,000 | $1,020,000 | -7.3% | 0.2% |
LOANDEPOT.COM, LLC | $3,280,000 | $980,000 | -70.1% | 0.2% |
PNC Bank | $1,275,000 | $955,000 | -25.1% | 0.2% |
HOMESIDE FINANCIAL, LLC | $805,000 | $840,000 | 4.3% | 0.2% |
BNY Mellon | $825,000 | n/a | 0.2% | |
Bank of America | $1,255,000 | $820,000 | -34.7% | 0.2% |
NEWREZ LLC | $1,780,000 | $815,000 | -54.2% | 0.2% |
MCLEAN MORTGAGE CORPORATION | $1,495,000 | $775,000 | -48.2% | 0.2% |
USAA Federal Savings Bank | $1,390,000 | $765,000 | -45.0% | 0.2% |
FIRST HERITAGE FINANCIAL, LLC | $530,000 | $755,000 | 42.5% | 0.2% |
CROSSCOUNTRY MORTGAGE, LLC | $320,000 | $735,000 | 129.7% | 0.2% |
First Federal Bank of the Midwest | $645,000 | n/a | 0.2% | |
Community State Bank of Orbisonia | $1,245,000 | $640,000 | -48.6% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $710,000 | $630,000 | -11.3% | 0.1% |
Kwik Mortgage Corporation | $545,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $540,000 | n/a | 0.1% | |
Northpointe Bank | $370,000 | $540,000 | 45.9% | 0.1% |
TD Bank | $345,000 | $540,000 | 56.5% | 0.1% |
Princeton Mortgage Corporation | $420,000 | $520,000 | 23.8% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $505,000 | n/a | 0.1% | |
HOME POINT FINANCIAL CORPORATION | $820,000 | $505,000 | -38.4% | 0.1% |
Northwest Bank | $1,955,000 | $490,000 | -74.9% | 0.1% |
GUARANTEED RATE, INC. | $1,165,000 | $480,000 | -58.8% | 0.1% |
MOVEMENT MORTGAGE, LLC | $1,400,000 | $475,000 | -66.1% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $790,000 | $450,000 | -43.0% | 0.1% |
Carrington Mortgage Services, LLC | $630,000 | $445,000 | -29.4% | 0.1% |
Morgan Stanley Private Bank | $445,000 | n/a | 0.1% | |
First Internet Bank of Indiana | $430,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $430,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $675,000 | $410,000 | -39.3% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $145,000 | $370,000 | 155.2% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $1,460,000 | $370,000 | -74.7% | 0.1% |
BROKER SOLUTIONS, INC. | $1,090,000 | $365,000 | -66.5% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $480,000 | $365,000 | -24.0% | 0.1% |
AMERICAN FINANCING CORPORATION | $965,000 | $355,000 | -63.2% | 0.1% |
First Federal Bank | $3,810,000 | $345,000 | -90.9% | 0.1% |
Magnolia Bank | $145,000 | $345,000 | 137.9% | 0.1% |
BETTER MORTGAGE CORPORATION | $2,620,000 | $340,000 | -87.0% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $435,000 | $330,000 | -24.1% | 0.1% |
AMWEST FUNDING CORP. | $325,000 | n/a | 0.1% | |
Nations Lending Corporation | $970,000 | $320,000 | -67.0% | 0.1% |
TJC Mortgage, Inc. | $245,000 | $300,000 | 22.4% | 0.1% |
PLANET HOME LENDING, LLC | $195,000 | $295,000 | 51.3% | 0.1% |
HOMESPIRE MORTGAGE CORPORATION | $280,000 | n/a | 0.1% | |
UTILITIES EMPLOYEES CREDIT UNION | $625,000 | $275,000 | -56.0% | 0.1% |
Ally Bank | $765,000 | $265,000 | -65.4% | 0.1% |
Truist | $260,000 | $265,000 | 1.9% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $340,000 | $255,000 | -25.0% | 0.1% |
INTERCOASTAL MORTGAGE COMPANY | $255,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $210,000 | $250,000 | 19.0% | 0.1% |
BELEM SERVICING LLC | $245,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $195,000 | $240,000 | 23.1% | 0.1% |
Bank of England | $265,000 | $235,000 | -11.3% | 0.1% |
LOANPAL, LLC | $235,000 | n/a | 0.1% | |
The Juniata Valley Bank | $235,000 | n/a | 0.1% | |
Citadel Servicing Corporation | $230,000 | n/a | 0.1% | |
The Federal Savings Bank | $645,000 | $215,000 | -66.7% | 0.1% |
Equity Prime Mortgage LLC | $85,000 | $210,000 | 147.1% | 0.0% |
MICHIGAN MUTUAL, INC. | $635,000 | $170,000 | -73.2% | 0.0% |
SOMERSET TRUST COMPANY | $495,000 | $170,000 | -65.7% | 0.0% |
Cf Bank | $165,000 | n/a | 0.0% | |
DRAPER AND KRAMER MORTGAGE CORP. | $435,000 | $165,000 | -62.1% | 0.0% |
Marion Center Bank | $165,000 | n/a | 0.0% | |
21ST MORTGAGE CORPORATION | $440,000 | $160,000 | -63.6% | 0.0% |
Discover Bank | $160,000 | $160,000 | 0.0% | 0.0% |
Mid Penn Bank | $160,000 | n/a | 0.0% | |
MYCUMORTGAGE, LLC | $155,000 | n/a | 0.0% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $85,000 | $155,000 | 82.4% | 0.0% |
Fulton Bank | $190,000 | $150,000 | -21.1% | 0.0% |
AFFORDABLE MORTGAGE ADVISORS, LLC. | $245,000 | $145,000 | -40.8% | 0.0% |
Barrington Bank & Trust Company, N.A. | $925,000 | $145,000 | -84.3% | 0.0% |
First Savings Bank | $135,000 | $145,000 | 7.4% | 0.0% |
NETWORK CAPITAL FUNDING CORPORATION | $245,000 | $145,000 | -40.8% | 0.0% |
SOFI LENDING CORP. | $625,000 | $145,000 | -76.8% | 0.0% |
Stifel Bank and Trust | $145,000 | n/a | 0.0% | |
Deere Employees Credit Union | $135,000 | n/a | 0.0% | |
Orrstown Bank | $135,000 | n/a | 0.0% | |
TOWER | $135,000 | n/a | 0.0% | |
ALLIED MORTGAGE GROUP, INC. | $805,000 | $125,000 | -84.5% | 0.0% |
MORIA DEVELOPMENT, INC. | $125,000 | n/a | 0.0% | |
Service Federal Credit Union | $125,000 | n/a | 0.0% | |
SOVEREIGN LENDING GROUP INCORPORATED | $125,000 | n/a | 0.0% | |
Clearview Federal Credit Union | $55,000 | $120,000 | 118.2% | 0.0% |
AMERICAN HERITAGE LENDING, INC. | $115,000 | n/a | 0.0% | |
CHURCHILL MORTGAGE CORPORATION | $215,000 | $115,000 | -46.5% | 0.0% |
MEMBERS 1ST FEDERAL CREDIT UNION | $655,000 | $115,000 | -82.4% | 0.0% |
MILEND, INC. | $115,000 | n/a | 0.0% | |
Third Federal Savings and Loan Association of Cleveland | $115,000 | n/a | 0.0% | |
ACADEMY MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
Centric Bank | $105,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
Watermark Capital, Inc. | $105,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $360,000 | $100,000 | -72.2% | 0.0% |
Fifth Third Bank | $295,000 | $95,000 | -67.8% | 0.0% |
TOTAL MORTGAGE SERVICES, LLC | $205,000 | $95,000 | -53.7% | 0.0% |
VILLAGE CAPITAL MORTGAGE | $1,525,000 | $95,000 | -93.8% | 0.0% |
Figure Lending LLC | $120,000 | $90,000 | -25.0% | 0.0% |
WEST PENN FINANCIAL SERVICE CENTER, INC. | $135,000 | $85,000 | -37.0% | 0.0% |
LENDINGHOME FUNDING CORPORATION | $75,000 | n/a | 0.0% | |
NATIONS RELIABLE LENDING, LLC | $2,535,000 | $65,000 | -97.4% | 0.0% |
The Huntington National Bank | $700,000 | $65,000 | -90.7% | 0.0% |
Dollar Bank, Federal Savings Bank | $115,000 | $45,000 | -60.9% | 0.0% |
Lakeview Community Capital, LLC | $45,000 | n/a | 0.0% | |
SPRING EQ, LLC | $305,000 | $45,000 | -85.2% | 0.0% |
PEOPLESBANK, A CODORUS VALLEY COMPANY | $35,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $240,000 | $35,000 | -85.4% | 0.0% |
Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
ALTOONA's top lender by overall market share is M&T Bank, with 11.9% market share. In second place, with 8.6%, is Reliance Savings Bank, having originated $37,130,000 in loans. In third place, with 7.1%, is First National Bank of Pennsylvania, having originated $30,670,000 in loans. In fourth place, with 6.1%, is Flagstar Bank, FSB, having originated $26,185,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $22,955,000 in loans.
ALTOONA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ALTOONA (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $138,650 (22.8%) | $200,003 (15.0%) | 0.00 | 335 |
2018-02-01 | $134,975 (18.7%) | $195,581 (12.4%) | 0.00 | 329 |
2018-03-01 | $132,500 (4.0%) | $197,976 (2.5%) | 0.00 | 322 |
2018-04-01 | $139,900 (11.9%) | $201,666 (3.9%) | 0.00 | 303 |
2018-05-01 | $139,913 (2.2%) | $186,437 (-5.3%) | 0.00 | 338 |
2018-06-01 | $139,900 (0.3%) | $185,821 (-9.1%) | 0.00 | 344 |
2018-07-01 | $139,250 (0.9%) | $182,943 (-8.8%) | 0.00 | 361 |
2018-08-01 | $137,975 (2.2%) | $181,137 (-10.6%) | 0.00 | 363 |
2018-09-01 | $135,000 (3.5%) | $181,856 (-8.7%) | 0.00 | 358 |
2018-10-01 | $129,950 (0.0%) | $177,815 (-5.6%) | 0.00 | 370 |
2018-11-01 | $129,000 (-0.7%) | $170,331 (-6.6%) | 0.00 | 367 |
2018-12-01 | $125,000 (-7.3%) | $170,001 (-13.3%) | 0.00 | 336 |
2019-01-01 | $126,950 (-8.4%) | $173,359 (-13.3%) | 0.00 | 315 |
2019-02-01 | $124,950 (-7.4%) | $172,263 (-11.9%) | 0.00 | 308 |
2019-03-01 | $128,386 (-3.1%) | $171,556 (-13.4%) | 0.00 | 306 |
2019-04-01 | $134,925 (-3.6%) | $175,445 (-13.0%) | 0.00 | 310 |
2019-05-01 | $131,625 (-5.9%) | $176,748 (-5.2%) | 0.00 | 336 |
2019-06-01 | $130,000 (-7.1%) | $174,418 (-6.1%) | 0.00 | 363 |
2019-07-01 | $129,925 (-6.7%) | $173,557 (-5.1%) | 0.00 | 382 |
2019-08-01 | $133,536 (-3.2%) | $177,291 (-2.1%) | 0.00 | 387 |
2019-09-01 | $131,491 (-2.6%) | $175,777 (-3.3%) | 0.00 | 396 |
2019-10-01 | $129,900 (0.0%) | $175,743 (-1.2%) | 0.00 | 400 |
2019-11-01 | $125,000 (-3.1%) | $177,967 (4.5%) | 0.00 | 377 |
2019-12-01 | $124,775 (-0.2%) | $175,228 (3.1%) | 0.00 | 370 |
2020-01-01 | $124,800 (-1.7%) | $175,586 (1.3%) | 0.00 | 349 |
2020-02-01 | $124,900 (0.0%) | $174,467 (1.3%) | 0.00 | 323 |
2020-03-01 | $124,975 (-2.7%) | $177,821 (3.7%) | 0.00 | 312 |
2020-04-01 | $129,675 (-3.9%) | $185,686 (5.8%) | 0.00 | 299 |
2020-05-01 | $139,250 (5.8%) | $192,860 (9.1%) | 0.00 | 300 |
2020-06-01 | $136,950 (5.4%) | $185,399 (6.3%) | 0.00 | 284 |
2020-07-01 | $149,700 (15.2%) | $192,185 (10.7%) | 0.00 | 263 |
2020-08-01 | $145,000 (8.6%) | $195,195 (10.1%) | 0.00 | 259 |
2020-09-01 | $142,225 (8.2%) | $187,876 (6.9%) | 0.00 | 250 |
2020-10-01 | $143,400 (10.4%) | $187,753 (6.8%) | 0.00 | 241 |
2020-11-01 | $144,925 (15.9%) | $188,371 (5.9%) | 0.00 | 203 |
2020-12-01 | $149,000 (19.4%) | $197,992 (13.0%) | 0.00 | 182 |
2021-01-01 | $145,900 (16.9%) | $201,852 (15.0%) | 0.00 | 180 |
2021-02-01 | $143,450 (14.9%) | $186,804 (7.1%) | 0.00 | 160 |
2021-03-01 | $148,450 (18.8%) | $188,563 (6.0%) | 0.00 | 140 |
2021-04-01 | $157,325 (21.3%) | $195,161 (5.1%) | 0.00 | 128 |
2021-05-01 | $149,900 (7.7%) | $190,886 (-1.0%) | 0.00 | 120 |
2021-06-01 | $154,475 (12.8%) | $195,612 (5.5%) | 0.00 | 132 |
2021-07-01 | $152,500 (1.9%) | $198,761 (3.4%) | 0.00 | 148 |
2021-08-01 | $148,725 (2.6%) | $189,136 (-3.1%) | 0.00 | 160 |
2021-09-01 | $149,725 (5.3%) | $186,075 (-1.0%) | 0.00 | 164 |
2021-10-01 | $149,900 (4.5%) | $191,407 (2.0%) | 0.00 | 157 |
2021-11-01 | $151,150 (4.3%) | $210,115 (11.5%) | 0.00 | 148 |
2021-12-01 | $139,900 (-6.1%) | $198,031 (0.0%) | 0.00 | 140 |
2022-01-01 | $144,900 (-0.7%) | $203,670 (0.9%) | 0.00 | 121 |
2022-02-01 | $142,450 (-0.7%) | $205,270 (9.9%) | 0.00 | 113 |
2022-03-01 | $149,900 (1.0%) | $211,307 (12.1%) | 0.00 | 93 |
2022-04-01 | $149,450 (-5.0%) | $216,883 (11.1%) | 0.00 | 95 |
2022-05-01 | $144,450 (-3.6%) | $198,000 (3.7%) | 0.00 | 152 |
2022-06-01 | $146,500 (-5.2%) | $188,963 (-3.4%) | 0.00 | 166 |
2022-07-01 | $151,450 (-0.7%) | $197,442 (-0.7%) | 0.00 | 178 |
2022-08-01 | $139,900 (-5.9%) | $189,791 (0.4%) | 0.00 | 168 |
2022-09-01 | $136,000 (-9.2%) | $181,949 (-2.2%) | 0.00 | 170 |
2022-10-01 | $139,900 (-6.7%) | $183,506 (-4.1%) | 0.00 | 165 |
2022-11-01 | $152,200 (0.7%) | $186,488 (-11.2%) | 0.00 | 160 |
2022-12-01 | $150,000 (7.2%) | $188,659 (-4.7%) | 0.00 | 163 |
2023-01-01 | $139,900 (-3.5%) | $186,131 (-8.6%) | 0.00 | 142 |
2023-02-01 | $139,500 (-2.1%) | $177,003 (-13.8%) | 0.00 | 147 |
2023-03-01 | $139,800 (-6.7%) | $178,923 (-15.3%) | 0.00 | 146 |
2023-04-01 | $139,900 (-6.4%) | $181,224 (-16.4%) | 0.00 | 143 |
2023-05-01 | $139,700 (-3.3%) | $190,248 (-3.9%) | 0.00 | 150 |
2023-06-01 | $135,370 (-7.6%) | $195,490 (3.5%) | 0.00 | 138 |
2023-07-01 | $160,000 (5.7%) | $210,868 (6.8%) | 0.00 | 149 |
2023-08-01 | $155,175 (10.9%) | $206,996 (9.1%) | 0.00 | 172 |
2023-09-01 | $139,900 (2.9%) | $200,639 (10.3%) | 0.00 | 178 |
2023-10-01 | $141,250 (1.0%) | $199,844 (8.9%) | 0.00 | 192 |
ALTOONA's median listing price comes in at 0% of the national average.
ALTOONA's average listing price for 2023-10-01 was $199,844, a difference of $16,338 (8.9%) versus the prior year and $-795 versus the prior month.
For the 2023-10-01 period, ALTOONA had 192 MLS listings, a difference of 14 listings (8%) versus the prior month and 27 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ALTOONA (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,957 sqft |
2018-02-01 | 0 days | 1,894 sqft |
2018-03-01 | 0 days | 1,822 sqft |
2018-04-01 | 0 days | 1,819 sqft |
2018-05-01 | 0 days | 1,760 sqft |
2018-06-01 | 0 days | 1,821 sqft |
2018-07-01 | 0 days | 1,760 sqft |
2018-08-01 | 0 days | 1,729 sqft |
2018-09-01 | 0 days | 1,773 sqft |
2018-10-01 | 0 days | 1,746 sqft |
2018-11-01 | 0 days | 1,686 sqft |
2018-12-01 | 0 days | 1,703 sqft |
2019-01-01 | 0 days | 1,706 sqft |
2019-02-01 | 0 days | 1,710 sqft |
2019-03-01 | 0 days | 1,741 sqft |
2019-04-01 | 0 days | 1,764 sqft |
2019-05-01 | 0 days | 1,807 sqft |
2019-06-01 | 0 days | 1,769 sqft |
2019-07-01 | 0 days | 1,798 sqft |
2019-08-01 | 0 days | 1,825 sqft |
2019-09-01 | 0 days | 1,796 sqft |
2019-10-01 | 0 days | 1,760 sqft |
2019-11-01 | 0 days | 1,805 sqft |
2019-12-01 | 0 days | 1,800 sqft |
2020-01-01 | 0 days | 1,783 sqft |
2020-02-01 | 0 days | 1,796 sqft |
2020-03-01 | 0 days | 1,760 sqft |
2020-04-01 | 0 days | 1,725 sqft |
2020-05-01 | 0 days | 1,796 sqft |
2020-06-01 | 0 days | 1,777 sqft |
2020-07-01 | 0 days | 1,852 sqft |
2020-08-01 | 0 days | 1,819 sqft |
2020-09-01 | 0 days | 1,732 sqft |
2020-10-01 | 0 days | 1,736 sqft |
2020-11-01 | 0 days | 1,652 sqft |
2020-12-01 | 0 days | 1,681 sqft |
2021-01-01 | 0 days | 1,703 sqft |
2021-02-01 | 0 days | 1,803 sqft |
2021-03-01 | 0 days | 1,800 sqft |
2021-04-01 | 0 days | 1,805 sqft |
2021-05-01 | 0 days | 1,772 sqft |
2021-06-01 | 0 days | 1,784 sqft |
2021-07-01 | 0 days | 1,833 sqft |
2021-08-01 | 0 days | 1,767 sqft |
2021-09-01 | 0 days | 1,766 sqft |
2021-10-01 | 0 days | 1,742 sqft |
2021-11-01 | 0 days | 1,805 sqft |
2021-12-01 | 0 days | 1,788 sqft |
2022-01-01 | 0 days | 1,778 sqft |
2022-02-01 | 0 days | 1,773 sqft |
2022-03-01 | 0 days | 1,768 sqft |
2022-04-01 | 0 days | 1,786 sqft |
2022-05-01 | 0 days | 1,785 sqft |
2022-06-01 | 0 days | 1,778 sqft |
2022-07-01 | 0 days | 1,772 sqft |
2022-08-01 | 0 days | 1,792 sqft |
2022-09-01 | 0 days | 1,783 sqft |
2022-10-01 | 0 days | 1,720 sqft |
2022-11-01 | 0 days | 1,677 sqft |
2022-12-01 | 0 days | 1,680 sqft |
2023-01-01 | 0 days | 1,686 sqft |
2023-02-01 | 0 days | 1,683 sqft |
2023-03-01 | 0 days | 1,686 sqft |
2023-04-01 | 0 days | 1,692 sqft |
2023-05-01 | 0 days | 1,700 sqft |
2023-06-01 | 0 days | 1,688 sqft |
2023-07-01 | 0 days | 1,743 sqft |
2023-08-01 | 0 days | 1,719 sqft |
2023-09-01 | 0 days | 1,691 sqft |
2023-10-01 | 0 days | 1,625 sqft |
ALTOONA's median square footage for active listings during the 2023-10-01 period was 1,625 sqft. One year prior, the average listing was 1,720 sqft.
ALTOONA, PA Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
15946 | Altoona, PA | $580 | $590 | $760 | $970 | $1,100 |
16601 | Altoona, PA | $530 | $650 | $790 | $980 | $1,070 |
16602 | Altoona, PA | $570 | $690 | $850 | $1,050 | $1,150 |
16603 | Altoona, PA | $550 | $680 | $830 | $1,030 | $1,130 |
16611 | Altoona, PA | $550 | $680 | $830 | $1,030 | $1,130 |
16613 | Altoona, PA | $590 | $590 | $760 | $970 | $1,110 |
16617 | Altoona, PA | $550 | $670 | $820 | $1,010 | $1,110 |
16625 | Altoona, PA | $560 | $690 | $840 | $1,040 | $1,140 |
16629 | Altoona, PA | $590 | $600 | $760 | $980 | $1,110 |
16631 | Altoona, PA | $600 | $740 | $900 | $1,110 | $1,220 |
16635 | Altoona, PA | $630 | $780 | $950 | $1,170 | $1,290 |
16636 | Altoona, PA | $760 | $780 | $1,000 | $1,280 | $1,450 |
16637 | Altoona, PA | $590 | $730 | $890 | $1,100 | $1,210 |
16641 | Altoona, PA | $630 | $640 | $820 | $1,050 | $1,190 |
16648 | Altoona, PA | $560 | $690 | $840 | $1,040 | $1,140 |
16655 | Altoona, PA | $530 | $650 | $790 | $980 | $1,070 |
16662 | Altoona, PA | $600 | $740 | $900 | $1,110 | $1,220 |
16665 | Altoona, PA | $540 | $660 | $810 | $1,000 | $1,100 |
16673 | Altoona, PA | $630 | $780 | $950 | $1,170 | $1,290 |
16682 | Altoona, PA | $560 | $690 | $840 | $1,030 | $1,130 |
16684 | Altoona, PA | $550 | $680 | $830 | $1,030 | $1,130 |
16686 | Altoona, PA | $780 | $800 | $910 | $1,220 | $1,240 |
16693 | Altoona, PA | $520 | $620 | $760 | $940 | $1,030 |
16870 | Altoona, PA | $840 | $850 | $980 | $1,250 | $1,330 |
2022 Average & Median Rent Data Statistics
ALTOONA, PA average 1BR rent: $695, median: $685
ALTOONA, PA average 2BR rent: $850, median: $835
ALTOONA, PA average 3BR rent: $1,064, median: $1,035
ALTOONA, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,217 | $246,855,000 | $202,839 |
Refi | 687 | $88,835,000 | $129,309 |
Home Improvement | 462 | $29,560,000 | $63,983 |
Cash Out Refi | 339 | $48,015,000 | $141,637 |
Other | 245 | $16,405,000 | $66,959 |
Altoona's most frequently cited loan purpose was Home Purchase, with 1,217 originations. The 2nd most popular reason was Refi, with 687 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 616 | $84,080,000 | $136,494 |
5-6% | 530 | $77,750,000 | $146,698 |
4-5% | 523 | $84,595,000 | $161,750 |
<2.5% | 249 | $22,785,000 | $91,506 |
2.5-3% | 248 | $33,420,000 | $134,758 |
6-7% | 236 | $30,290,000 | $128,347 |
7-8% | 58 | $45,460,000 | $783,793 |
Over 8% | 37 | $1,725,000 | $46,622 |
During 2022, Altoona's most frequently originated rate bucket was 3-4%, with 616 originations.
Loan Sizing (ALTOONA, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 1,388 | $74,280,000 | $53,516 |
$100k-200k | 1,071 | $150,555,000 | $140,574 |
$200k-400k | 415 | $109,005,000 | $262,663 |
$400k-600k | 56 | $26,170,000 | $467,321 |
$600k-1000k | 10 | $7,340,000 | $734,000 |
$Over $1MM | 10 | $62,320,000 | $6,232,000 |
ALTOONA's loan sizing saw the bucket of loans from $100,000 or less with 1,388 originations, totaling $74,280,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 925 | $154,785,000 | $167,335 |
60-80% | 575 | $94,205,000 | $163,835 |
Under 20% | 344 | $10,960,000 | $31,860 |
20-40% | 342 | $24,300,000 | $71,053 |
40-60% | 278 | $49,360,000 | $177,554 |
Over 100% | 23 | $45,155,000 | $1,963,261 |
ALTOONA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 925 originations, totaling $154,785,000 in origination value.