MANSFIELD Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mansfield averaged 6.03% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.1% and one month ago for the week of 2022-05-19, the average rate was 5.47%.

Mansfield's average rate one year ago was 2.94%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Mansfield 30 Year Fixed Rate 2022-06-23 6.03%
Mansfield 30 Year Fixed Rate Refi 2022-06-23 5.92%
Mansfield 15 Year Fixed Rate 2022-06-23 5.85%
Mansfield 15 Year Fixed Rate Refi 2022-06-23 5.11%
Mansfield 30 Year FHA 2022-06-23 0.23%
Mansfield 30 Year FHA Refi 2022-06-23 0.1%
Mansfield 30 Year USDA 2022-06-23 0.01%
Mansfield 30 Year USDA Refi 2022-06-23 0.35%
Mansfield 30 Year VA 2022-06-23 0.63%
Mansfield 30 Year VA Refi 2022-06-23 0.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MANSFIELD, OH.

MANSFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MANSFIELD, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Mechanics Bank 232 2.90% $1,934
The Park National Bank 202 3.21% $2,910
QUICKEN LOANS, LLC 94 3.15% $4,926
UNION HOME MORTGAGE CORP. 92 3.26% $3,564
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 73 3.30% $3,329
LOANDEPOT.COM, LLC 69 3.38% $3,616
JPMorgan Chase Bank 65 3.13% $2,525
The Huntington National Bank 65 3.18% $3,286
CROSSCOUNTRY MORTGAGE, LLC 53 3.24% $4,810
Civista Bank 24 2.94% $2,683
LENDUS, LLC 21 3.31% $3,861
Gateway First Bank 20 3.43% $2,518
Wells Fargo Bank 18 3.53% $3,353
U.S. Bank 16 3.26% $2,378
KeyBank 15 3.25% $1,676
HOMESIDE FINANCIAL, LLC 14 3.07% $3,679
AMERISAVE MORTGAGE CORPORATION 13 2.94% $4,231
EQUITY RESOURCES, INC. 12 3.14% $2,784
AMERICAN FINANCING CORPORATION 11 3.32% $3,901
PNC Bank 11 3.09% $3,266
Union Savings Bank 8 2.98% $780
CALIBER HOME LOANS, INC. 8 3.28% $3,411
UNITED WHOLESALE MORTGAGE, LLC 8 2.94% $3,813
GUARANTEED RATE, INC. 8 3.01% $3,963
THE EQUITABLE MORTGAGE CORPORATION 8 2.92% $2,545
First Federal Savings and Loan Association of Lakewood 8 3.05% $4,215
Mr. Cooper ( Nationstar Mortgage ) 8 3.58% $4,498
Fifth Third Bank 7 3.07% $3,197
Farm Credit Mid-America, ACA 7 3.36% $7,173
HOME POINT FINANCIAL CORPORATION 7 3.46% $2,594
NEWREZ LLC 6 3.27% $3,592
Third Federal Savings and Loan Association of Cleveland 6 3.00% $860
Flagstar Bank, FSB 5 3.62% $2,786
BROKER SOLUTIONS, INC. 5 3.27% $4,778
RUOFF MORTGAGE COMPANY, INC. 5 3.40% $2,563
NFM, INC. 4 3.06% $3,772
BETTER MORTGAGE CORPORATION 4 3.13% $3,386
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.00% $5,380
First Federal Bank of the Midwest 4 2.94% $3,230
PRIORITY MORTGAGE CORP. 4 2.97% $3,415
ROYAL UNITED MORTGAGE LLC 4 3.63% $9,091
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 3.15% $3,702
First Guaranty Mortgage Corporation 4 3.31% $3,042
T2 FINANCIAL LLC 4 3.12% $3,161
YOUR HOME FINANCIAL LLC 3 3.87% $3,657
ALLIED MORTGAGE GROUP, INC. 3 3.50% $3,003
Citizens Bank 3 2.88% $4,578
FIRST COMMUNITY MORTGAGE, INC. 3 3.08% $2,972
Hometown Lenders, Inc. 3 3.83% $4,447
Mortgage Research Center, LLC 3 3.38% $3,030
POLARIS HOME FUNDING CORP. 3 3.63% $4,940
LAKEVIEW LOAN SERVICING, LLC 2 3.93% $2,405
LIBERTY HOME MORTGAGE CORPORATION 2 3.38% $3,458
InterContinental Capital Group, Inc 2 2.94% $7,842
HOWARD HANNA FINANCIAL SERVICES, INC. 2 3.25% $3,632
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.75% $4,875
NAVY FEDERAL CREDIT UNION 2 4.38% $3,803
Paramount Residential Mortgage Group, Inc. 2 3.38% $3,382
PENNYMAC LOAN SERVICES, LLC 2 3.31% $3,486
RAPID MORTGAGE COMPANY 2 3.63% $3,584
SUN WEST MORTGAGE COMPANY, INC. 2 3.05% $2,623
TELHIO 2 3.81% $2,699
UNITED 2 2.88% $3,115
Bank of America 2 2.81% $3,877
KELLER MORTGAGE, LLC 2 3.44% $1,936
GUARANTY HOME MORTGAGE CORPORATION 1 3.38% $2,142
North American Savings Bank, F.S.B. 1 3.38% $2,539
NORTHERN MORTGAGE SERVICES, LLC 1 3.25% $750
Northpointe Bank 1 2.95% $2,773
NP, Inc. 1 2.50% $5,643
WRIGHT-PATT CREDIT UNION, INC. 1 3.88% $2,376
PARTNERS UNITED FINANCIAL, LLC 1 3.75% $3,010
KEMBA FINANCIAL 1 3.25% $2,411
FREEDOM MORTGAGE CORPORATION 1 3.38% $1,428
1ST SIGNATURE LENDING, LLC 1 2.50% $5,299
First Financial Bank 1 3.00% $2,285
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.50% $3,031
First Federal Bank 1 3.38% $3,847
ENVOY MORTGAGE, LTD 1 3.50% $4,012
Arvest Bank 1 3.25% $2,309
Discover Bank 1 6.99% $0
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 2.75% $6,562
SECURITYNATIONAL MORTGAGE COMPANY 1 3.12% $3,863
Seven Seventeen Credit Union 1 2.88% $2,934
SIRVA MORTGAGE, INC. 1 2.88% $834
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.13% $5,018
SPRING EQ, LLC 1 2.75% $0
Waterstone Mortgage Corporation 1 3.50% $4,031
Superior Credit Union, Inc. 1 3.00% $2,465
DAS Acquisition Company, LLC 1 3.38% $8,047
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.38% $3,994
Commonwealth Bank and Trust Company 1 2.88% $4,216
Colonial Savings, F.A. 1 3.50% $5,295
CNB Bank 1 5.00% $2,054
The State Bank and Trust Company 1 2.63% $6,838
The Union Bank Company 1 3.00% $2,234
J. VIRGIL, INC. 1 3.38% $3,734
CHERRY CREEK MORTGAGE, LLC 1 2.88% $618
Mercantile Bank of Michigan 1 2.88% $2,247
MMS MORTGAGE SERVICES, LTD. 1 3.13% $3,727
Wyndham Capital Mortgage, Inc. 1 2.99% $1,860
Truist Bank 1 3.30% $2,131
Carrington Mortgage Services, LLC 1 2.75% $5,437
Nations Lending Corporation 1 3.13% $6,028
Bank of England 1 2.88% $3,502
NBKC BANK 1 3.13% $2,904
NETWORK CAPITAL FUNDING CORPORATION 1 4.38% $6,237
HALLMARK HOME MORTGAGE, LLC 1 3.38% $4,312

MANSFIELD, OH's 108 lenders originated 4,194 loans during 2021. The total origination value was $606,710,000, with an average loan value of $144,661.

The top MANSFIELD lender as defined by loan originations is Mechanics Bank, with 232 loans originated. Their average total fees are $1,934, which is $976 lower than the next largest lender, The Park National Bank.

The lowest fee MANSFIELD lenders (with over 10 loans originated) are KeyBank ($1,676), Mechanics Bank ($1,934), U.S. Bank ($2,378), Gateway First Bank ($2,518) and JPMorgan Chase Bank ($2,525).

The lowest rate MANSFIELD lenders (with over 10 loans originated) are Mechanics Bank (2.90%), AMERISAVE MORTGAGE CORPORATION (2.94%), Civista Bank (2.94%), HOMESIDE FINANCIAL, LLC (3.07%) and PNC Bank (3.09%).

MANSFIELD, OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Mechanics Bank $103,845,000 $112,440,000 8.3% 18.5%
The Park National Bank $76,335,000 $60,390,000 -20.9% 10.0%
QUICKEN LOANS, LLC $30,020,000 $45,715,000 52.3% 7.5%
The Huntington National Bank $30,070,000 $33,525,000 11.5% 5.5%
UNION HOME MORTGAGE CORP. $16,170,000 $27,770,000 71.7% 4.6%
LOANDEPOT.COM, LLC $20,185,000 $25,755,000 27.6% 4.2%
CROSSCOUNTRY MORTGAGE, LLC $14,565,000 $24,565,000 68.7% 4.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $13,680,000 $21,070,000 54.0% 3.5%
JPMorgan Chase Bank $10,455,000 $13,135,000 25.6% 2.2%
Mortgage Research Center, LLC $6,200,000 $10,570,000 70.5% 1.7%
Directions Credit Union, Inc. $10,510,000 $10,525,000 0.1% 1.7%
FREEDOM MORTGAGE CORPORATION $12,575,000 $10,420,000 -17.1% 1.7%
LENDUS, LLC $10,900,000 $9,970,000 -8.5% 1.6%
Gateway First Bank $10,960,000 $8,910,000 -18.7% 1.5%
First Federal Bank of Ohio $14,290,000 $8,350,000 -41.6% 1.4%
Civista Bank $3,865,000 $5,945,000 53.8% 1.0%
CALIBER HOME LOANS, INC. $4,100,000 $5,850,000 42.7% 1.0%
LIMA ONE CAPITAL, LLC $5,710,000 n/a 0.9%
U.S. Bank $5,060,000 $5,655,000 11.8% 0.9%
KeyBank $4,235,000 $5,620,000 32.7% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $3,145,000 $5,560,000 76.8% 0.9%
Wells Fargo Bank $3,340,000 $5,550,000 66.2% 0.9%
First Federal Community Bank of Bucyrus $2,395,000 $5,140,000 114.6% 0.8%
PNC Bank $4,895,000 $4,640,000 -5.2% 0.8%
Sutton Bank $8,205,000 $4,210,000 -48.7% 0.7%
First Federal Bank of the Midwest $5,205,000 $4,190,000 -19.5% 0.7%
HOME POINT FINANCIAL CORPORATION $2,430,000 $4,185,000 72.2% 0.7%
Capital One $3,805,000 n/a 0.6%
ALLIED MORTGAGE GROUP, INC. $2,125,000 $3,480,000 63.8% 0.6%
AMERISAVE MORTGAGE CORPORATION $975,000 $3,420,000 250.8% 0.6%
Farm Credit Mid-America, ACA $1,975,000 $3,380,000 71.1% 0.6%
HOMESIDE FINANCIAL, LLC $660,000 $3,380,000 412.1% 0.6%
AMERICAN FINANCING CORPORATION $540,000 $3,220,000 496.3% 0.5%
PENNYMAC LOAN SERVICES, LLC $2,055,000 $3,000,000 46.0% 0.5%
21ST MORTGAGE CORPORATION $2,885,000 n/a 0.5%
GUARANTEED RATE, INC. $620,000 $2,860,000 361.3% 0.5%
First Federal Savings and Loan Association of Lakewood $1,825,000 $2,715,000 48.8% 0.4%
EQUITY RESOURCES, INC. $4,285,000 $2,705,000 -36.9% 0.4%
Fifth Third Bank $1,510,000 $2,635,000 74.5% 0.4%
First Commonwealth Bank $1,515,000 $2,570,000 69.6% 0.4%
The State Bank and Trust Company $255,000 $2,560,000 903.9% 0.4%
NAVY FEDERAL CREDIT UNION $1,835,000 $2,345,000 27.8% 0.4%
UNITED WHOLESALE MORTGAGE, LLC $1,915,000 $2,260,000 18.0% 0.4%
Union Savings Bank $2,710,000 $2,150,000 -20.7% 0.4%
RUOFF MORTGAGE COMPANY, INC. $920,000 $2,140,000 132.6% 0.4%
NEWREZ LLC $1,320,000 $2,075,000 57.2% 0.3%
NEW DAY FINANCIAL, LLC $1,920,000 $1,945,000 1.3% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $875,000 $1,850,000 111.4% 0.3%
T2 FINANCIAL LLC $1,635,000 $1,830,000 11.9% 0.3%
BROKER SOLUTIONS, INC. $1,075,000 $1,725,000 60.5% 0.3%
WesBanco Bank, Inc. $735,000 $1,640,000 123.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,095,000 $1,465,000 33.8% 0.2%
ROYAL UNITED MORTGAGE LLC $1,370,000 $1,435,000 4.7% 0.2%
Citizens Bank $915,000 $1,400,000 53.0% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $890,000 $1,335,000 50.0% 0.2%
BETTER MORTGAGE CORPORATION $880,000 $1,325,000 50.6% 0.2%
Carrington Mortgage Services, LLC $1,330,000 $1,320,000 -0.8% 0.2%
Flagstar Bank, FSB $625,000 $1,300,000 108.0% 0.2%
Third Federal Savings and Loan Association of Cleveland $1,115,000 $1,285,000 15.2% 0.2%
CNB Bank $775,000 $1,190,000 53.5% 0.2%
First Guaranty Mortgage Corporation $875,000 $1,175,000 34.3% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,170,000 n/a 0.2%
THE EQUITABLE MORTGAGE CORPORATION $1,410,000 $1,130,000 -19.9% 0.2%
Bank of America $1,205,000 $1,105,000 -8.3% 0.2%
Consumers National Bank $215,000 $1,100,000 411.6% 0.2%
FIRST OHIO HOME FINANCE, INC. $650,000 $1,100,000 69.2% 0.2%
Nations Lending Corporation $1,130,000 $1,080,000 -4.4% 0.2%
North American Savings Bank, F.S.B. $1,070,000 $1,040,000 -2.8% 0.2%
NFM, INC. $395,000 $985,000 149.4% 0.2%
The Commercial and Savings Bank of Millersburg Ohio $960,000 n/a 0.2%
POLARIS HOME FUNDING CORP. $915,000 $925,000 1.1% 0.2%
YOUR HOME FINANCIAL LLC $135,000 $905,000 570.4% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,000,000 $900,000 -10.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $900,000 n/a 0.1%
Northpointe Bank $870,000 n/a 0.1%
USAA Federal Savings Bank $3,890,000 $865,000 -77.8% 0.1%
InterContinental Capital Group, Inc $830,000 n/a 0.1%
PRIORITY MORTGAGE CORP. $505,000 $730,000 44.6% 0.1%
The Union Bank Company $660,000 $725,000 9.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,020,000 $705,000 -30.9% 0.1%
Hometown Lenders, Inc. $65,000 $680,000 946.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $640,000 $650,000 1.6% 0.1%
The Citizens National Bank of Bluffton $620,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $280,000 $585,000 108.9% 0.1%
SIRVA MORTGAGE, INC. $500,000 $570,000 14.0% 0.1%
Bank of England $465,000 $555,000 19.4% 0.1%
First Federal Bank $445,000 $555,000 24.7% 0.1%
Paramount Residential Mortgage Group, Inc. $1,795,000 $515,000 -71.3% 0.1%
Wyndham Capital Mortgage, Inc. $510,000 n/a 0.1%
KELLER MORTGAGE, LLC $125,000 $495,000 296.0% 0.1%
GUARANTEED RATE AFFINITY, LLC $530,000 $480,000 -9.4% 0.1%
Barrington Bank & Trust Company, N.A. $1,540,000 $455,000 -70.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $155,000 $450,000 190.3% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $500,000 $440,000 -12.0% 0.1%
C E S $440,000 $430,000 -2.3% 0.1%
CHERRY CREEK MORTGAGE, LLC $365,000 $415,000 13.7% 0.1%
Low VA Rates, LLC $390,000 $415,000 6.4% 0.1%
PLANET HOME LENDING, LLC $390,000 $400,000 2.6% 0.1%
First Federal Savings and Loan Association $280,000 $395,000 41.1% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $390,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $380,000 n/a 0.1%
The Federal Savings Bank $1,285,000 $380,000 -70.4% 0.1%
KEMBA FINANCIAL $190,000 $370,000 94.7% 0.1%
Wayne Savings Community Bank $810,000 $355,000 -56.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $155,000 $340,000 119.4% 0.1%
Baxter Credit Union $330,000 n/a 0.1%
HONDA Federal Credit Union $325,000 n/a 0.1%
RAPID MORTGAGE COMPANY $260,000 $325,000 25.0% 0.1%
Superior Credit Union, Inc. $350,000 $320,000 -8.6% 0.1%
Manufacturers and Traders Trust Company $315,000 n/a 0.1%
WRIGHT-PATT CREDIT UNION, INC. $525,000 $315,000 -40.0% 0.1%
AmeriHome Mortgage Company, LLC $800,000 $310,000 -61.3% 0.1%
Colonial Savings, F.A. $305,000 n/a 0.1%
Community National Bank & Trust $295,000 n/a 0.0%
IMPAC MORTGAGE CORP. $305,000 $295,000 -3.3% 0.0%
Peoples Bank $90,000 $295,000 227.8% 0.0%
Truist Bank $75,000 $290,000 286.7% 0.0%
DAS Acquisition Company, LLC $285,000 n/a 0.0%
First Financial Bank $65,000 $275,000 323.1% 0.0%
United Fidelity Funding Corp. $275,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $265,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $175,000 $260,000 48.6% 0.0%
MMS MORTGAGE SERVICES, LTD. $255,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $645,000 $250,000 -61.2% 0.0%
TJC Mortgage, Inc. $245,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $355,000 $240,000 -32.4% 0.0%
UNITED $240,000 n/a 0.0%
The Richwood Banking Company $235,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $165,000 $225,000 36.4% 0.0%
TELHIO $315,000 $225,000 -28.6% 0.0%
MID AMERICA MORTGAGE, INC. $525,000 $215,000 -59.0% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $210,000 n/a 0.0%
AG Credit, Agricultural Credit Association $250,000 $195,000 -22.0% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $185,000 $195,000 5.4% 0.0%
Arvest Bank $195,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $265,000 $195,000 -26.4% 0.0%
MYCUMORTGAGE, LLC $205,000 $195,000 -4.9% 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $65,000 $190,000 192.3% 0.0%
First Merchants Bank $105,000 $185,000 76.2% 0.0%
NBKC BANK $115,000 $185,000 60.9% 0.0%
NP, Inc. $185,000 $185,000 0.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $185,000 n/a 0.0%
SOFI LENDING CORP. $175,000 $185,000 5.7% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $180,000 n/a 0.0%
CLEARPATH LENDING $410,000 $175,000 -57.3% 0.0%
US MORTGAGE CORPORATION $175,000 n/a 0.0%
Waterford Bank, N.A. $175,000 n/a 0.0%
Ally Bank $165,000 n/a 0.0%
ARC HOME LLC $115,000 $165,000 43.5% 0.0%
CELEBRITY HOME LOANS, LLC $165,000 n/a 0.0%
ENVOY MORTGAGE, LTD $165,000 n/a 0.0%
Magnolia Bank $165,000 n/a 0.0%
AMERICAN ADVISORS GROUP $140,000 $155,000 10.7% 0.0%
Chicago Mortgage Solutions LLC $155,000 n/a 0.0%
CMG MORTGAGE, INC. $155,000 n/a 0.0%
First National Bank of Pennsylvania $155,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $25,000 $155,000 520.0% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $155,000 n/a 0.0%
Waterstone Mortgage Corporation $55,000 $155,000 181.8% 0.0%
Mercantile Bank of Michigan $145,000 n/a 0.0%
PHH Mortgage Corporation $145,000 n/a 0.0%
TIAA, FSB $145,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $135,000 n/a 0.0%
Figure Lending LLC $120,000 $130,000 8.3% 0.0%
SPRING EQ, LLC $45,000 $130,000 188.9% 0.0%
CHURCHILL MORTGAGE CORPORATION $395,000 $125,000 -68.4% 0.0%
Discover Bank $405,000 $125,000 -69.1% 0.0%
Evolve Bank & Trust $440,000 $125,000 -71.6% 0.0%
HALLMARK HOME MORTGAGE, LLC $80,000 $125,000 56.3% 0.0%
J. VIRGIL, INC. $225,000 $125,000 -44.4% 0.0%
1ST SIGNATURE LENDING, LLC $115,000 n/a 0.0%
DESCO $115,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $115,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $415,000 $115,000 -72.3% 0.0%
Seven Seventeen Credit Union $115,000 n/a 0.0%
Commonwealth Bank and Trust Company $105,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $105,000 n/a 0.0%
East Coast Capital Corp. $105,000 n/a 0.0%
GUILD MORTGAGE COMPANY $105,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $105,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.0%
LENDINGONE, LLC $105,000 n/a 0.0%
PARTNERS UNITED FINANCIAL, LLC $195,000 $95,000 -51.3% 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $95,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $175,000 $85,000 -51.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $160,000 $85,000 -46.9% 0.0%
CANTON SCHOOL EMPLOYEES $75,000 n/a 0.0%
First American Bank $75,000 n/a 0.0%
TCF National Bank $465,000 $65,000 -86.0% 0.0%
BMI Federal Credit Union $60,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $290,000 $55,000 -81.0% 0.0%
The Cortland Savings and Banking Company $85,000 $55,000 -35.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $45,000 n/a 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $5,000 n/a 0.0%

MANSFIELD's top lender by overall market share is Mechanics Bank, with 18.5% market share. In second place, with 10.0%, is The Park National Bank, having originated $60,390,000 in loans. In third place, with 7.5%, is QUICKEN LOANS, LLC, having originated $45,715,000 in loans. In third place, with 5.5%, is The Huntington National Bank, having originated $33,525,000 in loans. In third place, with 4.6%, is UNION HOME MORTGAGE CORP., having originated $27,770,000 in loans.


MANSFIELD, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,835 $300,355,000 $163,681
Refi 1,302 $181,990,000 $139,777
Cash Out Refi 703 $98,585,000 $140,235
Home Improvement 187 $12,645,000 $67,620
Other 166 $13,130,000 $79,096
NA 1 $5,000 $5,000

Mansfield's most frequently cited loan purpose was Home Purchase, with 1,835 originations. The 2nd most popular reason was Refi, with 1,302 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,675 $243,015,000 $145,084
2.5-3% 1,525 $229,075,000 $150,213
<2.5% 506 $76,760,000 $151,700
4-5% 208 $20,530,000 $98,702
6-7% 49 $7,765,000 $158,469
5-6% 45 $2,545,000 $56,556
7-8% 28 $1,160,000 $41,429
Over 8% 17 $905,000 $53,235

During 2021, Mansfield's most frequently originated rate bucket was 3-4%, with 1,675 originations.

Loan Sizing (MANSFIELD, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,928 $271,260,000 $140,695
$100,000 or less 1,494 $99,950,000 $66,901
$200k-400k 690 $181,440,000 $262,957
$400k-600k 60 $28,580,000 $476,333
$600k-1000k 13 $9,195,000 $707,308
$Over $1MM 9 $16,285,000 $1,809,444

MANSFIELD's loan sizing saw the bucket of loans from $100k-200k with 1,928 originations, totaling $271,260,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,749 $285,815,000 $163,416
60-80% 1,244 $191,910,000 $154,268
40-60% 483 $54,945,000 $113,758
20-40% 236 $15,500,000 $65,678
Under 20% 137 $4,195,000 $30,620
Over 100% 38 $8,540,000 $224,737

MANSFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,749 originations, totaling $285,815,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - MANSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $109,000 (25.7%) $147,148 (16.2%) 0.00 304
2018-02-01 $104,950 (19.0%) $144,003 (6.8%) 0.00 299
2018-03-01 $109,900 (14.0%) $142,804 (2.8%) 0.00 254
2018-04-01 $117,300 (23.6%) $154,721 (13.6%) 0.00 242
2018-05-01 $128,900 (29.0%) $173,980 (19.3%) 0.00 260
2018-06-01 $129,900 (30.0%) $167,532 (11.0%) 0.00 286
2018-07-01 $121,950 (19.6%) $177,496 (19.5%) 0.00 294
2018-08-01 $125,950 (16.1%) $177,991 (18.9%) 0.00 317
2018-09-01 $119,900 (4.4%) $173,317 (13.5%) 0.00 312
2018-10-01 $124,950 (11.2%) $175,177 (15.3%) 0.00 346
2018-11-01 $117,900 (7.3%) $170,248 (11.6%) 0.00 326
2018-12-01 $115,000 (5.5%) $162,835 (10.1%) 0.00 298
2019-01-01 $112,450 (3.2%) $163,933 (11.4%) 0.00 255
2019-02-01 $112,450 (7.2%) $168,612 (17.1%) 0.00 236
2019-03-01 $115,000 (4.6%) $179,883 (26.0%) 0.00 219
2019-04-01 $114,750 (-2.2%) $185,358 (19.8%) 0.00 221
2019-05-01 $125,700 (-2.5%) $189,804 (9.1%) 0.00 241
2019-06-01 $129,900 (0.0%) $194,421 (16.1%) 0.00 241
2019-07-01 $132,450 (8.6%) $200,955 (13.2%) 0.00 273
2019-08-01 $132,814 (5.5%) $195,748 (10.0%) 0.00 294
2019-09-01 $129,900 (8.3%) $185,524 (7.0%) 0.00 284
2019-10-01 $131,000 (4.8%) $187,976 (7.3%) 0.00 280
2019-11-01 $128,000 (8.6%) $185,513 (9.0%) 0.00 256
2019-12-01 $119,700 (4.1%) $185,213 (13.7%) 0.00 232
2020-01-01 $110,450 (-1.8%) $180,265 (10.0%) 0.00 208
2020-02-01 $109,900 (-2.3%) $199,587 (18.4%) 0.00 175
2020-03-01 $103,500 (-10.0%) $202,299 (12.5%) 0.00 178
2020-04-01 $117,450 (2.4%) $219,979 (18.7%) 0.00 157
2020-05-01 $132,500 (5.4%) $226,536 (19.4%) 0.00 166
2020-06-01 $162,400 (25.0%) $246,898 (27.0%) 0.00 136
2020-07-01 $154,950 (17.0%) $263,596 (31.2%) 0.00 118
2020-08-01 $149,900 (12.9%) $268,717 (37.3%) 0.00 118
2020-09-01 $119,950 (-7.7%) $207,877 (12.1%) 0.00 138
2020-10-01 $99,900 (-23.7%) $180,215 (-4.1%) 0.00 170
2020-11-01 $104,950 (-18.0%) $161,651 (-12.9%) 0.00 171
2020-12-01 $87,200 (-27.2%) $141,556 (-23.6%) 0.00 153
2021-01-01 $129,900 (17.6%) $174,967 (-2.9%) 0.00 118
2021-02-01 $110,950 (1.0%) $160,247 (-19.7%) 0.00 98
2021-03-01 $119,500 (15.5%) $165,384 (-18.3%) 0.00 90
2021-04-01 $142,400 (21.2%) $196,297 (-10.8%) 0.00 78
2021-05-01 $169,900 (28.2%) $219,728 (-3.0%) 0.00 90
2021-06-01 $149,900 (-7.7%) $222,309 (-10.0%) 0.00 115
2021-07-01 $159,450 (2.9%) $212,331 (-19.5%) 0.00 139
2021-08-01 $147,700 (-1.5%) $236,459 (-12.0%) 0.00 149
2021-09-01 $149,900 (25.0%) $245,901 (18.3%) 0.00 150
2021-10-01 $149,900 (50.1%) $230,450 (27.9%) 0.00 155
2021-11-01 $110,000 (4.8%) $156,010 (-3.5%) 0.00 398
2021-12-01 $110,000 (26.2%) $156,183 (10.3%) 0.00 355
2022-01-01 $110,000 (-15.3%) $157,247 (-10.1%) 0.00 337
2022-02-01 $110,000 (-0.9%) $156,063 (-2.6%) 0.00 324
2022-03-01 $126,000 (5.4%) $205,866 (24.5%) 0.00 90
2022-04-01 $135,000 (-5.2%) $278,775 (42.0%) 0.00 107
2022-05-01 $154,950 (-8.8%) $254,443 (15.8%) 0.00 113
MANSFIELD's median listing price for 2022-05-01 was $154,950, a difference of $-14,950 (-8.8%) versus the prior year and $19,950 versus the prior month.

MANSFIELD's median listing price comes in at 0% of the national average.

MANSFIELD's average listing price for 2022-05-01 was $254,443, a difference of $34,715 (15.8%) versus the prior year and $-24,332 versus the prior month.

For the 2022-05-01 period, MANSFIELD had 113 MLS listings, a difference of 6 listings (6%) versus the prior month and 23 listings (26%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MANSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,497 sqft
2018-02-01 0 days 1,475 sqft
2018-03-01 0 days 1,494 sqft
2018-04-01 0 days 1,506 sqft
2018-05-01 0 days 1,564 sqft
2018-06-01 0 days 1,563 sqft
2018-07-01 0 days 1,512 sqft
2018-08-01 0 days 1,546 sqft
2018-09-01 0 days 1,608 sqft
2018-10-01 0 days 1,596 sqft
2018-11-01 0 days 1,522 sqft
2018-12-01 0 days 1,523 sqft
2019-01-01 0 days 1,530 sqft
2019-02-01 0 days 1,514 sqft
2019-03-01 0 days 1,507 sqft
2019-04-01 0 days 1,456 sqft
2019-05-01 0 days 1,448 sqft
2019-06-01 0 days 1,552 sqft
2019-07-01 0 days 1,621 sqft
2019-08-01 0 days 1,629 sqft
2019-09-01 0 days 1,612 sqft
2019-10-01 0 days 1,610 sqft
2019-11-01 0 days 1,546 sqft
2019-12-01 0 days 1,532 sqft
2020-01-01 0 days 1,515 sqft
2020-02-01 0 days 1,491 sqft
2020-03-01 0 days 1,456 sqft
2020-04-01 0 days 1,530 sqft
2020-05-01 0 days 1,535 sqft
2020-06-01 0 days 1,702 sqft
2020-07-01 0 days 1,815 sqft
2020-08-01 0 days 1,702 sqft
2020-09-01 0 days 1,526 sqft
2020-10-01 0 days 1,445 sqft
2020-11-01 0 days 1,482 sqft
2020-12-01 0 days 1,444 sqft
2021-01-01 0 days 1,445 sqft
2021-02-01 0 days 1,350 sqft
2021-03-01 0 days 1,344 sqft
2021-04-01 0 days 1,455 sqft
2021-05-01 0 days 1,596 sqft
2021-06-01 0 days 1,532 sqft
2021-07-01 0 days 1,553 sqft
2021-08-01 0 days 1,575 sqft
2021-09-01 0 days 1,560 sqft
2021-10-01 0 days 1,546 sqft
2021-11-01 0 days 1,385 sqft
2021-12-01 0 days 1,381 sqft
2022-01-01 0 days 1,376 sqft
2022-02-01 0 days 1,382 sqft
2022-03-01 0 days 1,428 sqft
2022-04-01 0 days 1,495 sqft
2022-05-01 0 days 1,555 sqft
MANSFIELD's median listing age (time on market) for 2022-05-01 was 0 days.

MANSFIELD's median square footage for active listings during the 2022-05-01 period was 1,555 sqft. One year prior, the average listing was 1,596 sqft.