MANSFIELD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mansfield averaged 7.08% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.95% and one month ago for the week of 2023-10-26, the average rate was 7.45%.

Mansfield's average rate one year ago was 6.44%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Mansfield 30 Year Fixed Rate 2023-11-30 7.08%
Mansfield 30 Year Fixed Rate Refi 2023-11-30 6.6%
Mansfield 15 Year Fixed Rate 2023-11-30 8.22%
Mansfield 15 Year Fixed Rate Refi 2023-11-30 6.17%
Mansfield 30 Year FHA 2023-11-30 7.12%
Mansfield 30 Year FHA Refi 2023-11-30 6.85%
Mansfield 30 Year USDA 2023-11-30 6.8%
Mansfield 30 Year USDA Refi 2023-11-30 7%
Mansfield 30 Year VA 2023-11-30 6.5%
Mansfield 30 Year VA Refi 2023-11-30 6.87%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MANSFIELD, OH.

MANSFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MANSFIELD, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Mechanics Bank 194 4.39% $2,390
The Park National Bank 141 5.03% $3,370
CROSSCOUNTRY MORTGAGE, LLC 71 5.88% $5,331
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 70 5.15% $3,872
QUICKEN LOANS, LLC 62 5.19% $5,673
UNION HOME MORTGAGE CORP. 48 5.55% $4,509
The Huntington National Bank 43 5.23% $4,525
LOANDEPOT.COM, LLC 42 5.29% $4,515
JPMorgan Chase Bank 23 5.27% $3,516
Civista Bank 23 5.02% $3,494
Directions Credit Union, Inc. 20 5.88% $2,034
U.S. Bank 11 4.50% $3,081
Mr. Cooper ( Nationstar Mortgage ) 9 4.99% $6,830
Wells Fargo Bank 9 4.39% $4,135
UNITED WHOLESALE MORTGAGE, LLC 9 5.75% $4,924
PNC Bank 8 4.53% $3,992
EQUITY RESOURCES, INC. 7 5.73% $3,939
Fifth Third Bank 7 5.00% $4,013
KeyBank 7 4.38% $2,378
Third Federal Savings and Loan Association of Cleveland 6 4.37% $785
Union Savings Bank 6 3.69% $1,638
First Federal Savings and Loan Association of Lakewood 6 4.39% $4,109
Flagstar Bank, FSB 6 5.55% $4,352
PENNYMAC LOAN SERVICES, LLC 5 4.55% $5,792
AMERICAN FINANCING CORPORATION 5 5.48% $6,502
AMERISAVE MORTGAGE CORPORATION 5 4.77% $7,001
FREEDOM MORTGAGE CORPORATION 5 5.25% $5,304
ALLIED MORTGAGE GROUP, INC. 4 5.31% $6,741
First Federal Bank of the Midwest 4 4.34% $3,364
RUOFF MORTGAGE COMPANY, INC. 4 5.06% $2,834
HOMESIDE FINANCIAL, LLC 4 5.38% $3,703
Farm Credit Mid-America, ACA 4 5.26% $7,016
THE EQUITABLE MORTGAGE CORPORATION 4 5.28% $3,107
NFM, INC. 4 6.06% $6,730
Bank of England 4 5.84% $4,596
Mortgage Research Center, LLC 4 6.56% $3,222
NAVY FEDERAL CREDIT UNION 3 5.83% $2,397
Ally Bank 3 4.67% $2,599
BROKER SOLUTIONS, INC. 3 5.21% $5,189
CALIBER HOME LOANS, INC. 3 4.96% $3,260
HOME POINT FINANCIAL CORPORATION 3 4.75% $3,788
MICHIGAN MUTUAL, INC. 3 5.83% $6,242
T2 FINANCIAL LLC 3 5.08% $5,562
USAA Federal Savings Bank 3 5.58% $4,608
ZILLOW HOME LOANS, LLC 3 5.83% $9,769
Northpointe Bank 2 4.63% $4,105
Carrington Mortgage Services, LLC 2 5.25% $4,545
Northwest Bank 2 4.38% $3,571
Discover Bank 2 5.62% $0
ROYAL UNITED MORTGAGE LLC 2 5.69% $7,217
HOWARD HANNA FINANCIAL SERVICES, INC. 2 5.68% $3,918
LIBERTY HOME MORTGAGE CORPORATION 2 6.25% $6,449
First Financial Bank 2 4.63% $4,019
NETWORK CAPITAL FUNDING CORPORATION 2 4.44% $4,465
NEWREZ LLC 2 6.13% $5,545
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.13% $6,213
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 5.75% $5,105
GSF Mortgage Corporation 2 4.25% $4,772
GUARANTEED RATE, INC. 2 5.15% $4,015
DIRECT MORTGAGE LOANS, LLC 1 3.99% $3,502
CME Federal Credit Union 1 3.50% $2,759
PENTAGON FEDERAL CREDIT UNION 1 5.63% $2,451
PHH Mortgage Corporation 1 3.50% $4,603
PLAZA HOME MORTGAGE, INC. 1 5.63% $3,948
Citadel Servicing Corporation 1 9.00% $3,371
POLARIS HOME FUNDING CORP. 1 5.63% $5,992
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.25% $6,486
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.00% $3,518
Regions Bank 1 7.63% $2,919
RELIANCE FIRST CAPITAL, LLC 1 3.88% $5,727
CARDINAL FINANCIAL 1 3.37% $2,990
Seven Seventeen Credit Union 1 3.88% $2,929
Warsaw Federal Savings and Loan Association 1 6.07% $5,181
BETTER MORTGAGE CORPORATION 1 3.25% $3,712
The Farmers National Bank of Canfield 1 4.00% $3,398
The Federal Savings Bank 1 4.50% $14,293
The Home Loan Expert LLC 1 5.63% $6,807
BAYSHORE MORTGAGE FUNDING, LLC 1 5.88% $7,346
Bank of America 1 5.13% $7,379
The State Bank and Trust Company 1 4.88% $12,967
The Union Bank Company 1 5.75% $2,895
ANGEL OAK HOME LOANS LLC 1 5.88% $8,123
AmeriHome Mortgage Company, LLC 1 3.88% $6,575
American Midwest Mortgage Corporation 1 5.13% $5,222
UNITED 1 5.50% $7,747
AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.88% $3,421
FIRST OHIO HOME FINANCE, INC. 1 5.38% $1,944
First National Bank of Pennsylvania 1 3.00% $4,009
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.99% $6,156
AMERIFIRST FINANCIAL CORPORATION 1 6.63% $4,776
First Merchants Bank 1 4.13% $2,749
HOMESPIRE MORTGAGE CORPORATION 1 3.88% $3,818
J. VIRGIL, INC. 1 4.75% $4,557
FINANCE OF AMERICA MORTGAGE LLC 1 3.99% $4,797
LAKEVIEW LOAN SERVICING, LLC 1 5.63% $3,457
EVERETT FINANCIAL, INC. 1 6.13% $2,475
AMERICAN MORTGAGE SERVICE COMPANY 1 5.75% $2,846
MID AMERICA MORTGAGE, INC. 1 6.75% $4,157
MORIA DEVELOPMENT, INC. 1 5.88% $5,659
EDUCATION FIRST CREDIT UNION, INC. 1 5.00% $3,220
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.75% $5,126
Nations Lending Corporation 1 5.75% $5,886
21ST MORTGAGE CORPORATION 1 9.90% $4,223

MANSFIELD Average Closing Costs & Other Stats

MANSFIELD, OH's 103 lenders originated 3,042 loans during 2022. The total origination value was $434,410,000, with an average loan value of $142,804.

MANSFIELD's average closing costs are $4,035.

The top MANSFIELD lender as defined by loan originations is Mechanics Bank, with 194 loans originated. Their average total fees are $2,390, which is $980 lower than the next largest lender, The Park National Bank.

The lowest fee MANSFIELD lenders (with over 10 loans originated) are Directions Credit Union, Inc. ($2,034), Mechanics Bank ($2,390), U.S. Bank ($3,081), The Park National Bank ($3,370) and Civista Bank ($3,494).

The lowest rate MANSFIELD lenders (with over 10 loans originated) are Mechanics Bank (4.39%), U.S. Bank (4.50%), Civista Bank (5.02%), The Park National Bank (5.03%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (5.15%).

MANSFIELD, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Mechanics Bank $112,440,000 $84,500,000 -24.8% 19.5%
The Park National Bank $60,390,000 $38,050,000 -37.0% 8.8%
CROSSCOUNTRY MORTGAGE, LLC $24,565,000 $27,875,000 13.5% 6.4%
The Huntington National Bank $33,525,000 $26,455,000 -21.1% 6.1%
QUICKEN LOANS, LLC $45,715,000 $24,975,000 -45.4% 5.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $21,070,000 $16,935,000 -19.6% 3.9%
LOANDEPOT.COM, LLC $25,755,000 $15,615,000 -39.4% 3.6%
UNION HOME MORTGAGE CORP. $27,770,000 $14,875,000 -46.4% 3.4%
Mortgage Research Center, LLC $10,570,000 $11,785,000 11.5% 2.7%
Directions Credit Union, Inc. $10,525,000 $10,495,000 -0.3% 2.4%
First Federal Community Bank of Bucyrus $5,140,000 $10,255,000 99.5% 2.4%
JPMorgan Chase Bank $13,135,000 $5,755,000 -56.2% 1.3%
First Federal Bank of Ohio $8,350,000 $5,565,000 -33.4% 1.3%
KeyBank $5,620,000 $5,190,000 -7.7% 1.2%
Civista Bank $5,945,000 $4,950,000 -16.7% 1.1%
The Greenwood's State Bank $4,805,000 n/a 1.1%
21ST MORTGAGE CORPORATION $2,885,000 $4,800,000 66.4% 1.1%
U.S. Bank $5,655,000 $4,505,000 -20.3% 1.0%
PNC Bank $4,640,000 $4,320,000 -6.9% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $5,560,000 $4,075,000 -26.7% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $2,260,000 $3,505,000 55.1% 0.8%
EQUITY RESOURCES, INC. $2,705,000 $3,105,000 14.8% 0.7%
Third Federal Savings and Loan Association of Cleveland $1,285,000 $2,835,000 120.6% 0.7%
THRIVENT Federal Credit Union $2,645,000 n/a 0.6%
CALIBER HOME LOANS, INC. $5,850,000 $2,610,000 -55.4% 0.6%
PENNYMAC LOAN SERVICES, LLC $3,000,000 $2,515,000 -16.2% 0.6%
Fifth Third Bank $2,635,000 $2,500,000 -5.1% 0.6%
AMERICAN FINANCING CORPORATION $3,220,000 $2,495,000 -22.5% 0.6%
RUOFF MORTGAGE COMPANY, INC. $2,140,000 $2,425,000 13.3% 0.6%
NFM, INC. $985,000 $2,400,000 143.7% 0.6%
AMERISAVE MORTGAGE CORPORATION $3,420,000 $2,385,000 -30.3% 0.5%
First Federal Bank of the Midwest $4,190,000 $2,235,000 -46.7% 0.5%
First Federal Savings and Loan Association of Lakewood $2,715,000 $2,195,000 -19.2% 0.5%
The Federal Savings Bank $380,000 $2,155,000 467.1% 0.5%
The Union Bank Company $725,000 $2,120,000 192.4% 0.5%
Wells Fargo Bank $5,550,000 $2,110,000 -62.0% 0.5%
FREEDOM MORTGAGE CORPORATION $10,420,000 $2,065,000 -80.2% 0.5%
Union Savings Bank $2,150,000 $2,050,000 -4.7% 0.5%
USAA Federal Savings Bank $865,000 $1,935,000 123.7% 0.4%
NAVY FEDERAL CREDIT UNION $2,345,000 $1,915,000 -18.3% 0.4%
Farm Credit Mid-America, ACA $3,380,000 $1,895,000 -43.9% 0.4%
LIMA ONE CAPITAL, LLC $5,710,000 $1,880,000 -67.1% 0.4%
Sutton Bank $4,210,000 $1,725,000 -59.0% 0.4%
ALLIED MORTGAGE GROUP, INC. $3,480,000 $1,560,000 -55.2% 0.4%
RAPID MORTGAGE COMPANY $325,000 $1,485,000 356.9% 0.3%
HOMESIDE FINANCIAL, LLC $3,380,000 $1,310,000 -61.2% 0.3%
T2 FINANCIAL LLC $1,830,000 $1,310,000 -28.4% 0.3%
BROKER SOLUTIONS, INC. $1,725,000 $1,275,000 -26.1% 0.3%
NEWREZ LLC $2,075,000 $1,205,000 -41.9% 0.3%
WALKER & DUNLOP, LLC $1,125,000 n/a 0.3%
THE EQUITABLE MORTGAGE CORPORATION $1,130,000 $1,115,000 -1.3% 0.3%
Flagstar Bank, FSB $1,300,000 $1,050,000 -19.2% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $900,000 $1,040,000 15.6% 0.2%
Northpointe Bank $870,000 $995,000 14.4% 0.2%
Bank of England $555,000 $940,000 69.4% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,465,000 $930,000 -36.5% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $885,000 n/a 0.2%
Citizens Bank $1,400,000 $835,000 -40.4% 0.2%
Figure Lending LLC $130,000 $830,000 538.5% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $705,000 $820,000 16.3% 0.2%
ZILLOW HOME LOANS, LLC $820,000 n/a 0.2%
Wayne Savings Community Bank $355,000 $810,000 128.2% 0.2%
NEW DAY FINANCIAL, LLC $1,945,000 $795,000 -59.1% 0.2%
Northwest Bank $760,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $4,185,000 $755,000 -82.0% 0.2%
Carrington Mortgage Services, LLC $1,320,000 $710,000 -46.2% 0.2%
RELIANCE FIRST CAPITAL, LLC $650,000 $705,000 8.5% 0.2%
Ally Bank $165,000 $700,000 324.2% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $690,000 n/a 0.2%
EVERETT FINANCIAL, INC. $630,000 n/a 0.1%
First Commonwealth Bank $2,570,000 $600,000 -76.7% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $195,000 $580,000 197.4% 0.1%
MICHIGAN MUTUAL, INC. $570,000 n/a 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $190,000 $555,000 192.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $340,000 $540,000 58.8% 0.1%
ROYAL UNITED MORTGAGE LLC $1,435,000 $510,000 -64.5% 0.1%
GSF Mortgage Corporation $505,000 n/a 0.1%
Discover Bank $125,000 $500,000 300.0% 0.1%
First Guaranty Mortgage Corporation $1,175,000 $500,000 -57.4% 0.1%
First National Bank of Pennsylvania $155,000 $490,000 216.1% 0.1%
C E S $430,000 $465,000 8.1% 0.1%
KEMBA FINANCIAL $370,000 $455,000 23.0% 0.1%
First Financial Bank $275,000 $450,000 63.6% 0.1%
GUARANTEED RATE, INC. $2,860,000 $450,000 -84.3% 0.1%
FIRST OHIO HOME FINANCE, INC. $1,100,000 $435,000 -60.5% 0.1%
Gateway First Bank $8,910,000 $430,000 -95.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $425,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $1,170,000 $425,000 -63.7% 0.1%
UNITED $240,000 $420,000 75.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $900,000 $405,000 -55.0% 0.1%
VILLAGE CAPITAL MORTGAGE $1,850,000 $380,000 -79.5% 0.1%
Bank of America $1,105,000 $375,000 -66.1% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $1,335,000 $370,000 -72.3% 0.1%
LENDINGHOME FUNDING CORPORATION $105,000 $350,000 233.3% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $155,000 $350,000 125.8% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $350,000 n/a 0.1%
WesBanco Bank, Inc. $1,640,000 $345,000 -79.0% 0.1%
CNB Bank $1,190,000 $340,000 -71.4% 0.1%
EDUCATION FIRST CREDIT UNION, INC. $340,000 n/a 0.1%
HomePromise Corporation $335,000 n/a 0.1%
The State Bank and Trust Company $2,560,000 $335,000 -86.9% 0.1%
CME Federal Credit Union $330,000 n/a 0.1%
AMWEST FUNDING CORP. $325,000 n/a 0.1%
J. VIRGIL, INC. $125,000 $325,000 160.0% 0.1%
MORIA DEVELOPMENT, INC. $250,000 $325,000 30.0% 0.1%
AMERICAN ADVISORS GROUP $155,000 $320,000 106.5% 0.1%
SPRING EQ, LLC $130,000 $315,000 142.3% 0.1%
DIRECT MORTGAGE LOANS, LLC $300,000 n/a 0.1%
WRIGHT-PATT CREDIT UNION, INC. $315,000 $300,000 -4.8% 0.1%
HOMESPIRE MORTGAGE CORPORATION $295,000 n/a 0.1%
Low VA Rates, LLC $415,000 $295,000 -28.9% 0.1%
Nations Lending Corporation $1,080,000 $295,000 -72.7% 0.1%
The Home Loan Expert LLC $295,000 n/a 0.1%
Citadel Servicing Corporation $285,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $925,000 $280,000 -69.7% 0.1%
CONTOUR MORTGAGE CORPORATION $275,000 n/a 0.1%
Peoples Bank $295,000 $275,000 -6.8% 0.1%
Servion, Inc. $275,000 n/a 0.1%
YOUR HOME FINANCIAL LLC $905,000 $275,000 -69.6% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $585,000 $270,000 -53.8% 0.1%
PHH Mortgage Corporation $145,000 $270,000 86.2% 0.1%
TOP FLITE FINANCIAL, INC. $270,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $250,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $250,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $105,000 $245,000 133.3% 0.1%
ANGEL OAK HOME LOANS LLC $235,000 n/a 0.1%
TELHIO $225,000 $225,000 0.0% 0.1%
The Farmers National Bank of Canfield $220,000 n/a 0.1%
BMI Federal Credit Union $60,000 $210,000 250.0% 0.0%
Armed Forces Bank $205,000 n/a 0.0%
The Middlefield Banking Company $200,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $185,000 $195,000 5.4% 0.0%
PLAZA HOME MORTGAGE, INC. $115,000 $190,000 65.2% 0.0%
LENDINGONE, LLC $105,000 $175,000 66.7% 0.0%
OCEANSIDE MORTGAGE COMPANY $240,000 $175,000 -27.1% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $165,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $215,000 $165,000 -23.3% 0.0%
NORTH COUNTRY $165,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $440,000 $165,000 -62.5% 0.0%
AmeriHome Mortgage Company, LLC $310,000 $155,000 -50.0% 0.0%
Citibank $155,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $225,000 $155,000 -31.1% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $155,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $1,325,000 $145,000 -89.1% 0.0%
ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.0%
The Citizens National Bank of Bluffton $620,000 $140,000 -77.4% 0.0%
AMERIFIRST FINANCIAL CORPORATION $135,000 n/a 0.0%
First Home Bank $135,000 n/a 0.0%
KELLER MORTGAGE, LLC $495,000 $135,000 -72.7% 0.0%
Ameris Bank $125,000 n/a 0.0%
NBKC BANK $185,000 $125,000 -32.4% 0.0%
American Midwest Mortgage Corporation $115,000 n/a 0.0%
Capital Bank $115,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $105,000 n/a 0.0%
Peoples Bank $295,000 $105,000 -64.4% 0.0%
RiverHills Bank $105,000 n/a 0.0%
UNION CAPITAL MORTGAGE CORPORATION $105,000 n/a 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $210,000 $95,000 -54.8% 0.0%
First Merchants Bank $185,000 $95,000 -48.6% 0.0%
PLANET HOME LENDING, LLC $400,000 $95,000 -76.3% 0.0%
Regions Bank $95,000 n/a 0.0%
Firefighters First Federal Credit Union $85,000 n/a 0.0%
Truist $290,000 $80,000 -72.4% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $450,000 $75,000 -83.3% 0.0%
GEORGIA'S OWN $75,000 n/a 0.0%
PARSONS Federal Credit Union $75,000 n/a 0.0%
Warsaw Federal Savings and Loan Association $75,000 n/a 0.0%
Cf Bank $65,000 n/a 0.0%
Seven Seventeen Credit Union $115,000 $65,000 -43.5% 0.0%
The Apple Creek Banking Company $65,000 n/a 0.0%
Hometown Bank $60,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.0%
The Old Fort Banking Company $55,000 n/a 0.0%
ALLIANT CREDIT UNION $35,000 n/a 0.0%
AFFINITY $25,000 n/a 0.0%
Lakeview Community Capital, LLC $25,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%

MANSFIELD's top lender by overall market share is Mechanics Bank, with 19.5% market share. In second place, with 8.8%, is The Park National Bank, having originated $38,050,000 in loans. In third place, with 6.4%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $27,875,000 in loans. In fourth place, with 6.1%, is The Huntington National Bank, having originated $26,455,000 in loans. In fifth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $24,975,000 in loans.


MANSFIELD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MANSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $96,975 (14.5%) $139,725 (18.6%) 0.00 260
2018-02-01 $95,400 (8.0%) $137,484 (9.1%) 0.00 258
2018-03-01 $99,450 (6.5%) $136,017 (5.9%) 0.00 215
2018-04-01 $103,538 (9.1%) $147,323 (13.3%) 0.00 207
2018-05-01 $124,925 (25.6%) $165,070 (18.3%) 0.00 233
2018-06-01 $124,900 (25.0%) $160,652 (10.1%) 0.00 257
2018-07-01 $114,950 (13.4%) $165,912 (14.9%) 0.00 266
2018-08-01 $119,900 (16.8%) $167,103 (16.4%) 0.00 292
2018-09-01 $119,900 (9.0%) $166,237 (12.1%) 0.00 282
2018-10-01 $124,950 (15.6%) $167,577 (17.6%) 0.00 316
2018-11-01 $115,700 (13.5%) $161,001 (13.4%) 0.00 303
2018-12-01 $110,000 (11.4%) $155,638 (11.7%) 0.00 275
2019-01-01 $109,900 (13.3%) $155,852 (11.5%) 0.00 232
2019-02-01 $107,450 (12.6%) $157,379 (14.5%) 0.00 202
2019-03-01 $109,900 (10.5%) $162,323 (19.3%) 0.00 190
2019-04-01 $107,310 (3.6%) $164,063 (11.4%) 0.00 192
2019-05-01 $114,925 (-8.0%) $165,124 (0.0%) 0.00 203
2019-06-01 $121,750 (-2.5%) $168,246 (4.7%) 0.00 216
2019-07-01 $125,350 (9.1%) $172,671 (4.1%) 0.00 238
2019-08-01 $127,173 (6.1%) $172,890 (3.5%) 0.00 257
2019-09-01 $123,082 (2.7%) $168,172 (1.2%) 0.00 255
2019-10-01 $124,405 (-0.4%) $165,315 (-1.4%) 0.00 251
2019-11-01 $122,500 (5.9%) $163,226 (1.4%) 0.00 223
2019-12-01 $119,500 (8.6%) $159,420 (2.4%) 0.00 197
2020-01-01 $109,900 (0.0%) $154,608 (-0.8%) 0.00 172
2020-02-01 $104,950 (-2.3%) $164,287 (4.4%) 0.00 149
2020-03-01 $102,450 (-6.8%) $165,917 (2.2%) 0.00 145
2020-04-01 $109,850 (2.4%) $179,003 (9.1%) 0.00 135
2020-05-01 $125,500 (9.2%) $183,342 (11.0%) 0.00 133
2020-06-01 $153,075 (25.7%) $214,307 (27.4%) 0.00 126
2020-07-01 $149,600 (19.4%) $223,579 (29.5%) 0.00 111
2020-08-01 $140,000 (10.1%) $223,058 (29.0%) 0.00 100
2020-09-01 $114,900 (-6.7%) $186,978 (11.2%) 0.00 129
2020-10-01 $99,400 (-20.1%) $152,973 (-7.5%) 0.00 163
2020-11-01 $99,150 (-19.1%) $147,235 (-9.8%) 0.00 162
2020-12-01 $89,925 (-24.8%) $135,570 (-15.0%) 0.00 147
2021-01-01 $122,000 (11.0%) $160,142 (3.6%) 0.00 107
2021-02-01 $106,425 (1.4%) $145,751 (-11.3%) 0.00 88
2021-03-01 $114,675 (11.9%) $151,062 (-9.0%) 0.00 84
2021-04-01 $139,900 (27.4%) $187,800 (4.9%) 0.00 71
2021-05-01 $149,900 (19.4%) $200,331 (9.3%) 0.00 78
2021-06-01 $149,450 (-2.4%) $198,398 (-7.4%) 0.00 99
2021-07-01 $159,000 (6.3%) $205,586 (-8.1%) 0.00 117
2021-08-01 $146,600 (4.7%) $223,912 (0.4%) 0.00 129
2021-09-01 $148,675 (29.4%) $224,448 (20.0%) 0.00 132
2021-10-01 $142,450 (43.3%) $208,208 (36.1%) 0.00 141
2021-11-01 $110,000 (10.9%) $165,935 (12.7%) 0.00 225
2021-12-01 $110,000 (22.3%) $160,119 (18.1%) 0.00 203
2022-01-01 $110,000 (-9.8%) $161,559 (0.9%) 0.00 174
2022-02-01 $110,000 (3.4%) $162,931 (11.8%) 0.00 163
2022-03-01 $112,500 (-1.9%) $191,050 (26.5%) 0.00 74
2022-04-01 $134,900 (-3.6%) $243,629 (29.7%) 0.00 90
2022-05-01 $154,950 (3.4%) $238,063 (18.8%) 0.00 98
2022-06-01 $146,667 (-1.9%) $214,486 (8.1%) 0.00 115
2022-07-01 $194,400 (22.3%) $236,013 (14.8%) 0.00 147
2022-08-01 $189,675 (29.4%) $241,382 (7.8%) 0.00 141
2022-09-01 $162,450 (9.3%) $213,788 (-4.8%) 0.00 167
2022-10-01 $148,700 (4.4%) $190,369 (-8.6%) 0.00 174
2022-11-01 $143,400 (30.4%) $196,466 (18.4%) 0.00 183
2022-12-01 $139,000 (26.4%) $201,644 (25.9%) 0.00 148
2023-01-01 $153,650 (39.7%) $236,387 (46.3%) 0.00 100
2023-02-01 $152,450 (38.6%) $232,927 (43.0%) 0.00 86
2023-03-01 $165,625 (47.2%) $244,151 (27.8%) 0.00 73
2023-04-01 $177,400 (31.5%) $296,305 (21.6%) 0.00 58
2023-05-01 $169,900 (9.7%) $236,593 (-0.6%) 0.00 79
2023-06-01 $167,500 (14.2%) $231,355 (7.9%) 0.00 119
2023-07-01 $153,950 (-20.8%) $228,717 (-3.1%) 0.00 135
2023-08-01 $159,675 (-15.8%) $243,609 (0.9%) 0.00 140
2023-09-01 $165,000 (1.6%) $234,920 (9.9%) 0.00 163
2023-10-01 $179,900 (21.0%) $263,918 (38.6%) 0.00 141
2023-11-01 $191,125 (33.3%) $283,002 (44.1%) 0.00 126
MANSFIELD's median listing price for 2023-11-01 was $191,125, a difference of $47,725 (33.3%) versus the prior year and $11,225 versus the prior month.

MANSFIELD's median listing price comes in at 0% of the national average.

MANSFIELD's average listing price for 2023-11-01 was $283,002, a difference of $86,536 (44.1%) versus the prior year and $19,084 versus the prior month.

For the 2023-11-01 period, MANSFIELD had 126 MLS listings, a difference of -15 listings (-11%) versus the prior month and -57 listings (-31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MANSFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,455 sqft
2018-02-01 0 days 1,457 sqft
2018-03-01 0 days 1,470 sqft
2018-04-01 0 days 1,489 sqft
2018-05-01 0 days 1,540 sqft
2018-06-01 0 days 1,504 sqft
2018-07-01 0 days 1,505 sqft
2018-08-01 0 days 1,529 sqft
2018-09-01 0 days 1,610 sqft
2018-10-01 0 days 1,610 sqft
2018-11-01 0 days 1,552 sqft
2018-12-01 0 days 1,543 sqft
2019-01-01 0 days 1,519 sqft
2019-02-01 0 days 1,488 sqft
2019-03-01 0 days 1,504 sqft
2019-04-01 0 days 1,442 sqft
2019-05-01 0 days 1,456 sqft
2019-06-01 0 days 1,538 sqft
2019-07-01 0 days 1,571 sqft
2019-08-01 0 days 1,605 sqft
2019-09-01 0 days 1,585 sqft
2019-10-01 0 days 1,576 sqft
2019-11-01 0 days 1,538 sqft
2019-12-01 0 days 1,497 sqft
2020-01-01 0 days 1,487 sqft
2020-02-01 0 days 1,469 sqft
2020-03-01 0 days 1,434 sqft
2020-04-01 0 days 1,498 sqft
2020-05-01 0 days 1,524 sqft
2020-06-01 0 days 1,629 sqft
2020-07-01 0 days 1,703 sqft
2020-08-01 0 days 1,512 sqft
2020-09-01 0 days 1,460 sqft
2020-10-01 0 days 1,396 sqft
2020-11-01 0 days 1,472 sqft
2020-12-01 0 days 1,441 sqft
2021-01-01 0 days 1,396 sqft
2021-02-01 0 days 1,329 sqft
2021-03-01 0 days 1,328 sqft
2021-04-01 0 days 1,440 sqft
2021-05-01 0 days 1,463 sqft
2021-06-01 0 days 1,528 sqft
2021-07-01 0 days 1,452 sqft
2021-08-01 0 days 1,582 sqft
2021-09-01 0 days 1,536 sqft
2021-10-01 0 days 1,491 sqft
2021-11-01 0 days 1,411 sqft
2021-12-01 0 days 1,426 sqft
2022-01-01 0 days 1,385 sqft
2022-02-01 0 days 1,394 sqft
2022-03-01 0 days 1,437 sqft
2022-04-01 0 days 1,546 sqft
2022-05-01 0 days 1,577 sqft
2022-06-01 0 days 1,578 sqft
2022-07-01 0 days 1,693 sqft
2022-08-01 0 days 1,586 sqft
2022-09-01 0 days 1,532 sqft
2022-10-01 0 days 1,481 sqft
2022-11-01 0 days 1,461 sqft
2022-12-01 0 days 1,491 sqft
2023-01-01 0 days 1,550 sqft
2023-02-01 0 days 1,477 sqft
2023-03-01 0 days 1,456 sqft
2023-04-01 0 days 1,456 sqft
2023-05-01 0 days 1,492 sqft
2023-06-01 0 days 1,462 sqft
2023-07-01 0 days 1,533 sqft
2023-08-01 0 days 1,483 sqft
2023-09-01 0 days 1,478 sqft
2023-10-01 0 days 1,538 sqft
2023-11-01 0 days 1,504 sqft
MANSFIELD's median listing age (time on market) for 2023-11-01 was 0 days.

MANSFIELD's median square footage for active listings during the 2023-11-01 period was 1,504 sqft. One year prior, the average listing was 1,461 sqft.

MANSFIELD, OH Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
43019 Mansfield, OH $650 $750 $930 $1,170 $1,330
44805 Mansfield, OH $530 $600 $790 $1,060 $1,240
44813 Mansfield, OH $650 $750 $930 $1,170 $1,330
44822 Mansfield, OH $540 $610 $800 $1,080 $1,250
44827 Mansfield, OH $510 $580 $760 $1,020 $1,190
44833 Mansfield, OH $650 $750 $930 $1,170 $1,330
44837 Mansfield, OH $500 $560 $740 $990 $1,160
44843 Mansfield, OH $560 $630 $830 $1,120 $1,300
44862 Mansfield, OH $500 $560 $740 $1,000 $1,160
44864 Mansfield, OH $500 $560 $740 $990 $1,160
44865 Mansfield, OH $520 $590 $770 $1,040 $1,210
44875 Mansfield, OH $520 $590 $770 $1,040 $1,210
44878 Mansfield, OH $570 $650 $850 $1,140 $1,330
44901 Mansfield, OH $520 $590 $770 $1,040 $1,210
44902 Mansfield, OH $500 $560 $740 $990 $1,160
44903 Mansfield, OH $650 $750 $930 $1,170 $1,330
44904 Mansfield, OH $650 $750 $930 $1,170 $1,330
44905 Mansfield, OH $510 $580 $760 $1,020 $1,190
44906 Mansfield, OH $510 $570 $750 $1,010 $1,180
44907 Mansfield, OH $500 $560 $740 $990 $1,160

2022 Average & Median Rent Data Statistics
MANSFIELD, OH average 1BR rent: $627, median: $590
MANSFIELD, OH average 2BR rent: $810, median: $770
MANSFIELD, OH average 3BR rent: $1,069, median: $1,040

MANSFIELD, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,588 $267,790,000 $168,634
Cash Out Refi 477 $69,725,000 $146,174
Refi 444 $61,320,000 $138,108
Home Improvement 310 $19,190,000 $61,903
Other 223 $16,385,000 $73,475

Mansfield's most frequently cited loan purpose was Home Purchase, with 1,588 originations. The 2nd most popular reason was Cash Out Refi, with 477 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 763 $112,805,000 $147,844
3-4% 665 $102,545,000 $154,203
4-5% 586 $86,940,000 $148,362
6-7% 407 $50,745,000 $124,681
2.5-3% 206 $30,520,000 $148,155
7-8% 178 $20,060,000 $112,697
Over 8% 78 $4,890,000 $62,692
<2.5% 35 $6,775,000 $193,571

During 2022, Mansfield's most frequently originated rate bucket was 5-6%, with 763 originations.

Loan Sizing (MANSFIELD, OH MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,262 $77,440,000 $61,363
$100k-200k 1,208 $172,390,000 $142,707
$200k-400k 482 $127,230,000 $263,963
$400k-600k 63 $29,685,000 $471,190
$600k-1000k 20 $13,990,000 $699,500
$Over $1MM 7 $13,675,000 $1,953,571

MANSFIELD's loan sizing saw the bucket of loans from $100,000 or less with 1,262 originations, totaling $77,440,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,265 $225,995,000 $178,652
60-80% 660 $105,870,000 $160,409
20-40% 354 $26,320,000 $74,350
40-60% 332 $38,440,000 $115,783
Under 20% 216 $7,540,000 $34,907
Over 100% 22 $5,910,000 $268,636

MANSFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,265 originations, totaling $225,995,000 in origination value.