TOLEDO Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Toledo averaged 5.42% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.69% and one month ago for the week of 2022-04-07, the average rate was 5.14%.

Toledo's average rate one year ago was 3.41%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Toledo 30 Year Fixed Rate 2022-05-12 5.42%
Toledo 30 Year Fixed Rate Refi 2022-05-12 5.62%
Toledo 15 Year Fixed Rate 2022-05-12 5%
Toledo 15 Year Fixed Rate Refi 2022-05-12 4.96%
Toledo 30 Year FHA 2022-05-12 5.77%
Toledo 30 Year FHA Refi 2022-05-12 5.5%
Toledo 30 Year USDA 2022-05-12 5.39%
Toledo 30 Year USDA Refi 2022-05-12 5.12%
Toledo 30 Year VA 2022-05-12 5.37%
Toledo 30 Year VA Refi 2022-05-12 5.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TOLEDO, OH.

TOLEDO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the TOLEDO, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
The Huntington National Bank 1,137 3.13% $3,615
QUICKEN LOANS, LLC 676 3.15% $4,780
UNION HOME MORTGAGE CORP. 668 3.25% $3,650
Fifth Third Bank 533 3.23% $3,381
First Federal Bank of the Midwest 392 3.16% $3,299
EQUITY RESOURCES, INC. 380 3.21% $2,947
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 378 3.13% $5,214
The Genoa Banking Company 325 3.00% $3,463
MID AMERICA MORTGAGE, INC. 284 3.00% $2,947
KeyBank 280 3.06% $2,637
Citizens Bank 240 3.08% $3,819
AMERIFIRST FINANCIAL CORPORATION 225 3.39% $4,336
LOANDEPOT.COM, LLC 225 3.10% $4,026
First Federal Savings and Loan Association of Lakewood 216 3.10% $3,995
ARK-LA-TEX FINANCIAL SERVICES, LLC. 201 3.32% $3,206
CALIBER HOME LOANS, INC. 200 3.14% $3,687
The State Bank and Trust Company 182 3.01% $3,812
Wells Fargo Bank 145 3.27% $3,055
UNITED WHOLESALE MORTGAGE, LLC 127 3.03% $4,455
RUOFF MORTGAGE COMPANY, INC. 110 3.27% $2,947
JPMorgan Chase Bank 106 3.01% $2,928
The Croghan Colonial Bank 106 3.06% $3,580
The Farmers & Merchants State Bank 105 3.24% $2,656
PRIMELENDING, A PLAINSCAPITAL COMPANY 101 3.40% $4,222
PNC Bank 92 3.13% $3,489
First Federal Savings and Loan Association of Delta 87 3.23% $2,104
SUN Federal Credit Union 79 3.65% $2,558
AMERISAVE MORTGAGE CORPORATION 78 2.91% $5,321
VAN DYK MORTGAGE CORPORATION 69 3.16% $4,613
Mr. Cooper ( Nationstar Mortgage ) 69 3.37% $4,448
CROSSCOUNTRY MORTGAGE, LLC 64 3.16% $5,046
BETTER MORTGAGE CORPORATION 63 2.95% $2,646
U.S. Bank 54 3.23% $3,043
GVC MORTGAGE, INC. 52 3.32% $4,479
Plains Commerce Bank 52 3.28% $3,173
HOWARD HANNA FINANCIAL SERVICES, INC. 52 3.11% $3,752
BROKER SOLUTIONS, INC. 42 3.14% $4,004
NEWREZ LLC 35 3.14% $4,154
PENNYMAC LOAN SERVICES, LLC 33 3.25% $4,930
HOMESIDE FINANCIAL, LLC 32 3.23% $3,984
Bank of America 31 2.79% $3,826
Superior Credit Union, Inc. 31 3.04% $3,643
Civista Bank 31 3.05% $3,371
The Union Bank Company 28 3.18% $3,043
The Henry County Bank 25 2.90% $3,391
AMERICAN FINANCING CORPORATION 24 3.18% $4,266
Hometown Lenders, Inc. 24 3.64% $6,596
Flagstar Bank, FSB 23 3.34% $3,902
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 22 3.08% $4,029
NAVY FEDERAL CREDIT UNION 22 3.48% $3,400
Ally Bank 21 3.11% $2,979
LIBERTY HOME MORTGAGE CORPORATION 21 3.48% $5,330
MEMBER FIRST MORTGAGE, LLC 19 3.24% $3,976
LAKEVIEW LOAN SERVICING, LLC 19 3.17% $3,308
MUTUAL OF OMAHA MORTGAGE, INC. 18 3.00% $3,054
ROYAL UNITED MORTGAGE LLC 18 3.44% $6,813
First National Bank of Bellevue 18 3.18% $3,383
GENEVA FINANCIAL, LLC 17 3.44% $3,750
T2 FINANCIAL LLC 17 3.02% $3,557
LENDUS, LLC 17 3.23% $5,098
First Guaranty Mortgage Corporation 17 3.49% $3,147
Third Federal Savings and Loan Association of Cleveland 16 2.80% $2,371
GUARANTEED RATE, INC. 16 3.14% $3,262
FREEDOM MORTGAGE CORPORATION 16 3.13% $2,657
HOME POINT FINANCIAL CORPORATION 14 3.19% $2,980
InterContinental Capital Group, Inc 14 3.26% $4,264
First Federal Savings and Loan Association of Lorain 13 3.06% $4,171
NBKC BANK 13 3.00% $2,396
Union Savings Bank 12 2.97% $2,182
The Old Fort Banking Company 12 3.19% $2,860
THE EQUITABLE MORTGAGE CORPORATION 12 2.91% $3,299
Nations Lending Corporation 11 3.18% $5,058
Bay Area Credit Union, Inc. 11 2.89% $2,392
First National Bank of Pennsylvania 10 2.96% $4,915
Cf Bank 10 2.83% $1,515
ENDEAVOR CAPITAL, LLC. 9 3.05% $3,780
Carrington Mortgage Services, LLC 9 3.76% $5,447
YOUR HOME FINANCIAL LLC 9 3.25% $3,693
TCF National Bank 9 2.97% $4,721
STEARNS LENDING, LLC 8 3.03% $3,702
North American Savings Bank, F.S.B. 8 2.70% $2,381
ZILLOW HOME LOANS, LLC 7 3.14% $4,686
The Citizens National Bank of Bluffton 7 3.23% $2,675
KEMBA FINANCIAL 7 3.38% $3,204
Paramount Residential Mortgage Group, Inc. 7 3.50% $5,112
Chicago Mortgage Solutions LLC 7 2.81% $1,741
POLARIS HOME FUNDING CORP. 6 3.35% $5,885
AMERICAN FINANCIAL NETWORK, INC. 6 3.08% $8,734
Strong Home Mortgage, LLC 6 3.00% $2,372
AmRes Corporation 6 3.21% $4,788
SOFI LENDING CORP. 6 3.31% $3,477
Manufacturers and Traders Trust Company 6 3.35% $4,828
First Savings Bank 6 2.75% $6,689
PHH Mortgage Corporation 6 3.52% $7,957
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6 3.21% $4,422
MORTGAGE CENTER L.C 6 3.42% $3,469
Mortgage Research Center, LLC 6 3.02% $3,547
EVERETT FINANCIAL, INC. 5 3.37% $1,865
Discover Bank 5 5.75% $0
Colonial Savings, F.A. 5 3.25% $2,506
SIRVA MORTGAGE, INC. 5 3.15% $1,246
Independent Bank 5 3.20% $4,029
RELIANCE FIRST CAPITAL, LLC 5 3.15% $5,867
MORTGAGE 1 INCORPORATED 5 3.40% $4,222
MMS MORTGAGE SERVICES, LTD. 5 3.70% $3,336
LAKE MICHIGAN CREDIT UNION 4 2.75% $3,216
HALLMARK HOME MORTGAGE, LLC 4 3.31% $4,488
The Park National Bank 4 2.97% $2,666
SIGNATURE MORTGAGE CORPORATION 4 3.25% $4,420
PREMIA MORTGAGE, LLC 4 2.84% $349
NATIONWIDE MORTGAGE BANKERS, INC. 4 3.22% $4,444
FirstBank 4 3.31% $1,945
NATIONS RELIABLE LENDING, LLC 4 3.22% $4,206
Bank of England 4 3.44% $4,415
MOVEMENT MORTGAGE, LLC 4 3.23% $3,599
CELEBRITY HOME LOANS, LLC 4 3.31% $4,482
First Merchants Bank 4 2.91% $2,591
NFM, INC. 4 3.19% $5,637
The Cortland Savings and Banking Company 4 2.97% $3,545
LENDSURE MORTGAGE CORP. 3 4.88% $5,470
Barrington Bank & Trust Company, N.A. 3 3.08% $4,187
GENISYS 3 3.29% $2,939
UBS Bank USA 3 2.83% $5,133
DAS Acquisition Company, LLC 3 3.29% $3,913
STOCKTON MORTGAGE CORPORATION 3 3.00% $2,951
Dollar Bank, Federal Savings Bank 3 3.08% $5,721
CHURCHILL MORTGAGE CORPORATION 3 3.33% $3,558
EMM LOANS LLC 3 2.96% $5,455
PRIORITY MORTGAGE CORP. 3 3.33% $3,540
CALCON MUTUAL MORTGAGE LLC 3 3.17% $6,860
Seven Seventeen Credit Union 3 2.79% $3,682
MICHIGAN FIRST CREDIT UNION 3 2.92% $2,527
Old National Bank 3 3.08% $3,511
WesBanco Bank, Inc. 3 2.96% $6,769
KELLER MORTGAGE, LLC 3 3.21% $2,749
First Home Bank 3 3.63% $3,595
Farm Credit Mid-America, ACA 3 3.50% $5,783
TLC COMMUNITY Credit Union 3 3.38% $3,208
UNION CAPITAL MORTGAGE CORPORATION 3 3.13% $7,711
Northwest Bank 2 4.00% $4,098
AMERICAN INTERNET MORTGAGE, INC. 2 2.81% $2,424
American Midwest Mortgage Corporation 2 2.88% $3,986
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.31% $3,752
Arvest Bank 2 3.50% $3,585
Bethpage Federal Credit Union 2 3.25% $3,938
Blue Ridge Bank 2 3.19% $3,479
BOKF 2 3.50% $5,253
CHERRY CREEK MORTGAGE, LLC 2 2.88% $332
Citibank 2 2.94% $3,219
CMG MORTGAGE, INC. 2 3.00% $3,975
Columbia State Bank 2 3.38% $4,001
DELMAR FINANCIAL COMPANY 2 2.69% $3,380
DELTA COMMUNITY CREDIT UNION 2 2.81% $3,438
FINANCE OF AMERICA MORTGAGE LLC 2 3.25% $2,719
First Commonwealth Bank 2 2.88% $3,411
FIRST COMMUNITY MORTGAGE, INC. 2 3.25% $3,065
First Financial Bank 2 3.44% $3,315
First International Bank & Trust 2 3.19% $2,972
Gateway First Bank 2 3.25% $2,666
GUARANTEED RATE AFFINITY, LLC 2 3.00% $4,558
Heartland Bank 2 3.44% $4,419
Ixonia Bank 2 3.81% $2,095
LAND HOME FINANCIAL SERVICES, INC. 2 3.69% $3,660
LENDERFI, INC. 2 2.88% $1,245
Level One Bank 2 3.44% $4,047
LOANPAL, LLC 2 3.75% $4,196
LOANSNAP, INC. 2 2.69% $4,128
Morgan Stanley Private Bank 2 3.13% $4,890
MORTGAGE ACCESS CORP. 2 3.19% $3,607
Mortgage Bank of California 2 5.31% $15,747
NATIONS DIRECT MORTGAGE, LLC 2 4.18% $3,814
1ST SIGNATURE LENDING, LLC 2 3.44% $4,488
Northwest Federal Credit Union 2 3.19% $2,501
OCEANSIDE MORTGAGE COMPANY 2 3.44% $1,689
PENTAGON FEDERAL CREDIT UNION 2 2.88% $2,380
PLAZA HOME MORTGAGE, INC. 2 2.93% $2,847
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.56% $4,562
PROVIDENT FUNDING ASSOCIATES, L.P. 2 3.13% $3,441
RAPID MORTGAGE COMPANY 2 3.44% $6,028
Renasant Bank 2 2.63% $3,588
RiverHills Bank 2 2.81% $4,461
SPRING EQ, LLC 2 2.94% $0
SUCCESS MORTGAGE PARTNERS, INC. 2 3.44% $5,432
SUMMIT FUNDING, INC. 2 3.13% $4,898
Sunflower Bank 2 3.56% $6,624
The Central Trust Bank 2 3.06% $2,136
Three Rivers Federal Credit Union 2 3.44% $5,111
TIAA, FSB 2 2.94% $4,110
Waterstone Mortgage Corporation 2 4.44% $4,707
WRIGHT-PATT CREDIT UNION, INC. 2 3.31% $1,994
Merchants Bank of Indiana 1 2.88% $6,258
Merchants Bank 1 3.15% $2,434
Mercantile Bank of Michigan 1 3.00% $7,461
Presidential Bank, FSB 1 3.00% $4,252
Univest Bank and Trust Co. 1 3.25% $3,496
Marine Bank 1 3.00% $2,794
Magnolia Bank 1 3.37% $3,856
USAA Federal Savings Bank 1 3.00% $2,586
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.88% $6,023
Quontic Bank 1 6.00% $6,899
ALLIED MORTGAGE GROUP, INC. 1 3.00% $4,350
Raymond James Bank 1 3.63% $2,290
RBC Bank, (Georgia) 1 3.63% $3,348
LEADERONE FINANCIAL CORPORATION 1 3.75% $3,634
US MORTGAGE CORPORATION 1 3.63% $3,521
Republic Bank & Trust Company 1 2.75% $2,305
RESIDENTIAL BANCORP. 1 3.49% $2,690
RESIDENTIAL MORTGAGE SERVICES, INC. 1 3.13% $2,395
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.38% $3,796
JLB CORPORATION 1 3.38% $7,033
INLAND BANK & TRUST 1 2.88% $4,878
Honor Credit Union 1 3.00% $2,765
HOMEXPRESS MORTGAGE CORP. 1 5.37% $17,321
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.00% $6,690
SIWELL, INC. 1 3.00% $2,934
Gulf Coast Bank and Trust Company 1 2.75% $3,347
SOUTHERN TRUST MORTGAGE, LLC 1 3.25% $3,626
SOUTHPOINT FINANCIAL SERVICES, INC. 1 2.75% $8,070
Allied First Bank,sb 1 2.88% $4,296
S&T Bank 1 3.38% $4,396
GUILD MORTGAGE COMPANY 1 2.88% $2,763
Stifel Bank and Trust 1 2.63% $2,504
GUARANTY HOME MORTGAGE CORPORATION 1 2.75% $2,356
Florida Capital Bank 1 3.63% $7,184
ADVISORS CAPITAL, INC. 1 2.88% $4,720
ALLIANT CREDIT UNION 1 3.13% $5,013
First Western Trust Bank 1 3.00% $4,011
AG Credit, Agricultural Credit Association 1 3.40% $2,287
SUN WEST MORTGAGE COMPANY, INC. 1 3.63% $3,347
First National Bank of America 1 8.00% $7,145
First Midwest Bank 1 3.00% $3,515
FBC MORTGAGE, LLC 1 4.00% $5,142
Westfield Bank, FSB 1 3.00% $2,554
Evolve Bank & Trust 1 3.13% $3,341
Elements Financial Federal Credit Union 1 2.88% $3,774
Devon Bank 1 3.13% $3,632
Deere Employees Credit Union 1 2.00% $4,163
County National Bank 1 3.50% $3,135
The Farmers National Bank of Canfield 1 3.25% $3,246
The Federal Savings Bank 1 4.63% $6,578
CNB Bank 1 2.75% $4,550
Capital Bank 1 2.88% $4,418
CANOPY MORTGAGE, LLC 1 2.99% $3,475
BNC National Bank 1 2.88% $5,216
BLUELEAF LENDING, LLC 1 3.25% $3,627
The Richwood Banking Company 1 3.63% $2,461
Beeline Loans, Inc. 1 2.99% $1,552
Bank of Whittier 1 2.95% $7,068
Bank of Tennessee 1 2.88% $4,317
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.75% $4,238
THRIVE MORTGAGE, LLC 1 2.88% $4,504
Wyndham Capital Mortgage, Inc. 1 3.38% $1,252
Associated Bank 1 3.88% $3,010
TOP FLITE FINANCIAL, INC. 1 3.63% $8,853
TOWNE MORTGAGE COMPANY 1 3.63% $2,286
Tradition Mortgage, LLC 1 2.88% $4,225
Truist Bank 1 2.99% $2,151
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.88% $14,410
UIF CORPORATION 1 2.88% $4,393
NORTHERN MORTGAGE SERVICES, LLC 1 2.63% $3,438
Northpointe Bank 1 4.13% $5,410
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.63% $4,447
AMERICAN MORTGAGE SERVICE COMPANY 1 3.25% $3,915
Notre Dame Federal Credit Union Corporation 1 2.13% $2,366
American Mortgage & Equity Consultants, Inc. 1 3.00% $2,987
NEXERA HOLDING LLC 1 5.50% $11,181
OWNERSCHOICE FUNDING, INCORPORATED 1 3.25% $3,442
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.25% $2,958
PANORAMA MORTGAGE GROUP, LLC 1 3.49% $3,392
NETWORK CAPITAL FUNDING CORPORATION 1 3.25% $4,109
PARTNERS UNITED FINANCIAL, LLC 1 3.50% $3,680
Mutual Federal Bank 1 2.88% $3,747
UNITED 1 2.75% $5,016
MORIA DEVELOPMENT, INC. 1 3.13% $3,249
Midland States Bank 1 4.13% $3,892
PLANET HOME LENDING, LLC 1 3.38% $1,292
Platinum Home Mortgage Corporation 1 3.25% $5,822
AMCAP MORTGAGE, LTD. 1 2.63% $3,281

TOLEDO, OH's 278 lenders originated 24,547 loans during 2021. The total origination value was $4,242,315,000, with an average loan value of $172,824.

The top TOLEDO lender as defined by loan originations is The Huntington National Bank, with 1,137 loans originated. Their average total fees are $3,615, which is $1,164 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee TOLEDO lenders (with over 10 loans originated) are Cf Bank ($1,515), First Federal Savings and Loan Association of Delta ($2,104), Union Savings Bank ($2,182), Third Federal Savings and Loan Association of Cleveland ($2,371) and Bay Area Credit Union, Inc. ($2,392).

The lowest rate TOLEDO lenders (with over 10 loans originated) are Bank of America (2.79%), Third Federal Savings and Loan Association of Cleveland (2.80%), Cf Bank (2.83%), Bay Area Credit Union, Inc. (2.89%) and The Henry County Bank (2.90%).

TOLEDO, OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The Huntington National Bank $462,090,000 $464,145,000 0.4% 10.9%
QUICKEN LOANS, LLC $256,520,000 $307,865,000 20.0% 7.3%
Fifth Third Bank $235,425,000 $260,980,000 10.9% 6.2%
UNION HOME MORTGAGE CORP. $126,385,000 $179,360,000 41.9% 4.2%
First Federal Bank of the Midwest $221,025,000 $168,745,000 -23.7% 4.0%
The Genoa Banking Company $147,915,000 n/a 3.5%
KeyBank $125,100,000 $124,345,000 -0.6% 2.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $109,825,000 $117,890,000 7.3% 2.8%
MID AMERICA MORTGAGE, INC. $118,935,000 $109,475,000 -8.0% 2.6%
Citizens Bank $86,060,000 $107,135,000 24.5% 2.5%
EQUITY RESOURCES, INC. $95,535,000 $93,950,000 -1.7% 2.2%
First Federal Savings and Loan Association of Lakewood $77,635,000 $83,165,000 7.1% 2.0%
Directions Credit Union, Inc. $117,015,000 $82,430,000 -29.6% 1.9%
PNC Bank $63,370,000 $79,810,000 25.9% 1.9%
LOANDEPOT.COM, LLC $53,645,000 $78,000,000 45.4% 1.8%
CALIBER HOME LOANS, INC. $30,530,000 $70,935,000 132.3% 1.7%
The State Bank and Trust Company $70,400,000 $66,060,000 -6.2% 1.6%
Waterford Bank, N.A. $73,390,000 $63,230,000 -13.8% 1.5%
AMERIFIRST FINANCIAL CORPORATION $83,045,000 $63,220,000 -23.9% 1.5%
FREEDOM MORTGAGE CORPORATION $69,520,000 $60,480,000 -13.0% 1.4%
ORIX REAL ESTATE CAPITAL, LLC $32,700,000 $58,950,000 80.3% 1.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $3,780,000 $54,980,000 1,354.5% 1.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $61,625,000 $54,460,000 -11.6% 1.3%
Wells Fargo Bank $40,575,000 $50,820,000 25.2% 1.2%
The Croghan Colonial Bank $54,815,000 $47,960,000 -12.5% 1.1%
SUN Federal Credit Union $37,140,000 $44,855,000 20.8% 1.1%
The Farmers & Merchants State Bank $87,790,000 $42,960,000 -51.1% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $29,905,000 $42,090,000 40.7% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $23,360,000 $38,690,000 65.6% 0.9%
JPMorgan Chase Bank $31,670,000 $37,905,000 19.7% 0.9%
Mortgage Research Center, LLC $33,920,000 $33,120,000 -2.4% 0.8%
RUOFF MORTGAGE COMPANY, INC. $27,585,000 $31,430,000 13.9% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $34,280,000 $29,275,000 -14.6% 0.7%
First Federal Savings and Loan Association of Delta $24,735,000 $28,465,000 15.1% 0.7%
BETTER MORTGAGE CORPORATION $4,265,000 $26,990,000 532.8% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $25,530,000 $26,890,000 5.3% 0.6%
TCF National Bank $5,260,000 $26,275,000 399.5% 0.6%
AMERISAVE MORTGAGE CORPORATION $14,095,000 $25,310,000 79.6% 0.6%
PENNYMAC LOAN SERVICES, LLC $11,030,000 $24,045,000 118.0% 0.6%
VAN DYK MORTGAGE CORPORATION $21,200,000 $22,340,000 5.4% 0.5%
U.S. Bank $27,080,000 $21,490,000 -20.6% 0.5%
The Henry County Bank $26,825,000 $19,475,000 -27.4% 0.5%
LAKEVIEW LOAN SERVICING, LLC $15,220,000 $15,925,000 4.6% 0.4%
HOWARD HANNA FINANCIAL SERVICES, INC. $20,145,000 $15,595,000 -22.6% 0.4%
First Merchants Bank $3,215,000 $15,035,000 367.7% 0.4%
NEWREZ LLC $9,705,000 $14,715,000 51.6% 0.3%
GVC MORTGAGE, INC. $18,800,000 $14,550,000 -22.6% 0.3%
BROKER SOLUTIONS, INC. $7,445,000 $14,450,000 94.1% 0.3%
Civista Bank $17,030,000 $13,315,000 -21.8% 0.3%
NAVY FEDERAL CREDIT UNION $11,270,000 $12,890,000 14.4% 0.3%
Plains Commerce Bank $450,000 $11,705,000 2,501.1% 0.3%
Bank of America $10,080,000 $11,645,000 15.5% 0.3%
GLASS CITY Federal Credit Union $17,825,000 $11,365,000 -36.2% 0.3%
First National Bank of Pennsylvania $21,905,000 $11,100,000 -49.3% 0.3%
Flagstar Bank, FSB $5,545,000 $10,850,000 95.7% 0.3%
HOMESIDE FINANCIAL, LLC $6,295,000 $10,815,000 71.8% 0.3%
FirstBank $2,465,000 $10,560,000 328.4% 0.2%
Hometown Lenders, Inc. $12,190,000 $10,440,000 -14.4% 0.2%
USAA Federal Savings Bank $10,740,000 $10,330,000 -3.8% 0.2%
Superior Credit Union, Inc. $14,105,000 $10,310,000 -26.9% 0.2%
Third Federal Savings and Loan Association of Cleveland $7,870,000 $10,265,000 30.4% 0.2%
The Union Bank Company $12,890,000 $10,080,000 -21.8% 0.2%
The Citizens National Bank of Bluffton $7,315,000 $9,525,000 30.2% 0.2%
Fremont Federal Credit Union $7,270,000 $9,405,000 29.4% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $5,360,000 $9,285,000 73.2% 0.2%
KS StateBank $1,820,000 $8,940,000 391.2% 0.2%
Cf Bank $2,550,000 $8,545,000 235.1% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,125,000 $8,490,000 65.7% 0.2%
GUARANTEED RATE, INC. $4,065,000 $8,370,000 105.9% 0.2%
AMERICAN FINANCING CORPORATION $4,925,000 $8,330,000 69.1% 0.2%
HOME POINT FINANCIAL CORPORATION $12,865,000 $7,705,000 -40.1% 0.2%
First National Bank of Bellevue $11,655,000 $7,610,000 -34.7% 0.2%
AG Credit, Agricultural Credit Association $10,255,000 $7,095,000 -30.8% 0.2%
NEW DAY FINANCIAL, LLC $7,160,000 $7,055,000 -1.5% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $6,115,000 $6,510,000 6.5% 0.2%
First Federal Savings and Loan Association of Lorain $3,570,000 $6,325,000 77.2% 0.1%
The Old Fort Banking Company $4,755,000 $6,110,000 28.5% 0.1%
Bethpage Federal Credit Union $185,000 $5,990,000 3,137.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $4,385,000 $5,850,000 33.4% 0.1%
Nations Lending Corporation $7,280,000 $5,720,000 -21.4% 0.1%
CALCON MUTUAL MORTGAGE LLC $5,690,000 n/a 0.1%
LENDUS, LLC $1,570,000 $5,395,000 243.6% 0.1%
The Federal Savings Bank $7,230,000 $5,375,000 -25.7% 0.1%
Kish Bank $5,255,000 n/a 0.1%
MEMBER FIRST MORTGAGE, LLC $2,025,000 $5,030,000 148.4% 0.1%
National Exchange Bank and Trust $355,000 $5,005,000 1,309.9% 0.1%
Ally Bank $1,885,000 $4,975,000 163.9% 0.1%
First Guaranty Mortgage Corporation $5,275,000 $4,915,000 -6.8% 0.1%
GENEVA FINANCIAL, LLC $2,435,000 $4,740,000 94.7% 0.1%
Pinnacle Bank $135,000 $4,720,000 3,396.3% 0.1%
InterContinental Capital Group, Inc $3,690,000 $4,695,000 27.2% 0.1%
Carrington Mortgage Services, LLC $6,090,000 $4,630,000 -24.0% 0.1%
T2 FINANCIAL LLC $5,320,000 $4,485,000 -15.7% 0.1%
LIMA ONE CAPITAL, LLC $140,000 $4,465,000 3,089.3% 0.1%
Union Savings Bank $4,005,000 $4,360,000 8.9% 0.1%
North American Savings Bank, F.S.B. $2,160,000 $4,240,000 96.3% 0.1%
Bay Area Credit Union, Inc. $7,015,000 $4,125,000 -41.2% 0.1%
FIRST OHIO HOME FINANCE, INC. $1,715,000 $3,835,000 123.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,905,000 $3,795,000 99.2% 0.1%
ROYAL UNITED MORTGAGE LLC $5,325,000 $3,780,000 -29.0% 0.1%
NBKC BANK $2,295,000 $3,685,000 60.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $3,115,000 $3,460,000 11.1% 0.1%
CLEARPATH LENDING $6,890,000 $3,405,000 -50.6% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,070,000 $3,360,000 -17.4% 0.1%
THE EQUITABLE MORTGAGE CORPORATION $3,350,000 $3,350,000 0.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $2,815,000 $3,105,000 10.3% 0.1%
ZILLOW HOME LOANS, LLC $1,070,000 $3,045,000 184.6% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $3,005,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $2,200,000 $2,910,000 32.3% 0.1%
First Financial Bank $18,660,000 $2,900,000 -84.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,075,000 $2,860,000 37.8% 0.1%
CNB Bank $9,075,000 $2,825,000 -68.9% 0.1%
WALKER & DUNLOP, LLC $2,810,000 n/a 0.1%
TLC COMMUNITY Credit Union $2,325,000 $2,665,000 14.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,665,000 $2,515,000 -31.4% 0.1%
First Commonwealth Bank $3,260,000 $2,375,000 -27.1% 0.1%
Paramount Residential Mortgage Group, Inc. $5,555,000 $2,360,000 -57.5% 0.1%
POLARIS HOME FUNDING CORP. $4,160,000 $2,360,000 -43.3% 0.1%
Barrington Bank & Trust Company, N.A. $1,795,000 $2,330,000 29.8% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,440,000 $2,330,000 61.8% 0.1%
Old National Bank $1,120,000 $2,315,000 106.7% 0.1%
SOFI LENDING CORP. $3,480,000 $2,275,000 -34.6% 0.1%
WesBanco Bank, Inc. $930,000 $2,255,000 142.5% 0.1%
Farm Credit Mid-America, ACA $2,615,000 $2,230,000 -14.7% 0.1%
First Savings Bank $1,630,000 $2,210,000 35.6% 0.1%
Low VA Rates, LLC $1,540,000 $2,190,000 42.2% 0.1%
UNION CAPITAL MORTGAGE CORPORATION $4,975,000 $2,190,000 -56.0% 0.1%
YOUR HOME FINANCIAL LLC $3,785,000 $2,155,000 -43.1% 0.1%
Strong Home Mortgage, LLC $1,165,000 $2,120,000 82.0% 0.0%
Independent Bank $1,260,000 $2,085,000 65.5% 0.0%
STEARNS LENDING, LLC $1,760,000 $2,055,000 16.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,250,000 $2,050,000 64.0% 0.0%
Arbor Realty Trust, Inc. $2,015,000 n/a 0.0%
SIGNATURE MORTGAGE CORPORATION $3,180,000 $1,940,000 -39.0% 0.0%
MORTGAGE CENTER L.C $760,000 $1,860,000 144.7% 0.0%
UBS Bank USA $790,000 $1,845,000 133.5% 0.0%
The Park National Bank $2,645,000 $1,835,000 -30.6% 0.0%
MORTGAGE 1 INCORPORATED $1,125,000 $1,820,000 61.8% 0.0%
The Cortland Savings and Banking Company $1,155,000 $1,805,000 56.3% 0.0%
Sutton Bank $305,000 $1,795,000 488.5% 0.0%
Morgan Stanley Private Bank $1,155,000 $1,790,000 55.0% 0.0%
AmRes Corporation $540,000 $1,780,000 229.6% 0.0%
Bank of England $1,440,000 $1,760,000 22.2% 0.0%
The Farmers National Bank of Canfield $2,770,000 $1,720,000 -37.9% 0.0%
S&T Bank $580,000 $1,695,000 192.2% 0.0%
SIRVA MORTGAGE, INC. $3,220,000 $1,690,000 -47.5% 0.0%
TELHIO $1,500,000 $1,690,000 12.7% 0.0%
First Federal Bank of Ohio $2,205,000 $1,685,000 -23.6% 0.0%
Figure Lending LLC $815,000 $1,675,000 105.5% 0.0%
Manufacturers and Traders Trust Company $500,000 $1,655,000 231.0% 0.0%
PLAZA HOME MORTGAGE, INC. $45,000 $1,620,000 3,500.0% 0.0%
Capital Bank $1,385,000 $1,615,000 16.6% 0.0%
EVERETT FINANCIAL, INC. $860,000 $1,605,000 86.6% 0.0%
The First National Bank of Pandora $6,200,000 $1,600,000 -74.2% 0.0%
Colonial Savings, F.A. $2,905,000 $1,590,000 -45.3% 0.0%
CELEBRITY HOME LOANS, LLC $1,585,000 n/a 0.0%
PHH Mortgage Corporation $1,030,000 $1,550,000 50.5% 0.0%
Dollar Bank, Federal Savings Bank $2,660,000 $1,535,000 -42.3% 0.0%
Chicago Mortgage Solutions LLC $1,515,000 n/a 0.0%
Lakeview Community Capital, LLC $245,000 $1,485,000 506.1% 0.0%
AmeriHome Mortgage Company, LLC $2,695,000 $1,455,000 -46.0% 0.0%
HALLMARK HOME MORTGAGE, LLC $945,000 $1,455,000 54.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $85,000 $1,455,000 1,611.8% 0.0%
KEMBA FINANCIAL $870,000 $1,420,000 63.2% 0.0%
ENDEAVOR CAPITAL, LLC. $1,115,000 $1,335,000 19.7% 0.0%
PREMIA MORTGAGE, LLC $1,055,000 $1,310,000 24.2% 0.0%
Mortgage Bank of California $1,290,000 n/a 0.0%
First Federal Bank $1,840,000 $1,285,000 -30.2% 0.0%
NFM, INC. $125,000 $1,275,000 920.0% 0.0%
EVANSVILLE TEACHERS $480,000 $1,270,000 164.6% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $1,155,000 $1,270,000 10.0% 0.0%
NATIONS DIRECT MORTGAGE, LLC $195,000 $1,260,000 546.2% 0.0%
SUMMIT FUNDING, INC. $405,000 $1,250,000 208.6% 0.0%
MOVEMENT MORTGAGE, LLC $605,000 $1,245,000 105.8% 0.0%
Seven Seventeen Credit Union $290,000 $1,245,000 329.3% 0.0%
GUILD MORTGAGE COMPANY $335,000 $1,225,000 265.7% 0.0%
Equity Prime Mortgage LLC $360,000 $1,220,000 238.9% 0.0%
CHERRY CREEK MORTGAGE, LLC $760,000 $1,205,000 58.6% 0.0%
LENDINGHOME FUNDING CORPORATION $1,200,000 n/a 0.0%
Mercantile Bank of Michigan $95,000 $1,165,000 1,126.3% 0.0%
RAPID MORTGAGE COMPANY $1,735,000 $1,160,000 -33.1% 0.0%
Citibank $905,000 $1,150,000 27.1% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $1,440,000 $1,120,000 -22.2% 0.0%
LAKE MICHIGAN CREDIT UNION $1,190,000 $1,120,000 -5.9% 0.0%
NATIONS RELIABLE LENDING, LLC $1,570,000 $1,090,000 -30.6% 0.0%
Wyndham Capital Mortgage, Inc. $2,635,000 $1,055,000 -60.0% 0.0%
PLANET HOME LENDING, LLC $2,235,000 $1,000,000 -55.3% 0.0%
SPRING EQ, LLC $315,000 $1,000,000 217.5% 0.0%
DAS Acquisition Company, LLC $1,045,000 $995,000 -4.8% 0.0%
LENDINGONE, LLC $195,000 $985,000 405.1% 0.0%
Northpointe Bank $2,345,000 $980,000 -58.2% 0.0%
PROMEDICA FEDERAL CREDIT UNION $1,080,000 $970,000 -10.2% 0.0%
Discover Bank $975,000 $950,000 -2.6% 0.0%
MMS MORTGAGE SERVICES, LTD. $6,445,000 $930,000 -85.6% 0.0%
Westfield Bank, FSB $1,575,000 $920,000 -41.6% 0.0%
MYCUMORTGAGE, LLC $1,105,000 $905,000 -18.1% 0.0%
21ST MORTGAGE CORPORATION $1,030,000 $880,000 -14.6% 0.0%
CMG MORTGAGE, INC. $395,000 $845,000 113.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,350,000 $845,000 -37.4% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $820,000 n/a 0.0%
Heartland Bank $780,000 $820,000 5.1% 0.0%
Servion, Inc. $575,000 $820,000 42.6% 0.0%
Arvest Bank $505,000 $815,000 61.4% 0.0%
Deere Employees Credit Union $240,000 $810,000 237.5% 0.0%
Ixonia Bank $1,085,000 $805,000 -25.8% 0.0%
BNC National Bank $1,155,000 $800,000 -30.7% 0.0%
RESIDENTIAL BANCORP. $245,000 $800,000 226.5% 0.0%
RiverHills Bank $780,000 n/a 0.0%
Consumers National Bank $770,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $145,000 $760,000 424.1% 0.0%
UIF CORPORATION $1,165,000 $755,000 -35.2% 0.0%
Three Rivers Federal Credit Union $320,000 $735,000 129.7% 0.0%
GENISYS $730,000 n/a 0.0%
LOANSNAP, INC. $710,000 n/a 0.0%
Gateway First Bank $1,290,000 $705,000 -45.3% 0.0%
BLUELEAF LENDING, LLC $455,000 $700,000 53.8% 0.0%
Oxford Bank & Trust $565,000 $695,000 23.0% 0.0%
Stifel Bank and Trust $1,100,000 $685,000 -37.7% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $145,000 $680,000 369.0% 0.0%
DELMAR FINANCIAL COMPANY $650,000 $675,000 3.8% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,025,000 $675,000 -66.7% 0.0%
AMERICAN ADVISORS GROUP $520,000 $665,000 27.9% 0.0%
Northwest Bank $1,110,000 $665,000 -40.1% 0.0%
TIAA, FSB $1,210,000 $665,000 -45.0% 0.0%
NEXERA HOLDING LLC $165,000 $660,000 300.0% 0.0%
1ST SIGNATURE LENDING, LLC $1,040,000 $655,000 -37.0% 0.0%
American Mortgage & Equity Consultants, Inc. $610,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $605,000 n/a 0.0%
SILVER HILL FUNDING, LLC $1,355,000 $605,000 -55.4% 0.0%
Sierra Pacific Mortgage Company, Inc. $595,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $1,675,000 $595,000 -64.5% 0.0%
Northwest Federal Credit Union $590,000 n/a 0.0%
JLB CORPORATION $585,000 n/a 0.0%
PRIORITY MORTGAGE CORP. $1,245,000 $580,000 -53.4% 0.0%
LENDERFI, INC. $1,155,000 $570,000 -50.6% 0.0%
Magnolia Bank $145,000 $565,000 289.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $745,000 $560,000 -24.8% 0.0%
Hometown Equity Mortgage, LLC $560,000 n/a 0.0%
CANOPY MORTGAGE, LLC $555,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,870,000 $555,000 -70.3% 0.0%
LOANPAL, LLC $210,000 $555,000 164.3% 0.0%
Tradition Mortgage, LLC $185,000 $550,000 197.3% 0.0%
THRIVE MORTGAGE, LLC $195,000 $545,000 179.5% 0.0%
KELLER MORTGAGE, LLC $185,000 $535,000 189.2% 0.0%
UNITED $440,000 $530,000 20.5% 0.0%
The Central Trust Bank $520,000 n/a 0.0%
Ameris Bank $825,000 $515,000 -37.6% 0.0%
HONDA Federal Credit Union $350,000 $510,000 45.7% 0.0%
GUIDANCE RESIDENTIAL, LLC $785,000 $505,000 -35.7% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $485,000 n/a 0.0%
MICHIGAN FIRST CREDIT UNION $225,000 $485,000 115.6% 0.0%
1st National Bank $1,065,000 $480,000 -54.9% 0.0%
MORTGAGE ACCESS CORP. $3,760,000 $480,000 -87.2% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $475,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $470,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $700,000 $470,000 -32.9% 0.0%
First Home Bank $380,000 $450,000 18.4% 0.0%
EMM LOANS LLC $800,000 $445,000 -44.4% 0.0%
HOMEXPRESS MORTGAGE CORP. $445,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,275,000 $445,000 -65.1% 0.0%
MORIA DEVELOPMENT, INC. $345,000 $445,000 29.0% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 $440,000 203.4% 0.0%
First Federal Community Bank of Bucyrus $220,000 $440,000 100.0% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $730,000 $435,000 -40.4% 0.0%
DELTA COMMUNITY CREDIT UNION $430,000 n/a 0.0%
Renasant Bank $555,000 $430,000 -22.5% 0.0%
CORNERSTONE COMMUNITY FINANCIAL $255,000 $425,000 66.7% 0.0%
Goldwater Bank, N.A. $1,360,000 $425,000 -68.8% 0.0%
Merchants Bank of Indiana $425,000 n/a 0.0%
First Midwest Bank $420,000 n/a 0.0%
NP, Inc. $185,000 $420,000 127.0% 0.0%
FINANCIAL PLUS CREDIT UNION $410,000 n/a 0.0%
Hometown Bank $410,000 $405,000 -1.2% 0.0%
ALLIANT CREDIT UNION $1,005,000 $400,000 -60.2% 0.0%
First International Bank & Trust $165,000 $400,000 142.4% 0.0%
AMCAP MORTGAGE, LTD. $220,000 $395,000 79.5% 0.0%
BOKF $670,000 $390,000 -41.8% 0.0%
New Carlisle Federal Savings Bank $385,000 n/a 0.0%
First Horizon Bank $380,000 n/a 0.0%
Level One Bank $1,010,000 $375,000 -62.9% 0.0%
City National Bank of Florida $365,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $365,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $265,000 $365,000 37.7% 0.0%
Blue Ridge Bank $145,000 $360,000 148.3% 0.0%
LEADERONE FINANCIAL CORPORATION $360,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $355,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $350,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $345,000 n/a 0.0%
Commerce Home Mortgage, Inc. $335,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $335,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $445,000 $330,000 -25.8% 0.0%
Allied First Bank,sb $325,000 n/a 0.0%
US MORTGAGE CORPORATION $320,000 n/a 0.0%
Bank of Tennessee $315,000 n/a 0.0%
INLAND BANK & TRUST $315,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $315,000 n/a 0.0%
Columbia State Bank $310,000 n/a 0.0%
GSF Mortgage Corporation $185,000 $310,000 67.6% 0.0%
Platinum Home Mortgage Corporation $310,000 n/a 0.0%
Quontic Bank $310,000 n/a 0.0%
Associated Bank $305,000 n/a 0.0%
East Coast Capital Corp. $305,000 n/a 0.0%
First Internet Bank of Indiana $550,000 $305,000 -44.5% 0.0%
WINGS FINANCIAL $305,000 n/a 0.0%
CITIZENS EQUITY FIRST $300,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $1,695,000 $300,000 -82.3% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $300,000 n/a 0.0%
Presidential Bank, FSB $295,000 n/a 0.0%
Univest Bank and Trust Co. $295,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $145,000 $290,000 100.0% 0.0%
American Midwest Mortgage Corporation $115,000 $290,000 152.2% 0.0%
PARTNERS UNITED FINANCIAL, LLC $410,000 $290,000 -29.3% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $215,000 $290,000 34.9% 0.0%
FEDERATED MORTGAGE CORP. $285,000 n/a 0.0%
First Federal Savings and Loan Association $320,000 $285,000 -10.9% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $275,000 n/a 0.0%
Ohio Catholic Federal Credit Union $275,000 n/a 0.0%
The Middlefield Banking Company $505,000 $275,000 -45.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $295,000 $270,000 -8.5% 0.0%
Sunflower Bank $75,000 $270,000 260.0% 0.0%
Elements Financial Federal Credit Union $265,000 n/a 0.0%
Honor Credit Union $260,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $260,000 n/a 0.0%
Truist Bank $1,795,000 $260,000 -85.5% 0.0%
American Airlines Federal Credit Union $85,000 $255,000 200.0% 0.0%
BM Real Estate Services, Inc. $255,000 n/a 0.0%
RBC Bank, (Georgia) $255,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $325,000 $255,000 -21.5% 0.0%
MICHIGAN MUTUAL, INC. $215,000 $250,000 16.3% 0.0%
The Commercial and Savings Bank of Millersburg Ohio $250,000 n/a 0.0%
Valley Central Bank $485,000 $250,000 -48.5% 0.0%
Bank of Whittier $615,000 $245,000 -60.2% 0.0%
Merchants Bank $235,000 n/a 0.0%
Mid-Continent Funding, Inc. $235,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,270,000 $230,000 -81.9% 0.0%
The Richwood Banking Company $230,000 n/a 0.0%
Armed Forces Bank $225,000 n/a 0.0%
Devon Bank $215,000 $225,000 4.7% 0.0%
SOUTHWEST FUNDING, LP $225,000 n/a 0.0%
1ST RELIANT HOME LOANS, INC. $215,000 n/a 0.0%
Beeline Loans, Inc. $215,000 n/a 0.0%
Centier Bank $430,000 $210,000 -51.2% 0.0%
Liberty National Bank $150,000 $210,000 40.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $205,000 $205,000 0.0% 0.0%
Gulf Coast Bank and Trust Company $205,000 n/a 0.0%
INB $205,000 n/a 0.0%
Marine Bank $205,000 n/a 0.0%
Republic Bank & Trust Company $410,000 $205,000 -50.0% 0.0%
VERITAS FUNDING, LLC $205,000 n/a 0.0%
CARDINAL CREDIT UNION, INC. $95,000 $195,000 105.3% 0.0%
EVERENCE FEDERAL CREDIT UNION $210,000 $195,000 -7.1% 0.0%
GREAT LAKES $195,000 n/a 0.0%
SIWELL, INC. $195,000 n/a 0.0%
SOUTHERN TRUST MORTGAGE, LLC $125,000 $195,000 56.0% 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $185,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $185,000 n/a 0.0%
Community Star Credit Union $95,000 $175,000 84.2% 0.0%
Vibrant Credit Union $175,000 n/a 0.0%
Abbott Laboratories Employees Credit Union $165,000 n/a 0.0%
ARC HOME LLC $115,000 $165,000 43.5% 0.0%
Florida Capital Bank $145,000 $165,000 13.8% 0.0%
BMI Federal Credit Union $655,000 $160,000 -75.6% 0.0%
BRIDGE $410,000 $160,000 -61.0% 0.0%
TOWNE MORTGAGE COMPANY $1,185,000 $160,000 -86.5% 0.0%
Citizens Union Bank of Shelbyville $155,000 n/a 0.0%
Evolve Bank & Trust $155,000 n/a 0.0%
First National Bank of America $155,000 n/a 0.0%
Mutual Federal Bank $155,000 n/a 0.0%
Bank of Wisconsin Dells $145,000 n/a 0.0%
Waterstone Mortgage Corporation $105,000 $140,000 33.3% 0.0%
Fidelity Bank $135,000 n/a 0.0%
PROPER RATE, LLC $135,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $865,000 $135,000 -84.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $125,000 n/a 0.0%
CENTURY $195,000 $125,000 -35.9% 0.0%
COMMUNITYAMERICA $125,000 n/a 0.0%
First Western Trust Bank $105,000 $125,000 19.0% 0.0%
Midland States Bank $125,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $125,000 n/a 0.0%
Portage Community Bank $115,000 n/a 0.0%
ADVISORS CAPITAL, INC. $105,000 n/a 0.0%
County National Bank $530,000 $105,000 -80.2% 0.0%
Signature Federal Credit Union $30,000 $105,000 250.0% 0.0%
Bath State Bank $95,000 n/a 0.0%
FBC MORTGAGE, LLC $625,000 $95,000 -84.8% 0.0%
Connexus Credit Union $90,000 $85,000 -5.6% 0.0%
PANORAMA MORTGAGE GROUP, LLC $85,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $150,000 $80,000 -46.7% 0.0%
Pathways Financial Credit Union, Inc. $75,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $70,000 n/a 0.0%
ATLANTA POSTAL $65,000 n/a 0.0%
First Federal Savings Bank $65,000 $65,000 0.0% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $65,000 n/a 0.0%
Prosperity Home Mortgage, LLC $835,000 $65,000 -92.2% 0.0%
Carrollton Bank $55,000 n/a 0.0%
JUSTICE Federal Credit Union $55,000 n/a 0.0%
OPEN MORTGAGE, LLC $55,000 n/a 0.0%
Raymond James Bank $55,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $205,000 $45,000 -78.0% 0.0%
NUMARK CREDIT UNION $45,000 n/a 0.0%
SECURITY CREDIT UNION $45,000 n/a 0.0%
CREDIT UNION OF OHIO $380,000 $35,000 -90.8% 0.0%
STAR USA FEDERAL CREDIT UNION $120,000 $25,000 -79.2% 0.0%

TOLEDO's top lender by overall market share is The Huntington National Bank, with 10.9% market share. In second place, with 7.3%, is QUICKEN LOANS, LLC, having originated $307,865,000 in loans. In third place, with 6.2%, is Fifth Third Bank, having originated $260,980,000 in loans. In third place, with 4.2%, is UNION HOME MORTGAGE CORP., having originated $179,360,000 in loans. In third place, with 4.0%, is First Federal Bank of the Midwest, having originated $168,745,000 in loans.


TOLEDO, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 9,210 $1,603,940,000 $174,152
Home Purchase 9,115 $1,760,975,000 $193,195
Cash Out Refi 4,110 $672,290,000 $163,574
Home Improvement 1,171 $112,785,000 $96,315
Other 939 $76,715,000 $81,699
NA 2 $15,610,000 $7,805,000

Toledo's most frequently cited loan purpose was Refi, with 9,210 originations. The 2nd most popular reason was Home Purchase, with 9,115 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 9,373 $1,670,565,000 $178,232
3-4% 9,027 $1,533,515,000 $169,881
<2.5% 3,421 $678,625,000 $198,370
4-5% 1,341 $158,715,000 $118,356
5-6% 428 $24,250,000 $56,659
6-7% 221 $13,785,000 $62,376
Over 8% 143 $5,745,000 $40,175
7-8% 136 $8,750,000 $64,338

During 2021, Toledo's most frequently originated rate bucket was 2.5-3%, with 9,373 originations.

Loan Sizing (TOLEDO, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 10,867 $1,554,025,000 $143,004
$100,000 or less 7,206 $477,200,000 $66,223
$200k-400k 5,621 $1,495,675,000 $266,087
$400k-600k 639 $298,635,000 $467,347
$600k-1000k 134 $100,030,000 $746,493
$Over $1MM 80 $316,750,000 $3,959,375

TOLEDO's loan sizing saw the bucket of loans from $100k-200k with 10,867 originations, totaling $1,554,025,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 8,781 $1,644,005,000 $187,223
60-80% 8,187 $1,515,835,000 $185,151
40-60% 3,442 $497,120,000 $144,428
20-40% 1,754 $153,050,000 $87,258
Under 20% 880 $36,360,000 $41,318
Over 100% 164 $105,730,000 $644,695

TOLEDO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,781 originations, totaling $1,644,005,000 in origination value.