TOLEDO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Toledo averaged
6.54%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.73% and
one month ago for the week of 2024-11-07, the
average rate was 6.93%.
Toledo's average rate one year ago was 7.17%.
For refis of the same type during the week of 2024-12-12, the average rate
was 8.05%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Toledo 30 Year Fixed Rate | 2024-12-12 | 6.54% |
| Toledo 30 Year Fixed Rate Refi | 2024-12-12 | 8.05% |
| Toledo 15 Year Fixed Rate | 2024-12-12 | 6.15% |
| Toledo 15 Year Fixed Rate Refi | 2024-12-12 | 6.4% |
| Toledo 30 Year FHA | 2024-12-12 | 6.55% |
| Toledo 30 Year FHA Refi | 2024-12-12 | 6.08% |
| Toledo 30 Year USDA | 2024-12-12 | 6.4% |
| Toledo 30 Year USDA Refi | 2024-12-12 | 6.5% |
| Toledo 30 Year VA | 2024-12-12 | 6.11% |
| Toledo 30 Year VA Refi | 2024-12-12 | 5.98% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TOLEDO, OH.
TOLEDO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TOLEDO, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TOLEDO Average Closing Costs & Other Stats
TOLEDO, OH's 206 lenders originated 11,339
loans during 2023. The total origination value was $1,816,665,000, with an average loan value of
$160,214.
TOLEDO's average closing costs are $4,447.
The top TOLEDO lender as defined by loan originations is The Huntington National Bank, with
558 loans originated. Their average total fees are
$4,752, which is $1,534
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee TOLEDO lenders (with over 10 loans originated) are
Directions Credit Union, Inc. ($923), First Federal Savings and Loan Association of Delta ($2,401), Third Federal Savings and Loan Association of Cleveland ($2,473), GLASS CITY Federal Credit Union ($2,892) and SUN Federal Credit Union ($2,930).
The lowest rate TOLEDO lenders (with over 10 loans originated) are
First Federal Savings and Loan Association of Lorain (6.02%), Third Federal Savings and Loan Association of Cleveland (6.03%), SUN Federal Credit Union (6.29%), Civista Bank (6.40%) and The State Bank and Trust Company (6.48%).
TOLEDO, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| The Huntington National Bank | $312,195,000 | $265,980,000 | -14.8% | 14.6% |
| QUICKEN LOANS, LLC | $133,730,000 | $111,930,000 | -16.3% | 6.2% |
| Fifth Third Bank | $164,325,000 | $96,250,000 | -41.4% | 5.3% |
| UNION HOME MORTGAGE CORP. | $99,225,000 | $78,145,000 | -21.2% | 4.3% |
| The Genoa Banking Company | $87,440,000 | $64,155,000 | -26.6% | 3.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $65,330,000 | $61,995,000 | -5.1% | 3.4% |
| Directions Credit Union, Inc. | $70,250,000 | $60,935,000 | -13.3% | 3.4% |
| First Federal Bank of the Midwest | $124,825,000 | $53,870,000 | -56.8% | 3.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $59,285,000 | $49,055,000 | -17.3% | 2.7% |
| MID AMERICA MORTGAGE, INC. | $49,810,000 | $44,585,000 | -10.5% | 2.5% |
| KeyBank | $117,795,000 | $43,735,000 | -62.9% | 2.4% |
| Citizens Bank | $77,915,000 | $42,650,000 | -45.3% | 2.3% |
| EQUITY RESOURCES, INC. | $54,550,000 | $40,530,000 | -25.7% | 2.2% |
| PNC Bank | $50,290,000 | $38,820,000 | -22.8% | 2.1% |
| The Farmers & Merchants State Bank | $66,825,000 | $35,815,000 | -46.4% | 2.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $34,970,000 | $31,560,000 | -9.8% | 1.7% |
| LOANDEPOT.COM, LLC | $49,380,000 | $30,725,000 | -37.8% | 1.7% |
| NEWREZ LLC | $5,505,000 | $26,835,000 | 387.5% | 1.5% |
| Mortgage Research Center, LLC | $26,965,000 | $24,875,000 | -7.8% | 1.4% |
| First Federal Savings and Loan Association of Lakewood | $58,985,000 | $24,550,000 | -58.4% | 1.4% |
| NFM, INC. | $8,465,000 | $21,300,000 | 151.6% | 1.2% |
| SUN Federal Credit Union | $33,530,000 | $20,695,000 | -38.3% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,430,000 | $20,350,000 | -0.4% | 1.1% |
| Civista Bank | $23,600,000 | $18,745,000 | -20.6% | 1.0% |
| The State Bank and Trust Company | $43,880,000 | $17,985,000 | -59.0% | 1.0% |
| WALKER & DUNLOP, LLC | $1,985,000 | $15,895,000 | 700.8% | 0.9% |
| JPMorgan Chase Bank | $23,250,000 | $15,385,000 | -33.8% | 0.8% |
| The Croghan Colonial Bank | $39,095,000 | $14,920,000 | -61.8% | 0.8% |
| RUOFF MORTGAGE COMPANY, INC. | $20,185,000 | $14,260,000 | -29.4% | 0.8% |
| Signature Bank, N.A. | $11,675,000 | n/a | 0.6% | |
| NAVY FEDERAL CREDIT UNION | $10,595,000 | $10,730,000 | 1.3% | 0.6% |
| Third Federal Savings and Loan Association of Cleveland | $15,395,000 | $10,215,000 | -33.6% | 0.6% |
| Waterford Bank, N.A. | $30,810,000 | $10,055,000 | -67.4% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $15,940,000 | $10,020,000 | -37.1% | 0.6% |
| First Federal Savings and Loan Association of Delta | $11,240,000 | $9,190,000 | -18.2% | 0.5% |
| GVC MORTGAGE, INC. | $11,030,000 | $9,000,000 | -18.4% | 0.5% |
| GUARANTEED RATE, INC. | $6,420,000 | $8,595,000 | 33.9% | 0.5% |
| VAN DYK MORTGAGE CORPORATION | $13,790,000 | $8,480,000 | -38.5% | 0.5% |
| Superior Credit Union, Inc. | $7,895,000 | $8,465,000 | 7.2% | 0.5% |
| Flagstar Bank, FSB | $13,430,000 | $7,955,000 | -40.8% | 0.4% |
| The Citizens National Bank of Bluffton | $5,495,000 | $7,845,000 | 42.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $19,100,000 | $7,820,000 | -59.1% | 0.4% |
| First Federal Savings and Loan Association of Lorain | $12,020,000 | $7,665,000 | -36.2% | 0.4% |
| The Union Bank Company | $6,960,000 | $7,535,000 | 8.3% | 0.4% |
| U.S. Bank | $9,745,000 | $7,535,000 | -22.7% | 0.4% |
| CMG MORTGAGE, INC. | $2,535,000 | $7,410,000 | 192.3% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $12,305,000 | $7,310,000 | -40.6% | 0.4% |
| First Merchants Bank | $2,500,000 | $6,670,000 | 166.8% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $58,240,000 | $5,575,000 | -90.4% | 0.3% |
| Wells Fargo Bank | $21,205,000 | $5,495,000 | -74.1% | 0.3% |
| AG Credit, Agricultural Credit Association | $6,340,000 | $4,925,000 | -22.3% | 0.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $5,050,000 | $4,645,000 | -8.0% | 0.3% |
| BROKER SOLUTIONS, INC. | $8,825,000 | $4,435,000 | -49.7% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $11,435,000 | $4,430,000 | -61.3% | 0.2% |
| The Middlefield Banking Company | $5,930,000 | $4,385,000 | -26.1% | 0.2% |
| Fremont Federal Credit Union | $3,035,000 | $4,380,000 | 44.3% | 0.2% |
| USAA Federal Savings Bank | $8,705,000 | $4,380,000 | -49.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,130,000 | $4,100,000 | 31.0% | 0.2% |
| Carrington Mortgage Services, LLC | $4,375,000 | $3,875,000 | -11.4% | 0.2% |
| Discover Bank | $3,095,000 | $3,510,000 | 13.4% | 0.2% |
| Morgan Stanley Private Bank | $3,320,000 | $3,495,000 | 5.3% | 0.2% |
| FIRST OHIO HOME FINANCE, INC. | $5,635,000 | $3,465,000 | -38.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $10,290,000 | $3,315,000 | -67.8% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,740,000 | $3,175,000 | 82.5% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $2,555,000 | $3,155,000 | 23.5% | 0.2% |
| GLASS CITY Federal Credit Union | $6,475,000 | $2,985,000 | -53.9% | 0.2% |
| LAKE MICHIGAN CREDIT UNION | $1,810,000 | $2,785,000 | 53.9% | 0.2% |
| Old National Bank | $7,225,000 | $2,745,000 | -62.0% | 0.2% |
| Union Savings Bank | $4,520,000 | $2,710,000 | -40.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,575,000 | $2,700,000 | -24.5% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,565,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $2,245,000 | $2,515,000 | 12.0% | 0.1% |
| MORTGAGE 1 INCORPORATED | $2,185,000 | $2,490,000 | 14.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $610,000 | $2,445,000 | 300.8% | 0.1% |
| CORNERSTONE COMMUNITY FINANCIAL | $1,145,000 | $2,385,000 | 108.3% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $3,525,000 | $2,310,000 | -34.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,605,000 | $2,295,000 | -11.9% | 0.1% |
| Bank of America | $6,000,000 | $2,270,000 | -62.2% | 0.1% |
| The Sherwood State Bank | $2,195,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $1,270,000 | $2,170,000 | 70.9% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,260,000 | $1,980,000 | -12.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $3,875,000 | $1,955,000 | -49.5% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $1,460,000 | $1,945,000 | 33.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,185,000 | $1,920,000 | -12.1% | 0.1% |
| First National Bank of Pennsylvania | $22,500,000 | $1,915,000 | -91.5% | 0.1% |
| Coastal Community Bank | $1,910,000 | n/a | 0.1% | |
| Mechanics Bank | $635,000 | $1,900,000 | 199.2% | 0.1% |
| GENEVA FINANCIAL, LLC | $4,690,000 | $1,835,000 | -60.9% | 0.1% |
| FIRST CHOICE MH LLC | $1,135,000 | $1,830,000 | 61.2% | 0.1% |
| Stifel Bank and Trust | $865,000 | $1,810,000 | 109.2% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,800,000 | $1,785,000 | -0.8% | 0.1% |
| Figure Lending LLC | $2,320,000 | $1,715,000 | -26.1% | 0.1% |
| First Commonwealth Bank | $2,890,000 | $1,685,000 | -41.7% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $3,435,000 | $1,655,000 | -51.8% | 0.1% |
| The First National Bank of Pandora | $370,000 | $1,645,000 | 344.6% | 0.1% |
| MORTGAGE ACCESS CORP. | $1,500,000 | $1,595,000 | 6.3% | 0.1% |
| MORTGAGE CENTER L.C | $1,290,000 | $1,585,000 | 22.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,475,000 | $1,585,000 | 7.5% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,230,000 | $1,545,000 | 25.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,110,000 | $1,495,000 | 34.7% | 0.1% |
| SPRING EQ, LLC | $1,410,000 | $1,495,000 | 6.0% | 0.1% |
| YOUR HOME FINANCIAL LLC | $1,955,000 | $1,495,000 | -23.5% | 0.1% |
| First Savings Bank | $905,000 | $1,470,000 | 62.4% | 0.1% |
| The Federal Savings Bank | $1,360,000 | $1,460,000 | 7.4% | 0.1% |
| The Loan Store, Inc. | $1,450,000 | n/a | 0.1% | |
| SILVER HILL FUNDING, LLC | $690,000 | $1,445,000 | 109.4% | 0.1% |
| POLARIS HOME FUNDING CORP. | $1,115,000 | $1,395,000 | 25.1% | 0.1% |
| Ally Bank | $1,875,000 | $1,385,000 | -26.1% | 0.1% |
| Farm Credit Mid-America, ACA | $795,000 | $1,355,000 | 70.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $350,000 | $1,340,000 | 282.9% | 0.1% |
| NBKC BANK | $1,360,000 | $1,300,000 | -4.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $3,040,000 | $1,270,000 | -58.2% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,255,000 | n/a | 0.1% | |
| First Federal Bank | $900,000 | $1,160,000 | 28.9% | 0.1% |
| Northwest Bank | $715,000 | $1,145,000 | 60.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,965,000 | $1,145,000 | -41.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,785,000 | $1,140,000 | -36.1% | 0.1% |
| The Old Fort Banking Company | $1,975,000 | $1,125,000 | -43.0% | 0.1% |
| CALIBER HOME LOANS, INC. | $33,805,000 | $1,110,000 | -96.7% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $945,000 | $1,065,000 | 12.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $730,000 | $1,060,000 | 45.2% | 0.1% |
| First National Bank of Bellevue | $3,485,000 | $1,045,000 | -70.0% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $1,035,000 | n/a | 0.1% | |
| Central Bank | $10,330,000 | $1,020,000 | -90.1% | 0.1% |
| GSF Mortgage Corporation | $970,000 | $955,000 | -1.5% | 0.1% |
| First State Bank | $925,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $2,715,000 | $910,000 | -66.5% | 0.1% |
| Bay Area Credit Union, Inc. | $870,000 | $900,000 | 3.4% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $1,900,000 | $900,000 | -52.6% | 0.0% |
| EVERETT FINANCIAL, INC. | $2,980,000 | $900,000 | -69.8% | 0.0% |
| UBS Bank USA | $3,265,000 | $880,000 | -73.0% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $125,000 | $865,000 | 592.0% | 0.0% |
| Equity Prime Mortgage LLC | $2,450,000 | $860,000 | -64.9% | 0.0% |
| PHH Mortgage Corporation | $920,000 | $850,000 | -7.6% | 0.0% |
| Logan Finance Corporation | $845,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $515,000 | $820,000 | 59.2% | 0.0% |
| Buckeye Community Bank | $810,000 | n/a | 0.0% | |
| Day Air Credit Union, Inc | $780,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $1,920,000 | $765,000 | -60.2% | 0.0% |
| The Dart Bank | $125,000 | $760,000 | 508.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $470,000 | $755,000 | 60.6% | 0.0% |
| TLC COMMUNITY Credit Union | $340,000 | $750,000 | 120.6% | 0.0% |
| Bank of Whittier | $710,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $65,000 | $700,000 | 976.9% | 0.0% |
| Northpointe Bank | $1,200,000 | $690,000 | -42.5% | 0.0% |
| GREENSTATE CREDIT UNION | $450,000 | $680,000 | 51.1% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $2,550,000 | $640,000 | -74.9% | 0.0% |
| T2 FINANCIAL LLC | $1,855,000 | $630,000 | -66.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $4,030,000 | $625,000 | -84.5% | 0.0% |
| A&D Mortgage LLC | $610,000 | n/a | 0.0% | |
| Regions Bank | $605,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,375,000 | $605,000 | -74.5% | 0.0% |
| RBC Bank, (Georgia) | $675,000 | $595,000 | -11.9% | 0.0% |
| Mercantile Bank of Michigan | $315,000 | $590,000 | 87.3% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $585,000 | n/a | 0.0% | |
| Plains Commerce Bank | $7,780,000 | $580,000 | -92.5% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $590,000 | $570,000 | -3.4% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $1,760,000 | $570,000 | -67.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $565,000 | n/a | 0.0% | |
| The Farmers National Bank of Canfield | $65,000 | $565,000 | 769.2% | 0.0% |
| KEMBA FINANCIAL | $325,000 | $555,000 | 70.8% | 0.0% |
| LOANPAL, LLC | $860,000 | $550,000 | -36.0% | 0.0% |
| EMM LOANS LLC | $455,000 | $545,000 | 19.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $265,000 | $535,000 | 101.9% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $330,000 | $535,000 | 62.1% | 0.0% |
| Western Ohio Mortgage Corporation | $525,000 | n/a | 0.0% | |
| Centier Bank | $330,000 | $505,000 | 53.0% | 0.0% |
| EVANSVILLE TEACHERS | $335,000 | $475,000 | 41.8% | 0.0% |
| Home Federal Savings and Loan Association of Niles | $475,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $315,000 | $475,000 | 50.8% | 0.0% |
| First Federal Bank of Ohio | $540,000 | $470,000 | -13.0% | 0.0% |
| Nations Lending Corporation | $2,490,000 | $470,000 | -81.1% | 0.0% |
| OCMBC, INC. | $165,000 | $470,000 | 184.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $335,000 | $465,000 | 38.8% | 0.0% |
| AmRes Corporation | $115,000 | $465,000 | 304.3% | 0.0% |
| First-Citizens Bank & Trust Company | $460,000 | n/a | 0.0% | |
| The Park National Bank | $2,240,000 | $460,000 | -79.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,230,000 | $450,000 | -63.4% | 0.0% |
| DAS Acquisition Company, LLC | $695,000 | $450,000 | -35.3% | 0.0% |
| Lakeview Community Capital, LLC | $265,000 | $435,000 | 64.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $435,000 | n/a | 0.0% | |
| Truist | $1,885,000 | $435,000 | -76.9% | 0.0% |
| Gateway First Bank | $425,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $115,000 | $420,000 | 265.2% | 0.0% |
| Magnolia Bank | $1,070,000 | $420,000 | -60.7% | 0.0% |
| UNITED | $155,000 | $420,000 | 171.0% | 0.0% |
| Colonial Savings, F.A. | $1,320,000 | $415,000 | -68.6% | 0.0% |
| County National Bank | $415,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $885,000 | $415,000 | -53.1% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $5,670,000 | $410,000 | -92.8% | 0.0% |
| Bank of Magnolia Company | $405,000 | n/a | 0.0% | |
| First Citizens National Bank | $405,000 | n/a | 0.0% | |
| GreenStone Farm Credit Services, FLCA | $405,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $600,000 | $400,000 | -33.3% | 0.0% |
| General Mortgage Capital Corporation | $400,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $395,000 | n/a | 0.0% | |
| Lake City Bank | $455,000 | $390,000 | -14.3% | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | $390,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $390,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $375,000 | $385,000 | 2.7% | 0.0% |
| TELHIO | $75,000 | $380,000 | 406.7% | 0.0% |
| UNION CAPITAL MORTGAGE CORPORATION | $825,000 | $380,000 | -53.9% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $360,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $355,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $355,000 | n/a | 0.0% | |
| GENISYS | $400,000 | $350,000 | -12.5% | 0.0% |
| Ameris Bank | $270,000 | $345,000 | 27.8% | 0.0% |
| LENDINGONE, LLC | $370,000 | $345,000 | -6.8% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $500,000 | $340,000 | -32.0% | 0.0% |
| 1st National Bank | $335,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $335,000 | n/a | 0.0% | |
| MEMBER ONE | $335,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $1,775,000 | $335,000 | -81.1% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $670,000 | $330,000 | -50.7% | 0.0% |
| Valley Central Bank | $350,000 | $330,000 | -5.7% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $325,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $830,000 | $325,000 | -60.8% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $155,000 | $325,000 | 109.7% | 0.0% |
| University Bank | $325,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $620,000 | $320,000 | -48.4% | 0.0% |
| M&T Bank | $680,000 | $320,000 | -52.9% | 0.0% |
| Hometown Bank | $305,000 | n/a | 0.0% | |
| Sunflower Bank | $105,000 | $305,000 | 190.5% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $580,000 | $300,000 | -48.3% | 0.0% |
| AURGROUP FINANCIAL CREDIT UNION, INC. | $165,000 | $295,000 | 78.8% | 0.0% |
| City National Bank of Florida | $295,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $280,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $280,000 | n/a | 0.0% | |
| First Western Trust Bank | $380,000 | $280,000 | -26.3% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $275,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| TEACHERS | $255,000 | $275,000 | 7.8% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $270,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $155,000 | $270,000 | 74.2% | 0.0% |
| BNC National Bank | $265,000 | n/a | 0.0% | |
| CME Federal Credit Union | $265,000 | n/a | 0.0% | |
| CREDIT UNION ONE | $265,000 | n/a | 0.0% | |
| HALLMARK HOME MORTGAGE, LLC | $290,000 | $265,000 | -8.6% | 0.0% |
| Parda Federal Credit Union | $265,000 | n/a | 0.0% | |
| Tradition Mortgage, LLC | $265,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $260,000 | n/a | 0.0% | |
| Bank of Hope | $255,000 | n/a | 0.0% | |
| First Financial Bank | $1,950,000 | $255,000 | -86.9% | 0.0% |
| UIF CORPORATION | $1,135,000 | $255,000 | -77.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $105,000 | $250,000 | 138.1% | 0.0% |
| PLANET HOME LENDING, LLC | $1,360,000 | $250,000 | -81.6% | 0.0% |
| Three Rivers Federal Credit Union | $300,000 | $250,000 | -16.7% | 0.0% |
| MYCUMORTGAGE, LLC | $290,000 | $245,000 | -15.5% | 0.0% |
| AMWEST FUNDING CORP. | $220,000 | $240,000 | 9.1% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $320,000 | $235,000 | -26.6% | 0.0% |
| ARC HOME LLC | $235,000 | n/a | 0.0% | |
| Associated Bank | $715,000 | $235,000 | -67.1% | 0.0% |
| Atlantic Union Bank | $235,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $165,000 | $225,000 | 36.4% | 0.0% |
| Minster Bank | $225,000 | n/a | 0.0% | |
| VICTORY MORTGAGE, L.L.C. | $145,000 | $225,000 | 55.2% | 0.0% |
| STAR Financial Bank | $275,000 | $215,000 | -21.8% | 0.0% |
| MONROE COUNTY COMMUNITY CREDIT UNION | $230,000 | $205,000 | -10.9% | 0.0% |
| Ohio Catholic Federal Credit Union | $205,000 | n/a | 0.0% | |
| Independent Bank | $185,000 | $200,000 | 8.1% | 0.0% |
| THRIVENT Federal Credit Union | $200,000 | n/a | 0.0% | |
| BRIDGE | $55,000 | $195,000 | 254.5% | 0.0% |
| TOWNE MORTGAGE COMPANY | $225,000 | $195,000 | -13.3% | 0.0% |
| WELCOME HOME FINANCE, L.P. | $195,000 | n/a | 0.0% | |
| BMO Harris Bank | $185,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $220,000 | $185,000 | -15.9% | 0.0% |
| KELLER MORTGAGE, LLC | $510,000 | $185,000 | -63.7% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $775,000 | $185,000 | -76.1% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $210,000 | $185,000 | -11.9% | 0.0% |
| THRIVE MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Bank of England | $1,105,000 | $175,000 | -84.2% | 0.0% |
| First Western Bank & Trust | $175,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $175,000 | n/a | 0.0% | |
| MMS MORTGAGE SERVICES, LTD. | $855,000 | $165,000 | -80.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,720,000 | $165,000 | -90.4% | 0.0% |
| OPEN MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $160,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $235,000 | $160,000 | -31.9% | 0.0% |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | $160,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $55,000 | $160,000 | 190.9% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| First Federal Community Bank of Bucyrus | $695,000 | $155,000 | -77.7% | 0.0% |
| Mid-Continent Funding, Inc. | $730,000 | $155,000 | -78.8% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $185,000 | $155,000 | -16.2% | 0.0% |
| Warsaw Federal Savings and Loan Association | $155,000 | n/a | 0.0% | |
| GENERAL ELECTRIC CREDIT UNION | $305,000 | $150,000 | -50.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $195,000 | $150,000 | -23.1% | 0.0% |
| AMCAP MORTGAGE, LTD. | $160,000 | $145,000 | -9.4% | 0.0% |
| Independent Bank | $185,000 | $145,000 | -21.6% | 0.0% |
| NORTHWEST BANK OF ROCKFORD | $145,000 | n/a | 0.0% | |
| Central Bank | $10,330,000 | $135,000 | -98.7% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $135,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $135,000 | n/a | 0.0% | |
| SECURITY CREDIT UNION | $65,000 | $130,000 | 100.0% | 0.0% |
| ALLIANT CREDIT UNION | $570,000 | $125,000 | -78.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $700,000 | $125,000 | -82.1% | 0.0% |
| Cornerstone First Mortgage, Inc | $125,000 | n/a | 0.0% | |
| First National Bank of America | $125,000 | n/a | 0.0% | |
| NexBank | $125,000 | n/a | 0.0% | |
| Pinnacle Bank | $6,275,000 | $125,000 | -98.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $115,000 | $120,000 | 4.3% | 0.0% |
| First National Bank of Omaha | $305,000 | $115,000 | -62.3% | 0.0% |
| JUSTICE Federal Credit Union | $555,000 | $115,000 | -79.3% | 0.0% |
| Secured Investment Corp. | $115,000 | n/a | 0.0% | |
| Service Federal Credit Union | $110,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $35,000 | $105,000 | 200.0% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $50,000 | $105,000 | 110.0% | 0.0% |
| Ixonia Bank | $105,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $105,000 | n/a | 0.0% | |
| UNITED SECURITY FINANCIAL CORP | $105,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $95,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $95,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $4,125,000 | $95,000 | -97.7% | 0.0% |
| HILTON FINANCIAL CORPORATION | $90,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $85,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $80,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $1,625,000 | $75,000 | -95.4% | 0.0% |
| Washington Trust Bank | $575,000 | $75,000 | -87.0% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $65,000 | n/a | 0.0% | |
| IH CREDIT UNION, INC. | $65,000 | n/a | 0.0% | |
| MidAmerica National Bank | $65,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $65,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $65,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $60,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $55,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $55,000 | n/a | 0.0% | |
| Community Star Credit Union | $55,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $345,000 | $55,000 | -84.1% | 0.0% |
| Northwest Federal Credit Union | $75,000 | $55,000 | -26.7% | 0.0% |
| RESIDENTIAL BANCORP | $585,000 | $45,000 | -92.3% | 0.0% |
| Sutton Bank | $935,000 | $45,000 | -95.2% | 0.0% |
| Citibank | $185,000 | $35,000 | -81.1% | 0.0% |
| CAMPBELL EMPLOYEES FEDERAL CREDIT UNION | $160,000 | $25,000 | -84.4% | 0.0% |
| USX Federal Credit Union | $405,000 | $25,000 | -93.8% | 0.0% |
| MidFirst Bank | $145,000 | $15,000 | -89.7% | 0.0% |
TOLEDO's top lender by overall market share is The Huntington National Bank, with 14.6% market share. In second place, with 6.2%, is QUICKEN LOANS, LLC, having originated $111,930,000 in loans. In third place, with 5.3%, is Fifth Third Bank, having originated $96,250,000 in loans. In fourth place, with 4.3%, is UNION HOME MORTGAGE CORP., having originated $78,145,000 in loans. In fifth place, with 3.5%, is The Genoa Banking Company, having originated $64,155,000 in loans.
TOLEDO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TOLEDO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,950 (-1.7%) | $199,476 (4.5%) | 0.48 | 1,993 |
| 2018-02-01 | $134,900 (0.0%) | $203,753 (3.7%) | 0.49 | 1,850 |
| 2018-03-01 | $144,900 (3.6%) | $213,548 (5.8%) | 0.51 | 1,776 |
| 2018-04-01 | $157,450 (11.4%) | $228,081 (11.2%) | 0.53 | 1,779 |
| 2018-05-01 | $165,000 (10.9%) | $233,610 (9.7%) | 0.55 | 1,786 |
| 2018-06-01 | $165,000 (13.4%) | $229,359 (6.0%) | 0.55 | 1,935 |
| 2018-07-01 | $166,388 (14.8%) | $226,483 (5.2%) | 0.56 | 2,057 |
| 2018-08-01 | $155,037 (10.8%) | $219,787 (5.5%) | 0.52 | 2,172 |
| 2018-09-01 | $149,900 (4.9%) | $214,419 (3.1%) | 0.50 | 2,182 |
| 2018-10-01 | $149,900 (6.0%) | $211,764 (2.2%) | 0.51 | 2,220 |
| 2018-11-01 | $149,200 (6.7%) | $210,764 (2.5%) | 0.51 | 2,106 |
| 2018-12-01 | $145,000 (6.2%) | $210,114 (-2.6%) | 0.50 | 1,968 |
| 2019-01-01 | $149,450 (15.0%) | $212,975 (6.8%) | 0.52 | 1,754 |
| 2019-02-01 | $151,450 (12.3%) | $218,235 (7.1%) | 0.51 | 1,653 |
| 2019-03-01 | $168,943 (16.6%) | $230,994 (8.2%) | 0.55 | 1,603 |
| 2019-04-01 | $179,493 (14.0%) | $240,921 (5.6%) | 0.57 | 1,592 |
| 2019-05-01 | $193,950 (17.6%) | $245,229 (5.0%) | 0.61 | 1,610 |
| 2019-06-01 | $194,900 (18.1%) | $246,539 (7.5%) | 0.61 | 1,652 |
| 2019-07-01 | $184,950 (11.2%) | $242,582 (7.1%) | 0.58 | 1,781 |
| 2019-08-01 | $180,910 (16.7%) | $239,493 (9.0%) | 0.57 | 1,814 |
| 2019-09-01 | $174,774 (16.6%) | $235,702 (9.9%) | 0.56 | 1,833 |
| 2019-10-01 | $169,951 (13.4%) | $232,202 (9.7%) | 0.55 | 1,846 |
| 2019-11-01 | $165,000 (10.6%) | $226,584 (7.5%) | 0.54 | 1,835 |
| 2019-12-01 | $159,900 (10.3%) | $225,502 (7.3%) | 0.53 | 1,720 |
| 2020-01-01 | $160,599 (7.5%) | $227,963 (7.0%) | 0.54 | 1,585 |
| 2020-02-01 | $166,000 (9.6%) | $231,041 (5.9%) | 0.54 | 1,505 |
| 2020-03-01 | $169,475 (0.3%) | $236,922 (2.6%) | 0.53 | 1,472 |
| 2020-04-01 | $180,950 (0.8%) | $241,258 (0.1%) | 0.57 | 1,440 |
| 2020-05-01 | $197,700 (1.9%) | $254,112 (3.6%) | 0.60 | 1,344 |
| 2020-06-01 | $202,475 (3.9%) | $266,529 (8.1%) | 0.60 | 1,210 |
| 2020-07-01 | $211,225 (14.2%) | $270,004 (11.3%) | 0.61 | 1,173 |
| 2020-08-01 | $215,000 (18.8%) | $268,774 (12.2%) | 0.62 | 1,107 |
| 2020-09-01 | $202,450 (15.8%) | $259,184 (10.0%) | 0.58 | 1,073 |
| 2020-10-01 | $189,900 (11.7%) | $254,888 (9.8%) | 0.54 | 1,117 |
| 2020-11-01 | $179,950 (9.1%) | $249,744 (10.2%) | 0.53 | 1,026 |
| 2020-12-01 | $179,675 (12.4%) | $247,111 (9.6%) | 0.53 | 894 |
| 2021-01-01 | $180,000 (12.1%) | $246,732 (8.2%) | 0.54 | 785 |
| 2021-02-01 | $197,000 (18.7%) | $260,241 (12.6%) | 0.57 | 635 |
| 2021-03-01 | $191,750 (13.1%) | $257,647 (8.8%) | 0.54 | 641 |
| 2021-04-01 | $183,000 (1.1%) | $254,981 (5.7%) | 0.50 | 679 |
| 2021-05-01 | $187,250 (-5.3%) | $253,797 (-0.1%) | 0.50 | 727 |
| 2021-06-01 | $184,250 (-9.0%) | $258,618 (-3.0%) | 0.49 | 794 |
| 2021-07-01 | $185,000 (-12.4%) | $253,724 (-6.0%) | 0.49 | 921 |
| 2021-08-01 | $179,400 (-16.6%) | $258,851 (-3.7%) | 0.48 | 1,034 |
| 2021-09-01 | $169,900 (-16.1%) | $252,231 (-2.7%) | 0.45 | 1,097 |
| 2021-10-01 | $165,000 (-13.1%) | $246,723 (-3.2%) | 0.44 | 1,050 |
| 2021-11-01 | $159,900 (-11.1%) | $243,667 (-2.4%) | 0.43 | 944 |
| 2021-12-01 | $152,475 (-15.1%) | $243,785 (-1.4%) | 0.41 | 786 |
| 2022-01-01 | $149,900 (-16.7%) | $251,318 (1.9%) | 0.41 | 665 |
| 2022-02-01 | $152,500 (-22.6%) | $251,286 (-3.4%) | 0.40 | 541 |
| 2022-03-01 | $166,500 (-13.2%) | $272,557 (5.8%) | 0.42 | 525 |
| 2022-04-01 | $179,900 (-1.7%) | $274,927 (7.8%) | 0.43 | 610 |
| 2022-05-01 | $184,450 (-1.5%) | $269,706 (6.3%) | 0.42 | 749 |
| 2022-06-01 | $189,000 (2.6%) | $270,668 (4.7%) | 0.42 | 896 |
| 2022-07-01 | $184,900 (-0.1%) | $269,875 (6.4%) | 0.42 | 993 |
| 2022-08-01 | $181,200 (1.0%) | $268,572 (3.8%) | 0.42 | 1,030 |
| 2022-09-01 | $179,950 (5.9%) | $256,955 (1.9%) | 0.42 | 1,020 |
| 2022-10-01 | $169,900 (3.0%) | $243,741 (-1.2%) | 0.40 | 1,063 |
| 2022-11-01 | $161,319 (0.9%) | $238,106 (-2.3%) | 0.39 | 1,024 |
| 2022-12-01 | $167,000 (9.5%) | $246,743 (1.2%) | 0.41 | 888 |
| 2023-01-01 | $174,600 (16.5%) | $264,260 (5.2%) | 0.43 | 758 |
| 2023-02-01 | $190,825 (25.1%) | $282,413 (12.4%) | 0.46 | 686 |
| 2023-03-01 | $208,800 (25.4%) | $298,616 (9.6%) | 0.49 | 689 |
| 2023-04-01 | $215,000 (19.5%) | $303,613 (10.4%) | 0.50 | 718 |
| 2023-05-01 | $229,950 (24.7%) | $305,498 (13.3%) | 0.52 | 795 |
| 2023-06-01 | $239,900 (26.9%) | $305,806 (13.0%) | 0.54 | 849 |
| 2023-07-01 | $239,900 (29.8%) | $308,542 (14.3%) | 0.55 | 811 |
| 2023-08-01 | $237,200 (30.9%) | $303,766 (13.1%) | 0.54 | 868 |
| 2023-09-01 | $219,900 (22.2%) | $284,806 (10.8%) | 0.51 | 927 |
| 2023-10-01 | $205,725 (21.1%) | $277,582 (13.9%) | 0.48 | 991 |
| 2023-11-01 | $199,900 (23.9%) | $279,117 (17.2%) | 0.48 | 942 |
| 2023-12-01 | $199,800 (19.6%) | $270,402 (9.6%) | 0.49 | 882 |
| 2024-01-01 | $189,950 (8.8%) | $285,518 (8.0%) | 0.46 | 831 |
| 2024-02-01 | $212,750 (11.5%) | $308,287 (9.2%) | 0.51 | 735 |
| 2024-03-01 | $230,000 (10.2%) | $328,574 (10.0%) | 0.54 | 742 |
| 2024-04-01 | $244,900 (13.9%) | $335,453 (10.5%) | 0.57 | 762 |
| 2024-05-01 | $276,177 (20.1%) | $370,686 (21.3%) | 0.62 | 852 |
| 2024-06-01 | $274,900 (14.6%) | $365,433 (19.5%) | 0.62 | 883 |
| 2024-07-01 | $262,400 (9.4%) | $341,719 (10.8%) | 0.60 | 911 |
| 2024-08-01 | $248,944 (5.0%) | $320,949 (5.7%) | 0.58 | 996 |
| 2024-09-01 | $237,450 (8.0%) | $322,444 (13.2%) | 0.56 | 1,034 |
| 2024-10-01 | $247,175 (20.2%) | $328,939 (18.5%) | 0.58 | 1,007 |
| 2024-11-01 | $245,900 (23.0%) | $333,718 (19.6%) | 0.59 | 998 |
TOLEDO's median listing price for 2024-11-01 was $245,900, a difference of
$46,000
(23.0%) versus the prior year and
$-1,275 versus the prior month.
TOLEDO's median listing price comes in at 59% of the national average.
TOLEDO's average listing price for 2024-11-01 was $333,718, a difference of $54,601 (19.6%) versus the prior year and $4,779 versus the prior month.
For the 2024-11-01 period, TOLEDO had 998 MLS listings, a difference of -9 listings (-1%) versus the prior month and 56 listings (6%) versus the prior year.
TOLEDO's median listing price comes in at 59% of the national average.
TOLEDO's average listing price for 2024-11-01 was $333,718, a difference of $54,601 (19.6%) versus the prior year and $4,779 versus the prior month.
For the 2024-11-01 period, TOLEDO had 998 MLS listings, a difference of -9 listings (-1%) versus the prior month and 56 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TOLEDO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 85 days | 1,508 sqft |
| 2018-02-01 | 82 days | 1,509 sqft |
| 2018-03-01 | 62 days | 1,554 sqft |
| 2018-04-01 | 52 days | 1,589 sqft |
| 2018-05-01 | 52 days | 1,619 sqft |
| 2018-06-01 | 48 days | 1,640 sqft |
| 2018-07-01 | 48 days | 1,655 sqft |
| 2018-08-01 | 49 days | 1,622 sqft |
| 2018-09-01 | 54 days | 1,611 sqft |
| 2018-10-01 | 60 days | 1,618 sqft |
| 2018-11-01 | 63 days | 1,586 sqft |
| 2018-12-01 | 72 days | 1,568 sqft |
| 2019-01-01 | 81 days | 1,575 sqft |
| 2019-02-01 | 79 days | 1,570 sqft |
| 2019-03-01 | 68 days | 1,614 sqft |
| 2019-04-01 | 52 days | 1,664 sqft |
| 2019-05-01 | 48 days | 1,704 sqft |
| 2019-06-01 | 50 days | 1,715 sqft |
| 2019-07-01 | 50 days | 1,717 sqft |
| 2019-08-01 | 53 days | 1,711 sqft |
| 2019-09-01 | 55 days | 1,702 sqft |
| 2019-10-01 | 57 days | 1,695 sqft |
| 2019-11-01 | 58 days | 1,688 sqft |
| 2019-12-01 | 66 days | 1,648 sqft |
| 2020-01-01 | 76 days | 1,641 sqft |
| 2020-02-01 | 72 days | 1,629 sqft |
| 2020-03-01 | 58 days | 1,641 sqft |
| 2020-04-01 | 62 days | 1,670 sqft |
| 2020-05-01 | 64 days | 1,698 sqft |
| 2020-06-01 | 46 days | 1,724 sqft |
| 2020-07-01 | 40 days | 1,765 sqft |
| 2020-08-01 | 45 days | 1,738 sqft |
| 2020-09-01 | 40 days | 1,718 sqft |
| 2020-10-01 | 40 days | 1,694 sqft |
| 2020-11-01 | 45 days | 1,621 sqft |
| 2020-12-01 | 56 days | 1,631 sqft |
| 2021-01-01 | 63 days | 1,633 sqft |
| 2021-02-01 | 47 days | 1,651 sqft |
| 2021-03-01 | 35 days | 1,646 sqft |
| 2021-04-01 | 28 days | 1,620 sqft |
| 2021-05-01 | 27 days | 1,608 sqft |
| 2021-06-01 | 28 days | 1,604 sqft |
| 2021-07-01 | 30 days | 1,598 sqft |
| 2021-08-01 | 30 days | 1,594 sqft |
| 2021-09-01 | 35 days | 1,584 sqft |
| 2021-10-01 | 42 days | 1,568 sqft |
| 2021-11-01 | 45 days | 1,532 sqft |
| 2021-12-01 | 53 days | 1,529 sqft |
| 2022-01-01 | 58 days | 1,502 sqft |
| 2022-02-01 | 42 days | 1,488 sqft |
| 2022-03-01 | 31 days | 1,526 sqft |
| 2022-04-01 | 24 days | 1,531 sqft |
| 2022-05-01 | 24 days | 1,517 sqft |
| 2022-06-01 | 25 days | 1,542 sqft |
| 2022-07-01 | 34 days | 1,560 sqft |
| 2022-08-01 | 35 days | 1,562 sqft |
| 2022-09-01 | 41 days | 1,536 sqft |
| 2022-10-01 | 40 days | 1,512 sqft |
| 2022-11-01 | 44 days | 1,504 sqft |
| 2022-12-01 | 54 days | 1,500 sqft |
| 2023-01-01 | 62 days | 1,522 sqft |
| 2023-02-01 | 47 days | 1,539 sqft |
| 2023-03-01 | 36 days | 1,533 sqft |
| 2023-04-01 | 37 days | 1,544 sqft |
| 2023-05-01 | 31 days | 1,552 sqft |
| 2023-06-01 | 35 days | 1,576 sqft |
| 2023-07-01 | 38 days | 1,586 sqft |
| 2023-08-01 | 37 days | 1,615 sqft |
| 2023-09-01 | 37 days | 1,590 sqft |
| 2023-10-01 | 39 days | 1,552 sqft |
| 2023-11-01 | 43 days | 1,528 sqft |
| 2023-12-01 | 53 days | 1,530 sqft |
| 2024-01-01 | 53 days | 1,521 sqft |
| 2024-02-01 | 42 days | 1,545 sqft |
| 2024-03-01 | 37 days | 1,556 sqft |
| 2024-04-01 | 37 days | 1,593 sqft |
| 2024-05-01 | 28 days | 1,647 sqft |
| 2024-06-01 | 31 days | 1,656 sqft |
| 2024-07-01 | 37 days | 1,648 sqft |
| 2024-08-01 | 35 days | 1,603 sqft |
| 2024-09-01 | 37 days | 1,598 sqft |
| 2024-10-01 | 43 days | 1,611 sqft |
| 2024-11-01 | 45 days | 1,596 sqft |
TOLEDO's median listing age (time on market) for 2024-11-01 was 45 days.
This
is 5%
longer
than the same period one year ago.
TOLEDO's median square footage for active listings during the 2024-11-01 period was 1,596 sqft. One year prior, the average listing was 1,528 sqft.
TOLEDO's median square footage for active listings during the 2024-11-01 period was 1,596 sqft. One year prior, the average listing was 1,528 sqft.
TOLEDO, OH Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 43402 | Toledo, OH HUD Metro FMR Area | $620 | $680 | $880 | $1,180 | $1,270 |
| 43403 | Toledo, OH HUD Metro FMR Area | $620 | $680 | $880 | $1,180 | $1,270 |
| 43406 | Toledo, OH HUD Metro FMR Area | $700 | $760 | $990 | $1,330 | $1,430 |
| 43412 | Toledo, OH HUD Metro FMR Area | $790 | $880 | $1,150 | $1,480 | $1,630 |
| 43413 | Toledo, OH HUD Metro FMR Area | $720 | $790 | $1,020 | $1,370 | $1,470 |
| 43414 | Toledo, OH HUD Metro FMR Area | $670 | $730 | $950 | $1,280 | $1,370 |
| 43430 | Toledo, OH HUD Metro FMR Area | $610 | $690 | $900 | $1,110 | $1,250 |
| 43431 | Toledo, OH HUD Metro FMR Area | $670 | $730 | $950 | $1,280 | $1,370 |
| 43434 | Toledo, OH HUD Metro FMR Area | $580 | $630 | $820 | $1,100 | $1,190 |
| 43437 | Toledo, OH HUD Metro FMR Area | $690 | $750 | $980 | $1,320 | $1,420 |
| 43441 | Toledo, OH HUD Metro FMR Area | $670 | $730 | $950 | $1,280 | $1,370 |
| 43443 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $900 | $1,210 | $1,300 |
| 43445 | Toledo, OH HUD Metro FMR Area | $710 | $800 | $1,040 | $1,310 | $1,460 |
| 43447 | Toledo, OH HUD Metro FMR Area | $660 | $730 | $950 | $1,250 | $1,360 |
| 43450 | Toledo, OH HUD Metro FMR Area | $760 | $830 | $1,080 | $1,450 | $1,560 |
| 43451 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $890 | $1,200 | $1,290 |
| 43457 | Toledo, OH HUD Metro FMR Area | $640 | $700 | $910 | $1,220 | $1,320 |
| 43460 | Toledo, OH HUD Metro FMR Area | $580 | $630 | $820 | $1,100 | $1,190 |
| 43462 | Toledo, OH HUD Metro FMR Area | $700 | $770 | $1,000 | $1,340 | $1,450 |
| 43463 | Toledo, OH HUD Metro FMR Area | $830 | $910 | $1,180 | $1,590 | $1,710 |
| 43465 | Toledo, OH HUD Metro FMR Area | $600 | $650 | $850 | $1,140 | $1,230 |
| 43466 | Toledo, OH HUD Metro FMR Area | $730 | $800 | $1,040 | $1,400 | $1,500 |
| 43467 | Toledo, OH HUD Metro FMR Area | $640 | $700 | $910 | $1,220 | $1,320 |
| 43469 | Toledo, OH HUD Metro FMR Area | $620 | $700 | $920 | $1,120 | $1,270 |
| 43502 | Toledo, OH HUD Metro FMR Area | $560 | $610 | $790 | $1,080 | $1,160 |
| 43504 | Toledo, OH HUD Metro FMR Area | $690 | $760 | $980 | $1,320 | $1,430 |
| 43511 | Toledo, OH HUD Metro FMR Area | $680 | $740 | $970 | $1,300 | $1,400 |
| 43515 | Toledo, OH HUD Metro FMR Area | $560 | $610 | $790 | $1,080 | $1,160 |
| 43516 | Toledo, OH HUD Metro FMR Area | $670 | $740 | $960 | $1,290 | $1,390 |
| 43521 | Toledo, OH HUD Metro FMR Area | $560 | $610 | $790 | $1,080 | $1,160 |
| 43522 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $890 | $1,200 | $1,290 |
| 43525 | Toledo, OH HUD Metro FMR Area | $620 | $680 | $880 | $1,180 | $1,270 |
| 43528 | Toledo, OH HUD Metro FMR Area | $780 | $850 | $1,110 | $1,490 | $1,600 |
| 43529 | Toledo, OH HUD Metro FMR Area | $700 | $760 | $990 | $1,330 | $1,430 |
| 43532 | Toledo, OH HUD Metro FMR Area | $640 | $700 | $910 | $1,220 | $1,320 |
| 43533 | Toledo, OH HUD Metro FMR Area | $560 | $610 | $790 | $1,080 | $1,160 |
| 43537 | Toledo, OH HUD Metro FMR Area | $670 | $730 | $950 | $1,280 | $1,370 |
| 43540 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $900 | $1,210 | $1,300 |
| 43541 | Toledo, OH HUD Metro FMR Area | $670 | $730 | $950 | $1,280 | $1,370 |
| 43542 | Toledo, OH HUD Metro FMR Area | $690 | $750 | $980 | $1,310 | $1,410 |
| 43545 | Toledo, OH HUD Metro FMR Area | $600 | $660 | $860 | $1,160 | $1,240 |
| 43547 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $900 | $1,210 | $1,300 |
| 43551 | Toledo, OH HUD Metro FMR Area | $830 | $910 | $1,180 | $1,590 | $1,710 |
| 43552 | Toledo, OH HUD Metro FMR Area | $670 | $730 | $950 | $1,280 | $1,370 |
| 43553 | Toledo, OH HUD Metro FMR Area | $620 | $680 | $880 | $1,180 | $1,270 |
| 43557 | Toledo, OH HUD Metro FMR Area | $610 | $670 | $870 | $1,170 | $1,260 |
| 43558 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $890 | $1,200 | $1,290 |
| 43560 | Toledo, OH HUD Metro FMR Area | $730 | $800 | $1,040 | $1,400 | $1,500 |
| 43565 | Toledo, OH HUD Metro FMR Area | $750 | $820 | $1,070 | $1,440 | $1,550 |
| 43566 | Toledo, OH HUD Metro FMR Area | $880 | $960 | $1,250 | $1,680 | $1,810 |
| 43567 | Toledo, OH HUD Metro FMR Area | $650 | $720 | $930 | $1,250 | $1,340 |
| 43569 | Toledo, OH HUD Metro FMR Area | $650 | $720 | $930 | $1,250 | $1,340 |
| 43570 | Toledo, OH HUD Metro FMR Area | $560 | $610 | $790 | $1,080 | $1,160 |
| 43571 | Toledo, OH HUD Metro FMR Area | $670 | $740 | $960 | $1,290 | $1,390 |
| 43604 | Toledo, OH HUD Metro FMR Area | $560 | $610 | $790 | $1,080 | $1,160 |
| 43605 | Toledo, OH HUD Metro FMR Area | $580 | $630 | $820 | $1,100 | $1,190 |
| 43606 | Toledo, OH HUD Metro FMR Area | $640 | $700 | $910 | $1,220 | $1,320 |
| 43607 | Toledo, OH HUD Metro FMR Area | $590 | $650 | $840 | $1,130 | $1,210 |
| 43608 | Toledo, OH HUD Metro FMR Area | $600 | $660 | $860 | $1,160 | $1,240 |
| 43609 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $890 | $1,200 | $1,290 |
| 43610 | Toledo, OH HUD Metro FMR Area | $590 | $650 | $840 | $1,130 | $1,210 |
| 43611 | Toledo, OH HUD Metro FMR Area | $640 | $700 | $910 | $1,220 | $1,320 |
| 43612 | Toledo, OH HUD Metro FMR Area | $600 | $660 | $860 | $1,160 | $1,240 |
| 43613 | Toledo, OH HUD Metro FMR Area | $650 | $710 | $920 | $1,240 | $1,330 |
| 43614 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $900 | $1,210 | $1,300 |
| 43615 | Toledo, OH HUD Metro FMR Area | $670 | $740 | $960 | $1,290 | $1,390 |
| 43616 | Toledo, OH HUD Metro FMR Area | $580 | $630 | $820 | $1,100 | $1,190 |
| 43617 | Toledo, OH HUD Metro FMR Area | $700 | $760 | $990 | $1,330 | $1,430 |
| 43619 | Toledo, OH HUD Metro FMR Area | $650 | $710 | $920 | $1,240 | $1,330 |
| 43620 | Toledo, OH HUD Metro FMR Area | $560 | $610 | $790 | $1,080 | $1,160 |
| 43623 | Toledo, OH HUD Metro FMR Area | $600 | $660 | $860 | $1,160 | $1,240 |
| 43635 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $900 | $1,210 | $1,300 |
| 44817 | Toledo, OH HUD Metro FMR Area | $640 | $700 | $910 | $1,220 | $1,320 |
| 44830 | Toledo, OH HUD Metro FMR Area | $560 | $620 | $800 | $1,080 | $1,160 |
| 45348 | Toledo, OH HUD Metro FMR Area | $630 | $690 | $900 | $1,210 | $1,300 |
| 45858 | Toledo, OH HUD Metro FMR Area | $670 | $730 | $950 | $1,280 | $1,370 |
| 45872 | Toledo, OH HUD Metro FMR Area | $600 | $660 | $860 | $1,160 | $1,240 |
| 45889 | Toledo, OH HUD Metro FMR Area | $670 | $730 | $950 | $1,280 | $1,370 |
2022 Average & Median Rent Data Statistics
TOLEDO, OH average 1BR rent: $713, median: $700
TOLEDO, OH average 2BR rent: $926, median: $910
TOLEDO, OH average 3BR rent: $1,242, median: $1,220
TOLEDO, OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,331 | $1,295,855,000 | $204,684 |
| Home Improvement | 1,428 | $110,540,000 | $77,409 |
| Cash Out Refi | 1,405 | $186,895,000 | $133,021 |
| Other | 1,229 | $88,895,000 | $72,331 |
| Refi | 945 | $134,375,000 | $142,196 |
| NA | 1 | $105,000 | $105,000 |
Toledo's most frequently cited loan purpose was Home Purchase, with 6,331 originations. The 2nd most popular reason was Home Improvement, with 1,428 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,719 | $733,535,000 | $197,240 |
| 7-8% | 3,187 | $530,845,000 | $166,566 |
| Over 8% | 3,055 | $253,565,000 | $83,000 |
| 5-6% | 1,010 | $233,810,000 | $231,495 |
| 4-5% | 63 | $14,635,000 | $232,302 |
| 3-4% | 11 | $2,945,000 | $267,727 |
| <2.5% | 7 | $5,605,000 | $800,714 |
| 2.5-3% | 3 | $585,000 | $195,000 |
During 2023, Toledo's most frequently originated rate bucket was 6-7%, with 3,719 originations.
Loan Sizing (TOLEDO, OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 4,536 | $257,680,000 | $56,808 |
| $100k-200k | 3,950 | $563,120,000 | $142,562 |
| $200k-400k | 2,310 | $626,330,000 | $271,139 |
| $400k-600k | 417 | $195,275,000 | $468,285 |
| $600k-1000k | 93 | $67,335,000 | $724,032 |
| $Over $1MM | 33 | $106,925,000 | $3,240,152 |
TOLEDO's loan sizing saw the bucket of loans from $100,000 or less with 4,536 originations, totaling $257,680,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,395 | $881,315,000 | $200,527 |
| 60-80% | 2,447 | $476,095,000 | $194,563 |
| 20-40% | 1,750 | $154,290,000 | $88,166 |
| Under 20% | 1,306 | $64,600,000 | $49,464 |
| 40-60% | 1,041 | $158,995,000 | $152,733 |
| Over 100% | 83 | $27,975,000 | $337,048 |
TOLEDO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,395 originations, totaling $881,315,000 in origination value.