Zanesville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Zanesville averaged 6.46% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.08% and one month ago for the week of 2023-04-20, the average rate was 6.28%.

Zanesville's average rate one year ago was 5.34%.

For refis of the same type during the week of 2023-05-25, the average rate was 5.63%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Zanesville 30 Year Fixed Rate 2023-05-25 6.46%
Zanesville 30 Year Fixed Rate Refi 2023-05-25 5.63%
Zanesville 15 Year Fixed Rate 2023-05-25 5.77%
Zanesville 15 Year Fixed Rate Refi 2023-05-25 6.06%
Zanesville 30 Year FHA 2023-05-25 6.22%
Zanesville 30 Year FHA Refi 2023-05-25 6.51%
Zanesville 30 Year USDA 2023-05-25 6.83%
Zanesville 30 Year USDA Refi 2023-05-25 6.63%
Zanesville 30 Year VA 2023-05-25 6.65%
Zanesville 30 Year VA Refi 2023-05-25 6.31%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Zanesville, OH.

Zanesville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Zanesville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
The Park National Bank 152 5.07% $3,592
The Huntington National Bank 88 4.62% $4,412
The Community Bank 84 4.54% $2,619
QUICKEN LOANS, LLC 46 5.16% $6,206
CROSSCOUNTRY MORTGAGE, LLC 35 5.72% $5,156
JPMorgan Chase Bank 25 5.15% $3,581
RUOFF MORTGAGE COMPANY, INC. 23 5.41% $3,212
Peoples Bank 16 5.11% $3,197
EQUITY RESOURCES, INC. 16 5.45% $3,791
J. VIRGIL, INC. 14 5.54% $4,066
FIRST OHIO HOME FINANCE, INC. 14 6.04% $2,901
UNITED WHOLESALE MORTGAGE, LLC 14 5.66% $6,116
BAYER HERITAGE 10 4.60% $3,584
UNION HOME MORTGAGE CORP. 10 6.09% $5,189
PNC Bank 9 4.93% $3,596
Flagstar Bank, FSB 7 4.32% $3,519
NFM, INC. 6 5.96% $5,444
CALIBER HOME LOANS, INC. 5 5.45% $5,176
Mr. Cooper ( Nationstar Mortgage ) 5 4.57% $5,532
Wells Fargo Bank 5 5.10% $4,290
Farm Credit Mid-America, ACA 5 4.58% $5,944
LOANDEPOT.COM, LLC 4 5.69% $5,709
GSF Mortgage Corporation 4 6.13% $5,812
Bank of America 4 4.31% $3,772
DAS Acquisition Company, LLC 4 5.50% $7,427
AMERISAVE MORTGAGE CORPORATION 4 4.72% $8,349
Union Savings Bank 4 4.63% $689
U.S. Bank 4 5.16% $1,754
First Federal Savings and Loan Association 4 5.35% $3,141
KEMBA FINANCIAL 3 6.46% $3,441
The State Bank and Trust Company 3 4.17% $3,438
GUARANTEED RATE AFFINITY, LLC 3 5.74% $6,895
VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.06% $4,546
WRIGHT-PATT CREDIT UNION, INC. 2 5.94% $3,629
ROYAL UNITED MORTGAGE LLC 2 5.56% $6,612
FREEDOM MORTGAGE CORPORATION 2 4.88% $6,654
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.69% $7,694
PENNYMAC LOAN SERVICES, LLC 2 5.69% $6,488
LIBERTY HOME MORTGAGE CORPORATION 2 3.63% $5,777
First Financial Bank 2 5.31% $2,755
Fifth Third Bank 2 5.63% $3,547
THE VINTON COUNTY NATIONAL BANK 2 5.38% $2,874
MID AMERICA MORTGAGE, INC. 2 5.06% $2,725
Mortgage Research Center, LLC 2 5.31% $6,220
HALLMARK HOME MORTGAGE, LLC 2 6.06% $5,431
T2 FINANCIAL LLC 2 5.88% $5,099
NAVY FEDERAL CREDIT UNION 2 3.94% $2,488
ZILLOW HOME LOANS, LLC 1 6.00% $5,422
Ally Bank 1 4.13% $2,393
AMERICAN FINANCING CORPORATION 1 4.75% $5,308
Bank of England 1 5.25% $6,344
BROKER SOLUTIONS, INC. 1 3.24% $6,581
Cf Bank 1 5.75% $2,255
CHURCHILL MORTGAGE CORPORATION 1 7.13% $4,042
Citizens Bank 1 3.25% $3,633
East Coast Capital Corp. 1 5.63% $5,059
ENDEAVOR CAPITAL, LLC. 1 4.99% $10,270
GENEVA FINANCIAL, LLC 1 7.63% $5,487
GUARANTEED RATE, INC. 1 5.38% $11,384
GUILD MORTGAGE COMPANY 1 5.63% $4,467
HOMELAND CREDIT UNION, INC. 1 3.63% $3,681
HOMESIDE FINANCIAL, LLC 1 3.13% $5,083
INTERCOASTAL MORTGAGE COMPANY 1 3.88% $5,026
LAKEVIEW LOAN SERVICING, LLC 1 6.13% $2,919
LAND HOME FINANCIAL SERVICES, INC. 1 5.88% $2,800
LENOX FINANCIAL MORTGAGE CORPORATION 1 4.38% $2,055
LOANPAL, LLC 1 3.25% $6,683
MOVEMENT MORTGAGE, LLC 1 6.00% $5,395
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $3,486
NEWREZ LLC 1 3.00% $7,472
PENTAGON FEDERAL CREDIT UNION 1 6.00% $4,333
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 4.99% $3,620
STEARNS LENDING, LLC 1 3.25% $6,459
Stifel Bank and Trust 1 4.00% $2,092
Sunflower Bank 1 5.38% $6,456
TELHIO 1 4.00% $3,080
THE EQUITABLE MORTGAGE CORPORATION 1 3.75% $3,686
The Federal Savings Bank 1 5.63% $8,704
The Union Bank Company 1 5.00% $2,887
Third Federal Savings and Loan Association of Cleveland 1 6.89% $3,507
TOGETHER CREDIT UNION 1 4.00% $0
TrueCore Federal Credit Union 1 6.00% $3,125
Wyndham Capital Mortgage, Inc. 1 3.88% $3,141
21ST MORTGAGE CORPORATION 1 7.70% $4,152

Zanesville Average Closing Costs & Other Stats

Zanesville, OH's 84 lenders originated 2,170 loans during 2022. The total origination value was $319,790,000, with an average loan value of $147,369.

Zanesville's average closing costs are $4,458.

The top Zanesville lender as defined by loan originations is The Park National Bank, with 152 loans originated. Their average total fees are $3,592, which is $821 lower than the next largest lender, The Huntington National Bank.

The lowest fee Zanesville lenders (with over 10 loans originated) are The Community Bank ($2,619), FIRST OHIO HOME FINANCE, INC. ($2,901), Peoples Bank ($3,197), RUOFF MORTGAGE COMPANY, INC. ($3,212) and JPMorgan Chase Bank ($3,581).

The lowest rate Zanesville lenders (with over 10 loans originated) are The Community Bank (4.54%), BAYER HERITAGE (4.60%), The Huntington National Bank (4.62%), The Park National Bank (5.07%) and Peoples Bank (5.11%).

Zanesville, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
The Park National Bank $72,045,000 $50,380,000 -30.1% 15.8%
The Huntington National Bank $51,675,000 $40,670,000 -21.3% 12.7%
The Community Bank $44,800,000 $33,260,000 -25.8% 10.4%
CROSSCOUNTRY MORTGAGE, LLC $17,070,000 $19,875,000 16.4% 6.2%
QUICKEN LOANS, LLC $32,035,000 $18,240,000 -43.1% 5.7%
RUOFF MORTGAGE COMPANY, INC. $12,890,000 $11,470,000 -11.0% 3.6%
J. VIRGIL, INC. $8,205,000 $7,670,000 -6.5% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $3,775,000 $6,560,000 73.8% 2.1%
Mortgage Research Center, LLC $6,885,000 $6,340,000 -7.9% 2.0%
JPMorgan Chase Bank $5,515,000 $5,870,000 6.4% 1.8%
North Valley Bank $8,340,000 $5,680,000 -31.9% 1.8%
EQUITY RESOURCES, INC. $5,220,000 $5,570,000 6.7% 1.7%
Peoples Bank $6,115,000 $5,270,000 -13.8% 1.6%
FIRST OHIO HOME FINANCE, INC. $9,080,000 $4,975,000 -45.2% 1.6%
PNC Bank $9,060,000 $4,715,000 -48.0% 1.5%
UNION HOME MORTGAGE CORP. $7,205,000 $4,525,000 -37.2% 1.4%
Union Savings Bank $2,350,000 $4,325,000 84.0% 1.4%
LOANDEPOT.COM, LLC $3,250,000 $2,805,000 -13.7% 0.9%
BAYER HERITAGE $2,010,000 $2,780,000 38.3% 0.9%
CALIBER HOME LOANS, INC. $5,095,000 $2,685,000 -47.3% 0.8%
Peoples State Bank $1,330,000 $2,285,000 71.8% 0.7%
AMERISAVE MORTGAGE CORPORATION $1,435,000 $2,250,000 56.8% 0.7%
NFM, INC. $900,000 $2,080,000 131.1% 0.7%
U.S. Bank $2,795,000 $2,020,000 -27.7% 0.6%
MID AMERICA MORTGAGE, INC. $3,825,000 $2,005,000 -47.6% 0.6%
FREEDOM MORTGAGE CORPORATION $8,925,000 $1,985,000 -77.8% 0.6%
Bank of America $3,195,000 $1,975,000 -38.2% 0.6%
Farm Credit Mid-America, ACA $7,150,000 $1,975,000 -72.4% 0.6%
Carrington Mortgage Services, LLC $2,560,000 $1,910,000 -25.4% 0.6%
NAVY FEDERAL CREDIT UNION $2,165,000 $1,855,000 -14.3% 0.6%
PENNYMAC LOAN SERVICES, LLC $2,180,000 $1,820,000 -16.5% 0.6%
LIBERTY HOME MORTGAGE CORPORATION $4,285,000 $1,765,000 -58.8% 0.6%
First Commonwealth Bank $610,000 $1,630,000 167.2% 0.5%
Flagstar Bank, FSB $3,925,000 $1,530,000 -61.0% 0.5%
LAKEVIEW LOAN SERVICING, LLC $1,525,000 $1,515,000 -0.7% 0.5%
HOMESIDE FINANCIAL, LLC $2,685,000 $1,360,000 -49.3% 0.4%
GSF Mortgage Corporation $175,000 $1,300,000 642.9% 0.4%
NEW DAY FINANCIAL, LLC $1,620,000 $1,290,000 -20.4% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $3,725,000 $1,255,000 -66.3% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $930,000 $1,250,000 34.4% 0.4%
First Federal Savings and Loan Association $1,805,000 $1,145,000 -36.6% 0.4%
Fifth Third Bank $1,785,000 $1,030,000 -42.3% 0.3%
First Federal Bank of the Midwest $4,295,000 $1,015,000 -76.4% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,940,000 $1,000,000 -79.8% 0.3%
DAS Acquisition Company, LLC $400,000 $915,000 128.8% 0.3%
KEMBA FINANCIAL $605,000 $890,000 47.1% 0.3%
PENTAGON FEDERAL CREDIT UNION $205,000 $880,000 329.3% 0.3%
GUARANTEED RATE AFFINITY, LLC $865,000 n/a 0.3%
THE EQUITABLE MORTGAGE CORPORATION $335,000 $865,000 158.2% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,305,000 $770,000 -41.0% 0.2%
Wells Fargo Bank $2,215,000 $760,000 -65.7% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $175,000 $750,000 328.6% 0.2%
THE VINTON COUNTY NATIONAL BANK $425,000 $715,000 68.2% 0.2%
NEWREZ LLC $1,210,000 $685,000 -43.4% 0.2%
Bank of England $585,000 $640,000 9.4% 0.2%
Pathways Financial Credit Union, Inc. $35,000 $635,000 1,714.3% 0.2%
T2 FINANCIAL LLC $1,450,000 $630,000 -56.6% 0.2%
The State Bank and Trust Company $885,000 $615,000 -30.5% 0.2%
TrueCore Federal Credit Union $1,260,000 $605,000 -52.0% 0.2%
Nations Lending Corporation $780,000 $560,000 -28.2% 0.2%
HALLMARK HOME MORTGAGE, LLC $340,000 $550,000 61.8% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $540,000 $505,000 -6.5% 0.2%
VILLAGE CAPITAL MORTGAGE $1,310,000 $500,000 -61.8% 0.2%
WRIGHT-PATT CREDIT UNION, INC. $655,000 $490,000 -25.2% 0.2%
MOVEMENT MORTGAGE, LLC $75,000 $485,000 546.7% 0.2%
The First National Bank of McConnelsville $455,000 $465,000 2.2% 0.1%
Hometown Lenders, Inc. $6,795,000 $455,000 -93.3% 0.1%
USAA Federal Savings Bank $2,545,000 $455,000 -82.1% 0.1%
ROYAL UNITED MORTGAGE LLC $375,000 $430,000 14.7% 0.1%
ALLIED MORTGAGE GROUP, INC. $425,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $650,000 $425,000 -34.6% 0.1%
PLANET HOME LENDING, LLC $245,000 $420,000 71.4% 0.1%
EVERETT FINANCIAL, INC. $390,000 n/a 0.1%
INTERCOASTAL MORTGAGE COMPANY $385,000 n/a 0.1%
Heartland Bank $725,000 $380,000 -47.6% 0.1%
BROKER SOLUTIONS, INC. $535,000 $375,000 -29.9% 0.1%
ZILLOW HOME LOANS, LLC $270,000 $370,000 37.0% 0.1%
TELHIO $365,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $145,000 $360,000 148.3% 0.1%
TOWNE MORTGAGE COMPANY $360,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $2,095,000 $355,000 -83.1% 0.1%
Commerce Home Mortgage, Inc. $355,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $1,010,000 $350,000 -65.3% 0.1%
The Federal Savings Bank $450,000 $350,000 -22.2% 0.1%
Mid-Continent Funding, Inc. $345,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $105,000 $340,000 223.8% 0.1%
CLEARPATH LENDING $705,000 $335,000 -52.5% 0.1%
The Union Bank Company $685,000 $330,000 -51.8% 0.1%
Third Federal Savings and Loan Association of Cleveland $805,000 $330,000 -59.0% 0.1%
GENEVA FINANCIAL, LLC $325,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $325,000 n/a 0.1%
RAPID MORTGAGE COMPANY $1,845,000 $315,000 -82.9% 0.1%
SPRING EQ, LLC $315,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $365,000 $300,000 -17.8% 0.1%
ENDEAVOR CAPITAL, LLC. $1,070,000 $295,000 -72.4% 0.1%
MJW Financial LLC $295,000 n/a 0.1%
ATOMIC CREDIT UNION, INC. $285,000 n/a 0.1%
Citizens Bank $320,000 $285,000 -10.9% 0.1%
Truist $300,000 $285,000 -5.0% 0.1%
Discover Bank $120,000 $280,000 133.3% 0.1%
NATIONS DIRECT MORTGAGE, LLC $225,000 $280,000 24.4% 0.1%
21ST MORTGAGE CORPORATION $265,000 n/a 0.1%
Residential Mortgage Solutions, Inc. $285,000 $265,000 -7.0% 0.1%
GUARANTEED RATE, INC. $1,330,000 $255,000 -80.8% 0.1%
Dollar Bank, Federal Savings Bank $485,000 $245,000 -49.5% 0.1%
First Financial Bank $660,000 $245,000 -62.9% 0.1%
East Coast Capital Corp. $720,000 $235,000 -67.4% 0.1%
Lakeview Community Capital, LLC $145,000 $230,000 58.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $315,000 $220,000 -30.2% 0.1%
First Horizon Bank $215,000 n/a 0.1%
JLB CORPORATION $165,000 $215,000 30.3% 0.1%
US MORTGAGE CORPORATION $205,000 n/a 0.1%
AMERIFIRST FINANCIAL CORPORATION $195,000 n/a 0.1%
Merchants Bank of Indiana $195,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $120,000 $185,000 54.2% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $185,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $175,000 $185,000 5.7% 0.1%
Stifel Bank and Trust $185,000 n/a 0.1%
Chickasaw Community Bank $180,000 n/a 0.1%
HOMELAND CREDIT UNION, INC. $175,000 n/a 0.1%
KeyBank $4,925,000 $175,000 -96.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,060,000 $170,000 -84.0% 0.1%
Sunflower Bank $165,000 n/a 0.1%
Ameris Bank $160,000 n/a 0.1%
Figure Lending LLC $135,000 $155,000 14.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $65,000 $155,000 138.5% 0.0%
Civista Bank $85,000 $145,000 70.6% 0.0%
CNB Bank $145,000 n/a 0.0%
LOANPAL, LLC $125,000 $145,000 16.0% 0.0%
M&T Bank $75,000 $145,000 93.3% 0.0%
SOUTHWEST FUNDING, LP $145,000 n/a 0.0%
TOGETHER CREDIT UNION $145,000 n/a 0.0%
Cf Bank $135,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $1,205,000 $135,000 -88.8% 0.0%
STEARNS LENDING, LLC $175,000 $125,000 -28.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $125,000 $115,000 -8.0% 0.0%
BMI Federal Credit Union $140,000 $110,000 -21.4% 0.0%
BRIDGE $255,000 $105,000 -58.8% 0.0%
Chicago Mortgage Solutions LLC $105,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $105,000 n/a 0.0%
GUILD MORTGAGE COMPANY $95,000 n/a 0.0%
GVC MORTGAGE, INC. $95,000 n/a 0.0%
MidFirst Bank $95,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $95,000 n/a 0.0%
AMERICAN ADVISORS GROUP $185,000 $90,000 -51.4% 0.0%
Amerifirst Financial, Inc. $85,000 n/a 0.0%
Ally Bank $75,000 n/a 0.0%
Transportation Federal Credit Union $45,000 $75,000 66.7% 0.0%
Equity Prime Mortgage LLC $200,000 $65,000 -67.5% 0.0%
SIWELL, INC. $65,000 n/a 0.0%
Seven Seventeen Credit Union $135,000 $55,000 -59.3% 0.0%
United Bank $55,000 n/a 0.0%
HOPEWELL Federal Credit Union $25,000 $35,000 40.0% 0.0%
UNIVERSAL 1 CREDIT UNION $15,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $5,000 n/a 0.0%

Zanesville's top lender by overall market share is The Park National Bank, with 15.8% market share. In second place, with 12.7%, is The Huntington National Bank, having originated $40,670,000 in loans. In third place, with 10.4%, is The Community Bank, having originated $33,260,000 in loans. In fourth place, with 6.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $19,875,000 in loans. In fifth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $18,240,000 in loans.


Zanesville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $139,800 (9.0%) $174,380 (4.5%) 0.00 226
2018-02-01 $149,900 (15.6%) $185,634 (9.0%) 0.00 210
2018-03-01 $154,900 (19.3%) $194,882 (13.8%) 0.00 183
2018-04-01 $151,300 (13.4%) $191,801 (11.5%) 0.00 193
2018-05-01 $149,900 (8.3%) $191,666 (9.9%) 0.00 210
2018-06-01 $159,567 (20.0%) $195,428 (13.7%) 0.00 230
2018-07-01 $154,900 (19.3%) $193,876 (15.3%) 0.00 276
2018-08-01 $154,900 (13.6%) $197,333 (15.6%) 0.00 284
2018-09-01 $150,000 (15.5%) $196,742 (16.1%) 0.00 292
2018-10-01 $152,975 (13.9%) $199,303 (16.8%) 0.00 297
2018-11-01 $154,675 (19.1%) $201,595 (16.6%) 0.00 295
2018-12-01 $159,900 (18.5%) $206,632 (21.9%) 0.00 270
2019-01-01 $157,400 (12.6%) $202,550 (16.2%) 0.00 246
2019-02-01 $159,550 (6.4%) $207,901 (12.0%) 0.00 220
2019-03-01 $151,950 (-1.9%) $203,083 (4.2%) 0.00 211
2019-04-01 $159,700 (5.6%) $204,393 (6.6%) 0.00 207
2019-05-01 $159,900 (6.7%) $197,663 (3.1%) 0.00 222
2019-06-01 $165,900 (4.0%) $207,317 (6.1%) 0.00 219
2019-07-01 $169,800 (9.6%) $210,339 (8.5%) 0.00 216
2019-08-01 $172,500 (11.4%) $215,011 (9.0%) 0.00 227
2019-09-01 $169,900 (13.3%) $216,869 (10.2%) 0.00 220
2019-10-01 $169,600 (10.9%) $209,428 (5.1%) 0.00 209
2019-11-01 $154,950 (0.2%) $202,072 (0.2%) 0.00 194
2019-12-01 $158,650 (-0.8%) $196,182 (-5.1%) 0.00 177
2020-01-01 $157,400 (0.0%) $190,185 (-6.1%) 0.00 162
2020-02-01 $149,900 (-6.1%) $187,493 (-9.8%) 0.00 159
2020-03-01 $149,300 (-1.7%) $186,391 (-8.2%) 0.00 140
2020-04-01 $146,850 (-8.1%) $195,392 (-4.4%) 0.00 134
2020-05-01 $179,000 (11.9%) $216,717 (9.6%) 0.00 124
2020-06-01 $178,425 (7.6%) $223,583 (7.9%) 0.00 117
2020-07-01 $179,675 (5.8%) $234,260 (11.4%) 0.00 101
2020-08-01 $179,000 (3.8%) $208,764 (-2.9%) 0.00 84
2020-09-01 $159,900 (-5.9%) $208,826 (-3.7%) 0.00 86
2020-10-01 $154,450 (-8.9%) $190,397 (-9.1%) 0.00 94
2020-11-01 $145,750 (-5.9%) $177,467 (-12.2%) 0.00 107
2020-12-01 $151,900 (-4.3%) $174,414 (-11.1%) 0.00 103
2021-01-01 $146,400 (-7.0%) $168,506 (-11.4%) 0.00 97
2021-02-01 $150,450 (0.4%) $175,468 (-6.4%) 0.00 65
2021-03-01 $166,150 (11.3%) $187,803 (0.8%) 0.00 45
2021-04-01 $171,200 (16.6%) $211,514 (8.3%) 0.00 61
2021-05-01 $169,900 (-5.1%) $200,607 (-7.4%) 0.00 60
2021-06-01 $177,900 (-0.3%) $211,034 (-5.6%) 0.00 77
2021-07-01 $179,900 (0.1%) $213,794 (-8.7%) 0.00 88
2021-08-01 $179,900 (0.5%) $227,206 (8.8%) 0.00 82
2021-09-01 $174,900 (9.4%) $226,552 (8.5%) 0.00 84
2021-10-01 $169,900 (10.0%) $226,415 (18.9%) 0.00 105
2021-11-01 $169,450 (16.3%) $216,286 (21.9%) 0.00 100
2021-12-01 $163,425 (7.6%) $205,814 (18.0%) 0.00 79
2022-01-01 $157,500 (7.6%) $232,671 (38.1%) 0.00 72
2022-02-01 $155,000 (3.0%) $227,894 (29.9%) 0.00 77
2022-03-01 $150,975 (-9.1%) $214,431 (14.2%) 0.00 80
2022-04-01 $161,450 (-5.7%) $216,467 (2.3%) 0.00 79
2022-05-01 $172,450 (1.5%) $235,694 (17.5%) 0.00 82
2022-06-01 $182,900 (2.8%) $252,241 (19.5%) 0.00 93
2022-07-01 $182,400 (1.4%) $235,295 (10.1%) 0.00 103
2022-08-01 $194,500 (8.1%) $250,548 (10.3%) 0.00 115
2022-09-01 $222,450 (27.2%) $267,947 (18.3%) 0.00 126
2022-10-01 $225,000 (32.4%) $261,847 (15.7%) 0.00 122
2022-11-01 $207,000 (22.2%) $244,379 (13.0%) 0.00 119
2022-12-01 $201,500 (23.3%) $247,547 (20.3%) 0.00 112
2023-01-01 $198,750 (26.2%) $244,315 (5.0%) 0.00 116
2023-02-01 $189,500 (22.3%) $251,147 (10.2%) 0.00 98
2023-03-01 $185,300 (22.7%) $250,254 (16.7%) 0.00 96
2023-04-01 $185,000 (14.6%) $246,778 (14.0%) 0.00 94
Zanesville's median listing price for 2023-04-01 was $185,000, a difference of $23,550 (14.6%) versus the prior year and $-300 versus the prior month.

Zanesville's median listing price comes in at 0% of the national average.

Zanesville's average listing price for 2023-04-01 was $246,778, a difference of $30,311 (14.0%) versus the prior year and $-3,476 versus the prior month.

For the 2023-04-01 period, Zanesville had 94 MLS listings, a difference of -2 listings (-2%) versus the prior month and 15 listings (19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,620 sqft
2018-02-01 0 days 1,681 sqft
2018-03-01 0 days 1,674 sqft
2018-04-01 0 days 1,629 sqft
2018-05-01 0 days 1,622 sqft
2018-06-01 0 days 1,648 sqft
2018-07-01 0 days 1,897 sqft
2018-08-01 0 days 1,911 sqft
2018-09-01 0 days 1,891 sqft
2018-10-01 0 days 1,901 sqft
2018-11-01 0 days 1,960 sqft
2018-12-01 0 days 1,968 sqft
2019-01-01 0 days 1,906 sqft
2019-02-01 0 days 1,920 sqft
2019-03-01 0 days 1,920 sqft
2019-04-01 0 days 1,903 sqft
2019-05-01 0 days 1,691 sqft
2019-06-01 0 days 1,787 sqft
2019-07-01 0 days 1,780 sqft
2019-08-01 0 days 1,810 sqft
2019-09-01 0 days 1,967 sqft
2019-10-01 0 days 1,852 sqft
2019-11-01 0 days 1,786 sqft
2019-12-01 0 days 1,770 sqft
2020-01-01 0 days 1,774 sqft
2020-02-01 0 days 1,813 sqft
2020-03-01 0 days 1,744 sqft
2020-04-01 0 days 1,770 sqft
2020-05-01 0 days 1,916 sqft
2020-06-01 0 days 1,895 sqft
2020-07-01 0 days 1,907 sqft
2020-08-01 0 days 1,685 sqft
2020-09-01 0 days 1,667 sqft
2020-10-01 0 days 1,680 sqft
2020-11-01 0 days 1,705 sqft
2020-12-01 0 days 1,684 sqft
2021-01-01 0 days 1,629 sqft
2021-02-01 0 days 1,630 sqft
2021-03-01 0 days 1,648 sqft
2021-04-01 0 days 1,683 sqft
2021-05-01 0 days 1,832 sqft
2021-06-01 0 days 1,894 sqft
2021-07-01 0 days 1,992 sqft
2021-08-01 0 days 1,955 sqft
2021-09-01 0 days 1,890 sqft
2021-10-01 0 days 1,748 sqft
2021-11-01 0 days 1,607 sqft
2021-12-01 0 days 1,564 sqft
2022-01-01 0 days 1,470 sqft
2022-02-01 0 days 1,610 sqft
2022-03-01 0 days 1,703 sqft
2022-04-01 0 days 1,549 sqft
2022-05-01 0 days 1,562 sqft
2022-06-01 0 days 1,714 sqft
2022-07-01 0 days 1,820 sqft
2022-08-01 0 days 1,682 sqft
2022-09-01 0 days 1,725 sqft
2022-10-01 0 days 1,729 sqft
2022-11-01 0 days 1,780 sqft
2022-12-01 0 days 1,656 sqft
2023-01-01 0 days 1,583 sqft
2023-02-01 0 days 1,558 sqft
2023-03-01 0 days 1,627 sqft
2023-04-01 0 days 1,544 sqft
Zanesville's median listing age (time on market) for 2023-04-01 was 0 days.

Zanesville's median square footage for active listings during the 2023-04-01 period was 1,544 sqft. One year prior, the average listing was 1,549 sqft.

Zanesville, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,051 $192,155,000 $182,831
Cash Out Refi 451 $65,815,000 $145,931
Refi 273 $35,015,000 $128,260
Home Improvement 269 $17,555,000 $65,260
Other 126 $9,250,000 $73,413

Zanesville's most frequently cited loan purpose was Home Purchase, with 1,051 originations. The 2nd most popular reason was Cash Out Refi, with 451 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 584 $88,110,000 $150,873
4-5% 508 $86,190,000 $169,665
3-4% 451 $65,805,000 $145,909
6-7% 288 $38,860,000 $134,931
7-8% 104 $12,220,000 $117,500
2.5-3% 82 $12,000,000 $146,341
Over 8% 73 $3,855,000 $52,808
<2.5% 24 $3,400,000 $141,667

During 2022, Zanesville's most frequently originated rate bucket was 5-6%, with 584 originations.

Loan Sizing (Zanesville, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 858 $124,300,000 $144,872
$100,000 or less 804 $46,820,000 $58,234
$200k-400k 457 $121,375,000 $265,591
$400k-600k 46 $21,490,000 $467,174
$600k-1000k 3 $2,285,000 $761,667
$Over $1MM 2 $3,520,000 $1,760,000

Zanesville's loan sizing saw the bucket of loans from $100k-200k with 858 originations, totaling $124,300,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 860 $160,250,000 $186,337
60-80% 522 $90,470,000 $173,314
20-40% 290 $20,810,000 $71,759
Under 20% 215 $8,005,000 $37,233
40-60% 200 $25,580,000 $127,900
Over 100% 23 $5,035,000 $218,913

Zanesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 860 originations, totaling $160,250,000 in origination value.