Zanesville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Zanesville averaged 5.81% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.32% and one month ago for the week of 2022-05-26, the average rate was 5.21%.

Zanesville's average rate one year ago was 3.27%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Zanesville 30 Year Fixed Rate 2022-06-30 5.81%
Zanesville 30 Year Fixed Rate Refi 2022-06-30 5.77%
Zanesville 15 Year Fixed Rate 2022-06-30 5.98%
Zanesville 15 Year Fixed Rate Refi 2022-06-30 4.89%
Zanesville 30 Year FHA 2022-06-30 6.05%
Zanesville 30 Year FHA Refi 2022-06-30 5.75%
Zanesville 30 Year USDA 2022-06-30 6%
Zanesville 30 Year USDA Refi 2022-06-30 5.35%
Zanesville 30 Year VA 2022-06-30 5.63%
Zanesville 30 Year VA Refi 2022-06-30 5.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Zanesville, OH.

Zanesville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Zanesville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
The Park National Bank 203 3.36% $3,191
The Community Bank 121 3.34% $2,890
The Huntington National Bank 104 3.25% $3,719
QUICKEN LOANS, LLC 61 3.25% $4,749
CROSSCOUNTRY MORTGAGE, LLC 31 3.37% $4,462
RUOFF MORTGAGE COMPANY, INC. 24 3.29% $2,324
UNION HOME MORTGAGE CORP. 24 3.23% $3,972
PNC Bank 23 3.18% $3,394
Hometown Lenders, Inc. 21 3.25% $4,007
JPMorgan Chase Bank 19 3.08% $2,327
EQUITY RESOURCES, INC. 17 2.97% $3,036
Farm Credit Mid-America, ACA 16 3.47% $5,695
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 3.14% $5,335
J. VIRGIL, INC. 13 3.35% $4,078
LOANDEPOT.COM, LLC 11 3.29% $5,215
Peoples Bank 10 3.25% $2,689
CALIBER HOME LOANS, INC. 10 3.33% $3,803
Bank of America 10 3.05% $3,213
BAYER HERITAGE 9 3.38% $3,458
LENDUS, LLC 9 3.53% $4,239
UNITED WHOLESALE MORTGAGE, LLC 9 3.05% $5,843
HOMESIDE FINANCIAL, LLC 9 3.21% $3,906
Flagstar Bank, FSB 8 3.26% $3,139
Mr. Cooper ( Nationstar Mortgage ) 7 3.25% $3,805
First Federal Savings and Loan Association 6 3.26% $2,862
WesBanco Bank, Inc. 6 2.85% $4,987
NFM, INC. 6 3.06% $4,618
First Federal Savings and Loan Association of Lakewood 6 3.22% $4,474
Carrington Mortgage Services, LLC 5 4.10% $5,014
U.S. Bank 5 3.00% $3,042
Wells Fargo Bank 5 3.23% $2,753
ENDEAVOR CAPITAL, LLC. 4 3.47% $5,533
The State Bank and Trust Company 4 3.03% $3,270
First Financial Bank 4 3.72% $2,795
AMERISAVE MORTGAGE CORPORATION 4 3.19% $3,832
POLARIS HOME FUNDING CORP. 4 3.31% $5,161
T2 FINANCIAL LLC 4 3.28% $5,019
Union Savings Bank 3 3.08% $707
LAKEVIEW LOAN SERVICING, LLC 3 3.83% $2,812
LIBERTY HOME MORTGAGE CORPORATION 3 3.33% $4,997
Fifth Third Bank 3 2.95% $4,260
AMERICAN FINANCING CORPORATION 3 2.92% $5,977
PENNYMAC LOAN SERVICES, LLC 3 3.00% $5,510
NEWREZ LLC 3 2.96% $4,440
PRIORITY MORTGAGE CORP. 3 3.17% $3,486
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 2.91% $4,096
GUARANTEED RATE, INC. 3 3.71% $3,240
ROYAL UNITED MORTGAGE LLC 2 2.81% $5,222
AMERICAN MORTGAGE SERVICE COMPANY 2 3.19% $3,171
BETTER MORTGAGE CORPORATION 2 3.56% $4,127
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.00% $5,373
FAMILY FIRST FUNDING LLC 2 4.00% $4,841
HALLMARK HOME MORTGAGE, LLC 2 3.50% $3,999
Heartland Bank 2 3.00% $4,758
HOME POINT FINANCIAL CORPORATION 2 3.13% $3,418
MID AMERICA MORTGAGE, INC. 2 3.50% $3,645
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.19% $3,799
NAVY FEDERAL CREDIT UNION 2 3.44% $7,295
Paramount Residential Mortgage Group, Inc. 2 3.38% $3,585
RAPID MORTGAGE COMPANY 2 3.50% $4,178
THE VINTON COUNTY NATIONAL BANK 2 3.19% $2,842
Third Federal Savings and Loan Association of Cleveland 2 2.84% $2,660
Truist Bank 2 3.23% $3,449
LOANPAL, LLC 1 2.88% $5,354
Lakeview Community Capital, LLC 1 3.99% $2,009
NP, Inc. 1 2.88% $4,820
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $3,599
KeyBank 1 3.38% $10,062
KEMBA FINANCIAL 1 3.25% $3,556
HOWARD HANNA FINANCIAL SERVICES, INC. 1 2.88% $3,645
HOMESPIRE MORTGAGE CORPORATION 1 3.25% $4,286
GSF Mortgage Corporation 1 3.88% $4,779
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.38% $2,960
FREEDOM MORTGAGE CORPORATION 1 3.00% $1,241
FIRST COMMUNITY MORTGAGE, INC. 1 3.13% $2,486
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $2,371
AMERICAN FINANCIAL NETWORK, INC. 1 4.13% $11,001
ENVOY MORTGAGE, LTD 1 3.50% $2,952
SOFI LENDING CORP. 1 3.13% $3,538
East Coast Capital Corp. 1 2.50% $4,775
DAS Acquisition Company, LLC 1 4.75% $5,059
THE EQUITABLE MORTGAGE CORPORATION 1 3.50% $3,910
Citibank 1 3.50% $2,745
The Ohio Valley Bank Company 1 3.75% $2,676
CELEBRITY HOME LOANS, LLC 1 3.49% $3,163
BROKER SOLUTIONS, INC. 1 4.00% $4,374
The Union Bank Company 1 3.25% $2,611
AMERICAN FINANCIAL RESOURCES, INC. 1 3.50% $3,793
WRIGHT-PATT CREDIT UNION, INC. 1 3.13% $849
TIAA, FSB 1 3.25% $4,594
TOP FLITE FINANCIAL, INC. 1 3.38% $3,289
TrueCore Federal Credit Union 1 3.25% $829
ZILLOW HOME LOANS, LLC 1 3.38% $3,556
BRIDGE 1 3.38% $3,891
MORIA DEVELOPMENT, INC. 1 3.38% $3,518
Mortgage Research Center, LLC 1 3.63% $2,448
MOVEMENT MORTGAGE, LLC 1 3.38% $2,932
Manufacturers and Traders Trust Company 1 3.88% $3,346
Baxter Credit Union 1 3.00% $2,771
Nations Lending Corporation 1 3.50% $5,622
AmeriHome Mortgage Company, LLC 1 3.63% $4,854

Zanesville, OH's 101 lenders originated 2,985 loans during 2021. The total origination value was $470,055,000, with an average loan value of $157,472.

The top Zanesville lender as defined by loan originations is The Park National Bank, with 203 loans originated. Their average total fees are $3,191, which is $301 higher than the next largest lender, The Community Bank.

The lowest fee Zanesville lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. ($2,324), JPMorgan Chase Bank ($2,327), Peoples Bank ($2,689), The Community Bank ($2,890) and EQUITY RESOURCES, INC. ($3,036).

The lowest rate Zanesville lenders (with over 10 loans originated) are EQUITY RESOURCES, INC. (2.97%), Bank of America (3.05%), JPMorgan Chase Bank (3.08%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.14%) and PNC Bank (3.18%).

Zanesville, OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The Park National Bank $114,595,000 $72,045,000 -37.1% 15.3%
The Huntington National Bank $49,450,000 $51,675,000 4.5% 11.0%
The Community Bank $56,015,000 $44,800,000 -20.0% 9.5%
QUICKEN LOANS, LLC $19,830,000 $32,035,000 61.5% 6.8%
CROSSCOUNTRY MORTGAGE, LLC $680,000 $17,070,000 2,410.3% 3.6%
RUOFF MORTGAGE COMPANY, INC. $1,665,000 $12,890,000 674.2% 2.7%
FIRST OHIO HOME FINANCE, INC. $3,295,000 $9,080,000 175.6% 1.9%
PNC Bank $5,605,000 $9,060,000 61.6% 1.9%
FREEDOM MORTGAGE CORPORATION $9,495,000 $8,925,000 -6.0% 1.9%
Grandbridge Real Estate Capital LLC $8,505,000 n/a 1.8%
North Valley Bank $11,300,000 $8,340,000 -26.2% 1.8%
J. VIRGIL, INC. $2,310,000 $8,205,000 255.2% 1.7%
UNION HOME MORTGAGE CORP. $5,155,000 $7,205,000 39.8% 1.5%
Farm Credit Mid-America, ACA $6,070,000 $7,150,000 17.8% 1.5%
Mortgage Research Center, LLC $4,605,000 $6,885,000 49.5% 1.5%
Hometown Lenders, Inc. $24,410,000 $6,795,000 -72.2% 1.4%
Peoples Bank $5,490,000 $6,115,000 11.4% 1.3%
JPMorgan Chase Bank $3,830,000 $5,515,000 44.0% 1.2%
EQUITY RESOURCES, INC. $5,090,000 $5,220,000 2.6% 1.1%
CALIBER HOME LOANS, INC. $3,530,000 $5,095,000 44.3% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,510,000 $4,940,000 9.5% 1.1%
KeyBank $4,925,000 n/a 1.0%
LENDUS, LLC $6,325,000 $4,310,000 -31.9% 0.9%
First Federal Bank of the Midwest $1,545,000 $4,295,000 178.0% 0.9%
LIBERTY HOME MORTGAGE CORPORATION $4,570,000 $4,285,000 -6.2% 0.9%
Flagstar Bank, FSB $3,640,000 $3,925,000 7.8% 0.8%
MID AMERICA MORTGAGE, INC. $6,690,000 $3,825,000 -42.8% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $1,185,000 $3,775,000 218.6% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $2,060,000 $3,725,000 80.8% 0.8%
WesBanco Bank, Inc. $1,420,000 $3,305,000 132.7% 0.7%
LOANDEPOT.COM, LLC $1,720,000 $3,250,000 89.0% 0.7%
First Federal Savings and Loan Association of Lakewood $725,000 $3,205,000 342.1% 0.7%
Bank of America $1,830,000 $3,195,000 74.6% 0.7%
U.S. Bank $780,000 $2,795,000 258.3% 0.6%
HOMESIDE FINANCIAL, LLC $725,000 $2,685,000 270.3% 0.6%
Carrington Mortgage Services, LLC $2,010,000 $2,560,000 27.4% 0.5%
USAA Federal Savings Bank $1,680,000 $2,545,000 51.5% 0.5%
Union Savings Bank $880,000 $2,350,000 167.0% 0.5%
Wells Fargo Bank $1,580,000 $2,215,000 40.2% 0.5%
PENNYMAC LOAN SERVICES, LLC $850,000 $2,180,000 156.5% 0.5%
NAVY FEDERAL CREDIT UNION $1,330,000 $2,165,000 62.8% 0.5%
AMERICAN FINANCING CORPORATION $185,000 $2,095,000 1,032.4% 0.4%
BAYER HERITAGE $1,325,000 $2,010,000 51.7% 0.4%
RAPID MORTGAGE COMPANY $835,000 $1,845,000 121.0% 0.4%
First Federal Savings and Loan Association $1,745,000 $1,805,000 3.4% 0.4%
Fifth Third Bank $570,000 $1,785,000 213.2% 0.4%
LIMA ONE CAPITAL, LLC $1,690,000 n/a 0.4%
NEW DAY FINANCIAL, LLC $890,000 $1,620,000 82.0% 0.3%
LAKEVIEW LOAN SERVICING, LLC $885,000 $1,525,000 72.3% 0.3%
T2 FINANCIAL LLC $1,725,000 $1,450,000 -15.9% 0.3%
AMERISAVE MORTGAGE CORPORATION $640,000 $1,435,000 124.2% 0.3%
GUARANTEED RATE, INC. $135,000 $1,330,000 885.2% 0.3%
Peoples State Bank $685,000 $1,330,000 94.2% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $170,000 $1,310,000 670.6% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $550,000 $1,305,000 137.3% 0.3%
TrueCore Federal Credit Union $1,360,000 $1,260,000 -7.4% 0.3%
BETTER MORTGAGE CORPORATION $1,255,000 n/a 0.3%
NEWREZ LLC $910,000 $1,210,000 33.0% 0.3%
POLARIS HOME FUNDING CORP. $1,565,000 $1,205,000 -23.0% 0.3%
ENDEAVOR CAPITAL, LLC. $400,000 $1,070,000 167.5% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $740,000 $1,060,000 43.2% 0.2%
Paramount Residential Mortgage Group, Inc. $785,000 $1,010,000 28.7% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $580,000 $930,000 60.3% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $310,000 $900,000 190.3% 0.2%
NFM, INC. $1,860,000 $900,000 -51.6% 0.2%
UNITED MORTGAGE CORP. $195,000 $895,000 359.0% 0.2%
The State Bank and Trust Company $885,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $590,000 $805,000 36.4% 0.2%
Nations Lending Corporation $350,000 $780,000 122.9% 0.2%
Heartland Bank $505,000 $725,000 43.6% 0.2%
East Coast Capital Corp. $255,000 $720,000 182.4% 0.2%
CLEARPATH LENDING $430,000 $705,000 64.0% 0.1%
The Union Bank Company $350,000 $685,000 95.7% 0.1%
First Financial Bank $505,000 $660,000 30.7% 0.1%
WRIGHT-PATT CREDIT UNION, INC. $405,000 $655,000 61.7% 0.1%
HOME POINT FINANCIAL CORPORATION $2,070,000 $650,000 -68.6% 0.1%
First Commonwealth Bank $125,000 $610,000 388.0% 0.1%
AMERICAN MORTGAGE SERVICE COMPANY $605,000 n/a 0.1%
KEMBA FINANCIAL $380,000 $605,000 59.2% 0.1%
Bank of England $240,000 $585,000 143.8% 0.1%
NP, Inc. $360,000 $550,000 52.8% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,090,000 $540,000 -50.5% 0.1%
BROKER SOLUTIONS, INC. $740,000 $535,000 -27.7% 0.1%
Dollar Bank, Federal Savings Bank $485,000 n/a 0.1%
The First National Bank of McConnelsville $525,000 $455,000 -13.3% 0.1%
The Federal Savings Bank $585,000 $450,000 -23.1% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $445,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $440,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $435,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $430,000 n/a 0.1%
THE VINTON COUNTY NATIONAL BANK $185,000 $425,000 129.7% 0.1%
The Commercial and Savings Bank of Millersburg Ohio $305,000 $420,000 37.7% 0.1%
MYCUMORTGAGE, LLC $585,000 $410,000 -29.9% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $125,000 $405,000 224.0% 0.1%
DAS Acquisition Company, LLC $400,000 n/a 0.1%
PRIORITY MORTGAGE CORP. $525,000 $395,000 -24.8% 0.1%
FAMILY FIRST FUNDING LLC $380,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $600,000 $375,000 -37.5% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,380,000 $365,000 -73.6% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $365,000 n/a 0.1%
ENVOY MORTGAGE, LTD $360,000 n/a 0.1%
Low VA Rates, LLC $165,000 $355,000 115.2% 0.1%
AmeriHome Mortgage Company, LLC $1,025,000 $350,000 -65.9% 0.1%
HALLMARK HOME MORTGAGE, LLC $340,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $340,000 n/a 0.1%
THE EQUITABLE MORTGAGE CORPORATION $290,000 $335,000 15.5% 0.1%
Citizens Bank $430,000 $320,000 -25.6% 0.1%
Magnolia Bank $250,000 $320,000 28.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $735,000 $315,000 -57.1% 0.1%
CALCON MUTUAL MORTGAGE LLC $315,000 n/a 0.1%
Truist Bank $300,000 n/a 0.1%
HOMESPIRE MORTGAGE CORPORATION $295,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $290,000 n/a 0.1%
Prime Choice Funding Inc. $285,000 n/a 0.1%
Residential Mortgage Solutions, Inc. $285,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $115,000 $275,000 139.1% 0.1%
ZILLOW HOME LOANS, LLC $270,000 n/a 0.1%
InterContinental Capital Group, Inc $115,000 $260,000 126.1% 0.1%
Servion, Inc. $260,000 n/a 0.1%
TIAA, FSB $260,000 n/a 0.1%
BRIDGE $85,000 $255,000 200.0% 0.1%
The Cortland Savings and Banking Company $440,000 $255,000 -42.0% 0.1%
PLANET HOME LENDING, LLC $260,000 $245,000 -5.8% 0.1%
Abbott Laboratories Employees Credit Union $225,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $655,000 $225,000 -65.6% 0.0%
Northpointe Bank $215,000 n/a 0.0%
Superior Credit Union, Inc. $215,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $75,000 $205,000 173.3% 0.0%
Equity Prime Mortgage LLC $265,000 $200,000 -24.5% 0.0%
PHH Mortgage Corporation $200,000 n/a 0.0%
AMERICAN ADVISORS GROUP $85,000 $185,000 117.6% 0.0%
First Guaranty Mortgage Corporation $355,000 $185,000 -47.9% 0.0%
Gateway First Bank $410,000 $185,000 -54.9% 0.0%
SIRVA MORTGAGE, INC. $285,000 $185,000 -35.1% 0.0%
GSF Mortgage Corporation $175,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $175,000 n/a 0.0%
Northwest Bank $175,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $190,000 $175,000 -7.9% 0.0%
STEARNS LENDING, LLC $300,000 $175,000 -41.7% 0.0%
JLB CORPORATION $165,000 n/a 0.0%
Liberty National Bank $165,000 n/a 0.0%
MORTGAGE ACCESS CORP. $165,000 n/a 0.0%
Baxter Credit Union $55,000 $160,000 190.9% 0.0%
RESIDENTIAL BANCORP. $155,000 n/a 0.0%
RIVER VALLEY CREDIT UNION, INC. $155,000 n/a 0.0%
SOFI LENDING CORP. $155,000 n/a 0.0%
WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $155,000 n/a 0.0%
Lakeview Community Capital, LLC $145,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $145,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $240,000 $145,000 -39.6% 0.0%
The Ohio Valley Bank Company $145,000 n/a 0.0%
BMI Federal Credit Union $140,000 n/a 0.0%
Figure Lending LLC $135,000 n/a 0.0%
Seven Seventeen Credit Union $135,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $485,000 $125,000 -74.2% 0.0%
LOANPAL, LLC $95,000 $125,000 31.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $95,000 $120,000 26.3% 0.0%
Discover Bank $205,000 $120,000 -41.5% 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $115,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $115,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $145,000 $115,000 -20.7% 0.0%
PROPONENT Federal Credit Union $115,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 n/a 0.0%
ARC HOME LLC $105,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $390,000 $105,000 -73.1% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $105,000 n/a 0.0%
LENDINGONE, LLC $95,000 n/a 0.0%
Civista Bank $605,000 $85,000 -86.0% 0.0%
NTFN, INC. $85,000 n/a 0.0%
Manufacturers and Traders Trust Company $75,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $195,000 $75,000 -61.5% 0.0%
CME Federal Credit Union $65,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $115,000 $65,000 -43.5% 0.0%
Citibank $55,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $55,000 n/a 0.0%
Transportation Federal Credit Union $45,000 n/a 0.0%
Pathways Financial Credit Union, Inc. $270,000 $35,000 -87.0% 0.0%
HOPEWELL Federal Credit Union $185,000 $25,000 -86.5% 0.0%

Zanesville's top lender by overall market share is The Park National Bank, with 15.3% market share. In second place, with 11.0%, is The Huntington National Bank, having originated $51,675,000 in loans. In third place, with 9.5%, is The Community Bank, having originated $44,800,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $32,035,000 in loans. In third place, with 3.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $17,070,000 in loans.


Zanesville, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,149 $204,055,000 $177,594
Refi 896 $149,530,000 $166,886
Cash Out Refi 645 $94,335,000 $146,256
Home Improvement 168 $11,910,000 $70,893
Other 127 $10,225,000 $80,512

Zanesville's most frequently cited loan purpose was Home Purchase, with 1,149 originations. The 2nd most popular reason was Refi, with 896 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,319 $220,755,000 $167,365
2.5-3% 936 $151,710,000 $162,083
<2.5% 349 $54,925,000 $157,378
4-5% 206 $24,540,000 $119,126
5-6% 60 $3,320,000 $55,333
6-7% 23 $2,605,000 $113,261
7-8% 12 $540,000 $45,000
Over 8% 12 $700,000 $58,333

During 2021, Zanesville's most frequently originated rate bucket was 3-4%, with 1,319 originations.

Loan Sizing (Zanesville, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,440 $206,520,000 $143,417
$100,000 or less 866 $55,460,000 $64,042
$200k-400k 620 $161,780,000 $260,935
$400k-600k 44 $21,040,000 $478,182
$600k-1000k 10 $6,840,000 $684,000
$Over $1MM 5 $18,415,000 $3,683,000

Zanesville's loan sizing saw the bucket of loans from $100k-200k with 1,440 originations, totaling $206,520,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,137 $203,955,000 $179,380
60-80% 891 $147,685,000 $165,752
40-60% 405 $64,855,000 $160,136
20-40% 244 $19,070,000 $78,156
Under 20% 137 $4,885,000 $35,657
Over 100% 23 $5,645,000 $245,435

Zanesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,137 originations, totaling $203,955,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $162,400 (17.5%) $189,642 (7.9%) 0.00 271
2018-02-01 $179,400 (29.2%) $199,144 (12.1%) 0.00 256
2018-03-01 $179,900 (28.3%) $206,220 (13.5%) 0.00 213
2018-04-01 $169,900 (10.0%) $201,555 (9.2%) 0.00 229
2018-05-01 $169,900 (6.3%) $218,525 (18.0%) 0.00 257
2018-06-01 $169,900 (6.7%) $217,456 (19.1%) 0.00 280
2018-07-01 $162,400 (8.3%) $215,023 (19.8%) 0.00 345
2018-08-01 $159,900 (6.7%) $215,423 (15.9%) 0.00 356
2018-09-01 $159,000 (9.7%) $213,231 (15.3%) 0.00 371
2018-10-01 $159,450 (0.3%) $213,786 (13.6%) 0.00 376
2018-11-01 $159,900 (1.6%) $209,876 (9.7%) 0.00 377
2018-12-01 $169,000 (5.7%) $218,358 (15.9%) 0.00 347
2019-01-01 $168,500 (3.8%) $217,247 (14.6%) 0.00 309
2019-02-01 $167,400 (-6.7%) $218,751 (9.9%) 0.00 274
2019-03-01 $174,186 (-3.2%) $225,501 (9.4%) 0.00 259
2019-04-01 $179,900 (5.9%) $227,504 (12.9%) 0.00 255
2019-05-01 $179,900 (5.9%) $217,479 (-0.5%) 0.00 273
2019-06-01 $185,000 (8.9%) $228,564 (5.1%) 0.00 279
2019-07-01 $187,400 (15.4%) $232,614 (8.2%) 0.00 272
2019-08-01 $184,186 (15.2%) $237,714 (10.4%) 0.00 281
2019-09-01 $189,186 (19.0%) $244,227 (14.5%) 0.00 287
2019-10-01 $192,450 (20.7%) $242,368 (13.4%) 0.00 270
2019-11-01 $184,900 (15.6%) $240,417 (14.6%) 0.00 250
2019-12-01 $179,000 (5.9%) $232,651 (6.6%) 0.00 227
2020-01-01 $172,400 (2.3%) $224,174 (3.2%) 0.00 203
2020-02-01 $169,900 (1.5%) $218,073 (-0.3%) 0.00 202
2020-03-01 $159,900 (-8.2%) $207,950 (-7.8%) 0.00 179
2020-04-01 $174,300 (-3.1%) $215,345 (-5.3%) 0.00 174
2020-05-01 $214,900 (19.5%) $238,713 (9.8%) 0.00 159
2020-06-01 $219,900 (18.9%) $253,998 (11.1%) 0.00 150
2020-07-01 $219,900 (17.3%) $267,975 (15.2%) 0.00 129
2020-08-01 $199,900 (8.5%) $240,433 (1.1%) 0.00 107
2020-09-01 $194,500 (2.8%) $251,813 (3.1%) 0.00 107
2020-10-01 $178,000 (-7.5%) $223,993 (-7.6%) 0.00 127
2020-11-01 $151,450 (-18.1%) $196,004 (-18.5%) 0.00 144
2020-12-01 $149,900 (-16.3%) $193,420 (-16.9%) 0.00 137
2021-01-01 $159,900 (-7.3%) $192,654 (-14.1%) 0.00 127
2021-02-01 $138,400 (-18.5%) $179,781 (-17.6%) 0.00 86
2021-03-01 $174,900 (9.4%) $195,918 (-5.8%) 0.00 61
2021-04-01 $176,900 (1.5%) $226,813 (5.3%) 0.00 76
2021-05-01 $169,900 (-20.9%) $210,085 (-12.0%) 0.00 71
2021-06-01 $184,900 (-15.9%) $220,470 (-13.2%) 0.00 92
2021-07-01 $189,900 (-13.6%) $225,207 (-16.0%) 0.00 107
2021-08-01 $189,900 (-5.0%) $232,775 (-3.2%) 0.00 96
2021-09-01 $186,400 (-4.2%) $252,490 (0.3%) 0.00 104
2021-10-01 $179,900 (1.1%) $264,368 (18.0%) 0.00 128
2021-11-01 $187,450 (23.8%) $258,038 (31.7%) 0.00 124
2021-12-01 $174,450 (16.4%) $246,303 (27.3%) 0.00 106
2022-01-01 $175,000 (9.4%) $279,097 (44.9%) 0.00 88
2022-02-01 $169,900 (22.8%) $264,633 (47.2%) 0.00 88
2022-03-01 $164,900 (-5.7%) $257,824 (31.6%) 0.00 101
2022-04-01 $169,900 (-4.0%) $245,543 (8.3%) 0.00 101
2022-05-01 $177,450 (4.4%) $258,227 (22.9%) 0.00 104
2022-06-01 $212,450 (14.9%) $282,844 (28.3%) 0.00 119
Zanesville's median listing price for 2022-06-01 was $212,450, a difference of $27,550 (14.9%) versus the prior year and $35,000 versus the prior month.

Zanesville's median listing price comes in at 0% of the national average.

Zanesville's average listing price for 2022-06-01 was $282,844, a difference of $62,374 (28.3%) versus the prior year and $24,617 versus the prior month.

For the 2022-06-01 period, Zanesville had 119 MLS listings, a difference of 15 listings (14%) versus the prior month and 27 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,752 sqft
2018-02-01 0 days 1,794 sqft
2018-03-01 0 days 1,763 sqft
2018-04-01 0 days 1,756 sqft
2018-05-01 0 days 1,686 sqft
2018-06-01 0 days 1,720 sqft
2018-07-01 0 days 1,899 sqft
2018-08-01 0 days 1,904 sqft
2018-09-01 0 days 1,888 sqft
2018-10-01 0 days 1,916 sqft
2018-11-01 0 days 1,964 sqft
2018-12-01 0 days 2,000 sqft
2019-01-01 0 days 1,982 sqft
2019-02-01 0 days 1,970 sqft
2019-03-01 0 days 1,967 sqft
2019-04-01 0 days 1,975 sqft
2019-05-01 0 days 1,793 sqft
2019-06-01 0 days 1,936 sqft
2019-07-01 0 days 1,981 sqft
2019-08-01 0 days 2,036 sqft
2019-09-01 0 days 2,057 sqft
2019-10-01 0 days 2,016 sqft
2019-11-01 0 days 1,974 sqft
2019-12-01 0 days 1,928 sqft
2020-01-01 0 days 1,930 sqft
2020-02-01 0 days 1,944 sqft
2020-03-01 0 days 1,818 sqft
2020-04-01 0 days 1,872 sqft
2020-05-01 0 days 2,131 sqft
2020-06-01 0 days 2,118 sqft
2020-07-01 0 days 2,150 sqft
2020-08-01 0 days 2,002 sqft
2020-09-01 0 days 1,936 sqft
2020-10-01 0 days 1,752 sqft
2020-11-01 0 days 1,685 sqft
2020-12-01 0 days 1,620 sqft
2021-01-01 0 days 1,616 sqft
2021-02-01 0 days 1,625 sqft
2021-03-01 0 days 1,647 sqft
2021-04-01 0 days 1,687 sqft
2021-05-01 0 days 1,832 sqft
2021-06-01 0 days 1,944 sqft
2021-07-01 0 days 2,004 sqft
2021-08-01 0 days 1,916 sqft
2021-09-01 0 days 1,889 sqft
2021-10-01 0 days 1,772 sqft
2021-11-01 0 days 1,680 sqft
2021-12-01 0 days 1,607 sqft
2022-01-01 0 days 1,480 sqft
2022-02-01 0 days 1,614 sqft
2022-03-01 0 days 1,708 sqft
2022-04-01 0 days 1,560 sqft
2022-05-01 0 days 1,564 sqft
2022-06-01 0 days 1,797 sqft
Zanesville's median listing age (time on market) for 2022-06-01 was 0 days.

Zanesville's median square footage for active listings during the 2022-06-01 period was 1,797 sqft. One year prior, the average listing was 1,944 sqft.