Zanesville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Zanesville averaged 6.46% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.08% and one month ago for the week of 2023-04-20, the average rate was 6.28%.

    Zanesville's average rate one year ago was 5.34%.

    For refis of the same type during the week of 2023-05-25, the average rate was 5.63%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Zanesville 30 Year Fixed Rate 2023-05-25 6.46%
    Zanesville 30 Year Fixed Rate Refi 2023-05-25 5.63%
    Zanesville 15 Year Fixed Rate 2023-05-25 5.77%
    Zanesville 15 Year Fixed Rate Refi 2023-05-25 6.06%
    Zanesville 30 Year FHA 2023-05-25 6.22%
    Zanesville 30 Year FHA Refi 2023-05-25 6.51%
    Zanesville 30 Year USDA 2023-05-25 6.83%
    Zanesville 30 Year USDA Refi 2023-05-25 6.63%
    Zanesville 30 Year VA 2023-05-25 6.65%
    Zanesville 30 Year VA Refi 2023-05-25 6.31%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Zanesville, OH.

    Zanesville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Zanesville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Park National Bank 152 5.07% $3,592
    The Huntington National Bank 88 4.62% $4,412
    The Community Bank 84 4.54% $2,619
    QUICKEN LOANS, LLC 46 5.16% $6,206
    CROSSCOUNTRY MORTGAGE, LLC 35 5.72% $5,156
    JPMorgan Chase Bank 25 5.15% $3,581
    RUOFF MORTGAGE COMPANY, INC. 23 5.41% $3,212
    Peoples Bank 16 5.11% $3,197
    EQUITY RESOURCES, INC. 16 5.45% $3,791
    J. VIRGIL, INC. 14 5.54% $4,066
    FIRST OHIO HOME FINANCE, INC. 14 6.04% $2,901
    UNITED WHOLESALE MORTGAGE, LLC 14 5.66% $6,116
    BAYER HERITAGE 10 4.60% $3,584
    UNION HOME MORTGAGE CORP. 10 6.09% $5,189
    PNC Bank 9 4.93% $3,596
    Flagstar Bank, FSB 7 4.32% $3,519
    NFM, INC. 6 5.96% $5,444
    CALIBER HOME LOANS, INC. 5 5.45% $5,176
    Mr. Cooper ( Nationstar Mortgage ) 5 4.57% $5,532
    Wells Fargo Bank 5 5.10% $4,290
    Farm Credit Mid-America, ACA 5 4.58% $5,944
    LOANDEPOT.COM, LLC 4 5.69% $5,709
    GSF Mortgage Corporation 4 6.13% $5,812
    Bank of America 4 4.31% $3,772
    DAS Acquisition Company, LLC 4 5.50% $7,427
    AMERISAVE MORTGAGE CORPORATION 4 4.72% $8,349
    Union Savings Bank 4 4.63% $689
    U.S. Bank 4 5.16% $1,754
    First Federal Savings and Loan Association 4 5.35% $3,141
    KEMBA FINANCIAL 3 6.46% $3,441
    The State Bank and Trust Company 3 4.17% $3,438
    GUARANTEED RATE AFFINITY, LLC 3 5.74% $6,895
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.06% $4,546
    WRIGHT-PATT CREDIT UNION, INC. 2 5.94% $3,629
    ROYAL UNITED MORTGAGE LLC 2 5.56% $6,612
    FREEDOM MORTGAGE CORPORATION 2 4.88% $6,654
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.69% $7,694
    PENNYMAC LOAN SERVICES, LLC 2 5.69% $6,488
    LIBERTY HOME MORTGAGE CORPORATION 2 3.63% $5,777
    First Financial Bank 2 5.31% $2,755
    Fifth Third Bank 2 5.63% $3,547
    THE VINTON COUNTY NATIONAL BANK 2 5.38% $2,874
    MID AMERICA MORTGAGE, INC. 2 5.06% $2,725
    Mortgage Research Center, LLC 2 5.31% $6,220
    HALLMARK HOME MORTGAGE, LLC 2 6.06% $5,431
    T2 FINANCIAL LLC 2 5.88% $5,099
    NAVY FEDERAL CREDIT UNION 2 3.94% $2,488
    ZILLOW HOME LOANS, LLC 1 6.00% $5,422
    Ally Bank 1 4.13% $2,393
    AMERICAN FINANCING CORPORATION 1 4.75% $5,308
    Bank of England 1 5.25% $6,344
    BROKER SOLUTIONS, INC. 1 3.24% $6,581
    Cf Bank 1 5.75% $2,255
    CHURCHILL MORTGAGE CORPORATION 1 7.13% $4,042
    Citizens Bank 1 3.25% $3,633
    East Coast Capital Corp. 1 5.63% $5,059
    ENDEAVOR CAPITAL, LLC. 1 4.99% $10,270
    GENEVA FINANCIAL, LLC 1 7.63% $5,487
    GUARANTEED RATE, INC. 1 5.38% $11,384
    GUILD MORTGAGE COMPANY 1 5.63% $4,467
    HOMELAND CREDIT UNION, INC. 1 3.63% $3,681
    HOMESIDE FINANCIAL, LLC 1 3.13% $5,083
    INTERCOASTAL MORTGAGE COMPANY 1 3.88% $5,026
    LAKEVIEW LOAN SERVICING, LLC 1 6.13% $2,919
    LAND HOME FINANCIAL SERVICES, INC. 1 5.88% $2,800
    LENOX FINANCIAL MORTGAGE CORPORATION 1 4.38% $2,055
    LOANPAL, LLC 1 3.25% $6,683
    MOVEMENT MORTGAGE, LLC 1 6.00% $5,395
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $3,486
    NEWREZ LLC 1 3.00% $7,472
    PENTAGON FEDERAL CREDIT UNION 1 6.00% $4,333
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 4.99% $3,620
    STEARNS LENDING, LLC 1 3.25% $6,459
    Stifel Bank and Trust 1 4.00% $2,092
    Sunflower Bank 1 5.38% $6,456
    TELHIO 1 4.00% $3,080
    THE EQUITABLE MORTGAGE CORPORATION 1 3.75% $3,686
    The Federal Savings Bank 1 5.63% $8,704
    The Union Bank Company 1 5.00% $2,887
    Third Federal Savings and Loan Association of Cleveland 1 6.89% $3,507
    TOGETHER CREDIT UNION 1 4.00% $0
    TrueCore Federal Credit Union 1 6.00% $3,125
    Wyndham Capital Mortgage, Inc. 1 3.88% $3,141
    21ST MORTGAGE CORPORATION 1 7.70% $4,152

    Zanesville Average Closing Costs & Other Stats

    Zanesville, OH's 84 lenders originated 2,170 loans during 2022. The total origination value was $319,790,000, with an average loan value of $147,369.

    Zanesville's average closing costs are $4,458.

    The top Zanesville lender as defined by loan originations is The Park National Bank, with 152 loans originated. Their average total fees are $3,592, which is $821 lower than the next largest lender, The Huntington National Bank.

    The lowest fee Zanesville lenders (with over 10 loans originated) are The Community Bank ($2,619), FIRST OHIO HOME FINANCE, INC. ($2,901), Peoples Bank ($3,197), RUOFF MORTGAGE COMPANY, INC. ($3,212) and JPMorgan Chase Bank ($3,581).

    The lowest rate Zanesville lenders (with over 10 loans originated) are The Community Bank (4.54%), BAYER HERITAGE (4.60%), The Huntington National Bank (4.62%), The Park National Bank (5.07%) and Peoples Bank (5.11%).

    Zanesville, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    The Park National Bank $72,045,000 $50,380,000 -30.1% 15.8%
    The Huntington National Bank $51,675,000 $40,670,000 -21.3% 12.7%
    The Community Bank $44,800,000 $33,260,000 -25.8% 10.4%
    CROSSCOUNTRY MORTGAGE, LLC $17,070,000 $19,875,000 16.4% 6.2%
    QUICKEN LOANS, LLC $32,035,000 $18,240,000 -43.1% 5.7%
    RUOFF MORTGAGE COMPANY, INC. $12,890,000 $11,470,000 -11.0% 3.6%
    J. VIRGIL, INC. $8,205,000 $7,670,000 -6.5% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $3,775,000 $6,560,000 73.8% 2.1%
    Mortgage Research Center, LLC $6,885,000 $6,340,000 -7.9% 2.0%
    JPMorgan Chase Bank $5,515,000 $5,870,000 6.4% 1.8%
    North Valley Bank $8,340,000 $5,680,000 -31.9% 1.8%
    EQUITY RESOURCES, INC. $5,220,000 $5,570,000 6.7% 1.7%
    Peoples Bank $6,115,000 $5,270,000 -13.8% 1.6%
    FIRST OHIO HOME FINANCE, INC. $9,080,000 $4,975,000 -45.2% 1.6%
    PNC Bank $9,060,000 $4,715,000 -48.0% 1.5%
    UNION HOME MORTGAGE CORP. $7,205,000 $4,525,000 -37.2% 1.4%
    Union Savings Bank $2,350,000 $4,325,000 84.0% 1.4%
    LOANDEPOT.COM, LLC $3,250,000 $2,805,000 -13.7% 0.9%
    BAYER HERITAGE $2,010,000 $2,780,000 38.3% 0.9%
    CALIBER HOME LOANS, INC. $5,095,000 $2,685,000 -47.3% 0.8%
    Peoples State Bank $1,330,000 $2,285,000 71.8% 0.7%
    AMERISAVE MORTGAGE CORPORATION $1,435,000 $2,250,000 56.8% 0.7%
    NFM, INC. $900,000 $2,080,000 131.1% 0.7%
    U.S. Bank $2,795,000 $2,020,000 -27.7% 0.6%
    MID AMERICA MORTGAGE, INC. $3,825,000 $2,005,000 -47.6% 0.6%
    FREEDOM MORTGAGE CORPORATION $8,925,000 $1,985,000 -77.8% 0.6%
    Bank of America $3,195,000 $1,975,000 -38.2% 0.6%
    Farm Credit Mid-America, ACA $7,150,000 $1,975,000 -72.4% 0.6%
    Carrington Mortgage Services, LLC $2,560,000 $1,910,000 -25.4% 0.6%
    NAVY FEDERAL CREDIT UNION $2,165,000 $1,855,000 -14.3% 0.6%
    PENNYMAC LOAN SERVICES, LLC $2,180,000 $1,820,000 -16.5% 0.6%
    LIBERTY HOME MORTGAGE CORPORATION $4,285,000 $1,765,000 -58.8% 0.6%
    First Commonwealth Bank $610,000 $1,630,000 167.2% 0.5%
    Flagstar Bank, FSB $3,925,000 $1,530,000 -61.0% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $1,525,000 $1,515,000 -0.7% 0.5%
    HOMESIDE FINANCIAL, LLC $2,685,000 $1,360,000 -49.3% 0.4%
    GSF Mortgage Corporation $175,000 $1,300,000 642.9% 0.4%
    NEW DAY FINANCIAL, LLC $1,620,000 $1,290,000 -20.4% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $3,725,000 $1,255,000 -66.3% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $930,000 $1,250,000 34.4% 0.4%
    First Federal Savings and Loan Association $1,805,000 $1,145,000 -36.6% 0.4%
    Fifth Third Bank $1,785,000 $1,030,000 -42.3% 0.3%
    First Federal Bank of the Midwest $4,295,000 $1,015,000 -76.4% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,940,000 $1,000,000 -79.8% 0.3%
    DAS Acquisition Company, LLC $400,000 $915,000 128.8% 0.3%
    KEMBA FINANCIAL $605,000 $890,000 47.1% 0.3%
    PENTAGON FEDERAL CREDIT UNION $205,000 $880,000 329.3% 0.3%
    GUARANTEED RATE AFFINITY, LLC $865,000 n/a 0.3%
    THE EQUITABLE MORTGAGE CORPORATION $335,000 $865,000 158.2% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,305,000 $770,000 -41.0% 0.2%
    Wells Fargo Bank $2,215,000 $760,000 -65.7% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $175,000 $750,000 328.6% 0.2%
    THE VINTON COUNTY NATIONAL BANK $425,000 $715,000 68.2% 0.2%
    NEWREZ LLC $1,210,000 $685,000 -43.4% 0.2%
    Bank of England $585,000 $640,000 9.4% 0.2%
    Pathways Financial Credit Union, Inc. $35,000 $635,000 1,714.3% 0.2%
    T2 FINANCIAL LLC $1,450,000 $630,000 -56.6% 0.2%
    The State Bank and Trust Company $885,000 $615,000 -30.5% 0.2%
    TrueCore Federal Credit Union $1,260,000 $605,000 -52.0% 0.2%
    Nations Lending Corporation $780,000 $560,000 -28.2% 0.2%
    HALLMARK HOME MORTGAGE, LLC $340,000 $550,000 61.8% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $540,000 $505,000 -6.5% 0.2%
    VILLAGE CAPITAL MORTGAGE $1,310,000 $500,000 -61.8% 0.2%
    WRIGHT-PATT CREDIT UNION, INC. $655,000 $490,000 -25.2% 0.2%
    MOVEMENT MORTGAGE, LLC $75,000 $485,000 546.7% 0.2%
    The First National Bank of McConnelsville $455,000 $465,000 2.2% 0.1%
    Hometown Lenders, Inc. $6,795,000 $455,000 -93.3% 0.1%
    USAA Federal Savings Bank $2,545,000 $455,000 -82.1% 0.1%
    ROYAL UNITED MORTGAGE LLC $375,000 $430,000 14.7% 0.1%
    ALLIED MORTGAGE GROUP, INC. $425,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $650,000 $425,000 -34.6% 0.1%
    PLANET HOME LENDING, LLC $245,000 $420,000 71.4% 0.1%
    EVERETT FINANCIAL, INC. $390,000 n/a 0.1%
    INTERCOASTAL MORTGAGE COMPANY $385,000 n/a 0.1%
    Heartland Bank $725,000 $380,000 -47.6% 0.1%
    BROKER SOLUTIONS, INC. $535,000 $375,000 -29.9% 0.1%
    ZILLOW HOME LOANS, LLC $270,000 $370,000 37.0% 0.1%
    TELHIO $365,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $145,000 $360,000 148.3% 0.1%
    TOWNE MORTGAGE COMPANY $360,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $2,095,000 $355,000 -83.1% 0.1%
    Commerce Home Mortgage, Inc. $355,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $1,010,000 $350,000 -65.3% 0.1%
    The Federal Savings Bank $450,000 $350,000 -22.2% 0.1%
    Mid-Continent Funding, Inc. $345,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $105,000 $340,000 223.8% 0.1%
    CLEARPATH LENDING $705,000 $335,000 -52.5% 0.1%
    The Union Bank Company $685,000 $330,000 -51.8% 0.1%
    Third Federal Savings and Loan Association of Cleveland $805,000 $330,000 -59.0% 0.1%
    GENEVA FINANCIAL, LLC $325,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $325,000 n/a 0.1%
    RAPID MORTGAGE COMPANY $1,845,000 $315,000 -82.9% 0.1%
    SPRING EQ, LLC $315,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $365,000 $300,000 -17.8% 0.1%
    ENDEAVOR CAPITAL, LLC. $1,070,000 $295,000 -72.4% 0.1%
    MJW Financial LLC $295,000 n/a 0.1%
    ATOMIC CREDIT UNION, INC. $285,000 n/a 0.1%
    Citizens Bank $320,000 $285,000 -10.9% 0.1%
    Truist $300,000 $285,000 -5.0% 0.1%
    Discover Bank $120,000 $280,000 133.3% 0.1%
    NATIONS DIRECT MORTGAGE, LLC $225,000 $280,000 24.4% 0.1%
    21ST MORTGAGE CORPORATION $265,000 n/a 0.1%
    Residential Mortgage Solutions, Inc. $285,000 $265,000 -7.0% 0.1%
    GUARANTEED RATE, INC. $1,330,000 $255,000 -80.8% 0.1%
    Dollar Bank, Federal Savings Bank $485,000 $245,000 -49.5% 0.1%
    First Financial Bank $660,000 $245,000 -62.9% 0.1%
    East Coast Capital Corp. $720,000 $235,000 -67.4% 0.1%
    Lakeview Community Capital, LLC $145,000 $230,000 58.6% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $315,000 $220,000 -30.2% 0.1%
    First Horizon Bank $215,000 n/a 0.1%
    JLB CORPORATION $165,000 $215,000 30.3% 0.1%
    US MORTGAGE CORPORATION $205,000 n/a 0.1%
    AMERIFIRST FINANCIAL CORPORATION $195,000 n/a 0.1%
    Merchants Bank of Indiana $195,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $120,000 $185,000 54.2% 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $185,000 n/a 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $175,000 $185,000 5.7% 0.1%
    Stifel Bank and Trust $185,000 n/a 0.1%
    Chickasaw Community Bank $180,000 n/a 0.1%
    HOMELAND CREDIT UNION, INC. $175,000 n/a 0.1%
    KeyBank $4,925,000 $175,000 -96.4% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,060,000 $170,000 -84.0% 0.1%
    Sunflower Bank $165,000 n/a 0.1%
    Ameris Bank $160,000 n/a 0.1%
    Figure Lending LLC $135,000 $155,000 14.8% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $65,000 $155,000 138.5% 0.0%
    Civista Bank $85,000 $145,000 70.6% 0.0%
    CNB Bank $145,000 n/a 0.0%
    LOANPAL, LLC $125,000 $145,000 16.0% 0.0%
    M&T Bank $75,000 $145,000 93.3% 0.0%
    SOUTHWEST FUNDING, LP $145,000 n/a 0.0%
    TOGETHER CREDIT UNION $145,000 n/a 0.0%
    Cf Bank $135,000 n/a 0.0%
    POLARIS HOME FUNDING CORP. $1,205,000 $135,000 -88.8% 0.0%
    STEARNS LENDING, LLC $175,000 $125,000 -28.6% 0.0%
    CHURCHILL MORTGAGE CORPORATION $125,000 $115,000 -8.0% 0.0%
    BMI Federal Credit Union $140,000 $110,000 -21.4% 0.0%
    BRIDGE $255,000 $105,000 -58.8% 0.0%
    Chicago Mortgage Solutions LLC $105,000 n/a 0.0%
    EMBRACE HOME LOANS, INC. $105,000 n/a 0.0%
    GUILD MORTGAGE COMPANY $95,000 n/a 0.0%
    GVC MORTGAGE, INC. $95,000 n/a 0.0%
    MidFirst Bank $95,000 n/a 0.0%
    TEMPLE VIEW CAPITAL FUNDING, LP $95,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $185,000 $90,000 -51.4% 0.0%
    Amerifirst Financial, Inc. $85,000 n/a 0.0%
    Ally Bank $75,000 n/a 0.0%
    Transportation Federal Credit Union $45,000 $75,000 66.7% 0.0%
    Equity Prime Mortgage LLC $200,000 $65,000 -67.5% 0.0%
    SIWELL, INC. $65,000 n/a 0.0%
    Seven Seventeen Credit Union $135,000 $55,000 -59.3% 0.0%
    United Bank $55,000 n/a 0.0%
    HOPEWELL Federal Credit Union $25,000 $35,000 40.0% 0.0%
    UNIVERSAL 1 CREDIT UNION $15,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $5,000 n/a 0.0%

    Zanesville's top lender by overall market share is The Park National Bank, with 15.8% market share. In second place, with 12.7%, is The Huntington National Bank, having originated $40,670,000 in loans. In third place, with 10.4%, is The Community Bank, having originated $33,260,000 in loans. In fourth place, with 6.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $19,875,000 in loans. In fifth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $18,240,000 in loans.

    Zanesville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $139,800 (9.0%) $174,380 (4.5%) 0.00 226
    2018-02-01 $149,900 (15.6%) $185,634 (9.0%) 0.00 210
    2018-03-01 $154,900 (19.3%) $194,882 (13.8%) 0.00 183
    2018-04-01 $151,300 (13.4%) $191,801 (11.5%) 0.00 193
    2018-05-01 $149,900 (8.3%) $191,666 (9.9%) 0.00 210
    2018-06-01 $159,567 (20.0%) $195,428 (13.7%) 0.00 230
    2018-07-01 $154,900 (19.3%) $193,876 (15.3%) 0.00 276
    2018-08-01 $154,900 (13.6%) $197,333 (15.6%) 0.00 284
    2018-09-01 $150,000 (15.5%) $196,742 (16.1%) 0.00 292
    2018-10-01 $152,975 (13.9%) $199,303 (16.8%) 0.00 297
    2018-11-01 $154,675 (19.1%) $201,595 (16.6%) 0.00 295
    2018-12-01 $159,900 (18.5%) $206,632 (21.9%) 0.00 270
    2019-01-01 $157,400 (12.6%) $202,550 (16.2%) 0.00 246
    2019-02-01 $159,550 (6.4%) $207,901 (12.0%) 0.00 220
    2019-03-01 $151,950 (-1.9%) $203,083 (4.2%) 0.00 211
    2019-04-01 $159,700 (5.6%) $204,393 (6.6%) 0.00 207
    2019-05-01 $159,900 (6.7%) $197,663 (3.1%) 0.00 222
    2019-06-01 $165,900 (4.0%) $207,317 (6.1%) 0.00 219
    2019-07-01 $169,800 (9.6%) $210,339 (8.5%) 0.00 216
    2019-08-01 $172,500 (11.4%) $215,011 (9.0%) 0.00 227
    2019-09-01 $169,900 (13.3%) $216,869 (10.2%) 0.00 220
    2019-10-01 $169,600 (10.9%) $209,428 (5.1%) 0.00 209
    2019-11-01 $154,950 (0.2%) $202,072 (0.2%) 0.00 194
    2019-12-01 $158,650 (-0.8%) $196,182 (-5.1%) 0.00 177
    2020-01-01 $157,400 (0.0%) $190,185 (-6.1%) 0.00 162
    2020-02-01 $149,900 (-6.1%) $187,493 (-9.8%) 0.00 159
    2020-03-01 $149,300 (-1.7%) $186,391 (-8.2%) 0.00 140
    2020-04-01 $146,850 (-8.1%) $195,392 (-4.4%) 0.00 134
    2020-05-01 $179,000 (11.9%) $216,717 (9.6%) 0.00 124
    2020-06-01 $178,425 (7.6%) $223,583 (7.9%) 0.00 117
    2020-07-01 $179,675 (5.8%) $234,260 (11.4%) 0.00 101
    2020-08-01 $179,000 (3.8%) $208,764 (-2.9%) 0.00 84
    2020-09-01 $159,900 (-5.9%) $208,826 (-3.7%) 0.00 86
    2020-10-01 $154,450 (-8.9%) $190,397 (-9.1%) 0.00 94
    2020-11-01 $145,750 (-5.9%) $177,467 (-12.2%) 0.00 107
    2020-12-01 $151,900 (-4.3%) $174,414 (-11.1%) 0.00 103
    2021-01-01 $146,400 (-7.0%) $168,506 (-11.4%) 0.00 97
    2021-02-01 $150,450 (0.4%) $175,468 (-6.4%) 0.00 65
    2021-03-01 $166,150 (11.3%) $187,803 (0.8%) 0.00 45
    2021-04-01 $171,200 (16.6%) $211,514 (8.3%) 0.00 61
    2021-05-01 $169,900 (-5.1%) $200,607 (-7.4%) 0.00 60
    2021-06-01 $177,900 (-0.3%) $211,034 (-5.6%) 0.00 77
    2021-07-01 $179,900 (0.1%) $213,794 (-8.7%) 0.00 88
    2021-08-01 $179,900 (0.5%) $227,206 (8.8%) 0.00 82
    2021-09-01 $174,900 (9.4%) $226,552 (8.5%) 0.00 84
    2021-10-01 $169,900 (10.0%) $226,415 (18.9%) 0.00 105
    2021-11-01 $169,450 (16.3%) $216,286 (21.9%) 0.00 100
    2021-12-01 $163,425 (7.6%) $205,814 (18.0%) 0.00 79
    2022-01-01 $157,500 (7.6%) $232,671 (38.1%) 0.00 72
    2022-02-01 $155,000 (3.0%) $227,894 (29.9%) 0.00 77
    2022-03-01 $150,975 (-9.1%) $214,431 (14.2%) 0.00 80
    2022-04-01 $161,450 (-5.7%) $216,467 (2.3%) 0.00 79
    2022-05-01 $172,450 (1.5%) $235,694 (17.5%) 0.00 82
    2022-06-01 $182,900 (2.8%) $252,241 (19.5%) 0.00 93
    2022-07-01 $182,400 (1.4%) $235,295 (10.1%) 0.00 103
    2022-08-01 $194,500 (8.1%) $250,548 (10.3%) 0.00 115
    2022-09-01 $222,450 (27.2%) $267,947 (18.3%) 0.00 126
    2022-10-01 $225,000 (32.4%) $261,847 (15.7%) 0.00 122
    2022-11-01 $207,000 (22.2%) $244,379 (13.0%) 0.00 119
    2022-12-01 $201,500 (23.3%) $247,547 (20.3%) 0.00 112
    2023-01-01 $198,750 (26.2%) $244,315 (5.0%) 0.00 116
    2023-02-01 $189,500 (22.3%) $251,147 (10.2%) 0.00 98
    2023-03-01 $185,300 (22.7%) $250,254 (16.7%) 0.00 96
    2023-04-01 $185,000 (14.6%) $246,778 (14.0%) 0.00 94
    Zanesville's median listing price for 2023-04-01 was $185,000, a difference of $23,550 (14.6%) versus the prior year and $-300 versus the prior month.

    Zanesville's median listing price comes in at 0% of the national average.

    Zanesville's average listing price for 2023-04-01 was $246,778, a difference of $30,311 (14.0%) versus the prior year and $-3,476 versus the prior month.

    For the 2023-04-01 period, Zanesville had 94 MLS listings, a difference of -2 listings (-2%) versus the prior month and 15 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,620 sqft
    2018-02-01 0 days 1,681 sqft
    2018-03-01 0 days 1,674 sqft
    2018-04-01 0 days 1,629 sqft
    2018-05-01 0 days 1,622 sqft
    2018-06-01 0 days 1,648 sqft
    2018-07-01 0 days 1,897 sqft
    2018-08-01 0 days 1,911 sqft
    2018-09-01 0 days 1,891 sqft
    2018-10-01 0 days 1,901 sqft
    2018-11-01 0 days 1,960 sqft
    2018-12-01 0 days 1,968 sqft
    2019-01-01 0 days 1,906 sqft
    2019-02-01 0 days 1,920 sqft
    2019-03-01 0 days 1,920 sqft
    2019-04-01 0 days 1,903 sqft
    2019-05-01 0 days 1,691 sqft
    2019-06-01 0 days 1,787 sqft
    2019-07-01 0 days 1,780 sqft
    2019-08-01 0 days 1,810 sqft
    2019-09-01 0 days 1,967 sqft
    2019-10-01 0 days 1,852 sqft
    2019-11-01 0 days 1,786 sqft
    2019-12-01 0 days 1,770 sqft
    2020-01-01 0 days 1,774 sqft
    2020-02-01 0 days 1,813 sqft
    2020-03-01 0 days 1,744 sqft
    2020-04-01 0 days 1,770 sqft
    2020-05-01 0 days 1,916 sqft
    2020-06-01 0 days 1,895 sqft
    2020-07-01 0 days 1,907 sqft
    2020-08-01 0 days 1,685 sqft
    2020-09-01 0 days 1,667 sqft
    2020-10-01 0 days 1,680 sqft
    2020-11-01 0 days 1,705 sqft
    2020-12-01 0 days 1,684 sqft
    2021-01-01 0 days 1,629 sqft
    2021-02-01 0 days 1,630 sqft
    2021-03-01 0 days 1,648 sqft
    2021-04-01 0 days 1,683 sqft
    2021-05-01 0 days 1,832 sqft
    2021-06-01 0 days 1,894 sqft
    2021-07-01 0 days 1,992 sqft
    2021-08-01 0 days 1,955 sqft
    2021-09-01 0 days 1,890 sqft
    2021-10-01 0 days 1,748 sqft
    2021-11-01 0 days 1,607 sqft
    2021-12-01 0 days 1,564 sqft
    2022-01-01 0 days 1,470 sqft
    2022-02-01 0 days 1,610 sqft
    2022-03-01 0 days 1,703 sqft
    2022-04-01 0 days 1,549 sqft
    2022-05-01 0 days 1,562 sqft
    2022-06-01 0 days 1,714 sqft
    2022-07-01 0 days 1,820 sqft
    2022-08-01 0 days 1,682 sqft
    2022-09-01 0 days 1,725 sqft
    2022-10-01 0 days 1,729 sqft
    2022-11-01 0 days 1,780 sqft
    2022-12-01 0 days 1,656 sqft
    2023-01-01 0 days 1,583 sqft
    2023-02-01 0 days 1,558 sqft
    2023-03-01 0 days 1,627 sqft
    2023-04-01 0 days 1,544 sqft
    Zanesville's median listing age (time on market) for 2023-04-01 was 0 days.

    Zanesville's median square footage for active listings during the 2023-04-01 period was 1,544 sqft. One year prior, the average listing was 1,549 sqft.

    Zanesville, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,051 $192,155,000 $182,831
    Cash Out Refi 451 $65,815,000 $145,931
    Refi 273 $35,015,000 $128,260
    Home Improvement 269 $17,555,000 $65,260
    Other 126 $9,250,000 $73,413

    Zanesville's most frequently cited loan purpose was Home Purchase, with 1,051 originations. The 2nd most popular reason was Cash Out Refi, with 451 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 584 $88,110,000 $150,873
    4-5% 508 $86,190,000 $169,665
    3-4% 451 $65,805,000 $145,909
    6-7% 288 $38,860,000 $134,931
    7-8% 104 $12,220,000 $117,500
    2.5-3% 82 $12,000,000 $146,341
    Over 8% 73 $3,855,000 $52,808
    <2.5% 24 $3,400,000 $141,667

    During 2022, Zanesville's most frequently originated rate bucket was 5-6%, with 584 originations.

    Loan Sizing (Zanesville, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 858 $124,300,000 $144,872
    $100,000 or less 804 $46,820,000 $58,234
    $200k-400k 457 $121,375,000 $265,591
    $400k-600k 46 $21,490,000 $467,174
    $600k-1000k 3 $2,285,000 $761,667
    $Over $1MM 2 $3,520,000 $1,760,000

    Zanesville's loan sizing saw the bucket of loans from $100k-200k with 858 originations, totaling $124,300,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 860 $160,250,000 $186,337
    60-80% 522 $90,470,000 $173,314
    20-40% 290 $20,810,000 $71,759
    Under 20% 215 $8,005,000 $37,233
    40-60% 200 $25,580,000 $127,900
    Over 100% 23 $5,035,000 $218,913

    Zanesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 860 originations, totaling $160,250,000 in origination value.