Zanesville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Zanesville averaged
6.46%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.08% and
one month ago for the week of 2023-04-20, the
average rate was 6.28%.
Zanesville's average rate one year ago was 5.34%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.63%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
Zanesville 30 Year Fixed Rate | 2023-05-25 | 6.46% |
Zanesville 30 Year Fixed Rate Refi | 2023-05-25 | 5.63% |
Zanesville 15 Year Fixed Rate | 2023-05-25 | 5.77% |
Zanesville 15 Year Fixed Rate Refi | 2023-05-25 | 6.06% |
Zanesville 30 Year FHA | 2023-05-25 | 6.22% |
Zanesville 30 Year FHA Refi | 2023-05-25 | 6.51% |
Zanesville 30 Year USDA | 2023-05-25 | 6.83% |
Zanesville 30 Year USDA Refi | 2023-05-25 | 6.63% |
Zanesville 30 Year VA | 2023-05-25 | 6.65% |
Zanesville 30 Year VA Refi | 2023-05-25 | 6.31% |
Zanesville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Zanesville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Zanesville Average Closing Costs & Other Stats
Zanesville, OH's 84 lenders originated 2,170
loans during 2022. The total origination value was $319,790,000, with an average loan value of
$147,369.
Zanesville's average closing costs are $4,458.
The top Zanesville lender as defined by loan originations is The Park National Bank, with
152 loans originated. Their average total fees are
$3,592, which is $821
lower than the next largest lender,
The Huntington National Bank.
The lowest fee Zanesville lenders (with over 10 loans originated) are
The Community Bank ($2,619), FIRST OHIO HOME FINANCE, INC. ($2,901), Peoples Bank ($3,197), RUOFF MORTGAGE COMPANY, INC. ($3,212) and JPMorgan Chase Bank ($3,581).
The lowest rate Zanesville lenders (with over 10 loans originated) are
The Community Bank (4.54%), BAYER HERITAGE (4.60%), The Huntington National Bank (4.62%), The Park National Bank (5.07%) and Peoples Bank (5.11%).
Zanesville, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
The Park National Bank | $72,045,000 | $50,380,000 | -30.1% | 15.8% |
The Huntington National Bank | $51,675,000 | $40,670,000 | -21.3% | 12.7% |
The Community Bank | $44,800,000 | $33,260,000 | -25.8% | 10.4% |
CROSSCOUNTRY MORTGAGE, LLC | $17,070,000 | $19,875,000 | 16.4% | 6.2% |
QUICKEN LOANS, LLC | $32,035,000 | $18,240,000 | -43.1% | 5.7% |
RUOFF MORTGAGE COMPANY, INC. | $12,890,000 | $11,470,000 | -11.0% | 3.6% |
J. VIRGIL, INC. | $8,205,000 | $7,670,000 | -6.5% | 2.4% |
UNITED WHOLESALE MORTGAGE, LLC | $3,775,000 | $6,560,000 | 73.8% | 2.1% |
Mortgage Research Center, LLC | $6,885,000 | $6,340,000 | -7.9% | 2.0% |
JPMorgan Chase Bank | $5,515,000 | $5,870,000 | 6.4% | 1.8% |
North Valley Bank | $8,340,000 | $5,680,000 | -31.9% | 1.8% |
EQUITY RESOURCES, INC. | $5,220,000 | $5,570,000 | 6.7% | 1.7% |
Peoples Bank | $6,115,000 | $5,270,000 | -13.8% | 1.6% |
FIRST OHIO HOME FINANCE, INC. | $9,080,000 | $4,975,000 | -45.2% | 1.6% |
PNC Bank | $9,060,000 | $4,715,000 | -48.0% | 1.5% |
UNION HOME MORTGAGE CORP. | $7,205,000 | $4,525,000 | -37.2% | 1.4% |
Union Savings Bank | $2,350,000 | $4,325,000 | 84.0% | 1.4% |
LOANDEPOT.COM, LLC | $3,250,000 | $2,805,000 | -13.7% | 0.9% |
BAYER HERITAGE | $2,010,000 | $2,780,000 | 38.3% | 0.9% |
CALIBER HOME LOANS, INC. | $5,095,000 | $2,685,000 | -47.3% | 0.8% |
Peoples State Bank | $1,330,000 | $2,285,000 | 71.8% | 0.7% |
AMERISAVE MORTGAGE CORPORATION | $1,435,000 | $2,250,000 | 56.8% | 0.7% |
NFM, INC. | $900,000 | $2,080,000 | 131.1% | 0.7% |
U.S. Bank | $2,795,000 | $2,020,000 | -27.7% | 0.6% |
MID AMERICA MORTGAGE, INC. | $3,825,000 | $2,005,000 | -47.6% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $8,925,000 | $1,985,000 | -77.8% | 0.6% |
Bank of America | $3,195,000 | $1,975,000 | -38.2% | 0.6% |
Farm Credit Mid-America, ACA | $7,150,000 | $1,975,000 | -72.4% | 0.6% |
Carrington Mortgage Services, LLC | $2,560,000 | $1,910,000 | -25.4% | 0.6% |
NAVY FEDERAL CREDIT UNION | $2,165,000 | $1,855,000 | -14.3% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $2,180,000 | $1,820,000 | -16.5% | 0.6% |
LIBERTY HOME MORTGAGE CORPORATION | $4,285,000 | $1,765,000 | -58.8% | 0.6% |
First Commonwealth Bank | $610,000 | $1,630,000 | 167.2% | 0.5% |
Flagstar Bank, FSB | $3,925,000 | $1,530,000 | -61.0% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $1,525,000 | $1,515,000 | -0.7% | 0.5% |
HOMESIDE FINANCIAL, LLC | $2,685,000 | $1,360,000 | -49.3% | 0.4% |
GSF Mortgage Corporation | $175,000 | $1,300,000 | 642.9% | 0.4% |
NEW DAY FINANCIAL, LLC | $1,620,000 | $1,290,000 | -20.4% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $3,725,000 | $1,255,000 | -66.3% | 0.4% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $930,000 | $1,250,000 | 34.4% | 0.4% |
First Federal Savings and Loan Association | $1,805,000 | $1,145,000 | -36.6% | 0.4% |
Fifth Third Bank | $1,785,000 | $1,030,000 | -42.3% | 0.3% |
First Federal Bank of the Midwest | $4,295,000 | $1,015,000 | -76.4% | 0.3% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,940,000 | $1,000,000 | -79.8% | 0.3% |
DAS Acquisition Company, LLC | $400,000 | $915,000 | 128.8% | 0.3% |
KEMBA FINANCIAL | $605,000 | $890,000 | 47.1% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $205,000 | $880,000 | 329.3% | 0.3% |
GUARANTEED RATE AFFINITY, LLC | $865,000 | n/a | 0.3% | |
THE EQUITABLE MORTGAGE CORPORATION | $335,000 | $865,000 | 158.2% | 0.3% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,305,000 | $770,000 | -41.0% | 0.2% |
Wells Fargo Bank | $2,215,000 | $760,000 | -65.7% | 0.2% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $175,000 | $750,000 | 328.6% | 0.2% |
THE VINTON COUNTY NATIONAL BANK | $425,000 | $715,000 | 68.2% | 0.2% |
NEWREZ LLC | $1,210,000 | $685,000 | -43.4% | 0.2% |
Bank of England | $585,000 | $640,000 | 9.4% | 0.2% |
Pathways Financial Credit Union, Inc. | $35,000 | $635,000 | 1,714.3% | 0.2% |
T2 FINANCIAL LLC | $1,450,000 | $630,000 | -56.6% | 0.2% |
The State Bank and Trust Company | $885,000 | $615,000 | -30.5% | 0.2% |
TrueCore Federal Credit Union | $1,260,000 | $605,000 | -52.0% | 0.2% |
Nations Lending Corporation | $780,000 | $560,000 | -28.2% | 0.2% |
HALLMARK HOME MORTGAGE, LLC | $340,000 | $550,000 | 61.8% | 0.2% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $540,000 | $505,000 | -6.5% | 0.2% |
VILLAGE CAPITAL MORTGAGE | $1,310,000 | $500,000 | -61.8% | 0.2% |
WRIGHT-PATT CREDIT UNION, INC. | $655,000 | $490,000 | -25.2% | 0.2% |
MOVEMENT MORTGAGE, LLC | $75,000 | $485,000 | 546.7% | 0.2% |
The First National Bank of McConnelsville | $455,000 | $465,000 | 2.2% | 0.1% |
Hometown Lenders, Inc. | $6,795,000 | $455,000 | -93.3% | 0.1% |
USAA Federal Savings Bank | $2,545,000 | $455,000 | -82.1% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $375,000 | $430,000 | 14.7% | 0.1% |
ALLIED MORTGAGE GROUP, INC. | $425,000 | n/a | 0.1% | |
HOME POINT FINANCIAL CORPORATION | $650,000 | $425,000 | -34.6% | 0.1% |
PLANET HOME LENDING, LLC | $245,000 | $420,000 | 71.4% | 0.1% |
EVERETT FINANCIAL, INC. | $390,000 | n/a | 0.1% | |
INTERCOASTAL MORTGAGE COMPANY | $385,000 | n/a | 0.1% | |
Heartland Bank | $725,000 | $380,000 | -47.6% | 0.1% |
BROKER SOLUTIONS, INC. | $535,000 | $375,000 | -29.9% | 0.1% |
ZILLOW HOME LOANS, LLC | $270,000 | $370,000 | 37.0% | 0.1% |
TELHIO | $365,000 | n/a | 0.1% | |
SOUTHWEST STAGE FUNDING, LLC | $145,000 | $360,000 | 148.3% | 0.1% |
TOWNE MORTGAGE COMPANY | $360,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $2,095,000 | $355,000 | -83.1% | 0.1% |
Commerce Home Mortgage, Inc. | $355,000 | n/a | 0.1% | |
Paramount Residential Mortgage Group, Inc. | $1,010,000 | $350,000 | -65.3% | 0.1% |
The Federal Savings Bank | $450,000 | $350,000 | -22.2% | 0.1% |
Mid-Continent Funding, Inc. | $345,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $105,000 | $340,000 | 223.8% | 0.1% |
CLEARPATH LENDING | $705,000 | $335,000 | -52.5% | 0.1% |
The Union Bank Company | $685,000 | $330,000 | -51.8% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $805,000 | $330,000 | -59.0% | 0.1% |
GENEVA FINANCIAL, LLC | $325,000 | n/a | 0.1% | |
Wyndham Capital Mortgage, Inc. | $325,000 | n/a | 0.1% | |
RAPID MORTGAGE COMPANY | $1,845,000 | $315,000 | -82.9% | 0.1% |
SPRING EQ, LLC | $315,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $365,000 | $300,000 | -17.8% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $1,070,000 | $295,000 | -72.4% | 0.1% |
MJW Financial LLC | $295,000 | n/a | 0.1% | |
ATOMIC CREDIT UNION, INC. | $285,000 | n/a | 0.1% | |
Citizens Bank | $320,000 | $285,000 | -10.9% | 0.1% |
Truist | $300,000 | $285,000 | -5.0% | 0.1% |
Discover Bank | $120,000 | $280,000 | 133.3% | 0.1% |
NATIONS DIRECT MORTGAGE, LLC | $225,000 | $280,000 | 24.4% | 0.1% |
21ST MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
Residential Mortgage Solutions, Inc. | $285,000 | $265,000 | -7.0% | 0.1% |
GUARANTEED RATE, INC. | $1,330,000 | $255,000 | -80.8% | 0.1% |
Dollar Bank, Federal Savings Bank | $485,000 | $245,000 | -49.5% | 0.1% |
First Financial Bank | $660,000 | $245,000 | -62.9% | 0.1% |
East Coast Capital Corp. | $720,000 | $235,000 | -67.4% | 0.1% |
Lakeview Community Capital, LLC | $145,000 | $230,000 | 58.6% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $315,000 | $220,000 | -30.2% | 0.1% |
First Horizon Bank | $215,000 | n/a | 0.1% | |
JLB CORPORATION | $165,000 | $215,000 | 30.3% | 0.1% |
US MORTGAGE CORPORATION | $205,000 | n/a | 0.1% | |
AMERIFIRST FINANCIAL CORPORATION | $195,000 | n/a | 0.1% | |
Merchants Bank of Indiana | $195,000 | n/a | 0.1% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $120,000 | $185,000 | 54.2% | 0.1% |
LAND HOME FINANCIAL SERVICES, INC. | $185,000 | n/a | 0.1% | |
LENOX FINANCIAL MORTGAGE CORPORATION | $175,000 | $185,000 | 5.7% | 0.1% |
Stifel Bank and Trust | $185,000 | n/a | 0.1% | |
Chickasaw Community Bank | $180,000 | n/a | 0.1% | |
HOMELAND CREDIT UNION, INC. | $175,000 | n/a | 0.1% | |
KeyBank | $4,925,000 | $175,000 | -96.4% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,060,000 | $170,000 | -84.0% | 0.1% |
Sunflower Bank | $165,000 | n/a | 0.1% | |
Ameris Bank | $160,000 | n/a | 0.1% | |
Figure Lending LLC | $135,000 | $155,000 | 14.8% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $65,000 | $155,000 | 138.5% | 0.0% |
Civista Bank | $85,000 | $145,000 | 70.6% | 0.0% |
CNB Bank | $145,000 | n/a | 0.0% | |
LOANPAL, LLC | $125,000 | $145,000 | 16.0% | 0.0% |
M&T Bank | $75,000 | $145,000 | 93.3% | 0.0% |
SOUTHWEST FUNDING, LP | $145,000 | n/a | 0.0% | |
TOGETHER CREDIT UNION | $145,000 | n/a | 0.0% | |
Cf Bank | $135,000 | n/a | 0.0% | |
POLARIS HOME FUNDING CORP. | $1,205,000 | $135,000 | -88.8% | 0.0% |
STEARNS LENDING, LLC | $175,000 | $125,000 | -28.6% | 0.0% |
CHURCHILL MORTGAGE CORPORATION | $125,000 | $115,000 | -8.0% | 0.0% |
BMI Federal Credit Union | $140,000 | $110,000 | -21.4% | 0.0% |
BRIDGE | $255,000 | $105,000 | -58.8% | 0.0% |
Chicago Mortgage Solutions LLC | $105,000 | n/a | 0.0% | |
EMBRACE HOME LOANS, INC. | $105,000 | n/a | 0.0% | |
GUILD MORTGAGE COMPANY | $95,000 | n/a | 0.0% | |
GVC MORTGAGE, INC. | $95,000 | n/a | 0.0% | |
MidFirst Bank | $95,000 | n/a | 0.0% | |
TEMPLE VIEW CAPITAL FUNDING, LP | $95,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $185,000 | $90,000 | -51.4% | 0.0% |
Amerifirst Financial, Inc. | $85,000 | n/a | 0.0% | |
Ally Bank | $75,000 | n/a | 0.0% | |
Transportation Federal Credit Union | $45,000 | $75,000 | 66.7% | 0.0% |
Equity Prime Mortgage LLC | $200,000 | $65,000 | -67.5% | 0.0% |
SIWELL, INC. | $65,000 | n/a | 0.0% | |
Seven Seventeen Credit Union | $135,000 | $55,000 | -59.3% | 0.0% |
United Bank | $55,000 | n/a | 0.0% | |
HOPEWELL Federal Credit Union | $25,000 | $35,000 | 40.0% | 0.0% |
UNIVERSAL 1 CREDIT UNION | $15,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $5,000 | n/a | 0.0% |
Zanesville's top lender by overall market share is The Park National Bank, with 15.8% market share. In second place, with 12.7%, is The Huntington National Bank, having originated $40,670,000 in loans. In third place, with 10.4%, is The Community Bank, having originated $33,260,000 in loans. In fourth place, with 6.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $19,875,000 in loans. In fifth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $18,240,000 in loans.
Zanesville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $139,800 (9.0%) | $174,380 (4.5%) | 0.00 | 226 |
2018-02-01 | $149,900 (15.6%) | $185,634 (9.0%) | 0.00 | 210 |
2018-03-01 | $154,900 (19.3%) | $194,882 (13.8%) | 0.00 | 183 |
2018-04-01 | $151,300 (13.4%) | $191,801 (11.5%) | 0.00 | 193 |
2018-05-01 | $149,900 (8.3%) | $191,666 (9.9%) | 0.00 | 210 |
2018-06-01 | $159,567 (20.0%) | $195,428 (13.7%) | 0.00 | 230 |
2018-07-01 | $154,900 (19.3%) | $193,876 (15.3%) | 0.00 | 276 |
2018-08-01 | $154,900 (13.6%) | $197,333 (15.6%) | 0.00 | 284 |
2018-09-01 | $150,000 (15.5%) | $196,742 (16.1%) | 0.00 | 292 |
2018-10-01 | $152,975 (13.9%) | $199,303 (16.8%) | 0.00 | 297 |
2018-11-01 | $154,675 (19.1%) | $201,595 (16.6%) | 0.00 | 295 |
2018-12-01 | $159,900 (18.5%) | $206,632 (21.9%) | 0.00 | 270 |
2019-01-01 | $157,400 (12.6%) | $202,550 (16.2%) | 0.00 | 246 |
2019-02-01 | $159,550 (6.4%) | $207,901 (12.0%) | 0.00 | 220 |
2019-03-01 | $151,950 (-1.9%) | $203,083 (4.2%) | 0.00 | 211 |
2019-04-01 | $159,700 (5.6%) | $204,393 (6.6%) | 0.00 | 207 |
2019-05-01 | $159,900 (6.7%) | $197,663 (3.1%) | 0.00 | 222 |
2019-06-01 | $165,900 (4.0%) | $207,317 (6.1%) | 0.00 | 219 |
2019-07-01 | $169,800 (9.6%) | $210,339 (8.5%) | 0.00 | 216 |
2019-08-01 | $172,500 (11.4%) | $215,011 (9.0%) | 0.00 | 227 |
2019-09-01 | $169,900 (13.3%) | $216,869 (10.2%) | 0.00 | 220 |
2019-10-01 | $169,600 (10.9%) | $209,428 (5.1%) | 0.00 | 209 |
2019-11-01 | $154,950 (0.2%) | $202,072 (0.2%) | 0.00 | 194 |
2019-12-01 | $158,650 (-0.8%) | $196,182 (-5.1%) | 0.00 | 177 |
2020-01-01 | $157,400 (0.0%) | $190,185 (-6.1%) | 0.00 | 162 |
2020-02-01 | $149,900 (-6.1%) | $187,493 (-9.8%) | 0.00 | 159 |
2020-03-01 | $149,300 (-1.7%) | $186,391 (-8.2%) | 0.00 | 140 |
2020-04-01 | $146,850 (-8.1%) | $195,392 (-4.4%) | 0.00 | 134 |
2020-05-01 | $179,000 (11.9%) | $216,717 (9.6%) | 0.00 | 124 |
2020-06-01 | $178,425 (7.6%) | $223,583 (7.9%) | 0.00 | 117 |
2020-07-01 | $179,675 (5.8%) | $234,260 (11.4%) | 0.00 | 101 |
2020-08-01 | $179,000 (3.8%) | $208,764 (-2.9%) | 0.00 | 84 |
2020-09-01 | $159,900 (-5.9%) | $208,826 (-3.7%) | 0.00 | 86 |
2020-10-01 | $154,450 (-8.9%) | $190,397 (-9.1%) | 0.00 | 94 |
2020-11-01 | $145,750 (-5.9%) | $177,467 (-12.2%) | 0.00 | 107 |
2020-12-01 | $151,900 (-4.3%) | $174,414 (-11.1%) | 0.00 | 103 |
2021-01-01 | $146,400 (-7.0%) | $168,506 (-11.4%) | 0.00 | 97 |
2021-02-01 | $150,450 (0.4%) | $175,468 (-6.4%) | 0.00 | 65 |
2021-03-01 | $166,150 (11.3%) | $187,803 (0.8%) | 0.00 | 45 |
2021-04-01 | $171,200 (16.6%) | $211,514 (8.3%) | 0.00 | 61 |
2021-05-01 | $169,900 (-5.1%) | $200,607 (-7.4%) | 0.00 | 60 |
2021-06-01 | $177,900 (-0.3%) | $211,034 (-5.6%) | 0.00 | 77 |
2021-07-01 | $179,900 (0.1%) | $213,794 (-8.7%) | 0.00 | 88 |
2021-08-01 | $179,900 (0.5%) | $227,206 (8.8%) | 0.00 | 82 |
2021-09-01 | $174,900 (9.4%) | $226,552 (8.5%) | 0.00 | 84 |
2021-10-01 | $169,900 (10.0%) | $226,415 (18.9%) | 0.00 | 105 |
2021-11-01 | $169,450 (16.3%) | $216,286 (21.9%) | 0.00 | 100 |
2021-12-01 | $163,425 (7.6%) | $205,814 (18.0%) | 0.00 | 79 |
2022-01-01 | $157,500 (7.6%) | $232,671 (38.1%) | 0.00 | 72 |
2022-02-01 | $155,000 (3.0%) | $227,894 (29.9%) | 0.00 | 77 |
2022-03-01 | $150,975 (-9.1%) | $214,431 (14.2%) | 0.00 | 80 |
2022-04-01 | $161,450 (-5.7%) | $216,467 (2.3%) | 0.00 | 79 |
2022-05-01 | $172,450 (1.5%) | $235,694 (17.5%) | 0.00 | 82 |
2022-06-01 | $182,900 (2.8%) | $252,241 (19.5%) | 0.00 | 93 |
2022-07-01 | $182,400 (1.4%) | $235,295 (10.1%) | 0.00 | 103 |
2022-08-01 | $194,500 (8.1%) | $250,548 (10.3%) | 0.00 | 115 |
2022-09-01 | $222,450 (27.2%) | $267,947 (18.3%) | 0.00 | 126 |
2022-10-01 | $225,000 (32.4%) | $261,847 (15.7%) | 0.00 | 122 |
2022-11-01 | $207,000 (22.2%) | $244,379 (13.0%) | 0.00 | 119 |
2022-12-01 | $201,500 (23.3%) | $247,547 (20.3%) | 0.00 | 112 |
2023-01-01 | $198,750 (26.2%) | $244,315 (5.0%) | 0.00 | 116 |
2023-02-01 | $189,500 (22.3%) | $251,147 (10.2%) | 0.00 | 98 |
2023-03-01 | $185,300 (22.7%) | $250,254 (16.7%) | 0.00 | 96 |
2023-04-01 | $185,000 (14.6%) | $246,778 (14.0%) | 0.00 | 94 |
Zanesville's median listing price comes in at 0% of the national average.
Zanesville's average listing price for 2023-04-01 was $246,778, a difference of $30,311 (14.0%) versus the prior year and $-3,476 versus the prior month.
For the 2023-04-01 period, Zanesville had 94 MLS listings, a difference of -2 listings (-2%) versus the prior month and 15 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,620 sqft |
2018-02-01 | 0 days | 1,681 sqft |
2018-03-01 | 0 days | 1,674 sqft |
2018-04-01 | 0 days | 1,629 sqft |
2018-05-01 | 0 days | 1,622 sqft |
2018-06-01 | 0 days | 1,648 sqft |
2018-07-01 | 0 days | 1,897 sqft |
2018-08-01 | 0 days | 1,911 sqft |
2018-09-01 | 0 days | 1,891 sqft |
2018-10-01 | 0 days | 1,901 sqft |
2018-11-01 | 0 days | 1,960 sqft |
2018-12-01 | 0 days | 1,968 sqft |
2019-01-01 | 0 days | 1,906 sqft |
2019-02-01 | 0 days | 1,920 sqft |
2019-03-01 | 0 days | 1,920 sqft |
2019-04-01 | 0 days | 1,903 sqft |
2019-05-01 | 0 days | 1,691 sqft |
2019-06-01 | 0 days | 1,787 sqft |
2019-07-01 | 0 days | 1,780 sqft |
2019-08-01 | 0 days | 1,810 sqft |
2019-09-01 | 0 days | 1,967 sqft |
2019-10-01 | 0 days | 1,852 sqft |
2019-11-01 | 0 days | 1,786 sqft |
2019-12-01 | 0 days | 1,770 sqft |
2020-01-01 | 0 days | 1,774 sqft |
2020-02-01 | 0 days | 1,813 sqft |
2020-03-01 | 0 days | 1,744 sqft |
2020-04-01 | 0 days | 1,770 sqft |
2020-05-01 | 0 days | 1,916 sqft |
2020-06-01 | 0 days | 1,895 sqft |
2020-07-01 | 0 days | 1,907 sqft |
2020-08-01 | 0 days | 1,685 sqft |
2020-09-01 | 0 days | 1,667 sqft |
2020-10-01 | 0 days | 1,680 sqft |
2020-11-01 | 0 days | 1,705 sqft |
2020-12-01 | 0 days | 1,684 sqft |
2021-01-01 | 0 days | 1,629 sqft |
2021-02-01 | 0 days | 1,630 sqft |
2021-03-01 | 0 days | 1,648 sqft |
2021-04-01 | 0 days | 1,683 sqft |
2021-05-01 | 0 days | 1,832 sqft |
2021-06-01 | 0 days | 1,894 sqft |
2021-07-01 | 0 days | 1,992 sqft |
2021-08-01 | 0 days | 1,955 sqft |
2021-09-01 | 0 days | 1,890 sqft |
2021-10-01 | 0 days | 1,748 sqft |
2021-11-01 | 0 days | 1,607 sqft |
2021-12-01 | 0 days | 1,564 sqft |
2022-01-01 | 0 days | 1,470 sqft |
2022-02-01 | 0 days | 1,610 sqft |
2022-03-01 | 0 days | 1,703 sqft |
2022-04-01 | 0 days | 1,549 sqft |
2022-05-01 | 0 days | 1,562 sqft |
2022-06-01 | 0 days | 1,714 sqft |
2022-07-01 | 0 days | 1,820 sqft |
2022-08-01 | 0 days | 1,682 sqft |
2022-09-01 | 0 days | 1,725 sqft |
2022-10-01 | 0 days | 1,729 sqft |
2022-11-01 | 0 days | 1,780 sqft |
2022-12-01 | 0 days | 1,656 sqft |
2023-01-01 | 0 days | 1,583 sqft |
2023-02-01 | 0 days | 1,558 sqft |
2023-03-01 | 0 days | 1,627 sqft |
2023-04-01 | 0 days | 1,544 sqft |
Zanesville's median square footage for active listings during the 2023-04-01 period was 1,544 sqft. One year prior, the average listing was 1,549 sqft.
Zanesville, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,051 | $192,155,000 | $182,831 |
Cash Out Refi | 451 | $65,815,000 | $145,931 |
Refi | 273 | $35,015,000 | $128,260 |
Home Improvement | 269 | $17,555,000 | $65,260 |
Other | 126 | $9,250,000 | $73,413 |
Zanesville's most frequently cited loan purpose was Home Purchase, with 1,051 originations. The 2nd most popular reason was Cash Out Refi, with 451 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 584 | $88,110,000 | $150,873 |
4-5% | 508 | $86,190,000 | $169,665 |
3-4% | 451 | $65,805,000 | $145,909 |
6-7% | 288 | $38,860,000 | $134,931 |
7-8% | 104 | $12,220,000 | $117,500 |
2.5-3% | 82 | $12,000,000 | $146,341 |
Over 8% | 73 | $3,855,000 | $52,808 |
<2.5% | 24 | $3,400,000 | $141,667 |
During 2022, Zanesville's most frequently originated rate bucket was 5-6%, with 584 originations.
Loan Sizing (Zanesville, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 858 | $124,300,000 | $144,872 |
$100,000 or less | 804 | $46,820,000 | $58,234 |
$200k-400k | 457 | $121,375,000 | $265,591 |
$400k-600k | 46 | $21,490,000 | $467,174 |
$600k-1000k | 3 | $2,285,000 | $761,667 |
$Over $1MM | 2 | $3,520,000 | $1,760,000 |
Zanesville's loan sizing saw the bucket of loans from $100k-200k with 858 originations, totaling $124,300,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 860 | $160,250,000 | $186,337 |
60-80% | 522 | $90,470,000 | $173,314 |
20-40% | 290 | $20,810,000 | $71,759 |
Under 20% | 215 | $8,005,000 | $37,233 |
40-60% | 200 | $25,580,000 | $127,900 |
Over 100% | 23 | $5,035,000 | $218,913 |
Zanesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 860 originations, totaling $160,250,000 in origination value.