Zanesville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Zanesville averaged 6.64% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.65% and one month ago for the week of 2024-10-10, the average rate was 6.58%.

Zanesville's average rate one year ago was 7.66%.

For refis of the same type during the week of 2024-11-14, the average rate was 6.68%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Zanesville 30 Year Fixed Rate 2024-11-14 6.64%
Zanesville 30 Year Fixed Rate Refi 2024-11-14 6.68%
Zanesville 15 Year Fixed Rate 2024-11-14 5.79%
Zanesville 15 Year Fixed Rate Refi 2024-11-14 6.19%
Zanesville 30 Year FHA 2024-11-14 0.35%
Zanesville 30 Year FHA Refi 2024-11-14 0.1%
Zanesville 30 Year USDA 2024-11-14 0%
Zanesville 30 Year USDA Refi 2024-11-14 -0.1%
Zanesville 30 Year VA 2024-11-14 0.05%
Zanesville 30 Year VA Refi 2024-11-14 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Zanesville, OH.

Zanesville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Zanesville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
The Park National Bank 88 6.90% $4,074
The Huntington National Bank 56 6.95% $4,478
The Community Bank 50 6.13% $2,711
CROSSCOUNTRY MORTGAGE, LLC 44 7.06% $6,133
QUICKEN LOANS, LLC 34 6.79% $6,060
RUOFF MORTGAGE COMPANY, INC. 24 6.79% $2,989
EQUITY RESOURCES, INC. 14 7.03% $3,614
Farm Credit Mid-America, ACA 13 6.91% $5,961
PNC Bank 12 6.80% $4,024
First Federal Savings and Loan Association 10 7.05% $2,745
JPMorgan Chase Bank 10 6.84% $3,987
NFM, INC. 8 7.24% $6,715
Peoples Bank 7 7.27% $2,961
UNION HOME MORTGAGE CORP. 6 7.40% $5,668
U.S. Bank 6 6.62% $2,161
Union Savings Bank 6 6.54% $1,518
UNITED WHOLESALE MORTGAGE, LLC 5 7.25% $7,369
BAYER HERITAGE 4 7.22% $4,059
LIBERTY HOME MORTGAGE CORPORATION 4 7.25% $1,446
LOANDEPOT.COM, LLC 3 6.58% $7,427
NEWREZ LLC 3 6.42% $5,070
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.87% $4,634
Carrington Mortgage Services, LLC 3 6.08% $4,979
J. VIRGIL, INC. 3 6.58% $4,648
Mortgage Research Center, LLC 3 6.96% $4,135
THE EQUITABLE MORTGAGE CORPORATION 2 7.19% $3,726
Discover Bank 2 8.12% $0
Fifth Third Bank 2 6.31% $4,120
T2 FINANCIAL LLC 2 6.50% $10,048
KeyBank 2 6.13% $4,574
Northpointe Bank 2 6.75% $11,165
Bank of England 2 6.69% $6,954
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.87% $5,419
Flagstar Bank, FSB 2 6.88% $5,058
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.25% $6,798
WesBanco 1 6.63% $4,584
WEST PENN FINANCIAL SERVICE CENTER, INC. 1 5.88% $4,237
AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.75% $10,072
ZILLOW HOME LOANS, LLC 1 6.88% $6,336
AMERISAVE MORTGAGE CORPORATION 1 6.63% $8,499
BMI Federal Credit Union 1 6.75% $3,325
CARDINAL FINANCIAL 1 7.63% $5,693
FIRST COMMUNITY MORTGAGE, INC. 1 7.88% $2,421
First National Bank of Pennsylvania 1 7.00% $3,408
GSF Mortgage Corporation 1 6.13% $4,192
GUARANTEED RATE AFFINITY, LLC 1 6.50% $7,565
GUARANTEED RATE, INC. 1 6.50% $3,273
Heartland Bank 1 6.38% $7,261
HOMESPIRE MORTGAGE CORPORATION 1 7.50% $136
HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.38% $4,186
KEMBA FINANCIAL 1 6.50% $4,680
Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $5,717
MYCUMORTGAGE, LLC 1 7.88% $3,178
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.13% $6,708
NAVY FEDERAL CREDIT UNION 1 8.13% $2,268
NBH Bank 1 7.63% $8,701
NP, Inc. 1 7.50% $7,162
Pathways Financial Credit Union, Inc. 1 7.00% $2,941
PENNYMAC LOAN SERVICES, LLC 1 7.25% $4,624
PENTAGON FEDERAL CREDIT UNION 1 6.63% $7,880
POLARIS HOME FUNDING CORP. 1 6.50% $5,380
RAPID MORTGAGE COMPANY 1 6.88% $7,251
Servion, Inc. 1 5.38% $6,512
SUCCESS MORTGAGE PARTNERS, INC. 1 5.88% $4,538
TELHIO 1 6.25% $5,620
The Commercial and Savings Bank of Millersburg Ohio 1 6.20% $2,591
The Farmers National Bank of Canfield 1 7.63% $4,196
The Loan Store, Inc. 1 7.00% $2,371
The State Bank and Trust Company 1 6.50% $4,536
THE VINTON COUNTY NATIONAL BANK 1 7.75% $2,784
TOWNE MORTGAGE COMPANY 1 7.63% $5,935
TrueCore Federal Credit Union 1 8.13% $3,232

Zanesville Average Closing Costs & Other Stats

Zanesville, OH's 72 lenders originated 1,829 loans during 2023. The total origination value was $269,605,000, with an average loan value of $147,406.

Zanesville's average closing costs are $4,691.

The top Zanesville lender as defined by loan originations is The Park National Bank, with 88 loans originated. Their average total fees are $4,074, which is $403 lower than the next largest lender, The Huntington National Bank.

The lowest fee Zanesville lenders (with over 10 loans originated) are The Community Bank ($2,711), First Federal Savings and Loan Association ($2,745), RUOFF MORTGAGE COMPANY, INC. ($2,989), EQUITY RESOURCES, INC. ($3,614) and JPMorgan Chase Bank ($3,987).

The lowest rate Zanesville lenders (with over 10 loans originated) are The Community Bank (6.13%), QUICKEN LOANS, LLC (6.79%), RUOFF MORTGAGE COMPANY, INC. (6.79%), PNC Bank (6.80%) and JPMorgan Chase Bank (6.84%).

Zanesville, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
The Park National Bank $50,380,000 $37,595,000 -25.4% 13.9%
The Huntington National Bank $40,670,000 $35,865,000 -11.8% 13.3%
The Community Bank $33,260,000 $23,615,000 -29.0% 8.8%
CROSSCOUNTRY MORTGAGE, LLC $19,875,000 $21,415,000 7.7% 7.9%
RUOFF MORTGAGE COMPANY, INC. $11,470,000 $13,920,000 21.4% 5.2%
QUICKEN LOANS, LLC $18,240,000 $13,825,000 -24.2% 5.1%
Mortgage Research Center, LLC $6,340,000 $7,815,000 23.3% 2.9%
North Valley Bank $5,680,000 $6,820,000 20.1% 2.5%
EQUITY RESOURCES, INC. $5,570,000 $5,180,000 -7.0% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $6,560,000 $4,960,000 -24.4% 1.8%
FIRST OHIO HOME FINANCE, INC. $4,975,000 $4,460,000 -10.4% 1.7%
UNION HOME MORTGAGE CORP. $4,525,000 $4,260,000 -5.9% 1.6%
PNC Bank $4,715,000 $4,255,000 -9.8% 1.6%
Farm Credit Mid-America, ACA $1,975,000 $4,110,000 108.1% 1.5%
J. VIRGIL, INC. $7,670,000 $3,745,000 -51.2% 1.4%
NFM, INC. $2,080,000 $3,670,000 76.4% 1.4%
Peoples Bank $5,270,000 $3,355,000 -36.3% 1.2%
BAYER HERITAGE $2,780,000 $2,840,000 2.2% 1.1%
LIBERTY HOME MORTGAGE CORPORATION $1,765,000 $2,375,000 34.6% 0.9%
First Federal Savings and Loan Association $1,145,000 $2,265,000 97.8% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,820,000 $2,155,000 18.4% 0.8%
JPMorgan Chase Bank $5,870,000 $1,990,000 -66.1% 0.7%
FREEDOM MORTGAGE CORPORATION $1,985,000 $1,960,000 -1.3% 0.7%
Union Savings Bank $4,325,000 $1,550,000 -64.2% 0.6%
U.S. Bank $2,020,000 $1,485,000 -26.5% 0.6%
Peoples State Bank $2,285,000 $1,430,000 -37.4% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,250,000 $1,405,000 12.4% 0.5%
NEWREZ LLC $685,000 $1,345,000 96.4% 0.5%
NAVY FEDERAL CREDIT UNION $1,855,000 $1,270,000 -31.5% 0.5%
Northpointe Bank $1,120,000 n/a 0.4%
The Federal Savings Bank $350,000 $1,095,000 212.9% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $1,090,000 n/a 0.4%
MID AMERICA MORTGAGE, INC. $2,005,000 $1,070,000 -46.6% 0.4%
T2 FINANCIAL LLC $630,000 $1,070,000 69.8% 0.4%
LOANDEPOT.COM, LLC $2,805,000 $990,000 -64.7% 0.4%
AMERISAVE MORTGAGE CORPORATION $2,250,000 $975,000 -56.7% 0.4%
RAPID MORTGAGE COMPANY $315,000 $975,000 209.5% 0.4%
Flagstar Bank, FSB $1,530,000 $960,000 -37.3% 0.4%
POLARIS HOME FUNDING CORP. $135,000 $905,000 570.4% 0.3%
SOUTHWEST STAGE FUNDING, LLC $360,000 $830,000 130.6% 0.3%
Fifth Third Bank $1,030,000 $825,000 -19.9% 0.3%
BROKER SOLUTIONS, INC. $375,000 $810,000 116.0% 0.3%
Community Bank of Parkersburg $805,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $300,000 $790,000 163.3% 0.3%
THE EQUITABLE MORTGAGE CORPORATION $865,000 $785,000 -9.2% 0.3%
USAA Federal Savings Bank $455,000 $760,000 67.0% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,255,000 $745,000 -40.6% 0.3%
Heartland Bank $380,000 $680,000 78.9% 0.3%
The State Bank and Trust Company $615,000 $650,000 5.7% 0.2%
WesBanco $645,000 n/a 0.2%
GSF Mortgage Corporation $1,300,000 $635,000 -51.2% 0.2%
Discover Bank $280,000 $615,000 119.6% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,000,000 $610,000 -39.0% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $590,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $865,000 $570,000 -34.1% 0.2%
Bank of England $640,000 $565,000 -11.7% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $750,000 $565,000 -24.7% 0.2%
Equity Prime Mortgage LLC $65,000 $560,000 761.5% 0.2%
NEW DAY FINANCIAL, LLC $1,290,000 $555,000 -57.0% 0.2%
Carrington Mortgage Services, LLC $1,910,000 $535,000 -72.0% 0.2%
MYCUMORTGAGE, LLC $515,000 n/a 0.2%
HOMESPIRE MORTGAGE CORPORATION $500,000 n/a 0.2%
LOANPAL, LLC $145,000 $500,000 244.8% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,515,000 $490,000 -67.7% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $470,000 n/a 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $465,000 n/a 0.2%
PREMIER LENDING, INC. $465,000 n/a 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $465,000 n/a 0.2%
The Farmers National Bank of Canfield $460,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $355,000 $420,000 18.3% 0.2%
BMI Federal Credit Union $110,000 $410,000 272.7% 0.2%
Kingston National Bank $410,000 n/a 0.2%
GUILD MORTGAGE COMPANY $95,000 $390,000 310.5% 0.1%
CARDINAL FINANCIAL $505,000 $385,000 -23.8% 0.1%
TELHIO $365,000 $370,000 1.4% 0.1%
First Federal Bank of the Midwest $1,015,000 $365,000 -64.0% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $365,000 n/a 0.1%
Figure Lending LLC $155,000 $350,000 125.8% 0.1%
Belmont Savings Bank $345,000 n/a 0.1%
DAS Acquisition Company, LLC $915,000 $345,000 -62.3% 0.1%
Commerce Home Mortgage, Inc. $355,000 $335,000 -5.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $220,000 $320,000 45.5% 0.1%
Magnolia Bank $315,000 n/a 0.1%
EVERETT FINANCIAL, INC. $390,000 $305,000 -21.8% 0.1%
21ST MORTGAGE CORPORATION $265,000 $295,000 11.3% 0.1%
NP, Inc. $295,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $880,000 $295,000 -66.5% 0.1%
THE VINTON COUNTY NATIONAL BANK $715,000 $285,000 -60.1% 0.1%
ARC HOME LLC $270,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $265,000 n/a 0.1%
JLB CORPORATION $215,000 $265,000 23.3% 0.1%
NBH Bank $265,000 n/a 0.1%
TrueCore Federal Credit Union $605,000 $260,000 -57.0% 0.1%
ROYAL UNITED MORTGAGE LLC $430,000 $240,000 -44.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $235,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $350,000 $235,000 -32.9% 0.1%
KeyBank $175,000 $210,000 20.0% 0.1%
The Commercial and Savings Bank of Millersburg Ohio $210,000 n/a 0.1%
GUARANTEED RATE, INC. $255,000 $205,000 -19.6% 0.1%
ON Q FINANCIAL, INC. $205,000 n/a 0.1%
First Financial Bank $245,000 $200,000 -18.4% 0.1%
KEMBA FINANCIAL $890,000 $200,000 -77.5% 0.1%
First National Bank of Pennsylvania $195,000 n/a 0.1%
SUMMIT FUNDING, INC. $190,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $185,000 $185,000 0.0% 0.1%
ZILLOW HOME LOANS, LLC $370,000 $185,000 -50.0% 0.1%
1ST SIGNATURE LENDING, LLC $175,000 n/a 0.1%
CLEARPATH LENDING $335,000 $175,000 -47.8% 0.1%
HOMEXPRESS MORTGAGE CORP. $175,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $175,000 n/a 0.1%
Coastal Community Bank $165,000 n/a 0.1%
North American Savings Bank, F.S.B. $155,000 n/a 0.1%
Prosperity Home Mortgage, LLC $155,000 n/a 0.1%
Westfield Bank, FSB $155,000 n/a 0.1%
WEST PENN FINANCIAL SERVICE CENTER, INC. $155,000 n/a 0.1%
GENEVA FINANCIAL, LLC $325,000 $150,000 -53.8% 0.1%
Ixonia Bank $150,000 n/a 0.1%
1st National Bank $145,000 n/a 0.1%
EMM LOANS LLC $145,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $1,360,000 $145,000 -89.3% 0.1%
Pathways Financial Credit Union, Inc. $635,000 $145,000 -77.2% 0.1%
Dollar Bank, Federal Savings Bank $245,000 $140,000 -42.9% 0.1%
The First National Bank of McConnelsville $465,000 $140,000 -69.9% 0.1%
AmeriHome Mortgage Company, LLC $135,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $135,000 n/a 0.1%
The Loan Store, Inc. $135,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $330,000 $130,000 -60.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $185,000 $125,000 -32.4% 0.0%
NATIONS RELIABLE LENDING, LLC $125,000 n/a 0.0%
Servion, Inc. $115,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $360,000 $115,000 -68.1% 0.0%
ATOMIC CREDIT UNION, INC. $285,000 $105,000 -63.2% 0.0%
Beeline Loans, Inc. $105,000 n/a 0.0%
Old National Bank $105,000 n/a 0.0%
SPRING EQ, LLC $315,000 $100,000 -68.3% 0.0%
Chickasaw Community Bank $180,000 $95,000 -47.2% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $95,000 n/a 0.0%
AMWEST FUNDING CORP. $85,000 n/a 0.0%
SIWELL, INC. $65,000 $85,000 30.8% 0.0%
Commodore Bank $80,000 n/a 0.0%
HOPEWELL Federal Credit Union $35,000 $80,000 128.6% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $65,000 n/a 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
PLANET HOME LENDING, LLC $420,000 $65,000 -84.5% 0.0%
Citizens Bank $285,000 $55,000 -80.7% 0.0%
FIRST SERVICE FCU $55,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $55,000 n/a 0.0%
Williamstown Bank, Inc $35,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $490,000 $35,000 -92.9% 0.0%
BRIDGE $105,000 $25,000 -76.2% 0.0%
TOGETHER CREDIT UNION $145,000 $25,000 -82.8% 0.0%

Zanesville's top lender by overall market share is The Park National Bank, with 13.9% market share. In second place, with 13.3%, is The Huntington National Bank, having originated $35,865,000 in loans. In third place, with 8.8%, is The Community Bank, having originated $23,615,000 in loans. In fourth place, with 7.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $21,415,000 in loans. In fifth place, with 5.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $13,920,000 in loans.


Zanesville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $139,800 (9.0%) $174,380 (4.5%) 0.00 226
2018-02-01 $149,900 (15.6%) $185,634 (9.0%) 0.00 210
2018-03-01 $154,900 (19.3%) $194,882 (13.8%) 0.00 183
2018-04-01 $151,300 (13.4%) $191,801 (11.5%) 0.00 193
2018-05-01 $149,900 (8.3%) $191,666 (9.9%) 0.00 210
2018-06-01 $159,567 (20.0%) $195,428 (13.7%) 0.00 230
2018-07-01 $154,900 (19.3%) $193,876 (15.3%) 0.00 276
2018-08-01 $154,900 (13.6%) $197,333 (15.6%) 0.00 284
2018-09-01 $150,000 (15.5%) $196,742 (16.1%) 0.00 292
2018-10-01 $152,975 (13.9%) $199,303 (16.8%) 0.00 297
2018-11-01 $154,675 (19.1%) $201,595 (16.6%) 0.00 295
2018-12-01 $159,900 (18.5%) $206,632 (21.9%) 0.00 270
2019-01-01 $157,400 (12.6%) $202,550 (16.2%) 0.00 246
2019-02-01 $159,550 (6.4%) $207,901 (12.0%) 0.00 220
2019-03-01 $159,729 (3.1%) $209,049 (7.3%) 0.00 205
2019-04-01 $159,729 (5.6%) $204,393 (6.6%) 0.00 206
2019-05-01 $159,900 (6.7%) $197,663 (3.1%) 0.00 222
2019-06-01 $165,900 (4.0%) $207,317 (6.1%) 0.00 219
2019-07-01 $169,800 (9.6%) $210,339 (8.5%) 0.00 216
2019-08-01 $169,791 (9.6%) $211,208 (7.0%) 0.00 218
2019-09-01 $169,627 (13.1%) $209,656 (6.6%) 0.00 214
2019-10-01 $169,518 (10.8%) $209,422 (5.1%) 0.00 209
2019-11-01 $154,950 (0.2%) $202,072 (0.2%) 0.00 194
2019-12-01 $158,650 (-0.8%) $196,182 (-5.1%) 0.00 177
2020-01-01 $157,400 (0.0%) $190,185 (-6.1%) 0.00 162
2020-02-01 $149,900 (-6.1%) $187,493 (-9.8%) 0.00 159
2020-03-01 $149,300 (-6.5%) $186,391 (-10.8%) 0.00 140
2020-04-01 $146,850 (-8.1%) $195,392 (-4.4%) 0.00 134
2020-05-01 $179,000 (11.9%) $216,717 (9.6%) 0.00 124
2020-06-01 $178,425 (7.6%) $223,583 (7.9%) 0.00 117
2020-07-01 $179,675 (5.8%) $234,260 (11.4%) 0.00 101
2020-08-01 $179,000 (5.4%) $208,764 (-1.2%) 0.00 84
2020-09-01 $159,900 (-5.7%) $208,826 (-0.4%) 0.00 86
2020-10-01 $154,450 (-8.9%) $190,397 (-9.1%) 0.00 94
2020-11-01 $145,750 (-5.9%) $177,467 (-12.2%) 0.00 107
2020-12-01 $151,900 (-4.3%) $174,414 (-11.1%) 0.00 103
2021-01-01 $146,400 (-7.0%) $168,506 (-11.4%) 0.00 97
2021-02-01 $150,450 (0.4%) $175,468 (-6.4%) 0.00 65
2021-03-01 $166,150 (11.3%) $187,803 (0.8%) 0.00 45
2021-04-01 $171,200 (16.6%) $211,514 (8.3%) 0.00 61
2021-05-01 $169,900 (-5.1%) $200,607 (-7.4%) 0.00 60
2021-06-01 $177,900 (-0.3%) $211,034 (-5.6%) 0.00 77
2021-07-01 $179,900 (0.1%) $213,794 (-8.7%) 0.00 88
2021-08-01 $179,900 (0.5%) $227,206 (8.8%) 0.00 82
2021-09-01 $174,900 (9.4%) $226,552 (8.5%) 0.00 84
2021-10-01 $169,900 (10.0%) $226,415 (18.9%) 0.00 105
2021-11-01 $169,450 (16.3%) $216,286 (21.9%) 0.00 100
2021-12-01 $163,425 (7.6%) $205,814 (18.0%) 0.00 79
2022-01-01 $157,500 (7.6%) $232,671 (38.1%) 0.00 72
2022-02-01 $155,000 (3.0%) $227,894 (29.9%) 0.00 77
2022-03-01 $152,250 (-8.4%) $214,431 (14.2%) 0.00 80
2022-04-01 $161,450 (-5.7%) $216,467 (2.3%) 0.00 79
2022-05-01 $172,450 (1.5%) $235,694 (17.5%) 0.00 82
2022-06-01 $182,900 (2.8%) $252,241 (19.5%) 0.00 93
2022-07-01 $182,400 (1.4%) $235,295 (10.1%) 0.00 103
2022-08-01 $194,500 (8.1%) $250,548 (10.3%) 0.00 115
2022-09-01 $222,450 (27.2%) $267,947 (18.3%) 0.00 126
2022-10-01 $225,000 (32.4%) $261,847 (15.7%) 0.00 122
2022-11-01 $207,000 (22.2%) $244,379 (13.0%) 0.00 119
2022-12-01 $201,500 (23.3%) $247,547 (20.3%) 0.00 112
2023-01-01 $198,750 (26.2%) $244,315 (5.0%) 0.00 116
2023-02-01 $189,500 (22.3%) $251,147 (10.2%) 0.00 98
2023-03-01 $185,300 (21.7%) $250,254 (16.7%) 0.00 96
2023-04-01 $185,000 (14.6%) $246,778 (14.0%) 0.00 95
2023-05-01 $227,225 (31.8%) $273,322 (16.0%) 0.00 86
2023-06-01 $259,925 (42.1%) $304,175 (20.6%) 0.00 93
2023-07-01 $241,450 (32.4%) $270,844 (15.1%) 0.00 106
2023-08-01 $254,950 (31.1%) $275,458 (9.9%) 0.00 111
2023-09-01 $249,700 (12.3%) $268,086 (0.1%) 0.00 122
2023-10-01 $252,450 (12.2%) $268,935 (2.7%) 0.00 140
2023-11-01 $237,400 (14.7%) $256,065 (4.8%) 0.00 137
2023-12-01 $239,000 (18.6%) $254,107 (2.7%) 0.00 133
2024-01-01 $242,175 (21.9%) $266,698 (9.2%) 0.00 105
2024-02-01 $241,175 (27.3%) $276,221 (10.0%) 0.00 84
2024-03-01 $251,750 (35.9%) $283,568 (13.3%) 0.00 83
2024-04-01 $249,450 (34.8%) $282,826 (14.6%) 0.00 77
2024-05-01 $279,950 (23.2%) $313,212 (14.6%) 0.00 89
2024-06-01 $284,900 (9.6%) $321,665 (5.8%) 0.00 111
2024-07-01 $266,600 (10.4%) $323,676 (19.5%) 0.00 140
2024-08-01 $259,450 (1.8%) $321,716 (16.8%) 0.00 130
2024-09-01 $272,550 (9.2%) $306,650 (14.4%) 0.00 140
2024-10-01 $256,250 (1.5%) $291,901 (8.5%) 0.00 157
Zanesville's median listing price for 2024-10-01 was $256,250, a difference of $3,800 (1.5%) versus the prior year and $-16,300 versus the prior month.

Zanesville's median listing price comes in at 0% of the national average.

Zanesville's average listing price for 2024-10-01 was $291,901, a difference of $22,966 (8.5%) versus the prior year and $-14,749 versus the prior month.

For the 2024-10-01 period, Zanesville had 157 MLS listings, a difference of 17 listings (12%) versus the prior month and 17 listings (12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,609 sqft
2018-02-01 0 days 1,679 sqft
2018-03-01 0 days 1,666 sqft
2018-04-01 0 days 1,626 sqft
2018-05-01 0 days 1,616 sqft
2018-06-01 0 days 1,630 sqft
2018-07-01 0 days 1,897 sqft
2018-08-01 0 days 1,912 sqft
2018-09-01 0 days 1,891 sqft
2018-10-01 0 days 1,892 sqft
2018-11-01 0 days 1,960 sqft
2018-12-01 0 days 1,970 sqft
2019-01-01 0 days 1,898 sqft
2019-02-01 0 days 1,915 sqft
2019-03-01 0 days 1,912 sqft
2019-04-01 0 days 1,903 sqft
2019-05-01 0 days 1,681 sqft
2019-06-01 0 days 1,786 sqft
2019-07-01 0 days 1,777 sqft
2019-08-01 0 days 1,790 sqft
2019-09-01 0 days 1,826 sqft
2019-10-01 0 days 1,849 sqft
2019-11-01 0 days 1,781 sqft
2019-12-01 0 days 1,767 sqft
2020-01-01 0 days 1,771 sqft
2020-02-01 0 days 1,813 sqft
2020-03-01 0 days 1,754 sqft
2020-04-01 0 days 1,761 sqft
2020-05-01 0 days 1,916 sqft
2020-06-01 0 days 1,895 sqft
2020-07-01 0 days 1,907 sqft
2020-08-01 0 days 1,685 sqft
2020-09-01 0 days 1,667 sqft
2020-10-01 0 days 1,680 sqft
2020-11-01 0 days 1,705 sqft
2020-12-01 0 days 1,684 sqft
2021-01-01 0 days 1,629 sqft
2021-02-01 0 days 1,628 sqft
2021-03-01 0 days 1,648 sqft
2021-04-01 0 days 1,680 sqft
2021-05-01 0 days 1,832 sqft
2021-06-01 0 days 1,895 sqft
2021-07-01 0 days 1,992 sqft
2021-08-01 0 days 1,949 sqft
2021-09-01 0 days 1,875 sqft
2021-10-01 0 days 1,746 sqft
2021-11-01 0 days 1,610 sqft
2021-12-01 0 days 1,564 sqft
2022-01-01 0 days 1,470 sqft
2022-02-01 0 days 1,610 sqft
2022-03-01 0 days 1,693 sqft
2022-04-01 0 days 1,549 sqft
2022-05-01 0 days 1,582 sqft
2022-06-01 0 days 1,681 sqft
2022-07-01 0 days 1,817 sqft
2022-08-01 0 days 1,664 sqft
2022-09-01 0 days 1,722 sqft
2022-10-01 0 days 1,729 sqft
2022-11-01 0 days 1,780 sqft
2022-12-01 0 days 1,656 sqft
2023-01-01 0 days 1,583 sqft
2023-02-01 0 days 1,558 sqft
2023-03-01 0 days 1,629 sqft
2023-04-01 0 days 1,551 sqft
2023-05-01 0 days 1,777 sqft
2023-06-01 0 days 1,891 sqft
2023-07-01 0 days 1,849 sqft
2023-08-01 0 days 2,033 sqft
2023-09-01 0 days 1,898 sqft
2023-10-01 0 days 1,900 sqft
2023-11-01 0 days 1,884 sqft
2023-12-01 0 days 1,839 sqft
2024-01-01 0 days 1,746 sqft
2024-02-01 0 days 1,832 sqft
2024-03-01 0 days 1,830 sqft
2024-04-01 0 days 1,840 sqft
2024-05-01 0 days 2,048 sqft
2024-06-01 0 days 2,074 sqft
2024-07-01 0 days 2,100 sqft
2024-08-01 0 days 2,100 sqft
2024-09-01 0 days 2,031 sqft
2024-10-01 0 days 1,916 sqft
Zanesville's median listing age (time on market) for 2024-10-01 was 0 days.

Zanesville's median square footage for active listings during the 2024-10-01 period was 1,916 sqft. One year prior, the average listing was 1,900 sqft.

Zanesville, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 926 $182,340,000 $196,911
Cash Out Refi 307 $41,615,000 $135,554
Home Improvement 247 $14,655,000 $59,332
Other 181 $12,225,000 $67,541
Refi 168 $18,770,000 $111,726

Zanesville's most frequently cited loan purpose was Home Purchase, with 926 originations. The 2nd most popular reason was Cash Out Refi, with 307 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 532 $98,520,000 $185,188
7-8% 506 $78,600,000 $155,336
Over 8% 488 $36,180,000 $74,139
5-6% 185 $36,855,000 $199,216
4-5% 32 $6,080,000 $190,000
<2.5% 6 $100,000 $16,667
3-4% 5 $1,175,000 $235,000

During 2023, Zanesville's most frequently originated rate bucket was 6-7%, with 532 originations.

Loan Sizing (Zanesville, OH MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 729 $39,495,000 $54,177
$100k-200k 664 $97,640,000 $147,048
$200k-400k 374 $99,990,000 $267,353
$400k-600k 49 $22,585,000 $460,918
$600k-1000k 12 $8,820,000 $735,000
$Over $1MM 1 $1,075,000 $1,075,000

Zanesville's loan sizing saw the bucket of loans from $100,000 or less with 729 originations, totaling $39,495,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 721 $143,105,000 $198,481
60-80% 293 $56,395,000 $192,474
Under 20% 277 $10,555,000 $38,105
20-40% 269 $19,465,000 $72,361
40-60% 177 $24,295,000 $137,260
Over 100% 12 $3,160,000 $263,333

Zanesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 721 originations, totaling $143,105,000 in origination value.