Zanesville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Zanesville averaged 6.87% for the week of 2025-07-10, compared to the national average of 6.72% for the same period.

    The average rate for the prior week (2025-07-03) was 6.82% and one month ago for the week of 2025-06-05, the average rate was 7.3%.

    Zanesville's average rate one year ago was 7%.

    For refis of the same type during the week of 2025-07-10, the average rate was 6.92%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-10 6.72%
    Zanesville 30 Year Fixed Rate 2025-07-10 6.87%
    Zanesville 30 Year Fixed Rate Refi 2025-07-10 6.92%
    Zanesville 15 Year Fixed Rate 2025-07-10 5.86%
    Zanesville 15 Year Fixed Rate Refi 2025-07-10 6.16%
    Zanesville 30 Year FHA 2025-07-10 7.01%
    Zanesville 30 Year FHA Refi 2025-07-10 6.52%
    Zanesville 30 Year USDA 2025-07-10 6.65%
    Zanesville 30 Year USDA Refi 2025-07-10 6.25%
    Zanesville 30 Year VA 2025-07-10 6.64%
    Zanesville 30 Year VA Refi 2025-07-10 6.37%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Zanesville, OH.

    Zanesville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Zanesville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    The Park National Bank 81 6.91% $4,449
    The Huntington National Bank 58 6.84% $5,027
    CROSSCOUNTRY MORTGAGE, LLC 51 7.10% $6,101
    QUICKEN LOANS, LLC 39 6.82% $6,028
    The Community Bank 36 7.22% $3,443
    RUOFF MORTGAGE COMPANY, INC. 23 6.35% $6,233
    Farm Credit Mid-America, ACA 17 7.21% $6,710
    UNITED WHOLESALE MORTGAGE, LLC 16 6.72% $6,426
    EQUITY RESOURCES, INC. 15 6.86% $3,652
    NFM, INC. 13 6.90% $6,187
    Peoples Bank 10 6.54% $3,328
    PNC Bank 9 6.56% $4,219
    JPMorgan Chase Bank 9 6.72% $3,895
    UNION HOME MORTGAGE CORP. 9 7.12% $6,148
    Flagstar Bank, FSB 8 7.88% $5,397
    J. VIRGIL, INC. 5 7.10% $4,453
    POLARIS HOME FUNDING CORP. 5 8.13% $6,592
    THE EQUITABLE MORTGAGE CORPORATION 4 7.06% $3,626
    WesBanco 4 6.47% $4,408
    BAYER HERITAGE 3 7.21% $4,334
    Bank of America 3 6.58% $5,109
    Bankers' Bank 3 6.46% $4,558
    BROKER SOLUTIONS, INC. 3 7.33% $5,229
    First Federal Savings and Loan Association 2 7.06% $5,399
    LIBERTY HOME MORTGAGE CORPORATION 2 6.81% $4,335
    ROYAL UNITED MORTGAGE LLC 2 6.69% $6,617
    LOANDEPOT.COM, LLC 2 6.49% $9,627
    Fifth Third Bank 2 6.56% $4,796
    HOWARD HANNA FINANCIAL SERVICES, INC. 2 6.56% $7,077
    U.S. Bank 2 6.81% $3,688
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.25% $5,875
    MOVEMENT MORTGAGE, LLC 2 6.34% $4,307
    T2 FINANCIAL LLC 2 7.25% $7,695
    NAVY FEDERAL CREDIT UNION 2 6.50% $8,029
    CARDINAL FINANCIAL 2 6.62% $6,978
    HOMESIDE FINANCIAL, LLC 2 7.93% $4,943
    The Union Bank Company 2 6.75% $3,141
    WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,512
    Carrington Mortgage Services, LLC 1 9.00% $6,479
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $4,839
    FIRST COMMUNITY MORTGAGE, INC. 1 7.63% $12,050
    First Financial Bank 1 7.13% $4,175
    FREEDOM MORTGAGE CORPORATION 1 6.75% $10,031
    GENERAL ELECTRIC CREDIT UNION 1 5.75% $3,516
    GSF Mortgage Corporation 1 6.13% $5,123
    GUARANTEED RATE AFFINITY, LLC 1 6.55% $4,221
    GUARANTEED RATE, INC. 1 6.63% $8,306
    Heartland Bank 1 7.00% $3,087
    HOMESPIRE MORTGAGE CORPORATION 1 6.63% $3,954
    Ixonia Bank 1 6.88% $11,329
    KEMBA FINANCIAL 1 6.75% $4,257
    Mercantile Bank of Michigan 1 6.50% $3,623
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $6,670
    Nations Lending Corporation 1 7.50% $11,035
    NBKC BANK 1 7.38% $3,553
    NEWREZ LLC 1 6.63% $7,853
    PENNYMAC LOAN SERVICES, LLC 1 7.13% $5,679
    PLAZA HOME MORTGAGE, INC. 1 6.13% $4,302
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $3,820
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.00% $4,344
    RAPID MORTGAGE COMPANY 1 7.13% $4,437
    S1L, Inc. 1 6.88% $7,364
    Servion, Inc. 1 7.13% $3,955
    Seven Seventeen Credit Union 1 6.50% $3,769
    TELHIO 1 5.88% $3,739
    THE VINTON COUNTY NATIONAL BANK 1 6.75% $2,824
    Third Federal Savings and Loan Association of Cleveland 1 6.45% $3,372
    Union Savings Bank 1 7.25% $1,352
    USAA Federal Savings Bank 1 6.63% $5,230
    Wells Fargo Bank 1 5.88% $7,438
    AMERISAVE MORTGAGE CORPORATION 1 7.13% $5,468

    Zanesville Average Closing Costs & Other Stats

    Zanesville, OH's 71 lenders originated 1,883 loans during 2024. The total origination value was $303,725,000, with an average loan value of $161,298.

    Zanesville's average closing costs are $4,938.

    The top Zanesville lender as defined by loan originations is The Park National Bank, with 81 loans originated. Their average total fees are $4,449, which is $577 lower than the next largest lender, The Huntington National Bank.

    The lowest fee Zanesville lenders (with over 10 loans originated) are Peoples Bank ($3,328), The Community Bank ($3,443), EQUITY RESOURCES, INC. ($3,652), The Park National Bank ($4,449) and The Huntington National Bank ($5,027).

    The lowest rate Zanesville lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. (6.35%), Peoples Bank (6.54%), UNITED WHOLESALE MORTGAGE, LLC (6.72%), QUICKEN LOANS, LLC (6.82%) and The Huntington National Bank (6.84%).

    Zanesville, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    The Huntington National Bank $35,865,000 $36,585,000 2.0% 12.0%
    The Park National Bank $37,595,000 $35,425,000 -5.8% 11.7%
    CROSSCOUNTRY MORTGAGE, LLC $21,415,000 $26,300,000 22.8% 8.7%
    The Community Bank $23,615,000 $16,640,000 -29.5% 5.5%
    QUICKEN LOANS, LLC $13,825,000 $16,230,000 17.4% 5.3%
    RUOFF MORTGAGE COMPANY, INC. $13,920,000 $14,710,000 5.7% 4.8%
    UNITED WHOLESALE MORTGAGE, LLC $4,960,000 $12,790,000 157.9% 4.2%
    Mortgage Research Center, LLC $7,815,000 $7,660,000 -2.0% 2.5%
    FIRST OHIO HOME FINANCE, INC. $4,460,000 $7,190,000 61.2% 2.4%
    North Valley Bank $6,820,000 $6,500,000 -4.7% 2.1%
    Farm Credit Mid-America, ACA $4,110,000 $5,960,000 45.0% 2.0%
    Peoples State Bank $1,430,000 $5,785,000 304.5% 1.9%
    NFM, INC. $3,670,000 $5,680,000 54.8% 1.9%
    EQUITY RESOURCES, INC. $5,180,000 $5,525,000 6.7% 1.8%
    Peoples Bank $3,355,000 $4,320,000 28.8% 1.4%
    J. VIRGIL, INC. $3,745,000 $4,275,000 14.2% 1.4%
    PNC Bank $4,255,000 $3,955,000 -7.1% 1.3%
    NAVY FEDERAL CREDIT UNION $1,270,000 $3,875,000 205.1% 1.3%
    FREEDOM MORTGAGE CORPORATION $1,960,000 $3,615,000 84.4% 1.2%
    LIBERTY HOME MORTGAGE CORPORATION $2,375,000 $3,305,000 39.2% 1.1%
    UNION HOME MORTGAGE CORP. $4,260,000 $2,990,000 -29.8% 1.0%
    Belmont Savings Bank $345,000 $2,640,000 665.2% 0.9%
    JPMorgan Chase Bank $1,990,000 $2,290,000 15.1% 0.8%
    WesBanco $645,000 $2,210,000 242.6% 0.7%
    BAYER HERITAGE $2,840,000 $2,170,000 -23.6% 0.7%
    AMERICAN FIRST $2,165,000 n/a 0.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,405,000 $2,035,000 44.8% 0.7%
    NEWREZ LLC $1,345,000 $1,980,000 47.2% 0.7%
    PENNYMAC LOAN SERVICES, LLC $2,155,000 $1,945,000 -9.7% 0.6%
    LOANDEPOT.COM, LLC $990,000 $1,905,000 92.4% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $745,000 $1,815,000 143.6% 0.6%
    U.S. Bank $1,485,000 $1,745,000 17.5% 0.6%
    First Commonwealth Bank $1,655,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $810,000 $1,600,000 97.5% 0.5%
    MID AMERICA MORTGAGE, INC. $1,070,000 $1,355,000 26.6% 0.4%
    Flagstar Bank, FSB $960,000 $1,300,000 35.4% 0.4%
    GSF Mortgage Corporation $635,000 $1,285,000 102.4% 0.4%
    Bank of America $1,270,000 n/a 0.4%
    T2 FINANCIAL LLC $1,070,000 $1,115,000 4.2% 0.4%
    CARDINAL FINANCIAL $385,000 $1,105,000 187.0% 0.4%
    Fifth Third Bank $825,000 $1,015,000 23.0% 0.3%
    AMERICAN FINANCING CORPORATION $420,000 $1,005,000 139.3% 0.3%
    POLARIS HOME FUNDING CORP. $905,000 $885,000 -2.2% 0.3%
    First Federal Savings and Loan Association $2,265,000 $845,000 -62.7% 0.3%
    Bankers' Bank $825,000 n/a 0.3%
    THE EQUITABLE MORTGAGE CORPORATION $785,000 $805,000 2.5% 0.3%
    HOMESIDE FINANCIAL, LLC $145,000 $760,000 424.1% 0.3%
    GUARANTEED RATE, INC. $205,000 $750,000 265.9% 0.2%
    The Union Bank Company $750,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $695,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $470,000 $640,000 36.2% 0.2%
    Third Federal Savings and Loan Association of Cleveland $130,000 $635,000 388.5% 0.2%
    Carrington Mortgage Services, LLC $535,000 $560,000 4.7% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $1,090,000 $555,000 -49.1% 0.2%
    First Financial Bank $200,000 $555,000 177.5% 0.2%
    HOWARD HANNA FINANCIAL SERVICES, INC. $65,000 $550,000 746.2% 0.2%
    Equity Prime Mortgage LLC $560,000 $545,000 -2.7% 0.2%
    Figure Lending LLC $350,000 $540,000 54.3% 0.2%
    Union Savings Bank $1,550,000 $525,000 -66.1% 0.2%
    Magnolia Bank $315,000 $520,000 65.1% 0.2%
    NEW DAY FINANCIAL, LLC $555,000 $495,000 -10.8% 0.2%
    WRIGHT-PATT CREDIT UNION, INC. $35,000 $495,000 1,314.3% 0.2%
    Discover Bank $615,000 $490,000 -20.3% 0.2%
    The Federal Savings Bank $1,095,000 $490,000 -55.3% 0.2%
    BMI Federal Credit Union $410,000 $480,000 17.1% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $790,000 $440,000 -44.3% 0.1%
    HOMESPIRE MORTGAGE CORPORATION $500,000 $410,000 -18.0% 0.1%
    Nations Lending Corporation $410,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $235,000 $410,000 74.5% 0.1%
    Dollar Bank, Federal Savings Bank $140,000 $405,000 189.3% 0.1%
    Ixonia Bank $150,000 $395,000 163.3% 0.1%
    AMERISAVE MORTGAGE CORPORATION $975,000 $385,000 -60.5% 0.1%
    TrueCore Federal Credit Union $260,000 $380,000 46.2% 0.1%
    UNION CAPITAL MORTGAGE CORPORATION $375,000 n/a 0.1%
    THE VINTON COUNTY NATIONAL BANK $285,000 $370,000 29.8% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $490,000 $360,000 -26.5% 0.1%
    RAPID MORTGAGE COMPANY $975,000 $355,000 -63.6% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $590,000 $350,000 -40.7% 0.1%
    Merchants Mortgage & Trust Corporation $345,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $340,000 n/a 0.1%
    First Federal Bank of the Midwest $365,000 $335,000 -8.2% 0.1%
    Kingston National Bank $410,000 $325,000 -20.7% 0.1%
    NBKC BANK $325,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $175,000 $320,000 82.9% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $465,000 $305,000 -34.4% 0.1%
    ROYAL UNITED MORTGAGE LLC $240,000 $300,000 25.0% 0.1%
    NBH Bank $265,000 $295,000 11.3% 0.1%
    PLANET HOME LENDING, LLC $65,000 $295,000 353.8% 0.1%
    21ST MORTGAGE CORPORATION $295,000 $275,000 -6.8% 0.1%
    GENERAL ELECTRIC CREDIT UNION $265,000 n/a 0.1%
    KEMBA FINANCIAL $200,000 $265,000 32.5% 0.1%
    Mercantile Bank of Michigan $265,000 n/a 0.1%
    Wells Fargo Bank $260,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $255,000 n/a 0.1%
    S1L, Inc. $250,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $245,000 n/a 0.1%
    Cornerstone First Mortgage, Inc $245,000 n/a 0.1%
    Superior Credit Union, Inc. $240,000 n/a 0.1%
    Plains Commerce Bank $225,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $220,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $175,000 $215,000 22.9% 0.1%
    NATIONS RELIABLE LENDING, LLC $125,000 $215,000 72.0% 0.1%
    PREMIER LENDING, INC. $465,000 $215,000 -53.8% 0.1%
    Citizens Bank $55,000 $210,000 281.8% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $465,000 $195,000 -58.1% 0.1%
    SOUTHPOINT FINANCIAL SERVICES, INC. $95,000 $195,000 105.3% 0.1%
    USAA Federal Savings Bank $760,000 $195,000 -74.3% 0.1%
    SPRING EQ, LLC $100,000 $185,000 85.0% 0.1%
    VERITAS FUNDING, LLC $185,000 n/a 0.1%
    Brighton Bank $175,000 n/a 0.1%
    EMM LOANS LLC $145,000 $175,000 20.7% 0.1%
    DIGITAL Federal Credit Union $170,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $165,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $165,000 n/a 0.1%
    AMWEST FUNDING CORP. $85,000 $155,000 82.4% 0.1%
    Coastal Community Bank $165,000 $155,000 -6.1% 0.1%
    MILEND, INC. $155,000 n/a 0.1%
    MYCUMORTGAGE, LLC $515,000 $155,000 -69.9% 0.1%
    SIWELL, INC. $85,000 $155,000 82.4% 0.1%
    TELHIO $370,000 $155,000 -58.1% 0.1%
    SUMMIT FUNDING, INC. $190,000 $150,000 -21.1% 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 n/a 0.0%
    Woodsfield Savings Bank $145,000 n/a 0.0%
    ENVOY MORTGAGE, LTD $135,000 n/a 0.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $610,000 $125,000 -79.5% 0.0%
    LOANPAL, LLC $500,000 $120,000 -76.0% 0.0%
    OCEANSIDE MORTGAGE COMPANY $115,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $320,000 $105,000 -67.2% 0.0%
    AmeriHome Mortgage Company, LLC $135,000 $105,000 -22.2% 0.0%
    Heartland Bank $680,000 $105,000 -84.6% 0.0%
    LIMA ONE CAPITAL, LLC $135,000 $105,000 -22.2% 0.0%
    Seven Seventeen Credit Union $105,000 n/a 0.0%
    The Farmers National Bank of Canfield $460,000 $105,000 -77.2% 0.0%
    FINANCE OF AMERICA REVERSE LLC $95,000 n/a 0.0%
    GUARANTEED RATE AFFINITY, LLC $570,000 $85,000 -85.1% 0.0%
    LONGBRIDGE FINANCIAL, LLC $85,000 n/a 0.0%
    Ally Bank $75,000 n/a 0.0%
    Servion, Inc. $115,000 $75,000 -34.8% 0.0%
    M&T Bank $65,000 n/a 0.0%
    PHH Mortgage Corporation $55,000 n/a 0.0%
    Baxter Credit Union $35,000 n/a 0.0%
    HOPEWELL Federal Credit Union $80,000 $35,000 -56.3% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $55,000 $35,000 -36.4% 0.0%
    UNIVERSAL 1 CREDIT UNION $35,000 n/a 0.0%

    Zanesville's top lender by overall market share is The Huntington National Bank, with 12.0% market share. In second place, with 11.7%, is The Park National Bank, having originated $35,425,000 in loans. In third place, with 8.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $26,300,000 in loans. In fourth place, with 5.5%, is The Community Bank, having originated $16,640,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $16,230,000 in loans.

    Zanesville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $139,800 (9.0%) $174,380 (4.5%) 0.00 226
    2018-02-01 $149,900 (15.6%) $185,634 (9.0%) 0.00 210
    2018-03-01 $154,900 (19.3%) $194,882 (13.8%) 0.00 183
    2018-04-01 $151,300 (13.4%) $191,801 (11.5%) 0.00 193
    2018-05-01 $149,900 (8.3%) $191,666 (9.9%) 0.00 210
    2018-06-01 $159,567 (20.0%) $195,428 (13.7%) 0.00 230
    2018-07-01 $154,900 (19.3%) $193,876 (15.3%) 0.00 276
    2018-08-01 $154,900 (13.6%) $197,333 (15.6%) 0.00 284
    2018-09-01 $150,000 (15.5%) $196,742 (16.1%) 0.00 292
    2018-10-01 $152,975 (13.9%) $199,303 (16.8%) 0.00 297
    2018-11-01 $154,675 (19.1%) $201,595 (16.6%) 0.00 295
    2018-12-01 $159,900 (18.5%) $206,632 (21.9%) 0.00 270
    2019-01-01 $157,400 (12.6%) $202,550 (16.2%) 0.00 246
    2019-02-01 $159,550 (6.4%) $207,901 (12.0%) 0.00 220
    2019-03-01 $159,729 (3.1%) $209,049 (7.3%) 0.00 205
    2019-04-01 $159,729 (5.6%) $204,393 (6.6%) 0.00 206
    2019-05-01 $159,900 (6.7%) $197,663 (3.1%) 0.00 222
    2019-06-01 $165,900 (4.0%) $207,317 (6.1%) 0.00 219
    2019-07-01 $169,800 (9.6%) $210,339 (8.5%) 0.00 216
    2019-08-01 $169,791 (9.6%) $211,208 (7.0%) 0.00 218
    2019-09-01 $169,627 (13.1%) $209,656 (6.6%) 0.00 214
    2019-10-01 $169,518 (10.8%) $209,422 (5.1%) 0.00 209
    2019-11-01 $154,950 (0.2%) $202,072 (0.2%) 0.00 194
    2019-12-01 $158,650 (-0.8%) $196,182 (-5.1%) 0.00 177
    2020-01-01 $157,400 (0.0%) $190,185 (-6.1%) 0.00 162
    2020-02-01 $149,900 (-6.1%) $187,493 (-9.8%) 0.00 159
    2020-03-01 $149,300 (-6.5%) $186,391 (-10.8%) 0.00 140
    2020-04-01 $146,850 (-8.1%) $195,392 (-4.4%) 0.00 134
    2020-05-01 $179,000 (11.9%) $216,717 (9.6%) 0.00 124
    2020-06-01 $178,425 (7.6%) $223,583 (7.9%) 0.00 117
    2020-07-01 $179,675 (5.8%) $234,260 (11.4%) 0.00 101
    2020-08-01 $179,000 (5.4%) $208,764 (-1.2%) 0.00 84
    2020-09-01 $159,900 (-5.7%) $208,826 (-0.4%) 0.00 86
    2020-10-01 $154,450 (-8.9%) $190,397 (-9.1%) 0.00 94
    2020-11-01 $145,750 (-5.9%) $177,467 (-12.2%) 0.00 107
    2020-12-01 $151,900 (-4.3%) $174,414 (-11.1%) 0.00 103
    2021-01-01 $146,400 (-7.0%) $168,506 (-11.4%) 0.00 97
    2021-02-01 $150,450 (0.4%) $175,468 (-6.4%) 0.00 65
    2021-03-01 $166,150 (11.3%) $187,803 (0.8%) 0.00 45
    2021-04-01 $171,200 (16.6%) $211,514 (8.3%) 0.00 61
    2021-05-01 $169,900 (-5.1%) $200,607 (-7.4%) 0.00 60
    2021-06-01 $177,900 (-0.3%) $211,034 (-5.6%) 0.00 77
    2021-07-01 $179,900 (0.1%) $213,794 (-8.7%) 0.00 88
    2021-08-01 $179,900 (0.5%) $227,206 (8.8%) 0.00 82
    2021-09-01 $174,900 (9.4%) $226,552 (8.5%) 0.00 84
    2021-10-01 $169,900 (10.0%) $226,415 (18.9%) 0.00 105
    2021-11-01 $169,450 (16.3%) $216,286 (21.9%) 0.00 100
    2021-12-01 $163,425 (7.6%) $205,814 (18.0%) 0.00 79
    2022-01-01 $157,500 (7.6%) $232,671 (38.1%) 0.00 72
    2022-02-01 $155,000 (3.0%) $227,894 (29.9%) 0.00 77
    2022-03-01 $150,975 (-9.1%) $214,431 (14.2%) 0.00 80
    2022-04-01 $161,450 (-5.7%) $216,467 (2.3%) 0.00 79
    2022-05-01 $172,450 (1.5%) $235,694 (17.5%) 0.00 82
    2022-06-01 $182,900 (2.8%) $252,241 (19.5%) 0.00 93
    2022-07-01 $182,400 (1.4%) $235,295 (10.1%) 0.00 103
    2022-08-01 $194,500 (8.1%) $250,548 (10.3%) 0.00 115
    2022-09-01 $222,450 (27.2%) $267,947 (18.3%) 0.00 126
    2022-10-01 $225,000 (32.4%) $261,847 (15.7%) 0.00 122
    2022-11-01 $207,000 (22.2%) $244,379 (13.0%) 0.00 119
    2022-12-01 $201,500 (23.3%) $247,547 (20.3%) 0.00 112
    2023-01-01 $198,750 (26.2%) $244,315 (5.0%) 0.00 116
    2023-02-01 $189,500 (22.3%) $251,147 (10.2%) 0.00 98
    2023-03-01 $185,300 (22.7%) $250,254 (16.7%) 0.00 96
    2023-04-01 $185,000 (14.6%) $246,778 (14.0%) 0.00 95
    2023-05-01 $227,225 (31.8%) $273,322 (16.0%) 0.00 86
    2023-06-01 $259,925 (42.1%) $304,175 (20.6%) 0.00 93
    2023-07-01 $241,450 (32.4%) $270,844 (15.1%) 0.00 106
    2023-08-01 $254,950 (31.1%) $275,458 (9.9%) 0.00 111
    2023-09-01 $249,700 (12.3%) $268,086 (0.1%) 0.00 122
    2023-10-01 $252,450 (12.2%) $268,935 (2.7%) 0.00 140
    2023-11-01 $237,400 (14.7%) $256,065 (4.8%) 0.00 137
    2023-12-01 $239,000 (18.6%) $254,107 (2.7%) 0.00 133
    2024-01-01 $242,175 (21.9%) $266,698 (9.2%) 0.00 105
    2024-02-01 $241,175 (27.3%) $276,221 (10.0%) 0.00 84
    2024-03-01 $251,750 (35.9%) $283,568 (13.3%) 0.00 83
    2024-04-01 $249,450 (34.8%) $282,826 (14.6%) 0.00 77
    2024-05-01 $275,817 (21.4%) $309,481 (13.2%) 0.00 89
    2024-06-01 $284,900 (9.6%) $317,671 (4.4%) 0.00 110
    2024-07-01 $264,450 (9.5%) $323,676 (19.5%) 0.00 139
    2024-08-01 $259,450 (1.8%) $321,716 (16.8%) 0.00 130
    2024-09-01 $272,550 (9.2%) $306,650 (14.4%) 0.00 140
    2024-10-01 $256,250 (1.5%) $291,901 (8.5%) 0.00 157
    2024-11-01 $259,900 (9.5%) $290,807 (13.6%) 0.00 167
    2024-12-01 $257,425 (7.7%) $287,756 (13.2%) 0.00 165
    2025-01-01 $255,450 (5.5%) $281,926 (5.7%) 0.00 155
    2025-02-01 $260,850 (8.2%) $282,939 (2.4%) 0.00 150
    2025-03-01 $275,000 (9.2%) $293,671 (3.6%) 0.00 144
    2025-04-01 $261,075 (4.7%) $327,594 (15.8%) 0.00 155
    2025-05-01 $249,900 (-9.4%) $345,571 (11.7%) 0.00 170
    2025-06-01 $247,675 (-13.1%) $303,135 (-4.6%) 0.00 179
    Zanesville's median listing price for 2025-06-01 was $247,675, a difference of $-37,225 (-13.1%) versus the prior year and $-2,225 versus the prior month.

    Zanesville's median listing price comes in at 0% of the national average.

    Zanesville's average listing price for 2025-06-01 was $303,135, a difference of $-14,536 (-4.6%) versus the prior year and $-42,436 versus the prior month.

    For the 2025-06-01 period, Zanesville had 179 MLS listings, a difference of 9 listings (5%) versus the prior month and 69 listings (63%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,641 sqft
    2018-02-01 0 days 1,686 sqft
    2018-03-01 0 days 1,678 sqft
    2018-04-01 0 days 1,647 sqft
    2018-05-01 0 days 1,625 sqft
    2018-06-01 0 days 1,664 sqft
    2018-07-01 0 days 1,899 sqft
    2018-08-01 0 days 1,917 sqft
    2018-09-01 0 days 1,901 sqft
    2018-10-01 0 days 1,906 sqft
    2018-11-01 0 days 1,967 sqft
    2018-12-01 0 days 1,972 sqft
    2019-01-01 0 days 1,914 sqft
    2019-02-01 0 days 1,920 sqft
    2019-03-01 0 days 1,917 sqft
    2019-04-01 0 days 1,913 sqft
    2019-05-01 0 days 1,694 sqft
    2019-06-01 0 days 1,787 sqft
    2019-07-01 0 days 1,777 sqft
    2019-08-01 0 days 1,790 sqft
    2019-09-01 0 days 1,826 sqft
    2019-10-01 0 days 1,849 sqft
    2019-11-01 0 days 1,781 sqft
    2019-12-01 0 days 1,767 sqft
    2020-01-01 0 days 1,771 sqft
    2020-02-01 0 days 1,813 sqft
    2020-03-01 0 days 1,754 sqft
    2020-04-01 0 days 1,761 sqft
    2020-05-01 0 days 1,916 sqft
    2020-06-01 0 days 1,895 sqft
    2020-07-01 0 days 1,907 sqft
    2020-08-01 0 days 1,685 sqft
    2020-09-01 0 days 1,667 sqft
    2020-10-01 0 days 1,680 sqft
    2020-11-01 0 days 1,705 sqft
    2020-12-01 0 days 1,684 sqft
    2021-01-01 0 days 1,629 sqft
    2021-02-01 0 days 1,628 sqft
    2021-03-01 0 days 1,648 sqft
    2021-04-01 0 days 1,680 sqft
    2021-05-01 0 days 1,832 sqft
    2021-06-01 0 days 1,895 sqft
    2021-07-01 0 days 1,992 sqft
    2021-08-01 0 days 1,949 sqft
    2021-09-01 0 days 1,874 sqft
    2021-10-01 0 days 1,746 sqft
    2021-11-01 0 days 1,610 sqft
    2021-12-01 0 days 1,564 sqft
    2022-01-01 0 days 1,470 sqft
    2022-02-01 0 days 1,610 sqft
    2022-03-01 0 days 1,703 sqft
    2022-04-01 0 days 1,549 sqft
    2022-05-01 0 days 1,582 sqft
    2022-06-01 0 days 1,681 sqft
    2022-07-01 0 days 1,817 sqft
    2022-08-01 0 days 1,672 sqft
    2022-09-01 0 days 1,722 sqft
    2022-10-01 0 days 1,728 sqft
    2022-11-01 0 days 1,756 sqft
    2022-12-01 0 days 1,655 sqft
    2023-01-01 0 days 1,584 sqft
    2023-02-01 0 days 1,562 sqft
    2023-03-01 0 days 1,626 sqft
    2023-04-01 0 days 1,556 sqft
    2023-05-01 0 days 1,771 sqft
    2023-06-01 0 days 1,861 sqft
    2023-07-01 0 days 1,848 sqft
    2023-08-01 0 days 2,032 sqft
    2023-09-01 0 days 1,896 sqft
    2023-10-01 0 days 1,895 sqft
    2023-11-01 0 days 1,877 sqft
    2023-12-01 0 days 1,837 sqft
    2024-01-01 0 days 1,746 sqft
    2024-02-01 0 days 1,832 sqft
    2024-03-01 0 days 1,806 sqft
    2024-04-01 0 days 1,832 sqft
    2024-05-01 0 days 2,046 sqft
    2024-06-01 0 days 2,052 sqft
    2024-07-01 0 days 2,061 sqft
    2024-08-01 0 days 2,061 sqft
    2024-09-01 0 days 1,945 sqft
    2024-10-01 0 days 1,903 sqft
    2024-11-01 0 days 1,916 sqft
    2024-12-01 0 days 1,939 sqft
    2025-01-01 0 days 1,894 sqft
    2025-02-01 0 days 1,815 sqft
    2025-03-01 0 days 1,834 sqft
    2025-04-01 0 days 1,879 sqft
    2025-05-01 0 days 1,820 sqft
    2025-06-01 0 days 1,953 sqft
    Zanesville's median listing age (time on market) for 2025-06-01 was 0 days.

    Zanesville's median square footage for active listings during the 2025-06-01 period was 1,953 sqft. One year prior, the average listing was 2,052 sqft.

    Zanesville, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 907 $189,765,000 $209,223
    Cash Out Refi 296 $45,250,000 $152,872
    Refi 242 $35,170,000 $145,331
    Home Improvement 231 $17,245,000 $74,654
    Other 203 $15,775,000 $77,709
    NA 4 $520,000 $130,000

    Zanesville's most frequently cited loan purpose was Home Purchase, with 907 originations. The 2nd most popular reason was Cash Out Refi, with 296 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 606 $47,670,000 $78,663
    6-7% 602 $122,130,000 $202,874
    7-8% 421 $78,365,000 $186,140
    5-6% 167 $34,875,000 $208,832
    4-5% 9 $2,345,000 $260,556
    <2.5% 8 $540,000 $67,500
    3-4% 7 $375,000 $53,571
    2.5-3% 1 $235,000 $235,000

    During 2024, Zanesville's most frequently originated rate bucket was Over 8%, with 606 originations.

    Loan Sizing (Zanesville, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 692 $39,580,000 $57,197
    $100k-200k 663 $96,955,000 $146,237
    $200k-400k 444 $118,100,000 $265,991
    $400k-600k 63 $29,405,000 $466,746
    $600k-1000k 14 $10,060,000 $718,571
    $Over $1MM 7 $9,625,000 $1,375,000

    Zanesville's loan sizing saw the bucket of loans from $100,000 or less with 692 originations, totaling $39,580,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 697 $147,235,000 $211,241
    20-40% 335 $26,295,000 $78,493
    60-80% 332 $62,960,000 $189,639
    Under 20% 215 $8,585,000 $39,930
    40-60% 188 $28,330,000 $150,691
    Over 100% 27 $7,645,000 $283,148

    Zanesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 697 originations, totaling $147,235,000 in origination value.