Zanesville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Zanesville averaged 7.16% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.74% and one month ago for the week of 2024-03-14, the average rate was 6.8%.

    Zanesville's average rate one year ago was 6.43%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Zanesville 30 Year Fixed Rate 2024-04-18 7.16%
    Zanesville 30 Year Fixed Rate Refi 2024-04-18 7.6%
    Zanesville 15 Year Fixed Rate 2024-04-18 6.59%
    Zanesville 15 Year Fixed Rate Refi 2024-04-18 6.29%
    Zanesville 30 Year FHA 2024-04-18 7.21%
    Zanesville 30 Year FHA Refi 2024-04-18 6.76%
    Zanesville 30 Year USDA 2024-04-18 6.96%
    Zanesville 30 Year USDA Refi 2024-04-18 6.76%
    Zanesville 30 Year VA 2024-04-18 6.81%
    Zanesville 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Zanesville, OH.

    Zanesville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Zanesville, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    The Park National Bank 88 6.90% $4,074
    The Huntington National Bank 56 6.95% $4,478
    The Community Bank 50 6.13% $2,711
    CROSSCOUNTRY MORTGAGE, LLC 44 7.06% $6,133
    QUICKEN LOANS, LLC 34 6.79% $6,060
    RUOFF MORTGAGE COMPANY, INC. 24 6.79% $2,989
    EQUITY RESOURCES, INC. 14 7.03% $3,614
    Farm Credit Mid-America, ACA 13 6.91% $5,961
    PNC Bank 12 6.80% $4,024
    First Federal Savings and Loan Association 10 7.05% $2,745
    JPMorgan Chase Bank 10 6.84% $3,987
    NFM, INC. 8 7.24% $6,715
    Peoples Bank 7 7.27% $2,961
    UNION HOME MORTGAGE CORP. 6 7.40% $5,668
    U.S. Bank 6 6.62% $2,161
    Union Savings Bank 6 6.54% $1,518
    UNITED WHOLESALE MORTGAGE, LLC 5 7.25% $7,369
    BAYER HERITAGE 4 7.22% $4,059
    LIBERTY HOME MORTGAGE CORPORATION 4 7.25% $1,446
    LOANDEPOT.COM, LLC 3 6.58% $7,427
    NEWREZ LLC 3 6.42% $5,070
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.87% $4,634
    Carrington Mortgage Services, LLC 3 6.08% $4,979
    J. VIRGIL, INC. 3 6.58% $4,648
    Mortgage Research Center, LLC 3 6.96% $4,135
    THE EQUITABLE MORTGAGE CORPORATION 2 7.19% $3,726
    Discover Bank 2 8.12% $0
    Fifth Third Bank 2 6.31% $4,120
    T2 FINANCIAL LLC 2 6.50% $10,048
    KeyBank 2 6.13% $4,574
    Northpointe Bank 2 6.75% $11,165
    Bank of England 2 6.69% $6,954
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.87% $5,419
    Flagstar Bank, FSB 2 6.88% $5,058
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.25% $6,798
    WesBanco 1 6.63% $4,584
    WEST PENN FINANCIAL SERVICE CENTER, INC. 1 5.88% $4,237
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.75% $10,072
    ZILLOW HOME LOANS, LLC 1 6.88% $6,336
    AMERISAVE MORTGAGE CORPORATION 1 6.63% $8,499
    BMI Federal Credit Union 1 6.75% $3,325
    CARDINAL FINANCIAL 1 7.63% $5,693
    FIRST COMMUNITY MORTGAGE, INC. 1 7.88% $2,421
    First National Bank of Pennsylvania 1 7.00% $3,408
    GSF Mortgage Corporation 1 6.13% $4,192
    GUARANTEED RATE AFFINITY, LLC 1 6.50% $7,565
    GUARANTEED RATE, INC. 1 6.50% $3,273
    Heartland Bank 1 6.38% $7,261
    HOMESPIRE MORTGAGE CORPORATION 1 7.50% $136
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.38% $4,186
    KEMBA FINANCIAL 1 6.50% $4,680
    Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $5,717
    MYCUMORTGAGE, LLC 1 7.88% $3,178
    NATIONWIDE MORTGAGE BANKERS, INC. 1 7.13% $6,708
    NAVY FEDERAL CREDIT UNION 1 8.13% $2,268
    NBH Bank 1 7.63% $8,701
    NP, Inc. 1 7.50% $7,162
    Pathways Financial Credit Union, Inc. 1 7.00% $2,941
    PENNYMAC LOAN SERVICES, LLC 1 7.25% $4,624
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $7,880
    POLARIS HOME FUNDING CORP. 1 6.50% $5,380
    RAPID MORTGAGE COMPANY 1 6.88% $7,251
    Servion, Inc. 1 5.38% $6,512
    SUCCESS MORTGAGE PARTNERS, INC. 1 5.88% $4,538
    TELHIO 1 6.25% $5,620
    The Commercial and Savings Bank of Millersburg Ohio 1 6.20% $2,591
    The Farmers National Bank of Canfield 1 7.63% $4,196
    The Loan Store, Inc. 1 7.00% $2,371
    The State Bank and Trust Company 1 6.50% $4,536
    THE VINTON COUNTY NATIONAL BANK 1 7.75% $2,784
    TOWNE MORTGAGE COMPANY 1 7.63% $5,935
    TrueCore Federal Credit Union 1 8.13% $3,232

    Zanesville Average Closing Costs & Other Stats

    Zanesville, OH's 72 lenders originated 1,829 loans during 2023. The total origination value was $269,605,000, with an average loan value of $147,406.

    Zanesville's average closing costs are $4,691.

    The top Zanesville lender as defined by loan originations is The Park National Bank, with 88 loans originated. Their average total fees are $4,074, which is $403 lower than the next largest lender, The Huntington National Bank.

    The lowest fee Zanesville lenders (with over 10 loans originated) are The Community Bank ($2,711), First Federal Savings and Loan Association ($2,745), RUOFF MORTGAGE COMPANY, INC. ($2,989), EQUITY RESOURCES, INC. ($3,614) and JPMorgan Chase Bank ($3,987).

    The lowest rate Zanesville lenders (with over 10 loans originated) are The Community Bank (6.13%), QUICKEN LOANS, LLC (6.79%), RUOFF MORTGAGE COMPANY, INC. (6.79%), PNC Bank (6.80%) and JPMorgan Chase Bank (6.84%).

    Zanesville, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    The Park National Bank $50,380,000 $37,595,000 -25.4% 13.9%
    The Huntington National Bank $40,670,000 $35,865,000 -11.8% 13.3%
    The Community Bank $33,260,000 $23,615,000 -29.0% 8.8%
    CROSSCOUNTRY MORTGAGE, LLC $19,875,000 $21,415,000 7.7% 7.9%
    RUOFF MORTGAGE COMPANY, INC. $11,470,000 $13,920,000 21.4% 5.2%
    QUICKEN LOANS, LLC $18,240,000 $13,825,000 -24.2% 5.1%
    Mortgage Research Center, LLC $6,340,000 $7,815,000 23.3% 2.9%
    North Valley Bank $5,680,000 $6,820,000 20.1% 2.5%
    EQUITY RESOURCES, INC. $5,570,000 $5,180,000 -7.0% 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $6,560,000 $4,960,000 -24.4% 1.8%
    FIRST OHIO HOME FINANCE, INC. $4,975,000 $4,460,000 -10.4% 1.7%
    UNION HOME MORTGAGE CORP. $4,525,000 $4,260,000 -5.9% 1.6%
    PNC Bank $4,715,000 $4,255,000 -9.8% 1.6%
    Farm Credit Mid-America, ACA $1,975,000 $4,110,000 108.1% 1.5%
    J. VIRGIL, INC. $7,670,000 $3,745,000 -51.2% 1.4%
    NFM, INC. $2,080,000 $3,670,000 76.4% 1.4%
    Peoples Bank $5,270,000 $3,355,000 -36.3% 1.2%
    BAYER HERITAGE $2,780,000 $2,840,000 2.2% 1.1%
    LIBERTY HOME MORTGAGE CORPORATION $1,765,000 $2,375,000 34.6% 0.9%
    First Federal Savings and Loan Association $1,145,000 $2,265,000 97.8% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,820,000 $2,155,000 18.4% 0.8%
    JPMorgan Chase Bank $5,870,000 $1,990,000 -66.1% 0.7%
    FREEDOM MORTGAGE CORPORATION $1,985,000 $1,960,000 -1.3% 0.7%
    Union Savings Bank $4,325,000 $1,550,000 -64.2% 0.6%
    U.S. Bank $2,020,000 $1,485,000 -26.5% 0.6%
    Peoples State Bank $2,285,000 $1,430,000 -37.4% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,250,000 $1,405,000 12.4% 0.5%
    NEWREZ LLC $685,000 $1,345,000 96.4% 0.5%
    NAVY FEDERAL CREDIT UNION $1,855,000 $1,270,000 -31.5% 0.5%
    Northpointe Bank $1,120,000 n/a 0.4%
    The Federal Savings Bank $350,000 $1,095,000 212.9% 0.4%
    FIRST COMMUNITY MORTGAGE, INC. $1,090,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $2,005,000 $1,070,000 -46.6% 0.4%
    T2 FINANCIAL LLC $630,000 $1,070,000 69.8% 0.4%
    LOANDEPOT.COM, LLC $2,805,000 $990,000 -64.7% 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,250,000 $975,000 -56.7% 0.4%
    RAPID MORTGAGE COMPANY $315,000 $975,000 209.5% 0.4%
    Flagstar Bank, FSB $1,530,000 $960,000 -37.3% 0.4%
    POLARIS HOME FUNDING CORP. $135,000 $905,000 570.4% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $360,000 $830,000 130.6% 0.3%
    Fifth Third Bank $1,030,000 $825,000 -19.9% 0.3%
    BROKER SOLUTIONS, INC. $375,000 $810,000 116.0% 0.3%
    Community Bank of Parkersburg $805,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $300,000 $790,000 163.3% 0.3%
    THE EQUITABLE MORTGAGE CORPORATION $865,000 $785,000 -9.2% 0.3%
    USAA Federal Savings Bank $455,000 $760,000 67.0% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,255,000 $745,000 -40.6% 0.3%
    Heartland Bank $380,000 $680,000 78.9% 0.3%
    The State Bank and Trust Company $615,000 $650,000 5.7% 0.2%
    WesBanco $645,000 n/a 0.2%
    GSF Mortgage Corporation $1,300,000 $635,000 -51.2% 0.2%
    Discover Bank $280,000 $615,000 119.6% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,000,000 $610,000 -39.0% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $590,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $865,000 $570,000 -34.1% 0.2%
    Bank of England $640,000 $565,000 -11.7% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $750,000 $565,000 -24.7% 0.2%
    Equity Prime Mortgage LLC $65,000 $560,000 761.5% 0.2%
    NEW DAY FINANCIAL, LLC $1,290,000 $555,000 -57.0% 0.2%
    Carrington Mortgage Services, LLC $1,910,000 $535,000 -72.0% 0.2%
    MYCUMORTGAGE, LLC $515,000 n/a 0.2%
    HOMESPIRE MORTGAGE CORPORATION $500,000 n/a 0.2%
    LOANPAL, LLC $145,000 $500,000 244.8% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,515,000 $490,000 -67.7% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $470,000 n/a 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $465,000 n/a 0.2%
    PREMIER LENDING, INC. $465,000 n/a 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $465,000 n/a 0.2%
    The Farmers National Bank of Canfield $460,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $355,000 $420,000 18.3% 0.2%
    BMI Federal Credit Union $110,000 $410,000 272.7% 0.2%
    Kingston National Bank $410,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $95,000 $390,000 310.5% 0.1%
    CARDINAL FINANCIAL $505,000 $385,000 -23.8% 0.1%
    TELHIO $365,000 $370,000 1.4% 0.1%
    First Federal Bank of the Midwest $1,015,000 $365,000 -64.0% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $365,000 n/a 0.1%
    Figure Lending LLC $155,000 $350,000 125.8% 0.1%
    Belmont Savings Bank $345,000 n/a 0.1%
    DAS Acquisition Company, LLC $915,000 $345,000 -62.3% 0.1%
    Commerce Home Mortgage, Inc. $355,000 $335,000 -5.6% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $220,000 $320,000 45.5% 0.1%
    Magnolia Bank $315,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $390,000 $305,000 -21.8% 0.1%
    21ST MORTGAGE CORPORATION $265,000 $295,000 11.3% 0.1%
    NP, Inc. $295,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $880,000 $295,000 -66.5% 0.1%
    THE VINTON COUNTY NATIONAL BANK $715,000 $285,000 -60.1% 0.1%
    ARC HOME LLC $270,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $265,000 n/a 0.1%
    JLB CORPORATION $215,000 $265,000 23.3% 0.1%
    NBH Bank $265,000 n/a 0.1%
    TrueCore Federal Credit Union $605,000 $260,000 -57.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $430,000 $240,000 -44.2% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $235,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $350,000 $235,000 -32.9% 0.1%
    KeyBank $175,000 $210,000 20.0% 0.1%
    The Commercial and Savings Bank of Millersburg Ohio $210,000 n/a 0.1%
    GUARANTEED RATE, INC. $255,000 $205,000 -19.6% 0.1%
    ON Q FINANCIAL, INC. $205,000 n/a 0.1%
    First Financial Bank $245,000 $200,000 -18.4% 0.1%
    KEMBA FINANCIAL $890,000 $200,000 -77.5% 0.1%
    First National Bank of Pennsylvania $195,000 n/a 0.1%
    SUMMIT FUNDING, INC. $190,000 n/a 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $185,000 $185,000 0.0% 0.1%
    ZILLOW HOME LOANS, LLC $370,000 $185,000 -50.0% 0.1%
    1ST SIGNATURE LENDING, LLC $175,000 n/a 0.1%
    CLEARPATH LENDING $335,000 $175,000 -47.8% 0.1%
    HOMEXPRESS MORTGAGE CORP. $175,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $175,000 n/a 0.1%
    Coastal Community Bank $165,000 n/a 0.1%
    North American Savings Bank, F.S.B. $155,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $155,000 n/a 0.1%
    Westfield Bank, FSB $155,000 n/a 0.1%
    WEST PENN FINANCIAL SERVICE CENTER, INC. $155,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $325,000 $150,000 -53.8% 0.1%
    Ixonia Bank $150,000 n/a 0.1%
    1st National Bank $145,000 n/a 0.1%
    EMM LOANS LLC $145,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $1,360,000 $145,000 -89.3% 0.1%
    Pathways Financial Credit Union, Inc. $635,000 $145,000 -77.2% 0.1%
    Dollar Bank, Federal Savings Bank $245,000 $140,000 -42.9% 0.1%
    The First National Bank of McConnelsville $465,000 $140,000 -69.9% 0.1%
    AmeriHome Mortgage Company, LLC $135,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $135,000 n/a 0.1%
    The Loan Store, Inc. $135,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $330,000 $130,000 -60.6% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $185,000 $125,000 -32.4% 0.0%
    NATIONS RELIABLE LENDING, LLC $125,000 n/a 0.0%
    Servion, Inc. $115,000 n/a 0.0%
    TOWNE MORTGAGE COMPANY $360,000 $115,000 -68.1% 0.0%
    ATOMIC CREDIT UNION, INC. $285,000 $105,000 -63.2% 0.0%
    Beeline Loans, Inc. $105,000 n/a 0.0%
    Old National Bank $105,000 n/a 0.0%
    SPRING EQ, LLC $315,000 $100,000 -68.3% 0.0%
    Chickasaw Community Bank $180,000 $95,000 -47.2% 0.0%
    SOUTHPOINT FINANCIAL SERVICES, INC. $95,000 n/a 0.0%
    AMWEST FUNDING CORP. $85,000 n/a 0.0%
    SIWELL, INC. $65,000 $85,000 30.8% 0.0%
    Commodore Bank $80,000 n/a 0.0%
    HOPEWELL Federal Credit Union $35,000 $80,000 128.6% 0.0%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $65,000 n/a 0.0%
    HOWARD HANNA FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
    PLANET HOME LENDING, LLC $420,000 $65,000 -84.5% 0.0%
    Citizens Bank $285,000 $55,000 -80.7% 0.0%
    FIRST SERVICE FCU $55,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $55,000 n/a 0.0%
    Williamstown Bank, Inc $35,000 n/a 0.0%
    WRIGHT-PATT CREDIT UNION, INC. $490,000 $35,000 -92.9% 0.0%
    BRIDGE $105,000 $25,000 -76.2% 0.0%
    TOGETHER CREDIT UNION $145,000 $25,000 -82.8% 0.0%

    Zanesville's top lender by overall market share is The Park National Bank, with 13.9% market share. In second place, with 13.3%, is The Huntington National Bank, having originated $35,865,000 in loans. In third place, with 8.8%, is The Community Bank, having originated $23,615,000 in loans. In fourth place, with 7.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $21,415,000 in loans. In fifth place, with 5.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $13,920,000 in loans.

    Zanesville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $139,800 (9.0%) $174,380 (4.5%) 0.00 226
    2018-02-01 $149,900 (15.6%) $185,634 (9.0%) 0.00 210
    2018-03-01 $154,900 (19.3%) $194,882 (13.8%) 0.00 183
    2018-04-01 $151,300 (13.4%) $191,801 (11.5%) 0.00 193
    2018-05-01 $149,900 (8.3%) $191,666 (9.9%) 0.00 210
    2018-06-01 $159,567 (20.0%) $195,428 (13.7%) 0.00 230
    2018-07-01 $154,900 (19.3%) $193,876 (15.3%) 0.00 276
    2018-08-01 $154,900 (13.6%) $197,333 (15.6%) 0.00 284
    2018-09-01 $150,000 (15.5%) $196,742 (16.1%) 0.00 292
    2018-10-01 $152,975 (13.9%) $199,303 (16.8%) 0.00 297
    2018-11-01 $154,675 (19.1%) $201,595 (16.6%) 0.00 295
    2018-12-01 $159,900 (18.5%) $206,632 (21.9%) 0.00 270
    2019-01-01 $157,400 (12.6%) $202,550 (16.2%) 0.00 246
    2019-02-01 $159,550 (6.4%) $207,901 (12.0%) 0.00 220
    2019-03-01 $159,729 (3.1%) $209,049 (7.3%) 0.00 205
    2019-04-01 $159,729 (5.6%) $204,393 (6.6%) 0.00 206
    2019-05-01 $159,900 (6.7%) $197,663 (3.1%) 0.00 222
    2019-06-01 $165,900 (4.0%) $207,317 (6.1%) 0.00 219
    2019-07-01 $169,800 (9.6%) $210,339 (8.5%) 0.00 216
    2019-08-01 $169,791 (9.6%) $211,208 (7.0%) 0.00 218
    2019-09-01 $169,627 (13.1%) $209,656 (6.6%) 0.00 214
    2019-10-01 $169,518 (10.8%) $209,422 (5.1%) 0.00 209
    2019-11-01 $154,950 (0.2%) $202,072 (0.2%) 0.00 194
    2019-12-01 $158,650 (-0.8%) $196,182 (-5.1%) 0.00 177
    2020-01-01 $157,400 (0.0%) $190,185 (-6.1%) 0.00 162
    2020-02-01 $149,900 (-6.1%) $187,493 (-9.8%) 0.00 159
    2020-03-01 $149,300 (-6.5%) $186,391 (-10.8%) 0.00 140
    2020-04-01 $146,850 (-8.1%) $195,392 (-4.4%) 0.00 134
    2020-05-01 $179,000 (11.9%) $216,717 (9.6%) 0.00 124
    2020-06-01 $178,425 (7.6%) $223,583 (7.9%) 0.00 117
    2020-07-01 $179,675 (5.8%) $234,260 (11.4%) 0.00 101
    2020-08-01 $179,000 (5.4%) $208,764 (-1.2%) 0.00 84
    2020-09-01 $159,900 (-5.7%) $208,826 (-0.4%) 0.00 86
    2020-10-01 $154,450 (-8.9%) $190,397 (-9.1%) 0.00 94
    2020-11-01 $145,750 (-5.9%) $177,467 (-12.2%) 0.00 107
    2020-12-01 $151,900 (-4.3%) $174,414 (-11.1%) 0.00 103
    2021-01-01 $146,400 (-7.0%) $168,506 (-11.4%) 0.00 97
    2021-02-01 $150,450 (0.4%) $175,468 (-6.4%) 0.00 65
    2021-03-01 $166,150 (11.3%) $187,803 (0.8%) 0.00 45
    2021-04-01 $171,200 (16.6%) $211,514 (8.3%) 0.00 61
    2021-05-01 $169,900 (-5.1%) $200,607 (-7.4%) 0.00 60
    2021-06-01 $177,900 (-0.3%) $211,034 (-5.6%) 0.00 77
    2021-07-01 $179,900 (0.1%) $213,794 (-8.7%) 0.00 88
    2021-08-01 $179,900 (0.5%) $227,206 (8.8%) 0.00 82
    2021-09-01 $174,900 (9.4%) $226,552 (8.5%) 0.00 84
    2021-10-01 $169,900 (10.0%) $226,415 (18.9%) 0.00 105
    2021-11-01 $169,450 (16.3%) $216,286 (21.9%) 0.00 100
    2021-12-01 $163,425 (7.6%) $205,814 (18.0%) 0.00 79
    2022-01-01 $157,500 (7.6%) $232,671 (38.1%) 0.00 72
    2022-02-01 $155,000 (3.0%) $227,894 (29.9%) 0.00 77
    2022-03-01 $152,250 (-8.4%) $214,431 (14.2%) 0.00 80
    2022-04-01 $161,450 (-5.7%) $216,467 (2.3%) 0.00 79
    2022-05-01 $172,450 (1.5%) $235,694 (17.5%) 0.00 82
    2022-06-01 $182,900 (2.8%) $252,241 (19.5%) 0.00 93
    2022-07-01 $182,400 (1.4%) $235,295 (10.1%) 0.00 103
    2022-08-01 $194,500 (8.1%) $250,548 (10.3%) 0.00 115
    2022-09-01 $222,450 (27.2%) $267,947 (18.3%) 0.00 126
    2022-10-01 $225,000 (32.4%) $261,847 (15.7%) 0.00 122
    2022-11-01 $207,000 (22.2%) $244,379 (13.0%) 0.00 119
    2022-12-01 $201,500 (23.3%) $247,547 (20.3%) 0.00 112
    2023-01-01 $198,750 (26.2%) $244,315 (5.0%) 0.00 116
    2023-02-01 $189,500 (22.3%) $251,147 (10.2%) 0.00 98
    2023-03-01 $185,300 (21.7%) $250,254 (16.7%) 0.00 96
    2023-04-01 $185,000 (14.6%) $246,778 (14.0%) 0.00 95
    2023-05-01 $227,225 (31.8%) $273,322 (16.0%) 0.00 86
    2023-06-01 $259,925 (42.1%) $304,175 (20.6%) 0.00 93
    2023-07-01 $241,450 (32.4%) $270,844 (15.1%) 0.00 106
    2023-08-01 $254,950 (31.1%) $275,458 (9.9%) 0.00 111
    2023-09-01 $249,700 (12.3%) $268,086 (0.1%) 0.00 122
    2023-10-01 $252,450 (12.2%) $268,935 (2.7%) 0.00 140
    2023-11-01 $237,400 (14.7%) $256,065 (4.8%) 0.00 137
    2023-12-01 $239,000 (18.6%) $254,107 (2.7%) 0.00 133
    2024-01-01 $242,175 (21.9%) $266,698 (9.2%) 0.00 105
    2024-02-01 $241,175 (27.3%) $276,221 (10.0%) 0.00 84
    2024-03-01 $251,750 (35.9%) $283,568 (13.3%) 0.00 83
    Zanesville's median listing price for 2024-03-01 was $251,750, a difference of $66,450 (35.9%) versus the prior year and $10,575 versus the prior month.

    Zanesville's median listing price comes in at 0% of the national average.

    Zanesville's average listing price for 2024-03-01 was $283,568, a difference of $33,314 (13.3%) versus the prior year and $7,347 versus the prior month.

    For the 2024-03-01 period, Zanesville had 83 MLS listings, a difference of -1 listings (-1%) versus the prior month and -13 listings (-14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Zanesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,609 sqft
    2018-02-01 0 days 1,679 sqft
    2018-03-01 0 days 1,666 sqft
    2018-04-01 0 days 1,626 sqft
    2018-05-01 0 days 1,616 sqft
    2018-06-01 0 days 1,630 sqft
    2018-07-01 0 days 1,897 sqft
    2018-08-01 0 days 1,912 sqft
    2018-09-01 0 days 1,891 sqft
    2018-10-01 0 days 1,892 sqft
    2018-11-01 0 days 1,960 sqft
    2018-12-01 0 days 1,970 sqft
    2019-01-01 0 days 1,898 sqft
    2019-02-01 0 days 1,915 sqft
    2019-03-01 0 days 1,912 sqft
    2019-04-01 0 days 1,903 sqft
    2019-05-01 0 days 1,681 sqft
    2019-06-01 0 days 1,786 sqft
    2019-07-01 0 days 1,777 sqft
    2019-08-01 0 days 1,790 sqft
    2019-09-01 0 days 1,826 sqft
    2019-10-01 0 days 1,849 sqft
    2019-11-01 0 days 1,781 sqft
    2019-12-01 0 days 1,767 sqft
    2020-01-01 0 days 1,771 sqft
    2020-02-01 0 days 1,813 sqft
    2020-03-01 0 days 1,754 sqft
    2020-04-01 0 days 1,761 sqft
    2020-05-01 0 days 1,916 sqft
    2020-06-01 0 days 1,895 sqft
    2020-07-01 0 days 1,907 sqft
    2020-08-01 0 days 1,685 sqft
    2020-09-01 0 days 1,667 sqft
    2020-10-01 0 days 1,680 sqft
    2020-11-01 0 days 1,705 sqft
    2020-12-01 0 days 1,684 sqft
    2021-01-01 0 days 1,629 sqft
    2021-02-01 0 days 1,628 sqft
    2021-03-01 0 days 1,648 sqft
    2021-04-01 0 days 1,680 sqft
    2021-05-01 0 days 1,832 sqft
    2021-06-01 0 days 1,895 sqft
    2021-07-01 0 days 1,992 sqft
    2021-08-01 0 days 1,949 sqft
    2021-09-01 0 days 1,875 sqft
    2021-10-01 0 days 1,746 sqft
    2021-11-01 0 days 1,610 sqft
    2021-12-01 0 days 1,564 sqft
    2022-01-01 0 days 1,470 sqft
    2022-02-01 0 days 1,610 sqft
    2022-03-01 0 days 1,693 sqft
    2022-04-01 0 days 1,549 sqft
    2022-05-01 0 days 1,582 sqft
    2022-06-01 0 days 1,681 sqft
    2022-07-01 0 days 1,817 sqft
    2022-08-01 0 days 1,664 sqft
    2022-09-01 0 days 1,722 sqft
    2022-10-01 0 days 1,729 sqft
    2022-11-01 0 days 1,780 sqft
    2022-12-01 0 days 1,656 sqft
    2023-01-01 0 days 1,583 sqft
    2023-02-01 0 days 1,558 sqft
    2023-03-01 0 days 1,629 sqft
    2023-04-01 0 days 1,551 sqft
    2023-05-01 0 days 1,777 sqft
    2023-06-01 0 days 1,891 sqft
    2023-07-01 0 days 1,849 sqft
    2023-08-01 0 days 2,033 sqft
    2023-09-01 0 days 1,898 sqft
    2023-10-01 0 days 1,900 sqft
    2023-11-01 0 days 1,884 sqft
    2023-12-01 0 days 1,839 sqft
    2024-01-01 0 days 1,746 sqft
    2024-02-01 0 days 1,836 sqft
    2024-03-01 0 days 1,839 sqft
    Zanesville's median listing age (time on market) for 2024-03-01 was 0 days.

    Zanesville's median square footage for active listings during the 2024-03-01 period was 1,839 sqft. One year prior, the average listing was 1,629 sqft.

    Zanesville, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 926 $182,340,000 $196,911
    Cash Out Refi 307 $41,615,000 $135,554
    Home Improvement 247 $14,655,000 $59,332
    Other 181 $12,225,000 $67,541
    Refi 168 $18,770,000 $111,726

    Zanesville's most frequently cited loan purpose was Home Purchase, with 926 originations. The 2nd most popular reason was Cash Out Refi, with 307 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 532 $98,520,000 $185,188
    7-8% 506 $78,600,000 $155,336
    Over 8% 488 $36,180,000 $74,139
    5-6% 185 $36,855,000 $199,216
    4-5% 32 $6,080,000 $190,000
    <2.5% 6 $100,000 $16,667
    3-4% 5 $1,175,000 $235,000

    During 2023, Zanesville's most frequently originated rate bucket was 6-7%, with 532 originations.

    Loan Sizing (Zanesville, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 729 $39,495,000 $54,177
    $100k-200k 664 $97,640,000 $147,048
    $200k-400k 374 $99,990,000 $267,353
    $400k-600k 49 $22,585,000 $460,918
    $600k-1000k 12 $8,820,000 $735,000
    $Over $1MM 1 $1,075,000 $1,075,000

    Zanesville's loan sizing saw the bucket of loans from $100,000 or less with 729 originations, totaling $39,495,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 721 $143,105,000 $198,481
    60-80% 293 $56,395,000 $192,474
    Under 20% 277 $10,555,000 $38,105
    20-40% 269 $19,465,000 $72,361
    40-60% 177 $24,295,000 $137,260
    Over 100% 12 $3,160,000 $263,333

    Zanesville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 721 originations, totaling $143,105,000 in origination value.