SALEM Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Salem averaged 5.11% for the week of 2022-08-04, compared to the national average of 4.99% for the same period.

The average rate for the prior week (2022-07-28) was 5.62% and one month ago for the week of 2022-06-30, the average rate was 5.72%.

Salem's average rate one year ago was 3.02%.

For refis of the same type during the week of 2022-08-04, the average rate was 5%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-08-04 4.99%
Salem 30 Year Fixed Rate 2022-08-04 5.11%
Salem 30 Year Fixed Rate Refi 2022-08-04 5%
Salem 15 Year Fixed Rate 2022-08-04 4.69%
Salem 15 Year Fixed Rate Refi 2022-08-04 4.23%
Salem 30 Year FHA 2022-08-04 5.08%
Salem 30 Year FHA Refi 2022-08-04 5.43%
Salem 30 Year USDA 2022-08-04 4.97%
Salem 30 Year USDA Refi 2022-08-04 5.22%
Salem 30 Year VA 2022-08-04 5.19%
Salem 30 Year VA Refi 2022-08-04 4.99%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SALEM, OR.

SALEM Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SALEM, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 1,090 3.04% $5,665
GUILD MORTGAGE COMPANY 761 3.16% $6,193
CALIBER HOME LOANS, INC. 744 3.07% $4,413
UNITED WHOLESALE MORTGAGE, LLC 516 3.00% $4,872
LPMC, LLC 512 3.10% $4,184
LOANDEPOT.COM, LLC 358 3.01% $5,224
ACADEMY MORTGAGE CORPORATION 313 3.20% $4,754
Wells Fargo Bank 313 3.15% $3,653
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 291 3.22% $4,992
Umpqua Bank 289 3.16% $5,089
PACIFIC RESIDENTIAL MORTGAGE, LLC 271 3.32% $6,777
OnPoint Community Credit Union 229 3.12% $3,974
U.S. Bank 223 3.01% $4,095
Flagstar Bank, FSB 212 3.17% $4,387
S1L, Inc. 209 3.25% $4,686
KeyBank 208 2.96% $4,655
JPMorgan Chase Bank 186 3.10% $3,280
FINANCE OF AMERICA MORTGAGE LLC 182 3.23% $4,951
PENNYMAC LOAN SERVICES, LLC 176 3.09% $6,346
NATIONS DIRECT MORTGAGE, LLC 169 3.10% $5,117
MARION AND POLK SCHOOLS CREDIT UNION 165 3.10% $4,118
AMERICAN PACIFIC MORTGAGE CORPORATION 160 3.28% $5,935
FIRST TECHNOLOGY 157 3.07% $4,516
HOMEBRIDGE FINANCIAL SERVICES, INC. 148 3.16% $4,792
MOVEMENT MORTGAGE, LLC 145 3.11% $4,664
Mr. Cooper ( Nationstar Mortgage ) 133 3.18% $6,097
PLAZA HOME MORTGAGE, INC. 130 2.83% $7,224
CHURCHILL MORTGAGE CORPORATION 126 3.35% $5,751
BETTER MORTGAGE CORPORATION 122 2.87% $3,979
AMERISAVE MORTGAGE CORPORATION 121 2.88% $5,831
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 119 3.01% $5,868
CROSSCOUNTRY MORTGAGE, LLC 119 3.24% $7,455
HOME POINT FINANCIAL CORPORATION 115 2.98% $5,552
GENEVA FINANCIAL, LLC 111 3.26% $6,061
MANN FINANCIAL INC. 103 3.24% $7,156
Willamette Valley Bank 103 3.30% $5,482
NEWREZ LLC 102 3.10% $4,492
BROKER SOLUTIONS, INC. 99 3.07% $4,893
Sierra Pacific Mortgage Company, Inc. 94 3.04% $6,634
FREEDOM MORTGAGE CORPORATION 91 3.15% $3,146
DHI MORTGAGE COMPANY, LTD. 86 2.97% $3,616
Unitus Community Credit Union 82 3.21% $5,111
OREGON COMMUNITY 82 3.16% $4,527
CMG MORTGAGE, INC. 81 3.07% $4,974
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 77 3.36% $6,032
AMERICAN FINANCING CORPORATION 75 2.98% $4,925
CHERRY CREEK MORTGAGE, LLC 74 3.15% $5,183
DIRECTORS MORTGAGE, INC. 70 3.31% $6,304
Prosperity Home Mortgage, LLC 66 3.20% $4,425
Oregon State Credit Union 66 3.34% $3,832
ROUNDPOINT MORTGAGE SERVICING CORPORATION 57 3.21% $3,927
Commerce Home Mortgage, Inc. 56 3.28% $4,753
PROVIDENT FUNDING ASSOCIATES, L.P. 46 2.74% $3,707
Bank of America 43 3.01% $4,443
PRIMELENDING, A PLAINSCAPITAL COMPANY 41 3.39% $5,755
MUTUAL OF OMAHA MORTGAGE, INC. 40 3.04% $4,474
Columbia State Bank 39 3.15% $4,252
STEARNS LENDING, LLC 37 2.95% $5,627
SUMMIT FUNDING, INC. 35 3.10% $7,804
MUFG Union Bank 31 2.97% $5,141
Northwest Farm Credit Services, FLCA 29 3.51% $9,284
HomeStreet Bank 29 3.06% $5,512
Washington Federal Bank 29 3.26% $7,596
North American Savings Bank, F.S.B. 28 2.91% $2,664
NBKC BANK 28 2.86% $2,908
LAKEVIEW LOAN SERVICING, LLC 28 3.36% $3,759
CANOPY MORTGAGE, LLC 27 2.97% $5,713
Summit Mortgage Corporation 26 3.11% $6,372
JLB CORPORATION 26 3.13% $4,937
InterContinental Capital Group, Inc 26 2.94% $5,188
ENVOY MORTGAGE, LTD 25 3.28% $3,998
Rivermark Community Credit Union 25 3.02% $4,417
First National Bank of America 22 6.88% $12,029
GUARANTEED RATE, INC. 22 3.09% $5,518
Waterstone Mortgage Corporation 22 3.09% $6,406
NETWORK CAPITAL FUNDING CORPORATION 21 3.29% $4,445
ZILLOW HOME LOANS, LLC 20 3.03% $4,319
LOANPAL, LLC 20 3.11% $6,301
Paramount Residential Mortgage Group, Inc. 20 3.32% $6,408
SUMMIT MORTGAGE CORPORATION 20 3.24% $4,762
Strong Home Mortgage, LLC 19 2.83% $2,858
PRIMARY RESIDENTIAL MORTGAGE, INC. 18 3.12% $5,222
JMAC LENDING, INC. 17 2.79% $7,012
ADVANTIS 17 3.05% $4,851
FIRST COMMUNITY 17 3.22% $3,331
LEADERONE FINANCIAL CORPORATION 16 3.15% $4,617
EAGLE HOME MORTGAGE, LLC 16 2.98% $3,910
ALL WESTERN MORTGAGE, INC. 16 3.45% $4,663
NAVY FEDERAL CREDIT UNION 15 3.24% $4,600
NORTHWEST COMMUNITY 15 3.21% $7,882
Wyndham Capital Mortgage, Inc. 15 3.03% $2,446
First Guaranty Mortgage Corporation 15 3.18% $4,657
PREMIER MORTGAGE RESOURCES, L.L.C. 15 3.31% $5,364
Ally Bank 14 3.04% $5,225
Citizens Bank 14 3.01% $4,874
CENTRAL WILLAMETTE Credit Union 14 3.22% $4,500
HERITAGE GROVE Federal Credit Union 13 3.37% $7,109
Hometown Lenders, Inc. 13 3.23% $5,593
Washington Trust Bank 13 3.06% $4,680
AMERICAN FINANCIAL NETWORK, INC. 13 2.93% $9,242
CELEBRITY HOME LOANS, LLC 12 3.21% $5,046
Bank of England 12 3.29% $4,894
Stifel Bank and Trust 11 3.05% $3,400
Nations Lending Corporation 11 3.16% $7,048
FirstBank 11 2.92% $2,901
SECURITYNATIONAL MORTGAGE COMPANY 11 3.21% $5,885
HOMESIDE FINANCIAL, LLC 11 3.28% $8,191
AXIA FINANCIAL, LLC 11 3.29% $6,538
PANORAMA MORTGAGE GROUP, LLC 10 3.14% $4,601
SOVEREIGN LENDING GROUP INCORPORATED 10 3.26% $5,417
AmeriHome Mortgage Company, LLC 9 3.07% $5,067
The Federal Savings Bank 9 2.94% $7,931
AMERICAN INTERNET MORTGAGE, INC. 9 2.75% $4,028
SUN WEST MORTGAGE COMPANY, INC. 8 3.15% $5,467
Carrington Mortgage Services, LLC 8 3.27% $3,897
Chicago Mortgage Solutions LLC 8 2.92% $2,810
KELLER MORTGAGE, LLC 8 3.06% $2,440
INSPIRE HOME LOANS INC. 7 3.32% $5,479
LADERA LENDING, INC. 7 2.86% $5,183
First Interstate Bank 7 3.34% $4,158
Loan Simple, Inc. 6 3.16% $4,835
PLANET HOME LENDING, LLC 6 3.17% $2,645
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 3.08% $6,019
Banner Bank 6 3.44% $6,058
Clackamas Federal Credit Union 6 3.50% $5,224
HOME MORTGAGE ALLIANCE, LLC 6 3.00% $3,474
MOUNTAIN AMERICA 6 3.85% $11,165
PHH Mortgage Corporation 6 3.52% $5,832
People's Bank of Commerce 6 3.29% $4,657
VERITAS FUNDING, LLC 6 3.00% $6,241
Mortgage Research Center, LLC 6 2.69% $3,382
IMPAC MORTGAGE CORP. 6 2.89% $1,003
Northpointe Bank 5 2.85% $4,049
NEXERA HOLDING LLC 5 2.80% $3,419
PARKSIDE LENDING, LLC 5 3.47% $6,334
Gateway First Bank 5 3.28% $2,900
iQ Credit Union 5 2.95% $3,452
MORTGAGE SOLUTIONS OF COLORADO, LLC 5 3.15% $8,470
Citadel Servicing Corporation 5 4.85% $11,081
Bank of the West 5 3.50% $4,245
SOFI LENDING CORP. 5 2.83% $4,173
SOUTHWEST FUNDING, LP 5 3.33% $5,406
SPRING EQ, LLC 5 2.85% $643
UNITED MORTGAGE CORP. 5 3.10% $6,538
BNC National Bank 4 2.84% $4,161
HOMESTEAD FUNDING CORP. 4 2.56% $4,261
First Mortgage Solutions, LLC 4 2.72% $5,798
Golden Empire Mortgage, Inc. 4 3.06% $5,197
Amerifirst Financial, Inc. 4 3.31% $3,120
Truist Bank 4 2.87% $4,320
Watermark Capital, Inc. 4 2.84% $4,724
INTERCAP LENDING INC. 4 3.06% $5,809
LENDUS, LLC 4 3.22% $5,282
Manufacturers and Traders Trust Company 4 3.22% $7,317
Century Mortgage Company DBA Century Lending Company 4 3.06% $7,603
RANLIFE, INC. 4 3.22% $7,899
NFM, INC. 4 3.16% $3,600
BAY EQUITY LLC 4 3.06% $7,556
NATIONWIDE MORTGAGE BANKERS, INC. 3 2.96% $5,501
Prime Choice Funding Inc. 3 3.08% $4,832
Boeing Employees Credit Union 3 2.83% $4,316
Quontic Bank 3 5.75% $14,742
RESIDENTIAL BANCORP. 3 3.00% $4,242
GoPrime Mortgage, Inc. 3 3.25% $4,640
ROGUE 3 3.42% $4,966
SAMMAMISH MORTGAGE COMPANY 3 3.17% $3,512
Arvest Bank 3 3.08% $3,476
DRAPER AND KRAMER MORTGAGE CORP. 3 2.83% $3,689
TOP FLITE FINANCIAL, INC. 3 3.00% $2,674
TWINSTAR 3 3.00% $3,388
AmRes Corporation 3 2.71% $4,980
HOMEXPRESS MORTGAGE CORP. 3 5.00% $11,127
ON Q FINANCIAL, INC. 3 3.25% $6,890
GSF Mortgage Corporation 2 3.31% $15,944
Hometown Equity Mortgage, LLC 2 2.94% $7,472
ARC HOME LLC 2 3.62% $5,102
EMBRACE HOME LOANS, INC. 2 3.00% $6,164
PREMIER LENDING, INC. 2 3.19% $6,722
EVERETT FINANCIAL, INC. 2 3.18% $3,020
FIBRE FEDERAL CREDIT UNION 2 2.88% $5,764
Axos Bank 2 2.88% $3,259
FBC MORTGAGE, LLC 2 3.19% $4,014
First Savings Bank 2 3.13% $5,103
USAA Federal Savings Bank 2 3.06% $6,118
PNC Bank 2 2.94% $3,495
SELCO COMMUNITY 2 2.94% $4,522
First Internet Bank of Indiana 2 2.69% $2,639
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 2.99% $4,660
V.I.P. MORTGAGE, INC. 2 3.18% $3,080
IDAHO CENTRAL 2 2.88% $5,738
WASHINGTON STATE EMPLOYEES Credit Union 2 3.00% $3,431
OAKTREE FUNDING CORP. 2 4.88% $17,936
RELIANCE FIRST CAPITAL, LLC 2 3.00% $7,207
First Home Bank 2 3.13% $5,266
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.00% $23,191
WESTERN EXPRESS LENDING 2 3.43% $6,371
Charles Schwab Bank, SSB 2 2.25% $3,968
First Federal Bank 2 3.44% $11,970
Opportunity Bank of Montana 2 2.75% $5,000
RED CANOE CREDIT UNION 2 3.13% $6,894
PRIORITY HOME LENDING, LLC 2 3.31% $11,220
COAST 2 COAST FUNDING GROUP, INC. 2 3.00% $4,590
Princeton Mortgage Corporation 2 3.13% $6,247
Citibank 2 3.00% $8,553
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.19% $3,671
CIT Bank 2 2.89% $9,459
CASTPARTS EMPLOYEES 2 3.13% $4,534
THE MORTGAGE COMPANY 2 3.00% $8,690
LAND HOME FINANCIAL SERVICES, INC. 2 3.56% $6,001
TJC Mortgage, Inc. 2 3.31% $5,953
Meridian Bank Corporation 2 3.00% $2,709
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 4.38% $10,900
GUIDANCE RESIDENTIAL, LLC 1 3.13% $3,277
HEARTLAND 1 2.75% $3,408
Heritage Bank 1 3.25% $5,024
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.25% $4,705
HighTechLending Inc 1 2.75% $3,648
Greenbox Loans, Inc. 1 6.38% $11,769
GESA 1 2.63% $4,194
INLAND BANK & TRUST 1 3.38% $2,881
Franklin Loan Corporation 1 3.00% $7,259
Florida Capital Bank 1 3.13% $8,458
Zions Bancorporation, N.A. 1 2.88% $3,882
First Republic Bank 1 3.05% $3,073
KINECTA 1 3.25% $3,555
LENDERFI, INC. 1 3.13% $1,993
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $2,022
LOANLEADERS OF AMERICA, INC. 1 2.75% $3,698
Luxury Mortgage Corp. 1 3.25% $3,496
Magnolia Bank 1 2.50% $9,140
MASON MCDUFFIE MORTGAGE CORPORATION 1 3.13% $4,586
Merchants Bank of Indiana 1 2.75% $11,533
MID AMERICA MORTGAGE, INC. 1 3.13% $4,561
Morgan Stanley Private Bank 1 2.85% $4,416
MORTGAGE ACCESS CORP. 1 3.13% $7,378
Morton Community Bank 1 3.38% $5,575
MOUNTAIN WEST FINANCIAL, INC. 1 2.99% $5,815
Evolve Bank & Trust 1 3.25% $2,158
EMM LOANS LLC 1 3.38% $4,719
East Coast Capital Corp. 1 3.50% $8,042
NATIONS RELIABLE LENDING, LLC 1 2.88% $4,545
Dollar Bank, Federal Savings Bank 1 3.13% $9,142
Neighborhood Loans, Inc. 1 3.63% $7,995
Discover Bank 1 3.99% $0
DIGNIFIED HOME LOANS, LLC 1 2.88% $2,668
NMSI, INC. 1 3.00% $10,720
DIGITAL Federal Credit Union 1 2.75% $4,849
DATA MORTGAGE, INC. 1 3.00% $3,837
CORNERSTONE HOME LENDING, INC. 1 3.38% $5,228
OCMBC, INC. 1 0.00% $0
CONTOUR MORTGAGE CORPORATION 1 2.88% $4,162
ONY GLO, INC. 1 3.00% $3,762
COLUMBIA COMMUNITY CREDIT UNION 1 3.50% $3,977
OREGONIANS CREDIT UNION 1 3.63% $3,495
Paramount Bank 1 3.00% $4,039
PENRITH HOME LOANS LLC 1 3.00% $5,670
Peoples Bank 1 3.13% $15,591
Platinum Home Mortgage Corporation 1 3.38% $6,514
PREMIA MORTGAGE, LLC 1 2.88% $3,943
CBI Bank & Trust 1 2.63% $2,161
CAPITAL CREDIT UNION 1 2.63% $9,120
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.88% $2,944
BEST CAPITAL FUNDING 1 2.75% $5,434
BAYSHORE MORTGAGE FUNDING, LLC 1 2.75% $3,774
ROYAL UNITED MORTGAGE LLC 1 3.13% $10,213
SALAL 1 2.88% $4,486
SKYONE Federal Credit Union 1 2.75% $6,195
Southwest Airlines Federal Credit Union 1 3.25% $8,209
Bank of the Pacific 1 2.50% $2,878
STAR ONE CREDIT UNION 1 3.13% $5,374
Aurora Financial, LLC 1 2.75% $5,761
ATHAS CAPITAL GROUP, INC. 1 6.00% $9,968
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.88% $2,316
Sunflower Bank 1 3.13% $7,461
5TH STREET CAPITAL, INC. 1 5.13% $12,153
SWBC MORTGAGE CORPORATION 1 3.13% $10,693
Texana Bank 1 2.88% $3,325
The Huntington National Bank 1 3.13% $3,978
Third Federal Savings and Loan Association of Cleveland 1 2.79% $295
Toyota Financial Savings Bank 1 2.75% $3,624
TRIAD FINANCIAL SERVICES, INC. 1 4.50% $10,942
Tri Counties Bank 1 3.88% $3,590
Truity Federal Credit Union 1 2.75% $2,528
UBS Bank USA 1 3.13% $7,205
AMERICAN FINANCIAL RESOURCES, INC. 1 3.00% $5,480
U S WIDE FINANCIAL LLC 1 2.88% $3,999
VAN DYK MORTGAGE CORPORATION 1 3.00% $5,563
AMERICAN ADVISORS GROUP 1 2.88% $5,220
AMCAP MORTGAGE, LTD. 1 3.75% $5,560
Amalgamated Bank 1 3.25% $6,905
ALLIANT CREDIT UNION 1 3.63% $9,736
Alerus Financial 1 2.88% $3,882
WRIGHT-PATT CREDIT UNION, INC. 1 3.38% $2,545
AFFINITY 1 2.88% $3,186
ACCELERATE MORTGAGE, LLC 1 2.75% $6,866
GUARANTEED RATE AFFINITY, LLC 1 2.88% $4,964

SALEM, OR's 296 lenders originated 23,178 loans during 2021. The total origination value was $6,701,460,000, with an average loan value of $289,130.

The top SALEM lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,090 loans originated. Their average total fees are $5,665, which is $528 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee SALEM lenders (with over 10 loans originated) are Wyndham Capital Mortgage, Inc. ($2,446), North American Savings Bank, F.S.B. ($2,664), Strong Home Mortgage, LLC ($2,858), FirstBank ($2,901) and NBKC BANK ($2,908).

The lowest rate SALEM lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (2.74%), JMAC LENDING, INC. (2.79%), PLAZA HOME MORTGAGE, INC. (2.83%), Strong Home Mortgage, LLC (2.83%) and NBKC BANK (2.86%).

SALEM, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $443,085,000 $467,220,000 5.4% 7.0%
CALIBER HOME LOANS, INC. $350,425,000 $363,705,000 3.8% 5.4%
GUILD MORTGAGE COMPANY $289,710,000 $318,065,000 9.8% 4.7%
UNITED WHOLESALE MORTGAGE, LLC $162,760,000 $235,355,000 44.6% 3.5%
LPMC, LLC $284,660,000 $216,040,000 -24.1% 3.2%
Umpqua Bank $182,510,000 $209,500,000 14.8% 3.1%
LOANDEPOT.COM, LLC $103,440,000 $175,355,000 69.5% 2.6%
U.S. Bank $180,620,000 $161,165,000 -10.8% 2.4%
Wells Fargo Bank $200,815,000 $156,515,000 -22.1% 2.3%
FREEDOM MORTGAGE CORPORATION $187,625,000 $145,830,000 -22.3% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $152,280,000 $145,075,000 -4.7% 2.2%
JPMorgan Chase Bank $71,030,000 $142,785,000 101.0% 2.1%
ACADEMY MORTGAGE CORPORATION $206,145,000 $131,325,000 -36.3% 2.0%
MARION AND POLK SCHOOLS CREDIT UNION $113,620,000 $124,615,000 9.7% 1.9%
PENNYMAC LOAN SERVICES, LLC $77,875,000 $119,940,000 54.0% 1.8%
PACIFIC RESIDENTIAL MORTGAGE, LLC $122,000,000 $119,605,000 -2.0% 1.8%
NATIONS DIRECT MORTGAGE, LLC $114,385,000 $107,075,000 -6.4% 1.6%
S1L, Inc. $5,555,000 $106,530,000 1,817.7% 1.6%
KeyBank $125,560,000 $104,185,000 -17.0% 1.6%
OnPoint Community Credit Union $74,530,000 $96,970,000 30.1% 1.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $74,310,000 $95,895,000 29.0% 1.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $94,085,000 $90,060,000 -4.3% 1.3%
Flagstar Bank, FSB $67,405,000 $81,925,000 21.5% 1.2%
FINANCE OF AMERICA MORTGAGE LLC $84,665,000 $80,595,000 -4.8% 1.2%
MOVEMENT MORTGAGE, LLC $62,600,000 $70,015,000 11.8% 1.0%
FIRST TECHNOLOGY $71,370,000 $69,075,000 -3.2% 1.0%
HOME POINT FINANCIAL CORPORATION $26,615,000 $67,260,000 152.7% 1.0%
CHURCHILL MORTGAGE CORPORATION $45,435,000 $66,760,000 46.9% 1.0%
Mortgage Research Center, LLC $49,930,000 $65,735,000 31.7% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $52,510,000 $63,180,000 20.3% 0.9%
MANN FINANCIAL INC. $71,820,000 $62,785,000 -12.6% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $18,245,000 $61,530,000 237.2% 0.9%
DHI MORTGAGE COMPANY, LTD. $53,095,000 $57,145,000 7.6% 0.9%
NEWREZ LLC $37,565,000 $52,890,000 40.8% 0.8%
PLAZA HOME MORTGAGE, INC. $47,970,000 $52,395,000 9.2% 0.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $25,170,000 $51,520,000 104.7% 0.8%
GENEVA FINANCIAL, LLC $36,540,000 $51,305,000 40.4% 0.8%
AMERISAVE MORTGAGE CORPORATION $38,925,000 $50,115,000 28.7% 0.7%
BETTER MORTGAGE CORPORATION $21,910,000 $49,945,000 128.0% 0.7%
Willamette Valley Bank $72,145,000 $48,800,000 -32.4% 0.7%
OREGON COMMUNITY $62,285,000 $46,850,000 -24.8% 0.7%
Sierra Pacific Mortgage Company, Inc. $39,440,000 $42,500,000 7.8% 0.6%
MORTGAGE EXPRESS, LLC $46,455,000 $42,305,000 -8.9% 0.6%
BROKER SOLUTIONS, INC. $33,645,000 $42,245,000 25.6% 0.6%
HomeStreet Bank $22,410,000 $41,555,000 85.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $45,000,000 $40,520,000 -10.0% 0.6%
Washington Federal Bank $69,100,000 $38,655,000 -44.1% 0.6%
Unitus Community Credit Union $34,955,000 $36,265,000 3.7% 0.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $31,300,000 $35,515,000 13.5% 0.5%
CMG MORTGAGE, INC. $44,870,000 $33,675,000 -24.9% 0.5%
AMERICAN FINANCING CORPORATION $31,580,000 $31,995,000 1.3% 0.5%
CHERRY CREEK MORTGAGE, LLC $37,340,000 $30,155,000 -19.2% 0.4%
Commerce Home Mortgage, Inc. $33,950,000 $30,100,000 -11.3% 0.4%
DIRECTORS MORTGAGE, INC. $30,705,000 $30,090,000 -2.0% 0.4%
Columbia State Bank $36,710,000 $29,890,000 -18.6% 0.4%
Prosperity Home Mortgage, LLC $35,920,000 $28,815,000 -19.8% 0.4%
Oregon State Credit Union $46,705,000 $28,380,000 -39.2% 0.4%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,190,000 $26,650,000 1,116.9% 0.4%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $25,360,000 n/a 0.4%
Bank of America $34,115,000 $23,850,000 -30.1% 0.4%
NORTHWEST COMMUNITY $6,655,000 $22,900,000 244.1% 0.3%
SUMMIT FUNDING, INC. $8,805,000 $19,595,000 122.5% 0.3%
Boeing Employees Credit Union $16,300,000 $19,520,000 19.8% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $21,715,000 $19,265,000 -11.3% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $16,525,000 $18,050,000 9.2% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $10,345,000 $18,040,000 74.4% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $13,300,000 $17,355,000 30.5% 0.3%
NBKC BANK $19,570,000 $16,950,000 -13.4% 0.3%
STEARNS LENDING, LLC $21,330,000 $16,915,000 -20.7% 0.3%
Northwest Farm Credit Services, FLCA $11,210,000 $16,735,000 49.3% 0.2%
NAVY FEDERAL CREDIT UNION $14,300,000 $15,935,000 11.4% 0.2%
ALLIANT CREDIT UNION $905,000 $15,845,000 1,650.8% 0.2%
USAA Federal Savings Bank $27,620,000 $14,485,000 -47.6% 0.2%
MUFG Union Bank $12,595,000 $14,430,000 14.6% 0.2%
GUARANTEED RATE, INC. $7,865,000 $14,230,000 80.9% 0.2%
North American Savings Bank, F.S.B. $7,975,000 $13,750,000 72.4% 0.2%
The Federal Savings Bank $26,265,000 $13,700,000 -47.8% 0.2%
InterContinental Capital Group, Inc $16,825,000 $13,670,000 -18.8% 0.2%
HERITAGE GROVE Federal Credit Union $4,260,000 $13,580,000 218.8% 0.2%
Rivermark Community Credit Union $11,090,000 $12,640,000 14.0% 0.2%
NEW DAY FINANCIAL, LLC $7,965,000 $12,510,000 57.1% 0.2%
CIVIC FINANCIAL SERVICES, LLC $2,370,000 $12,270,000 417.7% 0.2%
First Federal $13,195,000 $11,960,000 -9.4% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $8,685,000 $11,405,000 31.3% 0.2%
Strong Home Mortgage, LLC $7,240,000 $11,365,000 57.0% 0.2%
SUMMIT MORTGAGE CORPORATION $14,795,000 $11,305,000 -23.6% 0.2%
CANOPY MORTGAGE, LLC $8,610,000 $11,010,000 27.9% 0.2%
Banner Bank $16,485,000 $10,915,000 -33.8% 0.2%
GREYSTONE SERVICING COMPANY LLC $35,980,000 $10,360,000 -71.2% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $8,465,000 $10,320,000 21.9% 0.2%
Summit Mortgage Corporation $15,310,000 $10,040,000 -34.4% 0.1%
First Guaranty Mortgage Corporation $9,500,000 $9,655,000 1.6% 0.1%
Carrington Mortgage Services, LLC $15,370,000 $9,550,000 -37.9% 0.1%
LEADERONE FINANCIAL CORPORATION $420,000 $9,530,000 2,169.0% 0.1%
PLANET HOME LENDING, LLC $5,755,000 $9,425,000 63.8% 0.1%
ENVOY MORTGAGE, LTD $12,855,000 $9,065,000 -29.5% 0.1%
Waterstone Mortgage Corporation $31,970,000 $9,000,000 -71.8% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $10,270,000 $8,985,000 -12.5% 0.1%
EAGLE HOME MORTGAGE, LLC $8,765,000 n/a 0.1%
JLB CORPORATION $6,785,000 $8,740,000 28.8% 0.1%
Paramount Residential Mortgage Group, Inc. $19,175,000 $8,730,000 -54.5% 0.1%
Hometown Lenders, Inc. $215,000 $8,590,000 3,895.3% 0.1%
Citizens Bank $4,160,000 $8,375,000 101.3% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $695,000 $8,075,000 1,061.9% 0.1%
Wyndham Capital Mortgage, Inc. $5,580,000 $7,990,000 43.2% 0.1%
ADVANTIS $8,425,000 $7,955,000 -5.6% 0.1%
iQ Credit Union $18,535,000 $7,930,000 -57.2% 0.1%
CENTRAL WILLAMETTE Credit Union $5,025,000 $7,780,000 54.8% 0.1%
Pacific Premier Bank $1,405,000 $7,705,000 448.4% 0.1%
FIRST COMMUNITY $11,095,000 $7,420,000 -33.1% 0.1%
Luther Burbank Savings $7,410,000 n/a 0.1%
Arbor Realty Trust, Inc. $3,685,000 $7,390,000 100.5% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $9,685,000 $7,340,000 -24.2% 0.1%
First National Bank of America $2,400,000 $7,200,000 200.0% 0.1%
LOANPAL, LLC $8,565,000 $6,970,000 -18.6% 0.1%
ZILLOW HOME LOANS, LLC $3,450,000 $6,965,000 101.9% 0.1%
HOMESIDE FINANCIAL, LLC $2,495,000 $6,790,000 172.1% 0.1%
AMERICAN ADVISORS GROUP $5,095,000 $6,480,000 27.2% 0.1%
Bank of England $4,670,000 $6,215,000 33.1% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $8,580,000 $6,190,000 -27.9% 0.1%
Ally Bank $4,335,000 $5,995,000 38.3% 0.1%
Nations Lending Corporation $10,855,000 $5,965,000 -45.0% 0.1%
PacWest Funding Inc. $5,820,000 $5,685,000 -2.3% 0.1%
Bank of the West $2,415,000 $5,655,000 134.2% 0.1%
INSPIRE HOME LOANS INC. $950,000 $5,620,000 491.6% 0.1%
ALL WESTERN MORTGAGE, INC. $1,210,000 $5,515,000 355.8% 0.1%
AXIA FINANCIAL, LLC $10,610,000 $5,495,000 -48.2% 0.1%
Washington Trust Bank $2,000,000 $5,405,000 170.3% 0.1%
MID AMERICA MORTGAGE, INC. $6,765,000 $5,385,000 -20.4% 0.1%
SELCO COMMUNITY $8,695,000 $5,275,000 -39.3% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $4,445,000 $5,135,000 15.5% 0.1%
JMAC LENDING, INC. $12,395,000 $5,130,000 -58.6% 0.1%
Stifel Bank and Trust $7,875,000 $5,110,000 -35.1% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $1,550,000 $5,005,000 222.9% 0.1%
PNC Bank $24,575,000 $4,965,000 -79.8% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,070,000 $4,845,000 352.8% 0.1%
MOUNTAIN AMERICA $850,000 $4,775,000 461.8% 0.1%
FirstBank $7,675,000 $4,725,000 -38.4% 0.1%
PHH Mortgage Corporation $3,180,000 $4,620,000 45.3% 0.1%
AmeriHome Mortgage Company, LLC $3,365,000 $4,545,000 35.1% 0.1%
First Interstate Bank $6,585,000 $4,515,000 -31.4% 0.1%
CELEBRITY HOME LOANS, LLC $1,965,000 $4,395,000 123.7% 0.1%
RANLIFE, INC. $3,135,000 $4,290,000 36.8% 0.1%
PANORAMA MORTGAGE GROUP, LLC $4,225,000 n/a 0.1%
Golden Empire Mortgage, Inc. $1,675,000 $4,210,000 151.3% 0.1%
Midland States Bank $4,075,000 n/a 0.1%
Clackamas Federal Credit Union $4,025,000 n/a 0.1%
Low VA Rates, LLC $4,925,000 $3,950,000 -19.8% 0.1%
Barrington Bank & Trust Company, N.A. $6,125,000 $3,870,000 -36.8% 0.1%
SOFI LENDING CORP. $4,485,000 $3,775,000 -15.8% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $5,810,000 $3,640,000 -37.3% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $2,925,000 $3,570,000 22.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,615,000 $3,510,000 117.3% 0.1%
REVERSE MORTGAGE FUNDING LLC $3,340,000 $3,430,000 2.7% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $9,980,000 $3,425,000 -65.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,885,000 $3,400,000 80.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $4,025,000 $3,335,000 -17.1% 0.0%
Gateway First Bank $390,000 $3,250,000 733.3% 0.0%
Alaska USA Federal Credit Union $3,390,000 $3,245,000 -4.3% 0.0%
Citadel Servicing Corporation $3,245,000 n/a 0.0%
Chicago Mortgage Solutions LLC $185,000 $3,200,000 1,629.7% 0.0%
BNC National Bank $4,125,000 $3,105,000 -24.7% 0.0%
M&T Realty Capital Corporation $7,215,000 $2,925,000 -59.5% 0.0%
Quontic Bank $3,295,000 $2,920,000 -11.4% 0.0%
PARKSIDE LENDING, LLC $6,355,000 $2,815,000 -55.7% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $980,000 $2,770,000 182.7% 0.0%
First Mortgage Solutions, LLC $3,500,000 $2,715,000 -22.4% 0.0%
Prime Choice Funding Inc. $4,515,000 $2,630,000 -41.7% 0.0%
Truist Bank $385,000 $2,620,000 580.5% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $985,000 $2,590,000 162.9% 0.0%
Loan Simple, Inc. $1,065,000 $2,585,000 142.7% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,625,000 $2,585,000 59.1% 0.0%
TJC Mortgage, Inc. $4,850,000 $2,530,000 -47.8% 0.0%
ON Q FINANCIAL, INC. $5,415,000 $2,515,000 -53.6% 0.0%
ACCELERATE MORTGAGE, LLC $315,000 $2,480,000 687.3% 0.0%
LADERA LENDING, INC. $4,930,000 $2,465,000 -50.0% 0.0%
Northpointe Bank $4,325,000 $2,460,000 -43.1% 0.0%
KELLER MORTGAGE, LLC $4,590,000 $2,445,000 -46.7% 0.0%
Bank of the Pacific $1,900,000 $2,395,000 26.1% 0.0%
BAY EQUITY LLC $3,885,000 $2,370,000 -39.0% 0.0%
HOME MORTGAGE ALLIANCE, LLC $4,480,000 $2,365,000 -47.2% 0.0%
Figure Lending LLC $1,350,000 $2,360,000 74.8% 0.0%
TRIAD FINANCIAL SERVICES, INC. $785,000 $2,300,000 193.0% 0.0%
OPEN MORTGAGE, LLC $1,645,000 $2,295,000 39.5% 0.0%
VERITAS FUNDING, LLC $2,820,000 $2,280,000 -19.1% 0.0%
GSF Mortgage Corporation $3,635,000 $2,255,000 -38.0% 0.0%
NP, Inc. $2,130,000 $2,205,000 3.5% 0.0%
IMPAC MORTGAGE CORP. $1,780,000 $2,185,000 22.8% 0.0%
SPRING EQ, LLC $1,195,000 $2,185,000 82.8% 0.0%
21ST MORTGAGE CORPORATION $1,045,000 $2,140,000 104.8% 0.0%
INTERCAP LENDING INC. $1,825,000 $2,115,000 15.9% 0.0%
Magnolia Bank $5,165,000 $2,080,000 -59.7% 0.0%
People's Bank of Commerce $3,580,000 $2,040,000 -43.0% 0.0%
UNITED MORTGAGE CORP. $2,230,000 $2,020,000 -9.4% 0.0%
Arvest Bank $2,105,000 $2,005,000 -4.8% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,000,000 n/a 0.0%
RESIDENTIAL BANCORP. $1,975,000 n/a 0.0%
GoPrime Mortgage, Inc. $1,290,000 $1,965,000 52.3% 0.0%
HOMESTEAD FUNDING CORP. $1,935,000 n/a 0.0%
LENDUS, LLC $1,125,000 $1,840,000 63.6% 0.0%
First Republic Bank $15,060,000 $1,775,000 -88.2% 0.0%
NEXERA HOLDING LLC $700,000 $1,735,000 147.9% 0.0%
AmRes Corporation $2,305,000 $1,730,000 -24.9% 0.0%
SOUTHWEST FUNDING, LP $1,720,000 n/a 0.0%
Manufacturers and Traders Trust Company $935,000 $1,690,000 80.7% 0.0%
1st Security Bank of Washington $2,385,000 $1,600,000 -32.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,140,000 $1,590,000 39.5% 0.0%
HOMEXPRESS MORTGAGE CORP. $515,000 $1,560,000 202.9% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,050,000 $1,540,000 -24.9% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $1,535,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $1,530,000 n/a 0.0%
Watermark Capital, Inc. $2,685,000 $1,530,000 -43.0% 0.0%
FJM PRIVATE MORTGAGE FUND, LLC $1,505,000 n/a 0.0%
Cornerstone First Mortgage, Inc $1,480,000 n/a 0.0%
KINECTA $710,000 $1,480,000 108.5% 0.0%
HighTechLending Inc $880,000 $1,455,000 65.3% 0.0%
First Federal Bank $2,845,000 $1,400,000 -50.8% 0.0%
RELIANCE FIRST CAPITAL, LLC $920,000 $1,400,000 52.2% 0.0%
TOP FLITE FINANCIAL, INC. $4,760,000 $1,400,000 -70.6% 0.0%
Amerifirst Financial, Inc. $510,000 $1,360,000 166.7% 0.0%
NFM, INC. $415,000 $1,315,000 216.9% 0.0%
Equity Prime Mortgage LLC $2,865,000 $1,300,000 -54.6% 0.0%
EMBRACE HOME LOANS, INC. $1,095,000 $1,270,000 16.0% 0.0%
Discover Bank $2,850,000 $1,245,000 -56.3% 0.0%
EVERETT FINANCIAL, INC. $1,595,000 $1,240,000 -22.3% 0.0%
PRIORITY HOME LENDING, LLC $1,430,000 $1,225,000 -14.3% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,520,000 $1,220,000 -19.7% 0.0%
CLEARPATH LENDING $1,200,000 n/a 0.0%
ROGUE $255,000 $1,195,000 368.6% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,175,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $1,175,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $1,130,000 n/a 0.0%
SAMMAMISH MORTGAGE COMPANY $1,875,000 $1,130,000 -39.7% 0.0%
Axos Bank $2,065,000 $1,100,000 -46.7% 0.0%
TWINSTAR $550,000 $1,080,000 96.4% 0.0%
First Savings Bank $4,120,000 $1,075,000 -73.9% 0.0%
Paramount Bank $1,030,000 $1,055,000 2.4% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,485,000 $1,035,000 -30.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $1,745,000 $1,025,000 -41.3% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,460,000 $1,015,000 -30.5% 0.0%
CIT Bank $705,000 $1,000,000 41.8% 0.0%
RED CANOE CREDIT UNION $1,255,000 $985,000 -21.5% 0.0%
UNITED SECURITY FINANCIAL CORP $395,000 $945,000 139.2% 0.0%
OAKTREE FUNDING CORP. $940,000 n/a 0.0%
Chickasaw Community Bank $4,575,000 $935,000 -79.6% 0.0%
ONY GLO, INC. $665,000 $930,000 39.8% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $235,000 $920,000 291.5% 0.0%
FIBRE FEDERAL CREDIT UNION $590,000 $920,000 55.9% 0.0%
SOUTHWEST STAGE FUNDING, LLC $530,000 $915,000 72.6% 0.0%
First Home Bank $460,000 $910,000 97.8% 0.0%
VAN DYK MORTGAGE CORPORATION $910,000 n/a 0.0%
Charles Schwab Bank, SSB $925,000 $900,000 -2.7% 0.0%
Platinum Home Mortgage Corporation $880,000 n/a 0.0%
NUMERICA CREDIT UNION $865,000 n/a 0.0%
KS StateBank $2,530,000 $855,000 -66.2% 0.0%
IDAHO CENTRAL $840,000 n/a 0.0%
Southwest Airlines Federal Credit Union $820,000 n/a 0.0%
Morton Community Bank $580,000 $800,000 37.9% 0.0%
Mid Oregon Federal Credit Union $780,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $2,545,000 $770,000 -69.7% 0.0%
CONTOUR MORTGAGE CORPORATION $410,000 $765,000 86.6% 0.0%
COAST 2 COAST FUNDING GROUP, INC. $1,110,000 $760,000 -31.5% 0.0%
THE MORTGAGE COMPANY $440,000 $760,000 72.7% 0.0%
Hometown Equity Mortgage, LLC $345,000 $730,000 111.6% 0.0%
SALAL $715,000 n/a 0.0%
PENRITH HOME LOANS LLC $710,000 n/a 0.0%
HomeTrust Bank $1,585,000 $705,000 -55.5% 0.0%
PREMIER LENDING, INC. $700,000 n/a 0.0%
INROADS $485,000 $685,000 41.2% 0.0%
Neighborhood Loans, Inc. $685,000 n/a 0.0%
Capital Bank $930,000 $670,000 -28.0% 0.0%
LENDSURE MORTGAGE CORP. $1,815,000 $665,000 -63.4% 0.0%
AMCAP MORTGAGE, LTD. $475,000 $660,000 38.9% 0.0%
Dollar Bank, Federal Savings Bank $655,000 n/a 0.0%
LENDERFI, INC. $2,825,000 $650,000 -77.0% 0.0%
CORNERSTONE HOME LENDING, INC. $1,955,000 $630,000 -67.8% 0.0%
INTELLILOAN, INC. $630,000 n/a 0.0%
CASTPARTS EMPLOYEES $620,000 n/a 0.0%
WESTERN EXPRESS LENDING $1,705,000 $620,000 -63.6% 0.0%
ARC HOME LLC $1,170,000 $615,000 -47.4% 0.0%
STAR ONE CREDIT UNION $615,000 n/a 0.0%
Opportunity Bank of Montana $275,000 $600,000 118.2% 0.0%
Citibank $730,000 $595,000 -18.5% 0.0%
NBH Bank $395,000 $590,000 49.4% 0.0%
ALL REVERSE MORTGAGE, INC. $440,000 $585,000 33.0% 0.0%
UBS Bank USA $515,000 $585,000 13.6% 0.0%
First Internet Bank of Indiana $780,000 $575,000 -26.3% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,025,000 $560,000 -45.4% 0.0%
Zions Bancorporation, N.A. $1,090,000 $560,000 -48.6% 0.0%
MYCUMORTGAGE, LLC $550,000 n/a 0.0%
Heritage Bank $935,000 $545,000 -41.7% 0.0%
AFFINITY $15,000 $540,000 3,500.0% 0.0%
NATIONS RELIABLE LENDING, LLC $540,000 n/a 0.0%
Princeton Mortgage Corporation $540,000 n/a 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $180,000 $540,000 200.0% 0.0%
LENDINGHOME FUNDING CORPORATION $915,000 $535,000 -41.5% 0.0%
5TH STREET CAPITAL, INC. $515,000 n/a 0.0%
Morgan Stanley Private Bank $745,000 $515,000 -30.9% 0.0%
BELEM SERVICING LLC $865,000 $510,000 -41.0% 0.0%
Utah Power $365,000 $505,000 38.4% 0.0%
BM Real Estate Services, Inc. $345,000 $500,000 44.9% 0.0%
LENDING 3, INC. $620,000 $500,000 -19.4% 0.0%
BLUELEAF LENDING, LLC $485,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $515,000 $480,000 -6.8% 0.0%
Pacific NW Federal Credit Union $1,530,000 $480,000 -68.6% 0.0%
BEST CAPITAL FUNDING $905,000 $475,000 -47.5% 0.0%
Texana Bank $345,000 $470,000 36.2% 0.0%
GUIDANCE RESIDENTIAL, LLC $415,000 $465,000 12.0% 0.0%
Aurora Financial, LLC $355,000 $455,000 28.2% 0.0%
MORTGAGEONE, INC. $445,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $370,000 $445,000 20.3% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,490,000 $435,000 -70.8% 0.0%
Luxury Mortgage Corp. $425,000 n/a 0.0%
Peoples Bank $425,000 n/a 0.0%
USAGENCIES $95,000 $420,000 342.1% 0.0%
Florida Capital Bank $470,000 $415,000 -11.7% 0.0%
Advisors Mortgage Group, L.L.C. $410,000 n/a 0.0%
Hiawatha National Bank $405,000 n/a 0.0%
FBC MORTGAGE, LLC $1,455,000 $400,000 -72.5% 0.0%
MORTGAGE ACCESS CORP. $395,000 n/a 0.0%
Amalgamated Bank $295,000 $385,000 30.5% 0.0%
East Coast Capital Corp. $355,000 n/a 0.0%
CBI Bank & Trust $345,000 $345,000 0.0% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $345,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $275,000 $335,000 21.8% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $1,305,000 $335,000 -74.3% 0.0%
SKYONE Federal Credit Union $335,000 n/a 0.0%
TruHome Solutions, LLC $335,000 n/a 0.0%
DIGITAL Federal Credit Union $325,000 n/a 0.0%
NMSI, INC. $500,000 $325,000 -35.0% 0.0%
MIDWEST LOAN SOLUTIONS, INC. $315,000 $320,000 1.6% 0.0%
OCMBC, INC. $295,000 $310,000 5.1% 0.0%
CAPITAL CREDIT UNION $375,000 $305,000 -18.7% 0.0%
EagleBank $305,000 n/a 0.0%
Alerus Financial $295,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $540,000 $295,000 -45.4% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $335,000 $295,000 -11.9% 0.0%
Greenbox Loans, Inc. $490,000 $285,000 -41.8% 0.0%
CENTENNIAL LENDING, LLC $4,665,000 $275,000 -94.1% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $275,000 n/a 0.0%
Colten Mortgage, LLC $235,000 $265,000 12.8% 0.0%
The Huntington National Bank $265,000 n/a 0.0%
Truity Federal Credit Union $265,000 n/a 0.0%
BECKAM FUNDING CORP. $255,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $205,000 $255,000 24.4% 0.0%
Franklin Loan Corporation $205,000 $255,000 24.4% 0.0%
Goldman Sachs Bank USA $255,000 n/a 0.0%
Meridian Bank Corporation $1,500,000 $250,000 -83.3% 0.0%
Colonial Savings, F.A. $245,000 n/a 0.0%
D. L. Evans Bank $245,000 n/a 0.0%
Evolve Bank & Trust $345,000 $245,000 -29.0% 0.0%
Merchants Bank of Indiana $245,000 n/a 0.0%
Sunflower Bank $2,165,000 $245,000 -88.7% 0.0%
DOMINION FINANCIAL SERVICES, LLC $235,000 n/a 0.0%
Toyota Financial Savings Bank $235,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $225,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $235,000 $225,000 -4.3% 0.0%
DATA MORTGAGE, INC. $580,000 $220,000 -62.1% 0.0%
HEARTLAND $215,000 n/a 0.0%
EMM LOANS LLC $1,840,000 $205,000 -88.9% 0.0%
LOANLEADERS OF AMERICA, INC. $835,000 $205,000 -75.4% 0.0%
Plains Commerce Bank $205,000 $205,000 0.0% 0.0%
TRISTAR FINANCE, INC. $205,000 n/a 0.0%
GESA $515,000 $195,000 -62.1% 0.0%
ROYAL UNITED MORTGAGE LLC $1,715,000 $195,000 -88.6% 0.0%
U S WIDE FINANCIAL LLC $185,000 n/a 0.0%
OREGONIANS CREDIT UNION $330,000 $175,000 -47.0% 0.0%
Tri Counties Bank $320,000 $175,000 -45.3% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $330,000 $175,000 -47.0% 0.0%
JAMES B. NUTTER & COMPANY $2,010,000 $165,000 -91.8% 0.0%
PREMIA MORTGAGE, LLC $610,000 $165,000 -73.0% 0.0%
Republic Bank & Trust Company $430,000 $165,000 -61.6% 0.0%
INLAND BANK & TRUST $155,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $155,000 n/a 0.0%
MidFirst Bank $145,000 n/a 0.0%
The Bennington State Bank $145,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $125,000 n/a 0.0%
JUSTICE Federal Credit Union $125,000 n/a 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $205,000 $125,000 -39.0% 0.0%
DAS Acquisition Company, LLC $310,000 $105,000 -66.1% 0.0%
First Federal Bank of Kansas City $710,000 $105,000 -85.2% 0.0%
First State Bank of St. Charles, Missouri $105,000 n/a 0.0%
WINGS FINANCIAL $105,000 n/a 0.0%
Elements Financial Federal Credit Union $100,000 n/a 0.0%
TOWN AND COUNTRY Credit Union $95,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $85,000 n/a 0.0%
GLOBAL $45,000 $75,000 66.7% 0.0%
America's Credit Union $65,000 n/a 0.0%
NASA Federal Credit Union $65,000 n/a 0.0%
TCF National Bank $595,000 $65,000 -89.1% 0.0%
NW PRIORITY CREDIT UNION $445,000 $35,000 -92.1% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

SALEM's top lender by overall market share is QUICKEN LOANS, LLC, with 7.0% market share. In second place, with 5.4%, is CALIBER HOME LOANS, INC., having originated $363,705,000 in loans. In third place, with 4.7%, is GUILD MORTGAGE COMPANY, having originated $318,065,000 in loans. In third place, with 3.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $235,355,000 in loans. In third place, with 3.2%, is LPMC, LLC, having originated $216,040,000 in loans.



SALEM Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SALEM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $384,950 (35.1%) $504,971 (34.3%) 1.42 933
2018-02-01 $384,945 (32.1%) $497,773 (30.3%) 1.39 923
2018-03-01 $379,900 (27.9%) $485,585 (24.5%) 1.31 947
2018-04-01 $385,000 (26.3%) $505,771 (25.9%) 1.29 997
2018-05-01 $398,950 (29.8%) $504,267 (24.9%) 1.33 1,122
2018-06-01 $394,900 (29.5%) $494,477 (25.2%) 1.32 1,186
2018-07-01 $398,750 (9.3%) $496,069 (6.7%) 1.33 1,276
2018-08-01 $379,950 (5.6%) $469,809 (0.8%) 1.27 1,517
2018-09-01 $375,900 (4.5%) $462,908 (-1.1%) 1.26 1,608
2018-10-01 $372,900 (-1.1%) $456,885 (-4.3%) 1.25 1,623
2018-11-01 $364,950 (-3.5%) $444,090 (-8.3%) 1.22 1,638
2018-12-01 $369,900 (-4.2%) $446,519 (-10.9%) 1.27 1,545
2019-01-01 $367,000 (-4.7%) $439,844 (-12.9%) 1.27 1,418
2019-02-01 $362,450 (-5.8%) $427,023 (-14.2%) 1.21 1,369
2019-03-01 $366,657 (-3.5%) $428,472 (-11.8%) 1.19 1,392
2019-04-01 $368,707 (-4.2%) $431,215 (-14.7%) 1.16 1,457
2019-05-01 $369,450 (-7.4%) $434,839 (-13.8%) 1.14 1,573
2019-06-01 $369,900 (-6.3%) $436,074 (-11.8%) 1.14 1,725
2019-07-01 $374,950 (-6.0%) $437,898 (-11.7%) 1.17 1,789
2019-08-01 $375,000 (-1.3%) $445,432 (-5.2%) 1.18 1,740
2019-09-01 $375,000 (-0.2%) $456,545 (-1.4%) 1.19 1,690
2019-10-01 $379,900 (1.9%) $460,521 (0.8%) 1.21 1,708
2019-11-01 $383,400 (5.1%) $463,939 (4.5%) 1.24 1,587
2019-12-01 $384,450 (3.9%) $470,338 (5.3%) 1.28 1,365
2020-01-01 $387,450 (5.6%) $478,308 (8.7%) 1.29 1,190
2020-02-01 $389,990 (7.6%) $482,290 (12.9%) 1.26 1,098
2020-03-01 $407,175 (11.1%) $505,855 (18.1%) 1.27 1,062
2020-04-01 $399,900 (8.5%) $490,217 (13.7%) 1.25 1,176
2020-05-01 $419,900 (13.7%) $511,280 (17.6%) 1.27 1,082
2020-06-01 $430,000 (16.3%) $538,418 (23.5%) 1.26 908
2020-07-01 $429,950 (14.7%) $547,700 (25.1%) 1.23 844
2020-08-01 $430,000 (14.7%) $556,533 (24.9%) 1.23 764
2020-09-01 $449,995 (20.0%) $583,753 (27.9%) 1.29 633
2020-10-01 $439,000 (15.6%) $569,358 (23.6%) 1.25 637
2020-11-01 $454,475 (18.5%) $602,169 (29.8%) 1.30 530
2020-12-01 $435,000 (13.2%) $600,801 (27.7%) 1.28 438
2021-01-01 $448,000 (15.6%) $608,113 (27.1%) 1.32 383
2021-02-01 $450,000 (15.4%) $602,677 (25.0%) 1.29 324
2021-03-01 $427,450 (5.0%) $565,187 (11.7%) 1.20 341
2021-04-01 $433,250 (8.3%) $585,419 (19.4%) 1.16 380
2021-05-01 $445,000 (6.0%) $566,984 (10.9%) 1.17 452
2021-06-01 $468,448 (8.9%) $591,425 (9.9%) 1.22 523
2021-07-01 $449,950 (4.7%) $596,763 (9.0%) 1.17 637
2021-08-01 $472,450 (9.9%) $601,357 (8.1%) 1.24 766
2021-09-01 $467,400 (3.9%) $607,226 (4.0%) 1.23 860
2021-10-01 $449,900 (2.5%) $602,025 (5.7%) 1.18 843
2021-11-01 $452,500 (-0.4%) $620,889 (3.1%) 1.19 719
2021-12-01 $477,450 (9.8%) $642,836 (7.0%) 1.27 570
2022-01-01 $489,000 (9.2%) $705,786 (16.1%) 1.30 422
2022-02-01 $495,800 (10.2%) $732,407 (21.5%) 1.26 404
2022-03-01 $512,420 (19.9%) $718,311 (27.1%) 1.27 433
2022-04-01 $512,900 (18.4%) $672,800 (14.9%) 1.21 532
2022-05-01 $524,950 (18.0%) $654,372 (15.4%) 1.17 655
2022-06-01 $511,450 (9.2%) $637,974 (7.9%) 1.14 823
SALEM's median listing price for 2022-06-01 was $511,450, a difference of $43,002 (9.2%) versus the prior year and $-13,500 versus the prior month.

SALEM's median listing price comes in at 114% of the national average.

SALEM's average listing price for 2022-06-01 was $637,974, a difference of $46,549 (7.9%) versus the prior year and $-16,398 versus the prior month.

For the 2022-06-01 period, SALEM had 823 MLS listings, a difference of 168 listings (26%) versus the prior month and 300 listings (57%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SALEM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 70 days 2,159 sqft
2018-02-01 56 days 2,119 sqft
2018-03-01 40 days 2,074 sqft
2018-04-01 37 days 2,084 sqft
2018-05-01 32 days 2,094 sqft
2018-06-01 35 days 2,064 sqft
2018-07-01 43 days 2,111 sqft
2018-08-01 37 days 2,055 sqft
2018-09-01 44 days 2,019 sqft
2018-10-01 52 days 2,016 sqft
2018-11-01 53 days 2,000 sqft
2018-12-01 61 days 2,004 sqft
2019-01-01 72 days 1,982 sqft
2019-02-01 61 days 1,944 sqft
2019-03-01 49 days 1,984 sqft
2019-04-01 45 days 1,994 sqft
2019-05-01 43 days 1,988 sqft
2019-06-01 39 days 1,988 sqft
2019-07-01 41 days 1,985 sqft
2019-08-01 46 days 2,000 sqft
2019-09-01 49 days 2,015 sqft
2019-10-01 51 days 2,038 sqft
2019-11-01 55 days 2,048 sqft
2019-12-01 65 days 2,001 sqft
2020-01-01 72 days 2,001 sqft
2020-02-01 69 days 1,988 sqft
2020-03-01 43 days 2,046 sqft
2020-04-01 44 days 2,016 sqft
2020-05-01 49 days 2,127 sqft
2020-06-01 44 days 2,228 sqft
2020-07-01 39 days 2,198 sqft
2020-08-01 39 days 2,164 sqft
2020-09-01 42 days 2,224 sqft
2020-10-01 36 days 2,128 sqft
2020-11-01 47 days 2,158 sqft
2020-12-01 56 days 2,046 sqft
2021-01-01 49 days 2,092 sqft
2021-02-01 36 days 1,984 sqft
2021-03-01 29 days 1,893 sqft
2021-04-01 23 days 1,880 sqft
2021-05-01 17 days 1,948 sqft
2021-06-01 21 days 1,970 sqft
2021-07-01 22 days 1,940 sqft
2021-08-01 24 days 1,946 sqft
2021-09-01 29 days 1,911 sqft
2021-10-01 33 days 1,845 sqft
2021-11-01 37 days 1,894 sqft
2021-12-01 44 days 1,932 sqft
2022-01-01 52 days 1,968 sqft
2022-02-01 33 days 1,913 sqft
2022-03-01 27 days 1,912 sqft
2022-04-01 23 days 1,864 sqft
2022-05-01 26 days 1,929 sqft
2022-06-01 24 days 1,912 sqft
SALEM's median listing age (time on market) for 2022-06-01 was 24 days. This is 14% longer than the same period one year ago.

SALEM's median square footage for active listings during the 2022-06-01 period was 1,912 sqft. One year prior, the average listing was 1,970 sqft.

SALEM, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 8,111 $2,148,385,000 $264,873
Home Purchase 7,245 $2,569,905,000 $354,714
Cash Out Refi 6,111 $1,763,435,000 $288,567
Home Improvement 1,111 $132,995,000 $119,707
Other 600 $86,740,000 $144,567

Salem's most frequently cited loan purpose was Refi, with 8,111 originations. The 2nd most popular reason was Home Purchase, with 7,245 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 9,273 $2,675,165,000 $288,490
3-4% 8,849 $2,758,845,000 $311,769
<2.5% 3,835 $1,030,565,000 $268,726
4-5% 734 $152,090,000 $207,207
5-6% 198 $25,540,000 $128,990
6-7% 104 $14,150,000 $136,058
Over 8% 75 $11,335,000 $151,133
7-8% 56 $15,190,000 $271,250

During 2021, Salem's most frequently originated rate bucket was 2.5-3%, with 9,273 originations.

Loan Sizing (SALEM, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 13,555 $3,942,065,000 $290,820
$100k-200k 4,641 $718,575,000 $154,832
$400k-600k 2,852 $1,335,690,000 $468,335
$100,000 or less 1,688 $98,190,000 $58,169
$600k-1000k 323 $233,615,000 $723,266
$Over $1MM 119 $373,325,000 $3,137,185

SALEM's loan sizing saw the bucket of loans from $200k-400k with 13,555 originations, totaling $3,942,065,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 7,677 $2,519,835,000 $328,232
80-100% 6,513 $2,284,075,000 $350,695
40-60% 4,621 $1,159,585,000 $250,938
20-40% 2,086 $340,630,000 $163,293
Under 20% 1,308 $97,750,000 $74,732
Over 100% 230 $96,490,000 $419,522

SALEM's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 7,677 originations, totaling $2,519,835,000 in origination value.