Interaudi Bank Mortgage Rates, Fees & InfoNew York, NY
Tax ID: 13-3148430
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewInteraudi Bank is a smaller bank specializing in Home Purchase loans. Interaudi Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Miami, Bridgeport, Eugene, and Washington among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)
Interaudi Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$75,785,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA)||27||$45,525,000||$1,686,111||$0||0.00%|
|Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)||24||$26,370,000||$1,098,750||$0||0.00%|
|BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA)||1||$2,205,000||$2,205,000||$0||0.00%|
|EUGENE-SPRINGFIELD, OR (FHA|USDA|VA)||1||$605,000||$605,000||$0||0.00%|
|Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA)||1||$575,000||$575,000||$0||0.00%|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||1||$505,000||$505,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Interaudi Bank's most frequently originated type of loan was Conventional, with 55 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||5||$8,365,000||$1,673,000||$0||0.00%|
For 2022, Interaudi Bank's most frequently cited loan purpose was Home Purchase, with 38 originations. The 2nd most popular reason was Refi, with 12 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Interaudi Bank's most frequently cited loan duration was Other, with 55 originations.
|Loan Size||Originations||Total Value||Average Loan||Average Fees||Average Rate|
2022 saw Interaudi Bank place emphasis on $1MM+ loans with 22 originations, totaling $57,850,000 in origination value.
|Applicant Income||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Interaudi Bank lent most frequently to those with incomes in the $250k+ range, with 4 originations. The second most popular income band? $100k-150k, with 1 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Interaudi Bank lent most frequently to those with DTI ratios of Exempt%, with 55 originations.
|Applicant Ethnicity||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Approval RatesTotal approvals of all applications
Interaudi Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
Interaudi Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|
|Bank Name||Product||Issue||2022 CPFB Complaints||% of Total Issues|
|INTERFIRST MORTGAGE COMPANY||Conventional home mortgage||Closing on a mortgage||1||100.0%|