New York - Newark - Jersey City Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in New York - Newark - Jersey City averaged 6.48% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2023-09-07) was 6.62% and one month ago for the week of 2023-08-10, the average rate was 6.16%.

    New York - Newark - Jersey City's average rate one year ago was 5.09%.

    For refis of the same type during the week of 2023-09-14, the average rate was 5.48%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-14 7.18%
    New York - Newark - Jersey City 30 Year Fixed Rate 2023-09-14 6.48%
    New York - Newark - Jersey City 30 Year Fixed Rate Refi 2023-09-14 5.48%
    New York - Newark - Jersey City 15 Year Fixed Rate 2023-09-14 5.82%
    New York - Newark - Jersey City 15 Year Fixed Rate Refi 2023-09-14 4.72%
    New York - Newark - Jersey City 30 Year FHA 2023-09-14 6.32%
    New York - Newark - Jersey City 30 Year FHA Refi 2023-09-14 5.41%
    New York - Newark - Jersey City 30 Year USDA 2023-09-14 7.18%
    New York - Newark - Jersey City 30 Year USDA Refi 2023-09-14 7.08%
    New York - Newark - Jersey City 30 Year VA 2023-09-14 6.29%
    New York - Newark - Jersey City 30 Year VA Refi 2023-09-14 4.27%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within New York-Newark-Jersey City, NY-NJ-PA.

    New York - Newark - Jersey City Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the New York-Newark-Jersey City, NY-NJ-PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    JPMorgan Chase Bank 11,720 4.17% $7,087
    Wells Fargo Bank 10,080 3.90% $6,677
    QUICKEN LOANS, LLC 9,119 4.72% $9,299
    UNITED WHOLESALE MORTGAGE, LLC 7,244 5.10% $12,341
    LOANDEPOT.COM, LLC 5,694 4.44% $8,363
    Citibank 5,086 3.66% $7,766
    Bank of America 4,711 3.58% $6,882
    CROSSCOUNTRY MORTGAGE, LLC 4,556 4.98% $10,225
    First Republic Bank 4,089 3.20% $5,603
    Citizens Bank 3,783 3.94% $9,026
    TD Bank 3,242 4.02% $7,728
    GUARANTEED RATE, INC. 3,127 4.65% $7,470
    NJ LENDERS CORP. 2,828 4.66% $6,501
    CALIBER HOME LOANS, INC. 2,274 4.58% $9,613
    HOME POINT FINANCIAL CORPORATION 1,981 4.32% $11,760
    U.S. Bank 1,947 4.14% $7,315
    Morgan Stanley Private Bank 1,779 3.52% $7,007
    FINANCE OF AMERICA MORTGAGE LLC 1,764 5.00% $14,179
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1,675 4.79% $11,550
    East West Bank 1,586 4.59% $10,549
    Advisors Mortgage Group, L.L.C. 1,533 4.75% $5,906
    GUARANTEED RATE AFFINITY, LLC 1,528 4.54% $6,966
    Bethpage Federal Credit Union 1,509 4.12% $6,317
    NATIONWIDE MORTGAGE BANKERS, INC. 1,492 5.13% $12,555
    EMBRACE HOME LOANS, INC. 1,453 4.71% $7,748
    Columbia Bank 1,447 3.66% $3,925
    CONTOUR MORTGAGE CORPORATION 1,427 5.08% $11,607
    CARDINAL FINANCIAL 1,400 4.88% $12,714
    Mr. Cooper ( Nationstar Mortgage ) 1,398 4.38% $10,498
    FM Home Loans, LLC 1,388 4.73% $10,441
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1,352 4.22% $8,728
    ABSOLUTE HOME MORTGAGE CORPORATION 1,293 5.35% $9,127
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1,263 5.00% $9,223
    Valley National Bank 1,224 4.07% $5,959
    Quontic Bank 1,223 6.55% $17,306
    PNC Bank 1,194 4.04% $7,770
    Webster Bank 973 4.03% $9,004
    Flagstar Bank, FSB 937 4.77% $11,097
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 936 4.88% $9,682
    UNITED MORTGAGE CORP 932 5.12% $12,113
    BETTER MORTGAGE CORPORATION 917 3.83% $7,891
    HSBC BANK USA, NATIONAL ASSOCIATION 805 3.83% $6,872
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 776 5.15% $13,944
    NEWREZ LLC 774 4.33% $7,440
    M&T Bank 767 4.00% $7,096
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 757 4.98% $10,137
    Lakeland Bank 696 4.04% $5,716
    ARK MORTGAGE, INC. 694 4.96% $16,212
    TEACHERS 683 4.25% $4,512
    The Federal Savings Bank 668 4.83% $13,572
    PENNYMAC LOAN SERVICES, LLC 662 4.74% $10,089
    AMERISAVE MORTGAGE CORPORATION 654 4.39% $9,301
    Paramount Residential Mortgage Group, Inc. 630 5.05% $9,531
    MORTGAGE ACCESS CORP. 620 4.93% $7,074
    Northpointe Bank 612 4.93% $9,031
    Royal Business Bank 599 4.60% $9,285
    Kearny Bank 594 4.21% $5,661
    SUMMIT MORTGAGE BANKERS INC. 575 4.59% $11,348
    UBS Bank USA 565 3.47% $9,169
    BOND STREET MORTGAGE, LLC 529 4.76% $8,229
    MOVEMENT MORTGAGE, LLC 526 4.95% $7,843
    Ridgewood Savings Bank 516 3.76% $12,858
    A&D Mortgage LLC 515 6.81% $22,538
    OceanFirst Bank 510 4.14% $6,844
    VISIONS 506 3.99% $5,233
    CLIFFCO, INC. 492 5.19% $14,015
    East Coast Capital Corp. 481 5.03% $12,989
    United Nations Federal Credit Union 460 3.43% $5,509
    City National Bank 460 3.49% $8,562
    ARC HOME LLC 452 4.86% $19,048
    Municipal Credit Union 439 4.00% $4,905
    PLAZA HOME MORTGAGE, INC. 426 4.91% $13,847
    Prosperity Home Mortgage, LLC 415 4.81% $6,980
    Unity Bank 408 5.35% $8,026
    ENVOY MORTGAGE, LTD 390 4.93% $8,045
    AMERICAN FEDERAL MORTGAGE CORPORATION 387 4.43% $4,923
    FREEDOM MORTGAGE CORPORATION 382 4.53% $8,330
    AFFINITY 368 4.23% $4,499
    Nassau Educators Federal Credit Union 344 3.60% $3,714
    Equity Prime Mortgage LLC 339 4.88% $7,860
    Metro City Bank 337 5.50% $13,777
    GuardHill Financial Corp. 335 4.14% $9,702
    MLB RESIDENTIAL LENDING, LLC 333 5.01% $11,961
    Cathay Bank 329 5.22% $7,145
    Investors Bank 324 3.10% $5,563
    NAVY FEDERAL CREDIT UNION 321 4.58% $6,710
    KeyBank 318 4.08% $7,704
    JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 308 5.00% $10,280
    Amalgamated Bank 298 3.85% $5,553
    JET DIRECT FUNDING CORP 288 5.10% $14,024
    US MORTGAGE CORPORATION 285 5.12% $12,050
    NATIONAL COOPERATIVE BANK, N.A. 276 4.41% $4,460
    EAGLE HOME MORTGAGE, LLC 268 5.05% $6,220
    Charles Schwab Bank, SSB 263 3.42% $6,431
    MILLENIUM HOME MORTGAGE, LLC 257 4.48% $7,302
    PENTAGON FEDERAL CREDIT UNION 255 4.04% $7,978
    Manasquan Bank 250 4.07% $6,599
    Kwik Mortgage Corporation 250 4.67% $6,469
    USAlliance Federal Credit Union 249 3.82% $7,523
    Santander Bank, N.A. 244 3.18% $5,925
    MID-ISLAND MORTGAGE CORP. 240 4.78% $9,874
    Luxury Mortgage Corp. 237 4.90% $13,669
    The First National Bank of Long Island 236 3.80% $5,335
    GREENWAY MORTGAGE FUNDING CORP. 236 4.78% $7,460
    RESIDENTIAL HOME FUNDING CORP. 232 4.72% $9,549
    NBKC BANK 226 4.28% $6,046
    CTBC Bank Corp. (USA) 214 4.31% $10,532
    LYNX MORTGAGE BANK LLC 212 4.88% $6,613
    PRIMELENDING, A PLAINSCAPITAL COMPANY 211 5.11% $8,690
    BROKER SOLUTIONS, INC. 203 4.86% $8,335
    PULTE MORTGAGE LLC 203 4.98% $3,808
    Peapack-Gladstone Bank 202 3.61% $5,052
    UNION HOME MORTGAGE CORP. 197 5.04% $8,948
    FIRST ALLIANCE HOME MORTGAGE, LLC 196 5.06% $9,765
    CONTINENTAL MORTGAGE BANKERS, INC. 195 4.98% $11,241
    Stifel Bank and Trust 195 3.33% $5,902
    Plains Commerce Bank 195 4.83% $9,007
    Gateway First Bank 191 4.94% $6,339
    First Horizon Bank 190 3.98% $17,367
    First Home Bank 189 4.61% $8,848
    First Savings Bank 187 4.57% $11,795
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 187 5.02% $8,092
    GUIDANCE RESIDENTIAL, LLC 186 5.21% $10,304
    EMM LOANS LLC 184 5.19% $9,401
    PROVIDENT FUNDING ASSOCIATES, L.P. 176 4.89% $6,963
    AmeriHome Mortgage Company, LLC 175 4.68% $6,987
    WALL STREET MORTGAGE BANKERS, LTD. 173 5.20% $16,006
    ALLIED MORTGAGE GROUP, INC. 172 4.98% $11,536
    POLISH & SLAVIC FEDERAL CREDIT UNION 171 3.83% $5,283
    Popular Bank 168 3.95% $11,381
    RELIANCE FIRST CAPITAL, LLC 167 4.84% $13,075
    First National Bank of America 164 8.32% $15,162
    ASSOCIATED MORTGAGE BANKERS, INC. 161 4.87% $10,988
    DRAPER AND KRAMER MORTGAGE CORP. 160 4.81% $5,826
    GREENTREE MORTGAGE COMPANY, L.P. 156 5.04% $5,493
    PHH Mortgage Corporation 155 4.26% $9,338
    Carrington Mortgage Services, LLC 154 4.76% $11,808
    Nations Lending Corporation 149 5.08% $9,551
    Evolve Bank & Trust 149 4.61% $6,887
    Fulton Bank 148 4.59% $6,225
    Ally Bank 148 4.24% $7,076
    HARTFORD FUNDING, LTD. 147 5.28% $14,128
    Ponce Bank 145 5.11% $19,189
    BNY Mellon 144 3.36% $7,809
    The Huntington National Bank 142 4.56% $6,471
    MUTUAL OF OMAHA MORTGAGE, INC. 139 4.93% $8,210
    CMG MORTGAGE, INC. 135 4.58% $12,459
    MLD MORTGAGE INC. 133 4.54% $6,559
    Third Federal Savings and Loan Association of Cleveland 132 3.44% $2,245
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 130 4.96% $9,513
    Goldman Sachs Bank USA 127 3.41% $10,541
    NVR Mortgage Finance, Inc. 127 4.41% $11,479
    Bank of Hope 126 4.38% $7,581
    HOMESTEAD FUNDING CORP. 125 4.69% $7,482
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 123 5.31% $6,485
    DHI MORTGAGE COMPANY, LTD. 121 3.98% $6,353
    Republic Bank 112 3.69% $5,874
    PANORAMA MORTGAGE GROUP, LLC 112 5.78% $11,400
    Provident Bank 112 3.97% $5,244
    Truist 110 4.36% $7,851
    TBI MORTGAGE COMPANY 108 3.84% $9,941
    LAKEVIEW LOAN SERVICING, LLC 108 4.36% $6,138
    DIGITAL Federal Credit Union 107 4.10% $5,871
    ANGEL OAK MORTGAGE SOLUTIONS LLC 104 6.01% $15,559
    FINANCIAL RESOURCES FEDERAL CREDIT UNION 101 3.93% $4,754
    TrustCo Bank 101 4.46% $3,750
    Raymond James Bank 99 3.29% $8,124
    North American Savings Bank, F.S.B. 98 4.35% $6,981
    NETWORK CAPITAL FUNDING CORPORATION 96 4.89% $10,431
    GENNEXT FUNDING, LLC 96 5.13% $10,728
    HOMESIDE FINANCIAL, LLC 95 4.40% $8,538
    TOTAL MORTGAGE SERVICES, LLC 91 5.28% $10,922
    Discover Bank 89 4.69% $0
    INTERSTATE HOME LOAN CENTER, INC. 89 4.56% $10,621
    Bogota Savings Bank 89 4.21% $5,496
    Firstrust Savings Bank 89 4.73% $11,593
    Silicon Valley Bank 88 3.17% $6,961
    INLAND BANK & TRUST 85 4.97% $9,575
    CHERRY CREEK MORTGAGE, LLC 82 4.51% $858
    VAN DYK MORTGAGE CORPORATION 82 4.57% $8,337
    First Guaranty Mortgage Corporation 81 4.63% $10,756
    Univest Bank and Trust Co. 80 4.52% $8,449
    GLENDENNING MORTGAGE CORPORATION 78 5.10% $7,035
    People's United Bank 77 2.97% $6,993
    HARBORONE MORTGAGE, LLC 74 4.67% $7,152
    RESIDENTIAL HOME MORTGAGE CORPORATION 71 4.96% $9,870
    PLANET HOME LENDING, LLC 70 5.60% $12,292
    Actors Federal Credit Union 70 3.08% $6,310
    UIF CORPORATION 70 5.26% $7,694
    SUFFOLK 70 4.09% $8,083
    SUN WEST MORTGAGE COMPANY, INC. 66 4.66% $11,042
    AMERICAN FINANCING CORPORATION 66 4.42% $8,083
    BLAIR SERVICES OF AMERICA INC. 66 5.08% $14,445
    ROYAL UNITED MORTGAGE LLC 66 5.41% $9,067
    N C P D Federal Credit Union 65 4.00% $3,592
    NFM, INC. 64 5.17% $9,394
    Axos Bank 62 4.63% $21,546
    SELF RELIANCE NY Federal Credit Union 61 3.62% $9,798
    SUCCESS MORTGAGE PARTNERS, INC. 61 4.93% $9,978
    PROPONENT Federal Credit Union 60 3.75% $5,457
    AmRes Corporation 57 5.20% $8,711
    NP, Inc. 55 5.28% $9,679
    Florida Capital Bank 55 4.41% $13,682
    EVERETT FINANCIAL, INC. 55 5.65% $3,854
    PATRIOT ONE MORTGAGE BANKERS, LLC 54 5.22% $20,613
    Summit Mortgage Corporation 53 5.05% $5,713
    WILLIAM RAVEIS MORTGAGE, LLC 53 4.82% $6,482
    ISLAND 53 4.48% $7,098
    HUDSON VALLEY CREDIT UNION 51 4.43% $4,826
    PRIMARY RESIDENTIAL MORTGAGE, INC. 51 5.19% $8,375
    Hanover Community Bank 50 5.70% $12,701
    MICHIGAN MUTUAL, INC. 47 4.24% $8,177
    Sierra Pacific Mortgage Company, Inc. 46 4.14% $15,464
    Lakeview Community Capital, LLC 45 4.22% $5,533
    ADVANCIAL 45 6.18% $7,403
    Tompkins Trust Company 45 4.01% $5,273
    EQUITY NOW INC. 44 5.11% $13,173
    Princeton Mortgage Corporation 44 4.34% $10,876
    Ulster Savings Bank 43 3.93% $5,719
    Wyndham Capital Mortgage, Inc. 43 4.04% $5,243
    FUNDING RESOURCES MORTGAGE CORPORATION 43 5.45% $9,862
    NATIONWIDE EQUITIES CORPORATION 42 4.81% $9,756
    LYONS MORTGAGE SERVICES, INC. 42 4.52% $8,107
    MDE Home Loans, LLC 41 4.65% $8,534
    Hometown Lenders, Inc. 41 5.18% $7,185
    AMERICAN PACIFIC MORTGAGE CORPORATION 41 5.69% $9,969
    BNC National Bank 41 4.54% $6,811
    TIDEWATER MORTGAGE SERVICES, INC. 40 4.74% $7,089
    MEMBER FIRST MORTGAGE, LLC 40 4.72% $5,290
    ATLANTIS MORTGAGE CO., INC. 39 5.22% $5,910
    BAYSHORE MORTGAGE FUNDING, LLC 38 4.92% $6,620
    LADERA LENDING, INC. 37 4.38% $6,640
    TOWNE MORTGAGE COMPANY 36 3.64% $9,936
    Century Mortgage Company DBA Century Lending Company 35 5.37% $13,833
    First Internet Bank of Indiana 35 3.99% $6,335
    FirstBank 35 3.52% $6,008
    GARDEN SAVINGS FEDERAL CREDIT UNION 33 4.08% $2,521
    BAY EQUITY LLC 33 5.59% $6,234
    NEXERA HOLDING LLC 32 7.60% $15,195
    Citadel Servicing Corporation 32 6.80% $16,011
    SOFI LENDING CORP. 32 3.86% $5,595
    Financial Freedom Mortgage, LLC 32 5.13% $8,500
    LENDSURE MORTGAGE CORP. 29 6.75% $16,533
    AMERICAN INTERNET MORTGAGE, INC. 29 4.40% $8,090
    GREATER ALLIANCE 29 4.23% $3,613
    Berkshire Bank 29 3.91% $6,978
    OCMBC, INC. 29 6.44% $18,265
    LENOX FINANCIAL MORTGAGE CORPORATION 28 5.33% $15,443
    Strong Home Mortgage, LLC 28 4.12% $5,151
    CHURCHILL MORTGAGE CORPORATION 28 5.35% $8,405
    Presidential Bank, FSB 27 4.36% $7,417
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 27 4.12% $5,421
    Bank of England 27 5.43% $13,523
    HOMEXPRESS MORTGAGE CORP. 27 7.21% $15,493
    TRUMARK FINANCIAL CREDIT UNION 27 4.74% $8,290
    MORIA DEVELOPMENT, INC. 27 5.20% $9,866
    IMPAC MORTGAGE CORP. 27 5.21% $18,158
    1st Colonial Community Bank 27 4.49% $7,820
    Farm Credit East, ACA 27 5.12% $11,575
    NATION ONE MORTGAGE CORPORATION 26 4.80% $9,150
    MY MORTGAGE, INC. 26 5.81% $12,439
    T2 FINANCIAL LLC 25 5.17% $11,054
    PREMIA MORTGAGE, LLC 25 4.37% $2,239
    Magnolia Bank 25 4.94% $10,186
    Fifth Third Bank 24 4.72% $11,948
    BRIDGEVIEW MORTGAGE CORP. 24 5.49% $14,846
    ONY GLO, INC. 24 4.53% $9,034
    Greenbox Loans, Inc. 24 8.06% $15,306
    Baxter Credit Union 23 4.30% $5,986
    GSF Mortgage Corporation 21 4.59% $7,658
    ALLIANT CREDIT UNION 21 4.42% $7,841
    Mortgage Research Center, LLC 21 4.74% $8,211
    Acre Mortgage and Financial Inc 21 5.46% $8,444
    Commerce Home Mortgage, Inc. 21 5.75% $17,509
    North Jersey Federal Credit Union 21 3.77% $5,228
    The Northern Trust Company 21 3.60% $23,562
    AMERICAN BANCSHARES MORTGAGE 20 4.36% $8,972
    USAA Federal Savings Bank 20 4.99% $7,457
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 20 4.59% $7,146
    Meridian Bank Corporation 20 5.17% $9,338
    LENDING CAPITAL GROUP Inc 19 5.03% $8,113
    Barrington Bank & Trust Company, N.A. 18 4.98% $7,787
    The Honesdale National Bank 18 4.65% $6,159
    ANGEL OAK HOME LOANS LLC 18 5.45% $7,757
    DEEPHAVEN MORTGAGE LLC 18 7.08% $17,996
    Arvest Bank 18 4.63% $6,387
    SUNMARK FEDERAL CREDIT UNION 17 4.23% $5,795
    J. VIRGIL, INC. 17 5.74% $9,889
    BMO Harris Bank 17 4.46% $7,570
    General Mortgage Capital Corporation 17 5.33% $6,887
    RBC Bank, (Georgia) 17 4.67% $5,132
    VANDERBILT MORTGAGE AND FINANCE, INC. 16 4.63% $5,722
    Toyota Financial Savings Bank 15 3.78% $8,714
    Shamrock Home Loans, Inc. 15 4.91% $5,979
    NORWICH COMMERCIAL GROUP, INC. 15 5.29% $9,164
    American Broadcast Employees Federal Credit Union 15 3.61% $1,801
    Leader Bank 15 4.83% $6,595
    GUILD MORTGAGE COMPANY 15 5.12% $6,725
    SIRVA MORTGAGE, INC. 15 4.59% $1,306
    RSI BANK 15 3.02% $4,016
    Bank-Fund Staff Federal Credit Union 15 3.40% $5,821
    Fairfield County Bank 15 4.01% $6,549
    Mortgage World Bankers, Inc. 14 3.51% $17,559
    NBT Bank 14 4.47% $5,351
    Waterstone Mortgage Corporation 14 5.66% $11,877
    Schuyler Savings Bank 14 3.88% $3,448
    First Mortgage Solutions, LLC 13 3.51% $5,455
    POLICE & FIRE 13 4.15% $4,249
    GUARANTY HOME MORTGAGE CORPORATION 13 4.45% $10,725
    GENEVA FINANCIAL, LLC 13 4.52% $10,353
    City National Bank of Florida 13 3.98% $11,566
    Semper Home Loans, Inc. 13 4.94% $10,248
    Mortgage Network, Inc. 13 4.08% $11,655
    CITY FIRST MORTGAGE SERVICES, L.L.C. 13 5.49% $10,345
    PIKE CREEK MORTGAGE SERVICES, INC. 13 5.31% $9,414
    Wilmington Savings Fund Society, FSB 13 4.41% $6,121
    Mortgage America, Inc. 12 5.41% $5,097
    The Central Trust Bank 12 4.83% $5,498
    Quik Fund, Inc 12 5.80% $19,789
    RESIDENTIAL BANCORP 12 4.94% $6,928
    DEPARTMENT OF COMMERCE 12 2.93% $14,362
    FIRST TECHNOLOGY 12 4.45% $8,293
    Paramount Bank 12 4.73% $8,078
    Blue Ridge Bank 11 4.60% $15,980
    AMERICA'S CHOICE HOME LOANS LP 11 5.28% $5,887
    STANFORD Federal Credit Union 11 4.43% $7,044
    Northwest Bank 11 4.40% $7,899
    APEX HOME LOANS, INC. 11 4.18% $12,897
    Watermark Capital, Inc. 11 3.73% $6,367
    MidFirst Bank 11 4.44% $22,020
    First-Citizens Bank & Trust Company 11 4.04% $8,244
    Huntingdon Valley Bank 10 5.24% $8,492
    DEVELOPER'S MORTGAGE COMPANY 10 4.34% $8,799
    FRANKLIN MINT 10 3.49% $6,814
    STEARNS LENDING, LLC 10 3.09% $11,479
    The Union Bank Company 10 4.14% $5,513
    CIBC Bank USA 10 4.14% $8,497
    LOANPAL, LLC 10 3.91% $9,708
    Capitol Federal Savings Bank 10 4.59% $12,132
    FBC MORTGAGE, LLC 10 5.15% $9,820
    First Federal Bank 10 4.43% $9,348
    FEDERATED MORTGAGE CORP. 10 3.91% $4,916
    The Camden National Bank 9 3.80% $4,126
    ESSA Bank & Trust 9 5.18% $4,668
    MID-HUDSON VALLEY 9 4.31% $5,799
    PREMIER MORTGAGE RESOURCES, L.L.C. 9 6.10% $10,977
    QUORUM FEDERAL CREDIT UNION 9 4.38% $5,235
    ATHAS CAPITAL GROUP, INC. 8 7.73% $17,946
    NATIONS DIRECT MORTGAGE, LLC 8 5.90% $12,997
    KINECTA 8 4.59% $10,124
    United Community Bank 8 3.98% $13,345
    Premium Mortgage Corporation 8 4.33% $7,165
    The Atlantic Federal Credit Union 8 3.36% $2,850
    CCFCU FUNDING, LLC 8 4.28% $4,253
    Penn Community Bank 7 3.66% $3,857
    The Fidelity Deposit and Discount Bank 7 5.45% $4,521
    SEFCU SERVICES, LLC 7 3.80% $5,311
    UNITED TELETECH FINANCIAL 7 4.64% $10,908
    CREDIT UNION OF NEW JERSEY 7 4.34% $3,907
    Ocean Financial Federal Credit Union 7 3.73% $6,694
    BOKF 7 4.16% $5,749
    CANOPY MORTGAGE, LLC 7 3.60% $5,518
    AMERICAN FINANCE HOUSE LARIBA 7 5.44% $6,166
    OCEANSIDE MORTGAGE COMPANY 7 3.82% $3,551
    TOGETHER CREDIT UNION 7 4.24% $7,048
    Philadelphia Mortgage Advisors, Inc. 6 5.42% $7,788
    First Commonwealth Federal Credit Union 6 4.94% $5,559
    NEW FED MORTGAGE, CORP. 6 5.85% $7,587
    PINNACLE MORTGAGE, INC. 6 4.58% $6,287
    Cf Bank 6 3.39% $4,685
    First National Bank of Pennsylvania 6 4.33% $6,849
    THRIVENT Federal Credit Union 6 3.67% $4,882
    MCLEAN MORTGAGE CORPORATION 6 4.33% $5,382
    Union Savings Bank 5 4.03% $20,880
    SOVEREIGN LENDING GROUP INCORPORATED 5 4.75% $10,233
    Peoples Security Bank and Trust Company 5 3.61% $6,374
    ACADEMY MORTGAGE CORPORATION 5 4.03% $6,342
    FIRST HOME MORTGAGE CORPORATION 5 4.07% $17,865
    UTILITIES EMPLOYEES CREDIT UNION 5 4.58% $4,363
    UNIFY FINANCIAL Credit Union 5 4.43% $7,757
    Parke Bank 4 4.22% $12,829
    STAR ONE CREDIT UNION 4 3.84% $5,192
    S&T Bank 4 4.63% $9,235
    EagleBank 4 4.84% $5,998
    Dollar Bank, Federal Savings Bank 4 2.66% $4,792
    HOMESPIRE MORTGAGE CORPORATION 4 5.44% $9,391
    Prime Choice Funding Inc. 4 3.65% $6,714
    The Loan Store, Inc. 4 5.34% $6,187
    Genesee Regional Bank 4 4.66% $11,295
    BAC Florida Bank 4 5.44% $23,246
    First Standard Financial Corp. 4 3.75% $5,502
    AMERICAN HERITAGE FCU 4 5.08% $3,391
    AMERICAN ADVISORS GROUP 4 4.53% $8,114
    First Merchants Bank 4 3.22% $5,411
    KELLER MORTGAGE, LLC 4 5.34% $6,676
    JUSTICE Federal Credit Union 4 3.75% $7,088
    First Federal Bank of Kansas City 4 3.91% $6,405
    First Bank 4 4.88% $6,782
    JMAC LENDING, INC. 4 5.19% $14,165
    Malvern Bank N.A. 4 5.06% $6,382
    FIDELITY DIRECT MORTGAGE, LLC 4 4.40% $12,463
    Simmons Bank 4 3.59% $3,755
    NMSI, INC. 3 5.17% $8,113
    BAYCOAST MORTGAGE COMPANY, LLC 3 5.46% $5,359
    First Western Trust Bank 3 3.46% $25,318
    Princeton Federal Credit Union 3 4.75% $4,733
    NexBank 3 4.41% $6,038
    SOUTH JERSEY 3 5.21% $3,907
    Aurora Financial, LLC 3 5.00% $4,832
    Atlantic Union Bank 3 4.88% $7,978
    FEDEX EMPLOYEES CREDIT ASSOCIATION 3 4.25% $8,309
    TEG Federal Credit Union 3 4.42% $3,700
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 3.67% $26,453
    Empower Federal Credit Union 3 4.04% $5,460
    SHARONVIEW FEDERAL CREDIT UNION 3 5.04% $6,483
    Walden Savings Bank 3 4.38% $3,424
    AMERICAN FINANCIAL RESOURCES, INC. 3 4.71% $5,317
    ITHINK FINANCIAL Credit Union 3 5.21% $19,531
    AMCAP MORTGAGE, LTD. 3 4.71% $12,792
    Cornerstone First Mortgage, Inc 3 4.71% $7,439
    SWBC MORTGAGE CORPORATION 3 4.75% $1,681
    WINGS FINANCIAL 3 4.21% $4,712
    OAKTREE FUNDING CORP. 3 7.21% $10,600
    Rhinebeck Bank 3 4.71% $3,178
    Poli Mortgage Group, Inc. 3 4.42% $4,419
    PENNSYLVANIA STATE EMPLOYEES Credit Union 3 5.42% $3,262
    FAY SERVICING, LLC 3 5.04% $9,193
    Hometown Equity Mortgage, LLC 3 4.63% $10,615
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 3 4.96% $5,182
    Northwest Federal Credit Union 3 3.79% $5,665
    FIRST ATLANTIC FEDERAL CREDIT UNION 3 5.13% $4,095
    BENCHMARK Federal Credit Union 3 3.67% $5,240
    DELTA COMMUNITY CREDIT UNION 3 4.08% $8,766
    TOWER 3 3.96% $8,997
    Brookline Bank 3 5.08% $6,067
    Orrstown Bank 3 5.83% $6,518
    MID AMERICA MORTGAGE, INC. 2 6.06% $6,974
    BEST CAPITAL FUNDING 2 5.06% $14,960
    ALLEGACY FEDERAL CREDIT UNION 2 5.00% $10,565
    PARAGON HOME LOANS INC. 2 3.63% $9,224
    CHEVRON 2 3.75% $9,014
    Bank of Whittier 2 5.06% $6,905
    DIRECT MORTGAGE LOANS, LLC 2 4.88% $6,525
    LAND HOME FINANCIAL SERVICES, INC. 2 3.50% $8,566
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 4.38% $6,314
    First United Bank and Trust Company 2 6.31% $5,857
    Prosperity Bank 2 2.81% $7,766
    Colonial Savings, F.A. 2 4.06% $6,601
    York Traditions Bank 2 5.31% $3,706
    LUFTHANSA EMP. 2 4.03% $6,946
    GENISYS 2 3.63% $4,996
    Marriott Employees' Federal Credit Union 2 5.31% $6,557
    LIBERTY HOME MORTGAGE CORPORATION 2 6.00% $5,895
    CENTRAL ONE FEDERAL CREDIT UNION 2 4.56% $3,724
    Ameris Bank 2 5.50% $13,915
    U S WIDE FINANCIAL LLC 2 3.75% $5,629
    OWNERSCHOICE FUNDING, INCORPORATED 2 5.31% $4,488
    IVY MORTGAGE, INC. 2 6.06% $4,663
    Amerifirst Financial, Inc. 2 6.00% $8,864
    Quaint Oak Mortgage, LLC 2 4.69% $8,257
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 4.56% $4,862
    Victorian Finance, LLC 2 4.18% $10,610
    LAFAYETTE FEDERAL CREDIT UNION 2 5.63% $59,060
    TRUWEST Credit Union 2 5.81% $8,485
    FNCB Bank 2 6.38% $7,816
    HAMILTON HOME LOANS, INC. 2 4.49% $11,602
    NBH Bank 2 4.88% $13,751
    FineMark National Bank & Trust 2 4.25% $5,624
    Mid Penn Bank 2 5.19% $16,789
    Republic Bank & Trust Company 2 4.56% $6,763
    PLUS RELOCATION MORTGAGE, LLC 2 4.18% $4,879
    NASA Federal Credit Union 1 3.25% $12,410
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.13% $7,032
    MORTGAGE CAPITAL PARTNERS, INC. 1 3.25% $4,232
    Mortgage Bank of California 1 8.38% $14,481
    Midwest Community Bank 1 5.63% $4,491
    NEW DAY FINANCIAL, LLC 1 3.13% $3,049
    Midland States Bank 1 4.00% $3,257
    Mid-Atlantic Federal Credit Union 1 5.88% $4,943
    MERCK SHARP & DOHME FEDERAL CREDIT UNION 1 5.13% $13,884
    Merchants Bank of Indiana 1 5.50% $4,978
    Northeast Equitable Mortgage, LLC 1 4.38% $12,863
    NORTHPOINT MORTGAGE, INC. 1 5.99% $5,793
    Northwest Community Bank 1 3.88% $5,153
    Logan Finance Corporation 1 8.25% $8,515
    LOANLEADERS OF AMERICA, INC. 1 6.13% $13,780
    LOANFLIGHT LENDING, LLC 1 4.88% $8,692
    Old National Bank 1 4.00% $7,365
    Orion Federal Credit Union 1 4.88% $11,557
    KEMBA CREDIT UNION, INC. 1 4.75% $4,122
    Ixonia Bank 1 4.50% $16,645
    PeoplesBank 1 4.50% $9,093
    INTOUCH CREDIT UNION 1 6.63% $7,632
    Pinnacle Bank 1 5.13% $6,718
    INTERCAP LENDING INC. 1 3.13% $6,312
    INTELLILOAN, INC. 1 3.25% $10,093
    IncredibleBank 1 4.13% $5,345
    Home Loan Investment Bank, F.S.B. 1 5.00% $6,833
    Heartland Bank 1 4.38% $7,014
    HANSCOM 1 4.50% $7,703
    PREMIER AMERICA 1 2.63% $3,158
    1ST PRIORITY MORTGAGE, INC. 1 5.50% $5,751
    GREYLOCK 1 3.50% $6,665
    GREENSTATE CREDIT UNION 1 5.00% $24,321
    Great Southern Bank 1 4.00% $10,203
    Goldwater Bank, N.A. 1 7.63% $6,011
    Progress Bank and Trust 1 3.63% $1,450
    FREEDOM CREDIT UNION 1 5.00% $8,613
    FIRST WORLD MORTGAGE CORPORATION 1 4.38% $9,229
    First Western Bank & Trust 1 5.38% $8,134
    First State Bank of St. Charles, Missouri 1 3.63% $6,646
    First Option Mortgage, LLC 1 4.75% $42,961
    First International Bank & Trust 1 5.38% $19,640
    Residential Mortgage Solutions, Inc. 1 5.38% $5,719
    First Financial Federal Credit Union 1 5.75% $3,561
    First Federal Savings and Loan Association of Lakewood 1 3.34% $5,705
    RUOFF MORTGAGE COMPANY, INC. 1 6.75% $3,148
    Savings Bank of Danbury 1 4.88% $9,046
    SCIENT Federal Credit Union 1 3.00% $3,637
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.88% $4,299
    Figure Lending LLC 1 3.63% $5,148
    FEDERATED LENDING CORPORATION 1 4.75% $4,751
    Signature Federal Credit Union 1 4.25% $7,540
    FBT Mortgage, L.L.C. 1 5.75% $6,496
    SOUTH CAROLINA FEDERAL CREDIT UNION 1 4.75% $15,752
    SOUTHERN TRUST MORTGAGE, LLC 1 5.88% $6,576
    State Department Federal Credit Union 1 3.25% $14,582
    State Financial Network, LLC 1 5.63% $3,859
    Sterling Bank and Trust, FSB 1 3.13% $7,335
    Dover Federal Credit Union 1 4.13% $6,875
    DELMAR FINANCIAL COMPANY 1 5.00% $8,772
    Customers Bank 1 4.38% $8,575
    SUN Federal Credit Union 1 4.00% $5,553
    Sunflower Bank 1 5.38% $7,937
    Cornerstone National Bank & Trust Company 1 2.88% $2,564
    Core Bank 1 4.50% $15,728
    Consolidated Federal Credit Union 1 4.88% $11,702
    Community Bank 1 4.63% $0
    Texana Bank 1 3.50% $10,105
    Columbia State Bank 1 5.63% $12,112
    CITIZENS EQUITY FIRST 1 5.00% $4,940
    CITADEL FEDERAL CREDIT UNION 1 2.25% $6,248
    The First National Bank of Middle Tennessee 1 3.38% $6,280
    The First National Bank of Ottawa 1 3.25% $4,970
    The Freedom Bank of Virginia 1 5.50% $4,512
    The Lyons National Bank 1 3.25% $5,707
    THE MORTGAGE FIRM, INC. 1 5.50% $12,506
    Center City Mortgage and Investments LLC 1 4.38% $6,565
    Centennial Bank 1 3.88% $3,262
    CALCON MUTUAL MORTGAGE LLC 1 4.88% $15,441
    Burke & Herbert Bank & Trust Company 1 3.38% $4,782
    Trinity Oaks Mortgage, LLC 1 3.88% $7,082
    BLUELEAF LENDING, LLC 1 2.63% $7,197
    BHCU 1 4.00% $7,314
    UMB Bank 1 4.10% $4,020
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.38% $7,665
    BankNewport 1 4.88% $4,268
    Austin Capital Bank SSB 1 6.00% $32,445
    ATLANTA POSTAL 1 3.88% $6,378
    Armed Forces Bank 1 4.38% $4,263
    Uwharrie Bank 1 5.38% $3,975
    AMERIFIRST FINANCIAL CORPORATION 1 6.63% $7,106
    Allied First Bank,sb 1 2.99% $7,116
    WesBanco 1 5.25% $7,823
    WESCOM CENTRAL CREDIT UNION 1 5.00% $10,483
    Westfield Bank, FSB 1 3.75% $7,099
    Willamette Valley Bank 1 4.75% $10,823
    Mutual Federal Bank 1 5.00% $7,218

    New York - Newark - Jersey City Average Closing Costs & Other Stats

    New York-Newark-Jersey City, NY-NJ-PA's 568 lenders originated 297,673 loans during 2022. The total origination value was $179,643,095,000, with an average loan value of $603,491.

    New York - Newark - Jersey City's average closing costs are $7,667.

    The top New York - Newark - Jersey City lender as defined by loan originations is JPMorgan Chase Bank, with 11,720 loans originated. Their average total fees are $7,087, which is $411 higher than the next largest lender, Wells Fargo Bank.

    The lowest fee New York - Newark - Jersey City lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($858), SIRVA MORTGAGE, INC. ($1,306), American Broadcast Employees Federal Credit Union ($1,801) and PREMIA MORTGAGE, LLC ($2,239).

    The lowest rate New York - Newark - Jersey City lenders (with over 10 loans originated) are DEPARTMENT OF COMMERCE (2.93%), People's United Bank (2.97%), RSI BANK (3.02%), Actors Federal Credit Union (3.08%) and STEARNS LENDING, LLC (3.09%).

    New York-Newark-Jersey City, NY-NJ-PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    JPMorgan Chase Bank $22,538,650,000 $13,760,785,000 -38.9% 7.7%
    Wells Fargo Bank $18,984,780,000 $11,195,185,000 -41.0% 6.2%
    First Republic Bank $5,058,910,000 $6,937,150,000 37.1% 3.9%
    Bank of America $9,537,190,000 $6,377,930,000 -33.1% 3.6%
    Citibank $8,663,285,000 $6,353,715,000 -26.7% 3.5%
    Citizens Bank $6,041,580,000 $5,519,765,000 -8.6% 3.1%
    UNITED WHOLESALE MORTGAGE, LLC $8,236,255,000 $5,463,210,000 -33.7% 3.0%
    QUICKEN LOANS, LLC $14,960,375,000 $5,253,655,000 -64.9% 2.9%
    Flagstar Bank, FSB $1,058,740,000 $4,661,725,000 340.3% 2.6%
    TD Bank $5,248,985,000 $4,453,800,000 -15.1% 2.5%
    LOANDEPOT.COM, LLC $10,841,745,000 $3,785,885,000 -65.1% 2.1%
    Signature Bank $2,585,535,000 $3,381,245,000 30.8% 1.9%
    CROSSCOUNTRY MORTGAGE, LLC $5,063,925,000 $3,069,005,000 -39.4% 1.7%
    PNC Bank $2,726,885,000 $2,997,065,000 9.9% 1.7%
    Valley National Bank $2,635,295,000 $2,779,735,000 5.5% 1.5%
    Morgan Stanley Private Bank $2,305,705,000 $2,448,500,000 6.2% 1.4%
    GUARANTEED RATE, INC. $3,787,195,000 $1,997,435,000 -47.3% 1.1%
    U.S. Bank $2,251,390,000 $1,941,185,000 -13.8% 1.1%
    Bethpage Federal Credit Union $2,507,775,000 $1,810,500,000 -27.8% 1.0%
    Webster Bank $669,915,000 $1,753,790,000 161.8% 1.0%
    NJ LENDERS CORP. $4,737,390,000 $1,550,535,000 -67.3% 0.9%
    BNB Bank $711,720,000 $1,494,720,000 110.0% 0.8%
    CALIBER HOME LOANS, INC. $2,546,030,000 $1,486,235,000 -41.6% 0.8%
    HOME POINT FINANCIAL CORPORATION $4,280,695,000 $1,447,275,000 -66.2% 0.8%
    East West Bank $1,371,975,000 $1,344,125,000 -2.0% 0.7%
    FINANCE OF AMERICA MORTGAGE LLC $1,650,400,000 $1,334,760,000 -19.1% 0.7%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,403,585,000 $1,316,785,000 -45.2% 0.7%
    FM Home Loans, LLC $2,580,455,000 $1,276,090,000 -50.5% 0.7%
    Columbia Bank $1,157,550,000 $1,233,735,000 6.6% 0.7%
    NATIONWIDE MORTGAGE BANKERS, INC. $1,886,045,000 $1,176,425,000 -37.6% 0.7%
    Kearny Bank $901,935,000 $1,141,410,000 26.6% 0.6%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,174,860,000 $1,096,560,000 -49.6% 0.6%
    HSBC BANK USA, NATIONAL ASSOCIATION $1,777,535,000 $1,055,290,000 -40.6% 0.6%
    M&T Bank $1,111,000,000 $1,054,525,000 -5.1% 0.6%
    GREYSTONE SERVICING COMPANY LLC $952,170,000 $1,033,450,000 8.5% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $2,659,430,000 $982,590,000 -63.1% 0.5%
    UBS Bank USA $1,068,230,000 $963,675,000 -9.8% 0.5%
    CONTOUR MORTGAGE CORPORATION $1,400,415,000 $954,290,000 -31.9% 0.5%
    City National Bank $855,305,000 $936,435,000 9.5% 0.5%
    Santander Bank, N.A. $2,194,180,000 $927,925,000 -57.7% 0.5%
    GUARANTEED RATE AFFINITY, LLC $1,555,320,000 $920,680,000 -40.8% 0.5%
    Ridgewood Savings Bank $552,175,000 $917,645,000 66.2% 0.5%
    EMBRACE HOME LOANS, INC. $885,260,000 $893,165,000 0.9% 0.5%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $530,655,000 $882,015,000 66.2% 0.5%
    WALKER & DUNLOP, LLC $599,450,000 $879,335,000 46.7% 0.5%
    Lakeland Bank $645,575,000 $856,700,000 32.7% 0.5%
    Customers Bank $304,405,000 $827,365,000 171.8% 0.5%
    NATIONAL COOPERATIVE BANK, N.A. $907,845,000 $827,090,000 -8.9% 0.5%
    Quontic Bank $788,965,000 $755,400,000 -4.3% 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,087,380,000 $730,565,000 -32.8% 0.4%
    Advisors Mortgage Group, L.L.C. $1,640,315,000 $719,420,000 -56.1% 0.4%
    ABSOLUTE HOME MORTGAGE CORPORATION $869,845,000 $718,185,000 -17.4% 0.4%
    The Federal Savings Bank $1,354,295,000 $695,395,000 -48.7% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,184,730,000 $685,290,000 -42.2% 0.4%
    Apple Bank for Savings $685,485,000 $678,325,000 -1.0% 0.4%
    Popular Bank $453,230,000 $667,955,000 47.4% 0.4%
    UNITED MORTGAGE CORP. $1,214,265,000 $651,505,000 -46.3% 0.4%
    Metropolitan Life Insurance Co $635,290,000 n/a 0.4%
    ConnectOne Bank $1,062,800,000 $630,310,000 -40.7% 0.4%
    TEACHERS $998,045,000 $624,365,000 -37.4% 0.3%
    A&D Mortgage LLC $430,655,000 $615,215,000 42.9% 0.3%
    Cathay Bank $544,615,000 $607,350,000 11.5% 0.3%
    Peapack-Gladstone Bank $821,620,000 $597,270,000 -27.3% 0.3%
    Nassau Educators Federal Credit Union $604,210,000 $580,735,000 -3.9% 0.3%
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $1,030,260,000 $562,550,000 -45.4% 0.3%
    Flushing Bank $369,640,000 $547,710,000 48.2% 0.3%
    M&T Realty Capital Corporation $448,465,000 $543,490,000 21.2% 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,392,520,000 $535,185,000 -61.6% 0.3%
    BETTER MORTGAGE CORPORATION $2,710,565,000 $526,980,000 -80.6% 0.3%
    Northfield Bank $549,925,000 $514,400,000 -6.5% 0.3%
    Northpointe Bank $551,020,000 $504,845,000 -8.4% 0.3%
    Hanover Community Bank $321,925,000 $499,105,000 55.0% 0.3%
    Paramount Residential Mortgage Group, Inc. $711,065,000 $497,175,000 -30.1% 0.3%
    NEWREZ LLC $3,565,295,000 $490,190,000 -86.3% 0.3%
    UNITED NORTHERN MORTGAGE BANKERS LIMITED $934,830,000 $484,540,000 -48.2% 0.3%
    OceanFirst Bank $704,525,000 $473,665,000 -32.8% 0.3%
    Ponce Bank $116,960,000 $447,780,000 282.8% 0.2%
    FREEDOM MORTGAGE CORPORATION $3,833,280,000 $440,985,000 -88.5% 0.2%
    Investors Bank $2,340,255,000 $425,535,000 -81.8% 0.2%
    Spencer Savings Bank, SLA $598,170,000 $424,950,000 -29.0% 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,149,065,000 $414,055,000 -64.0% 0.2%
    ARK MORTGAGE, INC. $774,470,000 $409,805,000 -47.1% 0.2%
    The First National Bank of Long Island $377,845,000 $408,915,000 8.2% 0.2%
    East Coast Capital Corp.