Draper And Kramer Mortgage Corp. Rates, Fees & Info
WILMINGTON, DELEI: 5493001R92DY5DI1DI85
Tax ID: 36-3873650
5 stars
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Mortgage Data
Review & Overview
Draper And Kramer Mortgage Corp. is a large mortgage company specializing in Refi and Home Purchase loans. Draper And Kramer Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Washington, Boston, Denver, and Los Angeles among others. We have data for 402 markets. (Some data included below & more in-depth data is available with an active subscription.)Draper And Kramer Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Draper And Kramer Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 11/27/22 |
| 30 Year Conventional Refi | 6.65% | 11/27/22 |
| 30 Year Cash-out Refi | 6.90% | 11/27/22 |
| 30 Year FHA Purchase | 7.84% | 11/27/22 |
| 30 Year FHA Refi | 7.48% | 11/27/22 |
| 30 Year VA Purchase | 6.44% | 11/27/22 |
| 30 Year VA Refi | 6.15% | 11/27/22 |
| 30 Year USDA Purchase | 6.82% | 11/27/22 |
| 30 Year USDA Refi | 6.63% | 11/27/22 |
| 15 Year Conventional Purchase | 5.97% | 11/27/22 |
| 15 Year Conventional Refi | 5.99% | 11/27/22 |
| 15 Year Cash-out Refi | 5.99% | 11/27/22 |
| 15 Year FHA Refi | 7.66% | 11/27/22 |
| 15 Year VA Refi | 5.75% | 11/27/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
25,153Origination Dollar Volume (All Markets)
$9,291,605,000Awards
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DRAPER AND KRAMER MORTGAGE CORP. - 2021
DRAPER AND KRAMER MORTGAGE CORP. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Draper And Kramer Mortgage Corp.'s average 30 year fixed mortgage rate was
2.98%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of -0.17%.
Relative Fees (Closing Costs)
Draper And Kramer Mortgage Corp.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $4,452.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6,986 | $2,257,830,000 | $323,194 | $3,370 | 2.82% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3,149 | $1,576,335,000 | $500,583 | $5,165 | 2.82% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3,087 | $1,289,375,000 | $417,679 | $3,384 | 2.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 853 | $344,075,000 | $403,370 | $3,801 | 2.89% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 662 | $343,500,000 | $518,882 | $5,390 | 2.98% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 811 | $252,695,000 | $311,584 | $4,994 | 2.94% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 664 | $249,300,000 | $375,452 | $4,518 | 2.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 523 | $192,845,000 | $368,728 | $3,342 | 2.87% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 558 | $192,430,000 | $344,857 | $4,762 | 2.77% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 476 | $165,810,000 | $348,340 | $2,906 | 2.70% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 414 | $143,690,000 | $347,077 | $4,825 | 2.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 222 | $141,800,000 | $638,739 | $6,003 | 3.01% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 245 | $127,055,000 | $518,592 | $5,008 | 3.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 197 | $100,255,000 | $508,909 | $4,783 | 2.99% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 324 | $93,560,000 | $288,765 | $2,835 | 2.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 261 | $91,415,000 | $350,249 | $7,528 | 2.95% |
| Outside of Metro Areas | 281 | $82,975,000 | $295,285 | $4,031 | 2.96% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 215 | $73,135,000 | $340,163 | $5,434 | 3.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 192 | $59,840,000 | $311,667 | $3,185 | 2.73% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 186 | $58,380,000 | $313,871 | $6,057 | 3.12% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 146 | $54,500,000 | $373,288 | $5,015 | 2.86% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 141 | $49,185,000 | $348,830 | $3,404 | 2.81% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 157 | $49,125,000 | $312,898 | $4,360 | 2.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 115 | $46,275,000 | $402,391 | $4,889 | 2.96% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 46 | $39,580,000 | $860,435 | $5,433 | 2.90% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 179 | $37,715,000 | $210,698 | $3,606 | 3.07% |
| SAVANNAH, GA (FHA|USDA|VA) | 150 | $37,340,000 | $248,933 | $5,480 | 2.89% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 111 | $35,975,000 | $324,099 | $6,089 | 2.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 116 | $35,890,000 | $309,397 | $3,011 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 155 | $33,655,000 | $217,129 | $3,929 | 2.87% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 73 | $28,425,000 | $389,384 | $3,673 | 3.01% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 91 | $27,915,000 | $306,758 | $3,129 | 2.79% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 81 | $26,285,000 | $324,506 | $4,395 | 2.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 81 | $25,775,000 | $318,210 | $3,614 | 2.89% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 43 | $23,785,000 | $553,140 | $4,634 | 2.79% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 83 | $23,505,000 | $283,193 | $2,582 | 2.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 123 | $23,265,000 | $189,146 | $4,419 | 3.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 82 | $23,210,000 | $283,049 | $4,119 | 2.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 52 | $22,770,000 | $437,885 | $3,771 | 2.93% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 60 | $20,980,000 | $349,667 | $5,135 | 2.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 75 | $20,955,000 | $279,400 | $3,028 | 2.69% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 43 | $19,915,000 | $463,140 | $4,989 | 3.00% |
| RICHMOND, VA (FHA|USDA|VA) | 58 | $19,670,000 | $339,138 | $4,535 | 2.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 62 | $19,540,000 | $315,161 | $4,047 | 2.93% |
| DECATUR, IL (FHA|USDA|VA) | 152 | $19,520,000 | $128,421 | $3,156 | 2.70% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 69 | $17,775,000 | $257,609 | $4,302 | 3.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 61 | $16,215,000 | $265,820 | $5,571 | 3.30% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 49 | $16,075,000 | $328,061 | $4,511 | 2.88% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 40 | $15,930,000 | $398,250 | $5,225 | 2.92% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 44 | $14,900,000 | $338,636 | $3,145 | 2.84% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 51 | $14,765,000 | $289,510 | $4,300 | 2.96% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 44 | $13,500,000 | $306,818 | $2,425 | 2.83% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 38 | $13,360,000 | $351,579 | $2,982 | 2.84% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 49 | $12,855,000 | $262,347 | $7,201 | 3.22% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 43 | $12,645,000 | $294,070 | $4,018 | 2.97% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 47 | $12,515,000 | $266,277 | $3,521 | 2.97% |
| BOULDER, CO (FHA|USDA|VA) | 26 | $12,440,000 | $478,462 | $4,219 | 2.70% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 42 | $12,310,000 | $293,095 | $3,132 | 2.86% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 29 | $10,625,000 | $366,379 | $6,054 | 2.91% |
| NILES, MI (FHA|USDA|VA) | 26 | $10,120,000 | $389,231 | $3,086 | 2.86% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 29 | $9,745,000 | $336,034 | $3,211 | 2.78% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 27 | $9,205,000 | $340,926 | $3,507 | 2.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $9,200,000 | $383,333 | $4,470 | 3.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $8,780,000 | $439,000 | $3,182 | 3.01% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 32 | $8,620,000 | $269,375 | $2,866 | 2.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 27 | $8,505,000 | $315,000 | $2,829 | 2.67% |
| GREELEY, CO (FHA|USDA|VA) | 26 | $8,270,000 | $318,077 | $4,296 | 2.68% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 34 | $8,210,000 | $241,471 | $3,211 | 2.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 22 | $8,200,000 | $372,727 | $4,124 | 3.04% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $7,805,000 | $520,333 | $5,704 | 3.03% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 25 | $7,785,000 | $311,400 | $3,260 | 2.73% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 30 | $7,040,000 | $234,667 | $3,957 | 2.97% |
| FORT COLLINS, CO (FHA|USDA|VA) | 20 | $6,720,000 | $336,000 | $3,310 | 2.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 24 | $6,710,000 | $279,583 | $3,933 | 3.09% |
| PUEBLO, CO (FHA|USDA|VA) | 24 | $6,460,000 | $269,167 | $5,170 | 2.77% |
| Whitewater, WI (FHA|USDA|VA) | 18 | $6,430,000 | $357,222 | $2,879 | 2.78% |
| Lebanon, NH-VT (FHA|USDA|VA) | 19 | $6,205,000 | $326,579 | $3,931 | 2.91% |
| MADISON, WI (FHA|USDA|VA) | 20 | $6,180,000 | $309,000 | $3,257 | 2.96% |
| Barre, VT (FHA|USDA|VA) | 22 | $5,980,000 | $271,818 | $3,372 | 3.03% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $5,945,000 | $540,455 | $5,578 | 3.10% |
| RENO, NV (FHA|USDA|VA) | 11 | $5,895,000 | $535,909 | $5,604 | 3.02% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 18 | $5,830,000 | $323,889 | $3,137 | 2.93% |
| KANKAKEE, IL (FHA|USDA|VA) | 32 | $5,720,000 | $178,750 | $4,009 | 2.79% |
| Mount Pleasant, TX (FHA|USDA|VA) | 19 | $4,975,000 | $261,842 | $7,868 | 3.21% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 14 | $4,730,000 | $337,857 | $3,524 | 2.86% |
| TUCSON, AZ (FHA|USDA|VA) | 14 | $4,690,000 | $335,000 | $3,625 | 3.08% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 15 | $4,655,000 | $310,333 | $3,989 | 2.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $4,475,000 | $406,818 | $4,325 | 3.11% |
| Concord, NH (FHA|USDA|VA) | 16 | $4,400,000 | $275,000 | $3,068 | 2.81% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 14 | $4,400,000 | $314,286 | $4,454 | 3.41% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 13 | $4,055,000 | $311,923 | $3,198 | 2.91% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 13 | $3,815,000 | $293,462 | $5,481 | 2.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $3,765,000 | $289,615 | $4,159 | 2.89% |
| ROCKFORD, IL (FHA|USDA|VA) | 19 | $3,665,000 | $192,895 | $3,610 | 2.93% |
| Corsicana, TX (FHA|USDA|VA) | 16 | $3,640,000 | $227,500 | $7,064 | 3.56% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $3,550,000 | $355,000 | $3,441 | 3.08% |
| DOVER, DE (FHA|USDA|VA) | 12 | $3,530,000 | $294,167 | $5,835 | 2.93% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $3,495,000 | $205,588 | $4,057 | 3.12% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 19 | $3,495,000 | $183,947 | $3,114 | 2.79% |
| PEORIA, IL (FHA|USDA|VA) | 11 | $3,365,000 | $305,909 | $2,192 | 2.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $3,340,000 | $238,571 | $4,921 | 3.01% |
| AKRON, OH (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $4,566 | 3.43% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 11 | $3,095,000 | $281,364 | $3,526 | 3.05% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $2,960,000 | $370,000 | $2,781 | 3.23% |
| DuBois, PA (FHA|USDA|VA) | 22 | $2,870,000 | $130,455 | $4,553 | 3.03% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $2,825,000 | $565,000 | $5,568 | 2.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $4,259 | 3.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 13 | $2,775,000 | $213,462 | $3,636 | 3.03% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 12 | $2,760,000 | $230,000 | $3,498 | 3.03% |
| Laconia, NH (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $3,077 | 2.97% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $2,894 | 3.02% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $2,695,000 | $898,333 | $4,362 | 3.08% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,665,000 | $533,000 | $3,137 | 3.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $2,580,000 | $430,000 | $4,648 | 2.98% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $4,553 | 2.69% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $5,065 | 2.81% |
| READING, PA (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $4,263 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $2,450,000 | $306,250 | $3,740 | 3.03% |
| Key West, FL (FHA|USDA|VA) | 4 | $2,420,000 | $605,000 | $9,103 | 2.97% |
| RACINE, WI (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $2,423 | 2.73% |
| ANN ARBOR, MI (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $2,919 | 2.62% |
| LANCASTER, PA (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $4,425 | 3.06% |
| WILMINGTON, NC (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $2,906 | 2.81% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $4,125 | 2.81% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $4,145 | 3.15% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $4,675 | 3.23% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $3,489 | 2.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $5,995 | 3.20% |
| Fernley, NV (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,975 | 2.84% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $3,747 | 2.87% |
| Bardstown, KY (FHA|USDA|VA) | 13 | $2,005,000 | $154,231 | $3,820 | 3.29% |
| St. Marys, PA (FHA|USDA|VA) | 14 | $1,970,000 | $140,714 | $4,557 | 2.84% |
| Cañon City, CO (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $3,464 | 3.04% |
| Statesboro, GA (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $6,528 | 3.09% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $5,352 | 2.80% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $3,133 | 2.73% |
| Rutland, VT (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $2,990 | 2.84% |
| Rochelle, IL (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $3,433 | 2.82% |
| Vineyard Haven, MA (FHA|USDA|VA) | 3 | $1,635,000 | $545,000 | $6,462 | 3.04% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $3,177 | 2.78% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $2,429 | 2.79% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $3,427 | 3.11% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $3,634 | 3.03% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $4,725 | 2.98% |
| Ottawa, IL (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $3,791 | 2.83% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $2,846 | 2.72% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,167 | 2.67% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $3,398 | 2.69% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $3,379 | 3.59% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $5,185 | 2.78% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $4,242 | 3.37% |
| HINESVILLE, GA (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,913 | 2.73% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $5,173 | 3.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $2,154 | 2.55% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $2,371 | 2.89% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $5,013 | 3.37% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $3,018 | 2.83% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $7,874 | 2.81% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $3,337 | 2.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,326 | 3.18% |
| Bennington, VT (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,838 | 2.85% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $4,106 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $5,227 | 2.77% |
| Montrose, CO (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $2,751 | 3.04% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $10,756 | 2.71% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $7,118 | 3.50% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $10,063 | 3.12% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,242 | 2.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,062 | 2.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $3,604 | 2.88% |
| Warsaw, IN (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $2,552 | 2.85% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,925 | 2.84% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $4,284 | 2.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,658 | 2.69% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $6,574 | 3.40% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,897 | 2.94% |
| Easton, MD (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $3,855 | 2.63% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,140 | 2.96% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $2,657 | 2.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $3,196 | 3.04% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $2,895 | 2.96% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $5,272 | 3.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,498 | 3.06% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,222 | 3.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $3,628 | 3.29% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,027 | 2.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,379 | 2.69% |
| Holland, MI (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,372 | 2.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $3,999 | 3.12% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,502 | 2.53% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,525 | 3.28% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $2,690 | 2.80% |
| Helena, MT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $8,809 | 3.06% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,869 | 3.10% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $8,328 | 3.45% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,032 | 3.29% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,206 | 3.32% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,715 | 2.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $1,845 | 2.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,204 | 2.71% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,568 | 2.42% |
| SALEM, OR (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,490 | 2.69% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,927 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $4,278 | 2.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,872 | 2.96% |
| WACO, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,200 | 3.16% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,255 | 2.92% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,125 | 2.53% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,953 | 2.81% |
| Marion, NC (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $4,479 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,019 | 3.00% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,064 | 3.12% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,985 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,607 | 2.92% |
| Watertown, SD (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $3,822 | 3.13% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,115 | 3.13% |
| Picayune, MS (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,827 | 3.58% |
| Durango, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,531 | 3.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $8,203 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,363 | 3.04% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,347 | 3.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,153 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,521 | 3.33% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,192 | 3.47% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,354 | 3.28% |
| Granbury, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $11,285 | 3.56% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,799 | 3.62% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,939 | 2.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,724 | 2.83% |
| Payson, AZ (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $6,180 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,880 | 3.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,017 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,000 | 3.21% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,836 | 3.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,652 | 2.63% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $1,762 | 2.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $1,345 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,251 | 2.81% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,573 | 3.38% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,865 | 3.00% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,759 | 3.38% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,269 | 2.69% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,539 | 2.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,347 | 2.88% |
| Crossville, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,735 | 2.31% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $20,992 | 2.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,111 | 2.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,737 | 2.83% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,336 | 2.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,803 | 2.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,048 | 2.94% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,027 | 3.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,570 | 3.24% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,448 | 2.62% |
| Astoria, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,885 | 3.25% |
| Sterling, IL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,125 | 3.21% |
| Torrington, CT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,546 | 2.50% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,876 | 3.12% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,367 | 2.69% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,627 | 2.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,962 | 2.50% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,209 | 3.31% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,488 | 2.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,533 | 3.00% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,796 | 3.21% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,103 | 2.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,456 | 2.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,226 | 2.87% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,153 | 2.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,254 | 2.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,974 | 3.06% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,005 | 3.44% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,999 | 3.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,233 | 3.25% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,430 | 3.56% |
| Palestine, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,895 | 3.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,780 | 2.68% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,863 | 2.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,108 | 2.75% |
| Keene, NH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,167 | 2.68% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,893 | 2.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,519 | 3.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,468 | 3.40% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,428 | 2.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,087 | 2.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,652 | 2.93% |
| TYLER, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,134 | 3.56% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,389 | 3.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,078 | 3.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,404 | 2.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,718 | 3.13% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,096 | 3.06% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,371 | 3.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,429 | 3.19% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,814 | 2.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,444 | 2.63% |
| Searcy, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,870 | 3.44% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,065 | 3.13% |
| Brookings, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,197 | 2.99% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,228 | 2.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,155 | 2.38% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $640 | 3.00% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,927 | 2.88% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,425 | 2.81% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,117 | 3.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,051 | 3.25% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,039 | 3.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,978 | 2.25% |
| Olean, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,936 | 3.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,368 | 3.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,850 | 3.63% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,870 | 2.69% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,436 | 3.49% |
| Ludington, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,654 | 2.50% |
| Brevard, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,440 | 3.13% |
| FLINT, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,060 | 3.38% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,937 | 2.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,929 | 3.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,317 | 2.88% |
| Berlin, NH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,241 | 3.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,751 | 2.13% |
| BEND, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,726 | 3.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,399 | 2.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,412 | 2.99% |
| Waycross, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,734 | 2.50% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,153 | 3.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,261 | 2.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,229 | 3.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,262 | 3.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,552 | 3.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,259 | 3.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,644 | 2.88% |
| Dixon, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,167 | 4.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,322 | 2.50% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,403 | 3.56% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,514 | 2.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,131 | 2.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,282 | 3.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,543 | 3.38% |
| Somerset, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,811 | 3.25% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,186 | 3.19% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,032 | 3.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,589 | 2.38% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,668 | 3.13% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,419 | 2.99% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,854 | 2.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,129 | 2.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,677 | 2.63% |
| Batesville, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,704 | 2.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,214 | 2.88% |
| TULSA, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,920 | 3.25% |
| Effingham, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,222 | 3.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,867 | 2.50% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,811 | 3.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,405 | 2.88% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,640 | 3.13% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,259 | 2.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,067 | 3.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,384 | 3.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,303 | 2.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,477 | 3.38% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,467 | 2.38% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,394 | 3.25% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,040 | 2.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,527 | 3.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,023 | 3.13% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,537 | 1.69% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,803 | 3.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,215 | 3.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,514 | 3.38% |
| CASPER, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,974 | 2.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,954 | 3.25% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,307 | 4.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,169 | 2.63% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,088 | 2.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,416 | 2.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,527 | 3.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,082 | 3.00% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,293 | 2.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,842 | 2.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,664 | 2.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,161 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,993 | 3.00% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,406 | 2.99% |
| Madison, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,710 | 2.25% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,291 | 2.99% |
| Freeport, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,867 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,764 | 2.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,540 | 3.13% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,377 | 3.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,564 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,620 | 2.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,165 | 2.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,532 | 2.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,529 | 4.38% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,266 | 3.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,332 | 3.75% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,684 | 2.50% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,162 | 3.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,834 | 3.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,740 | 2.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,234 | 3.88% |
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Product Mix
For 2021, Draper And Kramer Mortgage Corp.'s most frequently originated type of loan was Conventional, with 22,798 originations. Their 2nd most popular type was FHA, with 1,280 originations.
Loan Reason
For 2021, Draper And Kramer Mortgage Corp.'s most frequently cited loan purpose was Refi, with 10,689 originations. The 2nd most popular reason was Home Purchase, with 10,253 originations.
Loan Duration/Length
For 2021, Draper And Kramer Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 19,615 originations. The 2nd most popular length was 15 Year, with 4,003 originations.
Origination Fees/Closing Costs
Draper And Kramer Mortgage Corp.'s average total fees were $4,452, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 21,598 originations.
Interest Rates
During 2021, Draper And Kramer Mortgage Corp.'s average interest rate for loans was 2.98%, while their most frequently originated rate bucket for loans was 2.5-3%, with 12,070 originations.
Loan Sizing
2021 saw Draper And Kramer Mortgage Corp. place emphasis on $200k-400k loans with 11,519 originations, totaling $3,407,365,000 in origination value.
Applicant Income
Draper And Kramer Mortgage Corp. lent most frequently to those with incomes in the $100k-150k range, with 6,657 originations. The second most popular income band? $150k-250k, with 6,227 originations.
Applicant Debt to Income Ratio
Draper And Kramer Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 6,302 originations. The next most common DTI ratio? 30-36%, with 4,778 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.07%
Draper And Kramer Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination87.17%
Draper And Kramer Mortgage Corp. has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 25,153 | $9,291,605,000 | $369,403 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 25,153 | $9,291,605,000 | $369,403 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Draper and Kramer Mortgage Corp. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 100.0% |
