Draper And Kramer Mortgage Corp. Rates, Fees & Info

WILMINGTON, DE

LEI: 5493001R92DY5DI1DI85

Tax ID: 36-3873650

5 stars - out of 5 stars, based on 159 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Draper And Kramer Mortgage Corp. is a large mortgage company specializing in Refi and Home Purchase loans. Draper And Kramer Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Washington, Boston, Denver, and Los Angeles among others. We have data for 402 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Draper And Kramer Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Draper And Kramer Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.78% 11/27/22
    30 Year Conventional Refi 6.65% 11/27/22
    30 Year Cash-out Refi 6.90% 11/27/22
    30 Year FHA Purchase 7.84% 11/27/22
    30 Year FHA Refi 7.48% 11/27/22
    30 Year VA Purchase 6.44% 11/27/22
    30 Year VA Refi 6.15% 11/27/22
    30 Year USDA Purchase 6.82% 11/27/22
    30 Year USDA Refi 6.63% 11/27/22
    15 Year Conventional Purchase 5.97% 11/27/22
    15 Year Conventional Refi 5.99% 11/27/22
    15 Year Cash-out Refi 5.99% 11/27/22
    15 Year FHA Refi 7.66% 11/27/22
    15 Year VA Refi 5.75% 11/27/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    25,153

    Origination Dollar Volume (All Markets)

    $9,291,605,000
    Show all (54) awards

    Relative Rate

    Draper And Kramer Mortgage Corp.'s average 30 year fixed mortgage rate was 2.98%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.17%.

    Relative Fees (Closing Costs)

    Draper And Kramer Mortgage Corp.'s average total fees/closing costs for a 30 year fixed rate mortgage were $4,452.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6,986 $2,257,830,000 $323,194 $3,370 2.82%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,149 $1,576,335,000 $500,583 $5,165 2.82%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3,087 $1,289,375,000 $417,679 $3,384 2.83%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 853 $344,075,000 $403,370 $3,801 2.89%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 662 $343,500,000 $518,882 $5,390 2.98%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 811 $252,695,000 $311,584 $4,994 2.94%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 664 $249,300,000 $375,452 $4,518 2.89%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 523 $192,845,000 $368,728 $3,342 2.87%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 558 $192,430,000 $344,857 $4,762 2.77%
    WORCESTER, MA-CT (FHA|USDA|VA) 476 $165,810,000 $348,340 $2,906 2.70%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 414 $143,690,000 $347,077 $4,825 2.87%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 222 $141,800,000 $638,739 $6,003 3.01%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 245 $127,055,000 $518,592 $5,008 3.00%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 197 $100,255,000 $508,909 $4,783 2.99%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 324 $93,560,000 $288,765 $2,835 2.92%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 261 $91,415,000 $350,249 $7,528 2.95%
    Outside of Metro Areas 281 $82,975,000 $295,285 $4,031 2.96%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 215 $73,135,000 $340,163 $5,434 3.00%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 192 $59,840,000 $311,667 $3,185 2.73%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 186 $58,380,000 $313,871 $6,057 3.12%
    OCEAN CITY, NJ (FHA|USDA|VA) 146 $54,500,000 $373,288 $5,015 2.86%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 141 $49,185,000 $348,830 $3,404 2.81%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 157 $49,125,000 $312,898 $4,360 2.99%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 115 $46,275,000 $402,391 $4,889 2.96%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 46 $39,580,000 $860,435 $5,433 2.90%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 179 $37,715,000 $210,698 $3,606 3.07%
    SAVANNAH, GA (FHA|USDA|VA) 150 $37,340,000 $248,933 $5,480 2.89%
    BAKERSFIELD, CA (FHA|USDA|VA) 111 $35,975,000 $324,099 $6,089 2.86%
    RALEIGH-CARY, NC (FHA|USDA|VA) 116 $35,890,000 $309,397 $3,011 2.75%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 155 $33,655,000 $217,129 $3,929 2.87%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 73 $28,425,000 $389,384 $3,673 3.01%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 91 $27,915,000 $306,758 $3,129 2.79%
    SALISBURY, MD-DE (FHA|USDA|VA) 81 $26,285,000 $324,506 $4,395 2.91%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 81 $25,775,000 $318,210 $3,614 2.89%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 43 $23,785,000 $553,140 $4,634 2.79%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 83 $23,505,000 $283,193 $2,582 2.83%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 123 $23,265,000 $189,146 $4,419 3.25%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 82 $23,210,000 $283,049 $4,119 2.94%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 52 $22,770,000 $437,885 $3,771 2.93%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 60 $20,980,000 $349,667 $5,135 2.94%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 75 $20,955,000 $279,400 $3,028 2.69%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 43 $19,915,000 $463,140 $4,989 3.00%
    RICHMOND, VA (FHA|USDA|VA) 58 $19,670,000 $339,138 $4,535 2.91%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 62 $19,540,000 $315,161 $4,047 2.93%
    DECATUR, IL (FHA|USDA|VA) 152 $19,520,000 $128,421 $3,156 2.70%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 69 $17,775,000 $257,609 $4,302 3.00%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 61 $16,215,000 $265,820 $5,571 3.30%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 49 $16,075,000 $328,061 $4,511 2.88%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 40 $15,930,000 $398,250 $5,225 2.92%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 44 $14,900,000 $338,636 $3,145 2.84%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 51 $14,765,000 $289,510 $4,300 2.96%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 44 $13,500,000 $306,818 $2,425 2.83%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 38 $13,360,000 $351,579 $2,982 2.84%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 49 $12,855,000 $262,347 $7,201 3.22%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 43 $12,645,000 $294,070 $4,018 2.97%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 47 $12,515,000 $266,277 $3,521 2.97%
    BOULDER, CO (FHA|USDA|VA) 26 $12,440,000 $478,462 $4,219 2.70%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 42 $12,310,000 $293,095 $3,132 2.86%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 29 $10,625,000 $366,379 $6,054 2.91%
    NILES, MI (FHA|USDA|VA) 26 $10,120,000 $389,231 $3,086 2.86%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 29 $9,745,000 $336,034 $3,211 2.78%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 27 $9,205,000 $340,926 $3,507 2.99%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 24 $9,200,000 $383,333 $4,470 3.00%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 20 $8,780,000 $439,000 $3,182 3.01%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 32 $8,620,000 $269,375 $2,866 2.88%
    COLUMBUS, OH (FHA|USDA|VA) 27 $8,505,000 $315,000 $2,829 2.67%
    GREELEY, CO (FHA|USDA|VA) 26 $8,270,000 $318,077 $4,296 2.68%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 34 $8,210,000 $241,471 $3,211 2.90%
    JACKSONVILLE, FL (FHA|USDA|VA) 22 $8,200,000 $372,727 $4,124 3.04%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 15 $7,805,000 $520,333 $5,704 3.03%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 25 $7,785,000 $311,400 $3,260 2.73%
    PUNTA GORDA, FL (FHA|USDA|VA) 30 $7,040,000 $234,667 $3,957 2.97%
    FORT COLLINS, CO (FHA|USDA|VA) 20 $6,720,000 $336,000 $3,310 2.80%
    SPRINGFIELD, MA (FHA|USDA|VA) 24 $6,710,000 $279,583 $3,933 3.09%
    PUEBLO, CO (FHA|USDA|VA) 24 $6,460,000 $269,167 $5,170 2.77%
    Whitewater, WI (FHA|USDA|VA) 18 $6,430,000 $357,222 $2,879 2.78%
    Lebanon, NH-VT (FHA|USDA|VA) 19 $6,205,000 $326,579 $3,931 2.91%
    MADISON, WI (FHA|USDA|VA) 20 $6,180,000 $309,000 $3,257 2.96%
    Barre, VT (FHA|USDA|VA) 22 $5,980,000 $271,818 $3,372 3.03%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 11 $5,945,000 $540,455 $5,578 3.10%
    RENO, NV (FHA|USDA|VA) 11 $5,895,000 $535,909 $5,604 3.02%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 18 $5,830,000 $323,889 $3,137 2.93%
    KANKAKEE, IL (FHA|USDA|VA) 32 $5,720,000 $178,750 $4,009 2.79%
    Mount Pleasant, TX (FHA|USDA|VA) 19 $4,975,000 $261,842 $7,868 3.21%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $4,730,000 $337,857 $3,524 2.86%
    TUCSON, AZ (FHA|USDA|VA) 14 $4,690,000 $335,000 $3,625 3.08%
    WINCHESTER, VA-WV (FHA|USDA|VA) 15 $4,655,000 $310,333 $3,989 2.96%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $4,475,000 $406,818 $4,325 3.11%
    Concord, NH (FHA|USDA|VA) 16 $4,400,000 $275,000 $3,068 2.81%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 14 $4,400,000 $314,286 $4,454 3.41%
    ALBUQUERQUE, NM (FHA|USDA|VA) 13 $4,055,000 $311,923 $3,198 2.91%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 13 $3,815,000 $293,462 $5,481 2.80%
    PITTSBURGH, PA (FHA|USDA|VA) 13 $3,765,000 $289,615 $4,159 2.89%
    ROCKFORD, IL (FHA|USDA|VA) 19 $3,665,000 $192,895 $3,610 2.93%
    Corsicana, TX (FHA|USDA|VA) 16 $3,640,000 $227,500 $7,064 3.56%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 10 $3,550,000 $355,000 $3,441 3.08%
    DOVER, DE (FHA|USDA|VA) 12 $3,530,000 $294,167 $5,835 2.93%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 17 $3,495,000 $205,588 $4,057 3.12%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 19 $3,495,000 $183,947 $3,114 2.79%
    PEORIA, IL (FHA|USDA|VA) 11 $3,365,000 $305,909 $2,192 2.68%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 14 $3,340,000 $238,571 $4,921 3.01%
    AKRON, OH (FHA|USDA|VA) 18 $3,160,000 $175,556 $4,566 3.43%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $3,095,000 $281,364 $3,526 3.05%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $2,960,000 $370,000 $2,781 3.23%
    DuBois, PA (FHA|USDA|VA) 22 $2,870,000 $130,455 $4,553 3.03%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $2,825,000 $565,000 $5,568 2.88%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $2,800,000 $280,000 $4,259 3.10%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $2,775,000 $213,462 $3,636 3.03%
    BLOOMINGTON, IL (FHA|USDA|VA) 12 $2,760,000 $230,000 $3,498 3.03%
    Laconia, NH (FHA|USDA|VA) 9 $2,715,000 $301,667 $3,077 2.97%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 11 $2,715,000 $246,818 $2,894 3.02%
    SALT LAKE CITY, UT (FHA|USDA|VA) 3 $2,695,000 $898,333 $4,362 3.08%
    Edwards, CO (FHA|USDA|VA) 5 $2,665,000 $533,000 $3,137 3.00%
    BOISE CITY, ID (FHA|USDA|VA) 6 $2,580,000 $430,000 $4,648 2.98%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $2,545,000 $231,364 $4,553 2.69%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $2,530,000 $253,000 $5,065 2.81%
    READING, PA (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,263 3.00%
    THE VILLAGES, FL (FHA|USDA|VA) 8 $2,450,000 $306,250 $3,740 3.03%
    Key West, FL (FHA|USDA|VA) 4 $2,420,000 $605,000 $9,103 2.97%
    RACINE, WI (FHA|USDA|VA) 7 $2,415,000 $345,000 $2,423 2.73%
    ANN ARBOR, MI (FHA|USDA|VA) 8 $2,380,000 $297,500 $2,919 2.62%
    LANCASTER, PA (FHA|USDA|VA) 11 $2,305,000 $209,545 $4,425 3.06%
    WILMINGTON, NC (FHA|USDA|VA) 8 $2,300,000 $287,500 $2,906 2.81%
    ROANOKE, VA (FHA|USDA|VA) 4 $2,140,000 $535,000 $4,125 2.81%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $2,140,000 $535,000 $4,145 3.15%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $2,055,000 $293,571 $4,675 3.23%
    Breckenridge, CO (FHA|USDA|VA) 6 $2,050,000 $341,667 $3,489 2.75%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 10 $2,020,000 $202,000 $5,995 3.20%
    Fernley, NV (FHA|USDA|VA) 7 $2,015,000 $287,857 $4,975 2.84%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 8 $2,010,000 $251,250 $3,747 2.87%
    Bardstown, KY (FHA|USDA|VA) 13 $2,005,000 $154,231 $3,820 3.29%
    St. Marys, PA (FHA|USDA|VA) 14 $1,970,000 $140,714 $4,557 2.84%
    CaƱon City, CO (FHA|USDA|VA) 8 $1,850,000 $231,250 $3,464 3.04%
    Statesboro, GA (FHA|USDA|VA) 8 $1,830,000 $228,750 $6,528 3.09%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $1,805,000 $257,857 $5,352 2.80%
    SANTA FE, NM (FHA|USDA|VA) 6 $1,780,000 $296,667 $3,133 2.73%
    Rutland, VT (FHA|USDA|VA) 8 $1,770,000 $221,250 $2,990 2.84%
    Rochelle, IL (FHA|USDA|VA) 10 $1,660,000 $166,000 $3,433 2.82%
    Vineyard Haven, MA (FHA|USDA|VA) 3 $1,635,000 $545,000 $6,462 3.04%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,625,000 $232,143 $3,177 2.78%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $1,620,000 $270,000 $2,429 2.79%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,615,000 $230,714 $3,427 3.11%
    SALINAS, CA (FHA|USDA|VA) 4 $1,610,000 $402,500 $3,634 3.03%
    OCALA, FL (FHA|USDA|VA) 7 $1,595,000 $227,857 $4,725 2.98%
    Ottawa, IL (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,791 2.83%
    FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,570,000 $392,500 $2,846 2.72%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,167 2.67%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,550,000 $258,333 $3,398 2.69%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 10 $1,540,000 $154,000 $3,379 3.59%
    VALLEJO, CA (FHA|USDA|VA) 4 $1,530,000 $382,500 $5,185 2.78%
    FRESNO, CA (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,242 3.37%
    HINESVILLE, GA (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,913 2.73%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,480,000 $370,000 $5,173 3.50%
    COLUMBUS, IN (FHA|USDA|VA) 7 $1,465,000 $209,286 $2,154 2.55%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,455,000 $207,857 $2,371 2.89%
    LONGVIEW, TX (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,013 3.37%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,420,000 $236,667 $3,018 2.83%
    PITTSFIELD, MA (FHA|USDA|VA) 4 $1,400,000 $350,000 $7,874 2.81%
    ROCHESTER, MN (FHA|USDA|VA) 3 $1,385,000 $461,667 $3,337 2.71%
    COLUMBIA, SC (FHA|USDA|VA) 7 $1,385,000 $197,857 $3,326 3.18%
    Bennington, VT (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,838 2.85%
    Heber, UT (FHA|USDA|VA) 2 $1,340,000 $670,000 $4,106 2.88%
    Show Low, AZ (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,227 2.77%
    Montrose, CO (FHA|USDA|VA) 3 $1,325,000 $441,667 $2,751 3.04%
    GRANTS PASS, OR (FHA|USDA|VA) 3 $1,315,000 $438,333 $10,756 2.71%
    PANAMA CITY, FL (FHA|USDA|VA) 3 $1,275,000 $425,000 $7,118 3.50%
    NAPA, CA (FHA|USDA|VA) 2 $1,260,000 $630,000 $10,063 3.12%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,242 2.75%
    YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,245,000 $249,000 $4,062 2.88%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,604 2.88%
    Warsaw, IN (FHA|USDA|VA) 5 $1,235,000 $247,000 $2,552 2.85%
    STOCKTON, CA (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,925 2.84%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,230,000 $615,000 $4,284 2.88%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,658 2.69%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,574 3.40%
    LAFAYETTE, LA (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,897 2.94%
    Easton, MD (FHA|USDA|VA) 2 $1,200,000 $600,000 $3,855 2.63%
    MEDFORD, OR (FHA|USDA|VA) 3 $1,185,000 $395,000 $4,140 2.96%
    HUNTSVILLE, AL (FHA|USDA|VA) 6 $1,170,000 $195,000 $2,657 2.94%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $1,165,000 $388,333 $3,196 3.04%
    Steamboat Springs, CO (FHA|USDA|VA) 3 $1,165,000 $388,333 $2,895 2.96%
    BATON ROUGE, LA (FHA|USDA|VA) 5 $1,145,000 $229,000 $5,272 3.00%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,498 3.06%
    MODESTO, CA (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,222 3.38%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,115,000 $159,286 $3,628 3.29%
    TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,027 2.75%
    YUBA CITY, CA (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,379 2.69%
    Holland, MI (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,372 2.71%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,999 3.12%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,502 2.53%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,525 3.28%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $1,035,000 $207,000 $2,690 2.80%
    Helena, MT (FHA|USDA|VA) 2 $1,020,000 $510,000 $8,809 3.06%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,869 3.10%
    CARSON CITY, NV (FHA|USDA|VA) 3 $1,005,000 $335,000 $8,328 3.45%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $975,000 $325,000 $3,032 3.29%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $945,000 $189,000 $4,206 3.32%
    HARRISONBURG, VA (FHA|USDA|VA) 4 $940,000 $235,000 $4,715 2.75%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $930,000 $465,000 $1,845 2.63%
    IDAHO FALLS, ID (FHA|USDA|VA) 3 $925,000 $308,333 $5,204 2.71%
    MONTGOMERY, AL (FHA|USDA|VA) 3 $925,000 $308,333 $4,568 2.42%
    SALEM, OR (FHA|USDA|VA) 4 $920,000 $230,000 $3,490 2.69%
    Baraboo, WI (FHA|USDA|VA) 3 $915,000 $305,000 $2,927 2.63%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $905,000 $905,000 $4,278 2.25%
    ASHEVILLE, NC (FHA|USDA|VA) 3 $865,000 $288,333 $2,872 2.96%
    WACO, TX (FHA|USDA|VA) 3 $855,000 $285,000 $4,200 3.16%
    GAINESVILLE, FL (FHA|USDA|VA) 3 $855,000 $285,000 $4,255 2.92%
    DOTHAN, AL (FHA|USDA|VA) 4 $840,000 $210,000 $7,125 2.53%
    BELLINGHAM, WA (FHA|USDA|VA) 2 $830,000 $415,000 $2,953 2.81%
    Marion, NC (FHA|USDA|VA) 1 $795,000 $795,000 $4,479 3.00%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $775,000 $258,333 $5,019 3.00%
    Bozeman, MT (FHA|USDA|VA) 3 $775,000 $258,333 $4,064 3.12%
    Georgetown, SC (FHA|USDA|VA) 2 $760,000 $380,000 $3,985 3.00%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $755,000 $251,667 $3,607 2.92%
    Watertown, SD (FHA|USDA|VA) 1 $745,000 $745,000 $3,822 3.13%
    Kalispell, MT (FHA|USDA|VA) 2 $740,000 $370,000 $4,115 3.13%
    Picayune, MS (FHA|USDA|VA) 3 $735,000 $245,000 $4,827 3.58%
    Durango, CO (FHA|USDA|VA) 2 $720,000 $360,000 $3,531 3.13%
    JONESBORO, AR (FHA|USDA|VA) 1 $715,000 $715,000 $8,203 2.75%
    Athens, TX (FHA|USDA|VA) 3 $715,000 $238,333 $8,363 3.04%
    JACKSONVILLE, NC (FHA|USDA|VA) 3 $705,000 $235,000 $3,347 3.25%
    WINSTON-SALEM, NC (FHA|USDA|VA) 3 $705,000 $235,000 $3,153 2.75%
    HAMMOND, LA (FHA|USDA|VA) 3 $705,000 $235,000 $3,521 3.33%
    GRAND JUNCTION, CO (FHA|USDA|VA) 4 $700,000 $175,000 $3,192 3.47%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $690,000 $172,500 $3,354 3.28%
    Granbury, TX (FHA|USDA|VA) 2 $690,000 $345,000 $11,285 3.56%
    The Dalles, OR (FHA|USDA|VA) 2 $690,000 $345,000 $4,799 3.62%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $670,000 $335,000 $2,939 2.88%
    GREENVILLE, NC (FHA|USDA|VA) 3 $655,000 $218,333 $4,724 2.83%
    Payson, AZ (FHA|USDA|VA) 1 $655,000 $655,000 $6,180 2.75%
    FAYETTEVILLE, NC (FHA|USDA|VA) 3 $645,000 $215,000 $2,880 3.00%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $635,000 $635,000 $4,017 3.13%
    Sevierville, TN (FHA|USDA|VA) 3 $635,000 $211,667 $3,000 3.21%
    Sulphur Springs, TX (FHA|USDA|VA) 2 $630,000 $315,000 $8,836 3.63%
    LONGVIEW, WA (FHA|USDA|VA) 2 $610,000 $305,000 $6,652 2.63%
    Ukiah, CA (FHA|USDA|VA) 1 $585,000 $585,000 $1,762 2.50%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $585,000 $585,000 $1,345 2.75%
    Traverse City, MI (FHA|USDA|VA) 2 $570,000 $285,000 $3,251 2.81%
    Plymouth, IN (FHA|USDA|VA) 2 $560,000 $280,000 $2,573 3.38%
    MISSOULA, MT (FHA|USDA|VA) 2 $560,000 $280,000 $3,865 3.00%
    Pahrump, NV (FHA|USDA|VA) 2 $550,000 $275,000 $6,759 3.38%
    Greenwood, SC (FHA|USDA|VA) 2 $550,000 $275,000 $3,269 2.69%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $545,000 $545,000 $2,539 2.63%
    Taos, NM (FHA|USDA|VA) 1 $535,000 $535,000 $3,347 2.88%
    Crossville, TN (FHA|USDA|VA) 2 $530,000 $265,000 $3,735 2.31%
    JACKSON, MS (FHA|USDA|VA) 1 $525,000 $525,000 $20,992 2.88%
    RAPID CITY, SD (FHA|USDA|VA) 1 $525,000 $525,000 $3,111 2.75%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $525,000 $175,000 $6,737 2.83%
    COLUMBUS, GA-AL (FHA|USDA|VA) 3 $515,000 $171,667 $2,336 2.88%
    Oak Harbor, WA (FHA|USDA|VA) 1 $505,000 $505,000 $4,803 2.99%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $490,000 $245,000 $4,048 2.94%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $490,000 $245,000 $3,027 3.06%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $490,000 $245,000 $3,570 3.24%
    APPLETON, WI (FHA|USDA|VA) 2 $490,000 $245,000 $2,448 2.62%
    Astoria, OR (FHA|USDA|VA) 1 $485,000 $485,000 $3,885 3.25%
    Sterling, IL (FHA|USDA|VA) 3 $485,000 $161,667 $3,125 3.21%
    Torrington, CT (FHA|USDA|VA) 2 $480,000 $240,000 $2,546 2.50%
    Clearlake, CA (FHA|USDA|VA) 2 $480,000 $240,000 $4,876 3.12%
    MOBILE, AL (FHA|USDA|VA) 2 $480,000 $240,000 $4,367 2.69%
    WENATCHEE, WA (FHA|USDA|VA) 1 $455,000 $455,000 $2,627 2.63%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $455,000 $455,000 $3,962 2.50%
    Coos Bay, OR (FHA|USDA|VA) 2 $450,000 $225,000 $5,209 3.31%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $445,000 $445,000 $3,488 2.75%
    Charleston-Mattoon, IL (FHA|USDA|VA) 3 $445,000 $148,333 $2,533 3.00%
    ALTOONA, PA (FHA|USDA|VA) 3 $435,000 $145,000 $4,796 3.21%
    Mountain Home, AR (FHA|USDA|VA) 2 $430,000 $215,000 $3,103 2.88%
    CLEVELAND, TN (FHA|USDA|VA) 2 $430,000 $215,000 $2,456 2.31%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $430,000 $215,000 $4,226 2.87%
    MIDLAND, TX (FHA|USDA|VA) 1 $425,000 $425,000 $4,153 2.99%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $425,000 $425,000 $16,254 2.50%
    SYRACUSE, NY (FHA|USDA|VA) 2 $420,000 $210,000 $3,974 3.06%
    Port Lavaca, TX (FHA|USDA|VA) 2 $420,000 $210,000 $4,005 3.44%
    Tupelo, MS (FHA|USDA|VA) 1 $415,000 $415,000 $3,999 3.50%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $415,000 $415,000 $2,233 3.25%
    Sandusky, OH (FHA|USDA|VA) 2 $410,000 $205,000 $3,430 3.56%
    Palestine, TX (FHA|USDA|VA) 2 $410,000 $205,000 $8,895 3.50%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $410,000 $205,000 $3,780 2.68%
    Pottsville, PA (FHA|USDA|VA) 1 $405,000 $405,000 $4,863 2.75%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $405,000 $405,000 $2,108 2.75%
    Keene, NH (FHA|USDA|VA) 2 $400,000 $200,000 $3,167 2.68%
    St. Marys, GA (FHA|USDA|VA) 1 $395,000 $395,000 $2,893 2.50%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $395,000 $395,000 $5,519 3.38%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $390,000 $195,000 $6,468 3.40%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $385,000 $385,000 $6,428 2.63%
    SPRINGFIELD, IL (FHA|USDA|VA) 2 $380,000 $190,000 $2,087 2.75%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $380,000 $190,000 $2,652 2.93%
    TYLER, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,134 3.56%
    SIOUX FALLS, SD (FHA|USDA|VA) 2 $370,000 $185,000 $2,389 3.00%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $365,000 $365,000 $4,078 3.75%
    WICHITA, KS (FHA|USDA|VA) 1 $365,000 $365,000 $4,404 2.38%
    Huntsville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,718 3.13%
    Sturgis, MI (FHA|USDA|VA) 2 $360,000 $180,000 $3,096 3.06%
    Nacogdoches, TX (FHA|USDA|VA) 2 $360,000 $180,000 $5,371 3.00%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $350,000 $175,000 $2,429 3.19%
    Cedar City, UT (FHA|USDA|VA) 1 $345,000 $345,000 $2,814 2.88%
    LAS CRUCES, NM (FHA|USDA|VA) 2 $340,000 $170,000 $2,444 2.63%
    Searcy, AR (FHA|USDA|VA) 2 $340,000 $170,000 $2,870 3.44%
    Quincy, IL-MO (FHA|USDA|VA) 1 $335,000 $335,000 $3,065 3.13%
    Brookings, OR (FHA|USDA|VA) 1 $335,000 $335,000 $3,197 2.99%
    MUSKEGON, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,228 2.75%
    ANCHORAGE, AK (FHA|USDA|VA) 1 $325,000 $325,000 $5,155 2.38%
    Arcadia, FL (FHA|USDA|VA) 1 $325,000 $325,000 $640 3.00%
    Norwalk, OH (FHA|USDA|VA) 1 $325,000 $325,000 $3,927 2.88%
    VISALIA, CA (FHA|USDA|VA) 2 $320,000 $160,000 $3,425 2.81%
    STAUNTON, VA (FHA|USDA|VA) 2 $320,000 $160,000 $3,117 3.38%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $315,000 $315,000 $9,051 3.25%
    Ashtabula, OH (FHA|USDA|VA) 1 $315,000 $315,000 $4,039 3.13%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $315,000 $315,000 $13,978 2.25%
    Olean, NY (FHA|USDA|VA) 1 $315,000 $315,000 $2,936 3.50%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $315,000 $315,000 $4,368 3.25%
    Crawfordsville, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,850 3.63%
    Frankfort, KY (FHA|USDA|VA) 2 $300,000 $150,000 $3,870 2.69%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $295,000 $295,000 $3,436 3.49%
    Ludington, MI (FHA|USDA|VA) 1 $295,000 $295,000 $2,654 2.50%
    Brevard, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,440 3.13%
    FLINT, MI (FHA|USDA|VA) 2 $290,000 $145,000 $3,060 3.38%
    BANGOR, ME (FHA|USDA|VA) 1 $285,000 $285,000 $1,937 2.50%
    Red Bluff, CA (FHA|USDA|VA) 1 $285,000 $285,000 $2,929 3.63%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,317 2.88%
    Berlin, NH (FHA|USDA|VA) 2 $280,000 $140,000 $3,241 3.00%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $275,000 $275,000 $3,751 2.13%
    BEND, OR (FHA|USDA|VA) 1 $275,000 $275,000 $4,726 3.50%
    Rockport, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,399 2.25%
    Cookeville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,412 2.99%
    Waycross, GA (FHA|USDA|VA) 1 $265,000 $265,000 $9,734 2.50%
    ODESSA, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,153 3.25%
    Maysville, KY (FHA|USDA|VA) 1 $265,000 $265,000 $3,261 2.63%
    LUBBOCK, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,229 3.00%
    TWIN FALLS, ID (FHA|USDA|VA) 1 $255,000 $255,000 $3,262 3.13%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,552 3.25%
    NEW BERN, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,259 3.25%
    JOHNSTOWN, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,644 2.88%
    Dixon, IL (FHA|USDA|VA) 1 $245,000 $245,000 $7,167 4.25%
    Seneca Falls, NY (FHA|USDA|VA) 1 $245,000 $245,000 $5,322 2.50%
    Taylorville, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,403 3.56%
    GREEN BAY, WI (FHA|USDA|VA) 1 $235,000 $235,000 $2,514 2.25%
    Rockingham, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,131 2.88%
    ROME, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,282 3.38%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $235,000 $235,000 $6,543 3.38%
    Somerset, PA (FHA|USDA|VA) 2 $230,000 $115,000 $3,811 3.25%
    TOLEDO, OH (FHA|USDA|VA) 2 $230,000 $115,000 $5,186 3.19%
    ITHACA, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,032 3.13%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,589 2.38%
    LINCOLN, NE (FHA|USDA|VA) 1 $225,000 $225,000 $2,668 3.13%
    LAREDO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,419 2.99%
    KINGSTON, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,854 2.25%
    Starkville, MS (FHA|USDA|VA) 1 $225,000 $225,000 $2,129 2.75%
    GADSDEN, AL (FHA|USDA|VA) 1 $225,000 $225,000 $2,677 2.63%
    Batesville, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,704 2.75%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $215,000 $215,000 $4,214 2.88%
    TULSA, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,920 3.25%
    Effingham, IL (FHA|USDA|VA) 1 $215,000 $215,000 $3,222 3.25%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $215,000 $215,000 $6,867 2.50%
    BISMARCK, ND (FHA|USDA|VA) 1 $215,000 $215,000 $2,811 3.13%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,405 2.88%
    Ruidoso, NM (FHA|USDA|VA) 1 $195,000 $195,000 $2,640 3.13%
    Lumberton, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,259 2.50%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $195,000 $195,000 $6,067 3.75%
    VICTORIA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,384 3.25%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,303 2.25%
    AMARILLO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,477 3.38%
    YUMA, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $2,467 2.38%
    Kingsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,394 3.25%
    Beatrice, NE (FHA|USDA|VA) 1 $185,000 $185,000 $2,040 2.75%
    Bonham, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,527 3.25%
    Oxford, MS (FHA|USDA|VA) 1 $185,000 $185,000 $3,023 3.13%
    KOKOMO, IN (FHA|USDA|VA) 2 $180,000 $90,000 $2,537 1.69%
    McMinnville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,803 3.00%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $175,000 $175,000 $3,215 3.13%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,514 3.38%
    CASPER, WY (FHA|USDA|VA) 1 $175,000 $175,000 $1,974 2.63%
    Bogalusa, LA (FHA|USDA|VA) 1 $175,000 $175,000 $3,954 3.25%
    Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $165,000 $165,000 $4,307 4.25%
    Mount Vernon, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,169 2.63%
    Shelbyville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $6,088 2.88%
    Adrian, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,416 2.50%
    LEBANON, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,527 3.88%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $155,000 $155,000 $4,082 3.00%
    Scottsburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $4,293 2.50%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $1,842 2.63%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,664 2.25%
    ROCHESTER, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,161 3.00%
    JACKSON, TN (FHA|USDA|VA) 1 $145,000 $145,000 $2,993 3.00%
    Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $3,406 2.99%
    Madison, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,710 2.25%
    Thomasville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,291 2.99%
    Freeport, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,867 2.88%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $125,000 $125,000 $4,764 2.75%
    Mount Vernon, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,540 3.13%
    Portsmouth, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,377 3.13%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $5,564 3.25%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,620 2.50%
    Somerset, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,165 2.38%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,532 2.50%
    Stevens Point, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,529 4.38%
    Vidalia, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,266 3.63%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,332 3.75%
    Raymondville, TX (FHA|USDA|VA) 1 $75,000 $75,000 $3,684 2.50%
    Lincoln, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,162 3.25%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $65,000 $65,000 $3,834 3.00%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $65,000 $65,000 $1,740 2.88%
    Marion, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,234 3.88%
    Draper And Kramer Mortgage Corp.'s top markets include Chicago, Washington, Boston, Denver, and Los Angeles among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against DRAPER AND KRAMER MORTGAGE CORP. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Los Angeles Federal Credit Union
    Similarity Rank: 170
    Middlesex Savings Bank
    Similarity Rank: 174
    GEOVISTA
    Similarity Rank: 236
    The Greenwood's State Bank
    Similarity Rank: 275
    Northern Bank & Trust Company
    Similarity Rank: 288
    Town & Country Bank
    Similarity Rank: 328
    Bridgewater Savings Bank
    Similarity Rank: 329
    The Equitable Bank, S.S.B.
    Similarity Rank: 330
    ABNB Federal Credit Union
    Similarity Rank: 544

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 22,798 $8,423,940,000 $369,503 $3,620 2.86%
    FHA 1,280 $392,160,000 $306,375 $9,535 3.12%
    VA 1,015 $463,705,000 $456,852 $7,128 2.58%
    USDA 60 $11,800,000 $196,667 $5,629 2.71%

    For 2021, Draper And Kramer Mortgage Corp.'s most frequently originated type of loan was Conventional, with 22,798 originations. Their 2nd most popular type was FHA, with 1,280 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 10,689 $3,916,305,000 $366,386 $2,822 2.71%
    Home Purchase 10,253 $3,943,655,000 $384,634 $5,602 2.97%
    Cash Out Refi 4,159 $1,431,315,000 $344,149 $3,538 3.05%
    Other 52 $330,000 $6,346 $29 0.38%

    For 2021, Draper And Kramer Mortgage Corp.'s most frequently cited loan purpose was Refi, with 10,689 originations. The 2nd most popular reason was Home Purchase, with 10,253 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 19,615 $7,671,525,000 $391,105 $4,452 2.98%
    15 Year 4,003 $1,174,385,000 $293,376 $2,758 2.39%
    20 Year 837 $264,575,000 $316,099 $2,766 2.73%
    Other 346 $112,100,000 $323,988 $2,710 2.77%
    10 Year 266 $60,910,000 $228,985 $2,342 2.33%
    5 Year 42 $810,000 $19,286 $126 0.27%
    3 Year 30 $340,000 $11,333 $42 0.00%
    1 Year 14 $6,960,000 $497,143 $4,424 5.84%

    For 2021, Draper And Kramer Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 19,615 originations. The 2nd most popular length was 15 Year, with 4,003 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 21,598 $7,862,260,000 $364,027
    $<1k 1,235 $463,405,000 $375,227
    $2k-3k 1,046 $362,060,000 $346,138
    $3k-4k 523 $203,025,000 $388,193
    $5k+ 453 $271,355,000 $599,018
    $4k-5k 296 $128,950,000 $435,642

    Draper And Kramer Mortgage Corp.'s average total fees were $4,452, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 21,598 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 12,070 $4,714,630,000 $390,607
    3-4% 7,182 $2,500,430,000 $348,152
    <2.5% 5,587 $1,991,805,000 $356,507
    4-5% 287 $76,605,000 $266,916
    5-6% 20 $6,360,000 $318,000
    6-7% 5 $1,425,000 $285,000
    7-8% 1 $335,000 $335,000

    During 2021, Draper And Kramer Mortgage Corp.'s average interest rate for loans was 2.98%, while their most frequently originated rate bucket for loans was 2.5-3%, with 12,070 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 11,519 $3,407,365,000 $295,804 $3,824 2.88%
    $400k-600k 5,979 $2,897,965,000 $484,691 $4,494 2.83%
    $100k-200k 4,268 $669,470,000 $156,858 $3,254 2.94%
    $600k-1MM 2,267 $1,667,025,000 $735,344 $5,502 2.88%
    $100,000 or less 654 $42,560,000 $65,076 $2,483 2.45%
    $1MM+ 466 $607,220,000 $1,303,047 $7,341 2.88%

    2021 saw Draper And Kramer Mortgage Corp. place emphasis on $200k-400k loans with 11,519 originations, totaling $3,407,365,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6,657 $2,331,235,000 $350,193 $4,018 2.86%
    $150k-250k 6,227 $2,646,405,000 $424,989 $3,898 2.83%
    $75k-100k 3,765 $1,114,285,000 $295,959 $4,323 2.91%
    $250k+ 3,539 $2,059,425,000 $581,923 $4,187 2.84%
    $50k-75k 3,376 $798,820,000 $236,617 $4,238 2.92%
    $50k or less 1,544 $326,040,000 $211,166 $3,710 2.82%

    Draper And Kramer Mortgage Corp. lent most frequently to those with incomes in the $100k-150k range, with 6,657 originations. The second most popular income band? $150k-250k, with 6,227 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 6,302 $2,364,320,000 $375,170 $3,600 2.80%
    30-36% 4,778 $1,789,820,000 $374,596 $3,898 2.88%
    <20% 2,684 $969,530,000 $361,226 $3,258 2.72%
    44% 913 $321,845,000 $352,514 $4,697 2.96%
    40% 895 $329,825,000 $368,520 $4,198 2.96%
    42% 867 $333,195,000 $384,308 $4,457 2.94%
    38% 856 $316,840,000 $370,140 $4,105 2.95%
    39% 854 $322,720,000 $377,892 $4,387 2.91%
    36% 850 $328,190,000 $386,106 $3,944 2.90%
    41% 849 $320,515,000 $377,521 $4,236 2.92%
    43% 824 $282,450,000 $342,779 $4,392 2.97%
    37% 818 $303,170,000 $370,623 $4,070 2.88%
    50-60% 630 $235,380,000 $373,619 $8,691 2.95%
    45% 606 $211,030,000 $348,234 $4,407 2.96%
    49% 572 $204,600,000 $357,692 $5,013 2.98%
    47% 516 $175,310,000 $339,748 $4,537 2.98%
    46% 510 $173,770,000 $340,725 $4,576 2.98%
    48% 492 $168,340,000 $342,154 $4,698 2.94%
    >60% 40 $15,590,000 $389,750 $5,933 2.57%

    Draper And Kramer Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 6,302 originations. The next most common DTI ratio? 30-36%, with 4,778 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 16,039 $5,894,655,000 $367,520 $4,105 2.90%
    Asian 4,775 $1,770,995,000 $370,889 $3,347 2.71%
    Not provided 3,043 $1,159,265,000 $380,961 $4,132 2.87%
    Black 1,149 $408,995,000 $355,957 $6,233 2.97%
    American Indian 55 $18,885,000 $343,364 $5,387 2.94%
    Asian Indian 33 $16,115,000 $488,333 $4,745 2.85%
    Native Hawaiian or Islander 30 $11,990,000 $399,667 $6,064 2.87%
    Korean 6 $3,400,000 $566,667 $5,889 2.71%
    Chinese 8 $3,260,000 $407,500 $2,966 2.45%
    Other Asian 8 $2,510,000 $313,750 $4,040 2.81%
    Filipino 5 $1,015,000 $203,000 $4,521 2.95%
    Guamanian 1 $335,000 $335,000 $3,009 3.25%
    Other Pacific Islander 1 $185,000 $185,000 $2,836 3.00%

    Approval Rates

    Total approvals of all applications
    98.07%

    Draper And Kramer Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    87.17%

    Draper And Kramer Mortgage Corp. has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 25,153 $9,291,605,000 $369,403

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    25,153 $9,291,605,000 $369,403

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,423 $388,825,000 $273,243 $3,038 2.70%
    40-60% 4,953 $1,755,465,000 $354,425 $2,990 2.72%
    60-80% 10,621 $4,096,625,000 $385,710 $3,528 2.92%
    80-100% 7,640 $2,921,830,000 $382,438 $5,494 2.98%
    Over 100% 216 $99,680,000 $461,481 $15,386 2.67%
    Under 20% 291 $26,345,000 $90,533 $1,326 1.43%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Draper and Kramer Mortgage Corp. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 100.0%