Draper And Kramer Mortgage Corp. Rates, Fees & Info
WILMINGTON, DELEI: 5493001R92DY5DI1DI85
Tax ID: 36-3873650
5 stars
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Mortgage Data
Overview
Draper And Kramer Mortgage Corp. is a large mortgage company specializing in Refi and Home Purchase loans. Draper And Kramer Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Chicago, Washington, Boston, Denver, and Los Angeles among others. Draper And Kramer Mortgage Corp. has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Draper And Kramer Mortgage Corp. is typically an average fee lendor.Originations
25,153Origination Dollar Volume (All Markets)
$9,291,605,000Awards
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DRAPER AND KRAMER MORTGAGE CORP. - 2021
DRAPER AND KRAMER MORTGAGE CORP. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Draper And Kramer Mortgage Corp.'s average 30 year fixed rate mortgage of loans were
2.98%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.17%.
Relative Fees
Draper And Kramer Mortgage Corp.'s average total fees for a 30 year fixed rate
mortgage are $4,452.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6,986 | $2,257,830,000 | $323,194 | $3,370 | 2.82% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3,149 | $1,576,335,000 | $500,583 | $5,165 | 2.82% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3,087 | $1,289,375,000 | $417,679 | $3,384 | 2.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 853 | $344,075,000 | $403,370 | $3,801 | 2.89% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 662 | $343,500,000 | $518,882 | $5,390 | 2.98% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 811 | $252,695,000 | $311,584 | $4,994 | 2.94% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 664 | $249,300,000 | $375,452 | $4,518 | 2.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 523 | $192,845,000 | $368,728 | $3,342 | 2.87% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 558 | $192,430,000 | $344,857 | $4,762 | 2.77% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 476 | $165,810,000 | $348,340 | $2,906 | 2.70% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 414 | $143,690,000 | $347,077 | $4,825 | 2.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 222 | $141,800,000 | $638,739 | $6,003 | 3.01% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 245 | $127,055,000 | $518,592 | $5,008 | 3.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 197 | $100,255,000 | $508,909 | $4,783 | 2.99% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 324 | $93,560,000 | $288,765 | $2,835 | 2.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 261 | $91,415,000 | $350,249 | $7,528 | 2.95% |
| Outside of Metro Areas | 281 | $82,975,000 | $295,285 | $4,031 | 2.96% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 215 | $73,135,000 | $340,163 | $5,434 | 3.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 192 | $59,840,000 | $311,667 | $3,185 | 2.73% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 186 | $58,380,000 | $313,871 | $6,057 | 3.12% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 146 | $54,500,000 | $373,288 | $5,015 | 2.86% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 141 | $49,185,000 | $348,830 | $3,404 | 2.81% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 157 | $49,125,000 | $312,898 | $4,360 | 2.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 115 | $46,275,000 | $402,391 | $4,889 | 2.96% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 46 | $39,580,000 | $860,435 | $5,433 | 2.90% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 179 | $37,715,000 | $210,698 | $3,606 | 3.07% |
| SAVANNAH, GA (FHA|USDA|VA) | 150 | $37,340,000 | $248,933 | $5,480 | 2.89% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 111 | $35,975,000 | $324,099 | $6,089 | 2.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 116 | $35,890,000 | $309,397 | $3,011 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 155 | $33,655,000 | $217,129 | $3,929 | 2.87% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 73 | $28,425,000 | $389,384 | $3,673 | 3.01% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 91 | $27,915,000 | $306,758 | $3,129 | 2.79% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 81 | $26,285,000 | $324,506 | $4,395 | 2.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 81 | $25,775,000 | $318,210 | $3,614 | 2.89% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 43 | $23,785,000 | $553,140 | $4,634 | 2.79% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 83 | $23,505,000 | $283,193 | $2,582 | 2.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 123 | $23,265,000 | $189,146 | $4,419 | 3.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 82 | $23,210,000 | $283,049 | $4,119 | 2.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 52 | $22,770,000 | $437,885 | $3,771 | 2.93% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 60 | $20,980,000 | $349,667 | $5,135 | 2.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 75 | $20,955,000 | $279,400 | $3,028 | 2.69% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 43 | $19,915,000 | $463,140 | $4,989 | 3.00% |
| RICHMOND, VA (FHA|USDA|VA) | 58 | $19,670,000 | $339,138 | $4,535 | 2.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 62 | $19,540,000 | $315,161 | $4,047 | 2.93% |
| DECATUR, IL (FHA|USDA|VA) | 152 | $19,520,000 | $128,421 | $3,156 | 2.70% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 69 | $17,775,000 | $257,609 | $4,302 | 3.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 61 | $16,215,000 | $265,820 | $5,571 | 3.30% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 49 | $16,075,000 | $328,061 | $4,511 | 2.88% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 40 | $15,930,000 | $398,250 | $5,225 | 2.92% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 44 | $14,900,000 | $338,636 | $3,145 | 2.84% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 51 | $14,765,000 | $289,510 | $4,300 | 2.96% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 44 | $13,500,000 | $306,818 | $2,425 | 2.83% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 38 | $13,360,000 | $351,579 | $2,982 | 2.84% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 49 | $12,855,000 | $262,347 | $7,201 | 3.22% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 43 | $12,645,000 | $294,070 | $4,018 | 2.97% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 47 | $12,515,000 | $266,277 | $3,521 | 2.97% |
| BOULDER, CO (FHA|USDA|VA) | 26 | $12,440,000 | $478,462 | $4,219 | 2.70% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 42 | $12,310,000 | $293,095 | $3,132 | 2.86% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 29 | $10,625,000 | $366,379 | $6,054 | 2.91% |
| NILES, MI (FHA|USDA|VA) | 26 | $10,120,000 | $389,231 | $3,086 | 2.86% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 29 | $9,745,000 | $336,034 | $3,211 | 2.78% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 27 | $9,205,000 | $340,926 | $3,507 | 2.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $9,200,000 | $383,333 | $4,470 | 3.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $8,780,000 | $439,000 | $3,182 | 3.01% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 32 | $8,620,000 | $269,375 | $2,866 | 2.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 27 | $8,505,000 | $315,000 | $2,829 | 2.67% |
| GREELEY, CO (FHA|USDA|VA) | 26 | $8,270,000 | $318,077 | $4,296 | 2.68% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 34 | $8,210,000 | $241,471 | $3,211 | 2.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 22 | $8,200,000 | $372,727 | $4,124 | 3.04% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $7,805,000 | $520,333 | $5,704 | 3.03% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 25 | $7,785,000 | $311,400 | $3,260 | 2.73% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 30 | $7,040,000 | $234,667 | $3,957 | 2.97% |
| FORT COLLINS, CO (FHA|USDA|VA) | 20 | $6,720,000 | $336,000 | $3,310 | 2.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 24 | $6,710,000 | $279,583 | $3,933 | 3.09% |
| PUEBLO, CO (FHA|USDA|VA) | 24 | $6,460,000 | $269,167 | $5,170 | 2.77% |
| Whitewater, WI (FHA|USDA|VA) | 18 | $6,430,000 | $357,222 | $2,879 | 2.78% |
| Lebanon, NH-VT (FHA|USDA|VA) | 19 | $6,205,000 | $326,579 | $3,931 | 2.91% |
| MADISON, WI (FHA|USDA|VA) | 20 | $6,180,000 | $309,000 | $3,257 | 2.96% |
| Barre, VT (FHA|USDA|VA) | 22 | $5,980,000 | $271,818 | $3,372 | 3.03% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $5,945,000 | $540,455 | $5,578 | 3.10% |
| RENO, NV (FHA|USDA|VA) | 11 | $5,895,000 | $535,909 | $5,604 | 3.02% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 18 | $5,830,000 | $323,889 | $3,137 | 2.93% |
| KANKAKEE, IL (FHA|USDA|VA) | 32 | $5,720,000 | $178,750 | $4,009 | 2.79% |
| Mount Pleasant, TX (FHA|USDA|VA) | 19 | $4,975,000 | $261,842 | $7,868 | 3.21% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 14 | $4,730,000 | $337,857 | $3,524 | 2.86% |
| TUCSON, AZ (FHA|USDA|VA) | 14 | $4,690,000 | $335,000 | $3,625 | 3.08% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 15 | $4,655,000 | $310,333 | $3,989 | 2.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $4,475,000 | $406,818 | $4,325 | 3.11% |
| Concord, NH (FHA|USDA|VA) | 16 | $4,400,000 | $275,000 | $3,068 | 2.81% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 14 | $4,400,000 | $314,286 | $4,454 | 3.41% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 13 | $4,055,000 | $311,923 | $3,198 | 2.91% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 13 | $3,815,000 | $293,462 | $5,481 | 2.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $3,765,000 | $289,615 | $4,159 | 2.89% |
| ROCKFORD, IL (FHA|USDA|VA) | 19 | $3,665,000 | $192,895 | $3,610 | 2.93% |
| Corsicana, TX (FHA|USDA|VA) | 16 | $3,640,000 | $227,500 | $7,064 | 3.56% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $3,550,000 | $355,000 | $3,441 | 3.08% |
| DOVER, DE (FHA|USDA|VA) | 12 | $3,530,000 | $294,167 | $5,835 | 2.93% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $3,495,000 | $205,588 | $4,057 | 3.12% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 19 | $3,495,000 | $183,947 | $3,114 | 2.79% |
| PEORIA, IL (FHA|USDA|VA) | 11 | $3,365,000 | $305,909 | $2,192 | 2.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $3,340,000 | $238,571 | $4,921 | 3.01% |
| AKRON, OH (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $4,566 | 3.43% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 11 | $3,095,000 | $281,364 | $3,526 | 3.05% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $2,960,000 | $370,000 | $2,781 | 3.23% |
| DuBois, PA (FHA|USDA|VA) | 22 | $2,870,000 | $130,455 | $4,553 | 3.03% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $2,825,000 | $565,000 | $5,568 | 2.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $4,259 | 3.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 13 | $2,775,000 | $213,462 | $3,636 | 3.03% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 12 | $2,760,000 | $230,000 | $3,498 | 3.03% |
| Laconia, NH (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $3,077 | 2.97% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $2,894 | 3.02% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $2,695,000 | $898,333 | $4,362 | 3.08% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,665,000 | $533,000 | $3,137 | 3.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $2,580,000 | $430,000 | $4,648 | 2.98% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $4,553 | 2.69% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $5,065 | 2.81% |
| READING, PA (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $4,263 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $2,450,000 | $306,250 | $3,740 | 3.03% |
| Key West, FL (FHA|USDA|VA) | 4 | $2,420,000 | $605,000 | $9,103 | 2.97% |
| RACINE, WI (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $2,423 | 2.73% |
| ANN ARBOR, MI (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $2,919 | 2.62% |
| LANCASTER, PA (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $4,425 | 3.06% |
| WILMINGTON, NC (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $2,906 | 2.81% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $4,125 | 2.81% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $4,145 | 3.15% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $4,675 | 3.23% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $3,489 | 2.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $5,995 | 3.20% |
| Fernley, NV (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,975 | 2.84% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $3,747 | 2.87% |
| Bardstown, KY (FHA|USDA|VA) | 13 | $2,005,000 | $154,231 | $3,820 | 3.29% |
| St. Marys, PA (FHA|USDA|VA) | 14 | $1,970,000 | $140,714 | $4,557 | 2.84% |
| Cañon City, CO (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $3,464 | 3.04% |
| Statesboro, GA (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $6,528 | 3.09% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $5,352 | 2.80% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $3,133 | 2.73% |
| Rutland, VT (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $2,990 | 2.84% |
| Rochelle, IL (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $3,433 | 2.82% |
| Vineyard Haven, MA (FHA|USDA|VA) | 3 | $1,635,000 | $545,000 | $6,462 | 3.04% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $3,177 | 2.78% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $2,429 | 2.79% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $3,427 | 3.11% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $3,634 | 3.03% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $4,725 | 2.98% |
| Ottawa, IL (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $3,791 | 2.83% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $2,846 | 2.72% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,167 | 2.67% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $3,398 | 2.69% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $3,379 | 3.59% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $5,185 | 2.78% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $4,242 | 3.37% |
| HINESVILLE, GA (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,913 | 2.73% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $5,173 | 3.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $2,154 | 2.55% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $2,371 | 2.89% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $5,013 | 3.37% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $3,018 | 2.83% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $7,874 | 2.81% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $3,337 | 2.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,326 | 3.18% |
| Bennington, VT (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,838 | 2.85% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $4,106 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $5,227 | 2.77% |
| Montrose, CO (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $2,751 | 3.04% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $10,756 | 2.71% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $7,118 | 3.50% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $10,063 | 3.12% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,242 | 2.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,062 | 2.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $3,604 | 2.88% |
| Warsaw, IN (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $2,552 | 2.85% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,925 | 2.84% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $4,284 | 2.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,658 | 2.69% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $6,574 | 3.40% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,897 | 2.94% |
| Easton, MD (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $3,855 | 2.63% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,140 | 2.96% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $2,657 | 2.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $3,196 | 3.04% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $2,895 | 2.96% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $5,272 | 3.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,498 | 3.06% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,222 | 3.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $3,628 | 3.29% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,027 | 2.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,379 | 2.69% |
| Holland, MI (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,372 | 2.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $3,999 | 3.12% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,502 | 2.53% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,525 | 3.28% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $2,690 | 2.80% |
| Helena, MT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $8,809 | 3.06% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,869 | 3.10% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $8,328 | 3.45% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,032 | 3.29% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,206 | 3.32% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,715 | 2.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $1,845 | 2.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,204 | 2.71% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,568 | 2.42% |
| SALEM, OR (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,490 | 2.69% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,927 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $4,278 | 2.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,872 | 2.96% |
| WACO, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,200 | 3.16% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,255 | 2.92% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,125 | 2.53% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,953 | 2.81% |
| Marion, NC (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $4,479 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,019 | 3.00% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,064 | 3.12% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,985 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,607 | 2.92% |
| Watertown, SD (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $3,822 | 3.13% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,115 | 3.13% |
| Picayune, MS (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,827 | 3.58% |
| Durango, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,531 | 3.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $8,203 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,363 | 3.04% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,347 | 3.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,153 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,521 | 3.33% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,192 | 3.47% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,354 | 3.28% |
| Granbury, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $11,285 | 3.56% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,799 | 3.62% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,939 | 2.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,724 | 2.83% |
| Payson, AZ (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $6,180 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,880 | 3.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,017 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,000 | 3.21% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,836 | 3.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,652 | 2.63% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $1,762 | 2.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $1,345 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,251 | 2.81% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,573 | 3.38% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,865 | 3.00% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,759 | 3.38% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,269 | 2.69% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,539 | 2.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,347 | 2.88% |
| Crossville, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,735 | 2.31% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $20,992 | 2.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,111 | 2.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,737 | 2.83% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,336 | 2.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,803 | 2.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,048 | 2.94% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,027 | 3.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,570 | 3.24% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,448 | 2.62% |
| Astoria, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,885 | 3.25% |
| Sterling, IL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,125 | 3.21% |
| Torrington, CT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,546 | 2.50% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,876 | 3.12% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,367 | 2.69% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,627 | 2.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,962 | 2.50% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,209 | 3.31% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,488 | 2.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,533 | 3.00% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,796 | 3.21% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,103 | 2.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,456 | 2.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,226 | 2.87% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,153 | 2.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,254 | 2.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,974 | 3.06% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,005 | 3.44% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,999 | 3.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,233 | 3.25% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,430 | 3.56% |
| Palestine, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,895 | 3.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,780 | 2.68% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,863 | 2.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,108 | 2.75% |
| Keene, NH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,167 | 2.68% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,893 | 2.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,519 | 3.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,468 | 3.40% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,428 | 2.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,087 | 2.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,652 | 2.93% |
| TYLER, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,134 | 3.56% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,389 | 3.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,078 | 3.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,404 | 2.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,718 | 3.13% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,096 | 3.06% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,371 | 3.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,429 | 3.19% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,814 | 2.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,444 | 2.63% |
| Searcy, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,870 | 3.44% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,065 | 3.13% |
| Brookings, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,197 | 2.99% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,228 | 2.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,155 | 2.38% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $640 | 3.00% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,927 | 2.88% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,425 | 2.81% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,117 | 3.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,051 | 3.25% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,039 | 3.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,978 | 2.25% |
| Olean, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,936 | 3.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,368 | 3.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,850 | 3.63% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,870 | 2.69% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,436 | 3.49% |
| Ludington, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,654 | 2.50% |
| Brevard, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,440 | 3.13% |
| FLINT, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,060 | 3.38% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,937 | 2.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,929 | 3.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,317 | 2.88% |
| Berlin, NH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,241 | 3.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,751 | 2.13% |
| BEND, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,726 | 3.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,399 | 2.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,412 | 2.99% |
| Waycross, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,734 | 2.50% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,153 | 3.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,261 | 2.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,229 | 3.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,262 | 3.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,552 | 3.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,259 | 3.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,644 | 2.88% |
| Dixon, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,167 | 4.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,322 | 2.50% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,403 | 3.56% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,514 | 2.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,131 | 2.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,282 | 3.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,543 | 3.38% |
| Somerset, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,811 | 3.25% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,186 | 3.19% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,032 | 3.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,589 | 2.38% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,668 | 3.13% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,419 | 2.99% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,854 | 2.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,129 | 2.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,677 | 2.63% |
| Batesville, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,704 | 2.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,214 | 2.88% |
| TULSA, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,920 | 3.25% |
| Effingham, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,222 | 3.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,867 | 2.50% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,811 | 3.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,405 | 2.88% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,640 | 3.13% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,259 | 2.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,067 | 3.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,384 | 3.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,303 | 2.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,477 | 3.38% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,467 | 2.38% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,394 | 3.25% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,040 | 2.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,527 | 3.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,023 | 3.13% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,537 | 1.69% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,803 | 3.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,215 | 3.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,514 | 3.38% |
| CASPER, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,974 | 2.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,954 | 3.25% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,307 | 4.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,169 | 2.63% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,088 | 2.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,416 | 2.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,527 | 3.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,082 | 3.00% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,293 | 2.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,842 | 2.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,664 | 2.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,161 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,993 | 3.00% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,406 | 2.99% |
| Madison, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,710 | 2.25% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,291 | 2.99% |
| Freeport, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,867 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,764 | 2.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,540 | 3.13% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,377 | 3.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,564 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,620 | 2.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,165 | 2.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,532 | 2.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,529 | 4.38% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,266 | 3.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,332 | 3.75% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,684 | 2.50% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,162 | 3.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,834 | 3.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,740 | 2.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,234 | 3.88% |
Draper And Kramer Mortgage Corp.'s top markets include Chicago, Washington, Boston, Denver, and Los Angeles among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 22,798 | $8,423,940,000 | $369,503 | $3,620 | 2.86% |
| FHA | 1,280 | $392,160,000 | $306,375 | $9,535 | 3.12% |
| VA | 1,015 | $463,705,000 | $456,852 | $7,128 | 2.58% |
| USDA | 60 | $11,800,000 | $196,667 | $5,629 | 2.71% |
For the 2021 period, Draper And Kramer Mortgage Corp.'s most frequently originated loan type of loans were Conventional, with 22,798 originations. Their 2nd most popular type is FHA, with 1,280 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 10,689 | $3,916,305,000 | $366,386 | $2,822 | 2.71% |
| Home Purchase | 10,253 | $3,943,655,000 | $384,634 | $5,602 | 2.97% |
| Cash Out Refi | 4,159 | $1,431,315,000 | $344,149 | $3,538 | 3.05% |
| Other | 52 | $330,000 | $6,346 | $29 | 0.38% |
For the 2021, Draper And Kramer Mortgage Corp.'s most frequently cited loan purpose of loans were Refi, with 10,689 originations. The 2nd most popular reason of loans were Home Purchase, with 10,253 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 19,615 | $7,671,525,000 | $391,105 | $4,452 | 2.98% |
| 15 Year | 4,003 | $1,174,385,000 | $293,376 | $2,758 | 2.39% |
| 20 Year | 837 | $264,575,000 | $316,099 | $2,766 | 2.73% |
| Other | 346 | $112,100,000 | $323,988 | $2,710 | 2.77% |
| 10 Year | 266 | $60,910,000 | $228,985 | $2,342 | 2.33% |
| 5 Year | 42 | $810,000 | $19,286 | $126 | 0.27% |
| 3 Year | 30 | $340,000 | $11,333 | $42 | 0.00% |
| 1 Year | 14 | $6,960,000 | $497,143 | $4,424 | 5.84% |
For the 2021, Draper And Kramer Mortgage Corp.'s most frequently cited loan length of loans were 30 Year, with 19,615 originations. The 2nd most popular length of loans were 15 Year, with 4,003 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 21,598 | $7,862,260,000 | $364,027 |
| $<1k | 1,235 | $463,405,000 | $375,227 |
| $2k-3k | 1,046 | $362,060,000 | $346,138 |
| $3k-4k | 819 | $331,975,000 | $405,342 |
| $5k+ | 453 | $271,355,000 | $599,018 |
$4,452 of loans were Draper And Kramer Mortgage Corp.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 21,598 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 12,070 | $4,714,630,000 | $390,607 |
| 3-4% | 7,182 | $2,500,430,000 | $348,152 |
| <2.5% | 5,587 | $1,991,805,000 | $356,507 |
| 4-5% | 287 | $76,605,000 | $266,916 |
| 5-6% | 20 | $6,360,000 | $318,000 |
| 6-7% | 5 | $1,425,000 | $285,000 |
| 7-8% | 1 | $335,000 | $335,000 |
During 2021, Draper And Kramer Mortgage Corp.'s average interest rate of loans were 2.98%, while their most frequently originated rate bucket of loans were 2.5-3%, with 12,070 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 11,519 | $3,407,365,000 | $295,804 | $3,824 | 2.88% |
| $400k-600k | 5,979 | $2,897,965,000 | $484,691 | $4,494 | 2.83% |
| $100k-200k | 4,268 | $669,470,000 | $156,858 | $3,254 | 2.94% |
| $600k-1MM | 2,267 | $1,667,025,000 | $735,344 | $5,502 | 2.88% |
| $100,000 or less | 654 | $42,560,000 | $65,076 | $2,483 | 2.45% |
| $1MM+ | 466 | $607,220,000 | $1,303,047 | $7,341 | 2.88% |
2021 saw Draper And Kramer Mortgage Corp. place emphasis on $200k-400k loans with 11,519 originations, totaling $3,407,365,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 6,657 | $2,331,235,000 | $350,193 | $4,018 | 2.86% |
| $150k-250k | 6,227 | $2,646,405,000 | $424,989 | $3,898 | 2.83% |
| $75k-100k | 3,765 | $1,114,285,000 | $295,959 | $4,323 | 2.91% |
| $250k+ | 3,539 | $2,059,425,000 | $581,923 | $4,187 | 2.84% |
| $50k-75k | 3,376 | $798,820,000 | $236,617 | $4,238 | 2.92% |
| $50k or less | 1,544 | $326,040,000 | $211,166 | $3,710 | 2.82% |
Draper And Kramer Mortgage Corp. lent most frequently to those with incomes in the $100k-150k range, with 6,657 originations. The second most popular income band? $150k-250k, with 6,227 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 6,302 | $2,364,320,000 | $375,170 | $3,600 | 2.80% |
| 30-36% | 4,778 | $1,789,820,000 | $374,596 | $3,898 | 2.88% |
| <20% | 2,684 | $969,530,000 | $361,226 | $3,258 | 2.72% |
| 44% | 913 | $321,845,000 | $352,514 | $4,697 | 2.96% |
| 40% | 895 | $329,825,000 | $368,520 | $4,198 | 2.96% |
| 42% | 867 | $333,195,000 | $384,308 | $4,457 | 2.94% |
| 38% | 856 | $316,840,000 | $370,140 | $4,105 | 2.95% |
| 39% | 854 | $322,720,000 | $377,892 | $4,387 | 2.91% |
| 36% | 850 | $328,190,000 | $386,106 | $3,944 | 2.90% |
| 41% | 849 | $320,515,000 | $377,521 | $4,236 | 2.92% |
| 43% | 824 | $282,450,000 | $342,779 | $4,392 | 2.97% |
| 37% | 818 | $303,170,000 | $370,623 | $4,070 | 2.88% |
| 50-60% | 630 | $235,380,000 | $373,619 | $8,691 | 2.95% |
| 45% | 606 | $211,030,000 | $348,234 | $4,407 | 2.96% |
| 49% | 572 | $204,600,000 | $357,692 | $5,013 | 2.98% |
| 47% | 516 | $175,310,000 | $339,748 | $4,537 | 2.98% |
| 46% | 510 | $173,770,000 | $340,725 | $4,576 | 2.98% |
| 48% | 492 | $168,340,000 | $342,154 | $4,698 | 2.94% |
| >60% | 40 | $15,590,000 | $389,750 | $5,933 | 2.57% |
Draper And Kramer Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 6,302 originations. The next most common DTI ratio? 30-36%, with 4,778 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 16,039 | $5,894,655,000 | $367,520 | $4,105 | 2.90% |
| Asian | 4,775 | $1,770,995,000 | $370,889 | $3,347 | 2.71% |
| Not provided | 3,043 | $1,159,265,000 | $380,961 | $4,132 | 2.87% |
| Black | 1,149 | $408,995,000 | $355,957 | $6,233 | 2.97% |
| American Indian | 55 | $18,885,000 | $343,364 | $5,387 | 2.94% |
| Asian Indian | 33 | $16,115,000 | $488,333 | $4,745 | 2.85% |
| Native Hawaiian | 30 | $11,990,000 | $399,667 | $6,064 | 2.87% |
| Korean | 6 | $3,400,000 | $566,667 | $5,889 | 2.71% |
| Chinese | 8 | $3,260,000 | $407,500 | $2,966 | 2.45% |
| Other Asian | 8 | $2,510,000 | $313,750 | $4,040 | 2.81% |
| Filipino | 5 | $1,015,000 | $203,000 | $4,521 | 2.95% |
| Guamanian | 1 | $335,000 | $335,000 | $3,009 | 3.25% |
| Other Pacific Islander | 1 | $185,000 | $185,000 | $2,836 | 3.00% |
Approval Rates
Total approvals of all applications98.22%
Draper And Kramer Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination84.48%
Draper And Kramer Mortgage Corp. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 25,153 | $9,291,605,000 | $369,403 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 25,153 | $9,291,605,000 | $369,403 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,423 | $388,825,000 | $273,243 | $3,038 | 2.70% |
| 40-60% | 4,953 | $1,755,465,000 | $354,425 | $2,990 | 2.72% |
| 60-80% | 10,621 | $4,096,625,000 | $385,710 | $3,528 | 2.92% |
| 80-100% | 7,640 | $2,921,830,000 | $382,438 | $5,494 | 2.98% |
| Over 100% | 216 | $99,680,000 | $461,481 | $15,386 | 2.67% |
| Under 20% | 291 | $26,345,000 | $90,533 | $1,326 | 1.43% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Draper and Kramer Mortgage Corp. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 100.0% |
