Draper And Kramer Mortgage Corp. Rates, Fees & Info

WILMINGTON, DE

LEI: 5493001R92DY5DI1DI85

Tax ID: 36-3873650

5 stars - out of 5 stars, based on 159 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Draper And Kramer Mortgage Corp. is a large mortgage company specializing in Refi and Home Purchase loans. Draper And Kramer Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Chicago, Washington, Boston, Denver, and Los Angeles among others. Draper And Kramer Mortgage Corp. has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Draper And Kramer Mortgage Corp. is typically an average fee lendor.


Originations

25,153

Origination Dollar Volume (All Markets)

$9,291,605,000
Show all (54) awards

Relative Rate

Draper And Kramer Mortgage Corp.'s average 30 year fixed rate mortgage of loans were 2.98%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.17%.

Relative Fees

Draper And Kramer Mortgage Corp.'s average total fees for a 30 year fixed rate mortgage are $4,452.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6,986 $2,257,830,000 $323,194 $3,370 2.82%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,149 $1,576,335,000 $500,583 $5,165 2.82%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3,087 $1,289,375,000 $417,679 $3,384 2.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 853 $344,075,000 $403,370 $3,801 2.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 662 $343,500,000 $518,882 $5,390 2.98%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 811 $252,695,000 $311,584 $4,994 2.94%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 664 $249,300,000 $375,452 $4,518 2.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 523 $192,845,000 $368,728 $3,342 2.87%
COLORADO SPRINGS, CO (FHA|USDA|VA) 558 $192,430,000 $344,857 $4,762 2.77%
WORCESTER, MA-CT (FHA|USDA|VA) 476 $165,810,000 $348,340 $2,906 2.70%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 414 $143,690,000 $347,077 $4,825 2.87%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 222 $141,800,000 $638,739 $6,003 3.01%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 245 $127,055,000 $518,592 $5,008 3.00%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 197 $100,255,000 $508,909 $4,783 2.99%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 324 $93,560,000 $288,765 $2,835 2.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 261 $91,415,000 $350,249 $7,528 2.95%
Outside of Metro Areas 281 $82,975,000 $295,285 $4,031 2.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 215 $73,135,000 $340,163 $5,434 3.00%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 192 $59,840,000 $311,667 $3,185 2.73%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 186 $58,380,000 $313,871 $6,057 3.12%
OCEAN CITY, NJ (FHA|USDA|VA) 146 $54,500,000 $373,288 $5,015 2.86%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 141 $49,185,000 $348,830 $3,404 2.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 157 $49,125,000 $312,898 $4,360 2.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 115 $46,275,000 $402,391 $4,889 2.96%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 46 $39,580,000 $860,435 $5,433 2.90%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 179 $37,715,000 $210,698 $3,606 3.07%
SAVANNAH, GA (FHA|USDA|VA) 150 $37,340,000 $248,933 $5,480 2.89%
BAKERSFIELD, CA (FHA|USDA|VA) 111 $35,975,000 $324,099 $6,089 2.86%
RALEIGH-CARY, NC (FHA|USDA|VA) 116 $35,890,000 $309,397 $3,011 2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 155 $33,655,000 $217,129 $3,929 2.87%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 73 $28,425,000 $389,384 $3,673 3.01%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 91 $27,915,000 $306,758 $3,129 2.79%
SALISBURY, MD-DE (FHA|USDA|VA) 81 $26,285,000 $324,506 $4,395 2.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 81 $25,775,000 $318,210 $3,614 2.89%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 43 $23,785,000 $553,140 $4,634 2.79%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 83 $23,505,000 $283,193 $2,582 2.83%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 123 $23,265,000 $189,146 $4,419 3.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 82 $23,210,000 $283,049 $4,119 2.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 52 $22,770,000 $437,885 $3,771 2.93%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 60 $20,980,000 $349,667 $5,135 2.94%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 75 $20,955,000 $279,400 $3,028 2.69%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 43 $19,915,000 $463,140 $4,989 3.00%
RICHMOND, VA (FHA|USDA|VA) 58 $19,670,000 $339,138 $4,535 2.91%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 62 $19,540,000 $315,161 $4,047 2.93%
DECATUR, IL (FHA|USDA|VA) 152 $19,520,000 $128,421 $3,156 2.70%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 69 $17,775,000 $257,609 $4,302 3.00%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 61 $16,215,000 $265,820 $5,571 3.30%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 49 $16,075,000 $328,061 $4,511 2.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 40 $15,930,000 $398,250 $5,225 2.92%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 44 $14,900,000 $338,636 $3,145 2.84%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 51 $14,765,000 $289,510 $4,300 2.96%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 44 $13,500,000 $306,818 $2,425 2.83%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 38 $13,360,000 $351,579 $2,982 2.84%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 49 $12,855,000 $262,347 $7,201 3.22%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 43 $12,645,000 $294,070 $4,018 2.97%
ST. LOUIS, MO-IL (FHA|USDA|VA) 47 $12,515,000 $266,277 $3,521 2.97%
BOULDER, CO (FHA|USDA|VA) 26 $12,440,000 $478,462 $4,219 2.70%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 42 $12,310,000 $293,095 $3,132 2.86%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 29 $10,625,000 $366,379 $6,054 2.91%
NILES, MI (FHA|USDA|VA) 26 $10,120,000 $389,231 $3,086 2.86%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 29 $9,745,000 $336,034 $3,211 2.78%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 27 $9,205,000 $340,926 $3,507 2.99%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 24 $9,200,000 $383,333 $4,470 3.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 20 $8,780,000 $439,000 $3,182 3.01%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 32 $8,620,000 $269,375 $2,866 2.88%
COLUMBUS, OH (FHA|USDA|VA) 27 $8,505,000 $315,000 $2,829 2.67%
GREELEY, CO (FHA|USDA|VA) 26 $8,270,000 $318,077 $4,296 2.68%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 34 $8,210,000 $241,471 $3,211 2.90%
JACKSONVILLE, FL (FHA|USDA|VA) 22 $8,200,000 $372,727 $4,124 3.04%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 15 $7,805,000 $520,333 $5,704 3.03%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 25 $7,785,000 $311,400 $3,260 2.73%
PUNTA GORDA, FL (FHA|USDA|VA) 30 $7,040,000 $234,667 $3,957 2.97%
FORT COLLINS, CO (FHA|USDA|VA) 20 $6,720,000 $336,000 $3,310 2.80%
SPRINGFIELD, MA (FHA|USDA|VA) 24 $6,710,000 $279,583 $3,933 3.09%
PUEBLO, CO (FHA|USDA|VA) 24 $6,460,000 $269,167 $5,170 2.77%
Whitewater, WI (FHA|USDA|VA) 18 $6,430,000 $357,222 $2,879 2.78%
Lebanon, NH-VT (FHA|USDA|VA) 19 $6,205,000 $326,579 $3,931 2.91%
MADISON, WI (FHA|USDA|VA) 20 $6,180,000 $309,000 $3,257 2.96%
Barre, VT (FHA|USDA|VA) 22 $5,980,000 $271,818 $3,372 3.03%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 11 $5,945,000 $540,455 $5,578 3.10%
RENO, NV (FHA|USDA|VA) 11 $5,895,000 $535,909 $5,604 3.02%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 18 $5,830,000 $323,889 $3,137 2.93%
KANKAKEE, IL (FHA|USDA|VA) 32 $5,720,000 $178,750 $4,009 2.79%
Mount Pleasant, TX (FHA|USDA|VA) 19 $4,975,000 $261,842 $7,868 3.21%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $4,730,000 $337,857 $3,524 2.86%
TUCSON, AZ (FHA|USDA|VA) 14 $4,690,000 $335,000 $3,625 3.08%
WINCHESTER, VA-WV (FHA|USDA|VA) 15 $4,655,000 $310,333 $3,989 2.96%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $4,475,000 $406,818 $4,325 3.11%
Concord, NH (FHA|USDA|VA) 16 $4,400,000 $275,000 $3,068 2.81%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 14 $4,400,000 $314,286 $4,454 3.41%
ALBUQUERQUE, NM (FHA|USDA|VA) 13 $4,055,000 $311,923 $3,198 2.91%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 13 $3,815,000 $293,462 $5,481 2.80%
PITTSBURGH, PA (FHA|USDA|VA) 13 $3,765,000 $289,615 $4,159 2.89%
ROCKFORD, IL (FHA|USDA|VA) 19 $3,665,000 $192,895 $3,610 2.93%
Corsicana, TX (FHA|USDA|VA) 16 $3,640,000 $227,500 $7,064 3.56%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 10 $3,550,000 $355,000 $3,441 3.08%
DOVER, DE (FHA|USDA|VA) 12 $3,530,000 $294,167 $5,835 2.93%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 17 $3,495,000 $205,588 $4,057 3.12%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 19 $3,495,000 $183,947 $3,114 2.79%
PEORIA, IL (FHA|USDA|VA) 11 $3,365,000 $305,909 $2,192 2.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 14 $3,340,000 $238,571 $4,921 3.01%
AKRON, OH (FHA|USDA|VA) 18 $3,160,000 $175,556 $4,566 3.43%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $3,095,000 $281,364 $3,526 3.05%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $2,960,000 $370,000 $2,781 3.23%
DuBois, PA (FHA|USDA|VA) 22 $2,870,000 $130,455 $4,553 3.03%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $2,825,000 $565,000 $5,568 2.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $2,800,000 $280,000 $4,259 3.10%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $2,775,000 $213,462 $3,636 3.03%
BLOOMINGTON, IL (FHA|USDA|VA) 12 $2,760,000 $230,000 $3,498 3.03%
Laconia, NH (FHA|USDA|VA) 9 $2,715,000 $301,667 $3,077 2.97%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 11 $2,715,000 $246,818 $2,894 3.02%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $2,695,000 $898,333 $4,362 3.08%
Edwards, CO (FHA|USDA|VA) 5 $2,665,000 $533,000 $3,137 3.00%
BOISE CITY, ID (FHA|USDA|VA) 6 $2,580,000 $430,000 $4,648 2.98%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $2,545,000 $231,364 $4,553 2.69%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $2,530,000 $253,000 $5,065 2.81%
READING, PA (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,263 3.00%
THE VILLAGES, FL (FHA|USDA|VA) 8 $2,450,000 $306,250 $3,740 3.03%
Key West, FL (FHA|USDA|VA) 4 $2,420,000 $605,000 $9,103 2.97%
RACINE, WI (FHA|USDA|VA) 7 $2,415,000 $345,000 $2,423 2.73%
ANN ARBOR, MI (FHA|USDA|VA) 8 $2,380,000 $297,500 $2,919 2.62%
LANCASTER, PA (FHA|USDA|VA) 11 $2,305,000 $209,545 $4,425 3.06%
WILMINGTON, NC (FHA|USDA|VA) 8 $2,300,000 $287,500 $2,906 2.81%
ROANOKE, VA (FHA|USDA|VA) 4 $2,140,000 $535,000 $4,125 2.81%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $2,140,000 $535,000 $4,145 3.15%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $2,055,000 $293,571 $4,675 3.23%
Breckenridge, CO (FHA|USDA|VA) 6 $2,050,000 $341,667 $3,489 2.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 10 $2,020,000 $202,000 $5,995 3.20%
Fernley, NV (FHA|USDA|VA) 7 $2,015,000 $287,857 $4,975 2.84%
PORT ST. LUCIE, FL (FHA|USDA|VA) 8 $2,010,000 $251,250 $3,747 2.87%
Bardstown, KY (FHA|USDA|VA) 13 $2,005,000 $154,231 $3,820 3.29%
St. Marys, PA (FHA|USDA|VA) 14 $1,970,000 $140,714 $4,557 2.84%
CaƱon City, CO (FHA|USDA|VA) 8 $1,850,000 $231,250 $3,464 3.04%
Statesboro, GA (FHA|USDA|VA) 8 $1,830,000 $228,750 $6,528 3.09%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $1,805,000 $257,857 $5,352 2.80%
SANTA FE, NM (FHA|USDA|VA) 6 $1,780,000 $296,667 $3,133 2.73%
Rutland, VT (FHA|USDA|VA) 8 $1,770,000 $221,250 $2,990 2.84%
Rochelle, IL (FHA|USDA|VA) 10 $1,660,000 $166,000 $3,433 2.82%
Vineyard Haven, MA (FHA|USDA|VA) 3 $1,635,000 $545,000 $6,462 3.04%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,625,000 $232,143 $3,177 2.78%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $1,620,000 $270,000 $2,429 2.79%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,615,000 $230,714 $3,427 3.11%
SALINAS, CA (FHA|USDA|VA) 4 $1,610,000 $402,500 $3,634 3.03%
OCALA, FL (FHA|USDA|VA) 7 $1,595,000 $227,857 $4,725 2.98%
Ottawa, IL (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,791 2.83%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,570,000 $392,500 $2,846 2.72%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,167 2.67%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,550,000 $258,333 $3,398 2.69%
KANSAS CITY, MO-KS (FHA|USDA|VA) 10 $1,540,000 $154,000 $3,379 3.59%
VALLEJO, CA (FHA|USDA|VA) 4 $1,530,000 $382,500 $5,185 2.78%
FRESNO, CA (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,242 3.37%
HINESVILLE, GA (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,913 2.73%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,480,000 $370,000 $5,173 3.50%
COLUMBUS, IN (FHA|USDA|VA) 7 $1,465,000 $209,286 $2,154 2.55%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,455,000 $207,857 $2,371 2.89%
LONGVIEW, TX (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,013 3.37%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,420,000 $236,667 $3,018 2.83%
PITTSFIELD, MA (FHA|USDA|VA) 4 $1,400,000 $350,000 $7,874 2.81%
ROCHESTER, MN (FHA|USDA|VA) 3 $1,385,000 $461,667 $3,337 2.71%
COLUMBIA, SC (FHA|USDA|VA) 7 $1,385,000 $197,857 $3,326 3.18%
Bennington, VT (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,838 2.85%
Heber, UT (FHA|USDA|VA) 2 $1,340,000 $670,000 $4,106 2.88%
Show Low, AZ (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,227 2.77%
Montrose, CO (FHA|USDA|VA) 3 $1,325,000 $441,667 $2,751 3.04%
GRANTS PASS, OR (FHA|USDA|VA) 3 $1,315,000 $438,333 $10,756 2.71%
PANAMA CITY, FL (FHA|USDA|VA) 3 $1,275,000 $425,000 $7,118 3.50%
NAPA, CA (FHA|USDA|VA) 2 $1,260,000 $630,000 $10,063 3.12%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,242 2.75%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,245,000 $249,000 $4,062 2.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,604 2.88%
Warsaw, IN (FHA|USDA|VA) 5 $1,235,000 $247,000 $2,552 2.85%
STOCKTON, CA (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,925 2.84%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,230,000 $615,000 $4,284 2.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,658 2.69%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,574 3.40%
LAFAYETTE, LA (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,897 2.94%
Easton, MD (FHA|USDA|VA) 2 $1,200,000 $600,000 $3,855 2.63%
MEDFORD, OR (FHA|USDA|VA) 3 $1,185,000 $395,000 $4,140 2.96%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $1,170,000 $195,000 $2,657 2.94%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $1,165,000 $388,333 $3,196 3.04%
Steamboat Springs, CO (FHA|USDA|VA) 3 $1,165,000 $388,333 $2,895 2.96%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,145,000 $229,000 $5,272 3.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,498 3.06%
MODESTO, CA (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,222 3.38%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,115,000 $159,286 $3,628 3.29%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,027 2.75%
YUBA CITY, CA (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,379 2.69%
Holland, MI (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,372 2.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,999 3.12%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,502 2.53%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,525 3.28%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $1,035,000 $207,000 $2,690 2.80%
Helena, MT (FHA|USDA|VA) 2 $1,020,000 $510,000 $8,809 3.06%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,869 3.10%
CARSON CITY, NV (FHA|USDA|VA) 3 $1,005,000 $335,000 $8,328 3.45%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $975,000 $325,000 $3,032 3.29%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $945,000 $189,000 $4,206 3.32%
HARRISONBURG, VA (FHA|USDA|VA) 4 $940,000 $235,000 $4,715 2.75%
Glenwood Springs, CO (FHA|USDA|VA) 2 $930,000 $465,000 $1,845 2.63%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $925,000 $308,333 $5,204 2.71%
MONTGOMERY, AL (FHA|USDA|VA) 3 $925,000 $308,333 $4,568 2.42%
SALEM, OR (FHA|USDA|VA) 4 $920,000 $230,000 $3,490 2.69%
Baraboo, WI (FHA|USDA|VA) 3 $915,000 $305,000 $2,927 2.63%
LYNCHBURG, VA (FHA|USDA|VA) 1 $905,000 $905,000 $4,278 2.25%
ASHEVILLE, NC (FHA|USDA|VA) 3 $865,000 $288,333 $2,872 2.96%
WACO, TX (FHA|USDA|VA) 3 $855,000 $285,000 $4,200 3.16%
GAINESVILLE, FL (FHA|USDA|VA) 3 $855,000 $285,000 $4,255 2.92%
DOTHAN, AL (FHA|USDA|VA) 4 $840,000 $210,000 $7,125 2.53%
BELLINGHAM, WA (FHA|USDA|VA) 2 $830,000 $415,000 $2,953 2.81%
Marion, NC (FHA|USDA|VA) 1 $795,000 $795,000 $4,479 3.00%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $775,000 $258,333 $5,019 3.00%
Bozeman, MT (FHA|USDA|VA) 3 $775,000 $258,333 $4,064 3.12%
Georgetown, SC (FHA|USDA|VA) 2 $760,000 $380,000 $3,985 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $755,000 $251,667 $3,607 2.92%
Watertown, SD (FHA|USDA|VA) 1 $745,000 $745,000 $3,822 3.13%
Kalispell, MT (FHA|USDA|VA) 2 $740,000 $370,000 $4,115 3.13%
Picayune, MS (FHA|USDA|VA) 3 $735,000 $245,000 $4,827 3.58%
Durango, CO (FHA|USDA|VA) 2 $720,000 $360,000 $3,531 3.13%
JONESBORO, AR (FHA|USDA|VA) 1 $715,000 $715,000 $8,203 2.75%
Athens, TX (FHA|USDA|VA) 3 $715,000 $238,333 $8,363 3.04%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $705,000 $235,000 $3,347 3.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $705,000 $235,000 $3,153 2.75%
HAMMOND, LA (FHA|USDA|VA) 3 $705,000 $235,000 $3,521 3.33%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $700,000 $175,000 $3,192 3.47%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $690,000 $172,500 $3,354 3.28%
Granbury, TX (FHA|USDA|VA) 2 $690,000 $345,000 $11,285 3.56%
The Dalles, OR (FHA|USDA|VA) 2 $690,000 $345,000 $4,799 3.62%
KNOXVILLE, TN (FHA|USDA|VA) 2 $670,000 $335,000 $2,939 2.88%
GREENVILLE, NC (FHA|USDA|VA) 3 $655,000 $218,333 $4,724 2.83%
Payson, AZ (FHA|USDA|VA) 1 $655,000 $655,000 $6,180 2.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $645,000 $215,000 $2,880 3.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $635,000 $635,000 $4,017 3.13%
Sevierville, TN (FHA|USDA|VA) 3 $635,000 $211,667 $3,000 3.21%
Sulphur Springs, TX (FHA|USDA|VA) 2 $630,000 $315,000 $8,836 3.63%
LONGVIEW, WA (FHA|USDA|VA) 2 $610,000 $305,000 $6,652 2.63%
Ukiah, CA (FHA|USDA|VA) 1 $585,000 $585,000 $1,762 2.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $585,000 $585,000 $1,345 2.75%
Traverse City, MI (FHA|USDA|VA) 2 $570,000 $285,000 $3,251 2.81%
Plymouth, IN (FHA|USDA|VA) 2 $560,000 $280,000 $2,573 3.38%
MISSOULA, MT (FHA|USDA|VA) 2 $560,000 $280,000 $3,865 3.00%
Pahrump, NV (FHA|USDA|VA) 2 $550,000 $275,000 $6,759 3.38%
Greenwood, SC (FHA|USDA|VA) 2 $550,000 $275,000 $3,269 2.69%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $545,000 $545,000 $2,539 2.63%
Taos, NM (FHA|USDA|VA) 1 $535,000 $535,000 $3,347 2.88%
Crossville, TN (FHA|USDA|VA) 2 $530,000 $265,000 $3,735 2.31%
JACKSON, MS (FHA|USDA|VA) 1 $525,000 $525,000 $20,992 2.88%
RAPID CITY, SD (FHA|USDA|VA) 1 $525,000 $525,000 $3,111 2.75%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $525,000 $175,000 $6,737 2.83%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $515,000 $171,667 $2,336 2.88%
Oak Harbor, WA (FHA|USDA|VA) 1 $505,000 $505,000 $4,803 2.99%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $490,000 $245,000 $4,048 2.94%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $490,000 $245,000 $3,027 3.06%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $490,000 $245,000 $3,570 3.24%
APPLETON, WI (FHA|USDA|VA) 2 $490,000 $245,000 $2,448 2.62%
Astoria, OR (FHA|USDA|VA) 1 $485,000 $485,000 $3,885 3.25%
Sterling, IL (FHA|USDA|VA) 3 $485,000 $161,667 $3,125 3.21%
Torrington, CT (FHA|USDA|VA) 2 $480,000 $240,000 $2,546 2.50%
Clearlake, CA (FHA|USDA|VA) 2 $480,000 $240,000 $4,876 3.12%
MOBILE, AL (FHA|USDA|VA) 2 $480,000 $240,000 $4,367 2.69%
WENATCHEE, WA (FHA|USDA|VA) 1 $455,000 $455,000 $2,627 2.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $455,000 $455,000 $3,962 2.50%
Coos Bay, OR (FHA|USDA|VA) 2 $450,000 $225,000 $5,209 3.31%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $445,000 $445,000 $3,488 2.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $445,000 $148,333 $2,533 3.00%
ALTOONA, PA (FHA|USDA|VA) 3 $435,000 $145,000 $4,796 3.21%
Mountain Home, AR (FHA|USDA|VA) 2 $430,000 $215,000 $3,103 2.88%
CLEVELAND, TN (FHA|USDA|VA) 2 $430,000 $215,000 $2,456 2.31%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $430,000 $215,000 $4,226 2.87%
MIDLAND, TX (FHA|USDA|VA) 1 $425,000 $425,000 $4,153 2.99%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $425,000 $425,000 $16,254 2.50%
SYRACUSE, NY (FHA|USDA|VA) 2 $420,000 $210,000 $3,974 3.06%
Port Lavaca, TX (FHA|USDA|VA) 2 $420,000 $210,000 $4,005 3.44%
Tupelo, MS (FHA|USDA|VA) 1 $415,000 $415,000 $3,999 3.50%
FORT WAYNE, IN (FHA|USDA|VA) 1 $415,000 $415,000 $2,233 3.25%
Sandusky, OH (FHA|USDA|VA) 2 $410,000 $205,000 $3,430 3.56%
Palestine, TX (FHA|USDA|VA) 2 $410,000 $205,000 $8,895 3.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $410,000 $205,000 $3,780 2.68%
Pottsville, PA (FHA|USDA|VA) 1 $405,000 $405,000 $4,863 2.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $405,000 $405,000 $2,108 2.75%
Keene, NH (FHA|USDA|VA) 2 $400,000 $200,000 $3,167 2.68%
St. Marys, GA (FHA|USDA|VA) 1 $395,000 $395,000 $2,893 2.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $395,000 $395,000 $5,519 3.38%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $390,000 $195,000 $6,468 3.40%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $385,000 $385,000 $6,428 2.63%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $380,000 $190,000 $2,087 2.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $380,000 $190,000 $2,652 2.93%
TYLER, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,134 3.56%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $370,000 $185,000 $2,389 3.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $365,000 $365,000 $4,078 3.75%
WICHITA, KS (FHA|USDA|VA) 1 $365,000 $365,000 $4,404 2.38%
Huntsville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,718 3.13%
Sturgis, MI (FHA|USDA|VA) 2 $360,000 $180,000 $3,096 3.06%
Nacogdoches, TX (FHA|USDA|VA) 2 $360,000 $180,000 $5,371 3.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $350,000 $175,000 $2,429 3.19%
Cedar City, UT (FHA|USDA|VA) 1 $345,000 $345,000 $2,814 2.88%
LAS CRUCES, NM (FHA|USDA|VA) 2 $340,000 $170,000 $2,444 2.63%
Searcy, AR (FHA|USDA|VA) 2 $340,000 $170,000 $2,870 3.44%
Quincy, IL-MO (FHA|USDA|VA) 1 $335,000 $335,000 $3,065 3.13%
Brookings, OR (FHA|USDA|VA) 1 $335,000 $335,000 $3,197 2.99%
MUSKEGON, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,228 2.75%
ANCHORAGE, AK (FHA|USDA|VA) 1 $325,000 $325,000 $5,155 2.38%
Arcadia, FL (FHA|USDA|VA) 1 $325,000 $325,000 $640 3.00%
Norwalk, OH (FHA|USDA|VA) 1 $325,000 $325,000 $3,927 2.88%
VISALIA, CA (FHA|USDA|VA) 2 $320,000 $160,000 $3,425 2.81%
STAUNTON, VA (FHA|USDA|VA) 2 $320,000 $160,000 $3,117 3.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $315,000 $315,000 $9,051 3.25%
Ashtabula, OH (FHA|USDA|VA) 1 $315,000 $315,000 $4,039 3.13%
LaGrange, GA-AL (FHA|USDA|VA) 1 $315,000 $315,000 $13,978 2.25%
Olean, NY (FHA|USDA|VA) 1 $315,000 $315,000 $2,936 3.50%
MORRISTOWN, TN (FHA|USDA|VA) 1 $315,000 $315,000 $4,368 3.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,850 3.63%
Frankfort, KY (FHA|USDA|VA) 2 $300,000 $150,000 $3,870 2.69%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $295,000 $295,000 $3,436 3.49%
Ludington, MI (FHA|USDA|VA) 1 $295,000 $295,000 $2,654 2.50%
Brevard, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,440 3.13%
FLINT, MI (FHA|USDA|VA) 2 $290,000 $145,000 $3,060 3.38%
BANGOR, ME (FHA|USDA|VA) 1 $285,000 $285,000 $1,937 2.50%
Red Bluff, CA (FHA|USDA|VA) 1 $285,000 $285,000 $2,929 3.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,317 2.88%
Berlin, NH (FHA|USDA|VA) 2 $280,000 $140,000 $3,241 3.00%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $275,000 $275,000 $3,751 2.13%
BEND, OR (FHA|USDA|VA) 1 $275,000 $275,000 $4,726 3.50%
Rockport, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,399 2.25%
Cookeville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,412 2.99%
Waycross, GA (FHA|USDA|VA) 1 $265,000 $265,000 $9,734 2.50%
ODESSA, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,153 3.25%
Maysville, KY (FHA|USDA|VA) 1 $265,000 $265,000 $3,261 2.63%
LUBBOCK, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,229 3.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $255,000 $255,000 $3,262 3.13%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,552 3.25%
NEW BERN, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,259 3.25%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,644 2.88%
Dixon, IL (FHA|USDA|VA) 1 $245,000 $245,000 $7,167 4.25%
Seneca Falls, NY (FHA|USDA|VA) 1 $245,000 $245,000 $5,322 2.50%
Taylorville, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,403 3.56%
GREEN BAY, WI (FHA|USDA|VA) 1 $235,000 $235,000 $2,514 2.25%
Rockingham, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,131 2.88%
ROME, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,282 3.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $235,000 $235,000 $6,543 3.38%
Somerset, PA (FHA|USDA|VA) 2 $230,000 $115,000 $3,811 3.25%
TOLEDO, OH (FHA|USDA|VA) 2 $230,000 $115,000 $5,186 3.19%
ITHACA, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,032 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,589 2.38%
LINCOLN, NE (FHA|USDA|VA) 1 $225,000 $225,000 $2,668 3.13%
LAREDO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,419 2.99%
KINGSTON, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,854 2.25%
Starkville, MS (FHA|USDA|VA) 1 $225,000 $225,000 $2,129 2.75%
GADSDEN, AL (FHA|USDA|VA) 1 $225,000 $225,000 $2,677 2.63%
Batesville, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,704 2.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $215,000 $215,000 $4,214 2.88%
TULSA, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,920 3.25%
Effingham, IL (FHA|USDA|VA) 1 $215,000 $215,000 $3,222 3.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $215,000 $215,000 $6,867 2.50%
BISMARCK, ND (FHA|USDA|VA) 1 $215,000 $215,000 $2,811 3.13%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,405 2.88%
Ruidoso, NM (FHA|USDA|VA) 1 $195,000 $195,000 $2,640 3.13%
Lumberton, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,259 2.50%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $195,000 $195,000 $6,067 3.75%
VICTORIA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,384 3.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,303 2.25%
AMARILLO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,477 3.38%
YUMA, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $2,467 2.38%
Kingsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,394 3.25%
Beatrice, NE (FHA|USDA|VA) 1 $185,000 $185,000 $2,040 2.75%
Bonham, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,527 3.25%
Oxford, MS (FHA|USDA|VA) 1 $185,000 $185,000 $3,023 3.13%
KOKOMO, IN (FHA|USDA|VA) 2 $180,000 $90,000 $2,537 1.69%
McMinnville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,803 3.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $175,000 $175,000 $3,215 3.13%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,514 3.38%
CASPER, WY (FHA|USDA|VA) 1 $175,000 $175,000 $1,974 2.63%
Bogalusa, LA (FHA|USDA|VA) 1 $175,000 $175,000 $3,954 3.25%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $165,000 $165,000 $4,307 4.25%
Mount Vernon, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,169 2.63%
Shelbyville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $6,088 2.88%
Adrian, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,416 2.50%
LEBANON, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,527 3.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $155,000 $155,000 $4,082 3.00%
Scottsburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $4,293 2.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $1,842 2.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,664 2.25%
ROCHESTER, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,161 3.00%
JACKSON, TN (FHA|USDA|VA) 1 $145,000 $145,000 $2,993 3.00%
Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $3,406 2.99%
Madison, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,710 2.25%
Thomasville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,291 2.99%
Freeport, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,867 2.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $125,000 $125,000 $4,764 2.75%
Mount Vernon, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,540 3.13%
Portsmouth, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,377 3.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $5,564 3.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,620 2.50%
Somerset, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,165 2.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,532 2.50%
Stevens Point, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,529 4.38%
Vidalia, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,266 3.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,332 3.75%
Raymondville, TX (FHA|USDA|VA) 1 $75,000 $75,000 $3,684 2.50%
Lincoln, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,162 3.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $65,000 $65,000 $3,834 3.00%
MORGANTOWN, WV (FHA|USDA|VA) 1 $65,000 $65,000 $1,740 2.88%
Marion, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,234 3.88%

Draper And Kramer Mortgage Corp.'s top markets include Chicago, Washington, Boston, Denver, and Los Angeles among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 22,798 $8,423,940,000 $369,503 $3,620 2.86%
FHA 1,280 $392,160,000 $306,375 $9,535 3.12%
VA 1,015 $463,705,000 $456,852 $7,128 2.58%
USDA 60 $11,800,000 $196,667 $5,629 2.71%

For the 2021 period, Draper And Kramer Mortgage Corp.'s most frequently originated loan type of loans were Conventional, with 22,798 originations. Their 2nd most popular type is FHA, with 1,280 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 10,689 $3,916,305,000 $366,386 $2,822 2.71%
Home Purchase 10,253 $3,943,655,000 $384,634 $5,602 2.97%
Cash Out Refi 4,159 $1,431,315,000 $344,149 $3,538 3.05%
Other 52 $330,000 $6,346 $29 0.38%

For the 2021, Draper And Kramer Mortgage Corp.'s most frequently cited loan purpose of loans were Refi, with 10,689 originations. The 2nd most popular reason of loans were Home Purchase, with 10,253 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 19,615 $7,671,525,000 $391,105 $4,452 2.98%
15 Year 4,003 $1,174,385,000 $293,376 $2,758 2.39%
20 Year 837 $264,575,000 $316,099 $2,766 2.73%
Other 346 $112,100,000 $323,988 $2,710 2.77%
10 Year 266 $60,910,000 $228,985 $2,342 2.33%
5 Year 42 $810,000 $19,286 $126 0.27%
3 Year 30 $340,000 $11,333 $42 0.00%
1 Year 14 $6,960,000 $497,143 $4,424 5.84%

For the 2021, Draper And Kramer Mortgage Corp.'s most frequently cited loan length of loans were 30 Year, with 19,615 originations. The 2nd most popular length of loans were 15 Year, with 4,003 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 21,598 $7,862,260,000 $364,027
$<1k 1,235 $463,405,000 $375,227
$2k-3k 1,046 $362,060,000 $346,138
$3k-4k 819 $331,975,000 $405,342
$5k+ 453 $271,355,000 $599,018

$4,452 of loans were Draper And Kramer Mortgage Corp.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 21,598 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 12,070 $4,714,630,000 $390,607
3-4% 7,182 $2,500,430,000 $348,152
<2.5% 5,587 $1,991,805,000 $356,507
4-5% 287 $76,605,000 $266,916
5-6% 20 $6,360,000 $318,000
6-7% 5 $1,425,000 $285,000
7-8% 1 $335,000 $335,000

During 2021, Draper And Kramer Mortgage Corp.'s average interest rate of loans were 2.98%, while their most frequently originated rate bucket of loans were 2.5-3%, with 12,070 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 11,519 $3,407,365,000 $295,804 $3,824 2.88%
$400k-600k 5,979 $2,897,965,000 $484,691 $4,494 2.83%
$100k-200k 4,268 $669,470,000 $156,858 $3,254 2.94%
$600k-1MM 2,267 $1,667,025,000 $735,344 $5,502 2.88%
$100,000 or less 654 $42,560,000 $65,076 $2,483 2.45%
$1MM+ 466 $607,220,000 $1,303,047 $7,341 2.88%

2021 saw Draper And Kramer Mortgage Corp. place emphasis on $200k-400k loans with 11,519 originations, totaling $3,407,365,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 6,657 $2,331,235,000 $350,193 $4,018 2.86%
$150k-250k 6,227 $2,646,405,000 $424,989 $3,898 2.83%
$75k-100k 3,765 $1,114,285,000 $295,959 $4,323 2.91%
$250k+ 3,539 $2,059,425,000 $581,923 $4,187 2.84%
$50k-75k 3,376 $798,820,000 $236,617 $4,238 2.92%
$50k or less 1,544 $326,040,000 $211,166 $3,710 2.82%

Draper And Kramer Mortgage Corp. lent most frequently to those with incomes in the $100k-150k range, with 6,657 originations. The second most popular income band? $150k-250k, with 6,227 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 6,302 $2,364,320,000 $375,170 $3,600 2.80%
30-36% 4,778 $1,789,820,000 $374,596 $3,898 2.88%
<20% 2,684 $969,530,000 $361,226 $3,258 2.72%
44% 913 $321,845,000 $352,514 $4,697 2.96%
40% 895 $329,825,000 $368,520 $4,198 2.96%
42% 867 $333,195,000 $384,308 $4,457 2.94%
38% 856 $316,840,000 $370,140 $4,105 2.95%
39% 854 $322,720,000 $377,892 $4,387 2.91%
36% 850 $328,190,000 $386,106 $3,944 2.90%
41% 849 $320,515,000 $377,521 $4,236 2.92%
43% 824 $282,450,000 $342,779 $4,392 2.97%
37% 818 $303,170,000 $370,623 $4,070 2.88%
50-60% 630 $235,380,000 $373,619 $8,691 2.95%
45% 606 $211,030,000 $348,234 $4,407 2.96%
49% 572 $204,600,000 $357,692 $5,013 2.98%
47% 516 $175,310,000 $339,748 $4,537 2.98%
46% 510 $173,770,000 $340,725 $4,576 2.98%
48% 492 $168,340,000 $342,154 $4,698 2.94%
>60% 40 $15,590,000 $389,750 $5,933 2.57%

Draper And Kramer Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 6,302 originations. The next most common DTI ratio? 30-36%, with 4,778 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 16,039 $5,894,655,000 $367,520 $4,105 2.90%
Asian 4,775 $1,770,995,000 $370,889 $3,347 2.71%
Not provided 3,043 $1,159,265,000 $380,961 $4,132 2.87%
Black 1,149 $408,995,000 $355,957 $6,233 2.97%
American Indian 55 $18,885,000 $343,364 $5,387 2.94%
Asian Indian 33 $16,115,000 $488,333 $4,745 2.85%
Native Hawaiian 30 $11,990,000 $399,667 $6,064 2.87%
Korean 6 $3,400,000 $566,667 $5,889 2.71%
Chinese 8 $3,260,000 $407,500 $2,966 2.45%
Other Asian 8 $2,510,000 $313,750 $4,040 2.81%
Filipino 5 $1,015,000 $203,000 $4,521 2.95%
Guamanian 1 $335,000 $335,000 $3,009 3.25%
Other Pacific Islander 1 $185,000 $185,000 $2,836 3.00%

Approval Rates

Total approvals of all applications
98.22%

Draper And Kramer Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
84.48%

Draper And Kramer Mortgage Corp. has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 25,153 $9,291,605,000 $369,403

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
25,153 $9,291,605,000 $369,403

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,423 $388,825,000 $273,243 $3,038 2.70%
40-60% 4,953 $1,755,465,000 $354,425 $2,990 2.72%
60-80% 10,621 $4,096,625,000 $385,710 $3,528 2.92%
80-100% 7,640 $2,921,830,000 $382,438 $5,494 2.98%
Over 100% 216 $99,680,000 $461,481 $15,386 2.67%
Under 20% 291 $26,345,000 $90,533 $1,326 1.43%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Draper and Kramer Mortgage Corp. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 100.0%