Draper And Kramer Mortgage Corp. Rates, Fees & Info
WILMINGTON, DELEI: 5493001R92DY5DI1DI85
Tax ID: 36-3873650
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Mortgage Data
Review & Overview
Draper And Kramer Mortgage Corp. is a small mortgage company specializing in Home Purchase loans. Draper And Kramer Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Chicago, Boston, Philadelphia, and Denver among others. We have data for 305 markets. (Some data included below & more in-depth data is available with an active subscription.)Draper And Kramer Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Draper And Kramer Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
Home Equity Line of Credit (HELOC) | 1.42% | 12/17/24 |
30 Year Conventional Purchase | 6.56% | 12/17/24 |
30 Year Conventional Refi | 6.44% | 12/17/24 |
30 Year Cash-out Refi | 6.64% | 12/17/24 |
30 Year FHA Purchase | 7.36% | 12/17/24 |
30 Year FHA Refi | 7.29% | 12/17/24 |
30 Year VA Purchase | 6.14% | 12/17/24 |
30 Year VA Refi | 6.12% | 12/17/24 |
30 Year USDA Purchase | 6.74% | 12/17/24 |
30 Year USDA Refi | 6.89% | 12/17/24 |
15 Year Conventional Purchase | 6.01% | 12/17/24 |
15 Year Conventional Refi | 5.88% | 12/17/24 |
15 Year Cash-out Refi | 5.88% | 12/17/24 |
15 Year FHA Refi | 6.89% | 12/17/24 |
15 Year VA Purchase | 6.22% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Draper And Kramer Mortgage Corp. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Draper And Kramer Mortgage Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,781Origination Dollar Volume (All Markets)
$2,003,365,000DRAPER AND KRAMER MORTGAGE CORP. - 2023
DRAPER AND KRAMER MORTGAGE CORP. is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Draper And Kramer Mortgage Corp.'s average 30 year fixed mortgage rate was
6.7%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.22%.
Relative Fees (Closing Costs)
Draper And Kramer Mortgage Corp.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $7,928.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 669 | $355,655,000 | $531,622 | $9,309 | 6.46% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,056 | $331,300,000 | $313,731 | $5,968 | 6.50% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 238 | $107,590,000 | $452,059 | $6,644 | 6.66% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 238 | $82,190,000 | $345,336 | $7,033 | 6.73% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 162 | $73,990,000 | $456,728 | $8,022 | 6.42% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 158 | $69,120,000 | $437,468 | $7,048 | 6.48% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 179 | $57,765,000 | $322,709 | $11,895 | 6.60% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 298 | $51,750,000 | $173,658 | $7,753 | 6.55% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 110 | $38,780,000 | $352,545 | $8,002 | 6.16% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 65 | $38,665,000 | $594,846 | $11,235 | 6.61% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 93 | $37,555,000 | $403,817 | $7,969 | 6.45% |
Outside of Metro Areas | 148 | $37,400,000 | $252,703 | $8,170 | 6.65% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 77 | $33,865,000 | $439,805 | $16,509 | 6.23% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 40 | $29,210,000 | $730,250 | $8,983 | 7.06% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 67 | $28,585,000 | $426,642 | $12,312 | 6.72% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 109 | $28,105,000 | $257,844 | $5,265 | 6.33% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 120 | $27,580,000 | $229,833 | $7,216 | 6.49% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 37 | $26,365,000 | $712,568 | $12,642 | 6.44% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 80 | $21,190,000 | $264,875 | $10,818 | 6.64% |
WORCESTER, MA-CT (FHA|USDA|VA) | 46 | $18,230,000 | $396,304 | $5,631 | 6.87% |
AKRON, OH (FHA|USDA|VA) | 108 | $18,060,000 | $167,222 | $7,345 | 6.42% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 43 | $15,815,000 | $367,791 | $6,647 | 6.40% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 67 | $15,395,000 | $229,776 | $7,497 | 6.79% |
BAKERSFIELD, CA (FHA|USDA|VA) | 37 | $14,885,000 | $402,297 | $12,691 | 6.18% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $14,830,000 | $494,333 | $7,970 | 6.72% |
OCEAN CITY, NJ (FHA|USDA|VA) | 49 | $14,455,000 | $295,000 | $7,473 | 6.36% |
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 38 | $13,380,000 | $352,105 | $5,434 | 6.64% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 34 | $11,520,000 | $338,824 | $7,173 | 6.55% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 31 | $10,945,000 | $353,065 | $4,580 | 6.68% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 42 | $10,680,000 | $254,286 | $3,777 | 6.56% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 28 | $9,770,000 | $348,929 | $9,071 | 7.04% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 26 | $9,400,000 | $361,538 | $7,634 | 6.78% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 31 | $9,285,000 | $299,516 | $3,307 | 6.86% |
SALISBURY, MD-DE (FHA|USDA|VA) | 26 | $9,190,000 | $353,462 | $6,976 | 6.51% |
Corsicana, TX (FHA|USDA|VA) | 40 | $8,910,000 | $222,750 | $9,475 | 6.45% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 23 | $8,345,000 | $362,826 | $6,535 | 6.40% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 24 | $8,150,000 | $339,583 | $10,939 | 6.42% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 18 | $7,050,000 | $391,667 | $4,390 | 6.87% |
PUNTA GORDA, FL (FHA|USDA|VA) | 16 | $6,480,000 | $405,000 | $7,308 | 6.87% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 9 | $6,475,000 | $719,444 | $12,149 | 6.85% |
DECATUR, IL (FHA|USDA|VA) | 51 | $6,225,000 | $122,059 | $3,861 | 6.38% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 25 | $6,055,000 | $242,200 | $5,447 | 6.26% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $6,025,000 | $463,462 | $8,035 | 6.81% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 24 | $5,460,000 | $227,500 | $6,761 | 6.65% |
Mount Pleasant, TX (FHA|USDA|VA) | 19 | $5,225,000 | $275,000 | $12,764 | 6.41% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 15 | $5,115,000 | $341,000 | $7,781 | 6.96% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $5,100,000 | $637,500 | $5,672 | 7.11% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 20 | $5,020,000 | $251,000 | $6,914 | 6.21% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 24 | $4,990,000 | $207,917 | $4,570 | 6.85% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $4,850,000 | $606,250 | $11,482 | 6.69% |
RICHMOND, VA (FHA|USDA|VA) | 13 | $4,725,000 | $363,462 | $9,990 | 6.45% |
LOUISVILLE, KY (FHA|USDA|VA) | 24 | $4,130,000 | $172,083 | $4,043 | 6.56% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $4,005,000 | $308,077 | $7,955 | 6.99% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $3,735,000 | $533,571 | $9,703 | 6.80% |
Picayune, MS (FHA|USDA|VA) | 24 | $3,730,000 | $155,417 | $5,610 | 5.29% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $3,730,000 | $466,250 | $7,949 | 6.96% |
HATTIESBURG, MS (FHA|USDA|VA) | 19 | $3,665,000 | $192,895 | $8,118 | 6.19% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $3,600,000 | $360,000 | $5,852 | 7.05% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 23 | $3,575,000 | $155,435 | $5,653 | 6.74% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $3,435,000 | $264,231 | $4,674 | 6.12% |
HAMMOND, LA (FHA|USDA|VA) | 18 | $3,290,000 | $182,778 | $5,726 | 6.53% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $3,110,000 | $388,750 | $6,803 | 7.50% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 16 | $3,100,000 | $193,750 | $6,983 | 6.70% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $3,090,000 | $386,250 | $7,603 | 7.02% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,920,000 | $365,000 | $6,218 | 7.05% |
Georgetown, SC (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $5,048 | 6.67% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 7 | $2,865,000 | $409,286 | $7,346 | 7.07% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $2,860,000 | $357,500 | $7,655 | 6.86% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $4,408 | 6.95% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $2,770,000 | $461,667 | $9,745 | 5.75% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $2,725,000 | $908,333 | $12,887 | 6.83% |
GREELEY, CO (FHA|USDA|VA) | 8 | $2,700,000 | $337,500 | $7,221 | 5.84% |
Whitewater, WI (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $5,488 | 6.91% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $6,911 | 7.03% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,585,000 | $369,286 | $7,068 | 6.70% |
BOULDER, CO (FHA|USDA|VA) | 6 | $2,530,000 | $421,667 | $6,220 | 6.69% |
JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $7,789 | 6.52% |
NILES, MI (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $4,863 | 7.06% |
WHEELING, WV-OH (FHA|USDA|VA) | 15 | $2,235,000 | $149,000 | $6,931 | 5.61% |
LANCASTER, PA (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $3,220 | 6.09% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $2,215,000 | $443,000 | $5,676 | 7.47% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $6,262 | 6.67% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $8,639 | 6.70% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $7,200 | 6.92% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $6,276 | 6.68% |
Ashtabula, OH (FHA|USDA|VA) | 15 | $1,955,000 | $130,333 | $6,010 | 5.18% |
FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $6,077 | 7.05% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $5,044 | 7.12% |
Durango, CO (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $14,965 | 6.55% |
COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $8,416 | 6.67% |
Minden, LA (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $6,835 | 7.05% |
VICTORIA, TX (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $8,197 | 6.85% |
BATON ROUGE, LA (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $8,930 | 7.20% |
Bennington, VT (FHA|USDA|VA) | 3 | $1,745,000 | $581,667 | $10,002 | 6.92% |
LAFAYETTE, LA (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $7,107 | 6.98% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $7,721 | 6.73% |
SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $10,156 | 6.94% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $4,415 | 6.75% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $8,457 | 7.22% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $7,674 | 7.00% |
DuBois, PA (FHA|USDA|VA) | 10 | $1,510,000 | $151,000 | $5,297 | 6.76% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $11,984 | 6.75% |
RENO, NV (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $8,886 | 6.71% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $4,894 | 6.75% |
SANTA FE, NM (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $8,421 | 6.83% |
Laurel, MS (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $7,579 | 6.25% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $12,868 | 6.66% |
READING, PA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $5,197 | 5.79% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $4,107 | 7.12% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $5,303 | 7.50% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $18,859 | 5.91% |
EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $9,100 | 6.88% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $10,883 | 7.50% |
PUEBLO, CO (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,345 | 7.03% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $9,698 | 6.71% |
PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $5,447 | 6.94% |
KANKAKEE, IL (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $5,896 | 6.83% |
Raymondville, TX (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $9,612 | 6.71% |
LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $8,426 | 6.40% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,281 | 6.66% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $9,545 | 7.88% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,528 | 6.46% |
Port Lavaca, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $11,795 | 7.29% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $4,896 | 6.88% |
Huntsville, TX (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $15,799 | 6.83% |
COLUMBIA, SC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,967 | 6.92% |
VALLEJO, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $5,830 | 7.87% |
North Wilkesboro, NC (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $12,371 | 7.50% |
WILMINGTON, NC (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $4,331 | 6.44% |
Rochelle, IL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,715 | 6.44% |
BOISE CITY, ID (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $10,052 | 6.13% |
Athens, TX (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $6,424 | 5.95% |
WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $9,385 | 6.19% |
DOVER, DE (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,831 | 6.96% |
Granbury, TX (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $12,007 | 5.94% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $5,385 | 6.81% |
Dixon, IL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $9,248 | 6.63% |
Easton, MD (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $11,869 | 6.75% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,588 | 7.25% |
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,392 | 6.71% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,743 | 6.50% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $9,365 | 6.69% |
IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $10,070 | 6.75% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,333 | 6.63% |
BELLINGHAM, WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,313 | 6.13% |
ROCKFORD, IL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,246 | 6.81% |
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,678 | 6.75% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,272 | 8.13% |
Cambridge, MD (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,790 | 6.44% |
Lebanon, NH-VT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,139 | 7.31% |
ST. CLOUD, MN (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $4,571 | 3.65% |
YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,784 | 6.67% |
Ruidoso, NM (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,137 | 6.95% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,773 | 5.75% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,804 | 7.50% |
Bogalusa, LA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,200 | 7.17% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $16,271 | 6.13% |
Sulphur Springs, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $12,452 | 6.42% |
Jackson, WY-ID (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,951 | 6.99% |
PANAMA CITY, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,735 | 7.56% |
Breckenridge, CO (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,865 | 6.13% |
Crossville, TN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,268 | 7.13% |
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,385 | 6.25% |
HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,789 | 6.97% |
Bozeman, MT (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $7,186 | 7.13% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,727 | 7.00% |
FRESNO, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,161 | 6.21% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,656 | 7.08% |
Barre, VT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,734 | 6.56% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $12,365 | 6.87% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,609 | 7.13% |
TYLER, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,796 | 6.44% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,353 | 6.31% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,483 | 6.94% |
RACINE, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,461 | 6.37% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,809 | 7.00% |
New Ulm, MN (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $3,332 | 4.56% |
Alexandria, MN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $14,054 | 7.63% |
GAINESVILLE, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $22,424 | 6.25% |
Montrose, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,612 | 7.00% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,653 | 7.38% |
JACKSON, TN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,817 | 7.13% |
Ottawa, IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,301 | 6.31% |
Sevierville, TN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,967 | 7.13% |
Berlin, NH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 6.38% |
Concord, NH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $15,866 | 7.63% |
KINGSTON, NY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,010 | 6.75% |
Huntingdon, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,708 | 6.44% |
HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,678 | 6.81% |
Statesboro, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,942 | 7.25% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 7.49% |
CaƱon City, CO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,837 | 7.06% |
ABILENE, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,052 | 7.63% |
TOLEDO, OH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,104 | 7.00% |
Pittsburg, KS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,604 | 7.13% |
Meadville, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $21,329 | 7.13% |
WICHITA, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,358 | 6.50% |
CHEYENNE, WY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,554 | 7.63% |
Wooster, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,134 | 7.04% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,926 | 6.63% |
Andrews, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,419 | 8.63% |
BRUNSWICK, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,026 | 6.81% |
CARSON CITY, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,628 | 8.63% |
Ashland, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,085 | 7.99% |
Stephenville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,019 | 6.63% |
Baraboo, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,830 | 6.63% |
Safford, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,313 | 6.63% |
GETTYSBURG, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,725 | 7.13% |
Newport, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,144 | 6.50% |
Sonora, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,140 | 8.13% |
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,806 | 5.25% |
BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,894 | 7.38% |
Salem, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,952 | 7.19% |
SPARTANBURG, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,128 | 7.13% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,330 | 7.50% |
Columbus, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,260 | 6.13% |
Kerrville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,560 | 7.25% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,499 | 7.38% |
SAN ANGELO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,638 | 6.50% |
Moscow, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,003 | 6.99% |
Paris, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,012 | 6.19% |
Brainerd, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,499 | 7.63% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,577 | 6.13% |
Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,116 | 6.63% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,125 | 7.00% |
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,833 | 7.63% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,619 | 6.00% |
HARRISONBURG, VA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.94% |
BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,940 | 7.37% |
SALINAS, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,424 | 6.99% |
TUCSON, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,095 | 6.63% |
Fernley, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,959 | 6.13% |
ALTOONA, PA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,362 | 7.00% |
MISSOULA, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,324 | 6.99% |
VISALIA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,112 | 7.25% |
Norwalk, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,592 | 7.44% |
Uvalde, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,053 | 6.62% |
MOBILE, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,668 | 8.00% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,461 | 6.00% |
McAlester, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,623 | 6.13% |
Sandusky, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,143 | 7.19% |
OCALA, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,187 | 6.31% |
BINGHAMTON, NY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.44% |
Lincoln, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,823 | 6.63% |
ERIE, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,764 | 6.13% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,339 | 6.63% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,840 | 7.13% |
ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,072 | 6.63% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,656 | 6.99% |
FARMINGTON, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,382 | 6.13% |
BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,106 | 7.63% |
ST. GEORGE, UT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.50% |
Palestine, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,123 | 7.63% |
COLUMBUS, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,024 | 7.63% |
PITTSFIELD, MA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,252 | 6.25% |
Fairmont, MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,695 | 3.75% |
Ludington, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,582 | 6.50% |
Cambridge, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,084 | 6.63% |
Marietta, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,527 | 7.13% |
Willmar, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,988 | 6.38% |
Hutchinson, MN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,612 | 3.63% |
Beaver Dam, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,668 | 6.75% |
SAVANNAH, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.88% |
Warsaw, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.63% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,566 | 6.50% |
Durant, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.13% |
Bardstown, KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,210 | 5.50% |
Marshall, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,248 | 7.63% |
Natchitoches, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,816 | 6.75% |
LEBANON, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,976 | 7.13% |
Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.50% |
HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.88% |
CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,617 | 4.88% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,878 | 7.50% |
SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,005 | 4.19% |
MORRISTOWN, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.50% |
Big Spring, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,430 | 7.13% |
Corning, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,943 | 7.50% |
Klamath Falls, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,292 | 6.38% |
TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,369 | 6.25% |
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,055 | 6.25% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,802 | 7.88% |
MONROE, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,665 | 6.25% |
Sidney, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,604 | 3.75% |
El Dorado, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,692 | 6.13% |
LUBBOCK, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,751 | 6.88% |
St. Marys, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,158 | 6.50% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,732 | 6.25% |
Arcadia, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,463 | 7.75% |
Alamogordo, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,651 | 6.75% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.00% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,006 | 6.25% |
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.50% |
DANVILLE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,583 | 6.50% |
Farmington, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,000 | 7.25% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.13% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,891 | 6.75% |
JACKSON, MS (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $3,177 | 3.20% |
FORT WAYNE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.25% |
Somerset, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,767 | 7.75% |
Meridian, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,195 | 7.88% |
Rutland, VT (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,691 | 6.63% |
Marinette, WI-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,689 | 7.50% |
BECKLEY, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against DRAPER AND KRAMER MORTGAGE CORP. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Draper And Kramer Mortgage Corp.'s most frequently originated type of loan was Conventional, with 4,383 originations. Their 2nd most popular type was FHA, with 947 originations.
Loan Reason
For 2023, Draper And Kramer Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 5,422 originations. The 2nd most popular reason was Cash Out Refi, with 258 originations.
Loan Duration/Length
For 2023, Draper And Kramer Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 5,492 originations. The 2nd most popular length was 15 Year, with 98 originations.
Origination Fees/Closing Costs
Draper And Kramer Mortgage Corp.'s average total fees were $7,928, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,419 originations.
Interest Rates
During 2023, Draper And Kramer Mortgage Corp.'s average interest rate for loans was 6.70%, while their most frequently originated rate bucket for loans was 6-7%, with 2,949 originations.
Loan Sizing
2023 saw Draper And Kramer Mortgage Corp. place emphasis on $200k-400k loans with 2,337 originations, totaling $682,435,000 in origination value.
Applicant Income
Draper And Kramer Mortgage Corp. lent most frequently to those with incomes in the $100k-150k range, with 1,486 originations. The second most popular income band? $150k-250k, with 1,323 originations.
Applicant Debt to Income Ratio
Draper And Kramer Mortgage Corp. lent most frequently to those with DTI ratios of 30-36%, with 872 originations. The next most common DTI ratio? 20-30%, with 740 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.74%
Draper And Kramer Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination73.26%
Draper And Kramer Mortgage Corp. has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
0.0 | 2 | $30,000 | $15,000 |
NA | 5,779 | $2,003,335,000 | $346,658 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
5,781 | $2,003,365,000 | $346,543 |