Draper And Kramer Mortgage Corp. Rates, Fees & Info

WILMINGTON, DE

LEI: 5493001R92DY5DI1DI85

Tax ID: 36-3873650

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Mortgage Data

Review & Overview

Draper And Kramer Mortgage Corp. is a mid-sized mortgage company specializing in Home Purchase loans. Draper And Kramer Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Chicago, Boston, Denver, and Philadelphia among others. We have data for 368 markets. (Some data included below & more in-depth data is available with an active subscription.)

Draper And Kramer Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Draper And Kramer Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 1.42% 9/1/24
30 Year Conventional Purchase 6.56% 9/1/24
30 Year Conventional Refi 6.44% 9/1/24
30 Year Cash-out Refi 6.64% 9/1/24
30 Year FHA Purchase 7.36% 9/1/24
30 Year FHA Refi 7.29% 9/1/24
30 Year VA Purchase 6.14% 9/1/24
30 Year VA Refi 6.12% 9/1/24
30 Year USDA Purchase 6.74% 9/1/24
30 Year USDA Refi 6.89% 9/1/24
15 Year Conventional Purchase 6.01% 9/1/24
15 Year Conventional Refi 5.88% 9/1/24
15 Year Cash-out Refi 5.88% 9/1/24
15 Year FHA Refi 6.89% 9/1/24
15 Year VA Purchase 6.22% 9/1/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Draper And Kramer Mortgage Corp. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Draper And Kramer Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,619

Origination Dollar Volume (All Markets)

$3,827,735,000
Show all (30) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,371 $763,845,000 $557,144 $8,033 4.59%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,929 $673,675,000 $349,235 $5,190 4.67%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 560 $276,840,000 $494,357 $5,169 4.53%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 362 $175,050,000 $483,564 $5,550 4.66%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 350 $126,140,000 $360,400 $6,787 4.87%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 189 $121,935,000 $645,159 $10,194 4.54%
COLORADO SPRINGS, CO (FHA|USDA|VA) 208 $88,440,000 $425,192 $7,426 4.63%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 219 $84,675,000 $386,644 $6,725 4.70%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 169 $71,215,000 $421,391 $9,835 4.80%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 180 $68,900,000 $382,778 $7,858 4.59%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 191 $65,305,000 $341,911 $9,555 4.91%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 155 $64,445,000 $415,774 $11,737 4.39%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 208 $52,010,000 $250,048 $7,067 5.11%
WORCESTER, MA-CT (FHA|USDA|VA) 120 $51,210,000 $426,750 $4,536 4.32%
Outside of Metro Areas 186 $51,190,000 $275,215 $6,572 4.83%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 106 $44,330,000 $418,208 $5,080 4.51%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 231 $44,025,000 $190,584 $6,309 5.32%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 62 $42,500,000 $685,484 $9,993 4.46%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 48 $36,930,000 $769,375 $11,174 4.40%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 58 $33,480,000 $577,241 $9,394 5.14%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 66 $32,580,000 $493,636 $6,858 4.83%
OCEAN CITY, NJ (FHA|USDA|VA) 63 $29,975,000 $475,794 $6,341 4.60%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 112 $27,570,000 $246,161 $8,973 4.97%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 75 $23,935,000 $319,133 $3,699 4.77%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 72 $22,620,000 $314,167 $4,446 4.42%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 59 $22,595,000 $382,966 $4,755 4.39%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 83 $20,455,000 $246,446 $5,894 4.42%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 51 $20,055,000 $393,235 $6,017 5.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 47 $18,125,000 $385,638 $6,783 4.87%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 45 $16,715,000 $371,444 $5,463 4.94%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 37 $16,485,000 $445,541 $5,997 4.37%
SALISBURY, MD-DE (FHA|USDA|VA) 35 $16,335,000 $466,714 $6,836 4.51%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 46 $16,290,000 $354,130 $3,494 5.01%
LOUISVILLE, KY (FHA|USDA|VA) 79 $16,245,000 $205,633 $4,201 4.55%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 34 $15,600,000 $458,824 $8,152 4.80%
RALEIGH-CARY, NC (FHA|USDA|VA) 30 $15,570,000 $519,000 $4,106 4.37%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 44 $15,520,000 $352,727 $7,283 4.52%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 26 $13,680,000 $526,154 $7,137 4.24%
Corsicana, TX (FHA|USDA|VA) 49 $13,405,000 $273,571 $9,014 5.18%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 39 $12,665,000 $324,744 $6,008 5.81%
Mount Pleasant, TX (FHA|USDA|VA) 47 $11,325,000 $240,957 $10,660 4.83%
BAKERSFIELD, CA (FHA|USDA|VA) 36 $10,500,000 $291,667 $8,777 3.65%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 10 $9,620,000 $962,000 $7,532 4.69%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 31 $9,535,000 $307,581 $3,819 4.72%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 23 $9,375,000 $407,609 $7,035 4.99%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 15 $9,295,000 $619,667 $5,692 4.33%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 14 $9,100,000 $650,000 $9,141 4.49%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 15 $9,095,000 $606,333 $10,823 4.44%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 20 $9,080,000 $454,000 $4,697 4.74%
AKRON, OH (FHA|USDA|VA) 48 $8,960,000 $186,667 $5,513 5.00%
SAVANNAH, GA (FHA|USDA|VA) 27 $8,735,000 $323,519 $7,207 3.43%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 20 $8,500,000 $425,000 $3,941 4.41%
GREELEY, CO (FHA|USDA|VA) 19 $8,495,000 $447,105 $6,341 4.64%
DECATUR, IL (FHA|USDA|VA) 63 $8,365,000 $132,778 $3,235 4.53%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 14 $7,990,000 $570,714 $4,192 4.38%
RICHMOND, VA (FHA|USDA|VA) 24 $7,980,000 $332,500 $7,417 4.53%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 12 $7,830,000 $652,500 $11,461 4.56%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 33 $7,735,000 $234,394 $7,821 5.06%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 21 $7,595,000 $361,667 $7,032 4.97%
BOULDER, CO (FHA|USDA|VA) 12 $7,590,000 $632,500 $5,719 5.20%
HAMMOND, LA (FHA|USDA|VA) 28 $6,640,000 $237,143 $7,370 4.91%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 12 $6,290,000 $524,167 $6,980 4.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 23 $6,235,000 $271,087 $8,689 5.43%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 21 $5,985,000 $285,000 $9,907 5.07%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 16 $5,960,000 $372,500 $4,953 4.42%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 16 $5,740,000 $358,750 $6,704 4.49%
RENO, NV (FHA|USDA|VA) 11 $5,635,000 $512,273 $5,005 3.93%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 18 $5,530,000 $307,222 $6,790 4.65%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 21 $5,525,000 $263,095 $4,762 4.71%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 25 $5,375,000 $215,000 $8,119 6.48%
JACKSONVILLE, FL (FHA|USDA|VA) 12 $5,350,000 $445,833 $6,544 5.23%
COLUMBUS, OH (FHA|USDA|VA) 11 $4,705,000 $427,727 $10,875 4.84%
ST. LOUIS, MO-IL (FHA|USDA|VA) 14 $4,600,000 $328,571 $3,603 4.66%
PUNTA GORDA, FL (FHA|USDA|VA) 16 $4,550,000 $284,375 $5,456 5.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $4,270,000 $533,750 $9,518 4.59%
Picayune, MS (FHA|USDA|VA) 19 $4,115,000 $216,579 $7,884 5.46%
PUEBLO, CO (FHA|USDA|VA) 13 $4,095,000 $315,000 $8,338 4.57%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 15 $3,985,000 $265,667 $7,423 5.15%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $3,950,000 $246,875 $4,641 5.03%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $3,915,000 $355,909 $6,952 4.77%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 15 $3,775,000 $251,667 $5,528 4.91%
MADISON, WI (FHA|USDA|VA) 11 $3,645,000 $331,364 $4,211 5.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 7 $3,635,000 $519,286 $3,405 4.61%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $3,520,000 $440,000 $4,093 4.36%
Barre, VT (FHA|USDA|VA) 9 $3,445,000 $382,778 $7,526 4.71%
FORT COLLINS, CO (FHA|USDA|VA) 9 $3,215,000 $357,222 $4,334 4.24%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $3,180,000 $318,000 $7,940 4.84%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $3,080,000 $308,000 $3,429 4.66%
PITTSBURGH, PA (FHA|USDA|VA) 12 $3,010,000 $250,833 $5,582 5.15%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $2,920,000 $486,667 $8,685 4.71%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $2,910,000 $485,000 $5,114 4.31%
WILMINGTON, NC (FHA|USDA|VA) 9 $2,845,000 $316,111 $5,806 4.53%
LANCASTER, PA (FHA|USDA|VA) 10 $2,830,000 $283,000 $5,812 4.94%
VICTORIA, TX (FHA|USDA|VA) 12 $2,770,000 $230,833 $9,617 5.11%
WINCHESTER, VA-WV (FHA|USDA|VA) 9 $2,765,000 $307,222 $6,426 5.03%
KANSAS CITY, MO-KS (FHA|USDA|VA) 11 $2,755,000 $250,455 $4,896 4.87%
SPRINGFIELD, MA (FHA|USDA|VA) 9 $2,745,000 $305,000 $3,985 4.93%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 13 $2,685,000 $206,538 $3,654 4.86%
DuBois, PA (FHA|USDA|VA) 14 $2,680,000 $191,429 $5,661 4.65%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $2,625,000 $375,000 $5,530 5.50%
RACINE, WI (FHA|USDA|VA) 6 $2,580,000 $430,000 $2,915 6.29%
Whitewater, WI (FHA|USDA|VA) 8 $2,390,000 $298,750 $2,876 5.52%
Lebanon, NH-VT (FHA|USDA|VA) 9 $2,385,000 $265,000 $3,885 4.49%
BATON ROUGE, LA (FHA|USDA|VA) 10 $2,330,000 $233,000 $6,311 4.87%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $2,065,000 $229,444 $11,146 5.01%
Edwards, CO (FHA|USDA|VA) 3 $2,035,000 $678,333 $5,404 3.96%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,945,000 $277,857 $4,930 4.50%
St. Marys, PA (FHA|USDA|VA) 16 $1,920,000 $120,000 $4,754 4.85%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,855,000 $371,000 $7,580 3.97%
LONGVIEW, TX (FHA|USDA|VA) 10 $1,830,000 $183,000 $8,433 4.96%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,790,000 $298,333 $3,844 4.06%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 12 $1,770,000 $147,500 $4,066 3.21%
VALLEJO, CA (FHA|USDA|VA) 3 $1,655,000 $551,667 $4,795 4.29%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $1,650,000 $412,500 $6,474 4.81%
BELLINGHAM, WA (FHA|USDA|VA) 2 $1,630,000 $815,000 $5,090 5.56%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,610,000 $402,500 $10,793 4.44%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $1,590,000 $795,000 $8,257 4.25%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,575,000 $315,000 $7,154 4.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,555,000 $311,000 $4,887 4.67%
LAFAYETTE, LA (FHA|USDA|VA) 6 $1,530,000 $255,000 $6,048 5.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,505,000 $301,000 $4,103 4.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,505,000 $501,667 $11,410 4.21%
Key West, FL (FHA|USDA|VA) 2 $1,470,000 $735,000 $5,808 4.31%
Bogalusa, LA (FHA|USDA|VA) 5 $1,435,000 $287,000 $8,121 5.15%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,420,000 $355,000 $6,259 4.78%
DOVER, DE (FHA|USDA|VA) 5 $1,395,000 $279,000 $5,084 5.10%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,360,000 $226,667 $8,251 4.79%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 8 $1,350,000 $168,750 $3,390 4.84%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,345,000 $269,000 $6,162 4.48%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $9,244 3.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,325,000 $265,000 $5,593 4.28%
Bennington, VT (FHA|USDA|VA) 3 $1,315,000 $438,333 $6,135 5.88%
KANKAKEE, IL (FHA|USDA|VA) 7 $1,295,000 $185,000 $3,958 5.25%
STOCKTON, CA (FHA|USDA|VA) 3 $1,285,000 $428,333 $4,185 5.17%
Bardstown, KY (FHA|USDA|VA) 8 $1,270,000 $158,750 $4,260 4.81%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,265,000 $421,667 $4,166 5.58%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,192 5.78%
HINESVILLE, GA (FHA|USDA|VA) 6 $1,150,000 $191,667 $6,114 3.67%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,145,000 $381,667 $5,989 4.58%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,999 4.48%
Granbury, TX (FHA|USDA|VA) 3 $1,125,000 $375,000 $8,849 4.91%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,115,000 $223,000 $3,453 5.23%
ASHEVILLE, NC (FHA|USDA|VA) 2 $1,060,000 $530,000 $4,126 6.25%
TYLER, TX (FHA|USDA|VA) 4 $1,060,000 $265,000 $8,408 5.03%
NILES, MI (FHA|USDA|VA) 2 $1,050,000 $525,000 $5,348 5.25%
WACO, TX (FHA|USDA|VA) 4 $1,050,000 $262,500 $9,114 6.09%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,050,000 $525,000 $4,393 3.75%
Cambridge, MD (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,185 5.47%
SALINAS, CA (FHA|USDA|VA) 2 $1,040,000 $520,000 $7,813 4.50%
NAPA, CA (FHA|USDA|VA) 2 $1,040,000 $520,000 $3,570 2.94%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,561 4.50%
READING, PA (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,331 5.97%
Concord, NH (FHA|USDA|VA) 4 $1,010,000 $252,500 $14,696 4.46%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $1,010,000 $505,000 $2,862 4.50%
Cullowhee, NC (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $5,287 5.13%
Berlin, NH (FHA|USDA|VA) 2 $1,000,000 $500,000 $11,179 5.25%
Heber, UT (FHA|USDA|VA) 1 $995,000 $995,000 $5,649 4.00%
VISALIA, CA (FHA|USDA|VA) 2 $990,000 $495,000 $5,243 4.75%
TUCSON, AZ (FHA|USDA|VA) 4 $980,000 $245,000 $4,414 4.72%
BRUNSWICK, GA (FHA|USDA|VA) 2 $950,000 $475,000 $16,410 3.44%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $930,000 $232,500 $3,290 4.56%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $930,000 $465,000 $5,399 6.31%
Huntsville, TX (FHA|USDA|VA) 2 $890,000 $445,000 $14,827 4.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $885,000 $177,000 $2,489 5.18%
TOLEDO, OH (FHA|USDA|VA) 3 $885,000 $295,000 $5,710 4.58%
Traverse City, MI (FHA|USDA|VA) 3 $885,000 $295,000 $4,242 4.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $875,000 $291,667 $6,714 4.17%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $870,000 $435,000 $8,775 6.56%
HATTIESBURG, MS (FHA|USDA|VA) 4 $860,000 $215,000 $10,168 6.34%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $850,000 $425,000 $3,903 4.88%
MIDLAND, TX (FHA|USDA|VA) 3 $845,000 $281,667 $10,699 4.38%
Laconia, NH (FHA|USDA|VA) 3 $845,000 $281,667 $4,681 4.21%
Ashtabula, OH (FHA|USDA|VA) 4 $840,000 $210,000 $7,979 5.34%
Georgetown, SC (FHA|USDA|VA) 3 $835,000 $278,333 $4,315 5.25%
FRESNO, CA (FHA|USDA|VA) 2 $830,000 $415,000 $3,526 3.31%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $830,000 $207,500 $4,162 4.15%
MORRISTOWN, TN (FHA|USDA|VA) 2 $780,000 $390,000 $9,743 5.63%
PANAMA CITY, FL (FHA|USDA|VA) 2 $780,000 $390,000 $10,327 6.25%
Breckenridge, CO (FHA|USDA|VA) 2 $780,000 $390,000 $3,624 5.19%
Keene, NH (FHA|USDA|VA) 4 $780,000 $195,000 $4,784 3.72%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $775,000 $258,333 $5,200 4.62%
COLUMBIA, SC (FHA|USDA|VA) 2 $770,000 $385,000 $4,038 5.25%
Outside of Metro Areas 2 $760,000 $380,000 $3,658 5.88%
SPARTANBURG, SC (FHA|USDA|VA) 2 $740,000 $370,000 $3,626 6.44%
Fort Morgan, CO (FHA|USDA|VA) 2 $730,000 $365,000 $3,410 6.00%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $730,000 $365,000 $4,694 3.38%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $710,000 $355,000 $7,329 6.44%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $695,000 $231,667 $2,974 4.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $695,000 $231,667 $3,766 5.91%
SALEM, OR (FHA|USDA|VA) 2 $690,000 $345,000 $7,727 4.69%
FORT WAYNE, IN (FHA|USDA|VA) 3 $685,000 $228,333 $2,824 4.71%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $680,000 $340,000 $6,736 5.44%
COLUMBUS, IN (FHA|USDA|VA) 2 $640,000 $320,000 $3,112 4.00%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $610,000 $305,000 $12,913 5.94%
ANN ARBOR, MI (FHA|USDA|VA) 1 $595,000 $595,000 $4,200 3.38%
STAUNTON, VA (FHA|USDA|VA) 3 $595,000 $198,333 $3,631 3.75%
Juneau, AK (FHA|USDA|VA) 1 $595,000 $595,000 $6,733 5.49%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $590,000 $295,000 $3,708 6.56%
Bonham, TX (FHA|USDA|VA) 3 $585,000 $195,000 $8,437 5.75%
DOTHAN, AL (FHA|USDA|VA) 2 $560,000 $280,000 $9,482 3.88%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $560,000 $280,000 $6,651 4.19%
CaƱon City, CO (FHA|USDA|VA) 1 $545,000 $545,000 $4,680 4.38%
KINGSTON, NY (FHA|USDA|VA) 1 $545,000 $545,000 $8,578 3.75%
Statesboro, GA (FHA|USDA|VA) 3 $545,000 $181,667 $6,414 4.04%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $540,000 $270,000 $3,804 4.06%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $540,000 $270,000 $10,607 5.06%
SUMTER, SC (FHA|USDA|VA) 1 $535,000 $535,000 $4,256 3.13%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $530,000 $132,500 $3,281 4.19%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $530,000 $265,000 $5,920 5.13%
Easton, MD (FHA|USDA|VA) 1 $525,000 $525,000 $3,533 3.63%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $525,000 $525,000 $19,683 4.99%
MODESTO, CA (FHA|USDA|VA) 2 $520,000 $260,000 $3,760 5.31%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $515,000 $515,000 $5,357 5.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $500,000 $250,000 $6,425 5.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $495,000 $495,000 $9,245 5.13%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $485,000 $485,000 $12,014 6.63%
MONTGOMERY, AL (FHA|USDA|VA) 2 $480,000 $240,000 $4,669 5.44%
Ukiah, CA (FHA|USDA|VA) 1 $475,000 $475,000 $15,097 3.25%
REDDING, CA (FHA|USDA|VA) 1 $475,000 $475,000 $9,282 4.63%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $475,000 $475,000 $6,248 5.50%
GAINESVILLE, FL (FHA|USDA|VA) 2 $470,000 $235,000 $4,016 4.63%
OCALA, FL (FHA|USDA|VA) 3 $465,000 $155,000 $7,945 5.17%
NEW BERN, NC (FHA|USDA|VA) 1 $455,000 $455,000 $18,169 5.50%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $455,000 $455,000 $4,299 5.63%
Sulphur Springs, TX (FHA|USDA|VA) 1 $455,000 $455,000 $24,353 4.25%
Vineyard Haven, MA (FHA|USDA|VA) 1 $455,000 $455,000 $4,221 4.00%
GETTYSBURG, PA (FHA|USDA|VA) 2 $450,000 $225,000 $6,166 3.88%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $440,000 $220,000 $3,793 3.94%
Rutland, VT (FHA|USDA|VA) 3 $435,000 $145,000 $4,033 4.04%
Brainerd, MN (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.99%
Port Lavaca, TX (FHA|USDA|VA) 2 $430,000 $215,000 $9,231 4.81%
KNOXVILLE, TN (FHA|USDA|VA) 2 $430,000 $215,000 $5,711 5.43%
Clearlake, CA (FHA|USDA|VA) 3 $425,000 $141,667 $6,860 2.25%
CHARLESTON, WV (FHA|USDA|VA) 1 $425,000 $425,000 $3,950 5.00%
CLEVELAND, TN (FHA|USDA|VA) 1 $425,000 $425,000 $11,599 4.63%
Mineral Wells, TX (FHA|USDA|VA) 2 $420,000 $210,000 $9,862 4.81%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $415,000 $415,000 $4,138 2.75%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $415,000 $415,000 $7,466 4.75%
YUMA, AZ (FHA|USDA|VA) 1 $415,000 $415,000 $2,705 4.75%
WICHITA, KS (FHA|USDA|VA) 2 $410,000 $205,000 $7,397 6.06%
Astoria, OR (FHA|USDA|VA) 1 $405,000 $405,000 $7,939 4.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $405,000 $405,000 $3,739 5.38%
CARSON CITY, NV (FHA|USDA|VA) 1 $405,000 $405,000 $4,373 3.38%
Hutchinson, MN (FHA|USDA|VA) 1 $405,000 $405,000 $4,026 5.75%
Ottawa, IL (FHA|USDA|VA) 2 $400,000 $200,000 $8,011 4.94%
Rochelle, IL (FHA|USDA|VA) 3 $395,000 $131,667 $3,865 4.04%
Aberdeen, WA (FHA|USDA|VA) 1 $395,000 $395,000 $10,980 4.63%
Newport, OR (FHA|USDA|VA) 1 $395,000 $395,000 $5,524 4.50%
MERCED, CA (FHA|USDA|VA) 1 $395,000 $395,000 $8,291 5.00%
Hilo, HI (FHA|USDA|VA) 1 $395,000 $395,000 $18,067 7.13%
SANTA FE, NM (FHA|USDA|VA) 1 $385,000 $385,000 $0 5.75%
FLINT, MI (FHA|USDA|VA) 2 $380,000 $190,000 $2,769 5.00%
Palestine, TX (FHA|USDA|VA) 1 $375,000 $375,000 $14,097 4.38%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $375,000 $375,000 $9,120 3.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $375,000 $375,000 $10,195 7.63%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $370,000 $185,000 $5,254 6.06%
Taylorville, IL (FHA|USDA|VA) 2 $370,000 $185,000 $4,446 5.31%
Fernley, NV (FHA|USDA|VA) 1 $365,000 $365,000 $3,612 3.49%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $365,000 $121,667 $4,226 5.88%
Show Low, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $10,525 3.25%
Payson, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $6,351 3.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $345,000 $345,000 $5,660 3.63%
APPLETON, WI (FHA|USDA|VA) 1 $345,000 $345,000 $3,722 5.13%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $340,000 $170,000 $7,796 3.56%
Galesburg, IL (FHA|USDA|VA) 1 $335,000 $335,000 $3,065 4.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $330,000 $165,000 $5,520 5.25%
Beaver Dam, WI (FHA|USDA|VA) 2 $330,000 $165,000 $2,580 5.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $325,000 $325,000 $8,132 4.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $315,000 $315,000 $15,535 5.99%
Houghton, MI (FHA|USDA|VA) 1 $315,000 $315,000 $8,608 6.50%
Adrian, MI (FHA|USDA|VA) 1 $315,000 $315,000 $4,071 5.50%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $315,000 $315,000 $3,278 3.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.13%
Hudson, NY (FHA|USDA|VA) 1 $305,000 $305,000 $5,634 3.13%
YUBA CITY, CA (FHA|USDA|VA) 1 $305,000 $305,000 $11,944 5.38%
Burlington, IA-IL (FHA|USDA|VA) 2 $300,000 $150,000 $3,537 4.13%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $295,000 $295,000 $3,001 5.38%
Fredericksburg, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,742 3.99%
Beeville, TX (FHA|USDA|VA) 1 $295,000 $295,000 $7,264 4.75%
MOBILE, AL (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.13%
Pecos, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,808 4.50%
Sevierville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $8,434 4.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.13%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $285,000 $285,000 $5,097 7.25%
VALDOSTA, GA (FHA|USDA|VA) 1 $275,000 $275,000 $6,687 3.50%
SAN ANGELO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $15,765 6.63%
EL PASO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $15,170 6.63%
CASPER, WY (FHA|USDA|VA) 1 $265,000 $265,000 $12,743 3.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.13%
Hobbs, NM (FHA|USDA|VA) 1 $265,000 $265,000 $7,355 6.25%
Ruidoso, NM (FHA|USDA|VA) 1 $265,000 $265,000 $5,410 5.88%
Athens, TX (FHA|USDA|VA) 2 $260,000 $130,000 $4,382 4.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,359 5.63%
El Campo, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,222 4.25%
Ashland, OH (FHA|USDA|VA) 3 $255,000 $85,000 $4,315 3.83%
Marquette, MI (FHA|USDA|VA) 1 $255,000 $255,000 $7,145 6.75%
Greeneville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $8,315 6.00%
GREENVILLE, NC (FHA|USDA|VA) 1 $245,000 $245,000 $4,580 3.88%
Paris, TX (FHA|USDA|VA) 1 $245,000 $245,000 $10,398 4.50%
Frankfort, KY (FHA|USDA|VA) 1 $245,000 $245,000 $3,204 5.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $245,000 $245,000 $5,759 3.38%
New Castle, PA (FHA|USDA|VA) 1 $245,000 $245,000 $4,968 4.00%
Minden, LA (FHA|USDA|VA) 2 $240,000 $120,000 $6,808 5.88%
ERIE, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,902 5.37%
Fallon, NV (FHA|USDA|VA) 1 $235,000 $235,000 $6,839 4.63%
BANGOR, ME (FHA|USDA|VA) 1 $235,000 $235,000 $4,493 6.63%
PITTSFIELD, MA (FHA|USDA|VA) 1 $235,000 $235,000 $4,759 4.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $235,000 $235,000 $3,874 3.25%
Durant, OK (FHA|USDA|VA) 1 $235,000 $235,000 $8,421 5.00%
ST. GEORGE, UT (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.50%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $225,000 $225,000 $3,096 5.63%
HARRISONBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,190 2.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $225,000 $225,000 $4,551 2.75%
Coos Bay, OR (FHA|USDA|VA) 1 $225,000 $225,000 $4,556 4.37%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $225,000 $225,000 $1,929 3.50%
Natchitoches, LA (FHA|USDA|VA) 1 $225,000 $225,000 $7,084 4.13%
Wooster, OH (FHA|USDA|VA) 1 $225,000 $225,000 $11,083 3.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $220,000 $110,000 $3,432 4.38%
WHEELING, WV-OH (FHA|USDA|VA) 2 $220,000 $110,000 $7,774 5.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,803 5.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,374 2.88%
MONROE, LA (FHA|USDA|VA) 1 $205,000 $205,000 $6,698 4.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,531 5.25%
BECKLEY, WV (FHA|USDA|VA) 1 $195,000 $195,000 $3,184 4.25%
Lock Haven, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,602 4.75%
AMES, IA (FHA|USDA|VA) 1 $185,000 $185,000 $4,668 5.49%
GRANTS PASS, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.13%
Oxford, MS (FHA|USDA|VA) 1 $175,000 $175,000 $3,594 5.25%
Tiffin, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,789 5.63%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $175,000 $175,000 $3,184 3.63%
Willmar, MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,156 5.13%
Kendallville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,668 5.13%
ALTOONA, PA (FHA|USDA|VA) 1 $165,000 $165,000 $8,506 5.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,178 5.50%
Susanville, CA (FHA|USDA|VA) 1 $165,000 $165,000 $4,131 3.75%
MUNCIE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,926 3.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,512 6.13%
PEORIA, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,197 3.75%
Clinton, IA (FHA|USDA|VA) 1 $155,000 $155,000 $2,934 3.63%
JACKSON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $5,036 7.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,144 2.50%
FOND DU LAC, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,853 5.99%
Greensburg, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,225 5.25%
Big Spring, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,576 5.63%
Raymondville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,598 4.13%
Morehead City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,048 5.25%
Marshalltown, IA (FHA|USDA|VA) 1 $145,000 $145,000 $4,502 6.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,649 3.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $145,000 $145,000 $9,381 6.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,419 3.25%
Woodward, OK (FHA|USDA|VA) 1 $135,000 $135,000 $5,597 5.63%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $130,000 $65,000 $2,579 3.63%
ST. CLOUD, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,410 3.63%
ROCHESTER, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,713 5.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,300 4.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,996 4.88%
Freeport, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,137 6.25%
Bradford, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,460 3.25%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.63%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $85,000 $85,000 $3,791 3.38%
TWIN FALLS, ID (FHA|USDA|VA) 1 $85,000 $85,000 $4,823 4.25%
Mount Sterling, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,818 5.13%
Lewistown, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,135 5.75%
Paducah, KY-IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,874 3.25%
Norwalk, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,311 5.88%
SYRACUSE, NY (FHA|USDA|VA) 1 $85,000 $85,000 $4,527 5.00%
Kingsville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,830 4.63%
Fremont, OH (FHA|USDA|VA) 1 $55,000 $55,000 $4,533 5.38%
Draper And Kramer Mortgage Corp.'s top markets include Washington, Chicago, Boston, Denver, and Philadelphia among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,942 $3,208,390,000 $403,978 $5,562 4.69%
    FHA 1,054 $340,330,000 $322,894 $11,651 4.94%
    VA 554 $265,030,000 $478,394 $11,556 4.51%
    USDA 68 $13,970,000 $205,441 $7,091 4.70%
    HELOC 1 $15,000 $15,000 n/a 0.00%

    For 2022, Draper And Kramer Mortgage Corp.'s most frequently originated type of loan was Conventional, with 7,942 originations. Their 2nd most popular type was FHA, with 1,054 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,846 $3,182,430,000 $405,612 $7,052 4.86%
    Cash Out Refi 1,124 $399,490,000 $355,418 $5,083 4.26%
    Refi 638 $241,660,000 $378,777 $4,270 3.59%
    Home Improvement 10 $3,850,000 $385,000 $14,386 6.35%
    Other 1 $305,000 $305,000 $9,992 2.75%

    For 2022, Draper And Kramer Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 7,846 originations. The 2nd most popular reason was Cash Out Refi, with 1,124 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,878 $3,625,040,000 $408,317 $6,868 4.81%
    15 Year 527 $154,365,000 $292,913 $4,165 3.56%
    20 Year 85 $27,035,000 $318,059 $3,811 3.77%
    10 Year 37 $2,435,000 $65,811 $1,423 2.13%
    5 Year 27 $435,000 $16,111 $10 0.22%
    1 Year 23 $10,605,000 $461,087 $4,905 5.95%
    Other 21 $3,825,000 $182,143 $4,007 2.67%
    3 Year 11 $145,000 $13,182 $105 0.00%
    30+ year 10 $3,850,000 $385,000 $14,386 6.35%

    For 2022, Draper And Kramer Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 8,878 originations. The 2nd most popular length was 15 Year, with 527 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,579 $2,258,815,000 $404,878
    $5k+ 1,172 $578,770,000 $493,831
    $2k-3k 839 $299,575,000 $357,062
    $3k-4k 611 $213,045,000 $348,682
    $<1k 468 $171,730,000 $366,944
    $4k-5k 460 $174,240,000 $378,783

    Draper And Kramer Mortgage Corp.'s average total fees were $6,868, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,579 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 2,723 $1,025,735,000 $376,693
    3-4% 2,580 $1,075,440,000 $416,837
    4-5% 2,276 $984,730,000 $432,658
    6-7% 1,051 $366,535,000 $348,749
    2.5-3% 488 $231,390,000 $474,160
    7-8% 279 $88,595,000 $317,545
    <2.5% 217 $53,005,000 $244,263
    Over 8% 5 $2,305,000 $461,000

    During 2022, Draper And Kramer Mortgage Corp.'s average interest rate for loans was 4.81%, while their most frequently originated rate bucket for loans was 5-6%, with 2,723 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,740 $1,106,680,000 $295,904 $6,239 4.85%
    $400k-600k 2,358 $1,149,130,000 $487,332 $7,704 4.67%
    $100k-200k 1,596 $249,480,000 $156,316 $4,747 4.88%
    $600k-1MM 1,323 $966,195,000 $730,306 $7,948 4.52%
    $100,000 or less 349 $20,515,000 $58,782 $2,621 3.52%
    $1MM+ 253 $335,735,000 $1,327,016 $11,540 4.28%

    2022 saw Draper And Kramer Mortgage Corp. place emphasis on $200k-400k loans with 3,740 originations, totaling $1,106,680,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,494 $936,700,000 $375,581 $6,908 4.74%
    $150k-250k 2,268 $1,110,260,000 $489,533 $6,918 4.73%
    $75k-100k 1,492 $445,410,000 $298,532 $6,807 4.68%
    $250k+ 1,399 $932,275,000 $666,387 $7,292 4.65%
    $50k-75k 1,396 $317,200,000 $227,221 $5,828 4.72%
    $50k or less 556 $80,430,000 $144,658 $4,599 4.61%

    Draper And Kramer Mortgage Corp. lent most frequently to those with incomes in the $100k-150k range, with 2,494 originations. The second most popular income band? $150k-250k, with 2,268 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,739 $693,775,000 $398,951 $5,740 4.54%
    30-36% 1,702 $705,920,000 $414,759 $5,993 4.61%
    50-60% 542 $205,780,000 $379,668 $11,736 4.87%
    44% 485 $187,505,000 $386,608 $6,847 4.77%
    <20% 483 $188,465,000 $390,197 $5,258 4.39%
    42% 429 $178,445,000 $415,956 $6,720 4.70%
    41% 401 $167,185,000 $416,920 $6,656 4.75%
    43% 400 $142,890,000 $357,225 $6,183 4.89%
    40% 385 $166,415,000 $432,247 $6,643 4.67%
    39% 385 $154,055,000 $400,143 $6,197 4.76%
    49% 372 $155,060,000 $416,828 $7,584 5.02%
    38% 357 $146,705,000 $410,938 $6,205 4.76%
    37% 346 $142,950,000 $413,150 $6,344 4.76%
    36% 344 $139,160,000 $404,535 $6,575 4.80%
    45% 337 $121,635,000 $360,935 $6,740 4.77%
    48% 308 $117,570,000 $381,721 $7,346 4.91%
    47% 290 $102,950,000 $355,000 $6,718 4.99%
    46% 272 $93,410,000 $343,419 $7,011 4.71%
    >60% 27 $14,685,000 $543,889 $14,931 4.49%

    Draper And Kramer Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 1,739 originations. The next most common DTI ratio? 30-36%, with 1,702 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,679 $2,614,505,000 $391,452 $6,484 4.73%
    Asian 1,138 $483,650,000 $425,000 $5,851 4.47%
    Not provided 1,097 $444,525,000 $405,219 $6,976 4.79%
    Black 643 $260,205,000 $404,673 $8,905 4.64%
    American Indian 34 $12,930,000 $380,294 $8,537 4.82%
    Asian Indian 9 $4,435,000 $492,778 $4,603 4.22%
    Native Hawaiian or Islander 10 $3,500,000 $350,000 $9,650 5.43%
    Filipino 3 $1,525,000 $508,333 $7,634 6.91%
    Chinese 3 $875,000 $291,667 $4,191 6.00%
    Other Asian 1 $695,000 $695,000 $6,061 4.88%
    Guamanian 1 $645,000 $645,000 $4,545 5.38%
    Vietnamese 1 $245,000 $245,000 $6,845 5.88%

    Approval Rates

    Total approvals of all applications
    97.29%

    Draper And Kramer Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    76.07%

    Draper And Kramer Mortgage Corp. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $5,000 $5,000
    NA 9,618 $3,827,730,000 $397,976

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,619 $3,827,735,000 $397,935

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 323 $87,525,000 $270,975 $4,510 4.39%
    40-60% 891 $310,795,000 $348,816 $4,706 4.36%
    60-80% 3,157 $1,312,275,000 $415,672 $5,844 4.70%
    80-100% 4,922 $2,026,630,000 $411,749 $7,317 4.89%
    Over 100% 170 $80,360,000 $472,706 $18,601 4.49%
    Under 20% 156 $10,150,000 $65,064 $1,261 1.67%